Datasets:

Addyk24
/

Pre-Delinquency-dataset

Dataset card Data Studio Files Files and versions

Split (2)

train · 20k rows

Salary_Drift_Capped_max float64	Credit_Score_last float64	Liquidity_Ratio float64	Savings_Burn_Rate float64	Budget_Pressure float64	Discretionary_Ratio float64	EMI_Stress_Count int64	Cognitive_Load_Score_mean float64	P_2 float64	B_37 float64	B_25 float64	B_30 float64	D_4 float64	D_42 float64	D_52 float64	S_24 float64	S_4 float64	is_at_risk int64	User_ID large_string	Stress_Acceleration float64	Debt_Service_Coverage float64	Discretionary_Stress float64	Payment_Risk_Composite float64	Savings_Depletion_Velocity float64	Credit_Stress_Multiplier float64	Recovery_Capacity float64	AMEX_Risk_Trend float64	Budget_Salary_Interaction float64	Cognitive_Stress_Compound float64
10.324885	578.75941	5.756259	0	0.811285	0.528156	0	3.684084	0.462386	0.211675	0.398549	0.272506	1	0	0	0.114332	0.269839	1	USER_003284	0.145187	5.888426	0.921268	1.850594	0.9932	0.071601	13.580287	0.943451	0.445956	2.316973
0.451377	742.978984	8.860326	0.191299	0.915822	0.230382	1	1.278463	0.691557	0.295079	0.96721	0.068834	1	0	1	0.161093	0.224357	0	USER_005304	0.196775	13.002999	0.751093	2.876798	1.09325	0.038289	34.09533	1.59022	0.703447	7.847852
7	619.918587	3.065369	0.560801	1.616256	0.441237	2	8.07287	0.98906	0.000371	0.43061	0.034834	0.486217	0.378682	0.300418	0.00805	0.191872	0	U_SYN_2757	0.694675	1.786079	0.903103	4	0.177168	0.290603	0.594041	0.263846	0.754253	5.608022
0	675.29272	2.128492	0.180687	1.448991	0.165868	0	6.852985	1	0.008781	0.374426	0.076189	0.146998	0.076077	0.169658	0.005638	0.275505	0	U_SYN_6397	0.433751	1.374116	1.208649	0	0.08108	0.137781	0.289258	0.066923	0	2.972488
0	592.441455	1.684729	0.638743	0.43324	0.426247	0	5.084559	1	0.006527	0.273902	0.006455	0.137133	0.040442	0.29367	0.006106	0.78338	0	U_SYN_10077	0.390333	3.159419	0.248573	0	0.357894	0.182788	0.259423	0.053273	0	1.98467
0	469.89339	4.677798	0.365305	0.56613	0.540675	0	7.312475	0.908452	0.006154	0.572419	0.035501	0.023269	0.017292	0.129512	0.00794	0.716935	0	U_SYN_13930	0.264678	7.022354	0.260038	0	0.076459	0.182919	1.605251	0.048788	0	1.935448
1.002803	671.70706	9.21439	0	0.931948	0.167709	0	1.382523	0.863218	0.266145	0.709901	0.19947	0	0	0	0.029723	0.432629	0	USER_008312	0.088207	15.161968	0.767927	2.168452	1.786813	0.028594	38.34529	1.011054	0.853808	4.335574
10	598.590866	0.777031	0.49661	1.245324	0.376101	1	7.484349	0.689608	0.003768	0.229512	0.028771	0.204901	0.233482	0.248914	0.004215	0.377338	1	U_SYN_14082	0.82609	0.577579	0.776956	3	0.56624	0.377612	0.147112	0.255672	0.830216	6.182745
2	818.266291	9.694634	0.516132	1.548094	0.108479	0	9.004858	1	0.0005	1.023802	0.09755	0.004832	0.04342	0.066723	0.002082	0.225953	0	U_SYN_2097	0.524878	5.882331	1.380159	0	0.052695	0.030284	0.508865	0.014475	0.206413	4.726451
0	761.352135	9.708412	0.462431	1.341998	0.357528	0	7.372603	0.810076	0.008574	1.133722	0.033801	0.153431	0.085036	0.074261	0.00787	0.329001	0	U_SYN_8329	0.42752	6.732609	0.862197	0	0.047146	0.068907	1.865917	0.147509	0	3.151933
0.935413	771.151107	7.492862	0.180844	0.882539	0.313458	1	1.401799	0.745321	0.068422	0.799232	0.479825	1	0	1	0.026174	0.384432	0	USER_007008	0.068036	11.808893	0.996632	3.290047	0.273028	0.009754	25.720813	-0.704139	0.178377	1.232879
