credit.policy
int64
0
1
purpose
stringclasses
7 values
int.rate
float64
0.06
0.22
installment
float64
15.7
940
log.annual.inc
float64
7.55
14.5
dti
float64
0
30
fico
int64
612
827
days.with.cr.line
float64
179
17.6k
revol.bal
int64
0
1.21M
revol.util
float64
0
119
inq.last.6mths
int64
0
33
delinq.2yrs
int64
0
13
pub.rec
int64
0
5
not.fully.paid
int64
0
1
1
debt_consolidation
0.1696
135.41
10.463103
29.42
672
5,339.958333
536
9.2
2
0
0
0
1
educational
0.1191
116.1
12.072541
2.47
677
1,770
23,806
60.6
1
0
0
0
1
debt_consolidation
0.1096
110.43
10.714418
13.6
722
4,470
23,280
92
3
0
0
0
1
debt_consolidation
0.08
159.82
10.878047
6.23
752
4,649.958333
10,399
31.3
1
0
0
0
1
debt_consolidation
0.1146
263.66
11.289782
21.72
697
7,577
73,150
72.9
0
0
0
1
1
credit_card
0.1159
194.82
11.512925
20.29
707
6,119.958333
57,152
78.7
0
0
0
0
1
debt_consolidation
0.1001
69.39
10.463103
1.2
722
3,330
2,400
35.8
0
0
0
0
1
credit_card
0.1538
243.97
11.289782
9.24
667
6,540
33,102
99.4
2
0
1
1
1
major_purchase
0.0768
96.69
10.621425
9.39
787
5,044.958333
15,715
21.5
1
0
0
0
1
credit_card
0.1128
218.6
11.184421
16.86
697
2,208
21,659
49.9
1
0
0
1
1
debt_consolidation
0.1033
180.76
10.645425
0
772
7,529.958333
0
0
6
0
0
0
1
debt_consolidation
0.0832
141.68
10.596635
13.02
752
6,300
12,183
45.1
0
0
0
0
1
all_other
0.0832
174.74
11.314475
4.36
752
3,420
26,040
49.1
3
0
0
0
1
all_other
0.1128
139.71
10.915088
4.65
682
3,209.958333
2,801
63.7
0
0
0
1
1
debt_consolidation
0.1128
167.65
11.058795
14.68
687
4,770
17,550
38.6
2
0
0
1
1
debt_consolidation
0.1159
158.5
10.819778
20.45
707
5,820
11,781
58.9
2
0
0
0
1
credit_card
0.0832
135.39
10.933107
17.04
752
7,499.958333
68,895
41.9
2
0
0
0
1
all_other
0.0737
31.05
11.256316
0.74
782
12,407
2,440
8.6
0
0
0
0
1
credit_card
0.1254
226.78
11.377793
20.95
702
6,630
31,518
93.2
0
0
0
0
1
all_other
0.1221
566.36
11.289782
7.93
742
6,378.041667
15,146
27.2
1
0
0
0
1
credit_card
0.08
184.89
12.345835
3.92
782
4,372
8,247
11.1
2
0
0
0
1
all_other
0.1159
138.68
10.308953
17.08
687
4,500
10,655
68.7
1
0
0
0
1
credit_card
0.138
236.86
10.819778
20.3
672
3,690
9,344
79.2
1
0
0
0
1
all_other
0.1033
64.85
9.998798
9
697
1,860
8,935
27.8
1
0
0
0
1
all_other
0.0863
110.7
9.952278
1.71
742
2,345
1,087
10.9
1
0
0
0
1
debt_consolidation
0.1096
147.24
11.05089
6.17
697
8,820
17,558
62.3
1
0
1
0
1
all_other
0.1001
157.33
10.819778
9.62
717
3,119.958333
11,579
37
2
0
0
0
1
credit_card
0.1128
94.51
10.513253
4.83
687
5,220
5,260
92.3
0
0
1
0
1
credit_card
0.1412
191.73
10.23996
24.77
682
3,239.958333
86
1.1
0
0
0
0
1
home_improvement
0.0863
237.21
12.323856
7.44
742
4,380
15,611
21
2
0
0
0
1
educational
0.0832
110.2
10.858999
19.41
782
13,260
2,967
