credit.policy
int64
0
1
purpose
stringclasses
7 values
int.rate
float64
0.06
0.22
installment
float64
15.7
940
log.annual.inc
float64
7.55
14.5
dti
float64
0
30
fico
int64
612
827
days.with.cr.line
float64
179
17.6k
revol.bal
int64
0
1.21M
revol.util
float64
0
119
inq.last.6mths
int64
0
33
delinq.2yrs
int64
0
13
pub.rec
int64
0
5
not.fully.paid
int64
0
1
1
credit_card
0.0932
247.59
11.302204
13.11
757
6,090
18,540
29.6
0
0
0
0
1
debt_consolidation
0.1758
503.19
11.362103
21.93
662
3,570
18,991
95
0
0
1
0
1
debt_consolidation
0.1347
165.38
10.532096
21.09
692
3,510
10,800
54.3
1
0
0
0
1
home_improvement
0.1189
464.3
11.589887
11.34
732
3,719.958333
47,016
37.1
0
0
0
0
1
debt_consolidation
0.1347
254.42
11.082143
13.75
722
7,140
40,310
66.7
1
0
0
0
1
all_other
0.1347
409.62
11.635391
10.02
707
4,169.958333
20,460
39.8
1
0
0
0
1
home_improvement
0.0963
256.76
10.714418
1.28
777
2,550
25
0.1
0
0
0
0
1
educational
0.1568
87.51
10.376861
23.88
667
1,499.958333
8,072
92.8
1
0
0
1
1
debt_consolidation
0.1726
521.56
12.100712
12.12
677
6,961
67,579
61
0
1
0
0
1
credit_card
0.1347
271.39
10.550931
12.59
687
3,420.958333
5,545
60.9
3
0
1
1
1
debt_consolidation
0.1347
106.01
10.819778
21.62
682
11,429.95833
13,427
30
0
0
0
0
1
debt_consolidation
0.1316
324.2
10.463103
16.15
697
4,204
14,852
79.4
0
0
0
0
1
credit_card
0.0963
481.42
10.666627
10.49
777
6,329.958333
4,963
15.8
0
0
0
0
1
all_other
0.1379
67.3
11.332602
13.42
677
5,579.958333
11,386
55
2
2
1
0
1
debt_consolidation
0.0932
223.63
10.308953
11.8
737
2,160
5,842
30.9
1
0
0
0
1
debt_consolidation
0.1316
317.44
10.968129
24.31
712
6,359.958333
23,802
59.2
1
0
0
1
1
small_business
0.1158
594.25
11.492723
5.08
752
3,994
7,921
14.2
0
0
0
0
1
credit_card
0.1474
55.26
9.21034
18.12
667
1,710
5,704
80.3
0
0
0
0
1
all_other
0.0963
224.66
10.778956
10.35
757
5,519.958333
2,108
10.9
1
0
0
0
1
all_other
0.1284
67.24
9.615805
15.28
707
1,290
1,545
18.6
1
0
0
0
1
debt_consolidation
0.1316
405.25
10.442784
23.06
687
3,719.958333
5,244
27.5
1
1
0
0
1
credit_card
0.0932
383.37
10.896739
6.58
787
5,340
5,300
31.2
0
0
0
0
1
debt_consolidation
0.1347
678.46
10.645425
19.89
722
4,169.958333
20,563
97
0
0
0
0
1
all_other
0.0932
95.85
10.714418
17.04
737
4,950
2,009
14.3
0
0
0
0
1
home_improvement
0.1253
167.34
10.878047
14.08
707
3,809.958333
12,053
87.3
3
0
0
0
1
home_improvement
0.0932
239.61
10.858999
22.83
757
5,010
1,447
6.9
3
0
0
0
1
credit_card
0.0963
417.23
10.933107
6.81
747
3,719.958333
21,456
27.7
1
0
0
0
1
small_business
0.1095
327.14
11.082143
11.72
737
2,766.958333
1,208
3.5
2
0
0
0
1
credit_card
0.16
878.94
12.066811
15.43
687
5,249.958333
35,010
65.7
1
0
1
0
1
debt_consolidation
0.1379
579.29
10.819778
16
707
3,210
