Datasets:

Addyk24
/

Pre-Delinquency-dataset

Dataset card Data Studio Files Files and versions

Split (2)

train · 20k rows

Salary_Drift_Capped_max float64	Credit_Score_last float64	Liquidity_Ratio float64	Savings_Burn_Rate float64	Budget_Pressure float64	Discretionary_Ratio float64	EMI_Stress_Count int64	Cognitive_Load_Score_mean float64	P_2 float64	B_37 float64	B_25 float64	B_30 float64	D_4 float64	D_42 float64	D_52 float64	S_24 float64	S_4 float64	is_at_risk int64	User_ID large_string	Stress_Acceleration float64	Debt_Service_Coverage float64	Discretionary_Stress float64	Payment_Risk_Composite float64	Savings_Depletion_Velocity float64	Credit_Stress_Multiplier float64	Recovery_Capacity float64	AMEX_Risk_Trend float64	Budget_Salary_Interaction float64	Cognitive_Stress_Compound float64
0.134174	662.421226	7.761835	0.163218	0.863011	0.287136	0	0.799857	0.694588	0.097538	0.328681	0.0803	0	0	0	0.092153	0.19251	0	USER_000596	0.187046	11.539712	0.132559	0.467268	0.365916	0.063792	27.665659	0.285302	0.79993	1.987309
0.765119	692.473996	9.06259	0.033318	1	0.170573	0	1.35078	0.983812	-0.021724	0.169409	0.108828	0	0	0	0.255417	0.940093	0	USER_005098	0.042419	17.299596	0.456664	0.560293	2.148181	0.012149	37.58378	1.095888	0.632112	7.242065
1.162935	697.987761	7.997492	0.194012	0.723986	0.209468	0	1.525508	0.741855	0.130708	0.339731	0.277108	1	0	0	0.003227	0.036319	0	USER_006116	0.196079	12.860482	0.856978	2.707084	0.424602	0.054193	31.611365	0.087667	0.509446	6.992869
0	623.650053	3.800203	0.294051	1.380815	0.350432	0	8.338177	1	0.003827	0.573253	0.022417	0.194599	0.079294	0.124379	0.00828	0.309593	0	U_SYN_9461	0.415658	2.566291	0.896933	0	0.075394	0.171062	0.94012	0.082168	0	3.465828
0	605.417052	4.933917	0.38111	0.314415	0.71081	0	4.906735	1	0.006413	0.691344	0.044944	0.158039	0.042244	0.116496	0.007471	0.842793	0	U_SYN_12473	0.216946	11.905744	0.090926	0	0.075708	0.096475	2.170496	0.060085	0	1.064498
4.99247	549.909412	3.218384	0.278753	0.761914	0.336869	0	4.705376	0.420025	0.039064	0.989331	0.294782	3	0	0	0.040937	0.843122	1	USER_002778	0.250468	3.160033	0.951397	1.631909	3.217608	0.13666	10.671053	2.063595	0.126983	8.658666
5	577.705248	5.088084	0.552704	0.501506	0.42674	0	6.583383	0.979682	0.007877	0.520505	0.024248	0.013946	0.0394	0.127158	0.006514	0.749247	0	U_SYN_12201	0.404662	8.458914	0.287493	0	0.106533	0.200341	0.971209	0.024131	0.167169	2.664045
5	649.42564	7.590571	0.50946	0.934157	0.35725	0	6.452022	0.854912	0.009775	0.901175	0.097429	0.102279	0.054324	0.079499	0.00572	0.532921	0	U_SYN_12582	0.465675	7.339863	0.600429	0	0.066245	0.169823	1.330213	0.105016	0.311386	3.004548
2	733.065569	3.471916	0.654134	0.755906	0.495323	0	4.104655	0.818932	0.003295	0.367541	0.082192	0.111754	0.059665	0.018226	0.005438	0.622047	0	U_SYN_11171	0.443414	4.05642	0.381488	0	0.183132	0.094273	0.594794	0.123853	0.100788	1.82006
2.593308	709.775049	6.071801	0.015292	0.662944	0.212932	0	2.245192	0.766716	0.051032	0.16398	0.059645	0	0	1	0.013226	0.259156	0	USER_009826	-0.0818	9.227406	0.151993	-0.940489	1.747126	-0.020855	23.894598	-0.7483	0.018466	8.861875
