client_id
string
persona_style
string
account_type
string
base_currency
string
as_of_date
string
total_equity_usd
int64
cash_usd
int64
invested_usd
int64
leverage_x
float64
allocation_equity_pct
float64
allocation_fixed_income_pct
float64
allocation_alts_pct
float64
allocation_cash_pct
float64
top_positions
string
region_exposure_pct
string
factor_exposure_z
string
constraints
string
max_position_pct
int64
max_sector_pct
int64
drift_tolerance_pct
float64
stoploss_policy
string
risk_budget_var_95_bps
int64
max_drawdown_limit_pct
float64
market_regime
string
vix_level
float64
rates_10y_pct
float64
inflation_yoy_pct
float64
credit_spread_ig_bps
int64
signal_alpha_bps
int64
signal_confidence_1_100
int64
risk_score_1_100
int64
breach_flag
bool
action_proposed
string
action_details
string
expected_impact_alpha_bps
int64
expected_risk_change_bps
int64
execution_venue
string
order_type
string
order_fill_ratio_pct
int64
self_correction_trigger
string
self_correction_action
string
self_correction_reason
string
outcome_after_7d_pnl_bps
int64
outcome_after_7d_var_change_bps
int64
outcome_after_30d_pnl_bps
int64
user_feedback_1_5
int64
advisor_override_flag
bool
notes
string
P1901
Systematic
IRA
USD
2025-11-03
1,901,030
183,154
1,717,876
1
66.6
24
3.8
5.7
GLD:21.6%;MUB:10.8%;TLT:21.6%;XLF:11.9%;MSFT:20.5%;BRK.B:13.5%
US:60.5;EU:21.4;APAC:6.2;EM:9.1;Other:2.8
Value:+0.5;Growth:+0.4;Quality:-0.8;Size:-0.1;Momentum:-0.1;LowVol:+0.1
null
10
25
5.9
hard 12%
160
23.5
Volatile
31.6
3.56
3.4
113
-24
43
92
true
Hedge
Buy index puts 1% notional
12
12
BrokerC
VWAP
91
Drift>tolerance
Hedge
Allocation drift beyond policy bands
89
-2
78
5
false
Increase defensive factor exposure
P1902
Opportunistic
Taxable
USD
2024-10-19
763,336
39,811
723,525
1
74.3
21.5
0
4.2
QQQ:20.9%;HYG:19.2%;AMZN:17.7%;XLF:12.7%;AAPL:8.5%;IEF:20.9%
US:72.6;EU:15.3;APAC:5.9;EM:3.8;Other:2.3
Value:+0.2;Growth:-0.7;Quality:+0.5;Size:-0.8;Momentum:+0.8;LowVol:+0.7
NoDerivatives
6
25
5.4
trailing 9%
267
34.9
Bull
16.5
4.5
3.1
73
107
98
64
true
Reduce
Cut high-beta by 2-3%, add cash
-9
-27
BrokerA
MKT
90
RegimeShift
Pause
Volatility spike and breadth deterioration
-39
-53
4
3
false
Tax-aware sells next window
P1903
Systematic
Trust
USD
2025-08-23
950,254
83,790
866,464
1
61.1
31.6
0
7.3
TSLA:20.4%;AAPL:20.4%;IEF:20.4%;BND:19.6%;VTI:8.2%;XLF:11.0%
US:66.8;EU:14.9;APAC:9.6;EM:5.4;Other:3.2
Value:-0.1;Growth:+0.2;Quality:+0.9;Size:+1.0;Momentum:+0.8;LowVol:-0.9
MaxPos5%
5
35
4.7
hard 12%
192
17.9
Bull
17.7
4.29
3.4
96
69
71
60
false
Buy
Add to core equity +1%
16
-26
BrokerA
MKT
90
null
null
Normal monitoring
-22
-40
8
3
false
Increase defensive factor exposure
P1904
Hands-off
Trust
USD
2025-09-21
834,648
51,358
783,290
1
63.4
22.3
5.2
9.1
XLF:33.3%;VOO:33.3%;BND:33.3%
US:67.1;EU:14.3;APAC:6.6;EM:7.7;Other:4.3
Value:+0.6;Growth:-0.9;Quality:-0.2;Size:-0.3;Momentum:+0.7;LowVol:-0.7
NoDerivatives
5
30
4.7
hard 10%
149
18.6
Bear
31.4
3.32
2.7
165
0
54
78
true
Rebalance
Rebalance back to target bands
3
6
BrokerC
LMT
97
Drift>tolerance
Hedge
Allocation drift beyond policy bands
37
-2
156
3
false
Within IPS guidelines
P1905
Opportunistic
401k
USD
2024-08-20
383,821
24,920
358,901
1.15
65.6
13.5
16
4.9
GLD:26.5%;TLT:20.4%;MSFT:26.5%;QQQ:26.5%
US:67.7;EU:9.4;APAC:10.2;EM:11.9;Other:0.8
Value:+0.9;Growth:+0.1;Quality:+0.1;Size:-1.0;Momentum:+0.1;LowVol:0.0
null
5
35
6.7
trailing 7%
261
20.2
Bull
16.7
4.87
3
77
92
87
45
false
Rebalance
Shift +1% to bonds from equity
20
1
BrokerD
LMT
99
null
null
Normal monitoring
8
8
51
4
false
Monitor dispersion and breadth
P1906
Hands-off
IRA
USD
2025-06-06
192,076
18,864
173,212
1
71.4
18.4
0.3
9.9
AMZN:32.7%;IEF:33.7%;VOO:33.7%
US:66.2;EU:9.6;APAC:12.7;EM:10.2;Other:1.3
Value:-0.4;Growth:-0.0;Quality:-0.1;Size:+0.4;Momentum:+0.7;LowVol:0.0
null
7
30
4.5
trailing 8%
118
14.2
Bull
17
4.1
2.8
81
16
45
56
true
Hedge
Buy index puts 1% notional
32
-24
BrokerD
LMT
93
Drift>tolerance
Reduce
Allocation drift beyond policy bands
-13
-24
-27
3
false
Monitor dispersion and breadth
P1907
Systematic
Roth
USD
2025-03-04
873,558
71,234
802,324
1
64.1
28
0
8
TLT:33.3%;IEF:33.3%;QQQ:33.3%
US:62.1;EU:14.7;APAC:10.6;EM:12.1;Other:0.5
Value:-1.0;Growth:+0.6;Quality:+0.5;Size:-0.9;Momentum:+0.6;LowVol:-0.2
MaxPos5%
7
25
5.5
hard 12%
222
16.1
Volatile
26.5
4.61
2.8
139
-31
33
73
true
Reduce
Cut high-beta by 2-3%, add cash
-5
-12
BrokerA
MKT
91
VAR>budget
Hedge
Risk above budget threshold
-30
0
52
4
false
Monitor dispersion and breadth
P1908
Systematic
Roth
USD
2024-10-28
1,290,385
104,727
1,185,658
1
64.8
26.6
0
8.6
BRK.B:17.3%;GLD:11.9%;VNQ:22.8%;MSFT:8.7%;TLT:16.3%;XLF:22.8%
US:56.9;EU:18.1;APAC:12.0;EM:12.2;Other:0.8
Value:+0.1;Growth:+0.9;Quality:+0.8;Size:-0.8;Momentum:+0.5;LowVol:+0.5
MaxPos5%
10
30
4.7
trailing 8%
169
19.5
Volatile
22.7
5.14
3.8
141
65
96
59
false
Hedge
Add TLT +1% as duration hedge
-3
-5
BrokerC
LMT
86
null
null
Normal monitoring
30
8
51
5
false
Monitor dispersion and breadth
P1909
Opportunistic
Trust
USD
2024-11-01
1,432,938
93,798
1,339,140
1
75.7
17
1.4
5.8
MUB:19.0%;IEF:21.7%;HYG:16.0%;TSLA:6.4%;XLF:21.7%;BRK.B:15.1%
US:58.5;EU:18.2;APAC:10.1;EM:10.4;Other:2.8
Value:-0.8;Growth:+0.6;Quality:-0.9;Size:+0.3;Momentum:-0.2;LowVol:-0.8
MaxPos7%
10
30
4.7
trailing 7%
267
25.9
Sideways
15.9
3.73
2.2
139
-4
48
62
false
Buy
Add to core equity +1%
0
4
BrokerA
LMT
90
null
null
Normal monitoring
82
-24
126
3
false
Increase defensive factor exposure
P1910
Hands-off
IRA
USD
2025-06-22
710,150
51,995
658,155
1
70.5
24.5
0
4.9
MUB:20.2%;QQQ:30.4%;BND:18.9%;AMZN:30.4%
US:79.3;EU:7.5;APAC:7.5;EM:3.9;Other:1.8
Value:-0.6;Growth:-0.8;Quality:-0.2;Size:-0.4;Momentum:+0.5;LowVol:-0.9
MaxPos7%;NoDerivatives
7
35
6
hard 10%
111
14.1
Volatile
20.9
5.48
3.1
135
-24
35
59
false
Sell
Trim extended winner -1%
-15
-7
BrokerB
VWAP
93
null
null
Normal monitoring
105
-57
90
4
false
Tax-aware sells next window
P1911
Opportunistic
Trust
USD
2024-07-19
1,585,448
65,337
1,520,111
1
70
17.3
6.2
