credit.policy
int64
0
1
purpose
stringclasses
7 values
int.rate
float64
0.06
0.22
installment
float64
15.7
940
log.annual.inc
float64
7.55
14.5
dti
float64
0
30
fico
int64
612
827
days.with.cr.line
float64
179
17.6k
revol.bal
int64
0
1.21M
revol.util
float64
0
119
inq.last.6mths
int64
0
33
delinq.2yrs
int64
0
13
pub.rec
int64
0
5
not.fully.paid
int64
0
1
1
all_other
0.0963
385.14
11.195471
9.26
752
2,969.958333
4,087
23.4
0
0
0
1
1
all_other
0.08
188.02
10.915088
13.11
787
4,321
66,430
3.2
0
0
0
0
1
home_improvement
0.1253
259.37
10.714418
11.01
767
2,580
1,786
4.3
7
0
0
0
1
all_other
0.1221
233.21
9.615805
2.4
717
1,320
3,956
38.8
0
0
0
0
1
debt_consolidation
0.1126
607.98
11.214466
8.73
742
3,570
19,892
17.3
0
0
0
0
1
major_purchase
0.08
219.36
10.69099
16.27
757
5,249.958333
14,335
35.3
0
0
0
1
1
debt_consolidation
0.1095
327.14
10.400924
24.88
727
3,726.958333
10,462
33.9
1
0
0
0
1
debt_consolidation
0.1474
697.65
10.321276
10.19
692
2,940
20,167
89.6
0
0
0
0
1
all_other
0.0963
160.48
11.156193
16.17
732
7,680
9,604
38.1
0
1
0
0
1
all_other
0.1189
165.82
10.778956
10.25
702
2,940
723
30.1
3
0
1
0
1
debt_consolidation
0.1253
435.07
11.338572
17
702
4,950
14,750
66.1
1
0
0
0
1
debt_consolidation
0.0963
38.52
10.950807
16.67
717
2,190
1,203
14.9
3
0
0
1
1
major_purchase
0.1284
235.33
10.596535
8.52
707
3,150
311
6.8
1
0
0
0
1
credit_card
0.1189
414.55
11.184421
0.25
767
7,409.958333
193
0.5
2
0
0
0
1
all_other
0.1253
167.34
11.042858
8.95
687
2,790
3,730
66.6
1
0
0
0
1
all_other
0.0768
265.13
10.257659
2.23
712
1,499.958333
2,204
19.2
0
0
0
0
1
debt_consolidation
0.1221
106.61
10.225571
14
687
3,981
3,243
24
2
0
0
0
1
small_business
0.0963
481.42
11.849398
10.13
782
15,089.95833
3,991
9.5
1
0
0
1
1
small_business
0.1158
396.17
10.596635
11.07
717
7,230
17,495
60.3
0
1
0
0
1
debt_consolidation
0.1221
266.52
10.977807
4.94
692
4,079.958333
8,232
42.4
3
0
0
0
1
all_other
0.1126
460.09
10.866509
18.16
727
2,910
17,558
52.7
0
0
0
0
1
all_other
0.0932
332.25
11.350407
5.41
757
5,549.958333
21,244
24.7
0
2
0
0
1
debt_consolidation
0.0963
104.31
8.987197
13.8
722
4,380
5,136
34.9
2
0
0
1
1
credit_card
0.1126
410.8
10.858999
12.21
732
3,180
12,568
57.7
2
0
0
0
1
all_other
0.1253
334.67
10.818177
3.37
717
2,626
8,158
31.5
0
0
0
0
1
debt_consolidation
0.1253
281.12
10.778956
17.95
687
4,590
12,964
72.4
1
0
0
0
1
debt_consolidation
0.1537
296.2
10.292823
20.65
682
4,351
11,987
98.3
1
0
1
0
1
debt_consolidation
0.1126
295.77
10.081634
13.76
722
5,400
6,255
34.4
0
0
0
0
1
all_other
0.1095
261.71
10.049664
14.46
727
3,510
7,251
25.6
1
0
0
1
1
all_other
0.1221
106.61
9.615805
16.88
692
2,070
6,115
43.1
3
0
0
1
1
debt_consolidation
0.1284
605.13
11.205041
7.69
717
