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10572
Companies used to be bought up for creation capability or acquiring talent. Nowadays, they are being bought just for their patents. A lot of software companies are hoarding patents in case of a patent war. We need something like the DVD or Blu-ray patent group for smartphones.
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10578
Gold is a risky and volatile investment. If you want an investment that's inflation-proof, you should buy index-linked government bonds in the currency that you plan to be spending the money in, assuming that government controls its own currency and has a good credit rating.
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10584
As BrenBarn points out in his comment, the real values are inflation adjusted values using the consumer price index (CPI) included in the spreadsheet. The nominal value adjusted by the CPI gives the real value in terms of today's dollars. For example, the CPI for the first month (Jan 1871) is given as 12.46 while the ...
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10591
"Indexes are down during the summer time, and I don't think it has something to do with specific stocks. If you look at the index history you'll see that there's a price drop during the summer time. Google ""Sell in May and go away"". The BP was cheap at the time for a very particular reason. As another example of a si...
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10608
Basement remodeling can considerably increase the resale value of your home because no one enjoys having an unfinished basement. Remodeling the basement is not an easy deed since you first need to come up with an idea of what you want, the make a proper plan and eventually put that plan into action to achieve the outco...
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10634
"chapter 8 page 154: >""My point is that it's doubts and cynicism that keep most people poor and playing it safe...only a person's doubts keep them poor...'Cynics criticize and winners analyze' was one of [Rich Dad's] favorite mottos"" -from chapter 8 page 154 of Robert Kiyosaki's first print edition of *Rich Dad ...
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10655
"His entire ""opinion"" is really just backing up Damore. Only in the last two paragraphs does he even mention what the actual title of the article is about where he goes on to say: >Either Pichai is unprepared to understand the research, is not capable of handling complex data flows or was simply too afraid to sta...
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10663
I work as a state employee and I can look at my coworkers' salaries and their title online. At first my coworkers were shocked that I would do such a thing, but they quickly realized it was of benefit to them when I told them that from my analysis, no one at my department ever gets raises. Prior to this, they were led ...
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10665
"The standard interpretation of ""can I afford to retire"" is ""can I live on just the income from my savings, never touching the principal."" To estimate that, you need to make reasonable guesses about the return you expect, the rate of inflation, your real costs -- remember to allow for medical emergencies, major hou...
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10673
This is just pure capitalistic evil. OK, I think I spoke too soon. There are caps on how much you pay back (2-1/2 times principal), and the royalty isn't for your whole life, but a specific period. Perhaps not evil, but I don't think it's a great investment. Unless you plan on working for a non-profit.
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10676
If I can get an accurate measurement of my foot and the manufacturers can offer accurate dimensions of their shoes it would make that problem go away almost entirely. Sure, the style of shoe may affect how it feels even if it technically fits your foot. As someone with oddly wide feet, this would be perfect for me sin...
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10677
A pure free market for agricultural commodities would be disastrous. Markets respond efficiently but not instantaneously. Shifts in he supply and demand of labor and capital investment are particularly slow. If a large percentage of corn farmers go under one fall there have to be new farmers/capitalists picking up the ...
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10703
Hey desquinbnt & pontsone, I had an explanation written up about Share and Bond evaluation and in which, one share evaluation technique utilizes the P/E ratio - hence I explained it. Have a read, if you'd want me to go more in depth, let me know! :) http://letslearnfinance.net/2012/06/09/introduction-to-bonds-and-...
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10710
As per the chart pattern when ever a stock breaks its 52 week high. This information may differ for penny stocks,small caps and mid cap stocks
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10717
I can't believe he disrespected exit strategies. Exit strategies are the most important part of starting a business in my opinion- being to get out of a business with your life still in tact is crucial. I have started 6 businesses and have successfully exited 4 of them. I know friends and family who started busines...
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10726
Is my observation that the currency exchange market is indirect correct? Is there a particular reason for this? Why isn't currency traded like stocks? I guess yes. In Stocks its pretty simple where the stock is held with a depository. Hence listing matching is simple and the exchange of money is via local clearing. Cur...
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10755
"The only really good reason to open a line of credit is that you want to buy something that you don't have money for. That's got its own risks - see plenty of other places to see warnings about not borrowing too much. The only other reason is that you might want to use a line of credit as your emergency fund. The usua...
