credit.policy
int64
0
1
purpose
stringclasses
7 values
int.rate
float64
0.06
0.22
installment
float64
15.7
940
log.annual.inc
float64
7.55
14.5
dti
float64
0
30
fico
int64
612
827
days.with.cr.line
float64
179
17.6k
revol.bal
int64
0
1.21M
revol.util
float64
0
119
inq.last.6mths
int64
0
33
delinq.2yrs
int64
0
13
pub.rec
int64
0
5
not.fully.paid
int64
0
1
1
all_other
0.1385
572.95
11.0021
5.36
697
2,099.041667
11,330
68.3
0
0
0
0
1
debt_consolidation
0.1348
610.64
10.933107
21.26
697
5,850
27,292
52.7
0
0
0
0
1
major_purchase
0.0714
30.94
10.839581
16.99
762
5,580.041667
737
7.8
1
0
0
0
1
small_business
0.1099
392.83
11.944708
19.25
712
7,590.041667
143,499
73.8
1
0
0
0
1
all_other
0.0788
62.57
10.203592
21.56
717
2,220
8,344
42.8
1
0
0
0
1
debt_consolidation
0.1533
278.63
11.251561
16.04
677
6,030.041667
25,573
95.4
3
0
1
0
1
all_other
0.1136
65.83
11.15665
0.34
697
2,160
218
14.5
2
0
0
0
1
debt_consolidation
0.1348
678.49
11.512925
20.5
702
3,750.041667
26,669
62.3
2
0
0
0
1
debt_consolidation
0.0788
228.35
10.736396
10.74
727
2,790.041667
8,075
52.8
0
0
0
0
1
debt_consolidation
0.1645
300.71
10.165852
15.83
677
1,473
9,306
97.6
0
0
0
1
1
debt_consolidation
0.1062
651.2
10.275051
12.58
762
4,110
6,011
33.4
0
0
0
0
1
debt_consolidation
0.1099
818.38
11.112448
19.9
752
4,200.041667
8,392
21.7
0
0
0
0
1
debt_consolidation
0.1136
403.17
10.308953
21.68
702
3,420.041667
15,079
54
1
1
0
0
1
debt_consolidation
0.1533
208.97
10.341742
11.26
667
1,560.041667
5,446
70.7
0
0
0
0
1
all_other
0.0788
187.69
10.747208
10.3
777
4,592.041667
1,490
9.6
0
0
0
0
1
debt_consolidation
0.1459
460.11
10.933107
12.19
677
3,270
9,410
72.4
0
1
0
0
1
educational
0.0751
311.1
10.714418
1.92
792
6,543
1,569
2.4
2
0
0
0
1
major_purchase
0.1385
682.08
10.819778
13.15
697
3,450.041667
8,230
43.3
0
0
0
0
1
debt_consolidation
0.1273
268.53
10.268131
15.5
687
1,980.041667
9,070
58.5
2
0
0
0
1
all_other
0.1062
227.92
11.353695
17.58
707
6,180
2,805
14.6
0
1
0
0
1
debt_consolidation
0.0714
92.82
10.985293
12.85
732
3,480.041667
3,210
12.7
0
0
0
0
1
debt_consolidation
0.1099
523.77
10.545341
20.18
722
4,830
21,370
33.8
1
0
0
0
1
debt_consolidation
0.1025
323.85
11.112448
15.17
717
8,610.041667
8,180
49.6
1
0
0
0
1
debt_consolidation
0.1311
330.7
10.404263
8.25
687
6,635
5,745
18.4
2
1
0
1
1
debt_consolidation
0.1385
341.04
10.793845
16.5
702
4,383
20,800
29.9
2
1
0
0
1
credit_card
0.1136
658.23
11.225243
19.65
717
7,050.041667
51,027
41.8
2
1
0
0
1
major_purchase
0.1062
260.48
11.350407
17.92
732
4,560.041667
28,824
39.2
0
0
0
0
1
debt_consolidation
0.1136
822.78
11.407565
11.11
732
4,921.041667
7,462
33.8
3
1
0
0
1
debt_consolidation
0.1459
861.63
11.225243
14.64
712
4,560.041667
31,675
64
0
0
0
0
1
educational
0.1062
97.68
10.1849
10.6
717
3,840.041667
7,154
