credit.policy
int64
0
1
purpose
stringclasses
7 values
int.rate
float64
0.06
0.22
installment
float64
15.7
940
log.annual.inc
float64
7.55
14.5
dti
float64
0
30
fico
int64
612
827
days.with.cr.line
float64
179
17.6k
revol.bal
int64
0
1.21M
revol.util
float64
0
119
inq.last.6mths
int64
0
33
delinq.2yrs
int64
0
13
pub.rec
int64
0
5
not.fully.paid
int64
0
1
0
debt_consolidation
0.1387
204.69
11.225243
25.84
702
3,248
30,509
69.2
0
0
0
0
0
credit_card
0.1387
104.05
11.225243
10.14
647
7,260
17,142
54.6
2
0
0
0
0
credit_card
0.1103
58.96
11.260765
18.24
687
10,379.95833
80,490
55.2
1
0
0
1
0
debt_consolidation
0.1482
207.47
11.156251
12.65
642
7,890
4,208
89.5
1
0
2
0
0
credit_card
0.1418
102.8
10.404263
22.79
657
1,650
7,958
106.1
0
0
0
0
0
all_other
0.1324
104.81
10.714418
12
657
8,940
2,829
108.8
0
0
0
0
0
credit_card
0.1324
108.2
11.253301
19.96
662
3,210
14,188
71.3
5
0
0
0
0
debt_consolidation
0.1292
60.58
10.555813
8.34
657
1,620.958333
442
12.6
3
0
0
0
0
debt_consolidation
0.1475
103.63
10.491274
15.87
642
2,127
2,779
86.8
1
1
0
1
0
debt_consolidation
0.0945
115.24
11.407565
10.43
717
7,260
13,544
48.9
4
0
1
0
0
home_improvement
0.1229
116.74
11.03489
26.74
737
5,430
9,366
40.7
6
0
0
1
0
home_improvement
0.1071
202.13
11.152673
10.63
697
3,900
5,031
59.2
4
0
0
1
0
debt_consolidation
0.1482
242.05
11.390758
16.3
647
3,180
9,600
72.7
4
0
0
1
0
all_other
0.1166
90.9
10.463103
10.15
677
899.958333
2,315
77.2
1
0
0
0
0
all_other
0.1387
170.58
11.225243
16.16
652
3,029.958333
894
89.4
1
0
0
1
0
credit_card
0.1261
83.77
10.950807
24.17
702
8,459.958333
30,734
83.6
4
0
1
0
0
debt_consolidation
0.145
258.16
11.264464
18.37
657
2,190
18,158
55.8
1
0
0
0
0
home_improvement
0.1387
255.86
11.047647
24.59
687
3,089.958333
29,828
83.6
7
0
0
0
0
debt_consolidation
0.1703
107.01
11.407565
28.3
667
7,709.958333
42,876
79.1
5
0
0
0
0
debt_consolidation
0.1861
185.04
11.225243
28.66
652
6,150
24,671
72.3
3
0
0
0
0
major_purchase
0.08
125.35
10.308953
12.2
752
539.958333
70
2.9
0
0
0
0
0
all_other
0.145
68.85
11.127263
24.16
662
5,370
10,498
100
1
0
0
1
0
all_other
0.1134
210.56
10.645425
5.6
682
1,199.958333
4,713
61.2
6
0
0
1
0
debt_consolidation
0.1513
260.47
10.985361
17.59
647
3,480
8,135
79
3
0
0
1
0
all_other
0.1482
138.31
10.126471
3.55
642
509.958333
2,387
88.4
3
0
0
0
0
debt_consolidation
0.145
175.55
10.714418
26.4
697
3,840
5,132
41.4
2
0
0
0
0
debt_consolidation
0.1324
57.48
10.17382
11.72
652
2,520
6,962
31.2
2
1
0
0
0
credit_card
0.1355
163.01
10.502324
4.65
652
2,040
4,684
80.8
1
1
0
0
0
major_purchase
0.1261
46.91
9.740969
20.4
672
990
3,368
42.1
6
0
0
0
0
all_other
0.1134
230.3
11.417515
11.93
677
3,029.958333
