client_id
string
persona_style
string
account_type
string
base_currency
string
as_of_date
string
total_equity_usd
int64
cash_usd
int64
invested_usd
int64
leverage_x
float64
allocation_equity_pct
float64
allocation_fixed_income_pct
float64
allocation_alts_pct
float64
allocation_cash_pct
float64
top_positions
string
region_exposure_pct
string
factor_exposure_z
string
constraints
string
max_position_pct
int64
max_sector_pct
int64
drift_tolerance_pct
float64
stoploss_policy
string
risk_budget_var_95_bps
int64
max_drawdown_limit_pct
float64
market_regime
string
vix_level
float64
rates_10y_pct
float64
inflation_yoy_pct
float64
credit_spread_ig_bps
int64
signal_alpha_bps
int64
signal_confidence_1_100
int64
risk_score_1_100
int64
breach_flag
bool
action_proposed
string
action_details
string
expected_impact_alpha_bps
int64
expected_risk_change_bps
int64
execution_venue
string
order_type
string
order_fill_ratio_pct
int64
self_correction_trigger
string
self_correction_action
string
self_correction_reason
string
outcome_after_7d_pnl_bps
int64
outcome_after_7d_var_change_bps
int64
outcome_after_30d_pnl_bps
int64
user_feedback_1_5
int64
advisor_override_flag
bool
notes
string
P5001
Active
IRA
USD
2024-08-12
568,176
35,948
532,228
1
51.7
19.1
21.6
7.6
TLT:27.6%;MSFT:17.2%;QQQ:27.6%;VOO:27.6%
US:61.3;EU:18.5;APAC:11.8;EM:5.5;Other:3.0
Value:-0.6;Growth:-0.3;Quality:-0.2;Size:-0.3;Momentum:+0.5;LowVol:+0.5
null
10
30
5.7
trailing 8%
216
27.3
Bull
11.3
4.38
2.4
85
62
87
29
false
Rebalance
Shift +1% to bonds from equity
1
15
BrokerB
MKT
97
null
null
Normal monitoring
109
-20
234
4
false
Within IPS guidelines
P5002
Opportunistic
IRA
USD
2024-10-11
1,117,097
72,371
1,044,726
1
67.3
11
16.9
4.9
MUB:27.2%;HYG:27.2%;TLT:18.4%;TSLA:27.2%
US:72.0;EU:13.9;APAC:9.4;EM:3.1;Other:1.7
Value:-0.0;Growth:-0.2;Quality:+0.6;Size:+0.6;Momentum:-0.9;LowVol:+0.5
NoDerivatives
8
35
4.7
trailing 7%
251
30.6
Bear
32.3
3.46
2.2
202
29
58
76
true
Hedge
Buy index puts 1% notional
34
-18
BrokerA
MKT
98
Drift>tolerance
Reduce
Allocation drift beyond policy bands
-15
18
70
2
false
Monitor dispersion and breadth
P5003
Active
Roth
USD
2025-06-13
1,848,569
163,467
1,685,102
1
59.7
21.1
9.7
9.4
BND:28.9%;GLD:28.9%;VTI:13.4%;TLT:28.9%
US:79.1;EU:7.2;APAC:8.1;EM:5.5;Other:0.1
Value:-0.0;Growth:+0.6;Quality:+0.3;Size:-0.9;Momentum:+0.4;LowVol:-1.0
MaxPos6%
7
25
5.3
trailing 8%
133
18
Bull
16.4
3.75
3
102
37
67
42
false
Buy
Add to core equity +1%
23
-22
BrokerB
LMT
100
null
null
Normal monitoring
2
13
89
4
false
Tax-aware sells next window
P5004
Hands-off
401k
USD
2024-09-22
715,206
59,614
655,592
1
71.1
23.6
0
5.2
QQQ:13.7%;AMZN:26.6%;BRK.B:14.8%;MSFT:18.2%;AAPL:26.6%
US:69.9;EU:9.1;APAC:9.9;EM:10.2;Other:1.0
Value:-0.6;Growth:-0.5;Quality:-0.0;Size:-0.1;Momentum:-0.5;LowVol:+0.1
null
6
35
3.7
trailing 10%
124
18.5
Bull
13.4
4.38
2.2
77
16
64
49
true
Reduce
Cut high-beta by 2-3%, add cash
-6
-10
BrokerC
MKT
85
RegimeShift
Hedge
Volatility spike and breadth deterioration
-5
-6
-22
2
false
Tighten stops on momentum names
P5005
Opportunistic
401k
USD
2025-12-10
771,998
39,015
732,983
1
73.5
15.7
6.1
4.7
GLD:33.3%;VNQ:33.3%;XLF:33.3%
US:64.2;EU:9.3;APAC:12.7;EM:10.0;Other:3.9
Value:-0.0;Growth:+0.2;Quality:-0.7;Size:+0.5;Momentum:-0.5;LowVol:+0.9
NoDerivatives
5
25
5.2
trailing 9%
164
24.6
Sideways
15.4
4.67
2.9
94
58
89
51
false
Rebalance
Shift +1% to bonds from equity
12
7
BrokerA
MKT
87
null
null
Normal monitoring
0
2
3
3
false
Tax-aware sells next window
P5006
Opportunistic
Trust
USD
2025-09-27
537,796
26,646
511,150
1
73.4
20.6
0
5.9
VTI:33.3%;HYG:33.3%;IEF:33.3%
US:66.9;EU:16.9;APAC:9.0;EM:4.9;Other:2.3
Value:+0.8;Growth:-0.1;Quality:-0.1;Size:+0.4;Momentum:+0.8;LowVol:-0.8
NoDerivatives
7
35
4.8
trailing 9%
265
30.5
Bull
16.6
4.08
2.8
100
30
64
66
false
Hedge
Add TLT +1% as duration hedge
30
6
BrokerC
MKT
97
null
null
Normal monitoring
-57
3
-27
5
false
Within IPS guidelines
P5007
Systematic
Taxable
USD
2025-10-12
1,019,376
51,874
967,502
1
57
22.3
14.5
6.1
MUB:33.3%;GLD:33.3%;VOO:33.3%
US:75.1;EU:5.7;APAC:7.0;EM:9.4;Other:2.8
Value:-0.2;Growth:+1.0;Quality:-0.7;Size:+0.4;Momentum:-0.8;LowVol:-0.8
null
8
30
5.5
trailing 8%
184
24.4
Volatile
21.5
4.88
3.8
164
4
45
64
false
Sell
Trim extended winner -1%
-8
-5
BrokerD
MKT
95
null
null
Normal monitoring
102
-6
147
5
false
Monitor dispersion and breadth
P5008
Systematic
IRA
USD
2025-06-11
755,422
64,655
690,767
1
61
33.7
0
5.2
BRK.B:12.2%;QQQ:20.1%;MSFT:19.6%;TSLA:17.2%;TLT:19.6%;AAPL:11.4%
US:77.3;EU:8.2;APAC:8.6;EM:4.6;Other:1.3
Value:-0.9;Growth:0.0;Quality:-0.4;Size:+0.5;Momentum:-0.5;LowVol:-0.3
null
5
30
4.6
hard 12%
129
20.5
Sideways
21.9
3.84
3
120
-15
38
68
false
Rebalance
Shift +1% to bonds from equity
13
11
BrokerD
LMT
97
null
null
Normal monitoring
87
-48
87
4
false
Tighten stops on momentum names
P5009
Cautious
401k
USD
2025-05-21
508,884
81,100
427,784
1
37.4
35.9
11.3
15.5
VTI:33.3%;AMZN:33.3%;MUB:33.3%
US:63.9;EU:13.3;APAC:10.6;EM:9.0;Other:3.2
Value:+0.6;Growth:-0.8;Quality:+0.1;Size:-0.2;Momentum:-0.4;LowVol:-0.2
NoMargin
8
30
3.6
trailing 8%
153
15.9
Volatile
21.3
5.33
4.2
167
65
84
35
true
Reduce
Cut high-beta by 2-3%, add cash
-1
-28
BrokerC
LMT
94
Drift>tolerance
TightenStops
Allocation drift beyond policy bands
87
-38
79
2
false
Increase defensive factor exposure
P5010
Systematic
Roth
USD
2024-12-02
1,993,979
152,455
1,841,524
1
58
33.8
0
8.2
GLD:33.3%;VTI:33.3%;TLT:33.3%
US:65.3;EU:6.9;APAC:13.6;EM:9.0;Other:5.1
Value:-0.2;Growth:+0.3;Quality:+0.1;Size:-0.1;Momentum:+0.1;LowVol:+0.6
null
10
30
5.9
hard 12%
153
23.3
Volatile
29.8
4.05
2.1
160
11
45
76
true
Reduce
Cut high-beta by 2-3%, add cash
9
-14
BrokerD
MKT
89
Drift>tolerance
Hedge
Allocation drift beyond policy bands
8
-60
55
3
false
Tighten stops on momentum names
P5011
Opportunistic
Roth
USD
2024-11-19
736,785
56,118
680,667
1.23
67.1
18.8
5.4
8.6
GLD:12.6%;TLT:12.8%;QQQ:23.5%;AMZN:23.5%;IEF:12.5%;MUB:15.1%
