client_id
string
persona_style
string
account_type
string
base_currency
string
as_of_date
string
total_equity_usd
int64
cash_usd
int64
invested_usd
int64
leverage_x
float64
allocation_equity_pct
float64
allocation_fixed_income_pct
float64
allocation_alts_pct
float64
allocation_cash_pct
float64
top_positions
string
region_exposure_pct
string
factor_exposure_z
string
constraints
string
max_position_pct
int64
max_sector_pct
int64
drift_tolerance_pct
float64
stoploss_policy
string
risk_budget_var_95_bps
int64
max_drawdown_limit_pct
float64
market_regime
string
vix_level
float64
rates_10y_pct
float64
inflation_yoy_pct
float64
credit_spread_ig_bps
int64
signal_alpha_bps
int64
signal_confidence_1_100
int64
risk_score_1_100
int64
breach_flag
bool
action_proposed
string
action_details
string
expected_impact_alpha_bps
int64
expected_risk_change_bps
int64
execution_venue
string
order_type
string
order_fill_ratio_pct
int64
self_correction_trigger
string
self_correction_action
string
self_correction_reason
string
outcome_after_7d_pnl_bps
int64
outcome_after_7d_var_change_bps
int64
outcome_after_30d_pnl_bps
int64
user_feedback_1_5
int64
advisor_override_flag
bool
notes
string
P1801
Systematic
401k
USD
2025-11-18
1,874,918
139,950
1,734,968
1
59.8
32.6
0
7.6
AMZN:23.3%;GLD:25.6%;VTI:25.6%;AAPL:25.6%
US:71.9;EU:11.0;APAC:8.1;EM:4.9;Other:4.1
Value:+0.6;Growth:+1.0;Quality:-0.0;Size:-0.8;Momentum:-0.2;LowVol:+0.9
NoDerivatives
7
35
5
hard 12%
136
28
Volatile
28.5
3.72
3.4
147
47
60
65
false
Sell
Trim extended winner -1%
17
5
BrokerC
LMT
87
null
null
Normal monitoring
54
-56
87
4
false
Within IPS guidelines
P1802
Active
Roth
USD
2025-11-05
1,340,966
160,145
1,180,821
1
55.7
29.8
9.2
5.3
IEF:33.3%;HYG:33.3%;MSFT:33.3%
US:72.5;EU:10.3;APAC:11.6;EM:3.8;Other:1.8
Value:+0.2;Growth:+0.7;Quality:-0.1;Size:-0.1;Momentum:+0.6;LowVol:+0.9
null
8
30
4.8
trailing 8%
178
17.1
Volatile
22.7
3.98
2.6
153
12
48
68
false
Sell
Trim extended winner -1%
-7
-7
BrokerB
VWAP
91
null
null
Normal monitoring
32
-34
4
5
false
Within IPS guidelines
P1803
Opportunistic
Trust
USD
2024-10-14
974,596
70,415
904,181
1
72.6
12
9.7
5.7
MUB:25.0%;VOO:25.0%;IEF:25.0%;VNQ:25.0%
US:64.6;EU:15.2;APAC:7.2;EM:8.6;Other:4.5
Value:+0.7;Growth:-0.8;Quality:+0.9;Size:-0.6;Momentum:+0.5;LowVol:+0.4
null
8
35
6.8
trailing 7%
236
21.1
Volatile
27.9
5.17
3
178
70
93
89
true
Reduce
Cut high-beta by 2-3%, add cash
29
14
BrokerD
LMT
85
RegimeShift
Reduce
Volatility spike and breadth deterioration
-23
-52
66
4
false
Increase defensive factor exposure
P1804
Active
Trust
USD
2024-11-05
836,196
67,174
769,022
1
58.1
29.2
4.7
8
VNQ:16.2%;XLF:23.3%;QQQ:17.4%;TSLA:19.8%;MSFT:23.3%
US:60.9;EU:16.8;APAC:11.2;EM:6.1;Other:5.0
Value:+0.1;Growth:-0.4;Quality:-0.7;Size:-0.4;Momentum:-0.5;LowVol:+0.1
null
7
35
4.2
trailing 8%
180
22.4
Sideways
14.9
4.72
2.7
121
54
87
42
true
Reduce
Cut high-beta by 2-3%, add cash
3
-31
BrokerB
MKT
89
VAR>budget
Reduce
Risk above budget threshold
76
-58
68
5
false
Increase defensive factor exposure
P1805
Systematic
Trust
USD
2025-10-16
1,209,068
120,120
1,088,948
1
60
20.3
14.3
5.4
VOO:34.5%;BRK.B:34.5%;XLF:31.1%
US:71.0;EU:8.7;APAC:11.6;EM:8.5;Other:0.3
Value:-0.8;Growth:+0.4;Quality:+0.4;Size:+0.5;Momentum:+0.5;LowVol:+0.6
null
10
35
5.8
hard 12%
163
25
Volatile
22
3.64
2
147
71
82
59
true
Rebalance
Rebalance back to target bands
-14
-20
BrokerA
LMT
95
Drift>tolerance
Hedge
Allocation drift beyond policy bands
-23
-3
86
4
true
Tighten stops on momentum names
P1806
Opportunistic
Trust
USD
2025-01-24
1,417,036
46,618
1,370,418
1.15
74.4
20.2
0
5.4
BRK.B:21.0%;GLD:14.9%;XLF:15.8%;TLT:22.5%;QQQ:13.3%;MUB:12.7%
US:66.7;EU:17.0;APAC:12.5;EM:3.6;Other:0.3
Value:-0.3;Growth:+0.7;Quality:-0.7;Size:-0.1;Momentum:-0.3;LowVol:-0.5
NoDerivatives
5
35
5.3
hard 12%
201
29.8
Sideways
14.4
4.17
2.7
126
-8
47
60
false
Rebalance
Shift +1% to bonds from equity
9
-27
BrokerB
MKT
95
null
null
Normal monitoring
-28
-37
70
5
false
Tax-aware sells next window
P1807
Opportunistic
IRA
USD
2025-08-02
839,725
43,353
796,372
1
64.1
14.7
13
8.2
XLF:22.8%;AMZN:25.9%;IEF:25.4%;TLT:25.9%
US:68.6;EU:13.3;APAC:10.5;EM:6.0;Other:1.7
Value:+0.1;Growth:-0.7;Quality:+0.9;Size:+0.5;Momentum:-0.8;LowVol:-0.8
null
6
35
5.9
hard 12%
247
27.1
Bear
24.9
3.26
2.7
209
-47
32
59
false
Sell
Trim extended winner -1%
26
11
BrokerD
VWAP
92
null
null
Normal monitoring
81
-2
196
5
false
Tighten stops on momentum names
P1808
Cautious
Taxable
USD
2024-10-08
196,728
22,647
174,081
1
39.3
42.9
7.4
10.3
IEF:27.8%;VTI:27.8%;HYG:27.8%;XLF:16.7%
US:68.4;EU:6.8;APAC:13.8;EM:8.6;Other:2.4
Value:-0.8;Growth:-0.6;Quality:+0.9;Size:-0.9;Momentum:-1.0;LowVol:-0.2
NoDerivatives;NoMargin
8
35
5.3
trailing 10%
123
14
Sideways
14.8
4.15
2
125
50
64
43
false
Buy
Add to core equity +1%
1
-26
BrokerD
MKT
91
null
null
Normal monitoring
114
7
241
5
false
Monitor dispersion and breadth
P1809
Systematic
Roth
USD
2025-04-22
847,288
35,640
811,648
1
56.3
27.4
10.3
6.1
MUB:24.7%;IEF:28.1%;TLT:19.2%;QQQ:28.1%
US:63.6;EU:17.3;APAC:14.3;EM:4.4;Other:0.4
Value:+0.5;Growth:+0.6;Quality:+0.6;Size:+0.5;Momentum:-0.6;LowVol:+0.4
MaxPos7%
5
25
4.9
trailing 8%
193
26.9
Sideways
14.3
3.68
2.7
111
4
60
41
false
Sell
Trim extended winner -1%
32
-11
BrokerA
MKT
92
null
null
Normal monitoring
44
-56
125
4
false
Monitor dispersion and breadth
P1810
Cautious
Trust
USD
2025-10-03
717,349
108,478
608,871
1
40.4
36.5
9.7
13.3
VTI:20.9%;GLD:14.7%;TSLA:21.3%;MSFT:7.6%;IEF:14.0%;QQQ:21.3%
US:63.1;EU:11.6;APAC:11.9;EM:12.8;Other:0.5
Value:+0.9;Growth:+0.5;Quality:+0.5;Size:+0.9;Momentum:-0.6;LowVol:+0.9
ESGOnly;NoMargin
6
25
4
trailing 8%
90
13.9
Bull
14.4
4.61
2.2
113
18
54
32
false
Buy
Add to core equity +1%
-4
1
BrokerD
MKT
85
null
null
Normal monitoring
-34
11
-7
4
false
Tax-aware sells next window
P1811
Hands-off
Taxable
USD
2024-08-25
763,660
49,458
714,202
1
72.1
21.6
0
6.3
QQQ:9.3%;VNQ:21.2%;GLD:8.7%;TSLA:21.2%;AAPL:19.2%;BND:20.4%
