Datasets:

Addyk24
/

Pre-Delinquency-dataset

Dataset card Data Studio Files Files and versions

Split (2)

train · 20k rows

Salary_Drift_Capped_max float64	Credit_Score_last float64	Liquidity_Ratio float64	Savings_Burn_Rate float64	Budget_Pressure float64	Discretionary_Ratio float64	EMI_Stress_Count int64	Cognitive_Load_Score_mean float64	P_2 float64	B_37 float64	B_25 float64	B_30 float64	D_4 float64	D_42 float64	D_52 float64	S_24 float64	S_4 float64	is_at_risk int64	User_ID large_string	Stress_Acceleration float64	Debt_Service_Coverage float64	Discretionary_Stress float64	Payment_Risk_Composite float64	Savings_Depletion_Velocity float64	Credit_Stress_Multiplier float64	Recovery_Capacity float64	AMEX_Risk_Trend float64	Budget_Salary_Interaction float64	Cognitive_Stress_Compound float64
5.495397	540.150063	5.604291	0.171515	0.78336	0.35952	2	3.940267	0.538212	0.173357	0.327304	0.170143	1	0	0	0.09773	0.326112	1	USER_005476	0.045314	5.92732	0.976053	5.192507	3.390814	0.025528	17.947189	-0.031448	0.783961	7.295877
5	675.223148	6.281012	0.545533	1.22475	0.375243	0	6.989981	1	0.003553	0.798358	0.066595	0.14582	0.019744	0.254954	0.005566	0.387625	0	U_SYN_5795	0.539953	4.741282	0.765171	0	0.085493	0.171584	1.071137	0.049669	0.40825	3.77426
5	658.015976	2.250236	0.515463	1.000039	0.372039	0	7.798834	0.883359	0.005378	0.383705	0.098603	0.150885	0.088672	0.210251	0.005605	0.499981	0	U_SYN_5491	0.539744	2.045597	0.627986	0	0.219324	0.188404	0.405642	0.118524	0.333346	4.209377
1.126244	582.42408	6.419393	0.250929	0.701071	0.49124	4	3.502424	0.45567	0.53256	0.783682	0.260425	1	0	0	-0.248158	0.397066	1	USER_006015	0.052623	6.770713	0.988819	8.264545	1.186511	0.025601	16.329658	-0.397924	0.232947	2.264248
1.756015	492.086236	4.514477	0.274827	0.688146	0.414343	1	4.952926	0.420727	0.406868	0.101643	0.482873	1	0	1	0.182702	0.077645	1	USER_002002	0.107142	3.703867	0.686401	3.326477	0.010866	0.069723	13.219664	-0.029527	0.629402	4.824435
0	702.403502	6.079214	0.591653	0.838165	0.362431	0	5.864445	1	0.009568	0.794949	0.077102	0.188979	0.055815	0.21678	0.004702	0.580917	0	U_SYN_11797	0.377495	6.479898	0.534388	0	0.095749	0.101304	0.89971	0.073438	0	2.213801
5	344.468205	3.09584	0.700808	1.441428	0.292925	1	9.222521	0.843658	0.002593	0.395079	0.00643	0.288993	0.222287	0.129226	0.007153	0.279286	0	U_SYN_13951	0.661109	2.008423	1.019198	1	0.219288	0.607658	0.271322	0.215921	0.480476	6.097096
0	550.293967	7.550293	0.096775	2.076351	0.037524	0	9.489972	0.845698	0.00221	0.821272	0.096691	0.194049	0.0895	0.020857	0.0016	0	0	U_SYN_1600	0.470445	3.469244	1.998439	0	0.01265	0.256355	0.255897	0.146785	0	4.464514
0.10342	784.733077	8.602608	0.092731	0.808573	0.152443	0	0.133272	0.911243	0.202139	0.215526	0.406929	0	0	0	-0.067051	0.656651	0	USER_005752	0.297937	14.906682	0.439927	1.178878	2.395071	0.035355	36.456001	-0.070188	0.51348	5.505367
