client_id
string
persona_style
string
account_type
string
base_currency
string
as_of_date
string
total_equity_usd
int64
cash_usd
int64
invested_usd
int64
leverage_x
float64
allocation_equity_pct
float64
allocation_fixed_income_pct
float64
allocation_alts_pct
float64
allocation_cash_pct
float64
top_positions
string
region_exposure_pct
string
factor_exposure_z
string
constraints
string
max_position_pct
int64
max_sector_pct
int64
drift_tolerance_pct
float64
stoploss_policy
string
risk_budget_var_95_bps
int64
max_drawdown_limit_pct
float64
market_regime
string
vix_level
float64
rates_10y_pct
float64
inflation_yoy_pct
float64
credit_spread_ig_bps
int64
signal_alpha_bps
int64
signal_confidence_1_100
int64
risk_score_1_100
int64
breach_flag
bool
action_proposed
string
action_details
string
expected_impact_alpha_bps
int64
expected_risk_change_bps
int64
execution_venue
string
order_type
string
order_fill_ratio_pct
int64
self_correction_trigger
string
self_correction_action
string
self_correction_reason
string
outcome_after_7d_pnl_bps
int64
outcome_after_7d_var_change_bps
int64
outcome_after_30d_pnl_bps
int64
user_feedback_1_5
int64
advisor_override_flag
bool
notes
string
P5801
Cautious
Roth
USD
2025-06-29
159,812
15,019
144,793
1
47.7
35.5
0
16.8
VTI:28.2%;AMZN:27.4%;HYG:28.2%;BND:16.1%
US:64.4;EU:8.9;APAC:12.2;EM:13.8;Other:0.7
Value:-0.6;Growth:0.0;Quality:+0.9;Size:-0.4;Momentum:-0.2;LowVol:+0.6
NoDerivatives;NoMargin
6
25
5
trailing 8%
93
13
Volatile
21.1
5.24
3.1
164
73
80
51
false
Buy
Add to core equity +1%
-13
-8
BrokerD
LMT
99
null
null
Normal monitoring
66
-24
82
3
false
Monitor dispersion and breadth
P5802
Hands-off
401k
USD
2024-10-07
716,704
58,081
658,623
1
74.2
16.1
4.4
5.3
IEF:23.7%;AMZN:13.6%;HYG:10.9%;TSLA:19.0%;BRK.B:9.1%;QQQ:23.7%
US:65.2;EU:18.1;APAC:9.3;EM:6.1;Other:1.3
Value:-0.5;Growth:+0.2;Quality:+0.9;Size:-0.2;Momentum:-0.9;LowVol:+0.4
null
6
25
4.2
hard 10%
113
16.2
Bull
12.8
4.34
3.1
89
27
57
40
false
Sell
Trim extended winner -1%
32
11
BrokerB
LMT
100
null
null
Normal monitoring
-26
4
59
3
false
Within IPS guidelines
P5803
Active
Taxable
USD
2025-11-21
2,397,807
233,908
2,163,899
1
64.8
27
0
8.3
VOO:10.6%;AMZN:22.3%;VNQ:19.0%;HYG:22.3%;TLT:10.0%;MSFT:15.8%
US:76.7;EU:7.1;APAC:6.8;EM:5.5;Other:3.9
Value:-0.7;Growth:+0.8;Quality:+0.4;Size:-0.3;Momentum:+0.1;LowVol:+0.2
null
8
35
5.5
trailing 8%
159
22.8
Bull
11.8
4.45
2.4
100
119
100
35
false
Rebalance
Shift +1% to bonds from equity
-8
-27
BrokerA
MKT
85
null
null
Normal monitoring
-15
-47
98
5
false
Tighten stops on momentum names
P5804
Systematic
Roth
USD
2025-08-13
1,091,322
48,447
1,042,875
1
62.5
24.7
7.5
5.3
MSFT:21.8%;QQQ:14.3%;HYG:20.2%;AMZN:21.8%;VTI:21.8%
US:71.1;EU:13.5;APAC:10.2;EM:5.0;Other:0.2
Value:+0.8;Growth:+0.8;Quality:-0.2;Size:-0.9;Momentum:+0.8;LowVol:-0.4
NoDerivatives
10
35
4.8
trailing 8%
209
19.3
Sideways
16.3
4.52
2.4
113
42
60
47
false
Buy
Add to core equity +1%
29
-22
BrokerD
LMT
88
null
null
Normal monitoring
15
-45
105
4
false
Increase defensive factor exposure
P5805
Hands-off
Taxable
USD
2024-12-06
514,662
21,312
493,350
1
64.7
26.2
0
9.1
TSLA:21.1%;VTI:27.5%;GLD:24.0%;VNQ:27.5%
US:68.4;EU:14.6;APAC:9.6;EM:5.8;Other:1.6
Value:-0.8;Growth:-0.9;Quality:-0.3;Size:-0.5;Momentum:+0.2;LowVol:+0.2
null
10
35
5.6
trailing 8%
138
14.5
Bull
17
3.54
3
89
73
73
51
false
Rebalance
Shift +1% to bonds from equity
-2
-9
BrokerA
MKT
94
null
null
Normal monitoring
51
-58
180
4
false
Within IPS guidelines
P5806
Opportunistic
Trust
USD
2025-04-13
339,594
29,418
310,176
1
75.7
12.9
6.2
5.2
MSFT:26.2%;GLD:26.2%;VNQ:24.2%;IEF:23.4%
US:65.2;EU:9.0;APAC:10.9;EM:11.2;Other:3.7
Value:+0.6;Growth:-0.3;Quality:+0.9;Size:+0.9;Momentum:-0.8;LowVol:+0.3
null
8
30
7
trailing 9%
239
31.5
Volatile
26.9
4.84
2.1
113
72
86
89
true
Hedge
Buy index puts 1% notional
17
4
BrokerA
LMT
92
VAR>budget
Reduce
Risk above budget threshold
10
-45
32
2
false
Tax-aware sells next window
P5807
Hands-off
IRA
USD
2025-12-15
852,360
56,769
795,591
1
62.9
25.1
5.1
6.9
GLD:26.1%;IEF:21.8%;AMZN:26.1%;MUB:26.1%
US:71.7;EU:7.2;APAC:14.2;EM:6.0;Other:0.9
Value:+0.6;Growth:-0.2;Quality:-0.9;Size:-0.5;Momentum:-0.0;LowVol:+0.4
null
7
25
5.3
trailing 10%
91
17.6
Bear
30.3
3.49
2.6
171
-25
31
69
false
Buy
Add to core equity +1%
3
-15
BrokerC
MKT
98
null
null
Normal monitoring
30
6
52
3
false
Tighten stops on momentum names
P5808
Cautious
Trust
USD
2025-02-10
724,811
70,217
654,594
1
49
39.3
0
11.7
AAPL:27.7%;VNQ:27.7%;BND:16.8%;TLT:27.7%
US:57.3;EU:18.5;APAC:9.5;EM:11.2;Other:3.4
Value:-0.8;Growth:-0.5;Quality:+0.5;Size:-0.5;Momentum:+0.9;LowVol:-0.2
MaxPos6%;NoMargin
8
30
4.6
trailing 8%
156
15.9
Volatile
31.5
4.46
3.9
173
-24
48
65
false
Sell
Trim extended winner -1%
13
15
BrokerC
LMT
97
null
null
Normal monitoring
80
-51
71
5
false
Increase defensive factor exposure
P5809
Systematic
401k
USD
2025-06-18
1,759,947
160,452
1,599,495
1
64.3
28.4
2
5.3
VOO:20.8%;TLT:26.4%;VTI:26.4%;IEF:26.4%
US:71.1;EU:9.0;APAC:13.6;EM:6.3;Other:0.1
Value:+0.5;Growth:+0.3;Quality:-0.4;Size:-0.8;Momentum:+0.1;LowVol:-0.2
null
10
30
6
trailing 8%
229
24.5
Bear
29.5
3.83
1.8
158
-111
5
81
true
Reduce
Cut high-beta by 2-3%, add cash
23
1
BrokerC
LMT
91
Drift>tolerance
Pause
Allocation drift beyond policy bands
-29
16
46
4
false
Within IPS guidelines
P5810
Opportunistic
Taxable
USD
2025-12-03
787,813
29,615
758,198
1.21
68.9
17.8
4.6
8.8
MUB:15.3%;BND:17.9%;QQQ:11.5%;BRK.B:17.0%;TLT:17.3%;VTI:21.0%
US:58.0;EU:19.8;APAC:11.8;EM:6.4;Other:4.0
Value:-0.2;Growth:-0.8;Quality:-0.5;Size:-0.2;Momentum:-0.4;LowVol:+0.5
null
6
35
4.2
trailing 7%
196
26.4
Volatile
22.2
4.63
3.5
168
80
76
66
false
Rebalance
Shift +1% to bonds from equity
16
11
BrokerB
LMT
87
null
null
Normal monitoring
96
-21
236
3
false
Within IPS guidelines
P5811
Cautious
IRA
USD
2025-12-25
314,914
33,997
280,917
1
48.3
40
0
11.7
HYG:25.3%;VTI:23.0%;BRK.B:25.3%;TSLA:13.3%;TLT:13.1%
US:61.1;EU:15.7;APAC:12.7;EM:6.5;Other:3.9
