Datasets:

Addyk24
/

Pre-Delinquency-dataset

Dataset card Data Studio Files Files and versions

Split (2)

train · 20k rows

Salary_Drift_Capped_max float64	Credit_Score_last float64	Liquidity_Ratio float64	Savings_Burn_Rate float64	Budget_Pressure float64	Discretionary_Ratio float64	EMI_Stress_Count int64	Cognitive_Load_Score_mean float64	P_2 float64	B_37 float64	B_25 float64	B_30 float64	D_4 float64	D_42 float64	D_52 float64	S_24 float64	S_4 float64	is_at_risk int64	User_ID large_string	Stress_Acceleration float64	Debt_Service_Coverage float64	Discretionary_Stress float64	Payment_Risk_Composite float64	Savings_Depletion_Velocity float64	Credit_Stress_Multiplier float64	Recovery_Capacity float64	AMEX_Risk_Trend float64	Budget_Salary_Interaction float64	Cognitive_Stress_Compound float64
15	752.139768	0.5	0.447396	2.600572	0.100499	2	10	0.637101	0.006671	0.179891	0.028334	0.507034	0.358885	0.382886	0.005853	0	0	U_SYN_10102	1.287667	0.185146	2.339218	4	0.745661	0.229112	0.027768	0.404936	2.600572	12.876666
0.919424	679.090489	8.863911	0.241426	0.69666	0.278649	2	2.236942	0.866681	0.169456	0.402474	0.309012	1	0	0	0.097247	0.589947	0	USER_006632	0.163099	13.632058	0.568217	4.474974	0.528725	0.050682	31.969941	-0.762514	0.220903	0.697536
5	668.127116	10	0.53934	0.674642	0.620349	0	5.813456	0.809294	0.003314	1.06155	0.077939	0.020647	0.003105	0.045447	0.007392	0.662679	0	U_SYN_7183	0.416532	12.909197	0.256129	0	0.0534	0.137738	2.857696	0.083408	0.224881	2.421493
0	657.778434	1.131613	0.304555	0.575743	0.505643	2	5.9729	0.929177	0.005909	0.247117	0.068083	0.368803	0.384102	0.308956	0.005189	0.712129	0	U_SYN_12150	0.368904	1.67462	0.284623	2	0.247281	0.12893	0.397928	0.254201	0	2.203425
15.638942	412.921262	2.035211	0.495682	0.885755	0.374473	1	5.317542	0.175398	0.511602	0.887076	0.054633	4	0	0	-0.026242	0.003758	0	USER_008652	0.503295	1.171215	0.568699	7.507756	0.970032	0.399963	6.365398	0.779681	0.107338	1.235225
5	764.001329	0.967431	0.316642	1.210901	0.297846	3	8.727972	0.871246	0.003946	0.15251	0.005477	0.587003	0.506288	0.548586	0.005496	0.39455	0	U_SYN_2591	0.624539	0.73799	0.850239	3	0.29664	0.097654	0.196907	0.379489	0.403634	5.450955
0	669.627234	0.922144	0.40374	1.083491	0.273369	0	6.553397	0.981422	0.000514	0.207213	0.05819	0.103327	0.01589	0.123502	0.006269	0.458255	0	U_SYN_5906	0.533487	0.779173	0.787298	0	0.394993	0.174957	0.150309	0.043197	0	3.496154
7	615.241238	1.206598	0.943516	1.225852	0.425003	5	6.483978	0.661006	0.009662	0.280111	0.052827	0.97561	0.749175	0.650643	0.00749	0.387074	0	U_SYN_11205	0.821295	0.910054	0.704862	7	0.722117	0.350557	0.028965	0.653033	0.572064	5.325256
0	552.613385	1.156888	0.545644	0.854557	0.416325	1	8.684889	0.82673	0.0079	0.170051	0.035572	0.283449	0.163014	0.156736	0.005063	0.572722	0	U_SYN_7133	0.493728	1.211963	0.498783	1	0.434123	0.26696	0.218837	0.203247	0	4.28797
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2	673.045988	1.188846	0.546231	1.218524	0.458862	3	8.800215	1	0.007787	0.271818	0.044008	0.490854	0.436423	0.609911	0.007106	0.390738	0	U_SYN_612	0.602752	0.901649	0.659389	3	0.423814	0.193926	0.247538	0.278183	0.16247	5.304345
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0	569.524819	8.416607	0.22051	1.071427	0.413	0	7.43009	0.991773	0.003637	0.903282	0.026569	0.069526	0.082923	0.177197	0.005644	0.464287	0	U_SYN_258	0.303922	7.18492	0.628928	0	0.025892	0.154987	2.709551	0.049025	0	2.258168
7	768.189645	5.649914	0.700343	1.843429	0.187441	4	10	0.727281	0.002273	0.617162	0.080541	0.642855	0.605721	0.627423	0.006547	0.078285	1	U_SYN_11116	0.753572	2.907188	1.497895	6	0.121801	0.112091	0.317345	0.48366	0.860267	7.535719
