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8528
I used to do the opposite when I needed to rent a car locally. I would request the bottom of the line and tell them that I will pick up at one of our expensive resorts. They never had any Kia Sorentos, but they had nice Lincolns and other high end vehicles for Kia prices. I'm sorry, we don't have the Ford Escort you...
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8538
"This report raises even more questions than it answers. From pg. 36 (pt. #176): >Concerns were again raised to Compliance in relation to an instruction to reduce LIBOR submissions given by senior management on 29 October 2008. This instruction was given **following a telephone conversation between a senior individ...
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8542
Please either remove the $50 going to the 529 plan or move it into a ROTH IRA instead. You can always use your ROTH contributions to pay for college expenses in the future if you want to. I suspect you may not have enough saved up for retirement to have the luxury to help with college though.
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8570
"The bank SHOULD be able to issue you a new card without letting vendors roll over the recurring payments. In fact, I've never had a bank move recurring payments to a new card automatically, or even upon request; they've always told me to contact the vendor and give them my new card number. So go back to the bank, tell...
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8578
There are forums online (Wall Street Oasis, Poets and Quants) that cover what you need to know for a Wall Street interview. That's the most efficient way. But it's also important to research the company that you're interviewing for. Do they invest in equity or debt? Are they in a specialized industry (e.g., real estat...
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8585
The HST is a sales tax levied on most goods and services. It is important to realize that in both BC and Ontario, the new HST does not (in most cases) result in an increase in sales tax paid. For example, in Ontario the PST is 8% and when combined with the GST the sales tax is 13%. With the HST, the GST and PST are rep...
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8595
You chose the worst case though, his last year alive. The GDP of the world is something like $85 trillion. 1.05^x = 85 *10^12 x = log base 1.05(85*10^12 ) //reddit should add subscripts, that would be nice x = 657 2014-x = 1357 He was born in 1343, so if he invested when he was 14 he would be good.
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8601
Setting aside for the moment the very relevant issue of whether you need the full amount quickly, I'll just tackle comparing which option gives you to maximum amount of money (in terms of real dollars). The trick is, unless you think inflation will suddenly reverse itself or stop entirely (not likely), $50K today is wo...
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8625
"This is the best tl;dr I could make, [original](https://www.nytimes.com/2017/06/03/business/economy/high-end-medical-care.html) reduced by 87%. (I'm a bot) ***** > Not to be outdone, Lenox Hill Hospital in New York recently hired a veteran of Louis Vuitton and Nordstrom, Joe Leggio, to create an atmosphere that wou...
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8631
Original concept originates from Marx - commodity fetishism. I believe Paul Bowles merely re-explained this concept with the examples of modern consumer devices. Marx goes on to argue that because we eliminate the perception of social relationships involved in production, we forget that an item holds subjective econo...
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8643
Large-scale price range of a stock isn't directly meaningful; that reflects how many shares exist, not just how desirable they are. A stock split, for example, doubles the number of shares everyone holds while cutting the value of each share in half; that's meaningless except that it makes the shares a bit easier to tr...
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8652
Are you looking for coupons for the products and services you use on a regular basis? When you’re on the hunt for coupons, look no further than GetBidOn.com! We’re your one-stop-show for personalized offers discounts, deals, offers, and coupons for almost anything you can think of!
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8653
I use the forum seeking alpha. http://seekingalpha.com/
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8674
>banking practises thrive through deception. and >A bank is in other words, just moving money from A to B and then making profit out of thin air due to the capitalistic systems nature and >they are private govt agencies I realize these are just snippets, but from other debate threads it seems there is a lo...
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8679
EBIT could be lower due to non-operating revenues such as investments in other companies, tax reliefs, adjustments to incorrect loss provisions and various other items that would not be part of the companies day to day operations. Be careful and read the footnotes and managements discussion for those items, they shoul...
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8709
Medical Office Rental - Florida Medical Space, Inc. is a full service commercial real estate brokerage and development firm based in South Florida. We provide a full range of services to property owners and healthcare providers of all sizes and types.
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8710
Sorry, missed this reply in with all the others. Apparently I touched some nerves, and I saw the comment got linked to a Libertarian sub. Your argument assumes that there is no choice. Isn't a bedrock of Libertarian policy self sufficiency? Slaves were called slaves because they were absolutely controlled through for...