Value:+0.8;Growth:+0.5;Quality:-0.0;Size:+0.4;Momentum:-0.2;LowVol:+0.8
ESGOnly;NoDerivatives;NoMargin
10
25
5.8
trailing 8%
162
13.5
Bull
11
4.84
2.1
112
23
56
21
false
Sell
Trim extended winner -1%
19
9
BrokerC
MKT
86
null
null
Normal monitoring
-43
-16
65
3
false
Increase defensive factor exposure
P5812
Cautious
Trust
USD
2025-07-03
842,511
82,982
759,529
1
48.4
38.2
0
13.4
GLD:33.3%;AAPL:33.3%;TLT:33.3%
US:70.1;EU:5.8;APAC:15.7;EM:3.8;Other:4.6
Value:+0.3;Growth:-0.4;Quality:-0.8;Size:-0.2;Momentum:-0.0;LowVol:+0.7
ESGOnly;NoMargin
8
25
5.6
trailing 8%
132
14.4
Bull
14.4
4.72
2.3
87
115
100
45
false
Rebalance
Shift +1% to bonds from equity
-15
-26
BrokerD
VWAP
99
null
null
Normal monitoring
92
-23
80
3
false
Monitor dispersion and breadth
P5813
Systematic
401k
USD
2025-12-26
1,887,717
82,553
1,805,164
1
59.3
32.9
2.1
5.7
GLD:12.7%;MUB:7.9%;VTI:22.2%;BRK.B:12.8%;MSFT:22.2%;VNQ:22.2%
US:66.8;EU:7.9;APAC:9.5;EM:13.1;Other:2.8
Value:-0.1;Growth:-0.3;Quality:-0.6;Size:-0.4;Momentum:+0.9;LowVol:+0.6
MaxPos6%
8
30
5.9
trailing 8%
183
27
Bull
13
3.54
3.2
83
2
58
40
false
Buy
Add to core equity +1%
-7
-34
BrokerC
MKT
100
null
null
Normal monitoring
9
3
55
3
false
Monitor dispersion and breadth
P5814
Active
Roth
USD
2025-07-24
1,357,876
141,339
1,216,537
1
60.9
30
0
9.1
VTI:22.5%;HYG:22.5%;TSLA:16.2%;GLD:16.2%;IEF:22.5%
US:66.9;EU:18.7;APAC:7.8;EM:5.1;Other:1.6
Value:+0.3;Growth:+0.3;Quality:-0.2;Size:-1.0;Momentum:+0.1;LowVol:-0.5
NoDerivatives
7
30
4.7
trailing 8%
142
25.5
Bull
16.9
3.54
2
113
21
66
55
false
Buy
Add to core equity +1%
-7
-21
BrokerD
VWAP
88
null
null
Normal monitoring
30
-11
-5
4
false
Within IPS guidelines
P5815
Hands-off
Trust
USD
2024-07-27
519,839
51,591
468,248
1
56.4
21.3
13.4
8.9
VOO:33.3%;HYG:33.3%;BRK.B:33.3%
US:69.4;EU:15.3;APAC:9.6;EM:4.3;Other:1.5
Value:+0.3;Growth:-0.3;Quality:-0.7;Size:+0.1;Momentum:-0.1;LowVol:-0.2
MaxPos8%;NoDerivatives
7
30
3.6
hard 10%
134
17.8
Volatile
25.1
5.43
3.4
134
9
64
74
true
Rebalance
Rebalance back to target bands
-4
-15
BrokerC
VWAP
97
Drift>tolerance
Hedge
Allocation drift beyond policy bands
34
-40
45
5
false
Increase defensive factor exposure
P5816
Opportunistic
Roth
USD
2024-08-11
1,469,142
50,442
1,418,700
1
68.1
12.5
11.4
7.9
IEF:22.3%;TSLA:21.5%;GLD:15.5%;BRK.B:18.3%;VNQ:22.3%
US:70.8;EU:7.3;APAC:12.4;EM:8.1;Other:1.3
Value:-1.0;Growth:-1.0;Quality:-0.4;Size:+0.5;Momentum:-0.3;LowVol:-0.6
null
8
30
5.5
trailing 7%
225
31.6
Volatile
26.7
4.27
4
163
-46
35
73
true
Hedge
Buy index puts 1% notional
15
-23
BrokerD
MKT
85
VAR>budget
Reduce
Risk above budget threshold
-53
-19
-30
2
false
Increase defensive factor exposure
P5817
Active
IRA
USD
2025-05-16
1,953,281
158,100
1,795,181
1
68.7
24.7
0
6.6
TLT:33.3%;VOO:33.3%;QQQ:33.3%
US:65.7;EU:6.4;APAC:13.9;EM:8.1;Other:5.9
Value:+1.0;Growth:+0.6;Quality:-0.7;Size:-0.9;Momentum:-0.7;LowVol:-1.0
null
8
35
5.6
trailing 8%
139
26.1
Volatile
25.1
5.23
3.3
116
-53
9
75
true
Hedge
Buy index puts 1% notional
5
-6
BrokerC
LMT
89
RegimeShift
Hedge
Volatility spike and breadth deterioration
-53
6
-58
3
false
Within IPS guidelines
P5818
Systematic
Trust
USD
2025-04-27
843,904
53,620
790,284
1
63.8
25
4.5
6.7
MUB:20.0%;MSFT:20.7%;AAPL:5.9%;VTI:19.3%;BRK.B:18.4%;AMZN:15.7%
US:63.5;EU:19.4;APAC:9.4;EM:3.8;Other:3.9
Value:+0.7;Growth:-0.2;Quality:-0.6;Size:+0.4;Momentum:+0.2;LowVol:-0.8
MaxPos8%;NoDerivatives
7
25
4.7
hard 12%
205
22.8
Bull
12.8
4.96
3.2
113
51
62
33
false
Rebalance
Shift +1% to bonds from equity
23
-38
BrokerA
MKT
94
null
null
Normal monitoring
88
-15
81
4
false
Monitor dispersion and breadth
P5819
Opportunistic
Roth
USD
2025-08-26
1,013,108
74,225
938,883
1.23
76.2
13.4
1.6
8.9
VOO:25.0%;GLD:25.0%;XLF:25.0%;AAPL:25.0%
US:64.9;EU:14.3;APAC:10.2;EM:8.0;Other:2.7
Value:-0.6;Growth:+0.6;Quality:+0.8;Size:0.0;Momentum:-0.8;LowVol:+0.1
NoDerivatives
6
35
5.8
hard 12%
218
21.2
Volatile
26.7
4.64
3.5
171
21
75
73
true
Reduce
Cut high-beta by 2-3%, add cash
10
-37
BrokerB
LMT
87
Drift>tolerance
Hedge
Allocation drift beyond policy bands
88
14
113
3
false
Increase defensive factor exposure
P5820
Active
401k
USD
2025-07-11
674,425
63,978
610,447
1
54.1
19.5
20.4
6
AAPL:25.0%;BRK.B:25.8%;IEF:25.8%;GLD:23.3%
US:70.2;EU:10.0;APAC:9.7;EM:5.8;Other:4.3
Value:-0.3;Growth:+0.7;Quality:-0.5;Size:+0.6;Momentum:+1.0;LowVol:+0.4
NoDerivatives
8
35
5.7
hard 12%
215
25.7
Bull
18
3.87
2.1
119
99
93
54
false
Rebalance
Shift +1% to bonds from equity
11
-20
BrokerD
MKT
99
null
null
Normal monitoring
117
17
178
5
false
Tighten stops on momentum names
P5821
Hands-off
401k
USD
2025-01-01
574,918
25,420
549,498
1
69.3
21.7
1.9
7.1
XLF:8.1%;TSLA:18.2%;MSFT:21.8%;HYG:21.8%;AMZN:8.2%;BND:21.8%
US:61.9;EU:15.5;APAC:12.7;EM:9.4;Other:0.5
Value:-0.6;Growth:+0.1;Quality:+0.4;Size:-0.4;Momentum:-0.9;LowVol:+1.0
MaxPos5%
7
30
4
trailing 10%
136
18.1
Bear
32.3
4.06
1.7
205
-47
35
93
true
Hedge
Buy index puts 1% notional
20
-17
BrokerC
VWAP
95
Drift>tolerance
Hedge
Allocation drift beyond policy bands
-23
3
35
2
false
Tax-aware sells next window
P5822
Hands-off
IRA
USD
2024-07-14
538,954
44,473
494,481
1
67.6
18.7
6.1
7.6
BRK.B:32.8%;AAPL:33.6%;BND:33.6%
US:69.3;EU:13.6;APAC:5.5;EM:10.7;Other:0.9
Value:-0.7;Growth:-0.1;Quality:+0.6;Size:-1.0;Momentum:-0.1;LowVol:+0.6
MaxPos7%;NoDerivatives
5
35
5.9
trailing 10%
107
14.5
Bear
33.1
4.46
2.3
172
-103
5
96
true
Rebalance
Rebalance back to target bands
-15
-16
BrokerC
LMT
86
Drift>tolerance
Reduce
Allocation drift beyond policy bands
45
-21
118
4
false
Tighten stops on momentum names
P5823
Cautious
401k
USD
2024-11-29
456,243
49,344
406,899
1
35.4
39.2
14.6
10.8
AMZN:12.6%;MSFT:22.6%;QQQ:22.6%;VTI:10.1%;VNQ:9.4%;TSLA:22.6%
US:72.4;EU:12.4;APAC:8.5;EM:3.1;Other:3.6
Value:+0.2;Growth:-0.3;Quality:+0.5;Size:-0.3;Momentum:-0.0;LowVol:-0.9
ESGOnly;MaxPos7%;NoDerivatives;NoMargin
6
30
4.6
trailing 8%
113
19.9
Bull
16.9
3.88
2.2
116
97
100
41
false
Sell
Trim extended winner -1%
11
-24
BrokerC
MKT
90
null
null
Normal monitoring
29