US:71.2;EU:10.9;APAC:6.3;EM:6.9;Other:4.8
Value:+0.7;Growth:-0.3;Quality:-0.5;Size:+0.9;Momentum:-1.0;LowVol:-0.7
NoDerivatives
5
25
6.4
trailing 9%
164
23.6
Bear
25.4
4.3
2.9
170
-19
44
75
true
Hedge
Buy index puts 1% notional
25
-38
BrokerB
MKT
86
Drift>tolerance
Hedge
Allocation drift beyond policy bands
-50
10
51
4
false
Monitor dispersion and breadth
P5012
Active
Taxable
USD
2025-04-16
1,055,147
120,412
934,735
1
62.3
18.4
13.8
5.5
MSFT:17.1%;TSLA:21.7%;TLT:7.4%;BRK.B:21.7%;VNQ:21.4%;XLF:10.8%
US:65.8;EU:14.5;APAC:8.6;EM:9.0;Other:2.0
Value:-0.4;Growth:-0.9;Quality:-0.9;Size:+0.1;Momentum:+0.4;LowVol:-0.2
MaxPos7%;NoDerivatives
8
25
4.1
trailing 9%
126
20.3
Bull
15.1
3.56
3.5
88
115
100
41
true
Reduce
Cut high-beta by 2-3%, add cash
-10
3
BrokerD
LMT
93
Drift>tolerance
Pause
Allocation drift beyond policy bands
-52
-40
-16
5
true
Tighten stops on momentum names
P5013
Systematic
401k
USD
2024-11-09
1,429,689
81,251
1,348,438
1
59.7
22.5
9.5
8.4
AAPL:17.7%;AMZN:14.7%;VTI:15.1%;VNQ:19.8%;BRK.B:20.0%;BND:12.7%
US:64.0;EU:13.7;APAC:12.4;EM:7.6;Other:2.3
Value:-0.8;Growth:-0.9;Quality:+0.6;Size:-0.8;Momentum:-1.0;LowVol:+0.5
null
5
30
5.8
hard 12%
192
19.8
Bear
22.5
3.4
2.5
206
-74
10
70
false
Sell
Trim extended winner -1%
10
-27
BrokerC
VWAP
93
null
null
Normal monitoring
99
-18
123
3
false
Within IPS guidelines
P5014
Hands-off
IRA
USD
2025-06-02
734,253
47,006
687,247
1
60.4
25
8.8
5.8
VOO:33.3%;HYG:33.3%;TLT:33.3%
US:60.4;EU:16.9;APAC:14.5;EM:6.9;Other:1.3
Value:-0.4;Growth:-0.5;Quality:+0.2;Size:-0.4;Momentum:-0.7;LowVol:+0.3
null
6
25
3.5
hard 10%
142
12.3
Sideways
19.5
4.63
2.3
103
6
54
47
false
Buy
Add to core equity +1%
10
-23
BrokerA
MKT
92
null
null
Normal monitoring
-31
19
-56
4
false
Increase defensive factor exposure
P5015
Active
Roth
USD
2025-12-20
1,348,595
157,939
1,190,656
1.12
50.8
20.1
22.8
6.4
VTI:16.2%;VOO:28.8%;TLT:28.8%;MSFT:26.2%
US:69.9;EU:10.8;APAC:13.6;EM:5.7;Other:0.1
Value:-0.7;Growth:+0.2;Quality:-0.6;Size:+0.9;Momentum:+0.5;LowVol:-0.0
null
6
35
5.7
trailing 8%
169
23.1
Sideways
16.6
3.72
3.2
93
-7
53
42
true
Hedge
Buy index puts 1% notional
31
-25
BrokerA
VWAP
95
Drift>tolerance
Reduce
Allocation drift beyond policy bands
53
-23
119
4
false
Within IPS guidelines
P5016
Opportunistic
Trust
USD
2025-07-12
1,759,086
57,220
1,701,866
1
72
13.2
9.2
5.6
BRK.B:25.0%;MSFT:25.0%;TLT:25.0%;AAPL:25.0%
US:62.7;EU:14.5;APAC:11.7;EM:10.3;Other:0.8
Value:+0.3;Growth:-0.7;Quality:-0.9;Size:+1.0;Momentum:-0.6;LowVol:+0.3
NoDerivatives
8
25
4.3
trailing 7%
163
26.5
Sideways
15
4.65
3.3
101
27
78
44
false
Rebalance
Shift +1% to bonds from equity
-1
-25
BrokerD
VWAP
93
null
null
Normal monitoring
8
-39
66
4
false
Monitor dispersion and breadth
P5017
Opportunistic
Taxable
USD
2024-11-28
922,024
70,849
851,175
1
72.4
21.3
2.1
4.2
BND:33.6%;TLT:32.8%;VOO:33.6%
US:68.3;EU:6.9;APAC:13.5;EM:8.0;Other:3.4
Value:+0.5;Growth:-0.6;Quality:+1.0;Size:-0.6;Momentum:-1.0;LowVol:-0.0
MaxPos6%
6
25
5.3
trailing 7%
208
32.4
Sideways
19.3
4.37
3.1
137
16
69
69
false
Sell
Trim extended winner -1%
2
-34
BrokerB
MKT
91
null
null
Normal monitoring
3
6
64
5
false
Increase defensive factor exposure
P5018
Systematic
Taxable
USD
2024-12-28
433,035
25,811
407,224
1
57.6
32.3
2.5
7.5
GLD:37.5%;MSFT:25.0%;VTI:37.5%
US:61.2;EU:7.2;APAC:14.6;EM:12.7;Other:4.4
Value:-0.2;Growth:+0.8;Quality:-0.2;Size:+0.1;Momentum:-0.5;LowVol:-0.2
null
7
30
5.3
trailing 9%
230
16.6
Bull
11.8
4.34
3.2
88
114
100
35
false
NoAction
Within bands; monitor
-8
9
BrokerB
MKT
0
null
null
Normal monitoring
51
9
34
5
false
Tighten stops on momentum names
P5019
Hands-off
401k
USD
2025-07-06
295,432
26,572
268,860
1
65.5
25.7
2.6
6.1
TLT:20.6%;VNQ:6.5%;BRK.B:20.2%;GLD:20.6%;BND:11.9%;XLF:20.2%
US:62.8;EU:13.4;APAC:10.8;EM:9.6;Other:3.4
Value:+0.8;Growth:+0.1;Quality:-0.2;Size:-0.9;Momentum:-0.8;LowVol:-0.7
ESGOnly;NoDerivatives
6
25
4
trailing 8%
169
17.9
Bear
26.3
4.26
2.6
205
-48
13
79
true
Rebalance
Rebalance back to target bands
9
-1
BrokerD
MKT
98
Drift>tolerance
Hedge
Allocation drift beyond policy bands
40
-43
155
3
false
Tighten stops on momentum names
P5020
Cautious
IRA
USD
2025-07-19
531,731
47,025
484,706
1
39.8
32.3
13.5
14.5
MSFT:12.7%;BRK.B:22.2%;VOO:21.3%;XLF:21.5%;TLT:22.2%
US:75.5;EU:8.4;APAC:9.6;EM:5.6;Other:0.8
Value:-0.4;Growth:-0.6;Quality:+0.1;Size:+0.4;Momentum:+0.4;LowVol:+0.2
ESGOnly;NoMargin
5
35
4
trailing 8%
105
13.7
Bull
13.1
4.72
2.5
118
64
79
25
false
NoAction
Within bands; monitor
28
0
BrokerB
LMT
100
null
null
Normal monitoring
-44
3
-23
5
false
Monitor dispersion and breadth
P5021
Active
401k
USD
2025-05-18
2,240,566
255,138
1,985,428
1
50.9
20
20.1
9
QQQ:6.8%;MUB:11.7%;HYG:20.4%;VOO:21.3%;VNQ:21.4%;AAPL:18.5%
US:68.8;EU:10.6;APAC:12.1;EM:4.2;Other:4.3
Value:+0.4;Growth:0.0;Quality:+0.4;Size:+0.3;Momentum:+0.1;LowVol:-0.7
null
8
25
5.4
hard 12%
181
20.8
Bull
14.4
4.07
2
88
44
79
45
false
Buy
Add to core equity +1%
32
-12
BrokerA
MKT
94
null
null
Normal monitoring
-29
-41
-46
5
false
Tax-aware sells next window
P5022
Hands-off
IRA
USD
2024-08-27
433,910
38,093
395,817
1
66.9
20.4
6.6
6.1
HYG:16.1%;XLF:20.5%;AMZN:16.4%;BND:16.5%;GLD:10.1%;BRK.B:20.5%
US:75.8;EU:7.6;APAC:7.7;EM:6.0;Other:2.9
Value:-1.0;Growth:+0.5;Quality:+0.1;Size:+0.2;Momentum:+0.1;LowVol:-0.5
null
10
30
3.4
hard 10%
125
13.8
Sideways
15
4.98
2.2
112
-20
39
53
false
Buy
Add to core equity +1%
5
-39
BrokerB
LMT
86
null
null
Normal monitoring
45
-35
169
3
false
Increase defensive factor exposure
P5023
Opportunistic
Roth
USD
2024-11-16
617,126
33,633
583,493
1.13
70.2
18.3
3.1
8.4
GLD:33.3%;XLF:33.3%;MSFT:33.3%
US:71.7;EU:6.5;APAC:12.5;EM:5.6;Other:3.6
Value:-0.9;Growth:0.0;Quality:-0.6;Size:+0.4;Momentum:-0.7;LowVol:-0.6
NoDerivatives
8
25
6.9
trailing 9%
215
32.5
Bear
23
4.48
1
159
12
58
72
true
Hedge
Buy index puts 1% notional
20
8
BrokerC
LMT
97
Drift>tolerance
Hedge
Allocation drift beyond policy bands
-4
-34
132
4
false
Tighten stops on momentum names
