credit.policy
int64
0
1
purpose
stringclasses
7 values
int.rate
float64
0.06
0.22
installment
float64
15.7
940
log.annual.inc
float64
7.55
14.5
dti
float64
0
30
fico
int64
612
827
days.with.cr.line
float64
179
17.6k
revol.bal
int64
0
1.21M
revol.util
float64
0
119
inq.last.6mths
int64
0
33
delinq.2yrs
int64
0
13
pub.rec
int64
0
5
not.fully.paid
int64
0
1
1
debt_consolidation
0.06
216.38
10.23996
12.09
667
2,550
14,320
67.5
1
0
0
0
1
all_other
0.0768
31.19
11.184421
16.9
767
6,419.958333
28,938
23.4
0
0
0
0
1
debt_consolidation
0.1241
517.87
10.545341
9.06
692
5,250
17,297
77.6
1
0
1
0
1
credit_card
0.1083
215.55
11.184421
17.87
712
3,899.958333
5,595
14.9
0
0
1
0
1
debt_consolidation
0.1241
334.11
11.03489
22.43
682
8,669.958333
12,792
50.6
2
2
0
0
1
credit_card
0.1241
233.88
11.512925
7.88
677
9,270
6,410
41.4
0
0
0
0
1
home_improvement
0.0768
109.17
10.858999
7.57
762
7,831
1,369
5.9
0
1
0
0
1
debt_consolidation
0.1367
816.43
11.461632
17.68
697
3,330
34,565
89.3
1
0
0
0
1
all_other
0.102
161.81
11.156193
8.21
732
3,070
2,535
50.7
3
0
0
0
1
debt_consolidation
0.1083
489.88
11.010068
16.01
732
5,850
35,692
40.1
3
0
0
0
1
home_improvement
0.1178
215.22
11.42081
2.14
732
4,410
4,541
96.6
2
0
0
1
1
all_other
0.1241
200.47
10.778956
17.53
707
6,509.958333
1,966
93.6
1
0
0
1
1
debt_consolidation
0.1304
202.28
10.388872
24.89
672
1,830
3,139
50.6
1
1
0
0
1
all_other
0.08
313.37
10.596635
6.48
777
4,923
19,998
18.3
1
0
0
0
1
all_other
0.1083
81.65
11.0021
12.36
692
5,190
257
5.8
1
3
0
0
1
all_other
0.1336
203.21
10.993732
16.24
662
3,539.958333
1,995
30.7
1
0
0
0
1
debt_consolidation
0.1367
489.86
11.695247
13.01
672
4,200
14,827
43.5
3
0
0
1
1
all_other
0.102
177.99
10.73631
6.03
787
4,589.958333
1,442
13.5
0
0
0
0
1
debt_consolidation
0.1178
595.97
11.440355
17.43
707
3,899.958333
29,046
41.8
0
0
0
0
1
debt_consolidation
0.102
275.07
10.668862
9.15
727
2,909.958333
6,725
43.7
1
0
0
0
1
small_business
0.1241
501.16
12.765688
5.86
692
2,429.958333
36,073
72.9
2
0
0
1
1
debt_consolidation
0.1051
325.08
11.05089
22.63
717
6,660
15,655
44.3
3
0
0
0
1
debt_consolidation
0.1146
329.57
10.491274
19.3
702
2,069.958333
5,680
25.2
0
0
1
0
1
all_other
0.1146
197.75
12.388394
3.64
722
3,209.958333
58,753
94
0
0
0
0
1
small_business
0.1146
329.57
10.896739
21.69
722
5,250
21,462
40.9
1
0
0
0
1
major_purchase
0.1209
330.08
11.445717
12.92
687
2,190
26,845
80.5
0
0
0
0
1
small_business
0.1462
517.2
11.589887
11.56
667
4,649.958333
13,706
45.7
1
1
0
1
1
credit_card
0.0938
191.87
10.714418
10.69
742
2,760
1,774
13.3
1
0
0
0
1
small_business
0.1557
698.91
10.799576
12.39
672
4,830
13,335
39.8
1
1
0
0
1
debt_consolidation
0.1051
162.54
10.404778
2.4
767
3,848
1,411
35.3
1
0
0
0
1
debt_consolidation
0.1083
391.9
10.571317