5	667.85886	5.032231	0.480874	1.441965	0.218495	0	8.344305	0.833058	0.003832	0.603474	0.047684	0.184057	0.027862	0.296816	0.00222	0.279017	0	U_SYN_12003	0.571625	3.263518	1.126904	0	0.093697	0.189302	0.570787	0.130353	0.480655	4.769811
26.419269	490.46636	2.444358	0.399659	0.68578	0.535511	5	5.304112	0.437032	0.462176	0.148231	0.496362	2	0	2	0.099263	0.852356	1	USER_007015	0.141591	1.659927	0.96563	13.282719	0.693944	0.092558	5.676882	-1.409329	0.898353	1.140548
0	666.504064	2.601625	0.238517	3.078383	0	0	10	0.891815	0.006346	0.40023	0.048558	0.187079	0.029011	0.064215	0.00224	0	0	U_SYN_6563	0.761261	0.818537	3.078383	0	0.088286	0.253979	0	0.108101	0	7.61261
0	597.383463	5.314981	0.474066	0.650883	0.603666	0	6.853274	0.801115	0.00184	0.548109	0.08826	0.180254	0.008998	0.007343	0.008026	0.674558	0	U_SYN_4703	0.309331	7.078305	0.257967	0	0.087547	0.142077	1.687446	0.13633	0	2.11993
1.394158	604.637992	4.978593	0.006973	0.84078	0.355739	1	1.632168	0.630171	0.172804	0.440596	0.053785	1	0	2	-0.044544	0.28544	1	USER_000282	0.068334	6.110085	0.525991	2.396426	0.356479	0.030485	16.037562	0.214801	0.53266	9.527345
0.304555	656.23675	7.166828	0.121115	0.675263	0.283063	2	5.134405	0.46079	0.19254	0.932273	0.027423	0	0	0	0.3206	0.004256	1	USER_003096	0.253816	9.217554	0.48231	2.777042	0.093896	0.089419	25.690825	-0.474264	0.931913	0.673036
0.418928	741.033964	9.026401	0	0.873304	0.429289	0	2.228402	0.830116	0.117153	0.0745	0.280953	0	0	1	0.08081	0.142155	0	USER_000921	0.016777	15.155837	0.205411	1.138644	2.295785	0.003324	25.757311	1.323511	0.176257	4.131228
4.12791	570.530462	3.866029	0.459976	0.779991	0.506604	0	3.889716	0.278003	0.3088	0.260902	0.45848	0	0	2	0.121001	0.679316	1	USER_009697	0.387172	3.663557	0.815041	0.03481	0.723308	0.196732	9.537414	1.610204	0.541945	6.379966
0	513.613207	0.695754	0.463214	1.519745	0.180786	3	9.618353	0.990254	0.009752	0.218732	0.077732	0.602883	0.46265	0.393153	0.006571	0.240127	0	U_SYN_955	0.694247	0.429545	1.244996	3	0.582107	0.42461	0.067518	0.323558	0	6.677516
7	558.297197	5.894116	0.359526	0.307096	0.440184	3	6.389783	0.712464	0.000677	0.635673	0.063957	0.539537	0.509669	0.551313	0.004826	0.846452	0	U_SYN_6675	0.342643	14.478458	0.171917	5	0.05998	0.181727	1.661709	0.429777	0.143311	2.189414
0	674.048765	3.767424	0.818495	0.851289	0.455395	2	6.41329	0.968927	0.005456	0.508207	0.058357	0.495755	0.309667	0.449905	0.005685	0.574356	0	U_SYN_3453	0.46752	3.960337	0.463617	2	0.211638	0.149565	0.311403	0.254056	0	2.998342
0	611.44609	1.890169	0.233295	1.744284	0.233494	2	8.282606	1	0.003072	0.22639	0.019029	0.339598	0.291274	0.363089	0.003894	0.127858	0	U_SYN_12803	0.519339	1.02488	1.337004	2	0.117223	0.225255	0.33838	0.189261	0	4.301482
2.093578	602.177977	8.022558	0.217575	0.495257	0.473167	0	1.901385	0.544386	0.071328	0.344399	0.243637	0	0	2	0.148197	0.837447	0	USER_000140	0.059606	8.918571	0.674341	0.069216	8.749949	0.026858	21.132749	-0.44419	0.339529	3.028673
0	690.146597	7.066251	0.119336	3.155452	0.032884	0	10	0.965336	0.009693	0.814615	0.084335	0.15649	0.046392	0.249111	0.001327	0	0	U_SYN_8595	0.6948	2.17059	3.051687	0	0.016653	0.201938	0.204639	0.07473	0	6.947999
0	521.562802	4.717091	0.725141	0.571876	0.636396	1	6.297101	1	0.007297	0.51629	0.00829	0.241911	0.172049	0.115686	0.008122	0.714062	0	U_SYN_2071	0.373436	7.020779	0.207936	1	0.150535	0.223001	0.825111	0.124188	0	2.351565
