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32199 | It's been a long time since I've used MS Money and/or Quickbooks (never Quicken), but I've used GnuCash over the past year or so. It works, but it does suffer from some usability problems. Some of the UI is clunky. Data entry sequences are a little harder than they should be. Reports could be a little prettier. But ove... | [
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32226 | "This is the best tl;dr I could make, [original](http://www.smh.com.au/business/comment-and-analysis/metrics-obsessed-managers-should-be-careful-what-they-wish-for-unlike-the-banks-20170820-gy03je.html) reduced by 89%. (I'm a bot) ***** > The slogans of the metrics brigade say "You can't manage wha... | [
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32236 | The only reason inflation has yet to show in the CPI is because the dollar is the global reserve currency and is the best house in a bad neighborhood, but that just means the rest of the world is becoming poorer at the same time as the U.S. - QE was 4 trillion. That's a debasement of the currency even if, for the reaso... | [
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32251 | We had a pilot restaurant in downtown Huntington Beach, it was called U.S. Taco Co. I'm not sure it is even there still. It was really great I mean I was very shocked to hear they were affiliated. Looking it up, it looks like it was closed...meh. | [
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32280 | It depends on the size of the payroll, not on the number of employees. Probably you need to file Form 941 quarterly under this scenario. You may or may not need to deposit taxes more frequently. If you must deposit, then you need to do it electronically. I excerpted this from the instructions for Form 941: If your t... | [
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32282 | As others have pointed out, the value of Apple's stock and the NASDAQ are most likely highly correlated for a number of reasons, not least among them the fact that Apple is part of the NASDAQ. However, because numerous factors affect the entire market, or at least a significant subset of it, it makes sense to develop a... | [
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32290 | Depends on the stock involved, but for the most part brokerages allow you gain entry at 50%, meaning you can short twice the cash on hand you have. Going forward, you need to maintain 30%, so on a $10,000 short, you'd have to maintain $3000 in your account. Example, an account with $5000 cash - You can short $10,000 ... | [
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32297 | At some point I just wanted to make free apps for grocery stores just so I could stop wandering around their stores, especially in new locations. Every single time someone who works there reminds me that you can't touch any of the digital systems as they're old and finicky and nobody is just going to go in there and a... | [
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32322 | "I don't know which field of work you're in, but in my field I found the classic ""fuck you, pay me now"" to be very beneficial to me. Go check it out. I hope it helps you out as much as it has helped me: http://creativemornings.com/talks/mike-monteiro--2/1" | [
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32324 | "The obvious disadvantage of paying loans off more slowly is that you will pay a lot more in total interest... Which means less savings and less disposable income on the long term. Unless you are doing something with the money which produces more income than the interest costs you, this is very much ""penny wise, pound... | [
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32328 | Fundamentally these are my opinions I am expressing. Even though I try to remain as factual as possible, and have significantly modified my opinion over the years as a result of apparently factual information, it's still technically just opinion. > My view is not so much that labour and finance capital returns need... | [
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32345 | Stores have been using fake markups for centuries--this is nothing new. It isn't anymore deceptive than any other business practice that has been around forever. I know a story in the UES of Manhattan that has had a going out of business sale since at least 2010. This is no PSA; it's an attempt at some viral marketing... | [
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32347 | "This is the best tl;dr I could make, [original](http://timharford.com/2017/08/what-we-get-wrong-about-technology/) reduced by 97%. (I'm a bot) ***** > So sophisticated is Rachael that she is impossible to distinguish from a human without specialised equipment; she even believes herself to be human. > "... | [
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32349 | The best advice I can give to anyone who doesn't know a subject is to just start reading. At first you won't understand fuckall, but after a few months things will start to snap together in your head. I know it's hard considering most of us have this idea that to learn a subject we need to start at some sort of beginni... | [
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32366 | > *I fail to see how moderate inflation is a bad thing* The purchasing power of the currency slowly erodes, which means people's savings melt away. So people are forced to invest into something they don't really understand and something that is completely rigged, instead of just having their savings in a currency.... | [
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32372 | This article talks about State controlled banking, before 1913 - the power of printing money and all that was under control of the State (Congress). If they shut down the Federal Reserve, they would then be able to eliminate the fractional reserve banking method and government wouldn't have to pay intertest to borrow i... | [