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8727
I was actually planning for the CFA. But with not being sure about doing a job anytime soon, and needing four years after the CFA for the charter, I decided against it. Also, I live in a foreign country so getting a job isn't easy for me.
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8759
What you may be looking for are multi-manager ETFs; these invest in a basket of diversified funds to get the best out of all of the funds. The problem with multi-manager funds is, of course, that you pay fees twice; once to the fund itself and once to each of the funds in the fund. The low fees on ETFs mean that it is ...
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8762
"There is something to be said for government-funded high risk R&D. Startups which receive SBIR grants are much more likely to reach commercial success. Also, ""high-tech"" firms receive far less of their funding from private sources since they are generally higher risk. Because much of our recent growth has been i...
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8764
The article does not support this at all. > profits would gush if breakneck growth were to stop. Uber says it is profitable in cities where it has operated longest, such as San Francisco. Nextera says that if it stopped investing in new capacity, it would make $6bn of free cashflow a year.
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8765
Wearing decent clothes is not enough but you should wear a decent brand of footwear to complete your look. Going to get branded footwear would cost you high and you do not even able to find out the best bet. Buying a Gucci Sneaker would really give you dashing and a smart look. But, if you are trying to find G sneakers...
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8790
How can there be an outflow while prices have increased? Assuming for every seller, there is a buyer, should the amount of us securities sold match the amount purchased? What exactly defines an outflow? Is it defined based off the amount at which the stock was sold today, or the original purchase price the seller bough...
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8811
**Phase-out of lightweight plastic bags** In many countries of the world, there has been a phase-out of lightweight plastic bags. Single-use plastic shopping bags, commonly made from low-density polyethylene (LDPE) plastic, have traditionally been given free to customers by stores when purchasing goods—a popular metho...
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8828
I don't think communism is bad as a form of government at all. I do think that people can in no way be trusted with it though, both leaders and the population. Also, socialist programs are horrible in the U.S. specifically because they have 32455 different departments all trying to run programs, causing overhead to b...
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8849
It was then we determined that with our large revel in within the textiles, recycling enterprise. We'd begin in our quest to help Africa and open our first cash 4 garments shop. At Recycle four Cash for clothes kent, we offer a friendly, rapid and reliable provider to every person seeking our offerings. We remember the...
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8854
"Technically it doesn't matter what size the check is. In fact, it doesn't even have to be written on paper. While writing it on a cow may not always fly, almost any object actually will. That said, more to the question asked - you can definitely use the smaller ""personal""-sized checks for a business account. The lar...
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8857
Is investing more money into a stock that you already have a stake, in which has gone up in price a good idea? What you describe here is a good idea when the stock keeps up-trending. The way to do it is say you have originally bought $1000 worth of shares, then the next purchase you buy $500 worth, then $250 worth. It ...
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8859
Welcome to the real world :-) There really aren't all that many ways for ordinary employees to lower taxes. You could put more in your 401k, buy a house (for the mortgage interest deduction, which lets you deduct some other things instead of taking standard deduction), or move to a different state to get rid of the s...
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8861
"Sure. For starters, you can put it in a savings account. Don't laugh, they used to pay noticeable interest. You know, back in the olden days. You could buy an I-bond from Treasury Direct. They're a government savings bond that pays a specified amount of interest (currently 0%, I believe), plus the amount of the infla...
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8871
" Crumbling infrastructure after decades of insufficient funding and maintenance throughout the country. Crumbling"" gets thrown out a lot. Just because we don't build high speed trains that we cannot afford doesn't mean our infrastructure is crumbling. We have the best freight railroad network in the world, the be...
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8891
There are two independent sets of terms we need to define in order to answer your question. I am trying to understand the difference between Value, Blend, and Growth These are different categories of mutual funds: Value: discounted or undervalued stocks. This is often measured by a difference between the stock's price...
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8892
let's all support the latest post added to www.securedcreditcardsonline.com! it offers excellent tips college students can use to find, qualify for and eventually get suitable lines of credit they can use for managing their day-to-day expenses. hope you will read it and share it with all your friends!
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8900
>1. A big project to automate the entry of 2 invoices per month from a supplier. Is would take an employee less than 10 minutes a month to enter those 2 invoices manually into the system. I am curious. Can't they apply the same solution for other suppliers?