US:71.5;EU:6.7;APAC:6.6;EM:13.8;Other:1.5
Value:-0.9;Growth:-0.5;Quality:-0.8;Size:-0.6;Momentum:+0.5;LowVol:+0.7
null
7
25
5
trailing 10%
123
15
Bull
15.8
4.3
2.3
102
68
99
48
false
Buy
Add to core equity +1%
9
-8
BrokerD
LMT
97
null
null
Normal monitoring
13
-48
114
3
false
Tax-aware sells next window
P1812
Systematic
Taxable
USD
2025-08-03
1,653,148
130,916
1,522,232
1
55.5
27.4
10.1
7
AMZN:25.0%;GLD:25.0%;XLF:25.0%;QQQ:25.0%
US:71.1;EU:15.4;APAC:5.1;EM:3.9;Other:4.5
Value:+0.1;Growth:-0.3;Quality:-0.0;Size:-0.3;Momentum:-0.5;LowVol:+0.8
MaxPos7%
7
25
5.3
trailing 8%
129
21.2
Volatile
28.4
5.12
3.2
177
75
91
78
true
Reduce
Cut high-beta by 2-3%, add cash
4
-17
BrokerD
MKT
88
RegimeShift
Hedge
Volatility spike and breadth deterioration
-14
12
61
4
false
Tighten stops on momentum names
P1813
Cautious
IRA
USD
2025-11-02
877,895
121,308
756,587
1
48.9
32.8
7.1
11.2
TLT:33.3%;AMZN:33.3%;VNQ:33.3%
US:68.6;EU:18.4;APAC:6.5;EM:6.1;Other:0.4
Value:-0.9;Growth:-1.0;Quality:-0.5;Size:+0.2;Momentum:+0.6;LowVol:+0.5
ESGOnly;MaxPos6%;NoDerivatives;NoMargin
10
35
3.9
trailing 8%
103
15.5
Sideways
19.3
3.91
3.4
125
15
45
52
false
Sell
Trim extended winner -1%
-9
-17
BrokerB
VWAP
99
null
null
Normal monitoring
3
-2
-3
5
false
Within IPS guidelines
P1814
Hands-off
Roth
USD
2025-03-08
421,564
34,090
387,474
1
69.1
16.1
5.8
9
GLD:33.3%;IEF:33.3%;TLT:33.3%
US:67.6;EU:13.0;APAC:8.8;EM:8.2;Other:2.5
Value:-0.5;Growth:-0.2;Quality:+0.4;Size:-0.8;Momentum:+0.5;LowVol:+0.2
NoDerivatives
7
30
5.9
trailing 10%
148
17.5
Bear
30.9
3.94
1
182
-72
18
84
true
Hedge
Buy index puts 1% notional
8
10
BrokerB
MKT
90
VAR>budget
Pause
Risk above budget threshold
-38
-17
46
3
false
Within IPS guidelines
P1815
Opportunistic
Taxable
USD
2024-10-09
1,437,935
98,414
1,339,521
1
65.9
21.1
4.3
8.7
AMZN:29.2%;VNQ:23.4%;AAPL:29.2%;BRK.B:18.2%
US:70.5;EU:5.8;APAC:13.5;EM:10.0;Other:0.2
Value:-0.1;Growth:+0.8;Quality:-0.6;Size:+0.3;Momentum:-0.5;LowVol:-0.2
null
6
30
4.4
hard 12%
254
22.3
Volatile
25.4
3.77
4.1
125
60
71
76
true
Reduce
Cut high-beta by 2-3%, add cash
-4
-33
BrokerC
LMT
96
Drift>tolerance
Hedge
Allocation drift beyond policy bands
14
-58
-2
2
false
Tax-aware sells next window
P1816
Cautious
Taxable
USD
2025-10-21
898,656
140,275
758,381
1
49.7
31.9
5.5
12.9
IEF:25.5%;QQQ:25.5%;VTI:25.5%;TLT:23.4%
US:58.2;EU:16.2;APAC:13.4;EM:9.8;Other:2.5
Value:+0.9;Growth:+1.0;Quality:-0.2;Size:+1.0;Momentum:+0.2;LowVol:-0.1
ESGOnly;MaxPos8%;NoMargin
7
35
3.2
hard 10%
163
19.5
Bear
33.1
3.05
1.9
202
-72
12
83
true
Rebalance
Rebalance back to target bands
31
-27
BrokerD
LMT
93
Drift>tolerance
Hedge
Allocation drift beyond policy bands
79
-34
156
2
false
Monitor dispersion and breadth
P1817
Opportunistic
Roth
USD
2025-09-30
1,464,680
70,508
1,394,172
1
76.6
17
0.3
6.2
VOO:28.4%;TSLA:14.8%;MSFT:28.4%;QQQ:28.4%
US:68.2;EU:6.5;APAC:15.3;EM:5.6;Other:4.3
Value:-0.7;Growth:+0.6;Quality:-0.7;Size:-0.8;Momentum:-0.5;LowVol:-0.3
MaxPos5%;NoDerivatives
5
35
5.8
trailing 7%
209
27
Volatile
27.8
5.41
2.8
140
5
45
77
true
Rebalance
Rebalance back to target bands
-6
14
BrokerD
MKT
88
Drift>tolerance
Hedge
Allocation drift beyond policy bands
115
-12
242
3
false
Increase defensive factor exposure
P1818
Opportunistic
Trust
USD
2024-09-07
1,240,856
66,960
1,173,896
1
61.4
18.3
12.9
7.3
QQQ:21.6%;MSFT:20.1%;VNQ:18.5%;BND:21.0%;GLD:18.8%
US:72.0;EU:8.1;APAC:6.1;EM:9.2;Other:4.6
Value:-1.0;Growth:+0.8;Quality:+0.4;Size:-0.1;Momentum:+1.0;LowVol:-0.4
NoDerivatives
8
30
4.9
trailing 7%
181
23.1
Bull
12
4.02
2.2
78
4
37
31
false
Hedge
Add TLT +1% as duration hedge
32
5
BrokerA
MKT
96
null
null
Normal monitoring
55
2
103
5
false
Tighten stops on momentum names
P1819
Active
IRA
USD
2024-07-12
1,585,315
125,406
1,459,909
1
64.7
25.9
0
9.4
BND:29.4%;GLD:35.3%;XLF:35.3%
US:68.1;EU:11.8;APAC:11.6;EM:4.4;Other:4.1
Value:+0.6;Growth:-0.4;Quality:-0.3;Size:-1.0;Momentum:-0.3;LowVol:+1.0
MaxPos6%
10
30
5.2
trailing 8%
201
24.2
Volatile
25.2
3.8
3.7
173
-47
36
64
false
Buy
Add to core equity +1%
-10
-28
BrokerC
MKT
97
null
null
Normal monitoring
105
-28
125
3
false
Within IPS guidelines
P1820
Hands-off
IRA
USD
2025-11-11
864,793
40,926
823,867
1
72.1
21.2
0
6.7
TSLA:21.7%;VTI:15.6%;HYG:21.3%;MUB:8.4%;IEF:13.1%;VOO:19.8%
US:66.1;EU:14.6;APAC:11.2;EM:6.3;Other:1.8
Value:+0.4;Growth:-0.3;Quality:-0.9;Size:-0.7;Momentum:+0.4;LowVol:+0.6
null
8
35
5.3
hard 10%
122
15
Bear
23.9
3.74
2.9
205
-52
19
67
false
Sell
Trim extended winner -1%
7
9
BrokerB
LMT
88
null
null
Normal monitoring
76
-57
80
3
false
Tighten stops on momentum names
P1821
Cautious
Trust
USD
2025-12-22
726,768
61,005
665,763
1
53
37
0
10
IEF:33.3%;TSLA:33.3%;BND:33.3%
US:63.1;EU:14.2;APAC:9.7;EM:9.7;Other:3.3
Value:+0.3;Growth:-0.8;Quality:-0.4;Size:-0.1;Momentum:+0.7;LowVol:+0.8
NoMargin
7
25
3.4
hard 10%
90
19.6
Bear
27.7
3.05
1.7
169
-31
43
68
false
NoAction
Within bands; monitor
3
-39
BrokerB
MKT
0
null
null
Normal monitoring
109
-16
170
4
false
Increase defensive factor exposure
P1822
Cautious
Roth
USD
2025-01-14
629,044
100,636
528,408
1
46.4
39.2
0.6
13.9
IEF:18.5%;MUB:18.3%;BND:17.6%;VNQ:7.0%;VTI:19.9%;XLF:18.7%
US:64.3;EU:24.8;APAC:7.1;EM:3.7;Other:0.1
Value:+1.0;Growth:-0.2;Quality:+0.1;Size:-0.1;Momentum:-0.5;LowVol:-0.5
ESGOnly;MaxPos6%;NoDerivatives;NoMargin
7
30
4.8
trailing 8%
146
19.5
Bull
17.7
4.23
2.2
115
31
57
41
false
Sell
Trim extended winner -1%
27
-32
BrokerB
LMT
88
null
null
Normal monitoring
5
-3
14
3
false
Tighten stops on momentum names
P1823
Active
Trust
USD
2025-03-11
507,521
58,999
448,522
1
63.6
22.2
4.7
9.6
AMZN:21.4%;TLT:16.8%;VOO:21.4%;AAPL:19.1%;HYG:21.4%
US:64.2;EU:14.0;APAC:16.4;EM:4.6;Other:0.7
Value:+0.3;Growth:+0.6;Quality:-1.0;Size:-0.5;Momentum:-0.2;LowVol:+0.1
null
6
30
4.4
trailing 9%
195
22.5
Bull
13
3.63
2.9
86
79
87
40
false
Rebalance
Shift +1% to bonds from equity
-13
13
BrokerA
MKT
91
null
null
Normal monitoring
97
-26
203
5
false
Within IPS guidelines
P1824