6.5
AAPL:33.3%;HYG:33.3%;MSFT:33.3%
US:73.1;EU:8.9;APAC:10.6;EM:5.8;Other:1.6
Value:+0.7;Growth:+0.7;Quality:+0.2;Size:-0.5;Momentum:+0.9;LowVol:+0.7
MaxPos5%
6
25
4.1
trailing 7%
250
34.6
Bull
17.6
4.91
2
118
98
88
48
false
Rebalance
Shift +1% to bonds from equity
8
-17
BrokerD
LMT
93
null
null
Normal monitoring
105
-36
127
5
false
Increase defensive factor exposure
P1912
Cautious
401k
USD
2024-08-13
786,911
94,169
692,742
1
49.9
39.8
0
10.3
IEF:22.9%;VOO:25.7%;BRK.B:25.7%;MSFT:25.7%
US:68.7;EU:7.2;APAC:11.5;EM:9.7;Other:2.8
Value:+0.9;Growth:+1.0;Quality:+0.4;Size:+0.2;Momentum:-0.2;LowVol:+0.9
ESGOnly;MaxPos8%;NoDerivatives;NoMargin
8
30
5.3
trailing 8%
159
12.9
Volatile
27
3.6
2.9
138
-51
26
63
true
Hedge
Buy index puts 1% notional
25
-17
BrokerC
MKT
87
Drift>tolerance
Reduce
Allocation drift beyond policy bands
78
-14
119
5
false
Tax-aware sells next window
P1913
Active
IRA
USD
2025-08-13
2,151,342
158,141
1,993,201
1.16
55.6
26.7
9
8.7
TSLA:29.4%;BND:14.4%;MSFT:13.3%;AMZN:29.4%;MUB:13.5%
US:72.9;EU:10.0;APAC:13.3;EM:3.4;Other:0.5
Value:-0.7;Growth:-0.0;Quality:-0.8;Size:-0.7;Momentum:-0.4;LowVol:-0.3
null
6
35
4.5
trailing 9%
191
16.3
Volatile
22.6
4.47
2.1
122
-22
50
67
false
Rebalance
Shift +1% to bonds from equity
1
-28
BrokerB
VWAP
92
null
null
Normal monitoring
18
16
-6
5
false
Increase defensive factor exposure
P1914
Hands-off
Roth
USD
2024-09-23
732,895
39,923
692,972
1
60.3
22.6
9.5
7.5
XLF:34.6%;AAPL:34.6%;MUB:30.9%
US:54.2;EU:18.1;APAC:12.6;EM:10.7;Other:4.4
Value:-0.9;Growth:-0.5;Quality:-0.9;Size:+0.7;Momentum:+0.6;LowVol:-0.8
MaxPos6%
5
35
5.4
trailing 8%
112
17.2
Bull
15
4.83
3.4
112
51
73
49
true
Rebalance
Rebalance back to target bands
24
-26
BrokerD
MKT
88
RegimeShift
Pause
Volatility spike and breadth deterioration
55
-54
153
5
false
Tax-aware sells next window
P1915
Systematic
Taxable
USD
2025-02-02
1,143,954
76,371
1,067,583
1
61.4
30.9
0
7.7
AAPL:33.3%;GLD:33.3%;MSFT:33.3%
US:60.8;EU:14.1;APAC:13.7;EM:9.5;Other:1.9
Value:+0.5;Growth:-0.9;Quality:-0.9;Size:+0.7;Momentum:-0.3;LowVol:-0.8
null
7
25
4.6
trailing 8%
220
21.9
Volatile
23.8
3.55
2.2
153
18
71
54
false
Rebalance
Shift +1% to bonds from equity
12
-15
BrokerB
VWAP
94
null
null
Normal monitoring
38
-10
126
4
false
Monitor dispersion and breadth
P1916
Hands-off
Roth
USD
2025-01-17
490,417
29,985
460,432
1
63.5
28.2
3
5.3
MUB:26.5%;GLD:36.8%;AMZN:36.8%
US:64.0;EU:19.6;APAC:8.1;EM:5.5;Other:2.7
Value:-0.6;Growth:-0.6;Quality:-0.8;Size:+0.4;Momentum:-0.6;LowVol:+0.2
ESGOnly
8
30
5.2
trailing 10%
92
13.8
Bull
17.9
3.6
3
99
17
49
56
false
Rebalance
Shift +1% to bonds from equity
-9
-37
BrokerC
MKT
98
null
null
Normal monitoring
41
17
167
5
false
Tighten stops on momentum names
P1917
Cautious
Trust
USD
2024-10-18
892,672
117,212
775,460
1
37.3
34.8
17.9
10
IEF:33.3%;AAPL:33.3%;VTI:33.3%
US:69.2;EU:12.5;APAC:10.9;EM:5.5;Other:2.0
Value:-0.1;Growth:-0.9;Quality:-0.4;Size:-0.7;Momentum:+0.4;LowVol:-0.9
NoMargin
10
25
5.5
hard 10%
149
18.8
Bear
34.9
3.11
1.2
173
23
58
67
false
Rebalance
Shift +1% to bonds from equity
2
12
BrokerC
MKT
89
null
null
Normal monitoring
37
-7
122
4
false
Monitor dispersion and breadth
P1918
Hands-off
Roth
USD
2024-07-28
860,453
59,750
800,703
1
71.6
19.9
0
8.5
AMZN:27.6%;QQQ:27.6%;MUB:27.6%;VTI:17.3%
US:58.9;EU:18.4;APAC:14.2;EM:4.4;Other:4.0
Value:-0.1;Growth:+0.8;Quality:+0.4;Size:+0.7;Momentum:-1.0;LowVol:-0.7
MaxPos8%
10
35
3.8
trailing 8%
147
15.2
Bull
17.7
4.75
2.7
96
116
96
50
true
Reduce
Cut high-beta by 2-3%, add cash
19
-1
BrokerA
MKT
99
Drift>tolerance
Hedge
Allocation drift beyond policy bands
17
-24
75
3
false
Monitor dispersion and breadth
P1919
Active
IRA
USD
2025-01-14
1,599,398
126,764
1,472,634
1.08
64.9
26
0
9.1
HYG:33.3%;AAPL:33.3%;BND:33.3%
US:61.2;EU:19.1;APAC:6.7;EM:11.4;Other:1.6
Value:+0.9;Growth:+0.8;Quality:-0.1;Size:+0.6;Momentum:0.0;LowVol:-0.1
null
5
30
4.1
trailing 8%
190
26.9
Sideways
21.6
4.15
2.7
92
36
53
64
false
Sell
Trim extended winner -1%
12
-27
BrokerA
LMT
87
null
null
Normal monitoring
-55
-35
16
3
false
Within IPS guidelines
P1920
Systematic
Trust
USD
2025-04-19
877,041
76,890
800,151
1
65.6
21.2
8.2
5
IEF:33.3%;VOO:33.3%;HYG:33.3%
US:70.0;EU:12.2;APAC:11.7;EM:2.9;Other:3.2
Value:-0.8;Growth:-0.1;Quality:-0.4;Size:+0.1;Momentum:+0.3;LowVol:-0.2
null
8
30
4.3
trailing 8%
215
22.1
Bull
14.1
4.7
2.6
104
48
63
46
false
Buy
Add to core equity +1%
15
-30
BrokerB
MKT
93
null
null
Normal monitoring
-60
-52
62
4
false
Monitor dispersion and breadth
P1921
Hands-off
IRA
USD
2025-02-14
775,116
60,144
714,972
1
64.5
21.7
7.5
6.2
AAPL:18.9%;AMZN:27.0%;XLF:27.0%;VOO:27.0%
US:62.9;EU:12.6;APAC:11.6;EM:9.4;Other:3.5
Value:-0.3;Growth:+0.5;Quality:+0.8;Size:+0.3;Momentum:+0.4;LowVol:-0.9
ESGOnly;MaxPos7%
5
35
5.6
hard 10%
94
19.7
Sideways
17.8
4.57
2
127
37
53
45
false
Hedge
Add TLT +1% as duration hedge
9
-20
BrokerA
MKT
89
null
null
Normal monitoring
-4
-36
54
5
false
Within IPS guidelines
P1922
Hands-off
Roth
USD
2025-03-10
818,744
69,499
749,245
1
67.6
15
7.4
9.9
IEF:33.3%;HYG:33.3%;BND:33.3%
US:75.3;EU:7.3;APAC:6.1;EM:8.5;Other:2.9
Value:+0.4;Growth:+0.1;Quality:+0.7;Size:+0.8;Momentum:-0.3;LowVol:-0.6
MaxPos5%
8
35
5.2
trailing 10%
131
18.4
Bear
24.3
3.51
2.5
172
-95
5
59
false
NoAction
Within bands; monitor
31
-1
BrokerA
LMT
89
null
null
Normal monitoring
-42
19
-5
4
false
Within IPS guidelines
P1923
Systematic
IRA
USD
2025-10-11
1,682,179
73,940
1,608,239
1
59
29.7
2.4
8.9
IEF:11.9%;GLD:21.8%;MUB:14.6%;AAPL:14.2%;BND:21.8%;VOO:15.6%
US:71.5;EU:6.9;APAC:5.9;EM:11.4;Other:4.3
Value:+0.4;Growth:-0.4;Quality:+0.4;Size:+0.2;Momentum:+1.0;LowVol:+0.5
null
6
25
5.7
hard 12%
227
27.7
Sideways
15.2
4.16
2.1
137
-17
56
39
false
Rebalance
Shift +1% to bonds from equity
19
3
BrokerB
MKT
98
null
null
Normal monitoring
59
-57
44
5
false
Within IPS guidelines
P1924
Opportunistic
Trust
USD
2024-11-23
1,362,519
107,657
1,254,862
1
65.9
22
8
4.1
VOO:33.3%;TLT:33.3%;AMZN:33.3%
US:70.5;EU:13.9;APAC:6.5;EM:6.2;Other:2.9