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8901
Virtually zero risk of default; safety; diversification; guaranteed fixed income albeit very low; portfolio diversifier so it reduces total volatility; plus yields might drop even lower thus increasing the price of the bond. Very unlikely given how obscenely low yields already are but still possible. I thought nobody...
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8908
Out of what principle? Your morals or the balance? Either way, you will pay for it. I pay it monthly if there’s a shortage. I round my monthly payment up to the highest 100 and accept that as the new lowest payment. Any extra goes to principle so I can be done with it.
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8910
"This questions is rational but ,in my view, definition of savings will be like this : ""Savings is that amount of money which will be useful in unexpected future cash demanding events or they will stay ideal through out your life"" Human can purchase/pursue any luxury items at any point of time in their life but ther...
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8913
If you didn't have a stop loss set (or trailing stop loss) then an equally random spike in the other direction could have obliterated your account and put you in debt to the broker, depending on the terms of that broker, as these are highly leveraged positions. Market anomaly? If your currency bet was unrelated to the ...
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8916
This statement is somewhat hyperbolic but that's what kind of scares me about facebook. This all seems pretty true. Zuckerberg has always held a cavalier attitude toward user privacy from before facebook expanded out of Harvard. Their plan when it comes to privacy matters is to shoot first and ask questions later. ...
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8950
"First of all, never is too late to develop good habits. So, you know what you want to do and you are going about the how now... First, you should pay off any consumer debt except from mortgage which should be planned for. Prioritize your consumer debt (credit cards, consumer loans, etc) according to the interest rates...
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8959
"Also, when I tested between perl and shasum(cmdline), I found they got me different results. A quick search showed that other people hit the same issue, that of an extra '\n' from echo : http://stackoverflow.com/questions/1843383/why-does-perl-and-bin-sha1-give-different-results So it might be worthwhile doing an "...
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8960
Giulianis retarded no one should listen to him, ever. Not only the ideas he says are retarded but also he sounds retarded with his speech impediment. He was my mayor and he was great. Now he's a Dracula looking sell out for the Republican Party.
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8973
They weren't always so awful. If you weren't paying close attention, the gradual replacement of their old contrarian viewpoint with the Kremlin party line may have passed unnoticed. I remember when Fabius Maximus called them out as a Russian influence op a few years back and I thought that was ridiculous. How wrong I ...
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8974
"Firstly (and this part is rather opinion-based) I would absolutely not think of making more pension contributions when you are currently totaling 6% of salary as ""over contributing"". There are some who argue that you should be putting a minimum of 20% away for retirement throughout your working life; you don't say h...
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8984
Agree to disagree there man in my experience in la ive see way more fights,domestic abuse,drunk driving, than ive ever witnessed what youre saying data definitely supports my experience also. I gotta say law enforcement doesnt do much about what youre talking about because its just not as dangerous as drinking and hard...
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9032
You're correct. Amazon literally doesn't give a shit if they don't make profits for a while on this business. Hell it's potentially possible that their 1P business is still in the red and just used for the platform. Amazon isn't looking at whole foods for profit in the short term or even on a 5 year time horizon. They'...
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9035
I feel like the new mlm schemes are 'pay a thousand dollars for my blue print which will help you develop the business of your dreams and earn 100k a month!' A lady contacted me about training because she couldn't afford one of those 'courses'. And I was like a) I have ten years experience in this I did not decide to ...
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9044
Dedicate the majority if your time to paying close attention in your class. They will give you little chests to remember when it comes to options and other important areas. Take practice tests after every chapter you read. For the week before your test, take as many practice exams as possible. Mastering the practice ex...
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9051
"I think it started when the lines between tech and artist began blurring. Once something becomes insanely popular in Silicon Valley it has a way of, eventually, filtering to the rest of the world. _______________ The rest of your comment is exactly why I tell everyone in /r/Entrepreneur and similar subs to talk to a C...
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9055
Drugs, and medicine in general, are most certainly not inelastic. There is competition from less expensive analogs, and, unfortunately, nothing. There is always an optimum price as long as there is a marketplace. If we want cheaper drugs then we ought to reform patents (in a real sense) and lower barriers to compet...