3,217
4,724
78.7
0
0
0
0
1
home_improvement
0.1316
229.64
11.691072
3.07
692
9,929.958333
4,820
67.9
1
0
1
0
1
educational
0.1189
99.5
11.0021
12.06
692
3,749.958333
7,482
59.9
1
1
0
0
1
small_business
0.1221
666.3
11.156251
18.46
737
9,840
5,801
11.8
0
0
0
0
1
debt_consolidation
0.1284
336.18
11.034954
19.49
692
5,219.958333
10,890
57
2
0
0
0
1
debt_consolidation
0.1126
591.54
11.695247
5.99
767
6,689.958333
15,371
41.7
4
0
0
1
1
small_business
0.1411
855.73
12.072541
17.75
707
4,260
76,237
44.5
2
0
0
1
1
home_improvement
0.1284
53.79
10.561008
2.46
682
3,180
2,076
83
1
0
0
0
1
educational
0.1253
209.17
11.695247
6.73
687
7,869.958333
8,186
65
2
3
0
0
1
credit_card
0.08
156.69
11.686879
15.76
767
11,099.95833
54,960
24.4
3
0
0
0
1
all_other
0.1126
402.58
10.239817
14.7
682
1,619.958333
7,120
31.9
0
0
0
0
1
all_other
0.1537
501.79
10.707729
12.59
722
6,840
19,887
99.4
0
0
0
0
1
debt_consolidation
0.1392
408.79
11.0021
23.14
702
7,889.958333
15,481
96.1
1
0
0
0
1
credit_card
0.1347
288.35
11.736069
14.86
692
8,010
27,648
95.5
0
0
0
0
1
debt_consolidation
0.1221
373.13
10.419301
5.55
702
2,130
14,499
33.4
1
0
0
0
1
home_improvement
0.1095
490.71
11.082143
5.7
762
3,809.958333
2,471
15.1
0
0
0
0
1
all_other
0.1126
262.91
10.126471
0.34
747
6,689.958333
350
1.7
1
0
0
1
1
major_purchase
0.1221
149.92
9.798127
9.27
727
7,560
2,143
85.7
1
0
0
0
1
home_improvement
0.1158
825.34
11.561716
13.36
752
4,980
16,101
36.9
2
0
0
0
1
debt_consolidation
0.1284
484.1
11.018564
10.21
697
5,310
4,057
28.4
0
0
0
0
1
home_improvement
0.1347
325.66
11.70006
13.99
677
5,817
19,358
31.4
2
0
0
0
1
home_improvement
0.0768
112.29
11.0021
0.5
757
3,029.958333
2,599
9.9
2
0
0
0
1
credit_card
0.1221
199.89
10.811343
23.11
692
3,540
22,811
59.9
1
0
0
1
1
debt_consolidation
0.1379
613.36
10.819778
12.91
687
5,430
6,072
83.2
3
0
1
0
1
educational
0.0751
217.77
10.545341
17.43
747
1,681.041667
2,701
9.1
0
0
0
0
1
all_other
0.1158
528.22
11.446786
8.64
727
8,789.958333
67,595
68.8
0
0
0
0
1
all_other
0.0963
256.76
11.156308
7.56
737
3,359.958333
9,226
58
1
0
0
0
1
all_other
0.1316
50.66
10.645425
17.26
672
3,457.958333
2,694
72.8
1
0
1
1
1
debt_consolidation
0.1284
268.95
10.491274
8.8
692
1,979.958333
3,756
85.4
0
0
0
0
1
credit_card
0.0963
96.29
10.858999
12
742
4,020
5,689
30
5
0
0
0
1
debt_consolidation
0.1253
174.03
10.126631
12.34
697
4,529.958333
7,548
53.9
1
0
0
0
1
all_other
0.1221
99.95
10.915016
11.89
697
2,651.958333
3,503
30.5
0
0
0
0
1
debt_consolidation
0.1158
396.17
10.829729
17.8
717
3,329.958333
6,908
51.9
1
0
0
0
1
home_improvement
0.1474
690.74
11.705016
15.58
687
10,619.95833
33,287
44.6
1
1
0
0
1
all_other
0.1189
636.75
11.461632
7.58
732
3,720.958333
14,006
20.3
0
