Datasets:

Addyk24
/

Pre-Delinquency-dataset

Dataset card Data Studio Files Files and versions

Split (2)

train · 20k rows

Salary_Drift_Capped_max float64	Credit_Score_last float64	Liquidity_Ratio float64	Savings_Burn_Rate float64	Budget_Pressure float64	Discretionary_Ratio float64	EMI_Stress_Count int64	Cognitive_Load_Score_mean float64	P_2 float64	B_37 float64	B_25 float64	B_30 float64	D_4 float64	D_42 float64	D_52 float64	S_24 float64	S_4 float64	is_at_risk int64	User_ID large_string	Stress_Acceleration float64	Debt_Service_Coverage float64	Discretionary_Stress float64	Payment_Risk_Composite float64	Savings_Depletion_Velocity float64	Credit_Stress_Multiplier float64	Recovery_Capacity float64	AMEX_Risk_Trend float64	Budget_Salary_Interaction float64	Cognitive_Stress_Compound float64
0	566.548514	3.018834	0.180327	0.3627	0.570233	0	4.946361	0.988157	0.008884	0.434258	0.032387	0.114574	0.04812	0.209746	0.010109	0.81865	0	U_SYN_9036	0.190765	6.524394	0.155876	0	0.057819	0.098314	1.411017	0.053545	0	0.94359
15	467.30897	3.607951	0.841024	1.138984	0.321389	5	9.434701	0.589144	0.007067	0.459551	0.057861	0.966131	0.743886	0.739115	0.00505	0.430508	1	U_SYN_13095	0.834042	2.912025	0.772927	7	0.226816	0.580328	0.184341	0.677347	1.138984	7.868939
0	619.360457	4.723543	0.371456	1.228621	0.430138	0	6.880432	1	0.003833	0.509493	0.082038	0.028344	0.085392	0.070768	0.00688	0.38569	0	U_SYN_297	0.398624	3.555223	0.700144	0	0.077009	0.167161	1.277062	0.034121	0	2.742707
5	436.037244	3.710619	0.771234	0.81163	0.399336	5	9.487433	0.930746	0.004092	0.434651	0.008759	0.971879	0.766374	0.73498	0.008018	0.594185	1	U_SYN_8635	0.546181	4.070311	0.487517	5	0.202391	0.411089	0.338981	0.549178	0.270543	5.181858
1.596643	617.886638	5.262248	0.271347	0.655255	0.389853	0	5.03754	0.709135	0.16158	0.140357	0.096324	0	0	0	-0.058592	0.612453	0	USER_008475	0.229459	5.733068	0.362701	0.617924	0.081427	0.096837	16.053716	-1.70738	0.702684	4.464211
4.218629	539.751355	6.518491	0.153717	0.805385	0.462556	3	4.772079	0.530888	0.19311	0.065265	0.047163	1	0	0	-0.044271	0.705222	1	USER_005091	0.138077	6.114663	0.614135	8.137457	3.174763	0.077888	17.516605	0.63137	0.982264	2.413821
2	705.585846	1.616096	0.315413	0.678134	0.366391	1	6.525422	1	0.007988	0.347719	0.050737	0.291181	0.180781	0.280977	0.004537	0.660933	0	U_SYN_3867	0.386794	2.076887	0.429672	1	0.183797	0.101561	0.405359	0.141588	0.090418	2.523996
5.573055	478.874149	3.707814	0.324434	0.893822	0.380167	3	4.942558	0.445711	0.442448	0.847735	0.225051	1	0	2	0.152837	0.074756	0	USER_005062	0.344853	3.851392	0.239057	7.766083	1.783237	0.232698	11.491132	-0.406695	0.750727	7.463934
0	570.025711	3.251997	0.24028	0.7578	0.490255	0	4.6293	1	0.008892	0.353013	0.068628	0.123075	0.004261	0.185155	0.006947	0.6211	0	U_SYN_2077	0.28331	3.791089	0.386285	0	0.071683	0.144217	1.211227	0.038201	0	1.311527
12.477562	452.184428	3.196741	0.336771	0.685303	0.481628	4	4.802039	0.140957	0.447701	0.633926	0.023193	1	0	2	-0.055542	0.084964	1	USER_000029	0.40412	1.726551	0.114185	7.45956	0.956776	0.2923	8.285512	-1.193175	0.224694	1.992629
