_id stringlengths 1 6 | title stringclasses 1
value | text stringlengths 6 17k | embedding_large listlengths 1.54k 1.54k |
|---|---|---|---|
30284 | People need to start going to prison for this. That's the only way I'll go back to the market. Earlier this year, I dumped all my securities and rolled it into real property. I don't care if its value fluctuates. It's tangible and has actual use. The market is just a bunch of numbers, dripping with fraud, lies and... | [
0.03773320093750954,
-0.0631377324461937,
-0.020734580233693123,
-0.022466707974672318,
0.0013638378586620092,
0.02885180339217186,
-0.012642829678952694,
0.0027213075663894415,
-0.00360435270704329,
-0.010995610617101192,
0.02601587027311325,
0.06850393116474152,
-0.0024283742532134056,
-... | |
30289 | Not harsh enough in my book. I don't feel like going on a long diatribe but the money is spent poorly and few do anything of value. Society would be better off if the money was spent on infrastructure. But it's taboo to criticise because people mean well. | [
-0.008884411305189133,
-0.0065388148650527,
-0.0256898645311594,
-0.05376255512237549,
-0.01984448917210102,
-0.03520255908370018,
-0.02907794713973999,
-0.003911653999239206,
-0.039986833930015564,
0.016130628064274788,
0.04780548810958862,
0.0011774521553888917,
0.038534797728061676,
-0.... | |
30290 | You've still missed the point. I said IQ has cultural bias. Based on your own sources you either believe that or you believe African Americans are stupider than whites. Those are your choices. Either the test has issues across cultures and races or black people are stupider than white people. Pick one and stick with... | [
0.046952299773693085,
-0.013458244502544403,
-0.03000824712216854,
0.003167537273839116,
0.013238486833870411,
-0.04555797576904297,
-0.014769211411476135,
-0.0017703729681670666,
0.05950120463967323,
-0.0497712567448616,
-0.011578939855098724,
0.005486356560140848,
0.054075468331575394,
0... | |
30296 | Whatsapp Application is either free or a paid application for iOS users, depending on the region. In India they charge $1 at the time of downloading the application. In the US, it's free for the first year, and then a $1 per year subscription (though the initial app download is free). This is one of their revenue sourc... | [
-0.07451126724481583,
0.02773895487189293,
-0.002688394160941243,
0.026184383779764175,
-0.02081773430109024,
0.0036397238727658987,
-0.004079059232026339,
-0.0017488924786448479,
-0.013342275284230709,
0.05174693837761879,
-0.01088875625282526,
-0.024170199409127235,
-0.03579568862915039,
... | |
30299 | "As indicated in comments, this is common practice in the US as well as EU. For example, in this Fox Business article, a user had basically the same experience: their card was replaced but without the specific merchant being disclosed. When the reporter contacted Visa, they were told: ""We also believe that the publi... | [
-0.0181504487991333,
0.012800388038158417,
-0.018634460866451263,
-0.0025994034949690104,
0.027761543169617653,
0.01796030066907406,
-0.01790844276547432,
-0.007260179612785578,
-0.01872089132666588,
0.03968898206949234,
-0.0034183345269411802,
0.006460695527493954,
-0.053829044103622437,
... | |
30305 | Buy puts on stock holdings buy puts on indexes look at volatility etfs and silver/gold etf s. Calling a market top is hard people hVe tried for 8 years now. 90 of protection via options expires worthless. Who knows if we have another crash. I don't call tops or bottoms if we start falling then I'll look at protectio... | [
-0.062997967004776,
-0.024803627282381058,
-0.02204766869544983,
0.0211236122995615,
0.008251664228737354,
0.027527162805199623,
-0.06254404783248901,
0.009313519112765789,
-0.01890263333916664,
0.0018967479700222611,
-0.011129208840429783,
0.03680015355348587,
0.025452088564634323,
-0.035... | |
30311 | "You're in good shape as long as your income stays. Your only variable-rate debt now is your private student loan. I think you'd be wise to pay that down first, and you sense that already. Worst-case, in the event of a bankruptcy, student loans usually cannot be discharged, so that isn't a way out. Once that loan is g... | [
0.001135476166382432,
-0.0314776785671711,
-0.009311781264841557,
0.012091286480426788,
0.0017262306064367294,
0.010346423834562302,
-0.009627435356378555,
0.005979882087558508,
0.0018983057234436274,
0.038334377110004425,
0.038369450718164444,
-0.006229774560779333,
0.018641099333763123,
... | |
30316 | You should be recording the reimbursement as a negative expense on the original account the expense was recorded. Let's assume you have a $100 expense and $100 salary. Total $200 paycheck. You will have something like this In the reports, it will show that the expense account will have $0 ($100 + ($100)), while income ... | [
-0.004313074517995119,
0.0001021727584884502,
-0.015240281820297241,
-0.020750807598233223,
0.01975981332361698,
-0.021696755662560463,
-0.0404205285012722,
0.020750807598233223,
-0.0024624690413475037,
-0.015375416725873947,
0.013018053025007248,
-0.02093098685145378,
-0.04105116054415703,
... | |
30319 | "You are ""pool[ing] the sales from both houses as downpayment on the new house."" But they are going to pay you rent. Your question as it stands, just opens more questions. What, exactly is the ownership of the new house? If your's (and your wife's) was the money a gift? Ignoring the gift, if that's what it is, and ... | [
-0.018604861572384834,
0.0073442403227090836,
-0.016929931938648224,
0.018030129373073578,
-0.0003758842940442264,
-0.009712953120470047,
-0.01996779441833496,
-0.012652290984988213,
-0.02073957584798336,
0.014622797258198261,
0.03161020204424858,
-0.03543626517057419,
0.01208577025681734,
... | |
30322 | "(Disclosure - PeerStreet was at FinCon, a financial blogger conference I attended last month. I had the chance to briefly meet a couple people from this company. Also, I recognize a number of the names of their financial backers. This doesn't guarantee anything, of course, except the people behind the scenes are no sl... | [
-0.03988277539610863,
0.017142128199338913,
-0.025895366445183754,
-0.05662500858306885,
-0.020225757732987404,
-0.02884569764137268,
0.031476110219955444,
-0.0007398041780106723,
-0.023229407146573067,
0.0496935099363327,
0.040984705090522766,
0.02354932203888893,
-0.007482463493943214,
-... | |
30324 | "The time value of money is very important in understanding this issue. Money today is worth more than money next year, two years from now, etc. It's a well understood economics concept, and well worth reading about if you have some, well, time. Not only is money literally worth more now than later due to inflation, b... | [
-0.017710251733660698,
-0.015988195315003395,
-0.0009650863357819617,
-0.008018582127988338,
-0.026589863002300262,
-0.09499876946210861,
0.005651773884892464,
0.00949171558022499,
-0.039240043610334396,
0.03169890493154526,
0.016975725069642067,
0.02301516756415367,
0.0016812497051432729,
... | |
30326 | I'm talking about day trading here. Automated day trading never worked for me. But I will also admit I am terrible at automated day trading. I'm sorry if the premise of my post sounds off. I know it sounds like I'm being an idiot by not going the automated route, but it works for me and that's why I'm going to stick wi... | [
0.00021628352988045663,
-0.02415233664214611,
-0.03272252157330513,
-0.005159423686563969,
-0.010206310078501701,
0.0033479987177997828,
-0.0366007462143898,
0.007353910245001316,
-0.04622705280780792,
-0.00011192909005330876,
0.05668440833687782,
-0.011158552952110767,
0.029190566390752792,... | |