-13
145
3
false
Increase defensive factor exposure
P5824
Systematic
401k
USD
2025-09-08
1,672,173
74,508
1,597,665
1
60.3
30.8
2.7
6.2
BND:23.6%;MUB:27.5%;XLF:21.5%;MSFT:27.5%
US:64.8;EU:14.8;APAC:8.9;EM:11.0;Other:0.4
Value:-0.2;Growth:+0.6;Quality:+1.0;Size:-1.0;Momentum:-1.0;LowVol:-0.2
null
7
25
4.5
hard 12%
168
21.7
Bull
12.4
3.63
2.4
112
56
80
46
false
Hedge
Add TLT +1% as duration hedge
34
-29
BrokerC
MKT
100
null
null
Normal monitoring
111
9
95
4
false
Tax-aware sells next window
P5825
Systematic
IRA
USD
2024-12-01
655,895
31,877
624,018
1
63.6
26.3
0.5
9.5
BRK.B:33.3%;VTI:33.3%;MUB:33.3%
US:60.6;EU:16.8;APAC:9.6;EM:12.3;Other:0.7
Value:-0.1;Growth:+0.9;Quality:+1.0;Size:+0.2;Momentum:-0.1;LowVol:-0.8
MaxPos5%
7
35
5.7
hard 12%
191
23.4
Bull
12.4
4.01
2.8
114
116
100
47
false
Sell
Trim extended winner -1%
25
9
BrokerD
VWAP
88
null
null
Normal monitoring
-32
6
19
4
false
Within IPS guidelines
P5826
Active
IRA
USD
2025-07-05
1,046,028
115,735
930,293
1.06
69
18.4
7.5
5.1
GLD:32.2%;XLF:18.5%;TSLA:32.2%;VNQ:17.1%
US:60.4;EU:7.4;APAC:14.9;EM:12.4;Other:4.8
Value:-0.6;Growth:+0.6;Quality:+0.7;Size:+0.1;Momentum:+0.5;LowVol:+0.3
MaxPos7%
7
25
4.4
trailing 8%
211
17.9
Bull
16.8
4.02
2.3
72
109
91
51
true
Reduce
Cut high-beta by 2-3%, add cash
1
-14
BrokerD
MKT
98
VAR>budget
Reduce
Risk above budget threshold
-14
-28
29
2
false
Monitor dispersion and breadth
P5827
Active
401k
USD
2025-07-28
1,296,112
150,342
1,145,770
1.12
60
21.5
11
7.6
GLD:33.3%;MSFT:33.3%;HYG:33.3%
US:70.7;EU:6.0;APAC:6.0;EM:12.7;Other:4.6
Value:-0.7;Growth:-0.4;Quality:-1.0;Size:+0.9;Momentum:-0.5;LowVol:-0.7
null
10
25
4.6
trailing 9%
186
26
Volatile
26.8
5.24
2
163
34
61
66
false
Buy
Add to core equity +1%
-14
-9
BrokerA
LMT
94
null
null
Normal monitoring
113
12
83
3
false
Tax-aware sells next window
P5828
Active
Taxable
USD
2025-04-21
1,556,074
127,083
1,428,991
1
64.3
21.9
6.8
7.1
QQQ:15.8%;GLD:11.5%;TLT:13.1%;VNQ:19.2%;IEF:17.8%;VOO:22.4%
US:73.0;EU:6.9;APAC:13.3;EM:6.0;Other:0.9
Value:-0.7;Growth:+0.5;Quality:-0.1;Size:+0.1;Momentum:0.0;LowVol:+0.1
MaxPos8%
5
30
4.3
trailing 9%
202
22.8
Bear
29.4
3.23
2.4
175
-21
36
73
true
Hedge
Buy index puts 1% notional
24
13
BrokerA
MKT
91
Drift>tolerance
Hedge
Allocation drift beyond policy bands
43
-27
143
5
false
Tax-aware sells next window
P5829
Systematic
IRA
USD
2024-09-11
1,185,107
74,668
1,110,439
1
63.5
30.4
0
6
IEF:33.3%;GLD:33.3%;TLT:33.3%
US:64.5;EU:17.7;APAC:6.2;EM:10.1;Other:1.6
Value:-0.4;Growth:-0.4;Quality:-0.4;Size:+1.0;Momentum:+0.3;LowVol:-0.1
null
8
25
4.8
trailing 9%
205
22.2
Sideways
21.5
4.95
2.1
117
15
48
61
false
Hedge
Add TLT +1% as duration hedge
-13
-37
BrokerB
LMT
93
null
null
Normal monitoring
-34
-10
59
3
false
Tighten stops on momentum names
P5830
Systematic
IRA
USD
2024-09-20
1,691,945
71,577
1,620,368
1
65.1
28.1
0
6.9
TLT:37.9%;XLF:37.9%;BND:24.2%
US:64.2;EU:14.1;APAC:10.0;EM:10.1;Other:1.5
Value:-0.9;Growth:+0.1;Quality:+0.2;Size:+0.4;Momentum:+0.9;LowVol:-0.1
null
8
35
4.2
trailing 8%
132
22.8
Bull
13.6
3.67
3.4
77
80
92
44
false
Rebalance
Shift +1% to bonds from equity
27
-27
BrokerC
VWAP
87
null
null
Normal monitoring
83
2
108
4
false
Monitor dispersion and breadth
P5831
Hands-off
Trust
USD
2025-07-29
795,296
48,021
747,275
1
66.9
21.1
2.6
9.5
QQQ:22.9%;XLF:10.2%;TSLA:22.9%;IEF:22.9%;TLT:21.0%
US:64.6;EU:14.3;APAC:14.9;EM:5.4;Other:0.8
Value:+0.7;Growth:+0.8;Quality:+0.4;Size:-0.7;Momentum:-0.6;LowVol:+1.0
ESGOnly;MaxPos6%;NoDerivatives
7
35
4.5
hard 10%
128
14.1
Volatile
20.1
4.11
2.3
115
5
63
58
true
Reduce
Cut high-beta by 2-3%, add cash
15
-12
BrokerB
LMT
98
Drift>tolerance
Reduce
Allocation drift beyond policy bands
99
-2
59
4
false
Tighten stops on momentum names
P5832
Systematic
IRA
USD
2025-12-06
1,419,359
62,948
1,356,411
1
55.4
32.4
3.7
8.6
HYG:20.5%;QQQ:17.6%;VOO:20.0%;VNQ:20.9%;IEF:20.9%
US:67.0;EU:14.4;APAC:9.3;EM:7.4;Other:1.8
Value:-0.8;Growth:+0.7;Quality:+0.6;Size:+0.9;Momentum:0.0;LowVol:+0.2
NoDerivatives
6
30
4.8
trailing 8%
178
24.2
Bull
17.2
4.44
2
110
104
100
54
false
Buy
Add to core equity +1%
34
15
BrokerC
MKT
88
null
null
Normal monitoring
119
-54
83
4
false
Monitor dispersion and breadth
P5833
Opportunistic
Trust
USD
2025-01-09
921,756
29,669
892,087
1
61.8
16.2
14.1
7.9
AAPL:22.2%;IEF:22.2%;VNQ:13.4%;AMZN:20.2%;TLT:22.2%
US:71.4;EU:11.2;APAC:11.8;EM:5.3;Other:0.4
Value:-0.3;Growth:-0.4;Quality:+0.5;Size:+0.5;Momentum:+0.2;LowVol:-0.1
MaxPos8%
10
25
6.4
trailing 9%
170
20.9
Bull
16.5
5
3.2
96
81
92
41
false
NoAction
Within bands; monitor
-6
5
BrokerA
MKT
0
null
null
Normal monitoring
79
-52
64
5
false
Increase defensive factor exposure
P5834
Active
Roth
USD
2025-11-04
1,750,076
204,128
1,545,948
1
64
28.2
0.7
7.1
XLF:28.3%;IEF:19.1%;MSFT:24.3%;GLD:28.3%
US:70.2;EU:11.0;APAC:7.6;EM:8.1;Other:3.0
Value:+0.8;Growth:-0.4;Quality:-0.2;Size:-0.9;Momentum:+0.1;LowVol:-0.4
null
8
30
5.1
hard 12%
127
16.6
Sideways
20.7
4.02
2.2
129
17
55
65
false
Rebalance
Shift +1% to bonds from equity
-14
-28
BrokerC
VWAP
99
null
null
Normal monitoring
60
-34
163
5
false
Increase defensive factor exposure
P5835
Opportunistic
IRA
USD
2025-04-23
719,100
29,402
689,698
1
65.7
17.9
9
7.3
IEF:33.3%;VNQ:33.3%;GLD:33.3%
US:69.4;EU:11.3;APAC:11.3;EM:4.3;Other:3.6
Value:-0.3;Growth:-0.1;Quality:+0.9;Size:-0.3;Momentum:+0.4;LowVol:-0.8
MaxPos8%;NoDerivatives
7
25
6.4
trailing 9%
226
26.9
Bear
28.8
3.82
1.3
210
-83
15
85
true
Hedge
Buy index puts 1% notional
19
12
BrokerC
LMT
94
Drift>tolerance
Reduce
Allocation drift beyond policy bands
27
12
107
2
false
Increase defensive factor exposure
P5836
Active
Roth
USD
2024-10-21
1,163,827
111,616
1,052,211
1.09
63.4
28.9
0
7.7
MSFT:23.0%;TLT:20.4%;HYG:23.0%;IEF:11.9%;GLD:12.4%;VOO:9.3%
US:68.5;EU:12.4;APAC:6.5;EM:9.8;Other:2.7
Value:+0.2;Growth:-0.9;Quality:-0.6;Size:-0.4;Momentum:+0.7;LowVol:+0.3
MaxPos5%
10
35
5.8
trailing 9%
215
23.6
Sideways
17.9
4.22
2.9
101
-14
48
61
false
Buy
Add to core equity +1%
28
-30
BrokerC
MKT
93