1.253729	665.093212	9.842271	0.10425	0.693433	0.320051	1	2.856591	0.625007	0.036768	0.530839	0.048202	0	0	1	0.199373	0.875816	0	USER_009298	0.108555	15.247767	0.82596	4.049144	0.23645	0.036496	33.461222	-0.909251	0.409227	0.762041
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4.136623	586.540519	5.72205	0.117805	0.912483	0.342031	0	3.649344	0.538578	0.365933	0.824988	0.340378	0	0	0	0.22894	0.959876	1	USER_004206	0.140499	6.322354	0.388939	-0.677407	0.105054	0.067302	18.824661	2.346513	0.262375	5.196533
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0	670.278036	1.321423	0.553624	0.519651	0.369835	3	6.740032	1	0.008561	0.331912	0.080556	0.50782	0.505762	0.462474	0.006704	0.740174	0	U_SYN_13565	0.410721	2.132526	0.327466	3	0.389486	0.13421	0.218148	0.304075	0	2.768276
2.351179	583.849697	6.033656	0.179157	0.741893	0.388624	3	3.224659	0.496174	0.296211	0.087393	0.319966	0	0	1	-0.018089	0.389899	1	USER_001280	0.132673	7.202478	0.131538	8.130597	2.536068	0.064202	18.444171	1.593745	0.038127	2.325776
2.394259	694.982323	5.682365	0	0.80577	0.394366	1	2.81064	0.794309	0.06729	0.515928	0.157022	3	0	0	-0.127192	0.422533	0	USER_007974	0.130065	8.695686	0.873382	4.92095	3.755354	0.036659	17.207156	0.016589	0.444871	1.76533
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0	766.122227	1.914689	0.137075	2.702928	0.062711	2	10	1	0.002519	0.372234	0.053151	0.421119	0.349512	0.294257	0.002847	0	0	U_SYN_7193	0.680979	0.683103	2.533425	2	0.068038	0.103853	0.103613	0.231189	0	6.80979
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10	648.183312	8.739111	0.434937	1.750144	0.218705	1	9.143801	0.921088	0.005227	1.05868	0.063625	0.342972	0.173095	0.267247	0.006034	0.124928	0	U_SYN_6823	0.703137	4.723476	1.367378	3	0.049206	0.258009	1.079999	0.186385	1.166763	6.429342
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1.780956	614.212449	6.351718	0	0.740338	0.206729	0	2.420156	0.592739	0.057332	0.413235	0.307386	1	0	0	0.116574	0.422457	0	USER_008945	-0.112105	9.180165	0.585543	-0.943077	0.291508	-0.04806	25.193164	0.462981	0.049724	2.852051
2.528127	483.125716	3.709068	0.158537	0.793191	0.743239	4	4.660868	0.333935	0.322522	0.341858	0.414447	2	0	1	0.029547	0.158175	1	USER_003708	0.230548	2.582972	0.979473	7.795193	0.03759	0.153785	4.761726	-1.574767	0.021062	9.871917
0	647.052188	4.696694	0.262118	1.253135	0.160431	0	7.596721	0.988874	0.009312	0.627958	0.02572	0.003162	0.006483	0.145817	0.004275	0.373433	0	U_SYN_10271	0.370958	3.470973	1.052093	0	0.054645	0.136882	0.555991	0.007344	0	2.818061
2	591.048287	4.111483	0.675762	0.706255	0.322545	0	5.681398	0.94739	0.007445	0.577496	0.000222	0.193924	0.070442	0.179866	0.007045	0.646873	0	U_SYN_5055	0.431469	5.099484	0.478456	0	0.160457	0.203145	0.429984	0.100354	0.094167	2.451346
0	619.59589	1.188308	0.452323	0.775748	0.564862	2	8.31283	0.965338	0.006699	0.178538	0.029109	0.410207	0.383944	0.234065	0.010567	0.612126	0	U_SYN_10800	0.446089	1.356907	0.337557	2	0.351099	0.186874	0.367617	0.25211	0	3.708261
0.267787	685.294912	9.256459	0.301876	0.856559	0.321309	0	2.303373	0.837105	0.144966	0.223276	0.489955	0	0	0	0.015496	0.364891	0	USER_008765	0.406084	13.692284	0.127872	0.061031	0.184777	0.121607	31.411374	-0.366749	0.249229	4.471287
15	726.119237	1.657871	0.806742	0.646592	0.383131	5	9.289117	0.373052	0.008988	0.300196	0.075893	0.917162	0.756293	0.679279	0.007763	0.676704	1	U_SYN_1727	0.785115	2.220585	0.398862	7	0.458931	0.176838	0.122754	0.752816	0.646592	7.293026
4.826031	594.545181	5.161146	0.334111	0.624057	0.228038	2	2.531141	0.634894	0.020079	0.475794	0.209147	1	0	1	-0.050697	0.380644	1	USER_001994	0.145201	7.334789	0.820445	4.995142	2.094685	0.067441	19.921057	-0.220404	0.894176	3.714602