30340 | How do I get into Harvard Business School? I'm starting my first year in college next year and had to pass up Harvard (dream school) and two other ivies to go to my state school for financial reasons. I don't have to decide my major for two years. What should I do (classes, internships/work experience, major, etc.) t... | [
-0.004368362948298454,
0.023363379761576653,
-0.02094196528196335,
0.05382084846496582,
0.007467119488865137,
-0.006521458737552166,
-0.04075830057263374,
-0.008134644478559494,
-0.00866473838686943,
0.05926576256752014,
0.005457999650388956,
0.013507567346096039,
0.018010089173913002,
0.0... | |
30343 | "You've asked a number of questions. I can answer a few. I've quoted your question before each answer. What are the ins and outs of a foreigner like myself buying rental property in Canada? This is a pretty broad question which can address location, finances, basic suggestions etc. Here's some things to consider: ... | [
-0.014148231595754623,
0.009088085032999516,
-0.00806363858282566,
0.03737678751349449,
0.038773760199546814,
-0.01986806094646454,
0.012642605230212212,
-0.023143185302615166,
-0.06891733407974243,
0.038897935301065445,
0.006437717005610466,
-0.039115242660045624,
0.01209933776408434,
-0.... | |
30345 | "You'll generally get a number close to market cap of a mature company if you divide profits (or more accurately its free cash flow to equity) by the cost of equity which is usually something like ~7%. The value is meant to represent the amount of cash you'd need to generate investment income off it matching the com... | [
-0.023760104551911354,
0.031231146305799484,
-0.007435800973325968,
-0.007005080580711365,
-0.02949260175228119,
-0.014088473282754421,
0.0030287476256489754,
0.0366503931581974,
-0.039751578122377396,
0.029148025438189507,
0.02740948088467121,
0.006002676673233509,
0.005000272765755653,
-... | |
30351 | I think the primary reason you're being down voted is because of the way you address people who align themselves with left wing ideology. Let's either call them all foolish, or none of them. I prefer calling them all foolish, one stream lined school of thought is rather repugnant. Anyway, Your points on equality a... | [
0.021128982305526733,
-0.01686868816614151,
-0.030977673828601837,
-0.009262255392968655,
-0.00805919710546732,
-0.008986284956336021,
-0.03546219319105148,
0.002212075050920248,
-0.017144659534096718,
-0.0016504322411492467,
0.0009168468532152474,
-0.005786753725260496,
0.06412861496210098,... | |
30352 | I like precious metals and real estate. For the OP's stated timeframe and the effects QE is having on precious metals, physical silver is not a recommended short term play. If you believe that silver prices will fall as QE is reduced, you may want to consider an ETF that shorts silver. As for real estate, there are a ... | [
0.0010539046488702297,
-0.025397254154086113,
-0.024213923141360283,
-0.014791645109653473,
-0.012343627400696278,
0.016906850039958954,
0.0066488441079854965,
-0.011271233670413494,
-0.033340368419885635,
0.030041830614209175,
0.023045381531119347,
0.000809842546004802,
0.017927473410964012... | |
30373 | S & P's site has a methodology link that contains the following which may be of use: Market Capitalization. Unadjusted market capitalization of US$ 4.6 billion or more for the S&P 500, US$ 1.2 billion to US$ 5.1 billion for the S&P MidCap 400, and US$ 350 million to US$ 1.6 billion for the S&P SmallCap 600. The... | [
0.003419045824557543,
0.023740410804748535,
-0.022410552948713303,
0.0398300364613533,
0.04271960258483887,
0.009054520167410374,
-0.025382209569215775,
0.03497031331062317,
-0.019734421744942665,
0.0074455575086176395,
-0.018897103145718575,
0.039633020758628845,
-0.005430249497294426,
-0... | |
30382 | "Well you're clearly misinformed. Read ""When the music stopped"" - so many factors went into the crisis. JPM did NOT need the bailout money. Regarding all banks failing, I think the financial system as a whole would've taken a massive hit with letting Lehman fail and not stepping in but to say that ""all banks"" would... | [
0.04455060511827469,
0.017446056008338928,
-0.023394664749503136,
0.05711944028735161,
0.02189152128994465,
-0.03767452389001846,
-0.007395784370601177,
-0.0028443788178265095,
-0.033133115619421005,
0.06485903263092041,
0.00044024904491379857,
0.016534576192498207,
-0.0010783852776512504,
... | |
30388 | In this case, trust the real estate agent; negotiating experience is one of the things you selected them for. Especially if they're suggesting a lower number than you expected, since they get paid on commission and so may be biased the other way. Part of their job is to look for hints about how motivated this seller i... | [
0.006437302101403475,
-0.05389972776174545,
-0.02717701531946659,
-0.00006863971066195518,
-0.028053170070052147,
-0.00698489835485816,
0.013539832085371017,
-0.0004591191536746919,
-0.04510573297739029,
-0.025814108550548553,
-0.05227721855044365,
-0.009678262285888195,
0.028977999463677406... | |
30391 | "Let's not trade insults. I understand defined benefit plans better than you think. Of course offering a lump-sum payout NOW is better for the company. If you think of the lifetime value of the pension, then yeah, it's ""worse"" for the recipient... but exactly like lottery winners, this is just a question of my person... | [
0.039867233484983444,
-0.021115150302648544,
-0.030948558822274208,
0.018971238285303116,
-0.008990136906504631,
-0.030529305338859558,
-0.024926548823714256,
0.02652733586728573,
-0.013959248550236225,
0.05309278517961502,
0.015369465574622154,
-0.007756196893751621,
0.055455852299928665,
... | |
30394 | "I don't think that there is a generic answer that will apply to this question across all goods. The answer depends on how the related businesses work, how much insight you have into the true value of the goods, and probably other things. Your car example is a good one that shows multiple options - There are dealers ... | [
0.024240143597126007,
-0.06024052947759628,
-0.02671506069600582,
-0.00007096461922628805,
-0.03549136221408844,
-0.0068323505111038685,
-0.013322425074875355,
-0.022063620388507843,
-0.04619845002889633,
0.036895569413900375,
0.005660714115947485,
-0.020396124571561813,
0.004840129986405373... | |
30402 | The price action is... untradeable. You have money flying in and out of trades without reason. Apple down? Then amzn goes up as tech trader cash tries to find a new trend. But trends are not materializing. There is no consensus between the news, trends the technical indicators, money managers... Just stay clear till t... | [
-0.02215900458395481,
-0.05273005738854408,
-0.009131258353590965,
0.04176890477538109,
-0.006700504571199417,
-0.05750052258372307,
-0.025782376527786255,
0.029587825760245323,
0.00030526670161634684,
-0.008425702340900898,
0.041513994336128235,
0.025035852566361427,
0.003197761019691825,
... | |
30403 | According to the answers to this question, you generally aren't taxed on gains until you sell the asset in question. None of those answered specifically for the U.K., so perhaps someone else will be able to weigh in on that. To apply those ideas to your question, yes your gains and losses are taxable. If you originally... | [
-0.023597169667482376,
0.04388120025396347,
-0.015481173992156982,
0.033894117921590805,
-0.020248278975486755,
-0.010779616422951221,
-0.07446218281984329,
-0.018353354185819626,
-0.07279369235038757,
0.014444327913224697,
-0.011339751072227955,
0.00588141568005085,
-0.0306524857878685,
-... | |
30406 | Lending is not a charitable contribution. Its an investment. If the loan becomes a bad debt - you'll have to show that it had become a bad debt. For example - bankruptcy declaration. You'll have to show an arm's length transaction, for example - real intention to repay (evidenced by payments of principal and interest m... | [
-0.040585707873106,
