credit.policy
int64
0
1
purpose
stringclasses
7 values
int.rate
float64
0.06
0.22
installment
float64
15.7
940
log.annual.inc
float64
7.55
14.5
dti
float64
0
30
fico
int64
612
827
days.with.cr.line
float64
179
17.6k
revol.bal
int64
0
1.21M
revol.util
float64
0
119
inq.last.6mths
int64
0
33
delinq.2yrs
int64
0
13
pub.rec
int64
0
5
not.fully.paid
int64
0
1
1
debt_consolidation
0.1588
526.47
11.0021
17.14
672
10,170
13,853
73.3
1
0
0
0
1
small_business
0.102
194.17
11.04575
3.56
722
8,100.041667
3,567
66.1
2
0
0
0
1
debt_consolidation
0.0938
175.88
10.933107
5.36
737
3,570
2,707
56.4
0
0
0
0
1
debt_consolidation
0.1241
334.11
11.156251
10.35
682
3,180
7,198
29.1
2
3
0
0
1
debt_consolidation
0.102
323.62
10.450452
16.22
747
7,890.041667
21,626
64
0
0
0
0
1
educational
0.1114
82.02
11.149197
20.15
692
5,250.041667
51,489
77.9
2
0
0
1
1
credit_card
0.1241
668.21
11.608236
10.92
702
5,370
25,717
33.9
3
0
0
0
1
debt_consolidation
0.1715
535.92
11.21182
19.83
667
3,690.041667
52,639
79.2
3
0
0
0
1
debt_consolidation
0.0938
191.87
11.711776
14.72
727
3,900
73,534
31.6
2
0
0
0
1
debt_consolidation
0.1083
39.19
10.596635
6.59
697
2,310.041667
1,262
42.1
0
0
0
0
1
all_other
0.1178
49.67
10.596635
5.43
687
2,970.041667
1,434
13.7
0
1
0
0
1
debt_consolidation
0.1178
165.55
11.225243
1.84
702
5,430
5,104
44.4
1
0
0
0
1
home_improvement
0.1114
656.11
11.695247
2.82
727
6,690.041667
13,417
31.3
1
1
0
0
1
home_improvement
0.1051
390.09
11.918391
2.92
827
8,763
84,236
4.6
0
0
0
0
1
small_business
0.1221
832.88
11.849398
11.97
742
6,388.041667
2,796
6.1
4
0
0
0
1
credit_card
0.1367
204.11
10.70957
22.78
692
8,490.041667
19,270
97.3
1
0
1
0
1
home_improvement
0.1525
347.88
11.0021
1.28
702
1,290.041667
4,980
55.3
1
0
0
0
1
debt_consolidation
0.1557
270.83
10.308953
23.12
662
1,200.041667
7,333
71.9
3
0
0
0
1
debt_consolidation
0.1272
167.8
10.210972
7.19
682
1,860.041667
5,091
57.2
0
0
0
0
1
all_other
0.1241
668.21
10.545341
1.96
787
8,641
507
0.3
7
0
0
0
1
debt_consolidation
0.08
156.69
9.87817
9.23
772
5,190.041667
5,783
25.4
2
0
0
0
1
debt_consolidation
0.1114
328.06
11.695247
7.92
717
6,060.041667
111,055
87.2
1
0
0
0
1
credit_card
0.1178
99.33
11.127263
5.29
687
3,750.041667
10,870
80.5
0
1
0
0
1
credit_card
0.1209
323.43
11.0021
16.52
687
2,940.041667
4,121
71
0
1
0
0
1
debt_consolidation
0.1209
399.09
11.127263
4.29
697
1,710
9,273
19.7
1
0
0
0
1
credit_card
0.0768
155.95
10.819778
8.47
782
4,950.041667
14,020
38.5
0
0
0
0
1
all_other
0.0938
230.24
10.714418
0
782
4,500.041667
0
0
3
0
0
0
1
small_business
0.1304
674.27
11.472103
13.95
722
1,139.041667
1,175
22.2
1
0
0
0
1
major_purchase
0.1083
483.35
10.819778
5.52
722
2,581.041667
3,943
12.2
2
0
0
0
1
all_other
0.1209
399.09
11.082204
21.03
702
3,750.041667
18,273
85.4
1
