client_id
string
persona_style
string
account_type
string
base_currency
string
as_of_date
string
total_equity_usd
int64
cash_usd
int64
invested_usd
int64
leverage_x
float64
allocation_equity_pct
float64
allocation_fixed_income_pct
float64
allocation_alts_pct
float64
allocation_cash_pct
float64
top_positions
string
region_exposure_pct
string
factor_exposure_z
string
constraints
string
max_position_pct
int64
max_sector_pct
int64
drift_tolerance_pct
float64
stoploss_policy
string
risk_budget_var_95_bps
int64
max_drawdown_limit_pct
float64
market_regime
string
vix_level
float64
rates_10y_pct
float64
inflation_yoy_pct
float64
credit_spread_ig_bps
int64
signal_alpha_bps
int64
signal_confidence_1_100
int64
risk_score_1_100
int64
breach_flag
bool
action_proposed
string
action_details
string
expected_impact_alpha_bps
int64
expected_risk_change_bps
int64
execution_venue
string
order_type
string
order_fill_ratio_pct
int64
self_correction_trigger
string
self_correction_action
string
self_correction_reason
string
outcome_after_7d_pnl_bps
int64
outcome_after_7d_var_change_bps
int64
outcome_after_30d_pnl_bps
int64
user_feedback_1_5
int64
advisor_override_flag
bool
notes
string
P5201
Cautious
401k
USD
2024-11-24
316,761
29,878
286,883
1
38.8
31.2
12.1
18
MSFT:28.1%;VNQ:35.9%;AMZN:35.9%
US:64.7;EU:15.8;APAC:10.3;EM:6.9;Other:2.2
Value:+0.7;Growth:+0.4;Quality:+0.4;Size:+0.9;Momentum:0.0;LowVol:+0.5
ESGOnly;NoMargin
5
35
3.8
hard 10%
152
16.9
Volatile
30.1
4.95
2.9
116
-13
34
63
false
Sell
Trim extended winner -1%
1
-31
BrokerB
MKT
94
null
null
Normal monitoring
112
-30
150
5
false
Tax-aware sells next window
P5202
Opportunistic
IRA
USD
2024-09-19
492,921
24,469
468,452
1
67.8
12
13.8
6.4
AAPL:16.3%;MSFT:21.6%;BND:21.6%;VOO:18.9%;BRK.B:21.6%
US:65.3;EU:14.9;APAC:12.5;EM:2.8;Other:4.4
Value:-0.6;Growth:-0.3;Quality:+0.7;Size:0.0;Momentum:+0.1;LowVol:-0.6
MaxPos5%;NoDerivatives
7
30
5.5
trailing 9%
246
33.7
Volatile
24
5.24
2.6
155
77
95
58
false
Sell
Trim extended winner -1%
27
-27
BrokerB
VWAP
85
null
null
Normal monitoring
8
-60
69
3
false
Increase defensive factor exposure
P5203
Hands-off
Trust
USD
2025-10-23
811,838
74,800
737,038
1
58.5
24.1
10.7
6.6
QQQ:21.2%;MSFT:11.9%;VNQ:23.8%;TLT:23.8%;AAPL:19.3%
US:73.6;EU:10.9;APAC:9.0;EM:3.5;Other:3.0
Value:-0.4;Growth:+0.5;Quality:-1.0;Size:+1.0;Momentum:-0.6;LowVol:+0.7
null
6
25
4.8
trailing 8%
96
15.9
Bull
16.8
4.3
2.3
77
8
68
54
false
Rebalance
Shift +1% to bonds from equity
33
-39
BrokerB
MKT
88
null
null
Normal monitoring
79
-4
40
5
false
Monitor dispersion and breadth
P5204
Hands-off
401k
USD
2024-10-01
518,943
23,874
495,069
1
63.7
23.9
6.6
5.7
AAPL:26.2%;QQQ:26.2%;IEF:26.2%;HYG:21.5%
US:59.9;EU:18.9;APAC:13.1;EM:7.9;Other:0.2
Value:+0.7;Growth:-0.2;Quality:+0.1;Size:+0.4;Momentum:+0.8;LowVol:-0.2
ESGOnly
8
35
4.3
hard 10%
119
12.8
Sideways
18.4
4.14
2.6
126
-3
59
59
false
NoAction
Within bands; monitor
-3
-40
BrokerB
MKT
0
null
null
Normal monitoring
76
-54
55
3
false
Tax-aware sells next window
P5205
Hands-off
IRA
USD
2025-04-03
466,056
29,231
436,825
1
62.6
20
9.9
7.5
BND:33.8%;XLF:32.5%;QQQ:33.8%
US:53.1;EU:19.8;APAC:10.6;EM:11.8;Other:4.7
Value:+0.6;Growth:+0.6;Quality:+0.8;Size:-0.6;Momentum:+0.9;LowVol:+0.7
MaxPos7%
6
30
4.2
trailing 8%
100
14
Bull
17.5
4.28
2.2
90
93
100
57
false
NoAction
Within bands; monitor
-1
-38
BrokerB
MKT
0
null
null
Normal monitoring
111
-17
115
4
false
Within IPS guidelines
P5206
Systematic
Taxable
USD
2024-07-26
1,660,302
93,708
1,566,594
1
61.5
29.2
4
5.2
QQQ:21.7%;TSLA:24.1%;VNQ:14.2%;BND:16.0%;MUB:24.1%
US:65.4;EU:11.8;APAC:9.9;EM:8.8;Other:4.1
Value:-0.4;Growth:-0.9;Quality:+0.1;Size:+0.2;Momentum:-0.9;LowVol:-0.9
MaxPos5%
5
25
5.8
hard 12%
224
24.1
Sideways
17.5
4.61
2.1
125
11
64
51
false
Buy
Add to core equity +1%
5
-28
BrokerB
MKT
97
null
null
Normal monitoring
-51
-37
-52
5
false
Monitor dispersion and breadth
P5207
Cautious
Taxable
USD
2025-04-14
872,037
124,684
747,353
1
40
32.5
15.1
12.5
AMZN:19.9%;VOO:21.0%;TLT:21.0%;VNQ:17.2%;TSLA:21.0%
US:59.7;EU:15.4;APAC:12.8;EM:8.0;Other:4.1
Value:-0.4;Growth:+0.2;Quality:+0.7;Size:-0.4;Momentum:-0.7;LowVol:+1.0
NoDerivatives;NoMargin
5
30
5.9
trailing 8%
148
13.1
Volatile
22.1
5.16
2.5
156
71
97
47
false
Sell
Trim extended winner -1%
19
-16
BrokerC
MKT
94
null
null
Normal monitoring
104
-47
138
5
false
Increase defensive factor exposure
P5208
Cautious
Roth
USD
2024-11-25
339,730
50,912
288,818
1
43
40.2
1.5
15.3
MSFT:36.5%;VTI:36.5%;VOO:27.0%
US:68.7;EU:8.1;APAC:10.0;EM:11.1;Other:2.1
Value:+0.4;Growth:+0.1;Quality:-0.4;Size:+0.4;Momentum:-0.6;LowVol:+0.4
ESGOnly;NoDerivatives;NoMargin
10
35
5.8
hard 10%
166
18.3
Volatile
26.2
5.17
3.9
159
-42
44
55
false
Rebalance
Shift +1% to bonds from equity
12
-27
BrokerC
VWAP
89
null
null
Normal monitoring
2
-54
94
5
false
Within IPS guidelines
P5209
Hands-off
Taxable
USD
2025-03-06
684,195
65,418
618,777
1
65.7
25.1
0
9.2
VNQ:16.4%;VOO:14.0%;AAPL:20.1%;IEF:14.8%;MUB:17.9%;TLT:16.7%
US:73.4;EU:8.2;APAC:6.9;EM:9.9;Other:1.5
Value:-0.6;Growth:-0.2;Quality:+0.6;Size:+0.8;Momentum:+0.3;LowVol:+0.6
ESGOnly;MaxPos7%
7
25
4
hard 10%
164
15.5
Volatile
31.2
4.42
3
159
-4
41
84
true
Hedge
Buy index puts 1% notional
7
-13
BrokerC
LMT
98
Drift>tolerance
Reduce
Allocation drift beyond policy bands
-44
-56
24
3
false
Tax-aware sells next window
P5210
Opportunistic
401k
USD
2025-08-29
739,669
28,319
711,350
1
73.2
12.5
8.6
5.7
GLD:24.4%;QQQ:19.0%;AAPL:16.0%;VOO:16.0%;AMZN:24.4%
US:68.8;EU:9.5;APAC:8.5;EM:9.1;Other:4.1
Value:+0.4;Growth:-0.0;Quality:+0.1;Size:+0.5;Momentum:+0.8;LowVol:+0.8
null
7
25
6.3
trailing 7%
276
24.1
Volatile
30.8
3.59
2.8
113
24
63
82
true
Hedge
Buy index puts 1% notional
-10
-12
BrokerD
LMT
98
Drift>tolerance
Reduce
Allocation drift beyond policy bands
89
-21
59
2
false
Monitor dispersion and breadth
P5211
Opportunistic
IRA
USD
2025-03-07
1,122,138
34,595
1,087,543
1
61.1
16.6
17
5.3
AAPL:17.2%;BND:23.9%;BRK.B:24.1%;IEF:24.1%;VOO:10.8%