Value:+0.8;Growth:+1.0;Quality:+0.9;Size:-0.1;Momentum:+0.4;LowVol:+0.1
null
7
35
4.6
hard 12%
187
32
Volatile
28
4.05
3.1
122
58
68
72
true
Hedge
Buy index puts 1% notional
-5
12
BrokerC
MKT
98
Drift>tolerance
Hedge
Allocation drift beyond policy bands
19
16
108
2
false
Increase defensive factor exposure
P1925
Active
Roth
USD
2025-10-08
1,976,319
202,211
1,774,108
1
64.1
27.7
0
8.2
QQQ:33.3%;MSFT:33.3%;TLT:33.3%
US:70.7;EU:9.2;APAC:13.0;EM:7.0;Other:0.1
Value:-0.2;Growth:+0.3;Quality:-0.3;Size:+0.2;Momentum:+0.7;LowVol:-0.7
null
6
35
6
trailing 9%
166
19.9
Sideways
14
3.83
3.1
127
55
62
38
false
Rebalance
Shift +1% to bonds from equity
26
-25
BrokerC
MKT
95
null
null
Normal monitoring
3
-50
47
4
false
Within IPS guidelines
P1926
Active
401k
USD
2024-11-22
1,489,311
123,537
1,365,774
1
62.3
23.3
9.3
5
MUB:24.4%;MSFT:15.4%;TLT:20.9%;TSLA:24.4%;HYG:14.9%
US:59.0;EU:20.6;APAC:9.1;EM:6.9;Other:4.4
Value:+0.9;Growth:-0.8;Quality:+0.7;Size:0.0;Momentum:+0.6;LowVol:-0.2
null
7
35
4.5
trailing 8%
124
19.1
Bull
14.8
3.67
2.4
102
38
73
42
false
NoAction
Within bands; monitor
-8
-20
BrokerA
MKT
0
null
null
Normal monitoring
56
-21
147
4
false
Monitor dispersion and breadth
P1927
Active
401k
USD
2024-12-22
2,487,697
258,939
2,228,758
1.21
57.9
25.2
7.9
9
VTI:20.8%;BND:13.9%;XLF:20.8%;AMZN:8.9%;MSFT:14.9%;QQQ:20.8%
US:65.9;EU:17.1;APAC:8.5;EM:8.5;Other:0.1
Value:-0.0;Growth:+0.4;Quality:-0.6;Size:+0.4;Momentum:+0.2;LowVol:-0.1
MaxPos6%;NoDerivatives
6
30
4.7
trailing 8%
194
27.9
Volatile
21.9
5.14
3.9
142
52
75
52
false
Buy
Add to core equity +1%
30
-12
BrokerB
LMT
92
null
null
Normal monitoring
92
-11
212
4
false
Monitor dispersion and breadth
P1928
Cautious
IRA
USD
2025-09-25
809,456
114,935
694,521
1
49.4
35.2
0
15.4
GLD:28.1%;VTI:28.1%;VNQ:28.1%;QQQ:15.8%
US:63.3;EU:15.6;APAC:11.7;EM:7.5;Other:1.9
Value:-0.0;Growth:-0.1;Quality:-0.3;Size:-0.1;Momentum:+0.9;LowVol:+0.7
ESGOnly;NoMargin
8
30
3.5
trailing 8%
156
16.9
Volatile
29.3
5.07
3.4
112
-23
29
61
true
Rebalance
Rebalance back to target bands
31
-6
BrokerB
MKT
87
VAR>budget
Reduce
Risk above budget threshold
-33
3
-70
2
false
Increase defensive factor exposure
P1929
Systematic
Taxable
USD
2025-07-28
1,416,278
83,099
1,333,179
1
56.6
30
6.3
7.1
QQQ:16.4%;VTI:8.7%;TSLA:9.6%;MSFT:21.7%;MUB:21.7%;XLF:21.7%
US:71.8;EU:6.8;APAC:6.5;EM:9.5;Other:5.5
Value:-0.3;Growth:+0.2;Quality:-0.6;Size:-0.3;Momentum:+0.3;LowVol:-0.8
NoDerivatives
5
25
4.2
hard 12%
229
17.9
Bear
25.9
3.06
3
213
-94
5
72
true
Hedge
Buy index puts 1% notional
0
-25
BrokerB
LMT
100
VAR>budget
Reduce
Risk above budget threshold
-2
16
79
2
false
Monitor dispersion and breadth
P1930
Hands-off
401k
USD
2025-10-18
526,782
34,064
492,718
1
66.9
22.4
5
5.6
MSFT:22.1%;QQQ:22.1%;BND:14.4%;AMZN:19.2%;AAPL:22.1%
US:66.6;EU:11.9;APAC:11.9;EM:7.9;Other:1.7
Value:+0.4;Growth:+0.6;Quality:-0.3;Size:-0.9;Momentum:+0.2;LowVol:+0.5
ESGOnly
10
30
5
trailing 10%
160
16.7
Sideways
16.7
3.83
2
111
-23
31
45
false
NoAction
Within bands; monitor
-4
-17
BrokerC
LMT
87
null
null
Normal monitoring
101
1
187
5
false
Tighten stops on momentum names
P1931
Opportunistic
IRA
USD
2025-08-17
490,332
39,536
450,796
1
71.3
12.7
7.2
8.9
AAPL:33.3%;IEF:33.3%;GLD:33.3%
US:69.9;EU:13.7;APAC:9.9;EM:6.1;Other:0.4
Value:+0.8;Growth:+0.9;Quality:-0.0;Size:+0.3;Momentum:-0.4;LowVol:+0.1
MaxPos5%
8
25
6.4
trailing 7%
214
31.5
Bull
11.8
4.98
2.6
86
16
62
53
false
Buy
Add to core equity +1%
14
-31
BrokerB
MKT
87
null
null
Normal monitoring
42
-51
71
5
false
Increase defensive factor exposure
P1932
Systematic
401k
USD
2025-09-29
492,820
23,174
469,646
1
55.1
23.8
15.7
5.4
HYG:33.3%;TLT:33.3%;VTI:33.3%
US:73.0;EU:10.5;APAC:9.3;EM:4.5;Other:2.7
Value:-0.4;Growth:-0.1;Quality:+0.9;Size:+0.7;Momentum:+0.4;LowVol:+0.5
MaxPos7%
5
25
4.4
hard 12%
214
25.6
Volatile
25.1
4.56
3.1
171
-9
34
69
false
Rebalance
Shift +1% to bonds from equity
-11
-29
BrokerC
LMT
90
null
null
Normal monitoring
62
-13
72
5
false
Monitor dispersion and breadth
P1933
Cautious
Taxable
USD
2025-01-13
219,453
27,465
191,988
1
38.6
42.8
2.7
15.9
VTI:20.2%;AAPL:11.1%;VNQ:18.6%;BND:21.5%;GLD:7.2%;VOO:21.5%
US:65.1;EU:17.4;APAC:10.1;EM:3.7;Other:3.7
Value:-0.6;Growth:-0.8;Quality:+0.3;Size:+0.8;Momentum:-0.3;LowVol:-0.2
MaxPos6%;NoMargin
7
35
6
hard 10%
144
14.3
Bear
33.6
4.3
3
161
-71
7
69
true
Reduce
Cut high-beta by 2-3%, add cash
7
5
BrokerA
VWAP
92
RegimeShift
Reduce
Volatility spike and breadth deterioration
-57
-50
-80
3
false
Within IPS guidelines
P1934
Opportunistic
Trust
USD
2024-08-08
563,788
34,850
528,938
1
73.6
12.1
10.2
4.1
XLF:28.7%;BND:28.7%;GLD:14.0%;TSLA:28.7%
US:64.1;EU:9.9;APAC:11.7;EM:8.9;Other:5.5
Value:-0.9;Growth:+0.1;Quality:+1.0;Size:-0.6;Momentum:-0.2;LowVol:+0.8
MaxPos6%
6
35
4.8
trailing 7%
219
25.5
Bear
25
4.14
2.7
195
-117
5
66
false
Rebalance
Shift +1% to bonds from equity
8
2
BrokerC
LMT
95
null
null
Normal monitoring
-8
6
-43
4
false
Tighten stops on momentum names
P1935
Hands-off
Roth
USD
2025-03-19
187,581
9,351
178,230
1
57.9
27.7
8.6
5.9
AMZN:21.0%;TLT:19.9%;VTI:9.0%;AAPL:18.1%;GLD:11.1%;BND:21.0%
US:67.3;EU:8.5;APAC:6.0;EM:13.2;Other:5.0
Value:+0.4;Growth:-0.2;Quality:-0.3;Size:-0.5;Momentum:+0.2;LowVol:+0.8
null
10
25
3.4
hard 10%
143
12.9
Volatile
28.6
4.97
3.7
164
-20
26
75
true
Hedge
Buy index puts 1% notional
7
-34
BrokerC
LMT
87
RegimeShift
Pause
Volatility spike and breadth deterioration
-32
-4
-48
3
false
Tax-aware sells next window
P1936
Hands-off
Taxable
USD
2025-04-16
786,356
68,419
717,937
1
56.5
27.4
10.5
5.5
TLT:22.7%;HYG:22.7%;BRK.B:18.5%;BND:22.5%;VOO:13.6%
US:66.1;EU:12.2;APAC:11.4;EM:8.1;Other:2.1
Value:-0.7;Growth:-0.5;Quality:+0.3;Size:+0.9;Momentum:+0.3;LowVol:-0.7
null
8
30
4
trailing 8%
143
13.2
Bear
34.1
4.45
1.3
174
-63
19
90
true
Hedge
Buy index puts 1% notional
12
-13
BrokerB
LMT
97
Drift>tolerance
Hedge
Allocation drift beyond policy bands
30
-26
117
3
false
Increase defensive factor exposure
P1937
Hands-off
Roth
USD
2025-02-17
212,675
11,345
