credit.policy
int64
0
1
purpose
stringclasses
7 values
int.rate
float64
0.06
0.22
installment
float64
15.7
940
log.annual.inc
float64
7.55
14.5
dti
float64
0
30
fico
int64
612
827
days.with.cr.line
float64
179
17.6k
revol.bal
int64
0
1.21M
revol.util
float64
0
119
inq.last.6mths
int64
0
33
delinq.2yrs
int64
0
13
pub.rec
int64
0
5
not.fully.paid
int64
0
1
1
all_other
0.1189
59.7
10.104351
22.28
687
6,751.041667
2,842
47.4
0
0
0
1
1
debt_consolidation
0.1442
515.74
12.404924
20.01
692
7,290
77,179
82.5
1
0
0
0
1
debt_consolidation
0.1411
718.81
11.082143
5.19
682
2,130
15,005
64.1
2
0
1
0
1
debt_consolidation
0.1253
234.27
10.858999
19.45
707
3,818.041667
18,310
56.7
0
0
0
0
1
home_improvement
0.1221
273.19
11.225243
9.1
707
6,240.041667
11,136
42.7
1
0
1
0
1
debt_consolidation
0.1505
520.37
10.819858
10.63
677
4,470.041667
14,761
77.3
0
1
0
0
1
debt_consolidation
0.1316
594.36
11.2463
13.39
697
4,350
31,834
71.5
2
0
0
0
1
credit_card
0.1221
399.78
10.747208
23.69
712
6,360.041667
147
0.5
3
0
0
0
1
major_purchase
0.0768
77.98
10.691945
17.59
787
5,768
406
1.2
0
0
0
0
1
credit_card
0.0938
306.98
10.778956
14.54
742
7,362.041667
3,865
34.2
0
0
0
0
1
credit_card
0.16
377.95
10.491274
21.93
667
1,230.041667
15,977
83.6
0
0
0
0
1
small_business
0.1411
171.15
10.412712
13.77
687
3,030.041667
6,557
52.9
2
0
0
0
1
all_other
0.0932
89.46
10.434116
23.86
742
5,010
0
0
0
1
0
0
1
educational
0.1189
49.75
10.257659
24.63
687
2,250.041667
3,206
80.1
2
0
0
0
1
all_other
0.1221
266.52
11.918391
13.29
697
2,250.041667
93,265
76.4
1
0
0
0
1
credit_card
0.0932
319.47
10.532096
16.64
752
3,900
20,738
40.6
0
0
0
0
1
small_business
0.1158
305.38
11.918391
14.47
722
4,710
42,053
66.6
0
0
0
0
1
major_purchase
0.0963
192.57
10.23996
1.76
772
2,310.041667
1,292
4.3
1
0
0
0
1
educational
0.0932
402.53
11.542484
8.55
777
5,430
2,340
5.5
1
0
0
0
1
educational
0.1221
69.97
9.21034
19.68
752
1,121
603
6.2
0
0
0
0
1
all_other
0.0932
127.79
10.915088
6.76
737
3,330.041667
5,287
18.4
0
0
0
0
1
debt_consolidation
0.1284
134.48
11.782953
17.68
707
4,170.041667
51,973
95
3
0
0
0
1
credit_card
0.1189
248.73
10.038018
16.89
717
8,100.041667
555
23.1
0
0
0
0
1
credit_card
0.1158
226.97
11.77529
19.37
757
8,670
32,255
31.6
0
0
0
0
1
debt_consolidation
0.1379
340.76
10.596635
21.63
682
7,380.041667
15,615
87.7
3
0
1
1
1
debt_consolidation
0.1316
709.18
11.643954
15.02
702
8,880.041667
18,071
65.5
2
0
1
0
1
debt_consolidation
0.1158
184.88
11.05089
7.85
712
6,090
8,854
68.1
0
0
0
0
1
debt_consolidation
0.1158
247.61
11.264464
14.52
742
4,710
45,953
57.8
2
0
0
0
1
debt_consolidation
0.1442
34.39
10.819778
7.39
692
4,830.041667
6,519
98.8
1
0
0
0
1
small_business
0.1095
294.43
11.385092
12.78
722
2,640.041667
19,457
63.6
0
0
0
0
1
debt_consolidation
0.0932
235.61