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5	659.643038	3.899442	0.770495	0.799371	0.532588	1	6.661709	0.783332	0.001227	0.544655	0.068676	0.272799	0.203003	0.267471	0.009843	0.600314	0	U_SYN_3471	0.54103	4.335741	0.373636	1	0.192651	0.187252	0.476635	0.229408	0.266457	3.604183
5	473.41685	10	0.420202	0.499045	0.437014	0	5.346668	0.766107	0.006819	1.079174	0.098295	0.120363	0.05215	0.224403	0.008962	0.750477	0	U_SYN_12889	0.345672	16.693235	0.280955	0	0.041604	0.23668	2.533798	0.145311	0.166348	1.848191
0	604.352848	2.069331	0.822988	1.198773	0.386789	2	9.476216	0.959828	0.008359	0.33751	0.02784	0.426269	0.334481	0.310004	0.007622	0.400613	0	U_SYN_14472	0.578845	1.593297	0.735101	2	0.379374	0.25853	0.14168	0.244294	0	5.485262
0.157644	662.686855	0	0.615983	0.72672	0.059646	4	4.677185	1	-0.001027	0.766405	0.128019	0	2	0	0.128333	0.53879	0	USER_001230	0.23072	-0.339066	0.291763	8.048807	5.273016	0.078576	0	-1.149365	0.137489	9.237605
5.169685	660.539888	7.035252	0.202141	0.703599	0.312162	1	2.215184	0.73159	0.116494	0.610457	0.438315	0	0	0	0.143086	0.997039	0	USER_003555	0.012039	10.346004	0.566668	2.330778	1.190006	0.004147	24.195575	0.082777	0.851674	2.956316
1.813089	732.042177	7.345404	0.200923	0.690259	0.260321	0	-0.592235	0.715655	-0.054166	0.97787	0.47167	0	0	0	0.007197	0.828012	1	USER_003509	0.15468	13.298936	0.154895	1.098684	0.648035	0.033174	27.166213	2.125796	0.468905	6.657781
0	700.539338	5.370104	0.223319	0.652234	0.449126	0	6.63388	0.912546	0.003437	0.634986	0.091484	0.107193	0.07605	0.242163	0.008042	0.673883	0	U_SYN_1733	0.234005	7.138875	0.359299	0	0.040825	0.06359	1.87324	0.089954	0	1.55236
5.766169	474.381078	1.668767	0.403277	0.724893	0.618714	2	6.185291	0.271983	0.339421	0.625489	0.322502	0	0	0	-0.042131	0.367488	1	USER_003394	0.255992	1.396846	0.569852	3.835326	2.653876	0.174828	3.181386	-0.649064	0.08483	7.256465
1.555769	647.587279	4.015957	0.196438	0.674569	0.378379	3	2.095157	0.574932	0.226203	0.918227	0.346951	0	0	0	0.048531	0.859625	1	USER_009745	0.304368	4.509609	0.401197	6.52896	2.399106	0.112015	12.482016	1.333084	0.64224	9.731568
0	551.214193	3.082753	0.605808	0.742213	0.346435	0	6.139531	0.918358	0.001308	0.46931	0.074569	0.095586	0.020851	0.296146	0.007615	0.628894	0	U_SYN_1283	0.393024	3.660302	0.485084	0	0.190341	0.213509	0.420986	0.067588	0	2.412981
0	703.223774	0.578767	0.327208	0.440247	0.456121	4	7.63734	1	0.009044	0.221804	0.065339	0.777161	0.57933	0.68873	0.008147	0.779877	0	U_SYN_12485	0.480864	1.071302	0.239441	4	0.482063	0.128326	0.177609	0.406947	0	3.672519
2	737.292198	6.500405	0.751733	1.24261	0.38669	1	8.450486	0.824269	0.008532	0.8492	0.036339	0.294595	0.209732	0.299433	0.006807	0.378695	0	U_SYN_12448	0.544343	4.841616	0.762105	1	0.113892	0.111549	0.624054	0.22159	0.165681	4.599965
2	646.64146	0.777091	0.398131	1.08908	0.21897	3	6.992409	0.949323	0.008093	0.123657	0.074457	0.677611	0.482424	0.592128	0.004421	0.45546	0	U_SYN_10028	0.605282	0.653523	0.850604	3	0.453923	0.223799	0.102414	0.368281	0.145211	4.23238
2.278578	573.032885	8.470388	0.15194	0.637973	0.334815	0	2.286843	0.703069	0.198909	0.504454	0.128845	1	0	0	0.080706	0.674012	0	USER_006621	0.032932	10.061863	0.760168	0.749671	2.710114	0.016584	28.17187	-0.558615	0.947746	1.047766
0	653.660366	1.578875	0.44299	0.64964	0.676511	4	7.624414	1	0.002708	0.331151	0.030014	0.643724	0.669528	0.516328	0.008016	0.67518	1	U_SYN_1019	0.381952	2.106177	0.210151	4	0.263861	0.13635	0.594957	0.393975	0	2.912164