P5024
Hands-off
Trust
USD
2024-11-26
350,715
24,847
325,868
1
64.9
23.3
2
9.8
BRK.B:15.5%;AMZN:12.3%;BND:16.0%;GLD:21.4%;VOO:13.2%;MSFT:21.7%
US:66.3;EU:13.0;APAC:12.8;EM:7.0;Other:1.0
Value:-0.0;Growth:-0.1;Quality:+0.7;Size:-0.6;Momentum:+0.7;LowVol:-0.5
ESGOnly
6
35
5
hard 10%
151
18.1
Bull
13.5
5
3
114
74
96
54
false
Buy
Add to core equity +1%
-5
9
BrokerA
MKT
85
null
null
Normal monitoring
-54
-8
20
5
false
Within IPS guidelines
P5025
Cautious
401k
USD
2025-10-05
240,180
21,395
218,785
1
47.9
36.7
3.8
11.6
TSLA:33.3%;AAPL:33.3%;XLF:33.3%
US:67.9;EU:12.9;APAC:13.3;EM:5.3;Other:0.6
Value:-1.0;Growth:+0.3;Quality:-0.2;Size:+0.6;Momentum:-1.0;LowVol:-0.7
ESGOnly;MaxPos8%;NoDerivatives;NoMargin
10
25
3.3
hard 10%
143
16.7
Sideways
15.5
4.26
3.3
138
-1
64
34
false
Rebalance
Shift +1% to bonds from equity
21
-11
BrokerB
MKT
88
null
null
Normal monitoring
71
-16
83
5
false
Increase defensive factor exposure
P5026
Systematic
Trust
USD
2024-09-21
967,775
57,045
910,730
1
61
31.4
0
7.6
IEF:28.5%;HYG:28.5%;GLD:21.2%;AMZN:21.7%
US:62.9;EU:17.5;APAC:8.8;EM:9.1;Other:1.6
Value:+0.9;Growth:+0.4;Quality:+0.6;Size:+0.7;Momentum:+0.8;LowVol:+0.4
null
5
30
5.6
hard 12%
212
26
Bull
11.7
4.47
2.8
110
48
67
38
false
Hedge
Add TLT +1% as duration hedge
-1
5
BrokerC
LMT
96
null
null
Normal monitoring
42
17
32
3
false
Within IPS guidelines
P5027
Cautious
401k
USD
2025-02-24
459,962
63,624
396,338
1
44.7
41.6
0
13.7
HYG:25.0%;TSLA:25.0%;IEF:25.0%;BRK.B:25.0%
US:65.6;EU:17.4;APAC:7.9;EM:8.0;Other:1.1
Value:+0.1;Growth:+0.7;Quality:-0.7;Size:+0.1;Momentum:-0.4;LowVol:+0.5
NoMargin
6
35
3.1
trailing 8%
165
13.1
Volatile
21.2
5.28
2.4
137
-58
17
47
true
Hedge
Buy index puts 1% notional
11
-21
BrokerB
LMT
95
Drift>tolerance
Hedge
Allocation drift beyond policy bands
65
20
99
5
false
Within IPS guidelines
P5028
Systematic
Roth
USD
2024-12-29
1,623,146
137,760
1,485,386
1
61.2
24.6
5.7
8.5
IEF:33.3%;TLT:33.3%;AMZN:33.3%
US:75.6;EU:11.5;APAC:7.1;EM:3.5;Other:2.2
Value:+0.5;Growth:+0.1;Quality:+0.9;Size:+0.2;Momentum:-0.2;LowVol:-0.7
null
7
25
4.7
trailing 9%
214
17.9
Volatile
27.3
4.79
3.2
148
-59
22
68
false
Rebalance
Shift +1% to bonds from equity
-8
-14
BrokerA
MKT
86
null
null
Normal monitoring
-55
-59
19
4
false
Increase defensive factor exposure
P5029
Opportunistic
Roth
USD
2025-01-06
1,388,594
79,289
1,309,305
1.05
73.6
12.5
7.5
6.3
TSLA:21.9%;MSFT:16.4%;VNQ:21.9%;VTI:21.9%;MUB:17.9%
US:61.9;EU:17.0;APAC:11.6;EM:8.2;Other:1.3
Value:+0.2;Growth:+0.6;Quality:-0.4;Size:0.0;Momentum:-0.7;LowVol:-0.1
null
7
25
5.6
trailing 7%
247
23.6
Volatile
29.1
4.17
3.5
163
54
63
90
true
Reduce
Cut high-beta by 2-3%, add cash
31
-30
BrokerC
LMT
95
VAR>budget
Reduce
Risk above budget threshold
108
-9
219
2
false
Increase defensive factor exposure
P5030
Hands-off
Taxable
USD
2024-07-24
787,607
57,524
730,083
1
58.8
24.5
11
5.7
VOO:10.0%;VTI:21.1%;TSLA:12.1%;AAPL:21.1%;TLT:19.9%;HYG:15.6%
US:67.9;EU:11.5;APAC:9.1;EM:9.6;Other:2.0
Value:+1.0;Growth:-0.7;Quality:-0.9;Size:-0.5;Momentum:-0.0;LowVol:+0.2
ESGOnly
7
35
6
trailing 10%
119
17.3
Bear
28.5
3.33
1.1
170
-40
28
80
true
Rebalance
Rebalance back to target bands
21
-36
BrokerB
LMT
89
VAR>budget
TightenStops
Risk above budget threshold
-53
-2
-5
3
false
Within IPS guidelines
P5031
Cautious
401k
USD
2025-06-14
199,815
21,225
178,590
1
43
32.3
10.9
13.9
GLD:26.9%;MSFT:26.9%;HYG:26.9%;XLF:19.3%
US:61.4;EU:16.0;APAC:13.6;EM:4.2;Other:4.8
Value:+0.7;Growth:-0.9;Quality:+0.3;Size:+1.0;Momentum:-0.6;LowVol:+1.0
NoDerivatives;NoMargin
6
35
5
hard 10%
145
19.7
Volatile
29.3
4.49
2.6
139
-49
19
60
false
Rebalance
Shift +1% to bonds from equity
-9
-39
BrokerA
MKT
95
null
null
Normal monitoring
64
-8
44
4
false
Tax-aware sells next window
P5032
Opportunistic
IRA
USD
2024-10-19
1,397,469
42,396
1,355,073
1.22
60.9
15.2
17.4
6.5
XLF:17.0%;VTI:25.6%;IEF:11.8%;BND:25.6%;HYG:20.1%
US:72.3;EU:7.2;APAC:6.8;EM:12.7;Other:1.0
Value:-0.3;Growth:-0.6;Quality:-0.8;Size:-0.5;Momentum:-0.2;LowVol:-0.9
null
6
30
5.6
hard 12%
191
26
Sideways
14.7
4.74
2.6
119
-30
42
37
false
Rebalance
Shift +1% to bonds from equity
15
-13
BrokerB
MKT
93
null
null
Normal monitoring
114
-9
217
4
false
Monitor dispersion and breadth
P5033
Hands-off
IRA
USD
2024-10-21
772,549
35,055
737,494
1
68.8
25.2
0
5.9
VOO:35.2%;TSLA:30.4%;MSFT:34.4%
US:65.0;EU:6.6;APAC:14.3;EM:10.2;Other:3.8
Value:-0.9;Growth:+0.5;Quality:-0.7;Size:+1.0;Momentum:+0.2;LowVol:-0.8
ESGOnly
8
30
3.2
trailing 8%
99
14.3
Volatile
27.8
4.09
3.6
142
9
54
85
true
Hedge
Buy index puts 1% notional
24
-2
BrokerD
MKT
88
VAR>budget
TightenStops
Risk above budget threshold
67
-60
160
5
false
Within IPS guidelines
P5034
Active
Trust
USD
2025-01-17
521,497
35,900
485,597
1.23
58
22.8
12
7.2
VNQ:12.1%;BRK.B:20.3%;TLT:23.2%;IEF:21.3%;HYG:23.2%
US:73.3;EU:8.9;APAC:8.6;EM:5.3;Other:4.0
Value:+0.2;Growth:+0.4;Quality:+0.2;Size:+0.8;Momentum:+0.5;LowVol:+1.0
null
8
30
6
hard 12%
198
24.6
Sideways
14
4.37
2.2
101
15
43
34
false
Sell
Trim extended winner -1%
-1
-2
BrokerD
LMT
89
null
null
Normal monitoring
3
7
106
5
false
Monitor dispersion and breadth
P5035
Active
Taxable
USD
2025-04-05
1,287,516
90,602
1,196,914
1.09
55.2
21.9
13.2
9.7
VTI:29.0%;QQQ:16.1%;AMZN:25.8%;BND:29.0%
US:64.5;EU:9.3;APAC:10.5;EM:10.9;Other:4.8
Value:+0.9;Growth:-0.6;Quality:+0.9;Size:-0.8;Momentum:-0.7;LowVol:+0.3
null
6
35
5.9
trailing 8%
227
23
Bull
18
3.79
3.2
86
100
89
45
true
Rebalance
Rebalance back to target bands
14
-17
BrokerA
LMT
91
RegimeShift
Reduce
Volatility spike and breadth deterioration
28
-1
150
2
false
Within IPS guidelines
P5036
Cautious
IRA
USD
2025-07-26
884,869
127,878
756,991
1
37.5
41.5
10.3
10.7
MUB:21.5%;VTI:21.5%;MSFT:21.5%;VOO:16.1%;AMZN:19.3%
US:78.9;EU:9.8;APAC:7.1;EM:3.8;Other:0.3
Value:+0.9;Growth:-0.0;Quality:-0.9;Size:+0.5;Momentum:-0.6;LowVol:+0.4
ESGOnly;MaxPos6%;NoMargin
6
25
4.4
trailing 8%
140
15.3
Bear
23.3
3.65
2.3
142
39
60
42
false
Buy