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32382 | >I haven't been in /politics since the election where anyone that didn't support Hillary was either downvoted into oblivion or banned. Okay, but that doesnt mean it hasnt happened. >Once CTR took over /politics, any posts supporting Bernie or criticizing Hillary's past were trashed. These are all just cognit... | [
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32385 | My suggestion would be to ask the planner as an initial question as there could be a couple possible explanations for a free meeting: Initial consultation - Within some industries there will be that first meeting which is free to see how well do two people work together. In Canada there are some lawyers that will give... | [
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32392 | No, it is the same as it has always been. The market gives a valuation of a company based off its expected discounted cash flow. Only problem we see is that many growth companies ($TSLA!!!) are being given the benefit of the doubt in regards to their expected growth and future profitability. **IF** Tesla does grow as... | [
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32393 | Let's stop right there. Are you implying that the Ukrainian military shot down MH17 and made it look as if Russia was involved, as well as enlisting the U.S. intelligence community in their coverup of murdering of a couple hundred citizens of an allied nation and member of NATO? | [
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32453 | No clue, why you are getting downvoted. Most people need to understand that entry level positions garner entry level pay, and it's only after being loyal to a company that you get paid much more. However, if work sucks, they ought to do the best to find another one. | [
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32455 | "I read up on it and saw that the IRS can ""charge"" the loan provider on interest even if the loan provider doesn't charge interest, but this is normally mitigated by the 0% interest being considered a gift and as long as it's below X amount your fine. Yes, this sums it up. X is the amount of the gift exemption,... | [
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32477 | OMG, I'm sorry about where you live. I could name 6 local burger joints off the top of my head within 15 miles of me that have better burgers for cheaper than McD's premium products. I'm sure there are many more if I researched it. I think McD is relatively expensive. | [
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32485 | Volume @ 0 doesn't mean that there are no buyers and sellers, it just means that there hasn't been any trades done yet. What you need to look for are the bids and offers (for selling and buying, respectively). For further expiration and NTM or IT options there will almost always be a bid and an offer (but it may be ver... | [
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32503 | "My company makes books. It is a start-up going through hard times right now. It is too soon to say if we are ultimately going to be successful, so we might not be the best example of triumph following adversity. We certainly can fulfill the ""hard times"" part, though. Let me know if I can be of any help." | [
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32515 | Drain City Toronto plumbers use high pressure water jetting technology, for effectively removing sediment, grease, and waste, to thoroughly clean the inside of your drains and sewer pipes in the ground. Our plumbers use only the best equipment available, and you’ll receive quality jetting services done by our knowledge... | [
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32520 | If you're relatively certain that you're going to meet the requirements, it sounds like a good move for you. The #1 priority with emergency funds should be easy access to the money when you need it. Before the current economic situation, money market funds were great for this since they preserved the value of the doll... | [
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32522 | Credited to your account means amount has been deposited to your account(this will be your income). Debited from your account means withdrawn from your account(This will be your expense). Hope this clarifies your question. Regards Jayanthi | [
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32530 | I'd worry about being robbed or losing the money en-route. Is it likely? Probably not. But wow, I wouldn't want to lose serious money in one shot. I have fond memories of the time I was serving as treasurer for a non-profit organization and I was taking $30,000 in contributions to the bank. As I walked across the parki... | [
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32548 | You were an unsecured creditor. If Refco had a corporate credit card Visa would be in the exact same position you were. Nothing to do with being the little guy per se, just that UCC Article 9/the Bankruptcy Code has a massive preference for secured creditors over unsecureds. (Which I think is not the best idea, but for... | [
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32573 | You don't even know why licenses you need? And you're asking Reddit? You will be doing a disservice to any client who has the misfortune of having you as an investment advisor. Go work for an established shop for a bit and learn the ropes. How could you dream of asking someone to trust you with their money when you kno... | [
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32576 | In regards to the legal recourse, no there is none. Also, despite your frustrations with Citi, it may not be their fault. Mortgage companies are now forced to select appraisers (essentially at random) through 3rd party Appraisal Resource Companies (ARCs). This randomization mandate from the government was issued in ... | [
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32589 | First: the question is irrelevant for purchases on exchange, mostly. Majority of sales on stock exchanges is between shareholders. If however you buy directly from the company (in a IPO, or direct share purchase program of some kind, like ESPP), then it does end up showing in the company account ledgers one way or anot... | [
