Datasets:

Addyk24
/

Pre-Delinquency-dataset

Dataset card Data Studio Files Files and versions

Split (2)

train · 20k rows

Salary_Drift_Capped_max float64	Credit_Score_last float64	Liquidity_Ratio float64	Savings_Burn_Rate float64	Budget_Pressure float64	Discretionary_Ratio float64	EMI_Stress_Count int64	Cognitive_Load_Score_mean float64	P_2 float64	B_37 float64	B_25 float64	B_30 float64	D_4 float64	D_42 float64	D_52 float64	S_24 float64	S_4 float64	is_at_risk int64	User_ID large_string	Stress_Acceleration float64	Debt_Service_Coverage float64	Discretionary_Stress float64	Payment_Risk_Composite float64	Savings_Depletion_Velocity float64	Credit_Stress_Multiplier float64	Recovery_Capacity float64	AMEX_Risk_Trend float64	Budget_Salary_Interaction float64	Cognitive_Stress_Compound float64
0.3239	788.508717	8.671812	0.051111	0.90098	0.182488	0	1.012533	0.83988	-0.050076	0.473713	0.30971	0	0	0	-0.071669	0.351866	1	USER_000965	0.085194	14.797534	0.588528	-1.201385	2.098172	0.009525	35.446567	-0.66224	0.09319	5.95568
2.013103	600.204383	7.842951	0.319415	0.903929	0.323158	2	0.35915	0.504769	0.223221	0.244115	0.478404	1	0	0	0.105349	0.496233	1	USER_001988	0.333074	10.478692	0.650646	4.890345	0.445044	0.151273	26.542179	-1.228673	0.135307	8.136034
0	698.105572	3.690744	0.242793	1.109774	0.388508	0	7.571672	0.906954	0.003005	0.393593	0.014858	0.006994	0.080485	0.102783	0.005854	0.445113	0	U_SYN_13560	0.347553	3.050771	0.678618	0	0.064049	0.095984	1.085747	0.063462	0	2.631557
0	718.341723	3.581488	0.833137	1.020193	0.334367	3	9.417044	1	0.003525	0.508683	0.095982	0.598331	0.461241	0.620343	0.005581	0.489904	1	U_SYN_10270	0.508306	3.197207	0.679074	3	0.226304	0.121678	0.199823	0.317872	0	4.786736
10.276196	407.46909	1.909527	0.467323	0.915929	0.492037	1	7.378796	0.243357	0.498463	0.599451	0.229467	4	0	2	0.00039	0.046524	1	USER_007767	0.484315	0.08334	0.634212	5.527583	0.110077	0.389681	4.849843	-0.953256	0.952505	5.776453
10	635.262377	1.557562	0.528765	0.314034	0.755237	3	7.805906	0.67062	0.0081	0.173282	0.016784	0.503025	0.4861	0.344152	0.010682	0.842983	1	U_SYN_7225	0.542096	3.761916	0.076864	5	0.319002	0.211651	0.554327	0.42849	0.209356	4.231546
7	563.470072	6.636614	0.482771	1.202111	0.429697	0	6.550095	0.926219	0.007728	0.728735	0.0424	0.123475	0.005253	0.26302	0.00668	0.398944	0	U_SYN_2311	0.554942	5.09681	0.685567	2	0.071664	0.289105	1.474999	0.068131	0.560985	3.634924
7.456237	603.079975	6.590041	0.271136	0.946063	0.515106	0	4.738779	0.767306	0.35508	0.64222	0.446814	1	0	0	0.173129	0.057422	1	USER_007206	0.236198	7.366966	0.072099	0.85998	0.232246	0.10604	15.977352	1.678379	0.844493	2.057511
0	722.016343	4.324141	0.313653	1.456398	0.372707	0	7.135205	0.965469	0.005475	0.562592	0.082302	0.127961	0.012255	0.01242	0.007169	0.271801	0	U_SYN_12658	0.430582	2.778301	0.913588	0	0.070896	0.100195	1.106144	0.055877	0	3.07229
0	650.191294	1.307558	0.820209	1.836118	0.249157	2	10	0.818241	0.000412	0.267194	0.06279	0.342646	0.328595	0.3402	0.007177	0.081941	0	U_SYN_8391	0.755376	0.67535	1.378636	2	0.582718	0.27442	0.058574	0.274076	0	7.553764