68.8
0
0
0
0
1
debt_consolidation
0.1062
452.58
11.243738
15.41
717
3,030.041667
18,519
55.8
0
0
0
0
1
debt_consolidation
0.0714
247.52
11.510923
10.16
772
4,380
21,557
26.2
1
0
0
0
1
debt_consolidation
0.0751
186.66
10.714418
6.64
742
2,250
5,999
19.5
1
0
0
0
1
all_other
0.0988
322.11
11.343986
1.73
752
3,767.041667
2,403
22
4
0
0
0
1
credit_card
0.1348
271.4
11.314475
13.07
687
4,230.041667
28,539
94.5
0
0
0
1
1
home_improvement
0.0988
644.21
11.314475
8.25
792
8,506
16,835
15.8
1
0
0
0
1
debt_consolidation
0.1273
335.67
10.463103
8.71
702
4,530.041667
6,907
29.3
0
0
0
0
1
credit_card
0.1136
493.67
11.933144
9
742
4,080
7,939
85.4
1
0
0
0
1
credit_card
0.0788
406.65
11.81303
14.09
752
10,050.04167
28,184
43.2
1
0
0
0
1
debt_consolidation
0.1273
839.16
11.429544
15.47
722
5,708.041667
23,251
70.7
0
0
0
0
1
credit_card
0.1136
771.77
12.019743
17.76
727
8,130
72,623
50.8
1
0
0
0
1
all_other
0.1136
230.38
10.933107
8.61
697
2,136
9,342
43.9
2
0
0
0
1
all_other
0.1422
411.41
11.0021
16.06
687
1,350.041667
15,548
75.1
0
0
0
0
1
debt_consolidation
0.1136
658.23
11.0021
15.28
717
2,640
12,880
61.7
2
0
0
0
1
credit_card
0.1025
485.78
11.184421
23.85
737
3,810.041667
27,801
49.4
0
0
0
0
1
debt_consolidation
0.0788
281.53
10.778956
10.22
737
4,200.041667
9,874
54.9
1
0
0
0
1
debt_consolidation
0.0788
250.25
10.596635
24.33
747
2,701.041667
2,668
14.1
2
0
0
0
1
debt_consolidation
0.1385
682.08
11.532728
23.45
712
7,921.041667
37,642
93.9
1
0
0
0
1
debt_consolidation
0.1099
197.23
10.545341
9
742
1,620.041667
59
1.5
3
0
0
0
1
debt_consolidation
0.1273
402.8
10.826972
18.35
697
3,960
12,006
46.4
0
1
0
0
1
home_improvement
0.0788
312.81
10.422281
21.23
747
4,735
9,736
16.7
2
0
0
0
1
debt_consolidation
0.1311
539.92
11.04771
20.96
707
4,620.041667
16,327
70.1
0
0
0
0
1
educational
0.1025
323.85
10.422281
11.04
737
2,610
1,297
49.9
2
0
0
0
1
debt_consolidation
0.1099
163.68
10.652259
9.53
737
2,430.041667
3,184
42.5
1
0
0
0
1
debt_consolidation
0.0988
547.58
11.156251
16.82
747
6,780.041667
19,388
19.8
0
0
0
0
1
all_other
0.1422
548.55
11.695247
12.41
707
4,440
33,113
97.4
2
0
0
1
1
credit_card
0.1385
300.12
10.491274
12.77
687
3,570.041667
12,326
92.7
1
0
0
0
1
debt_consolidation
0.1273
805.59
11.3679
15.27
722
5,340.041667
9,138
62.2
0
0
0
0
1
credit_card
0.0988
322.11
10.070059
19.61
737
2,970
12,652
66.2
1
0
0
0
1
debt_consolidation
0.1025
310.9
10.714418
14.88
717
4,470
7,968
57.7
1
0
0
0
1
debt_consolidation
0.1422
377.13
11.0021
18.6
682
4,470
16,634
94.5
0
0
0
0
1
small_business
0.1385
596.82
11.225243
22.18
697
3,210.041667
38,537
88
3
0
0
1
1
debt_consolidation
0.1496
173.24
11.289782
13.24
687
2,970
11,375
87.2
0
0
0
0
1
debt_consolidation
0.1273
839.16
11.703546
21.63
712
5,580.041667
13,833
64.9
2
0
0
0
1
all_other
0.0788