5.57685	604.334676	8.037914	0.044135	0.706264	0.336906	1	2.883534	0.826161	0.235643	0.157594	0.493379	0	0	2	0.391967	0.230179	0	USER_000675	-0.061398	10.930816	0.669273	2.017678	2.299604	-0.027424	26.64947	1.970195	0.768444	5.479499
0	850	1.533222	0.357392	0.853371	0.301312	3	7.922695	0.984992	0.004584	0.239376	0.012285	0.639913	0.520909	0.4606	0.003278	0.573315	0	U_SYN_14209	0.400349	1.608212	0.596239	3	0.218827	0	0.296871	0.35425	0	3.171844
1.160292	597.125526	6.222539	0.132214	0.86031	0.178225	0	2.478427	0.720602	0.2147	0.673098	0.167	2	0	1	-0.165662	0.141382	0	USER_009598	-0.050181	7.473099	0.794213	2.336063	0.189862	-0.023072	25.567627	-0.002712	0.321113	1.777708
0.191662	457.546729	1.933604	0.434564	0.695387	0.55705	3	6.207261	0.313939	0.511672	0.753018	0.380506	0	0	0	0.068313	0.671964	1	USER_003613	0.227739	1.521433	0.122498	7.418552	2.291388	0.162503	4.282455	-0.64944	0.405851	9.638319
20.717279	504.128565	4.169359	0.190801	0.861611	0.465218	5	3.939975	0.329637	0.421727	0.388544	0.378804	2	0	0	-0.113476	0.003566	1	USER_000216	0.058711	4.800949	0.388506	12.721158	1.452744	0.036921	11.148488	-1.230647	0.919742	4.860567
1.21154	646.22934	5.997678	0.089568	0.71091	0.464706	4	3.344463	0.615829	0.315012	0.730095	0.385637	0	0	0	0.042456	0.814622	1	USER_004226	0.137336	7.050139	0.70611	8.326121	1.248265	0.050882	16.052611	0.784684	0.242899	8.071477
0	506.157328	9.942085	0.479463	1.516236	0.338728	0	8.560759	1	0.002217	1.045383	0.053713	0.196859	0.031924	0.061924	0.003412	0.241882	0	U_SYN_2537	0.467002	6.151381	1.002644	0	0.047745	0.291955	1.752995	0.068635	0	3.997894
0.016535	636.612079	7.556927	0.142172	0.63048	0.29457	3	3.147104	0.542205	0.157401	0.017396	0.231113	1	0	0	0.03341	0.679966	1	USER_001578	0.08436	9.575355	0.966206	7.795277	1.661748	0.03273	26.654397	-2.407186	0.732062	6.027192
1.921787	461.499976	4.099744	0.184748	0.938416	0.392996	3	5.020206	0.341377	0.17095	0.064593	0.084902	2	0	1	-0.072548	0.494656	1	USER_001395	0.078088	3.36693	0.096743	7.566355	2.675161	0.055159	12.442803	0.260691	0.394331	6.765354
0	598.513534	2.284316	0.321142	1.323617	0.290845	0	7.210715	0.872008	0.002233	0.264211	0.068212	0.084378	0.006902	0.101014	0.004289	0.338192	0	U_SYN_7362	0.444947	1.604587	0.938649	0	0.134689	0.203451	0.451022	0.078581	0	3.208388
7	598.326956	1.453869	0.895762	0.881169	0.396955	5	8.457655	0.877226	0.001885	0.268608	0.043449	0.882426	0.727781	0.807766	0.0069	0.559416	1	U_SYN_6636	0.713673	1.481772	0.531384	7	0.576472	0.326568	0.060158	0.532172	0.411212	6.036003
0	849.79482	1.820959	0.637169	1.176217	0.318648	3	8.772286	1	0.000257	0.208259	0.037117	0.60192	0.441059	0.607428	0.003681	0.411892	0	U_SYN_7498	0.530509	1.426842	0.801418	3	0.331693	0.000198	0.210531	0.312893	0	4.653775
2	631.833043	3.120088	0.205883	0.347436	0.586482	0	5.97371	0.96261	0.000555	0.449861	0.038872	0.03343	0.07896	0.29699	0.007271	0.826282	0	U_SYN_13482	0.233362	6.973265	0.143671	0	0.063937	0.092567	1.453135	0.048673	0.046325	1.394038
0	642.539461	3.11816	0.538117	1.164232	0.280197	0	7.09318	1	0.002311	0.504222	0.09994	0.124809	0.007602	0.115867	0.004503	0.417884	0	U_SYN_9009	0.456429	2.466446	0.838017	0	0.167212	0.172165	0.403548	0.039723	0	3.237531
