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61.30.140 | Action to set aside forfeiture. | (1) An action to set aside a forfeiture not otherwise void under RCW 61.30.040 (1) may be commenced only after the declaration of forfeiture has been recorded and only as provided in this section, and regardless of whether an action was previously commenced under RCW 61.30.110 . (2) An action to set aside the forfeitur... |
61.30.150 | False swearing—Penalty—Failure to comply with chapter—Liability. | (1) Whoever knowingly swears falsely to any statement required by this chapter to be sworn is guilty of perjury and shall be liable for the statutory penalties therefor. (2) A seller who records a declaration of forfeiture with actual knowledge or reason to know of a material failure to comply with any requirement of t... |
61.30.160 | Priority of actions under chapter. | An action brought under RCW 61.30.110 , 61.30.120 , or 61.30.140 shall take precedence over all other civil actions except those described in RCW 59.12.130 .
[ 1985 c 237 s 16 .] |
61.30.900 | Short title. | This chapter may be known and cited as the real estate contract forfeiture act.
[ 1985 c 237 s 17 .] |
61.30.910 | Effective date—Application—1985 c 237. | This act shall take effect January 1, 1986, and shall apply to all real estate contract forfeitures initiated on or after that date, regardless of when the real estate contract was made.
[ 1985 c 237 s 21 .] |
61.30.911 | Application—1988 c 86. | This act applies to all real estate contract forfeitures initiated on or after June 9, 1988, regardless of when the real estate contract was made.
[ 1988 c 86 s 16 .] |
61.34.010 | Legislative findings. | The legislature finds that persons are engaging in patterns of conduct which defraud innocent homeowners of their equity interest or other value in residential dwellings under the guise of a purchase of the owner's residence but which is in fact a device to convert the owner's equity interest or other value in the resi... |
61.34.020 | Definitions. | Unless the context clearly requires otherwise, the definitions in this section apply throughout this chapter. (1) An "act of equity skimming" occurs when: (a)(i) A person purchases a dwelling with the representation that the purchaser will pay for the dwelling by assuming the obligation to make payments on existing mor... |
61.34.030 | Criminal penalty. | Any person who wilfully engages in a pattern of equity skimming is guilty of a class B felony under RCW 9A.20.021 . Equity skimming shall be classified as a level II offense under chapter 9.94A RCW, and each act of equity skimming found beyond a reasonable doubt or admitted by the defendant upon a plea of guilty to be ... |
61.34.040 | Application of consumer protection act—Remedies are cumulative. | (1) In addition to the criminal penalties provided in RCW 61.34.030 , the legislature finds that the practices covered by this chapter are matters vitally affecting the public interest for the purpose of applying chapter 19.86 RCW. A violation of this chapter is not reasonable in relation to the development and preserv... |
61.34.045 | Arbitration not required. | (1) Any provision in a contract that attempts or purports to require arbitration of any dispute arising under this chapter is void at the option of the distressed homeowner. (2) This section applies to any contract entered into on or after June 12, 2008.
[ 2008 c 278 s 9 .] |
61.34.050 | Distressed home consulting transaction—Requirements—Notice. | (1) A distressed home consulting transaction must: (a) Be in writing in at least twelve-point font; (b) Be in the same language as principally used by the distressed home consultant to describe his or her services to the distressed homeowner. If the agreement is written in a language other than English, the distressed ... |
61.34.060 | Distressed home consultant—Fiduciary duties. | A distressed home consultant has a fiduciary relationship with the distressed homeowner, and each distressed home consultant is subject to all requirements for fiduciaries otherwise applicable under state law. A distressed home consultant's fiduciary duties include, but are not limited to, the following: (1) To act in ... |
61.34.070 | Waiver of rights. | (1) A person may not induce or attempt to induce a distressed homeowner to waive his or her rights under this chapter. (2) Any waiver by a homeowner of the provisions of this chapter is void and unenforceable as contrary to public policy.