0
0
0
1
major_purchase
0.1126
131.46
10.915088
2.62
742
1,537.958333
4,109
23.2
0
0
0
0
1
all_other
0.1189
397.97
11.072931
0.41
742
3,119.958333
411
1.9
1
0
0
0
1
all_other
0.0963
96.29
10.714418
5.36
742
2,279.958333
10,222
75.3
2
0
0
0
1
all_other
0.1221
183.24
10.434116
18
697
1,710
5,931
31.2
0
0
0
0
1
educational
0.1095
91.6
10.085809
4.15
737
2,669.958333
1,085
4.1
2
0
0
0
1
small_business
0.1189
505.76
11.407565
9.44
737
3,029.958333
5,137
24.2
0
0
0
1
1
debt_consolidation
0.1126
476.52
11.289832
10.18
732
4,799.958333
25,807
48.1
0
0
0
0
1
all_other
0.16
84.38
8.476371
5
702
1,320
299
99.7
0
0
0
0
1
credit_card
0.1221
692.95
11.156251
16.94
752
6,467
14,337
46.7
0
0
0
0
1
all_other
0.0932
89.46
10.126631
23.28
742
2,279.958333
2,426
21.3
1
0
0
0
1
home_improvement
0.1461
34.48
10.659328
17.75
677
11,217.95833
12,161
95.8
1
0
0
0
1
debt_consolidation
0.1253
184.07
10.913487
17.55
682
7,590
19,279
59.5
1
0
0
0
1
debt_consolidation
0.1189
306.77
11.082143
16.28
747
5,204.958333
10,111
23.7
6
1
0
0
1
small_business
0.1442
171.92
10.463103
3.26
677
1,229.958333
4,685
27.6
0
0
0
0
1
all_other
0.1505
69.39
9.675017
20.51
687
2,040
4,898
98
0
0
0
0
1
all_other
0.0963
96.29
10.950807
8.21
727
6,029.958333
2,239
4.3
1
0
0
0
1
credit_card
0.0768
155.96
11.695247
7.03
782
5,707
2,660
23.7
0
0
0
0
1
small_business
0.1411
367.97
10.307285
14.98
672
3,389.958333
26,333
77.2
0
0
0
0
1
credit_card
0.1347
101.77
10.778956
7.08
682
1,320
2,660
66.5
0
0
0
0
1
all_other
0.1284
255.5
10.714418
0
757
1,410
0
0
0
0
0
1
1
all_other
0.1189
378.07
11.082143
16.52
712
3,150
2,324
16.4
3
1
0
0
1
home_improvement
0.1158
82.54
10.950807
19.87
697
4,590
17,125
39.1
3
0
0
0
1
credit_card
0.1379
654.25
11.747998
11.43
687
5,310
11,043
55.8
0
2
0
0
1
all_other
0.08
125.35
11.461632
5.99
777
11,970
31,270
48.1
0
0
0
0
1
all_other
0.1379
170.38
10.915088
19.11
672
2,309.958333
21,391
87.6
1
0
0
0
1
debt_consolidation
0.1158
495.21
11.225243
21.06
722
4,919.958333
44,880
61
3
0
0
0
1
debt_consolidation
0.1189
716.35
10.985293
6.69
747
2,580
2,357
3.4
2
0
0
0
1
educational
0.0932
319.47
10.596635
5.37
767
4,290
9,580
31.5
0
0
0
0
1
major_purchase
0.1158
118.85
10.404263
23.6
712
1,651.958333
10,018
48.2
2
0
0
0
1
debt_consolidation
0.0963
385.14
11.71994
8.52
752
4,079.958333
14,732
26
1
0
0
0
1
all_other
0.1158
396.17
11.461674
3.57
717
2,160
14,927
39.4
0
0
0
0
1
credit_card
0.1158
184.88
10.545447
17.78
712
2,460
4,440
87.1
1
0
0
0
1
debt_consolidation
0.1379
306.68
10.747208
6.76
672
10,471
7,589
51.6
0
0
0
0
1
debt_consolidation
0.1126
407.51
10.69639
7.96
722
3,749.958333
12,656
71.9
0
0
0
0
1
small_business
0.1316
506.56
10.819778
15.36
707
4,559.958333
11,078
50.6
0
0
0
0