0	689.977992	3.691674	0.201827	0.660427	0.31111	0	6.297649	1	0.007895	0.557033	0.034251	0.159434	0.035869	0.233676	0.006882	0.669787	0	U_SYN_956	0.245381	4.85474	0.454961	0	0.053229	0.071393	0.916716	0.058591	0	1.545321
0.482487	465.039376	4.492876	0.175179	0.883179	0.312331	4	6.621609	0.438136	0.217848	0.15112	0.207334	1	0	1	0.31192	0.880717	1	USER_001542	0.092773	3.469581	0.264586	7.81026	9.680757	0.064935	15.448048	-0.645933	0.763395	0.735673
0	759.223944	0.5	0.15117	0.461537	0.431873	1	5.269446	1	0.006475	0.195723	0.053691	0.313692	0.146971	0.221164	0.004505	0.769232	0	U_SYN_14036	0.470992	0.890414	0.262212	1	0.251949	0.077736	0.183293	0.138199	0	2.481865
0	569.194657	3.84851	0.180323	0.759568	0.322915	0	6.293918	1	0.004066	0.497973	0.058844	0.117266	0.044126	0.110806	0.0038	0.620216	0	U_SYN_7005	0.256662	4.477263	0.514292	0	0.045669	0.13104	1.018645	0.048418	0	1.615412
2	497.927847	2.451387	0.441757	1.465827	0.211716	0	7.694264	0.984953	0.008301	0.293664	0.020597	0.047646	0.072324	0.068221	0.00256	0.267086	0	U_SYN_352	0.544081	1.565554	1.155488	0	0.173144	0.348283	0.289727	0.04201	0.195444	4.186304
0	836.28869	1.728211	0.16489	0.308563	0.505484	1	7.721568	1	0.00263	0.22262	0.018491	0.255799	0.16171	0.226441	0.008099	0.845718	0	U_SYN_13518	0.220576	4.229975	0.152589	1	0.090192	0.005499	0.729538	0.125253	0	1.703194
1.034755	540.164305	6.10345	0.136583	0.798738	0.454042	0	4.93903	0.423749	0.418371	0.856375	0.381833	0	0	0	0.135863	0.682132	0	USER_007462	0.030161	6.624566	0.708235	-0.431217	0.070396	0.016991	16.661142	-0.242602	0.051942	4.887484
2.096466	721.022848	7.291804	0.22687	0.785889	0.109411	0	1.853185	0.934388	0.124793	0.314041	0.114584	0	0	0	-0.127222	0.650762	0	USER_001309	0.205282	11.320749	0.428253	0.880215	0.134541	0.048139	32.470009	-0.634335	0.148465	2.23591
2	588.314467	5.329446	0.275572	0.464331	0.471901	0	3.688862	1	0.00332	0.71178	0.011538	0.120367	0.005217	0.224911	0.00571	0.767834	0	U_SYN_6236	0.252374	9.443826	0.245213	0	0.050755	0.120077	1.821914	0.037675	0.061911	0.930973
2	771.359756	3.734198	0.837566	1.992948	0.209589	1	10	0.944328	0.000739	0.395213	0.060412	0.242497	0.189562	0.268863	0.005653	0.003526	0	U_SYN_12732	0.742021	1.784181	1.575248	1	0.218446	0.106096	0.127128	0.151886	0.265726	7.420215
5	809.219791	10	0.268442	0.741801	0.54304	0	5.04861	0.754447	0.004227	1.107552	0.03943	0.047051	0.065134	0.039046	0.00784	0.6291	0	U_SYN_8946	0.348695	11.879296	0.338973	0	0.026578	0.025854	3.972654	0.131876	0.247267	1.760424
0	530.183905	5.648218	0.17522	0.597692	0.473482	0	7.879649	1	0.006091	0.606927	0.003321	0.069978	0.089877	0.152204	0.007548	0.701154	0	U_SYN_14025	0.206898	8.095581	0.314695	0	0.030482	0.120308	2.205737	0.047957	0	1.63028
5.074348	356.072534	2.203421	0.538828	0.748984	0.432144	1	7.771105	0.182259	0.413829	0.251565	0.135842	0	0	1	-0.085841	0.810265	1	USER_008685	0.487824	0.112008	0.92486	3.228205	3.901775	0.43809	6.25613	-0.335932	0.268718	9.657797
0	719.693063	4.468687	0.619333	1.845893	0.275989	0	8.043255	1	0.007188	0.506686	0.050689	0.169988	0.052599	0.166828	0.00666	0.077053	0	U_SYN_2920	0.598755	2.296471	1.336448	0	0.13556	0.141858	0.469479	0.066776	0	4.815939