[ 2008 c 278 s 4 .] |
61.34.080 | Distressed home reconveyance—Requirements. | A distressed home purchaser shall enter into a distressed home reconveyance in the form of a written contract. The contract must be written in at least twelve-point boldface type in the same language principally used by the distressed home purchaser and distressed homeowner to negotiate the sale of the distressed home,... |
61.34.090 | Distressed home reconveyance—Entire agreement—Terms—Notice. | The contract required in RCW 61.34.080 must contain the entire agreement of the parties and must include the following: (1) The name, business address, and telephone number of the distressed home purchaser; (2) The address of the distressed home; (3) The total consideration to be provided by the distressed home purchas... |
61.34.100 | Distressed homeowner's right to cancel. | (1) In addition to any other right of rescission, a distressed homeowner has the right to cancel any contract with a distressed home purchaser until midnight of the fifth business day following the day on which the distressed homeowner signs a contract that complies with this chapter or until 8:00 a.m. on the last day ... |
61.34.110 | Notice of distressed homeowner's right to cancel. | (1) The contract required in RCW 61.34.080 must contain, in immediate proximity to the space reserved for the distressed homeowner's signature, the following conspicuous statement in at least fourteen-point boldface type if the contract is printed, or in capital letters if the contract is typed: "You may cancel this co... |
61.34.120 | Distressed home purchaser—Prohibited practices. | A distressed home purchaser shall not: (1) Enter into, or attempt to enter into, a distressed home conveyance with a distressed homeowner unless the distressed home purchaser verifies and can demonstrate that the distressed homeowner has a reasonable ability to pay for the subsequent conveyance of an interest back to t... |
61.38.010 | Future listing right purchase contracts—Duration—Actions to enforce compliance. | (1) No future listing right purchase contract shall exceed five years duration and may not be renewed or extended. A future listing right purchase contract: (a) Shall not be used as a lien against the real property; (b) Shall not run with title to real property and is not binding or enforceable at law or in equity agai... |
61.38.901 | Effective date—2023 c 367. | This act is necessary for the immediate preservation of the public peace, health, or safety, or support of the state government and its existing public institutions, and takes effect immediately [May 9, 2023].
[ 2023 c 367 s 4 .] |
61.40.010 | Solicited real property—Application of consumer protection act. | (1) For real estate transactions executed on or after January 1, 2026, in which a potential buyer or someone representing a potential buyer actively solicits the purchase of real property through public advertising or written, electronic, or in-person contact with an owner of real property that is not currently publicl... |
63.10.010 | Legislative declaration. | The leasing of motor vehicles, furniture and fixtures, appliances, commercial equipment, and other personal property has become an important and widespread form of business transaction that is beneficial to the citizens and to the economy of the state. Users of personal property of all types and lessors throughout the ... |
63.10.020 | Definitions. | As used in this chapter, unless the context otherwise requires: (1) The term "adjusted capitalized cost" means the agreed-upon amount that serves as the basis for determining the periodic lease payment, computed by subtracting from the gross capitalized cost any capitalized cost reduction. (2) The term "gross capitaliz... |
63.10.030 | Liability at expiration of lease—Residual value—Attorneys' fees—Lease terms. | (1) Where the lessee's liability on expiration of a consumer lease is based on the estimated residual value of the property, such estimated residual value shall be a reasonable approximation of the anticipated actual fair market value of the property on lease expiration. There shall be a rebuttable presumption that the... |
63.10.040 | Lease contracts—Disclosure requirements. | (1) In any lease contract subject to this chapter, the following items, as applicable, shall be disclosed: (a) A brief description of the leased property, sufficient to identify the property to the lessee and lessor. (b) The total amount of any payment, such as a refundable security deposit paid by cash, check, or simi... |
63.10.045 | Unlawful acts or practices—Consumer lease of a motor vehicle. | Each of the following acts or practices are unlawful in the context of offering a consumer lease of a motor vehicle: (1) Advertising that is false, deceptive, misleading, or in violation of *12 C.F.R. Sec. 213.5 (a) through (d) and 15 U.S.C. 1667, Regulation M; (2) Misrepresenting any of the following: (a) The material... |
63.10.050 | Violations—Unfair acts under consumer protection act—Damages. | The legislature finds that the practices covered by this chapter are matters vitally affecting the public interest for the purpose of applying the consumer protection act, chapter 19.86 RCW. Violations of this chapter are not reasonable in relation to the development and preservation of business. A violation of this ch... |
63.10.055 | Remedies—Effect of chapter. | The provisions of this chapter shall be cumulative and nonexclusive and shall not affect any other remedy available at law or in equity.