2	736.587259	6.547434	0.582681	0.944208	0.205926	0	7.056227	0.995475	0.008543	0.680685	0.050851	0.032046	0.044025	0.025102	0.004222	0.527896	0	U_SYN_1849	0.433733	6.27024	0.749771	0	0.087655	0.089438	0.562665	0.024631	0.125894	3.060517
0	466.036213	3.534449	0.165605	0.709438	0.309583	0	7.071114	0.827679	0.00102	0.461904	0.057281	0.17582	0.029986	0.263096	0.00423	0.645281	0	U_SYN_1752	0.246598	4.366548	0.489808	0	0.045565	0.172154	0.912999	0.13067	0	1.743723
7	721.84903	8.411811	0.283631	0.984812	0.509247	0	6.999816	0.83205	0.008801	0.947989	0.084247	0.055189	0.054987	0.025107	0.009787	0.507594	0	U_SYN_2040	0.445548	7.754162	0.4833	2	0.033322	0.103814	3.068701	0.100233	0.459579	3.118757
0	598.005816	6.641442	0.537815	0.547787	0.408427	0	6.052049	0.996349	0.004767	0.787516	0.014781	0.107659	0.051793	0.110612	0.006952	0.726107	0	U_SYN_7965	0.300569	10.252511	0.324056	0	0.079777	0.137712	1.253696	0.049296	0	1.819059
0	619.955719	3.886467	0.559285	0.870032	0.452607	0	7.89854	0.888893	0.005869	0.535766	0.097321	0.037293	0.019092	0.085026	0.006701	0.564984	0	U_SYN_5231	0.391962	4.006535	0.476249	0	0.140296	0.163943	0.775237	0.061358	0	3.095924
0	703.797597	8.426755	0.94593	0.840113	0.406067	3	8.784252	1	0.007709	0.973029	0.03234	0.604208	0.476098	0.381697	0.005525	0.579944	0	U_SYN_546	0.475257	8.963558	0.498971	3	0.110937	0.126334	0.185017	0.324092	0	4.174779
0	678.029129	5.782437	0.325812	0.168559	0.659772	0	3.672691	1	0.002064	0.759367	0.026638	0.003878	0.002793	0.211839	0.010992	0.915721	0	U_SYN_6199	0.165455	21.531366	0.057348	0	0.055387	0.051734	2.572086	0.002001	0	0.607665
7	550.347158	10	0.430616	1.582992	0.329569	1	8.492699	0.843186	0.006187	1.008308	0.043062	0.347505	0.237743	0.225977	0.006767	0.208504	0	U_SYN_5147	0.605585	5.9418	1.061286	3	0.042635	0.329937	1.876516	0.2383	0.738729	5.143051
0	620.403243	8.776059	0.279548	0.743001	0.494506	0	6.597609	0.969988	0.00445	0.910885	0.078406	0.058291	0.082476	0.274305	0.005215	0.628499	0	U_SYN_10737	0.254997	10.410493	0.375583	0	0.031495	0.106448	3.126624	0.054235	0	1.682372
0	665.256925	3.607675	0.517787	0.421873	0.373875	0	4.985694	0.999695	0.005698	0.559246	0.020183	0.049107	0.02466	0.16442	0.003974	0.789064	0	U_SYN_12191	0.293653	6.912937	0.264145	0	0.139653	0.098637	0.650419	0.022252	0	1.464063
7	559.625128	4.351154	0.637056	1.343721	0.356141	2	8.387494	0.715953	0.009012	0.610919	0.006281	0.449023	0.363386	0.349822	0.003761	0.32814	0	U_SYN_10694	0.644793	3.013847	0.865167	4	0.143122	0.340421	0.562426	0.357342	0.62707	5.408199
1.609673	516.660172	6.37294	0.161414	0.80539	0.44682	2	4.1779	0.488536	0.149096	0.868162	0.246163	1	0	0	0.028371	0.845512	1	USER_005261	0.028725	8.163812	0.042398	6.160245	1.994556	0.01741	17.626922	0.001204	0.151161	7.138688