0
0
0
1
major_purchase
0.0938
159.89
10.433998
1.66
732
3,287
2,221
34.2
3
0
0
0
1
debt_consolidation
0.1209
359.18
10.578674
5.53
697
1,650.041667
14,922
43.8
1
0
0
1
1
debt_consolidation
0.1336
677.36
10.858922
18.19
682
3,360.041667
26,282
68.6
1
0
0
0
1
all_other
0.1304
202.28
11.77529
11.06
672
8,192.041667
42,125
50.7
3
0
0
0
1
debt_consolidation
0.1304
536.05
11.184421
3.52
712
3,270
16,122
97.7
0
0
0
0
1
credit_card
0.0938
431.69
11.512925
10.6
752
6,964.041667
18,640
44.9
0
0
0
0
1
all_other
0.08
78.35
10.647993
23.88
747
4,380
634
14.4
2
0
0
0
1
debt_consolidation
0.143
293.47
11.277203
18.14
692
4,440.041667
7,987
42.5
3
0
0
1
1
credit_card
0.1241
160.38
11.05089
13.81
672
2,880
5,034
45.4
3
1
1
1
1
small_business
0.1178
297.99
11.407565
13.63
687
8,100.041667
51,664
18
2
0
0
1
1
credit_card
0.1272
167.8
10.700995
17.03
672
2,670.041667
7,837
41.2
2
1
0
0
1
all_other
0.0907
305.6
10.858922
3.67
807
5,490
1,631
1.3
1
0
0
0
1
debt_consolidation
0.1588
526.47
11.515881
11.13
697
4,921.041667
9,935
16.5
0
0
0
0
1
debt_consolidation
0.08
159.82
10.933107
7.85
747
4,080.041667
2,839
35
0
0
0
0
1
credit_card
0.1051
117.03
10.858999
19.87
707
6,840
9,423
31.3
0
0
0
0
1
credit_card
0.1272
588.13
11.930319
15.72
692
4,800.041667
37,008
56.2
0
1
0
0
1
debt_consolidation
0.0938
204.66
10.491274
19.03
732
4,114.041667
13,871
38.6
1
0
0
0
1
all_other
0.1367
102.06
10.721658
2.57
677
3,120.041667
1,864
44.4
0
2
0
0
1
debt_consolidation
0.1568
490.03
10.915088
18.92
672
1,680
20,619
59.4
0
0
0
0
1
credit_card
0.0938
399.72
11.294769
3.67
772
4,410
6,495
0
1
0
0
0
1
credit_card
0.1083
594.39
10.714418
18.83
722
3,660
21,526
55.5
3
0
0
0
1
debt_consolidation
0.1304
107.89
10.530495
17.18
682
4,590.041667
4,548
81.2
0
1
0
0
1
all_other
0.1178
529.75
11.626218
7.77
712
3,690.041667
4,923
29
2
0
0
0
1
small_business
0.0988
322.11
11.156251
11.78
732
5,667.041667
7,875
25.8
3
0
0
0
1
credit_card
0.1083
45.73
9.21034
21.84
697
3,630
5,032
47.5
0
0
0
0
1
debt_consolidation
0.1557
681.43
10.789319
14.57
662
6,030.041667
15,563
50.9
1
1
0
0
1
debt_consolidation
0.1083
293.93
10.23996
12.3
742
4,500.041667
11,679
51.2
2
0
0
0
1
educational
0.1126
197.18
10.545447
2.34
712
2,640.041667
647
17.5
1
0
0
1
1
all_other
0.102
233.01
11.200951
11.36
732
2,490
737
73.7
2
0
0
0
1
debt_consolidation
0.143
411.89
11.082143
4.95
687
4,830.041667
12,379
91.7
0
1
0
0
1
home_improvement
0.1083
326.59
11.0021
2.88
762
3,450.041667
3,123
10.4
0
0
0
0
1
small_business
0.1272
536.95
11.0021
21.82
692
9,750
22,252
80.2
2
1
0
0
1
credit_card
0.102
323.62
11.418615
13.32
737
1,740
14,411
20.9
0
0
0
0
1
all_other
0.1146
229.06
11.532728
13.56
707
5,940.041667
32,024
63.8
1
0
0
0
1
debt_consolidation
0.1209
332.58
11.218554
19.01
692
4,500.041667