[ 1995 c 112 s 5 .] |
63.10.060 | Defense or action of usury—Limitations. | No person may plead the defense of usury or maintain any action thereon based upon a transaction heretofore entered into if such transaction: (1) Constitutes a "consumer lease" as defined in RCW 63.10.020 ; or (2) Would constitute such a consumer lease but for the fact that: (i) The lessee was not a natural person; (ii... |
63.10.070 | Dog or cat ownership contracts. | A contract entered into on or after July 28, 2019, to transfer ownership of a live dog or cat in which ownership is contingent upon the making of payments over a period of time subsequent to the transfer of possession of the live dog or cat, or provides for or offers the option of transferring ownership of the dog or c... |
63.10.080 | Consumer lease for a dog or cat—Prohibition. | A lessor shall not finance a consumer lease for the purchase of a dog or cat. A lease contract entered into on or after July 23, 2023, for the purchase of a dog or cat is void and unenforceable and the lessor shall have no right to collect, receive, or retain any principal, interest, or charges related to the lease con... |
63.10.902 | Effective date—1995 c 112. | This act shall take effect January 1, 1996.
[ 1995 c 112 s 7 .] |
63.14.010 | Definitions. | In this chapter, unless the context otherwise requires: (1) "Financial institution" means any bank or trust company, mutual savings bank, credit union, or savings and loan association organized pursuant to the laws of any one of the United States of America or the United States of America, or the laws of a foreign coun... |
63.14.020 | Retail installment contracts—Number of documents—Promissory notes—Date—Signatures—Completion—Type size. | Every retail installment contract shall be contained in a single document which shall contain the entire agreement of the parties including any promissory notes or other evidences of indebtedness between the parties relating to the transaction, except as provided in RCW 63.14.050 , 63.14.060 and 63.14.110 : PROVIDED, T... |
63.14.030 | Retail installment contracts—Delivery to buyer of copy—Acknowledgment of delivery. | The retail seller shall deliver to the retail buyer, at the time the buyer signs the contract, a copy of the contract as signed by the buyer, unless the contract is completed by the buyer in situations covered by RCW 63.14.060 , and if the contract is accepted at a later date by the seller, the seller shall mail to the... |
63.14.040 | Retail installment contracts—Contents. | (1) The retail installment contract shall contain the names of the seller and the buyer, the place of business of the seller, the residence or other address of the buyer as specified by the buyer and a description or identification of the goods sold or to be sold, or service furnished or rendered or to be furnished or ... |
63.14.043 | Retail installment contracts—Purchase of motor vehicle—Secondary products. | (1) If a retail installment contract for the purchase of a motor vehicle meets the requirements of this chapter and meets the requirements of any federal law applicable to a retail installment contract for the purchase of a motor vehicle, the retail installment contract shall be accepted for consideration by any lender... |
63.14.050 | Retail installment contracts—Multiple documents permissible where original applies to purchases from time to time. | A retail installment contract may be contained in more than one document, provided that one such document shall be an original document signed by the retail buyer, stated to be applicable to purchases of goods or services to be made by the retail buyer from time to time. In such case such document, together with the sa... |
63.14.060 | Retail installment contracts—Mail orders based on catalog or other printed solicitation. | Retail installment contracts negotiated and entered into by mail or telephone without solicitation in person by salespersons or other representatives of the seller and based upon a catalog of the seller, or other printed solicitation of business, if such catalog or other printed solicitation clearly sets forth the cash... |