0.218893	736.109087	8.369932	0.023168	0.698738	0.249215	0	-0.099731	0.813858	0.068542	0.5775	0.09808	0	0	0	-0.013255	0.355636	0	USER_001184	-0.102909	14.916277	0.463091	-0.650989	4.357439	-0.02131	31.420103	-0.246302	0.639625	1.407698
7.811402	445.326413	5.561385	0.453782	0.891405	0.441942	1	5.599961	0.137722	0.352136	0.013708	0.044123	0	0	1	0.112242	0.626905	1	USER_008062	0.426385	3.492553	0.379473	3.993574	1.981237	0.313722	15.517876	0.767758	0.484685	6.963145
0	596.073529	7.136466	0.719563	0.713443	0.608134	1	6.40412	1	0.00745	0.840059	0.096947	0.33688	0.22494	0.157504	0.009781	0.643278	0	U_SYN_9518	0.386195	8.773157	0.279574	1	0.099436	0.1783	1.217077	0.168546	0	2.473241
1.925779	658.16163	6.477017	0.272633	0.783838	0.167895	1	2.448962	0.88791	0.136305	0.028854	0.149954	0	0	1	0.08503	0.893143	0	USER_004194	0.097733	9.452906	0.626502	2.936603	3.523864	0.034089	26.947785	-0.527559	0.248002	3.784543
1.61975	698.828982	7.654162	0.083567	0.771349	0.245022	0	1.295701	0.812111	0.095627	0.072185	0.2323	1	0	0	0.182865	0.4453	0	USER_002520	0.066439	11.543248	0.737679	1.008979	5.79393	0.018261	28.893614	-0.394912	0.382082	9.778662
0	550.381075	4.001881	0.25692	1.550121	0.27585	0	8.162523	0.907744	0.001595	0.455125	0.072958	0.179721	0.0627	0.067731	0.004126	0.224939	0	U_SYN_1651	0.435858	2.425205	1.12252	0	0.062635	0.237439	0.8203	0.109629	0	3.557703
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0	595.571171	6.330914	0.605708	0.549921	0.413441	0	6.178673	0.882162	0.007055	0.712819	0.011723	0.155689	0.083072	0.078374	0.005363	0.725039	0	U_SYN_1169	0.322796	9.741051	0.322561	0	0.094187	0.149325	1.032044	0.118763	0	1.994454
2	677.755397	1.623746	0.178391	0.609819	0.503171	2	5.155678	0.863929	0.009574	0.252026	0.078766	0.406474	0.367772	0.516764	0.00635	0.695091	0	U_SYN_10720	0.331507	2.287551	0.302976	2	0.10349	0.103819	0.671272	0.286702	0.081309	1.709146
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2.885088	551.802748	5.954822	0.269452	0.639909	0.360519	1	3.058258	0.569295	0.258387	0.097172	0.057084	1	0	0	0.022609	0.677137	0	USER_001063	0.310042	6.43028	0.612386	2.459993	0.216951	0.168098	19.039985	-0.704522	0.941569	3.746308
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1.662375	548.955429	3.453318	0.241849	0.837183	0.438515	2	1.565046	0.452258	0.265983	0.281196	0.328156	1	0	0	-0.088205	0.093394	1	USER_002081	0.169095	3.05846	0.711462	5.616303	3.658325	0.092555	9.694934	0.916688	0.608436	0.282362
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1.818692	596.741889	6.748187	0.368514	0.843266	0.478929	1	3.594205	0.533092	0.264581	0.171976	0.120966	2	0	0	0.011962	0.305759	1	USER_006573	0.317511	7.841266	0.286911	4.362212	0.33754	0.146204	17.581433	-0.12437	0.150695	0.380951
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5.855465	673.729139	7.253915	0.281981	0.918273	0.209428	0	0.717467	0.631318	0.352992	0.881324	0.214746	0	0	0	0.021088	0.673682	0	USER_004873	0.304177	11.089848	0.890305	1.480956	1.672105	0.097486	28.673707	0.539446	0.44251	5.718132
0	845.198643	2.817216	0.231275	0.715859	0.403066	0	7.48557	1	0.009671	0.405852	0.03009	0.041315	0.082193	0.273535	0.006939	0.64207	0	U_SYN_13944	0.281113	3.453067	0.427321	0	0.079279	0.002454	0.872906	0.037052	0	2.104289

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