0	645.240275	0.626124	0.603663	0.441827	0.569041	0	5.246719	1	0.005942	0.081087	0.090465	0.179303	0.062574	0.241917	0.008652	0.779087	0	U_SYN_7169	0.544899	1.15558	0.190409	0	0.831349	0.202861	0.141211	0.072563	0	2.858933
5.374776	661.136309	6.02389	0.203349	0.738542	0.061378	1	3.693268	0.605965	0.402513	0.512603	0.177997	1	0	0	-0.049544	0.653687	0	USER_001559	0.169996	6.323321	0.689303	3.600032	0.123137	0.058375	28.270791	-0.909794	0.918093	0.462263
0.440983	795.727417	10.237714	0.090698	0.711297	0.032741	0	-0.537881	0.812812	-0.001605	0.200489	0.047644	0	0	0	0.128658	0.097131	0	USER_008215	-0.017278	18.572505	0.712798	-0.032581	2.046446	-0.001705	49.512628	-0.062453	0.422127	9.956664
4.625535	675.941096	7.55562	0.046136	0.927035	0.281833	1	3.404509	0.529313	0.038156	0.210606	0.193015	1	0	1	0.068535	0.669709	1	USER_007193	-0.066401	10.104199	0.010899	3.375683	2.306891	-0.021014	27.130993	-1.188511	0.329636	6.92548
0	782.892308	0.88822	0.455903	0.739184	0.072216	1	6.128051	1	0.102742	0.992069	0.186893	0	0	0	0.069562	0.043151	0	USER_008512	0.363368	1.578094	0.666675	0.554614	0.40242	0.044336	4.120384	0.482954	0.399562	1.399455
0	841.166389	2.476781	0.223003	0.755183	0.304271	0	7.656665	1	0.001929	0.379997	0.048166	0.120671	0.08507	0.080222	0.004011	0.622409	0	U_SYN_14650	0.295554	2.896201	0.525403	0	0.086543	0.004747	0.585554	0.061722	0	2.262955
0.325565	553.824112	6.609721	0.356043	0.874247	0.508913	0	2.689231	0.411874	0.263885	0.352887	0.415262	0	0	3	0.142302	0.308861	1	USER_000302	0.15231	6.021756	0.620345	-1.53599	0.264036	0.082019	16.22973	0.478589	0.487501	9.964748
0.982898	629.464771	0.027199	0.508333	0.825498	0.305844	1	8.430677	0.730256	0.263565	0.196613	0.244038	0	0	0	0.211736	0.7306	1	USER_000574	0.4058	-0.611	0.588573	2.939581	2.582942	0.162715	0.094403	0.87606	0.162665	0.292144
0	567.759262	1.640435	0.258623	1.050834	0.257158	2	6.189973	1	0.001414	0.196902	0.00427	0.377957	0.321767	0.511625	0.003656	0.474583	0	U_SYN_10417	0.402667	1.425431	0.780603	2	0.148597	0.206635	0.312751	0.209917	0	2.492501
3.03872	598.235225	5.238884	0.26884	0.714441	0.463453	2	5.557019	0.44877	0.192494	0.223063	0.190534	0	0	0	-0.113552	0.609352	0	USER_004924	0.090569	5.131646	0.545229	2.511141	0.174611	0.041458	14.054531	-0.779451	0.420594	9.657009
2.559535	551.625819	4.437149	0.340781	0.672702	0.687337	1	4.514789	0.551835	0.409705	0.28068	0.485165	1	0	2	0.022467	0.601104	1	USER_003992	0.222981	4.166293	0.949533	0.579665	1.545941	0.120967	6.936665	-0.257992	0.574239	5.204627
2	734.763782	7.465681	0.361988	0.434201	0.465849	0	6.659578	0.907795	0.004757	0.940801	0.098624	0.060627	0.086859	0.060199	0.009621	0.7829	0	U_SYN_9318	0.261872	13.975417	0.231929	0	0.047846	0.054867	2.218926	0.081128	0.057893	1.743956