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10777
Could those problems be solvedby simply building in unallocated hours into the system? If I were in charge I would give each person 5 to 10 hours of week for personal time. They could spend it helping other departments, learning new technolgies, fixing their computer, or simply relaxing. Having to account for every se...
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10783
NRI Banking - HDFC Bank offer a wide range of NRI Banking products & services. Open the Best NRI Account with HDFC Bank and meet all your banking requirements. HDFC NRI Banking includes different types of accounts such as saving account, current account, money transfer & much more! Get more information on our w...
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10790
"I've done exactly what you are describing and it was a great move for me. A few years back I had two credit cards. One had a $6000 balance and a fairly high interest rate that I was making steady payments to (including interest). The other was actually tied to a HELOC (home equity line of credit) whose interest rate ...
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10795
Murdoch knows his markets and what customers want. LA is a liberal paradise and Murdoch would be an idiot to turn the paper into a conservative one because he knows he would lose most of his customers. He's in this business to make money, not to force his views on us.
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10797
A CFD is like a bet. Bookies don't own horses or racetracks but you still pay them and they pay you if the horses win. If you buy a CFD the money goes to the firm you bought it from and if the stock price changes in your favour, they will pay you. However, if it goes against you they may ask you for more money than you...
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10813
>But gold does have other uses. It is a metal that's used for jewelry, it has decorative value. Exchanging something for gold is like a caveman giving you a stone ax if you do some cave paintings for him. That's not quite the point. I was addressing a specific problem. I'm aware that it's more complex, hence my dis...
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10831
Did anyone else catch this gem from CEO Richard Johnson: >On the Friday earnings call, Johnson went on to say that the company isn’t worried about Amazon.com Inc. AMZN, -0.22% **because of the experience at Foot Locker stores, like a special event or a conversation with one of the store associates.** How fucking...
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10837
This is when the Netflix UI became insufferable. They took out all the text, and now they barely tell you what the movie is about, or who made it, but they've got lots of images that take forever to load.
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10849
"The most succinct answer is ""Banks are in the Money business"". Not construction, not real estate, not any of the other things they may find find themselves sometimes being dragged (foreclosure) or tempted (construction) into. ""Money"" is their core competence, and as good business people they recognize that strayin...
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10859
Our Site http://www.furwheels.com/dog-bike-trailer/ A dog trailer is very useful if you want to travel along with your pets. There are several kinds of Dog Bike Trailer in the markets. These come in different styles, colors and sizes. When it comes to investments, it doesn't hurt to know all your options. In buying a d...
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10864
Reddit has a huge value I think which has not been mentioned - that companies, corporations, organisations use it to market and advertise themselves, for free. Sometimes they do that under the covers, so to speak, and some users don't like it (e.g. hailcorporate) but often they will promote their products transparentl...
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10872
Slide 1 SPRINGHILL GROUP FDA Urges Markets To Pull Shellfish From South Korea Slide 2 FDA Urges Markets To Pull Shellfish From South Korea WASHINGTON, D.C.The Food and Drug Administration is urging food distributors, retailers and food service vendors to remove from the market oysters, clams, mussels and scallops impor...
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10873
"This answer is better served as a comment but I don't have enough rep. It is not guaranteed that they 'do not accrue interest while you are a full time student'. Some student loans can capitalize the interest - before pursuing leveraged investing, be sure that your student loan is not capitalizing. https://www.sallie...
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10882
http://finance.yahoo.com/news/tesla-q2-loss-narrower-estimates-113042878.html >Including the impact of Model S revenues deferred due to lease accounting, top line jumped 89.9% to $769.3 million in the quarter from $405.1 million a year ago. Revenues, however, lagged the Zacks Consensus Estimate of $802 million. &g...
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10908
I think there are actually two separate questions here. Will Provider A allow me to transfer only part of an ISA product to Provider B while keeping the other part in Provider A. Only Provider A can answer this. Will HMRC rules allow me to keep making payments to the part that remained in Provider A. I don't have a def...
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10935
Charles ponzi invented the Ponzi scheme (also known as the pyramid scheme) in the 1910 area before ww1 I believe. He got a bunch of people to invest in postage stamps and get other people to invest as they promised a huge return. Charles kept the money for himself and when people started wanting their money back it all...