17,613
76.6
2
0
0
0
1
small_business
0.16
158.21
10.373491
17.48
672
1,320
1,404
93.6
3
0
0
0
1
credit_card
0.08
172.35
11.008744
22.45
752
4,234
14,026
51.4
0
0
0
0
1
all_other
0.0963
32.1
8.612503
3.71
767
1,650
566
8.6
0
0
0
0
1
debt_consolidation
0.1411
616.12
10.915088
14.49
692
2,580.958333
19,976
81.2
2
0
0
0
1
all_other
0.0963
96.29
10.308953
0.68
717
2,820
893
38.8
0
0
0
0
1
all_other
0.1379
170.38
10.799494
0.73
687
8,549.958333
2,987
49.8
0
0
0
0
1
all_other
0.1189
198.99
11.373663
19.38
727
5,609.958333
42,987
89
1
0
0
1
1
debt_consolidation
0.1726
629.81
11.177173
11.65
667
4,799.958333
27,914
88.6
0
2
0
0
1
credit_card
0.08
101.85
10.596635
10.26
747
7,560
18,467
30.9
3
0
0
0
1
all_other
0.1537
348.47
11.238489
12.55
667
1,407
5,466
42.4
2
0
0
0
1
all_other
0.1316
324.2
11.635143
0
737
8,429.958333
17,533
95.8
0
0
0
0
1
all_other
0.0768
99.81
10.95961
9.24
747
3,120
3,176
22.7
1
0
0
0
1
credit_card
0.1158
792.33
11.391842
22.69
752
4,889.958333
27,806
32.3
1
0
0
0
1
all_other
0.08
282.03
11.312081
8.98
777
10,019.95833
38,216
50.4
0
0
0
0
1
all_other
0.1287
807.2
12.10342
15.35
722
2,940
89,832
43.6
1
0
0
0
1
all_other
0.0932
185.3
10.645425
9.97
712
5,639.958333
2,953
88
0
0
0
0
1
home_improvement
0.1126
690.13
12.506177
7.26
757
7,739.958333
129,705
62
2
0
0
0
1
small_business
0.1189
472.59
11.384524
12.2
752
4,889.958333
39
0.3
3
0
0
0
1
home_improvement
0.0768
109.17
11.05089
18.46
752
7,799.958333
2,733
7.6
0
0
0
0
1
debt_consolidation
0.1253
359.77
10.126471
14.74
697
1,979.958333
15,175
53.2
3
0
0
0
1
all_other
0.1379
136.31
9.903488
24.72
682
2,579.958333
7,231
95.1
0
0
0
0
1
major_purchase
0.0768
46.79
10.043423
4.33
747
4,620
2,413
10.3
2
0
0
0
1
debt_consolidation
0.1221
99.95
10.308953
9.88
702
5,040
5,431
86.2
2
0
0
1
1
debt_consolidation
0.1426
140.66
10.308953
15.84
667
4,709.958333
3,825
83.2
3
0
0
0
1
debt_consolidation
0.0963
385.14
11.522876
15.15
752
4,350
19,326
25
2
0
0
0
1
debt_consolidation
0.1411
684.58
12.154779
21.4
682
5,430
12,531
30.1
2
0
0
0
1
credit_card
0.0963
224.66
11.543348
16.33
732
6,218
28,365
44.7
1
0
0
0
1
home_improvement
0.1253
133.87
10.858999
1.34
742
1,770
2,386
11.3
4
0
0
1
1
small_business
0.1221
359.81
10.308953
0.4
762
1,800
256
0.4
2
0
0
0
1
debt_consolidation
0.1218
319.68
10.714418
3.84
752
1,982.041667
0
0
5
0
0
0
1
all_other
0.1221
283.18
10.126631
18.48
702
3,313
2,284
4.7
2
2
0
1
1
home_improvement
0.1253
93.71
10.778956
10.63
752
2,070
185
1.3
1
0
0
0
1
credit_card
0.0768
109.17
11.492723
10.1
752
4,414
78,031
44.1
0
0
0
0
1
small_business
0.1126
492.95
11.429544
9.57
732
6,090
13,119
11.8
0
0
0
0
1
all_other
0.1158
825.34
11.184421
5.88
752
3,480
8,898
29.1
1
0
0
1
1
debt_consolidation
0.1126
