client_id
string
persona_style
string
account_type
string
base_currency
string
as_of_date
string
total_equity_usd
int64
cash_usd
int64
invested_usd
int64
leverage_x
float64
allocation_equity_pct
float64
allocation_fixed_income_pct
float64
allocation_alts_pct
float64
allocation_cash_pct
float64
top_positions
string
region_exposure_pct
string
factor_exposure_z
string
constraints
string
max_position_pct
int64
max_sector_pct
int64
drift_tolerance_pct
float64
stoploss_policy
string
risk_budget_var_95_bps
int64
max_drawdown_limit_pct
float64
market_regime
string
vix_level
float64
rates_10y_pct
float64
inflation_yoy_pct
float64
credit_spread_ig_bps
int64
signal_alpha_bps
int64
signal_confidence_1_100
int64
risk_score_1_100
int64
breach_flag
bool
action_proposed
string
action_details
string
expected_impact_alpha_bps
int64
expected_risk_change_bps
int64
execution_venue
string
order_type
string
order_fill_ratio_pct
int64
self_correction_trigger
string
self_correction_action
string
self_correction_reason
string
outcome_after_7d_pnl_bps
int64
outcome_after_7d_var_change_bps
int64
outcome_after_30d_pnl_bps
int64
user_feedback_1_5
int64
advisor_override_flag
bool
notes
string
P6301
Cautious
Roth
USD
2024-07-17
541,984
61,582
480,402
1
51
31.2
5
12.8
MUB:28.0%;GLD:28.0%;AAPL:16.0%;XLF:28.0%
US:74.5;EU:8.1;APAC:9.3;EM:5.7;Other:2.3
Value:+1.0;Growth:-0.6;Quality:+0.4;Size:-0.9;Momentum:+0.4;LowVol:-0.1
NoMargin
10
35
4.6
trailing 10%
168
17.1
Volatile
24.1
4.84
2.7
116
57
93
49
false
Hedge
Add TLT +1% as duration hedge
2
-16
BrokerA
LMT
89
null
null
Normal monitoring
19
1
20
3
false
Monitor dispersion and breadth
P6302
Cautious
IRA
USD
2025-09-05
761,449
102,420
659,029
1
51.7
34.4
1.3
12.6
VNQ:13.9%;IEF:12.8%;AMZN:24.9%;QQQ:23.6%;TSLA:24.9%
US:67.7;EU:9.6;APAC:11.4;EM:8.1;Other:3.2
Value:-0.0;Growth:+0.5;Quality:-0.3;Size:+0.6;Momentum:+0.6;LowVol:+0.9
ESGOnly;MaxPos5%;NoDerivatives;NoMargin
7
25
5.2
hard 10%
126
15.8
Volatile
21.3
4.72
4
115
13
43
62
true
Rebalance
Rebalance back to target bands
33
-11
BrokerD
MKT
99
Drift>tolerance
Reduce
Allocation drift beyond policy bands
63
-48
171
4
false
Increase defensive factor exposure
P6303
Hands-off
IRA
USD
2025-01-27
744,391
48,751
695,640
1
59.1
26.2
6.8
7.9
IEF:22.4%;TSLA:22.4%;AAPL:10.3%;MUB:22.4%;AMZN:22.4%
US:70.3;EU:9.8;APAC:10.4;EM:5.9;Other:3.5
Value:-0.9;Growth:+0.4;Quality:+0.2;Size:-0.3;Momentum:-0.4;LowVol:+1.0
MaxPos7%
6
25
5.2
trailing 8%
124
12.7
Bull
14
3.69
2.5
85
2
60
33
false
Rebalance
Shift +1% to bonds from equity
16
1
BrokerD
MKT
92
null
null
Normal monitoring
99
-23
85
3
false
Increase defensive factor exposure
P6304
Systematic
IRA
USD
2025-02-25
662,129
43,167
618,962
1
57.3
20.4
14
8.4
BND:33.3%;BRK.B:33.3%;XLF:33.3%
US:62.1;EU:7.9;APAC:16.7;EM:10.2;Other:3.3
Value:+0.1;Growth:+0.1;Quality:-0.6;Size:+1.0;Momentum:-0.9;LowVol:-0.7
NoDerivatives
7
25
4.5
trailing 8%
180
24.5
Bull
17
4.5
2.2
108
13
70
43
false
Rebalance
Shift +1% to bonds from equity
29
-13
BrokerA
MKT
89
null
null
Normal monitoring
-6
-47
-22
4
false
Monitor dispersion and breadth
P6305
Cautious
401k
USD
2024-10-10
531,723
73,126
458,597
1
37.2
39.5
7.1
16.1
QQQ:33.3%;GLD:33.3%;TSLA:33.3%
US:68.1;EU:14.9;APAC:5.2;EM:8.5;Other:3.4
Value:+0.8;Growth:+0.4;Quality:-0.6;Size:-0.1;Momentum:0.0;LowVol:+0.2
ESGOnly;MaxPos7%;NoDerivatives;NoMargin
10
30
5.1
hard 10%
139
14.1
Sideways
19.4
4.67
2.9
122
24
67
42
false
NoAction
Within bands; monitor
16
-16
BrokerA
LMT
90
null
null
Normal monitoring
-23
6
79
3
false
Tax-aware sells next window
P6306
Cautious
Trust
USD
2025-11-09
677,472
102,311
575,161
1
54.3
32.4
0
13.4
TLT:23.2%;VTI:23.2%;IEF:20.1%;XLF:10.4%;BRK.B:23.2%
US:65.4;EU:16.7;APAC:6.0;EM:9.8;Other:2.0
Value:-0.6;Growth:-0.8;Quality:-0.1;Size:+0.1;Momentum:+0.8;LowVol:+1.0
ESGOnly;NoDerivatives;NoMargin
10
30
3
trailing 8%
100
13.4
Sideways
16.6
3.53
3.3
120
47
83
55
true
Hedge
Buy index puts 1% notional
32
-1
BrokerC
VWAP
90
VAR>budget
Pause
Risk above budget threshold
-47
-1
93
4
true
Monitor dispersion and breadth
P6307
Opportunistic
Taxable
USD
2024-08-17
1,354,181
95,040
1,259,141
1
66.1
20.2
8
5.7
VNQ:17.4%;AMZN:25.6%;TLT:25.6%;MSFT:17.5%;VOO:14.0%
US:60.9;EU:16.6;APAC:14.4;EM:7.1;Other:0.9
Value:-0.9;Growth:-0.9;Quality:-0.0;Size:-0.9;Momentum:+0.2;LowVol:-0.8
null
6
30
4.1
hard 12%
206
33.3
Bear
25.4
3.36
1.7
143
15
70
64
false
Rebalance
Shift +1% to bonds from equity
15
-15
BrokerC
LMT
91
null
null
Normal monitoring
6
-31
140
4
false
Monitor dispersion and breadth
P6308
Hands-off
Roth
USD
2024-08-24
450,271
44,053
406,218
1
66.5
23.9
1.2
8.4
TLT:24.6%;IEF:24.6%;TSLA:15.1%;BRK.B:24.6%;MSFT:11.1%
US:76.6;EU:5.4;APAC:11.6;EM:3.6;Other:2.9
Value:0.0;Growth:+0.5;Quality:+1.0;Size:+0.4;Momentum:+0.5;LowVol:+0.9
MaxPos6%
8
25
4.7
trailing 10%
135
12.5
Bull
17.3
3.84
2.6
102
55
66
50
true
Reduce
Cut high-beta by 2-3%, add cash
-10
-7
BrokerD
LMT
90
VAR>budget
TightenStops
Risk above budget threshold
-35
-45
-9
3
true
Tighten stops on momentum names
P6309
Hands-off
Roth
USD
2024-07-31
253,548
19,769
233,779
1
64.4
28.3
0
7.3
VTI:20.4%;IEF:11.5%;GLD:19.5%;TSLA:20.1%;QQQ:17.1%;VOO:11.5%
US:66.4;EU:17.4;APAC:9.9;EM:5.8;Other:0.5
Value:+0.7;Growth:+1.0;Quality:-0.3;Size:+0.8;Momentum:-0.4;LowVol:+0.4
MaxPos8%
6
25
