credit.policy
int64
0
1
purpose
stringclasses
7 values
int.rate
float64
0.06
0.22
installment
float64
15.7
940
log.annual.inc
float64
7.55
14.5
dti
float64
0
30
fico
int64
612
827
days.with.cr.line
float64
179
17.6k
revol.bal
int64
0
1.21M
revol.util
float64
0
119
inq.last.6mths
int64
0
33
delinq.2yrs
int64
0
13
pub.rec
int64
0
5
not.fully.paid
int64
0
1
1
major_purchase
0.0859
158.06
11.407565
12.59
742
8,040
3,945
17.6
1
1
0
1
1
all_other
0.1253
368.13
11.309585
5.12
727
1,410
358
7.5
2
0
0
0
1
all_other
0.0774
249.75
11.350407
7.06
777
4,440.041667
5,037
16.7
3
0
0
0
1
debt_consolidation
0.1531
313.34
10.70284
6.74
662
3,510
3,094
60.7
0
0
0
0
1
all_other
0.0859
31.62
11.225243
2.42
752
5,970.041667
5,698
52.9
3
0
0
1
1
all_other
0.1461
41.38
10.596635
16.35
662
1,800
7,774
55.9
0
0
1
0
1
debt_consolidation
0.1392
204.83
10.23996
15.64
672
3,630
11,206
71.8
0
0
0
0
1
all_other
0.1148
329.69
10.491274
0.5
777
2,460
523
7
0
0
0
0
1
debt_consolidation
0.1183
331.34
10.126631
12.96
742
1,350
5,787
13.8
0
0
0
0
1
all_other
0.1531
452.6
10.645425
21.51
672
2,760.041667
12,425
55.6
0
0
0
0
1
debt_consolidation
0.1148
346.17
10.968198
6.23
742
3,030.041667
10,044
63.6
1
0
0
0
1
debt_consolidation
0.1287
403.6
10.793742
21.06
692
3,665.041667
12,668
79.7
2
0
0
0
1
credit_card
0.16
562.52
10.778956
20.6
662
4,110.041667
10,441
50.7
2
2
0
1
1
debt_consolidation
0.1218
616.05
11.589887
2.38
722
2,280.041667
120
0.8
1
0
0
0
1
debt_consolidation
0.1496
277.16
10.545341
10.33
667
2,235.041667
5,124
35.3
1
2
0
0
1
debt_consolidation
0.1322
730.1
12.653958
10.49
717
7,050.041667
100,109
90.4
2
0
0
0
1
debt_consolidation
0.1392
286.75
10.412712
18.48
682
2,161
7,452
73.8
0
0
0
0
1
small_business
0.1878
91.37
11.082143
2.79
662
3,720.041667
2,601
40.6
2
1
1
0
1
debt_consolidation
0.1287
538.14
10.915088
17.93
717
4,110.041667
24,953
94.5
0
0
0
0
1
debt_consolidation
0.0859
316.11
11.512925
0.22
792
8,880.041667
1,800
3.8
1
0
0
0
1
debt_consolidation
0.1496
658.26
10.786924
17.34
687
3,540
23,533
46.3
2
0
0
0
1
debt_consolidation
0.1565
237.91
10.858999
22.71
662
1,620.041667
8,159
55.4
2
0
0
0
1
all_other
0.1461
275.81
11.018629
12.59
667
2,280.041667
15,183
70.3
1
0
1
1
1
all_other
0.1183
119.29
10.463103
13.92
712
1,770
800
15.1
0
0
0
0
1
major_purchase
0.1218
832.5
11.561716
8.21
762
5,643.041667
2,290
0.7
0
0
0
0
1
all_other
0.1357
67.94
9.998798
19.25
707
1,110.041667
1,527
22.5
0
0
0
0
1
all_other
0.1287
201.8
9.593151
5.81
682
8,550.041667
2,269
25.2
2
1
0
0
1
all_other
0.167
514.77
10.268131
7.54
677
1,230.041667
5,465
80.4
2
0
0
1
1
all_other
0.1357
314.21
10.268131
19.26
702
1,802
0
0
2
0
0
0
1
debt_consolidation
0.1426
168.1
10.199138
23.75
722
5,070
17,998
99.4
1
0
0
0
1
debt_consolidation
0.0859
316.11