US:61.5;EU:19.3;APAC:8.7;EM:9.2;Other:1.3
Value:-0.5;Growth:+0.8;Quality:-0.2;Size:-0.5;Momentum:-0.4;LowVol:-0.7
null
10
30
6.4
hard 12%
167
34.8
Volatile
31
4.88
4.3
128
-42
34
76
true
Hedge
Buy index puts 1% notional
19
-11
BrokerB
VWAP
97
VAR>budget
Hedge
Risk above budget threshold
22
6
-16
4
false
Tax-aware sells next window
P5212
Cautious
IRA
USD
2025-08-02
464,102
67,906
396,196
1
46.3
35.9
5.1
12.7
HYG:22.1%;BRK.B:38.9%;AMZN:38.9%
US:69.4;EU:7.6;APAC:10.8;EM:9.7;Other:2.4
Value:+0.2;Growth:-0.0;Quality:-0.5;Size:+0.4;Momentum:+0.4;LowVol:+0.4
ESGOnly;NoMargin
6
35
4.8
trailing 10%
129
15.8
Sideways
21.8
4.41
3.4
116
-22
30
45
false
Buy
Add to core equity +1%
13
-6
BrokerC
LMT
90
null
null
Normal monitoring
-35
-55
81
3
false
Increase defensive factor exposure
P5213
Hands-off
Trust
USD
2024-09-01
860,464
66,069
794,395
1
56
16.8
17.2
10
VTI:28.6%;BRK.B:14.3%;XLF:28.6%;VNQ:28.6%
US:72.1;EU:5.8;APAC:12.6;EM:6.8;Other:2.8
Value:+0.6;Growth:-0.6;Quality:-0.7;Size:-0.9;Momentum:+0.4;LowVol:-0.2
null
8
25
4.1
trailing 8%
162
14.8
Sideways
19
4.54
2.7
97
-22
31
52
false
Buy
Add to core equity +1%
20
-36
BrokerB
LMT
98
null
null
Normal monitoring
54
-11
113
4
false
Increase defensive factor exposure
P5214
Cautious
401k
USD
2024-09-22
425,970
51,262
374,708
1
44.1
31.3
11.7
12.9
VOO:27.9%;QQQ:16.4%;MUB:27.9%;AAPL:27.9%
US:63.2;EU:16.4;APAC:8.6;EM:9.2;Other:2.6
Value:-0.6;Growth:-0.3;Quality:+0.7;Size:-0.1;Momentum:+0.7;LowVol:+0.1
ESGOnly;NoMargin
10
35
4.2
trailing 8%
136
17.1
Bull
15.3
3.57
2.7
114
43
56
40
false
Sell
Trim extended winner -1%
-15
-10
BrokerD
VWAP
93
null
null
Normal monitoring
-37
-16
29
5
false
Tax-aware sells next window
P5215
Hands-off
401k
USD
2025-08-31
841,518
62,274
779,244
1
70.8
16.1
5.6
7.5
AMZN:35.8%;VOO:28.3%;QQQ:35.8%
US:66.1;EU:12.9;APAC:14.1;EM:4.4;Other:2.5
Value:-0.6;Growth:-0.6;Quality:-1.0;Size:-0.7;Momentum:+0.4;LowVol:+0.3
null
10
30
3.5
trailing 8%
118
17
Bull
15.7
3.6
2.2
78
61
95
61
false
Rebalance
Shift +1% to bonds from equity
13
-23
BrokerB
LMT
94
null
null
Normal monitoring
47
-39
141
4
false
Monitor dispersion and breadth
P5216
Opportunistic
Roth
USD
2025-07-07
300,654
13,674
286,980
1.11
74.1
10.9
6.9
8
VOO:33.3%;AMZN:33.3%;VTI:33.3%
US:67.3;EU:13.8;APAC:13.0;EM:3.3;Other:2.5
Value:-0.8;Growth:+0.2;Quality:+0.7;Size:+0.1;Momentum:+0.7;LowVol:+0.6
MaxPos6%
8
35
4.4
hard 12%
186
31.6
Volatile
29.1
3.82
2.4
150
52
91
79
true
Reduce
Cut high-beta by 2-3%, add cash
11
-25
BrokerB
LMT
96
Drift>tolerance
Reduce
Allocation drift beyond policy bands
43
-23
121
5
true
Tighten stops on momentum names
P5217
Systematic
Taxable
USD
2025-01-23
1,843,710
162,039
1,681,671
1
58.8
28.8
5.3
7.1
VTI:33.3%;VNQ:33.3%;TLT:33.3%
US:65.9;EU:12.3;APAC:14.8;EM:6.9;Other:0.2
Value:+0.6;Growth:+0.1;Quality:+0.9;Size:+0.6;Momentum:-0.7;LowVol:+0.4
MaxPos8%
7
30
4.2
trailing 9%
121
22.5
Bull
15.9
3.85
2.2
116
62
87
37
false
NoAction
Within bands; monitor
15
-14
BrokerA
VWAP
89
null
null
Normal monitoring
-8
-4
27
5
false
Monitor dispersion and breadth
P5218
Active
Taxable
USD
2025-12-18
1,924,197
226,297
1,697,900
1
57
29.3
6.3
7.4
AAPL:26.1%;QQQ:17.5%;TSLA:28.2%;BRK.B:28.2%
US:65.6;EU:17.0;APAC:9.5;EM:5.2;Other:2.8
Value:-0.3;Growth:-0.2;Quality:-0.9;Size:+0.2;Momentum:+0.4;LowVol:+0.4
NoDerivatives
6
25
4.5
hard 12%
205
20.9
Volatile
31.9
4.67
2.3
136
34
52
83
true
Hedge
Buy index puts 1% notional
15
-34
BrokerD
MKT
92
Drift>tolerance
Reduce
Allocation drift beyond policy bands
30
-48
82
3
false
Monitor dispersion and breadth
P5219
Cautious
Trust
USD
2025-07-02
589,016
62,921
526,095
1
37.7
35.4
13.1
13.9
XLF:7.0%;QQQ:18.1%;MUB:19.8%;HYG:19.3%;AMZN:17.1%;MSFT:18.7%
US:67.3;EU:10.5;APAC:10.8;EM:10.7;Other:0.7
Value:-0.9;Growth:+0.3;Quality:-0.7;Size:-0.6;Momentum:+1.0;LowVol:+0.5
ESGOnly;NoMargin
6
25
5.9
trailing 8%
137
12.9
Volatile
24.2
4.97
3.4
155
7
38
43
false
Sell
Trim extended winner -1%
18
-14
BrokerA
LMT
99
null
null
Normal monitoring
107
-20
190
5
false
Tax-aware sells next window
P5220
Hands-off
Trust
USD
2024-12-04
376,476
31,235
345,241
1
58.4
24.8
10.1
6.6
IEF:33.3%;MSFT:33.3%;VOO:33.3%
US:58.0;EU:14.9;APAC:13.1;EM:9.6;Other:4.4
Value:+0.5;Growth:-0.1;Quality:+0.8;Size:-0.3;Momentum:+0.9;LowVol:-0.4
ESGOnly;NoDerivatives
6
30
5
trailing 8%
166
19.8
Bear
32.1
4.27
2.1
147
-7
57
87
true
Reduce
Cut high-beta by 2-3%, add cash
23
15
BrokerA
MKT
92
Drift>tolerance
Hedge
Allocation drift beyond policy bands
103
-16
194
4
false
Monitor dispersion and breadth
P5221
Cautious
Roth
USD
2025-10-24
311,641
32,876
278,765
1
50.4
39.2
0
10.3
HYG:33.3%;VOO:33.3%;VTI:33.3%
US:63.5;EU:11.4;APAC:15.0;EM:7.1;Other:3.0
Value:+0.2;Growth:-0.0;Quality:-1.0;Size:-0.7;Momentum:-0.6;LowVol:-0.2
ESGOnly;NoMargin
5
30
5.6
trailing 8%
93
18.6
Sideways
17.2
5
3.4
106
56
87
34
false
Sell
Trim extended winner -1%
25
-29
BrokerD
VWAP
92
null
null
Normal monitoring
115
-44
141
4
false
Tighten stops on momentum names
P5222
Systematic
401k
USD
2025-10-01
1,442,133
137,577
1,304,556
1
64.4
23
7.3
5.3
MSFT:21.4%;AAPL:21.2%;BND:12.1%;AMZN:15.9%;XLF:18.5%;VTI:11.0%
US:70.5;EU:12.5;APAC:9.1;EM:3.3;Other:4.6
Value:+0.9;Growth:-0.8;Quality:+0.1;Size:-0.6;Momentum:-0.8;LowVol:-0.6
null
8
30
5.6
trailing 8%
192
23
Bear
27.7
3.6
2.5
218
-14
45
77
true
Hedge
Buy index puts 1% notional
-14
7
BrokerB
MKT
90
Drift>tolerance
Hedge
Allocation drift beyond policy bands
-53
-29
-6
4
false
Tax-aware sells next window
P5223
Systematic
401k
USD
2025-05-26
660,816
43,804
617,012
1
62.8
31.5
0
5.7
VNQ:25.0%;TLT:25.0%;VOO:25.0%;BND:25.0%
US:68.0;EU:8.1;APAC:12.7;EM:8.8;Other:2.4
Value:+0.2;Growth:-0.8;Quality:+0.6;Size:-0.2;Momentum:-0.6;LowVol:+0.9
MaxPos7%;NoDerivatives
6
35
5.2
trailing 8%
174
22.7
Bear
31.6
4.3
2.2
190
-94
5
84
true
Hedge
Buy index puts 1% notional
15
-39
BrokerC
VWAP
87
Drift>tolerance
Hedge
Allocation drift beyond policy bands
76
-42
65
3
false
Monitor dispersion and breadth