63.14.070 | Retail installment contracts—Seller not to obtain buyer's signature when essential blank spaces not filled—Exceptions. | The seller shall not obtain the signature of the buyer to any contract when it contains blank spaces of items which are essential provisions of the transaction except as provided in RCW 63.14.060 : PROVIDED, HOWEVER, That if delivery of the goods is not made at the time of the execution of the contract, the identifying... |
63.14.080 | Retail installment contracts—Prepayment in full of unpaid time balance—Refund of unearned service charge—"Rule of seventy-eighths." | For the purpose of this section, "periodic time balance" means the unpaid portion of the time balance as of the last day of each month, or other uniform time interval established by the regular consecutive payment period scheduled in a retail installment contract. Notwithstanding the provisions of any retail installmen... |
63.14.090 | Retail installment contracts, retail charge agreements, and lender credit card agreements—Delinquency or collection charges—Attorney's fees, court costs—Other provisions not inconsistent with chapter are permissible. | (1) The holder of any retail installment contract, retail charge agreement, or lender credit card agreement may not collect any delinquency or collection charges, including any attorney's fee and court costs and disbursements, unless the contract, charge agreement, or lender credit card agreement so provides. In such c... |
63.14.100 | Receipt for cash payment—Retail installment contracts, statement of payment schedule and total amount unpaid. | A buyer shall be given a written receipt for any payment when made in cash. Upon written request of the buyer, the holder of a retail installment contract shall give or forward to the buyer a written statement of the dates and amounts of payments and the total amount unpaid under the contract. Such a statement shall be... |
63.14.110 | Consolidation of subsequent purchases with previous contract. | (1) If, in a retail installment transaction, a retail buyer makes any subsequent purchases of goods or services from a retail seller from whom he or she has previously purchased goods or services under one or more retail installment contracts, and the amounts under such previous contract or contracts have not been full... |
63.14.120 | Retail charge agreements and lender credit card agreements—Information to be furnished by seller. | (1) At or prior to the time a retail charge agreement or lender credit card agreement is made the seller shall advise the buyer in writing, on the application form or otherwise, or orally that a service charge will be computed on the outstanding balance for each month (which need not be a calendar month) or other regul... |
63.14.123 | Restrictions on electronically printed credit and debit card receipts. | (1) A retailer shall not print more than the last five digits of the card account number or print the card expiration date on a credit or debit card receipt. This includes all receipts kept by the person or provided to the cardholder. (2) This section shall apply only to receipts that are electronically printed and sha... |
63.14.125 | Lender credit card agreements—Security interests prohibited. | A lender credit card agreement may not contain any provision for a security interest in real or personal property or fixtures of the buyer to secure payment of performance of the buyer's obligation under the lender credit card agreement.
[ 1984 c 280 s 4 .] |
63.14.127 | Retail installment contracts—Dog or cat as security interest. | A retail installment contract entered into on or after July 28, 2019, that includes a live dog or cat as a security interest for the contract is void and unenforceable.
[ 2019 c 340 s 2 .]
