client_id
string
persona_style
string
account_type
string
base_currency
string
as_of_date
string
total_equity_usd
int64
cash_usd
int64
invested_usd
int64
leverage_x
float64
allocation_equity_pct
float64
allocation_fixed_income_pct
float64
allocation_alts_pct
float64
allocation_cash_pct
float64
top_positions
string
region_exposure_pct
string
factor_exposure_z
string
constraints
string
max_position_pct
int64
max_sector_pct
int64
drift_tolerance_pct
float64
stoploss_policy
string
risk_budget_var_95_bps
int64
max_drawdown_limit_pct
float64
market_regime
string
vix_level
float64
rates_10y_pct
float64
inflation_yoy_pct
float64
credit_spread_ig_bps
int64
signal_alpha_bps
int64
signal_confidence_1_100
int64
risk_score_1_100
int64
breach_flag
bool
action_proposed
string
action_details
string
expected_impact_alpha_bps
int64
expected_risk_change_bps
int64
execution_venue
string
order_type
string
order_fill_ratio_pct
int64
self_correction_trigger
string
self_correction_action
string
self_correction_reason
string
outcome_after_7d_pnl_bps
int64
outcome_after_7d_var_change_bps
int64
outcome_after_30d_pnl_bps
int64
user_feedback_1_5
int64
advisor_override_flag
bool
notes
string
P5701
Hands-off
401k
USD
2025-12-23
283,801
26,940
256,861
1
63.3
26.9
1.4
8.4
GLD:27.0%;AAPL:24.5%;TSLA:27.0%;QQQ:21.6%
US:71.8;EU:7.6;APAC:7.8;EM:11.5;Other:1.3
Value:-0.9;Growth:+0.1;Quality:-0.6;Size:+0.5;Momentum:-0.7;LowVol:+1.0
ESGOnly
6
35
5.4
trailing 8%
120
13.2
Sideways
17.3
4.88
3.1
109
-4
33
44
false
Buy
Add to core equity +1%
2
-22
BrokerA
MKT
100
null
null
Normal monitoring
111
-17
214
3
false
Tax-aware sells next window
P5702
Cautious
401k
USD
2025-01-21
369,081
56,877
312,204
1
38
34.5
10.7
16.8
BRK.B:33.8%;TSLA:32.5%;VOO:33.8%
US:71.8;EU:17.3;APAC:5.1;EM:3.5;Other:2.3
Value:-0.9;Growth:-0.7;Quality:+0.5;Size:-0.9;Momentum:-0.6;LowVol:+0.3
ESGOnly;NoMargin
10
30
4
hard 10%
164
13.2
Sideways
21.2
4.99
3.3
132
-23
46
37
false
Sell
Trim extended winner -1%
11
9
BrokerB
LMT
85
null
null
Normal monitoring
16
-28
146
3
false
Monitor dispersion and breadth
P5703
Systematic
401k
USD
2025-02-16
1,466,498
77,539
1,388,959
1
63.4
20.9
10.3
5.4
AAPL:29.3%;XLF:29.3%;VOO:29.3%;VTI:12.0%
US:69.4;EU:13.0;APAC:10.6;EM:6.9;Other:0.1
Value:+0.8;Growth:-0.2;Quality:+0.4;Size:+0.3;Momentum:-0.0;LowVol:-0.8
null
8
35
4.9
hard 12%
214
17.1
Sideways
21.1
4.85
2.4
137
31
66
61
false
NoAction
Within bands; monitor
7
2
BrokerD
MKT
0
null
null
Normal monitoring
-49
-13
39
4
false
Tighten stops on momentum names
P5704
Active
Roth
USD
2025-12-11
1,313,204
135,190
1,178,014
1
65.9
26.4
0
7.7
TSLA:19.5%;BND:13.5%;BRK.B:14.3%;HYG:19.6%;VTI:13.1%;QQQ:20.1%
US:76.9;EU:6.6;APAC:11.7;EM:3.1;Other:1.7
Value:+0.9;Growth:-0.8;Quality:+0.7;Size:-0.4;Momentum:-1.0;LowVol:0.0
null
6
25
5.8
hard 12%
166
17.6
Bull
15.1
3.69
3.5
103
25
49
57
false
Rebalance
Shift +1% to bonds from equity
3
12
BrokerB
VWAP
93
null
null
Normal monitoring
42
4
154
3
false
Tax-aware sells next window
P5705
Hands-off
IRA
USD
2025-07-26
275,215
17,367
257,848
1
64.8
16.5
11.9
6.8
VNQ:34.3%;GLD:31.3%;XLF:34.3%
US:61.7;EU:17.7;APAC:12.4;EM:4.6;Other:3.7
Value:+0.9;Growth:0.0;Quality:+0.5;Size:+0.3;Momentum:+0.6;LowVol:+0.7
ESGOnly;NoDerivatives
10
35
3.2
trailing 8%
92
13.5
Bull
16.4
4.45
2.3
76
106
100
59
true
Rebalance
Rebalance back to target bands
20
-12
BrokerB
MKT
94
Drift>tolerance
Reduce
Allocation drift beyond policy bands
12
-17
142
2
false
Monitor dispersion and breadth
P5706
Hands-off
401k
USD
2025-11-02
622,351
61,456
560,895
1
58.1
17.9
14.2
9.7
BRK.B:33.3%;IEF:33.3%;TSLA:33.3%
US:67.6;EU:11.9;APAC:11.9;EM:6.7;Other:2.0
Value:-0.2;Growth:-0.1;Quality:+0.6;Size:-0.8;Momentum:+0.7;LowVol:+0.3
ESGOnly
5
35
5.1
hard 10%
152
12.7
Sideways
20.2
4.83
2.7
122
5
40
52
false
Buy
Add to core equity +1%
-5
-26
BrokerA
MKT
91
null
null
Normal monitoring
79
-47
66
5
false
Tax-aware sells next window
P5707
Cautious
IRA
USD
2024-10-14
331,699
48,089
283,610
1
49.4
38.2
0
12.5
QQQ:33.3%;MSFT:33.3%;HYG:33.3%
US:68.4;EU:11.7;APAC:6.8;EM:12.4;Other:0.7
Value:-0.1;Growth:-0.5;Quality:+0.1;Size:-0.5;Momentum:+0.1;LowVol:+0.2
ESGOnly;NoDerivatives;NoMargin
7
25
3.7
trailing 8%
106
15.9
Bear
23.9
4.07
1.4
186
29
59
49
false
Sell
Trim extended winner -1%
23
-16
BrokerC
MKT
90
null
null
Normal monitoring
-3
-34
9
4
false
Tighten stops on momentum names
P5708
Systematic
401k
USD
2024-10-11
1,899,026
181,536
1,717,490
1
66.2
25.6
0
8.2
AMZN:32.5%;TSLA:33.8%;VOO:33.8%
US:70.3;EU:10.3;APAC:9.2;EM:9.0;Other:1.1
Value:-0.4;Growth:+0.2;Quality:-0.1;Size:+0.7;Momentum:+0.9;LowVol:-0.0
MaxPos8%
6
35
4.2
trailing 9%
174
23.9
Sideways
20.2
4.52
2.1
99
23
47
62
false
Rebalance
Shift +1% to bonds from equity
27
-13
BrokerA
MKT
85
null
null
Normal monitoring
8
8
65
3
false
Tighten stops on momentum names
P5709
Active
401k
USD
2025-08-08
822,011
63,766
758,245
1.24
56.7
27.8
6.5
9
XLF:28.5%;VOO:28.5%;BND:14.4%;BRK.B:28.5%
US:72.5;EU:13.1;APAC:6.3;EM:7.8;Other:0.3
Value:-0.3;Growth:-0.3;Quality:-0.8;Size:-0.9;Momentum:+0.6;LowVol:-0.2
NoDerivatives
7
35
4.5
trailing 8%
221
25.3
Bull
13.8
4.48
2.4
78
31
56
42
false
Buy
Add to core equity +1%
0
14
BrokerA
MKT
99
null
null
Normal monitoring
79
0
149
5
false
Tighten stops on momentum names
P5710
Cautious
IRA
USD
2025-09-22
614,214
88,387
525,827
1
41.1
43.3
2.1
13.5
MSFT:33.3%;BND:33.3%;AMZN:33.3%
US:66.0;EU:12.9;APAC:10.3;EM:6.1;Other:4.7
Value:-0.3;Growth:+0.7;Quality:+0.8;Size:+0.3;Momentum:+0.9;LowVol:+1.0
MaxPos7%;NoMargin
8
35
4.1
trailing 10%
167
13.5
Bull
17.7
4.81
2.5
82
104
96
31
false
Sell
Trim extended winner -1%
0
15
BrokerA
MKT
89
null
null
Normal monitoring
-49
16
-3
3
false
Increase defensive factor exposure
P5711
Hands-off
Taxable
USD
2024-11-07
729,048
40,241
688,807
1
60.2
22.4
11
6.3
BRK.B:23.6%;MUB:11.8%;AAPL:17.4%;BND:23.6%;VOO:23.6%
US:71.2;EU:14.6;APAC:6.3;EM:3.3;Other:4.7
Value:+0.1;Growth:+0.6;Quality:-0.5;Size:-0.6;Momentum:-0.2;LowVol:+1.0