P5224
Systematic
IRA
USD
2025-03-30
1,786,162
125,103
1,661,059
1
62.9
30.8
0.8
5.5
BRK.B:25.3%;MUB:24.6%;AMZN:10.3%;MSFT:14.5%;VNQ:25.3%
US:67.0;EU:15.3;APAC:5.5;EM:7.7;Other:4.6
Value:+0.6;Growth:+0.1;Quality:+0.8;Size:+0.6;Momentum:+0.3;LowVol:-0.9
MaxPos7%
8
25
4.3
hard 12%
154
18
Bull
12.7
4.41
2.6
90
120
100
41
false
Hedge
Add TLT +1% as duration hedge
-11
-21
BrokerB
LMT
98
null
null
Normal monitoring
120
-19
254
4
false
Tax-aware sells next window
P5225
Opportunistic
IRA
USD
2025-08-10
1,591,208
141,090
1,450,118
1
60.8
12.2
21.4
5.6
VTI:16.9%;TSLA:20.9%;IEF:17.1%;MUB:19.3%;VNQ:9.4%;VOO:16.4%
US:64.0;EU:8.8;APAC:13.7;EM:9.6;Other:3.8
Value:+0.6;Growth:-0.3;Quality:+1.0;Size:-0.8;Momentum:+0.1;LowVol:+0.5
MaxPos6%
6
25
5.5
trailing 9%
253
34.6
Volatile
21.7
4.03
2.4
120
30
64
66
false
Buy
Add to core equity +1%
35
-7
BrokerC
LMT
86
null
null
Normal monitoring
101
-26
191
3
false
Tighten stops on momentum names
P5226
Cautious
Trust
USD
2024-09-21
685,937
69,881
616,056
1
54.2
35.2
0
10.6
TLT:22.0%;BND:23.5%;IEF:14.4%;AAPL:23.5%;TSLA:16.6%
US:72.5;EU:11.5;APAC:6.7;EM:7.2;Other:2.1
Value:+0.9;Growth:+0.6;Quality:-0.0;Size:-0.5;Momentum:-0.1;LowVol:+0.3
MaxPos7%;NoMargin
8
30
4.3
hard 10%
125
16.2
Volatile
27.1
3.75
3.4
138
74
73
65
false
Buy
Add to core equity +1%
12
14
BrokerD
VWAP
95
null
null
Normal monitoring
46
-32
181
3
false
Tighten stops on momentum names
P5227
Cautious
401k
USD
2025-12-07
665,245
60,294
604,951
1
49.3
38.4
0
12.3
BND:18.8%;AMZN:19.0%;TLT:7.4%;TSLA:20.7%;BRK.B:13.3%;HYG:20.7%
US:68.4;EU:16.2;APAC:9.9;EM:3.5;Other:2.0
Value:+0.2;Growth:-0.3;Quality:+0.1;Size:+0.5;Momentum:+0.5;LowVol:-0.8
MaxPos6%;NoDerivatives;NoMargin
10
35
4.1
trailing 8%
140
13.6
Sideways
19.3
4.3
3.3
129
26
76
48
false
Sell
Trim extended winner -1%
1
-21
BrokerA
VWAP
91
null
null
Normal monitoring
85
-11
107
3
false
Tax-aware sells next window
P5228
Active
401k
USD
2025-01-30
602,218
40,351
561,867
1
67.1
25.3
0
7.6
QQQ:14.4%;XLF:28.5%;VNQ:28.5%;HYG:28.5%
US:71.8;EU:14.0;APAC:8.3;EM:3.9;Other:1.9
Value:+0.5;Growth:+0.6;Quality:+0.5;Size:+0.4;Momentum:-0.2;LowVol:+0.8
null
8
25
5.7
trailing 8%
210
24.9
Bull
15.3
4.01
2.9
100
49
81
54
false
Rebalance
Shift +1% to bonds from equity
34
-4
BrokerC
VWAP
90
null
null
Normal monitoring
-5
6
57
4
false
Tighten stops on momentum names
P5229
Opportunistic
Roth
USD
2025-09-25
1,649,388
112,801
1,536,587
1
66.2
12.3
16.6
4.9
AMZN:25.0%;VOO:25.0%;XLF:25.0%;VNQ:25.0%
US:59.7;EU:20.3;APAC:9.4;EM:6.0;Other:4.7
Value:-0.7;Growth:+0.2;Quality:-0.5;Size:+0.6;Momentum:-0.3;LowVol:+1.0
null
7
35
5.6
trailing 7%
280
21.2
Volatile
25.1
5.22
3.6
176
39
69
60
false
Buy
Add to core equity +1%
6
-32
BrokerA
MKT
97
null
null
Normal monitoring
76
-56
85
3
false
Within IPS guidelines
P5230
Opportunistic
Trust
USD
2025-05-15
519,791
20,358
499,433
1.12
76
16.5
0
7.5
VTI:25.0%;TLT:25.0%;HYG:25.0%;XLF:25.0%
US:70.1;EU:10.0;APAC:6.6;EM:10.6;Other:2.7
Value:+0.8;Growth:-0.6;Quality:+0.7;Size:-0.7;Momentum:+0.1;LowVol:+1.0
null
5
25
4.1
trailing 7%
166
34.7
Bull
17.2
4.82
3.4
101
80
82
52
true
Rebalance
Rebalance back to target bands
16
-35
BrokerC
VWAP
94
VAR>budget
Reduce
Risk above budget threshold
-34
-3
45
4
true
Increase defensive factor exposure
P5231
Cautious
401k
USD
2024-07-05
311,628
39,682
271,946
1
39.3
42.6
3.2
15
VTI:33.3%;BND:33.3%;MUB:33.3%
US:62.2;EU:17.2;APAC:11.5;EM:5.1;Other:4.0
Value:+0.1;Growth:-0.1;Quality:-0.2;Size:-0.4;Momentum:+0.6;LowVol:-0.4
NoDerivatives;NoMargin
7
25
5.2
hard 10%
129
14.5
Sideways
14.7
4.18
2.2
106
-19
35
37
false
Rebalance
Shift +1% to bonds from equity
2
-12
BrokerC
VWAP
87
null
null
Normal monitoring
84
-22
189
5
false
Within IPS guidelines
P5232
Hands-off
Taxable
USD
2025-06-08
866,697
80,852
785,845
1
58.5
21
11.1
9.5
AAPL:33.3%;BND:33.4%;GLD:33.4%
US:68.0;EU:10.6;APAC:13.0;EM:6.6;Other:1.8
Value:+0.5;Growth:+0.9;Quality:-0.4;Size:+0.9;Momentum:+0.7;LowVol:-0.2
ESGOnly
8
30
5.2
trailing 8%
154
14.7
Bear
24.5
4.04
2
151
-33
28
69
false
Rebalance
Shift +1% to bonds from equity
-15
-29
BrokerC
MKT
86
null
null
Normal monitoring
90
-30
201
5
false
Tax-aware sells next window
P5233
Active
Taxable
USD
2025-01-28
2,007,219
227,502
1,779,717
1
51.1
24.5
16
8.4
BND:33.3%;VNQ:33.3%;HYG:33.3%
US:69.6;EU:18.4;APAC:5.3;EM:6.7;Other:0.0
Value:-0.3;Growth:-0.4;Quality:+0.9;Size:-0.6;Momentum:+0.4;LowVol:+0.8
null
8
35
5.5
trailing 8%
201
21.2
Volatile
24.9
4.69
2.3
150
33
60
54
false
Hedge
Add TLT +1% as duration hedge
11
-30
BrokerB
MKT
89
null
null
Normal monitoring
26
-9
146
5
false
Monitor dispersion and breadth
P5234
Hands-off
Trust
USD
2024-09-06
811,797
53,610
758,187
1
67.3
15.9
8.1
8.8
GLD:33.3%;MUB:33.3%;QQQ:33.3%
US:65.2;EU:15.7;APAC:11.8;EM:6.5;Other:0.9
Value:+0.5;Growth:-0.8;Quality:+0.6;Size:+0.4;Momentum:+0.6;LowVol:-0.0
ESGOnly;NoDerivatives
8
30
3.9
hard 10%
146
15.9
Bull
14.2
4.1
3.1
72
5
65
38
false
Sell
Trim extended winner -1%
13
7
BrokerD
MKT
96
null
null
Normal monitoring
-10
-11
-16
5
false
Tax-aware sells next window
P5235
Opportunistic
Taxable
USD
2025-12-06
1,239,062
93,112
1,145,950
1
64.8
21.8
6.2
7.1
BRK.B:6.4%;AMZN:21.3%;VNQ:17.6%;VTI:21.3%;MSFT:12.2%;TSLA:21.3%
US:70.6;EU:15.5;APAC:6.9;EM:6.5;Other:0.5
Value:-0.2;Growth:+0.9;Quality:+0.8;Size:+0.6;Momentum:-0.2;LowVol:-0.2
NoDerivatives
8
25
6.9
trailing 7%
195
20.6
Bull
16.9
4.02
2.9
118
71
93
48
false
Rebalance
Shift +1% to bonds from equity
-2
12
BrokerC
MKT
100
null
null
Normal monitoring
-40
4
87
5
false
Monitor dispersion and breadth
P5236
Opportunistic
IRA
USD
2024-12-27
917,347
35,911
881,436
1
76.1
19.2
0
4.7
QQQ:22.9%;AAPL:13.6%;VNQ:17.7%;VOO:22.9%;BND:22.9%
US:72.6;EU:13.1;APAC:7.5;EM:5.6;Other:1.2
Value:+0.8;Growth:+0.2;Quality:+0.4;Size:+0.5;Momentum:-0.5;LowVol:+0.3
MaxPos5%;NoDerivatives
10
35
4.8
hard 12%
223
30.8
Bear
31.7
3.77
1.7
209
-24
27
93
true
Reduce
Cut high-beta by 2-3%, add cash
2
-24
BrokerC
MKT
88
Drift>tolerance
TightenStops