3.121869	597.000163	4.264235	0.10607	0.855457	0.316668	2	2.078096	0.683667	0.261308	0.247305	0.108489	0	0	0	-0.073186	0.549642	0	USER_008780	0.135416	4.974056	0.615004	4.062706	0.955375	0.062291	14.56945	2.377133	0.788666	6.183435
0	782.52636	6.279444	0.529164	0.614076	0.528316	0	4.519022	0.991503	0.003648	0.738256	0.020223	0.161414	0.005538	0.069664	0.007727	0.692962	0	U_SYN_6553	0.312915	8.793807	0.289649	0	0.082948	0.038388	1.562015	0.053484	0	1.41407
0	708.928343	3.928576	0.400939	0.669601	0.402654	0	6.886918	0.998641	0.009085	0.514208	0.049832	0.04693	0.076397	0.075951	0.005309	0.665199	0	U_SYN_10770	0.303847	5.104689	0.399984	0	0.099524	0.077935	0.947629	0.037542	0	2.092572
8.594843	608.161894	4.186317	0.345718	0.801578	0.387838	0	2.490557	0.665677	0.301322	0.916305	0.276193	1	0	0	-0.17065	0.282309	0	USER_001131	0.108045	4.947962	0.012255	1.411796	1.201349	0.047508	12.813514	-0.698952	0.471986	5.303969
0	502.188629	3.972739	0.067975	0.622641	0.304016	0	8.11596	1	0.008347	0.585208	0.022803	0.086504	0.014379	0.292259	0.006973	0.68868	0	U_SYN_4654	0.194028	5.49753	0.433348	0	0.01669	0.1227	1.125679	0.030265	0	1.57472
0	757.334018	2.811111	0.572908	1.466134	0.549334	0	7.710238	0.976632	0.007128	0.296616	0.084717	0.098046	0.09127	0.240656	0.009343	0.266933	0	U_SYN_320	0.533801	1.794937	0.660737	0	0.196801	0.089937	0.659532	0.066142	0	4.115736
2	509.523478	2.436929	0.597596	1.304844	0.386926	0	7.742009	0.841603	0.009376	0.384537	0.047188	0.075556	0.031446	0.205025	0.004317	0.347578	0	U_SYN_7135	0.559083	1.734661	0.799966	0	0.235559	0.346099	0.379431	0.095459	0.173979	4.328427
0.291398	799.884363	9.02701	0.138495	0.838477	0.217381	0	0.563515	0.931291	-0.068204	0.34587	0.130391	0	0	0	-0.12702	0.131361	0	USER_002755	0.166148	17.226163	0.612471	-0.345879	0.802469	0.015139	35.32357	-0.477751	0.083028	5.315551
0	473.674907	1.114611	0.496884	1.587806	0.276025	2	8.627588	0.904969	0.006035	0.305517	0.095756	0.353359	0.345001	0.516293	0.003147	0.206097	0	U_SYN_11984	0.631288	0.660391	1.149532	2	0.409088	0.431945	0.154789	0.24752	0	5.446492
5	564.115572	3.378044	0.2804	1.052949	0.536311	0	8.178095	0.963718	0.004927	0.421717	0.086573	0.073349	0.094074	0.157266	0.006533	0.473526	0	U_SYN_2654	0.452213	2.929917	0.488241	0	0.08062	0.235056	1.303687	0.06474	0.350983	3.698242
2	566.101444	1.769087	0.486138	0.435274	0.600279	2	7.344426	0.790598	0.004598	0.288734	0.046876	0.478502	0.362751	0.36207	0.006569	0.782363	0	U_SYN_12142	0.3799	3.305014	0.173988	2	0.260094	0.196097	0.545694	0.336137	0.058036	2.790149
2	654.546653	2.458058	0.483939	0.817341	0.56229	0	7.874937	1	0.005637	0.429392	0.032037	0.180948	0.058763	0.264893	0.006645	0.591329	0	U_SYN_13721	0.426834	2.679546	0.357758	0	0.189182	0.151684	0.713269	0.071913	0.108979	3.361294
2	637.554337	0.976061	0.501742	1.001733	0.468834	2	8.1406	0.922943	0.003467	0.270274	0.061762	0.331346	0.329322	0.497954	0.006148	0.499133	0	U_SYN_886	0.576732	0.885932	0.532086	2	0.466277	0.222771	0.228008	0.229023	0.133564	4.694948