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9057
u just dont understand how money works. u think u do, but u dont. u dont even understand the problem. the govt printed over 7 trillion, where is the hyperinflation? explain to me what caused the inflation from 2001 to 2007 up until the bubble collapse and financial collapse of 2008. and don't say fed 'money pr...
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9063
Missouri. There is silage use here, but the capital costs are prohibitive for all but the largest producers, and grass is cheap to produce compared to most silage crops for us. It may be that silage is something we should look into. I know most old farms here had silos, but almost all have fallen to ruin, and the ...
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9082
This is a gross simplification as there are a few different ways to do this. The principle overall is the same though. To short a stock, you borrow X shares from a third party and sell them at the current price. You now owe the lender X shares but have the proceeds from the sale. If the share price falls you can buy ba...
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9084
You can open a NRE account or a NRO account online before you leave the US and transfer the bulk of your money into it. After returning to India, your tax status will be RNOR (Resident but Not Ordinarily Resident) and you can keep the NRE and NRO accounts for several years (three?) and can do whatever you like with th...
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9085
"My employer puts ""contractor"" in your email address if you're a contractor, just so no one mistakenly treats you like a real employee. jsmith.contractor@company.com They get crappy desks not much bigger than 1970s library carrels. Some of them might be making more than I do, but I'd bet 6 months' salary that most...
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9114
Reporting costs on a fully-loaded basis means that the business should report costs directly and indirectly associated with its product and the relevant indirect costs, e.g. overhead, indirect charges, etc. If you're looking at a company in general, the fully-loaded cost basis of the firm is essentially all costs relat...
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9116
ACWI refers to a fund that tracks the MSCI All Country World Index, which is A market capitalization weighted index designed to provide a broad measure of equity-market performance throughout the world. The MSCI ACWI is maintained by Morgan Stanley Capital International, and is comprised of stocks from both developed ...
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9143
No, it is just normal sideways action. Think of this week kind of like October 14th - October 20th. It is a day traders week. If you're not day trading then either do after hours trading at the second of the news, or buy/sell on thursday (i'm bullish). This is normal market activity. I wouldn't consider it out of the...
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9146
One additional reason to pay with cash rather than financing is that you will be able to completely shut down the dealership from haggling over finance terms and get right to the point of haggling over the cost of the car (which you should always do).
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9152
"The key point to answer the question is to consider risk aversion. Assume I suggest a game to you: Throw a coin and if you win, you get $5, if you lose nothing happens. Will you play the game? Of course, you will - you have nothing to lose! What if I suggest this: If you win, you get $10,000,005 and if you lose you mu...
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9158
I believe that tax will be withheld (at 30%?) on dividends paid to non-residents. You can claim it back if your country has a tax treaty with the USA, but you will need to file. You probably also need to file a W-series withholding form (eg a W9-BEN). Interesting question. I would like to hear a more definitive answ...
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9161
What do you think happens when cash gets paid out to investors? People don't just collect the cash and stuff it in their mattress. They reinvest it, sometimes in other giant corporations, sometimes in start-ups, sometimes in government bonds. Some of it goes to fund R&D elsewhere, some of it goes to fund building ...
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9168
This is good advice. People place a lot of value on appearances. A clean uniform, and not smelling like a sweat-rag or a sewer, will help clients feel like they're getting more value for their money. If he's overweight, now is the time to fix that as well -- fit, attractive people have an easier time closing deals in...
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9216
There is no need to get an auto loan just to try and affect your credit score. It is possible to have a score over 800 without any sort of auto loan. If you can afford to pay for the vehicle up front that is the better option. Even with special financing incentives it is better to pay up front if you can. Yes it is pos...
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9243
As other answers have pointed out, professional real estate investors do own residential investment properties. However, small residential units typically are not owned by professional real estate investors as your experience confirms. This has a fairly natural cause. The size of the investment opportunity is insuffici...
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9246
Must pay your bill at least 6 months consecutively for the benefit to take effect. Confirmed by customer service. The rep did tell me that she didn't know much about the new program when I asked her other questions (like is it in a form of a reimbursement or does WF pay the vendor directly). I am hoping the cellphone ...
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9264
I believe, I could be wrong, it has been a long day. By exercising this right you have the right to purchase the equivalent of their current share. Eg. Someone owns 50 of 100 shares. and the company does a rights offering and is expanding the shares to 200. That person has first right to purchase 50 more shares to kee...