0.251802	704.218916	7.346349	0	0.695112	0	0	-0.458201	0.740399	-0.15682	0.92949	0.330117	2	0	1	0.172972	0.359938	0	USER_008204	-0.050599	12.43327	0.186868	0.458705	0.973516	-0.013412	36.731744	0.904953	0.153647	6.389522
10	650.794052	0.929869	0.438487	0.838208	0.475025	3	9.640298	0.725411	0.004222	0.256059	0.032689	0.610406	0.49687	0.477619	0.008733	0.580896	1	U_SYN_14090	0.693387	0.991111	0.440038	5	0.42577	0.25114	0.248027	0.442018	0.558806	6.684459
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0	591.550078	2.172282	0.444703	1.837681	0.086756	0	7.751523	0.973049	0.008309	0.306246	0.046844	0.141646	0.025894	0.147823	0.005371	0.081159	0	U_SYN_6016	0.588964	1.121073	1.678251	0	0.195707	0.27676	0.104651	0.061042	0	4.565369
5	795.787057	2.020771	0.500249	0.462397	0.477478	0	6.791736	0.850483	0.00348	0.369983	0.091141	0.196434	0.051474	0.205818	0.007036	0.768802	0	U_SYN_12224	0.436859	3.593143	0.241612	0	0.235881	0.043061	0.482197	0.134179	0.154132	2.967033
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7	705.966157	6.510376	0.498016	2.265374	0.169171	2	10	0.694704	0.002127	0.751609	0.055691	0.474552	0.345822	0.483345	0.004178	0	0	U_SYN_2251	0.772735	2.752367	1.882138	4	0.075339	0.202364	0.552869	0.36823	1.057174	7.72735
0	844.401765	4.259788	0.402324	0.741387	0.567287	0	6.115234	0.83962	0.002543	0.604504	0.08126	0.143882	0.095837	0.045919	0.007694	0.629306	0	U_SYN_3670	0.314849	5.062815	0.320808	0	0.092281	0.003205	1.444297	0.136068	0	1.925373
3.918698	567.718333	4.749309	0.145763	0.684683	0.5579	2	3.705871	0.426499	0.405072	0.983153	0.313744	0	0	2	0.294999	0.287865	1	USER_003495	0.007862	4.457588	0.347681	2.798486	1.912801	0.004035	10.498342	-0.513975	0.159608	4.381734
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4.247125	621.984156	5.709154	0.23638	0.643325	0.37612	1	3.396125	0.570199	0.132686	0.401365	0.371559	1	0	1	0.120149	0.24983	1	USER_007803	0.144664	6.877397	0.152595	3.148629	6.918213	0.059974	17.809137	-1.648169	0.789221	5.308914
3.044736	506.696678	4.095585	0.232203	0.840672	0.383325	0	4.715634	0.457689	0.258634	0.849279	0.113778	2	0	2	-0.101065	0.281913	1	USER_002331	0.277017	4.248704	0.476804	1.962733	2.915343	0.172911	12.62822	0.056928	0.244969	0.576842
2	669.651193	0.830464	0.517564	0.786063	0.380046	1	6.804498	1	0.003682	0.232814	0.051385	0.200306	0.231359	0.347968	0.005244	0.606968	0	U_SYN_11689	0.567429	0.937251	0.487323	1	0.556243	0.186064	0.152264	0.129499	0.104808	3.861066
4.661668	522.676898	4.503073	0.206031	0.794229	0.567442	2	5.835774	0.411899	0.390622	0.513244	0.092304	0	0	1	0.031859	0.914054	1	USER_003018	0.038279	2.897649	0.341496	5.31307	2.553142	0.022781	9.739201	1.291595	0.726699	0.626142
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6.678004	486.50284	5.974426	0.377064	0.770657	0.375352	3	5.075279	0.458923	0.404133	0.496442	0.157954	0	0	0	0.169325	0.706031	0	USER_005302	0.348728	5.483491	0.920011	5.970023	1.972897	0.230476	18.659578	-1.541866	0.998956	7.536642
