Datasets:

Addyk24
/

Pre-Delinquency-dataset

Dataset card Data Studio Files Files and versions

Split (2)

train · 20k rows

Salary_Drift_Capped_max float64	Credit_Score_last float64	Liquidity_Ratio float64	Savings_Burn_Rate float64	Budget_Pressure float64	Discretionary_Ratio float64	EMI_Stress_Count int64	Cognitive_Load_Score_mean float64	P_2 float64	B_37 float64	B_25 float64	B_30 float64	D_4 float64	D_42 float64	D_52 float64	S_24 float64	S_4 float64	is_at_risk int64	User_ID large_string	Stress_Acceleration float64	Debt_Service_Coverage float64	Discretionary_Stress float64	Payment_Risk_Composite float64	Savings_Depletion_Velocity float64	Credit_Stress_Multiplier float64	Recovery_Capacity float64	AMEX_Risk_Trend float64	Budget_Salary_Interaction float64	Cognitive_Stress_Compound float64
7	694.066256	1.771478	0.437921	1.142797	0.448134	3	8.195484	0.536665	0.006095	0.178222	0.072337	0.494956	0.47099	0.44513	0.007735	0.428601	0	U_SYN_9160	0.606803	1.425396	0.630671	5	0.233997	0.172038	0.446212	0.475118	0.533305	4.973045
0	766.446469	3.20867	0.111122	0.433472	0.453957	0	4.808654	0.959492	0.006825	0.430253	0.069895	0.020803	0.099979	0.180366	0.008989	0.783264	0	U_SYN_7622	0.180478	6.014693	0.236694	0	0.033585	0.027417	1.294738	0.052438	0	0.867858
0	722.687052	4.814416	0.550671	1.04803	0.472746	0	6.700663	1	0.005142	0.674207	0.032197	0.101638	0.072169	0.219883	0.007154	0.475985	0	U_SYN_987	0.415504	4.193631	0.552578	0	0.112052	0.09618	1.022672	0.052142	0	2.784151
4.760268	556.819069	6.014682	0.251248	0.758603	0.487419	0	4.566178	0.524385	0.323515	0.122194	0.216008	0	0	0	-0.00321	0.635843	0	USER_001014	0.212397	7.53841	0.916903	-0.704019	1.466884	0.11322	15.415063	-0.915654	0.940117	6.739221
0	767.067879	5.817582	0.220183	0.278277	0.677866	0	5.248583	1	0.001782	0.60953	0.019468	0.159359	0.048686	0.075559	0.006805	0.860862	0	U_SYN_2852	0.155508	15.379167	0.089642	0	0.037208	0.023448	3.075242	0.062414	0	0.816195
0	606.181888	8.186632	0.175687	1.232294	0.189119	0	7.875478	0.92317	0.000744	0.878002	0.014298	0.085711	0.07798	0.299347	0.002379	0.383853	0	U_SYN_11695	0.3233	6.144762	0.999244	0	0.021201	0.143321	1.27624	0.079839	0	2.546144
2	719.439934	1.657018	0.620984	1.552113	0.237047	1	7.734545	0.941641	0.008191	0.349642	0.065512	0.204495	0.180467	0.169341	0.006695	0.223944	1	U_SYN_8853	0.650547	1.002969	1.184189	1	0.353431	0.154428	0.148874	0.138832	0.206948	5.031685
2.958709	623.96258	6.729338	0	0.933158	0.28051	0	4.427889	0.683863	0.11099	0.235137	0.00339	1	0	0	0.181623	0.770912	0	USER_001336	-0.177273	10.48606	0.389945	1.330949	0.394946	-0.072855	24.20847	0.568471	0.727442	0.264357
0	561.503237	2.396126	0.244491	0.307571	0.515701	0	6.199657	1	0.001845	0.323984	0.048599	0.013129	0.090662	0.024406	0.005227	0.846215	0	U_SYN_14996	0.214986	5.879046	0.148956	0	0.097948	0.112768	0.93357	0.031137	0	1.332836
0.323269	685.08321	5.595738	0.084705	0.696097	0.23342	1	1.472445	0.799929	0.051875	0.559922	0.294607	1	0	0	0.024239	0.702096	0	USER_002014	0.096123	8.071463	0.18453	1.845286	2.232995	0.028822	21.447896	-0.13463	0.705825	0.214461
