credit.policy
int64
0
1
purpose
stringclasses
7 values
int.rate
float64
0.06
0.22
installment
float64
15.7
940
log.annual.inc
float64
7.55
14.5
dti
float64
0
30
fico
int64
612
827
days.with.cr.line
float64
179
17.6k
revol.bal
int64
0
1.21M
revol.util
float64
0
119
inq.last.6mths
int64
0
33
delinq.2yrs
int64
0
13
pub.rec
int64
0
5
not.fully.paid
int64
0
1
1
all_other
0.1148
138.47
10.789319
18.06
707
2,550
3,522
33.2
1
1
0
0
1
debt_consolidation
0.0894
441.63
10.30115
17.66
747
10,019.95833
25,716
73.9
0
0
0
0
1
debt_consolidation
0.1774
720.42
11.314475
2.87
677
4,290.958333
9,603
51.9
0
1
0
1
1
debt_consolidation
0.1253
267.74
10.596535
13.62
717
4,710
29,140
64
2
0
0
0
1
debt_consolidation
0.0894
540.12
11.082143
12.89
772
10,889.95833
9,242
18.1
1
0
0
0
1
all_other
0.0859
126.45
11.05089
16.97
742
5,675.958333
2,187
25.7
0
0
0
0
1
debt_consolidation
0.1148
468.16
11.264464
23.17
727
4,200.958333
31,236
42.3
1
0
0
0
1
all_other
0.0894
317.72
10.819778
7.56
757
4,000
0
0
0
0
0
0
1
credit_card
0.1218
299.7
11.018449
19.77
702
3,990
40,781
76.9
0
0
0
1
1
debt_consolidation
0.1114
656.07
11.918391
0.82
792
7,499.958333
4,363
10.5
1
0
0
1
1
debt_consolidation
0.1426
686.12
11.97035
16.42
692
7,589.958333
77,324
75.9
0
0
0
0
1
debt_consolidation
0.1218
532.8
11.407565
13.68
717
3,809.958333
5,630
17.8
2
0
0
0
1
debt_consolidation
0.1253
173.19
9.952278
22.86
692
7,290
8,688
67.3
0
0
0
1
1
all_other
0.0894
95.32
10.034516
0.79
727
2,550
208
3.5
1
0
0
0
1
debt_consolidation
0.1287
269.07
10.308953
9.52
692
3,154.958333
7,261
51.9
0
0
1
0
1
debt_consolidation
0.1183
596.41
11.66138
8.22
747
7,440
71,965
76.6
4
0
0
0
1
all_other
0.0894
158.86
10.915016
20.14
727
6,029.958333
22,652
53.3
3
0
0
0
1
debt_consolidation
0.1114
344.44
10.892954
19.63
732
6,720
9,020
64.4
3
0
0
0
1
small_business
0.1461
634.35
11.703546
13.09
752
7,229.958333
14,375
17.5
0
0
0
0
1
credit_card
0.1496
426.14
11.184421
6.43
667
5,880
5,422
46.7
1
0
0
0
1
debt_consolidation
0.1461
689.51
11.05089
14.72
687
2,789.958333
8,004
66.1
0
0
0
0
1
debt_consolidation
0.1461
344.76
10.727663
22.03
672
4,679.958333
4,232
27.1
1
0
0
0
1
small_business
0.16
421.89
11.461632
11.86
702
6,330
34,057
63.9
3
0
0
1
1
debt_consolidation
0.1253
267.74
10.714418
11.57
697
5,070
9,929
32.4
1
2
0
0
1
educational
0.0774
74.93
10.649275
11.47
757
7,380
13,852
24.5
0
0
0
0
1
major_purchase
0.1114
328.04
11.440355
13.03
727
3,030
5,960
43.8
0
0
0
0
1
all_other
0.0774
156.1
11.03489
14.4
752
8,370
15,489
35.4
1
0
0
0
1
debt_consolidation
0.1183
430.75
11.580622
13.2
717
3,270
38,433
56.5
1
0
0
0
1
all_other
0.1148
659.37
11.350407
10.07
792
2,940
760
1.9
0
0
0
0
1
debt_consolidation
0.1183
533.46
11.156251
10.89
732
3,600
15,942
40.9
3
0
0
0
1