4.8
trailing 8%
106
19.2
Bear
25.6
3.1
2.8
153
-97
15
71
true
Hedge
Buy index puts 1% notional
27
-34
BrokerB
VWAP
97
VAR>budget
Reduce
Risk above budget threshold
76
-23
101
2
false
Within IPS guidelines
P6310
Cautious
Taxable
USD
2025-12-18
608,762
72,012
536,750
1
36.2
43
10.3
10.4
VTI:33.3%;QQQ:33.3%;IEF:33.3%
US:57.4;EU:20.2;APAC:10.1;EM:9.3;Other:3.0
Value:+0.4;Growth:-0.1;Quality:-0.3;Size:+0.1;Momentum:-0.6;LowVol:-1.0
MaxPos6%;NoDerivatives;NoMargin
8
25
3
hard 10%
99
12.3
Bull
13.3
4.72
3.4
99
70
72
28
false
Rebalance
Shift +1% to bonds from equity
17
-19
BrokerD
VWAP
99
null
null
Normal monitoring
46
-13
51
3
false
Within IPS guidelines
P6311
Opportunistic
Roth
USD
2025-06-03
1,575,209
47,872
1,527,337
1
62.4
15.3
17.5
4.8
XLF:23.2%;MSFT:23.2%;VOO:14.8%;BND:16.0%;AMZN:22.8%
US:65.1;EU:16.7;APAC:10.6;EM:7.6;Other:0.1
Value:+0.1;Growth:+0.4;Quality:+0.6;Size:+0.3;Momentum:-0.1;LowVol:-0.1
MaxPos7%
6
30
6.8
trailing 7%
164
24
Volatile
23.8
4.67
4.3
144
31
63
68
true
Reduce
Cut high-beta by 2-3%, add cash
30
-32
BrokerC
MKT
94
Drift>tolerance
Hedge
Allocation drift beyond policy bands
99
-55
158
3
false
Tax-aware sells next window
P6312
Hands-off
Taxable
USD
2025-04-17
442,431
39,976
402,455
1
69.9
24.9
0
5.2
AMZN:18.8%;BND:27.1%;MUB:27.1%;XLF:27.1%
US:59.0;EU:18.5;APAC:12.9;EM:9.1;Other:0.4
Value:-0.5;Growth:-0.7;Quality:+0.5;Size:+0.3;Momentum:+0.6;LowVol:-0.6
ESGOnly;MaxPos8%
10
30
5.1
trailing 8%
111
12.2
Volatile
29.3
5.2
4.3
180
68
80
85
true
Reduce
Cut high-beta by 2-3%, add cash
13
-28
BrokerA
LMT
97
Drift>tolerance
Hedge
Allocation drift beyond policy bands
5
-21
36
4
false
Increase defensive factor exposure
P6313
Opportunistic
401k
USD
2025-04-16
488,108
18,353
469,755
1
73.1
17.1
1.9
7.9
VTI:33.3%;AMZN:33.3%;AAPL:33.3%
US:67.8;EU:16.9;APAC:5.5;EM:9.2;Other:0.5
Value:-1.0;Growth:+0.5;Quality:-0.7;Size:-0.1;Momentum:-0.3;LowVol:-0.2
null
10
25
5.3
trailing 7%
195
24.7
Sideways
15.2
3.97
2.2
105
46
72
48
false
NoAction
Within bands; monitor
6
-13
BrokerA
LMT
91
null
null
Normal monitoring
17
6
110
3
false
Tax-aware sells next window
P6314
Hands-off
Taxable
USD
2025-05-10
374,930
17,685
357,245
1
60.8
19.2
12.6
7.5
VNQ:29.5%;HYG:35.3%;XLF:35.3%
US:54.9;EU:17.0;APAC:12.8;EM:10.9;Other:4.4
Value:+0.4;Growth:+0.8;Quality:-0.9;Size:+0.7;Momentum:-0.2;LowVol:-0.8
ESGOnly
8
30
5.3
trailing 8%
163
12.3
Volatile
29.4
5.36
4.3
130
-37
45
78
true
Hedge
Buy index puts 1% notional
3
-26
BrokerD
VWAP
86
RegimeShift
Hedge
Volatility spike and breadth deterioration
57
-26
92
4
false
Monitor dispersion and breadth
P6315
Hands-off
Taxable
USD
2024-10-16
229,187
19,317
209,870
1
59.4
27.5
6.6
6.5
GLD:23.1%;VOO:23.1%;BRK.B:23.1%;AAPL:23.1%;TSLA:7.6%
US:70.5;EU:10.9;APAC:6.9;EM:8.2;Other:3.5
Value:+0.5;Growth:-0.7;Quality:+0.5;Size:-0.3;Momentum:+1.0;LowVol:-0.4
MaxPos6%;NoDerivatives
7
35
4.6
trailing 10%
124
12.7
Bull
15.8
4.41
3
114
11
60
53
false
Rebalance
Shift +1% to bonds from equity
11
-27
BrokerD
LMT
90
null
null
Normal monitoring
-29
16
-52
3
false
Monitor dispersion and breadth
P6316
Opportunistic
Trust
USD
2025-08-01
1,720,276
85,654
1,634,622
1
72.8
20.3
0
6.9
TLT:25.8%;XLF:22.5%;MUB:25.8%;HYG:25.8%
US:69.0;EU:12.1;APAC:8.4;EM:10.3;Other:0.1
Value:+0.5;Growth:+0.3;Quality:+0.5;Size:+0.9;Momentum:0.0;LowVol:+0.3
NoDerivatives
5
35
6.8
trailing 7%
229
31.1
Bull
15.4
4.16
2.2
73
35
82
53
false
Rebalance
Shift +1% to bonds from equity
29
-15
BrokerA
VWAP
97
null
null
Normal monitoring
-27
20
35
5
false
Increase defensive factor exposure
P6317
Cautious
Roth
USD
2025-09-08
840,640
79,911
760,729
1
43.6
38.6
1.2
16.6
MSFT:33.9%;VTI:32.2%;VNQ:33.9%
US:73.9;EU:7.9;APAC:10.7;EM:4.0;Other:3.5
Value:+0.2;Growth:+0.3;Quality:-0.9;Size:-1.0;Momentum:+0.2;LowVol:-0.3
NoMargin
10
30
5.1
trailing 8%
123
19.5
Volatile
21.9
4.54
3.8
147
-59
15
43
false
Sell
Trim extended winner -1%
35
-10
BrokerC
VWAP
87
null
null
Normal monitoring
92
-21
140
3
false
Tighten stops on momentum names
P6318
Opportunistic
Taxable
USD
2024-08-04
1,169,933
49,550
1,120,383
1
65.4
15.7
10.1
8.9
IEF:24.4%;MSFT:16.9%;BRK.B:24.4%;XLF:14.7%;TSLA:19.7%
US:62.4;EU:7.1;APAC:11.6;EM:13.8;Other:5.0
Value:-1.0;Growth:+0.3;Quality:+0.4;Size:-1.0;Momentum:-0.7;LowVol:+1.0
NoDerivatives
7
35
5.6
trailing 9%
169
32.4
Bear
32.3
3.88
2.6
195
-40
41
80
true
Hedge
Buy index puts 1% notional
20
-39
BrokerC
LMT
93
Drift>tolerance
Hedge
Allocation drift beyond policy bands
28
8
27
3
false
Tighten stops on momentum names
P6319
Active
IRA
USD
2025-01-13
1,664,554
154,045
1,510,509
1
63.1
28.9
0
8
VOO:33.3%;XLF:33.3%;TSLA:33.3%
US:63.4;EU:12.9;APAC:13.7;EM:6.3;Other:3.7
Value:-0.3;Growth:-0.6;Quality:-0.8;Size:-0.7;Momentum:+0.6;LowVol:+0.2
MaxPos8%;NoDerivatives
7
25
5.1
hard 12%
222
19.5
Bear
24.1
3.24
2.1
218
-77
18
60
true
Rebalance
Rebalance back to target bands
32
-13
BrokerA
LMT
99
Drift>tolerance
Reduce
Allocation drift beyond policy bands
-1
-56
114
5
false
Increase defensive factor exposure
P6320
Active
Trust
USD
2025-11-28
1,809,849
157,420
1,652,429
1
66
26.8
0
7.3
QQQ:34.3%;GLD:31.4%;VOO:34.3%
US:69.4;EU:8.8;APAC:9.4;EM:8.9;Other:3.4
Value:+0.3;Growth:+0.7;Quality:-0.9;Size:-0.7;Momentum:-0.1;LowVol:-0.4
null
5
25
5.6
hard 12%
180
24.4
Bull
12.2
4.47
2.4
78
69
82
45
false
Rebalance
