Datasets:

Addyk24
/

Pre-Delinquency-dataset

Dataset card Data Studio Files Files and versions

Split (2)

train · 20k rows

Salary_Drift_Capped_max float64	Credit_Score_last float64	Liquidity_Ratio float64	Savings_Burn_Rate float64	Budget_Pressure float64	Discretionary_Ratio float64	EMI_Stress_Count int64	Cognitive_Load_Score_mean float64	P_2 float64	B_37 float64	B_25 float64	B_30 float64	D_4 float64	D_42 float64	D_52 float64	S_24 float64	S_4 float64	is_at_risk int64	User_ID large_string	Stress_Acceleration float64	Debt_Service_Coverage float64	Discretionary_Stress float64	Payment_Risk_Composite float64	Savings_Depletion_Velocity float64	Credit_Stress_Multiplier float64	Recovery_Capacity float64	AMEX_Risk_Trend float64	Budget_Salary_Interaction float64	Cognitive_Stress_Compound float64
15.541679	489.257609	3.344536	0.502962	0.817572	0.392602	1	4.320361	0.227168	0.370046	0.818465	0.171089	4	0	1	0.132242	0.636282	1	USER_001353	0.417742	3.136531	0.800767	4.587932	0.664621	0.273995	10.157321	0.508315	0.207234	7.467062
10.282399	611.40389	0.989788	0.559881	0.591088	0.281092	0	7.910461	0.773568	0.240388	0.405323	0.005477	0	1	0	0.135651	0.39148	1	USER_006636	0.25018	1.448106	0.343374	1.089032	0.649308	0.108531	3.557834	-0.671561	0.496864	1.567332
10	684.355458	0.5	0.499523	0.552307	0.543348	2	5.804289	0.734228	0.00933	0.196428	0.093939	0.44255	0.294365	0.272494	0.006114	0.723846	0	U_SYN_11	0.793652	0.76651	0.252212	4	0.832538	0.239026	0.135967	0.327384	0.368205	4.606583
0	570.928938	4.06083	0.723076	1.414158	0.241975	1	7.300403	0.87446	0.002028	0.478547	0.09511	0.166937	0.177638	0.228275	0.004711	0.292921	0	U_SYN_4760	0.547822	2.681907	1.071966	1	0.173782	0.277966	0.272111	0.153588	0	3.999319
0	558.010183	1.304979	0.669062	0.755406	0.522436	1	6.507879	0.870059	0.002683	0.217417	0.028894	0.213325	0.225456	0.245602	0.00918	0.622297	0	U_SYN_1177	0.494151	1.525566	0.360755	1	0.476208	0.26234	0.225623	0.183611	0	3.215874
0	767.260396	8.357816	0.370286	1.012865	0.350455	0	7.478488	0.884723	0.004564	0.98859	0.06087	0.127793	0.092659	0.023789	0.008054	0.493567	0	U_SYN_10693	0.337306	7.510177	0.657901	0	0.04378	0.050743	1.844458	0.112246	0	2.522537
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5	712.325542	0.5	0.81926	0.695742	0.496766	4	8.360222	0.909329	0.007013	0.107935	0.010258	0.744024	0.625352	0.541828	0.008131	0.652129	1	U_SYN_6471	0.81826	0.628345	0.350121	4	1.365433	0.204824	0.044893	0.447081	0.231914	6.840833
9.790865	551.288749	6.86665	0.001255	0.70815	0.474491	1	3.408623	0.547574	0.307861	0.588071	0.077297	1	0	1	0.229004	0.789742	1	USER_007612	0.03121	6.853744	0.920052	4.227295	0.661321	0.01695	18.04243	-1.39821	0.115283	6.941295
5	532.999631	0.5	0.593261	0.428466	0.45654	0	5.590656	0.789252	0.009924	0.055188	0.079714	0.090906	0.052376	0.023883	0.005622	0.785767	0	U_SYN_9218	0.697005	0.946135	0.232854	0	0.988769	0.401729	0.092846	0.127284	0.142822	3.896714
2	689.743397	5.0747	0.098243	0.700954	0.363527	0	5.396009	0.947077	0.004457	0.523004	0.035634	0.069386	0.01891	0.244923	0.007948	0.649523	0	U_SYN_12040	0.248313	6.335818	0.446139	0	0.018985	0.072352	1.663552	0.047658	0.093461	1.339901
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0	462.419091	5.807788	0.667523	0.471594	0.420954	0	3.368092	0.98867	0.009963	0.65124	0.036752	0.009838	0.045609	0.010861	0.005279	0.764203	0	U_SYN_7010	0.328429	10.160693	0.273074	0	0.11299	0.231442	0.812844	0.021166	0	1.10618