null
null
Normal monitoring
112
-18
93
4
false
Monitor dispersion and breadth
P5837
Opportunistic
IRA
USD
2024-08-12
492,371
20,615
471,756
1
63.7
18.1
12.9
5.3
IEF:30.1%;AMZN:35.0%;MSFT:35.0%
US:62.6;EU:18.4;APAC:12.3;EM:3.7;Other:3.1
Value:-0.2;Growth:+1.0;Quality:+0.9;Size:-0.2;Momentum:-0.6;LowVol:+0.3
null
8
30
4.8
trailing 9%
212
31.4
Volatile
27.9
5.3
4.5
153
20
67
68
false
Rebalance
Shift +1% to bonds from equity
-14
-33
BrokerB
LMT
96
null
null
Normal monitoring
98
0
204
5
false
Within IPS guidelines
P5838
Active
Roth
USD
2024-09-18
1,816,440
133,957
1,682,483
1.22
60.3
30.8
0
9
AAPL:22.4%;HYG:21.0%;AMZN:19.0%;GLD:15.1%;VOO:22.4%
US:65.3;EU:13.3;APAC:13.0;EM:5.4;Other:2.9
Value:+0.4;Growth:+0.2;Quality:-0.8;Size:-0.3;Momentum:-1.0;LowVol:+0.8
MaxPos8%
10
35
5.4
trailing 8%
163
16.2
Sideways
17.9
4.16
2.1
137
-17
27
57
false
Rebalance
Shift +1% to bonds from equity
-6
8
BrokerC
LMT
100
null
null
Normal monitoring
-25
-42
78
3
false
Tax-aware sells next window
P5839
Systematic
Trust
USD
2025-11-12
700,857
64,624
636,233
1
62.4
21
8.2
8.3
AMZN:25.8%;HYG:25.8%;BND:22.7%;MSFT:25.8%
US:60.6;EU:10.9;APAC:16.1;EM:10.9;Other:1.4
Value:-0.2;Growth:-0.7;Quality:+0.7;Size:-0.6;Momentum:-0.0;LowVol:-0.1
MaxPos7%;NoDerivatives
5
30
4.6
hard 12%
153
19.7
Volatile
24.3
4.31
3.2
160
36
58
76
true
Hedge
Buy index puts 1% notional
14
-9
BrokerA
LMT
87
VAR>budget
Reduce
Risk above budget threshold
61
-25
68
4
false
Monitor dispersion and breadth
P5840
Hands-off
Taxable
USD
2024-07-23
414,836
30,804
384,032
1
67.3
26.2
0
6.5
QQQ:33.3%;TSLA:33.3%;VNQ:33.3%
US:70.8;EU:12.4;APAC:8.9;EM:5.7;Other:2.3
Value:-0.8;Growth:+0.5;Quality:+0.2;Size:+0.3;Momentum:+0.6;LowVol:+0.8
null
5
25
3
trailing 8%
104
19.8
Bull
12.8
4.6
3
102
3
49
43
false
Buy
Add to core equity +1%
30
4
BrokerD
MKT
95
null
null
Normal monitoring
35
-15
154
4
false
Within IPS guidelines
P5841
Hands-off
401k
USD
2025-03-13
716,876
66,567
650,309
1
68.9
26.4
0
4.8
HYG:24.1%;BRK.B:25.3%;VTI:25.3%;QQQ:25.3%
US:65.0;EU:14.2;APAC:7.8;EM:10.1;Other:2.9
Value:+0.8;Growth:+0.5;Quality:+0.3;Size:-0.2;Momentum:+0.7;LowVol:+0.2
MaxPos8%
10
30
5
hard 10%
115
17.9
Volatile
31.9
4.51
2.4
156
-17
40
95
true
Reduce
Cut high-beta by 2-3%, add cash
30
-28
BrokerC
LMT
90
Drift>tolerance
Hedge
Allocation drift beyond policy bands
-37
1
71
5
false
Tax-aware sells next window
P5842
Active
Roth
USD
2024-10-12
1,521,929
95,647
1,426,282
1
53.4
26.8
13.6
6.2
VOO:33.3%;VTI:33.3%;IEF:33.3%
US:65.4;EU:15.8;APAC:10.8;EM:6.0;Other:2.0
Value:-0.9;Growth:-0.2;Quality:+0.8;Size:+0.5;Momentum:+0.3;LowVol:-0.6
MaxPos7%
10
30
4.2
trailing 8%
138
16.2
Bull
16.2
4.03
2.2
86
12
41
43
false
Rebalance
Shift +1% to bonds from equity
9
-29
BrokerC
LMT
98
null
null
Normal monitoring
-32
16
37
5
false
Increase defensive factor exposure
P5843
Hands-off
Roth
USD
2025-03-26
255,576
15,043
240,533
1
59.8
17.5
16.1
6.6
BRK.B:13.3%;AAPL:6.7%;TSLA:21.8%;VNQ:21.8%;MSFT:21.8%;HYG:14.7%
US:67.0;EU:11.7;APAC:10.6;EM:6.5;Other:4.2
Value:-0.1;Growth:+0.5;Quality:+0.8;Size:-0.7;Momentum:+0.8;LowVol:-0.7
MaxPos5%
7
30
3.8
hard 10%
154
17.9
Bull
14.8
4.43
2.3
106
12
57
45
true
Hedge
Buy index puts 1% notional
9
-33
BrokerD
MKT
89
RegimeShift
Reduce
Volatility spike and breadth deterioration
57
-17
129
2
false
Tax-aware sells next window
P5844
Active
401k
USD
2024-12-29
2,162,146
258,366
1,903,780
1
53.9
18.4
21.9
5.8
GLD:18.5%;VNQ:27.2%;IEF:27.2%;XLF:27.2%
US:66.1;EU:10.4;APAC:10.9;EM:9.1;Other:3.6
Value:+0.1;Growth:-0.4;Quality:-0.6;Size:+0.2;Momentum:+0.5;LowVol:+0.6
MaxPos6%
5
25
4.4
trailing 8%
191
23.5
Bear
30.2
3.9
2.1
175
9
46
66
false
Rebalance
Shift +1% to bonds from equity
-1
5
BrokerD
LMT
87
null
null
Normal monitoring
-2
-25
118
4
false
Increase defensive factor exposure
P5845
Cautious
IRA
USD
2025-10-24
690,578
63,863
626,715
1
45.7
42.2
0
12.1
AMZN:28.3%;GLD:27.1%;IEF:24.4%;BRK.B:20.2%
US:66.3;EU:17.4;APAC:7.1;EM:7.2;Other:2.0
Value:+0.7;Growth:+0.9;Quality:+0.8;Size:+0.1;Momentum:+0.6;LowVol:-0.5
MaxPos7%;NoMargin
10
35
4.2
hard 10%
134
19.4
Bear
26.2
4.36
2.9
161
5
64
57
false
Sell
Trim extended winner -1%
35
9
BrokerB
LMT
86
null
null
Normal monitoring
77
-7
113
3
false
Increase defensive factor exposure
P5846
Opportunistic
Roth
USD
2025-05-12
1,545,158
120,258
1,424,900
1
60.4
17.4
13.9
8.3
MUB:29.7%;QQQ:35.2%;VTI:35.2%
US:69.4;EU:11.9;APAC:6.4;EM:12.2;Other:0.1
Value:+0.8;Growth:+0.6;Quality:-0.2;Size:+0.4;Momentum:-0.8;LowVol:+1.0
NoDerivatives
8
25
4.9
hard 12%
189
28.1
Volatile
26.4
3.8
3.8
126
78
74
71
true
Hedge
Buy index puts 1% notional
18
13
BrokerB
MKT
91
RegimeShift
Hedge
Volatility spike and breadth deterioration
-57
-39
56
5
false
Monitor dispersion and breadth
P5847
Hands-off
401k
USD
2024-12-20
650,682
46,931
603,751
1
55.3
26.6
8.2
9.9
XLF:33.3%;GLD:33.3%;IEF:33.3%
US:70.3;EU:9.1;APAC:12.0;EM:4.4;Other:4.3
Value:0.0;Growth:-0.0;Quality:+0.5;Size:+0.7;Momentum:0.0;LowVol:-0.7
null
8
35
4
trailing 8%
107
17.1
Volatile
29.4
5.13
3.4
122
4
47
79
true
Hedge
Buy index puts 1% notional
3
-19
BrokerB
VWAP
95
RegimeShift
Reduce
Volatility spike and breadth deterioration
14
-29
-3
3
false
Tax-aware sells next window
P5848
Cautious
IRA
USD
2025-06-10
246,747
33,437
213,310
1
48.9
33.8
0
17.3
MSFT:17.8%;MUB:15.6%;GLD:22.2%;AMZN:22.2%;VTI:22.2%
US:66.8;EU:11.0;APAC:11.8;EM:10.1;Other:0.3
Value:+0.7;Growth:-0.7;Quality:+0.7;Size:-0.6;Momentum:-0.5;LowVol:+0.5
ESGOnly;NoDerivatives;NoMargin
7
25
5.4
trailing 8%
152
19.5
Bull
16.4
3.79
2.3
75
53
64
33
false
Rebalance
Shift +1% to bonds from equity
14
-34
BrokerC
MKT
99
null
null
Normal monitoring
75
-23
111
3
false
Monitor dispersion and breadth
P5849
Systematic
Roth
USD
2024-11-01
644,304
61,974
582,330
1
57.3
31.3
3
8.4
AAPL:18.8%;AMZN:8.8%;QQQ:13.3%;VNQ:18.1%;BND:20.5%;TLT:20.5%
US:65.5;EU:16.5;APAC:9.0;EM:6.9;Other:2.1
Value:-0.8;Growth:+0.2;Quality:-0.6;Size:-0.5;Momentum:+0.7;LowVol:-0.1
NoDerivatives
7
25
4.2
hard 12%
181
19.2
Bull
15.9
3.62
2
104
77