7	773.130426	8.175627	0.501671	0.756233	0.393104	3	9.115716	0.880964	0.0058	0.968969	0.022121	0.629967	0.435482	0.618358	0.006741	0.621883	0	U_SYN_5002	0.465915	9.548362	0.458955	5	0.06062	0.065118	1.601567	0.367249	0.352909	4.247151
9.030266	706.115262	1.440983	0.699905	0.565454	0.349695	5	8.902079	0.791838	0.064335	0.354766	0.111173	1	0	1	-0.013452	0.626081	0	USER_006057	0.443346	2.749153	0.14343	11.123182	0.262565	0.115983	4.685393	0.469813	0.983368	5.813456
2.638831	715.960563	7.629026	0.128851	0.770736	0.129418	1	2.206497	0.880151	0.025599	0.644947	0.130647	1	0	1	0.095294	0.902026	1	USER_007944	0.292885	12.685537	0.096854	5.807484	0.132389	0.071378	33.208473	0.633967	0.067119	2.039979
3.205321	546.970068	5.729982	0.196808	0.745443	0.482362	2	1.703772	0.434581	0.315382	0.383768	0.394616	1	0	1	0.05531	0.897796	1	USER_002310	0.238336	5.781135	0.344935	5.157162	4.038683	0.131315	14.83028	0.816406	0.055838	5.625042
0	720.478944	2.026416	0.372514	0.881697	0.495802	0	6.865533	0.858746	0.004099	0.286523	0.036082	0.072747	0.021884	0.244986	0.008335	0.559152	0	U_SYN_244	0.382149	2.064197	0.44455	0	0.175184	0.089993	0.630436	0.084891	0	2.623654
2	702.520097	4.490892	0.607166	1.698017	0.270608	0	9.062327	0.881511	0.002771	0.637041	0.029432	0.080225	0.070207	0.169154	0.003956	0.150992	0	U_SYN_14758	0.605318	2.497692	1.238521	0	0.132255	0.162313	0.477399	0.092525	0.226402	5.485588
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5	567.526602	1.033331	0.737108	0.558568	0.465931	4	6.691022	0.772945	0.003907	0.172196	0.068925	0.789815	0.63154	0.494207	0.005202	0.720716	1	U_SYN_931	0.609317	1.569058	0.298314	4	0.650391	0.312938	0.126572	0.517228	0.186189	4.076953
0	850	7.637039	0.356172	2.44602	0.051366	0	9.539525	1	0.007125	0.847115	0.018747	0.119978	0.097989	0.276604	0.004865	0	0	U_SYN_691	0.621905	2.999598	2.320377	0	0.046035	0	0.252565	0.06539	0	5.932681
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0	581.903316	4.107982	0.060122	1.857744	0.382129	0	8.807101	1	0.005525	0.491665	0.068619	0.184381	0.051114	0.26732	0.006047	0.071128	0	U_SYN_10273	0.437114	2.098325	1.147846	0	0.014288	0.213071	1.475401	0.070648	0	3.849708
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0	664.018003	5.485874	0.27783	0.84667	0.45344	0	7.176762	1	0.004091	0.567187	0.081739	0.017497	0.017479	0.263952	0.004658	0.576665	0	U_SYN_9141	0.288488	5.794918	0.462756	0	0.049738	0.097552	1.796407	0.010493	0	2.070407
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0	622.467747	3.889478	0.677221	0.62387	0.525107	0	6.380618	0.999637	0.003232	0.517403	0.05764	0.155153	0.050047	0.085666	0.005651	0.688065	0	U_SYN_8975	0.378072	5.373173	0.296271	0	0.169752	0.156407	0.659242	0.061705	0	2.412333
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0	643.971925	2.669512	0.311175	1.083716	0.321372	0	7.159947	0.778521	0.00085	0.443377	0.00785	0.023729	0.071698	0.123111	0.00696	0.458142	0	U_SYN_3092	0.38231	2.255196	0.735441	0	0.112357	0.143212	0.590947	0.11722	0	2.737323
0	701.953043	4.487734	0.685662	3.31834	0	0	10	0.921109	0.004094	0.477873	0.090007	0.056154	0.020955	0.106836	0.00375	0	0	U_SYN_12748	0.912961	1.31284	3.31834	0	0.149455	0.245747	0	0.054689	0	9.129609

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