Construction — Additional remedies — Dog or cat ownership contracts — 2019 c 340: See notes following RCW 63.10.070 . |
63.14.130 | Retail installment contracts, retail charge agreements, and lender credit card agreements—Service charge agreed to by contract—Other fees and charges prohibited. | The service charge shall be inclusive of all charges incident to investigating and making the retail installment contract or charge agreement and for the privilege of making the installment payments thereunder and no other fee, expense or charge whatsoever shall be taken, received, reserved, or contracted therefor from... |
63.14.136 | Retail installment transaction—Unconscionable—Judicial action. | (1) With respect to a retail installment transaction, as defined in *RCW 63.14.010 (8), if the court as a matter of law finds the agreement or contract, or any clause in the agreement or contract, to have been unconscionable at the time it was made, the court may refuse to enforce the agreement or contract, may enforce... |
63.14.140 | Retail installment contracts, retail charge agreements, and lender credit card agreements—Insurance. | If the cost of any insurance is included in the retail installment contract, retail charge agreement, or lender credit card agreement: (1) The contract or agreement shall state the nature, purpose, term, and amount of such insurance, and in connection with the sale of a motor vehicle, the contract shall state that the ... |
63.14.145 | Retail installment contracts and charge agreements—Sale, transfer, or assignment. | (1) A retail seller may sell, transfer, or assign a retail installment contract or charge agreement. After such sale, transfer, or assignment, the retail installment contract or charge agreement remains a retail installment contract or charge agreement. (2) Nothing contained in this chapter shall be deemed to limit any... |
63.14.150 | Retail installment contracts, retail charge agreements, and lender credit card agreements—Agreements by buyer not to assert claim or defense or to submit to suit in another county invalid. | No provision of a retail installment contract, retail charge agreement, or lender credit card agreement is valid by which the buyer agrees not to assert against the seller or against an assignee a claim or defense arising out of the sale, or by which the buyer agrees to submit to suit in a county other than the county ... |
63.14.151 | Retail installment contracts, retail charge agreements, and lender credit card agreements—Compliance with disclosure requirements of federal consumer protection act deemed compliance with chapter63.14RCW. | Any retail installment contract, retail charge agreement, or lender credit card agreement that complies with the disclosure requirements of Title I of the federal consumer protection act (82 Stat. 146, 15 U.S.C. 1601) which is also known as the truth in lending act, as of the date upon which said retail installment con... |
63.14.152 | Declaratory judgment action to establish if service charge is excessive. | The seller, holder, or buyer may bring an action for declaratory judgment to establish whether service charges contracted for or received in connection with a retail installment transaction are in excess of those allowed by chapter 234, Laws of 1967. Such an action shall be brought against the current holder or against... |
63.14.154 | Cancellation of transaction by buyer—Procedure. | (1) In addition to any other rights he or she may have, the buyer shall have the right to cancel a retail installment transaction for other than the seller's breach by sending notice of such cancellation to the seller at his or her place of business as set forth in the contract or charge agreement by certified mail, re... |
63.14.156 | Extension or deferment of payments—Agreement, charges. | The holder of a retail installment contract may, upon agreement with the buyer, extend the scheduled due date or defer a scheduled payment of all or of any part of any installment or installments payable thereunder. No charge shall be made for any such extension or deferment unless a written acknowledgment of such exte... |
63.14.158 | Refinancing agreements—Costs—Contents. | The holder of a retail installment contract or contracts may, upon agreement in writing with the buyer, refinance the payment of the unpaid time balance or balances of the contract or contracts by providing for a new schedule of installment payments. The holder may charge and contract for the payment of a refinance cha... |
63.14.159 | New payment schedule—When authorized. | In the event a contract provides for the payment of any installment which is more than double the amount of the average of the preceding installments the buyer upon default of this installment, shall be given an absolute right to obtain a new payment schedule. Unless agreed to by the buyer, the periodic payments under ... |
63.14.160 | Conduct or agreement of buyer does not waive remedies. | No act or agreement of the retail buyer before or at the time of the making of a retail installment contract, retail charge agreement, lender credit card agreement, or purchases thereunder shall constitute a valid waiver of any of the provisions of this chapter or of any remedies granted to the buyer by law.