90
48
false
NoAction
Within bands; monitor
-2
9
BrokerD
MKT
0
null
null
Normal monitoring
55
-57
149
4
false
Tighten stops on momentum names
P5850
Systematic
Trust
USD
2025-12-02
660,597
49,049
611,548
1
63.4
29.2
0
7.4
HYG:33.3%;TSLA:33.3%;VTI:33.3%
US:76.1;EU:5.5;APAC:6.3;EM:7.9;Other:4.2
Value:-0.0;Growth:-0.2;Quality:-0.2;Size:-0.5;Momentum:-0.3;LowVol:-0.6
null
7
25
4.7
hard 12%
206
25.3
Volatile
21.9
4.37
2.5
116
-49
31
58
false
Sell
Trim extended winner -1%
25
-33
BrokerA
LMT
98
null
null
Normal monitoring
87
-1
83
3
false
Within IPS guidelines
P5851
Systematic
IRA
USD
2025-06-02
1,611,311
152,322
1,458,989
1
63.3
29.6
0
7.1
VNQ:23.7%;TLT:23.7%;HYG:20.6%;AMZN:13.7%;MSFT:18.3%
US:71.6;EU:10.7;APAC:8.2;EM:4.5;Other:5.0
Value:-0.5;Growth:-0.6;Quality:-0.4;Size:+0.6;Momentum:+0.9;LowVol:+0.7
MaxPos6%
5
35
5.2
hard 12%
145
16.8
Volatile
27.2
3.71
4.4
151
48
72
66
false
Sell
Trim extended winner -1%
1
-11
BrokerA
VWAP
98
null
null
Normal monitoring
-38
-3
68
3
false
Monitor dispersion and breadth
P5852
Cautious
Roth
USD
2025-05-16
865,772
112,116
753,656
1
44.4
32.5
8.7
14.4
MUB:24.6%;QQQ:25.9%;BRK.B:23.5%;VNQ:25.9%
US:62.9;EU:13.1;APAC:9.1;EM:10.3;Other:4.7
Value:+0.2;Growth:-0.1;Quality:-0.5;Size:+0.7;Momentum:0.0;LowVol:+0.5
ESGOnly;MaxPos5%;NoMargin
10
25
3.3
trailing 10%
112
17.9
Bull
11.4
3.81
3
74
24
64
26
false
Sell
Trim extended winner -1%
-11
8
BrokerA
LMT
90
null
null
Normal monitoring
-34
-25
8
4
false
Tax-aware sells next window
P5853
Active
Roth
USD
2024-12-29
624,979
71,476
553,503
1.08
62
25.6
6.2
6.1
IEF:33.3%;MSFT:33.3%;QQQ:33.3%
US:68.7;EU:10.4;APAC:10.5;EM:6.0;Other:4.4
Value:-0.5;Growth:-0.4;Quality:-0.7;Size:+0.4;Momentum:+0.5;LowVol:-0.4
MaxPos8%;NoDerivatives
6
35
5.9
trailing 9%
133
27.5
Bear
27.5
3.79
2.5
159
-19
49
64
false
Rebalance
Shift +1% to bonds from equity
7
11
BrokerC
MKT
86
null
null
Normal monitoring
99
-27
96
3
false
Tighten stops on momentum names
P5854
Cautious
IRA
USD
2025-12-22
450,244
65,415
384,829
1
37.2
34.1
14.5
14.2
VOO:35.5%;VNQ:35.5%;GLD:28.9%
US:76.4;EU:12.6;APAC:5.4;EM:4.6;Other:1.0
Value:+0.6;Growth:-0.2;Quality:+0.2;Size:-0.8;Momentum:-0.8;LowVol:-0.4
NoMargin
10
25
5.8
trailing 8%
166
15.4
Sideways
15.3
3.93
3.2
137
11
47
34
false
Rebalance
Shift +1% to bonds from equity
14
-38
BrokerB
MKT
94
null
null
Normal monitoring
-6
-20
-35
4
false
Within IPS guidelines
P5855
Active
Taxable
USD
2024-08-05
1,758,528
204,026
1,554,502
1
63.2
24.2
3
9.6
IEF:9.4%;TSLA:23.2%;TLT:23.2%;QQQ:21.0%;VNQ:23.2%
US:74.8;EU:5.4;APAC:12.3;EM:6.7;Other:0.8
Value:-0.5;Growth:0.0;Quality:+0.1;Size:-0.2;Momentum:0.0;LowVol:+0.7
null
10
35
5.6
trailing 8%
211
25.6
Bear
27.2
3.35
1.4
199
-104
5
69
false
Buy
Add to core equity +1%
-13
-11
BrokerD
VWAP
87
null
null
Normal monitoring
42
-1
79
4
false
Within IPS guidelines
P5856
Cautious
Trust
USD
2024-11-28
188,300
21,504
166,796
1
40
33.7
13.8
12.4
MSFT:21.0%;VOO:8.6%;QQQ:14.6%;AMZN:21.0%;TLT:17.2%;HYG:17.4%
US:61.0;EU:20.5;APAC:10.7;EM:6.4;Other:1.4
Value:+0.3;Growth:-0.1;Quality:-0.9;Size:-0.3;Momentum:-0.4;LowVol:+0.5
ESGOnly;MaxPos5%;NoMargin
5
30
4.3
trailing 10%
157
16.5
Bull
14.6
4.01
2.3
110
33
81
24
false
Rebalance
Shift +1% to bonds from equity
29
-21
BrokerB
MKT
99
null
null
Normal monitoring
27
-2
119
4
false
Increase defensive factor exposure
P5857
Active
401k
USD
2025-10-21
1,848,798
168,971
1,679,827
1.08
62.1
23.4
4.6
9.8
VTI:25.0%;XLF:25.0%;QQQ:25.0%;VNQ:25.0%
US:63.0;EU:12.1;APAC:11.3;EM:12.9;Other:0.7
Value:+0.8;Growth:-0.3;Quality:-0.3;Size:-0.7;Momentum:-0.5;LowVol:+1.0
null
8
25
4.2
hard 12%
182
17.8
Bull
13.7
3.56
2.1
77
108
100
49
true
Rebalance
Rebalance back to target bands
-10
-33
BrokerA
LMT
90
Drift>tolerance
TightenStops
Allocation drift beyond policy bands
18
11
150
5
true
Within IPS guidelines
P5858
Opportunistic
IRA
USD
2025-08-17
1,325,932
100,403
1,225,529
1.24
75.6
15
4.1
5.2
MUB:8.4%;QQQ:11.6%;IEF:22.7%;MSFT:22.7%;HYG:12.0%;AAPL:22.7%
US:68.8;EU:10.6;APAC:15.5;EM:4.7;Other:0.3
Value:+0.7;Growth:+0.8;Quality:-0.8;Size:-0.0;Momentum:+0.8;LowVol:+0.1
MaxPos8%
7
25
7
trailing 7%
160
33.1
Bear
33.9
3.92
1.9
174
-65
5
95
true
Hedge
Buy index puts 1% notional
17
4
BrokerC
MKT
90
VAR>budget
Hedge
Risk above budget threshold
22
14
146
3
false
Tighten stops on momentum names
P5859
Hands-off
Taxable
USD
2025-08-17
591,497
47,035
544,462
1
70
20.9
0.8
8.3
VNQ:11.9%;GLD:20.3%;AMZN:13.5%;BND:19.5%;MSFT:18.2%;TSLA:16.6%
US:63.7;EU:16.0;APAC:11.4;EM:7.1;Other:1.8
Value:-1.0;Growth:-0.8;Quality:-0.9;Size:+0.5;Momentum:-0.3;LowVol:+1.0
null
5
30
4.6
trailing 10%
108
18
Bull
13.7
4.37
3.2
94
100
91
39
false
Hedge
Add TLT +1% as duration hedge
18
-21
BrokerC
MKT
93
null
null
Normal monitoring
33
-27
21
4
false
Tax-aware sells next window
P5860
Cautious
Roth
USD
2025-06-30
467,176
71,586
395,590
1
43.1
39
7.8
10.1
VTI:13.2%;AAPL:19.0%;VOO:20.1%;TLT:13.6%;BRK.B:16.0%;QQQ:18.2%
US:75.5;EU:9.6;APAC:9.2;EM:5.3;Other:0.4
Value:+0.6;Growth:-0.7;Quality:-0.1;Size:-0.7;Momentum:-0.5;LowVol:-0.4
MaxPos5%;NoDerivatives;NoMargin
10
30
4.4
hard 10%
149
12.7
Volatile
29.3
5.12
4.1
155
-56
28
63
false
Sell
Trim extended winner -1%
-5
-4
BrokerB
LMT
98
null
null
Normal monitoring
47
-20
120
3
false
Monitor dispersion and breadth
P5861
Active
Roth
USD
2025-05-10
1,767,087
163,861
1,603,226
1.07
62.1
23.9
6.9
7.1
AMZN:33.3%;TLT:33.3%;MSFT:33.3%
US:59.0;EU:15.7;APAC:11.4;EM:11.5;Other:2.4
Value:-0.8;Growth:+0.7;Quality:+0.4;Size:+0.5;Momentum:-0.0;LowVol:+0.3
MaxPos5%
6
35
5.4
trailing 8%
178
17.1
Bull
16.3
4.91
2.5
88
105
96
52
false
Hedge
Add TLT +1% as duration hedge
9
8
BrokerD
MKT
86
null
null
Normal monitoring
-49
-12
91
3
false
Tighten stops on momentum names
P5862
Cautious
Roth
USD
2024-07-13
244,293
28,356
215,937
1
54.7
35.2
0
10.2
VOO:25.0%;TSLA:25.0%;MSFT:25.0%;BND:25.0%
US:59.1;EU:17.3;APAC:14.2;EM:8.6;Other:0.7
Value:+0.9;Growth:+0.5;Quality:+0.6;Size:+0.7;Momentum:+0.6;LowVol:+0.4
ESGOnly;NoMargin
6
30
5.8
trailing 10%
102
16.6