2.054091	676.629796	6.407971	0	0.800289	0.259748	2	0.723498	0.864613	0.10387	0.808772	0.275866	3	0	0	0.11138	0.164388	1	USER_002633	0.10527	9.853153	0.224582	8.417929	2.533356	0.033183	23.717581	-1.23821	0.010852	5.977872
0.139706	623.742052	7.788696	0.142489	0.69398	0.341473	2	4.931281	0.72241	0.195961	0.910414	0.380679	1	0	1	0.023372	0.998253	0	USER_004563	0.049948	8.58391	0.017226	5.472824	0.627441	0.020547	25.645317	-0.50601	0.887847	0.15233
2.087921	652.941506	7.730735	0.251768	0.859647	0.158292	1	1.694046	0.690154	0.272217	0.910887	0.328606	0	0	0	0.148515	0.325001	0	USER_001866	0.274011	11.587621	0.162205	2.787027	0.132178	0.098175	32.535091	1.178376	0.199756	5.044131
0	542.006772	1.276502	0.753931	1.05935	0.381489	4	8.464361	0.752239	0.0095	0.215913	0.061699	0.65822	0.654398	0.732406	0.006558	0.470325	1	U_SYN_9654	0.583345	1.10105	0.655219	4	0.547716	0.326666	0.119828	0.49289	0	4.937645
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0	701.464024	0.5	0.474886	0.531368	0.535472	1	7.39128	1	0.006042	0.121538	0.066619	0.31874	0.212511	0.200746	0.008228	0.734316	0	U_SYN_7227	0.582073	0.791931	0.246836	1	0.791476	0.157198	0.140592	0.159375	0	4.302262
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0	629.727997	3.481627	0.434521	1.160648	0.439768	0	7.882218	1	0.005541	0.54211	0.05178	0.196343	0.062705	0.254793	0.007307	0.419676	0	U_SYN_6807	0.418326	2.761777	0.650232	0	0.121319	0.167537	0.865809	0.077714	0	3.297339
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0	797.573488	9.773804	0	0.673133	0	0	-1.473203	0.944591	-0.035344	0.599769	0.165536	0	0	0	0.054591	0.914243	0	USER_007083	0.08643	19.253215	0.979836	0.219868	0.510282	0.008239	48.869021	-0.435902	0.978687	9.28784
0	638.612339	1.092545	0.752432	1.608031	0.196816	2	9.454165	1	0.001406	0.244787	0.078246	0.512876	0.304415	0.451571	0.003893	0.195984	0	U_SYN_1316	0.715044	0.639651	1.291545	2	0.630947	0.274821	0.053235	0.245187	0	6.760149
7	742.807201	1.00083	0.578176	0.797426	0.356317	1	5.97138	0.664371	0.008667	0.127208	0.004801	0.291262	0.197674	0.275951	0.005851	0.601287	0	U_SYN_3225	0.654619	1.115223	0.513289	3	0.525218	0.127583	0.150428	0.280933	0.372132	3.908979
0.485961	631.679816	8.356624	0	0.872086	0.336786	1	2.427137	0.786506	0.16217	0.296837	0.357203	0	0	1	-0.058186	0.078216	0	USER_002456	-0.141466	11.3456	0.523221	2.251794	0.544173	-0.056154	27.711134	0.645609	0.33402	7.463719
1.220592	595.13035	6.387588	0.283335	0.91854	0.270313	3	2.531615	0.722535	0.225141	0.988641	0.418953	0	0	1	-0.016941	0.560707	1	USER_006199	0.224948	8.169644	0.281648	7.146027	0.044235	0.104241	23.304695	-0.920153	0.260953	2.092049
15.099024	545.120017	5.350111	0.2703	0.711095	0.392198	0	3.80793	0.629109	0.134098	0.265046	0.109592	2	0	1	0.013271	0.510071	1	USER_008017	0.159986	6.265017	0.567877	3.102932	1.539404	0.088685	16.259044	0.334259	0.615984	3.898671