[ 1984 c 2... |
63.14.165 | Financial institution credit card agreement not subject to chapter63.14RCW, but subject to chapter19.52RCW. | A financial institution credit card is a card or device issued under an arrangement pursuant to which the issuing financial institution gives to a cardholder residing in this state the privilege of obtaining credit from the issuer or other persons in purchasing or leasing property or services, obtaining loans, or other... |
63.14.167 | Lender credit card agreements and financial institution credit card agreements—Credit to account for returned goods or forgiveness of a debit for services—Statement of credit to card issuer—Notice to cardholder. | (1) Pursuant to a lender credit card or financial institution credit card transaction in which a credit card has been used to obtain credit, the seller is a person other than the card issuer, and the seller accepts or allows a return of goods or forgiveness of a debit for services that were the subject of the sale, cre... |
63.14.170 | Violations—Penalties. | Any person who shall wilfully and intentionally violate any provision of this chapter shall be guilty of a misdemeanor and upon conviction thereof shall be punished by a fine of not more than one thousand dollars or by imprisonment for not more than six months, or both. Violation of any order or injunction issued pursu... |
63.14.175 | Violations—Remedies. | No person may pursue any remedy alleging a violation of this chapter on the basis of any act or omission that does not constitute a violation of this chapter as amended by chapter 5, Laws of 1993 sp. sess. For purposes of this section, the phrase "pursue any remedy" includes pleading a defense, asserting a counterclaim... |
63.14.180 | Noncomplying person barred from recovery of service charge, etc.—Remedy of buyer—Extent of recovery. | Any person who enters into a retail installment contract, charge agreement, or lender credit card agreement that does not comply with the provisions of this chapter or who violates any provision of this chapter except as a result of an accidental or bona fide error shall be barred from the recovery of any service charg... |
63.14.190 | Restraint of violations. | The attorney general or the prosecuting attorney may bring an action in the name of the state against any person to restrain and prevent any violation of this chapter.
[ 1963 c 236 s 19 .] |
63.14.200 | Assurance of discontinuance of unlawful practices. | In the enforcement of this chapter, the attorney general may accept an assurance of discontinuance of any act or practice deemed in violation of this chapter, from any person engaging in, or who has engaged in, such act or practice. Any such assurance shall be in writing and be filed with and subject to the approval of... |
63.14.210 | Violation of order or injunction—Penalty. | Any person who violates any order or injunction issued pursuant to this chapter shall forfeit and pay a civil penalty of not more than one thousand dollars. For the purpose of this section the superior court issuing any injunction shall retain jurisdiction, and the cause shall be continued, and in such cases the attorn... |
63.14.220 | Retail installment transaction for purchase of a dog or cat—Prohibition. | A retail installment transaction entered into on or after July 23, 2023, for the purchase of a dog or cat is void and unenforceable and the retail seller shall have no right to collect, receive, or retain any principal, interest, or charges related to the retail installment transaction.
[ 2023 c 208 s 5 .] |
63.14.903 | Application, saving—1981 c 77. | This act applies only to loans, forbearances, or transactions which are entered into after May 8, 1981, or to existing loans, forbearances, contracts, or agreements which were not primarily for personal, family, or household use in which there is an addition to the principal amount of the credit outstanding after May 8... |
63.14.910 | Saving—1963 c 236. | The provisions of this chapter shall not invalidate or make unlawful retail installment contracts or retail charge agreements executed prior to the effective date hereof.
[ 1963 c 236 s 24 .] |
63.14.920 | Effective date—1963 c 236. | This chapter shall take effect October 1, 1963.
[ 1963 c 236 s 25 .] |
63.14.921 | Effective date—Saving—1967 c 234. | This 1967 amendatory act shall take effect on January 1, 1968. Nothing in this 1967 amendatory act shall be construed to affect the validity of any agreement or contractual relationship entered into prior to such date, except that the rate of any service charge computed periodically on the outstanding balance in excess... |
63.14.922 | Effective date—1993 sp.s. c 5. | This act is necessary for the immediate preservation of the public peace, health, or safety, or support of the state government and its existing public institutions, and shall take effect immediately [May 28, 1993].