18.22
717
2,519.958333
16,100
39.3
1
0
0
0
1
home_improvement
0.1114
328.06
10.621425
21.92
722
2,640
9,042
16.2
2
0
0
0
1
small_business
0.102
485.42
11.512925
7.93
747
3,599.958333
86,429
37.8
0
0
0
1
1
all_other
0.1304
505.7
11.982929
12.61
692
3,569.958333
30,055
72.1
0
0
0
0
1
educational
0.1304
134.86
10.404263
12.8
667
8,130
6,793
31.4
3
2
0
0
1
debt_consolidation
0.1304
674.27
12.223421
7.02
692
3,720
61,977
59.3
0
0
0
0
1
debt_consolidation
0.1146
329.57
11.451008
7.85
727
6,600
17,465
95.4
1
0
0
1
1
debt_consolidation
0.1178
496.64
11.127263
22.43
717
8,013
10,635
46.9
0
0
0
0
1
educational
0.1126
336.03
11.156251
1.73
742
3,038.041667
7,044
13.7
3
0
0
0
1
small_business
0.1493
346.32
11.0021
20.58
682
6,720
56,189
89.2
0
0
0
1
1
debt_consolidation
0.1083
653.17
11.082204
8.2
742
4,171
12,418
66.2
1
0
0
1
1
educational
0.1241
260.61
11.141862
11.5
682
1,920
36,081
87.8
1
0
1
0
1
credit_card
0.1442
206.3
11.171477
15.18
662
6,709.041667
38,616
76.3
1
0
0
0
1
debt_consolidation
0.0907
318.33
11.034954
4.32
782
5,369.958333
49,421
2.7
1
0
0
0
1
debt_consolidation
0.1051
243.81
10.858922
7.82
722
4,379.958333
5,911
20.9
3
0
0
0
1
debt_consolidation
0.102
161.81
10.596535
13.08
722
3,929.958333
6,013
51
3
0
0
0
1
debt_consolidation
0.1367
110.56
10.126631
24.34
672
1,223.041667
10,098
24.7
2
0
0
0
1
home_improvement
0.102
58.26
10.645425
11.09
707
2,519.958333
3,628
26.1
2
0
0
0
1
debt_consolidation
0.1114
492.08
11.225243
7.81
722
7,140
14,340
71.3
0
0
0
0
1
debt_consolidation
0.1367
748.39
11.074421
13.13
687
3,989.958333
25,716
55.4
0
0
0
0
1
debt_consolidation
0.1051
747.67
11.225243
24.93
772
3,840
3,553
5.6
1
0
0
0
1
credit_card
0.1178
529.75
10.621425
15.31
712
3,000.041667
19,604
43.3
3
0
0
0
1
debt_consolidation
0.1241
400.93
11.407565
7.4
697
1,470
10,868
37.6
2
0
0
0
1
debt_consolidation
0.1493
519.47
11.608236
24.8
662
5,580
36,002
71.3
1
1
0
0
1
credit_card
0.1051
126.78
11.225243
20.23
707
4,619.958333
4,508
30.7
0
0
0
0
1
all_other
0.08
125.35
10.976782
5.07
817
4,081
345
0.6
0
0
0
0
1
debt_consolidation
0.1083
246.57
10.373616
21.48
717
5,990.041667
7,779
83.6
1
0
0
0
1
credit_card
0.1083
261.27
10.621327
13.29
712
5,190
30,362
46.4
1
0
0
0
1
small_business
0.1493
346.32
11.314475
8.68
682
5,339.958333
9
0
0
0
0
0
1
major_purchase
0.1148
725.31
11.289782
3.33
762
3,925.958333
6,628
7.3
1
0
0
0
1
credit_card
0.102
485.42
10.315597
12.87
752
5,789.958333
14,857
31.3
2
1
0
0
1
all_other
0.0938
207.85
10.126631
15.98
767
3,757.041667
583
21.6
3
0
0
0
1
small_business
0.1178
331.1
10.80576
17.67
722
3,599.958333
27,496
33.4
1
0
0
0
1
debt_consolidation
0.1272
302.04
10.571317
9.29
712
6,179.958333
3,910
46.3
0
0
0
0
1
major_purchase
0.1051
260.06
10.433998
11.19
757
2,520
10