ESGOnly;MaxPos5%
7
35
4.9
trailing 10%
130
19
Sideways
19.1
3.62
3.4
121
6
68
54
false
Buy
Add to core equity +1%
28
-35
BrokerA
LMT
100
null
null
Normal monitoring
-32
-25
90
4
false
Increase defensive factor exposure
P5712
Cautious
IRA
USD
2025-04-13
379,341
34,500
344,841
1
46.5
36.9
3.9
12.7
IEF:25.0%;GLD:25.0%;BRK.B:25.0%;AAPL:25.0%
US:69.4;EU:18.7;APAC:6.4;EM:4.0;Other:1.4
Value:-0.1;Growth:+0.5;Quality:0.0;Size:+0.4;Momentum:-0.3;LowVol:-0.9
NoDerivatives;NoMargin
10
25
3.5
trailing 10%
111
18.2
Bull
16.2
4.43
2.4
92
84
98
30
false
Rebalance
Shift +1% to bonds from equity
-1
1
BrokerC
VWAP
99
null
null
Normal monitoring
78
-59
119
3
false
Within IPS guidelines
P5713
Active
401k
USD
2025-03-01
1,283,128
108,789
1,174,339
1
62.7
18.8
11.7
6.8
IEF:12.5%;AAPL:16.6%;MSFT:8.1%;HYG:21.7%;VOO:21.7%;VTI:19.4%
US:65.6;EU:8.6;APAC:10.7;EM:10.6;Other:4.5
Value:+0.3;Growth:+0.1;Quality:+0.3;Size:-0.1;Momentum:-0.3;LowVol:-1.0
NoDerivatives
10
30
4.6
trailing 9%
126
18.4
Volatile
29
5.25
3.7
153
-36
21
84
true
Hedge
Buy index puts 1% notional
34
-4
BrokerA
MKT
93
RegimeShift
Hedge
Volatility spike and breadth deterioration
-30
17
108
3
false
Increase defensive factor exposure
P5714
Hands-off
Taxable
USD
2024-08-01
829,645
46,124
783,521
1
59.6
21.9
11.8
6.7
QQQ:33.3%;VOO:33.3%;VTI:33.3%
US:69.6;EU:12.5;APAC:10.5;EM:4.4;Other:3.0
Value:-0.1;Growth:+0.7;Quality:-0.9;Size:-0.6;Momentum:+0.9;LowVol:-0.0
NoDerivatives
5
35
4.9
trailing 10%
154
12.9
Volatile
26
5.49
3
118
-45
24
77
true
Rebalance
Rebalance back to target bands
1
-2
BrokerD
MKT
85
Drift>tolerance
Pause
Allocation drift beyond policy bands
-44
-22
8
5
false
Tax-aware sells next window
P5715
Cautious
IRA
USD
2025-04-08
734,199
91,182
643,017
1
39.7
31.7
17.4
11.2
MUB:16.8%;TSLA:22.1%;VTI:21.9%;XLF:17.1%;BND:22.1%
US:62.3;EU:12.2;APAC:12.4;EM:10.5;Other:2.6
Value:+0.8;Growth:-0.8;Quality:-0.5;Size:+0.7;Momentum:-0.9;LowVol:+0.9
NoDerivatives;NoMargin
8
35
4.2
trailing 10%
133
15.4
Bull
17.7
4.42
2.9
90
37
79
43
true
Rebalance
Rebalance back to target bands
12
-16
BrokerB
LMT
97
VAR>budget
Pause
Risk above budget threshold
105
-39
155
3
false
Tax-aware sells next window
P5716
Active
401k
USD
2024-11-06
825,515
79,196
746,319
1
64.7
27.8
0
7.5
VOO:9.0%;VNQ:18.0%;VTI:13.6%;AMZN:13.5%;BND:23.0%;XLF:23.0%
US:72.1;EU:6.8;APAC:13.5;EM:5.5;Other:2.1
Value:-0.7;Growth:+0.8;Quality:+1.0;Size:-0.3;Momentum:+0.6;LowVol:-0.4
MaxPos5%
7
25
4
trailing 9%
221
22.1
Sideways
16.8
4.98
2.1
112
41
67
48
false
Rebalance
Shift +1% to bonds from equity
10
13
BrokerA
LMT
87
null
null
Normal monitoring
4
9
9
5
false
Tighten stops on momentum names
P5717
Active
401k
USD
2025-12-01
2,176,359
148,509
2,027,850
1.09
50
20.2
23.9
5.9
MUB:21.2%;VNQ:17.8%;AAPL:10.2%;XLF:8.6%;GLD:21.2%;HYG:21.0%
US:60.5;EU:19.9;APAC:11.9;EM:4.4;Other:3.2
Value:-0.2;Growth:-0.4;Quality:+1.0;Size:-0.1;Momentum:-0.7;LowVol:-0.9
NoDerivatives
10
35
5.6
trailing 9%
187
25.6
Sideways
16
4.6
2.3
95
36
75
45
false
Rebalance
Shift +1% to bonds from equity
9
-30
BrokerD
MKT
92
null
null
Normal monitoring
-17
-48
66
5
false
Tighten stops on momentum names
P5718
Active
401k
USD
2025-08-11
613,187
67,450
545,737
1
57.9
25.6
8.9
7.5
TSLA:18.0%;HYG:22.5%;GLD:29.8%;MSFT:29.8%
US:82.5;EU:6.1;APAC:5.5;EM:5.3;Other:0.6
Value:+0.7;Growth:+1.0;Quality:-0.7;Size:-0.4;Momentum:+0.9;LowVol:-0.6
null
10
25
4.9
trailing 8%
221
24.1
Bull
13.2
3.91
2.9
86
119
100
41
true
Hedge
Buy index puts 1% notional
9
-31
BrokerD
VWAP
90
Drift>tolerance
Reduce
Allocation drift beyond policy bands
19
-42
116
4
false
Tax-aware sells next window
P5719
Opportunistic
Roth
USD
2024-11-04
362,998
17,202
345,796
1
73
20.9
0.4
5.7
AMZN:21.0%;MUB:21.0%;HYG:14.8%;TLT:21.0%;BND:12.2%;TSLA:10.0%
US:71.0;EU:7.9;APAC:8.4;EM:9.1;Other:3.6
Value:-0.6;Growth:+0.5;Quality:+0.7;Size:-0.9;Momentum:+0.5;LowVol:-0.9
null
5
30
4.7
hard 12%
263
29.4
Bear
26.8
4.03
2.9
193
-83
12
68
false
Sell
Trim extended winner -1%
-5
-11
BrokerC
LMT
88
null
null
Normal monitoring
105
5
105
3
false
Within IPS guidelines
P5720
Hands-off
401k
USD
2024-10-12
198,525
13,387
185,138
1
58.3
17.4
19.1
5.2
MSFT:15.8%;TLT:23.3%;AMZN:23.3%;XLF:8.9%;GLD:14.2%;TSLA:14.5%
US:67.9;EU:14.4;APAC:12.2;EM:3.8;Other:1.7
Value:+0.5;Growth:+0.5;Quality:+0.1;Size:-0.2;Momentum:+0.4;LowVol:-0.2
null
10
30
6
hard 10%
113
18.9
Bear
22.7
3.61
1.5
163
-66
5
57
false
Rebalance
Shift +1% to bonds from equity
26
-8
BrokerA
MKT
99
null
null
Normal monitoring
2
-7
77
4
false
Tighten stops on momentum names
P5721
Systematic
IRA
USD
2025-07-24
665,791
41,231
624,560
1
63.2
22
9.7
5.1
HYG:15.5%;QQQ:20.1%;VNQ:15.9%;IEF:8.6%;XLF:19.8%;AMZN:20.1%
US:56.1;EU:19.9;APAC:13.3;EM:7.2;Other:3.5
Value:-0.4;Growth:-1.0;Quality:-0.0;Size:+0.6;Momentum:-0.5;LowVol:+0.7
null
10
35
5.6
trailing 9%
175
18.2
Bull
17.7
3.85
2
100
53
82
62
false
Buy
Add to core equity +1%
31
-21
BrokerB
MKT
99
null
null
Normal monitoring
39
-31
112
3
false
Tax-aware sells next window
P5722
Opportunistic
401k
USD
2025-11-20
1,099,802
58,093
1,041,709
1.06
67.1
11.8
15.6
5.4
BRK.B:27.3%;MUB:27.3%;AMZN:27.3%;TSLA:18.1%
US:58.4;EU:20.1;APAC:6.7;EM:11.0;Other:3.8
Value:-0.3;Growth:-0.5;Quality:-0.6;Size:-0.5;Momentum:+0.5;LowVol:+0.8
null
10
25
4.6
hard 12%
225
33.3
Sideways
18.4
4.16
2.1
113
-9
40
54
false
Buy
Add to core equity +1%
25
-28
BrokerA
MKT
93
null
null
Normal monitoring
29
-28
129
3
false
Within IPS guidelines
P5723
Cautious
Roth
USD
2025-04-27
755,594
90,986
664,608
1
41.8
35.5
6
16.7
TLT:23.9%;VTI:27.8%;GLD:27.8%;BND:20.5%
US:62.9;EU:12.1;APAC:12.2;EM:11.1;Other:1.8
Value:+0.4;Growth:+0.6;Quality:+0.4;Size:+0.4;Momentum:-0.9;LowVol:+0.4
NoMargin
6
35
3.2
hard 10%
150
19.9
Volatile
28.7
4.69
4.3
178
11
46
57
false
Rebalance
Shift +1% to bonds from equity
-2
-21
BrokerD
MKT
90
null
null
Normal monitoring
45
-50
71
4
false
Within IPS guidelines
P5724
Cautious
IRA
USD
2024-07-24
823,095
70,432
752,663
1
35
42.5
11.1
11.4