11.156251
4.15
782
8,520.041667
8,825
17.9
3
0
0
0
1
debt_consolidation
0.1287
336.34
10.714418
17.89
697
2,970.041667
11,585
49.1
0
0
0
0
1
small_business
0.1426
68.62
11.0021
6.54
732
5,226.041667
50,082
0
0
1
0
0
1
debt_consolidation
0.1531
278.53
11.018629
0.49
677
3,030.041667
858
66
2
0
0
1
1
debt_consolidation
0.1357
169.85
10.422281
10.71
677
5,190.041667
179
44.7
2
1
0
0
1
debt_consolidation
0.1565
524.8
11.982929
3.41
687
2,490
65,872
59
2
0
0
1
1
home_improvement
0.1565
524.8
11.300128
9.47
677
7,440.041667
0
0
0
0
0
0
1
debt_consolidation
0.1322
202.81
10.714418
15.36
682
3,870
6,026
80.9
1
0
0
1
1
major_purchase
0.0894
381.26
10.819778
6
752
2,760.041667
10,457
16.1
0
0
0
0
1
debt_consolidation
0.0894
301.04
10.203592
7.07
752
3,840.041667
7,866
44.7
0
0
0
0
1
debt_consolidation
0.1218
666
11.082143
15.1
722
5,760
9,263
48
1
0
1
0
1
credit_card
0.1739
143.39
11.385092
23.81
662
4,800.041667
44,991
99.8
0
0
0
0
1
debt_consolidation
0.1565
559.78
10.89087
12.94
677
4,560.041667
10,728
91.7
2
1
1
0
1
debt_consolidation
0.1253
317.93
10.950807
10.78
702
3,600
8,300
38.8
0
0
0
0
1
debt_consolidation
0.1218
765.9
11.626254
14.96
737
6,001.041667
25,274
39.5
0
0
0
0
1
debt_consolidation
0.1114
341.16
10.645425
9.2
732
3,330.041667
12,747
29.8
1
0
0
0
1
home_improvement
0.1183
198.81
12.206073
15.1
702
2,730.041667
22,003
36.9
3
0
0
0
1
all_other
0.1114
442.85
10.789872
17.48
742
10,590
13,844
50.3
3
0
0
0
1
all_other
0.1253
66.94
10.373491
9.04
687
1,740
10,186
50.7
0
0
0
1
1
debt_consolidation
0.1218
632.7
10.594132
13.71
737
3,510
19,697
59
0
0
0
0
1
all_other
0.0774
218.54
10.165852
4.29
772
4,770.041667
0
0
0
0
0
0
1
debt_consolidation
0.1148
328.87
10.091957
15.6
727
8,431.041667
21,052
85.2
0
0
0
0
1
all_other
0.1496
242.52
11.918391
0.24
682
3,738.041667
633
42.2
1
0
0
0
1
educational
0.1426
686.12
11.695247
20.09
692
8,790.041667
57,803
81.9
1
0
0
0
1
credit_card
0.0894
190.63
10.134599
20.1
752
4,087.041667
17,953
72.4
0
0
0
0
1
debt_consolidation
0.1461
448.18
10.586584
21.39
677
2,430
14,021
71.9
0
0
0
0
1
small_business
0.1461
620.56
11.81303
8.04
767
5,026
3,884
12.8
2
0
0
0
1
debt_consolidation
0.0859
221.28
10.933107
9.11
762
5,190.041667
977
2.7
1
0
0
0
1
major_purchase
0.1357
203.82
11.0021
13.28
682
1,710
679
7.4
3
1
0
0
1
debt_consolidation
0.0751
186.66
10.915088
22.28
737
3,607
14,217
20.2
2
0
0
0
1
debt_consolidation
0.1426
377.37
10.757392
22.84
677
5,250.041667
16,665
60.6
1
0
0
0
1
debt_consolidation
0.1322
84.51
10.352108
14.56
727
8,160.041667
17,806
99.4
0
0
0
1
1
debt_consolidation
0.1461
189.62
11.373663
8.06
667
5,460
30,209
79.3
2
0
0
0
1
debt_consolidation
0.1322
270.41
10.858999
8.58
697
3,750.041667
9,017
39.6
1
0
0
0
1
debt_consolidation
0.0894
413.03
11.0021