0.03955547511577606,
-0.0183679461479187,
0.041751496493816376,
-0.012715227901935577,
0.007469180040061474,
-0.012701672501862049,
-0.024142667651176453,
-0.03237096592783928,
-0.0024095221888273954,
0.034322984516620636,
-0.0118544427677989,
-0.01469435729086399,
-0.0... | |
30417 | Zero. Zero is reasonable. That's what Schwab offers with a low minimum to open the IRA. The fact is, you'll have expenses for the investments, whether a commission on stock purchase or ongoing expense of a fund or ETF. But, in my opinion, .25% is criminal. An S&P fund or ETF will have a sub-.10% expense. To spend .25%... | [
-0.03465421497821808,
0.0022547938860952854,
-0.02301705628633499,
-0.00594342453405261,
-0.015571696683764458,
0.008020407520234585,
-0.04906068369746208,
0.03011436015367508,
-0.04866722971200943,
0.025846898555755615,
-0.034623946994543076,
-0.017826490104198456,
0.03610696643590927,
-0... | |
30425 | "The emphasis of ""stop loss"" is ""stop"", not ""loss"". Stop and long term are contradictory. After you stop, what are you going to do with your cash? Since it's long term, you still have 5+ years to before you use the money, do you simply park everything in 0.5% savings account? On the other hand, if your investment... | [
-0.020264863967895508,
0.028584526851773262,
-0.017917804419994354,
0.009684010408818722,
-0.014263640157878399,
-0.002169361338019371,
-0.03205741196870804,
0.01537992525845766,
-0.049650825560092926,
-0.021238036453723907,
0.0057293083518743515,
0.04457506909966469,
0.001088854856789112,
... | |
30427 | You don't have to think it is going down, it is currently trending down as on a weekly chart there are lower lows and lower highs. Until there is a higher low with confirmation of a higher high, the downtrend will continue. The instrument you use to profit from a market drop depends on your risk profile, the time fram... | [
-0.03754686191678047,
-0.038844939321279526,
-0.015706725418567657,
-0.0015262539964169264,
-0.000825495517347008,
-0.0056709712371230125,
-0.055557671934366226,
-0.00930558517575264,
-0.05662858486175537,
-0.03530767932534218,
0.012339838780462742,
0.010295368731021881,
0.03035876341164112,... | |
30445 | Maybe someone can ELI5 for me: If Obama does happen to raise taxes on businesses, those increased taxes are only on profits, as the taxes were only on profit before. So if a small business loses a little more of its profit, why should it have to lay off people? It still meets its overhead and makes some profit right? I... | [
-0.02554069273173809,
0.0363847017288208,
-0.0140644870698452,
0.04040100425481796,
-0.02638857811689377,
-0.01561894454061985,
0.007084306795150042,
0.003436167724430561,
-0.026775332167744637,
-0.0254663173109293,
0.038258977234363556,
-0.011632394976913929,
0.004417929798364639,
0.00375... | |
30448 | I'm fine with taking care of me and mine. If I have the opportunity. The more that opportunity is squeezed, the more I'll go looking for the people squeezing it and capturing most of the income. Upper classes who don't realize this tend to see pitchforks out their windows. | [
-0.010964307934045792,
-0.00789356417953968,
-0.01850745640695095,
-0.00015719696239102632,
0.03850879147648811,
0.05614021047949791,
-0.016561729833483696,
-0.011480709537863731,
-0.011951004154980183,
-0.01237519085407257,
0.005938616115599871,
0.010540121234953403,
0.02150443010032177,
... | |
30458 | Local currency (United States Dollar-USD) and foreign currencies: no restrictions, provided that arriving and departing passengers must report to US customs any money or other monetary instruments exceeding USD 10,000.-. Gold: Importation of gold coins or small, non-commercial quantities of gold must be declared upon a... | [
-0.0012611276470124722,
0.0065848189406096935,
-0.0008787246188148856,
-0.004526795819401741,
0.016250254586338997,
-0.043710533529520035,
-0.03239782154560089,
-0.005215656012296677,
-0.04819454252719879,
0.0015285422559827566,
0.012117094360291958,
-0.0007525049149990082,
-0.00877975858747... | |
30464 | "What benefit do I get from buying a share The value of any financial asset is its ability to generate cash in the future, and thus the ""value"" of a share is heavily influenced by the dividends it pays and the equity value. The equity value can be calculated different ways. Two common ways are to just take ""book"" ... | [
-0.009639364667236805,
0.00583416223526001,
-0.011097905226051807,
-0.01748804561793804,
0.004646390210837126,
-0.0317990705370903,
-0.00218059029430151,
0.0007459676708094776,
-0.027538977563381195,
0.008917314931750298,
-0.02247018925845623,
0.009162811562418938,
-0.03821087256073952,
-0... | |
30477 | 1) It sounds like you don't have a credit card, good. Take our ATM card and freeze it in a block of ice. Leave it in the freezer. 2) Get on a budget. A budget is a plan to spend your money. The best plans are those that are made ahead of time. For the record, budgeting is a skill and you will probably be bad at ... | [
-0.03230389207601547,
-0.004399301018565893,
-0.003535719821229577,
-0.02882574498653412,
0.011728822253644466,
0.013277312740683556,
-0.04062603786587715,
-0.013039084151387215,
-0.049964625388383865,
0.011697058565914631,
0.03916489705443382,
-0.009537112899124622,
-0.007369226310402155,
... | |
30480 | AI will take much more jobs than it creates. **The whole idea of AI is to take jobs away from humans.** The government can control this by regulations. For example, make a law that all customer service, specifically talking to people when doing work for them, must be done by humans. Then, AI is just a tool at the ha... | [
-0.04578816145658493,
-0.021415209397673607,
-0.01002504862844944,
-0.015784118324518204,
-0.0038998147938400507,
0.01437634602189064,
0.025126609951257706,
-0.019495518878102303,
-0.038735080510377884,
0.02848251350224018,
-0.006011473946273327,
0.02360507845878601,
0.015741458162665367,
... | |
30484 | I know this will probably be met with derision but... Get a job and save up the money for school. This has the benefit of not having a debt accrue that you will have to pay off after you get out of school. Take an entry level position in a field related to your study. Sacrifice your desires but take care of your ne... | [
-0.018199952319264412,
-0.010024866089224815,
-0.020786508917808533,
0.03787345811724663,
-0.042733050882816315,
0.021601665765047073,
-0.016412876546382904,
0.009734858758747578,
0.001946775708347559,
0.007861563935875893,
0.010902727954089642,
-0.013559826649725437,
0.048878081142902374,
... | |
30524 | Your cost of platform is built into your commission rates...SC is free if I sign up to a broker that charges more commissions. Right now I am with IB as my broker. With the cost of my charting, if I were to make 10 round turns per month, I would pay $4.50 per side commission on FOREX, $3.25 per side on EQUITIES. Still ... | [
0.004489982966333628,
-0.036897044628858566,
-0.02768120728433132,
0.041243817657232285,
-0.029517635703086853,
0.004633190575987101,
-0.019290920346975327,
0.03770574554800987,
-0.08794637769460678,
0.02936600334942341,
0.018499065190553665,
-0.010883785784244537,
0.007088781334459782,
-0... | |
30528 | I dread dealing with bloomberg support about any API issues because if you're not using excel they have absolutely no idea what to do; but it takes about a day of back and forth e-mails because they can connect you with someone who does. | [
-0.008446939289569855,
-0.025552112609148026,
-0.02661350928246975,
-0.036519866436719894,
0.03170427680015564,
0.04854901507496834,
0.00577870849519968,
0.03642158955335617,
-0.038898177444934845,
0.0005313119618222117,
0.06297612935304642,
0.012422258034348488,
-0.04449998959898949,
0.02... | |