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10948
"The purpose of taking a ""secured loan"" is to build credit. This might be done by someone who had a bad stain on their credit history such as a bankruptcy or foreclosure, or possibly by someone just out of school (presumably with few or no student loans),and no credit history. Not everyone needs to, or should do this...
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10967
You are, somewhat hysterically, a creditor. Babies R Us owes you. As such, you have *some* sort of claim. Now, Toys R Us is undergoing Chapter 11 bankruptcy, which means the company *isn't* going away into the dust from whence it came. At least not yet. You should be able to either utilize the credit still at store...
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10976
"Has the article changed in the past 9 hours since you posted? The link at the bottom is in the VERY FIRST SENTENCE. I know stealing goes on, but is there any reason to think that the ""author"" on medium is not the original author at reddit?"
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11010
The site still has to hit the ad server to find out which image to use. The ad server could then do everything it already does, but instead of returning the image, it returns a string that matches the filename of the image to be used. The site then pulls that image from its server.
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11015
Look at literally any discussion about guns that isn't a pro gun echochamber. I don't just save articles and threads to use it later, and I don't have time to go on some huge research project with Reddit's godawful search function.
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11021
You need to register as self-employed with HMRC (it is perfectly fine to be self-employed and employed by an employer at the same time, in exactly your kind of situation). Then, when the income arrives you will need to declare it on your yearly tax return. HMRC information about registering for self-employment and dec...
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11032
"Let me provide a general answer, that might be helpful to others, without addressing those specific stocks. Dividends are simply corporate payouts made to the shareholders of the company. A company often decides to pay dividends because they have excess cash on hand and choose to return it to shareholders by quarterl...
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11045
Pilates are a great way to achieve the fitness that you wish to achieve. If you want to start in south melbourne with pilates give us a call. At Melbourne Altitude Training, we help you in doing clinical pilates and have all the modern equipment for that.our training sessions will help you get the results.
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11073
I can't believe no one has mentioned Detroit yet! Amazon already pulls a huge percentage of their MBA hires from 40 miles away at the University of Michigan. The state is filled with good schools pumping out smart, qualified STEM, engineering, and computer science majors. We're also surrounded by great schools in Chi...
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11075
In my experience they charge you coming and going. For example, if a brokerage firm is advertising that their commissions are only $7/trade, then that means you pay money to buy the stock, plus $7 to them, and later on if you want to sell that stock you must pay $7 to get out of the deal. So, if you want to make any m...
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11082
"You have what is called in the biz a ""thin file"". Check with a Credit Union. They will get you a secured card or maybe a straight credit card. They usually will graduate you from a secured card to a real credit card in 12-18 months. Then you are on your way. You should also sign up for Creditkarma to get your c...
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11087
"Your best bet might be to visit a local IRS office in person. To find your local office, use the IRS office locator page. After you enter your zip code and find your nearest office, click on the ""hours and services"" link, which will show you a list of every office in your state. For each office, you can click on t...
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11094
Check out the /r/personalfinance wiki: https://www.reddit.com/r/personalfinance/wiki/commontopics While it's not a life-changing amount, this page on windfalls might also be useful: https://www.reddit.com/r/personalfinance/wiki/windfall Vanguard is often recommended as having low-fee index funds. You should make sure...
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11096
What I did when I interned was ask for more work. After a while, my supervisor got used to pouring shit on me to work on. They learn to trust you, and give you more important stuff to work on. In the end, I was handling bank statements and such (although they would always check that I was doing everything exactly right...
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11122
"Disclaimer: I am neither a lawyer nor a tax-expert This page on the HMRC site lists several pages that appear to be relevant, starting with CG78401 - Foreign currency: delayed remittances and on to CG78408 - Foreign currency: example which seems pertinent to your case [paraphrased]: A property bought in 1983 is sold f...
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11124
The ROI percentage becomes a meaningless figure at that point and would either be infinite or a very large number if you assume an equity investment of $1 or $0.01. At that point it's obviously a lucrative deal *as long as it works out* so the bigger question is what are the risks of it not working out and what's the...
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11126
1) How long have you had the car? Generally, accounts that last more than a year are kept on your credit report for 7 years, while accounts that last less than a year are only kept about 2 years (IIRC - could someone correct me if that last number is wrong?). 2) Who is the financing through? If it's through a used ca...