Shift +1% to bonds from equity
-13
-27
BrokerD
MKT
94
null
null
Normal monitoring
34
-58
141
5
false
Within IPS guidelines
P6321
Hands-off
Trust
USD
2025-12-06
567,364
48,605
518,759
1
63.7
15
13.3
8
QQQ:20.8%;HYG:26.4%;MUB:26.4%;AMZN:26.4%
US:62.6;EU:17.3;APAC:5.9;EM:10.5;Other:3.7
Value:+0.9;Growth:+0.2;Quality:+0.4;Size:+0.4;Momentum:+0.7;LowVol:-0.9
MaxPos5%
8
25
3.5
trailing 8%
104
16.7
Bull
16.8
4.3
2.8
101
51
67
45
false
Rebalance
Shift +1% to bonds from equity
10
-25
BrokerA
LMT
95
null
null
Normal monitoring
11
-40
-19
3
false
Within IPS guidelines
P6322
Systematic
Trust
USD
2025-12-13
1,224,013
102,580
1,121,433
1
61.5
28.5
2.9
7.1
HYG:19.4%;BRK.B:21.8%;GLD:19.4%;AMZN:20.6%;VNQ:18.8%
US:66.2;EU:13.2;APAC:11.0;EM:8.8;Other:0.9
Value:+0.1;Growth:-0.5;Quality:-0.9;Size:-0.1;Momentum:-0.2;LowVol:+0.2
null
5
25
6
hard 12%
202
22.4
Volatile
28.5
4.44
4.1
152
40
80
74
true
Reduce
Cut high-beta by 2-3%, add cash
-10
-17
BrokerD
MKT
91
Drift>tolerance
Hedge
Allocation drift beyond policy bands
109
-29
160
5
false
Increase defensive factor exposure
P6323
Hands-off
Roth
USD
2025-02-12
507,100
26,538
480,562
1
62.9
26.2
2.4
8.5
AMZN:20.5%;GLD:14.0%;BND:12.3%;IEF:15.7%;AAPL:19.1%;XLF:18.5%
US:69.5;EU:8.8;APAC:7.5;EM:11.8;Other:2.4
Value:-1.0;Growth:-0.9;Quality:-0.8;Size:+0.1;Momentum:+0.9;LowVol:-0.5
null
8
25
4.1
trailing 8%
161
16
Bull
14.5
4.01
2.4
90
76
94
43
false
Sell
Trim extended winner -1%
-5
-4
BrokerD
LMT
92
null
null
Normal monitoring
-51
10
79
3
false
Increase defensive factor exposure
P6324
Cautious
Taxable
USD
2025-11-29
743,716
73,954
669,762
1
50.6
35.5
0
13.8
AAPL:27.5%;IEF:20.0%;MUB:27.5%;MSFT:25.0%
US:73.9;EU:9.2;APAC:10.6;EM:3.8;Other:2.6
Value:+0.6;Growth:+0.8;Quality:+0.4;Size:-1.0;Momentum:-0.5;LowVol:+0.3
MaxPos6%;NoMargin
8
35
5.6
trailing 8%
126
16.8
Volatile
31
3.61
3.7
114
-52
21
66
false
Buy
Add to core equity +1%
-8
5
BrokerD
MKT
91
null
null
Normal monitoring
73
-53
112
4
false
Tax-aware sells next window
P6325
Cautious
Taxable
USD
2025-08-05
604,478
79,638
524,840
1
48.5
34.1
6
11.4
GLD:23.7%;VNQ:26.3%;TSLA:23.7%;HYG:26.3%
US:62.4;EU:11.3;APAC:13.8;EM:12.3;Other:0.2
Value:-0.5;Growth:+0.6;Quality:+0.9;Size:-0.7;Momentum:+0.1;LowVol:-0.3
ESGOnly;NoDerivatives;NoMargin
7
30
5.2
trailing 8%
148
19.4
Sideways
16.6
3.86
3.2
127
17
55
49
false
Rebalance
Shift +1% to bonds from equity
13
13
BrokerC
LMT
100
null
null
Normal monitoring
49
-8
101
4
false
Increase defensive factor exposure
P6326
Hands-off
Roth
USD
2025-03-23
370,354
31,899
338,455
1
58.4
24
11.9
5.7
VNQ:28.4%;TSLA:20.1%;BND:28.4%;XLF:23.0%
US:68.6;EU:14.6;APAC:7.4;EM:6.5;Other:3.0
Value:+0.1;Growth:-0.0;Quality:+0.5;Size:-0.4;Momentum:-0.5;LowVol:-0.7
MaxPos5%
5
25
4.6
hard 10%
122
17.9
Volatile
30.3
4.36
3.5
175
-55
30
78
true
Reduce
Cut high-beta by 2-3%, add cash
4
-27
BrokerD
MKT
100
Drift>tolerance
TightenStops
Allocation drift beyond policy bands
83
19
218
3
false
Tighten stops on momentum names
P6327
Opportunistic
IRA
USD
2025-06-06
857,846
48,033
809,813
1
65
12.8
17.9
4.2
AAPL:27.8%;AMZN:16.6%;TSLA:27.8%;BND:27.8%
US:69.0;EU:7.2;APAC:15.2;EM:8.4;Other:0.2
Value:-0.7;Growth:-0.3;Quality:-0.7;Size:+1.0;Momentum:+0.8;LowVol:+0.2
NoDerivatives
10
30
5.9
trailing 9%
180
25.5
Volatile
31.8
4.51
3.3
140
28
52
90
true
Hedge
Buy index puts 1% notional
-12
-11
BrokerA
MKT
90
VAR>budget
Reduce
Risk above budget threshold
-43
10
-50
3
false
Tax-aware sells next window
P6328
Cautious
Roth
USD
2025-09-15
281,517
39,495
242,022
1
40.3
33.3
8.9
17.6
TLT:18.9%;GLD:23.6%;AAPL:23.6%;TSLA:10.2%;BND:23.6%
US:64.3;EU:14.4;APAC:10.8;EM:9.5;Other:0.9
Value:+0.9;Growth:+1.0;Quality:+1.0;Size:+0.1;Momentum:-0.6;LowVol:+0.3
ESGOnly;MaxPos5%;NoMargin
6
30
5.1
hard 10%
129
15.2
Sideways
17.3
4.92
3.2
120
-12
38
28
false
Sell
Trim extended winner -1%
16
-30
BrokerB
LMT
100
null
null
Normal monitoring
105
-29
202
5
false
Tighten stops on momentum names
P6329
Systematic
IRA
USD
2024-09-13
784,546
36,427
748,119
1
66.6
24
0
9.4
XLF:23.8%;GLD:23.8%;TLT:15.7%;HYG:23.8%;VOO:13.0%
US:63.7;EU:15.0;APAC:6.1;EM:10.5;Other:4.8
Value:-0.9;Growth:-0.3;Quality:+0.5;Size:-0.3;Momentum:-0.4;LowVol:-0.7
MaxPos6%
6
30
5.5
hard 12%
221
18.2
Volatile
25.9
4.19
2.5
157
61
74
73
true
Rebalance
Rebalance back to target bands
-15
-28
BrokerD
MKT
86
RegimeShift
TightenStops
Volatility spike and breadth deterioration
116
-11
232
4
true
Tighten stops on momentum names
P6330
Cautious
Roth
USD
2025-11-01
886,188
135,731
750,457
1
53
31.8
0
15.2
TSLA:19.1%;MUB:21.4%;VOO:21.4%;AMZN:7.5%;QQQ:21.1%;MSFT:9.6%
US:70.2;EU:10.4;APAC:9.1;EM:9.7;Other:0.6
Value:+0.1;Growth:+0.8;Quality:-0.2;Size:+0.8;Momentum:+0.8;LowVol:-0.8
NoDerivatives;NoMargin
5
25
4
hard 10%
155
17.6
Bull
12.3
4.87
2.4
95
10
60
41
true
Hedge
Buy index puts 1% notional
34
7
BrokerB
LMT
88
RegimeShift
Pause
Volatility spike and breadth deterioration
45
-2
127
4
false
Tighten stops on momentum names
P6331
Cautious
Taxable
USD
2024-07-18
222,405
35,449
186,956
1
42.1
39
8.7
10.2
AMZN:22.3%;MSFT:17.0%;VNQ:22.7%;BND:22.7%;GLD:15.4%
US:72.6;EU:7.6;APAC:10.6;EM:5.6;Other:3.7
Value:+0.7;Growth:-0.3;Quality:-0.4;Size:+0.5;Momentum:-0.5;LowVol:-0.5
ESGOnly;NoDerivatives;NoMargin
5
30
5.3
hard 10%
163
19.6
Sideways
15.6
4.26
2.9
94
49
80