Opportunistic
Taxable
USD
2025-10-10
397,995
15,954
382,041
1
61.6
16.1
16.9
5.4
VTI:21.5%;IEF:29.7%;AMZN:29.7%;TLT:19.1%
US:66.2;EU:6.9;APAC:13.1;EM:12.6;Other:1.1
Value:-0.1;Growth:+0.5;Quality:0.0;Size:-0.4;Momentum:+0.3;LowVol:+0.4
null
7
30
6.8
hard 12%
278
24.7
Bull
14.5
4.91
2.2
120
86
80
35
false
Rebalance
Shift +1% to bonds from equity
9
-34
BrokerA
VWAP
87
null
null
Normal monitoring
92
-26
144
5
false
Tighten stops on momentum names
P1825
Hands-off
Taxable
USD
2025-01-30
437,074
30,924
406,150
1
63.2
24.1
7
5.7
XLF:15.4%;TLT:12.9%;GLD:23.9%;VOO:23.9%;BRK.B:23.9%
US:70.2;EU:14.2;APAC:6.9;EM:7.9;Other:0.8
Value:+0.8;Growth:+0.9;Quality:-0.4;Size:-0.3;Momentum:+0.3;LowVol:-0.3
null
6
25
3.8
hard 10%
112
15
Bull
11.8
4.05
2.6
104
13
67
44
false
Buy
Add to core equity +1%
-8
-37
BrokerD
LMT
96
null
null
Normal monitoring
15
-17
126
5
false
Within IPS guidelines
P1826
Cautious
Trust
USD
2025-06-23
678,847
106,196
572,651
1
44.1
38.7
0
17.2
TSLA:23.0%;IEF:25.7%;AMZN:25.7%;GLD:25.7%
US:70.5;EU:7.0;APAC:13.3;EM:4.2;Other:5.1
Value:+0.3;Growth:+0.4;Quality:+0.6;Size:-0.8;Momentum:-0.1;LowVol:+1.0
ESGOnly;NoMargin
8
30
4.3
hard 10%
141
19.3
Bull
15.4
4.97
3
92
38
70
38
false
Rebalance
Shift +1% to bonds from equity
22
-38
BrokerD
LMT
93
null
null
Normal monitoring
52
-44
27
4
false
Tax-aware sells next window
P1827
Cautious
Trust
USD
2024-09-19
291,237
41,115
250,122
1
45.2
37.4
6.4
11
AMZN:20.0%;XLF:13.0%;BND:22.3%;MUB:22.3%;GLD:22.3%
US:64.8;EU:16.0;APAC:8.6;EM:9.5;Other:1.0
Value:-0.5;Growth:-0.1;Quality:+0.3;Size:+0.1;Momentum:+0.7;LowVol:+0.3
NoDerivatives;NoMargin
10
30
5.8
trailing 8%
116
14
Volatile
25.2
4.12
4.5
119
-37
18
67
false
Buy
Add to core equity +1%
-15
-3
BrokerA
LMT
98
null
null
Normal monitoring
-48
13
84
4
false
Within IPS guidelines
P1828
Active
Trust
USD
2024-11-17
920,717
64,306
856,411
1.09
58.2
19.4
15.8
6.6
MUB:25.0%;VNQ:25.0%;BRK.B:25.0%;HYG:25.0%
US:65.8;EU:9.8;APAC:12.2;EM:8.5;Other:3.6
Value:-1.0;Growth:+0.7;Quality:-0.6;Size:-0.0;Momentum:+0.5;LowVol:-0.5
null
6
30
4.2
trailing 9%
172
18.3
Sideways
20.9
3.98
3
132
20
61
55
false
Rebalance
Shift +1% to bonds from equity
9
-18
BrokerA
MKT
94
null
null
Normal monitoring
107
-29
209
4
false
Monitor dispersion and breadth
P1829
Systematic
Taxable
USD
2024-09-14
1,411,501
107,528
1,303,973
1
55.6
26.9
11.8
5.7
IEF:17.7%;XLF:17.3%;MUB:12.3%;VOO:14.7%;VNQ:20.0%;QQQ:17.9%
US:70.9;EU:11.3;APAC:6.9;EM:5.7;Other:5.2
Value:-0.4;Growth:+0.7;Quality:+0.9;Size:+0.1;Momentum:-0.9;LowVol:+0.5
NoDerivatives
8
35
5.8
trailing 8%
187
22.9
Volatile
28
4.28
3.8
120
-56
23
70
true
Reduce
Cut high-beta by 2-3%, add cash
-4
9
BrokerA
LMT
95
VAR>budget
TightenStops
Risk above budget threshold
100
-8
121
3
false
Increase defensive factor exposure
P1830
Opportunistic
IRA
USD
2025-11-07
1,133,128
36,856
1,096,272
1
70
19.5
4.3
6.2
AAPL:15.4%;QQQ:21.9%;VNQ:10.9%;IEF:19.1%;VOO:10.8%;XLF:21.9%
US:67.6;EU:10.0;APAC:16.9;EM:4.1;Other:1.4
Value:+0.3;Growth:-0.7;Quality:-0.0;Size:-0.3;Momentum:+0.5;LowVol:+0.5
MaxPos8%
5
25
4.9
trailing 7%
241
25.8
Bear
23.1
3.11
2.6
151
1
49
68
false
Rebalance
Shift +1% to bonds from equity
31
12
BrokerA
VWAP
99
null
null
Normal monitoring
119
-45
253
5
false
Tighten stops on momentum names
P1831
Hands-off
Taxable
USD
2024-10-06
410,655
30,368
380,287
1
66.4
24.4
1.8
7.4
HYG:36.1%;BND:27.8%;GLD:36.1%
US:66.0;EU:13.6;APAC:10.6;EM:4.9;Other:4.9
Value:-0.5;Growth:+0.9;Quality:-0.4;Size:+0.8;Momentum:-0.2;LowVol:-0.5
ESGOnly;MaxPos6%
8
35
5.4
hard 10%
144
14.3
Sideways
15.2
4.4
2.9
133
10
43
41
false
Buy
Add to core equity +1%
29
-1
BrokerB
MKT
88
null
null
Normal monitoring
-9
-41
-3
3
false
Tighten stops on momentum names
P1832
Systematic
401k
USD
2025-03-08
1,816,545
82,163
1,734,382
1
57.1
20.8
17
5.1
VNQ:10.5%;AAPL:19.3%;VOO:8.9%;HYG:20.8%;IEF:20.8%;QQQ:19.6%
US:67.0;EU:11.0;APAC:13.0;EM:7.8;Other:1.2
Value:+0.2;Growth:+0.7;Quality:-0.4;Size:+0.4;Momentum:-1.0;LowVol:-0.8
MaxPos8%;NoDerivatives
7
30
4.6
trailing 8%
132
16.9
Bull
15.5
3.5
3.1
76
72
78
43
false
Rebalance
Shift +1% to bonds from equity
-13
-26
BrokerB
MKT
96
null
null
Normal monitoring
-54
13
-48
3
false
Increase defensive factor exposure
P1833
Active
Trust
USD
2025-08-08
531,067
37,940
493,127
1
65
22.7
7.3
5
HYG:12.2%;QQQ:22.4%;VOO:22.4%;TLT:20.8%;AMZN:22.4%
US:71.7;EU:7.3;APAC:7.2;EM:11.6;Other:2.3
Value:0.0;Growth:-0.8;Quality:-1.0;Size:+0.2;Momentum:-0.7;LowVol:-0.8
MaxPos6%;NoDerivatives
8
30
4.7
trailing 9%
212
18
Bear
31.5
4.2
2.5
213
26
63
73
true
Hedge
Buy index puts 1% notional
-3
-14
BrokerA
LMT
91
VAR>budget
TightenStops
Risk above budget threshold
-26
19
68
2
false
Tax-aware sells next window
P1834
Hands-off
Roth
USD
2025-03-04
585,902
48,527
537,375
1
63.2
19.3
9.6
7.9
GLD:32.5%;TSLA:33.7%;QQQ:33.7%
US:65.3;EU:14.1;APAC:9.7;EM:7.6;Other:3.2
Value:+0.7;Growth:-0.4;Quality:-0.3;Size:+0.7;Momentum:+0.9;LowVol:-0.4
ESGOnly;MaxPos7%;NoDerivatives
10
30
3.9
trailing 10%
149
13.7
Sideways
21.4
3.88
2.1
125
6
41
61
false
Rebalance
Shift +1% to bonds from equity
8
4
BrokerA
MKT
98
null
null
Normal monitoring
-37
-41
16
4
false
Tighten stops on momentum names
P1835
Active
Roth
USD
2025-03-07
1,302,851
130,613
1,172,238
1.22
61.3
20.8
10.5
7.4
TSLA:25.5%;AMZN:25.5%;VNQ:25.5%;BND:23.5%
US:64.8;EU:8.1;APAC:14.7;EM:6.8;Other:5.7
Value:-0.5;Growth:-0.9;Quality:+0.8;Size:-0.3;Momentum:+0.1;LowVol:-0.7
MaxPos6%;NoDerivatives
10
35
4.2
hard 12%
121
23.8
Bear
23.9
4.16
2.2
142
-107
5
69
false
Buy
Add to core equity +1%
21
-12
BrokerC
VWAP
100
null
null
Normal monitoring
-38
-29
-4
3
false
Within IPS guidelines
P1836
Cautious
IRA
USD
2024-11-13
862,853
114,630
748,223
1
36.4
43
4.5
16.1
IEF:19.3%;XLF:21.5%;BRK.B:21.5%;VTI:21.5%;MUB:16.2%
US:62.2;EU:20.8;APAC:6.4;EM:9.8;Other:0.8
Value:-0.4;Growth:+0.9;Quality:+0.1;Size:-0.5;Momentum:-0.1;LowVol:+0.9
NoMargin
6
35
3.6
hard 10%
126
13.5
Volatile
28.2
4.6
3.3
168
80
92
58
false
Rebalance