Add to core equity +1%
30
3
BrokerB
MKT
95
null
null
Normal monitoring
-5
-34
97
4
false
Increase defensive factor exposure
P5037
Opportunistic
Taxable
USD
2025-09-30
411,546
16,305
395,241
1
74.5
10
7.3
8.2
BRK.B:15.1%;XLF:23.4%;TSLA:23.4%;HYG:22.8%;AAPL:15.2%
US:69.0;EU:13.8;APAC:7.4;EM:8.1;Other:1.7
Value:-0.4;Growth:-0.2;Quality:+0.6;Size:+0.7;Momentum:0.0;LowVol:0.0
NoDerivatives
10
30
5.3
trailing 7%
244
22.3
Bull
14.3
3.59
3.3
75
90
93
59
false
NoAction
Within bands; monitor
13
3
BrokerB
MKT
0
null
null
Normal monitoring
59
-59
26
5
false
Tax-aware sells next window
P5038
Opportunistic
Roth
USD
2025-10-15
409,019
34,954
374,065
1.13
73.7
20.2
0
6.1
BRK.B:20.9%;QQQ:13.8%;HYG:17.7%;MSFT:14.3%;BND:16.8%;TSLA:16.5%
US:64.4;EU:8.8;APAC:10.5;EM:11.5;Other:4.9
Value:-0.6;Growth:-0.9;Quality:+0.5;Size:+0.4;Momentum:-0.2;LowVol:+0.7
null
5
30
5.4
trailing 7%
248
34.8
Bear
28
4.33
1.9
178
29
56
88
true
Hedge
Buy index puts 1% notional
15
-28
BrokerB
VWAP
87
Drift>tolerance
Reduce
Allocation drift beyond policy bands
28
1
8
3
false
Increase defensive factor exposure
P5039
Active
Roth
USD
2025-01-21
1,459,439
158,885
1,300,554
1
50.8
18.4
23.6
7.2
XLF:31.0%;MSFT:34.5%;TSLA:34.5%
US:71.3;EU:9.2;APAC:7.7;EM:9.4;Other:2.4
Value:-0.7;Growth:-0.7;Quality:+0.6;Size:-0.6;Momentum:+0.8;LowVol:+0.9
MaxPos8%
6
25
4.4
trailing 9%
130
18.2
Volatile
23.8
4.46
2.2
152
-22
47
48
true
Hedge
Buy index puts 1% notional
28
10
BrokerB
LMT
96
VAR>budget
TightenStops
Risk above budget threshold
93
14
227
2
false
Within IPS guidelines
P5040
Cautious
Taxable
USD
2024-12-22
335,746
53,448
282,298
1
41.3
44.7
0.7
13.4
MSFT:33.3%;VTI:33.3%;MUB:33.3%
US:77.9;EU:6.2;APAC:9.3;EM:6.3;Other:0.3
Value:+0.5;Growth:+0.1;Quality:+0.9;Size:+1.0;Momentum:-0.9;LowVol:-0.9
MaxPos6%;NoDerivatives;NoMargin
5
30
4.7
hard 10%
97
15
Sideways
16.3
4.96
2.8
97
-22
33
39
false
Rebalance
Shift +1% to bonds from equity
28
7
BrokerA
VWAP
89
null
null
Normal monitoring
68
-45
198
4
false
Within IPS guidelines
P5041
Hands-off
IRA
USD
2024-11-04
587,020
33,362
553,658
1
63.6
26.9
0
9.5
IEF:33.3%;VNQ:33.3%;TLT:33.3%
US:59.1;EU:16.2;APAC:7.3;EM:11.9;Other:5.6
Value:-0.4;Growth:-0.5;Quality:-0.8;Size:-0.6;Momentum:+0.7;LowVol:+0.8
ESGOnly;MaxPos6%
10
30
4.1
trailing 8%
131
19.8
Sideways
21
4.59
2.8
128
17
52
64
false
Rebalance
Shift +1% to bonds from equity
-13
-12
BrokerB
MKT
88
null
null
Normal monitoring
114
-51
99
5
false
Monitor dispersion and breadth
P5042
Opportunistic
401k
USD
2025-03-27
1,310,432
47,258
1,263,174
1
62.4
17.9
15.2
4.6
AMZN:16.2%;MUB:14.8%;MSFT:17.7%;BND:20.3%;XLF:10.6%;VNQ:20.5%
US:67.1;EU:13.0;APAC:7.9;EM:9.9;Other:2.2
Value:+0.7;Growth:-0.1;Quality:+0.7;Size:-1.0;Momentum:+0.6;LowVol:+0.7
MaxPos5%
5
35
5
hard 12%
252
29.2
Bull
12
4.27
3.5
104
107
95
35
false
Sell
Trim extended winner -1%
22
5
BrokerB
LMT
98
null
null
Normal monitoring
99
-20
111
3
false
Tax-aware sells next window
P5043
Active
Trust
USD
2025-12-01
642,309
72,417
569,892
1
56.5
20.9
13.1
9.4
AMZN:8.9%;VTI:15.5%;MUB:17.3%;XLF:22.7%;HYG:12.8%;QQQ:22.7%
US:64.8;EU:14.1;APAC:5.2;EM:11.6;Other:4.3
Value:-0.1;Growth:+0.4;Quality:-0.6;Size:+0.4;Momentum:+0.6;LowVol:+0.7
NoDerivatives
7
30
4.8
trailing 9%
144
25.6
Bear
26.7
3.99
2.9
132
-117
5
64
false
Rebalance
Shift +1% to bonds from equity
32
-12
BrokerD
LMT
96
null
null
Normal monitoring
-22
-29
42
4
false
Within IPS guidelines
P5044
Opportunistic
IRA
USD
2025-10-18
934,607
75,399
859,208
1.08
67.9
14.6
12.1
5.4
HYG:26.1%;BRK.B:21.8%;AAPL:26.1%;QQQ:26.1%
US:66.0;EU:14.9;APAC:9.1;EM:5.9;Other:4.1
Value:-0.5;Growth:+0.8;Quality:-0.2;Size:-1.0;Momentum:-0.9;LowVol:-0.5
MaxPos8%
6
35
5.8
trailing 9%
200
33.4
Volatile
29.5
3.57
3.5
145
4
57
80
true
Rebalance
Rebalance back to target bands
11
-36
BrokerA
LMT
89
Drift>tolerance
Hedge
Allocation drift beyond policy bands
-55
18
11
4
false
Tax-aware sells next window
P5045
Opportunistic
401k
USD
2024-11-16
1,084,517
53,719
1,030,798
1
65.2
17
9.9
7.9
MUB:26.7%;GLD:19.8%;TLT:26.7%;XLF:26.7%
US:73.4;EU:6.6;APAC:5.8;EM:10.0;Other:4.2
Value:-0.0;Growth:0.0;Quality:+0.9;Size:+0.1;Momentum:-0.8;LowVol:+0.2
null
5
35
6.5
trailing 7%
171
34.8
Bull
16.6
3.66
3.1
102
25
74
53
false
Sell
Trim extended winner -1%
5
-38
BrokerC
LMT
95
null
null
Normal monitoring
-45
-15
-22
4
false
Tighten stops on momentum names
P5046
Systematic
Roth
USD
2025-12-15
549,135
39,383
509,752
1
62.1
29.6
0
8.3
VNQ:33.3%;IEF:33.3%;TLT:33.3%
US:73.1;EU:11.5;APAC:7.3;EM:4.0;Other:4.1
Value:-0.2;Growth:-0.5;Quality:-0.7;Size:-0.1;Momentum:+0.7;LowVol:-0.4
null
7
35
6
trailing 9%
209
17.8
Bear
26.8
3.18
2.8
139
-90
14
67
true
Hedge
Buy index puts 1% notional
18
-9
BrokerB
LMT
91
VAR>budget
TightenStops
Risk above budget threshold
90
-47
223
5
false
Monitor dispersion and breadth
P5047
Hands-off
Roth
USD
2025-09-24
652,006
41,358
610,648
1
66.9
25.5
0
7.7
HYG:22.1%;AAPL:18.0%;XLF:22.1%;BND:15.6%;VOO:22.1%
US:63.5;EU:12.3;APAC:14.9;EM:8.7;Other:0.6
Value:0.0;Growth:+0.7;Quality:+0.5;Size:+0.1;Momentum:+0.7;LowVol:+0.8
null
8
35
5.4
trailing 10%
156
19.4
Bear
26.1
4.33
1.1
191
13
65
68
false
Rebalance
Shift +1% to bonds from equity
11
4
BrokerC
MKT
88
null
null
Normal monitoring
14
-54
141
5
false
Monitor dispersion and breadth
P5048
Systematic
Trust
USD
2025-11-15
735,366
39,290
696,076
1
64.7
23
3.5
8.8
BRK.B:11.3%;BND:24.2%;MUB:10.9%;IEF:13.9%;AMZN:24.2%;VOO:15.5%
US:68.6;EU:14.5;APAC:8.5;EM:4.6;Other:3.9
Value:+0.6;Growth:+1.0;Quality:-0.2;Size:-0.2;Momentum:-0.7;LowVol:+0.2
MaxPos6%
6
30
5
trailing 9%
126
19.4
Bull
17.5
4.46
2.7
81
22
72
49
false
Buy
Add to core equity +1%
0
-39
BrokerD
MKT
97
null
null
Normal monitoring
53
-4
138
3
false
Within IPS guidelines
P5049
Cautious
IRA
USD
2025-08-11
885,389
101,478
783,911
1
50
30.3
4.8
15
AMZN:22.1%;AAPL:17.2%;TSLA:16.5%;QQQ:22.1%;TLT:22.1%
US:60.1;EU:17.0;APAC:9.6;EM:8.8;Other:4.4
Value:-0.3;Growth:+0.4;Quality:+0.9;Size:-0.1;Momentum:-0.5;LowVol:-0.2
ESGOnly;MaxPos7%;NoMargin