0.936408	730.113874	7.736373	0	0.763202	0.214692	0	0.146507	0.940854	-0.109157	0.203099	0.199409	0	0	0	-0.064312	0.303211	1	USER_006812	-0.04115	14.112495	0.465214	0.883111	3.566992	-0.00897	30.377179	0.499086	0.362576	3.240362
2	652.642891	3.655037	0.127232	0.839556	0.526445	0	7.761472	1	0.003841	0.371046	0.028517	0.0515	0.046702	0.299293	0.008172	0.580222	0	U_SYN_8677	0.299343	3.890173	0.397576	0	0.033883	0.107413	1.679358	0.02946	0.111941	2.32334
1.441452	696.252645	7.416523	0.075765	0.815313	0.275986	0	1.686918	0.758031	0.173303	0.15375	0.067339	0	0	2	-0.036152	0.064321	0	USER_000167	-0.007833	11.098638	0.114638	1.623219	2.493506	-0.00219	26.848349	1.097818	0.242003	4.058074
0	628.019729	2.557204	0.609509	1.267202	0.305014	0	9.261741	0.997396	0.001497	0.258098	0.077753	0.159679	0.017829	0.292961	0.00774	0.366399	0	U_SYN_12916	0.51156	1.870392	0.880688	0	0.22938	0.206466	0.304577	0.054294	0	4.737938
0	646.883964	8.901243	0.135196	0.812053	0.498798	0	6.91132	1	0.003322	0.919172	0.078632	0.00685	0.066167	0.18615	0.008718	0.593974	0	U_SYN_2823	0.225188	9.75957	0.407002	0	0.01502	0.083163	3.839666	0.021905	0	1.55635
0	630.318888	0.567335	0.314852	1.099786	0.34258	2	8.445459	0.947267	0.009603	0.06967	0.07564	0.347191	0.386438	0.315688	0.007696	0.450107	0	U_SYN_4551	0.614112	0.472863	0.723022	2	0.471805	0.245289	0.133164	0.241182	0	5.186462
0	669.937992	5.788386	0.262994	0.705692	0.485477	0	7.325984	0.997331	0.009864	0.65121	0.06259	0.063605	0.039827	0.188322	0.00843	0.647154	0	U_SYN_5336	0.254002	7.184362	0.363095	0	0.044663	0.083157	2.071082	0.032097	0	1.860814
10	686.623575	2.484776	0.619343	0.821562	0.430451	2	9.269163	0.575765	0.00351	0.425788	0.040258	0.328176	0.329485	0.448971	0.005667	0.589219	1	U_SYN_11437	0.627491	2.696267	0.46792	4	0.239612	0.186395	0.407141	0.366993	0.547708	5.816318
15	566.451961	0.5	1	1.548867	0.269956	5	9.457562	0.447669	0.006817	0.074457	0.066456	0.875758	0.784072	0.693442	0.003818	0.225567	1	U_SYN_14009	1.243107	0.303239	1.130742	7	1.666667	0.640874	0	0.718881	1.548867	11.756759
0	695.90339	4.50202	0.509966	1.064392	0.253244	0	7.910331	0.933858	0.004103	0.606239	0.062881	0.134237	0.088135	0.221304	0.007162	0.467804	0	U_SYN_11353	0.409328	3.866411	0.794842	0	0.110814	0.114684	0.558691	0.093169	0	3.237916
7	707.376776	6.793597	0.504222	0.831308	0.550261	3	6.044859	0.702984	0.001864	0.807609	0.007526	0.52734	0.511055	0.378749	0.010348	0.584346	0	U_SYN_3749	0.486541	7.294682	0.373872	5	0.073144	0.126167	1.853343	0.430325	0.387944	2.94107
0	462.114309	1.914614	0.381118	1.903122	0.278313	2	10	0.892991	0.000041	0.273402	0.033146	0.417629	0.378768	0.337292	0.004459	0.048439	0	U_SYN_10394	0.594235	0.955815	1.373459	2	0.189177	0.419082	0.329778	0.281723	0	5.942346
1.153202	558.008791	4.818183	0.359873	0.596418	0.247728	0	1.656739	0.688624	0.209708	0.678565	0.113474	0	0	1	0.059608	0.482902	1	USER_003595	0.045025	6.222294	0.986004	-0.043463	2.555064	0.023903	18.12293	0.055979	0.95563	8.012985