Shift +1% to bonds from equity
18
-14
BrokerC
MKT
88
null
null
Normal monitoring
6
-53
75
5
false
Monitor dispersion and breadth
P1837
Active
401k
USD
2024-08-02
1,693,600
151,408
1,542,192
1
53.9
24.3
13.3
8.4
QQQ:25.0%;XLF:25.0%;VTI:25.0%;VOO:25.0%
US:60.2;EU:12.2;APAC:15.3;EM:9.2;Other:3.0
Value:-0.8;Growth:-0.0;Quality:+0.4;Size:+0.7;Momentum:+0.3;LowVol:-0.7
null
5
25
5.8
trailing 9%
227
24
Bull
11.3
3.56
3.4
117
92
93
24
false
Sell
Trim extended winner -1%
24
-35
BrokerA
MKT
87
null
null
Normal monitoring
-37
-60
83
5
false
Monitor dispersion and breadth
P1838
Cautious
Trust
USD
2025-04-01
285,962
33,674
252,288
1
40.3
31.5
10.6
17.6
QQQ:26.9%;VNQ:26.9%;XLF:26.9%;BRK.B:19.2%
US:72.9;EU:6.5;APAC:13.1;EM:7.2;Other:0.3
Value:0.0;Growth:+0.3;Quality:+0.4;Size:-0.7;Momentum:0.0;LowVol:+0.8
NoMargin
5
25
3.2
trailing 8%
145
17.7
Bull
11.7
4.63
3
78
36
82
28
false
Buy
Add to core equity +1%
9
7
BrokerA
LMT
96
null
null
Normal monitoring
10
-54
138
4
false
Increase defensive factor exposure
P1839
Active
Trust
USD
2024-09-26
2,044,586
205,386
1,839,200
1
63.9
27.5
0
8.6
MUB:20.0%;BRK.B:18.6%;GLD:19.7%;IEF:17.4%;VTI:13.8%;XLF:10.4%
US:68.7;EU:14.8;APAC:9.3;EM:6.5;Other:0.7
Value:-0.7;Growth:+0.8;Quality:+0.9;Size:+0.2;Momentum:-0.3;LowVol:+0.2
null
7
25
5.7
hard 12%
174
19.8
Volatile
20.9
5.13
4.1
128
68
83
67
false
Sell
Trim extended winner -1%
-9
-27
BrokerC
MKT
86
null
null
Normal monitoring
68
3
126
4
false
Increase defensive factor exposure
P1840
Systematic
Taxable
USD
2025-08-09
473,110
45,501
427,609
1
67.2
21.8
3.9
7.1
VNQ:19.7%;BND:31.5%;AAPL:31.5%;VTI:17.3%
US:65.8;EU:10.8;APAC:17.1;EM:5.7;Other:0.6
Value:-0.3;Growth:+0.2;Quality:-0.1;Size:-0.0;Momentum:-0.1;LowVol:+0.2
MaxPos8%
10
35
5.5
hard 12%
199
23.7
Sideways
19.3
4.18
2.3
136
-21
41
62
false
Hedge
Add TLT +1% as duration hedge
16
-35
BrokerC
MKT
90
null
null
Normal monitoring
56
-1
139
5
false
Tighten stops on momentum names
P1841
Hands-off
401k
USD
2025-07-26
340,960
27,249
313,711
1
68
22.8
0
9.2
GLD:15.8%;MUB:22.8%;AMZN:11.2%;VNQ:25.1%;HYG:25.1%
US:60.6;EU:11.1;APAC:13.3;EM:10.3;Other:4.8
Value:-0.5;Growth:-1.0;Quality:+0.1;Size:-0.7;Momentum:+0.3;LowVol:+0.7
null
10
30
4.2
hard 10%
100
12.8
Bull
14.5
4.83
3.4
75
119
100
51
true
Hedge
Buy index puts 1% notional
4
-32
BrokerB
LMT
99
RegimeShift
Hedge
Volatility spike and breadth deterioration
18
-13
112
2
false
Within IPS guidelines
P1842
Hands-off
Roth
USD
2025-02-05
449,162
43,094
406,068
1
69.1
16.8
7.2
7
QQQ:33.3%;VOO:33.3%;TLT:33.3%
US:66.4;EU:8.8;APAC:12.2;EM:7.5;Other:5.1
Value:-0.8;Growth:+0.4;Quality:+0.8;Size:-0.6;Momentum:-1.0;LowVol:+0.9
null
5
30
3.9
trailing 10%
111
14.4
Volatile
22.2
4.61
2
172
-10
37
69
false
Rebalance
Shift +1% to bonds from equity
14
-11
BrokerB
MKT
97
null
null
Normal monitoring
28
0
2
5
false
Within IPS guidelines
P1843
Systematic
IRA
USD
2025-08-09
722,749
68,068
654,681
1
58.5
29.4
6.5
5.6
XLF:21.0%;AAPL:21.0%;HYG:7.6%;MSFT:11.9%;TSLA:17.5%;AMZN:21.0%
US:73.2;EU:7.8;APAC:10.6;EM:4.0;Other:4.4
Value:+0.2;Growth:+0.3;Quality:+0.8;Size:-0.1;Momentum:+0.9;LowVol:+0.7
null
10
30
4.2
hard 12%
157
21.3
Bear
28.8
3.89
1.8
218
-39
18
70
false
Rebalance
Shift +1% to bonds from equity
-14
7
BrokerA
VWAP
85
null
null
Normal monitoring
45
-51
91
3
false
Increase defensive factor exposure
P1844
Cautious
401k
USD
2024-12-14
291,700
45,397
246,303
1
42.5
41.2
0
16.2
VOO:26.8%;HYG:36.6%;TLT:36.6%
US:58.3;EU:18.2;APAC:7.7;EM:11.3;Other:4.4
Value:+0.9;Growth:-0.4;Quality:+1.0;Size:+0.9;Momentum:+0.8;LowVol:+1.0
ESGOnly;NoMargin
7
25
3.6
trailing 8%
111
17.6
Volatile
23
5.36
4.2
138
32
76
44
false
Buy
Add to core equity +1%
21
-23
BrokerA
MKT
86
null
null
Normal monitoring
-53
-3
57
4
false
Within IPS guidelines
P1845
Systematic
Trust
USD
2025-07-25
728,672
55,608
673,064
1
63.3
31.4
0
5.3
QQQ:13.8%;AMZN:28.7%;TSLA:28.7%;GLD:28.7%
US:76.7;EU:10.2;APAC:7.9;EM:4.4;Other:0.9
Value:+0.3;Growth:-0.1;Quality:+0.1;Size:+0.8;Momentum:-0.3;LowVol:+0.4
MaxPos6%
5
25
4.4
hard 12%
130
26.8
Bull
17.7
4.98
3
99
6
44
62
false
Buy
Add to core equity +1%
18
-22
BrokerA
MKT
86
null
null
Normal monitoring
88
11
194
4
false
Monitor dispersion and breadth
P1846
Active
Trust
USD
2025-03-01
2,185,198
257,895
1,927,303
1.18
57.1
25.4
11.8
5.7
MSFT:20.3%;TSLA:21.8%;GLD:21.8%;VNQ:14.2%;VTI:21.8%
US:66.2;EU:12.9;APAC:9.9;EM:8.9;Other:2.1
Value:+0.2;Growth:-0.4;Quality:+1.0;Size:+0.1;Momentum:+0.5;LowVol:+0.6
null
10
35
5.1
trailing 8%
122
23.7
Sideways
15.4
4.35
2.2
102
-29
45
35
false
Sell
Trim extended winner -1%
-12
-29
BrokerB
LMT
91
null
null
Normal monitoring
27
-10
17
4
false
Monitor dispersion and breadth
P1847
Cautious
IRA
USD
2025-01-16
862,470
81,058
781,412
1
39.4
42.2
7.9
10.4
TSLA:30.4%;BND:30.4%;VOO:24.4%;VNQ:14.7%
US:68.1;EU:16.9;APAC:9.5;EM:4.3;Other:1.2
Value:-0.8;Growth:+0.1;Quality:+0.1;Size:+0.6;Momentum:-0.2;LowVol:+0.7
ESGOnly;MaxPos7%;NoMargin
8
25
5.3
trailing 10%
163
17.5
Bull
12.2
3.7
2.9
98
116
100
25
false
Rebalance
Shift +1% to bonds from equity
11
-8
BrokerB
MKT
92
null
null
Normal monitoring
40
12
25
5
false
Increase defensive factor exposure
P1848
Hands-off
Trust
USD
2025-10-11
257,353
20,538
236,815
1
69.5
25.7
0
4.9
TSLA:23.6%;BND:25.5%;AMZN:25.5%;QQQ:25.5%
US:64.9;EU:11.9;APAC:8.5;EM:10.2;Other:4.4
Value:+0.9;Growth:-0.9;Quality:-0.0;Size:+0.8;Momentum:-0.2;LowVol:+0.3
ESGOnly;MaxPos7%
10
35
5.6
trailing 8%
93
14.3
Bull
14
4.4
2.3
92
106
100
49
false
Buy
Add to core equity +1%
-9
4
BrokerB
VWAP
90
null
null
Normal monitoring
28
5
7
5
false
Tighten stops on momentum names
P1849
Cautious
401k
USD
2024-09-04
545,827
61,337
484,490
1
41.9
35.6
11.2
11.3
BRK.B:9.5%;BND:11.5%;VNQ:21.0%;MUB:21.0%;TLT:15.9%;HYG:21.0%
US:72.8;EU:9.0;APAC:7.4;EM:10.5;Other:0.4
Value:+0.7;Growth:-0.3;Quality:+0.2;Size:+0.7;Momentum:-0.6;LowVol:-0.5
ESGOnly;MaxPos5%;NoDerivatives;NoMargin
5
25
4.9
trailing 10%
95
14
Volatile
24.1
3.67
3.5
146
64
70
55
false
Sell
Trim extended winner -1%