HYG:33.3%;GLD:33.3%;VNQ:33.3%
US:60.5;EU:14.9;APAC:11.5;EM:8.9;Other:4.1
Value:+0.5;Growth:0.0;Quality:-1.0;Size:+0.8;Momentum:-0.2;LowVol:-0.3
MaxPos8%;NoMargin
5
35
4.1
hard 10%
109
17.6
Bull
16.6
3.62
3.4
92
112
100
26
false
Hedge
Add TLT +1% as duration hedge
16
-1
BrokerB
MKT
97
null
null
Normal monitoring
-52
-54
-87
4
false
Within IPS guidelines
P5725
Opportunistic
Trust
USD
2025-02-14
910,565
33,357
877,208
1
73
20.1
0
6.9
TSLA:33.5%;IEF:33.5%;VNQ:33.1%
US:65.5;EU:20.7;APAC:9.4;EM:3.5;Other:0.9
Value:+0.5;Growth:+0.6;Quality:-0.6;Size:+0.8;Momentum:+0.9;LowVol:+0.6
MaxPos8%
8
30
6.7
trailing 7%
190
27
Bull
13.7
4.94
2.7
76
49
67
60
false
Rebalance
Shift +1% to bonds from equity
-12
7
BrokerC
MKT
88
null
null
Normal monitoring
17
-15
94
3
false
Within IPS guidelines
P5726
Opportunistic
Trust
USD
2025-05-18
994,316
48,619
945,697
1
74.7
14.8
3.6
6.9
MUB:33.3%;AAPL:33.3%;IEF:33.3%
US:70.2;EU:10.3;APAC:7.3;EM:11.0;Other:1.2
Value:-0.6;Growth:+0.3;Quality:-0.6;Size:+0.1;Momentum:+0.2;LowVol:-0.0
null
5
30
4
hard 12%
196
26.8
Sideways
20.7
4.95
3.3
113
37
58
75
false
Buy
Add to core equity +1%
-10
-10
BrokerA
LMT
95
null
null
Normal monitoring
97
-21
179
3
false
Increase defensive factor exposure
P5727
Hands-off
Taxable
USD
2024-09-05
786,023
50,904
735,119
1
69.8
21.2
0
9
AAPL:26.5%;VOO:26.5%;QQQ:22.1%;BRK.B:24.8%
US:70.4;EU:6.4;APAC:13.1;EM:7.9;Other:2.1
Value:+0.6;Growth:-1.0;Quality:+0.5;Size:0.0;Momentum:-0.0;LowVol:+0.6
null
5
30
4
trailing 8%
163
15.8
Sideways
17.6
3.91
2.9
119
11
51
57
false
Rebalance
Shift +1% to bonds from equity
-7
-1
BrokerA
LMT
85
null
null
Normal monitoring
5
1
114
5
false
Monitor dispersion and breadth
P5728
Opportunistic
Taxable
USD
2025-07-12
506,804
29,722
477,082
1
75.5
19
0
5.5
VOO:18.9%;IEF:28.0%;XLF:25.0%;GLD:28.0%
US:75.4;EU:12.4;APAC:6.0;EM:4.2;Other:1.9
Value:+0.2;Growth:+0.6;Quality:-0.1;Size:-0.4;Momentum:+0.4;LowVol:+0.8
null
10
30
6.8
trailing 9%
225
22.8
Volatile
27.6
5.48
3.5
130
-49
16
87
true
Hedge
Buy index puts 1% notional
13
12
BrokerB
LMT
94
Drift>tolerance
Reduce
Allocation drift beyond policy bands
97
-9
186
4
false
Monitor dispersion and breadth
P5729
Active
IRA
USD
2024-08-29
1,037,783
93,219
944,564
1
53
19.9
20.3
6.8
AMZN:33.4%;TSLA:33.4%;AAPL:33.2%
US:65.7;EU:11.0;APAC:13.1;EM:8.5;Other:1.8
Value:-0.1;Growth:-0.1;Quality:+0.5;Size:-0.8;Momentum:-0.2;LowVol:+0.2
null
7
35
4.7
trailing 9%
202
24.5
Volatile
28.2
4.87
2.8
163
37
66
73
true
Hedge
Buy index puts 1% notional
1
-33
BrokerD
LMT
96
Drift>tolerance
Reduce
Allocation drift beyond policy bands
106
-11
219
2
true
Increase defensive factor exposure
P5730
Hands-off
401k
USD
2024-12-03
591,592
45,376
546,216
1
64.2
19.2
11.1
5.5
BND:27.5%;VNQ:27.5%;QQQ:26.1%;MUB:18.9%
US:64.5;EU:16.1;APAC:7.3;EM:10.0;Other:2.2
Value:-0.7;Growth:-0.1;Quality:+0.5;Size:-0.6;Momentum:-0.3;LowVol:+0.7
MaxPos8%
10
25
4.1
trailing 8%
113
13.2
Bull
11.2
3.63
2.5
77
9
46
37
false
Buy
Add to core equity +1%
13
0
BrokerC
LMT
93
null
null
Normal monitoring
-18
-53
-10
3
false
Within IPS guidelines
P5731
Active
IRA
USD
2024-08-07
694,300
62,267
632,033
1.21
51.9
26.3
15.8
6
QQQ:16.4%;XLF:15.4%;VNQ:21.6%;BND:23.3%;VTI:23.3%
US:66.1;EU:16.1;APAC:11.0;EM:3.7;Other:3.1
Value:+0.8;Growth:-0.2;Quality:-0.5;Size:+0.4;Momentum:+0.7;LowVol:-0.3
null
5
35
5.9
trailing 9%
221
18.8
Sideways
18.7
3.54
3.1
131
22
74
48
false
Rebalance
Shift +1% to bonds from equity
14
-29
BrokerB
MKT
95
null
null
Normal monitoring
-32
-7
-29
5
false
Within IPS guidelines
P5732
Hands-off
IRA
USD
2025-03-25
370,059
15,169
354,890
1
65.5
28.1
0
6.4
MSFT:21.6%;MUB:13.6%;GLD:21.6%;AAPL:21.6%;BND:21.6%
US:61.4;EU:16.2;APAC:11.7;EM:6.8;Other:3.9
Value:-0.3;Growth:-0.6;Quality:-0.5;Size:+0.2;Momentum:+0.3;LowVol:+0.8
MaxPos5%
8
30
3.4
trailing 10%
134
13.7
Bull
11.7
4.25
2.8
96
38
71
51
false
Sell
Trim extended winner -1%
18
6
BrokerB
LMT
98
null
null
Normal monitoring
-9
-20
98
3
false
Within IPS guidelines
P5733
Opportunistic
Taxable
USD
2025-02-01
1,455,044
57,149
1,397,895
1.12
60.7
12.8
19.1
7.5
HYG:11.2%;XLF:15.7%;AMZN:22.7%;VOO:18.5%;VTI:22.7%;BND:9.2%
US:57.1;EU:17.1;APAC:14.1;EM:10.4;Other:1.4
Value:-0.0;Growth:-0.0;Quality:+0.2;Size:+0.8;Momentum:-0.1;LowVol:-0.8
null
8
30
6.9
trailing 7%
229
29.2
Volatile
23.7
4.4
2.7
172
41
75
69
false
Buy
Add to core equity +1%
26
-37
BrokerD
MKT
96
null
null
Normal monitoring
-33
1
-40
4
false
Tax-aware sells next window
P5734
Opportunistic
IRA
USD
2024-07-14
1,398,186
87,389
1,310,797
1.16
64.3
21.8
5
8.9
MUB:20.6%;BRK.B:26.5%;HYG:26.5%;VNQ:26.5%
US:59.7;EU:15.8;APAC:7.7;EM:12.0;Other:4.8
Value:+0.1;Growth:-0.9;Quality:+0.7;Size:+0.5;Momentum:-0.8;LowVol:+0.7
NoDerivatives
8
25
6
trailing 9%
197
20.7
Bull
15.6
3.93
2.5
79
52
81
59
false
Sell
Trim extended winner -1%
12
-20
BrokerC
VWAP
90
null
null
Normal monitoring
-8
-7
45
5
false
Tax-aware sells next window
P5735
Cautious
Trust
USD
2025-07-26
348,324
36,471
311,853
1
54.6
31.7
0
13.7
TLT:29.5%;AAPL:29.5%;AMZN:17.1%;TSLA:23.8%
US:58.7;EU:21.6;APAC:9.3;EM:7.7;Other:2.8
Value:+0.2;Growth:+0.5;Quality:+0.3;Size:-0.1;Momentum:+0.1;LowVol:+0.3
ESGOnly;MaxPos6%;NoMargin
8
25
3.8
hard 10%
140
20
Sideways
16.7
3.81
2.5
108
2
43
47
true
Hedge
Buy index puts 1% notional
23
-25
BrokerD
VWAP
98
VAR>budget
Hedge
Risk above budget threshold
52
-14
36
2
false
Monitor dispersion and breadth
P5736
Opportunistic
Roth
USD
2025-09-09
1,186,497
74,463
1,112,034
1
68.6
16.8
7
7.6
HYG:23.2%;XLF:23.2%;MSFT:23.2%;QQQ:23.2%;BRK.B:7.4%
US:63.6;EU:13.9;APAC:11.5;EM:4.9;Other:6.1
Value:-0.4;Growth:-0.5;Quality:-0.7;Size:+0.9;Momentum:-1.0;LowVol:0.0
NoDerivatives
8
35
4.6
trailing 7%
185
29.2
Volatile
31.7
4.58
3.3
153
-46
40
78
true
Hedge
Buy index puts 1% notional
19
13
BrokerB
MKT
89
RegimeShift
Reduce
Volatility spike and breadth deterioration
41
-29
2
2
false
Tax-aware sells next window
P5737
Hands-off
Roth
USD
2025-09-22
317,630
20,564
297,066
1
67.3
23.1
0
9.5