201,330
1
60.8
25
9.1
5
XLF:15.0%;QQQ:14.3%;IEF:18.0%;AAPL:10.5%;AMZN:21.1%;MUB:21.1%
US:67.4;EU:14.9;APAC:8.1;EM:5.4;Other:4.2
Value:-0.2;Growth:-0.6;Quality:-0.8;Size:-0.6;Momentum:+0.3;LowVol:+0.9
MaxPos7%;NoDerivatives
10
25
3.3
hard 10%
109
14.9
Volatile
20.4
4.17
2
156
-10
46
60
false
Rebalance
Shift +1% to bonds from equity
27
-21
BrokerB
LMT
89
null
null
Normal monitoring
73
6
207
4
false
Increase defensive factor exposure
P1938
Active
Trust
USD
2025-10-13
661,576
46,436
615,140
1
52.7
23.4
17.3
6.6
VTI:33.3%;QQQ:33.3%;AMZN:33.3%
US:65.7;EU:5.7;APAC:12.7;EM:11.9;Other:3.9
Value:+0.2;Growth:-0.6;Quality:-0.9;Size:+0.6;Momentum:+0.7;LowVol:-0.9
MaxPos5%
7
30
4.6
trailing 9%
230
18.6
Volatile
26.2
3.57
4.4
161
-24
32
60
false
NoAction
Within bands; monitor
18
6
BrokerA
VWAP
86
null
null
Normal monitoring
-52
2
-77
4
false
Monitor dispersion and breadth
P1939
Cautious
401k
USD
2025-02-18
411,650
46,600
365,050
1
35.5
31.5
22.9
10.1
VOO:25.0%;MSFT:25.0%;MUB:25.0%;AAPL:25.0%
US:59.0;EU:13.5;APAC:15.5;EM:9.5;Other:2.5
Value:-1.0;Growth:-0.5;Quality:+0.9;Size:+1.0;Momentum:+0.1;LowVol:+0.4
ESGOnly;NoMargin
10
35
5.7
trailing 8%
158
12.1
Volatile
28.6
4.81
3.4
163
18
52
59
false
Hedge
Add TLT +1% as duration hedge
11
6
BrokerA
MKT
91
null
null
Normal monitoring
-55
11
53
4
false
Monitor dispersion and breadth
P1940
Hands-off
401k
USD
2025-07-11
154,149
13,871
140,278
1
63
23.5
7
6.5
QQQ:27.6%;AAPL:27.6%;MUB:27.6%;BRK.B:17.2%
US:57.2;EU:16.0;APAC:14.5;EM:9.3;Other:3.0
Value:+0.7;Growth:-0.6;Quality:+0.8;Size:-0.1;Momentum:-0.0;LowVol:-0.6
ESGOnly
8
35
5.2
hard 10%
100
18.4
Bear
22.9
4.45
1.7
199
13
60
70
false
Sell
Trim extended winner -1%
-12
-32
BrokerD
LMT
85
null
null
Normal monitoring
82
-1
128
3
false
Tax-aware sells next window
P1941
Active
401k
USD
2025-08-30
850,156
95,905
754,251
1.24
60.2
30.3
0
9.5
AMZN:20.2%;TLT:12.0%;MSFT:8.8%;VNQ:20.2%;GLD:18.5%;HYG:20.2%
US:62.9;EU:12.0;APAC:11.3;EM:11.1;Other:2.7
Value:0.0;Growth:+0.3;Quality:-0.5;Size:+0.6;Momentum:-0.7;LowVol:+0.3
NoDerivatives
5
30
5.6
trailing 8%
184
24.2
Sideways
18.7
4.63
2.3
130
52
90
55
false
Sell
Trim extended winner -1%
-9
-36
BrokerA
MKT
90
null
null
Normal monitoring
-41
-13
-15
3
false
Within IPS guidelines
P1942
Active
401k
USD
2025-08-27
2,233,217
262,587
1,970,630
1
58.4
25.5
8.6
7.5
TSLA:33.3%;TLT:33.3%;VOO:33.3%
US:67.8;EU:11.3;APAC:12.7;EM:4.7;Other:3.4
Value:-0.2;Growth:+0.5;Quality:-0.7;Size:-0.1;Momentum:+0.3;LowVol:-0.8
null
10
35
5.1
trailing 8%
195
18.5
Volatile
29.5
4.42
2.8
133
25
50
71
true
Reduce
Cut high-beta by 2-3%, add cash
3
-7
BrokerC
LMT
100
VAR>budget
TightenStops
Risk above budget threshold
82
-53
66
3
false
Tax-aware sells next window
P1943
Systematic
Trust
USD
2024-11-01
948,598
71,209
877,389
1
65
26.8
0
8.1
MUB:33.3%;GLD:33.3%;AAPL:33.3%
US:57.5;EU:19.1;APAC:10.8;EM:10.6;Other:2.0
Value:-0.4;Growth:-0.6;Quality:-0.4;Size:-0.4;Momentum:+1.0;LowVol:-0.2
MaxPos5%;NoDerivatives
5
25
5.3
trailing 9%
151
16.8
Sideways
20.8
4.23
3.3
137
-12
31
51
false
Rebalance
Shift +1% to bonds from equity
12
-35
BrokerD
LMT
86
null
null
Normal monitoring
-23
-38
-14
4
false
Increase defensive factor exposure
P1944
Cautious
Roth
USD
2025-09-19
743,589
108,132
635,457
1
50.5
38.9
0
10.7
MUB:9.8%;QQQ:20.4%;IEF:17.5%;TSLA:19.1%;GLD:20.4%;VTI:12.8%
US:66.8;EU:13.6;APAC:11.2;EM:4.4;Other:4.0
Value:-1.0;Growth:+0.6;Quality:-0.7;Size:-0.9;Momentum:-0.7;LowVol:+0.5
ESGOnly;NoMargin
7
30
4.5
trailing 8%
139
18.6
Bear
23
3.38
1.3
183
-64
8
46
false
Rebalance
Shift +1% to bonds from equity
35
11
BrokerD
LMT
97
null
null
Normal monitoring
64
-3
117
3
false
Tax-aware sells next window
P1945
Cautious
401k
USD
2025-09-12
346,367
40,329
306,038
1
38.9
43.9
6.5
10.6
AMZN:21.9%;GLD:21.9%;MUB:21.9%;BRK.B:12.3%;QQQ:21.9%
US:59.3;EU:17.9;APAC:14.9;EM:6.2;Other:1.7
Value:+0.9;Growth:+0.7;Quality:-0.5;Size:+0.4;Momentum:-0.7;LowVol:-0.5
ESGOnly;NoMargin
8
30
3.3
trailing 8%
125
18.1
Bull
17.3
4.17
3
89
14
59
38
false
Buy
Add to core equity +1%
9
-28
BrokerA
LMT
92
null
null
Normal monitoring
31
-31
84
5
false
Increase defensive factor exposure
P1946
Opportunistic
Trust
USD
2024-08-28
351,228
22,340
328,888
1.08
74.1
14.7
3.8
7.3
TSLA:27.3%;VOO:27.3%;GLD:27.3%;HYG:18.0%
US:68.1;EU:9.6;APAC:12.9;EM:7.4;Other:2.0
Value:-0.3;Growth:-0.5;Quality:+0.1;Size:-0.3;Momentum:+0.6;LowVol:-0.9
MaxPos6%;NoDerivatives
7
35
6
trailing 7%
271
29.1
Bull
16.7
4.32
3
108
66
94
58
false
Hedge
Add TLT +1% as duration hedge
1
14
BrokerD
LMT
87
null
null
Normal monitoring
-13
-13
104
4
false
Increase defensive factor exposure
P1947
Systematic
Roth
USD
2024-10-11
520,271
50,761
469,510
1
60.2
21.7
12.9
5.3
AAPL:22.1%;QQQ:22.1%;IEF:22.1%;BND:9.2%;TLT:12.2%;VNQ:12.3%
US:61.2;EU:9.9;APAC:16.0;EM:8.4;Other:4.5
Value:-1.0;Growth:+0.8;Quality:+0.4;Size:-0.4;Momentum:-0.1;LowVol:+0.7
MaxPos8%
10
30
4.4
trailing 8%
209
20.4
Sideways
16.3
3.58
2.7
130
-2
38
58
false
Hedge
Add TLT +1% as duration hedge
23
-24
BrokerA
LMT
96
null
null
Normal monitoring
13
-14
-22
5
false
Tighten stops on momentum names
P1948
Active
Trust
USD
2025-05-09
1,153,355
95,933
1,057,422
1
57.6
26
10.6
5.9
BND:33.3%;AAPL:33.4%;MUB:33.4%
US:65.0;EU:17.1;APAC:6.0;EM:6.3;Other:5.6
Value:-0.7;Growth:-0.7;Quality:-0.8;Size:-0.5;Momentum:-0.7;LowVol:+0.4
NoDerivatives
7
25
4.6
trailing 9%
125
20.6
Bull
15.9
3.63
2.6
87
86
81
46
false
Rebalance
Shift +1% to bonds from equity
12
-16
BrokerD
LMT
85
null
null
Normal monitoring
63
-43
88
3
false
Monitor dispersion and breadth
P1949
Hands-off
Roth
USD
2025-06-18
593,717
38,753
554,964
1
63.8
28.3
2.7
5.2
AAPL:19.6%;XLF:12.9%;VTI:12.5%;HYG:15.1%;VOO:19.5%;BND:20.3%
US:63.9;EU:17.1;APAC:5.6;EM:9.4;Other:3.9
Value:+0.4;Growth:+0.4;Quality:-0.7;Size:+0.1;Momentum:+0.9;LowVol:+0.9
ESGOnly
8
35
3.8
trailing 10%
169
16.1
Bull
15.6
4.04
3
86
69
99
39
false
Hedge
Add TLT +1% as duration hedge
17
12
BrokerC
LMT
87
null
null
Normal monitoring
100
-47
155
5
false
Monitor dispersion and breadth
P1950