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11132
The big problem I see with this article is it does not state what the profits would be minus the licensing fees. It only states revenue, which is obviously a bad indicator of taxes owed. Also, licensing fees are applicable in some markets. For example in markets like China that mandate a company do business under a s...
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11148
Reading financial statements is important, in the sense that it gives you a picture of whether revenues and profits are growing or shrinking, and what management thinks the future will look like. The challenge is, there are firms that make computers read filings for them and inform their trading strategy. If the comput...
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11172
Given that money can go into the 401(k) pre-tax, and that once the loan is paid off, the principal is restored, I'm having a hard time seeing the downside of this approach. Am I missing something or does it actually make sense in my situation? You're missing several things. Here's a list of what I could think of:...
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11184
"The Dividend Discount Model is based on the concept that the present value of a stock is the sum of all future dividends, discounted back to the present. Since you said: dividends are expected to grow at a constant rate in perpetuity ... the Gordon Growth Model is a simple variant of the DDM, tailored for a firm in ""...
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11192
Look at the left column. If you are disabled at age 62 or older and have worked for at least 10 years they you qualify for full disability benefits (which are generally less than retirement benefits). Outside of disability, one is only eligible for social security benefits at age 67 (unless you were born before 1960...
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11198
Cats For Life provided Casual, Formal and many style Cat T Shirts, and Online at reasonable cost accessible in feline forever. We have given to 100% custom solace cotton, rich, delicate ladies' feline T shirts and printed feline T shirts. Enormous accumulation of feline cat shirts at cats for life and extras at the fel...
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11207
"Fuck Sears and their dogshit customer service. They're putting themselves out of business. [Link to my yelp review](http://www.yelp.com/biz/sears-roebuck-and-co-chicago#hrid:hoxPQTINooxJfZCKC_mtuw) of my latest and LAST experience. Makes me rage too hard to retype it, but tl;dr, they couldn't follow instructions,...
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11224
"> When you make a mistake, the sooner you admit it, the better. OK. Then explain this statement: ""You still pay taxes on ""tax deferred"" retirement plans - In fact, I would dare say that in most cases, people end up paying more in taxes, because they pay it as regular income rather than LTCG."" What is the ac...
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11230
"To be honest, I think a lot of people on this site are doing you a disservice by taking your idea as seriously as they are. Not only is this a horrible idea, but I think you have some alarming misunderstandings about what it means to save for retirement. First off, precious metals are not an ""investment""; they are s...
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11236
Whether you are moving a one room workplace or a big corporation, the best moving companies in ct makes all of the distinction in the globe. When you utilize an expert mover, you decrease responsibility risks. No more thinking about viable injury to your workers, accidental loss of files, damage to valuable essential o...
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11237
Excellent points, especially what you say about why managers like certain people and also how productivity is measured. I suspect many HR systems exist that aim to eliminate this subjectivity in terms of assessing employee performance and post-assessment, dole out rewards (pay, bonus, etc.) as objectively as possible.....
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11263
The actual financial statements should always be referenced first before opening or closing a position. For US companies, they are freely available on EDGAR. Annual reports are called 10-Ks, and quarterly reports are called 10-Qs. YHOO and GOOG do a great job of posting financials that are quickly available, but money...
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11266
iTunes U has a wealth of content from highly respected universities including Yale, Harvard, Wharton, MIT, etc. If I were fifteen and looking to build some business acumen and savvy, that is where I would start. In particular, I find Harvard business review idea casts to be thought provoking and very timely. In additio...
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11274
"I am in a similar situation and have recently found a planner who says a pension that pays $100/month is worth $18k in savings at retirement. I know that doesn't answer your question directly, but could could use a simple interest savings calculator (bank rate has one) to see how much of your income you would need to ...
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11276
"This is the best tl;dr I could make, [original](https://www.bloomberg.com/news/articles/2017-08-30/as-poverty-surges-in-italy-populists-propose-a-citizens-income) reduced by 89%. (I'm a bot) ***** > Five Star's version would give Italians below the poverty line as much as €780 a month. > To ke...