VOO:20.4%;AAPL:11.0%;VTI:10.7%;IEF:11.4%;AMZN:23.3%;HYG:23.3%
US:66.4;EU:13.0;APAC:12.9;EM:6.0;Other:1.7
Value:-0.6;Growth:-0.2;Quality:+0.9;Size:-1.0;Momentum:-0.3;LowVol:-0.5
MaxPos8%;NoDerivatives
10
25
5.6
trailing 8%
92
15.2
Bull
17.8
3.97
3.4
82
77
78
52
true
Rebalance
Rebalance back to target bands
26
3
BrokerD
LMT
97
RegimeShift
TightenStops
Volatility spike and breadth deterioration
116
-57
240
3
false
Tax-aware sells next window
P5738
Cautious
Roth
USD
2025-12-14
486,173
42,999
443,174
1
48.7
37
0
14.3
VOO:33.3%;BND:33.3%;AAPL:33.3%
US:68.8;EU:7.5;APAC:13.0;EM:8.4;Other:2.2
Value:-0.4;Growth:+0.2;Quality:-0.1;Size:-0.4;Momentum:+0.2;LowVol:+0.3
MaxPos7%;NoDerivatives;NoMargin
10
35
5.5
hard 10%
136
13.4
Sideways
21.8
4.01
2.6
97
45
87
50
false
Buy
Add to core equity +1%
4
-26
BrokerB
MKT
98
null
null
Normal monitoring
-13
-26
56
4
false
Within IPS guidelines
P5739
Hands-off
Trust
USD
2025-09-19
378,868
19,071
359,797
1
67.3
26.5
0
6.2
MSFT:23.0%;VNQ:12.2%;HYG:23.0%;TSLA:23.0%;MUB:18.9%
US:72.1;EU:10.6;APAC:6.8;EM:9.9;Other:0.5
Value:+0.6;Growth:+0.4;Quality:+0.5;Size:+0.5;Momentum:-0.1;LowVol:+0.7
ESGOnly
5
35
5.2
trailing 8%
159
18.8
Volatile
21.1
4.95
3.2
119
55
64
57
false
Rebalance
Shift +1% to bonds from equity
14
-13
BrokerC
MKT
95
null
null
Normal monitoring
35
-8
44
4
false
Tighten stops on momentum names
P5740
Hands-off
Taxable
USD
2024-10-25
862,161
80,947
781,214
1
69.4
21.3
0
9.4
AAPL:29.5%;VOO:29.5%;BRK.B:11.4%;TSLA:29.5%
US:68.7;EU:18.3;APAC:5.8;EM:6.2;Other:1.0
Value:+0.4;Growth:-0.1;Quality:+0.4;Size:+0.7;Momentum:+0.4;LowVol:-0.2
ESGOnly
10
35
4.6
hard 10%
170
18.6
Sideways
19.4
4.46
3.1
128
-23
50
69
false
Sell
Trim extended winner -1%
-6
-18
BrokerC
MKT
85
null
null
Normal monitoring
106
-60
186
3
false
Tighten stops on momentum names
P5741
Cautious
IRA
USD
2025-11-22
296,263
43,154
253,109
1
50.3
33.4
0
16.3
MSFT:15.7%;QQQ:21.3%;AAPL:10.6%;BRK.B:20.7%;TLT:21.3%;TSLA:10.5%
US:67.6;EU:15.8;APAC:7.1;EM:6.0;Other:3.5
Value:-0.1;Growth:-0.4;Quality:-0.1;Size:-0.3;Momentum:+0.3;LowVol:-0.7
ESGOnly;NoMargin
6
30
5.5
trailing 8%
94
13.6
Bull
15.7
4.42
2.9
95
10
46
37
false
Sell
Trim extended winner -1%
19
-2
BrokerB
LMT
86
null
null
Normal monitoring
47
-25
93
5
false
Increase defensive factor exposure
P5742
Cautious
Trust
USD
2025-04-22
625,545
62,689
562,856
1
40.3
30
18.4
11.2
MUB:14.3%;QQQ:14.7%;BND:20.4%;IEF:25.2%;BRK.B:25.2%
US:65.9;EU:11.1;APAC:8.0;EM:11.9;Other:3.2
Value:+0.3;Growth:-0.8;Quality:-0.0;Size:-0.2;Momentum:-0.5;LowVol:+0.9
NoMargin
5
30
5.1
trailing 8%
168
19.8
Volatile
25.2
4.8
2.3
153
56
67
53
false
Rebalance
Shift +1% to bonds from equity
21
-7
BrokerC
LMT
96
null
null
Normal monitoring
-57
-9
35
5
false
Within IPS guidelines
P5743
Cautious
Taxable
USD
2025-09-30
258,564
35,754
222,810
1
41.7
35.7
11.4
11.2
BRK.B:13.4%;VTI:21.3%;MUB:16.1%;XLF:21.3%;VOO:7.1%;TSLA:20.8%
US:65.6;EU:9.5;APAC:7.3;EM:12.1;Other:5.5
Value:+0.1;Growth:+0.2;Quality:-0.5;Size:-0.4;Momentum:+0.6;LowVol:-0.1
ESGOnly;NoMargin
8
25
4.4
trailing 10%
138
19.4
Sideways
16.4
4.2
2.3
138
-10
60
32
false
Buy
Add to core equity +1%
17
-14
BrokerD
VWAP
92
null
null
Normal monitoring
117
-44
187
4
false
Monitor dispersion and breadth
P5744
Cautious
IRA
USD
2025-04-23
862,932
81,870
781,062
1
42.9
35.7
10.1
11.4
TSLA:35.9%;MSFT:28.3%;AAPL:35.9%
US:72.1;EU:10.9;APAC:7.6;EM:7.1;Other:2.5
Value:-0.7;Growth:+0.3;Quality:-0.7;Size:-0.6;Momentum:-0.5;LowVol:-0.4
NoMargin
10
30
4.1
trailing 10%
154
13.9
Sideways
21.1
4.25
3
112
-8
56
57
false
Rebalance
Shift +1% to bonds from equity
5
-30
BrokerD
LMT
91
null
null
Normal monitoring
73
-36
77
4
false
Tax-aware sells next window
P5745
Hands-off
401k
USD
2025-10-16
879,592
57,504
822,088
1
67.4
18.3
4.4
9.9
AMZN:17.4%;AAPL:21.5%;BRK.B:18.1%;VNQ:21.5%;BND:21.5%
US:71.1;EU:14.6;APAC:4.7;EM:5.4;Other:4.2
Value:-0.2;Growth:-1.0;Quality:-0.7;Size:-0.4;Momentum:-0.3;LowVol:-0.6
null
10
30
4.8
trailing 10%
143
18.8
Sideways
18.7
4.44
2.9
133
9
47
50
false
Rebalance
Shift +1% to bonds from equity
29
-24
BrokerA
VWAP
99
null
null
Normal monitoring
-31
6
62
4
false
Within IPS guidelines
P5746
Active
Trust
USD
2025-11-23
2,180,310
175,657
2,004,653
1
55.8
30.8
3.6
9.9
MSFT:20.9%;HYG:17.4%;XLF:9.8%;GLD:20.3%;IEF:17.8%;AMZN:13.8%
US:62.6;EU:8.5;APAC:15.6;EM:9.4;Other:3.9
Value:+0.9;Growth:+0.7;Quality:+0.5;Size:+0.4;Momentum:-0.6;LowVol:+0.7
MaxPos6%;NoDerivatives
5
35
5.5
trailing 8%
182
27.6
Volatile
26.1
4.75
2.9
136
-54
15
64
false
Sell
Trim extended winner -1%
-11
-23
BrokerD
MKT
88
null
null
Normal monitoring
5
-38
87
4
false
Tax-aware sells next window
P5747
Hands-off
401k
USD
2025-11-04
490,613
29,365
461,248
1
63.9
25.7
0.9
9.5
BND:14.8%;TLT:21.4%;MUB:21.4%;TSLA:21.4%;MSFT:10.4%;AAPL:10.6%
US:66.5;EU:11.3;APAC:12.6;EM:4.9;Other:4.8
Value:+0.7;Growth:-0.3;Quality:+0.8;Size:+0.8;Momentum:-0.5;LowVol:-0.8
ESGOnly;MaxPos7%
10
25
3.9
trailing 8%
106
19.7
Volatile
20.1
4.38
3.4
172
-42
30
60
false
Sell
Trim extended winner -1%
35
-8
BrokerD
LMT
89
null
null
Normal monitoring
-4
-1
111
4
false
Monitor dispersion and breadth
P5748
Hands-off
401k
USD
2024-08-17
541,599
46,377
495,222
1
67.7
22.8
0
9.5
VTI:17.8%;IEF:16.3%;TSLA:24.2%;VOO:17.4%;XLF:24.2%
US:76.4;EU:9.6;APAC:5.9;EM:6.3;Other:1.8
Value:-0.2;Growth:-0.6;Quality:-0.9;Size:-0.4;Momentum:-0.5;LowVol:+0.6
null
5
35
4.2
hard 10%
97
19.3
Sideways
20.1
3.58
3.5
99
60
66
57
false
Hedge
Add TLT +1% as duration hedge
17
3
BrokerC
MKT
99
null
null
Normal monitoring
6
-50
-23
4
false
Monitor dispersion and breadth
P5749
Cautious
Roth
USD
2025-09-05
162,449
15,830
146,619
1
38.8
38.9
7.1
15.1
BRK.B:26.3%;MSFT:21.2%;TLT:26.3%;VNQ:26.3%
US:65.1;EU:13.8;APAC:11.1;EM:8.7;Other:1.2
Value:+0.3;Growth:-0.2;Quality:+0.4;Size:-0.8;Momentum:-0.6;LowVol:-0.2
MaxPos8%;NoDerivatives;NoMargin
8
25
5.2
trailing 8%
162
14.5
Bull
13.1
3.98
3.1
85
77
74
33
false
Rebalance
Shift +1% to bonds from equity
15
-20
BrokerB
MKT
86
null
null
Normal monitoring
