credit.policy
int64
0
1
purpose
stringclasses
7 values
int.rate
float64
0.06
0.22
installment
float64
15.7
940
log.annual.inc
float64
7.55
14.5
dti
float64
0
30
fico
int64
612
827
days.with.cr.line
float64
179
17.6k
revol.bal
int64
0
1.21M
revol.util
float64
0
119
inq.last.6mths
int64
0
33
delinq.2yrs
int64
0
13
pub.rec
int64
0
5
not.fully.paid
int64
0
1
0
all_other
0.1728
125.28
11.195471
21.1
642
6,240
55,147
91.9
3
0
0
1
0
all_other
0.157
175.05
10.341742
25.63
677
7,169.958333
9,267
16
0
3
0
0
0
debt_consolidation
0.1286
41.2
10.714418
16.67
677
4,500
21,022
93
4
0
0
0
0
all_other
0.1538
51.41
10.575442
21.66
647
3,509.958333
3,975
81.1
4
0
0
0
0
debt_consolidation
0.1665
229.73
11.156251
21.02
642
2,250
14,157
60.2
1
0
0
0
0
all_other
0.1728
153.02
11.0021
23.28
642
9,450
18,641
70.6
2
1
1
0
0
debt_consolidation
0.1791
86.66
11.10721
2.45
647
720
1,601
50
3
0
0
0
0
debt_consolidation
0.1254
193.31
11.492723
12.33
677
5,999.958333
26,390
43
4
0
0
0
0
debt_consolidation
0.1665
170.3
10.848016
24.8
657
4,892
30,177
63.7
0
0
0
0
0
all_other
0.1443
137.55
11.289782
20.37
662
8,279.958333
27,954
66.9
4
2
0
1
0
credit_card
0.1665
266.1
12.154779
17.92
667
6,960
149,621
64.3
8
0
0
0
0
all_other
0.1475
103.63
10.571317
5.23
652
1,800
2,060
12.7
0
4
0
0
0
credit_card
0.1601
246.14
11.385092
16.83
647
1,739.958333
46,670
87.8
1
0
0
0
0
educational
0.1507
52.05
9.035987
10
652
1,019.958333
1,764
53.5
2
1
0
0
0
credit_card
0.1475
84.64
11.184421
5.48
662
1,080
2,199
56.4
2
0
0
0
0
debt_consolidation
0.1507
227.29
11.407565
18.2
652
2,879.958333
55,753
79.8
1
0
0
0
0
credit_card
0.1254
199.17
10.714418
8.21
697
2,280
397
3.1
6
1
0
0
0
all_other
0.1443
68.78
11.512925
27.18
697
4,050
53,440
88.2
3
0
0
1
0
credit_card
0.1159
198.12
10.819778
6.5
682
2,640
9,797
54.4
4
0
0
0
0
all_other
0.1601
112.52
11.148362
27.21
667
3,630
7,087
74.8
2
1
0
0
0
debt_consolidation
0.1412
59.92
11.561716
17.7
657
3,989.958333
30,734
55.7
1
1
0
0
0
educational
0.1759
107.85
10.759072
29.74
662
4,500
2,663
20.3
0
1
0
0
0
educational
0.1936
81.05
10.275051
23.34
667
2,039.958333
6,020
65.4
9
0
1
1
0
all_other
0.1241
250.58
11.512925
15.88
692
4,649.958333
24,868
60.7
5
0
0
1
0
debt_consolidation
0.1936
276.29
11.918391
25.47
667
6,991
152,189
66.3
7
0
0
0
0
credit_card
0.1367
221.12
11.918391
14.8
672
6,511.958333
88,223
89.4
4
0
0
1
0
debt_consolidation
0.1588
140.4
10.341742
21.45
652
2,613
11,157
54.7
2
0
0
0
0
debt_consolidation
0.1304
337.14
11.0021
15.92
692
9,389.958333
8,968
31.6
6
2
0
0
0
home_improvement
0.1146
276.84
10.932214
7.29
707
2,670
6,178
25.8
5
0
0
1
0
small_business
0.1146
659.14
11.492723
15.75
717
7,050
106,366
56.7
3
0
0
0
0
debt_consolidation
0.1367
85.05
11.082204
4.19
667
11,939.95833
2,368
21.5
4
1
1
0
0
debt_consolidation