debt_consolidation
0.0894
285.95
10.713084
16.72
737
3,720
8,654
24.6
0
0
0
0
1
small_business
0.1496
207.87
11.350407
11.55
762
4,289.958333
5,341
0
0
0
0
0
1
debt_consolidation
0.1461
689.51
10.858922
14.84
682
3,690
20,916
65.6
1
0
0
0
1
educational
0.1357
611.44
11.225243
2.85
692
4,770
4,389
7.7
3
0
0
0
1
credit_card
0.1183
78.7
11.0021
16.48
697
6,839.958333
3,689
22.2
2
0
0
0
1
credit_card
0.1392
682.74
12.323856
11.37
697
4,589.958333
56,558
72.1
0
0
0
0
1
credit_card
0.1253
200.8
10.463103
23.07
687
5,100
3,334
23.5
0
0
0
0
1
all_other
0.0894
413.03
11.77529
0.05
802
6,809.958333
2,563
8.8
0
0
0
0
1
all_other
0.1565
262.4
10.404263
11.93
672
1,470
1,140
54.3
0
0
0
0
1
small_business
0.1635
565.27
10.819778
0.36
722
1,754.958333
640
3.9
3
0
0
0
1
home_improvement
0.167
710.03
11.264464
24.6
677
1,748.958333
0
49.63
1
0
0
1
1
major_purchase
0.1218
466.2
12.323856
16.65
717
6,389.958333
37,629
87.1
1
0
0
0
1
credit_card
0.1426
343.06
11.77529
7.5
677
2,580
12,907
52.9
3
2
0
0
1
debt_consolidation
0.1704
642.14
11.678406
17.74
672
5,160
18,938
53.8
1
1
0
0
1
debt_consolidation
0.0894
368.55
10.748497
12.35
752
3,300
1,061
10.1
0
0
0
0
1
home_improvement
0.0859
363.52
10.308953
1.8
792
7,889.958333
2,324
5.7
0
0
0
0
1
debt_consolidation
0.1565
554.53
10.915088
22.84
672
4,619.958333
22,684
89.9
0
0
0
1
1
all_other
0.1878
657.81
11.289782
15.6
672
1,142
11,184
93.2
0
0
0
0
1
debt_consolidation
0.1114
461.71
10.085809
13.15
752
6,631
13,551
29
0
0
0
0
1
debt_consolidation
0.1148
454.97
10.673596
23.61
752
8,679.958333
6,698
67
0
0
0
0
1
credit_card
0.1148
659.37
11.264464
5.72
757
3,616
8,863
27.4
1
0
0
0
1
educational
0.1253
167.34
10.596635
10.56
692
4,410
15,041
66.6
0
0
0
0
1
all_other
0.0859
63.23
9.903688
8.7
747
4,289.958333
4,622
19.3
0
0
0
1
1
debt_consolidation
0.1253
669.33
12.05989
6.45
722
3,420
23,973
44.9
1
0
0
0
1
educational
0.1287
48.77
9.740969
7.41
692
2,009.958333
0
0
0
1
0
0
1
debt_consolidation
0.1114
393.65
11.239541
15.06
742
4,860
18,862
47.5
1
0
0
0
1
debt_consolidation
0.0859
252.89
10.126631
20.3
797
6,690
3,301
27.3
0
0
0
0
1
credit_card
0.1253
401.6
11.856515
5.59
702
5,009.958333
4,381
16.5
2
0
0
0
1
educational
0.1253
401.6
12.066811
6.33
717
9,120
38,384
90.1
1
0
0
0
1
small_business
0.1531
313.34
11.329003
3.45
742
5,520
6,218
8.1
0
0
1
0
1
credit_card
0.1183
198.81
11.0021
15.5
702
3,809.958333
55,333
39
2
0
0
0
1
educational
0.0894
57.19
10.532096
21.54
742
3,179.958333
2,940
32.3
5
0
0
0
1
debt_consolidation
0.1218
666
11.573324
13.84
732
9,373.958333
22,233
76.7
1
0
0
0
1
all_other
0.0774
156.1
10.584461
5.62
747
2,220
2,326
25
1
0
0
0
1
educational
0.0894
142.98
9.809177
6.29
792
2,670
70
0.7
1
0
0
0
1
all_other
0.1148
197.82
11.225243
12.66