10
35
6
trailing 8%
157
18.6
Bull
18
3.55
3.1
100
97
96
39
false
Buy
Add to core equity +1%
12
-12
BrokerA
MKT
95
null
null
Normal monitoring
109
-52
164
3
false
Increase defensive factor exposure
P5050
Active
401k
USD
2025-07-17
590,367
64,682
525,685
1
55.7
19.9
18.2
6.2
IEF:33.3%;AMZN:33.3%;AAPL:33.3%
US:66.9;EU:12.5;APAC:14.0;EM:5.2;Other:1.3
Value:+0.9;Growth:+0.9;Quality:+0.2;Size:+0.3;Momentum:-0.1;LowVol:+0.7
null
10
35
5.2
hard 12%
205
27.2
Bear
26
3.87
1.3
181
-24
29
58
false
Buy
Add to core equity +1%
24
9
BrokerD
MKT
91
null
null
Normal monitoring
-33
-4
-64
5
false
Increase defensive factor exposure
P5051
Active
Trust
USD
2025-09-09
1,844,547
156,864
1,687,683
1
54.4
28.7
7.5
9.4
HYG:26.3%;AAPL:26.3%;VOO:21.2%;IEF:26.3%
US:55.1;EU:19.7;APAC:15.3;EM:4.8;Other:5.1
Value:+0.7;Growth:+0.1;Quality:0.0;Size:+0.2;Momentum:+0.9;LowVol:+0.3
null
10
25
4.2
trailing 9%
179
25.8
Bull
15.3
4.04
2.7
108
40
70
44
true
Hedge
Buy index puts 1% notional
33
-34
BrokerC
MKT
95
Drift>tolerance
TightenStops
Allocation drift beyond policy bands
73
13
35
2
false
Tax-aware sells next window
P5052
Hands-off
IRA
USD
2025-05-08
846,102
41,576
804,526
1
69.1
18.9
6.3
5.6
XLF:10.0%;AMZN:22.2%;GLD:11.0%;MUB:13.9%;QQQ:20.7%;VOO:22.2%
US:59.5;EU:10.6;APAC:15.9;EM:13.5;Other:0.4
Value:+0.8;Growth:+0.8;Quality:+0.7;Size:+0.8;Momentum:-0.6;LowVol:+0.8
MaxPos7%
8
30
4.7
hard 10%
147
13.6
Volatile
23.5
4.03
2.5
177
-31
36
62
false
Buy
Add to core equity +1%
27
-5
BrokerC
LMT
96
null
null
Normal monitoring
66
-1
83
4
false
Tighten stops on momentum names
P5053
Systematic
Taxable
USD
2025-12-12
818,912
66,219
752,693
1
65.1
27.6
0.1
7.2
AMZN:13.3%;QQQ:9.0%;VTI:21.0%;IEF:17.2%;TSLA:17.8%;VOO:21.5%
US:70.3;EU:10.8;APAC:11.1;EM:7.2;Other:0.6
Value:+0.1;Growth:+0.8;Quality:-0.9;Size:-1.0;Momentum:+0.2;LowVol:-0.3
MaxPos5%
6
30
5.8
hard 12%
221
25.2
Bull
11.6
4.59
2.8
116
51
88
35
true
Hedge
Buy index puts 1% notional
30
-31
BrokerD
MKT
98
RegimeShift
Hedge
Volatility spike and breadth deterioration
115
4
169
5
false
Tax-aware sells next window
P5054
Hands-off
Roth
USD
2024-10-05
488,733
25,161
463,572
1
65
24.7
4.1
6.1
TLT:36.8%;MSFT:36.8%;BRK.B:26.4%
US:68.3;EU:12.1;APAC:8.4;EM:10.3;Other:0.8
Value:-0.8;Growth:-0.5;Quality:-0.2;Size:+0.4;Momentum:+0.1;LowVol:-0.4
null
5
35
5.1
trailing 8%
149
14.9
Volatile
31.4
4.55
2.5
125
60
89
80
true
Rebalance
Rebalance back to target bands
6
-18
BrokerB
MKT
100
Drift>tolerance
Pause
Allocation drift beyond policy bands
-60
12
43
4
false
Monitor dispersion and breadth
P5055
Cautious
Roth
USD
2024-07-21
183,784
27,872
155,912
1
52.5
30.2
0
17.3
AAPL:27.8%;BND:27.8%;AMZN:16.5%;VTI:27.8%
US:65.0;EU:15.6;APAC:10.6;EM:4.9;Other:3.9
Value:-0.8;Growth:-0.5;Quality:+0.4;Size:+0.8;Momentum:+0.1;LowVol:+0.9
ESGOnly;NoMargin
10
35
6
hard 10%
126
19.4
Bear
24.3
3.04
1.5
169
-54
38
51
false
Rebalance
Shift +1% to bonds from equity
-9
13
BrokerD
LMT
100
null
null
Normal monitoring
-49
-51
-21
5
false
Tighten stops on momentum names
P5056
Systematic
Trust
USD
2024-11-07
1,751,002
143,662
1,607,340
1
62.8
32.1
0
5.1
AMZN:25.0%;AAPL:25.0%;VNQ:25.0%;BRK.B:25.0%
US:76.6;EU:7.1;APAC:6.8;EM:7.8;Other:1.7
Value:+0.9;Growth:+0.1;Quality:-0.3;Size:0.0;Momentum:-0.2;LowVol:+0.8
null
6
25
5.2
hard 12%
139
20
Bear
23.2
4.05
3
163
11
42
57
false
Rebalance
Shift +1% to bonds from equity
30
-22
BrokerB
MKT
93
null
null
Normal monitoring
-6
-58
14
3
false
Monitor dispersion and breadth
P5057
Hands-off
IRA
USD
2025-08-22
873,454
49,642
823,812
1
63.9
27.6
0
8.5
XLF:36.3%;AAPL:27.4%;IEF:36.3%
US:63.6;EU:7.8;APAC:15.8;EM:12.5;Other:0.3
Value:+0.8;Growth:-0.3;Quality:-0.7;Size:-0.2;Momentum:+0.4;LowVol:+0.6
MaxPos6%
6
30
3.5
trailing 8%
135
17.6
Bear
32.8
4.34
2.6
185
16
46
83
true
Rebalance
Rebalance back to target bands
6
7
BrokerC
MKT
92
VAR>budget
Pause
Risk above budget threshold
87
-41
77
5
false
Tighten stops on momentum names
P5058
Hands-off
401k
USD
2024-08-13
185,736
17,361
168,375
1
74.2
17.5
2.3
6
MSFT:33.3%;TLT:33.3%;HYG:33.3%
US:69.4;EU:14.2;APAC:9.9;EM:4.2;Other:2.4
Value:-0.7;Growth:+0.4;Quality:-0.2;Size:+0.6;Momentum:-0.8;LowVol:-0.3
null
7
35
4.4
trailing 8%
137
14.7
Bull
12.2
4.9
2.8
102
91
93
53
false
Sell
Trim extended winner -1%
-5
6
BrokerB
LMT
94
null
null
Normal monitoring
19
19
76
3
false
Monitor dispersion and breadth
P5059
Opportunistic
IRA
USD
2025-04-13
670,750
53,612
617,138
1
61.3
15.1
17.6
6
GLD:27.9%;BND:27.9%;AAPL:27.9%;VTI:16.4%
US:62.2;EU:13.4;APAC:13.5;EM:7.8;Other:3.1
Value:-0.6;Growth:+0.2;Quality:-0.6;Size:-0.4;Momentum:+0.9;LowVol:-0.6
null
10
30
6
trailing 7%
248
25.2
Volatile
31.7
4.75
3.2
146
42
78
70
true
Reduce
Cut high-beta by 2-3%, add cash
-4
7
BrokerC
VWAP
88
RegimeShift
Hedge
Volatility spike and breadth deterioration
61
-57
41
4
false
Increase defensive factor exposure
P5060
Systematic
Trust
USD
2024-08-07
1,402,041
84,027
1,318,014
1
68.7
20.3
5.9
5.1
AMZN:34.5%;IEF:30.9%;MSFT:34.5%
US:72.2;EU:15.1;APAC:8.4;EM:3.8;Other:0.5
Value:-0.7;Growth:-0.7;Quality:-0.6;Size:+0.2;Momentum:-0.5;LowVol:-0.5
MaxPos8%;NoDerivatives
8
30
5.3
trailing 8%
223
23.2
Sideways
18.7
4.81
3.3
117
-18
40
64
false
Buy
Add to core equity +1%
1
-28
BrokerA
MKT
94
null
null
Normal monitoring
26
-50
23
5
false
Within IPS guidelines
P5061
Cautious
401k
USD
2024-11-21
746,450
68,305
678,145
1
37.3
35.3
9.5
18
VTI:33.3%;AMZN:33.3%;MSFT:33.3%
US:71.1;EU:9.4;APAC:14.1;EM:3.2;Other:2.2
Value:-0.2;Growth:+0.8;Quality:-0.2;Size:-0.7;Momentum:+0.2;LowVol:+0.8
ESGOnly;NoMargin
5
30
5.7
trailing 10%
146
13.5
Bull
16.9
3.61
3.4
87
108
100
38
false
Sell
Trim extended winner -1%
-6
0
BrokerA
LMT
93
null
null
Normal monitoring
120
-9
106
3
false
Monitor dispersion and breadth
P5062
Systematic
Roth
USD
2025-06-09
1,782,420
142,110
1,640,310
1
59.9
27.2
6.7
6.2
VTI:9.6%;HYG:21.6%;BRK.B:19.4%;GLD:7.5%;VOO:21.6%;VNQ:20.2%
US:72.1;EU:11.1;APAC:8.4;EM:5.3;Other:3.1
Value:-0.7;Growth:-0.6;Quality:-0.9;Size:-0.1;Momentum:-0.9;LowVol:+0.5