32
-52
68
3
false
Monitor dispersion and breadth
P5750
Opportunistic
IRA
USD
2024-11-28
403,702
33,329
370,373
1.05
67.7
20.3
5.2
6.8
VNQ:21.7%;MUB:21.7%;MSFT:21.7%;QQQ:8.6%;TLT:19.6%;AMZN:6.6%
US:61.3;EU:16.1;APAC:8.4;EM:10.8;Other:3.4
Value:-1.0;Growth:+0.8;Quality:-0.6;Size:-0.1;Momentum:+0.2;LowVol:+1.0
null
7
25
4.6
hard 12%
250
28.4
Volatile
24.1
3.66
3
152
-38
35
78
true
Hedge
Buy index puts 1% notional
7
-5
BrokerC
VWAP
92
VAR>budget
Reduce
Risk above budget threshold
106
-35
199
5
false
Tax-aware sells next window
P5751
Hands-off
401k
USD
2024-09-23
886,266
84,905
801,361
1
62.1
17.7
14.6
5.6
XLF:28.4%;HYG:22.1%;GLD:21.0%;VTI:28.4%
US:77.4;EU:7.5;APAC:8.9;EM:5.4;Other:0.7
Value:-0.2;Growth:-0.8;Quality:+0.9;Size:+0.9;Momentum:+0.3;LowVol:+0.4
ESGOnly;MaxPos8%;NoDerivatives
5
35
4.4
hard 10%
126
12.3
Volatile
27.6
4.87
2.6
161
75
96
75
true
Reduce
Cut high-beta by 2-3%, add cash
33
4
BrokerD
MKT
85
RegimeShift
Pause
Volatility spike and breadth deterioration
68
8
103
3
false
Tax-aware sells next window
P5752
Hands-off
Trust
USD
2025-01-14
446,397
36,137
410,260
1
63.8
29.5
0
6.7
MSFT:33.3%;VNQ:33.3%;AMZN:33.3%
US:64.2;EU:14.7;APAC:11.9;EM:8.5;Other:0.7
Value:+1.0;Growth:+0.3;Quality:+0.4;Size:-0.6;Momentum:+0.3;LowVol:-0.3
ESGOnly;NoDerivatives
6
35
3.5
hard 10%
115
18.9
Bull
13.9
4.33
2.3
84
33
69
38
false
Rebalance
Shift +1% to bonds from equity
1
-14
BrokerA
MKT
87
null
null
Normal monitoring
-27
8
26
3
false
Monitor dispersion and breadth
P5753
Systematic
IRA
USD
2024-07-17
982,864
90,153
892,711
1
62.9
27.6
0.5
9
IEF:27.3%;TSLA:36.3%;GLD:36.3%
US:70.6;EU:11.5;APAC:10.4;EM:5.2;Other:2.3
Value:-0.9;Growth:-0.1;Quality:+0.2;Size:+0.7;Momentum:-0.5;LowVol:-0.6
MaxPos6%
8
25
4.5
trailing 8%
172
26.8
Volatile
23.8
4.41
2.7
176
23
70
74
true
Hedge
Buy index puts 1% notional
-10
-7
BrokerB
LMT
87
Drift>tolerance
Pause
Allocation drift beyond policy bands
-11
-36
109
3
false
Tax-aware sells next window
P5754
Systematic
Roth
USD
2024-09-29
684,424
28,411
656,013
1
61.1
28
1.1
9.8
GLD:26.9%;MSFT:26.9%;AMZN:26.9%;BRK.B:19.2%
US:67.3;EU:15.3;APAC:12.3;EM:3.1;Other:2.0
Value:-0.0;Growth:+1.0;Quality:+0.9;Size:-0.3;Momentum:+0.1;LowVol:-0.7
null
6
30
4.4
trailing 9%
168
26.1
Bull
15.2
4.89
2.4
70
96
98
45
false
Buy
Add to core equity +1%
13
-21
BrokerD
VWAP
97
null
null
Normal monitoring
87
-34
223
5
false
Monitor dispersion and breadth
P5755
Opportunistic
Taxable
USD
2025-09-28
616,223
23,796
592,427
1
67.5
11.8
13.2
7.5
QQQ:28.7%;BRK.B:13.8%;TSLA:28.7%;VNQ:28.7%
US:60.9;EU:12.6;APAC:13.5;EM:11.3;Other:1.6
Value:-0.6;Growth:+0.6;Quality:+0.2;Size:-0.8;Momentum:0.0;LowVol:-0.1
MaxPos7%
5
30
5.7
trailing 7%
258
22.9
Bull
14.5
4.24
3.2
79
67
92
41
false
Rebalance
Shift +1% to bonds from equity
-13
-4
BrokerC
LMT
90
null
null
Normal monitoring
60
-6
23
3
false
Tighten stops on momentum names
P5756
Systematic
Roth
USD
2025-01-13
913,194
64,851
848,343
1
57.3
33.2
2.1
7.4
MSFT:17.7%;VTI:25.9%;HYG:12.2%;TSLA:18.4%;IEF:25.9%
US:67.3;EU:11.4;APAC:14.0;EM:6.5;Other:0.8
Value:-0.7;Growth:-0.5;Quality:-0.7;Size:-0.9;Momentum:+0.1;LowVol:+0.7
null
10
35
6
trailing 8%
184
24.1
Sideways
16.7
4.45
2
138
50
74
53
false
Buy
Add to core equity +1%
-6
-19
BrokerC
MKT
88
null
null
Normal monitoring
3
-35
88
3
false
Tax-aware sells next window
P5757
Cautious
IRA
USD
2024-10-01
691,708
108,748
582,960
1
37.3
31.9
14.5
16.3
GLD:23.5%;IEF:23.5%;XLF:12.4%;TSLA:23.5%;BND:17.1%
US:67.9;EU:9.5;APAC:9.1;EM:9.8;Other:3.8
Value:-0.5;Growth:+0.3;Quality:+0.9;Size:+0.7;Momentum:+0.7;LowVol:+0.8
ESGOnly;NoDerivatives;NoMargin
6
35
4.4
hard 10%
145
18.2
Sideways
17
3.53
2.4
128
7
61
27
false
Sell
Trim extended winner -1%
-7
-34
BrokerC
MKT
94
null
null
Normal monitoring
112
9
110
3
false
Within IPS guidelines
P5758
Systematic
Trust
USD
2025-12-20
478,173
40,698
437,475
1
57
32.3
1.7
9
TLT:22.3%;AAPL:22.3%;QQQ:15.5%;HYG:22.3%;XLF:17.6%
US:63.5;EU:11.7;APAC:12.0;EM:11.1;Other:1.8
Value:+0.1;Growth:+0.6;Quality:+0.7;Size:+0.2;Momentum:+0.9;LowVol:-0.1
null
10
25
5.4
hard 12%
143
26.2
Volatile
22.3
5.29
3.6
113
-60
29
68
false
Hedge
Add TLT +1% as duration hedge
-2
-36
BrokerC
LMT
85
null
null
Normal monitoring
43
3
91
5
false
Tax-aware sells next window
P5759
Systematic
Trust
USD
2025-05-30
1,909,190
170,959
1,738,231
1
57
26.2
8.1
8.7
MUB:14.3%;IEF:22.7%;AAPL:21.4%;MSFT:22.7%;GLD:18.9%
US:67.8;EU:15.4;APAC:5.3;EM:11.4;Other:0.1
Value:+0.3;Growth:-0.1;Quality:+0.8;Size:+0.6;Momentum:+0.8;LowVol:+0.2
MaxPos8%;NoDerivatives
8
35
4.4
hard 12%
156
24.3
Bull
17.1
4.05
2.7
82
32
72
43
false
Buy
Add to core equity +1%
25
-32
BrokerD
MKT
98
null
null
Normal monitoring
89
-29
80
3
false
Tax-aware sells next window
P5760
Hands-off
401k
USD
2025-01-16
320,513
22,781
297,732
1
57.2
25.8
9.7
7.3
GLD:30.1%;TSLA:24.7%;BND:15.2%;QQQ:30.1%
US:64.5;EU:15.3;APAC:8.9;EM:10.3;Other:1.1
Value:+0.9;Growth:-0.4;Quality:-0.7;Size:-0.5;Momentum:+0.5;LowVol:-0.7
ESGOnly
7
30
4.9
trailing 10%
111
18.4
Volatile
29.2
3.66
3.2
150
20
54
80
true
Reduce
Cut high-beta by 2-3%, add cash
-13
-16
BrokerC
MKT
87
Drift>tolerance
Pause
Allocation drift beyond policy bands
-42
4
91
3
false
Increase defensive factor exposure
P5761
Active
Taxable
USD
2025-01-20
2,087,413
151,818
1,935,595
1
57.2
29.2
8
5.6
GLD:23.8%;HYG:15.8%;MSFT:22.8%;AAPL:23.8%;TSLA:13.7%
US:62.8;EU:18.9;APAC:7.7;EM:10.1;Other:0.5
Value:-0.4;Growth:-0.0;Quality:0.0;Size:+0.9;Momentum:+0.5;LowVol:-0.3
null
7
25
4.8
hard 12%
226
17.6
Sideways
17.9
3.85
2.3
103
-13
42
44
false
Sell
Trim extended winner -1%
2
14
BrokerB
MKT
100
null
null
Normal monitoring
91
10
148
3
false
Within IPS guidelines
P5762
Cautious
Trust
USD
2025-11-02
266,751
37,073
229,678
1
40.4
36.7
6.5
16.4
TSLA:15.2%;IEF:23.8%;GLD:13.5%;MUB:23.8%;BND:23.8%
US:71.5;EU:9.3;APAC:6.6;EM:11.6;Other:1.1
Value:+0.8;Growth:+0.3;Quality:+0.3;Size:-0.5;Momentum:-0.1;LowVol:+0.1
ESGOnly;MaxPos8%;NoMargin
7
35
5.3
trailing 10%
92
15.2
Volatile