Allocation drift beyond policy bands
-57
13
61
3
false
Monitor dispersion and breadth
P5237
Cautious
Trust
USD
2024-10-30
193,705
26,466
167,239
1
35.3
39.3
14
11.5
TLT:18.3%;HYG:29.7%;IEF:22.4%;TSLA:29.7%
US:77.9;EU:9.5;APAC:5.6;EM:6.9;Other:0.1
Value:+0.5;Growth:-0.4;Quality:-0.2;Size:+0.4;Momentum:-0.3;LowVol:0.0
MaxPos6%;NoMargin
10
35
4.3
trailing 8%
168
15.4
Bull
11.1
4.4
3.2
115
18
65
23
false
Hedge
Add TLT +1% as duration hedge
6
-13
BrokerB
MKT
88
null
null
Normal monitoring
119
-27
251
3
false
Tax-aware sells next window
P5238
Active
IRA
USD
2024-10-25
991,682
77,305
914,377
1.13
66.4
27.8
0
5.9
MSFT:20.5%;VOO:16.7%;MUB:18.9%;TSLA:5.7%;HYG:20.5%;IEF:17.7%
US:74.8;EU:9.6;APAC:6.0;EM:5.5;Other:4.1
Value:+0.7;Growth:-0.6;Quality:+0.4;Size:-0.4;Momentum:+0.3;LowVol:-0.1
NoDerivatives
10
35
4.9
trailing 9%
160
26.2
Volatile
25.8
4.55
3.5
111
46
62
74
true
Hedge
Buy index puts 1% notional
0
15
BrokerD
MKT
95
VAR>budget
Pause
Risk above budget threshold
23
-30
78
2
false
Tax-aware sells next window
P5239
Opportunistic
401k
USD
2025-07-29
611,926
23,406
588,520
1
63
12.2
16.4
8.5
AMZN:13.9%;TSLA:19.3%;VNQ:11.1%;XLF:18.7%;AAPL:19.1%;VTI:17.9%
US:72.0;EU:14.9;APAC:6.3;EM:6.7;Other:0.2
Value:-0.2;Growth:+0.2;Quality:-0.9;Size:-0.1;Momentum:-0.5;LowVol:+0.5
null
7
25
5.9
hard 12%
250
30.3
Bull
13
4.07
3.5
103
36
53
38
false
Hedge
Add TLT +1% as duration hedge
7
-36
BrokerD
LMT
95
null
null
Normal monitoring
66
-30
67
4
false
Tax-aware sells next window
P5240
Opportunistic
Trust
USD
2025-10-30
1,388,326
49,413
1,338,913
1
73.1
14.8
7.1
5
MUB:23.3%;HYG:23.5%;VOO:26.6%;AMZN:26.6%
US:69.2;EU:8.5;APAC:10.4;EM:10.4;Other:1.5
Value:-0.9;Growth:-0.1;Quality:-0.3;Size:+0.9;Momentum:-0.6;LowVol:-0.8
null
5
25
5.1
trailing 9%
197
26.6
Volatile
30.9
4.24
2.3
119
18
54
83
true
Rebalance
Rebalance back to target bands
6
-20
BrokerB
LMT
88
VAR>budget
Hedge
Risk above budget threshold
88
-49
58
2
false
Tighten stops on momentum names
P5241
Hands-off
Trust
USD
2024-10-09
285,126
22,796
262,330
1
56.2
25.7
8.7
9.3
HYG:25.5%;MUB:25.5%;VTI:25.5%;VOO:23.5%
US:63.0;EU:12.9;APAC:11.6;EM:8.4;Other:4.2
Value:-0.2;Growth:-0.1;Quality:-0.0;Size:+0.8;Momentum:-0.6;LowVol:+0.5
ESGOnly;MaxPos7%;NoDerivatives
7
25
3.5
trailing 8%
131
17
Volatile
24.6
4.22
2.3
167
57
73
66
false
Sell
Trim extended winner -1%
24
-27
BrokerC
MKT
91
null
null
Normal monitoring
28
-14
133
4
false
Within IPS guidelines
P5242
Opportunistic
401k
USD
2025-04-23
462,642
37,463
425,179
1
62.1
19.8
10.7
7.3
TSLA:34.0%;MSFT:29.1%;AAPL:36.9%
US:69.3;EU:8.6;APAC:12.0;EM:6.5;Other:3.6
Value:-0.6;Growth:+0.6;Quality:+0.7;Size:+0.8;Momentum:+0.8;LowVol:-0.6
MaxPos7%
7
30
5.6
trailing 9%
164
28
Sideways
14.5
4.02
2.9
103
-14
58
47
false
NoAction
Within bands; monitor
30
-4
BrokerD
MKT
0
null
null
Normal monitoring
57
8
65
4
false
Monitor dispersion and breadth
P5243
Active
401k
USD
2025-09-24
1,894,352
151,553
1,742,799
1
62.8
28.6
0
8.7
VOO:33.3%;IEF:33.3%;VTI:33.3%
US:72.4;EU:5.7;APAC:9.0;EM:9.5;Other:3.4
Value:+0.4;Growth:-0.5;Quality:-0.3;Size:+0.2;Momentum:-0.6;LowVol:+0.4
MaxPos6%
8
30
5.4
trailing 8%
202
24.9
Bear
29.7
3.59
1.6
147
-105
5
73
true
Reduce
Cut high-beta by 2-3%, add cash
33
-13
BrokerD
MKT
98
VAR>budget
Reduce
Risk above budget threshold
78
12
212
5
false
Tax-aware sells next window
P5244
Hands-off
Taxable
USD
2024-08-21
388,070
16,174
371,896
1
62.7
23.4
5.8
8.2
BRK.B:26.2%;IEF:21.3%;TLT:26.2%;HYG:26.2%
US:61.7;EU:17.4;APAC:12.5;EM:6.6;Other:1.8
Value:-0.3;Growth:0.0;Quality:-1.0;Size:+0.7;Momentum:+0.5;LowVol:+0.6
ESGOnly
6
35
5
hard 10%
139
13
Bull
13.1
3.71
2.9
102
22
74
37
false
NoAction
Within bands; monitor
3
6
BrokerA
MKT
0
null
null
Normal monitoring
71
-39
116
5
false
Within IPS guidelines
P5245
Opportunistic
Roth
USD
2024-10-15
1,121,757
91,501
1,030,256
1
73.4
19
0
7.6
TSLA:21.1%;AAPL:9.1%;BRK.B:10.5%;AMZN:20.6%;IEF:21.1%;QQQ:17.7%
US:76.2;EU:11.0;APAC:8.9;EM:3.9;Other:0.0
Value:-0.5;Growth:+0.7;Quality:+0.3;Size:-0.6;Momentum:-0.3;LowVol:-0.2
NoDerivatives
5
25
5
trailing 9%
181
34.9
Sideways
20.8
4.34
2.4
99
17
62
64
false
Hedge
Add TLT +1% as duration hedge
16
9
BrokerB
MKT
88
null
null
Normal monitoring
-30
-38
89
3
false
Tax-aware sells next window
P5246
Active
401k
USD
2024-08-18
2,097,546
223,627
1,873,919
1
57.9
22.6
9.9
9.6
GLD:33.3%;TSLA:33.3%;VNQ:33.3%
US:71.9;EU:6.5;APAC:10.0;EM:8.8;Other:2.9
Value:-0.3;Growth:-0.9;Quality:+0.1;Size:+0.4;Momentum:-0.6;LowVol:+0.2
MaxPos8%;NoDerivatives
6
35
4.8
trailing 9%
183
20.1
Volatile
22.6
4.21
4.4
118
62
74
63
false
Rebalance
Shift +1% to bonds from equity
2
4
BrokerA
LMT
90
null
null
Normal monitoring
-31
-47
-59
4
false
Tighten stops on momentum names
P5247
Active
401k
USD
2025-02-21
2,371,935
281,088
2,090,847
1
67.5
20.7
3.8
8
QQQ:38.0%;VTI:38.0%;GLD:24.0%
US:63.5;EU:17.4;APAC:8.7;EM:8.2;Other:2.3
Value:+0.3;Growth:+0.5;Quality:+0.3;Size:+0.5;Momentum:+0.8;LowVol:0.0
null
6
30
5.4
hard 12%
199
26.5
Bull
14.4
4.2
2.3
117
1
61
41
false
Rebalance
Shift +1% to bonds from equity
-3
-31
BrokerD
MKT
99
null
null
Normal monitoring
44
14
135
3
false
Within IPS guidelines
P5248
Systematic
Roth
USD
2025-02-03
791,925
44,631
747,294
1
58.8
22.3
10
8.9
AAPL:26.1%;QQQ:26.1%;BRK.B:26.1%;TSLA:21.6%
US:70.6;EU:9.4;APAC:8.5;EM:10.5;Other:1.0
Value:-0.5;Growth:0.0;Quality:-0.9;Size:-0.0;Momentum:+0.6;LowVol:+0.3
null
5
35
4.8
trailing 9%
130
19
Sideways
21.8
4.91
2.3
100
-7
50
54
false
NoAction
Within bands; monitor
16
1
BrokerA
MKT
0
null
null
Normal monitoring
93
7
188
4
false
Within IPS guidelines
P5249
Hands-off
Trust
USD
2024-11-29
351,057
28,012
323,045
1
61.1
27.7
1.8
9.4
MUB:27.6%;AMZN:27.6%;AAPL:17.2%;IEF:27.6%
US:65.2;EU:12.5;APAC:9.6;EM:10.0;Other:2.6
Value:0.0;Growth:-0.4;Quality:-0.7;Size:+0.7;Momentum:-0.8;LowVol:+0.4
ESGOnly;NoDerivatives
5
30
5.6
trailing 10%
131
18
Bear
22.9
3.17
2.2
201
-92
5
62
false
Buy
Add to core equity +1%
26
-22
BrokerA
MKT
98
null
null
Normal monitoring