MaxPos7%
8
35
4.5
trailing 8%
139
20.3
Sideways
17.5
3.89
3
119
41
62
56
false
Buy
Add to core equity +1%
-13
-16
BrokerC
MKT
86
null
null
Normal monitoring
-59
10
-34
3
false
Tighten stops on momentum names
P5063
Hands-off
401k
USD
2024-07-27
460,381
36,891
423,490
1
67.3
25.6
0
7.2
VNQ:26.5%;XLF:20.4%;HYG:26.5%;BND:26.5%
US:61.3;EU:11.8;APAC:15.5;EM:6.9;Other:4.6
Value:-0.7;Growth:-0.0;Quality:-0.3;Size:-0.1;Momentum:-0.3;LowVol:+0.1
MaxPos6%
7
25
3.7
trailing 8%
118
16.2
Bull
12.8
3.85
3.2
116
29
62
37
false
NoAction
Within bands; monitor
-9
-20
BrokerD
MKT
0
null
null
Normal monitoring
77
-40
180
4
false
Increase defensive factor exposure
P5064
Opportunistic
Trust
USD
2025-02-03
449,575
14,112
435,463
1.14
75.1
18.3
1.7
5
VTI:25.9%;XLF:19.4%;TSLA:13.0%;HYG:25.9%;MSFT:15.8%
US:64.6;EU:19.2;APAC:10.8;EM:4.2;Other:1.1
Value:-0.8;Growth:+0.2;Quality:-0.8;Size:+0.1;Momentum:+0.7;LowVol:+0.2
MaxPos8%;NoDerivatives
7
30
5.8
trailing 7%
247
29.5
Bull
17.5
4.51
2.5
84
33
76
66
false
Buy
Add to core equity +1%
20
-17
BrokerD
VWAP
94
null
null
Normal monitoring
5
-49
-10
5
false
Within IPS guidelines
P5065
Systematic
IRA
USD
2025-03-20
1,009,984
95,668
914,316
1
61.4
21.7
8.8
8.1
BRK.B:33.3%;AMZN:33.3%;XLF:33.3%
US:72.0;EU:8.5;APAC:10.7;EM:8.0;Other:0.8
Value:+0.1;Growth:-0.7;Quality:-0.3;Size:-0.5;Momentum:0.0;LowVol:-0.2
MaxPos6%
5
35
5.2
hard 12%
199
26
Sideways
20.5
4.23
2.9
96
46
79
63
false
Buy
Add to core equity +1%
6
-1
BrokerB
LMT
94
null
null
Normal monitoring
-5
-22
100
5
false
Within IPS guidelines
P5066
Cautious
Roth
USD
2024-10-25
509,880
75,042
434,838
1
43.3
43.3
0
13.4
TSLA:14.3%;AMZN:21.2%;MUB:14.5%;IEF:20.9%;VNQ:8.0%;VTI:21.2%
US:68.7;EU:12.5;APAC:12.5;EM:6.3;Other:0.0
Value:+0.1;Growth:+0.3;Quality:+0.4;Size:-0.3;Momentum:+0.8;LowVol:+0.7
ESGOnly;NoMargin
7
35
4.2
trailing 8%
160
14.4
Bull
11.9
3.79
3.4
81
84
82
37
false
Buy
Add to core equity +1%
-2
-31
BrokerC
MKT
87
null
null
Normal monitoring
65
9
200
4
false
Within IPS guidelines
P5067
Systematic
401k
USD
2024-10-26
1,422,568
80,444
1,342,124
1
59.8
31
0
9.2
AMZN:25.1%;VNQ:24.7%;GLD:25.1%;TLT:25.1%
US:67.9;EU:12.3;APAC:11.5;EM:7.6;Other:0.8
Value:+0.2;Growth:+0.7;Quality:+0.9;Size:+0.4;Momentum:+0.8;LowVol:+0.4
NoDerivatives
7
25
5.6
hard 12%
151
23.8
Bull
11.6
4.52
3.1
89
15
53
30
false
Rebalance
Shift +1% to bonds from equity
20
-13
BrokerB
MKT
87
null
null
Normal monitoring
66
1
65
4
false
Monitor dispersion and breadth
P5068
Systematic
IRA
USD
2025-02-22
1,211,018
60,974
1,150,044
1
62.3
28.4
3.9
5.3
VNQ:18.8%;XLF:24.5%;MSFT:15.6%;TSLA:16.6%;AAPL:24.5%
US:73.4;EU:9.1;APAC:14.0;EM:3.4;Other:0.1
Value:+1.0;Growth:+0.6;Quality:+0.1;Size:+0.3;Momentum:-0.3;LowVol:-0.4
MaxPos7%
7
35
5.5
hard 12%
126
21.4
Volatile
29.9
4.65
3
118
80
100
86
true
Reduce
Cut high-beta by 2-3%, add cash
2
-1
BrokerB
MKT
89
Drift>tolerance
Hedge
Allocation drift beyond policy bands
77
-39
101
4
false
Tax-aware sells next window
P5069
Active
401k
USD
2025-04-24
1,370,206
106,458
1,263,748
1
51.5
22.1
18.3
8.1
VNQ:33.3%;BRK.B:33.3%;MUB:33.3%
US:65.2;EU:17.0;APAC:9.4;EM:7.0;Other:1.3
Value:+0.8;Growth:-0.9;Quality:+0.8;Size:+0.4;Momentum:0.0;LowVol:+0.1
MaxPos5%
6
30
4.5
trailing 8%
199
20.5
Bear
27.7
3.75
1.2
216
-43
17
58
false
Sell
Trim extended winner -1%
34
-27
BrokerC
MKT
85
null
null
Normal monitoring
51
-9
142
5
false
Monitor dispersion and breadth
P5070
Hands-off
401k
USD
2025-01-18
613,366
39,643
573,723
1
72
15.9
5.1
7
VTI:22.4%;AAPL:18.7%;VNQ:14.2%;BRK.B:22.4%;TSLA:22.4%
US:69.0;EU:7.6;APAC:12.4;EM:9.7;Other:1.2
Value:+0.7;Growth:+1.0;Quality:+0.5;Size:+0.5;Momentum:-0.8;LowVol:-1.0
ESGOnly;MaxPos7%;NoDerivatives
8
35
3.2
trailing 8%
153
14.8
Volatile
22.2
5.1
3.2
136
13
64
64
false
Rebalance
Shift +1% to bonds from equity
2
3
BrokerC
MKT
94
null
null
Normal monitoring
-13
-47
-41
5
false
Tax-aware sells next window
P5071
Hands-off
Taxable
USD
2025-03-19
304,677
22,601
282,076
1
55.2
29
6.7
9.1
IEF:23.1%;GLD:14.8%;VOO:16.0%;XLF:23.1%;HYG:23.1%
US:73.7;EU:12.1;APAC:5.8;EM:6.1;Other:2.3
Value:-0.3;Growth:+0.5;Quality:+0.4;Size:-0.3;Momentum:0.0;LowVol:-0.3
ESGOnly;MaxPos6%
6
25
5.5
hard 10%
122
12.7
Bull
14
4.05
2.8
120
96
88
49
false
Rebalance
Shift +1% to bonds from equity
12
-15
BrokerA
LMT
91
null
null
Normal monitoring
-22
9
75
3
false
Monitor dispersion and breadth
P5072
Systematic
401k
USD
2024-10-21
993,030
47,635
945,395
1
69.2
21.2
3.4
6.2
MSFT:13.0%;VTI:11.7%;IEF:25.1%;AAPL:25.1%;VOO:25.1%
US:64.6;EU:14.8;APAC:12.6;EM:5.9;Other:2.0
Value:+0.7;Growth:-0.1;Quality:-0.9;Size:+0.5;Momentum:-0.6;LowVol:-0.6
MaxPos5%
7
35
5.5
trailing 9%
144
25.4
Bull
14.3
4.35
2.6
118
17
62
50
false
NoAction
Within bands; monitor
6
-23
BrokerC
MKT
0
null
null
Normal monitoring
94
-6
60
4
false
Increase defensive factor exposure
P5073
Cautious
IRA
USD
2025-09-23
750,179
68,692
681,487
1
41.8
42.4
0
15.9
TLT:7.4%;XLF:19.2%;AAPL:20.4%;MUB:20.4%;BRK.B:12.1%;QQQ:20.4%
US:65.6;EU:11.8;APAC:9.8;EM:9.5;Other:3.2
Value:-0.3;Growth:-0.6;Quality:-0.7;Size:-0.1;Momentum:+0.7;LowVol:-0.5
MaxPos6%;NoDerivatives;NoMargin
5
30
4.9
trailing 8%
94
17.2
Bull
16.9
3.65
3.4
106
14
53
43
false
Sell
Trim extended winner -1%
28
-32
BrokerA
LMT
98
null
null
Normal monitoring
94
-23
180
3
false
Within IPS guidelines
P5074
Systematic
Taxable
USD
2024-12-16
1,515,052
107,842
1,407,210
1
58.4
27.9
8.1
5.5
MUB:12.6%;VTI:23.9%;BND:15.8%;VOO:23.9%;HYG:23.9%
US:65.3;EU:11.0;APAC:8.2;EM:11.0;Other:4.6
Value:+1.0;Growth:-0.2;Quality:-0.4;Size:+0.2;Momentum:+0.7;LowVol:-0.3
MaxPos5%;NoDerivatives
8
35
5.9
hard 12%
126
23.9
Sideways
21.8
4.28
3.5
100
-24
37
64
false
Hedge
Add TLT +1% as duration hedge
24
0
BrokerB
MKT
91
null
null
Normal monitoring
-14
1
-45
5
false
Increase defensive factor exposure
P5075
Systematic
IRA
USD
2025-10-04
1,188,191
107,330
1,080,861
1
58.4
32.7
2
6.9
HYG:26.8%;AMZN:36.6%;VTI:36.6%
US:60.1;EU:19.1;APAC:6.8;EM:11.4;Other:2.6