27.2
4.93
2.7
133
-46
14
57
false
Sell
Trim extended winner -1%
3
-29
BrokerC
LMT
96
null
null
Normal monitoring
-35
-34
56
3
false
Within IPS guidelines
P5763
Systematic
401k
USD
2025-11-02
1,087,895
85,545
1,002,350
1
65.8
23.2
4.7
6.3
QQQ:19.4%;VNQ:19.0%;TSLA:21.0%;AMZN:21.0%;VTI:19.7%
US:69.9;EU:7.4;APAC:8.6;EM:13.2;Other:0.9
Value:-0.6;Growth:-0.9;Quality:+0.7;Size:-0.9;Momentum:+1.0;LowVol:+0.8
null
10
35
6
trailing 9%
135
27.4
Bear
23.7
3.66
2
143
-64
12
69
false
Rebalance
Shift +1% to bonds from equity
0
-30
BrokerD
MKT
97
null
null
Normal monitoring
-19
-48
106
5
false
Tighten stops on momentum names
P5764
Cautious
401k
USD
2025-11-27
176,525
22,757
153,768
1
44.9
37.5
6.3
11.3
VTI:33.3%;IEF:33.3%;VOO:33.3%
US:74.0;EU:6.5;APAC:12.9;EM:3.7;Other:2.9
Value:-1.0;Growth:+0.6;Quality:-0.8;Size:+0.8;Momentum:+0.9;LowVol:-0.5
ESGOnly;NoMargin
7
30
4.2
hard 10%
154
14.5
Bear
29
3.14
1.1
201
29
55
70
false
Rebalance
Shift +1% to bonds from equity
21
-6
BrokerA
MKT
96
null
null
Normal monitoring
-33
-39
106
3
false
Within IPS guidelines
P5765
Hands-off
Taxable
USD
2025-12-06
667,515
54,154
613,361
1
61.6
22.3
10.4
5.7
BRK.B:25.6%;MSFT:23.3%;AMZN:25.6%;MUB:25.6%
US:58.0;EU:18.4;APAC:11.9;EM:10.0;Other:1.7
Value:+0.8;Growth:+0.2;Quality:-0.4;Size:+1.0;Momentum:+0.6;LowVol:-0.4
ESGOnly
8
30
5.3
hard 10%
127
17.4
Bull
12.1
4.22
2.6
96
51
77
43
false
Hedge
Add TLT +1% as duration hedge
33
-23
BrokerC
MKT
87
null
null
Normal monitoring
-29
-24
15
3
false
Within IPS guidelines
P5766
Systematic
Roth
USD
2025-08-12
1,904,259
186,458
1,717,801
1
62.8
21.7
9.3
6.1
VTI:28.3%;GLD:28.3%;XLF:26.0%;AMZN:17.5%
US:67.0;EU:7.6;APAC:11.5;EM:10.9;Other:3.0
Value:+0.7;Growth:+0.2;Quality:-0.2;Size:0.0;Momentum:+0.3;LowVol:+1.0
MaxPos6%
6
35
4.6
trailing 8%
186
26.3
Bear
29
3.13
1.9
149
-20
33
81
true
Reduce
Cut high-beta by 2-3%, add cash
15
-20
BrokerA
MKT
95
Drift>tolerance
Pause
Allocation drift beyond policy bands
-21
-59
94
3
false
Monitor dispersion and breadth
P5767
Cautious
Taxable
USD
2025-05-26
317,435
47,080
270,355
1
51.2
33.6
0
15.2
TSLA:18.6%;BND:27.1%;MUB:27.1%;VNQ:27.1%
US:60.2;EU:12.1;APAC:17.2;EM:5.2;Other:5.3
Value:+0.4;Growth:-0.8;Quality:+0.6;Size:+0.5;Momentum:-0.3;LowVol:-0.1
MaxPos6%;NoDerivatives;NoMargin
10
25
5.1
hard 10%
94
13.1
Bull
15.9
3.88
2.4
114
20
57
48
false
Sell
Trim extended winner -1%
15
11
BrokerC
LMT
98
null
null
Normal monitoring
101
9
211
3
false
Tighten stops on momentum names
P5768
Cautious
IRA
USD
2025-03-28
619,805
54,498
565,307
1
37.1
35.3
16.5
11.2
VTI:27.6%;IEF:17.1%;BRK.B:27.6%;BND:27.6%
US:63.1;EU:17.3;APAC:11.3;EM:5.7;Other:2.6
Value:+0.5;Growth:-0.2;Quality:-0.1;Size:+0.4;Momentum:+0.9;LowVol:+0.4
MaxPos6%;NoMargin
6
25
4.6
hard 10%
140
18.6
Volatile
27.1
4.27
2.6
156
75
87
57
false
Sell
Trim extended winner -1%
26
-34
BrokerC
VWAP
100
null
null
Normal monitoring
22
-58
45
3
false
Tax-aware sells next window
P5769
Systematic
Taxable
USD
2024-12-04
423,223
18,916
404,307
1
60.6
31.2
0
8.2
AMZN:22.9%;QQQ:22.9%;VNQ:20.7%;TSLA:22.9%;MUB:10.7%
US:76.2;EU:5.6;APAC:7.4;EM:10.4;Other:0.4
Value:+0.5;Growth:-0.8;Quality:+0.2;Size:-0.3;Momentum:-0.2;LowVol:+0.6
null
5
35
4.7
hard 12%
167
23.2
Volatile
31.3
4.76
3.5
161
-36
42
88
true
Hedge
Buy index puts 1% notional
-15
-11
BrokerA
LMT
96
Drift>tolerance
Pause
Allocation drift beyond policy bands
23
-57
83
3
false
Monitor dispersion and breadth
P5770
Systematic
Roth
USD
2025-07-07
881,496
88,050
793,446
1
64.2
26.3
0
9.5
QQQ:26.6%;GLD:26.6%;VTI:15.5%;IEF:20.1%;VOO:11.2%
US:60.8;EU:20.0;APAC:5.8;EM:8.5;Other:5.0
Value:+0.5;Growth:+0.4;Quality:-1.0;Size:-0.2;Momentum:-0.5;LowVol:-0.8
NoDerivatives
8
25
4.9
hard 12%
120
22.2
Bull
12.1
3.65
2.7
88
54
72
40
false
Buy
Add to core equity +1%
-10
-35
BrokerD
LMT
99
null
null
Normal monitoring
94
-19
168
5
false
Monitor dispersion and breadth
P5771
Cautious
Taxable
USD
2025-03-07
580,424
86,853
493,571
1
42.9
36.7
9.6
10.9
TSLA:35.7%;VTI:28.7%;AAPL:35.7%
US:66.4;EU:13.9;APAC:7.7;EM:7.3;Other:4.8
Value:-0.8;Growth:+0.5;Quality:-0.4;Size:-0.4;Momentum:-0.9;LowVol:+0.8
ESGOnly;NoMargin
6
30
3.6
trailing 8%
141
16.5
Volatile
21.4
5.33
2.1
136
-26
33
41
false
Rebalance
Shift +1% to bonds from equity
34
-15
BrokerA
MKT
94
null
null
Normal monitoring
-57
-43
55
4
false
Within IPS guidelines
P5772
Hands-off
Taxable
USD
2024-12-12
376,264
28,967
347,297
1
55.5
29.9
8
6.6
VNQ:32.7%;XLF:33.7%;VOO:33.7%
US:64.1;EU:11.1;APAC:13.0;EM:8.1;Other:3.7
Value:-0.5;Growth:-0.8;Quality:-0.2;Size:+0.9;Momentum:-0.6;LowVol:-0.9
null
10
35
3.7
trailing 8%
143
13.5
Bull
17.3
4.82
2.6
109
57
74
41
false
Rebalance
Shift +1% to bonds from equity
-5
-18
BrokerC
MKT
92
null
null
Normal monitoring
96
-30
128
4
false
Increase defensive factor exposure
P5773
Opportunistic
Trust
USD
2025-06-27
1,578,028
110,449
1,467,579
1
66.5
14.1
11
8.4
XLF:11.1%;BND:20.3%;QQQ:18.3%;BRK.B:20.2%;MUB:19.2%;HYG:10.9%
US:65.0;EU:15.5;APAC:8.7;EM:10.0;Other:0.7
Value:-0.8;Growth:-0.7;Quality:+0.6;Size:+0.3;Momentum:+0.5;LowVol:+0.4
NoDerivatives
7
25
4.8
trailing 7%
267
22.4
Bear
30.2
3.48
2.9
173
-30
32
74
true
Hedge
Buy index puts 1% notional
-7
9
BrokerA
VWAP
86
Drift>tolerance
Hedge
Allocation drift beyond policy bands
76
2
84
4
false
Increase defensive factor exposure
P5774
Opportunistic
Trust
USD
2025-05-27
1,138,042
72,420
1,065,622
1
73.5
19.9
0
6.6
AAPL:33.3%;TLT:33.3%;VOO:33.3%
US:67.7;EU:14.3;APAC:10.9;EM:6.1;Other:1.0
Value:+0.7;Growth:+0.6;Quality:-0.2;Size:-0.8;Momentum:+0.1;LowVol:-0.4
MaxPos5%;NoDerivatives
8
35
6
trailing 7%
225
23.1
Sideways
21.5
3.88
3.4
90
27
62
73
true
Hedge
Buy index puts 1% notional
21
-6
BrokerB
MKT
99
Drift>tolerance
Hedge
Allocation drift beyond policy bands
56
-60
110
4
false
Within IPS guidelines
P5775
Hands-off
Roth
USD
2025-12-07
369,477
26,202
343,275
1
67.7
20.7
5.4
6.2
VTI:13.9%;TLT:19.7%;XLF:20.6%;GLD:20.1%;TSLA:7.8%;AAPL:18.0%
US:72.9;EU:11.5;APAC:7.1;EM:5.4;Other:3.1