78
-16
78
3
false
Increase defensive factor exposure
P5250
Active
401k
USD
2024-09-30
2,256,761
224,678
2,032,083
1
50.4
25.9
14.9
8.9
AAPL:21.7%;MUB:21.0%;MSFT:21.7%;VTI:21.7%;IEF:14.0%
US:56.0;EU:18.0;APAC:15.3;EM:6.3;Other:4.4
Value:-0.5;Growth:+0.9;Quality:+0.5;Size:+0.7;Momentum:-0.8;LowVol:+0.4
MaxPos7%
10
35
4
hard 12%
164
26.2
Sideways
20.3
4.04
2.5
109
51
80
44
true
Hedge
Buy index puts 1% notional
-9
8
BrokerD
MKT
90
RegimeShift
TightenStops
Volatility spike and breadth deterioration
18
-34
34
3
false
Monitor dispersion and breadth
P5251
Cautious
Trust
USD
2025-09-09
223,234
29,220
194,014
1
46.6
37.5
0
15.9
AMZN:33.3%;MSFT:33.3%;BRK.B:33.3%
US:72.5;EU:5.9;APAC:9.8;EM:11.3;Other:0.5
Value:-0.0;Growth:-0.1;Quality:-0.8;Size:+0.2;Momentum:-0.5;LowVol:+0.5
ESGOnly;MaxPos7%;NoMargin
8
25
4.3
hard 10%
159
15.6
Volatile
30.1
4.86
3.9
155
-28
31
72
true
Rebalance
Rebalance back to target bands
-3
-3
BrokerD
MKT
94
Drift>tolerance
Pause
Allocation drift beyond policy bands
-27
-28
-12
2
false
Tighten stops on momentum names
P5252
Active
Taxable
USD
2024-09-04
934,208
75,105
859,103
1
65
25.5
0
9.4
VTI:23.7%;BND:21.2%;VNQ:27.5%;TLT:27.5%
US:65.8;EU:13.7;APAC:8.9;EM:8.0;Other:3.6
Value:+0.5;Growth:-0.7;Quality:+0.1;Size:+0.8;Momentum:+0.2;LowVol:-0.5
MaxPos8%;NoDerivatives
10
30
5.2
trailing 8%
223
26.1
Bear
34.1
3.35
2.3
159
3
56
78
true
Rebalance
Rebalance back to target bands
24
-34
BrokerA
LMT
97
VAR>budget
Reduce
Risk above budget threshold
88
-16
224
5
false
Within IPS guidelines
P5253
Active
Roth
USD
2025-04-24
2,072,286
157,498
1,914,788
1
51.2
29.8
13.2
5.8
BRK.B:25.0%;VTI:25.0%;AMZN:25.0%;MUB:25.0%
US:67.3;EU:10.2;APAC:10.0;EM:12.1;Other:0.4
Value:+0.8;Growth:+0.1;Quality:-0.7;Size:+0.8;Momentum:+0.3;LowVol:-0.8
null
5
25
5.5
trailing 8%
158
27.9
Volatile
20.8
4.03
2.7
121
76
76
57
false
Rebalance
Shift +1% to bonds from equity
-14
-17
BrokerA
LMT
93
null
null
Normal monitoring
-13
-13
88
4
false
Tighten stops on momentum names
P5254
Hands-off
Taxable
USD
2025-12-09
479,108
36,889
442,219
1
64.5
20.2
6.3
9.1
XLF:25.7%;AAPL:23.0%;VNQ:25.7%;HYG:25.7%
US:73.3;EU:8.0;APAC:7.8;EM:7.8;Other:3.1
Value:+0.1;Growth:+0.1;Quality:+0.5;Size:-0.3;Momentum:+0.3;LowVol:+1.0
ESGOnly;NoDerivatives
5
30
3.3
trailing 8%
122
16.3
Volatile
23.9
4.37
2.3
140
-20
47
76
true
Reduce
Cut high-beta by 2-3%, add cash
-14
11
BrokerA
LMT
86
Drift>tolerance
Hedge
Allocation drift beyond policy bands
-44
-1
40
4
false
Within IPS guidelines
P5255
Hands-off
Trust
USD
2025-03-13
271,942
14,943
256,999
1
56.3
26.3
10.6
6.9
IEF:16.7%;TSLA:14.7%;XLF:22.9%;AMZN:22.9%;QQQ:22.9%
US:60.0;EU:13.9;APAC:15.6;EM:5.0;Other:5.5
Value:-0.5;Growth:+0.9;Quality:-0.3;Size:-0.2;Momentum:-1.0;LowVol:+0.7
NoDerivatives
8
25
4.6
trailing 8%
153
14.8
Bull
17
4.24
2.1
117
97
90
56
false
Buy
Add to core equity +1%
-15
-10
BrokerC
LMT
94
null
null
Normal monitoring
117
-30
207
3
false
Increase defensive factor exposure
P5256
Systematic
Trust
USD
2025-03-10
925,170
84,321
840,849
1
56.4
26.1
12.3
5.2
VTI:12.7%;VNQ:18.7%;QQQ:21.6%;XLF:13.1%;MUB:13.4%;TSLA:20.4%
US:63.8;EU:15.9;APAC:11.9;EM:7.1;Other:1.4
Value:-0.4;Growth:-0.3;Quality:-0.2;Size:+1.0;Momentum:-0.9;LowVol:-0.6
NoDerivatives
10
25
4.3
hard 12%
199
21.2
Bull
17.3
4.97
2.9
78
15
56
39
false
Buy
Add to core equity +1%
-5
11
BrokerD
MKT
89
null
null
Normal monitoring
-22
10
-14
5
false
Tax-aware sells next window
P5257
Hands-off
IRA
USD
2025-09-19
607,643
48,520
559,123
1
70.1
15.1
6.3
8.6
HYG:23.1%;BRK.B:22.3%;VOO:23.1%;BND:23.1%;XLF:8.5%
US:61.6;EU:15.2;APAC:12.7;EM:9.6;Other:0.9
Value:-0.2;Growth:+0.1;Quality:+0.1;Size:-0.8;Momentum:+0.5;LowVol:-0.0
ESGOnly
6
30
4.7
trailing 8%
154
19.5
Bull
15.1
4.69
2.8
99
12
45
51
false
Rebalance
Shift +1% to bonds from equity
1
-10
BrokerB
MKT
91
null
null
Normal monitoring
119
-55
165
3
false
Monitor dispersion and breadth
P5258
Opportunistic
Taxable
USD
2025-09-05
782,638
35,152
747,486
1.09
75.2
19.1
0
5.7
MSFT:21.9%;VTI:9.5%;QQQ:13.0%;BND:21.9%;AMZN:21.9%;VNQ:11.8%
US:58.0;EU:21.4;APAC:13.3;EM:6.0;Other:1.2
Value:+0.7;Growth:+0.6;Quality:-0.5;Size:+0.8;Momentum:+0.6;LowVol:-0.8
null
8
35
4.4
hard 12%
262
28.1
Bull
11.7
4.31
2.8
74
64
96
38
false
Sell
Trim extended winner -1%
-13
13
BrokerB
VWAP
100
null
null
Normal monitoring
77
-52
213
5
false
Within IPS guidelines
P5259
Active
IRA
USD
2025-03-16
1,669,082
193,924
1,475,158
1
69.5
19.4
2
9
TLT:25.2%;BND:25.2%;VNQ:25.2%;XLF:24.4%
US:68.7;EU:6.1;APAC:13.3;EM:9.2;Other:2.7
Value:-1.0;Growth:+0.9;Quality:-0.7;Size:-0.9;Momentum:-0.4;LowVol:-0.1
MaxPos7%;NoDerivatives
10
30
4.8
hard 12%
120
17.1
Volatile
26.4
3.98
2.5
137
-30
49
81
true
Hedge
Buy index puts 1% notional
29
-9
BrokerD
LMT
94
VAR>budget
Hedge
Risk above budget threshold
-12
-56
-24
3
true
Tax-aware sells next window
P5260
Opportunistic
IRA
USD
2025-10-23
1,256,543
97,683
1,158,860
1
76.3
19.7
0
4.1
BND:14.2%;XLF:23.5%;AMZN:15.2%;QQQ:23.5%;AAPL:23.5%
US:64.0;EU:15.1;APAC:14.6;EM:3.7;Other:2.7
Value:-0.8;Growth:+0.6;Quality:+0.4;Size:+0.4;Momentum:-0.6;LowVol:+1.0
null
6
30
6.7
trailing 9%
180
33.3
Volatile
23.4
5.26
3.6
163
75
85
72
true
Hedge
Buy index puts 1% notional
2
-9
BrokerB
VWAP
99
VAR>budget
Hedge
Risk above budget threshold
13
-16
98
3
false
Monitor dispersion and breadth
P5261
Cautious
401k
USD
2025-01-20
843,924
82,381
761,543
1
48.8
31.9
4.7
14.6
IEF:25.2%;MSFT:10.0%;GLD:25.2%;QQQ:14.4%;VNQ:25.2%
US:75.3;EU:9.0;APAC:5.2;EM:10.4;Other:0.2
Value:-0.1;Growth:-0.6;Quality:+0.8;Size:-0.7;Momentum:+0.2;LowVol:+0.3
ESGOnly;MaxPos6%;NoMargin
8
25
5.1
trailing 10%
111
16.5
Sideways
19
3.66
3.3
106
41
64
41
false
NoAction
Within bands; monitor
-14
-10
BrokerD
LMT
92
null
null
Normal monitoring
113
-33
89
3
false
Tax-aware sells next window
P5262
Systematic
401k
USD
2024-08-23
1,183,831
80,908
1,102,923
1
60.8
23.9
8.3
6.9
VTI:30.1%;AAPL:20.0%;TSLA:19.9%;BRK.B:30.1%
US:71.5;EU:11.5;APAC:10.1;EM:4.1;Other:2.8