Sideways
18.8
4.99
2.8
124
-14
55
59
false
Buy
Add to core equity +1%
-8
-11
BrokerA
LMT
88
null
null
Normal monitoring
116
-51
197
4
false
Within IPS guidelines
P5863
Active
401k
USD
2025-12-03
1,150,187
75,739
1,074,448
1
52.2
21.6
17.6
8.6
XLF:7.8%;IEF:17.3%;AMZN:17.1%;TLT:22.0%;MUB:22.0%;VOO:13.8%
US:65.6;EU:11.9;APAC:12.3;EM:8.1;Other:2.0
Value:+0.4;Growth:-0.1;Quality:+0.8;Size:-0.2;Momentum:+0.8;LowVol:+0.4
null
7
25
4.2
trailing 8%
197
26.9
Volatile
22.9
5.25
3.8
136
10
43
54
false
Hedge
Add TLT +1% as duration hedge
13
-21
BrokerC
MKT
86
null
null
Normal monitoring
-37
-27
90
3
false
Within IPS guidelines
P5864
Opportunistic
IRA
USD
2025-07-19
1,409,654
96,166
1,313,488
1
63.6
21.8
6.7
7.9
VNQ:33.3%;BRK.B:33.3%;TSLA:33.3%
US:70.8;EU:8.2;APAC:10.3;EM:9.5;Other:1.2
Value:+0.8;Growth:+1.0;Quality:+0.5;Size:-0.4;Momentum:-0.9;LowVol:-0.2
MaxPos5%;NoDerivatives
7
25
5.9
trailing 7%
227
23.4
Bear
25.9
3.2
2.6
174
2
49
79
true
Hedge
Buy index puts 1% notional
31
-20
BrokerC
LMT
99
VAR>budget
Reduce
Risk above budget threshold
14
13
-3
2
false
Within IPS guidelines
P5865
Hands-off
Taxable
USD
2025-10-18
398,973
29,016
369,957
1
69.9
22.8
0.8
6.5
VOO:11.8%;QQQ:19.0%;VNQ:16.0%;AMZN:20.9%;XLF:20.9%;MSFT:11.2%
US:60.7;EU:13.6;APAC:13.7;EM:10.5;Other:1.5
Value:-0.3;Growth:+0.3;Quality:-0.7;Size:+0.7;Momentum:+0.1;LowVol:-0.3
ESGOnly;MaxPos5%
5
25
3
hard 10%
109
16.6
Volatile
21.6
3.78
4.1
173
46
77
69
false
Buy
Add to core equity +1%
14
15
BrokerA
MKT
98
null
null
Normal monitoring
12
-9
7
4
false
Tax-aware sells next window
P5866
Hands-off
401k
USD
2025-06-04
532,497
39,688
492,809
1
60.2
20.3
12.7
6.8
XLF:18.8%;BRK.B:14.6%;VNQ:7.6%;QQQ:21.1%;GLD:21.1%;VTI:16.8%
US:78.9;EU:8.1;APAC:6.7;EM:6.1;Other:0.2
Value:-0.6;Growth:+0.2;Quality:-0.8;Size:+0.7;Momentum:-0.5;LowVol:-0.9
ESGOnly;MaxPos8%
8
25
5.1
hard 10%
161
20
Volatile
27.4
5.45
3.3
120
33
77
72
true
Hedge
Buy index puts 1% notional
27
-38
BrokerD
VWAP
88
RegimeShift
TightenStops
Volatility spike and breadth deterioration
100
-13
160
2
false
Tax-aware sells next window
P5867
Hands-off
Roth
USD
2025-08-29
792,170
34,515
757,655
1
60.4
27.5
2.4
9.8
HYG:13.5%;QQQ:24.8%;MUB:24.8%;VOO:11.9%;TSLA:24.8%
US:79.4;EU:7.0;APAC:8.3;EM:3.9;Other:1.4
Value:-0.9;Growth:0.0;Quality:+0.1;Size:-0.8;Momentum:-0.3;LowVol:+0.8
ESGOnly;NoDerivatives
7
35
4.1
trailing 8%
166
17.4
Bull
15.6
4.47
2.1
87
21
48
48
false
Hedge
Add TLT +1% as duration hedge
15
-8
BrokerC
MKT
93
null
null
Normal monitoring
41
-54
8
5
false
Increase defensive factor exposure
P5868
Systematic
401k
USD
2024-12-19
1,654,279
133,810
1,520,469
1
58.5
34.2
0.1
7.2
AAPL:11.5%;MSFT:17.9%;IEF:14.6%;TSLA:14.2%;BRK.B:21.3%;AMZN:20.5%
US:62.8;EU:20.2;APAC:7.7;EM:7.6;Other:1.8
Value:+0.5;Growth:-0.4;Quality:-0.7;Size:+0.6;Momentum:+0.7;LowVol:+0.4
null
8
35
4.5
trailing 8%
209
24.5
Volatile
24.4
3.51
2.6
148
33
66
63
false
Buy
Add to core equity +1%
20
-8
BrokerC
MKT
88
null
null
Normal monitoring
-5
1
77
5
false
Increase defensive factor exposure
P5869
Opportunistic
IRA
USD
2025-05-24
555,301
22,275
533,026
1
75.8
17.8
0
6.4
XLF:33.3%;BND:33.3%;MUB:33.3%
US:61.5;EU:17.4;APAC:10.8;EM:10.1;Other:0.2
Value:+0.5;Growth:+0.9;Quality:-0.0;Size:+0.6;Momentum:-0.9;LowVol:+0.3
null
5
35
6.2
trailing 7%
250
25
Bear
25.9
4.42
2.6
148
3
45
76
true
Reduce
Cut high-beta by 2-3%, add cash
-7
-36
BrokerA
MKT
96
VAR>budget
Hedge
Risk above budget threshold
92
3
114
4
false
Increase defensive factor exposure
P5870
Systematic
Taxable
USD
2025-10-22
536,401
33,278
503,123
1
59.7
24.3
7.5
8.5
AAPL:21.0%;BND:21.0%;TSLA:20.0%;XLF:20.4%;HYG:6.8%;MUB:10.8%
US:63.5;EU:12.1;APAC:11.9;EM:9.6;Other:2.9
Value:+0.7;Growth:-0.5;Quality:+0.8;Size:-0.6;Momentum:-0.4;LowVol:+1.0
null
6
35
4.4
hard 12%
120
18.4
Sideways
15.5
3.88
2.2
104
-10
50
53
false
Rebalance
Shift +1% to bonds from equity
11
-29
BrokerC
LMT
93
null
null
Normal monitoring
120
-54
144
3
false
Tighten stops on momentum names
P5871
Hands-off
IRA
USD
2025-06-27
654,145
56,169
597,976
1
61.4
23.5
9.7
5.4
IEF:33.3%;TSLA:33.3%;AAPL:33.3%
US:55.7;EU:17.9;APAC:12.0;EM:9.9;Other:4.5
Value:-0.6;Growth:-0.5;Quality:+0.6;Size:-0.6;Momentum:+0.1;LowVol:-0.3
ESGOnly;MaxPos5%
7
25
5
hard 10%
148
19.6
Bull
17.5
3.88
2.8
74
12
54
58
false
Rebalance
Shift +1% to bonds from equity
20
-13
BrokerA
MKT
93
null
null
Normal monitoring
101
7
123
4
false
Within IPS guidelines
P5872
Systematic
Taxable
USD
2025-06-30
1,146,212
48,888
1,097,324
1
59.3
21.2
12.8
6.6
TSLA:25.7%;HYG:25.7%;MUB:25.7%;BRK.B:22.8%
US:62.2;EU:15.4;APAC:7.6;EM:11.5;Other:3.3
Value:-0.3;Growth:+0.3;Quality:+0.2;Size:-0.5;Momentum:+0.4;LowVol:-0.5
null
10
35
4.9
trailing 8%
219
22.5
Volatile
25.3
4.57
4.4
167
72
90
73
true
Reduce
Cut high-beta by 2-3%, add cash
10
14
BrokerC
LMT
89
RegimeShift
Hedge
Volatility spike and breadth deterioration
35
-12
73
4
false
Tax-aware sells next window
P5873
Systematic
IRA
USD
2025-02-09
772,734
70,477
702,257
1
60
23.1
8.1
8.8
AMZN:13.9%;IEF:21.2%;GLD:23.4%;BND:20.6%;AAPL:20.8%
US:65.4;EU:13.9;APAC:7.4;EM:10.7;Other:2.6
Value:-0.9;Growth:-0.7;Quality:0.0;Size:-0.8;Momentum:-0.4;LowVol:+0.1
MaxPos6%
10
25
4.8
hard 12%
145
18
Bull
17.1
3.96
3.2
87
38
54
47
false
Buy
Add to core equity +1%
6
11
BrokerC
VWAP
92
null
null
Normal monitoring
57
-10
61
3
false
Tax-aware sells next window
P5874
Systematic
Taxable
USD
2024-11-30
573,154
42,313
530,841
1
60.2
30.1
4.1
5.6
IEF:14.2%;AMZN:18.8%;MSFT:22.3%;TLT:22.3%;HYG:22.3%
US:68.4;EU:14.1;APAC:10.8;EM:3.2;Other:3.5
Value:+0.6;Growth:-0.6;Quality:-0.0;Size:+0.9;Momentum:+0.9;LowVol:-0.8
null
8
35
5
hard 12%
142
26.2
Bull
16.8
4.46
2.2
116
55
75
40
false
Rebalance
Shift +1% to bonds from equity
4
10
BrokerD
LMT
95
null
null
Normal monitoring
69
5
173
5
false
Tighten stops on momentum names
P5875
Active
IRA
USD
2024-11-19
1,313,916
126,583
1,187,333
1
65.9
22.8
5.4
5.9
AMZN:36.3%;MSFT:27.4%;VNQ:36.3%
US:74.7;EU:5.6;APAC:12.6;EM:6.2;Other:0.9
