credit.policy
int64
0
1
purpose
stringclasses
7 values
int.rate
float64
0.06
0.22
installment
float64
15.7
940
log.annual.inc
float64
7.55
14.5
dti
float64
0
30
fico
int64
612
827
days.with.cr.line
float64
179
17.6k
revol.bal
int64
0
1.21M
revol.util
float64
0
119
inq.last.6mths
int64
0
33
delinq.2yrs
int64
0
13
pub.rec
int64
0
5
not.fully.paid
int64
0
1
1
credit_card
0.1607
879.85
12.283034
14.23
747
9,150
59,308
32.9
2
0
0
0
1
debt_consolidation
0.0988
386.53
11.472103
9.26
732
7,290
10,836
63
1
0
0
0
1
debt_consolidation
0.1793
238.38
11.77529
2.34
662
5,880
7,261
84.4
3
0
0
0
1
major_purchase
0.0714
154.7
11.512925
3.14
767
4,205.041667
3,204
7.6
0
0
0
0
1
debt_consolidation
0.1062
156.29
9.574983
3.33
742
2,520
1,977
23.8
1
0
0
0
1
debt_consolidation
0.1311
674.9
10.968198
8.3
717
2,730.041667
18,339
84.2
0
0
0
0
1
all_other
0.0751
186.66
11.227654
18.31
742
5,911
26,463
37.6
0
0
0
0
1
all_other
0.0676
103.08
10.878047
23.55
757
6,330.041667
18,350
29.9
0
0
0
0
1
home_improvement
0.1062
651.2
11.461632
1.53
732
5,040.041667
3,818
15.6
0
0
0
0
1
debt_consolidation
0.1348
407.09
10.831707
15.68
697
1,590.041667
3,792
55.8
1
0
0
0
1
major_purchase
0.1099
621.97
11.184421
11.68
732
2,760.041667
12,284
20.8
1
0
0
0
1
small_business
0.0788
112.61
10.712059
11.79
717
2,820.041667
1,773
20.9
3
1
0
0
1
debt_consolidation
0.1682
248.94
9.862666
12.63
667
1,560
5,063
55
0
0
0
0
1
small_business
0.1099
65.48
11.041321
23.42
692
6,030.041667
55,809
89.3
1
0
0
0
1
all_other
0.0751
93.33
11.156251
11.49
747
3,240
9,574
36
4
0
0
0
1
major_purchase
0.1311
202.47
11.0021
2.82
687
3,392.041667
4,361
58.9
2
2
0
0
1
debt_consolidation
0.1025
485.78
11.736069
14.96
737
8,490
8,443
43.7
0
0
0
1
1
all_other
0.1273
201.4
10.950807
7.73
687
4,680.041667
0
0
0
1
2
0
1
all_other
0.1607
879.85
11.81303
20.88
682
10,620
13,018
68.4
0
0
1
0
1
all_other
0.1459
121.49
10.491274
18.9
662
8,370
6,968
60.1
0
0
1
0
1
debt_consolidation
0.1099
114.58
10.985293
0.63
697
4,890.041667
11,279
19.5
1
1
0
0
1
all_other
0.1311
168.73
10.268131
20.04
702
2,070.041667
438
17.5
0
0
0
0
1
debt_consolidation
0.1645
884.44
12.100712
13.96
687
9,600.041667
16,960
90.7
1
0
1
1
1
educational
0.1136
52.66
10.126631
0.96
702
3,210.041667
66
0.5
2
0
1
0
1
debt_consolidation
0.183
907.6
12.367341
7.28
672
6,570
28,897
46.9
1
1
0
1
1
debt_consolidation
0.1273
134.27
10.596635
9.36
697
4,921.041667
4,498
73.7
3
0
0
0
1
all_other
0.1422
428.56
10.463103
12.75
712
3,450.041667
6
1.5
0
0
0
0
1
debt_consolidation
0.0751
155.55
10.354691
11.58
737
2,071.041667
2,493
9.9
2
0
0
0
1
debt_consolidation
0.0788
375.37
10.714418
7.92
757
8,640.041667
8,647
26.2
1
0
0
0
1
credit_card
0.1099
818.38
11.373663
22.83
737
7,350
42,752
39.2
3
0
0
0
1
all_other
0.0788
65.69