Value:+0.7;Growth:-0.9;Quality:+0.2;Size:-0.8;Momentum:-0.0;LowVol:-1.0
MaxPos5%
8
35
4.1
trailing 8%
201
17.8
Bull
15.1
4.11
2.4
105
101
92
46
false
Rebalance
Shift +1% to bonds from equity
-12
-30
BrokerB
MKT
100
null
null
Normal monitoring
102
-49
183
5
false
Tax-aware sells next window
P5263
Cautious
Trust
USD
2025-01-08
767,646
99,010
668,636
1
38.9
33.4
10.5
17.1
VNQ:33.3%;TSLA:33.3%;MSFT:33.3%
US:70.4;EU:12.8;APAC:10.3;EM:4.7;Other:1.8
Value:+0.1;Growth:-1.0;Quality:-0.8;Size:+0.7;Momentum:+0.2;LowVol:+0.3
MaxPos6%;NoDerivatives;NoMargin
10
35
4.2
hard 10%
161
16.3
Bull
12.9
4.69
2.9
107
73
71
29
false
Buy
Add to core equity +1%
10
3
BrokerB
LMT
96
null
null
Normal monitoring
88
-27
73
5
false
Tax-aware sells next window
P5264
Active
401k
USD
2025-09-30
2,394,579
274,964
2,119,615
1
57.2
19.3
17.7
5.8
TSLA:28.8%;GLD:35.6%;MUB:35.6%
US:60.3;EU:12.3;APAC:14.0;EM:8.6;Other:4.8
Value:0.0;Growth:-1.0;Quality:-0.9;Size:+0.5;Momentum:+1.0;LowVol:+0.4
MaxPos8%
8
25
5.2
trailing 8%
155
23.7
Bull
11.2
4.08
2.3
104
61
66
28
false
Hedge
Add TLT +1% as duration hedge
25
-14
BrokerC
LMT
97
null
null
Normal monitoring
91
3
66
3
false
Increase defensive factor exposure
P5265
Hands-off
Roth
USD
2025-01-27
183,048
11,757
171,291
1
61
26.2
3.1
9.7
AMZN:25.2%;MSFT:25.2%;XLF:24.4%;VNQ:25.2%
US:65.4;EU:14.4;APAC:12.3;EM:4.5;Other:3.3
Value:-0.9;Growth:-0.3;Quality:-0.4;Size:-0.9;Momentum:+0.6;LowVol:-0.0
ESGOnly;MaxPos7%
7
25
6
hard 10%
117
17.1
Volatile
22.6
5.41
2.2
156
30
59
61
false
Rebalance
Shift +1% to bonds from equity
-12
-12
BrokerA
LMT
92
null
null
Normal monitoring
113
-38
100
3
false
Increase defensive factor exposure
P5266
Systematic
Trust
USD
2025-12-05
771,480
49,449
722,031
1
55.5
30.3
6.7
7.5
AMZN:27.3%;TLT:27.3%;VTI:18.1%;XLF:27.3%
US:68.4;EU:10.0;APAC:11.5;EM:8.5;Other:1.7
Value:+0.9;Growth:-0.6;Quality:-0.2;Size:-0.9;Momentum:+0.9;LowVol:+0.5
null
5
35
4.1
trailing 8%
197
22.4
Volatile
31.1
4.86
3.7
140
-58
36
65
false
Rebalance
Shift +1% to bonds from equity
20
-11
BrokerA
MKT
90
null
null
Normal monitoring
-22
-28
86
3
false
Monitor dispersion and breadth
P5267
Opportunistic
Taxable
USD
2024-07-21
541,658
21,495
520,163
1
62.6
10.1
18.4
8.8
BND:20.4%;QQQ:15.4%;GLD:19.2%;VNQ:20.4%;XLF:16.2%;MSFT:8.4%
US:72.9;EU:8.1;APAC:10.8;EM:4.8;Other:3.3
Value:+0.9;Growth:-0.0;Quality:-0.5;Size:+0.6;Momentum:-0.6;LowVol:-0.2
null
10
25
6.8
trailing 7%
164
25.3
Bull
14
4.93
2.7
83
61
82
44
false
Sell
Trim extended winner -1%
-2
-37
BrokerB
MKT
97
null
null
Normal monitoring
59
-21
142
4
false
Increase defensive factor exposure
P5268
Active
Taxable
USD
2024-11-23
773,802
53,986
719,816
1
52.7
21.6
19.1
6.6
TSLA:35.5%;IEF:35.5%;VNQ:28.9%
US:68.3;EU:7.0;APAC:16.5;EM:4.5;Other:3.6
Value:-0.3;Growth:-1.0;Quality:-0.2;Size:-0.7;Momentum:+0.3;LowVol:+0.8
NoDerivatives
7
25
4.7
hard 12%
139
21.3
Bear
32
3.68
1.7
175
22
49
79
true
Hedge
Buy index puts 1% notional
35
-7
BrokerA
LMT
93
VAR>budget
Pause
Risk above budget threshold
-51
-34
-59
4
true
Tax-aware sells next window
P5269
Systematic
Taxable
USD
2025-03-29
594,263
45,581
548,682
1
60.6
23.5
8.4
7.5
GLD:16.3%;IEF:11.2%;AAPL:18.8%;TLT:20.3%;MUB:17.2%;BRK.B:16.3%
US:66.7;EU:13.8;APAC:13.5;EM:4.7;Other:1.3
Value:+0.3;Growth:0.0;Quality:0.0;Size:-0.3;Momentum:-0.2;LowVol:+0.3
null
8
30
4.8
trailing 8%
172
25
Bull
14.9
3.76
2.5
78
94
91
41
false
Rebalance
Shift +1% to bonds from equity
35
-23
BrokerD
LMT
88
null
null
Normal monitoring
19
-59
114
5
false
Within IPS guidelines
P5270
Opportunistic
401k
USD
2024-09-21
1,167,893
90,941
1,076,952
1
67.8
17.1
6.6
8.6
XLF:21.5%;IEF:21.5%;BRK.B:20.9%;VTI:20.6%;HYG:15.4%
US:68.6;EU:10.3;APAC:12.5;EM:3.5;Other:5.2
Value:-0.8;Growth:-0.4;Quality:-0.2;Size:+0.8;Momentum:+0.1;LowVol:+0.4
null
8
30
5
trailing 7%
186
32.4
Bear
24
3.53
1.6
220
-69
10
61
false
Buy
Add to core equity +1%
4
-3
BrokerC
LMT
96
null
null
Normal monitoring
118
-23
104
4
false
Within IPS guidelines
P5271
Active
Roth
USD
2025-04-12
579,400
65,769
513,631
1
60
26.7
6
7.4
VNQ:21.4%;MUB:16.5%;VTI:10.7%;AAPL:21.4%;BND:16.4%;BRK.B:13.6%
US:60.3;EU:21.5;APAC:7.8;EM:8.6;Other:1.7
Value:-0.8;Growth:-0.0;Quality:-0.6;Size:-0.2;Momentum:+0.8;LowVol:+0.2
null
7
35
5.7
trailing 8%
216
27.7
Sideways
17.5
4.46
3.3
115
36
68
52
false
Buy
Add to core equity +1%
24
3
BrokerC
MKT
95
null
null
Normal monitoring
-18
-1
10
4
false
Tighten stops on momentum names
P5272
Hands-off
IRA
USD
2025-10-12
502,394
40,609
461,785
1
67.1
23.7
0
9.2
BND:33.3%;AAPL:33.3%;TLT:33.3%
US:73.8;EU:6.1;APAC:11.3;EM:3.9;Other:4.9
Value:-0.7;Growth:+0.6;Quality:+0.4;Size:-0.3;Momentum:-0.4;LowVol:+0.6
ESGOnly;MaxPos5%
8
30
3.9
trailing 10%
115
17.4
Bull
12.6
3.88
2.3
90
98
94
40
false
Buy
Add to core equity +1%
10
-16
BrokerD
MKT
96
null
null
Normal monitoring
-27
-47
-3
5
false
Within IPS guidelines
P5273
Active
IRA
USD
2025-02-07
733,060
75,691
657,369
1
62
23.5
4.7
9.8
GLD:22.6%;VNQ:16.0%;IEF:22.6%;AMZN:19.0%;TSLA:10.4%;MSFT:9.5%
US:61.1;EU:14.7;APAC:12.8;EM:8.5;Other:3.0
Value:-0.1;Growth:-0.8;Quality:-0.5;Size:-0.2;Momentum:-0.9;LowVol:+0.3
null
7
35
5.3
trailing 8%
162
26.9
Sideways
17.1
3.63
3.3
140
-11
30
47
false
Rebalance
Shift +1% to bonds from equity
0
-28
BrokerA
MKT
90
null
null
Normal monitoring
39
3
118
4
false
Monitor dispersion and breadth
P5274
Hands-off
Roth
USD
2025-11-07
395,281
37,620
357,661
1
55.3
20
19.5
5.3
MSFT:21.7%;AMZN:21.7%;VTI:21.5%;VNQ:19.5%;TLT:15.6%
US:69.5;EU:7.1;APAC:12.0;EM:9.1;Other:2.3
Value:-0.1;Growth:-0.7;Quality:+0.9;Size:+0.6;Momentum:+0.9;LowVol:0.0
ESGOnly;MaxPos6%
5
35
5.1
trailing 8%
106
14.4
Bull
12.7
4.02
3.5
100
110
100
28
true
Hedge
Buy index puts 1% notional
6
-7
BrokerB
LMT
100
VAR>budget
Hedge
Risk above budget threshold
36
20
155
4
false
Within IPS guidelines
P5275
Systematic
Roth
USD
2025-04-26
1,923,081
119,519
1,803,562
1
63.9
25.2
5.6
5.3
AAPL:33.3%;BRK.B:33.3%;BND:33.3%
US:77.6;EU:8.2;APAC:8.3;EM:5.8;Other:0.1