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2.336167	474.336758	4.786259	0.425498	0.561351	0.431414	4	4.071981	0.46852	0.13303	0.745567	0.111122	2	0	0	0.002642	0.680138	1	USER_001666	0.128557	3.564488	0.698597	10.900377	4.03743	0.087808	13.606992	0.178729	0.025919	6.433072
0	659.728873	4.969571	0.651584	1.529815	0.318743	0	7.113595	0.983572	0.005518	0.609255	0.055816	0.151172	0.049387	0.272113	0.006524	0.235093	0	U_SYN_12963	0.540889	3.049163	1.042197	0	0.128528	0.187119	0.551897	0.066739	0	3.847666
3.868416	646.247106	6.98211	0.328772	0.821751	0.313183	1	3.011796	0.639739	0.147409	0.987295	0.46641	0	0	0	0.108704	0.866377	0	USER_003191	0.026194	9.393502	0.627968	3.109915	0.291354	0.009704	23.97717	0.014821	0.940876	0.826812
7	451.914615	0.761009	0.840808	1.02465	0.4597	5	8.876566	0.736695	0.004043	0.131311	0.083133	0.883456	0.747707	0.672804	0.00768	0.487675	1	U_SYN_11910	0.829458	0.676663	0.553618	7	0.976538	0.600355	0.055691	0.594671	0.47817	7.362739
0	608.854349	1.414991	0.391935	1.334167	0.362717	1	7.994055	0.939575	0.001415	0.173785	0.015892	0.214244	0.156282	0.193225	0.005874	0.332917	0	U_SYN_6697	0.516428	0.986629	0.850241	1	0.258704	0.226426	0.312085	0.135328	0	4.128352
0.228057	793.58835	10.016297	0.138576	0.580801	0	0	-0.533575	0.950943	0.014469	0.297042	0.201618	0	0	0	-0.009079	0.08852	0	USER_006720	-0.006162	18.816475	0.817258	-0.222541	0.771228	-0.000632	50.081485	0.693887	0.157539	0.637809
5	683.859443	0.556156	0.273944	1.069786	0.31979	1	5.50047	1	0.002233	0.070031	0.054372	0.311198	0.198318	0.153959	0.004143	0.465107	0	U_SYN_6058	0.700946	0.475434	0.727679	1	0.417498	0.211737	0.129131	0.152855	0.356595	3.855532
0	560.055202	6.168623	0.388901	0.969296	0.496514	0	5.559503	0.863377	0.006174	0.699941	0.015376	0.132558	0.022855	0.096777	0.008116	0.515352	0	U_SYN_4698	0.342434	5.768861	0.488027	0	0.062039	0.180522	1.871681	0.101273	0	1.903765
0	564.8194	6.272226	0.834866	1.313194	0.277774	2	10	1	0.009354	0.636194	0.021181	0.338343	0.320762	0.399627	0.003678	0.343403	0	U_SYN_10750	0.544485	4.438332	0.948423	2	0.131016	0.282321	0.287706	0.197731	0	5.44485
0	523.24223	5.459302	0.08119	0.545921	0.401739	0	5.185734	1	0.007295	0.647596	0.036888	0.007486	0.069432	0.23571	0.005473	0.727039	0	U_SYN_3320	0.169517	8.451962	0.326603	0	0.014604	0.100711	2.015147	0.023075	0	0.87907
4.741634	621.676653	6.268462	0.339331	0.826281	0.534179	2	3.030177	0.683319	0.115654	0.290616	0.336868	1	0	0	0.025411	0.628772	1	USER_000864	0.47594	7.099369	0.836658	4.450399	1.832649	0.197579	14.599902	-2.13911	0.452486	0.531763
0	681.325126	1.023504	0.033776	0.876324	0.360883	0	5.652111	0.881542	0.002545	0.199433	0.060748	0.126194	0.039968	0.104904	0.007753	0.561838	0	U_SYN_10464	0.363412	1.048325	0.560074	0	0.030063	0.111452	0.356889	0.097232	0	2.054045