9.952278
21.52
752
1,688.041667
564
7.6
0
0
0
0
1
credit_card
0.0751
264.43
11.082143
20.05
757
2,910
4,384
19.2
3
0
0
0
1
educational
0.1422
411.41
11.225243
17.56
682
5,581
17,233
91.2
0
0
0
0
1
credit_card
0.1062
488.4
11.373663
14.95
732
5,430
33,403
40.4
2
0
0
0
1
debt_consolidation
0.1311
242.97
10.279181
9.68
697
4,290.041667
6,659
80.2
0
0
1
0
1
debt_consolidation
0.1459
449.77
11.849398
11.07
677
5,700.041667
4,954
82.2
1
0
1
0
1
debt_consolidation
0.1496
103.94
10.505068
23.84
677
1,410
2,207
45
1
0
0
0
1
debt_consolidation
0.1533
626.91
11.170435
15.75
692
4,080
24,322
95
1
0
0
1
1
all_other
0.1025
323.85
11.156251
9.09
747
4,170.041667
2,205
24.5
3
0
0
1
1
home_improvement
0.157
280.09
10.874266
7.36
662
4,770
10,973
87.8
0
1
0
1
1
debt_consolidation
0.1136
493.67
10.795486
17.61
712
3,330
28,261
70
3
0
0
0
1
debt_consolidation
0.1385
511.56
11.81303
19.29
687
14,671
24,341
87.2
1
0
1
0
1
all_other
0.1062
789.58
11.636911
0.28
797
7,020
633
1.1
0
0
0
0
1
all_other
0.0788
156.41
10.805598
16.89
727
5,910
11,665
51.6
0
0
0
0
1
credit_card
0.0751
62.22
10.510532
21.02
732
8,643.041667
9,184
21.2
0
0
0
0
1
debt_consolidation
0.1273
184.62
10.607575
22.91
687
2,642
13,778
72.1
0
0
0
0
1
debt_consolidation
0.0751
311.1
10.950807
8.97
757
3,780.041667
13,150
50
1
0
0
0
1
credit_card
0.0788
375.37
10.373491
11.93
767
3,600
13,405
27
0
0
0
0
1
credit_card
0.1062
105.82
10.714418
17.23
707
4,290.041667
10,696
24.5
3
0
0
0
1
all_other
0.1099
245.52
10.792592
6.83
722
5,253.041667
14,058
73.6
1
0
0
0
1
credit_card
0.0676
193.85
11.652687
6.25
777
5,160
12,345
17.4
1
0
0
0
1
credit_card
0.1136
526.58
10.714418
8.83
727
3,457.041667
12,142
62.3
0
0
0
1
1
credit_card
0.1025
582.93
11.03489
6.85
757
3,842.041667
8,793
24.1
4
0
0
1
1
debt_consolidation
0.1025
466.35
11.225243
5.54
722
4,472
10,387
59.7
0
0
0
0
1
debt_consolidation
0.1311
269.96
10.915088
6.37
687
3,270
10,039
69.2
0
0
0
0
1
all_other
0.1062
130.24
10.80993
11.96
752
5,856
0
0
0
0
0
0
1
credit_card
0.1311
269.96
10.778956
8.4
682
3,750
9,168
77.7
1
0
0
0
1
small_business
0.1025
518.16
13.304685
4.61
732
7,440.041667
12,997
65.7
0
0
0
0
1
major_purchase
0.1273
167.84
10.915088
7.77
687
4,230.041667
10,375
83.7
0
0
0
0
1
debt_consolidation
0.0788
375.37
10.55331
15.29
747
3,780.041667
15,631
24.6
0
0
0
0
1
all_other
0.0714
145.42
11.695247
14.78
767
8,580.041667
73,708
25.5
0
0
0
0
1
debt_consolidation
0.1136
394.94
10.422281
16.82
712
1,770.041667
8,169
64.8
0
0
0
0
1
debt_consolidation
0.0714
100.56
10.571317
22.65
742
2,730.041667
24,455
52.9
2
0
0
1
1
debt_consolidation
0.1422
617.12
11.141862
17.57
682
3,121.041667
26,364
57.8
0
0
0
0
1
debt_consolidation
0.1311
160.29
11.350407
18.49
682
9,300.041667
10,979
86.4
3
0
0
1
1
small_business