24.12
757
5,370
17,278
40
0
0
0
0
1
all_other
0.074
49.7
10.413313
3.46
752
3,330.041667
2,201
5
2
0
0
0
1
all_other
0.1148
164.85
10.308953
9.92
747
15,692
452
90.4
0
0
0
1
1
home_improvement
0.1218
333
11.350407
0.52
712
5,011
239
5.3
1
2
0
0
1
educational
0.1114
229.63
10.558414
1.53
772
1,500.041667
777
4.8
0
0
0
0
1
debt_consolidation
0.1565
587.77
11.289782
23.65
672
1,890
19,333
61.2
2
0
0
0
1
debt_consolidation
0.1183
397.61
10.308953
15.16
722
4,472.041667
4,893
58.2
0
0
1
0
1
debt_consolidation
0.0705
92.7
10.714418
7.44
772
4,740
13,440
38.6
1
0
0
0
1
debt_consolidation
0.1218
666
11.225243
6.96
732
8,703
11,522
46.1
0
1
0
0
1
debt_consolidation
0.1565
349.87
11.320554
22.23
662
6,960.041667
35,876
80.8
1
0
0
0
1
home_improvement
0.1496
277.16
11.350407
17.34
667
3,360.041667
8,590
87.7
1
0
0
0
1
debt_consolidation
0.1287
319.52
10.757903
12.28
697
2,855
6,696
47.8
1
1
0
0
1
all_other
0.0894
95.32
10.896739
13.42
722
2,610.041667
2,541
11.1
2
0
0
0
1
educational
0.1148
32.97
10.134599
0.29
712
2,610.041667
6
0.1
0
0
0
0
1
all_other
0.1426
343.06
11.512925
8.95
677
4,758
1,459
26.1
1
0
0
0
1
all_other
0.1114
164.02
10.843495
13.31
772
4,410.041667
63
0.5
1
0
0
0
1
major_purchase
0.1357
163.05
12.429216
0.89
682
2,190
9,299
67.4
2
0
0
0
1
all_other
0.1322
135.21
9.798127
2.47
702
3,000.041667
1,291
47.8
0
0
0
0
1
major_purchase
0.1392
238.96
11.082143
9.47
682
2,070.041667
400
44.4
0
0
0
0
1
all_other
0.0705
108.15
9.574983
23.42
792
7,980
12,748
21
1
0
0
0
1
debt_consolidation
0.1218
266.4
10.491274
17.27
702
3,990
7,976
47.2
3
0
1
1
1
debt_consolidation
0.0705
92.7
10.896739
13.67
797
9,930.041667
6,015
43.9
1
0
0
0
1
credit_card
0.0894
285.95
11.112388
17.7
737
6,970.041667
17,870
42.8
1
0
0
0
1
all_other
0.1253
60.24
10.577452
11.9
682
5,190.041667
2,496
56.7
3
0
1
0
1
all_other
0.0859
252.89
11.270854
8.09
772
4,761
358
8.1
0
0
0
0
1
debt_consolidation
0.1253
811.56
11.522876
14.3
737
4,500.041667
33,098
83.8
0
0
0
0
1
debt_consolidation
0.1183
397.61
10.474467
5.69
722
5,010
14,406
67.6
1
0
0
1
1
major_purchase
0.074
198.78
14.180154
0
772
5,071
2,926
13
0
0
0
0
1
all_other
0.1218
199.8
10.85014
4.68
722
2,040.041667
4,342
46.2
0
0
0
0
1
all_other
0.1496
277.16
11.082143
6.65
662
1,920.041667
7,855
74.1
0
0
0
0
1
debt_consolidation
0.1426
171.53
10.596635
1.65
682
1,620.041667
5,536
72.8
0
0
0
0
1
debt_consolidation
0.1148
799.49
12.206073
5.18
777
12,690
2,574
7.5
3
0
0
0
1
all_other
0.1148
725.31
11.403668
0.56
802
3,810.041667
2,123
4.8
0
0
0
1
1
all_other
0.1253
251
10.950807
11.28
697
2,880
4,700
40.2
2
1
0
0
1
small_business
0.1739
179.24
11.251561
23.19
687
9,631.041667
35,820
96.8
1
0
0
1
1
debt_consolidation
0.0859
316.11
10.703244
3.42
752
5,130.041667
6,593
31.2
0
0
0
0