Value:+0.7;Growth:-1.0;Quality:+0.6;Size:-0.6;Momentum:-0.9;LowVol:-0.7
MaxPos7%
5
35
3.8
trailing 10%
165
14.6
Volatile
20.1
5.16
2.9
122
38
67
61
false
Buy
Add to core equity +1%
10
3
BrokerC
LMT
99
null
null
Normal monitoring
95
5
211
4
false
Tax-aware sells next window
P5776
Opportunistic
Roth
USD
2025-04-02
1,637,625
76,740
1,560,885
1.21
71.7
13.5
9
5.8
QQQ:26.2%;BND:26.2%;XLF:26.2%;VTI:11.5%;BRK.B:10.0%
US:71.6;EU:6.6;APAC:9.1;EM:9.6;Other:3.1
Value:-0.0;Growth:+0.6;Quality:-0.2;Size:+0.3;Momentum:-0.6;LowVol:-0.2
null
8
30
6.7
trailing 7%
203
24.4
Sideways
16.3
4.15
3
93
13
48
49
false
Rebalance
Shift +1% to bonds from equity
27
15
BrokerA
MKT
88
null
null
Normal monitoring
100
-35
163
3
false
Tax-aware sells next window
P5777
Opportunistic
Trust
USD
2024-08-31
1,049,926
91,167
958,759
1.16
67.2
14.9
11.1
6.8
QQQ:22.4%;MUB:22.4%;AAPL:10.5%;HYG:22.4%;VNQ:22.4%
US:65.1;EU:16.2;APAC:10.1;EM:4.7;Other:4.0
Value:-0.3;Growth:-0.6;Quality:+0.6;Size:-0.8;Momentum:+0.6;LowVol:+0.9
NoDerivatives
7
30
4.2
trailing 9%
211
34.4
Bull
11.2
4.99
2.5
114
44
81
48
false
Rebalance
Shift +1% to bonds from equity
-9
-31
BrokerA
MKT
86
null
null
Normal monitoring
86
-38
80
4
false
Monitor dispersion and breadth
P5778
Active
Taxable
USD
2025-11-18
1,730,059
111,117
1,618,942
1
51.3
30.5
11.2
7
AMZN:31.4%;TLT:34.3%;VNQ:34.3%
US:78.4;EU:7.6;APAC:6.2;EM:3.1;Other:4.7
Value:+0.6;Growth:-0.1;Quality:-0.1;Size:-0.5;Momentum:+0.9;LowVol:+0.1
null
8
35
5.8
hard 12%
184
24.5
Volatile
21.7
3.57
3.7
167
32
78
52
true
Rebalance
Rebalance back to target bands
13
-34
BrokerD
LMT
86
Drift>tolerance
TightenStops
Allocation drift beyond policy bands
-8
1
12
5
false
Increase defensive factor exposure
P5779
Cautious
Trust
USD
2025-02-09
876,708
121,799
754,909
1
38.1
39
6.1
16.8
TSLA:11.6%;QQQ:14.6%;GLD:8.8%;BRK.B:21.6%;MSFT:21.6%;AMZN:21.6%
US:74.2;EU:6.0;APAC:7.8;EM:9.8;Other:2.1
Value:-0.4;Growth:-0.3;Quality:+0.9;Size:+0.1;Momentum:-0.1;LowVol:+0.7
ESGOnly;NoMargin
6
25
5
trailing 8%
115
16.8
Bull
15.1
4.2
3.2
116
8
46
32
false
NoAction
Within bands; monitor
21
-36
BrokerA
LMT
98
null
null
Normal monitoring
-16
12
111
3
false
Monitor dispersion and breadth
P5780
Opportunistic
401k
USD
2025-06-30
982,574
78,552
904,022
1
74.7
10.9
8.1
6.4
MSFT:17.3%;BRK.B:27.7%;VTI:27.2%;XLF:27.7%
US:58.4;EU:17.7;APAC:12.8;EM:9.5;Other:1.7
Value:-1.0;Growth:+0.5;Quality:-0.7;Size:-0.1;Momentum:+0.3;LowVol:+0.4
null
5
25
5.8
trailing 9%
202
29.3
Volatile
27.3
3.83
3.3
178
-44
26
80
true
Rebalance
Rebalance back to target bands
15
-9
BrokerC
MKT
92
RegimeShift
TightenStops
Volatility spike and breadth deterioration
86
0
153
3
false
Tax-aware sells next window
P5781
Opportunistic
401k
USD
2025-07-17
945,514
61,503
884,011
1
64.9
15.1
11.3
8.7
TSLA:20.5%;MUB:26.5%;HYG:26.5%;MSFT:26.5%
US:71.2;EU:9.1;APAC:13.0;EM:3.5;Other:3.2
Value:+0.5;Growth:+0.8;Quality:+0.2;Size:+0.3;Momentum:-0.6;LowVol:+0.5
NoDerivatives
10
25
4.1
hard 12%
252
32.2
Volatile
26.9
5.04
4
161
-8
53
76
true
Rebalance
Rebalance back to target bands
16
-16
BrokerD
LMT
99
VAR>budget
Pause
Risk above budget threshold
-28
-54
16
4
false
Tighten stops on momentum names
P5782
Cautious
Taxable
USD
2025-07-29
263,241
21,990
241,251
1
44.7
32.9
7.7
14.7
GLD:10.3%;TLT:18.0%;BND:8.0%;VTI:21.2%;VOO:21.2%;MUB:21.2%
US:66.8;EU:16.8;APAC:10.6;EM:5.1;Other:0.7
Value:-0.5;Growth:+1.0;Quality:-0.9;Size:-0.8;Momentum:+0.6;LowVol:+0.6
ESGOnly;NoMargin
8
35
4.6
hard 10%
93
19.7
Bull
16.8
4.29
3.5
94
100
93
47
false
Rebalance
Shift +1% to bonds from equity
-1
-4
BrokerB
LMT
89
null
null
Normal monitoring
55
-3
36
5
false
Monitor dispersion and breadth
P5783
Hands-off
Roth
USD
2024-09-14
503,068
41,878
461,190
1
71
20.1
3.6
5.4
MUB:14.3%;IEF:25.4%;VOO:22.0%;AMZN:12.9%;VTI:25.4%
US:73.7;EU:16.0;APAC:6.6;EM:3.5;Other:0.2
Value:+0.6;Growth:-1.0;Quality:-0.3;Size:+0.2;Momentum:+0.8;LowVol:-0.6
NoDerivatives
6
35
3.2
hard 10%
128
18
Sideways
19.6
4.92
2.7
130
23
54
61
false
Rebalance
Shift +1% to bonds from equity
-6
14
BrokerD
MKT
91
null
null
Normal monitoring
-20
9
88
5
false
Within IPS guidelines
P5784
Hands-off
Taxable
USD
2024-10-10
566,925
33,285
533,640
1
60.9
26.4
3.8
8.9
AMZN:25.0%;VNQ:25.0%;MSFT:25.0%;QQQ:25.0%
US:57.1;EU:11.9;APAC:15.8;EM:10.5;Other:4.7
Value:+0.5;Growth:0.0;Quality:-0.4;Size:-0.5;Momentum:-0.7;LowVol:+0.7
MaxPos7%
8
35
3.1
trailing 8%
111
16.5
Bull
14.8
3.79
3.1
90
80
100
37
false
Rebalance
Shift +1% to bonds from equity
24
-16
BrokerC
MKT
92
null
null
Normal monitoring
61
12
61
3
false
Increase defensive factor exposure
P5785
Active
Trust
USD
2024-11-08
639,117
70,784
568,333
1
65.9
19.4
5
9.7
VTI:33.5%;XLF:32.9%;MUB:33.5%
US:65.3;EU:12.5;APAC:15.6;EM:5.8;Other:0.8
Value:+0.8;Growth:+0.4;Quality:-0.7;Size:+0.2;Momentum:+0.8;LowVol:-0.6
NoDerivatives
10
25
5.4
hard 12%
142
19.7
Bear
31.8
3.66
2.4
154
-37
16
80
true
Hedge
Buy index puts 1% notional
18
-1
BrokerA
LMT
94
Drift>tolerance
Reduce
Allocation drift beyond policy bands
11
5
150
5
false
Monitor dispersion and breadth
P5786
Systematic
Roth
USD
2025-06-20
1,957,765
174,920
1,782,845
1
58.5
20.4
14.6
6.5
HYG:12.4%;MSFT:18.5%;AMZN:17.0%;XLF:20.2%;BRK.B:11.7%;TSLA:20.2%
US:62.3;EU:12.3;APAC:10.6;EM:13.7;Other:1.1
Value:-0.3;Growth:-0.9;Quality:+0.1;Size:-1.0;Momentum:+0.8;LowVol:+0.9
null
10
30
6
hard 12%
212
18.8
Bear
31.7
4.14
1.8
179
-77
10
72
true
Hedge
Buy index puts 1% notional
-1
-15
BrokerC
MKT
88
Drift>tolerance
Hedge
Allocation drift beyond policy bands
-20
16
93
3
false
Within IPS guidelines
P5787
Hands-off
401k
USD
2025-05-13
598,762
53,321
545,441
1
58.1
26
10.7
5.3
BRK.B:24.3%;TLT:16.4%;VNQ:11.3%;TSLA:23.6%;VTI:24.3%
US:64.3;EU:16.4;APAC:12.0;EM:4.2;Other:3.2
Value:+0.6;Growth:-0.9;Quality:+0.3;Size:+0.4;Momentum:+0.8;LowVol:+0.9
ESGOnly
6
25
3.9
trailing 8%
92
15.6
Volatile
22.4
4.92
2.5
148
10
66
51
true
Hedge
Buy index puts 1% notional
0
-35
BrokerC
MKT
93
Drift>tolerance
Hedge
Allocation drift beyond policy bands
51