469.21
11.338572
3.41
807
7,410.041667
36,048
61.1
1
0
0
0
1
debt_consolidation
0.1025
323.85
11.3679
12.12
712
3,540.041667
10,354
32
0
0
0
0
1
credit_card
0.1025
97.16
10.23996
23.61
702
2,280
2,325
9
2
0
0
0
1
all_other
0.1099
180.05
11.0021
17.42
697
5,700.041667
723
16.4
0
3
0
0
1
debt_consolidation
0.0751
357.76
11.082143
9.82
787
5,558
1,944
13.6
3
0
0
0
1
credit_card
0.1348
393.52
11.018629
10.9
682
4,560.041667
3,715
26.5
1
0
0
0
1
debt_consolidation
0.1385
327.4
11.407565
4.95
677
4,290.041667
16,733
70
1
0
0
0
1
all_other
0.1025
323.85
11.082143
9.3
742
1,547
3,543
12.8
1
0
0
0
1
all_other
0.0751
298.65
10.968198
9.89
777
5,250.041667
3,592
13.2
1
0
0
0
1
debt_consolidation
0.1136
144.81
11.082143
18.22
687
2,301
14,878
50.8
2
0
0
0
1
all_other
0.1099
392.83
11.407565
13.43
707
5,610.041667
22,853
58.7
1
0
0
0
1
debt_consolidation
0.1311
134.98
9.903488
20.88
677
3,090.041667
9,418
38.1
0
1
0
1
1
major_purchase
0.157
350.11
11.196844
3.29
662
6,960
4,322
86.4
0
0
4
0
1
all_other
0.0788
218.97
10.839581
10.68
727
4,260.041667
973
14.1
0
0
1
0
1
debt_consolidation
0.157
875.27
11.792449
14.21
692
3,330
25,262
73.7
0
0
0
0
1
credit_card
0.1099
327.36
10.896739
24.67
707
4,770
14,287
17.9
1
0
0
0
1
credit_card
0.0751
342.21
10.584056
8.87
757
4,290.041667
11,157
45
0
0
0
0
1
debt_consolidation
0.1273
201.4
10.645425
19.63
677
6,390.041667
4,987
56
1
0
0
0
1
home_improvement
0.0788
469.21
11.918391
4.05
772
4,710
8,213
15.1
0
0
0
0
1
debt_consolidation
0.1459
413.58
10.878047
16.53
687
1,201.041667
9,114
54.6
0
0
0
0
1
major_purchase
0.1099
785.65
11.429544
15.69
742
4,845
14,065
38.9
1
0
0
0
1
all_other
0.0788
31.29
11.184421
17.15
717
3,690
23,572
66.6
1
0
0
0
1
educational
0.0788
375.37
10.596635
14.79
762
2,611
1,357
7.1
0
0
0
0
1
major_purchase
0.1385
518.38
11.736069
0
692
2,250
0
0
0
0
0
1
1
all_other
0.1385
54.57
11.03489
20.15
682
2,580
21,370
95.4
0
0
0
0
1
debt_consolidation
0.1136
822.78
11.736069
12.74
732
6,690.041667
26,510
65.8
0
0
0
0
1
debt_consolidation
0.0714
77.35
11.141862
0.2
762
7,260
2,153
23.2
0
0
0
0
1
credit_card
0.1062
814
11.264464
12.32
757
6,450.041667
24,413
44.7
0
0
0
0
1
debt_consolidation
0.1533
452.77
10.950807
22.76
677
7,005
24,648
90
2
0
0
0
1
debt_consolidation
0.1385
682.08
12.106252
9.18
692
5,886
12,970
74.5
2
0
0
0
1
all_other
0.1025
485.78
10.518673
3.66
742
2,730.041667
3,508
21.1
2
0
0
0
1
major_purchase
0.0788
218.97
10.915088
21.84
722
5,520
23,302
67.6
2
0
0
0
1
home_improvement
0.1099
491.03
12.278393
0.41
752
4,600.041667
2,583
15.9
0
0
0
0
1
credit_card
0.1136
41.97
10.714418
18.83
692
5,190
9,961
85.9
1
0
0
0
1
credit_card
0.1099
621.97
10.819778
24.53
727
2,430.041667
20,371
65.4
0
0
0
0
1
all_other
0.1533
522.43
11.350407
22.63
682
3,660
21,180
96.7
2
0
0
1