0.1462
275.84
10.823372
16.12
662
2,759.958333
3,982
48
5
1
0
0
0
debt_consolidation
0.1715
116.12
10.126631
22.32
672
2,519.958333
13,430
79.5
9
0
0
0
0
credit_card
0.1114
262.45
12.611538
17.54
732
5,130
255,001
91.8
4
0
0
0
0
small_business
0.1304
674.27
11.849398
4.89
697
6,149.958333
26,761
47.1
4
0
0
0
0
home_improvement
0.1304
202.28
11.156251
10.77
677
3,120
244
8.7
6
0
0
0
0
debt_consolidation
0.1336
541.89
11.05089
16.69
702
4,709.958333
19,516
68
6
0
0
1
0
debt_consolidation
0.1715
857.46
12.309513
12.7
672
3,179.958333
40,099
52.8
6
0
0
0
0
debt_consolidation
0.1114
262.45
10.714418
6.93
722
7,169.958333
26,610
65.4
4
1
0
0
0
small_business
0.1336
677.36
11.782953
15.16
682
7,830
134,025
67.9
0
0
0
0
0
all_other
0.1209
266.06
11.338572
9.87
702
3,420
1,077
15.8
5
0
0
0
0
debt_consolidation
0.1525
869.7
12.206073
9.49
682
4,679.958333
54,003
48.4
5
0
0
1
0
small_business
0.1367
850.44
11.608236
23.05
702
3,989.958333
238,903
80.5
1
0
0
0
0
all_other
0.1588
701.96
11.289782
0.98
697
1,140
3,401
5.8
7
0
0
0
0
debt_consolidation
0.1683
302.33
11.0021
14.68
682
11,520
0
0
9
1
0
0
0
small_business
0.1525
869.7
11.790557
11.74
707
2,220.041667
20,794
57.1
7
0
0
0
0
debt_consolidation
0.1778
901.06
11.289782
12.99
672
5,610.041667
35,251
83.5
6
1
0
0
0
home_improvement
0.0938
127.91
11.695247
6.46
727
5,101
138,492
49.4
1
0
0
0
0
debt_consolidation
0.1304
168.57
10.29201
20.38
672
2,370.041667
4,546
56.1
4
0
0
1
0
all_other
0.1272
268.48
10.518673
14.4
707
2,280.041667
2,479
45.1
6
0
0
0
0
debt_consolidation
0.1304
539.42
11.21182
6.11
697
2,430
16,917
71.1
5
0
0
0
0
debt_consolidation
0.1178
165.55
9.998616
2.07
702
3,720.041667
1,312
17
4
0
0
0
0
home_improvement
0.1209
665.15
12.57765
10.06
712
8,310
211,463
0
4
0
0
0
0
small_business
0.143
257.43
10.757988
22.85
677
4,770.041667
29,895
54.3
6
0
0
1
0
all_other
0.1304
337.14
10.839581
12.8
707
4,200.041667
3,359
12.9
5
1
0
0
0
credit_card
0.1493
311.68
10.308953
10.72
662
1,950.041667
11,255
73.6
5
0
0
0
0
credit_card
0.1272
268.48
10.778956
18.5
677
1,830
7,368
82.8
4
0
0
1
0
small_business
0.1336
845
11.982929
7.91
712
3,060.041667
16,716
22.4
5
0
0
0
0
debt_consolidation
0.1178
264.88
10.736397
11.74
702
1,980.041667
6,290
33.1
4
0
0
0
0
credit_card
0.1336
541.89
11.918391
24.55
682
7,290
146,579
85.4
3
0
0
1
0
debt_consolidation
0.1525
869.7
10.714418
13.73
697
7,860.041667
18,840
54.8
6
0
0
1
0
educational
0.1557
559.13
10.645425
6.83
707
10,410.04167
8,044
30.7
8
0
0
0
0
debt_consolidation
0.143
154.46
10.388995
19.5
687
840.041667
2,967
42.4
2
0
0
1
0
small_business
0.0938
95.94
11.225243
1.36
727
7,650
3,484
29
4
0
0
1
0
credit_card
0.1241
334.11
10.596635
9.51
692
6,690.041667
23,534
45.8
4
0
0
0
0
debt_consolidation
0.1083
365.78
12.7657
9.43
717
