credit.policy
int64
0
1
purpose
stringclasses
7 values
int.rate
float64
0.06
0.22
installment
float64
15.7
940
log.annual.inc
float64
7.55
14.5
dti
float64
0
30
fico
int64
612
827
days.with.cr.line
float64
179
17.6k
revol.bal
int64
0
1.21M
revol.util
float64
0
119
inq.last.6mths
int64
0
33
delinq.2yrs
int64
0
13
pub.rec
int64
0
5
not.fully.paid
int64
0
1
1
debt_consolidation
0.1218
499.5
11.338572
24.66
722
11,159.95833
22,319
58.7
0
2
0
0
1
home_improvement
0.1148
659.37
12.206073
4.24
812
5,880
15,571
8.7
4
0
0
0
1
debt_consolidation
0.1253
117.14
10.714418
23.12
692
2,459.958333
5,177
64.7
0
0
0
0
1
home_improvement
0.1357
339.69
11.512925
3.35
702
2,340
61
2
0
0
0
0
1
major_purchase
0.1496
277.16
10.645425
4.46
672
1,769.958333
5,626
26.9
0
0
0
1
1
debt_consolidation
0.1148
164.85
10.038718
8.54
732
2,039.958333
1,517
22.3
0
0
0
0
1
debt_consolidation
0.1392
546.2
11.608236
15.36
687
3,060
23,839
59.3
1
2
0
0
1
small_business
0.1704
713.49
11.127263
8.4
747
1,860
632
1.3
6
0
0
1
1
small_business
0.1565
314.88
10.491274
4.43
732
1,471
2,320
28.3
1
0
0
0
1
debt_consolidation
0.0894
317.72
10.308953
5.6
737
5,640
9,152
17.3
2
0
0
1
1
debt_consolidation
0.1531
497.86
11.134589
13.7
677
2,340
23,626
90.9
2
0
0
0
1
credit_card
0.1392
573.5
12.323856
24.06
702
6,869.958333
109,027
90.2
3
0
0
0
1
major_purchase
0.074
124.24
10.23996
1.89
797
8,100
2,198
8.7
0
0
0
0
1
all_other
0.1531
278.53
10.839581
16.52
662
2,459.958333
7,959
33.2
3
0
0
0
1
debt_consolidation
0.16
457.05
11.418615
23.89
662
2,190
58,686
80.8
2
0
0
0
1
small_business
0.1531
348.16
10.165852
1.38
792
2,291
425
2.1
0
0
0
0
1
debt_consolidation
0.1253
321.28
10.631036
16.72
702
3,360
2,978
81.9
0
0
0
0
1
debt_consolidation
0.167
710.03
11.010465
20.94
672
5,850
28,332
81.2
0
1
0
0
1
all_other
0.1114
157.46
9.903488
3.12
737
1,500
2,644
23.4
1
0
0
0
1
debt_consolidation
0.1183
331.34
10.463218
24.13
717
6,449.958333
5,587
73.5
0
0
0
1
1
all_other
0.1704
214.05
10.268131
12.42
662
2,160
8,765
95.3
1
0
0
0
1
all_other
0.1287
235.44
11.580584
18.09
687
5,160
89,844
84.8
0
0
0
0
1
all_other
0.0774
249.75
11.542445
15.47
802
4,620.958333
6,498
11.6
2
0
0
0
1
all_other
0.1114
426.45
10.491274
11.77
737
5,460
3,636
7.4
1
0
1
0
1
debt_consolidation
0.1253
220.88
11.402351
20.2
697
9,240
27,017
45.7
2
0
0
0
1
home_improvement
0.1496
346.45
10.433998
17.08
672
1,800
3,918
38.2
1
0
0
0
1
major_purchase
0.1426
171.53
11.111256
12.48
687
7,410
24,905
95.5
3
0
0
0
1
all_other
0.1114
246.03
12.089584
11.33
727
5,429.958333
32,706
81.6
1
0
0
0
1
debt_consolidation
0.1253
267.74
10.308953
9.8
702
2,670
5,934
39.8
1
1
0
0
1
all_other
0.0774
109.27
10.348173
5.73
767
2,220
1,092
9.9
0
0
0
0
1
educational
0.0859
110.64
10.388995