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32600 | Scrip dividends are similar to stock splits. With a stock split, 100 shares can turn into 200 shares; with scrip dividends they might turn into 105 shares. | [
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32601 | A mortgage will show as a lien on your property. Say your home is worth 400,000 (money units) but you only owe 200,000. A lender may be willing to be second in line, lending you another 100,000. | [
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32605 | Ons bedrijf heeft u een goede keuze van infraroodcabines en keukenwinkels. Van klein tot groot en maatwerk is mogelijk. U kunt verwachten kwaliteit en duurzaamheid bij een stand te kopen. U kunt er zeker van zijn dat u kunt gaan genieten van uw aankoop zeer lange tijd. | [
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32610 | "It depends on the rules in the specific places you stay. Specific places being countries or states. Some states may consider pension payments to be taxable income, others may not. Some may consider presence for X days to constitute residency, X days may be 60 days in a calendar year whether or not those days are c... | [
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32615 | "P/E alone would not work very well. See for example http://www.hussmanfunds.com/html/peak2pk.htm and http://www.hussmanfunds.com/rsi/profitmargins.htm (in short, P/E is affected too much by cyclical changes in profit margins, or you might say: booms inflate the E beyond sustainable levels, thus making the P/E look mor... | [
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32620 | If one suffers from an injury due to car accident in Boca Raton there are experts who can immediately diagnose the patient and take prompt action to help him. In an accident, the neck and other areas of the musculo skeletal system get damaged, they get you rid of all problems. @ https://1800draccident.wordpress.com/201... | [
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32629 | [Image](https://imgs.xkcd.com/comics/purity.png) [Mobile](https://m.xkcd.com/435/) **Title:** Purity **Title-text:** On the other hand, physicists like to say physics is to math as sex is to masturbation\. [Comic Explanation](https://www.explainxkcd.com/wiki/index.php/435#Explanation) **Stats:** This comic has bee... | [
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32671 | "The receiving Roth IRA custodian will almost certainly not charge you anything; they are eager to get their hands on the money. In fact, the easiest and most efficient way is to fill out the forms for opening a Roth IRA account with the new custodian (most of this can be done online, but it might be necessary to print... | [
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32673 | Well this was an interesting read, but sadly no one has given me anything I asked for. I'm not complaining, as I didn't expect a complete stranger to actually tell me how much they make, but I figured it'd be worth a try. Anyway, I'm gonna assume that you work in NY? If so, what were your starting hours like (approx) a... | [
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32701 | Ive been that guy a few times. was this close to launching their computer across the room. they said vehicle B was equivalent to vehicle A and yet they also said that vehicle C which was made by the same company as B was somehow also equivalent as if Toyota or whoever made more than one vehicle in a given class. Equ... | [
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32702 | I know you're making a joke, but I really think Tesla could kill off train transportation entirely. If you can get in a car anywhere in the country and travel anywhere else in the country, more or less in a straight line instead of following the few rail routes available, then it just comes down to price. If they're ab... | [
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32709 | It's fake. It's not a leak. > According to **this rendered image,** Apple may be releasing a new line of Macbook Air computers in the color “Space Gray” at their next conference. And according to my anus, Apple may be releasing a new line of Macbook Air computers that can be inserted rectally. | [
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32714 | "Most likely because they don't know what they're talking about. They all have a belief without evidence that information set X is internalised into the price but information set Y is not. If there is some stock characteristic, call it y, that belongs to set Y, then that moves the gauge towards a ""buy"" recommendation... | [
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32722 | "I'd be curious how many of those people own cell phones, flat screen TV's, the latest DVD's, $100 shoes etc. I know there are poor people who spend their money wisely and still barely make it, but I'm related to ""poor"" people who are always dressed better than I am and still barrow money from grandma every month." | [
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32744 | You are not missing something basic. Putting money in the bank will cost you in terms of purchasing power. The same thing has been true in the US and other places for a long time now. The real interest rate is negative--there is too much aggregate wealth being saved compared to the number of profitable lending oppor... | [
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32748 | Well keep in mind until the 2007ish housing crash Fannie and Freddie MADE money, they received no help from the federal gov't. The whole idea of the secondary mortgage market was to keep money flowing to home buyers and everyone who bought a home benefited (via rates a few points lower than if banks had to keep all the... | [
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32749 | $100K of mortgage debt at 4%, 30 years will result in a $477/mo mortgage. It would take about $23K in income to have 25% of the monthly income cover the mortgage. This means, that with no other large debts, a bank will lend you about 4X your income. If, instead of 25%, we decided that having 20% of income go to the m... | [