30538 | I don't get it. Are you saying they did commit fraud but it's hard to pin on any one person? You say there is little evidence there was fraud but that it's too hard to prove there was fraud. So what did they do if it wasn't fraud? This is what wikipedia says happened: >The subprime mortgage crisis arose from 'bund... | [
0.04035232961177826,
0.016884908080101013,
-0.029422298073768616,
-0.007967901416122913,
-0.00831233523786068,
0.014290174469351768,
0.008541957475244999,
-0.030233630910515785,
-0.05149667710065842,
0.017481926828622818,
0.010646830312907696,
0.05385413393378258,
0.0019269156036898494,
-0... | |
30556 | $70k (plus 5-10% annual bonuses and medical/dental/vision 100% employer-paid) compared to $55k at my last gig (for a 28-year-old with a philosophy degree, I'm not complaining). It's in San Diego, so CoL is pretty high. I'm just happy that I'll be able to pay off my student loans. | [
-0.006086037028580904,
-0.016204126179218292,
-0.011834664270281792,
0.010636857710778713,
-0.025997459888458252,
-0.007882746867835522,
-0.07429773360490799,
0.03684519976377487,
-0.0459890142083168,
-0.03347109630703926,
-0.016592148691415787,
-0.09960350394248962,
0.03657526895403862,
-... | |
30557 | Yes, as long as you write a call against your stock with a strike price greater than or equal to the previous day's closing price, with 30 or more days till experation there will be no effect on the holding period of your stock. Like you mentioned, unqualified covered calls suspend the holding period of your stock. Fo... | [
-0.004489991348236799,
-0.00827103666961193,
-0.01466730423271656,
0.055990979075431824,
0.020291609689593315,
-0.023773321881890297,
-0.048838499933481216,
0.011933923698961735,
-0.04389163479208946,
0.008160755969583988,
0.018306560814380646,
-0.030689483508467674,
0.01764487847685814,
-... | |
30563 | "This is the best tl;dr I could make, [original](http://www.philly.com/philly/business/vanguard-got-everything-it-ever-wanted-now-what-20170717.html) reduced by 89%. (I'm a bot) ***** > I think it's safe to say that 40 years after Vanguard founder John Bogle set out to convince investors that low-cost index... | [
0.007348998915404081,
-0.006774325389415026,
-0.018701229244470596,
-0.00039904480217956007,
0.0021745050325989723,
-0.0215064138174057,
-0.04784397780895233,
0.023396017029881477,
-0.02099992148578167,
0.09303861856460571,
0.01435708999633789,
-0.0002091104252031073,
0.0611686035990715,
-... | |
30574 | "It was so awesome (like a really good bowel movement) to hear the congresscritters start to say ""fortress balance sheet"" in a sarcastic and slightly taunting way. Well deserved given that most of the fortress is due to the government TBTF backstop." | [
0.038827236741781235,
-0.0003039285074919462,
-0.021871039643883705,
0.004943195264786482,
0.022230200469493866,
-0.027693234384059906,
-0.0425700768828392,
0.03421485051512718,
-0.02663465403020382,
0.05315588787198067,
0.06294775754213333,
0.039545562118291855,
0.03349652513861656,
-0.04... | |
30584 | The point of what you heard is likely that gold is thought by some to hold its value well, when the money market would provide negative interest rates. These negative interest rates are a sign of deflation, where cash money is worth more in the future than it is today. Normally, under inflation, cash money is worth le... | [
-0.019852524623274803,
-0.00200479244813323,
-0.020665384829044342,
0.005733002908527851,
0.011090840213000774,
-0.07809702306985855,
-0.00034097101888619363,
-0.02465152181684971,
-0.009347882121801376,
-0.025777019560337067,
-0.031998518854379654,
0.04401945695281029,
0.009996606037020683,... | |
30585 | "They are called ""financial products"" because they are contracts that are ""produced"" by the financial industry. For example, you could also say that a car manufacturer does not sell you a car, but a contract that will gives you ownership of a car. And, if a contract is a service and not product, in that case a car ... | [
-0.020328376442193985,
0.008647208102047443,
-0.026464281603693962,
0.005426282528787851,
-0.030713524669408798,
0.003994287922978401,
-0.012441782280802727,
-0.04963115230202675,
-0.03261718526482582,
-0.0076741320081055164,
0.030526557937264442,
0.05683786794543266,
0.03936498239636421,
... | |
30590 | "College is an institution that's modern purpose is obscured and obstructed by outdated ideas about what it used to be. College nowadays is de facto vocational training for white collar professions. But college used to be a place of learning, knowledge, discovery, and inquiry for pure academics, intellectuals, and... | [
0.000740686955396086,
-0.051090940833091736,
-0.019540967419743538,
-0.004009585361927748,
-0.021279113367199898,
-0.009270108304917812,
-0.008458096534013748,
-0.00725544011220336,
-0.02322794310748577,
0.028951533138751984,
0.006469763349741697,
-0.012131903320550919,
0.05003751814365387,
... | |
30596 | Answering for US tax only: The bank account makes absolutely zero difference. If you are not a US national and not resident in the US, but earn income from a US employer/client/customer, generally that income is not subject to US tax (no matter where it is banked). However there are (complicated) exceptions, particula... | [
0.016274653375148773,
0.014969934709370136,
-0.007237757556140423,
0.025860905647277832,
0.02555876038968563,
0.00852874293923378,
0.021630868315696716,
-0.01847207546234131,
-0.051721811294555664,
0.017538171261548996,
0.025805970653891563,
-0.027495237067341805,
-0.01431070826947689,
-0.... | |
30597 | "Ah, I see what you mean, then. But if you die at 57, being hit by a bus, those self-invested funds won't help the general social welfare of the union. Instead 1/3 would go to some estate tax, and the rest are left to the designated appointee of your choosing. This soulless system helps the general populace a bit mo... | [
-0.017077766358852386,
0.03578287735581398,
-0.01854611746966839,
-0.00811334140598774,
-0.014964088797569275,
-0.02644902653992176,
0.0026350824628025293,
0.00000738888411433436,
-0.04365772753953934,
0.0223339032381773,
-0.027515217661857605,
0.045864932239055634,
0.04724910855293274,
-0... | |
30600 | It's not necessarily the case that HFT acts as a tax on small traders. I haven't seen any studies demonstrating that HFT increases the average cost of shares; if anything small investors will be largely unaffected by HFT as it will be random noise to them, sometimes creating a slight increase, sometimes a slight decrea... | [
-0.03511948511004448,
0.05325286462903023,
-0.02501705475151539,
0.022021381184458733,
-0.02398131601512432,
0.0567903071641922,
-0.04050531983375549,
-0.023790104314684868,
-0.0302116796374321,
-0.00500341085717082,
-0.0549737811088562,
-0.00924196932464838,
0.024953316897153854,
-0.00282... | |
30610 | I'm not familiar with US tax law in particular, but the general principle around the world tends to be that interest-free or low-interest loans are taxed as gifts of the difference between a commercial interest charge and the actual interest charged. You could also forgive ($13,000 - waived interest) of the loan each y... | [
-0.053966816514730453,
0.01151416264474392,
-0.017898181453347206,
0.03903494402766228,
-0.04425106942653656,
0.0012225288664922118,
-0.02926187962293625,
-0.006821084301918745,
-0.023716164752840996,
0.0011580438585951924,
0.0024629703257232904,
-0.0023340003099292517,
0.0045856027863919735... | |
30623 | From my understanding by paying your bills more than 5 days late will not lead you into bankruptcy or stop you from getting a new loan in the future, however it may mean that lenders offer you credit at a higher interest rate. This of course would not help you as you are already struggling with your finances. However, ... | [
-0.005975877400487661,
0.005960243754088879,
0.0009726922726258636,
0.01754070445895195,