279.34
10.126631
18.82
712
2,850
10,579
47.2
1
0
0
0
1
all_other
0.0963
96.29
10.858999
6.83
722
5,040
2,936
43.2
1
1
0
0
1
debt_consolidation
0.1284
268.95
11.089805
17.11
702
5,173.958333
7,095
54.6
2
0
0
0
1
small_business
0.16
281.26
11.156251
17.21
752
4,380
26,596
35.6
7
0
0
0
1
all_other
0.0932
95.85
10.373616
2.92
732
6,126
1,836
27
1
0
0
0
1
debt_consolidation
0.1158
792.33
10.757988
14.53
747
5,370
17,524
32.4
2
0
0
0
1
credit_card
0.0963
192.57
11.225243
18.67
732
5,700
7,849
40.5
1
0
0
0
1
small_business
0.1126
65.73
10.518673
0.91
742
1,559.958333
1,219
10.3
2
0
0
0
1
educational
0.1158
290.52
11.535665
10.71
707
4,680
52,141
73.3
1
0
0
0
1
debt_consolidation
0.1158
297.13
10.685103
14.03
707
6,090
7,693
72.6
3
0
0
1
1
credit_card
0.0963
96.29
11.225243
6.18
722
3,600
25,055
78.1
1
0
0
0
1
debt_consolidation
0.0932
223.63
11.0021
8.34
747
3,960
3,337
20.2
1
0
0
0
1
debt_consolidation
0.1347
237.46
10.858999
9.65
692
3,678
17,349
63.3
0
0
0
0
1
home_improvement
0.0963
80.24
10.491274
22.1
717
3,990
2,307
46.1
0
0
0
0
1
debt_consolidation
0.1537
871.16
11.169026
17.69
697
5,639.958333
25,700
92.2
0
0
0
0
1
debt_consolidation
0.1316
337.71
11.81303
9.98
682
5,760
24,810
71.3
3
1
0
0
1
debt_consolidation
0.1095
425.28
10.840992
5.69
757
6,810
13,625
41.2
0
0
0
0
1
all_other
0.1126
32.87
10.968198
15.41
707
5,279.958333
16,302
71.8
3
0
0
0
1
home_improvement
0.1095
163.57
11.350359
6.54
712
1,979.958333
1,496
17.2
2
0
0
0
1
debt_consolidation
0.0932
364.2
11.589887
5.48
787
4,499.958333
22,602
36.3
1
0
0
0
1
all_other
0.1158
99.05
10.819778
3.89
732
1,650
9
0.2
1
0
0
0
1
debt_consolidation
0.1253
184.07
10.341613
15.21
687
1,800
3,795
32.7
0
0
0
0
1
small_business
0.1221
283.18
10.915088
23.26
697
3,029.958333
6,130
37.6
0
0
0
0
1
credit_card
0.1474
797.8
12.013701
20.67
697
6,719.958333
80,602
91.7
0
0
0
1
1
home_improvement
0.1379
681.51
11.652687
16.57
687
3,329.958333
71,046
51.7
0
0
0
0
1
debt_consolidation
0.1221
166.58
10.085809
14.05
692
8,769
5,122
73.2
0
0
1
1
1
all_other
0.1095
49.08
11.482425
7.56
707
5,130
9,906
46.1
0
0
0
0
1
credit_card
0.1126
492.95
11.849398
13.52
747
4,919.958333
29,790
15.6
0
0
0
0
1
all_other
0.1221
299.84
10.463103
23.17
697
4,620
3,723
39.4
0
0
1
1
1
debt_consolidation
0.1221
333.15
10.933107
12.64
702
7,500
5,745
35.9
2
0
1
0
1
credit_card
0.1253
334.67
10.971641
22.95
697
2,609.958333
16,047
78.7
0
0
0
0
1
small_business
0.1347
305.31
10.43922
9.83
702
7,290
4,475
87.7
3
0
1
0
1
home_improvement
0.08
313.37
10.819858
1.03
807
3,390.958333
2,161
13.2
0
0
0
0
1
major_purchase
0.1316
121.58
10.126631
9.79
697
1,680
1,898
34.5
3
0
0
0
1
debt_consolidation
0.1158
429.18
10.968198
9.43
722
4,320
12,174
59.6
1
0
0
0