10.714418
14.24
737
2,282.041667
14,429
28.2
0
0
0
0
1
debt_consolidation
0.1442
84.24
9.680344
21.6
702
7,170.041667
14,052
98.3
2
0
0
1
1
small_business
0.1568
420.02
11.461632
22.68
712
3,000.041667
27,844
89.8
2
0
0
0
1
debt_consolidation
0.0963
160.48
10.778956
14.88
722
2,880
5,930
21.4
1
0
0
0
1
all_other
0.1158
215.42
10.275189
3.06
712
3,300
19,349
86.4
0
1
0
0
1
educational
0.1253
334.67
10.412712
18.5
707
4,080.041667
10,160
29.8
3
0
0
0
1
home_improvement
0.1253
100.4
10.571317
10.55
717
1,141.041667
2,255
21.3
0
0
0
0
1
credit_card
0.0963
102.71
10.545341
11.27
712
7,590
7,572
17.1
2
0
0
0
1
major_purchase
0.1284
268.95
10.23996
20.23
702
1,320.041667
2,259
23.1
3
0
0
0
1
credit_card
0.1347
805.67
11.695247
24.5
712
6,420.041667
81,833
84.6
0
0
0
0
1
credit_card
0.1221
168.24
11.09741
7.75
727
7,380.041667
17,088
85.4
1
0
0
0
1
debt_consolidation
0.1695
712.54
11.918391
13.61
672
4,830.041667
16,473
94.1
2
2
0
0
1
home_improvement
0.1505
416.3
11.751942
11.85
662
4,410
28,218
85
2
0
0
0
1
small_business
0.1221
185.74
12.072541
9.59
742
9,600.041667
4
0
1
0
1
0
1
credit_card
0.0963
288.85
11.918391
7.47
737
6,150
16,912
30.7
0
0
0
0
1
debt_consolidation
0.1221
169.91
11.156251
11.64
707
1,710
12,142
38.2
0
0
0
0
1
debt_consolidation
0.1505
693.83
11.277203
16.74
682
1,440
13,596
49.3
1
0
0
0
1
debt_consolidation
0.1442
446.98
11.45105
16.46
702
3,150.041667
24,400
32.4
1
0
0
0
1
all_other
0.1221
79.96
10.434116
7.52
712
1,140.041667
8,960
35.3
0
0
0
0
1
debt_consolidation
0.1221
45.81
11.0021
21.09
692
3,780.041667
1,361
11.1
1
0
1
0
1
small_business
0.08
62.68
11.512925
0.71
787
5,490
3,520
6.8
1
0
0
0
1
small_business
0.1568
350.02
11.05089
7.03
667
2,250.041667
31,590
80.8
0
0
0
1
1
small_business
0.1126
200.47
12.007012
15.02
762
7,470.041667
141,165
59.5
1
0
0
1
1
debt_consolidation
0.1442
240.68
10.714418
15.25
677
3,870.041667
23,951
97.4
0
0
0
1
1
debt_consolidation
0.1284
645.47
11.532728
20.21
727
9,210.041667
8,776
25.2
2
0
0
1
1
debt_consolidation
0.1411
513.44
11.207758
15.99
707
3,360.041667
40,868
66.6
0
0
0
1
1
debt_consolidation
0.0788
350.34
10.126631
19.15
737
6,030.041667
10,485
36.2
0
0
0
1
1
debt_consolidation
0.1284
67.24
11.156251
11.97
672
7,313
11,260
69.9
1
0
1
0
1
debt_consolidation
0.0963
32.1
11.0021
6.16
727
8,310
100
0.5
0
1
1
0
1
debt_consolidation
0.08
313.37
10.596635
23.01
797
5,250.041667
10,538
13.9
0
0
0
0
1
all_other
0.0932
159.74
10.819858
0.36
757
3,210
49
0.5
2
3
0
0
1
small_business
0.1221
333.15
11.09741
10.76
792
5,850
0
0
7
0
0
1
1
credit_card
0.1189
232.15
10.858999
7.52
752
3,330.041667
9,856
13.3
7
0
0
0
1
debt_consolidation
0.16
316.42
10.596535
15.75
662
2,640.041667
13,072
90.2
0
0
0
0
1
credit_card
0.1568
280.02
12.091582
22.49
662
4,710
45,496
62.7
2
0