0.029015639796853065,
0.03451860696077347,
-0.0012262469390407205,
-0.0210425928235054,
-0.024044210091233253,
-0.0034373996313661337,
0.02803073450922966,
-0.034299738705158234,
0.006695014890283346,
... | |
30631 | The liquidity primarily depends on the specific equity type / position you are looking at. You want to look for stocks or ETFs that have significant volume themselves before trying to jump into an option contract. The most important things you should look at are Volume and Open Interest for the specific contracts, stri... | [
-0.023381730541586876,
-0.008378924801945686,
-0.01834305189549923,
0.034987673163414,
-0.020267941057682037,
-0.02977915294468403,
-0.02716073952615261,
0.0007908318075351417,
-0.05095292255282402,
-0.029099781066179276,
-0.0013950131833553314,
0.010310890153050423,
-0.032553255558013916,
... | |
30648 | Given some of the first few comments [like this one](https://www.reddit.com/r/business/comments/6hmdwf/amazon_is_buying_whole_foods/dizdu6b/), no it was not. But I really wish you the best of luck in your future snarky replies, and dramatic de-douchifying edits of them to help you save face. I hope you make lots of ka... | [
0.004302449990063906,
0.02167351171374321,
-0.027109090238809586,
0.02287759631872177,
0.014870436862111092,
-0.0644356906414032,
-0.04520475119352341,
0.006003218702971935,
-0.01323632337152958,
0.05666075274348259,
0.031134171411395073,
-0.05229164659976959,
0.006794473621994257,
-0.0260... | |
30652 | As Americans we seem to have lost the ability to see the simple truth right in front of us. Its not just RT, its what the world is telling us, take your pick, yet we get our marching orders from Tel Aviv I will fucking move to Timbuktu before Zuckerberg becomes the US president and all our children wear gender neutral... | [
0.00886930525302887,
-0.04931296780705452,
-0.02275129407644272,
0.005253144074231386,
0.005151411052793264,
-0.006802266929298639,
0.0340159572660923,
0.00707972189411521,
0.01848773844540119,
-0.010450797155499458,
0.006131750997155905,
0.036864493042230606,
0.028855299577116966,
-0.0148... | |
30654 | Huh. It appears it's only currencies in sterling that are fully exempt. https://www.gov.uk/hmrc-internal-manuals/capital-gains-manual/cg12602 Government manuals are more detailed than .gov but still not perfect as it's HMRCs interpretation of legislation and has been overturned in the past. There is also another (ol... | [
-0.02395104616880417,
0.060511667281389236,
-0.030130809172987938,
0.05708243325352669,
0.005465339403599501,
-0.011118214577436447,
-0.029416386038064957,
0.029666433110833168,
-0.07372850179672241,
0.0022839223966002464,
0.018967943266034126,
0.018682172521948814,
-0.03523893654346466,
-... | |
30688 | "This is the best tl;dr I could make, [original](https://www.vox.com/policy-and-politics/2017/7/7/15933674/video-games-job-supply) reduced by 93%. (I'm a bot) ***** > New research shows that the lure of computers - and video games in particular - has played a role in keeping young men from working. > What the gr... | [
0.002130190609022975,
-0.02525530755519867,
-0.024359259754419327,
-0.008276008069515228,
0.01953054964542389,
-0.010354344733059406,
0.011739902198314667,
-0.0010593913029879332,
0.012851666659116745,
0.05681614577770233,
0.030316326767206192,
0.009084941819310188,
0.0068614124320447445,
... | |
30720 | Many people think that there is no solution for hair loss. They believe that once hair is gone, it is forever. Thanks to progressive hair care technology, this belief has been proved wrong. One of the most reputable clinics conducts hair transplant in Noida. Those suffering from hair loss without any other reason can c... | [
0.013153240084648132,
0.032425813376903534,
-0.020004233345389366,
-0.004234062973409891,
0.0537104494869709,
0.009278771467506886,
0.010010430589318275,
-0.014841045252978802,
0.020453205332159996,
-0.06066121533513069,
-0.014483530074357986,
-0.05497422441840172,
0.04133875295519829,
-0.... | |
30730 | >I just wish people who hate on keynesian policies (which while not perfect, are not as terrible as people point them out to be) would at least acknowledge that Keynes advocated maintaining budget surpluses when the economy is doing fine/alright. I do acknowledge that. However, the powers that be that implement Key... | [
0.026410743594169617,
0.021942414343357086,
-0.03041842021048069,
-0.0034222642425447702,
-0.003984644077718258,
-0.05319000780582428,
-0.011823414824903011,
-0.024537423625588417,
-0.04938194900751114,
0.016199612990021706,
0.05282148718833923,
0.04308636486530304,
0.05027254298329353,
-0... | |
30750 | They still have an estimated $2 trillion shadow economy? I'd say that's an epic fail at reducing non taxable transactions. And Probably the same level of bribing is going on, just not with cash. If the purpose was to reduce corruption it sounds like it barely did anything | [
0.0077602132223546505,
0.03242815285921097,
-0.008757335133850574,
-0.002733415924012661,
-0.020878875628113747,
-0.046370524913072586,
-0.011904774233698845,
0.015130247920751572,
-0.05396599695086479,
-0.03442239761352539,
0.030728710815310478,
-0.0034660841338336468,
-0.006975521333515644... | |
30767 | Yes. Just like the supposed IT/programmer shortage in the 90s. A fabrication propagated by vested interests to stimulate a policy response that artificially drives up sectoral labor supply to drive down wages to reduce labor cost. Well worn trick. There is a difference between a shortage and simply not wanting to pa... | [
-0.02137124352157116,
-0.024626249447464943,
-0.021338365972042084,
0.011277440935373306,
-0.02020404487848282,
-0.02066434919834137,
0.03790929913520813,
-0.019645104184746742,
-0.04902234673500061,
0.008885505609214306,
0.031843151897192,
0.006390823982656002,
0.028916936367750168,
-0.02... | |
30770 | How will going from 75% Credit Utilization to 0% Credit Utilization affect my credit score? might answer your question if US based. In the US, what counts is what shows on the bill. I've run $20K through a card with a $10K limit, but still ended the month under $2K by making extra payments. As long as you stay ahead o... | [
-0.008685903623700142,
0.010853641666471958,
-0.016863510012626648,
0.024921515956521034,
0.024054421111941338,
0.026730455458164215,
-0.041231878101825714,
0.02246972918510437,
-0.05516520142555237,
0.03836149349808693,
0.002775078872218728,
-0.013492302037775517,
-0.0004924129461869597,
... | |
30772 | That's why I said, I'm sure the devices I use now aren't much better (hell, I have an app that collects location data and sends me Amazon gift cards and such in exchange, but I agreed to it), but I don't really see any purpose of Alexa besides additional data collection. The only think I could see it useful for is elde... | [
-0.01797625795006752,
0.0468420684337616,
-0.019759727641940117,
-0.02332667075097561,
0.013201461173593998,
-0.03495226055383682,
-0.0188821479678154,
-0.02985662780702114,
0.015541677363216877,
0.02053350955247879,
-0.020156055688858032,
-0.010965044610202312,
0.016532495617866516,
0.015... | |
30774 | The biggest challenge with owning any individual stock is price fluctuation, which is called risk. The scenarios you describe assume that the stock behaves exactly as you predict (price/portfolio doubles) and you need to consider risk. One way to measure risk in a stock or in a portfolio is Sharpe Ratio (risk adjusted ... | [
0.00017557371756993234,
-0.030584150925278664,
-0.031513504683971405,
-0.00612950325012207,
-0.01358544547110796,
-0.02634292282164097,
-0.05576115846633911,
-0.00184392009396106,
-0.05369968339800835,
-0.03521401435136795,
-0.01612849161028862,
-0.008448660373687744,
0.008199424482882023,
... | |