Value:-0.4;Growth:-0.3;Quality:-0.6;Size:+0.4;Momentum:+0.8;LowVol:-0.9
MaxPos8%
10
30
5.9
trailing 9%
202
27.2
Bull
15.3
4.1
3.2
81
48
76
49
false
Rebalance
Shift +1% to bonds from equity
23
-4
BrokerA
MKT
95
null
null
Normal monitoring
9
-7
6
5
false
Tighten stops on momentum names
P5276
Systematic
IRA
USD
2025-11-30
1,488,693
107,958
1,380,735
1
63.1
23.5
6.6
6.9
VTI:21.8%;BRK.B:22.0%;GLD:10.2%;AMZN:22.0%;MSFT:9.8%;HYG:14.1%
US:69.7;EU:16.3;APAC:5.1;EM:4.9;Other:4.1
Value:-0.6;Growth:0.0;Quality:-1.0;Size:-0.6;Momentum:+0.7;LowVol:+0.8
NoDerivatives
7
30
5.3
trailing 8%
142
23
Bull
17.1
4.68
3.5
79
29
50
45
false
Buy
Add to core equity +1%
24
-36
BrokerD
MKT
100
null
null
Normal monitoring
-9
10
71
5
false
Within IPS guidelines
P5277
Cautious
401k
USD
2025-11-10
381,755
60,710
321,045
1
40.7
34.5
14.3
10.5
VTI:13.9%;TSLA:21.7%;TLT:21.7%;VNQ:7.9%;HYG:21.7%;BRK.B:13.0%
US:66.1;EU:17.0;APAC:9.2;EM:7.4;Other:0.2
Value:+0.9;Growth:-0.2;Quality:+0.4;Size:+0.8;Momentum:-0.7;LowVol:-0.3
ESGOnly;NoMargin
5
25
3.5
trailing 8%
102
13.6
Bear
34.1
3.48
1.4
154
-87
5
62
false
Rebalance
Shift +1% to bonds from equity
25
6
BrokerB
MKT
95
null
null
Normal monitoring
-20
-14
10
3
false
Monitor dispersion and breadth
P5278
Active
Roth
USD
2024-09-12
2,329,453
216,619
2,112,834
1.14
59.3
26.6
5.6
8.4
GLD:27.7%;XLF:16.8%;TLT:27.7%;BND:27.7%
US:70.5;EU:11.7;APAC:6.3;EM:6.2;Other:5.3
Value:-0.3;Growth:-0.5;Quality:+0.8;Size:-0.7;Momentum:+0.1;LowVol:-0.6
MaxPos5%
8
25
4.8
trailing 9%
144
27
Bull
17.1
4.24
2.9
120
6
51
44
false
Buy
Add to core equity +1%
5
6
BrokerB
VWAP
87
null
null
Normal monitoring
57
-29
194
3
false
Increase defensive factor exposure
P5279
Active
Taxable
USD
2024-11-28
1,190,509
124,195
1,066,314
1
55.2
31.6
4.2
9
VTI:37.0%;MUB:26.1%;XLF:37.0%
US:66.8;EU:14.9;APAC:14.4;EM:3.6;Other:0.3
Value:-0.6;Growth:+0.6;Quality:-1.0;Size:+1.0;Momentum:+0.9;LowVol:+0.9
null
5
30
5.6
trailing 9%
129
25.1
Volatile
21.5
4.95
4.3
116
-8
59
64
false
Rebalance
Shift +1% to bonds from equity
34
9
BrokerA
LMT
94
null
null
Normal monitoring
-33
-57
-67
5
false
Within IPS guidelines
P5280
Active
Taxable
USD
2025-03-09
2,079,254
212,532
1,866,722
1
66.7
19.8
4.3
9.3
VNQ:25.0%;AAPL:24.9%;AMZN:25.0%;BND:25.0%
US:62.6;EU:13.7;APAC:10.6;EM:8.9;Other:4.1
Value:-1.0;Growth:-0.5;Quality:+0.4;Size:+0.3;Momentum:+1.0;LowVol:-0.2
NoDerivatives
10
35
4.2
trailing 9%
149
17.2
Bear
24.4
4.09
2
197
-13
28
66
false
Rebalance
Shift +1% to bonds from equity
16
-37
BrokerD
LMT
89
null
null
Normal monitoring
99
5
144
5
false
Monitor dispersion and breadth
P5281
Cautious
Roth
USD
2025-05-09
481,932
44,183
437,749
1
49.3
38.4
0
12.4
TSLA:35.0%;GLD:30.0%;XLF:35.0%
US:67.4;EU:16.8;APAC:6.0;EM:5.7;Other:4.1
Value:+0.2;Growth:-0.4;Quality:-0.5;Size:-0.4;Momentum:+0.6;LowVol:+0.3
ESGOnly;NoDerivatives;NoMargin
8
30
5.9
hard 10%
140
15.7
Volatile
26.6
4.51
3.3
168
71
94
57
false
Rebalance
Shift +1% to bonds from equity
16
12
BrokerD
LMT
86
null
null
Normal monitoring
52
-10
115
4
false
Tighten stops on momentum names
P5282
Hands-off
401k
USD
2024-11-07
812,086
32,827
779,259
1
72.3
18.6
0
9
BND:33.8%;AAPL:32.4%;HYG:33.8%
US:70.6;EU:11.8;APAC:6.5;EM:9.8;Other:1.3
Value:0.0;Growth:+0.1;Quality:-0.6;Size:-0.6;Momentum:-0.1;LowVol:-0.8
ESGOnly;NoDerivatives
10
25
3.5
trailing 10%
125
17
Bull
14.4
4.83
3.3
94
11
57
45
false
Sell
Trim extended winner -1%
34
1
BrokerD
LMT
96
null
null
Normal monitoring
-45
-16
62
4
false
Tax-aware sells next window
P5283
Cautious
Roth
USD
2025-06-01
667,642
93,935
573,707
1
40
42.8
1.1
16.2
VTI:18.7%;HYG:22.8%;QQQ:13.0%;AAPL:22.8%;BND:22.8%
US:64.2;EU:15.0;APAC:8.0;EM:10.4;Other:2.5
Value:+0.2;Growth:-0.5;Quality:-0.1;Size:-0.6;Momentum:-0.1;LowVol:0.0
ESGOnly;NoMargin
8
35
3.5
trailing 8%
110
18.5
Sideways
14.3
3.64
3.2
128
10
49
33
false
Rebalance
Shift +1% to bonds from equity
18
-27
BrokerD
VWAP
87
null
null
Normal monitoring
76
-60
141
4
false
Monitor dispersion and breadth
P5284
Active
401k
USD
2024-11-26
2,381,937
271,748
2,110,189
1.05
65
29.8
0
5.2
TSLA:33.3%;TLT:33.3%;XLF:33.3%
US:65.7;EU:13.0;APAC:10.9;EM:7.3;Other:3.2
Value:-0.9;Growth:+0.1;Quality:+0.6;Size:-0.5;Momentum:+1.0;LowVol:-1.0
MaxPos8%
6
25
5.2
trailing 9%
150
19
Bull
14.1
3.73
2.6
117
94
91
56
false
Sell
Trim extended winner -1%
14
-14
BrokerD
VWAP
91
null
null
Normal monitoring
33
5
74
4
false
Tax-aware sells next window
P5285
Systematic
Trust
USD
2025-11-15
974,525
83,635
890,890
1
63.2
25.9
2.1
8.8
TLT:25.0%;AMZN:25.0%;MSFT:25.0%;BRK.B:25.0%
US:70.4;EU:8.0;APAC:14.3;EM:6.4;Other:0.8
Value:-0.4;Growth:-0.5;Quality:+0.8;Size:-0.2;Momentum:-0.6;LowVol:-0.2
MaxPos8%
7
30
5.6
trailing 8%
208
22.5
Volatile
29.7
5.32
3
134
42
70
74
true
Reduce
Cut high-beta by 2-3%, add cash
15
-10
BrokerD
LMT
90
Drift>tolerance
Hedge
Allocation drift beyond policy bands
-22
-3
18
3
false
Monitor dispersion and breadth
P5286
Hands-off
401k
USD
2025-02-24
649,578
31,587
617,991
1
66.8
23
2.4
7.7
GLD:17.2%;AMZN:19.5%;IEF:20.1%;XLF:12.4%;VNQ:20.1%;QQQ:10.7%
US:68.6;EU:15.5;APAC:6.5;EM:9.2;Other:0.2
Value:-0.1;Growth:-0.3;Quality:-0.9;Size:-0.4;Momentum:-0.6;LowVol:-0.7
MaxPos8%;NoDerivatives
5
25
3.6
hard 10%
131
18.3
Volatile
25.2
4.51
3.4
134
73
82
77
true
Reduce
Cut high-beta by 2-3%, add cash
-13
9
BrokerB
MKT
86
RegimeShift
Reduce
Volatility spike and breadth deterioration
-60
-52
-46
3
false
Within IPS guidelines
P5287
Hands-off
IRA
USD
2025-02-05
159,462
14,306
145,156
1
67
21.7
2.6
8.6
BRK.B:19.4%;XLF:14.6%;VNQ:17.3%;GLD:24.4%;VOO:24.4%
US:67.8;EU:14.5;APAC:8.2;EM:4.3;Other:5.1
Value:+0.4;Growth:+0.9;Quality:-0.3;Size:+0.3;Momentum:-0.7;LowVol:+0.1
ESGOnly
6
35
3.7
hard 10%
119
12.6
Volatile
25.8
4.22
3.7
119
48
89
67
false
Buy
Add to core equity +1%
32
-14
BrokerD
MKT
94
null
null
Normal monitoring
98
1
86
5
false
Increase defensive factor exposure
P5288
Active
Taxable
USD
2024-10-04
1,895,005
121,743
1,773,262
1
67.2
19.7
6.2
6.8
MUB:21.7%;VOO:15.0%;BND:11.6%;TSLA:8.3%;VNQ:21.7%;AMZN:21.7%
