credit.policy
int64
0
1
purpose
stringclasses
7 values
int.rate
float64
0.06
0.22
installment
float64
15.7
940
log.annual.inc
float64
7.55
14.5
dti
float64
0
30
fico
int64
612
827
days.with.cr.line
float64
179
17.6k
revol.bal
int64
0
1.21M
revol.util
float64
0
119
inq.last.6mths
int64
0
33
delinq.2yrs
int64
0
13
pub.rec
int64
0
5
not.fully.paid
int64
0
1
1
debt_consolidation
0.1392
327.72
11.198215
13.55
682
8,430
618
1.8
0
1
0
0
1
debt_consolidation
0.1183
157.39
9.862666
22.69
717
3,330
11,023
79.3
0
0
0
0
1
all_other
0.1322
253.51
11.198215
11.74
682
4,384
21,075
59.8
2
1
0
0
1
all_other
0.1531
452.6
10.428216
20.52
712
1,200
1,867
66.7
1
0
0
0
1
debt_consolidation
0.0705
92.7
10.596635
9.48
772
6,179.958333
1,326
18.2
0
0
0
0
1
debt_consolidation
0.1114
196.83
10.778956
8.82
722
3,239.958333
3,688
32.1
0
0
0
0
1
debt_consolidation
0.1183
397.61
10.596635
17.61
722
2,190
7,383
35
0
0
0
0
1
debt_consolidation
0.1357
285.34
10.819778
5.78
682
4,380.958333
3,743
83.2
2
1
0
1
1
major_purchase
0.1496
242.52
10.645425
3.71
667
1,920
1,747
43.7
0
0
0
0
1
major_purchase
0.1322
283.93
10.819778
12.5
707
2,580
3,972
92.4
3
0
0
0
1
debt_consolidation
0.1531
522.23
11.626254
12.15
672
5,369.958333
37,859
82.5
1
1
0
0
1
debt_consolidation
0.1392
187.76
11.29178
21.48
677
6,630
62,680
84.5
1
0
0
0
1
all_other
0.1322
219.71
10.596635
8.64
757
3,209.958333
6,770
18.8
6
0
0
1
1
home_improvement
0.074
77.65
10.811746
1.33
797
7,589.958333
1,844
2.9
0
0
0
0
1
debt_consolidation
0.1426
34.31
10.714418
24.61
662
2,554
7,153
53.4
0
1
0
0
1
debt_consolidation
0.1635
556.44
10.778956
18.13
717
1,620
5,481
99.7
0
0
0
0
1
all_other
0.1496
866.13
11.175044
8.73
702
5,069.958333
8,414
24.5
1
1
0
0
1
debt_consolidation
0.1183
198.81
10.714418
23.15
702
3,632
13,029
58.7
0
0
0
0
1
debt_consolidation
0.1322
507.01
10.380963
15.63
707
14,879.95833
14,489
89.4
0
0
0
0
1
credit_card
0.1287
201.8
10.968198
18.12
687
3,480
6,184
85.9
1
0
0
0
1
all_other
0.0894
190.63
10.308953
14.72
757
2,099.958333
144
5.8
0
0
0
0
1
all_other
0.1426
41.17
8.476371
13.75
702
2,580
0
36.5
0
0
0
1
1
debt_consolidation
0.0894
174.75
11.289782
9.29
742
3,090
7,057
49.3
4
0
0
0
1
home_improvement
0.1183
414.18
10.915088
1.07
737
3,569.958333
2,054
11.4
0
0
0
0
1
debt_consolidation
0.1357
407.63
11.608236
10.46
677
8,339.958333
7,259
59
0
0
1
0
1
debt_consolidation
0.1253
70.28
11.127263
8.33
682
5,429.958333
11,023
72
3
0
1
0
1
all_other
0.1253
167.34
9.700147
4.85
722
1,110
1,231
11.8
3
0
0
1
1
debt_consolidation
0.1635
551.14
11.429544
14.45
662
4,020
22,689
84
0
0
0
0
1
debt_consolidation
0.1357
203.82
10.434116
20.79
682
2,310
5,950
57.8
0
0
0
0
1
credit_card
0.1565
279.89
10.126631
7.34
672
2,160.958333
6,706
97.2
1
0
0
0
1
small_business