4.782861	655.306592	6.758184	0.178216	0.739207	0.216098	0	3.064541	0.758119	0.145191	0.273552	0.310109	0	0	0	0.036966	0.725382	0	USER_001009	0.113507	9.80969	0.953065	0.512443	2.163962	0.04018	26.488767	-0.76725	0.766893	3.36369
0	549.565974	10	0.374218	0.42531	0.628643	0	6.059647	0.935777	0.004786	1.011734	0.097476	0.000785	0.050718	0.194862	0.006557	0.787345	0	U_SYN_4666	0.217129	19.036377	0.157942	0	0.037051	0.118606	3.933936	0.04114	0	1.315727
1.275289	514.884157	4.458689	0.4228	0.7492	0.544739	1	4.671581	0.451248	0.195003	0.031156	0.309427	1	0	0	0.017238	0.441746	1	USER_006797	0.402785	2.8642	0.431647	2.561375	6.308095	0.245418	10.149338	-0.449076	0.799607	5.044972
0	554.703117	1.986657	0.8666	0.973028	0.537529	3	6.843986	0.956939	0.001804	0.29193	0.002636	0.491061	0.444837	0.61196	0.007853	0.513486	0	U_SYN_8535	0.550433	1.851449	0.449997	3	0.415305	0.295529	0.142456	0.297994	0	3.767153
7	657.807771	1.414359	0.447162	1.271362	0.08082	3	8.717807	0.670944	0.007346	0.251222	0.008723	0.531653	0.49683	0.607492	0.00272	0.364319	0	U_SYN_3750	0.66049	1.031354	1.16861	5	0.295282	0.230802	0.063194	0.440167	0.593302	5.758025
0	747.008599	5.399529	0.280714	0.380494	0.527864	0	5.808061	1	0.001069	0.603701	0.018124	0.001351	0.04585	0.147018	0.005401	0.809753	0	U_SYN_12924	0.19668	11.237454	0.179645	0	0.051043	0.03683	2.050122	0.014161	0	1.142328
7	579.814161	0.5	0.644844	1.582971	0.043692	3	8.627199	0.66575	0.002791	0.09584	0.075422	0.561338	0.477769	0.52391	0.0027	0.208514	1	U_SYN_12722	0.983381	0.297094	1.513808	5	1.07474	0.483083	0.007759	0.445432	0.73872	8.483822
0	763.453833	4.174709	0.418744	2.012721	0.188059	0	9.466057	0.837104	0.000221	0.554833	0.04687	0.116255	0.01676	0.094514	0.002513	0	0	U_SYN_11407	0.574954	1.975986	1.634212	0	0.097959	0.090473	0.456338	0.105063	0	5.442551
0	588.830688	7.332673	0.28843	0.549631	0.684922	0	5.07667	0.971149	0.009085	0.746936	0.012565	0.101544	0.022081	0.212191	0.010269	0.725185	0	U_SYN_97	0.223363	11.287449	0.173177	0	0.038806	0.106065	3.573723	0.048628	0	1.133942
2	646.208532	5.659299	0.28543	0.813839	0.323587	0	5.84184	0.821962	0.009193	0.746359	0.0932	0.041452	0.079528	0.057167	0.005863	0.59308	0	U_SYN_3137	0.323123	6.192883	0.550492	0	0.04956	0.119727	1.308575	0.107509	0.108512	1.887634
5	491.65106	2.452933	0.556558	1.506356	0.213094	0	8.330786	0.884164	0.007854	0.405876	0.063482	0.106325	0.001269	0.218792	0.004964	0.246822	0	U_SYN_13368	0.64658	1.527017	1.185361	0	0.218007	0.421275	0.231789	0.078613	0.502119	5.386518
0	838.997864	2.411651	0.625892	1.035021	0.544123	0	7.328817	0.875564	0.001545	0.389338	0.079438	0.017317	0.038616	0.106737	0.005645	0.482489	0	U_SYN_14357	0.474401	2.124762	0.471842	0	0.249196	0.00949	0.490917	0.066555	0	3.476797
1.503863	608.190414	5.800151	0.233377	0.754592	0.238401	2	3.60964	0.62826	0.225118	0.457791	0.2934	1	0	1	0.154174	0.451608	0	USER_002921	0.208903	6.897722	0.894081	3.436607	3.335546	0.091845	22.086953	-0.431605	0.407736	9.52267
10	850	1.667003	0.861325	2.579394	0	5	10	0.559928	0.005827	0.302093	0.00052	0.908736	0.727773	0.671603	0.000894	0	1	U_SYN_13140	1.087462	0.622157	2.579394	7	0.48745	0	0	0.666981	1.719596	10.874623
0.753935	716.331885	9.819972	0.135103	0.794171	0.323162	1	-0.905298	0.928159	0.040298	0.09523	0.143612	0	0	0	0.065534	0.203577	0	USER_000177	0.13176	16.349141	0.666838	4.084148	0.685585	0.032022	33.232676	0.246782	0.911175	7.175513
0	562.098373	3.950819	0.494384	1.15784	0.254596	0	9.029623	1	0.002553	0.408927	0.062204	0.107163	0.044741	0.018569	0.004202	0.42108	0	U_SYN_3648	0.429256	3.140954	0.863058	0	0.122045	0.224697	0.508581	0.045571	0	3.876019

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