28
false
Rebalance
Shift +1% to bonds from equity
-7
-11
BrokerD
MKT
90
null
null
Normal monitoring
6
10
17
3
false
Tighten stops on momentum names
P6332
Opportunistic
Roth
USD
2024-09-03
1,724,941
140,545
1,584,396
1
69.6
21.4
3.7
5.2
MSFT:14.4%;HYG:22.2%;VTI:19.8%;AAPL:22.2%;QQQ:21.3%
US:60.5;EU:19.1;APAC:8.8;EM:10.7;Other:1.0
Value:0.0;Growth:+0.7;Quality:-0.6;Size:+0.2;Momentum:0.0;LowVol:-0.8
MaxPos7%
10
35
6.3
trailing 7%
204
22.5
Volatile
26.7
3.75
2.7
154
20
53
72
true
Hedge
Buy index puts 1% notional
13
-17
BrokerB
VWAP
93
VAR>budget
Hedge
Risk above budget threshold
-10
-34
92
2
false
Tighten stops on momentum names
P6333
Active
IRA
USD
2024-12-06
553,486
65,284
488,202
1.07
53.3
28.9
9.9
8
VNQ:25.6%;BRK.B:25.6%;IEF:25.6%;VTI:23.2%
US:63.9;EU:8.4;APAC:15.5;EM:11.8;Other:0.4
Value:-0.3;Growth:-0.9;Quality:+0.7;Size:-0.9;Momentum:+1.0;LowVol:+0.6
null
8
30
4.5
trailing 8%
151
27.3
Bear
26.4
3.99
2.3
215
-36
33
68
false
Rebalance
Shift +1% to bonds from equity
32
-2
BrokerB
MKT
97
null
null
Normal monitoring
-58
-26
45
5
false
Within IPS guidelines
P6334
Opportunistic
401k
USD
2024-10-18
562,192
45,576
516,616
1
74.1
19.4
0.2
6.3
TLT:22.1%;QQQ:28.4%;VTI:21.0%;MUB:28.4%
US:65.1;EU:12.8;APAC:11.4;EM:6.1;Other:4.6
Value:+0.8;Growth:-0.5;Quality:-1.0;Size:-0.3;Momentum:+0.1;LowVol:-0.7
MaxPos7%;NoDerivatives
6
30
6.8
trailing 7%
168
29.9
Bear
33.1
3
2.6
130
-98
10
81
true
Reduce
Cut high-beta by 2-3%, add cash
21
-31
BrokerC
MKT
94
RegimeShift
Reduce
Volatility spike and breadth deterioration
-46
-10
83
3
false
Monitor dispersion and breadth
P6335
Hands-off
401k
USD
2025-03-29
242,163
13,054
229,109
1
72.5
20
0
7.5
TLT:25.0%;MUB:25.0%;BRK.B:25.0%;AMZN:25.0%
US:67.8;EU:11.2;APAC:11.5;EM:7.0;Other:2.6
Value:-0.6;Growth:-0.2;Quality:-0.6;Size:-0.4;Momentum:+0.1;LowVol:-0.0
MaxPos7%
6
30
5.1
hard 10%
144
18.6
Bear
31.3
3.6
1
152
1
41
86
true
Reduce
Cut high-beta by 2-3%, add cash
28
-38
BrokerA
LMT
89
Drift>tolerance
Hedge
Allocation drift beyond policy bands
38
-14
106
2
false
Within IPS guidelines
P6336
Hands-off
Roth
USD
2025-06-28
475,825
28,766
447,059
1
60
26.9
6.1
7
TSLA:33.3%;VTI:33.3%;GLD:33.3%
US:55.7;EU:10.9;APAC:15.9;EM:12.5;Other:5.0
Value:+0.3;Growth:+0.1;Quality:-0.7;Size:+1.0;Momentum:+0.3;LowVol:+0.9
MaxPos7%
7
30
4.3
trailing 8%
161
13.7
Sideways
21.7
3.78
2.6
101
47
77
59
false
Rebalance
Shift +1% to bonds from equity
18
-13
BrokerC
LMT
94
null
null
Normal monitoring
82
-26
218
4
false
Monitor dispersion and breadth
P6337
Systematic
Roth
USD
2025-10-17
763,111
49,470
713,641
1
58.7
20.7
13.1
7.6
GLD:8.0%;AMZN:21.0%;TSLA:13.2%;XLF:15.9%;BRK.B:21.0%;QQQ:21.0%
US:59.3;EU:15.2;APAC:14.1;EM:10.5;Other:0.9
Value:-0.5;Growth:-0.5;Quality:-0.4;Size:-0.1;Momentum:+0.2;LowVol:-0.7
MaxPos7%
10
30
5.8
trailing 9%
196
25.2
Bull
14.1
3.72
3.2
113
115
100
43
false
Sell
Trim extended winner -1%
33
-40
BrokerA
LMT
99
null
null
Normal monitoring
58
4
122
4
false
Monitor dispersion and breadth
P6338
Systematic
IRA
USD
2024-11-13
1,019,677
75,530
944,147
1
58.6
25.4
6.3
9.7
AAPL:24.3%;XLF:8.4%;BND:18.9%;TLT:24.3%;MUB:24.3%
US:76.6;EU:10.6;APAC:6.1;EM:6.0;Other:0.8
Value:+0.9;Growth:-0.4;Quality:-0.7;Size:-0.9;Momentum:-0.5;LowVol:+0.8
MaxPos6%
5
35
4.1
hard 12%
227
20.9
Volatile
25.2
3.88
3.3
173
63
93
55
false
Buy
Add to core equity +1%
35
-5
BrokerA
MKT
95
null
null
Normal monitoring
10
11
44
3
false
Increase defensive factor exposure
P6339
Opportunistic
Trust
USD
2025-04-07
1,617,482
86,928
1,530,554
1
70.7
19.7
5.1
4.5
AAPL:15.4%;BND:23.2%;TLT:15.0%;QQQ:23.2%;GLD:23.2%
US:68.6;EU:11.5;APAC:9.3;EM:5.8;Other:4.8
Value:-0.5;Growth:-0.2;Quality:-0.3;Size:+0.1;Momentum:+0.6;LowVol:-0.2
null
7
25
4.2
trailing 9%
204
31.8
Bull
11.2
4.16
2.3
111
9
48
42
false
Buy
Add to core equity +1%
17
2
BrokerD
MKT
99
null
null
Normal monitoring
-23
-35
-49
4
false
Tighten stops on momentum names
P6340
Systematic
Trust
USD
2025-03-26
1,000,991
58,758
942,233
1
60.4
29.7
4.2
5.7
VTI:33.3%;XLF:33.3%;IEF:33.3%
US:58.2;EU:17.7;APAC:9.8;EM:9.9;Other:4.4
Value:+0.7;Growth:+0.9;Quality:-0.6;Size:+0.6;Momentum:+0.6;LowVol:+0.9
MaxPos8%
6
35
4.4
trailing 9%
202
26.2
Bear
34.4
4.09
2
205
-47
35
85
true
Rebalance
Rebalance back to target bands
35
-24
BrokerD
VWAP
88
VAR>budget
Hedge
Risk above budget threshold
-50
-17
-10
3
false
Tighten stops on momentum names
P6341
Opportunistic
Trust
USD
2024-12-22
1,122,770
94,113
1,028,657
1
65.4
13.3
12.4
8.9
QQQ:25.8%;BRK.B:25.8%;MUB:25.8%;HYG:22.5%
US:71.5;EU:7.4;APAC:13.0;EM:7.9;Other:0.3
Value:+0.1;Growth:+0.5;Quality:+0.6;Size:+0.5;Momentum:-0.7;LowVol:-0.6
MaxPos6%;NoDerivatives
10
30
6.5
trailing 9%
184
29.5
Volatile
22.1
3.69
4.1
137
2
44
58
false
Rebalance
Shift +1% to bonds from equity
-12
-17
BrokerC
MKT
86
null
null
Normal monitoring
8
-9
-3
4
false
Tighten stops on momentum names
P6342
Opportunistic
Roth
USD
2024-10-29
1,388,241
67,520
1,320,721
1
67.6
16.4
9.9
6.1
VTI:23.5%;BRK.B:23.5%;VNQ:23.5%;TLT:9.7%;MSFT:19.8%
US:71.3;EU:10.8;APAC:8.2;EM:7.9;Other:1.8
Value:-0.8;Growth:-0.7;Quality:-0.4;Size:-0.3;Momentum:-0.3;LowVol:+0.8
MaxPos7%;NoDerivatives
10
25
4.7
trailing 9%
166
20.3
Volatile
21.2
3.81
3.9
139
-14
41
62
false
Sell
Trim extended winner -1%
-14
-1
BrokerA
MKT
89
null
null
Normal monitoring
21
16
