credit.policy
int64
0
1
purpose
stringclasses
7 values
int.rate
float64
0.06
0.22
installment
float64
15.7
940
log.annual.inc
float64
7.55
14.5
dti
float64
0
30
fico
int64
612
827
days.with.cr.line
float64
179
17.6k
revol.bal
int64
0
1.21M
revol.util
float64
0
119
inq.last.6mths
int64
0
33
delinq.2yrs
int64
0
13
pub.rec
int64
0
5
not.fully.paid
int64
0
1
1
debt_consolidation
0.1632
141.26
11.482466
20.89
667
5,669.958333
34,008
98.3
0
0
0
0
1
debt_consolidation
0.1474
414.45
10.934891
3.87
677
1,829.958333
7,810
37.5
1
0
0
0
1
debt_consolidation
0.1316
405.25
11.338572
9.4
702
3,299.958333
15,127
45.6
0
0
1
0
1
debt_consolidation
0.1316
324.2
10.691945
5.21
702
13,770
7,491
71.3
0
1
0
0
1
credit_card
0.1537
684.73
10.845349
11.72
687
5,939.958333
43,620
92.9
0
0
0
0
1
credit_card
0.1474
442.08
11.225243
14.96
692
3,270
24,769
90.1
2
1
0
0
1
debt_consolidation
0.08
222.49
11.082204
13.25
757
6,510
4,409
12.4
3
0
0
0
1
debt_consolidation
0.1411
313.2
11.512925
24.34
692
13,410
46,268
92.9
1
1
0
1
1
credit_card
0.1189
414.55
11.0021
14.68
737
4,230
12,663
34.4
1
0
0
0
1
debt_consolidation
0.1537
139.39
10.23996
23.83
672
1,139.958333
4,071
78.3
0
0
0
0
1
debt_consolidation
0.1682
533.43
11.982929
22.57
682
3,600.041667
15,214
68.7
0
2
0
0
1
home_improvement
0.1095
654.28
11.111671
18.89
777
8,909.958333
12,683
18.1
0
0
0
0
1
home_improvement
0.1568
385.02
11.156251
14.97
662
12,539.95833
9,649
50.5
0
0
0
1
1
debt_consolidation
0.1635
706.59
11.512885
20.93
677
4,863
22,739
59.5
0
0
0
0
1
home_improvement
0.08
150.42
11.03489
1.2
787
6,689.958333
3,473
10.7
4
0
0
0
1
all_other
0.1284
336.18
10.778956
4
707
3,181
7,350
13.8
3
1
0
0
1
debt_consolidation
0.1474
690.74
11.264464
15.51
687
8,580
19,367
49.9
2
0
0
0
1
all_other
0.1253
401.6
10.491274
24.6
712
4,109.958333
13,376
33.9
2
0
0
0
1
educational
0.1347
379.94
11.710956
14.28
722
5,601.958333
0
0
1
1
0
1
1
small_business
0.0963
433.28
10.896739
18.2
757
4,431.958333
18,116
40.7
0
0
0
0
1
debt_consolidation
0.0768
165.32
10.339469
0.58
812
6,959.958333
1,674
8.8
1
0
0
0
1
all_other
0.1316
50.66
10.308953
10.44
682
8,220
10,926
72.4
2
1
0
0
1
all_other
0.1442
192.55
10.388995
6.09
672
2,279.958333
3,805
48.8
2
0
0
0
1
credit_card
0.1221
333.15
11.225243
11.02
712
5,760
9,484
83.9
0
0
0
0
1
debt_consolidation
0.1726
150.3
10.668955
12.31
662
2,669.958333
9,753
95.9
1
0
0
0
1
small_business
0.1411
410.75
11.429544
7.63
692
1,979.958333
752
2.5
2
2
0
1
1
all_other
0.1505
138.77
9.998798
19.75
667
2,341.958333
555
3.9
2
1
0
0
1
all_other
0.1568
328.14
10.596635
14.1
662
2,669.958333
4,485
25.8
0
2
0
1
1
credit_card
0.0932
263.57
10.586584
24.45
757
8,970
29,576
41.1
2
0
0
0
1
debt_consolidation
0.1442
481.36
10.522687
22.13
682
3,329.958333
1,840