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9274
"Futures are an agreement to buy or sell something in the future. The futures ""price"" is the price at which you agree to make the trade. This price does not indicate what will happen in the future so much as it indicates the cost of buying the item today and holding it until the future date. Hence, for very liquid...
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9286
Yes, the stock price drops on the ex-dividend date by roughly the amount of the dividend. There is even academic research testing this and confirming that the popular rule of thumb works well.
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9294
"Well I'd say they are expected to pay much more than what you describe. What you've described is called ""flat"" tax and is widely considered unacceptable (meaning the rich wouldn't pay enough). Today, as codified in progressive tax tables, the rich are certainly *expected* to pay much *more* than a flat tax as you de...
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9299
Manufacturer of Quartz Grit in India http://quartzpowdermanufacturers.com/supplier-of-quartz-grit-in-india.php Shri Vinayak Industries is offering high grade Quartz Grit. We produce finely processed Quartz Grit by our super efficient production unit. We are dominant supplier, Manufacturer and exporter of Quartz Grit. T...
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9323
couple questions for clarification: 1. Investment firm is a pretty broad term. Do you mean Registered Investment Advisory firm or broker/dealer, or something else? 2. Are you asking if they can reveal who they generally custody assets with? if so yes, they are always willing to give this out and many firms use multip...
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9325
I generally only carry my debit card and a small amount of cash. On payday most of my money goes into a bills account, so I only have enough in the main account for a few days regular spending. This means if I want to buy anything I need to make a transfer from my bills account. If I really need to I can transfer the m...
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9336
big U econ grad here. my knowledge of money and banking, the general economy's workings etc are well above the average person, but no other direct benefit...and nothing any employers I have worked for cared about
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9353
How would I go about doing this? Are there any tax laws I should be worried about? Just report it as a regular sale of asset on your form 8949 (or form 4797 if used for trade/business/rental). It will flow to your Schedule D for capital gains tax. Use form 1116 to calculate the foreign tax credit for the taxes on the g...
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9354
How to find good divided stocks? Research and read. Google, Yahoo, and most likely your broker offer some sort of stock screener tool where you can look for stocks with given P/E ratios, dividend payouts, pricing, and any of a number of other filters. When you've found some that appeal to you, read what others are sayi...
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9355
"There is no secret sauce. Leadership and good decision making is an organic process. Sometimes, the Sr. VP is going to say, ""This quarter, it was more important to expand X through hiring than it was to upgrade Y infrastructure. Next quarter, we'll do Y. I know it sucks to have your project delayed, because you've wo...
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9359
It really is important to consider the safety of the audience and performers in any event. There should be a team of medics who are on standby to give first aid when needed. It is good that there are companies who offer the services of first aid professionals these days.
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9362
"Thank you very very much It is the Opinion of the Board of Governors, that having a sexual relationship with a poodle does mean ""We have screwed the pooch"". There for while it may seem that a pooch is being screwed in the short term, in the long run our efforts will bear fruit in the creation of an EconoDoodle. Th...
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9373
"This is the best tl;dr I could make, [original](http://reason.com/archives/2017/07/14/dont-let-unions-use-good-returns-to-defl) reduced by 89%. (I'm a bot) ***** > Expect something to this effect: "The California Public Employees' Retirement System's investment earnings for the fiscal yea...
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9381
Been in tech research for quite some time through both '01 and '08, so I've seen different valuation metrics used at different times of the cycle. I agree 4Q forward is the norm but I do 6Q forward model and depending on verticals, P/E, P/S or EV/EBIDTA. And maybe DCF for sanity check. Usually SSS/MAU/subs are us...
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9390
"Residential mortgages normally explicitly state that the property cannot be let without explicit permission, whereas BTL mortgages typically require that the property be let. There are other differences. Residential mortgages are regulated, which means that consumers have a degree of protection from mis-selling; most ...
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9403
"I am a CPA. Yes you can do what you are contemplating. Be careful that they do not take any taxes out of the money when you go to do the ""rollover"". If they do you will have to dip into your own pocket to put that back into the IRA."