9
4
false
Increase defensive factor exposure
P6343
Hands-off
401k
USD
2024-09-26
269,378
18,175
251,203
1
61.6
26
6.3
6.1
HYG:20.3%;BRK.B:11.5%;AAPL:27.1%;MUB:27.1%;QQQ:14.0%
US:66.9;EU:10.0;APAC:12.8;EM:5.1;Other:5.3
Value:-1.0;Growth:+0.8;Quality:-0.0;Size:+1.0;Momentum:+0.8;LowVol:0.0
ESGOnly;MaxPos8%
10
35
4.7
hard 10%
136
14
Volatile
22.1
4.4
3.9
154
7
43
70
false
Buy
Add to core equity +1%
10
-31
BrokerA
MKT
87
null
null
Normal monitoring
-59
-5
51
4
false
Tax-aware sells next window
P6344
Active
IRA
USD
2024-12-25
1,257,239
95,476
1,161,763
1
55.5
19.2
15.5
9.8
IEF:18.3%;AAPL:27.2%;HYG:27.2%;QQQ:27.2%
US:61.3;EU:14.5;APAC:5.9;EM:13.0;Other:5.3
Value:+0.6;Growth:-0.3;Quality:0.0;Size:+0.7;Momentum:+0.6;LowVol:+0.4
null
8
30
5.7
trailing 8%
210
16.8
Sideways
15.9
4.28
2.9
101
15
56
46
false
Sell
Trim extended winner -1%
24
-4
BrokerD
MKT
92
null
null
Normal monitoring
-28
-37
-6
3
false
Increase defensive factor exposure
P6345
Cautious
Taxable
USD
2025-06-12
795,906
92,712
703,194
1
37
33.7
16.6
12.7
AMZN:21.8%;HYG:18.8%;BND:22.4%;XLF:22.4%;VTI:14.7%
US:64.6;EU:19.7;APAC:7.0;EM:5.1;Other:3.6
Value:+0.4;Growth:-1.0;Quality:+0.5;Size:-0.1;Momentum:0.0;LowVol:+0.7
NoDerivatives;NoMargin
5
35
3.1
hard 10%
104
15.4
Sideways
19.2
4.58
2
134
44
65
40
true
Hedge
Buy index puts 1% notional
29
8
BrokerB
LMT
100
RegimeShift
Hedge
Volatility spike and breadth deterioration
58
-46
136
4
false
Monitor dispersion and breadth
P6346
Cautious
401k
USD
2024-07-16
227,939
19,015
208,924
1
43.6
43.6
1.5
11.2
TLT:15.9%;MUB:28.0%;IEF:28.0%;BRK.B:28.0%
US:64.6;EU:14.6;APAC:14.7;EM:6.0;Other:0.1
Value:+0.7;Growth:+0.9;Quality:+0.1;Size:-0.2;Momentum:+0.1;LowVol:-0.6
ESGOnly;NoDerivatives;NoMargin
6
30
4.1
trailing 10%
99
14.6
Bull
11.1
4.36
2.4
108
29
65
33
true
Hedge
Buy index puts 1% notional
13
4
BrokerB
LMT
98
VAR>budget
Reduce
Risk above budget threshold
23
-6
84
4
false
Increase defensive factor exposure
P6347
Cautious
IRA
USD
2025-06-01
543,858
72,861
470,997
1
35.3
31.5
16.2
16.9
TSLA:23.1%;QQQ:27.2%;VOO:27.2%;MSFT:22.4%
US:71.5;EU:12.5;APAC:6.3;EM:5.8;Other:3.9
Value:+0.7;Growth:+0.6;Quality:+1.0;Size:-0.3;Momentum:-0.0;LowVol:0.0
ESGOnly;NoMargin
10
35
5.9
hard 10%
98
16
Volatile
29.8
4.14
4.3
114
-56
27
55
false
Rebalance
Shift +1% to bonds from equity
12
6
BrokerD
MKT
87
null
null
Normal monitoring
-46
-23
20
5
false
Within IPS guidelines
P6348
Cautious
Roth
USD
2025-09-24
301,596
40,754
260,842
1
49.5
37.9
0
12.6
HYG:21.4%;VNQ:15.8%;AMZN:7.3%;GLD:12.6%;VOO:21.4%;TSLA:21.4%
US:72.4;EU:6.9;APAC:11.4;EM:6.2;Other:3.2
Value:-0.7;Growth:-0.6;Quality:-0.2;Size:+0.9;Momentum:+0.4;LowVol:-0.3
ESGOnly;NoMargin
7
25
3.1
trailing 8%
104
12.3
Sideways
18.7
4.73
3.2
107
6
61
46
true
Hedge
Buy index puts 1% notional
26
-24
BrokerD
LMT
91
VAR>budget
Reduce
Risk above budget threshold
84
-15
101
4
false
Tax-aware sells next window
P6349
Systematic
Taxable
USD
2025-03-06
1,421,384
87,873
1,333,511
1
56.3
34.5
0.4
8.7
VNQ:20.3%;IEF:14.2%;MUB:21.7%;TSLA:21.9%;QQQ:21.9%
US:71.8;EU:7.4;APAC:13.1;EM:3.3;Other:4.4
Value:+0.1;Growth:-0.8;Quality:-0.3;Size:+0.4;Momentum:+0.1;LowVol:+0.3
null
6
30
4.1
hard 12%
165
23.3
Bear
32.1
3.72
2.4
154
-19
29
77
true
Hedge
Buy index puts 1% notional
-14
-15
BrokerC
LMT
85
Drift>tolerance
Pause
Allocation drift beyond policy bands
-40
-32
73
3
false
Tighten stops on momentum names
P6350
Cautious
Roth
USD
2024-08-23
806,662
81,870
724,792
1
46.8
42.5
0
10.8
MUB:25.7%;GLD:25.7%;TLT:22.9%;TSLA:25.7%
US:71.5;EU:11.1;APAC:6.9;EM:10.5;Other:0.0
Value:-0.2;Growth:-0.9;Quality:+0.3;Size:0.0;Momentum:+0.8;LowVol:+0.4
ESGOnly;NoMargin
10
35
3.9
hard 10%
109
14.3
Volatile
30.6
3.63
3.3
118
79
79
70
false
Buy
Add to core equity +1%
-13
-10
BrokerA
VWAP
93
null
null
Normal monitoring
-30
-27
84
5
false
Increase defensive factor exposure
P6351
Systematic
Roth
USD
2025-08-19
884,569
87,308
797,261
1
61.1
31.3
0
7.6
BRK.B:19.5%;TLT:23.0%;AAPL:11.4%;HYG:23.0%;MUB:23.0%
US:69.4;EU:13.3;APAC:6.3;EM:9.5;Other:1.4
Value:-0.7;Growth:-0.7;Quality:+0.7;Size:+0.4;Momentum:-0.7;LowVol:+0.7
NoDerivatives
8
25
4.3
trailing 8%
224
25.3
Volatile
26.1
4.85
2.7
118
-39
19
70
false
Rebalance
Shift +1% to bonds from equity
-15
-14
BrokerB
LMT
92
null
null
Normal monitoring
54
-3
91
3
false
Tax-aware sells next window
P6352
Cautious
Taxable
USD
2025-06-03
316,234
30,990
285,244
1
44
31.8
6.2
17.9
IEF:9.1%;BND:20.4%;QQQ:20.2%;HYG:14.1%;AAPL:20.4%;XLF:15.8%
US:68.4;EU:10.6;APAC:11.8;EM:6.6;Other:2.5
Value:+0.1;Growth:+0.9;Quality:+0.1;Size:-0.4;Momentum:+0.9;LowVol:-0.9
MaxPos7%;NoMargin
10
35
3.9
trailing 8%
168
18.1
Bull
12.5
4.38
2.3
84
43
64
36
true
Hedge
Buy index puts 1% notional
34
4
BrokerC
MKT
86
RegimeShift
TightenStops
Volatility spike and breadth deterioration
-36
-31
4
2
false
Within IPS guidelines
P6353
Hands-off
Taxable
USD
2025-05-07
651,779
43,538
608,241
1
67.4
26.9
0
5.6
TSLA:16.8%;HYG:20.6%;VTI:9.8%;VNQ:20.3%;XLF:10.3%;MUB:22.3%
US:78.4;EU:9.0;APAC:7.1;EM:4.1;Other:1.4
Value:+0.5;Growth:+0.3;Quality:-0.1;Size:+0.6;Momentum:-0.9;LowVol:-0.4
ESGOnly;MaxPos7%
5
30
3
trailing 8%
167
14.7
Bear
30.6
3.49
2.6
208
-3
61
83
true
Reduce
Cut high-beta by 2-3%, add cash
18
-1
BrokerC
LMT
95
VAR>budget
Reduce
Risk above budget threshold
37
-6
66
5
false