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11295
Yes, it is possible. But why would someone take full responsibility, if you're the one enjoying the profits? You'll have to pay your administrator a lot, and probably also develop a profit sharing plan to encourage success. What you're looking, essentially is to be a passive shareholder, and not participate in any mana...
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11311
"Why only long term investments? What do they care if I buy and sell shares in a company in the same year? Simple, your actually investing when you hold it for a long term. If you hold a stock for a week or a month there is very little that can happen to change the price, in a perfect market the value of a company sh...
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11312
"If you do so in proportions to match juice, then yeah, you have juice (with added colorings, which are listed in the ingredients). There's a reason there are limits, and that's to prevent such pedantry as what you suggest. There are small losses or gains allowed. Rarely does any industry hit things dead on. For exam...
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11319
The smart phone platform vendors are missing out on a new niche that would make life easier for corporate workers and IT departments alike. The current problem is the 'BYOD' trend, of every office worker wanting to bring their own device, iPhone, tablet, whatever. This is a problem because this is an uncontrolled envi...
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11330
STFU. What are you, on safetry patrol in the 5th grade? Moderators like you are the reason reddit is in rapid decline. Reddit in rapid decline effects the bottom line. If you were to resign as moderator, the community, and the bottom line would be better off. /business
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11339
Yes, but that is more of a problem in the long run dynamics of companies. In the short run they aren't changing the person in charge. It seems weird to assume they will stop trying until we see an actual strategy shift that seems short sighted.
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11341
"Although there are some good points made here as to the cause of inflation (mostly related to supply and demand), azcoastal does head in a different direction, one which I myself was going to take. Let me give a different angle, however. Another cause of inflation is the printing of money by the government (not simply...
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11356
Interest rates have been going down since 1980. At some point it has to rebound, but as the old adage goes, the market can remain irrational longer than you can remain solvent. The only thing we know with certainty about the 10 year interest rates is that it will most likely cap out at 0%. Maybe....
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11378
You are making close to 200 K a year which is great. The aggressive payments on loans takes out around 30K which is good. The fact that you are not able to save is bad. Rather than pushing off your savings to later, scale down the lifestyle and push the upgrade to lifestyle for later
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11394
I said no and yelled at the sales rep cause they wouldnt take no for an answer. I recieved 2 bad reviews from San Franscisco and 2 from NY and I am in Miami. Two of them mentioned menu items I did not serve for weeks cause the items were out of seasons. F yelp!
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11401
Lets just get to the point...Ordinary income (gains) earned from S-Corp operations (i.e. income earned after all expenses for providing services or selling products) is passed through to the owners/shareholders and taxed at the owner's personal tax rate. Separately, if an S-Corp earns capital gains (i.e. the S-Corp buy...
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11403
Can confirm. I work in one such office in India surrounded by IT support people, but doing investment research myself. I swear these guys are so horribly bad that I've fought with my boss to just let me get the updates etc done on my own. He hasn't agreed because he's very computer illiterate, but even he can see how c...
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11413
Grow your small business with SAP Support services offered by The FirstCall Consulting. Our SAP consultants have 15+ years of experience that helps to resolve your critical SAP issues within the time frame and saves your efforts, time and money. Follow us on Weebly. Visit- http://www.thefirstcallconsulting.com/
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11414
Demand is also a rule of economics and always exists. It is the advertising/marketing efforts that fulfills the assumption of economics of perfect information. It is the entrepreneurs/ investors estimation of what the demand will be once consumers have perfect information of the product that creates companies, spurs ...
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11423
78.84% of statistics are made up on the spot.
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11429
First, make sure you are contacting the bank directly - use an old invoice you have on hand with a phone number direct to the bank and call them. Do not use the provided number, or you may wind up being pulled into a scam (It is entirely possible that the bank is also confused at this point - so you should not rely on...
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11439
"Well... (in the US, at least) ""making investments and building assets"" is how you save for retirement. The investments just happen to be in the stock market, and the federal legislature has directed the US version of Inland Revenue Services to give special tax breaks to investments which are not withdrawn until ag...
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11447
Just so you know, the SEC doesn't have criminal authority, they do civil fines. It's the Department of Justice that sends white collar criminals to jail. If you'd like to see what they've been up to, [here's a little info from the FBI](http://www.fbi.gov/stats-services/publications/financial-crimes-report-2010-2011) ...