0.1
3
0
0
1
1
small_business
0.1051
165.79
11.021902
5.67
752
1,799.958333
40
1.7
0
0
0
0
1
small_business
0.1272
268.48
10.97849
0.51
702
4,019.958333
276
0.8
2
0
0
0
1
credit_card
0.0907
95.5
11.069291
3.03
727
6,509.958333
4,483
72.3
0
0
0
1
1
all_other
0.102
103.56
10.373491
4.95
717
9,570
995
2.2
1
2
0
0
1
debt_consolidation
0.1399
410.08
10.793147
10.11
662
4,830
15,043
76
1
0
0
0
1
home_improvement
0.1146
79.1
10.778956
12.43
682
1,950.041667
5,027
62.8
1
0
0
0
1
debt_consolidation
0.1178
331.1
11.091331
8.8
717
2,310
27,406
40.5
2
0
0
0
1
credit_card
0.1241
559.63
10.714418
24.75
722
6,179.958333
28,116
95.3
1
0
0
0
1
all_other
0.1146
49.44
10.261022
7.22
702
1,650
0
0
2
1
0
0
1
small_business
0.1525
869.7
11.81303
15.56
722
11,850
95,356
58.1
0
0
0
0
1
debt_consolidation
0.1114
262.45
11.0021
8.64
702
4,350
3,754
50.7
1
1
0
0
1
credit_card
0.1367
217.72
11.612771
24.03
667
4,739.958333
36,475
92.3
3
0
0
0
1
all_other
0.08
344.71
10.691945
1.94
822
11,579.95833
3,879
7.9
2
0
0
0
1
debt_consolidation
0.1083
440.89
11.264464
11.52
717
4,319.958333
12,266
41.2
1
0
0
1
1
debt_consolidation
0.1083
620.51
10.915016
14.34
772
4,229.958333
5,503
55
4
0
0
0
1
small_business
0.1367
326.57
11.236223
13.97
682
3,636.958333
9,375
93.7
0
0
0
0
1
debt_consolidation
0.1272
503.39
10.819778
24.94
687
3,690
8,214
54.4
0
0
0
0
1
debt_consolidation
0.1399
307.56
10.550591
10.71
662
4,590
3,015
82.2
0
0
0
0
1
home_improvement
0.143
411.89
11.184421
20.87
662
3,269.958333
12,089
64.6
0
0
0
0
1
debt_consolidation
0.1442
515.74
11.225243
3.22
682
3,180.041667
15,137
43.6
0
2
0
0
1
all_other
0.0907
222.83
10.736397
21.65
747
2,970
5,368
16.6
0
0
0
0
1
debt_consolidation
0.143
274.59
10.524064
23.27
667
3,000
11,531
76.9
1
0
0
0
1
small_business
0.1426
411.67
11.502875
3.83
762
6,059.958333
10,106
67.4
3
0
0
0
1
small_business
0.1146
823.93
11.362103
13.86
757
4,530
46,055
20.2
0
0
0
1
1
debt_consolidation
0.1304
269.71
10.747208
5.7
677
8,249.958333
8,033
73
0
0
0
0
1
educational
0.1241
185.43
9.998798
11.73
677
3,539.958333
1,212
22.9
3
0
0
1
1
debt_consolidation
0.08
313.37
11.09741
20.25
772
8,220
9,632
6.8
3
0
0
0
1
all_other
0.1083
308.63
11.156251
14.33
727
5,069.958333
13,823
79.9
0
0
0
0
1
educational
0.143
34.33
9.615805
15.04
662
3,330
6,553
96
3
0
0
0
1
all_other
0.1304
185.43
9.998798
5.02
697
2,159.958333
2,614
52.3
0
0
0
0
1
debt_consolidation
0.1525
556.61
10.971641
11.48
662
4,920
16,052
88.2
3
0
0
1
1
debt_consolidation
0.1083
293.93
10.558414
17.86
737
2,670.041667
0
0
1
0
0
0
1
debt_consolidation
0.1209
232.81
10.778956
9.8
712
4,290
5,585
6.4
1
0
1
0
1
all_other
0.1272
335.6
10.599231
22.53
682
4,020
408
2.1
3
2
0
0
1
all_other
0.1114
98.42
10.621425
4.54
702
3,840.041667
4,693
75.2
0
0
0
0