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0	593.135769	4.137758	0.442049	1.017376	0.462361	0	6.92281	1	0.000144	0.585183	0.095397	0.028983	0.066083	0.003306	0.005152	0.491312	0	U_SYN_12592	0.383285	3.703104	0.546981	0	0.104312	0.179004	1.067436	0.02852	0	2.653407
0.660376	651.578722	6.585272	0.303397	0.770938	0.198166	1	1.998174	0.786185	0.148942	0.393395	0.097118	1	0	1	-0.027186	0.11047	0	USER_002824	0.354071	8.494097	0.522028	3.680324	0.414488	0.127737	26.401485	1.655593	0.823406	4.630454
2.005618	628.743089	6.596833	0.312607	0.798722	0.303844	1	2.278697	0.66909	0.29734	0.607158	0.254022	4	0	1	0.12395	0.281568	1	USER_009687	0.290231	7.966607	0.121186	5.898938	0.683015	0.116756	22.96214	0.087357	0.683454	8.640704
0	686.202455	7.411398	0.604677	0.808868	0.408052	0	5.274604	0.994251	0.003765	0.934363	0.063739	0.195031	0.009576	0.091376	0.005655	0.595566	0	U_SYN_2875	0.369803	8.154535	0.478808	0	0.080501	0.110132	1.19555	0.063682	0	1.950565
0	557.111754	4.377731	0.207236	0.630444	0.390741	0	5.523978	0.984743	0.000048	0.493868	0.000251	0.037877	0.014133	0.241285	0.004929	0.684778	0	U_SYN_12178	0.232925	5.993243	0.384104	0	0.046281	0.124038	1.35607	0.021706	0	1.286673
0	634.305519	2.877515	0.382356	0.373004	0.536313	0	4.836778	1	0.001873	0.334314	0.011554	0.176805	0.058983	0.084847	0.005982	0.813498	0	U_SYN_9108	0.256478	6.083488	0.172957	0	0.128415	0.100583	0.953178	0.070736	0	1.240526
0	742.308729	2.405536	0.691542	0.581435	0.50657	0	5.733798	1	0.004922	0.240818	0.05852	0.098825	0.070525	0.018208	0.009036	0.709282	0	U_SYN_2190	0.403573	3.530103	0.286898	0	0.276005	0.07902	0.375879	0.050805	0	2.314005
3.680759	569.36838	4.94084	0.161331	0.689013	0.349253	4	5.854644	0.506286	0.293863	0.047035	0.264237	3	0	3	0.17001	0.115285	1	USER_008474	0.174608	4.563637	0.585082	11.104155	0.240013	0.089092	16.076183	0.603517	0.074993	5.865093
0	364.372459	1.721802	0.198549	0.594762	0.480949	2	8.558342	1	0.004582	0.217349	0.057824	0.406407	0.338315	0.323145	0.009591	0.702619	0	U_SYN_3726	0.288298	2.478261	0.308712	2	0.108985	0.254556	0.663681	0.223417	0	2.467356
2.039725	437.230355	1.600268	0.303335	0.791668	0.500729	3	5.282195	0.40232	0.29771	0.164563	0.084311	1	0	1	0.10198	0.438122	1	USER_004156	0.120528	1.424641	0.539607	7.443898	1.527828	0.090455	3.994837	0.428076	0.611453	7.946017
1.729682	658.990109	9.263154	0.198647	0.773561	0.125539	0	2.795503	0.776555	0.16879	0.235872	0.36067	1	0	0	0.010014	0.258625	0	USER_001838	0.245631	14.404198	0.329127	0.909666	3.103731	0.085305	40.501318	-1.360385	0.040994	5.442385
0	630.481833	3.032036	0.311638	0.980341	0.310755	0	9.102269	0.975424	0.007664	0.360029	0.005407	0.111364	0.045524	0.294147	0.003301	0.509829	0	U_SYN_9013	0.353416	2.806555	0.675695	0	0.0995	0.141057	0.648589	0.056897	0	3.216886
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0	754.213989	2.107582	0.603101	1.387976	0.309183	0	9.565293	0.907918	0.000694	0.321098	0.061218	0.133944	0.041413	0.254829	0.004245	0.306012	0	U_SYN_12115	0.549122	1.416409	0.958838	0	0.273195	0.095633	0.25863	0.08944	0	5.252517
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15	674.822551	6.466223	0.57094	0.664718	0.501984	1	8.925692	0.524419	0.000326	0.681553	0.030155	0.353979	0.159174	0.380305	0.007706	0.667641	0	U_SYN_7595	0.634685	8.455699	0.33104	3	0.086951	0.20215	1.392703	0.344178	0.664718	5.664999

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