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32764 | As pointe out by @quid, inflation figures are almost always quoted as a comparison of prices last month, and prices a year ago last month. So 10% inflation in August means that things cost 10% more than they did in August a year ago. This can lead to some perverse conclusions. Consider an imaginary economy where pric... | [
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32781 | MB's math is right, but I can describe it in a short sentence. All Traditional accounts are combined, 401(k) rollover is no different from other IRA money. You should have been tracking your non-deducted money via form 8606 so you know this figure. The non-deducted money as a percent of your total balance is the percen... | [
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32784 | From personal experience: Loan Impact It does impact your ability to take out other loans (to an extent) Your first investment property is going to go against your debt to income levels, so if you take out a loan, you've essentially decreased the amount you can borrow before you hit a lender's debt to income ceiling. ... | [
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32811 | "No. A deposit to an IRA must be in cash. A conversion from traditional IRA to Roth can be ""in kind"" i.e. As a stock transfer. Last, any withdrawals can also be in stock or funds. IRS Publication 590, so important, it's now in 2 sections Part A and Part B, addresses IRA issues such as this as well as most others. B... | [
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32833 | In addition to the issues discussed in BrenBarn's answer, I think you need to consider your medium term saving needs and existing savings. In particular, do you have a sufficient rainy day fund, a fund you will spend if things go wrong? For example, if you are dependent on a vehicle that is not covered by a guarantee o... | [
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32835 | Here is the raw truth that you are missing. The people displaced by Amazon eliminating these lower end jobs will not be able to find work. EVER!!!! They are now structurally unemployed. The are not able to learn the skills necessary to find work because they lack the initiative and/or intelligence. Remember that th... | [
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32843 | That's what most athletes should do, but they don't. They end up getting an uncle or cousin to invest for them and they end up stealing it or losing it on terrible investments. It's really sad. And all the major sports put these guys through learning seminars when they are rookies, but they just don't listen. | [
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32846 | I would like JD to soar I got in little while ago. I have heard a lot of news lately about Unicom in the last month or so but this is the first time JD has been involved. Also until you shared this article I always read Unicom as Unicorn haha. | [
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32853 | It's also the fact that there's a difference between ability and qualification. I, for example, am capable, though not qualified in the eyes of many companies. I've talked to a couple of them before where they don't seem to care much about an electrical engineering degree, but would love me if I had a toilet paper MI... | [
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32855 | CDs or money market funds. Zero-risk for the CD and ultra-low risk for the money market account; better return than most savings accounts. | [
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32864 | What on earth are they going to deliver for $100 in 2017...? People might as well go back to developing gamecube games. If you want cheaper games that are more fun than just sheer graphics, the nintendo virtual console has you covered, only the price of the actual console is high--if it's too high, then you have plenty... | [
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32867 | This works even better when you have a good credit score when you want to arbitrarily inflate it for bragging rights or lowest interest rates, I'm only pointing this out because it has nothing to do with your current score and CK's recommendation. The presence of an installment loans is 10% of your credit score, accord... | [
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32880 | Since this is the reasoning: I don't want to bother with micropayments, and harassing her for monthly payments. You must do one the following: Provide the money to your mom as a loan (i.e.: with a note and interest) payable when the full repayment of the loan to the bank is done (i.e.: balloon note). The terms of the... | [
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32907 | It's still a car with the carbon footprint of a car, except it uses electricity, which still is generated by fossil fuels for the most part If it's a step in the right direction And people are only buying it to be cool elitist hippies, deep down I'd still like to buy one | [
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32936 | You always see articles of how financially distressed people are, but then other articles on how home prices are rising and people don't want to sell their homes for less (to meet the pent-up demand for starter homes). A nice, long, prolonged drop in real estate prices would solve so much. With the decline in retail I... | [
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32944 | "To short: Of course, you may always buy some index correlated ETF that eliminates the above. They use stock futures on the index, and you simply buy the ""shorting ETF"" in your non-margin account. However, they are surprisingly high cost, and despite the intended correlation, have significant drag. It's a much safer... | [
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32953 | I believe that! Their system is meant to cause defaults. They are so disorganized and unhelpful. On three separate files for the same client, I dealt with lost documents and forced start over on the processes of approvals because they said documents weren't received in time, even though we had confirmations. I think if... | [