7.83
737
2,160
1,092
9.9
0
0
0
0
1
small_business
0.2017
186.26
10.819778
6
672
5,009.958333
9,814
59.5
1
0
1
1
1
debt_consolidation
0.1357
339.69
10.749034
21.17
702
4,229.958333
9,114
57
0
0
0
0
1
credit_card
0.0859
126.45
10.714418
4.72
762
3,073
7,347
26.7
1
0
0
0
1
all_other
0.1218
159.84
11.078196
12.07
697
5,759.958333
21,028
84.8
1
0
0
0
1
all_other
0.1183
298.21
10.968129
0.48
717
2,910
0
0
1
0
0
0
1
credit_card
0.0705
92.7
10.545341
16.8
772
3,270
4,088
15
2
0
0
0
1
debt_consolidation
0.1148
659.37
12.532148
0.22
777
5,669.958333
1,003
3.3
2
0
0
0
1
debt_consolidation
0.1426
274.45
10.308953
14.16
677
3,089.958333
1,338
27.9
0
0
0
0
1
debt_consolidation
0.0894
349.49
10.985293
16.7
802
4,679.958333
667
3.6
3
0
0
0
1
debt_consolidation
0.1287
571.77
11.522915
17.22
712
7,979.958333
26,949
52
0
0
0
0
1
credit_card
0.1426
96.06
10.126631
18.29
667
4,589.958333
12,995
31.6
0
1
0
0
1
debt_consolidation
0.0774
156.1
11.268303
9.27
747
3,119.958333
13,899
36
1
0
0
0
1
all_other
0.1392
273.1
11.362149
22.55
677
2,940
2,149
36.4
2
0
0
0
1
debt_consolidation
0.1148
422
10.933178
13.33
722
6,240
3,230
26.4
0
0
0
0
1
all_other
0.1218
149.85
11.21182
1.49
707
3,780
2,698
33.3
2
1
0
0
1
small_business
0.1704
85.62
11.251613
7.46
667
4,319.958333
575
16
2
0
0
0
1
credit_card
0.1357
441.6
11.626254
15.01
702
4,170
46,306
56.6
1
0
0
0
1
debt_consolidation
0.1531
313.34
10.691945
6.14
662
6,960
5,776
77
1
0
0
1
1
credit_card
0.1148
633
11.018629
17.35
762
8,820
5,331
9.1
2
0
0
0
1
debt_consolidation
0.1218
666
11.225243
18.45
732
4,259.958333
29,074
46.2
0
0
0
0
1
credit_card
0.1287
420.42
10.915016
17.61
702
2,039.958333
13,441
49.4
2
0
0
0
1
all_other
0.1183
493.7
10.915088
9.51
742
1,590
1,691
16.5
1
0
0
0
1
debt_consolidation
0.0894
349.49
10.872447
8.95
742
9,329.958333
25,212
46.6
1
0
0
0
1
major_purchase
0.1253
83.67
11.156193
10.68
702
5,820
4,403
88.1
0
0
0
0
1
credit_card
0.1287
201.8
10.275189
10.51
707
4,289.958333
1,980
46
0
1
0
0
1
credit_card
0.1461
861.88
11.695247
20.52
707
5,580
78,468
84.3
2
0
0
1
1
debt_consolidation
0.1114
656.07
11.608236
21.69
772
9,990
67,969
40.5
2
0
0
0
1
debt_consolidation
0.1392
204.83
11.03489
14.05
677
3,479.958333
5,810
85.4
1
0
0
0
1
credit_card
0.0894
397.15
10.915088
17.15
757
6,330
24,452
66.4
0
0
0
0
1
credit_card
0.0894
381.26
10.950807
18.99
752
2,849.958333
25,577
30.8
1
0
0
0
1
small_business
0.1982
229.86
9.862666
0
667
1,440
0
0
0
0
1
1
1
debt_consolidation
0.1357
339.69
11.0021
7.3
702
5,399.958333
6,749
91.2
0
0
0
0
1
debt_consolidation
0.1774
720.42
11.203679
14.06
702
4,229.958333
55,912
68.1
2
0
0
1
1
home_improvement
0.1183
662.68
11.289782
12.95
742
8,431
20,586
37.5
0
0
0
0
1
credit_card
0.0894
349.49
10.819778
23.18