0	850	2.630785	0.074214	0.866191	0.502705	0	6.633284	1	0.005576	0.375638	0.008914	0.19246	0.055016	0.247565	0.008378	0.566904	0	U_SYN_12446	0.268741	2.722841	0.430753	0	0.027177	0	1.22436	0.074243	0	1.782638
5	581.40655	0.5	0.205815	0.349858	0.368877	3	7.573167	0.891905	0.006931	0.204356	0.041327	0.486917	0.528231	0.58862	0.004475	0.825071	0	U_SYN_4773	0.565049	1.111463	0.220803	3	0.343025	0.275943	0.146478	0.347783	0.116619	4.279214
2	476.46893	5.716651	0.286129	1.963034	0.238931	0	8.543062	0.919326	0.00479	0.639624	0.012093	0.048016	0.047907	0.236584	0.003754	0.018483	0	U_SYN_6575	0.55283	2.770992	1.494004	0	0.049191	0.375453	0.975066	0.061047	0.261738	4.722857
0.448736	654.811039	6.304809	0.162778	0.825794	0.166333	1	3.903142	0.570439	0.142161	0.41134	0.044835	0	0	2	0.045723	0.436647	1	USER_005555	0.249351	7.33631	0.228099	0.96316	2.981835	0.088492	26.28054	0.746084	0.426893	3.559316
2	634.941645	2.743381	0.637142	1.258494	0.430769	0	8.310595	0.964306	0.009918	0.376163	0.008416	0.167601	0.068503	0.268679	0.006565	0.370753	0	U_SYN_4709	0.55318	2.019428	0.716374	0	0.224079	0.216302	0.428812	0.085109	0.167799	4.597258
4.866534	448.284011	4.710918	0.353728	0.821118	0.574759	1	5.667998	0.272425	0.34456	0.353577	0.005482	1	0	1	-0.098171	0.789036	1	USER_002231	0.297359	4.156146	0.336959	2.664321	7.674408	0.217189	10.016379	0.126306	0.081711	3.427477
8.45565	722.640787	0.830197	0.285225	0.819745	0.204951	3	7.878701	0.963736	0.150859	0.673234	0.125361	1	1	1	-0.006257	0.874313	1	USER_003812	0.3081	1.272397	0.349707	7.173061	0.757147	0.071344	3.300238	0.70394	0.563257	3.565557
0.501263	663.029769	7.501651	0.210188	1	0.206753	0	1.723711	0.709624	0.113246	0.181623	0.265098	0	0	0	-0.076284	0.82374	0	USER_002222	0.382314	10.644783	0.946149	-0.027712	1.252574	0.129966	29.753325	-0.216143	0.669581	5.91795
0	648.883138	4.808338	0.405052	1.506942	0.259249	0	6.820408	1	0.005534	0.510143	0.049141	0.010424	0.038414	0.200439	0.007042	0.246529	0	U_SYN_13653	0.463651	2.992228	1.11627	0	0.082523	0.169542	0.741635	0.014652	0	3.162289
0	719.516458	3.282113	0.302104	1.27372	0.408708	0	8.013804	1	0.005023	0.520094	0.021614	0.048382	0.009955	0.080615	0.007732	0.36314	0	U_SYN_8740	0.40451	2.389216	0.75314	0	0.089324	0.095967	0.936175	0.017501	0	3.241664
1.050312	507.629411	4.360616	0.438198	0.747171	0.411879	0	4.506697	0.322405	0.363888	0.806611	0.085572	1	0	0	-0.012249	0.183649	0	USER_005915	0.445904	3.40198	0.592772	0.969016	5.215464	0.277572	12.822855	-0.430518	0.556438	6.512537
7	568.753017	4.644916	0.6628	2.305583	0.120297	2	10	0.780564	0.003256	0.613383	0.026285	0.342617	0.334177	0.306525	0.004678	0	0	U_SYN_5785	0.842107	1.93089	2.028229	4	0.139686	0.430618	0.188417	0.290813	1.075939	8.42107

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