8,640
228,727
77.5
4
0
0
1
0
debt_consolidation
0.1462
189.64
10.085809
20.45
672
1,350
4,609
83.8
4
0
0
0
0
educational
0.16
114.27
9.798127
20.2
662
1,517.041667
1,748
83.2
6
0
0
0
0
home_improvement
0.143
252.28
11.082143
8.22
667
4,650
13,081
83.9
5
0
0
0
0
debt_consolidation
0.1284
773.22
11.492764
22.77
712
5,280.041667
29,716
80.5
4
0
0
0
0
credit_card
0.1221
186.57
10.915088
4.36
702
11,070.04167
6,788
26.7
5
1
1
0
0
credit_card
0.0932
319.47
11.0021
19.58
757
10,950
164,974
24.6
0
0
0
0
0
debt_consolidation
0.1947
479.66
11.429544
24.4
662
6,030.041667
58,439
70.8
9
0
0
0
0
home_improvement
0.1568
350.02
11.225243
8.83
677
1,050
9,700
36.7
2
0
0
1
0
credit_card
0.1474
538.78
11.156251
24.89
672
6,390.041667
67,901
79.6
2
0
0
1
0
credit_card
0.1189
397.97
11.289782
19.63
722
8,910.041667
36,719
61.5
4
0
0
0
0
debt_consolidation
0.1695
534.41
11.486006
5.02
677
780.041667
1,513
30.9
1
0
0
0
0
small_business
0.1253
138.89
10.166006
22.7
677
8,970.041667
27,535
54.4
1
0
0
1
0
all_other
0.1284
268.95
10.819778
22.22
697
7,440.041667
49,391
90.3
2
0
0
1
0
debt_consolidation
0.1379
340.76
10.858999
21.99
682
3,030.041667
6,641
31.6
4
0
0
1
0
debt_consolidation
0.1474
207.23
10.645425
22.17
702
4,590.041667
17,295
74.5
8
0
0
0
0
all_other
0.1505
277.53
10.898589
14.91
667
6,122.041667
26,814
57.7
5
5
0
0
0
debt_consolidation
0.16
235.56
10.940224
21.53
727
5,951
9,007
33.2
9
0
0
0
0
debt_consolidation
0.1189
265.32
11.0021
19.52
702
4,891.041667
83,434
69
3
0
0
0
0
debt_consolidation
0.1505
329.57
10.963012
12.31
707
10,140
25,506
98.9
4
0
0
0
0
debt_consolidation
0.1221
183.24
10.239817
5.53
722
1,800
4,405
23.4
5
0
0
0
0
small_business
0.1095
392.57
13.017003
8.49
737
5,130
224,090
40.1
3
0
0
0
0
home_improvement
0.1474
103.62
10.126631
14.16
712
6,420.041667
7,162
44.8
8
0
0
0
0
debt_consolidation
0.1347
182.34
10.106592
23.36
692
1,470
3,039
50.6
5
0
0
0
0
debt_consolidation
0.1347
169.62
10.126471
9.65
687
1,860
6,608
60.1
4
0
0
0
0
credit_card
0.1505
374.67
11.338572
12.79
697
5,370.041667
26,598
97.1
6
0
0
1
0
all_other
0.1537
139.39
10.085809
18.35
682
870.041667
1,272
38.5
0
0
0
0
0
all_other
0.1695
178.14
10.165852
2.91
667
1,290.041667
8,136
36.5
7
0
0
0
0
small_business
0.1726
250.49
10.373491
12.26
667
2,520
26,726
98.3
4
0
0
1
0
debt_consolidation
0.1253
334.67
11.643954
15.39
722
11,010
141,532
97.2
0
0
0
0
0
all_other
0.1379
511.14
12.682332
9.98
722
9,960.041667
13,739
67.7
7
0
0
0
0
debt_consolidation
0.1474
241.76
10.480101
19.38
672
3,810.041667
6,907
51.9
5
0
0
0
0
credit_card
0.08
282.03
11.512925
23.9
777
6,660.041667
212,878
5.8
2
0
0
0
0
debt_consolidation
0.1347
169.62
9.392662
9.9
697
1,110
2,905
25.5
4
0
0
1
0
all_other
0.1663
532.05
11.643954
21.95
672
5,250.041667
107,611
89.1
6
0
0
1