30792 | come on. they're interns. do you really expect, or need, them to be qualified? Interns are there to do scut work and canned development training, and to audition for the graduate analyst position they want to apply for next year. Or to get do disillusioned by the experience that they self-select out after they graduate... | [
-0.033707354217767715,
-0.012121503241360188,
-0.022008366882801056,
0.0020726737566292286,
0.02510681562125683,
0.006459794007241726,
0.005215720273554325,
-0.006032583769410849,
-0.03233652561903,
-0.011999443173408508,
0.0034787117037922144,
-0.023473087698221207,
0.02927563525736332,
0... | |
30800 | I think you are making this more complicated that it has to be. In the end you will end up with a car that you paid X, and is worth Y. Your numbers are a bit hard to follow. Hopefully I got this right. I am no accountant, this is how I would figure the deal: The payments made are irrelevant. The downpayment is irrel... | [
-0.027376903221011162,
0.011843974702060223,
-0.01194696594029665,
0.004379461985081434,
-0.06183210387825966,
-0.03065389208495617,
-0.012162311002612114,
0.02509237453341484,
-0.04494156315922737,
0.025747772306203842,
0.06535252928733826,
-0.04183310642838478,
0.02295764908194542,
-0.03... | |
30803 | "The future of the internet is Ad-free. Ad blockers are increasing in usage every day and there is _nothing_ that anyone can do to stop that. Companies like Facebook and Google who make most of their money selling advertising are shitting themselves over this. Facebook is _THE ONLY_ profitable ""social media"" company... | [
0.01167723536491394,
-0.02439863607287407,
-0.01869053766131401,
-0.0043463329784572124,
-0.0014324627118185163,
-0.013130364008247852,
-0.017254812642931938,
-0.0050946506671607494,
-0.031203104183077812,
0.01829027570784092,
0.021596794947981834,
0.024537857621908188,
-0.013582834973931313... | |
30808 | "I think your analysis is very clear, it's a sensible approach, and the numbers sound about right to me. A few other things you might want to think about: Tax In some jurisdictions you can deduct mortgage interest against your income tax. I see from your profile that you're in Texas, but I don't know the exact situatio... | [
-0.01728055626153946,
0.02862977422773838,
-0.02678840234875679,
0.020432133227586746,
-0.019493741914629936,
0.03266662359237671,
-0.01578444242477417,
0.0033374845515936613,
-0.028027787804603577,
0.055064067244529724,
0.05460372567176819,
-0.011756443418562412,
0.03796056658029556,
-0.0... | |
30825 | First of all, make sure you have all your credit cards paid in full -the compounding interests on those can zero out returns on any of your private investments. Fundamentally, there are 2 major parts of personal finance: optimizing the savings output (see frugal blogs for getting costs down, and entrepreneur sites for ... | [
0.00978644099086523,
0.010933036915957928,
-0.023190312087535858,
-0.03176555782556534,
-0.021397745236754417,
-0.00476806377992034,
-0.04185883700847626,
0.014001392759382725,
-0.020703328773379326,
0.03575442358851433,
0.009406933560967445,
-0.00729542039334774,
0.011893916875123978,
-0.... | |
30859 | "It's called an argument from the extreme. Although, I think North Korea is a not as good of an example. Perhaps a better argument would have been ""if you like taxes so much why don't you give all your money to the IRS?"" So far the only points I have gotten from you is taxes are bad, freedom is good. Did you want to... | [
-0.028191499412059784,
0.025034595280885696,
-0.0341828316450119,
0.015546907670795918,
0.011974173597991467,
-0.06687206774950027,
0.0015826956368982792,
-0.009733789600431919,
-0.02929471991956234,
-0.016709530726075172,
0.0218946635723114,
-0.036253489553928375,
0.09056583046913147,
0.0... | |
30865 | They are experts in personal debt management, and are the only individuals licenced to administer a consumer proposal in Canada. Your administrator will use his or her experience and training to assess what you can afford, and what should be offered to your creditors. They prepare the necessary forms for you to sign... | [
-0.019060412421822548,
-0.016499323770403862,
-0.007112768478691578,
-0.0425863154232502,
-0.01189428847283125,
0.01557174976915121,
0.01707392744719982,
0.006759797688573599,
-0.0003008971980307251,
0.009891386143863201,
-0.024806447327136993,
-0.025758646428585052,
-0.06176164746284485,
... | |
30874 | "So...if the stock market tanks, the value of these portfolios tank...but faster. The difference time around being that the customers will be holding all of the toxic assets? I also gotta say that it feels like there's a lot of, ""hey let's sell insurance and hope that nothing bad ever happens but if it does we go ba... | [
-0.008207285776734352,
-0.032420337200164795,
-0.029487574473023415,
0.001439718878827989,
-0.005723326932638884,
-0.017978711053729057,
-0.03307798504829407,
-0.0061721280217170715,
-0.06700913608074188,
-0.009251526556909084,
0.05367840826511383,
0.049910254776477814,
-0.006336540449410677... | |
30877 | I am probably not the most qualified person, but I have taken some managerial finance courses. If company B is still in tact, has its own documentation saying it's a company and all that, the only income company A would need to claim from B is that which B profited and the profits were given to A. I see the above sce... | [
0.006320636253803968,
0.05322147533297539,
-0.013977278023958206,
0.010930247604846954,
0.001892675063572824,
-0.05237768217921257,
-0.03428300470113754,
-0.00648470688611269,
-0.07275372743606567,
0.025548182427883148,
0.02367308735847473,
-0.025595061480998993,
-0.008578564040362835,
-0.... | |
30887 | "First, I'd like to congratulate you on your financial discipline in paying off your loans and living well within your means. I have friends who make more than twice your salary with similar debt obligations, and they barely scrape by month to month. If we combine your student loan debt and unallocated income each mon... | [
-0.021359285339713097,
-0.01791316643357277,
-0.016148485243320465,
-0.004253544379025698,
-0.03625917807221413,
-0.025171659886837006,
-0.03018268570303917,
0.018828801810741425,
-0.007146121002733707,
0.0958254486322403,
0.01271901372820139,
-0.026686621829867363,
0.022641176357865334,
-... | |
30912 | Withdrawals from a traditional 401(k) plan are always treated as cash income and the taxable portion is taxed at ordinary income tax rates, even if the money was held in stocks within the 401(k) plan and the amount withdrawn is equal to whatever capital gains you made by selling the stock within the 401(k) plan. If you... | [
0.0039026066660881042,
-0.009486054070293903,
-0.014412445947527885,
0.036721788346767426,
-0.01115467119961977,
-0.018336445093154907,
-0.05691632628440857,
-0.03158758208155632,
-0.05388469994068146,
0.019253266975283623,
-0.004254055209457874,
-0.036672890186309814,
0.0032333265990018845,... | |
30913 | "It's probably important to understand what a credit score is. A credit score is your history of accruing debt and paying it back. It is supplemented by your age, time at current residence, time at previous residences, time at your job, etc. A person with zero debt history can still have a decent score - provided th... | [
-0.025130625814199448,
0.006651719566434622,
-0.004063986241817474,
-0.0003258806245867163,
-0.03493225574493408,
0.0012327138101682067,
-0.023774532601237297,
0.0011179180582985282,
-0.024787310510873795,
0.02597174607217312,
0.005832056049257517,
-0.02636655792593956,
0.003113433951511979,... | |
30933 | Here are my conditions for an emergency account: A compromise would be to have 1,000-2,000 in a very liquid account and the rest in something a little less liquid that maybe has a minimum balance (but no transaction requirements). The behavioral risk is when you do have an emergency and you don't want to cash out or g... | [