Tighten stops on momentum names
P6354
Cautious
Roth
USD
2025-09-13
445,302
37,592
407,710
1
43
30.8
10.9
15.4
VNQ:27.0%;AMZN:27.0%;TSLA:18.9%;AAPL:27.0%
US:70.0;EU:6.1;APAC:9.4;EM:10.2;Other:4.4
Value:+0.7;Growth:-0.0;Quality:+0.6;Size:+0.8;Momentum:+0.6;LowVol:+0.2
ESGOnly;NoMargin
5
35
4.8
trailing 10%
122
12.9
Bear
26.2
4.33
1.1
193
-86
5
60
false
Buy
Add to core equity +1%
-3
10
BrokerA
MKT
86
null
null
Normal monitoring
83
-14
100
3
false
Monitor dispersion and breadth
P6355
Active
Taxable
USD
2025-07-19
2,230,447
178,605
2,051,842
1
59.9
31.2
0.5
8.4
XLF:25.8%;QQQ:25.8%;VTI:22.6%;MSFT:25.8%
US:73.4;EU:5.6;APAC:11.8;EM:5.2;Other:3.9
Value:-0.0;Growth:-0.1;Quality:+0.2;Size:+0.3;Momentum:+0.2;LowVol:+0.9
MaxPos8%
8
25
4.8
trailing 9%
146
26.2
Volatile
31.8
3.88
2.1
135
2
65
74
true
Hedge
Buy index puts 1% notional
2
-14
BrokerD
LMT
87
Drift>tolerance
Hedge
Allocation drift beyond policy bands
-49
2
-37
4
false
Increase defensive factor exposure
P6356
Opportunistic
401k
USD
2025-06-17
1,178,594
65,765
1,112,829
1
60.2
12.3
18.6
8.9
QQQ:24.1%;TSLA:24.1%;BRK.B:10.0%;HYG:24.1%;AMZN:17.6%
US:76.7;EU:6.9;APAC:6.4;EM:6.9;Other:3.1
Value:-0.3;Growth:-1.0;Quality:-0.8;Size:+0.8;Momentum:-0.9;LowVol:+0.2
NoDerivatives
7
25
4.1
trailing 9%
180
30.4
Volatile
20.2
4.66
3.2
174
-57
19
62
false
Sell
Trim extended winner -1%
7
-9
BrokerD
LMT
95
null
null
Normal monitoring
-38
-1
51
3
false
Increase defensive factor exposure
P6357
Cautious
Roth
USD
2024-12-28
800,825
68,488
732,337
1
47.7
38.1
3.3
10.8
VNQ:33.3%;AAPL:33.3%;TSLA:33.3%
US:68.2;EU:7.4;APAC:13.0;EM:8.6;Other:2.8
Value:+0.7;Growth:+0.6;Quality:+0.8;Size:+0.6;Momentum:+0.7;LowVol:-0.4
ESGOnly;NoMargin
10
30
4.5
trailing 8%
129
15.7
Sideways
17.2
3.63
3
107
5
66
53
false
Buy
Add to core equity +1%
25
1
BrokerB
MKT
96
null
null
Normal monitoring
79
-57
99
3
false
Within IPS guidelines
P6358
Active
IRA
USD
2024-07-08
933,491
57,603
875,888
1.09
63.2
19.8
11.2
5.8
TLT:28.5%;VTI:28.5%;TSLA:28.5%;BRK.B:14.5%
US:70.4;EU:9.0;APAC:11.6;EM:8.5;Other:0.5
Value:+0.5;Growth:-0.2;Quality:+0.3;Size:-0.1;Momentum:+0.2;LowVol:-0.4
NoDerivatives
6
30
5.3
trailing 9%
130
25.8
Volatile
26
3.52
2.7
116
-23
40
61
false
Sell
Trim extended winner -1%
32
9
BrokerC
MKT
92
null
null
Normal monitoring
14
5
32
4
false
Tighten stops on momentum names
P6359
Cautious
Trust
USD
2025-03-03
486,931
76,196
410,735
1
43.1
42
0
14.9
BND:33.8%;VTI:30.4%;GLD:35.7%
US:72.5;EU:13.8;APAC:8.2;EM:3.8;Other:1.7
Value:+0.2;Growth:+0.5;Quality:-0.7;Size:-0.1;Momentum:+0.3;LowVol:+0.8
ESGOnly;NoMargin
5
30
3
hard 10%
132
16.5
Sideways
15.5
3.53
3.1
114
51
84
32
false
Buy
Add to core equity +1%
34
6
BrokerD
MKT
93
null
null
Normal monitoring
61
-23
120
5
false
Tax-aware sells next window
P6360
Active
Roth
USD
2025-11-15
1,929,982
135,881
1,794,101
1
64.7
26.5
3.3
5.5
MUB:26.1%;GLD:26.1%;VNQ:26.1%;TLT:21.7%
US:62.7;EU:11.8;APAC:13.7;EM:7.0;Other:4.8
Value:-0.1;Growth:-0.5;Quality:+0.7;Size:+0.7;Momentum:+0.7;LowVol:+0.3
NoDerivatives
7
30
4.6
trailing 9%
224
19.7
Volatile
25.8
4.75
3.9
113
62
94
72
true
Reduce
Cut high-beta by 2-3%, add cash
-11
4
BrokerB
MKT
97
Drift>tolerance
Hedge
Allocation drift beyond policy bands
28
-2
42
4
false
Within IPS guidelines
P6361
Cautious
Taxable
USD
2024-10-12
210,880
28,904
181,976
1
50.2
35.1
4.2
10.5
BND:25.0%;MUB:25.0%;VOO:25.0%;BRK.B:25.0%
US:68.8;EU:10.6;APAC:8.4;EM:10.4;Other:1.8
Value:+0.9;Growth:-1.0;Quality:-0.4;Size:+0.4;Momentum:-0.9;LowVol:-0.1
ESGOnly;NoDerivatives;NoMargin
7
30
3.8
hard 10%
99
12.4
Sideways
19.7
3.67
2.4
128
-22
53
52
false
Hedge
Add TLT +1% as duration hedge
-1
9
BrokerD
MKT
88
null
null
Normal monitoring
84
19
139
3
false
Tax-aware sells next window
P6362
Active
Taxable
USD
2025-01-10
2,099,984
160,800
1,939,184
1
63.8
29
0
7.2
BRK.B:16.7%;AMZN:21.3%;MUB:19.2%;TSLA:21.3%;XLF:21.3%
US:65.8;EU:11.4;APAC:15.0;EM:4.8;Other:3.0
Value:+0.4;Growth:-0.7;Quality:+0.4;Size:-0.5;Momentum:-0.3;LowVol:-0.6
null
10
35
4.8
trailing 8%
186
25.1
Bear
33.7
3.41
1.7
208
-20
41
88
true
Hedge
Buy index puts 1% notional
-9
13
BrokerB
LMT
88
Drift>tolerance
Reduce
Allocation drift beyond policy bands
22
-6
127
3
false
Tighten stops on momentum names
P6363
Systematic
Roth
USD
2025-12-23
1,472,493
75,969
1,396,524
1
55.6
34.8
4.2
5.4
TLT:25.0%;AMZN:25.0%;HYG:25.0%;BRK.B:25.0%
US:63.4;EU:8.8;APAC:15.3;EM:10.9;Other:1.6
Value:-0.1;Growth:-0.3;Quality:-0.9;Size:0.0;Momentum:+0.5;LowVol:-0.5
NoDerivatives
10
35
5.4
trailing 8%
133
24.6
Volatile
30.6
4.73
2.3
142
71
94
83
true
Hedge
Buy index puts 1% notional
-8
-33
BrokerD
MKT
94
Drift>tolerance
Hedge
Allocation drift beyond policy bands
-16
17
50
3
false
Monitor dispersion and breadth
P6364
Opportunistic
Taxable
USD
2025-02-17
1,424,405
64,822
1,359,583
1
62.9
12.8
17.2
7.1
VNQ:25.8%;AAPL:26.4%;TSLA:21.4%;VOO:26.4%
US:66.4;EU:10.7;APAC:9.0;EM:9.4;Other:4.5
Value:+0.3;Growth:+0.4;Quality:-0.4;Size:-0.3;Momentum:-0.9;LowVol:+0.2
MaxPos5%
8
30
4.8
trailing 7%
249
21.5
Volatile
21
5.21
4.5
122
44
83
55
false
Buy
Add to core equity +1%
13
-9
BrokerB
LMT
98
null
null
Normal monitoring
58
4
71
5
false
Tax-aware sells next window
P6365
Opportunistic
IRA
USD
2025-04-07
1,494,601
65,227
1,429,374
1.07
63.1
19.4
9.3
8.3
VNQ:33.3%;TLT:33.3%;HYG:33.3%