US:78.1;EU:6.6;APAC:10.8;EM:3.1;Other:1.4
Value:-0.9;Growth:+0.7;Quality:+0.4;Size:-0.5;Momentum:0.0;LowVol:-0.1
null
6
35
5.1
trailing 9%
162
24.9
Bull
11.9
3.58
3.1
82
34
68
46
false
Buy
Add to core equity +1%
-5
6
BrokerB
VWAP
90
null
null
Normal monitoring
-23
-30
89
5
false
Monitor dispersion and breadth
P5289
Cautious
Taxable
USD
2024-08-10
866,452
116,728
749,724
1
37.8
33.1
11.4
17.7
TSLA:6.7%;GLD:6.2%;VTI:21.8%;QQQ:21.8%;HYG:21.8%;MSFT:21.8%
US:71.9;EU:11.3;APAC:8.7;EM:6.1;Other:2.0
Value:+0.1;Growth:+0.9;Quality:+0.2;Size:-0.4;Momentum:-0.5;LowVol:+0.2
NoMargin
6
35
3.8
trailing 10%
126
17.6
Bull
11.2
4.76
2.4
76
110
100
15
false
Rebalance
Shift +1% to bonds from equity
18
3
BrokerC
MKT
85
null
null
Normal monitoring
17
-11
143
5
false
Within IPS guidelines
P5290
Cautious
Taxable
USD
2025-08-10
668,625
66,800
601,825
1
38.3
44.3
1.4
16
VTI:13.2%;HYG:9.0%;TLT:19.1%;BRK.B:19.2%;VNQ:20.8%;IEF:18.7%
US:62.8;EU:15.6;APAC:11.5;EM:7.6;Other:2.6
Value:-0.5;Growth:-0.1;Quality:+0.8;Size:-0.0;Momentum:-0.1;LowVol:+0.2
NoMargin
5
30
3.9
trailing 10%
108
13.2
Volatile
30.9
4.34
2.3
175
-46
26
65
false
Hedge
Add TLT +1% as duration hedge
-13
7
BrokerB
VWAP
91
null
null
Normal monitoring
46
-25
166
5
false
Monitor dispersion and breadth
P5291
Systematic
Roth
USD
2025-09-27
1,496,086
126,045
1,370,041
1
67.7
21.5
1.6
9.1
TSLA:27.3%;VTI:18.0%;BRK.B:27.3%;AAPL:27.3%
US:67.2;EU:11.2;APAC:7.2;EM:10.4;Other:4.0
Value:-0.8;Growth:+0.8;Quality:+0.9;Size:+0.6;Momentum:-0.6;LowVol:+0.2
null
8
30
5.9
trailing 9%
140
16.5
Bull
17.8
4.24
2.4
100
74
98
66
false
NoAction
Within bands; monitor
34
-12
BrokerC
MKT
0
null
null
Normal monitoring
-37
-20
103
4
false
Increase defensive factor exposure
P5292
Active
Trust
USD
2025-06-30
2,294,539
262,557
2,031,982
1
61.6
22.5
9.2
6.7
HYG:28.5%;MUB:14.6%;VNQ:28.5%;BRK.B:28.5%
US:71.6;EU:6.6;APAC:7.0;EM:14.5;Other:0.3
Value:-0.7;Growth:+0.9;Quality:+0.3;Size:-0.6;Momentum:-1.0;LowVol:-1.0
NoDerivatives
6
35
4.3
trailing 8%
123
27.7
Bull
17.9
4.92
2.2
84
92
100
43
false
Rebalance
Shift +1% to bonds from equity
-14
15
BrokerA
VWAP
88
null
null
Normal monitoring
16
-52
32
3
false
Increase defensive factor exposure
P5293
Opportunistic
401k
USD
2025-10-28
983,836
45,598
938,238
1.1
67
15.3
8.9
8.8
QQQ:19.4%;IEF:17.0%;BND:16.9%;VNQ:16.5%;XLF:12.9%;TSLA:17.3%
US:71.1;EU:12.6;APAC:9.8;EM:5.8;Other:0.7
Value:+0.7;Growth:-1.0;Quality:+1.0;Size:-0.6;Momentum:-0.7;LowVol:-0.2
NoDerivatives
5
30
4.5
trailing 9%
193
22
Volatile
25.2
4.75
2.7
163
-3
42
78
true
Rebalance
Rebalance back to target bands
18
-17
BrokerC
VWAP
89
Drift>tolerance
Reduce
Allocation drift beyond policy bands
81
-40
119
2
false
Tighten stops on momentum names
P5294
Hands-off
Trust
USD
2024-11-25
828,842
43,423
785,419
1
62
15.2
15.3
7.4
VTI:26.2%;HYG:26.2%;XLF:21.4%;GLD:26.2%
US:64.7;EU:13.4;APAC:10.3;EM:6.4;Other:5.2
Value:+0.6;Growth:-0.3;Quality:-0.7;Size:+0.7;Momentum:-0.2;LowVol:+1.0
ESGOnly;MaxPos8%
6
30
3.3
hard 10%
123
17
Bear
25
4.37
1.3
162
-76
24
72
true
Hedge
Buy index puts 1% notional
31
3
BrokerB
MKT
94
VAR>budget
Reduce
Risk above budget threshold
1
-49
117
4
false
Increase defensive factor exposure
P5295
Hands-off
Trust
USD
2025-09-13
391,997
24,568
367,429
1
65.9
18.9
9.4
5.8
IEF:20.8%;QQQ:19.0%;VOO:13.2%;BND:19.6%;AMZN:10.6%;VNQ:16.8%
US:63.4;EU:12.1;APAC:11.8;EM:8.9;Other:3.8
Value:+0.3;Growth:-0.6;Quality:-0.7;Size:+0.9;Momentum:-0.5;LowVol:+0.6
null
8
30
3.1
hard 10%
140
15.8
Sideways
14.2
3.59
3.2
96
22
64
44
false
Rebalance
Shift +1% to bonds from equity
26
-34
BrokerC
LMT
87
null
null
Normal monitoring
37
-38
38
5
false
Monitor dispersion and breadth
P5296
Active
Roth
USD
2024-10-15
1,073,389
79,445
993,944
1
60.7
25
8.1
6.1
IEF:24.2%;BRK.B:24.2%;VOO:20.6%;VTI:16.6%;GLD:14.3%
US:62.6;EU:19.9;APAC:7.3;EM:8.4;Other:1.7
Value:+0.9;Growth:+0.9;Quality:+0.8;Size:-0.3;Momentum:-0.2;LowVol:+0.6
null
6
30
5.7
trailing 9%
209
23.2
Bull
11.1
4.99
2.5
71
18
74
48
false
Rebalance
Shift +1% to bonds from equity
17
-19
BrokerA
LMT
86
null
null
Normal monitoring
72
15
204
5
false
Within IPS guidelines
P5297
Cautious
IRA
USD
2025-10-05
415,581
34,340
381,241
1
38.7
33.2
17
11.1
IEF:20.9%;MUB:20.9%;AMZN:16.9%;BND:20.3%;MSFT:20.9%
US:65.2;EU:11.5;APAC:11.7;EM:7.0;Other:4.5
Value:+0.1;Growth:+0.1;Quality:-0.1;Size:+0.7;Momentum:+0.1;LowVol:+0.5
MaxPos8%;NoMargin
5
25
5.3
hard 10%
119
14.1
Bear
28
3.5
1.5
142
33
68
58
false
Rebalance
Shift +1% to bonds from equity
34
0
BrokerD
LMT
88
null
null
Normal monitoring
110
-5
84
3
false
Within IPS guidelines
P5298
Opportunistic
IRA
USD
2025-06-26
1,237,847
37,294
1,200,553
1.24
60.9
20.5
10.6
8
QQQ:36.2%;MSFT:36.2%;TLT:27.5%
US:61.2;EU:11.5;APAC:13.4;EM:9.4;Other:4.5
Value:-0.6;Growth:+0.4;Quality:-0.8;Size:-0.1;Momentum:+0.6;LowVol:+0.4
null
5
35
5.9
trailing 9%
191
34.5
Volatile
22.6
3.54
3.8
179
-16
27
59
false
Rebalance
Shift +1% to bonds from equity
-1
-29
BrokerB
LMT
88
null
null
Normal monitoring
83
-42
112
5
false
Monitor dispersion and breadth
P5299
Hands-off
IRA
USD
2025-02-04
579,611
55,182
524,429
1
58.4
20.8
11.7
9.1
HYG:34.7%;XLF:30.6%;VOO:34.7%
US:66.3;EU:16.0;APAC:10.2;EM:4.6;Other:2.9
Value:-0.4;Growth:-0.1;Quality:+0.1;Size:+0.9;Momentum:+0.3;LowVol:+0.9
ESGOnly;MaxPos7%
10
30
3.6
trailing 10%
131
19.8
Bear
22.9
4.29
2.2
183
-86
6
54
false
Rebalance
Shift +1% to bonds from equity
22
-12
BrokerB
MKT
85
null
null
Normal monitoring
104
9
171
5
false
Within IPS guidelines
P5300
Systematic
IRA
USD
2024-11-28
1,359,791
84,830
1,274,961
1
59.6
31.3
0
9.1
MUB:17.9%;IEF:14.4%;BRK.B:12.9%;VNQ:20.3%;AMZN:14.2%;TSLA:20.3%
US:68.4;EU:7.8;APAC:10.5;EM:7.7;Other:5.6
Value:-0.5;Growth:-0.1;Quality:+0.1;Size:+0.6;Momentum:+0.1;LowVol:-0.8
null
10
25
5.4
trailing 9%
152
23.3
Bull
13.8
4.54
3.1
70
50
83
39
false
Rebalance
Shift +1% to bonds from equity
-11
3
BrokerA
LMT
91
null
null
Normal monitoring
-27
-57
-15
3
false
Tighten stops on momentum names