16,390
89.6
0
0
1
0
1
debt_consolidation
0.1209
399.09
11.225243
11.25
747
7,290
13,816
23.7
6
0
0
0
1
debt_consolidation
0.1272
687.13
10.968129
9.48
692
3,840.041667
14,066
24.3
3
0
0
0
1
small_business
0.0907
222.83
10.933107
0.73
742
2,370.041667
2,240
5.1
2
0
0
0
1
small_business
0.1178
662.19
11.323289
0.22
807
3,510.041667
106
0.5
0
0
0
0
1
debt_consolidation
0.0938
447.68
10.308953
21.76
762
5,280.041667
19,291
34.1
0
0
0
0
1
educational
0.1178
165.55
10.23996
14.77
692
1,800
7,443
23
3
0
0
0
1
debt_consolidation
0.1336
677.36
11.251613
18.56
682
3,570
18,661
76.5
0
0
0
0
1
credit_card
0.102
388.34
11.225243
6.88
767
2,760.041667
0
0
0
0
0
1
1
debt_consolidation
0.1146
230.7
10.819858
8.74
692
1,890.041667
20,248
27.7
0
0
0
1
1
small_business
0.1525
869.7
11.918391
6.82
682
4,980.041667
0
0
0
0
0
0
1
debt_consolidation
0.1715
571.64
11.053668
19.13
667
4,290
55,188
98.3
3
0
0
1
1
small_business
0.0938
207.85
10.819778
14.34
747
1,979.041667
178
0.5
2
0
0
0
1
home_improvement
0.0938
255.82
10.873111
14.84
782
3,900
9,589
12.6
0
0
0
0
1
all_other
0.1221
199.89
9.798127
6.27
687
3,575
3,289
32.6
1
0
0
1
1
debt_consolidation
0.1209
399.09
11.60357
23.61
692
11,040.04167
24,417
77.5
2
0
0
0
1
home_improvement
0.08
225.62
11.709495
7.29
752
2,913
16,405
21.1
0
0
0
0
1
all_other
0.1253
66.94
10.596635
19.2
697
3,270
5,396
89.9
3
0
0
0
1
credit_card
0.1062
423.28
10.928238
1.38
782
4,370
3,153
23.7
0
0
0
0
1
credit_card
0.1746
897.06
11.635143
3.94
662
4,530.041667
31,852
80.6
3
1
0
1
1
debt_consolidation
0.1209
282.69
10.668955
10.1
682
4,350
8,787
44.4
1
2
0
0
1
all_other
0.1367
170.09
11.05089
9.03
667
11,700
1,026
51.3
0
1
0
0
1
small_business
0.1083
458.85
12.100712
6.24
747
3,600
60,936
24.7
2
0
0
1
1
credit_card
0.0938
383.73
11.407565
10.55
767
14,580
2,887
60.1
3
0
0
0
1
home_improvement
0.0932
319.47
11.643954
0.45
772
6,244.041667
755
1.6
0
0
0
0
1
all_other
0.1304
94.4
11.112448
11.62
667
4,350
6,219
57.1
3
0
0
0
1
debt_consolidation
0.1241
668.21
11.373663
7.66
707
6,900
15,565
81.5
0
0
0
0
1
debt_consolidation
0.1178
827.74
11.77529
10.2
717
8,460.041667
29,601
55.1
2
0
0
1
1
debt_consolidation
0.1178
551.28
11.225243
11.47
707
3,630
17,565
53.9
0
0
0
0
1
credit_card
0.1304
236
10.967508
13.77
672
2,970.041667
21,159
76.1
0
0
0
0
1
debt_consolidation
0.1146
202.69
9.862666
9.63
707
3,420.041667
6,949
81.8
1
0
0
0
1
all_other
0.0907
41.39
10.778956
0.75
732
3,690.041667
542
60.2
0
0
0
0
1
all_other
0.1051
130.03
11.775813
5.07
712
4,470.041667
11,840
56.1
0
0
0
1
1
debt_consolidation
0.0938
207.85
11.225243
13.42
742
6,810.041667
29,258
1.6
0
0
0
0
1
all_other
0.1272
590.65
11.082143
12.14
687
8,880.041667
18,734
62
2
0
1
0
1
credit_card
0.08
62.68
10.433998
13.38
742
3,330.041667
7,713
32.4
1
0
0
0