[ 1993 sp.s. c 5 s 4 .] |
63.14.924 | Application—1995 c 249. | This act applies prospectively only and not retroactively. It applies only to retail installment transactions entered into on or after May 5, 1995.
[ 1995 c 249 s 2 .] |
63.14.925 | Savings—1995 c 249. | The repeals in section 1, chapter 249, Laws of 1995 shall not be construed as affecting any existing right acquired or liability or obligation incurred under the statutes repealed or under any rule or order adopted pursuant to those statutes; nor as affecting any proceeding instituted under them.
[ 1995 c 249 s 3 .] |
63.14.926 | Effective date—1995 c 249. | This act is necessary for the immediate preservation of the public peace, health, or safety, or support of the state government and its existing public institutions, and shall take effect immediately [May 5, 1995].
[ 1995 c 249 s 5 .] |
63.18.010 | Lease or rental agreement for lease of personal property—Disclaimer of warranty of merchantability or fitness—Limitation—Exceptions. | In any lease or rental agreement for the lease of movable personal property for use primarily in this state (other than a lease under which the lessee is authorized to use such property at no charge), if the rental or other consideration paid or payable thereunder is at a rate which if computed on an annual basis would... |
63.19.010 | Definitions. | As used in this chapter, unless the context otherwise requires: (1) "Advertisement" means a commercial message in any medium that aids, promotes, or assists, directly or indirectly, a lease-purchase agreement. (2) "Cash price" means the price at which the lessor would have sold the property to the consumer for cash on ... |
63.19.020 | Chapter application. | (1) Lease-purchase agreements that comply with this chapter are not governed by the laws relating to: (a) A consumer lease as defined in chapter 63.10 RCW; (b) A retail installment sale of goods or services as regulated under chapter 63.14 RCW; (c) A security interest as defined in Title 62A RCW; or (d) Loans, forbeara... |
63.19.030 | Disclosure by lessor—Requirement. | (1) The lessor shall disclose to the consumer the information required under this chapter. In a transaction involving more than one lessor, only one lessor need make the disclosures, but all lessors shall be bound by such disclosures. (2) The disclosure shall be made at or before consummation of the lease-purchase agre... |
63.19.040 | Disclosure by lessor—Contents. | (1) For each lease-purchase agreement, the lessor shall disclose in the agreement the following items, as applicable: (a) The total number, total amount, and timing of all payments necessary to acquire ownership of the property; (b) A statement that the consumer will not own the property until the consumer has made the... |
63.19.050 | Agreement—Restrictions. | A lease-purchase agreement may not contain: (1) A confession of judgment; (2) A negotiable instrument; (3) A security interest or any other claim of a property interest in any goods except those goods delivered by the lessor pursuant to the lease-purchase agreement; (4) A wage assignment; (5) A waiver by the consumer o... |
63.19.060 | Consumer—Reinstatement of agreement—Terms. | (1) A consumer who fails to make a timely rental payment may reinstate the agreement, without losing any rights or options that exist under the agreement, by the payment of: (a) All past due rental charges; (b) If the property has been picked up, the reasonable costs of pickup and redelivery; and (c) Any applicable lat... |
63.19.070 | Written receipt—Lessor's duty. | A lessor shall provide the consumer a written receipt for each payment made by cash or money order.
[ 1992 c 134 s 8 .] |
63.19.080 | Renegotiation—Same lessor and consumer. | (1) A renegotiation shall occur when an existing lease-purchase agreement is satisfied and replaced by a new agreement undertaken by the same lessor and consumer. A renegotiation shall be considered a new agreement requiring new disclosures. However, events such as the following shall not be treated as renegotiations: ... |
63.19.090 | Advertising—Requirements—Liability. | (1) If an advertisement for a lease-purchase agreement refers to or states the dollar amount of any payment and the right to acquire ownership for any one specific item, the advertisement shall also clearly and conspicuously state the following items, as applicable: (a) That the transaction advertised is a lease-purcha... |
63.19.100 | Upholstered furniture or bedding. | Upon the return of leased upholstered furniture or bedding, the lessor shall sanitize the property. A lessor shall not lease used upholstered furniture or bedding that has not been sanitized.