0	823.388314	4.762633	0.720352	0.868638	0.38893	0	5.509167	0.883341	0.000267	0.547136	0.017264	0.041604	0.058539	0.208236	0.004978	0.565681	0	U_SYN_9852	0.430963	4.916837	0.530798	0	0.14814	0.020852	0.518	0.076707	0	2.374248
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7	633.026951	2.147545	0.523818	0.695853	0.414669	1	8.278487	0.857782	0.008978	0.396128	0.030442	0.219449	0.206353	0.408015	0.004289	0.652073	0	U_SYN_10617	0.525302	2.698418	0.407305	3	0.233062	0.20723	0.424049	0.184628	0.324732	4.348706
4.078626	614.987395	5.169996	0.207105	0.873318	0.37816	2	4.294879	0.628097	0.069143	0.954461	0.41033	1	0	0	0.034066	0.545896	0	USER_001393	0.148137	6.301896	0.229678	4.556676	1.185757	0.063298	16.074562	0.492558	0.795076	0.783502
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5	791.658382	2.10155	0.342784	0.97862	0.481951	0	7.456832	0.898113	0.008892	0.361854	0.063664	0.101988	0.092759	0.05158	0.008201	0.51069	0	U_SYN_13076	0.489404	1.94837	0.506973	0	0.155701	0.051914	0.665658	0.099179	0.326207	3.649405
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0	679.203572	2.361028	0.491905	1.699459	0.327053	0	7.979724	1	0.00834	0.342636	0.012163	0.011094	0.016253	0.137561	0.004985	0.150271	0	U_SYN_4146	0.56873	1.312077	1.143646	0	0.199878	0.176613	0.392341	0.008204	0	4.53831
2	613.980209	2.431172	0.714031	1.004346	0.542431	3	8.739054	0.772861	0.007359	0.396761	0.021798	0.482428	0.461553	0.339738	0.006275	0.497827	0	U_SYN_8906	0.534093	2.201459	0.459558	3	0.282095	0.229194	0.377119	0.37405	0.133913	4.667471
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5.7639	670.580144	7.269854	0.142374	1	0.135324	2	1.984377	0.647742	0.183269	0.888949	0.219175	0	0	2	-0.101881	0.371658	1	USER_007887	0.156671	10.309203	0.767055	5.399687	1.542393	0.051109	31.430324	-0.454236	0.65413	7.30363
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0.121635	699.226206	8.390117	0.162643	0.700357	0.178132	1	4.549002	0.780261	0.08716	0.640305	0.393376	0	0	1	0.01264	0.23692	0	USER_007902	0.224554	11.952143	0.166432	3.067195	0.495596	0.061558	34.477824	0.055556	0.563444	6.685421
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0	674.967503	2.140375	0.330888	1.840882	0.018797	0	10	1	0.009293	0.282182	0.002298	0.144041	0.033798	0.285357	0.000296	0.079559	0	U_SYN_14051	0.556714	1.102785	1.806278	0	0.147693	0.177169	0.026921	0.053352	0	5.567135
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7	731.00514	6.355923	0.293392	0.380418	0.356637	1	6.235339	0.717064	0.000465	0.677112	0.015429	0.306932	0.233571	0.208771	0.005831	0.809791	0	U_SYN_11556	0.33508	13.229999	0.244746	3	0.045445	0.072496	1.601712	0.275325	0.177528	2.089339
0.415217	709.121054	10.679653	0.099374	0.906749	0.021029	3	2.648565	0.764365	0.279223	0.285561	0.28884	0	0	0	0.044447	0.474506	0	USER_005783	0.050123	16.634369	0.897472	6.996032	2.491108	0.012839	52.275366	1.308012	0.206606	3.101258

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