Hands-off
Trust
USD
2024-12-16
796,786
59,275
737,511
1
70.9
16.2
6.2
6.6
VOO:22.5%;GLD:12.8%;TLT:19.9%;BRK.B:22.5%;MSFT:22.5%
US:72.6;EU:7.7;APAC:8.5;EM:8.1;Other:3.1
Value:+0.7;Growth:-0.6;Quality:+0.1;Size:-0.6;Momentum:-0.6;LowVol:-0.9
null
7
25
4.4
trailing 8%
117
13.1
Volatile
21.1
3.79
4.3
129
21
51
60
false
NoAction
Within bands; monitor
1
-8
BrokerA
LMT
85
null
null
Normal monitoring
2
-32
-26
4
false
Within IPS guidelines
P1951
Active
Trust
USD
2025-02-10
1,189,560
141,602
1,047,958
1.15
64.2
27.8
0
8
IEF:35.1%;VTI:35.1%;TLT:29.8%
US:62.1;EU:15.8;APAC:13.9;EM:7.5;Other:0.8
Value:0.0;Growth:+0.5;Quality:+0.7;Size:+0.6;Momentum:+0.6;LowVol:+0.2
NoDerivatives
10
25
5.5
trailing 9%
196
27.7
Bull
12.4
4.75
3
118
34
56
38
false
Rebalance
Shift +1% to bonds from equity
-1
-22
BrokerC
MKT
89
null
null
Normal monitoring
-40
-36
-34
3
false
Within IPS guidelines
P1952
Cautious
Roth
USD
2025-07-16
676,169
98,922
577,247
1
43.2
39.2
0
17.6
IEF:22.3%;BRK.B:25.9%;VNQ:25.9%;MUB:25.9%
US:60.3;EU:13.0;APAC:12.8;EM:10.2;Other:3.7
Value:+0.9;Growth:+0.6;Quality:+0.1;Size:-0.2;Momentum:+0.7;LowVol:-0.6
ESGOnly;NoMargin
8
25
4.3
trailing 10%
106
17.8
Bull
17.5
3.53
3
87
0
49
31
false
Rebalance
Shift +1% to bonds from equity
19
1
BrokerA
MKT
100
null
null
Normal monitoring
90
-10
167
4
false
Tax-aware sells next window
P1953
Cautious
Taxable
USD
2025-10-17
428,455
51,716
376,739
1
44.7
33.1
7.6
14.6
GLD:21.8%;VNQ:15.2%;HYG:22.1%;BRK.B:21.6%;TSLA:19.2%
US:62.4;EU:15.2;APAC:11.6;EM:7.0;Other:3.8
Value:+0.4;Growth:-0.8;Quality:-0.1;Size:+0.2;Momentum:-0.5;LowVol:-0.4
MaxPos5%;NoDerivatives;NoMargin
8
25
6
trailing 8%
121
18.3
Bull
16.1
4.57
3
116
110
98
47
false
Sell
Trim extended winner -1%
4
-21
BrokerC
VWAP
95
null
null
Normal monitoring
106
8
94
3
false
Within IPS guidelines
P1954
Cautious
IRA
USD
2025-12-07
179,062
24,884
154,178
1
40.3
37.4
5.2
17.1
BND:12.6%;MUB:23.3%;HYG:23.3%;AMZN:10.5%;AAPL:15.5%;TSLA:14.7%
US:68.9;EU:12.6;APAC:8.1;EM:9.7;Other:0.7
Value:+0.5;Growth:-0.6;Quality:-0.5;Size:-0.4;Momentum:+1.0;LowVol:+0.6
ESGOnly;NoMargin
5
30
4.9
trailing 8%
90
15
Bear
26.6
3.84
1.8
160
-3
46
56
false
Rebalance
Shift +1% to bonds from equity
27
-17
BrokerD
LMT
96
null
null
Normal monitoring
117
-48
194
4
false
Tax-aware sells next window
P1955
Systematic
Trust
USD
2025-04-17
967,828
71,373
896,455
1
67.7
26.4
0
5.9
QQQ:19.0%;XLF:15.6%;VTI:10.4%;VNQ:13.8%;AAPL:20.4%;HYG:20.8%
US:57.7;EU:14.9;APAC:13.2;EM:11.7;Other:2.5
Value:+0.1;Growth:-0.2;Quality:+0.4;Size:-0.9;Momentum:-0.1;LowVol:+0.5
MaxPos7%
7
35
5.1
trailing 9%
147
20.4
Sideways
15.1
4.02
2.8
114
14
45
50
false
Sell
Trim extended winner -1%
26
-11
BrokerD
MKT
93
null
null
Normal monitoring
-46
-4
88
4
false
Monitor dispersion and breadth
P1956
Hands-off
IRA
USD
2024-12-01
497,169
37,886
459,283
1
60.4
24.1
9.5
6
MSFT:27.3%;XLF:18.0%;VTI:27.3%;GLD:27.3%
US:62.3;EU:11.2;APAC:12.1;EM:10.1;Other:4.3
Value:-0.4;Growth:-0.5;Quality:+0.8;Size:+0.8;Momentum:+0.8;LowVol:-0.5
null
5
25
3.1
trailing 8%
115
20
Volatile
22.3
5.17
3.7
136
58
79
64
false
Sell
Trim extended winner -1%
32
-1
BrokerD
VWAP
88
null
null
Normal monitoring
-20
-44
96
3
false
Monitor dispersion and breadth
P1957
Hands-off
Taxable
USD
2024-11-24
374,925
18,338
356,587
1
66.4
22.1
6
5.5
MSFT:11.7%;HYG:24.8%;VTI:24.8%;TSLA:24.8%;BND:13.8%
US:72.6;EU:9.9;APAC:9.4;EM:5.7;Other:2.5
Value:-0.3;Growth:-0.1;Quality:-0.2;Size:+0.1;Momentum:-0.9;LowVol:+0.2
ESGOnly;MaxPos8%;NoDerivatives
7
30
4.4
hard 10%
125
14.5
Sideways
15.5
4.6
2.1
134
-30
20
50
false
Rebalance
Shift +1% to bonds from equity
13
-34
BrokerA
VWAP
98
null
null
Normal monitoring
63
-4
106
5
false
Tax-aware sells next window
P1958
Systematic
Roth
USD
2025-03-20
1,497,028
84,723
1,412,305
1
61.3
32.5
0
6.2
MSFT:6.4%;TLT:21.4%;IEF:21.4%;TSLA:20.1%;BND:21.4%;VNQ:9.3%
US:69.8;EU:13.1;APAC:8.9;EM:4.6;Other:3.6
Value:+0.6;Growth:+0.6;Quality:+0.5;Size:-1.0;Momentum:-0.6;LowVol:+0.2
NoDerivatives
8
35
4.9
trailing 9%
220
23.8
Volatile
24.1
4.21
2.8
147
66
94
74
true
Hedge
Buy index puts 1% notional
30
-35
BrokerB
MKT
87
Drift>tolerance
TightenStops
Allocation drift beyond policy bands
94
-23
159
5
false
Monitor dispersion and breadth
P1959
Cautious
IRA
USD
2024-10-10
801,102
110,012
691,090
1
41.8
31.2
9.8
17.3
VOO:22.2%;XLF:22.2%;MUB:15.5%;BND:21.5%;AAPL:10.6%;VTI:8.1%
US:69.9;EU:9.2;APAC:5.2;EM:10.8;Other:4.8
Value:-0.3;Growth:-0.7;Quality:-0.9;Size:-0.1;Momentum:-0.2;LowVol:+0.6
NoMargin
5
30
4.5
hard 10%
169
15.3
Sideways
20.7
3.65
3.3
107
32
80
47
false
Rebalance
Shift +1% to bonds from equity
3
-20
BrokerB
MKT
96
null
null
Normal monitoring
-10
-30
-11
3
false
Tighten stops on momentum names
P1960
Active
IRA
USD
2025-09-07
1,553,442
147,734
1,405,708
1
59.7
19.5
12.3
8.6
MUB:16.5%;AAPL:14.5%;XLF:20.7%;BND:20.7%;VOO:18.3%;QQQ:9.3%
US:71.7;EU:11.5;APAC:6.4;EM:7.6;Other:2.8
Value:-0.6;Growth:-0.1;Quality:-0.9;Size:0.0;Momentum:-0.1;LowVol:+0.4
NoDerivatives
8
35
4.1
hard 12%
126
25.4
Volatile
22.9
5.39
2.2
170
3
61
60
false
Rebalance
Shift +1% to bonds from equity
2
-4
BrokerA
MKT
98
null
null
Normal monitoring
-56
14
-30
3
false
Tighten stops on momentum names
P1961
Opportunistic
IRA
USD
2025-06-17
1,111,827
88,094
1,023,733
1
67.9
15.2
12.4
4.5
HYG:20.4%;VOO:8.3%;AAPL:16.9%;VTI:19.2%;XLF:18.0%;IEF:17.2%
US:68.9;EU:12.4;APAC:11.1;EM:3.3;Other:4.2
Value:+0.6;Growth:-0.9;Quality:-0.4;Size:-0.9;Momentum:-0.3;LowVol:-0.4
MaxPos8%
5
35
4.1
hard 12%
212
22
Volatile
29.9
3.61
3.5
165
-32
45
74
true
Rebalance
Rebalance back to target bands
22
-26
BrokerB
LMT
99
VAR>budget
Reduce
Risk above budget threshold
-2
-31
113
4
false
Monitor dispersion and breadth
P1962
Opportunistic
Taxable
USD
2025-03-31
897,509
37,741
859,768
1
62.8
12.2
19.2
5.9
TLT:18.6%;IEF:17.2%;XLF:11.1%;MUB:18.4%;QQQ:19.1%;AMZN:15.7%
US:53.6;EU:17.4;APAC:15.2;EM:11.6;Other:2.2
Value:+0.2;Growth:+0.4;Quality:-0.3;Size:-0.6;Momentum:-0.0;LowVol:+0.5
null
6
25
4.2
trailing 9%
240
22
Bull
16
4.19
2.2
103
71
74
43
