Datasets:

Addyk24
/

Pre-Delinquency-dataset

Dataset card Data Studio Files Files and versions

Split (2)

train · 20k rows

Salary_Drift_Capped_max float64	Credit_Score_last float64	Liquidity_Ratio float64	Savings_Burn_Rate float64	Budget_Pressure float64	Discretionary_Ratio float64	EMI_Stress_Count int64	Cognitive_Load_Score_mean float64	P_2 float64	B_37 float64	B_25 float64	B_30 float64	D_4 float64	D_42 float64	D_52 float64	S_24 float64	S_4 float64	is_at_risk int64	User_ID large_string	Stress_Acceleration float64	Debt_Service_Coverage float64	Discretionary_Stress float64	Payment_Risk_Composite float64	Savings_Depletion_Velocity float64	Credit_Stress_Multiplier float64	Recovery_Capacity float64	AMEX_Risk_Trend float64	Budget_Salary_Interaction float64	Cognitive_Stress_Compound float64
2.688124	525.268831	4.892629	0.264026	0.647061	0.392216	5	5.038794	0.559328	0.205175	0.565229	0.459673	1	0	0	-0.104478	0.730273	1	USER_008295	0.142003	3.749993	0.074221	12.551017	1.139824	0.083842	14.868308	0.538795	0.521631	9.456733
2.657712	638.133284	7.624791	0.149724	0.820139	0.328707	0	0.033592	0.598501	0.275398	0.652991	0.037327	0	0	1	0.085896	0.639648	0	USER_000790	0.137985	11.201225	0.001384	0.453957	1.107785	0.053154	25.592348	1.57047	0.052364	7.58179
0	678.263386	5.803856	0.12878	2.13575	0.328476	0	9.120516	0.900915	0.008175	0.583182	0.088519	0.104717	0.045978	0.071095	0.005269	0	0	U_SYN_12515	0.49966	2.595933	1.434208	0	0.021813	0.156018	1.660916	0.084842	0	4.557157
0	738.730896	2.673418	0.44178	0.908129	0.40677	0	7.696244	1	0.006115	0.365424	0.020238	0.103478	0.004213	0.159551	0.004367	0.545936	0	U_SYN_3982	0.386273	2.651862	0.538729	0	0.159291	0.078146	0.607046	0.032307	0	2.972851
2	489.519569	7.413168	0.289824	1.428168	0.394367	0	7.307783	1	0.006177	0.865572	0.027789	0.175205	0.08267	0.249253	0.008808	0.285916	0	U_SYN_1404	0.439201	4.851015	0.864946	0	0.038576	0.287861	2.076203	0.077362	0.190422	3.209585
4.686636	418.001747	3.515513	0.283513	0.751872	0.464645	2	7.414993	0.259401	0.331594	0.998876	0.422502	0	0	0	0.239891	0.333679	1	USER_004579	0.173617	2.030084	0.909148	5.47768	1.027649	0.136367	9.410244	-0.476732	0.57148	1.219673
5	764.096293	2.608955	0.29895	2.185956	0.197956	0	9.48057	0.869645	0.000051	0.421915	0.0228	0.192753	0.022446	0.276496	0.002392	0	0	U_SYN_6124	0.700705	1.141297	1.753232	0	0.110356	0.109442	0.362064	0.116702	0.728652	6.643087
0	536.440273	5.819033	0.169189	0.478617	0.554968	0	5.141799	1	0.006575	0.759164	0.038351	0.162462	0.028176	0.250818	0.009913	0.760692	0	U_SYN_1094	0.180269	10.056798	0.213	0	0.028584	0.102773	2.683001	0.057191	0	0.926909
13.908603	563.78665	4.712582	0.259838	0.706062	0.540304	1	4.404492	0.418444	0.144702	0.135994	0.349355	0	0	1	0.017697	0.107978	1	USER_002353	0.202313	4.909027	0.514835	0.202551	0.227174	0.105281	10.831773	0.714979	0.026089	7.111759