0.1565
699.73
10.858999
0.35
797
9,690.041667
39
0.6
1
0
0
0
1
debt_consolidation
0.1322
135.21
9.769956
14.13
677
5,759.958333
9,874
62.5
1
0
0
0
1
credit_card
0.1183
298.21
11.184421
19.5
737
4,500
12,893
90.8
1
0
0
0
1
debt_consolidation
0.1461
165.49
10.933107
8.81
662
8,220
5,993
70.5
0
1
1
0
1
small_business
0.1531
269.82
11.759786
24.08
712
8,279.958333
39,121
74.9
3
0
0
0
1
educational
0.1183
828.35
11.492723
4.87
767
9,630.041667
3,142
8.6
3
0
0
0
1
debt_consolidation
0.1218
249.75
10.500124
13.02
707
4,140
6,528
42.7
1
0
0
1
1
debt_consolidation
0.1253
108.77
10.23996
22.54
687
4,110.041667
6,211
58
2
0
0
0
1
debt_consolidation
0.1148
304.96
10.23996
18.9
717
3,724
16,683
24.9
0
1
0
0
1
debt_consolidation
0.1287
121.08
11.238436
1.58
692
3,391
12,135
85.5
3
0
0
0
1
debt_consolidation
0.2086
827.33
11.81303
12.78
672
10,169.95833
62,553
44.2
2
0
0
0
1
credit_card
0.074
217.42
10.602219
8.89
772
9,089.958333
14,014
14.1
2
0
0
0
1
debt_consolidation
0.0894
381.26
11.343323
5.52
792
5,280
1,940
2.4
1
0
0
0
1
small_business
0.1565
69.98
10.457373
20.41
702
2,549.958333
239
9.2
0
0
0
0
1
home_improvement
0.06
190.14
10.529426
10.3
747
2,160.958333
543
0.9
6
0
0
0
1
debt_consolidation
0.1704
713.49
11.736069
9.66
667
3,644
32,120
68.5
1
0
0
0
1
small_business
0.1461
577.46
11.652687
10.12
747
3,903
6,341
21.4
0
0
0
0
1
all_other
0.1496
207.87
10.819778
19.58
702
2,849.958333
14,306
99.3
0
0
0
0
1
all_other
0.1322
84.51
11.082143
19.68
677
5,399.958333
20,241
66.4
1
0
0
0
1
all_other
0.1183
397.61
11.71994
15.88
722
7,442
46,336
49.8
2
0
0
0
1
debt_consolidation
0.0894
152.51
11.373663
10.54
732
4,140
27,901
40.9
1
0
0
0
1
debt_consolidation
0.1114
377.25
11.884489
3.32
757
4,200
11,484
52
0
0
0
0
1
all_other
0.1496
173.23
10.628133
4.22
667
1,470
5,116
39.7
2
0
0
0
1
home_improvement
0.0859
316.11
11.233212
4.75
752
5,220
22,078
19.8
2
0
0
0
1
credit_card
0.1218
333
10.434116
22.34
712
7,470
19,034
26.3
1
1
0
0
1
major_purchase
0.1183
165.67
11.395267
5.66
702
5,970
8,950
31.1
2
0
0
1
1
debt_consolidation
0.0894
413.03
11.407565
8.77
747
4,589.958333
13,298
54.3
2
0
0
0
1
small_business
0.0788
50.05
10.727663
7.74
717
3,519.041667
10,684
26.3
0
0
0
0
1
debt_consolidation
0.1322
253.51
10.832951
3.88
682
3,959.958333
7,321
50.5
2
0
0
0
1
credit_card
0.0894
457.51
10.545341
23.4
747
4,860
15,373
48
0
0
0
0
1
debt_consolidation
0.0859
379.33
11.042922
9.02
777
13,950
22,054
25.9
2
0
0
0
1
all_other
0.1183
313.95
11.225243
14.48
727
2,789.958333
12,829
63.5
0
0
0
0
1
debt_consolidation
0.1357
611.44
10.691945
6.33
692
11,101
5,494
14.1
0
0
0
0
1
debt_consolidation
0.167
603.53
11.484974
10.71
672
3,989.958333
56,896
97.4
2
0
1
0
1
home_improvement
0.1392
40.97
10.225571
11.87
672
4,916.041667
9,228