false
Sell
Trim extended winner -1%
14
13
BrokerB
MKT
87
null
null
Normal monitoring
63
-42
37
4
false
Within IPS guidelines
P1963
Opportunistic
IRA
USD
2025-01-15
1,309,857
51,698
1,258,159
1.24
76.7
16.2
0
7.1
GLD:25.1%;IEF:24.8%;VOO:25.1%;HYG:25.1%
US:70.5;EU:4.8;APAC:11.0;EM:9.3;Other:4.4
Value:-0.1;Growth:-0.9;Quality:+0.2;Size:+0.8;Momentum:-0.1;LowVol:+0.9
null
7
25
6.7
trailing 7%
165
27.5
Bear
34.9
4.03
2.3
161
13
66
100
true
Rebalance
Rebalance back to target bands
10
-8
BrokerD
MKT
94
VAR>budget
Reduce
Risk above budget threshold
103
1
113
2
false
Tax-aware sells next window
P1964
Systematic
Trust
USD
2024-09-30
1,946,956
185,727
1,761,229
1
62.9
26.9
4.6
5.7
BRK.B:22.5%;HYG:22.5%;BND:21.6%;TSLA:14.3%;MSFT:19.1%
US:67.4;EU:17.9;APAC:11.2;EM:3.1;Other:0.4
Value:-0.9;Growth:-1.0;Quality:+0.2;Size:-0.3;Momentum:-0.7;LowVol:-0.2
null
5
35
5.5
hard 12%
146
24.8
Bull
11.1
4.34
2
102
33
67
47
false
Hedge
Add TLT +1% as duration hedge
-14
2
BrokerA
LMT
100
null
null
Normal monitoring
-46
11
39
5
false
Increase defensive factor exposure
P1965
Hands-off
IRA
USD
2025-02-11
225,723
15,381
210,342
1
72.4
19
0
8.6
GLD:22.1%;TLT:22.1%;AAPL:18.8%;IEF:21.4%;VTI:15.6%
US:68.6;EU:6.0;APAC:15.7;EM:5.0;Other:4.7
Value:-0.5;Growth:+0.8;Quality:+0.2;Size:-0.9;Momentum:-0.0;LowVol:+0.7
MaxPos7%;NoDerivatives
10
25
3.5
trailing 8%
94
14.3
Bear
28.2
3.47
2.8
195
-75
5
85
true
Rebalance
Rebalance back to target bands
7
-25
BrokerC
LMT
88
Drift>tolerance
Reduce
Allocation drift beyond policy bands
67
-52
140
4
false
Increase defensive factor exposure
P1966
Opportunistic
Trust
USD
2024-10-08
1,334,101
101,210
1,232,891
1
69.4
17.1
6.4
7.1
VNQ:22.9%;HYG:25.7%;VTI:25.7%;AAPL:25.7%
US:66.2;EU:15.6;APAC:8.0;EM:8.9;Other:1.3
Value:0.0;Growth:-0.8;Quality:0.0;Size:+0.4;Momentum:-0.5;LowVol:-0.9
MaxPos5%
5
35
6.9
trailing 9%
197
25.8
Sideways
17.2
4.25
3.3
109
-3
51
64
false
Buy
Add to core equity +1%
28
-1
BrokerB
LMT
88
null
null
Normal monitoring
117
-3
146
5
false
Within IPS guidelines
P1967
Opportunistic
Roth
USD
2025-09-21
1,020,980
38,457
982,523
1.06
67.1
16.3
11.4
5.1
TLT:35.1%;VOO:35.1%;MUB:29.7%
US:65.4;EU:17.4;APAC:10.3;EM:2.9;Other:3.9
Value:-0.3;Growth:-0.2;Quality:-0.2;Size:-0.6;Momentum:+0.7;LowVol:+0.9
MaxPos5%;NoDerivatives
10
25
5.9
trailing 9%
174
23.8
Sideways
20.6
3.96
2.7
104
43
86
68
false
Sell
Trim extended winner -1%
32
5
BrokerB
VWAP
94
null
null
Normal monitoring
30
-55
120
4
false
Tax-aware sells next window
P1968
Opportunistic
Taxable
USD
2024-08-31
1,276,805
54,935
1,221,870
1
69.5
11.3
11
8.2
XLF:36.5%;BND:27.1%;IEF:36.5%
US:63.6;EU:12.8;APAC:14.6;EM:6.1;Other:2.8
Value:-0.1;Growth:+0.1;Quality:-0.7;Size:0.0;Momentum:+0.7;LowVol:-0.2
MaxPos5%;NoDerivatives
7
25
4.9
trailing 7%
192
26.3
Bull
17.5
3.85
2
79
7
59
57
false
Rebalance
Shift +1% to bonds from equity
-6
-39
BrokerD
MKT
100
null
null
Normal monitoring
-51
-13
66
4
false
Tighten stops on momentum names
P1969
Systematic
401k
USD
2025-10-25
1,382,927
132,772
1,250,155
1
63.4
21.2
6.5
8.9
AMZN:36.9%;IEF:36.9%;VNQ:26.1%
US:70.6;EU:10.8;APAC:6.7;EM:11.7;Other:0.4
Value:+0.2;Growth:-0.8;Quality:+0.6;Size:+0.7;Momentum:0.0;LowVol:-0.8
null
6
30
5.2
hard 12%
208
17.5
Bull
14
3.52
2.9
106
16
47
44
false
Sell
Trim extended winner -1%
1
-10
BrokerD
MKT
85
null
null
Normal monitoring
4
-48
87
5
false
Within IPS guidelines
P1970
Opportunistic
401k
USD
2025-06-13
1,171,819
38,836
1,132,983
1
71
20.6
0
8.4
HYG:26.7%;QQQ:26.7%;VTI:19.8%;MUB:26.7%
US:71.9;EU:11.1;APAC:7.4;EM:5.2;Other:4.3
Value:+0.5;Growth:-0.2;Quality:+0.9;Size:+0.4;Momentum:-0.3;LowVol:0.0
MaxPos7%
7
35
5.4
trailing 9%
198
21.2
Bull
17.2
4.56
2.1
96
43
59
50
false
Sell
Trim extended winner -1%
11
14
BrokerB
LMT
97
null
null
Normal monitoring
-3
15
-21
3
false
Monitor dispersion and breadth
P1971
Hands-off
Trust
USD
2025-01-23
382,952
19,887
363,065
1
58.8
26
7.2
8
XLF:18.7%;VOO:20.7%;IEF:15.9%;BRK.B:13.4%;VNQ:20.7%;AAPL:10.7%
US:78.3;EU:7.3;APAC:7.2;EM:5.1;Other:2.0
Value:-0.2;Growth:-0.9;Quality:+0.5;Size:-0.5;Momentum:-0.9;LowVol:+0.3
NoDerivatives
8
30
5.2
trailing 8%
107
16.7
Volatile
31.9
4.35
3.2
130
-11
37
80
true
Hedge
Buy index puts 1% notional
8
-34
BrokerC
MKT
93
Drift>tolerance
Hedge
Allocation drift beyond policy bands
-21
-40
-9
4
false
Increase defensive factor exposure
P1972
Hands-off
Roth
USD
2025-12-06
811,050
35,638
775,412
1
67.1
18.2
6
8.6
TLT:12.1%;MUB:12.8%;MSFT:21.2%;TSLA:10.9%;GLD:19.7%;IEF:23.4%
US:69.1;EU:7.9;APAC:8.1;EM:12.2;Other:2.7
Value:+0.5;Growth:+0.7;Quality:+0.8;Size:+0.8;Momentum:+0.4;LowVol:-1.0
MaxPos6%;NoDerivatives
6
35
3.7
trailing 10%
167
14.7
Bull
15.7
4.35
3.4
118
44
79
51
false
Buy
Add to core equity +1%
14
-7
BrokerC
MKT
99
null
null
Normal monitoring
7
-52
38
3
false
Tax-aware sells next window
P1973
Systematic
Trust
USD
2024-10-14
486,016
41,245
444,771
1
58.3
33.9
0
7.8
QQQ:26.9%;VOO:26.9%;BND:19.4%;AMZN:26.9%
US:80.3;EU:7.1;APAC:5.3;EM:4.4;Other:2.9
Value:+0.9;Growth:-0.1;Quality:+0.6;Size:+0.8;Momentum:+0.7;LowVol:+0.4
null
5
30
5.2
hard 12%
182
23.5
Bull
11
3.77
2.9
99
9
47
41
true
Rebalance
Rebalance back to target bands
8
-8
BrokerC
VWAP
90
VAR>budget
TightenStops
Risk above budget threshold
27
-60
0
2
true
Monitor dispersion and breadth
P1974
Cautious
Roth
USD
2025-07-04
617,143
81,144
535,999
1
41.6
35.1
12.3
11
QQQ:25.0%;GLD:25.0%;VNQ:25.0%;AAPL:25.0%
US:64.7;EU:15.7;APAC:11.5;EM:4.9;Other:3.2
Value:+0.4;Growth:+0.1;Quality:-0.4;Size:-0.4;Momentum:-0.7;LowVol:+0.5
ESGOnly;NoMargin
10
35
3.9
hard 10%
106
15
Volatile
21.5
4.38
3.7
155
-44
20
47
false
Hedge
Add TLT +1% as duration hedge
-5
12
BrokerA
LMT
90
null
null
Normal monitoring
29
9
78
5
false
Within IPS guidelines
P1975
Systematic
Taxable
USD
2025-02-19
792,567
65,402
727,165
1
62.7
25.8
4.3
7.2
VNQ:33.3%;AAPL:33.3%;TLT:33.3%
US:60.4;EU:13.8;APAC:12.2;EM:9.0;Other:4.6
Value:+0.3;Growth:-1.0;Quality:-0.3;Size:+0.5;Momentum:-0.9;LowVol:+0.2
MaxPos6%
7
35
5.6
hard 12%
163
17.1
Bull
14.9
4.03
3.2
84
12
59
48