727
3,270
4,027
7.2
2
1
0
0
1
debt_consolidation
0.0894
327.25
10.304141
19.29
747
8,070
5,822
64.7
1
0
0
1
1
debt_consolidation
0.1114
492.06
10.915016
12.18
767
8,939.958333
13,095
19.6
2
0
0
0
1
all_other
0.1809
904.88
11.156251
21.02
672
5,190
37,893
74.4
3
0
0
1
1
all_other
0.0859
126.45
11.350359
7.3
747
7,949.958333
19,817
64.1
1
0
0
0
1
debt_consolidation
0.1531
448.25
10.819778
24.17
672
3,390
6,256
71.9
0
0
0
1
1
debt_consolidation
0.0859
256.84
10.404263
16.36
752
3,360
12,442
33.7
0
0
0
0
1
debt_consolidation
0.1426
48.03
10.596635
13.83
662
3,869.958333
3,163
53.6
2
0
0
0
1
debt_consolidation
0.1565
314.88
11.0021
15.42
662
4,289.958333
16,286
89.5
0
0
0
1
1
debt_consolidation
0.1287
538.14
11.082143
11.52
727
4,740
7,290
93.5
0
0
0
0
1
all_other
0.0859
316.11
10.856149
8.52
812
10,950
952
1.1
0
0
0
0
1
debt_consolidation
0.1322
338.01
10.695575
19.32
692
3,869.958333
8,540
87.1
1
0
0
0
1
debt_consolidation
0.1114
360.84
10.757733
10.39
722
2,193
10,735
34.5
3
0
0
0
1
all_other
0.0894
524.23
11.58896
3.16
802
9,870
4,588
6.7
0
0
0
0
1
all_other
0.1357
322.71
10.373491
0.56
792
9,029.958333
1,479
7.1
7
0
0
0
1
debt_consolidation
0.1218
666
10.83695
22.88
732
3,990
26,803
51.4
1
0
0
0
1
all_other
0.0705
61.8
10.714418
3.68
777
7,800
6,669
23.8
0
0
0
0
1
educational
0.1253
430.88
10.539006
24.27
712
2,039.958333
5,048
55.5
0
0
0
1
1
credit_card
0.0859
252.89
10.060491
17.23
762
2,550
2,296
9.3
2
0
0
0
1
debt_consolidation
0.1114
262.43
11.736069
13.61
722
5,399.958333
41,568
48.6
3
0
0
0
1
debt_consolidation
0.1704
713.49
11.995352
14.04
677
4,440
70,627
91.8
2
0
0
0
1
major_purchase
0.1357
679.37
10.645425
11.91
722
1,410.958333
1,458
12.4
2
0
0
0
1
debt_consolidation
0.1496
519.68
11.407565
24.99
687
3,509.958333
53,896
96.8
0
0
0
0
1
debt_consolidation
0.1392
512.06
11.156251
22.34
682
5,039.958333
7,705
39.9
2
1
0
0
1
debt_consolidation
0.0859
460.72
10.566176
24.71
772
3,990
10,277
28.9
2
0
0
0
1
credit_card
0.1496
415.74
10.545447
10.1
682
2,553
12,315
80
1
0
0
0
1
debt_consolidation
0.0894
385.23
10.645425
22.11
747
3,360
19,029
22
3
0
0
0
1
home_improvement
0.1253
234.27
11.289832
15.93
702
4,229.958333
20,125
59.9
2
0
0
0
1
debt_consolidation
0.1357
142.67
10.348173
17.77
677
1,679.958333
2,187
70.5
1
0
0
0
1
debt_consolidation
0.1913
734.42
11.05089
8.86
677
7,350
9,881
99.8
0
0
0
0
1
credit_card
0.1114
457.61
11.157564
10.96
732
5,429.958333
27,948
73.8
0
0
0
0
1
debt_consolidation
0.1287
235.44
10.126631
9.79
692
6,721
6,355
65.5
1
0
0
0
1
home_improvement
0.1114
393.65
11.418615
14.36
737
3,899.958333
3,114
26.4
1
0
0
0
1
all_other
0.1218
249.75
11.289782
2.77
717
3,630
653
19.8
2
0
0
0
1
home_improvement
0.1253
510.37
10.858999
10.96
722
6,270
2,652
3.9
0
0
0
1