732
3,630
11,557
46.2
1
0
0
0
1
debt_consolidation
0.1704
642.14
11.362103
6.81
677
7,499.958333
4,418
96
0
0
0
0
1
all_other
0.0894
556.01
11.77529
9.81
777
5,070
8,651
13.6
1
0
0
0
1
debt_consolidation
0.1357
397.44
10.925938
22.66
687
5,580
16,677
45.9
1
0
0
0
1
debt_consolidation
0.1426
171.53
10.926669
8.17
667
4,289.958333
9,685
43.2
1
0
0
0
1
small_business
0.1461
206.86
10.562354
12.76
767
5,610
4,031
39.1
5
0
0
1
1
debt_consolidation
0.1253
167.34
10.586584
2.97
692
2,729.958333
3,869
26.1
0
0
0
0
1
debt_consolidation
0.1148
494.53
10.596635
10.32
737
6,630
14,274
24.6
0
0
0
0
1
credit_card
0.1426
686.12
11.156251
13.68
687
4,860
27,561
80.8
1
0
0
0
1
debt_consolidation
0.1183
662.68
11.289782
9.11
742
3,660
28,091
50.6
0
0
0
0
1
debt_consolidation
0.1148
263.75
10.491274
2.9
727
1,800
2,980
31.7
1
0
0
0
1
debt_consolidation
0.1114
98.42
10.203592
17.29
717
2,550
4,502
40.9
2
0
0
0
1
debt_consolidation
0.1183
482.1
10.714418
14.56
717
2,280
25,729
52.4
0
0
0
0
1
credit_card
0.1287
201.8
10.858999
6.3
682
10,320
9,339
33.2
2
1
0
0
1
debt_consolidation
0.1148
494.53
11.225243
10.1
742
5,520
73,366
61.7
1
0
0
0
1
debt_consolidation
0.1635
529.94
11.156251
16.66
662
4,619.958333
29,319
61.5
0
0
0
0
1
debt_consolidation
0.1218
566.1
11.058858
15.8
717
6,240
21,441
80.6
1
0
0
1
1
home_improvement
0.1565
279.89
11.0021
16.72
717
2,550
16,951
99.7
0
0
0
0
1
debt_consolidation
0.1322
381.95
10.64285
19.05
707
5,009.958333
32,720
94.6
1
0
0
0
1
credit_card
0.1218
499.5
10.799576
16.97
722
4,200.958333
11,530
49.1
0
0
0
0
1
debt_consolidation
0.1253
334.67
10.596635
20.46
702
2,520
7,722
66.1
0
0
0
1
1
debt_consolidation
0.1183
629.55
12.206093
10.93
742
7,020
79,062
50.8
0
0
0
0
1
debt_consolidation
0.1392
546.2
11.251613
15.83
687
2,099.958333
17,923
59.7
0
0
0
0
1
educational
0.1218
183.15
11.482466
14.75
697
8,249.958333
36,428
70.7
0
0
0
0
1
credit_card
0.1635
176.65
10.545131
5.18
672
1,379.958333
5,403
63.6
1
0
0
0
1
debt_consolidation
0.1426
308.76
10.714418
22.91
682
3,450
23,703
83.8
0
0
0
0
1
credit_card
0.1114
328.04
10.714418
22.13
732
3,720
12,253
18.9
2
1
0
0
1
debt_consolidation
0.1357
215.7
9.798127
21.53
727
2,880
7,727
95.4
0
0
0
0
1
small_business
0.1461
344.76
12.013701
17.43
732
4,350
114,393
46.6
2
0
0
0
1
all_other
0.0894
254.18
11.652687
2.7
762
6,900
5,914
15.9
4
0
0
0
1
all_other
0.0774
218.54
11.277203
3.17
782
4,590.958333
482
1.6
2
0
0
0
1
home_improvement
0.0774
187.32
11.296012
15.69
752
3,630
6,207
41.4
3
0
0
0
1
home_improvement
0.1183
265.08
11.238436
8.98
732
3,720
905
12
0
0
2
0
1
debt_consolidation
0.1183
298.21
10.858999
20.49
712
4,619.958333
23,750
47.7
1
0
0
0
1
educational
0.1148
461.56
11.599103
21.29
727
5,250
15,812
50
1
0
0
1