12,965
96.8
4
0
0
1
0
all_other
0.1418
102.8
10.714418
6.69
652
4,260
12,862
66.6
1
0
0
1
0
all_other
0.1134
210.56
10.915016
2.71
682
720
5,815
49.3
1
0
0
0
0
home_improvement
0.0976
188.91
10.596635
17.43
727
4,559.958333
33
0.1
4
0
1
1
0
major_purchase
0.08
94.01
9.546813
1.29
737
390
100
1
2
0
0
0
0
debt_consolidation
0.1324
84.53
9.952278
3.94
662
720
3,402
64.2
1
0
0
1
0
credit_card
0.145
165.23
11.390758
19.75
647
3,210
9,976
75.6
3
0
0
1
0
all_other
0.164
265.17
11.289782
28.35
682
3,300
61,422
85.1
0
0
0
0
0
all_other
0.1861
244.28
11.831379
28.26
642
3,809.958333
205,016
88.3
3
0
0
0
0
debt_consolidation
0.1482
62.24
11.0021
21.86
647
2,790
47,253
89.2
3
0
0
0
0
debt_consolidation
0.1166
247.9
11.225243
20.67
707
4,230
75,661
58.6
2
0
0
0
0
educational
0.1355
135.84
10.714418
17.63
657
1,050
12,514
53
1
0
0
0
0
home_improvement
0.0832
62.97
10.645425
0.29
727
570
305
8
2
0
0
0
0
debt_consolidation
0.1166
247.9
11.05089
17.5
682
3,540
2,535
19.1
6
0
0
0
0
major_purchase
0.1229
33.36
9.740969
1.62
662
539.958333
984
98.4
1
0
0
0
0
all_other
0.1134
33.73
9.392662
20.4
697
990
440
11.9
3
0
0
1
0
debt_consolidation
0.1292
252.42
10.818177
18.87
672
4,559.958333
5,559
54.5
5
2
0
0
0
debt_consolidation
0.1545
69.78
10.799576
17.85
642
4,590
1,690
4.3
1
2
0
0
0
educational
0.1229
250.15
11.561716
21.34
687
4,230
20,947
51.8
7
0
0
1
0
all_other
0.1482
259.33
11.170435
24.73
672
5,880
34,872
75.7
4
0
0
0
0
all_other
0.1387
255.86
12.013701
20.95
672
6,389.958333
14,289
34.3
5
1
0
0
0
all_other
0.0863
126.52
9.903488
0.9
732
570
37
1.5
3
0
0
0
0
credit_card
0.1387
75.06
10.596635
10.35
642
1,589.958333
11,606
77.9
1
0
0
1
0
all_other
0.1292
64.79
10.341742
21.65
667
1,050
11,806
42.9
8
0
0
1
0
debt_consolidation
0.1292
252.42
12.072541
14.78
667
7,530
84,355
95.9
4
0
0
0
0
debt_consolidation
0.0945
160.05
10.596635
10.53
722
3,240
17,755
30.7
4
0
0
0
0
all_other
0.1103
98.26
10.596635
3.09
677
1,291.958333
3,127
104.2
0
0
0
0
0
all_other
0.1418
164.48
10.463218
2.37
647
3,630
2,161
61.7
2
0
0
0
0
all_other
0.0832
220.39
10.126631
2.21
732
2,031.958333
1,568
9.1
4
0
0
0
0
all_other
0.1387
238.81
10.308953
10.8
657
2,324.958333
5,710
48.8
0
1
0
0
0
all_other
0.1039
243.38
12.089539
15.69
712
4,410
161,337
62.9
3
0
0
0
0
debt_consolidation
0.164
265.17
11.220217
24.01
657
1,589.958333
8,772
52.5
4
0
0
0
0
all_other
0.0832
157.43
10.819778
0.6
737
609
973
8.3
0
0
0
0
0
all_other
0.0945
240.08
11.695247
19.46
752
10,769.95833
190,486
80.8
1
0
0
1
0
credit_card
0.1261
234.55
11.184421
25.78
742
12,218.95833
52,964
71.1
3
0
0
0
0
home_improvement
0.0945
143.25
11.066576
9.17
722
5,790
4,764
58.1
8
0
0
0
0
debt_consolidation