4.406187	534.860557	6.208796	0.049535	0.877419	0.384552	0	5.196369	0.587083	0.166263	0.988799	0.391783	0	0	0	-0.03611	0.96123	1	USER_001532	0.103254	6.676962	0.339268	0.69413	2.949445	0.059162	19.105946	-0.866413	0.159859	5.742292
2.990513	766.12631	0	0.47273	0.8456	0	4	4.44519	1	0.04726	0.448585	0.27677	0	1	0	0.292641	0.57833	1	USER_005778	0.397209	0.223656	0.985364	7.117028	0.305753	0.060573	0	0.339158	0.465971	2.200278
0	584.630931	3.722284	0.183882	1.201677	0.295564	0	6.855262	1	0.003001	0.477535	0.001343	0.061643	0.084572	0.146017	0.003888	0.399162	0	U_SYN_9079	0.347825	2.859607	0.846504	0	0.048108	0.167822	0.897871	0.043864	0	2.38443
5	585.234724	4.089919	0.461377	0.76172	0.697946	0	7.406992	0.789844	0.001596	0.440292	0.025975	0.00883	0.023218	0.278829	0.008171	0.61914	0	U_SYN_524	0.438491	4.746228	0.230081	0	0.110116	0.211086	1.537522	0.093677	0.253907	3.247897
1.311164	581.927832	6.190896	0.049527	0.734664	0.43754	1	0.541552	0.791285	0.126764	0.88599	0.03401	1	0	0	-0.099616	0.862285	1	USER_005971	0.144313	7.233796	0.144146	1.401292	2.042752	0.070339	17.410645	0.314188	0.160459	8.261968
10	632.751312	2.418285	0.813586	1.691942	0.470364	4	10	0.78344	0.005157	0.33054	0.057912	0.690252	0.643765	0.68163	0.00838	0.154029	1	U_SYN_13732	0.861883	1.349533	0.896113	6	0.323071	0.340442	0.212041	0.486829	1.127961	8.618832
1.112244	610.773104	6.507697	0.431015	0.85326	0.442968	0	3.019905	0.485889	0.191361	0.331884	0.424165	0	0	1	0.116487	0.307159	0	USER_007325	0.340464	7.876989	0.369962	1.143466	0.153855	0.148088	18.124992	0.14326	0.842508	2.03974
9.137659	514.666217	4.289507	0.200264	0.626605	0.453635	2	4.218717	0.348973	0.116067	0.780383	0.452707	0	0	1	0.208376	0.189139	1	USER_007954	0.275266	2.477101	0.827548	4.715378	5.817798	0.167829	11.718193	0.65777	0.59227	6.027727
0	567.503931	3.365302	0.579372	1.223445	0.370986	0	7.487709	1	0.001989	0.532677	0.043588	0.065327	0.051924	0.183067	0.00412	0.388277	0	U_SYN_122	0.476216	2.542834	0.769564	0	0.167192	0.244598	0.525146	0.035175	0	3.565765
0.256403	572.333151	5.952756	0.216702	0.703961	0.278852	2	2.671396	0.528881	0.067322	0.188175	0.486059	2	0	1	0.033236	0.379191	1	USER_000620	0.081626	6.482195	0.273477	4.335323	0.209612	0.041209	21.464091	-0.575368	0.212372	6.580509
10	622.016092	0.5	0.718355	0.926758	0.296404	5	9.640203	0.627633	0.005933	0.182528	0.049366	0.934032	0.720014	0.666945	0.003866	0.536621	1	U_SYN_9799	0.934191	0.48697	0.652063	7	1.197258	0.387237	0.04174	0.645161	0.617839	9.005795
1.360052	601.292558	6.72659	0.014261	0.599358	0.410239	1	2.757727	0.653302	0.246417	0.156506	0.200403	1	0	0	0.146792	0.029558	1	USER_008951	0.129564	8.240799	0.286546	3.672388	4.320728	0.058588	19.835408	0.814865	0.067457	9.106191
0	427.406458	1.802052	0.430978	1.063626	0.495955	2	8.372109	1	0.006213	0.243793	0.001431	0.386407	0.295957	0.488928	0.008545	0.468187	0	U_SYN_2283	0.447168	1.548652	0.536115	2	0.226586	0.343583	0.508556	0.204709	0	3.743741
0	678.722035	1.606717	0.5802	0.640359	0.445982	3	8.936083	1	0.007541	0.223685	0.024153	0.517534	0.442732	0.514292	0.008588	0.67982	0	U_SYN_2302	0.419316	2.170186	0.354771	3	0.339951	0.130581	0.300815	0.28808	0	3.747041