true
Hedge
Buy index puts 1% notional
-14
-18
BrokerA
MKT
99
Drift>tolerance
Hedge
Allocation drift beyond policy bands
34
-18
12
2
false
Tighten stops on momentum names
P1976
Systematic
IRA
USD
2024-08-29
1,843,193
133,627
1,709,566
1
65.4
26.6
2.7
5.3
BND:16.8%;VOO:21.2%;BRK.B:20.8%;GLD:9.3%;QQQ:16.4%;VTI:15.6%
US:65.0;EU:13.9;APAC:10.4;EM:9.5;Other:1.2
Value:-0.7;Growth:-0.5;Quality:0.0;Size:-0.3;Momentum:+1.0;LowVol:+1.0
MaxPos6%
6
25
5.5
trailing 9%
125
26.4
Volatile
23.3
4.86
3.4
121
-46
39
73
true
Reduce
Cut high-beta by 2-3%, add cash
7
-2
BrokerC
MKT
98
RegimeShift
Reduce
Volatility spike and breadth deterioration
100
-19
141
3
false
Within IPS guidelines
P1977
Systematic
IRA
USD
2024-12-30
1,117,364
111,383
1,005,981
1
61.6
22.6
10.7
5.2
VNQ:23.7%;AMZN:16.6%;VOO:23.7%;BRK.B:23.7%;TSLA:12.4%
US:66.3;EU:8.2;APAC:13.5;EM:10.7;Other:1.2
Value:-0.2;Growth:-0.2;Quality:+1.0;Size:-0.6;Momentum:-0.2;LowVol:-1.0
MaxPos8%;NoDerivatives
8
30
4.1
hard 12%
169
24.2
Bull
15.4
4.04
3.2
109
9
46
54
false
Sell
Trim extended winner -1%
15
3
BrokerC
MKT
94
null
null
Normal monitoring
-27
-18
-63
4
false
Tighten stops on momentum names
P1978
Hands-off
IRA
USD
2025-01-14
811,495
58,576
752,919
1
67.6
16.3
8.1
8
BND:21.8%;GLD:18.2%;IEF:12.6%;VTI:13.8%;QQQ:11.8%;MSFT:21.8%
US:65.0;EU:9.0;APAC:13.4;EM:10.3;Other:2.3
Value:0.0;Growth:-0.3;Quality:-1.0;Size:+0.7;Momentum:-0.5;LowVol:+0.9
MaxPos7%
7
35
5.3
trailing 10%
143
16.4
Bear
32.8
3.39
1
218
0
46
82
true
Reduce
Cut high-beta by 2-3%, add cash
20
13
BrokerB
LMT
88
Drift>tolerance
Reduce
Allocation drift beyond policy bands
66
-43
95
5
false
Increase defensive factor exposure
P1979
Active
Taxable
USD
2025-11-12
1,300,622
118,436
1,182,186
1
63.8
29.4
0
6.8
AAPL:21.1%;TLT:21.1%;QQQ:13.7%;AMZN:18.7%;BRK.B:7.9%;VTI:17.6%
US:72.4;EU:5.6;APAC:9.4;EM:10.2;Other:2.5
Value:+0.5;Growth:-0.8;Quality:+0.7;Size:-0.5;Momentum:-0.6;LowVol:-0.3
NoDerivatives
10
25
4.5
trailing 9%
203
18.1
Volatile
29.4
4.4
3.8
160
45
73
75
true
Hedge
Buy index puts 1% notional
9
-27
BrokerA
LMT
87
VAR>budget
Reduce
Risk above budget threshold
111
-27
130
2
false
Monitor dispersion and breadth
P1980
Cautious
401k
USD
2024-12-19
883,869
87,354
796,515
1
41.4
34.9
7.6
16.1
TSLA:29.1%;GLD:16.9%;XLF:24.8%;IEF:29.1%
US:64.6;EU:18.8;APAC:7.5;EM:8.8;Other:0.3
Value:-0.4;Growth:-0.3;Quality:-0.4;Size:-0.4;Momentum:+0.4;LowVol:-0.7
ESGOnly;NoMargin
10
25
4.1
trailing 8%
148
14.7
Bear
24.9
3.88
1.9
169
-92
11
47
true
Rebalance
Rebalance back to target bands
2
-21
BrokerA
MKT
87
VAR>budget
Reduce
Risk above budget threshold
34
-44
2
3
false
Increase defensive factor exposure
P1981
Hands-off
IRA
USD
2024-11-03
861,940
72,564
789,376
1
69
20
4.5
6.5
BRK.B:29.0%;VOO:35.5%;AMZN:35.5%
US:72.4;EU:16.6;APAC:6.9;EM:3.0;Other:1.1
Value:-0.3;Growth:-0.4;Quality:-0.4;Size:-0.1;Momentum:-0.3;LowVol:-0.6
ESGOnly;NoDerivatives
8
25
5.7
trailing 8%
144
19.1
Bull
11.4
4.62
3.1
87
92
96
36
false
Rebalance
Shift +1% to bonds from equity
12
11
BrokerB
MKT
88
null
null
Normal monitoring
44
-24
160
5
false
Tighten stops on momentum names
P1982
Hands-off
IRA
USD
2025-08-09
203,800
17,203
186,597
1
57
22.5
13.7
6.7
QQQ:19.5%;TSLA:29.3%;TLT:22.0%;VOO:29.3%
US:65.8;EU:12.7;APAC:12.9;EM:6.5;Other:2.2
Value:+0.3;Growth:+0.3;Quality:-0.6;Size:+0.2;Momentum:+0.5;LowVol:-0.7
NoDerivatives
10
30
3.4
hard 10%
135
15
Bull
12
3.76
3.1
80
101
100
31
false
Rebalance
Shift +1% to bonds from equity
24
-3
BrokerC
LMT
97
null
null
Normal monitoring
7
-7
-20
5
false
Tax-aware sells next window
P1983
Active
401k
USD
2024-10-01
1,862,378
210,768
1,651,610
1
61.7
22.1
10.6
5.5
BND:22.3%;QQQ:22.3%;AMZN:22.3%;VOO:16.6%;MSFT:16.5%
US:63.2;EU:14.7;APAC:11.4;EM:8.2;Other:2.4
Value:-0.5;Growth:-0.5;Quality:-0.4;Size:-0.5;Momentum:-0.7;LowVol:-0.7
MaxPos8%
10
25
4.3
trailing 9%
205
17.6
Bull
17.7
4.54
3.2
111
10
52
49
false
Sell
Trim extended winner -1%
20
-31
BrokerC
LMT
100
null
null
Normal monitoring
92
-31
158
3
false
Monitor dispersion and breadth
P1984
Opportunistic
IRA
USD
2025-09-09
1,254,022
98,760
1,155,262
1
69.4
13.8
12.7
4.1
MSFT:20.3%;TSLA:18.5%;BRK.B:15.1%;VTI:15.4%;AMZN:14.8%;BND:16.0%
US:72.8;EU:7.6;APAC:7.7;EM:10.9;Other:1.0
Value:-0.6;Growth:-0.5;Quality:+0.3;Size:-0.3;Momentum:+0.1;LowVol:-0.1
MaxPos5%
7
35
6.6
trailing 7%
164
24.8
Bull
12.5
3.73
2.2
80
1
38
38
false
Sell
Trim extended winner -1%
0
-16
BrokerC
MKT
87
null
null
Normal monitoring
-44
17
81
3
false
Tax-aware sells next window
P1985
Cautious
Trust
USD
2025-04-30
473,056
58,355
414,701
1
35.7
39.2
14.5
10.6
HYG:15.2%;VTI:19.2%;BRK.B:15.5%;MSFT:13.3%;AMZN:19.9%;IEF:17.0%
US:62.5;EU:19.3;APAC:13.0;EM:4.1;Other:1.1
Value:-0.3;Growth:-1.0;Quality:0.0;Size:-0.2;Momentum:+1.0;LowVol:+0.5
MaxPos5%;NoMargin
5
25
5.5
trailing 8%
168
19.1
Sideways
16.5
4.77
2.8
112
19
57
43
false
Buy
Add to core equity +1%
27
-22
BrokerC
VWAP
86
null
null
Normal monitoring
106
3
189
4
false
Increase defensive factor exposure
P1986
Hands-off
Trust
USD
2025-10-27
613,499
40,820
572,679
1
64.3
20.5
7.9
7.4
BND:25.0%;VTI:25.0%;GLD:25.0%;TLT:25.0%
US:66.2;EU:12.4;APAC:12.4;EM:5.3;Other:3.6
Value:+0.8;Growth:+1.0;Quality:-0.6;Size:+0.3;Momentum:+0.4;LowVol:-0.7
ESGOnly
7
30
5.5
trailing 8%
112
19.5
Bull
12.4
4.76
3.1
76
47
86
45
false
Sell
Trim extended winner -1%
12
10
BrokerB
MKT
87
null
null
Normal monitoring
103
-56
68
3
false
Tax-aware sells next window
P1987
Active
Trust
USD
2025-06-04
2,218,674
156,363
2,062,311
1
50.4
22
21.7
5.9
MSFT:21.9%;AMZN:26.0%;VNQ:26.0%;HYG:26.0%
US:70.0;EU:8.8;APAC:11.9;EM:5.0;Other:4.2
Value:0.0;Growth:-0.9;Quality:+0.6;Size:-0.7;Momentum:-0.6;LowVol:-0.6
MaxPos5%
10
35
4.9
trailing 8%
173
19.4
Volatile
30.7
5.36
3.1
180
4
53
61
false
Hedge
Add TLT +1% as duration hedge
-2
-24
BrokerD
VWAP
94
null
null
Normal monitoring
78
-12
159
3
false
Tighten stops on momentum names
P1988
Cautious
Trust
USD
2024-10-16
615,379
73,458
541,921
1
48.1
36.1
0
15.9
XLF:24.0%;AAPL:25.3%;MUB:25.3%;GLD:25.3%