26.7
1
0
0
0
1
home_improvement
0.1253
560.56
11.0021
8.56
727
6,599.958333
25,409
38.1
0
0
0
0
1
debt_consolidation
0.1726
687.06
10.979343
9.78
677
3,482
20,732
96
0
0
0
0
1
debt_consolidation
0.1221
266.52
11.184421
9.87
782
4,829.958333
54,855
10.8
0
0
0
0
1
all_other
0.08
156.69
11.277203
0.5
782
7,622
33
0.2
2
0
0
0
1
all_other
0.0737
543.3
11.674194
8.61
762
3,570
3,524
8.7
2
0
0
0
1
major_purchase
0.1221
149.92
10.789319
16.7
712
2,430
5,198
41.6
2
0
0
0
1
all_other
0.0932
255.58
10.814082
14.99
762
3,600
1,575
21.9
0
0
0
0
1
debt_consolidation
0.1682
675.68
10.819778
18.41
667
4,890.041667
9,246
85.6
2
0
1
0
1
debt_consolidation
0.1537
209.08
11.385319
13.24
662
5,489.958333
24,214
68
0
0
0
0
1
all_other
0.0932
159.74
10.753638
5.05
792
5,430
1,767
14.7
0
0
0
0
1
debt_consolidation
0.0788
375.37
11.608236
16.27
762
4,793
12,311
24.9
2
0
0
0
1
small_business
0.1347
407.08
11.289782
23.83
692
6,390
8,762
31.9
3
0
0
0
1
small_business
0.1316
290.43
10.736397
7.98
702
3,881
553
2.8
1
0
0
0
1
credit_card
0.1379
68.16
10.880252
18.07
692
3,329.958333
16,306
95.9
0
0
0
0
1
all_other
0.1442
55.02
8.998137
19.14
682
3,779.958333
2,816
93.9
2
0
0
0
1
all_other
0.0963
144.43
10.545341
0.82
747
6,870
752
27.9
1
0
0
1
1
debt_consolidation
0.1442
524.34
11.0021
20.64
712
4,529.958333
51,790
96.1
1
0
0
1
1
debt_consolidation
0.1537
519.21
10.596535
16.89
662
3,809.958333
15,586
83.3
0
0
0
0
1
all_other
0.16
140.63
9.775654
1.7
677
1,350
301
8.9
0
0
0
0
1
debt_consolidation
0.1189
596.96
11.184421
22.3
747
3,689.958333
23,518
32.9
2
0
0
0
1
all_other
0.1537
174.24
10.545341
0.32
702
3,090
260
10.4
1
0
0
0
1
all_other
0.1505
867.29
11.695247
3.26
712
3,844
3,173
6.2
1
1
0
0
1
all_other
0.1537
313.62
10.463103
6.27
712
1,199.958333
8,534
29.3
2
0
0
0
1
debt_consolidation
0.1253
234.27
10.126471
21.08
717
3,299.958333
4,702
61.9
1
0
0
0
1
debt_consolidation
0.16
457.05
10.673596
11.08
672
2,939.958333
2,350
63.5
0
0
0
0
1
small_business
0.0932
287.53
11.626254
0.43
802
5,460
1,074
3.9
1
0
0
0
1
debt_consolidation
0.1474
138.15
10.166006
14.72
672
3,480
2,229
58.7
3
0
0
0
1
home_improvement
0.0963
320.95
10.645425
1.14
752
1,859.958333
974
4.5
1
0
0
0
1
all_other
0.16
351.58
11.385047
11.85
662
2,639.958333
12,125
69.3
2
0
0
0
1
small_business
0.1565
699.73
11.0021
20.74
742
6,692
24,030
82.9
3
0
0
0
1
all_other
0.1663
354.7
10.165852
4.62
687
1,229.958333
5,785
54.6
1
0
0
1
1
all_other
0.1442
51.58
11.0021
12.04
667
3,719.958333
2,287
47.6
1
0
0
1
1
credit_card
0.1316
216.13
11.289782
17.16
697
4,950
22,630
53.9
1
0
0
0
1
all_other
0.1379
306.68
11.289782
0.09
697
2,853
3,230
10.3
0
1
0
0
1
all_other
0.08
313.37
12.100712
7.26
772
13,830
22,141
15.2
1
0
0
0
1
debt_consolidation
0.0963
449.32