5
0
0
0
0
1
debt_consolidation
0.1128
156.14
11.373663
1.32
722
1,260
10,318
30.9
1
0
0
0
1
home_improvement
0.0863
159.73
11.289832
1.84
727
4,530
2,733
15.4
1
0
0
0
1
all_other
0.1128
172.58
10.771176
5.24
712
5,699.958333
13,673
58.4
0
0
0
1
1
all_other
0.138
81.8
10.778956
1.35
662
1,890
3,171
77.3
0
0
0
0
1
credit_card
0.1159
80.9
11.350407
13.19
682
7,499.958333
44,198
51.9
0
0
0
0
1
credit_card
0.1349
254.48
11.890677
9.58
662
7,710
15,030
52.2
1
0
0
1
1
debt_consolidation
0.1128
200.52
10.434116
10.06
692
1,769.958333
5,129
35.4
1
0
0
0
1
credit_card
0.1286
184.95
10.423768
17.31
672
1,950
12,596
46.3
0
0
0
0
1
credit_card
0.1159
247.65
11.666505
11.89
687
2,910
25,588
58
1
0
0
0
1
all_other
0.0768
65.5
10.929529
3.59
757
7,529.958333
14,538
32
1
0
0
0
1
all_other
0.1128
32.88
10.463103
15.69
697
4,320.958333
199
2.3
1
0
0
1
1
credit_card
0.1286
92.48
10.968198
13.57
667
2,519.958333
3,109
42.6
2
0
0
0
1
all_other
0.1304
219.14
11.05089
6.76
667
6,167.958333
20,227
41
3
1
0
1
1
debt_consolidation
0.08
156.69
10.968129
10.78
757
3,179.958333
4,496
9.7
3
0
0
0
1
all_other
0.0768
124.76
10.621425
10.74
792
4,589.958333
2,775
13.7
3
0
0
0
1
all_other
0.1001
242.04
11.277203
15.21
727
4,979.958333
2,801
6.7
0
1
0
0
1
debt_consolidation
0.1033
129.69
10.341742
10.03
702
3,839.958333
6,796
32.4
0
0
0
0
1
debt_consolidation
0.1096
245.4
10.510096
7.16
697
3,599.958333
27,491
56.2
3
0
0
0
1
credit_card
0.1412
102.71
10.085809
9.3
662
1,470
5,062
85.8
0
0
0
0
1
major_purchase
0.1272
59.57
10.714418
10.64
667
3,179.958333
1,030
4.6
0
3
0
0
1
credit_card
0.1051
136.54
10.950807
10.59
707
7,350
5,014
18.1
0
2
0
0
1
credit_card
0.1146
98.88
9.942708
3.58
707
3,879.041667
2,731
97.5
0
0
0
0
1
debt_consolidation
0.1209
156.31
10.596635
21.93
712
4,650.958333
3,266
49.5
0
0
0
0
1
educational
0.1083
146.97
10.545341
13.54
712
3,930.958333
1,818
29.8
2
0
0
0
1
all_other
0.1178
99.33
10.270905
0.66
717
1,142
843
30.1
0
0
0
0
1
debt_consolidation
0.1051
243.81
10.645425
16.23
727
3,573.958333
26,784
63.6
1
0
0
0
1
debt_consolidation
0.1083
163.3
10.768401
21.53
742
3,604.958333
17,194
54.8
1
0
0
1
1
all_other
0.1241
172.07
11.561716
20.29
747
5,585
8,855
31.2
7
0
0
0
1
debt_consolidation
0.1051
243.81
11.982929
9.55
722
4,685.958333
39,979
49.5
0
0
0
0
1
all_other
0.1588
245.69
11.461632
24.19
667
5,375.958333
590
84.3
0
0
0
0
1
all_other
0.0907
238.75
11.0021
4.86
752
7,626.958333
8,575
25
1
0
0
0
1
home_improvement
0.102
242.71
11.276633
11.99
732
4,686.958333
42,703
40.4
3
0
0
1
1
all_other
0.0907
210.1
10.373616
1.84
742
2,680
4,889
10.7
1
0
0
1
1
credit_card
0.1083
244.94
11.407565
20.91
747
5,641
120,338
47.5
0
0
0
0
1
all_other
0.0907
191
11.082143
5