-8
-6
BrokerA
MKT
85
null
null
Normal monitoring
50
19
11
5
false
Increase defensive factor exposure
P1850
Active
Trust
USD
2025-06-28
1,531,709
124,305
1,407,404
1
57.3
27
9.6
6.1
HYG:27.0%;QQQ:20.1%;BRK.B:27.0%;BND:26.0%
US:68.0;EU:10.0;APAC:6.4;EM:12.0;Other:3.6
Value:+0.8;Growth:-0.2;Quality:+0.9;Size:+0.8;Momentum:-0.3;LowVol:-0.3
null
7
25
4.5
trailing 9%
127
19.2
Volatile
22.4
3.87
2.6
146
-2
48
69
false
Buy
Add to core equity +1%
11
-39
BrokerA
MKT
91
null
null
Normal monitoring
116
-39
93
4
false
Within IPS guidelines
P1851
Hands-off
401k
USD
2025-03-26
291,917
24,180
267,737
1
57.9
19.6
15
7.4
VTI:20.9%;MSFT:20.9%;AAPL:8.5%;BND:20.8%;VOO:17.0%;MUB:12.0%
US:64.7;EU:17.3;APAC:7.3;EM:6.6;Other:4.1
Value:+0.8;Growth:-0.5;Quality:-0.7;Size:+0.3;Momentum:-0.8;LowVol:+0.7
ESGOnly;MaxPos7%
8
25
5.5
hard 10%
98
12.4
Bull
15.6
4.94
3
94
86
87
43
false
Rebalance
Shift +1% to bonds from equity
35
-30
BrokerD
MKT
90
null
null
Normal monitoring
3
-31
4
5
false
Tax-aware sells next window
P1852
Cautious
401k
USD
2025-07-14
646,353
103,052
543,301
1
49.9
34.4
4.6
11.1
AAPL:33.3%;VNQ:33.3%;TLT:33.3%
US:69.6;EU:10.4;APAC:5.5;EM:10.9;Other:3.6
Value:-0.6;Growth:+0.7;Quality:-0.3;Size:-0.7;Momentum:-0.0;LowVol:-0.1
NoMargin
10
30
5
hard 10%
119
12.6
Sideways
17.7
4.64
2.5
116
33
55
35
false
Buy
Add to core equity +1%
31
-10
BrokerC
MKT
90
null
null
Normal monitoring
43
-30
6
5
false
Tighten stops on momentum names
P1853
Hands-off
401k
USD
2025-08-18
797,745
79,537
718,208
1
61.1
25.3
8.1
5.5
QQQ:25.8%;MSFT:13.0%;AAPL:13.0%;BRK.B:25.8%;AMZN:22.5%
US:69.5;EU:7.1;APAC:12.5;EM:8.7;Other:2.1
Value:-0.5;Growth:+0.5;Quality:+0.4;Size:+0.3;Momentum:-0.6;LowVol:+0.9
ESGOnly;NoDerivatives
7
25
3.2
hard 10%
148
12.6
Bull
17.8
4.35
2.4
120
30
62
59
false
Buy
Add to core equity +1%
20
-1
BrokerD
VWAP
89
null
null
Normal monitoring
58
-24
30
5
false
Increase defensive factor exposure
P1854
Active
IRA
USD
2024-12-05
2,177,751
186,436
1,991,315
1
53.6
22.1
15.8
8.6
TSLA:33.3%;MUB:33.3%;IEF:33.3%
US:66.3;EU:16.6;APAC:6.1;EM:7.4;Other:3.6
Value:-0.6;Growth:+0.1;Quality:-0.3;Size:+0.7;Momentum:-0.1;LowVol:-0.7
MaxPos8%
6
30
4.5
trailing 8%
179
22.1
Bear
33.3
3.96
1.1
183
-114
5
75
true
Rebalance
Rebalance back to target bands
27
7
BrokerD
MKT
90
Drift>tolerance
Hedge
Allocation drift beyond policy bands
35
6
4
4
false
Increase defensive factor exposure
P1855
Hands-off
Trust
USD
2025-03-30
164,979
15,167
149,812
1
69.9
21.7
0
8.4
TSLA:24.7%;TLT:13.7%;VNQ:24.7%;VTI:24.7%;VOO:12.3%
US:68.8;EU:8.4;APAC:7.8;EM:10.6;Other:4.4
Value:-1.0;Growth:-0.5;Quality:+0.3;Size:+0.5;Momentum:-0.3;LowVol:+0.3
MaxPos5%
10
30
3.8
trailing 8%
135
12.1
Volatile
27.4
5.48
3.8
129
2
61
83
true
Rebalance
Rebalance back to target bands
11
-20
BrokerD
MKT
89
VAR>budget
Reduce
Risk above budget threshold
35
-35
147
2
false
Tighten stops on momentum names
P1856
Systematic
Roth
USD
2024-10-13
1,502,784
136,982
1,365,802
1
55.7
30
6.4
7.8
TLT:28.3%;XLF:28.3%;AMZN:28.3%;MUB:15.0%
US:71.9;EU:6.1;APAC:11.7;EM:9.1;Other:1.1
Value:+0.5;Growth:-0.2;Quality:+1.0;Size:+0.7;Momentum:+0.5;LowVol:+0.4
NoDerivatives
6
25
4.4
trailing 9%
134
24
Bull
11.2
4.09
2.7
103
31
78
38
true
Hedge
Buy index puts 1% notional
34
-3
BrokerB
MKT
93
Drift>tolerance
Reduce
Allocation drift beyond policy bands
1
11
-38
5
false
Increase defensive factor exposure
P1857
Systematic
Taxable
USD
2025-12-23
1,044,559
70,917
973,642
1
57.5
25.4
10.5
6.6
IEF:33.3%;TSLA:33.3%;AMZN:33.3%
US:64.4;EU:8.4;APAC:11.9;EM:9.8;Other:5.4
Value:-0.3;Growth:-1.0;Quality:+0.7;Size:+0.2;Momentum:-0.4;LowVol:0.0
NoDerivatives
10
35
5.2
hard 12%
149
25.9
Bull
14.4
4.99
2.9
93
42
60
36
false
Buy
Add to core equity +1%
-10
5
BrokerB
MKT
96
null
null
Normal monitoring
-48
19
-44
4
false
Tax-aware sells next window
P1858
Systematic
Trust
USD
2024-11-10
683,890
41,177
642,713
1
63
30
0
7.1
BND:35.2%;MUB:29.6%;GLD:35.2%
US:63.5;EU:15.3;APAC:9.2;EM:8.2;Other:3.8
Value:+0.2;Growth:-0.6;Quality:+0.6;Size:+0.5;Momentum:-0.8;LowVol:+0.3
MaxPos6%
6
35
6
hard 12%
193
21.7
Bull
15.9
4.78
2.1
77
65
84
58
false
Hedge
Add TLT +1% as duration hedge
15
-29
BrokerD
MKT
96
null
null
Normal monitoring
57
-12
94
3
false
Within IPS guidelines
P1859
Opportunistic
Taxable
USD
2024-09-12
675,172
42,731
632,441
1.18
62.7
15.7
15.5
6.1
GLD:12.2%;BND:13.1%;TSLA:18.1%;TLT:13.3%;AMZN:21.6%;VNQ:21.6%
US:72.9;EU:6.4;APAC:12.5;EM:3.7;Other:4.5
Value:+0.2;Growth:-0.5;Quality:-0.8;Size:+0.9;Momentum:+0.8;LowVol:-0.8
MaxPos8%
7
25
4.9
trailing 7%
177
25
Bull
15.5
4.43
3.2
113
87
100
42
true
Rebalance
Rebalance back to target bands
28
-8
BrokerC
MKT
90
VAR>budget
Hedge
Risk above budget threshold
-28
-47
-58
3
false
Tax-aware sells next window
P1860
Hands-off
Roth
USD
2025-04-28
445,988
42,278
403,710
1
68.4
15.9
10.2
5.5
VTI:33.3%;BRK.B:33.3%;GLD:33.3%
US:61.8;EU:13.3;APAC:8.2;EM:13.3;Other:3.5
Value:-0.8;Growth:+0.6;Quality:-0.7;Size:+0.2;Momentum:+0.8;LowVol:-0.7
MaxPos5%;NoDerivatives
8
30
4.3
trailing 10%
169
14.2
Bull
15.3
3.98
2.7
104
19
49
55
false
Hedge
Add TLT +1% as duration hedge
20
-25
BrokerD
LMT
98
null
null
Normal monitoring
-13
-27
-29
3
false
Tax-aware sells next window
P1861
Active
401k
USD
2025-03-01
530,029
40,829
489,200
1.17
50.9
23.6
19.4
6.2
MUB:25.0%;BRK.B:25.0%;HYG:25.0%;MSFT:25.0%
US:67.8;EU:5.7;APAC:12.4;EM:9.3;Other:4.8
Value:-0.0;Growth:-0.9;Quality:-0.8;Size:+0.1;Momentum:+0.1;LowVol:-0.5
MaxPos8%
5
35
5
trailing 9%
228
22.9
Bull
16
4.38
3
77
84
87
48
false
Rebalance
Shift +1% to bonds from equity
-8
-21
BrokerC
MKT
98
null
null
Normal monitoring
-38
-14
-51
3
false
Tighten stops on momentum names
P1862
Hands-off
IRA
USD
2025-01-12
453,805
21,167
432,638
1
59.2
28.2
3
9.6
BRK.B:22.9%;AMZN:19.4%;BND:19.3%;GLD:15.5%;HYG:22.9%
US:55.2;EU:18.0;APAC:14.0;EM:9.2;Other:3.6
Value:+0.7;Growth:+1.0;Quality:+0.8;Size:-0.2;Momentum:-0.8;LowVol:+0.9
MaxPos6%;NoDerivatives
7
35
4.9
trailing 10%
168
12.6
Bull
17.8