Value:+1.0;Growth:+0.7;Quality:+0.2;Size:+0.2;Momentum:-1.0;LowVol:-0.9
NoDerivatives
7
30
4.5
hard 12%
228
20.7
Sideways
14.4
3.74
2.7
121
-7
36
50
false
Buy
Add to core equity +1%
8
-21
BrokerC
VWAP
94
null
null
Normal monitoring
81
1
196
3
false
Tax-aware sells next window
P5076
Systematic
IRA
USD
2024-11-22
1,849,221
114,935
1,734,286
1
65.2
24.7
1.6
8.5
BND:33.3%;BRK.B:33.3%;AMZN:33.3%
US:72.6;EU:8.0;APAC:9.6;EM:6.2;Other:3.7
Value:-0.9;Growth:-0.6;Quality:-0.3;Size:+0.3;Momentum:+0.6;LowVol:+0.2
NoDerivatives
10
35
4.3
trailing 8%
148
18.6
Bull
11
4.18
2.4
107
120
98
35
false
Hedge
Add TLT +1% as duration hedge
-13
-21
BrokerB
MKT
87
null
null
Normal monitoring
116
-35
129
3
false
Increase defensive factor exposure
P5077
Hands-off
Taxable
USD
2025-11-29
457,550
32,519
425,031
1
56.3
26
12.3
5.4
MSFT:17.5%;AMZN:20.5%;QQQ:9.1%;TSLA:12.5%;XLF:21.1%;IEF:19.3%
US:63.0;EU:11.7;APAC:13.2;EM:10.1;Other:1.9
Value:+1.0;Growth:-0.9;Quality:-0.9;Size:+0.4;Momentum:+0.1;LowVol:-0.2
MaxPos8%
8
35
4.8
trailing 8%
155
17
Sideways
16.6
4.85
2.7
139
18
70
49
false
Rebalance
Shift +1% to bonds from equity
-1
-20
BrokerB
LMT
85
null
null
Normal monitoring
116
4
246
4
false
Monitor dispersion and breadth
P5078
Cautious
Trust
USD
2024-11-21
384,190
61,168
323,022
1
43.1
41
0
15.9
HYG:23.9%;MSFT:23.9%;TLT:23.9%;QQQ:11.5%;BND:16.7%
US:58.7;EU:19.1;APAC:9.5;EM:7.8;Other:4.9
Value:+1.0;Growth:+0.7;Quality:+0.5;Size:-0.3;Momentum:-0.5;LowVol:+0.8
MaxPos6%;NoMargin
5
25
3.3
trailing 8%
153
17.8
Volatile
31.7
4.7
2.8
148
30
67
64
false
Buy
Add to core equity +1%
33
-21
BrokerA
MKT
96
null
null
Normal monitoring
65
-17
116
4
false
Monitor dispersion and breadth
P5079
Hands-off
401k
USD
2024-08-11
381,631
21,469
360,162
1
65.3
26.5
1.9
6.3
VTI:33.3%;QQQ:33.3%;AMZN:33.3%
US:64.8;EU:15.2;APAC:12.8;EM:4.6;Other:2.6
Value:+0.3;Growth:-0.9;Quality:+0.5;Size:+0.6;Momentum:-0.5;LowVol:-0.6
ESGOnly;MaxPos7%
8
35
3.6
hard 10%
144
14.3
Sideways
15.2
4.36
3.1
116
-24
38
57
false
Rebalance
Shift +1% to bonds from equity
18
-23
BrokerC
MKT
89
null
null
Normal monitoring
34
8
82
5
false
Tax-aware sells next window
P5080
Systematic
Roth
USD
2025-04-03
1,833,281
130,298
1,702,983
1
63.5
28.9
1.2
6.4
XLF:21.3%;TLT:21.3%;AMZN:7.6%;VNQ:10.9%;GLD:19.0%;AAPL:19.9%
US:76.2;EU:9.1;APAC:7.9;EM:4.2;Other:2.5
Value:-0.3;Growth:-1.0;Quality:+0.7;Size:+0.1;Momentum:+0.7;LowVol:+0.6
null
7
35
4.8
trailing 8%
216
25.6
Bull
13
3.8
3.2
87
106
91
39
false
Sell
Trim extended winner -1%
34
0
BrokerD
LMT
100
null
null
Normal monitoring
105
-31
150
3
false
Increase defensive factor exposure
P5081
Systematic
Trust
USD
2025-06-18
491,241
30,148
461,093
1
61.7
29.4
0
8.9
QQQ:21.5%;XLF:21.0%;AMZN:21.5%;TLT:16.5%;BRK.B:11.0%;MSFT:8.5%
US:67.3;EU:11.6;APAC:8.9;EM:8.4;Other:3.8
Value:+0.1;Growth:+0.1;Quality:-0.5;Size:-0.3;Momentum:+0.7;LowVol:-0.9
null
5
25
5.1
hard 12%
228
17
Volatile
23.1
3.53
4.1
126
69
94
66
false
Rebalance
Shift +1% to bonds from equity
35
9
BrokerB
MKT
98
null
null
Normal monitoring
106
-23
122
5
false
Tighten stops on momentum names
P5082
Systematic
Trust
USD
2025-10-24
1,850,106
133,086
1,717,020
1
59.8
32.4
0
7.9
IEF:21.6%;VNQ:26.1%;VTI:26.1%;BRK.B:26.1%
US:59.2;EU:15.1;APAC:11.0;EM:11.5;Other:3.2
Value:+0.8;Growth:+0.5;Quality:-1.0;Size:+0.4;Momentum:+0.4;LowVol:-0.4
NoDerivatives
10
30
5.6
trailing 8%
167
20.2
Volatile
29.2
5.31
4.1
164
26
60
74
true
Reduce
Cut high-beta by 2-3%, add cash
5
8
BrokerD
LMT
86
VAR>budget
TightenStops
Risk above budget threshold
-57
3
-97
4
false
Monitor dispersion and breadth
P5083
Systematic
401k
USD
2025-09-11
926,573
83,123
843,450
1
63
23.3
7.1
6.6
AAPL:33.3%;MUB:33.3%;VNQ:33.3%
US:76.9;EU:9.6;APAC:7.0;EM:5.4;Other:1.2
Value:-0.1;Growth:+0.1;Quality:-0.8;Size:+0.7;Momentum:-0.9;LowVol:-0.4
null
7
25
4.8
trailing 8%
160
17.4
Bull
13
4.9
3.2
111
65
82
36
false
Buy
Add to core equity +1%
35
-20
BrokerA
LMT
92
null
null
Normal monitoring
12
-59
146
4
false
Tighten stops on momentum names
P5084
Hands-off
IRA
USD
2025-07-24
225,255
14,921
210,334
1
68
24.2
0
7.8
GLD:23.4%;VTI:14.9%;VNQ:23.4%;HYG:23.4%;XLF:14.9%
US:62.1;EU:14.4;APAC:13.1;EM:5.7;Other:4.7
Value:-0.0;Growth:-0.1;Quality:-0.1;Size:-0.4;Momentum:+0.7;LowVol:-0.3
ESGOnly;NoDerivatives
10
35
3.9
trailing 8%
139
15.2
Bull
14.2
4.52
3.3
88
60
82
54
false
Rebalance
Shift +1% to bonds from equity
9
-25
BrokerA
MKT
92
null
null
Normal monitoring
-27
11
50
4
false
Tax-aware sells next window
P5085
Cautious
Roth
USD
2025-01-06
897,548
117,650
779,898
1
49.9
37
0
13
VNQ:20.6%;BRK.B:15.3%;XLF:20.6%;MSFT:20.6%;HYG:13.7%;MUB:9.2%
US:60.6;EU:11.4;APAC:15.7;EM:11.9;Other:0.4
Value:-0.9;Growth:+1.0;Quality:-0.1;Size:-0.5;Momentum:-0.2;LowVol:+0.1
ESGOnly;MaxPos8%;NoMargin
7
35
3.2
trailing 8%
150
13.9
Volatile
25.1
5.2
4
164
31
71
64
false
Hedge
Add TLT +1% as duration hedge
20
-10
BrokerD
MKT
89
null
null
Normal monitoring
86
-46
89
3
false
Tax-aware sells next window
P5086
Active
IRA
USD
2025-04-21
892,769
94,178
798,591
1
60.4
30.2
1.5
7.8
VNQ:24.0%;TLT:8.1%;VOO:20.0%;AMZN:24.0%;MUB:24.0%
US:64.4;EU:12.7;APAC:6.4;EM:11.3;Other:5.1
Value:+0.5;Growth:+0.4;Quality:-1.0;Size:+0.1;Momentum:+0.2;LowVol:+0.6
MaxPos5%
10
30
4.3
trailing 8%
143
17.7
Volatile
21.7
4.58
2.5
161
57
92
63
false
Buy
Add to core equity +1%
16
-4
BrokerA
VWAP
93
null
null
Normal monitoring
50
-31
178
3
false
Monitor dispersion and breadth
P5087
Cautious
IRA
USD
2025-07-23
529,488
84,265
445,223
1
50.3
33.2
0
16.5
IEF:12.3%;AMZN:16.2%;BND:23.7%;VOO:23.9%;QQQ:23.9%
US:70.4;EU:17.7;APAC:5.3;EM:4.0;Other:2.6
Value:+0.6;Growth:+0.5;Quality:+1.0;Size:-0.8;Momentum:+0.4;LowVol:+0.5
MaxPos8%;NoMargin
6
30
5.2
trailing 10%
166
15.1
Sideways
16.7
4.42
2.8
113
29
75
50
true
Hedge
Buy index puts 1% notional
-12
-7
BrokerC
VWAP
97
Drift>tolerance
TightenStops
Allocation drift beyond policy bands
63
-4
72
3
false
Tighten stops on momentum names
P5088
Active
Taxable
USD
2025-10-17
1,027,946