[ 1992 c 134 s 11 .] |
63.19.110 | Violation—Application of chapter19.86RCW. | The Washington lease-purchase agreement act is a matter affecting the public interest for the purpose of applying chapter 19.86 RCW. The violation of this chapter is not reasonable in relation to the development and preservation of business. A violation of this chapter constitutes an unfair or deceptive act or practice... |
63.19.900 | Short title—1992 c 134. | This act may be known and cited as the Washington lease-purchase agreement act.
[ 1992 c 134 s 1 .] |
63.21.010 | Procedure where finder wishes to claim found property—Appraisal—Surrender of property—Notice of intent to claim—Publication. | (1) Any person who finds property that is not unlawful to possess, the owner of which is unknown, and who wishes to claim the found property, shall: (a) Within seven days of the finding acquire a signed statement setting forth an appraisal of the current market value of the property prepared by a qualified person engag... |
63.21.020 | Circumstances extinguishing finder's claim to property. | The finder's claim to the property shall be extinguished: (1) If the owner satisfactorily establishes, within sixty days after the find was reported to the appropriate officer or, if so designated under RCW 63.21.090 , the appropriate entity, the owner's right to possession of the property; or (2) If the chief law enfo... |
63.21.030 | Release of property to finder—Limitations—Payment to governmental entity—Expiration of finder's claim. | (1) The found property shall be released to the finder and become the property of the finder sixty days after the find was reported to the appropriate officer or designee if no owner has been found, or sixty days after the final disposition of any judicial or other official proceeding involving the property, whichever ... |
63.21.040 | Failure to comply with chapter—Forfeiture of right to property. | Any finder of property who fails to discharge the duties imposed by this chapter shall forfeit all right to the property and shall be liable for the full value of the property to its owner.
[ 1979 ex.s. c 85 s 4 .] |
63.21.050 | Duties of chief law enforcement officer receiving found property. | (1) The chief law enforcement officer, his or her designated representative, or other designated entity under RCW 63.21.090 to whom a finder surrenders property, must: (a) Advise the finder if the found property is illegal for him or her to possess; (b) Advise the finder if the found property is to be held as evidence ... |
63.21.060 | Duties of governmental entity acquiring lost property—Disposal of property. | Any governmental entity that acquires lost property shall attempt to notify the apparent owner of the property. If the property is not returned to a person validly establishing ownership or right to possession of the property, the governmental entity shall forward the lost property within thirty days but not less than ... |
63.21.070 | Claim to found property by employee, officer, or agent of governmental entity—Limitation. | An employee, officer, or agent of a governmental entity who finds or acquires any property covered by this chapter while acting within the course of his or her employment may not claim possession of the lost property as a finder under this chapter unless the governing body of the governmental entity has specifically pr... |
63.21.080 | Chapter not applicable to certain unclaimed property. | This chapter shall not apply to: (1) Motor vehicles under chapter 46.52 RCW; (2) Unclaimed property in the hands of a bailee under chapter 63.24 RCW; (3) Uniform disposition of unclaimed property under *chapter 63.29 RCW; (4) Secured vessels under chapter 79A.65 RCW; and (5) Crab or other shellfish pots in coastal mari... |
63.21.090 | Designation of alternate entity to accept, store, retain, and dispose of found property. | (1) Except as provided in subsection (2) of this section, a county, city, or town may designate an alternate department or governmental entity to accept, store, retain, and dispose of found property as required under this chapter, rather than the chief law enforcement officer or his or her designee, so long as the alte... |
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