11.736069
7.81
747
7,530
17,649
58.1
0
0
0
0
1
all_other
0.0963
307.31
10.950736
10.72
717
1,440
8,305
26.9
0
0
0
0
1
credit_card
0.1411
684.58
11.608236
13.18
702
5,579.958333
25,277
80.8
0
1
0
0
1
debt_consolidation
0.0768
86.56
9.823362
4.55
762
4,590
1,223
6.6
1
0
0
0
1
debt_consolidation
0.1411
123.23
10.518673
3.31
697
3,659.958333
3,437
90.4
1
1
0
0
1
small_business
0.1284
504.27
11.350407
11.92
722
5,489.958333
27,662
73.4
0
0
0
0
1
debt_consolidation
0.1505
143.97
9.392662
5.8
682
1,260
1,950
67.2
0
0
0
0
1
small_business
0.1411
123.23
10.308953
0.04
727
6,239.958333
1
0
0
0
1
0
1
debt_consolidation
0.1316
67.55
10.126631
9.55
687
5,249.958333
635
42.3
0
0
0
1
1
debt_consolidation
0.1537
334.53
11.156251
17.04
667
5,580.958333
22,875
86
0
0
0
0
1
credit_card
0.0963
320.95
10.778956
13.8
742
5,249.958333
9,660
60.4
2
0
0
0
1
debt_consolidation
0.0768
249.53
10.819778
11.59
722
2,130
9,287
27.9
2
0
0
0
1
debt_consolidation
0.0932
255.58
10.691945
15.16
762
9,300
24,142
49.4
0
0
0
0
1
home_improvement
0.1347
223.89
10.545341
11.34
687
1,650
2,415
14.3
2
0
0
0
1
debt_consolidation
0.08
313.37
11.373663
4.9
797
5,899.958333
33,850
57.9
3
0
0
0
1
home_improvement
0.0774
280.97
11.775351
1.68
777
5,352.958333
6,638
40.7
0
0
0
0
1
major_purchase
0.1537
95.83
11.289782
3.55
687
1,410
64
1.2
1
0
0
0
1
small_business
0.1663
425.64
11.472103
15.46
672
5,219.958333
24,249
97
1
1
0
0
1
all_other
0.08
282.03
10.950807
9.62
772
5,969.958333
57,033
29.8
0
0
0
0
1
educational
0.0963
48.15
10.085809
9.8
757
1,619.958333
0
0
0
0
0
0
1
all_other
0.1253
117.14
11.759786
19.28
702
11,309.95833
16,146
54.4
3
0
0
1
1
major_purchase
0.1189
198.99
10.463218
11.55
737
1,889.958333
1,003
43.6
2
0
0
0
1
all_other
0.1284
201.71
10.357743
5.83
742
11,069.95833
7,699
69.4
1
0
0
1
1
debt_consolidation
0.1442
226.93
10.308953
11.08
697
1,199.958333
6,593
55.9
2
0
0
0
1
major_purchase
0.1505
104.08
10.635855
18.95
662
2,370
4,285
44.6
3
1
0
0
1
debt_consolidation
0.1322
676.02
11.264464
0.65
727
1,698.958333
5,142
27.2
0
0
0
1
1
debt_consolidation
0.1253
127.18
10.518565
12.36
732
3,749.958333
168
56
0
0
0
0
1
debt_consolidation
0.1284
215.16
10.126631
15.07
702
2,430
4,072
23.8
0
0
0
0
1
debt_consolidation
0.1632
439.66
10.668862
12.5
667
1,470
7,722
82.1
2
0
0
0
1
home_improvement
0.1284
672.36
10.645425
1.49
752
3,900
1,954
6.4
5
0
0
0
1
debt_consolidation
0.1253
133.87
11.314426
20.91
702
4,590
36,462
81
1
0
0
0
1
educational
0.1253
602.4
11.589887
11.67
727
8,220
14,191
61.2
1
0
0
0
1
all_other
0.0737
111.77
10.694079
12.38
772
2,010
1,060
8.6
2
0
0
0
1
debt_consolidation
0.08
188.02
10.571317
6.65
752
2,880
4,487
11.1
0
0
0
0
1
debt_consolidation
0.1189
281.9
10.714418
17.04
732
3,719.958333
14,439
32.2
1
0
0
0