US:61.4;EU:11.0;APAC:16.2;EM:5.9;Other:5.5
Value:-0.7;Growth:-0.4;Quality:0.0;Size:-0.6;Momentum:-0.5;LowVol:+0.5
null
8
30
5.8
trailing 7%
196
29.7
Sideways
14.7
3.81
3.1
121
-14
44
39
false
NoAction
Within bands; monitor
9
-13
BrokerC
MKT
0
null
null
Normal monitoring
91
-32
137
4
false
Tax-aware sells next window
P6366
Opportunistic
Roth
USD
2025-08-04
764,597
26,203
738,394
1.07
62.1
11.1
19.4
7.4
TSLA:27.3%;GLD:27.3%;QQQ:18.1%;BND:27.3%
US:73.2;EU:7.7;APAC:5.9;EM:11.3;Other:1.9
Value:-0.0;Growth:+0.4;Quality:+0.1;Size:+0.5;Momentum:-0.9;LowVol:-0.1
null
5
25
4.2
hard 12%
212
26.5
Bull
12
3.93
2
83
50
66
35
true
Reduce
Cut high-beta by 2-3%, add cash
30
-15
BrokerD
MKT
99
Drift>tolerance
Pause
Allocation drift beyond policy bands
50
-14
125
5
false
Monitor dispersion and breadth
P6367
Opportunistic
Trust
USD
2024-11-22
721,178
47,366
673,812
1
66.8
16.5
8.3
8.4
TLT:20.4%;IEF:8.8%;AAPL:20.0%;BRK.B:12.8%;VNQ:17.7%;XLF:20.4%
US:63.9;EU:6.9;APAC:16.2;EM:11.6;Other:1.4
Value:+0.6;Growth:-0.8;Quality:-0.5;Size:-0.2;Momentum:+0.8;LowVol:+0.8
null
7
25
4.1
hard 12%
246
34.3
Bull
16.4
4.59
3.4
87
80
84
61
false
Sell
Trim extended winner -1%
31
-22
BrokerB
LMT
100
null
null
Normal monitoring
-52
-42
73
3
false
Within IPS guidelines
P6368
Cautious
IRA
USD
2024-08-23
645,650
90,497
555,153
1
46.3
36.7
5.2
11.8
TLT:25.0%;IEF:25.0%;VOO:25.0%;VTI:25.0%
US:64.0;EU:14.3;APAC:12.7;EM:9.0;Other:0.0
Value:+0.2;Growth:-0.9;Quality:+0.1;Size:-0.7;Momentum:+0.9;LowVol:-0.7
NoDerivatives;NoMargin
6
25
3.3
trailing 8%
114
14.5
Sideways
16.8
4.9
2.9
121
-18
38
48
false
Buy
Add to core equity +1%
-10
-2
BrokerD
MKT
91
null
null
Normal monitoring
59
-59
116
3
false
Tighten stops on momentum names
P6369
Cautious
Trust
USD
2025-04-23
690,089
105,857
584,232
1
38.5
39.4
4.1
17.9
AAPL:18.8%;AMZN:27.1%;BRK.B:27.1%;VTI:27.1%
US:70.4;EU:15.5;APAC:9.3;EM:3.2;Other:1.6
Value:-0.3;Growth:-1.0;Quality:-0.6;Size:+0.6;Momentum:+1.0;LowVol:-1.0
NoMargin
6
30
3.2
trailing 8%
165
17.3
Bull
12.2
4.78
3.1
89
25
52
37
false
Sell
Trim extended winner -1%
5
9
BrokerB
LMT
87
null
null
Normal monitoring
103
4
232
4
false
Tax-aware sells next window
P6370
Hands-off
401k
USD
2025-07-20
593,912
34,338
559,574
1
59.9
21.7
10.5
7.8
MUB:28.9%;VOO:27.2%;QQQ:15.0%;MSFT:28.9%
US:73.1;EU:8.5;APAC:7.4;EM:6.2;Other:4.8
Value:-0.3;Growth:-0.5;Quality:-0.6;Size:-0.9;Momentum:+0.6;LowVol:-0.7
NoDerivatives
8
30
5.5
trailing 10%
148
14.9
Volatile
24.8
5.5
2.2
171
-41
44
55
false
Rebalance
Shift +1% to bonds from equity
33
-7
BrokerA
VWAP
95
null
null
Normal monitoring
62
9
194
5
false
Increase defensive factor exposure
P6371
Hands-off
Taxable
USD
2024-07-18
855,895
59,813
796,082
1
55.7
20.1
14.6
9.6
VNQ:33.3%;MUB:33.3%;GLD:33.3%
US:60.9;EU:19.0;APAC:8.8;EM:9.8;Other:1.4
Value:+1.0;Growth:-0.9;Quality:+0.2;Size:-0.5;Momentum:-0.2;LowVol:+0.4
null
5
35
5.2
hard 10%
144
15.4
Sideways
18.7
4.84
3.3
99
16
46
46
false
Rebalance
Shift +1% to bonds from equity
21
-40
BrokerD
LMT
86
null
null
Normal monitoring
42
-42
135
3
false
Tax-aware sells next window
P6372
Opportunistic
401k
USD
2024-10-30
1,178,979
66,538
1,112,441
1
64.1
14.5
14.3
7.1
TSLA:19.7%;HYG:16.8%;MUB:31.7%;GLD:31.7%
US:79.6;EU:5.7;APAC:7.7;EM:4.6;Other:2.3
Value:-0.8;Growth:+1.0;Quality:+0.9;Size:+0.9;Momentum:-0.5;LowVol:+0.8
MaxPos7%
5
30
4
trailing 9%
177
34.6
Volatile
23.6
5.43
2.4
143
48
78
60
false
Buy
Add to core equity +1%
7
-16
BrokerA
MKT
92
null
null
Normal monitoring
38
-7
33
4
false
Within IPS guidelines
P6373
Opportunistic
IRA
USD
2025-03-20
830,274
43,201
787,073
1
75.4
18.9
0
5.7
MSFT:25.0%;VNQ:25.0%;TLT:24.9%;TSLA:25.0%
US:64.5;EU:18.5;APAC:9.1;EM:4.6;Other:3.3
Value:-0.5;Growth:+0.7;Quality:+0.8;Size:-0.8;Momentum:-0.5;LowVol:-0.2
null
5
35
5.9
trailing 9%
204
34.4
Bull
11.1
3.91
3.4
107
13
71
43
false
Rebalance
Shift +1% to bonds from equity
-7
-27
BrokerC
VWAP
92
null
null
Normal monitoring
4
4
42
5
false
Within IPS guidelines
P6374
Cautious
Taxable
USD
2025-08-01
676,081
86,140
589,941
1
46.5
37
2.1
14.4
AAPL:21.4%;HYG:20.6%;QQQ:21.4%;VOO:15.1%;BRK.B:21.4%
US:62.8;EU:17.7;APAC:12.6;EM:4.8;Other:2.1
Value:-0.4;Growth:-0.0;Quality:+0.9;Size:-1.0;Momentum:+0.9;LowVol:-1.0
MaxPos6%;NoMargin
8
35
5.5
hard 10%
100
14.5
Bear
22.7
3.28
1.3
180
-54
13
54
false
NoAction
Within bands; monitor
35
-29
BrokerC
MKT
0
null
null
Normal monitoring
107
9
165
4
false
Tighten stops on momentum names
P6375
Systematic
IRA
USD
2025-06-11
1,045,352
104,133
941,219
1
56
27.5
8.1
8.4
GLD:14.1%;HYG:18.0%;IEF:14.1%;VNQ:19.0%;VTI:14.7%;XLF:20.1%
US:65.9;EU:16.0;APAC:11.0;EM:3.9;Other:3.2
Value:+0.7;Growth:-0.0;Quality:-0.5;Size:-0.0;Momentum:+0.7;LowVol:-0.6
null
7
25
5.5
trailing 8%
192
21.4
Volatile
23
4.5
4
153
24
65
67
false
Rebalance
Shift +1% to bonds from equity
33
-14
BrokerA
MKT
94
null
null
Normal monitoring
-51
-30
9
4
false
Tighten stops on momentum names
P6376
Cautious
401k
USD
2025-05-22
337,198
40,958
296,240
1
49.7
33.7
0
16.6
VOO:16.3%;MUB:13.9%;QQQ:18.3%;BND:8.4%;BRK.B:21.5%;XLF:21.5%
US:66.6;EU:18.2;APAC:10.0;EM:4.2;Other:1.0
Value:0.0;Growth:-0.1;Quality:+0.3;Size:-0.1;Momentum:-0.9;LowVol:+0.3
NoMargin
6
30
5.4
trailing 8%
126
16.1
Sideways
21.4
4.29
2.7
91
-24
46
56
false
Sell
Trim extended winner -1%
15
-11
BrokerD
MKT
88