4.3
2.5
91
60
69
51
false
NoAction
Within bands; monitor
26
-9
BrokerA
LMT
95
null
null
Normal monitoring
75
5
95
5
false
Monitor dispersion and breadth
P1863
Active
IRA
USD
2025-05-04
1,760,438
142,367
1,618,071
1
64.6
26.3
0
9.1
TLT:33.3%;VTI:33.3%;HYG:33.3%
US:66.6;EU:9.5;APAC:12.6;EM:4.8;Other:6.5
Value:-0.1;Growth:-0.9;Quality:-0.1;Size:-0.6;Momentum:-0.5;LowVol:+0.2
MaxPos7%
6
35
5.8
trailing 9%
176
18.8
Volatile
23.7
5.12
4.5
145
-58
10
70
true
Hedge
Buy index puts 1% notional
4
-20
BrokerB
VWAP
91
RegimeShift
Hedge
Volatility spike and breadth deterioration
71
4
85
5
true
Increase defensive factor exposure
P1864
Hands-off
IRA
USD
2025-04-27
771,842
31,979
739,863
1
66
27.4
0
6.6
MSFT:12.2%;AMZN:20.9%;XLF:19.9%;VNQ:16.1%;HYG:19.5%;AAPL:11.4%
US:74.1;EU:6.0;APAC:8.4;EM:9.6;Other:2.0
Value:-0.3;Growth:-0.5;Quality:-0.4;Size:-0.2;Momentum:-1.0;LowVol:-0.9
MaxPos6%
7
25
3.8
hard 10%
159
17
Volatile
31.7
4.22
2.2
155
77
100
90
true
Hedge
Buy index puts 1% notional
22
-4
BrokerA
LMT
88
RegimeShift
Reduce
Volatility spike and breadth deterioration
75
-27
188
3
false
Tighten stops on momentum names
P1865
Opportunistic
IRA
USD
2024-08-17
1,428,237
66,588
1,361,649
1
63
16
16.7
4.2
AMZN:33.3%;IEF:33.3%;HYG:33.3%
US:64.5;EU:10.6;APAC:15.7;EM:5.7;Other:3.5
Value:+0.5;Growth:-0.9;Quality:+0.5;Size:-0.7;Momentum:-0.2;LowVol:-0.6
null
8
25
6.5
trailing 9%
201
21.7
Bear
24.9
3.77
1.4
206
20
48
66
false
Rebalance
Shift +1% to bonds from equity
23
-17
BrokerB
MKT
97
null
null
Normal monitoring
-6
-13
7
4
false
Within IPS guidelines
P1866
Hands-off
IRA
USD
2025-08-26
395,268
37,469
357,799
1
56.8
24
12.1
7.1
AMZN:22.3%;BND:22.0%;TSLA:22.3%;BRK.B:14.4%;HYG:19.0%
US:64.5;EU:18.0;APAC:8.3;EM:6.8;Other:2.4
Value:-0.7;Growth:-0.8;Quality:-1.0;Size:+0.4;Momentum:-0.4;LowVol:+0.4
ESGOnly;MaxPos5%
6
30
4.2
trailing 8%
140
19.4
Volatile
20.4
3.53
2.4
149
55
66
53
false
Buy
Add to core equity +1%
22
6
BrokerB
MKT
95
null
null
Normal monitoring
31
-34
130
3
false
Tighten stops on momentum names
P1867
Cautious
401k
USD
2024-11-18
308,428
24,824
283,604
1
44
40
0
16
BND:9.7%;MUB:20.3%;AMZN:13.5%;VOO:20.3%;IEF:16.0%;AAPL:20.3%
US:69.2;EU:11.0;APAC:9.9;EM:8.9;Other:0.9
Value:-0.4;Growth:-0.5;Quality:-0.4;Size:+0.9;Momentum:+0.9;LowVol:+0.8
NoDerivatives;NoMargin
5
25
4.8
trailing 8%
107
17.2
Bull
15.5
3.71
3.1
106
24
56
29
false
Buy
Add to core equity +1%
35
4
BrokerC
MKT
95
null
null
Normal monitoring
43
-50
75
4
false
Tighten stops on momentum names
P1868
Active
Roth
USD
2024-11-14
762,811
62,218
700,593
1
54.1
29.5
9.5
6.9
BND:33.3%;HYG:33.3%;MUB:33.3%
US:70.8;EU:6.1;APAC:13.9;EM:6.5;Other:2.6
Value:-0.6;Growth:+0.6;Quality:-0.2;Size:+0.1;Momentum:0.0;LowVol:-0.4
MaxPos7%
7
25
4.6
trailing 9%
121
24.1
Bull
16.7
4.49
2.9
105
45
60
40
false
NoAction
Within bands; monitor
26
-6
BrokerA
MKT
0
null
null
Normal monitoring
27
-23
122
4
false
Monitor dispersion and breadth
P1869
Opportunistic
401k
USD
2024-11-15
927,225
66,598
860,627
1
63.2
18.5
12.1
6.1
AMZN:19.9%;BND:26.7%;TLT:26.7%;XLF:26.7%
US:64.0;EU:13.2;APAC:15.0;EM:6.7;Other:1.1
Value:-0.4;Growth:-0.9;Quality:-0.7;Size:+0.2;Momentum:+0.4;LowVol:+0.9
MaxPos8%;NoDerivatives
10
25
6.6
trailing 7%
173
26.7
Volatile
27.8
4.07
3.2
131
39
70
72
true
Hedge
Buy index puts 1% notional
27
11
BrokerD
VWAP
99
Drift>tolerance
TightenStops
Allocation drift beyond policy bands
117
14
186
4
false
Tax-aware sells next window
P1870
Active
Roth
USD
2024-07-14
1,474,096
132,634
1,341,462
1
62.8
28.2
2.7
6.2
GLD:33.3%;TLT:33.3%;IEF:33.3%
US:65.4;EU:13.7;APAC:8.6;EM:8.4;Other:3.9
Value:-0.6;Growth:-0.9;Quality:-0.0;Size:+0.6;Momentum:-0.0;LowVol:+0.7
NoDerivatives
6
25
4.3
hard 12%
154
18.7
Bull
14.8
4.58
2.7
105
52
64
57
false
Buy
Add to core equity +1%
9
-31
BrokerB
MKT
97
null
null
Normal monitoring
-37
0
-65
5
false
Tighten stops on momentum names
P1871
Opportunistic
IRA
USD
2024-07-23
1,298,532
74,174
1,224,358
1
69.3
21.7
4
5
AAPL:8.3%;MUB:17.1%;BRK.B:21.4%;MSFT:12.7%;AMZN:19.0%;GLD:21.4%
US:65.3;EU:12.0;APAC:7.3;EM:12.3;Other:3.1
Value:-0.9;Growth:-0.6;Quality:-0.2;Size:-0.0;Momentum:+0.8;LowVol:+0.4
MaxPos5%
8
30
6.9
hard 12%
170
24
Sideways
21.7
3.54
2.1
111
21
54
59
false
Rebalance
Shift +1% to bonds from equity
1
0
BrokerA
VWAP
87
null
null
Normal monitoring
-60
-55
-40
3
false
Tighten stops on momentum names
P1872
Active
Roth
USD
2025-05-30
626,987
75,123
551,864
1
51.5
18.3
21
9.2
BND:17.8%;IEF:12.8%;BRK.B:10.0%;HYG:23.1%;GLD:23.1%;VTI:13.2%
US:74.1;EU:9.7;APAC:9.3;EM:4.0;Other:2.9
Value:-0.9;Growth:-0.5;Quality:+0.7;Size:-0.1;Momentum:+0.6;LowVol:+0.3
MaxPos6%
5
30
4.4
hard 12%
168
24.1
Sideways
16.2
4.07
2
132
48
76
48
false
Buy
Add to core equity +1%
-4
-8
BrokerB
MKT
95
null
null
Normal monitoring
-56
-41
4
3
false
Monitor dispersion and breadth
P1873
Systematic
401k
USD
2024-12-30
548,509
36,006
512,503
1
65.7
27.7
0
6.6
AMZN:13.9%;VTI:22.2%;GLD:22.2%;BND:19.6%;MUB:22.2%
US:60.8;EU:20.7;APAC:10.0;EM:6.6;Other:1.8
Value:-0.2;Growth:+0.7;Quality:+0.4;Size:+0.4;Momentum:+0.9;LowVol:-0.7
null
5
35
4.7
trailing 8%
203
24.8
Volatile
26.7
4.48
3.3
115
68
81
63
false
Buy
Add to core equity +1%
24
14
BrokerC
LMT
88
null
null
Normal monitoring
43
-27
115
5
false
Monitor dispersion and breadth
P1874
Cautious
401k
USD
2025-02-11
508,271
58,232
450,039
1
50.2
34.5
1.8
13.5
HYG:33.3%;BRK.B:33.3%;MUB:33.3%
US:73.6;EU:11.5;APAC:8.1;EM:3.6;Other:3.2
Value:-0.3;Growth:+0.8;Quality:-0.3;Size:-0.1;Momentum:-0.1;LowVol:+0.4
ESGOnly;NoDerivatives;NoMargin
8
35
5.2
hard 10%
98
16.6
Volatile
29.4
5.49
2.8
110
34
52
75
true
Reduce
Cut high-beta by 2-3%, add cash
35
-32
BrokerB
LMT
93
Drift>tolerance
Reduce
Allocation drift beyond policy bands
-3
2
32
2
false
Within IPS guidelines
P1875
Opportunistic
Trust
USD
2025-07-13
323,896
17,257
306,639
1.22
69
11.7
14.8
4.5
TSLA:33.3%;IEF:33.3%;MUB:33.3%
US:62.8;EU:14.5;APAC:14.0;EM:7.6;Other:1.0
Value:-0.1;Growth:0.0;Quality:+0.2;Size:-0.1;Momentum:+0.3;LowVol:-0.4