US:69.1;EU:7.1;APAC:14.1;EM:5.2;Other:4.5
Value:-0.9;Growth:+0.6;Quality:-0.4;Size:+0.1;Momentum:+0.5;LowVol:-0.7
ESGOnly;MaxPos7%;NoDerivatives;NoMargin
10
30
5.7
hard 10%
90
17.8
Volatile
31.9
3.84
4.4
144
-41
37
66
false
Rebalance
Shift +1% to bonds from equity
10
1
BrokerC
MKT
87
null
null
Normal monitoring
-39
-16
16
5
false
Tighten stops on momentum names
P1989
Hands-off
Trust
USD
2025-08-27
620,944
27,883
593,061
1
71.7
15
6.4
6.9
HYG:20.4%;TLT:20.7%;GLD:23.8%;TSLA:23.8%;MSFT:11.4%
US:68.0;EU:14.7;APAC:8.3;EM:6.0;Other:2.9
Value:-0.7;Growth:+0.6;Quality:-0.9;Size:-0.5;Momentum:+0.1;LowVol:-0.1
ESGOnly;MaxPos8%
8
35
5.8
hard 10%
113
19.2
Bear
28.4
3.85
2.4
132
-115
7
69
false
Buy
Add to core equity +1%
6
-32
BrokerB
LMT
89
null
null
Normal monitoring
-42
-59
-54
3
false
Increase defensive factor exposure
P1990
Opportunistic
Trust
USD
2025-08-21
344,892
20,548
324,344
1
65.1
20.7
5.3
8.8
VNQ:9.2%;GLD:15.6%;TSLA:21.4%;QQQ:12.2%;MUB:20.5%;HYG:21.0%
US:62.1;EU:19.7;APAC:10.9;EM:4.0;Other:3.3
Value:+0.3;Growth:+0.9;Quality:+0.8;Size:+0.3;Momentum:-0.1;LowVol:-0.3
null
10
30
5.1
trailing 7%
188
31.4
Sideways
20.2
3.87
2.5
132
27
55
57
false
Hedge
Add TLT +1% as duration hedge
3
-39
BrokerC
VWAP
98
null
null
Normal monitoring
86
12
63
4
false
Increase defensive factor exposure
P1991
Hands-off
Taxable
USD
2024-09-16
372,165
21,302
350,863
1
73.5
17.5
0
9
BRK.B:28.1%;MUB:15.6%;IEF:28.1%;MSFT:28.1%
US:72.9;EU:12.7;APAC:6.3;EM:6.3;Other:1.8
Value:-0.3;Growth:-0.3;Quality:+0.7;Size:+0.1;Momentum:-0.4;LowVol:-0.5
ESGOnly
7
30
3.9
hard 10%
91
16.6
Volatile
29
4.04
2.6
151
-15
39
91
true
Hedge
Buy index puts 1% notional
19
-4
BrokerD
LMT
100
VAR>budget
Hedge
Risk above budget threshold
115
-14
142
3
false
Increase defensive factor exposure
P1992
Opportunistic
Trust
USD
2024-10-25
596,293
52,901
543,392
1
60.5
21.3
11.7
6.5
VNQ:14.1%;BND:21.6%;AMZN:16.0%;TLT:8.7%;MUB:21.6%;TSLA:17.9%
US:64.9;EU:14.5;APAC:13.9;EM:4.4;Other:2.3
Value:+0.6;Growth:+0.5;Quality:-0.0;Size:-0.1;Momentum:0.0;LowVol:-0.5
MaxPos8%
5
35
5.7
hard 12%
183
29.2
Bull
17.1
4.49
2.9
115
52
81
53
false
NoAction
Within bands; monitor
8
-26
BrokerB
LMT
90
null
null
Normal monitoring
82
-60
209
4
false
Increase defensive factor exposure
P1993
Cautious
401k
USD
2025-09-18
362,346
31,765
330,581
1
45.4
42
1.4
11.2
AMZN:13.0%;IEF:15.4%;AAPL:20.3%;BND:15.9%;GLD:20.3%;VOO:15.2%
US:64.1;EU:9.3;APAC:13.5;EM:9.7;Other:3.3
Value:+0.1;Growth:-0.7;Quality:+0.4;Size:-1.0;Momentum:+0.7;LowVol:+1.0
ESGOnly;MaxPos5%;NoMargin
5
25
3.4
trailing 10%
133
16.3
Bear
33.2
4.45
2.6
164
10
67
75
true
Reduce
Cut high-beta by 2-3%, add cash
27
-25
BrokerB
LMT
91
VAR>budget
Pause
Risk above budget threshold
-33
8
-39
3
false
Tighten stops on momentum names
P1994
Cautious
Trust
USD
2024-07-21
177,499
28,342
149,157
1
53.4
36.2
0
10.5
MSFT:22.6%;VNQ:21.4%;VTI:21.7%;BRK.B:22.6%;MUB:11.7%
US:67.4;EU:17.3;APAC:8.6;EM:2.9;Other:3.7
Value:+0.8;Growth:-0.0;Quality:+0.8;Size:-0.7;Momentum:+0.4;LowVol:-0.8
NoMargin
8
35
4.1
trailing 10%
155
17.9
Bull
16.2
4.95
3.3
111
57
92
34
false
Sell
Trim extended winner -1%
6
-26
BrokerA
MKT
85
null
null
Normal monitoring
79
17
76
3
false
Tighten stops on momentum names
P1995
Cautious
Roth
USD
2025-11-25
177,829
24,533
153,296
1
51.3
37.6
0
11.1
VNQ:7.1%;VTI:13.5%;MUB:22.6%;XLF:22.6%;GLD:11.5%;MSFT:22.6%
US:68.5;EU:16.8;APAC:9.8;EM:3.7;Other:1.2
Value:+0.4;Growth:-0.9;Quality:+0.2;Size:+0.3;Momentum:-0.0;LowVol:-0.2
NoMargin
5
30
5.6
trailing 8%
108
15.8
Sideways
21.7
4.64
2.8
128
8
54
54
false
Rebalance
Shift +1% to bonds from equity
24
7
BrokerB
VWAP
89
null
null
Normal monitoring
101
-21
118
4
false
Increase defensive factor exposure
P1996
Cautious
IRA
USD
2025-11-16
774,150
69,124
705,026
1
49.6
34.3
1.7
14.4
IEF:34.1%;HYG:34.1%;XLF:31.9%
US:64.9;EU:19.5;APAC:8.7;EM:5.7;Other:1.2
Value:-0.4;Growth:-0.8;Quality:-0.9;Size:-0.1;Momentum:+0.9;LowVol:+0.2
MaxPos6%;NoMargin
7
25
3.6
trailing 8%
146
18.2
Volatile
27.8
4.71
2.7
145
54
70
64
false
Buy
Add to core equity +1%
3
-5
BrokerD
VWAP
91
null
null
Normal monitoring
31
-11
157
5
false
Tax-aware sells next window
P1997
Systematic
Taxable
USD
2025-10-06
1,461,768
106,010
1,355,758
1
66
28.1
0
5.9
TSLA:20.3%;MSFT:18.8%;BND:14.8%;MUB:15.1%;HYG:19.0%;TLT:12.1%
US:67.8;EU:9.2;APAC:15.6;EM:6.8;Other:0.6
Value:+0.2;Growth:-0.3;Quality:+0.9;Size:0.0;Momentum:0.0;LowVol:-0.5
MaxPos6%
8
25
5.5
trailing 8%
163
26.6
Volatile
25.7
3.82
3.9
157
-60
12
75
true
Hedge
Buy index puts 1% notional
6
-30
BrokerD
LMT
93
VAR>budget
Reduce
Risk above budget threshold
-54
-38
-86
2
false
Monitor dispersion and breadth
P1998
Hands-off
Trust
USD
2025-11-06
204,900
13,316
191,584
1
68.3
23
0
8.8
TSLA:22.9%;TLT:22.5%;MUB:22.9%;BND:8.7%;AAPL:22.9%
US:66.6;EU:10.2;APAC:12.0;EM:6.8;Other:4.4
Value:-0.5;Growth:+0.9;Quality:+0.7;Size:-0.4;Momentum:-0.2;LowVol:+0.1
ESGOnly;MaxPos7%
8
35
5
trailing 8%
159
19.1
Volatile
28.5
4.75
3.5
145
24
54
67
false
Rebalance
Shift +1% to bonds from equity
28
1
BrokerD
VWAP
93
null
null
Normal monitoring
-35
-16
71
4
false
Within IPS guidelines
P1999
Cautious
Taxable
USD
2025-03-08
592,999
63,778
529,221
1
47.7
36.9
0
15.4
VOO:16.7%;AAPL:22.9%;BND:22.9%;VNQ:22.9%;MUB:14.7%
US:59.7;EU:10.5;APAC:15.2;EM:12.4;Other:2.2
Value:+0.2;Growth:-0.6;Quality:-0.6;Size:+0.8;Momentum:-0.0;LowVol:+0.3
ESGOnly;MaxPos6%;NoMargin
8
25
5.5
trailing 8%
161
12.7
Bull
17.8
3.7
2.3
94
111
100
36
false
Hedge
Add TLT +1% as duration hedge
23
-35
BrokerB
MKT
100
null
null
Normal monitoring
88
-23
180
5
false
Monitor dispersion and breadth
P2000
Hands-off
Taxable
USD
2025-03-03
747,076
48,599
698,477
1
62.8
15.2
13.3
8.7
TLT:33.3%;AAPL:33.3%;GLD:33.3%
US:72.7;EU:13.3;APAC:6.0;EM:5.2;Other:2.7
Value:-0.8;Growth:+0.8;Quality:+0.9;Size:-0.3;Momentum:+0.3;LowVol:-0.9
null
10
30
5.3
hard 10%
121
14
Volatile
22.2
5.22
2.9
121
48
87
59
false
Rebalance
Shift +1% to bonds from equity
33
-34
BrokerB
LMT
88
null
null
Normal monitoring
16
-19
46
4
false
Within IPS guidelines