0.1355
203.76
11.482425
12.15
657
3,241
8,918
70.2
3
0
0
1
0
all_other
0.1387
119.41
11.264464
8.86
647
2,910
5,376
71.7
8
1
0
1
0
debt_consolidation
0.1355
135.84
10.858999
10.99
652
6,990
11,587
54
3
0
1
1
0
credit_card
0.145
258.16
10.968198
16.04
652
3,514
939
11.7
1
0
1
1
0
all_other
0.1861
58.34
11.729648
28.29
642
6,359.958333
73,943
98.1
0
0
0
0
0
debt_consolidation
0.1134
246.75
11.81303
21.32
712
12,450
76,428
68.8
14
0
1
1
0
credit_card
0.1387
218.34
10.645425
17.37
657
1,710
8,312
85.7
0
1
0
0
0
credit_card
0.1355
220.74
11.308358
10.95
657
4,620
4,037
21.1
0
0
0
0
0
all_other
0.1324
60.86
10.348173
10.85
652
1,169.958333
162
54
1
0
0
0
0
all_other
0.1229
160.1
10.915088
14.64
667
4,229.958333
20,749
89.1
6
1
0
1
0
all_other
0.0832
56.68
10.736397
0.65
732
809.958333
309
9.1
1
0
0
0
0
major_purchase
0.0976
128.62
10.752484
7.29
707
990
0
19.3
0
0
0
0
0
debt_consolidation
0.145
189.32
10.596635
4.89
642
4,680
4,030
62
0
0
0
0
0
credit_card
0.1039
48.68
8.922658
4.96
687
600
1,954
43.4
1
0
0
0
0
all_other
0.1703
124.84
11.156251
25.51
662
5,189.958333
7,461
90.5
8
0
0
1
0
debt_consolidation
0.1008
242.29
11.561716
13.37
712
5,279.958333
5,495
13.1
6
0
0
0
0
all_other
0.1229
40.03
10.23996
7.64
662
1,020
2,391
99.6
0
0
0
0
0
debt_consolidation
0.1222
208.25
10.645425
9.71
682
3,599.958333
29,116
78.1
5
0
0
0
0
debt_consolidation
0.06
184.28
10.359646
7.49
647
2,369.958333
7,884
63.1
1
0
0
0
0
debt_consolidation
0.1166
181.79
9.903688
9.9
677
1,471
5,111
104.3
4
0
0
0
0
debt_consolidation
0.0976
96.47
9.472397
5.45
702
660
1,470
21.6
0
0
0
1
0
all_other
0.08
94.01
9.903488
7.66
732
1,080
814
9.5
0
0
0
0
0
major_purchase
0.0976
97.27
9.680094
1.73
707
755
758
47.4
1
0
0
0
0
debt_consolidation
0.164
197.99
11.05089
26.46
662
2,309.958333
14,343
42.1
2
0
0
0
0
debt_consolidation
0.1576
122.64
10.968129
28.7
692
3,869.958333
9,662
50.9
5
0
0
0
0
home_improvement
0.1513
260.47
11.225243
17.76
647
5,850
12,902
70.1
0
0
0
0
0
credit_card
0.1324
114.96
10.308953
23.44
687
990
3,451
30.3
2
0
0
0
0
home_improvement
0.1355
254.7
10.915088
15.1
662
3,900
17,599
41.7
11
0
0
0
0
debt_consolidation
0.1103
128.56
10.645425
14.46
692
4,109.958333
3,083
16.3
4
1
0
0
0
all_other
0.0768
182.46
10.268131
0.42
782
2,580
449
15
1
0
0
0
0
all_other
0.1355
135.84
10.933178
8.98
652
3,630
1,254
96.5
2
0
0
0
0
debt_consolidation
0.1197
249
11.884489
18.16
682
6,689.958333
105,863
49.3
8
0
0
1
0
debt_consolidation
0.1576
63.95
9.903688
25.07
667
1,319.958333
5,411
35.6
3
0
0
0
0
all_other
0.1324
169.05
10.839581
9.22
657
4,949.958333
3,024
65.7
1
0
2
0
0
all_other
0.145
41.31
10.816272
22.2
652
2,999.958333
12,759
78.8
2
0
0
0