0.73894	657.607746	6.233026	0.014144	0.825221	0.303603	1	2.610507	0.711252	0.079802	0.160045	0.226458	2	0	0	-0.01702	0.721564	1	USER_000711	0.10927	8.914916	0.551147	3.891606	0.610344	0.038223	21.703314	0.08829	0.922362	0.294699
2	828.463561	1.944435	0.223831	0.794711	0.512679	3	7.9833	0.94893	0.003493	0.372584	0.052371	0.619115	0.485442	0.364505	0.005431	0.602644	0	U_SYN_4644	0.363918	2.173254	0.387279	3	0.109483	0.01425	0.773741	0.351795	0.105962	2.905267
15	785.345156	7.265104	0.35478	0.742197	0.361263	1	7.245303	0.674735	0.000045	0.743125	0.047286	0.185888	0.191274	0.216351	0.006282	0.628901	0	U_SYN_661	0.582028	8.62637	0.474069	3	0.04817	0.06842	1.693455	0.243255	0.742197	4.216973
2.056909	560.721633	6.410506	0.148749	0.837662	0.353255	1	1.880827	0.568082	0.245514	0.704194	0.433093	0	0	0	-0.040196	0.040093	1	USER_001082	0.143047	7.849614	0.663134	2.598868	1.398154	0.075237	20.729828	-0.066519	0.870205	4.341805
0	516.366811	7.878473	0.35663	0.291953	0.569031	0	4.923274	0.966964	0.007826	0.932807	0.091078	0.180778	0.072963	0.023738	0.010007	0.854023	0	U_SYN_7057	0.190447	20.100551	0.125823	0	0.044699	0.115526	2.884287	0.089337	0	0.937623
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6.335849	551.637772	6.191461	0.179619	0.641346	0.257648	1	3.497169	0.647179	0.185469	0.745829	0.009784	3	0	1	0.107008	0.953999	1	USER_003311	0.256897	7.980808	0.098984	4.489356	0.149897	0.139361	22.981203	-0.279664	0.172566	6.315804
20.032148	578.714841	3.417936	0.419441	0.826678	0.34679	4	1.928495	0.514944	0.292984	0.851259	0.153732	2	0	0	-0.030597	0.615309	1	USER_009573	0.153107	2.122747	0.645726	7.971741	0.449406	0.075519	11.163151	0.441626	0.471864	0.657939
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15	676.583217	3.574115	0.486047	0.263222	0.550811	3	6.423599	0.484187	0.005755	0.465245	0.061145	0.498768	0.473377	0.540973	0.006507	0.868389	0	U_SYN_13629	0.552893	9.840025	0.118236	5	0.132289	0.174329	1.011801	0.497969	0.263222	3.551564
2	816.924694	1.588602	0.341946	0.615471	0.539802	1	7.735989	0.940727	0.003511	0.295776	0.019048	0.198156	0.230247	0.272118	0.008279	0.692265	0	U_SYN_3389	0.384119	2.220358	0.283238	1	0.202502	0.0231	0.564302	0.15223	0.082063	2.971541
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8.692823	558.470403	5.866444	0.283795	0.7961	0.355606	1	2.075994	0.4774	0.274958	0.840301	0.41435	0	0	2	0.102337	0.696806	1	USER_004528	0.209433	6.771346	0.277971	2.802487	3.024512	0.111011	18.901514	1.507238	0.266157	3.27056
7	710.105294	2.536577	0.306674	0.750307	0.392423	2	6.971506	0.76909	0.007291	0.28805	0.088886	0.489886	0.299975	0.39501	0.004368	0.624847	0	U_SYN_6917	0.457919	2.983132	0.455869	4	0.116315	0.116474	0.690144	0.329322	0.350143	3.192388
1.938515	591.780162	4.616517	0.21594	0.835423	0.326457	1	2.576867	0.744878	0.063482	0.50162	0.142601	1	0	0	-0.042884	0.11964	0	USER_003440	0.250315	5.135831	0.526571	3.655362	7.245396	0.117521	15.547113	0.367241	0.820755	5.297065
0	644.52536	8.942138	0.387106	1.03952	0.363558	0	7.049659	0.877257	0.002631	0.946224	0.001749	0.056036	0.010822	0.273637	0.007143	0.48024	0	U_SYN_1925	0.346155	7.847282	0.661594	0	0.042811	0.12932	1.992509	0.069155	0	2.440272