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5	669.392148	2.11589	0.503746	1.83199	0.324545	0	9.587083	0.913741	0.00311	0.409855	0.059538	0.054721	0.010173	0.003612	0.003542	0.084005	0	U_SYN_5820	0.707779	1.095187	1.237426	0	0.227334	0.232419	0.340779	0.053972	0.610663	6.785537
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2.915882	652.60908	6.009396	0.273105	0.782365	0.345375	0	1.515448	0.739609	0.020966	0.181188	0.462668	1	0	0	-0.077229	0.701458	0	USER_009492	0.192339	9.521909	0.300964	1.788974	0.224877	0.069029	19.669502	1.16773	0.146405	0.721169
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12.18824	473.087938	2.134612	0.469199	0.704983	0.441931	0	5.329513	0.248565	0.317924	0.917515	0.018909	2	0	1	0.103611	0.63731	1	USER_006519	0.159691	1.480395	0.453491	2.123689	0.703621	0.109435	5.956301	-0.302346	0.891733	8.167994
5	755.398548	5.88204	0.655545	1.958578	0.15675	0	9.001288	0.758934	0.00393	0.744142	0.032243	0.075006	0.022722	0.13372	0.00546	0.020711	0	U_SYN_13303	0.721812	2.857331	1.651572	0	0.109585	0.124154	0.317591	0.125745	0.652859	6.497242
0	677.046351	4.237882	0.536991	0.701425	0.569134	0	6.946684	0.929091	0.004648	0.441138	0.005521	0.145322	0.012469	0.193883	0.008875	0.649287	0	U_SYN_7170	0.347488	5.287932	0.302221	0	0.123791	0.109271	1.116741	0.075701	0	2.413889
0.100805	661.369137	7.818864	0.160917	0.733766	0.030818	0	2.515559	0.85059	0.057499	0.281395	0.312601	1	0	0	0.022229	0.172986	1	USER_008430	-0.006545	11.897775	0.725776	0.460651	0.552919	-0.002245	37.889507	-0.363673	0.931467	8.495627
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0	650.558662	1.620069	0.494288	2.386898	0.21883	1	9.05483	0.959232	0.000356	0.198782	0.020482	0.182499	0.170745	0.220738	0.002648	0	0	U_SYN_14895	0.741941	0.651441	1.864573	1	0.287365	0.269043	0.179285	0.122281	0	6.718146
7.843746	544.168101	5.25767	0.235436	0.69346	0.417759	1	4.708331	0.456109	0.270725	0.770162	0.194333	0	0	0	-0.065866	0.011061	1	USER_009256	0.184295	4.410636	0.096776	1.808596	1.001695	0.102479	15.306152	0.184093	0.557191	6.996752
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0.161149	710.272982	8.624972	0.163112	0.664422	0.272616	1	2.529437	0.861322	0.162796	0.073055	0.127086	1	0	0	-0.001851	0.148485	0	USER_009597	0.04908	13.212117	0.056177	2.220967	1.461144	0.012469	31.368314	0.309726	0.407121	9.096034
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0.884203	618.595809	6.419827	0	0.833222	0.376945	1	2.699456	0.462763	0.11525	0.894089	0.144389	0	0	0	-0.095912	0.953025	0	USER_008477	0.104311	6.28158	0.758494	1.177882	0.537894	0.043887	19.999531	-0.101101	0.870887	9.332554
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0	739.334726	4.809534	0.528828	0.977534	0.448903	0	8.031794	1	0.000284	0.508128	0.099328	0.074795	0.020793	0.127001	0.007518	0.511233	0	U_SYN_3933	0.394892	4.463464	0.538716	0	0.107714	0.079456	1.017268	0.028676	0	3.171693

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