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9416
I think Burger King is doing better on quality than McDo's. McDonalds, as a organization, can't seem to even manage to serve fresh, fully-cooked fries. You either get hot, soggy fries because they were busy and didn't want to wait for the timer. Or you get cold, soggy fries that have been sitting around since the last ...
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9425
"This is the best tl;dr I could make, [original](https://www.bloomberg.com/news/features/2016-05-30/the-untold-story-behind-saudi-arabia-s-41-year-u-s-debt-secret) reduced by 94%. (I'm a bot) ***** > A former Treasury official, who specialized in central bank reserves and asked not to be identified, says the officia...
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9437
Shopallitems online shopping destination, presenting as special selection of products, offerings and corporate gives on the maximum competitive charges to be had with pleasant and reliability Shopallitems is Online shopping sites in uae, we paintings difficult to discover the pleasant services for you from Consumer El...
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9442
I don't bother with produce at WFM because the premium isn't worth it to me. I think their salad bar and bakery are amazing. I don't go there too often, but I always leave happy when I do. I can be confident in the quality of what I put in my body.
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9454
Planes may be mostly flying themselves but there are still pilots up there as systems monitors and they still have the overall responsibility for the safe operation of the aircraft. I think all you and I are really debating here is the timeline. take care, enjoyed our conversation.
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9465
If the ship is sinking, switching cabins with your neighbor isn't necessarily a good survival strategy. Index funds have sucked, because frankly just about everything has sucked lately. I still think it is a viable long term strategy as long as you are doing some dollar cost averaging. You can't think about long term ...
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9471
Definitely a scam. Don't call him or do anything. Stay calm, there is no damage done yet. I met someone online three weeks ago. ... Left his wallet, debit card, credit cards, drivers license, etc. in the room In the entire world its only you he can bank upon ... someone whom hes met online just few weeks ago; there are...
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9477
Favoring one position because it is more pleasant or resonates more emotionally despite the logical alternative is the very definition of naivety. It is unfortunate that people will lose their jobs but if a company is no longer financially viable, there is no way they can continue to employ them. Also, touting you...
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9478
Both of these terms do refer to your profit; they're just different ways of evaluating it. First, your definition of capitalization rate is flipped. As explained here, it should be: On the other hand, as explained here: So cap rate is like a reverse unit cost approach to comparing two investments. If house A costs $1...
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9479
"I don't think blanket answers are very helpful. You are asking the right question when you are young! You have a large number of investment options and Australia has the Superannuation system that you can extract significant tax value from. I've not attempted to grade these with regard to ""risk"", as different people...
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9484
A fucking credit union. Even if they use an all paper system and have no website, no phone app, and can only be contacted by fax or telephone, use a credit union. Even if the only place you can get your money is a 45 minute drive to the next town, use a credit union. Its not about finances, its about reclaiming b...
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9506
Network theory to the rescue. Imitate the [PageRank algorithm](http://en.wikipedia.org/wiki/PageRank): to have a good rank you need to have a link with every other people who also have a good rank. This means the obvious: you need to network with your banker and with the maximum of people who have high-rank links with...
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9512
"A suitable mix of index funds IS a great option if you don't want to spend a lot of time and effort micromanaging your money. If you find amusement in pushing numbers around, you may be able to do better. Notice: MAY. If you have multiple millions, you can hire someone of that sort to push the numbers around for you. ...
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9522
the pricing model makes all inverse leveraged ETF decay over time. When the price gets low the manager can once again do a stock split to make the share price more attractive. The manager usually states a price range that will prompt a stock split, but actually doing the split is at their discretion The Russell 2000 ha...
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9538
"This ""article"" is garbage, it doesn't even say if they will close down. India is pretty loose on copyright im sure these guys will continue to stay open under some sort of rebrand or even just keep using the mcdonalds name. They just presume that because mcdonalds pulled out these guys will just close up shop lol."
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9543
This is a very personal situation of course, but if you can afford the repayments then I recommend keeping the house!. A house is a long term investment and one has to live somewhere. You probably didn't buy the house planning to sell it in 5 years so while in the short term you could suffer a loss on paper chances are...
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9554
According to the (NIDA), There are a few basic factors such as trouble at home, mental health issues, friends or family members who abuse drugs and alcohol. Drug addiction is very bad for body and mind. We provide the best Drug and alcohol addiction recovery in the world. If you have a family member who is addicted to...
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