MaxPos6%
5
25
5.1
hard 12%
268
34
Volatile
20.3
3.81
2
147
50
77
56
true
Reduce
Cut high-beta by 2-3%, add cash
7
-13
BrokerC
VWAP
97
Drift>tolerance
Hedge
Allocation drift beyond policy bands
86
-41
218
5
true
Tighten stops on momentum names
P1876
Active
401k
USD
2025-02-12
1,209,210
82,240
1,126,970
1
58.8
30.5
5.4
5.2
HYG:12.8%;MSFT:21.4%;BRK.B:15.9%;BND:7.2%;MUB:21.4%;VNQ:21.4%
US:67.8;EU:15.6;APAC:7.3;EM:5.7;Other:3.6
Value:-0.1;Growth:-0.3;Quality:-0.8;Size:-0.7;Momentum:+0.6;LowVol:-0.4
null
5
30
4.8
trailing 9%
181
16.3
Sideways
16.9
3.92
2.7
138
16
68
56
true
Rebalance
Rebalance back to target bands
19
-3
BrokerA
LMT
93
VAR>budget
Pause
Risk above budget threshold
76
-11
210
5
false
Within IPS guidelines
P1877
Cautious
Taxable
USD
2025-06-27
838,980
100,369
738,611
1
51.4
34.3
2
12.3
XLF:25.3%;BRK.B:37.3%;AAPL:37.3%
US:72.9;EU:10.6;APAC:6.7;EM:5.9;Other:4.0
Value:+0.1;Growth:0.0;Quality:-1.0;Size:-0.1;Momentum:+0.2;LowVol:+0.2
MaxPos7%;NoDerivatives;NoMargin
8
25
4.2
hard 10%
97
15
Bull
14.9
4.66
2.4
117
104
88
38
false
Buy
Add to core equity +1%
-15
-22
BrokerB
LMT
95
null
null
Normal monitoring
-15
-9
115
5
false
Tax-aware sells next window
P1878
Hands-off
Trust
USD
2025-10-08
588,522
32,701
555,821
1
74.2
16.3
0.1
9.5
XLF:12.3%;BND:17.4%;VOO:22.2%;MUB:9.6%;TLT:22.2%;GLD:16.3%
US:58.2;EU:12.9;APAC:14.0;EM:11.6;Other:3.3
Value:+0.7;Growth:-0.4;Quality:-1.0;Size:+0.8;Momentum:+1.0;LowVol:-0.6
ESGOnly
7
25
5.8
trailing 8%
143
16.6
Sideways
17
4.39
2.8
116
13
48
59
false
Buy
Add to core equity +1%
-5
-28
BrokerB
VWAP
99
null
null
Normal monitoring
66
9
149
5
false
Monitor dispersion and breadth
P1879
Active
Roth
USD
2025-07-27
2,060,696
240,296
1,820,400
1.09
58.7
23.6
10.9
6.8
VTI:21.2%;VNQ:12.2%;TLT:17.6%;TSLA:24.5%;AAPL:24.5%
US:76.7;EU:6.8;APAC:8.3;EM:8.0;Other:0.1
Value:+0.9;Growth:+0.8;Quality:-0.2;Size:+0.2;Momentum:+0.9;LowVol:+0.5
null
8
30
4.4
trailing 8%
198
26.8
Sideways
19
4.03
2.9
116
54
63
59
false
Hedge
Add TLT +1% as duration hedge
-1
11
BrokerB
LMT
95
null
null
Normal monitoring
71
-4
90
5
false
Monitor dispersion and breadth
P1880
Cautious
401k
USD
2025-03-11
462,057
40,028
422,029
1
50.3
39.7
0
10.1
BND:18.9%;VNQ:14.2%;MUB:24.0%;VTI:18.9%;TLT:24.0%
US:60.5;EU:14.7;APAC:11.9;EM:10.2;Other:2.7
Value:-0.4;Growth:-0.7;Quality:-0.5;Size:-0.1;Momentum:-0.1;LowVol:-0.2
ESGOnly;NoDerivatives;NoMargin
5
25
3.7
trailing 10%
132
13
Volatile
26.9
3.87
4.1
138
-33
27
57
false
NoAction
Within bands; monitor
30
-11
BrokerA
MKT
0
null
null
Normal monitoring
14
3
47
3
false
Within IPS guidelines
P1881
Cautious
Taxable
USD
2025-08-03
822,480
77,972
744,508
1
46
31.6
6.9
15.5
XLF:33.3%;MSFT:33.3%;AAPL:33.3%
US:65.4;EU:11.2;APAC:10.7;EM:10.7;Other:1.9
Value:+0.4;Growth:-0.1;Quality:-0.8;Size:+0.6;Momentum:-0.5;LowVol:+0.1
ESGOnly;MaxPos6%;NoDerivatives;NoMargin
8
25
5.2
trailing 8%
112
13.9
Volatile
22.8
5.15
4.2
118
-7
51
50
false
Buy
Add to core equity +1%
25
-15
BrokerB
MKT
96
null
null
Normal monitoring
-15
-2
91
5
false
Tighten stops on momentum names
P1882
Cautious
Taxable
USD
2025-11-29
405,441
62,218
343,223
1
43
36.6
8.1
12.3
TSLA:30.3%;BRK.B:34.9%;AMZN:34.9%
US:58.8;EU:16.2;APAC:13.8;EM:9.2;Other:2.0
Value:+0.1;Growth:-0.7;Quality:-0.7;Size:-0.9;Momentum:0.0;LowVol:-0.3
ESGOnly;NoMargin
8
30
4.1
trailing 10%
124
15.6
Sideways
19.6
3.58
2.9
121
8
47
43
false
Rebalance
Shift +1% to bonds from equity
18
-26
BrokerA
LMT
93
null
null
Normal monitoring
-29
3
65
4
false
Monitor dispersion and breadth
P1883
Cautious
Roth
USD
2025-01-12
884,805
82,114
802,691
1
39.3
38.3
6.6
15.8
TSLA:33.2%;AMZN:33.4%;AAPL:33.4%
US:65.8;EU:16.0;APAC:7.8;EM:9.2;Other:1.3
Value:+0.4;Growth:-0.5;Quality:+0.5;Size:-0.4;Momentum:+0.3;LowVol:+0.2
MaxPos5%;NoMargin
10
25
5.5
trailing 8%
114
16
Sideways
18.4
4.03
2.4
115
18
51
48
true
Reduce
Cut high-beta by 2-3%, add cash
4
-27
BrokerB
MKT
97
VAR>budget
Hedge
Risk above budget threshold
96
-12
84
5
false
Monitor dispersion and breadth
P1884
Active
Trust
USD
2025-10-16
2,119,922
168,824
1,951,098
1
60.3
30.7
0
9
VTI:25.5%;TSLA:23.4%;AAPL:25.5%;IEF:25.5%
US:67.5;EU:12.1;APAC:9.1;EM:9.1;Other:2.2
Value:+0.9;Growth:+0.1;Quality:+0.3;Size:-0.8;Momentum:-0.5;LowVol:-0.3
null
10
35
5.6
hard 12%
202
22.9
Bull
12.1
4.88
3.1
79
1
39
46
false
Sell
Trim extended winner -1%
9
4
BrokerA
LMT
87
null
null
Normal monitoring
34
-45
101
4
false
Tax-aware sells next window
P1885
Opportunistic
Trust
USD
2025-05-19
1,413,171
89,403
1,323,768
1
66.7
20.3
6.1
6.9
GLD:22.4%;TSLA:22.4%;VTI:22.4%;TLT:10.5%;MUB:22.4%
US:61.1;EU:15.9;APAC:12.4;EM:6.8;Other:3.8
Value:-0.8;Growth:-0.7;Quality:-0.3;Size:-1.0;Momentum:+0.8;LowVol:-0.2
NoDerivatives
5
25
6.9
trailing 7%
177
20.9
Bear
33.8
4.46
1.6
158
-21
52
86
true
Hedge
Buy index puts 1% notional
-14
-11
BrokerA
MKT
86
Drift>tolerance
Hedge
Allocation drift beyond policy bands
120
-58
155
2
false
Monitor dispersion and breadth
P1886
Active
Trust
USD
2024-10-29
2,277,981
233,029
2,044,952
1
64.6
29.4
0
6
MSFT:25.0%;VTI:25.0%;AMZN:25.0%;VNQ:25.0%
US:70.6;EU:9.9;APAC:12.8;EM:4.7;Other:1.9
Value:-0.8;Growth:+0.1;Quality:+1.0;Size:-0.3;Momentum:+0.3;LowVol:-0.0
MaxPos5%
5
30
4.3
trailing 8%
161
16.3
Volatile
20.9
4.07
2.7
174
45
84
53
false
Sell
Trim extended winner -1%
7
-15
BrokerA
VWAP
95
null
null
Normal monitoring
-27
-31
9
5
false
Increase defensive factor exposure
P1887
Cautious
Roth
USD
2024-08-29
636,700
61,926
574,774
1
49.3
36.4
1.5
12.8
BND:37.8%;IEF:37.8%;AMZN:24.5%
US:57.1;EU:16.5;APAC:15.4;EM:9.0;Other:2.1
Value:+0.4;Growth:+0.2;Quality:+0.1;Size:+1.0;Momentum:-0.4;LowVol:-0.9
NoDerivatives;NoMargin
5
25
4.7
hard 10%
146
16.1
Sideways
19.4
3.99
3.1
126
-11
43
42
false
Buy
Add to core equity +1%
-11
15
BrokerA
LMT
96
null
null
Normal monitoring
20
-47
78
3
false
Increase defensive factor exposure
P1888
Cautious
Taxable
USD
2025-10-09
519,423
73,234
446,189
1
49.6
31.8
2.9
15.6