-0.014687575399875641,
0.011989118531346321,
-0.008434941992163658,
-0.003022181335836649,
-0.02901294082403183,
-0.01245998963713646,
-0.016842719167470932,
0.002014787634834647,
-0.047195833176374435,
0.02167820930480957,
0.06074244901537895,
0.0017170971259474754,
-0.00080704694846645,
... | |
30935 | "No, I do not. The advice is to take advice :-) but it is not required. Several ""low cost"" SIPPs allow an ""Execution Only"" transfer from some pensions (generally not occupational or defined benefits schemes [where transfers are generally a bad idea anyway] but FAVCs such as mine are ok). Best Invest is one such, ... | [
0.036915525794029236,
0.04957175999879837,
-0.013291767798364162,
-0.0379142239689827,
0.005152375902980566,
0.04637592285871506,
0.01433586236089468,
-0.003826830768957734,
-0.04303482174873352,
0.04554064944386482,
-0.018430525436997414,
-0.05454709380865097,
-0.014290466904640198,
-0.02... | |
30945 | This is a case of money-laundering, not forgery. Many laundry detergents include a dye that glows under ultra-violet light. | [
0.02865869738161564,
-0.021711671724915504,
-0.011593179777264595,
0.016736820340156555,
-0.019881637766957283,
0.014693578705191612,
-0.0007728787022642791,
-0.008959174156188965,
0.024501143023371696,
0.03610320761799812,
-0.00491710752248764,
0.06051551178097725,
-0.007839832454919815,
... | |
30946 | "he is saying that ""QE"" meaning ""quantitative easing"" meaning ""the theory that the government flooded the markets with money, artificially driving up the price of stocks"" meant that hedge funds, which HEDGE, and benefit from an up-and-down market, couldn't win in a market where it just kept going up. It's basica... | [
-0.044099967926740646,
-0.01474118884652853,
-0.018770502880215645,
0.03661813586950302,
0.0086766192689538,
-0.01330744568258524,
0.005281778518110514,
-0.008890856988728046,
-0.04759368672966957,
0.0031332236248999834,
0.002183574717491865,
0.03674997389316559,
0.00666196271777153,
-0.01... | |
30959 | "Disclosure: I don't have an iPhone, so I don't use RobinHood. That being said, I have a less ""they're-out-to-get-ya"" view of what they're doing. As a small business owner (2 businesses), employees cost the most. If you can create a solid business with few (or no) employees and let robots run it, you will drastical... | [
-0.04917971044778824,
-0.00877274852246046,
-0.017087707296013832,
-0.014116744510829449,
0.027878468856215477,
0.013743038289248943,
-0.0024991589598357677,
-0.01636832393705845,
-0.037407971918582916,
0.1014985516667366,
0.02371164597570896,
-0.018834782764315605,
0.039313871413469315,
-... | |
30970 | trader. It's easy to learn how to develop, you can teach yourself how to develop, but gaining knowledge on how a traders day-to-day world is like is not as easy to come by. If you go dev first, it may be harder to get that business knowledge further down the track | [
-0.03256611153483391,
0.016842758283019066,
-0.014913936145603657,
-0.005330095998942852,
-0.0015714742476120591,
0.04336407780647278,
-0.00007965006079757586,
0.013002334162592888,
-0.07742846757173538,
0.010221040807664394,
-0.024403056129813194,
0.008163055405020714,
-0.027279069647192955... | |
30973 | Yes, the net effect is zero. If you own zero shares by Nov 30, for example, and don't buy any more shares by 12/31, the year is done, and nothing left to account for. | [
-0.04307966306805611,
0.02798806130886078,
-0.011438747867941856,
0.0569021962583065,
-0.01030687801539898,
-0.022877495735883713,
-0.04085022211074829,
0.05772537365555763,
0.003489932743832469,
0.01466286275535822,
0.0076787094585597515,
-0.05093415454030037,
-0.011052883230149746,
-0.04... | |
30996 | There are no legal restrictions on doing this. If you're living in the UK, just open an account like any other resident of the UK would. | [
0.032259535044431686,
0.031970471143722534,
-0.014482103288173676,
0.047926802188158035,
0.006352180149406195,
-0.0042275600135326385,
-0.028891941532492638,
0.0024335570633411407,
-0.01754618063569069,
0.021116120740771294,
0.04876508563756943,
0.0030333646573126316,
-0.04625023156404495,
... | |
31004 | What you are seeing is the effects of inflation. As money becomes less valuable it takes more of it to buy physical things, be they commodities, shares in a company's stock, and peoples time (salaries). Just about the only thing that doesn't track inflation to some degree is cash itself or money in an account since th... | [
-0.031087679788470268,
-0.025674697011709213,
-0.022539306432008743,
0.009029033593833447,
-0.007472430821508169,
-0.04617304354906082,
-0.04478282108902931,
-0.036264028400182724,
-0.007213613484054804,
-0.05889207497239113,
-0.02855866216123104,
0.030200304463505745,
0.024964796379208565,
... | |
31019 | Fairly straightforward to match the result from the calculator soup link. There is a formula to calculate n from the future value s (using natural logs) In Excel This was derived as shown To calculate n from the inflation-adjusted future value si requires using a solver since an algebraic formula cannot be formulated... | [
-0.020255057141184807,
0.01173205953091383,
-0.01738242618739605,
-0.0007478109910152853,
0.011680301278829575,
-0.03947493061423302,
-0.009057840332388878,
0.06883958727121353,
-0.012758615426719189,
0.08522996306419373,
-0.008199501782655716,
0.015303436666727066,
-0.03145227208733559,
-... | |
31037 | My friend Harry Sit wrote an excellent article No Tax Advantage In RSU. The punchline is this. The day the RSUs vested, it's pretty much you got $XXX in taxable income and then bought the stock at the price at that moment. The clock for long term gain starts the same as if I bought the stock that day. Historical side... | [
0.021309422329068184,
-0.027995064854621887,
-0.023712867870926857,
0.020192328840494156,
-0.00022426516807172447,
-0.009825353510677814,
-0.01415832620114088,
0.02438989467918873,
-0.047730401158332825,
0.002989497035741806,
-0.00328992772847414,
-0.008936755359172821,
0.047053370624780655,... | |
31040 | ">a totally unsustainable level I get what you're saying, but this isn't the whole story. For most of the history of civilization, clothes were really, really expensive, so most people had only a few well-made outfits that they repaired and took good care of. It would be unsustainable for our modern lifestyle, but ... | [
-0.025204330682754517,
0.009545204229652882,
-0.012923012487590313,
0.023386197164654732,
-0.010106687434017658,
-0.061424415558576584,
-0.039535507559776306,
-0.02629164606332779,
-0.010730557143688202,
-0.017129676416516304,
0.039143361151218414,
-0.00387913198210299,
0.01547196600586176,
... | |
31061 | "With regard to PMI. You propose to put down 5% less, i.e. 15% instead of 20%. This is $12,500. How much is the PMI? You will pay interest on the $12,500 extra you are borrowing, but also stuck paying that PMI for a number of years. Say the PMI is $100/mo. That's like paying nearly 10% on top of the interest you are a... | [
-0.05077088251709938,
0.0031453801784664392,
-0.01798267848789692,
0.014606955461204052,
-0.01925353892147541,
-0.01660061813890934,
0.04473429545760155,
0.030595971271395683,
-0.05204174667596817,
0.02916625328361988,
0.023050235584378242,
-0.030214712023735046,
0.028387850150465965,
-0.0... | |
31064 | perpetuity means perpetual. the assumption is that facebook will continue to be a 'going concern' which means they will operate indefinitely. this is a standard assumption and although it may not be true for facebook it serves its purpose as a baseline assumption. speculating on the exact timing of the demise of facebo... | [
-0.050281405448913574,
-0.002151188673451543,
-0.02340628020465374,
0.01486046239733696,
0.04654313623905182,
-0.01789991185069084,