13.784536	397.490026	3.209181	0.36095	0.715334	0.536414	2	6.39585	0.267583	0.470703	0.327349	0.171442	1	0	1	0.018563	0.843293	0	USER_000972	0.131399	2.19303	0.058272	4.455721	2.748141	0.108108	7.438663	-0.256894	0.68431	7.094447
10	560.014203	10	0.880306	2.425355	0.150598	4	10	0.681129	0.002495	1.083686	0.095708	0.652086	0.647651	0.565205	0.005882	0	1	U_SYN_2843	0.968965	3.959839	2.0601	6	0.087159	0.510884	0.180257	0.517469	1.616903	9.689649
1.306254	686.201767	6.214335	0.123255	0.639811	0.22728	1	2.783491	0.587166	0.179836	0.43135	0.02252	0	0	0	-0.166266	0.00555	0	USER_004235	0.265719	8.094318	0.665319	1.645173	1.49941	0.079135	24.009697	-2.40608	0.713534	8.205645
10	682.685241	4.011592	0.332969	0.42136	0.554175	0	5.194332	0.652347	0.004431	0.47886	0.061291	0.057416	0.092281	0.204851	0.010358	0.78932	0	U_SYN_4815	0.432806	7.694473	0.187853	2	0.080983	0.131663	1.482891	0.18397	0.280907	2.248137
0.973913	631.345548	7.743446	0.165108	0.807568	0.251347	0	2.735445	0.71299	0.22561	0.133361	0.383984	0	0	0	0.094287	0.097309	0	USER_001473	0.22322	10.455751	0.737875	-1.22528	3.044575	0.088742	28.985762	0.122206	0.26843	0.658178
0	511.224692	7.743898	0.526486	0.81908	0.592354	0	7.663426	0.957045	0.00608	0.961286	0.030073	0.039477	0.072696	0.244054	0.007433	0.59046	0	U_SYN_5956	0.347259	8.425702	0.333895	0	0.06712	0.213896	2.172069	0.050834	0	2.661197
1.727648	653.05293	9.303454	0.058359	0.731527	0.187925	1	3.024475	0.677848	0.261425	0.288832	0.204258	0	0	0	0.4185	0.300182	0	USER_009841	0.106431	14.069505	0.217328	1.318123	1.804149	0.038111	37.775503	0.666848	0.680453	2.517671
14.776583	572.596831	7.360422	0.15484	0.681633	0.247444	1	4.018897	0.643876	0.057537	0.532177	0.396136	0	0	3	0.08189	0.682383	0	USER_005213	0.184224	8.80555	0.836945	1.672428	0.103591	0.092917	27.695662	-0.156227	0.213946	5.356213
0	618.951644	2.379123	0.09395	0.534325	0.416375	0	4.305195	0.985186	0.003213	0.343417	0.01028	0.042207	0.021773	0.008736	0.008373	0.732837	0	U_SYN_13374	0.215724	3.750636	0.311845	0	0.037896	0.090623	0.897541	0.02512	0	0.928733
0.331246	679.75811	7.877809	0.289362	0.865927	0.398626	0	4.034095	0.621885	0.128005	0.192129	0.083188	0	0	1	0.234802	0.005136	0	USER_007454	0.368983	11.964613	0.659301	-1.255536	0.546739	0.114212	23.687534	-0.130513	0.970336	9.771648
1.81112	625.994766	6.3237	0.247275	0.948386	0.112778	3	2.55366	0.624942	0.138909	0.740835	0.283699	0	0	0	0.035806	0.277397	0	USER_003173	0.163562	7.645348	0.971696	4.357221	1.515725	0.066616	28.052627	-1.020938	0.359202	1.165815
2.337453	495.817496	7.098557	0.115666	0.929979	0.266385	2	2.65836	0.470175	0.057473	0.95545	0.161679	2	0	0	-0.025679	0.152659	1	USER_007779	0.150803	7.52573	0.629858	7.109611	4.520388	0.097112	26.03805	1.504473	0.390993	0.067976
0.634982	579.162503	9.016725	0.254996	0.326421	0.367083	0	2.728853	0.778797	0.251545	0.027506	0.090115	0	0	2	0.502807	0.864853	0	USER_003443	0.124818	10.742099	0.828278	-1.451989	0.077438	0.061464	28.534209	0.64993	0.88882	4.375603