-50
27
4
false
Tax-aware sells next window
P5788
Cautious
Roth
USD
2024-11-02
719,066
59,246
659,820
1
46.7
33.5
6.4
13.4
VNQ:25.0%;XLF:25.0%;HYG:25.0%;TSLA:25.0%
US:73.0;EU:5.7;APAC:8.8;EM:8.2;Other:4.2
Value:-0.3;Growth:+0.3;Quality:-0.9;Size:+0.7;Momentum:-0.0;LowVol:-0.8
NoMargin
10
35
3.3
hard 10%
162
14.4
Bull
11.5
4.63
2.8
103
37
57
33
false
Rebalance
Shift +1% to bonds from equity
25
-14
BrokerA
MKT
96
null
null
Normal monitoring
-38
-14
41
3
false
Tighten stops on momentum names
P5789
Systematic
Taxable
USD
2024-08-04
1,002,579
69,881
932,698
1
63.7
27.1
0
9.2
XLF:33.3%;BND:33.3%;VOO:33.3%
US:61.2;EU:18.2;APAC:5.7;EM:9.9;Other:5.0
Value:-1.0;Growth:+0.8;Quality:+0.8;Size:+0.2;Momentum:-0.1;LowVol:-1.0
null
10
25
4.1
trailing 8%
193
18.6
Bull
15.4
4.33
2.7
112
24
51
49
false
Rebalance
Shift +1% to bonds from equity
24
8
BrokerC
MKT
99
null
null
Normal monitoring
47
17
24
3
false
Monitor dispersion and breadth
P5790
Hands-off
401k
USD
2025-09-07
171,049
11,274
159,775
1
68.2
22.5
0
9.3
MUB:23.4%;TLT:23.4%;BRK.B:15.0%;IEF:14.9%;XLF:23.4%
US:68.4;EU:12.3;APAC:5.7;EM:11.2;Other:2.5
Value:-0.3;Growth:+0.7;Quality:+0.7;Size:+0.9;Momentum:-1.0;LowVol:-0.7
ESGOnly;NoDerivatives
5
35
5.5
trailing 8%
98
19.1
Bull
14.5
4.07
2.4
102
58
66
50
false
Buy
Add to core equity +1%
13
-38
BrokerC
MKT
85
null
null
Normal monitoring
2
-49
21
3
false
Tax-aware sells next window
P5791
Hands-off
Taxable
USD
2024-10-10
347,255
34,602
312,653
1
58.7
17.1
18.7
5.5
TLT:33.3%;AMZN:33.3%;AAPL:33.3%
US:68.0;EU:10.3;APAC:9.1;EM:9.4;Other:3.2
Value:-0.4;Growth:-0.0;Quality:-0.5;Size:-0.9;Momentum:+0.6;LowVol:-0.4
NoDerivatives
8
25
4.2
trailing 10%
152
17.9
Sideways
20.5
3.99
2.1
125
16
56
48
false
Sell
Trim extended winner -1%
7
10
BrokerD
LMT
89
null
null
Normal monitoring
-44
-34
-13
3
false
Tax-aware sells next window
P5792
Hands-off
IRA
USD
2025-11-15
213,072
10,732
202,340
1
61.8
24.7
6.7
6.9
BND:33.3%;VNQ:33.3%;TLT:33.3%
US:70.7;EU:11.6;APAC:12.8;EM:4.1;Other:0.8
Value:+0.3;Growth:+0.1;Quality:-0.1;Size:+0.1;Momentum:+0.7;LowVol:-0.7
ESGOnly
5
25
4.5
hard 10%
140
17.9
Bull
15.2
4.79
3.3
120
14
51
54
false
Sell
Trim extended winner -1%
5
-24
BrokerC
MKT
89
null
null
Normal monitoring
-16
-15
-25
4
false
Tighten stops on momentum names
P5793
Opportunistic
Trust
USD
2025-07-24
832,534
57,807
774,727
1
60.6
11.2
20.7
7.5
GLD:33.3%;IEF:33.3%;AMZN:33.3%
US:69.3;EU:7.7;APAC:16.2;EM:6.2;Other:0.6
Value:-0.1;Growth:+0.8;Quality:-0.6;Size:-0.2;Momentum:-0.9;LowVol:+0.8
NoDerivatives
7
30
4.6
hard 12%
220
31
Sideways
14.6
4.13
2.1
123
15
63
51
false
Sell
Trim extended winner -1%
14
-1
BrokerB
LMT
95
null
null
Normal monitoring
89
-26
147
5
false
Increase defensive factor exposure
P5794
Systematic
Taxable
USD
2025-10-04
708,626
40,699
667,927
1
61.9
28.9
0
9.2
AAPL:26.1%;VTI:25.6%;GLD:22.2%;MUB:26.1%
US:63.2;EU:19.0;APAC:12.0;EM:4.7;Other:1.1
Value:+0.2;Growth:-1.0;Quality:-0.8;Size:-0.9;Momentum:-0.8;LowVol:-0.5
MaxPos5%
6
30
5.6
hard 12%
123
16.2
Bull
11.6
4.7
2
93
62
91
37
false
Sell
Trim extended winner -1%
18
-4
BrokerC
VWAP
85
null
null
Normal monitoring
116
-8
127
5
false
Monitor dispersion and breadth
P5795
Hands-off
Trust
USD
2025-12-08
161,713
16,052
145,661
1
57.6
21.8
15.4
5.2
GLD:26.2%;MUB:36.9%;VNQ:36.9%
US:60.0;EU:19.4;APAC:10.4;EM:7.7;Other:2.4
Value:-0.1;Growth:+0.1;Quality:+0.5;Size:-0.8;Momentum:-0.8;LowVol:-0.5
ESGOnly;MaxPos6%
10
25
4
trailing 8%
169
14.8
Sideways
14.6
4.77
3.1
133
-17
31
37
false
Buy
Add to core equity +1%
19
-17
BrokerA
MKT
92
null
null
Normal monitoring
55
1
173
5
false
Tax-aware sells next window
P5796
Systematic
Roth
USD
2024-09-27
804,999
54,272
750,727
1
61.4
31
0
7.6
GLD:13.6%;VTI:16.0%;AMZN:17.2%;MUB:17.5%;MSFT:18.0%;TSLA:17.6%
US:55.6;EU:17.8;APAC:10.7;EM:12.1;Other:3.8
Value:-0.3;Growth:-0.7;Quality:+0.7;Size:-0.8;Momentum:-0.0;LowVol:+0.7
null
6
25
4.9
trailing 8%
146
17.3
Bull
12.2
3.93
3.4
74
12
53
46
false
Rebalance
Shift +1% to bonds from equity
-8
0
BrokerD
MKT
88
null
null
Normal monitoring
66
-12
152
5
false
Monitor dispersion and breadth
P5797
Cautious
Trust
USD
2025-11-22
494,085
63,618
430,467
1
42.8
35.1
9
13.1
IEF:28.6%;GLD:28.6%;TSLA:28.6%;AAPL:14.2%
US:60.7;EU:16.6;APAC:7.8;EM:10.8;Other:4.0
Value:+0.5;Growth:+0.4;Quality:0.0;Size:+0.5;Momentum:+0.2;LowVol:-0.2
ESGOnly;MaxPos7%;NoMargin
8
30
3.8
trailing 8%
155
19.8
Volatile
32
3.65
3.9
169
-34
36
77
true
Hedge
Buy index puts 1% notional
24
-23
BrokerB
MKT
89
Drift>tolerance
Hedge
Allocation drift beyond policy bands
-23
-9
-55
2
false
Within IPS guidelines
P5798
Hands-off
Roth
USD
2025-01-29
754,677
63,161
691,516
1
61.4
20.1
10.1
8.4
VOO:33.3%;XLF:33.3%;BRK.B:33.3%
US:65.1;EU:14.6;APAC:13.4;EM:6.9;Other:0.0
Value:-0.4;Growth:-0.1;Quality:-0.6;Size:+0.5;Momentum:-0.2;LowVol:-0.3
MaxPos7%;NoDerivatives
6
35
4.5
hard 10%
133
12.9
Volatile
21.9
5.1
3.3
131
-11
50
67
false
NoAction
Within bands; monitor
-3
-38
BrokerC
MKT
0
null
null
Normal monitoring
-26
-33
19
4
false
Tax-aware sells next window
P5799
Hands-off
Trust
USD
2025-08-21
258,102
11,072
247,030
1
55.4
23.2
15
6.5
QQQ:17.7%;TSLA:14.6%;XLF:10.8%;GLD:20.6%;AMZN:16.4%;MUB:19.9%
US:67.7;EU:13.3;APAC:9.7;EM:5.5;Other:3.8
Value:-0.6;Growth:+0.1;Quality:+0.8;Size:-0.1;Momentum:+0.9;LowVol:+0.8
null
10
35
3.7
trailing 8%
150
17.5
Bull
16.8
4.68
2.2
116
6
40
39
false
Sell
Trim extended winner -1%
25
4
BrokerA
MKT
92
null
null
Normal monitoring
47
-15
181
4
false
Within IPS guidelines
P5800
Cautious
Trust
USD
2025-11-25
643,677
53,109
590,568
1
45.1
38.4
0
16.5
XLF:14.5%;VOO:11.0%;GLD:22.3%;TSLA:22.3%;TLT:11.6%;VTI:18.3%
US:65.8;EU:7.0;APAC:12.1;EM:10.7;Other:4.4
Value:+0.4;Growth:+0.4;Quality:+0.4;Size:+0.6;Momentum:-0.1;LowVol:-0.6
ESGOnly;MaxPos6%;NoMargin
5
35
5.9
trailing 10%
112
12.3
Bull
13.7
4.27
2.2
107
47
67
33
false
Hedge
Add TLT +1% as duration hedge
28
-27
BrokerD
LMT
93
null
null
Normal monitoring
50
-52
110
3
false
Monitor dispersion and breadth