72,660
955,286
1
59
23.8
10.9
6.3
AAPL:22.5%;TSLA:22.5%;MSFT:22.5%;XLF:9.9%;VTI:22.5%
US:72.8;EU:9.8;APAC:7.3;EM:8.5;Other:1.7
Value:+0.6;Growth:+0.9;Quality:-1.0;Size:+0.6;Momentum:+0.1;LowVol:+0.2
null
8
35
5.6
trailing 9%
161
17.2
Bear
26.4
3.35
1.2
205
-83
12
65
false
Buy
Add to core equity +1%
-4
5
BrokerB
MKT
93
null
null
Normal monitoring
-54
-49
50
5
false
Tighten stops on momentum names
P5089
Opportunistic
IRA
USD
2024-10-29
1,146,519
100,545
1,045,974
1
68.8
15.3
8.3
7.6
VTI:33.3%;GLD:33.3%;QQQ:33.3%
US:79.9;EU:7.4;APAC:5.9;EM:5.2;Other:1.7
Value:-0.2;Growth:+0.9;Quality:-0.7;Size:+0.3;Momentum:+0.6;LowVol:+0.7
NoDerivatives
7
30
6.2
hard 12%
259
31
Sideways
19
3.6
2.2
117
51
77
61
false
Rebalance
Shift +1% to bonds from equity
17
-7
BrokerA
MKT
85
null
null
Normal monitoring
-46
-19
-76
4
false
Within IPS guidelines
P5090
Opportunistic
Taxable
USD
2024-08-29
784,523
64,502
720,021
1.09
60
11.5
24.4
4
AMZN:33.3%;VNQ:33.3%;IEF:33.3%
US:57.3;EU:18.4;APAC:14.6;EM:8.0;Other:1.7
Value:+0.8;Growth:-1.0;Quality:+0.3;Size:-0.2;Momentum:+0.4;LowVol:-0.4
null
10
35
5.6
trailing 9%
229
25.7
Bull
15.5
4.27
3.4
119
88
94
51
false
Rebalance
Shift +1% to bonds from equity
4
-35
BrokerD
LMT
97
null
null
Normal monitoring
1
-47
109
4
false
Tax-aware sells next window
P5091
Hands-off
Trust
USD
2025-05-17
456,160
21,118
435,042
1
57
18.9
17.7
6.4
TSLA:18.1%;VNQ:17.6%;MSFT:25.0%;GLD:25.0%;MUB:14.3%
US:73.4;EU:10.6;APAC:8.2;EM:7.4;Other:0.3
Value:-0.7;Growth:+0.5;Quality:+0.4;Size:+0.5;Momentum:+0.4;LowVol:+0.9
ESGOnly;MaxPos6%
6
25
3.6
trailing 8%
149
14.7
Volatile
20.7
4.36
3.9
135
-15
43
58
false
NoAction
Within bands; monitor
27
-4
BrokerB
MKT
0
null
null
Normal monitoring
17
-7
128
4
false
Increase defensive factor exposure
P5092
Hands-off
Taxable
USD
2025-02-24
226,194
11,452
214,742
1
63.7
23.5
4.8
7.9
VOO:24.3%;QQQ:25.2%;HYG:25.2%;AMZN:25.2%
US:64.5;EU:14.5;APAC:11.8;EM:5.4;Other:3.8
Value:+0.5;Growth:+0.3;Quality:+0.3;Size:+0.7;Momentum:+0.6;LowVol:+0.7
MaxPos5%
8
35
3.4
trailing 8%
90
12.4
Bull
14.1
4.11
2.8
87
30
80
40
false
Sell
Trim extended winner -1%
26
-31
BrokerC
MKT
96
null
null
Normal monitoring
117
-24
102
5
false
Tax-aware sells next window
P5093
Hands-off
Trust
USD
2024-08-12
537,382
47,522
489,860
1
55.4
27.8
11.7
5.1
GLD:12.1%;BND:15.2%;BRK.B:22.5%;HYG:14.1%;MSFT:22.5%;TLT:13.6%
US:65.8;EU:8.1;APAC:13.1;EM:11.1;Other:1.9
Value:-0.8;Growth:+0.6;Quality:+0.4;Size:+0.8;Momentum:+0.8;LowVol:+0.4
null
5
30
4.9
trailing 10%
131
17.1
Sideways
19.2
4.37
2.5
100
-20
26
51
true
Reduce
Cut high-beta by 2-3%, add cash
0
-35
BrokerD
LMT
100
VAR>budget
Pause
Risk above budget threshold
104
-56
125
5
false
Within IPS guidelines
P5094
Opportunistic
Roth
USD
2024-11-22
1,248,471
62,714
1,185,757
1.08
74
21.6
0
4.3
TLT:27.1%;AAPL:21.1%;VTI:24.8%;MSFT:27.1%
US:71.3;EU:10.2;APAC:11.6;EM:5.8;Other:1.1
Value:-0.4;Growth:+0.3;Quality:+0.3;Size:-0.5;Momentum:-1.0;LowVol:-0.9
MaxPos6%
5
25
4
hard 12%
184
27.7
Bull
13.6
4.61
2.9
83
18
71
57
false
NoAction
Within bands; monitor
34
-2
BrokerA
LMT
91
null
null
Normal monitoring
-43
-59
9
3
false
Monitor dispersion and breadth
P5095
Hands-off
Trust
USD
2025-12-07
717,616
44,156
673,460
1
67.8
24.8
0
7.5
QQQ:33.3%;VNQ:33.3%;AMZN:33.3%
US:68.3;EU:9.1;APAC:11.0;EM:9.8;Other:1.9
Value:-0.6;Growth:+0.6;Quality:+0.5;Size:+0.3;Momentum:-0.0;LowVol:0.0
ESGOnly;MaxPos5%;NoDerivatives
10
35
3.5
trailing 10%
132
18.8
Sideways
14.3
3.89
2.4
129
-1
58
40
true
Hedge
Buy index puts 1% notional
-9
13
BrokerD
LMT
92
Drift>tolerance
Hedge
Allocation drift beyond policy bands
-38
-45
67
2
false
Within IPS guidelines
P5096
Hands-off
IRA
USD
2025-07-14
161,705
9,987
151,718
1
56.9
17.5
20.1
5.4
VTI:15.1%;VNQ:15.5%;TSLA:23.2%;MSFT:23.2%;QQQ:23.2%
US:73.6;EU:10.6;APAC:11.9;EM:3.4;Other:0.5
Value:-0.7;Growth:-0.6;Quality:-0.6;Size:+1.0;Momentum:+0.9;LowVol:+0.5
ESGOnly
6
25
3.1
hard 10%
135
16.3
Bear
34
3.23
2.1
202
-6
55
88
true
Hedge
Buy index puts 1% notional
24
14
BrokerB
VWAP
97
RegimeShift
Hedge
Volatility spike and breadth deterioration
43
-32
38
4
false
Tax-aware sells next window
P5097
Hands-off
Roth
USD
2025-04-18
273,080
20,919
252,161
1
65.9
26.1
0
7.9
VOO:23.0%;MUB:18.1%;VNQ:23.0%;XLF:23.0%;VTI:12.8%
US:62.7;EU:16.5;APAC:9.9;EM:7.1;Other:3.7
Value:-0.1;Growth:-0.3;Quality:-0.2;Size:+0.5;Momentum:-0.7;LowVol:+0.7
ESGOnly;MaxPos6%
7
30
3.5
hard 10%
96
14.5
Volatile
25.1
3.88
2.5
113
78
85
71
true
Hedge
Buy index puts 1% notional
26
-34
BrokerC
MKT
99
RegimeShift
TightenStops
Volatility spike and breadth deterioration
118
20
256
4
false
Tighten stops on momentum names
P5098
Opportunistic
Trust
USD
2025-04-09
573,466
28,317
545,149
1
64.7
18
10.5
6.7
AMZN:33.3%;IEF:33.3%;GLD:33.3%
US:61.3;EU:17.9;APAC:15.8;EM:4.2;Other:0.8
Value:0.0;Growth:-1.0;Quality:-0.7;Size:-0.6;Momentum:+0.7;LowVol:-0.1
null
6
30
5.5
trailing 7%
204
31.7
Bull
12.1
3.65
2.4
78
66
71
41
false
Rebalance
Shift +1% to bonds from equity
5
-32
BrokerB
LMT
91
null
null
Normal monitoring
90
-16
75
4
false
Monitor dispersion and breadth
P5099
Cautious
IRA
USD
2025-08-16
187,150
27,863
159,287
1
45.3
37.9
1.4
15.3
XLF:21.6%;VNQ:8.2%;GLD:21.6%;VOO:21.6%;IEF:8.3%;AMZN:18.6%
US:70.6;EU:10.0;APAC:7.6;EM:6.6;Other:5.1
Value:+0.6;Growth:+0.2;Quality:+0.3;Size:+0.1;Momentum:-0.3;LowVol:+0.4
ESGOnly;MaxPos7%;NoMargin
8
30
3.9
trailing 10%
100
18
Bear
22.1
3.86
2.5
136
-60
5
49
false
Buy
Add to core equity +1%
24
-7
BrokerA
LMT
89
null
null
Normal monitoring
77
-24
137
5
false
Tax-aware sells next window
P5100
Active
Taxable
USD
2025-06-03
738,751
50,279
688,472
1
59.8
27.1
8
5.1
AAPL:32.5%;BND:33.8%;VOO:33.8%
US:78.1;EU:7.7;APAC:7.3;EM:4.7;Other:2.3
Value:+0.3;Growth:0.0;Quality:+0.2;Size:+0.7;Momentum:+1.0;LowVol:-0.5
null
10
30
4.1
trailing 9%
161
25.9
Bear
29
3.42
2.1
207
-79
20
64
false
Buy
Add to core equity +1%
18
7
BrokerB
MKT
88
null
null
Normal monitoring
-2
-44
130
4
false
Tighten stops on momentum names