0	637.383787	10	0.264179	1.096759	0.4601	0	4.840261	1	0.006085	1.046111	0.028805	0.125813	0.095455	0.227327	0.009586	0.451621	0	U_SYN_13179	0.318407	8.355901	0.59214	0	0.026156	0.123088	3.385515	0.06638	0	1.541175
0	597.433968	2.933064	0.267288	0.556551	0.496402	0	5.443404	1	0.000134	0.458691	0.071994	0.167243	0.081957	0.022163	0.00773	0.721724	0	U_SYN_12205	0.257437	4.467381	0.280278	0	0.088125	0.118218	1.066814	0.07476	0	1.401331
6.399997	759.002832	7.519025	0.100992	0.932823	0.137247	0	2.191463	0.989495	0.331489	0.030118	0.304459	0	0	0	0.085738	0.073626	0	USER_003286	0.251579	12.937753	0.926765	-0.66423	3.299361	0.041624	32.435299	-0.315286	0.98057	8.919863
2	637.571154	0.5	0.470229	1.075568	0.360718	1	7.100035	0.8054	0.002706	0.212697	0.076023	0.287818	0.145507	0.143217	0.004763	0.462216	0	U_SYN_14407	0.729516	0.425326	0.687592	1	0.783714	0.281764	0.095549	0.207838	0.143409	5.179586
0	642.117412	1.63736	0.849695	0.983363	0.445118	3	6.920745	1	0.002465	0.363694	0.066759	0.577442	0.435307	0.52996	0.006618	0.508319	1	U_SYN_4686	0.566698	1.511368	0.54565	3	0.489073	0.214194	0.109545	0.303825	0	3.921975
7.95861	558.822257	5.782185	0.253397	0.428633	0.411486	2	3.612162	0.402555	0.106641	0.144247	0.486542	0	0	0	0.293433	0.385111	1	USER_003714	0.092237	6.036675	0.969274	6.359485	2.761599	0.048832	17.01447	-0.338717	0.762234	4.286643
0	636.998603	0.98919	0.361447	0.485782	0.632735	2	6.701157	1	0.000733	0.187813	0.027912	0.368482	0.323463	0.522975	0.009797	0.757109	0	U_SYN_4922	0.389213	1.688665	0.178411	2	0.331849	0.150733	0.399667	0.207584	0	2.608179
16.87796	412.124044	2.663737	0.248278	0.803582	0.568933	1	5.155363	0.364102	0.424434	0.340655	0.449302	1	0	1	-0.081168	0.231398	1	USER_000833	0.256652	0.284165	0.416293	4.081127	5.510044	0.20433	5.74124	-1.569773	0.251033	0.841788
7	517.935834	1.822795	0.223301	0.320438	0.452835	1	6.553376	0.823045	0.003216	0.217268	0.071177	0.191996	0.146085	0.203593	0.008899	0.839781	0	U_SYN_6785	0.375093	4.335471	0.175332	3	0.116133	0.226464	0.641107	0.172207	0.149538	2.458125
2	743.680568	1.229077	0.484099	0.722665	0.437232	1	8.505488	0.865293	0.009863	0.28019	0.094252	0.195355	0.17691	0.212608	0.007081	0.638667	0	U_SYN_5877	0.480243	1.494018	0.406692	1	0.364237	0.092835	0.277241	0.165562	0.096355	4.084703
0	635.003798	7.225747	0.181098	0.358708	0.557492	0	4.705546	1	0.001737	0.735794	0.043956	0.024988	0.029642	0.246611	0.006691	0.820646	0	U_SYN_9548	0.153372	15.752373	0.158731	0	0.024721	0.059954	3.29878	0.016389	0	0.7217
5.213024	662.033884	8.047046	0.304305	0.687889	0.207257	1	3.053045	0.640057	-0.09825	0.166371	0.062868	0	0	1	0.060221	0.005697	1	USER_001459	0.041296	11.026683	0.072079	1.375369	0.193199	0.014113	31.896199	1.897865	0.289484	0.431322
2	795.888539	6.000387	0.285782	1.769968	0.151962	0	8.252387	0.906459	0.003709	0.679764	0.062951	0.012256	0.047814	0.072605	0.003941	0.115016	0	U_SYN_2345	0.512513	3.208818	1.501	0	0.046846	0.050423	0.651246	0.055437	0.235996	4.229455