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32966 | The percentage fee often depends on the type of card. Amex and rewards cards like aeroplan cards often charge 2.5-4% whereas cashback cards will charge less. That's why most places (specifically in Canada which is where I'm from) don't take Amex because they charge way too much. | [
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32973 | The value of Coins & Currency is more of Demand Vs Supply Situation. The value of Coins is not just due to it being old, but also For example the 1876 US Nickel around 300,000 were minted. The 1916 US Nickel around 400,000 were minted. However the 1916 Nickel is at more premium than the 1876. This is because there a... | [
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32975 | Interesting point. I hadn't considered the general market so much as the large retail locations like malls. I'm very interested in the effect of reduced foot traffic as major anchor tenants leave malls. Most food court restaurants / chain retail like footlocker etc operate on slim margins except at holidays / high ... | [
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32983 | "No they aren't, they either can't afford fast food burgers anymore or they are willing to pay a little extra because they are ashamed of eating at Mcdonald's. All fast food is roughly equivalent, the differences are just perception and marketing. We probably all share the same concept of what Taco Bell and Chipotle ... | [
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32985 | This can make a difference of a few points. When your balance is reported on a monthly basis to the bureaus that current balance is used to determine your utilization. Keeping it paid down will help in this case. If you are monitoring your credit regularly, you can see what time of the month your balance is reported a... | [
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33003 | $900 seems like a fair cost of minor repair. As a landlord, I repaint and repatch the walls if there are any holes. Labor is also expensive now a days (especially here in the West Coast). HOWEVER, this is why there is a security deposit. To make sure things like this is covered after move out. NOW, you could ask the ... | [
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33006 | Think carefully about the added expenses. It may still make sense, but it probably won't be as cheap as you are thinking. In addition to the mortgage and property taxes, there is also insurance and building maintenance and repairs. Appliances, carpets, and roofs need to be replaced periodically. Depending on the are... | [
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33015 | Ok, cool, feel free to browse this post and all responses. By all means I realize jobs are your paying customers, but my thought is if the site were trafficked enough by job seekers, like indeed is, you can dominate and set the tone to better aide job seekers and boost the economy with job placement. I think the job ... | [
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33050 | "Responsibly produced food is more expensive because it costs more to produce food responsibly. Hard to imagine there won't be some supply constraints associated with these price cuts. ""Organic free range beef only $5/lb when available( only available at 3:42PM every third Tuesday of months that start with the letter ... | [
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33078 | This is all too typical of immature people. Any opinions not in alignment with their own are classified as 'stupid.' It takes time and experience to realize that other people usually have good reasons to think as they do, even when you just cannot fucking understand why. | [
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33083 | Buying and selling cars a lot is something that makes money if you are a dealer but usually doesn't if you are not. The question to ask yourself is why you want to sell it. If it is because you are feeling poor and need money, it might make sense to sell it, particularly if you don't need it. But $12k or whatever i... | [
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33092 | David Brooks is a well known hack-fraud pundit over at the NYT. He thinks he is much smarter and more articulate than he actually is. His corner is kind of a right-leaning fiscal-conservative sometimes used as a counter-balance to give the appearance of neutrality on issues, despite the fact that he's not an expert or ... | [
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33100 | All stocks are held in the expectation that they will eventually return money to whoever is holding the shares at the time, by one or more of the following mechanisms: Just because they aren't paying anything out now, doesn't mean they won't in the future, and even if the current shareholder sells before receiving anyt... | [
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33117 | If this was a public corporation (stock) and the investment was made in a non-registered account, then you can claim a capital loss. Capital losses are claimed against capital gains (not income), and can be carried back 3 years or carried forward indefinitely. Here's an article I've written on how to claim capital l... | [
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33132 | I just wrote an article about this and how Im playing it (ALOT of long dated OotM (out of the money) PUT options). Especially with the Fed forcing rate hikes (as if they think we dont understand theyre hiking only to cut rates in a few months when a recession shows) and the economys growth weakening. I don't see a si... | [
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33154 | "> This is probably the single most clueless statement I've read about business, ever... actually made me laugh. Because you are clueless? Do you know how many ads I see on the internet every day? Zero. I see Zero ads. And every person I talk to sees Zero ads, because I tell them about ad blockers. And they tell t... | [