0
0
1
credit_card
0.1505
277.53
11.289782
12.07
667
3,509.041667
9,229
93.2
1
0
0
0
1
small_business
0.1253
836.66
11.652687
13.74
727
9,214.041667
40,110
2.9
0
0
0
0
1
debt_consolidation
0.1221
266.52
10.714418
21.87
697
2,940
6,569
22.3
2
0
0
0
1
all_other
0.1221
159.92
11.127322
3.99
702
5,040
468
7.2
1
1
0
0
1
home_improvement
0.1126
328.64
10.596635
6.15
732
7,680
1,101
3.3
2
0
0
0
1
all_other
0.1158
264.11
10.308953
9.48
707
2,550
14,058
22.7
0
0
0
0
1
debt_consolidation
0.1474
345.37
10.839581
18.71
672
4,740
18,540
62.4
2
0
0
1
1
small_business
0.1316
253.28
10.491274
21.5
702
1,560.041667
1,478
12.2
0
0
0
1
1
debt_consolidation
0.1411
342.29
11.0021
21.32
682
3,090.041667
7,168
23.3
1
0
0
1
1
small_business
0.1126
326.99
12.100712
10.07
717
3,630
61,676
28.5
2
0
0
1
1
debt_consolidation
0.1158
396.17
11.221327
3.53
712
9,330.041667
9,826
42.7
1
0
1
0
1
educational
0.0932
319.47
11.350407
7.81
752
2,610.041667
2,001
12.1
1
0
0
0
1
debt_consolidation
0.0963
239.91
10.444619
15.51
727
3,134.041667
15,689
37.9
2
0
0
0
1
small_business
0.0963
327.37
10.819778
15.46
747
6,660.041667
15,303
48.9
1
0
0
0
1
all_other
0.1316
101.32
11.0021
14.08
672
3,810.041667
2,490
49.8
1
1
0
0
1
all_other
0.1221
49.98
10.085809
21.15
692
1,650.041667
1,888
82.1
0
0
0
0
1
all_other
0.1095
235.54
11.178906
11.93
792
5,100
4,931
8.5
6
0
0
0
1
educational
0.1695
97.98
8.34284
0
687
1,238.041667
0
42.5
0
0
0
0
1
all_other
0.1347
339.23
10.819778
20.83
692
1,470
10,634
57.5
2
0
0
0
1
credit_card
0.1126
328.64
12.072541
4.16
727
7,222
44,331
86.8
3
0
0
0
1
debt_consolidation
0.1126
328.64
10.593505
17.73
747
5,430
2,895
19.6
0
0
0
0
1
small_business
0.1284
840.45
11.552146
5.52
762
8,630.041667
1,900
38
4
0
0
0
1
credit_card
0.1474
345.37
10.736397
16.33
727
4,350
13,592
25.7
1
1
0
0
1
debt_consolidation
0.0963
320.95
10.239817
22.97
742
4,470.041667
11,488
22.3
0
0
0
0
1
debt_consolidation
0.1126
328.64
11.0021
12.2
762
3,690
5,264
28.8
2
0
0
0
1
major_purchase
0.1158
280.62
10.239817
20.75
717
2,716.041667
12,496
57.3
0
0
0
0
1
home_improvement
0.1095
261.71
11.141862
7.1
732
3,180
18,831
48.5
1
0
0
0
1
debt_consolidation
0.1442
550.13
11.141862
18.12
677
2,400.041667
17,085
81.4
0
0
0
0
1
credit_card
0.1095
40.9
11.77529
5.18
707
4,110.041667
26,652
80.5
2
0
0
0
1
debt_consolidation
0.1347
135.7
10.596535
8.55
672
4,620.041667
3,469
56.9
1
0
1
1
1
small_business
0.0932
255.58
11.156193
1.08
757
4,232.041667
3,416
8.6
1
0
0
0
1
credit_card
0.06
194.7
10.434116
17.12
742
2,430.041667
7,005
40
0
0
0
0
1
all_other
0.1253
368.13
11.289832
1.62
692
2,880
4,526
20.6
0
0
1
0
1
debt_consolidation
0.1284
487.46
10.725556
14.24
722
3,540.041667
8,511
71.5
2
0
0
0
1
debt_consolidation
0.0963
481.42
11.082143
9.62
797
11,820.04167
4,002
12.4
0
0
0
0