3.273674	544.683039	5.647024	0.083305	0.912805	0.322788	1	4.648509	0.454323	0.330427	0.017443	0.114958	1	0	0	0.18453	0.238896	1	USER_002018	0.16615	5.673192	0.162341	3.608599	1.704013	0.092234	19.121169	0.864698	0.961525	6.048913
0	720.43386	1.544302	0.051297	0.689934	0.491474	1	6.86432	0.914871	0.005684	0.238517	0.056969	0.323941	0.152921	0.261378	0.004943	0.655033	0	U_SYN_6082	0.275008	1.954977	0.350849	1	0.031197	0.064785	0.72005	0.17711	0	1.887743
0.893178	676.126785	8.650401	0	0.586293	0	0	-0.276511	0.798642	0.149804	0.443725	0.02296	2	0	1	0.023025	0.256022	0	USER_009102	-0.091458	15.293213	0.18813	2.403493	0.21536	-0.028913	43.252004	-0.127751	0.407879	4.527957
1.138764	625.8976	7.573136	0.141225	0.752237	0.540892	0	1.807032	0.780069	0.112972	0.91792	0.312689	0	0	1	0.051995	0.063946	0	USER_003279	0.187416	9.522087	0.543786	0.593979	0.017172	0.076364	17.384422	-0.806619	0.456615	2.265252
3.547351	603.802756	6.184038	0.103924	0.793091	0.152643	0	1.10077	0.658512	0.271195	0.871978	0.1824	0	0	0	0.215626	0.082639	0	USER_008207	-0.006576	9.876779	0.811125	0.025249	0.902085	-0.002944	26.200438	0.045069	0.005569	6.866909
0	850	0.664458	0.174435	0.392847	0.358619	1	6.613616	0.95813	0.004067	0.17718	0.032471	0.272597	0.201353	0.23296	0.007368	0.803577	0	U_SYN_105	0.392523	1.348203	0.251965	1	0.228182	0	0.196721	0.158933	0	2.595998
10	803.785495	0.5	0.58596	1.69053	0.237148	2	10	0.392951	0.00172	0.158487	0.067412	0.356785	0.315479	0.334331	0.005981	0.154735	0	U_SYN_3041	1.047227	0.279247	1.289625	4	0.976601	0.087995	0.049094	0.444499	1.12702	10.472275
2.428114	481.449916	5.806268	0.160771	0.910366	0.504267	0	3.683141	0.38917	0.187676	0.666231	0.418439	1	0	0	0.081456	0.444883	0	USER_001369	0.26603	5.301644	0.618924	0.110508	4.790763	0.178265	14.391797	-0.857158	0.899908	9.841802
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11.680794	553.423131	6.143664	0.06734	0.73849	0.366679	0	3.146749	0.516979	0.418025	0.013328	0.197145	2	0	1	0.109358	0.671052	0	USER_003093	0.096409	6.516203	0.298633	2.987522	0.503491	0.051987	19.45456	-0.116089	0.661957	6.51878
0	675.959565	0.609653	0.561954	0.726135	0.402638	2	6.837743	0.965115	0.000294	0.243074	0.004939	0.479975	0.345557	0.404947	0.008196	0.636932	0	U_SYN_89	0.595641	0.737957	0.433766	2	0.791871	0.188483	0.107527	0.261614	0	4.072841
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13.248442	402.641376	3.553188	0.456982	0.715846	0.521397	1	6.359648	0.37807	0.405607	0.957718	0.048123	3	0	2	0.24836	0.770507	1	USER_004558	0.297232	1.534744	0.235885	4.3775	0.322429	0.241762	8.50283	-0.832208	0.639238	6.609898
0.807371	593.883747	6.61269	0.081421	0.751747	0.380164	3	2.936271	0.638953	0.172939	0.051131	0.442189	0	0	1	0.219733	0.640407	1	USER_002301	-0.032789	9.083173	0.230079	6.430546	0.598899	-0.015269	20.493912	-0.328978	0.151983	2.353516
0	636.519989	0.502197	0.281173	1.011983	0.371658	0	6.751215	0.977016	0.006088	0.222562	0.069093	0.041693	0.088804	0.127136	0.005849	0.494008	0	U_SYN_14451	0.618865	0.451623	0.635871	0	0.466911	0.24021	0.134166	0.048343	0	4.178094

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