752
4,384
86
0.5
1
0
0
0
1
home_improvement
0.0832
47.23
10.858999
12.39
722
3,800
26,571
33.7
0
0
0
0
1
major_purchase
0.102
97.09
10.915088
0.33
802
3,216.958333
37
0.2
0
0
0
0
1
debt_consolidation
0.1272
251.7
11.314475
11.12
677
6,008
12,336
46
0
1
0
0
1
credit_card
0.1114
156.65
10.839581
6.4
697
4,709.958333
10,537
41
2
0
0
0
1
all_other
0.1336
338.68
10.714418
1.73
687
3,509.958333
3,153
30.3
1
0
0
0
1
major_purchase
0.0907
229.2
10.968129
9.35
742
9,419.958333
3,392
9.2
1
0
0
0
1
small_business
0.1146
411.97
11.324183
14.16
707
6,089.958333
41,893
62.5
0
0
0
0
1
small_business
0.1557
244.62
10.933107
1.18
672
1,409.958333
255
15
2
0
0
0
1
debt_consolidation
0.1304
252.85
11.03489
18.21
682
5,777.958333
19,099
89.2
1
0
0
0
1
small_business
0.0938
335.76
10.915088
6.41
737
2,459.958333
1,932
11.4
2
0
0
1
1
debt_consolidation
0.1178
380.76
10.731166
15.21
707
5,039.958333
10,197
75.5
0
0
0
0
1
debt_consolidation
0.1304
182.06
11.251561
22.08
707
5,220
9,282
15
1
0
1
0
1
educational
0.08
297.7
10.915088
3.53
787
14,159.95833
7,171
10.7
2
0
0
1
1
small_business
0.0938
383.73
11.81303
9.91
767
13,620
1,579
7.2
0
0
0
0
1
all_other
0.1493
865.78
11.982929
10.73
682
1,799.958333
33,256
73.9
0
0
0
0
1
debt_consolidation
0.1209
299.32
10.878047
4.3
692
1,679.958333
9,735
72.1
1
0
0
0
1
credit_card
0.0938
359.74
10.714418
12.96
757
3,599.958333
12,341
30.8
0
0
0
0
1
credit_card
0.1146
197.75
10.348173
13.73
692
2,069.958333
14,154
85.8
0
0
0
1
1
debt_consolidation
0.0768
124.77
10.23996
5.57
777
6,095.041667
4,988
14.6
0
0
0
0
1
credit_card
0.1462
861.99
11.982929
9.04
682
5,369.958333
9,925
45.1
1
2
0
1
1
credit_card
0.0938
172.68
11.496857
19.36
732
6,000
36,976
53.1
2
0
0
0
1
home_improvement
0.1178
248.32
10.308953
17.72
692
6,270
6,349
44.7
1
1
0
0
1
credit_card
0.1209
598.64
11.112448
19.22
702
5,220
22,897
64.5
1
0
1
1
1
all_other
0.1272
536.11
11.736069
10.62
692
5,970
35,114
52.6
0
0
0
0
1
debt_consolidation
0.1367
236.43
11.75039
11.16
662
6,839.958333
31,081
28.3
1
1
0
0
1
credit_card
0.1178
178.8
10.645425
10.57
682
3,780
6,770
21.2
3
0
0
0
1
all_other
0.0907
159.17
11.350407
5.46
737
3,090
6,528
14.3
1
0
0
0
1
small_business
0.0963
32.1
10.308953
2.64
717
1,928.958333
11,738
30.3
1
0
0
0
1
home_improvement
0.1114
820.13
11.512925
5.95
732
6,119.958333
31,752
53.1
2
0
0
0
1
all_other
0.1304
384.34
11.472103
8.98
697
1,170
6,201
66.7
1
0
0
0
1
credit_card
0.08
256.96
11.21182
11.46
772
6,419.958333
23,891
19.3
0
0
0
0
1
credit_card
0.1178
264.88
10.858999
9.09
687
3,629.958333
15,217
58.1
0
0
0
0
1
small_business
0.1051
260.06
10.714418
11.41
787
3,929.958333
2,193
6.9
0
0
0
0
1
credit_card
0.1178
165.55
10.757903
22.49
692
8,160
0
0
3
0
1
1