Value:-0.0;Growth:+1.0;Quality:-0.9;Size:+0.8;Momentum:+0.5;LowVol:-0.6
NoDerivatives
7
25
5.4
trailing 9%
165
19.9
Bull
16.4
4.34
2.7
81
29
75
62
false
Rebalance
Shift +1% to bonds from equity
-13
-16
BrokerB
MKT
90
null
null
Normal monitoring
57
-32
174
3
false
Within IPS guidelines
P5876
Hands-off
Taxable
USD
2024-07-09
425,663
34,770
390,893
1
65.7
27
0
7.3
HYG:24.2%;VNQ:24.2%;QQQ:24.2%;GLD:19.1%;MUB:8.3%
US:65.6;EU:6.6;APAC:13.1;EM:9.4;Other:5.3
Value:+0.4;Growth:-0.7;Quality:-0.4;Size:-0.5;Momentum:-0.6;LowVol:+0.3
NoDerivatives
6
30
5
trailing 10%
97
16.3
Bull
11
4.34
2.5
95
27
59
48
false
NoAction
Within bands; monitor
35
-15
BrokerC
VWAP
87
null
null
Normal monitoring
46
6
41
3
false
Tighten stops on momentum names
P5877
Active
Roth
USD
2024-09-30
2,469,895
224,002
2,245,893
1
67.7
26.1
0
6.2
AMZN:33.3%;XLF:33.3%;VTI:33.3%
US:65.6;EU:9.5;APAC:11.4;EM:10.8;Other:2.7
Value:+0.7;Growth:+0.1;Quality:+1.0;Size:-0.5;Momentum:+0.6;LowVol:+0.7
null
7
25
5.4
hard 12%
181
17.3
Bear
30.2
4.31
2.3
144
21
72
84
true
Hedge
Buy index puts 1% notional
-12
-40
BrokerC
VWAP
90
Drift>tolerance
TightenStops
Allocation drift beyond policy bands
-53
19
-39
3
false
Tax-aware sells next window
P5878
Cautious
Trust
USD
2025-08-04
784,875
101,170
683,705
1
40.6
30.4
14.9
14
BND:25.3%;QQQ:14.1%;AMZN:10.0%;BRK.B:25.3%;VTI:25.3%
US:67.5;EU:10.4;APAC:10.9;EM:10.0;Other:1.3
Value:-0.6;Growth:+0.8;Quality:-0.3;Size:+0.3;Momentum:+0.3;LowVol:+0.8
NoMargin
6
35
4.6
trailing 8%
133
18.1
Bull
11.7
4.62
3
95
5
62
29
false
Rebalance
Shift +1% to bonds from equity
10
-17
BrokerB
MKT
94
null
null
Normal monitoring
-56
-47
81
3
false
Within IPS guidelines
P5879
Cautious
Taxable
USD
2025-02-03
692,146
70,996
621,150
1
37.4
36.1
14.7
11.8
VOO:28.3%;BRK.B:28.3%;TLT:15.2%;VNQ:28.3%
US:59.0;EU:16.3;APAC:9.2;EM:11.4;Other:4.2
Value:0.0;Growth:-0.1;Quality:-0.7;Size:+0.9;Momentum:-0.1;LowVol:+0.5
ESGOnly;MaxPos7%;NoDerivatives;NoMargin
5
35
5.4
hard 10%
120
14.9
Bull
15.2
4.82
2.7
79
83
79
32
false
Rebalance
Shift +1% to bonds from equity
-13
-14
BrokerA
LMT
87
null
null
Normal monitoring
2
-33
-30
3
false
Within IPS guidelines
P5880
Systematic
IRA
USD
2024-08-28
1,816,692
118,609
1,698,083
1
57.8
35
1.5
5.8
HYG:28.3%;TSLA:15.0%;TLT:28.3%;MSFT:28.3%
US:73.8;EU:7.0;APAC:11.7;EM:7.2;Other:0.3
Value:-0.7;Growth:-0.9;Quality:-0.8;Size:+0.5;Momentum:-0.2;LowVol:-0.9
MaxPos6%
5
25
5.2
trailing 8%
124
22.6
Volatile
27.9
4.87
2.5
164
55
68
77
true
Hedge
Buy index puts 1% notional
19
-40
BrokerB
LMT
95
Drift>tolerance
Hedge
Allocation drift beyond policy bands
79
-52
114
2
false
Increase defensive factor exposure
P5881
Systematic
Taxable
USD
2025-12-03
1,994,330
179,225
1,815,105
1
55.7
33
1.5
9.8
HYG:26.1%;MUB:21.7%;GLD:26.1%;BND:26.1%
US:72.6;EU:8.7;APAC:8.9;EM:9.7;Other:0.2
Value:-0.9;Growth:-0.4;Quality:-0.5;Size:-0.9;Momentum:+0.1;LowVol:-0.9
null
8
25
5.7
trailing 9%
171
25.8
Bull
11.5
3.76
3
105
91
84
35
false
Sell
Trim extended winner -1%
-6
-19
BrokerA
MKT
85
null
null
Normal monitoring
-18
-21
105
5
false
Monitor dispersion and breadth
P5882
Hands-off
Roth
USD
2025-04-23
407,252
17,752
389,500
1
68
25.8
0
6.2
MSFT:29.7%;AMZN:35.2%;GLD:35.2%
US:70.4;EU:9.0;APAC:5.7;EM:10.3;Other:4.6
Value:-0.2;Growth:-0.9;Quality:-0.7;Size:+0.7;Momentum:+0.6;LowVol:-0.1
ESGOnly;MaxPos7%;NoDerivatives
8
30
5.3
trailing 8%
122
18.7
Bear
32.8
3.1
1.7
166
-98
5
83
true
Hedge
Buy index puts 1% notional
-15
0
BrokerC
VWAP
99
VAR>budget
Reduce
Risk above budget threshold
111
-18
200
3
false
Tax-aware sells next window
P5883
Cautious
401k
USD
2024-09-09
648,849
90,596
558,253
1
51.5
32.2
2.4
13.9
BRK.B:22.2%;TSLA:22.2%;MSFT:15.9%;GLD:17.6%;AAPL:22.2%
US:63.6;EU:13.8;APAC:10.5;EM:9.8;Other:2.3
Value:+0.1;Growth:-1.0;Quality:+0.4;Size:+0.3;Momentum:-0.6;LowVol:+0.9
NoDerivatives;NoMargin
6
30
5.5
trailing 8%
101
16.7
Bull
17.3
4.66
2.8
81
19
74
53
false
Sell
Trim extended winner -1%
35
-4
BrokerD
MKT
88
null
null
Normal monitoring
-17
5
-47
3
false
Tax-aware sells next window
P5884
Opportunistic
Trust
USD
2025-01-14
706,001
38,979
667,022
1.15
62.1
21.6
12
4.3
GLD:27.4%;AMZN:17.1%;XLF:27.7%;AAPL:27.7%
US:68.8;EU:11.0;APAC:12.2;EM:7.2;Other:0.8
Value:-0.4;Growth:-0.0;Quality:+0.2;Size:-0.9;Momentum:-0.2;LowVol:-0.7
MaxPos5%;NoDerivatives
10
30
6.6
trailing 7%
271
32.1
Bull
17.9
4.32
3
87
4
54
47
false
Sell
Trim extended winner -1%
30
6
BrokerA
MKT
99
null
null
Normal monitoring
85
-1
81
4
false
Tax-aware sells next window
P5885
Cautious
Taxable
USD
2025-10-28
228,307
20,248
208,059
1
49.2
33.3
7.4
10.1
TLT:33.3%;VTI:33.3%;BRK.B:33.3%
US:67.0;EU:14.6;APAC:7.4;EM:7.6;Other:3.4
Value:-0.9;Growth:-0.2;Quality:+0.3;Size:+0.9;Momentum:-0.1;LowVol:-0.3
NoMargin
6
25
5
trailing 8%
165
16.6
Volatile
28
4.52
3
148
-4
46
58
false
Rebalance
Shift +1% to bonds from equity
-11
-1
BrokerB
MKT
87
null
null
Normal monitoring
90
4
107
3
false
Tax-aware sells next window
P5886
Cautious
Roth
USD
2024-10-15
400,420
45,972
354,448
1
46
32.5
10.3
11.2
TLT:25.3%;GLD:24.0%;AMZN:25.3%;BRK.B:25.3%
US:70.7;EU:11.0;APAC:8.0;EM:8.7;Other:1.6
Value:+0.5;Growth:+0.8;Quality:-0.2;Size:+0.2;Momentum:-1.0;LowVol:-0.1
NoMargin
6
35
4.1
trailing 8%
92
18
Bear
27.1
3.22
2
175
-104
5
68
true
Hedge
Buy index puts 1% notional
4
-9
BrokerC
MKT
95
Drift>tolerance
Hedge
Allocation drift beyond policy bands
14
-31
61
3
false
Tighten stops on momentum names
P5887
Systematic
401k
USD
2025-03-18
1,707,868
127,536
1,580,332
1
68.2
25.8
0
6
TLT:32.3%;TSLA:33.8%;AMZN:33.8%
US:59.5;EU:18.2;APAC:13.0;EM:6.5;Other:2.8
Value:-0.3;Growth:-1.0;Quality:-0.3;Size:-0.8;Momentum:-0.2;LowVol:-0.0
MaxPos8%;NoDerivatives
7
30
4.6
trailing 8%
150
17.2
Sideways
20
3.52
3.4
103
-26
50
57
true
Reduce
Cut high-beta by 2-3%, add cash
28
11
BrokerD
MKT
98
Drift>tolerance
Hedge
Allocation drift beyond policy bands
32
-13
-5
4
false
Monitor dispersion and breadth
P5888
Hands-off
Taxable
USD
2024-11-19
580,019
56,881
523,138
1
65.4
26.6
0
8
BRK.B:25.0%;QQQ:25.0%;MSFT:25.0%;AMZN:25.0%