-0.06563862413167953,
0.027632882818579674,
-0.06307908147573471,
0.01486046239733696,
0.06749091297388077,
0.06496506184339523,
0.010692797601222992,
-0.0334... | |
31074 | "Well if you weren't such an entitled prick, you'd know that it just flat out isn't as simple for some as ""find a better job"" or ""make more money"" or ""improve your lot in life"" as you have suggested here many different ways. There are countless reasons why that just simply is not possible, and hence why there i... | [
-0.014643591828644276,
-0.0333557091653347,
-0.024535391479730606,
0.011918299831449986,
-0.03925662860274315,
-0.006327957380563021,
-0.007236388046294451,
-0.030001504346728325,
0.0004588254087138921,
0.010839053429663181,
-0.004588739480823278,
-0.005970796570181847,
0.07751941680908203,
... | |
31079 | I keep track of the current casino bonus offers available at most big time online casinos but I was blown away when I came across the bonuses found on this site. They showed me what Slots Jungle had available and frankly, it was better than the rest. | [
0.058085277676582336,
0.017659323289990425,
-0.029429137706756592,
0.008935488760471344,
0.012690050527453423,
0.009662474505603313,
-0.024901578202843666,
0.023926127701997757,
-0.002189010614529252,
0.09666156023740768,
0.032741986215114594,
-0.0030091707594692707,
-0.006216192152351141,
... | |
31098 | It's pretty easy to disregard or outright learn to loathe the brands that are being advertised by intrusive digital ads that hijack your browser, and the ad networks that help make 1/10 of those ads a mobile hijack that won't let you back out forcing you to purge the app from memory. Seriously, those methods of adverti... | [
0.0019516816828399897,
-0.07376464456319809,
-0.023204108700156212,
-0.013678211718797684,
0.012813929468393326,
-0.05745600536465645,
-0.024162335321307182,
-0.006867289077490568,
-0.018478738144040108,
-0.019934866577386856,
0.0004045453097205609,
-0.040771592408418655,
-0.0150122130289673... | |
31104 | > What it doesn't say is how many were opened, also how many were opened in the last 2 years thag they're closing. DineEquity [planned 25-33 stores in 2016](https://www.foodnewsfeed.com/chain-restaurants/applebees-slows-development-plans-sales-decline), I didn't find their 2015 plans, nor organic, non-strategic clo... | [
-0.05593482777476311,
-0.015431239269673824,
-0.02308768406510353,
0.04744992405176163,
0.022559652104973793,
-0.05797411873936653,
-0.0020336005836725235,
-0.030516527593135834,
-0.004283420741558075,
0.03093530982732773,
0.05943075567483902,
-0.0027220887131989002,
0.004458672367036343,
... | |
31110 | >When you hear mainstream economists offer detailed reasons why the Bush-Clinton tax increases were needed and why the Obama deficits are the right medicine for the economy, bear in mind these are the same economists who did not see the 2007 housing collapse coming, did not see the 2008 financial panic coming. H... | [
0.024773620069026947,
0.020378805696964264,
-0.016703424975275993,
0.0015102289617061615,
-0.029027676209807396,
-0.005911886692047119,
0.005419229157269001,
-0.0032824263907969,
-0.026791168376803398,
0.00714352959766984,
0.015569532290101051,
0.02100440114736557,
0.03903722018003464,
-0.... | |
31116 | if employees are difficult to fire, it make it difficult to hire to begin with. It is well proven phenomenon in South European countries. Making union powerful simply create two tire system whereby the system only protect those who are already employed. North European countries, instead, adopt flexible system whereby... | [
-0.037494100630283356,
-0.02012474089860916,
-0.027518928050994873,
0.03955191746354103,
-0.025426233187317848,
-0.009983894415199757,
0.005641554482281208,
0.006256283260881901,
-0.02955930307507515,
-0.037528980523347855,
-0.013436839915812016,
-0.0002577719569671899,
-0.028983812779188156... | |
31117 | If you didn't receive the money in 2012 or have constructive receipt you really can't claim the income. If the company is going to give you a 1099 for the work they aren't going to give you one until next year and if you claim it this year you will have a hard time explaining the income difference. On the other hand if... | [
-0.0033165563363581896,
0.034489575773477554,
-0.013337969779968262,
0.009568117558956146,
0.007291858084499836,
-0.005840661004185677,
-0.039837807416915894,
0.008648483082652092,
-0.01716652140021324,
0.005729782860726118,
0.03182850405573845,
-0.0290369875729084,
0.022527797147631645,
-... | |
31139 | Yes, you're absolutely right. For such small amounts and such large fees, almost any investment choice is pointless. Some brokers allow for commission free ETF trading. Seek them out. As you've noticed, bond interest rates are almost 0%. This is a far cry from the days of Benjamin Graham, where the USD acted more lik... | [
-0.01973268948495388,
0.006927909329533577,
-0.02733594737946987,
0.028194667771458626,
-0.009106018580496311,
-0.020823979750275612,
-0.04218466207385063,
-0.0035019710194319487,
-0.04547642543911934,
-0.0007055375608615577,
-0.0070665571838617325,
0.01302393339574337,
-0.000972210662439465... | |
31142 | "Despite having a math degree, I basically only use basic algebra/probability/calculus on a day to day basis as my career has gone a different direction away from the modelling/quanty stuff. Some fun reading: * The SABR Model - [SABR/LIBOR Model](http://www.amazon.com/SABR-LIBOR-Market-Model-Interest-Rate/dp/04707400... | [
0.01770896092057228,
-0.013108701445162296,
-0.02505716122686863,
0.006386421155184507,
0.011266563087701797,
-0.017057595774531364,
-0.007989387027919292,
-0.0018993878038600087,
0.013312253169715405,
0.009531288407742977,
0.013668468222022057,
0.0016920199850574136,
-0.014319831505417824,
... | |
31144 | The regulations you're talking about (TR 1.263) are going into effect starting tax year 2016, so for purchases you made last year they're (kindof...) irrelevant. Kindof, because the IRS promises to not audit those that qualify under the regulations even if they use it before it goes into effect, but it doesn't legally ... | [
-0.05169353634119034,
0.021797440946102142,
-0.01916106976568699,
0.010278398171067238,
-0.022969160228967667,
0.003706857329234481,
-0.0015184975927695632,
0.02402026206254959,
0.0032028453424572945,
0.03494482859969139,
0.033497411757707596,
-0.030171792954206467,
0.047041118144989014,
-... | |
31150 | the person at the other end of the question is probably some low level employee getting paid less than $20 an hour, most likely, he'll just ask you if you have a point and then move on to the next person that actually needs something. You are seriously overestimating reddit. Do you realize that the majority of reddito... | [
-0.05113033205270767,
-0.012782583013176918,
-0.016335569322109222,
-0.014947045594453812,
0.015208414755761623,
-0.01898193173110485,
-0.0015774033963680267,
0.02883227914571762,
0.0022134697064757347,
0.0005768497940152884,
-0.005243717692792416,
-0.053188614547252655,
0.004402435850352049... | |
31154 | >$1160 per month, lets say you only have one kid. >Oh, wait, taxes are taken out. You really only have about $1,000 to work with. To be fair with your calculation, with $1,160 a month, you're not subject to federal income tax and most likely no state income tax, *especially* with a child. That adds an extra $1... | [
0.014035181142389774,
0.01278064027428627,
-0.002676592441275716,
0.03484203666448593,
0.010271557606756687,
-0.037579216063022614,
-0.038805246353149414,
0.018789608031511307,
-0.03749367967247963,
0.0055955396965146065,
0.06221384555101395,
-0.05183536931872368,
0.03364451974630356,
-0.0... |
Subsets and Splits
No community queries yet
The top public SQL queries from the community will appear here once available.