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11454
"Assuming U.S. law, there are ""safe harbor"" provisions for exactly this kind of situation. There are several possibilities, but the most likely one is that if your withholding and estimated tax payments for 2016 totaled at least as much as your tax bill for 2015 there's no penalty. For the full rules, see IRS Publica...
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11456
The short answer to your initial question is: yes. The option doesn't expire until the close of the market on the day of expiration. Because the option is expiring so soon, the time value of the option is quite small. That is why the option, once it is 'in-the-money', will track so closely to the underlying stock pric...
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11459
About two years ago I went to BB giving them the benefit of the doubt. They refused to price match another local retailer on the grounds they weren't local and BB gets to decide what constitutes local. It will take a miracle to get me back in their store. Incidentally the other retailer has big prominent signs outsi...
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11464
817/150,000 = .54% Fees are based on balances not deposits, usually. Putting a front loaded fund as an option in a 401(k) should be criminal, not sure it is though. Ask your HR dept to provide you fee details. If the .54% is correct, it's not bad. I hope you have money from prior jobs as well, by the way.
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11479
Corporate trainer is an instructor, who works in a business environment and imparts the skills, ideas and ethics to groups of employees. Now-a-days corporate trainer plays an important role in corporate sector. Better corporate training can transform your life. For good corporate training, you need best corporate train...
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11494
Tons of files to read, deadlines to meet, meetings to attend… apart from doing your actual work of contributing to the business. In the middle of everything lie a few smart choices which have the potential of making things a lot easier for you. Adopting a CRM like Wakeupsales is one such choice
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11506
">Canada has universities that are hugely benefitting. Students don’t want to go to a country where they think they will be unwelcome. Smart people from India and China look at Trump and they make the decision that serves their interests the best. No data. Have you been to China? Do you speak Chinese? ""I’d shut t...
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11508
"My favorite Fed ""admission"" was from Alan Greenspan during his testimony in Congress about what caused the 2008 financial crisis. Senator Waxman basically asked Greenspan if he had fucked up. Greenspan's glib reply was; ""I found a flaw in the model that I perceived is the critical functioning structure that define...
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11509
The opening price is derived from new information received. It reflects the current state of the market. Opening Price Deviation (from Investopedia): Investor expectation can be changed by corporate announcements or other events that make the news. Corporations typically make news-worthy announcements that may have...
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11513
I applied for a job a was literally perfectly qualified for. My educational background was exactly what it described, my work history was spot on, and my internship experience was DOING THAT JOB. I got an email two weeks later saying I wasn't qualified. So now I just get jobs through connections. My own merits appare...
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11538
"Typical for large companies. My company isn't declaring bankruptcy but every year they ""run out"" of money for us to take legitimate business trips to support customers. Meanwhile executives are constantly flying around so they can give speeches that say nothing to people who don't care. Even if they just stopped ...
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11539
I err on the side of saving all of mine for a while. Just toss them in a box at least. A years' worth is about the size of a shoebox. I started doing this because one year, about a week after I tossed my receipts for the year, I realized that I had a fair bit of allotment left on my flexible savings account to use up...
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11557
Where are you operating your business and how is it structured? DBA, LLC? How do you plan on taxing the business? You can purchase whatever hardware you want and resale at whatever price you want. You may be able to contact a vendor and open a dealer account. This means they'll will give you a price break if you purc...
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11569
You are expected to file 1099 for each person you pay $600 a year. I.e.: not a one time payment, but the total over the course of the year. Since we don't know how much and what else you paid - we cannot answer this question. The real question you're asking is that if you're treating the enterprise as a hobby, whether ...
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11572
Start with the list of mortgage companies approved to work in your area. There are 80 within 10 miles of my house, and more than 100 in my county. Pick ones you know because they are established businesses in your area, region, or even nationally. A good place to start might be with your current lender. The risk you ...
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11578
If you don't like the cartel extorting you, you should just leave. So cartels are moral, right? A: I shouldn't have to leave just because thugs say they run land. They don't own the land I'm on, private persons do. Those people should be the ones saying whether or not I can be there. B: I actually can't leave for fr...
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11592
I think other US companies are starting to wonder where the cost savings are. Moving to China is starting to look like a fad. A couple of big companies went to save a buck and the rest jumped on the wagon to keep the stock holders happy.
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