0.1496
346.47
11.082143
20.77
667
4,020
9,710
58.1
2
0
0
0
1
credit_card
0.1136
822.78
11.418615
22.59
727
4,650.041667
44,808
65.8
0
0
0
0
1
debt_consolidation
0.1025
453.39
11.042922
15.27
722
4,500.041667
6,485
37.5
2
0
0
0
1
major_purchase
0.0751
202.22
10.621327
16.8
747
6,750.041667
6,238
14.9
1
0
0
0
1
educational
0.0714
241.33
10.491274
15.27
792
7,650
4,249
21.4
0
0
0
0
1
debt_consolidation
0.1533
870.71
12.611538
16.16
692
8,220.041667
89,620
76.6
0
0
0
0
1
debt_consolidation
0.0988
483.16
11.512925
4.12
757
6,750.041667
8,361
12.1
0
0
0
0
1
debt_consolidation
0.1025
226.7
10.736397
23.77
717
5,309.041667
14,685
89.8
0
0
0
0
1
all_other
0.0714
185.64
11.010316
13.43
762
3,690
7,537
23.1
0
0
0
0
1
debt_consolidation
0.0751
410.65
10.853213
17.8
772
8,340.041667
6,294
33.5
0
0
0
0
1
small_business
0.1099
261.89
10.530495
14.36
702
3,540.041667
4,836
62.8
0
0
0
0
1
all_other
0.1025
129.54
10.165852
1.85
757
4,620.041667
1,495
49.8
0
0
0
0
1
credit_card
0.0988
249.64
10.621327
24.64
722
5,940
10,836
63
3
0
0
0
1
small_business
0.1136
822.78
12.128111
11.07
727
4,446
5,567
20.9
0
0
0
0
1
major_purchase
0.1025
97.16
10.757903
20.5
702
5,130
8,027
62.7
0
0
0
0
1
debt_consolidation
0.1459
193.01
9.574983
6.33
687
1,530
1,578
68.6
0
0
0
1
1
debt_consolidation
0.0988
450.95
10.819778
6.1
742
3,360
7,315
27.4
1
0
0
0
1
credit_card
0.1311
728.89
12.206073
7.98
712
6,330.041667
34,804
79.6
0
0
0
0
1
all_other
0.1348
169.63
11.0021
6.52
682
1,680.041667
14,281
65.2
0
0
0
0
1
educational
0.0988
386.53
10.596635
5.16
757
4,505.041667
1,117
2.6
3
0
0
0
1
debt_consolidation
0.0988
467.06
10.491274
24.4
742
3,120.041667
9,752
55.7
0
0
0
0
1
debt_consolidation
0.1311
371.2
11.552146
11.88
687
3,630
9,637
46.7
0
0
0
0
1
small_business
0.1099
818.38
10.799576
17.88
737
7,680
5,947
14
1
0
0
0
1
debt_consolidation
0.1533
435.36
11.225243
0.64
677
3,810.041667
1,161
23.7
0
0
0
0
1
all_other
0.1025
647.7
11.082143
13.22
757
2,700.041667
4,137
24.6
0
0
0
0
1
all_other
0.1136
263.29
11.987106
5.27
707
7,200.041667
7,351
94.2
1
0
0
0
1
debt_consolidation
0.1273
402.8
11.472103
2.51
697
3,392
10,051
41
1
0
0
0
1
all_other
0.1062
97.68
10.385914
0.37
807
11,730
55
0.2
6
0
0
0
1
all_other
0.0788
337.83
10.864752
3.76
742
4,980.041667
2,642
64.4
0
0
0
0
1
debt_consolidation
0.0988
483.16
12.429216
4.95
757
4,638.041667
13,020
25.4
1
0
0
0
1
debt_consolidation
0.1273
251.75
10.714418
17.28
692
2,400.041667
6,292
71.5
0
0
0
0
1
major_purchase
0.1099
163.68
11.136751
12.27
722
2,160
5,502
36.7
1
0
0
0
1
debt_consolidation
0.0751
373.32
11.09741
4.33
782
12,360
6,449
12.5
2
0
0
0
1
credit_card
0.1136
691.14
11.289782
23.1
722
5,310.041667
34,377
58.5
0
0
0
0
1
all_other
0.1136
279.75
10.691945
17.13
697
2,280
12,430
46.6
1
0
0
0