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33155 | If you have such a long term investment goal there really is no reason to try time the markets, 1990s market high was nothing compared to 1999s market high which was nothing to 2006 etc and so on(years quoted as example). Also consider cost of opportunity missed by holding back investing your immediately available in... | [
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33157 | "I am a tax lawyer and ALL the RESPONSES ABOVE are 1/2 Correct but also 1/2 Wrong and in tax law this means 100% WRONG (BECAUSE ANY PART INCORRECT UNDER TAX LAW will get YOU A HUGE PENALY and/or PRISON TIME by way of the IRS! So in ESSENCE ALL the above answers are WRONG! Let me enlighten you to the correct answer in ... | [
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33159 | From Wikipedia: If a company with limited liability is sued, then the claimants are suing the company, not its owners or investors. A shareholder in a limited company is not personally liable for any of the debts of the company, other than for the value of their investment in that company. Summarized, no, if you ... | [
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33200 | The price of the loan may be justified if you're considered a high-risk applicant for some reason (e.g. you're putting very little money in initial payment), and if it includes all the associated expenses. What is more relevant to your situation is that you're probably better off renting. Think about it: your $300'000 ... | [
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33208 | The dividend goes into the IRA (either reinvested automatically or remains as cash until you invest it, per your choice). You're not taxed on this dividend (IRA is a taxed-deferred account - you're taxed on the distributions, but not on the capital gains within the account). | [
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33261 | Not surprising, the whole culture has shifted since everyone was either let go, had a work buddy (or several) let go, or were sitting on the edge of their seats for 18 months waiting to be let go back in the collapse. | [
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33287 | As Victor says, you pay tax on net profit. If this is a significant source of income for you, you should file quarterly estimated tax payments or you're going to get hit with a penalty at the end of the year. | [
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33291 | Have a read of this PF&M article, which @Blackjack has an excellent answer that speaks around risk. Answers which suggest that the return is proportional to the amount invested is a very simplistic argument. It is far more complex than that. I would content that your initial question Does investing more money into stoc... | [
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33304 | I use a spreadsheet for that. I provide house value, land value, closing/fix-up costs, mortgage rate and years, tax bracket, city tax rate, insurance cost, and rental income. Sections of the spreadsheet compute (in obvious ways) the values used for the following tables: First I look at monthly cash flow (earnings/c... | [
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33320 | "Yes, the world was very poor, things were supposed to change and people could live better lives, but now people live at home until 28 just to try and have a home of their own. And we argue that this is preferable, for some stupid reason. If you stopped sitting on your ass and actually learn a skill, you can move out ... | [
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33341 | "It's like people think the definition of fascism is ""a thing I don't like"". Let say, as Robert Paxton did, that fascism is ""a form of political behavior marked by obsessive preoccupation with community decline, humiliation, or victimhood and by compensatory cults of unity, energy, and purity, in which a mass-based ... | [
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33350 | By paying the $11,000 into the 2.54% loan you will save $23.30 in interest every month. By paying the $11,000 into the 3.625% loan you will save $33.20 in interest every month. If your objective is to get rid of one loan quicker so repayments can go to the other loan to pay off sooner, I would put the $11,000 into the ... | [
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33357 | This can arise with very thinly traded stocks for large blocks of shares. If the market only has a few thousand dollars available at between 8.37 and 12.5 the price is largely meaningless for people who want to invest in hundreds of thousands/millions of dollars worth, as the quoted price can't get them anywhere near t... | [
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33376 | I recommend talking to your parents. You may be able to convert the account to a joint account that is shared with them, and then they would be able to withdraw the money for you. | [
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33389 | Not sure of your locality. In the USA, there are many options. There are many corporate bonds that pay interest monthly. You can invest in a handful of bonds, chosen so at least one of them pays interest each month. (Minimum investment requirements make this an expensive option) Unit Trusts made of bonds (a handful of... | [
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-... | |
33391 | 07-08 isn't our only reference point. It is the most extreme financial event in decades. But, there could easily be enough froth to spark another downturn (10 years since 2008 it wouldn't be too soon for that either) like market crashes in 1989 or 2001. It's not all doom and gloom but you have to be realistic. There ... | [
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... | |
33394 | If you're talking about ADBE options, that is an American style option, which can be exercised at any time before expiration. You can exercise your options by calling your broker and instructing them to exercise. Your broker will charge you a nominal fee to do so. As an aside, you probably don't want to exercise the op... | [
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0.016116322949528694,
0.015908561646938324,
-0.0... |
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