93.2
0
0
0
0
1
all_other
0.0774
202.93
11.112448
12.77
772
7,169.958333
2,930
3.3
0
2
0
0
1
credit_card
0.0894
381.26
11.461632
15.52
762
4,020
10,221
21.8
0
0
0
0
1
debt_consolidation
0.1183
563.28
10.750523
3.65
722
8,856
14,907
43.6
0
0
0
0
1
all_other
0.0774
109.27
10.663265
14.23
747
2,489.958333
1,982
32.5
1
0
0
0
1
debt_consolidation
0.1392
136.55
9.998798
21.49
667
3,335
12,925
67.7
0
0
0
0
1
debt_consolidation
0.1357
101.91
10.225571
9.87
672
2,099.958333
2,229
82.6
2
0
0
0
1
home_improvement
0.0774
156.1
11.289782
0.54
797
6,000
429
0.6
0
0
0
0
1
debt_consolidation
0.1183
662.68
10.915088
13.13
742
5,789.958333
20,357
59.2
0
0
0
0
1
credit_card
0.0894
397.15
10.341742
14.94
762
6,149.958333
16,495
30.9
1
0
0
0
1
all_other
0.1322
81.13
10.77168
20.67
682
3,420
19,888
94.7
1
0
0
0
1
debt_consolidation
0.1531
400.38
10.448715
20.35
667
1,860
11,438
61.5
3
0
0
0
1
debt_consolidation
0.1218
366.3
10.621327
21.69
707
2,549.958333
11,129
73.2
1
0
0
0
1
major_purchase
0.1218
333
11.127263
5.36
712
5,280
35,121
35.5
3
0
0
0
1
debt_consolidation
0.1253
401.6
10.849337
9.27
742
6,960
9,087
30.8
0
0
0
0
1
debt_consolidation
0.16
316.42
11.386398
5.32
697
1,574
5,273
43.6
0
0
1
0
1
credit_card
0.1565
131.2
9.952278
18.91
697
1,170
13,881
90.7
0
0
0
0
1
debt_consolidation
0.1287
215.26
10.308953
20.12
692
2,340
6,978
78.4
1
0
0
0
1
debt_consolidation
0.074
186.36
10.47425
0.85
782
4,800
2,772
11.1
0
0
0
0
1
debt_consolidation
0.1496
173.23
11.663928
12.71
677
5,789.958333
32,549
95.5
0
0
0
0
1
major_purchase
0.1114
196.83
13.71015
1.7
722
4,112
6,530
23.3
2
0
0
0
1
all_other
0.1287
117.72
11.21182
9.34
697
3,030
30,703
84.1
2
0
0
0
1
all_other
0.1148
32.97
10.491274
1.03
742
2,220
2,287
15.8
0
0
0
0
1
all_other
0.1322
676.02
11.018629
9.68
712
6,119.958333
1,284
6.3
3
0
1
0
1
debt_consolidation
0.1496
216.54
10.29688
20.69
662
4,110
18,270
75.8
0
0
0
0
1
debt_consolidation
0.1253
174.03
10.165852
21
692
4,080
7,839
37.7
2
0
0
0
1
small_business
0.16
703.15
11.982929
5.31
717
5,970
57,602
80
0
0
0
0
1
debt_consolidation
0.1531
330.75
10.491274
21.87
667
1,500
7,306
73.1
2
0
0
1
1
debt_consolidation
0.074
124.24
10.819778
5.23
787
4,500
4,071
11.8
0
0
0
0
1
debt_consolidation
0.1218
333
11.03489
10.88
717
2,443.958333
6,238
74.3
0
0
0
0
1
home_improvement
0.1218
582.75
10.778956
12.7
717
7,080
31,376
45.7
1
1
0
0
1
debt_consolidation
0.1461
155.14
10.819778
19.78
737
2,459.958333
7,114
9.2
2
0
0
0
1
small_business
0.1843
836.51
11.81303
6.73
687
5,819.958333
17,606
37.9
3
1
0
0
1
credit_card
0.1253
259.37
10.080294
3.27
757
4,319.958333
1,709
94.9
3
0
0
1
1
small_business
0.1531
870.39
11.863582
7.31
747
5,850
7,424
17.1
0
0
0
0
1
credit_card
0.1287
269.07
11.338572
6.19
727
5,142
685
85.6
0
0
0
1