0	685.397689	2.983515	0.189664	0.830993	0.518647	0	6.119388	0.916404	0.001073	0.338786	0.015008	0.12938	0.028043	0.071132	0.00871	0.584503	0	U_SYN_8430	0.287959	3.204657	0.400001	0	0.061509	0.086179	1.253908	0.080665	0	1.762132
0	850	5.955938	0.28219	0.290861	0.718728	0	6.020309	0.913818	0.001904	0.700386	0.074039	0.141916	0.001112	0.03766	0.008383	0.854569	0	U_SYN_4586	0.175855	15.23798	0.081811	0	0.046597	0	3.072725	0.077381	0	1.058701
1.65547	664.020004	6.217534	0.132343	0.740948	0.259216	1	2.060685	0.686464	0.096006	0.90336	0.239747	2	0	0	0.02651	0.059858	0	USER_006974	-0.007679	9.248745	0.199449	5.22373	2.756781	-0.002597	23.029262	-0.258243	0.911223	4.475544
15	496.462373	0.5	0.725757	1.256184	0.287263	5	10	0.626052	0.007408	0.076171	0.015168	0.807176	0.811948	0.591029	0.007037	0.371908	1	U_SYN_14597	1.102297	0.368682	0.895329	7	1.209595	0.708552	0.03939	0.635317	1.256184	11.022971
1.123081	644.746633	8.691169	0.084458	0.848313	0.226356	2	1.311536	0.787859	0.193391	0.789369	0.200247	0	0	1	-0.106518	0.329562	0	USER_009530	0.058925	11.214632	0.841842	3.881776	1.918231	0.02199	33.61936	1.720011	0.950246	1.786039
0.107352	573.692673	6.835658	0.111328	1	0.369779	1	4.384513	0.621662	0.316397	0.285344	0.316222	0	0	1	0.229171	0.791114	0	USER_005096	0.292611	7.481882	0.273371	0.288783	1.346811	0.147001	21.53988	-0.460283	0.102198	4.616623
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3.483161	546.907053	6.233464	0.124764	0.731464	0.419621	0	4.749643	0.603317	0.363012	0.359888	0.038522	0	0	0	-0.027202	0.635947	0	USER_002937	0.111516	5.387525	0.845842	-0.373805	0.504362	0.061454	18.088872	-1.966679	0.70742	2.552431
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0	681.252482	4.935306	0.854723	1.30487	0.419659	4	10	0.880012	0.005466	0.526602	0.044727	0.644484	0.590893	0.537946	0.005525	0.347565	0	U_SYN_13704	0.55711	3.512997	0.75727	4	0.169746	0.170929	0.30089	0.418608	0	5.571105
30	365.689027	3.903151	0.468158	0.780076	0.653803	4	6.966137	0.184331	0.450646	0.357357	0.357291	2	0	2	0.128075	0.036468	1	USER_006200	0.415978	0.970828	0.087326	8.969129	0.196579	0.366295	6.756288	0.908127	0.890215	8.241669
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0.697635	592.239541	7.053182	0.249916	0.743825	0.466285	3	4.159484	0.430671	0.098824	0.59824	0.470593	2	0	2	0.032948	0.198716	1	USER_009386	0.102588	6.680636	0.017926	7.197941	0.632768	0.048078	18.821936	1.034085	0.272295	7.079463
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0	652.394638	6.725185	0.414745	0.516895	0.495414	0	5.529587	0.821551	0.001808	0.763186	0.092601	0.094863	0.064638	0.114737	0.009045	0.741552	0	U_SYN_808	0.257106	10.901667	0.260818	0	0.060767	0.092374	1.949927	0.11923	0	1.421688
2.865138	593.404931	5.382411	0.053176	0.621909	0.119489	3	2.49324	0.390313	0.30388	0.36101	0.153207	3	0	0	0.175109	0.626869	1	USER_006722	-0.025186	5.514056	0.59806	10.344308	7.415688	-0.01175	23.696352	0.310376	0.742504	6.997615

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