US:71.7;EU:15.3;APAC:5.0;EM:6.0;Other:2.0
Value:+1.0;Growth:+0.1;Quality:+0.6;Size:-0.8;Momentum:+0.5;LowVol:-0.2
ESGOnly;MaxPos8%
5
30
3.3
hard 10%
113
12.3
Sideways
21.8
4.75
2.6
106
12
52
57
false
Rebalance
Shift +1% to bonds from equity
17
4
BrokerB
LMT
90
null
null
Normal monitoring
93
-49
140
5
false
Monitor dispersion and breadth
P5889
Hands-off
401k
USD
2025-12-08
799,438
72,200
727,238
1
66.6
24.9
0
8.5
VTI:14.4%;MUB:19.7%;TLT:19.7%;BRK.B:23.1%;QQQ:23.1%
US:59.8;EU:19.2;APAC:11.6;EM:6.2;Other:3.2
Value:-0.4;Growth:-1.0;Quality:+0.9;Size:-0.0;Momentum:+0.5;LowVol:+0.9
ESGOnly;MaxPos6%
10
25
4.8
hard 10%
114
13.5
Volatile
25.4
5.13
4.5
151
37
69
78
true
Reduce
Cut high-beta by 2-3%, add cash
28
-22
BrokerC
LMT
94
VAR>budget
Reduce
Risk above budget threshold
102
18
223
5
false
Tighten stops on momentum names
P5890
Opportunistic
Roth
USD
2025-09-04
885,618
77,265
808,353
1.16
65.1
10.4
16.9
7.6
IEF:21.2%;AMZN:18.9%;MUB:14.5%;BND:10.3%;BRK.B:13.3%;TSLA:21.7%
US:69.0;EU:9.6;APAC:9.2;EM:5.9;Other:6.2
Value:-0.8;Growth:+0.2;Quality:-0.9;Size:-0.5;Momentum:+0.1;LowVol:+0.1
MaxPos7%
7
30
4.4
trailing 7%
261
21.4
Sideways
14.6
3.56
2.1
123
46
58
44
false
Hedge
Add TLT +1% as duration hedge
17
-13
BrokerA
MKT
100
null
null
Normal monitoring
111
-48
210
5
false
Increase defensive factor exposure
P5891
Opportunistic
IRA
USD
2024-12-23
1,057,971
50,413
1,007,558
1
72.5
11.3
9.2
6.9
VNQ:19.6%;XLF:12.9%;IEF:24.2%;AAPL:19.1%;QQQ:24.2%
US:67.1;EU:9.6;APAC:9.9;EM:12.2;Other:1.2
Value:-0.3;Growth:+0.4;Quality:-0.4;Size:-0.5;Momentum:-0.3;LowVol:-0.7
null
6
30
4.4
trailing 9%
271
34.7
Volatile
20.7
4.26
3.3
154
34
82
68
false
Rebalance
Shift +1% to bonds from equity
25
12
BrokerB
LMT
85
null
null
Normal monitoring
83
8
164
4
false
Tax-aware sells next window
P5892
Hands-off
IRA
USD
2025-02-12
179,478
14,938
164,540
1
66
16.7
8.3
8.9
BND:22.7%;IEF:22.7%;VNQ:22.7%;QQQ:15.2%;TLT:16.7%
US:58.7;EU:18.2;APAC:14.1;EM:6.3;Other:2.7
Value:+0.7;Growth:+0.4;Quality:+0.7;Size:+0.9;Momentum:+0.7;LowVol:+0.5
null
5
30
4.6
trailing 8%
170
19
Bull
14.7
4.62
3.4
87
19
58
55
false
Buy
Add to core equity +1%
-6
-3
BrokerD
LMT
92
null
null
Normal monitoring
-47
-16
-20
3
false
Tighten stops on momentum names
P5893
Hands-off
Roth
USD
2025-03-02
333,030
26,127
306,903
1
64.6
23.1
4.9
7.3
IEF:16.8%;VTI:21.1%;HYG:16.8%;GLD:20.5%;AAPL:17.8%;AMZN:6.9%
US:68.0;EU:14.1;APAC:5.6;EM:8.7;Other:3.6
Value:-0.3;Growth:-0.6;Quality:-0.4;Size:-0.6;Momentum:-0.6;LowVol:-0.9
ESGOnly
7
35
5.6
trailing 8%
140
15.8
Volatile
31
4.73
3.2
142
61
84
90
true
Rebalance
Rebalance back to target bands
9
-18
BrokerA
MKT
92
VAR>budget
Hedge
Risk above budget threshold
-30
-37
-64
2
false
Tighten stops on momentum names
P5894
Hands-off
Taxable
USD
2025-11-19
463,331
39,828
423,503
1
65.6
22.8
5.5
6
AAPL:22.4%;VOO:25.3%;TLT:26.2%;TSLA:26.2%
US:69.1;EU:13.5;APAC:7.6;EM:7.6;Other:2.2
Value:-0.3;Growth:-0.9;Quality:-1.0;Size:+0.4;Momentum:+0.6;LowVol:-0.1
ESGOnly;NoDerivatives
10
30
4.3
trailing 8%
154
16
Bear
26
4.4
2.9
142
-99
5
78
true
Reduce
Cut high-beta by 2-3%, add cash
16
-17
BrokerA
LMT
100
VAR>budget
TightenStops
Risk above budget threshold
-43
16
-59
4
false
Within IPS guidelines
P5895
Systematic
Taxable
USD
2024-09-23
1,420,997
76,951
1,344,046
1
62.6
20.1
12.1
5.3
IEF:28.0%;VOO:28.0%;VNQ:15.9%;BRK.B:28.0%
US:66.6;EU:15.1;APAC:11.2;EM:7.0;Other:0.1
Value:+0.6;Growth:-0.2;Quality:+0.7;Size:+0.3;Momentum:+0.3;LowVol:+0.8
null
7
30
4.9
trailing 8%
222
26.2
Sideways
15.4
3.96
2.9
132
-22
24
38
false
Sell
Trim extended winner -1%
20
-26
BrokerA
VWAP
88
null
null
Normal monitoring
45
-24
182
5
false
Increase defensive factor exposure
P5896
Hands-off
Trust
USD
2025-12-03
378,330
22,337
355,993
1
69.1
23.7
0
7.2
BRK.B:27.7%;MUB:27.7%;BND:16.9%;XLF:27.7%
US:72.4;EU:9.1;APAC:8.9;EM:5.2;Other:4.5
Value:-0.2;Growth:-0.6;Quality:+0.3;Size:+0.4;Momentum:-1.0;LowVol:-0.6
ESGOnly;MaxPos6%
8
30
4.7
trailing 8%
97
18.7
Volatile
26.6
4.56
4.2
149
32
68
70
false
Sell
Trim extended winner -1%
9
-16
BrokerC
LMT
90
null
null
Normal monitoring
14
-33
55
3
false
Tax-aware sells next window
P5897
Opportunistic
IRA
USD
2024-11-17
743,972
25,677
718,295
1.24
66.2
15.3
9.8
8.8
HYG:26.8%;AAPL:26.8%;QQQ:26.8%;VOO:19.7%
US:73.8;EU:7.8;APAC:5.9;EM:8.8;Other:3.6
Value:-0.8;Growth:+0.8;Quality:-0.5;Size:-0.5;Momentum:-0.2;LowVol:+0.5
MaxPos7%
5
30
6
trailing 9%
221
31.5
Bear
24.2
3.34
1.6
200
-106
5
63
true
Rebalance
Rebalance back to target bands
15
-4
BrokerD
MKT
88
Drift>tolerance
Pause
Allocation drift beyond policy bands
115
-57
237
4
false
Tax-aware sells next window
P5898
Active
IRA
USD
2025-12-12
1,121,660
94,503
1,027,157
1
67.2
22.5
0.7
9.6
XLF:22.6%;VTI:22.6%;AMZN:7.8%;HYG:13.4%;MUB:11.2%;TSLA:22.6%
US:67.4;EU:10.9;APAC:8.9;EM:9.3;Other:3.6
Value:+0.2;Growth:-0.5;Quality:+0.5;Size:-1.0;Momentum:-0.7;LowVol:+0.2
MaxPos8%
8
30
5.6
hard 12%
229
26.8
Bull
14.1
3.95
3.4
89
48
65
47
false
Sell
Trim extended winner -1%
19
-11
BrokerC
MKT
100
null
null
Normal monitoring
-41
11
-76
3
false
Increase defensive factor exposure
P5899
Cautious
IRA
USD
2024-11-12
176,596
17,160
159,436
1
42.6
43
0
14.4
GLD:20.4%;TLT:26.5%;TSLA:26.5%;QQQ:26.5%
US:62.2;EU:17.8;APAC:10.6;EM:5.6;Other:3.8
Value:+0.6;Growth:-0.1;Quality:-0.5;Size:+0.2;Momentum:+0.4;LowVol:-0.2
MaxPos5%;NoMargin
7
35
6
trailing 8%
95
13
Bull
17.9
3.91
2.3
99
107
95
33
false
Hedge
Add TLT +1% as duration hedge
11
-38
BrokerA
LMT
93
null
null
Normal monitoring
93
-31
178
5
false
Tighten stops on momentum names
P5900
Hands-off
401k
USD
2025-02-25
557,066
47,324
509,742
1
60
20.2
13.1
6.6
VOO:29.3%;VNQ:35.3%;MUB:35.3%
US:74.3;EU:7.6;APAC:6.3;EM:9.2;Other:2.6
Value:-0.8;Growth:+0.8;Quality:+0.3;Size:-0.5;Momentum:-1.0;LowVol:-0.7
MaxPos7%;NoDerivatives
7
35
3.4
trailing 8%
163
14.7
Bull
11.5
3.62
3.1
116
34
71
42
false
Rebalance
Shift +1% to bonds from equity
19
9
BrokerD
VWAP
100
null
null
Normal monitoring
-34
-41
49
3
false
Within IPS guidelines