XLF:12.7%;IEF:9.1%;QQQ:23.3%;VOO:23.3%;TSLA:19.2%;MSFT:12.4%
US:60.4;EU:17.5;APAC:12.5;EM:4.9;Other:4.8
Value:+0.5;Growth:-0.7;Quality:-0.7;Size:-0.5;Momentum:-0.9;LowVol:+1.0
ESGOnly;NoMargin
10
35
4
hard 10%
159
15.3
Bull
15.7
4.76
3.2
70
71
79
46
true
Reduce
Cut high-beta by 2-3%, add cash
-1
-39
BrokerD
MKT
95
VAR>budget
Hedge
Risk above budget threshold
101
-25
68
5
false
Tighten stops on momentum names
P1889
Systematic
Taxable
USD
2025-05-29
1,591,449
134,844
1,456,605
1
61.1
26.5
2.7
9.6
VNQ:27.6%;QQQ:25.9%;VOO:18.9%;AMZN:27.6%
US:60.9;EU:12.1;APAC:13.8;EM:11.1;Other:2.0
Value:-0.6;Growth:+0.7;Quality:-0.4;Size:0.0;Momentum:+1.0;LowVol:+0.8
null
5
30
4.3
trailing 9%
159
27.9
Bear
34.5
3.82
1.6
166
-26
23
77
true
Hedge
Buy index puts 1% notional
10
-26
BrokerB
MKT
87
Drift>tolerance
TightenStops
Allocation drift beyond policy bands
-36
-27
-69
5
false
Monitor dispersion and breadth
P1890
Cautious
Trust
USD
2025-04-21
238,736
31,472
207,264
1
41.5
33.4
14.1
11
AAPL:20.8%;TSLA:29.4%;MSFT:20.4%;VTI:29.4%
US:63.9;EU:15.5;APAC:10.4;EM:6.2;Other:4.0
Value:-0.4;Growth:-0.0;Quality:-0.7;Size:+0.7;Momentum:+0.5;LowVol:-0.9
ESGOnly;NoDerivatives;NoMargin
6
30
3.1
trailing 8%
122
12.5
Volatile
23.1
5.15
4.5
135
29
49
52
false
Buy
Add to core equity +1%
23
-23
BrokerB
VWAP
95
null
null
Normal monitoring
-44
15
24
5
false
Increase defensive factor exposure
P1891
Hands-off
IRA
USD
2025-06-04
519,695
36,199
483,496
1
68.8
18.7
3.1
9.4
AMZN:28.9%;VTI:28.9%;TSLA:13.9%;MSFT:28.3%
US:76.1;EU:11.4;APAC:6.5;EM:5.5;Other:0.4
Value:-0.5;Growth:+0.7;Quality:-0.4;Size:+0.9;Momentum:-0.2;LowVol:+0.6
ESGOnly
6
25
3.7
trailing 8%
113
19.2
Bull
17.1
3.82
3.3
71
46
61
64
false
NoAction
Within bands; monitor
-13
9
BrokerD
MKT
0
null
null
Normal monitoring
47
-36
177
5
false
Increase defensive factor exposure
P1892
Cautious
Taxable
USD
2024-09-11
732,350
82,865
649,485
1
35.3
36.5
15.2
13
HYG:18.1%;IEF:17.5%;BND:13.4%;AAPL:19.4%;XLF:11.1%;VNQ:20.5%
US:67.8;EU:14.0;APAC:7.9;EM:6.3;Other:4.0
Value:0.0;Growth:-0.9;Quality:-0.8;Size:+0.1;Momentum:+0.9;LowVol:+0.3
ESGOnly;NoMargin
10
35
4.3
hard 10%
163
18.3
Volatile
21.9
4.26
3.6
121
-43
23
50
false
Hedge
Add TLT +1% as duration hedge
-9
-12
BrokerA
MKT
88
null
null
Normal monitoring
40
-5
88
5
false
Within IPS guidelines
P1893
Active
Roth
USD
2024-07-08
2,256,810
144,837
2,111,973
1
65.1
21.1
4.8
9
XLF:35.3%;AMZN:35.3%;TSLA:29.5%
US:60.6;EU:11.2;APAC:14.9;EM:7.9;Other:5.5
Value:+0.7;Growth:+0.9;Quality:-0.0;Size:+0.5;Momentum:-0.2;LowVol:+0.9
null
8
35
4.8
hard 12%
134
23.5
Bull
16.6
4.23
3.2
100
120
97
58
false
Buy
Add to core equity +1%
-9
-6
BrokerB
LMT
97
null
null
Normal monitoring
11
-8
-27
4
false
Increase defensive factor exposure
P1894
Cautious
IRA
USD
2024-10-29
894,224
116,128
778,096
1
50.4
33.4
0.2
15.9
VNQ:23.3%;XLF:13.2%;VTI:21.3%;MSFT:23.3%;MUB:18.8%
US:63.4;EU:15.3;APAC:11.5;EM:6.1;Other:3.7
Value:-0.1;Growth:+0.2;Quality:-0.7;Size:-0.1;Momentum:+0.1;LowVol:-0.9
ESGOnly;NoMargin
5
30
4.9
trailing 8%
127
19.7
Volatile
22
4.59
3.3
147
-34
21
53
false
NoAction
Within bands; monitor
25
-35
BrokerB
VWAP
96
null
null
Normal monitoring
-23
-11
-14
5
false
Increase defensive factor exposure
P1895
Hands-off
Roth
USD
2024-09-17
557,031
39,732
517,299
1
56.1
16.9
20.6
6.4
MUB:37.6%;MSFT:37.6%;TLT:24.8%
US:58.9;EU:16.4;APAC:13.0;EM:7.9;Other:3.8
Value:+0.1;Growth:-0.9;Quality:+0.6;Size:-0.9;Momentum:+0.5;LowVol:+0.8
ESGOnly
5
35
5
trailing 10%
121
14.9
Bull
14.7
4.46
2.3
74
77
85
39
false
Buy
Add to core equity +1%
-8
-29
BrokerA
LMT
96
null
null
Normal monitoring
-47
-43
-30
3
false
Increase defensive factor exposure
P1896
Opportunistic
Trust
USD
2025-09-11
784,452
57,642
726,810
1
74.3
20.5
0
5.2
XLF:28.5%;MSFT:21.5%;BRK.B:21.4%;IEF:28.5%
US:58.0;EU:10.0;APAC:15.5;EM:12.2;Other:4.3
Value:-0.1;Growth:-0.8;Quality:-0.9;Size:-0.8;Momentum:+0.3;LowVol:+0.5
MaxPos6%
5
30
5.1
hard 12%
268
30.3
Bear
27.2
4.11
1
180
-70
6
72
true
Reduce
Cut high-beta by 2-3%, add cash
6
-20
BrokerA
MKT
100
Drift>tolerance
TightenStops
Allocation drift beyond policy bands
23
-9
153
2
false
Tighten stops on momentum names
P1897
Hands-off
Roth
USD
2025-02-18
307,061
30,149
276,912
1
71
22.3
0
6.7
VOO:21.1%;VTI:18.7%;HYG:15.1%;BND:11.4%;VNQ:12.7%;AAPL:21.1%
US:59.4;EU:12.8;APAC:14.8;EM:11.8;Other:1.2
Value:+0.7;Growth:-0.1;Quality:-0.7;Size:-1.0;Momentum:-0.9;LowVol:+0.2
null
7
30
3.8
hard 10%
122
19.5
Sideways
15.8
3.75
2.1
130
7
53
59
false
Sell
Trim extended winner -1%
4
3
BrokerB
MKT
85
null
null
Normal monitoring
-51
-5
-12
5
false
Tax-aware sells next window
P1898
Opportunistic
Roth
USD
2025-10-10
1,653,392
135,880
1,517,512
1
62.1
11.5
21.2
5.1
AMZN:25.2%;BND:24.4%;TSLA:25.2%;TLT:25.2%
US:61.9;EU:13.2;APAC:14.3;EM:9.1;Other:1.4
Value:+0.9;Growth:-0.3;Quality:-0.9;Size:+0.5;Momentum:-0.2;LowVol:+0.6
MaxPos5%
5
35
6.5
trailing 9%
166
31.4
Bull
15.7
4.09
2.7
86
91
80
58
false
NoAction
Within bands; monitor
14
-14
BrokerD
MKT
0
null
null
Normal monitoring
120
-35
94
3
false
Within IPS guidelines
P1899
Cautious
Taxable
USD
2025-02-22
461,771
57,718
404,053
1
38.9
39.9
8.1
13
VNQ:27.4%;BRK.B:15.3%;HYG:28.6%;BND:28.6%
US:65.0;EU:8.7;APAC:16.4;EM:5.3;Other:4.6
Value:+0.2;Growth:+0.8;Quality:+0.2;Size:+0.3;Momentum:+0.1;LowVol:+0.2
ESGOnly;NoDerivatives;NoMargin
7
30
5.6
trailing 10%
150
20
Volatile
28.8
4.57
3
124
50
80
57
false
NoAction
Within bands; monitor
-12
3
BrokerA
MKT
0
null
null
Normal monitoring
92
20
169
5
false
Tax-aware sells next window
P1900
Cautious
401k
USD
2025-09-26
409,514
37,920
371,594
1
50.6
32.3
3.6
13.5
AAPL:15.8%;AMZN:26.7%;HYG:17.2%;IEF:26.7%;GLD:13.5%
US:62.8;EU:19.4;APAC:11.1;EM:4.4;Other:2.4
Value:+1.0;Growth:+0.6;Quality:-1.0;Size:-0.1;Momentum:+0.2;LowVol:+0.3
MaxPos5%;NoMargin
10
30
4.3
hard 10%
124
14
Bear
33.1
4.18
2
206
-115
5
79
true
Reduce
Cut high-beta by 2-3%, add cash
17
-13
BrokerC
LMT
99
VAR>budget
Hedge
Risk above budget threshold
-54
10
55
5
false
Within IPS guidelines