null
null
Normal monitoring
11
-41
37
5
false
Monitor dispersion and breadth
P6377
Systematic
Roth
USD
2024-09-16
1,652,207
140,080
1,512,127
1
56.1
28
10.8
5.1
GLD:16.6%;MUB:23.4%;AAPL:13.1%;QQQ:23.4%;TSLA:23.4%
US:69.5;EU:9.4;APAC:9.6;EM:10.3;Other:1.2
Value:+0.9;Growth:-0.7;Quality:-0.9;Size:-0.1;Momentum:+0.6;LowVol:+0.6
MaxPos7%;NoDerivatives
5
35
4.9
trailing 8%
155
25.7
Volatile
22.4
4.55
4.4
112
11
61
68
true
Reduce
Cut high-beta by 2-3%, add cash
-8
-14
BrokerA
MKT
90
Drift>tolerance
Reduce
Allocation drift beyond policy bands
77
10
108
3
false
Increase defensive factor exposure
P6378
Hands-off
Roth
USD
2025-01-25
171,397
12,888
158,509
1
65.9
28.3
0
5.8
TSLA:33.3%;VOO:33.3%;VNQ:33.3%
US:58.5;EU:21.3;APAC:12.4;EM:7.9;Other:0.0
Value:+0.6;Growth:-0.0;Quality:+0.7;Size:+1.0;Momentum:+0.7;LowVol:+0.5
MaxPos6%
8
35
4.7
trailing 8%
149
16.4
Volatile
20.1
4.59
3.1
122
-10
59
56
false
Sell
Trim extended winner -1%
35
-9
BrokerC
MKT
88
null
null
Normal monitoring
86
-40
184
3
false
Within IPS guidelines
P6379
Hands-off
Roth
USD
2024-10-23
805,625
35,779
769,846
1
65.3
28.6
0
6.2
VNQ:33.0%;MSFT:33.5%;TSLA:33.5%
US:65.0;EU:13.6;APAC:13.0;EM:7.3;Other:1.1
Value:+0.1;Growth:-0.8;Quality:-0.7;Size:-0.7;Momentum:-0.1;LowVol:-0.9
ESGOnly
10
35
5.3
hard 10%
132
14
Bear
31.3
4.32
2.9
212
-32
35
80
true
Hedge
Buy index puts 1% notional
-3
7
BrokerC
LMT
86
VAR>budget
Hedge
Risk above budget threshold
90
-43
60
2
false
Tighten stops on momentum names
P6380
Active
Roth
USD
2024-11-19
531,807
53,305
478,502
1.24
53.4
22.8
17.2
6.5
TLT:25.8%;XLF:25.8%;VOO:25.8%;GLD:22.7%
US:70.3;EU:6.6;APAC:12.3;EM:6.5;Other:4.3
Value:-0.1;Growth:+0.1;Quality:+0.3;Size:0.0;Momentum:-0.3;LowVol:-0.0
null
8
35
4.7
trailing 9%
161
24.4
Bull
12.3
4.16
3.4
73
34
57
40
false
NoAction
Within bands; monitor
27
0
BrokerB
LMT
93
null
null
Normal monitoring
100
-7
235
5
false
Tax-aware sells next window
P6381
Hands-off
401k
USD
2024-11-28
694,091
48,647
645,444
1
59.5
17
15.9
7.6
MSFT:21.9%;IEF:21.9%;XLF:15.2%;QQQ:19.1%;AAPL:21.9%
US:71.2;EU:10.6;APAC:8.4;EM:8.5;Other:1.3
Value:-0.4;Growth:-0.1;Quality:+0.6;Size:+0.1;Momentum:+0.1;LowVol:+0.9
ESGOnly;NoDerivatives
7
35
3.9
hard 10%
104
12.2
Bull
15.5
4.81
2.1
75
94
92
48
false
Sell
Trim extended winner -1%
13
-7
BrokerC
LMT
96
null
null
Normal monitoring
118
-56
198
3
false
Increase defensive factor exposure
P6382
Systematic
Trust
USD
2024-10-09
1,989,419
189,890
1,799,529
1
55.7
27.4
8.7
8.2
IEF:25.2%;TLT:25.2%;QQQ:25.2%;MUB:24.5%
US:62.3;EU:13.5;APAC:10.3;EM:9.8;Other:4.1
Value:+0.2;Growth:+0.1;Quality:+0.6;Size:+0.9;Momentum:+0.3;LowVol:-0.8
MaxPos8%;NoDerivatives
10
35
5.4
trailing 8%
223
20
Bull
12.5
4.05
2.2
104
51
70
40
false
Rebalance
Shift +1% to bonds from equity
34
7
BrokerB
MKT
92
null
null
Normal monitoring
89
16
175
5
false
Tighten stops on momentum names
P6383
Active
Trust
USD
2025-08-26
1,727,398
145,610
1,581,788
1
65.7
24.2
1.2
8.8
MSFT:23.3%;XLF:23.3%;GLD:12.1%;BRK.B:18.1%;VOO:23.3%
US:71.7;EU:11.2;APAC:6.3;EM:7.5;Other:3.3
Value:+0.9;Growth:+0.6;Quality:-0.7;Size:+0.6;Momentum:+0.8;LowVol:+0.3
MaxPos5%;NoDerivatives
5
35
5.6
hard 12%
228
20.3
Bear
33
3.76
1.2
150
-71
18
76
true
Hedge
Buy index puts 1% notional
2
-33
BrokerD
MKT
93
VAR>budget
Hedge
Risk above budget threshold
49
-54
58
5
false
Monitor dispersion and breadth
P6384
Systematic
IRA
USD
2025-04-25
956,489
56,402
900,087
1
65
27.4
0
7.7
IEF:11.8%;XLF:18.6%;BRK.B:20.4%;HYG:9.8%;VNQ:19.0%;TSLA:20.4%
US:59.5;EU:17.9;APAC:12.7;EM:5.6;Other:4.3
Value:-0.4;Growth:-0.1;Quality:-0.4;Size:+0.5;Momentum:+0.9;LowVol:+1.0
MaxPos7%
10
25
4.2
trailing 9%
156
17.6
Bear
28.5
4.29
1
205
-47
36
78
true
Hedge
Buy index puts 1% notional
-13
-31
BrokerA
LMT
92
Drift>tolerance
TightenStops
Allocation drift beyond policy bands
99
-22
228
2
false
Monitor dispersion and breadth
P6385
Hands-off
IRA
USD
2024-10-14
618,616
27,582
591,034
1
62.7
17.7
12.6
7
BND:33.3%;MSFT:33.3%;AMZN:33.3%
US:76.2;EU:10.5;APAC:8.1;EM:4.9;Other:0.2
Value:+0.7;Growth:-0.1;Quality:+0.9;Size:+0.1;Momentum:+0.8;LowVol:-0.1
MaxPos8%;NoDerivatives
5
30
5.6
trailing 10%
124
15.2
Bull
15.6
3.55
2.7
117
85
91
52
false
Rebalance
Shift +1% to bonds from equity
27
9
BrokerA
LMT
85
null
null
Normal monitoring
69
-50
134
5
false
Tighten stops on momentum names
P6386
Hands-off
Taxable
USD
2025-05-20
815,057
49,241
765,816
1
73.5
16.7
4.8
5
GLD:27.1%;QQQ:27.1%;TLT:27.1%;MSFT:18.8%
US:73.8;EU:6.6;APAC:5.7;EM:12.4;Other:1.4
Value:-0.0;Growth:+0.5;Quality:-0.3;Size:+0.2;Momentum:+0.4;LowVol:+0.7
ESGOnly;MaxPos8%
6
25
3.6
hard 10%
105
19.3
Bull
11.2
4.64
3.3
72
29
50
51
false
Hedge
Add TLT +1% as duration hedge
16
6
BrokerD
VWAP
98
null
null
Normal monitoring
113
5
83
3
false
Increase defensive factor exposure
P6387
Active
Roth
USD
2025-08-19
1,343,626
135,461
1,208,165
1
64.3
26.5
2.7
6.5
GLD:22.2%;BND:25.9%;AAPL:25.9%;TLT:25.9%
US:69.6;EU:9.2;APAC:14.1;EM:4.5;Other:2.6
Value:+0.6;Growth:-0.4;Quality:-1.0;Size:-0.4;Momentum:+0.5;LowVol:-0.0
NoDerivatives
6
25
4.6
trailing 9%
178
21.4
Bull
17.8
3.77
2.7
77
47
78
53
false
Hedge
Add TLT +1% as duration hedge
14
-16
BrokerA
MKT
89
null
null
Normal monitoring
-58
-39
-63
3
false
Tax-aware sells next window
P6388
Hands-off
IRA
USD
2024-11-12
628,452
41,760
586,692
1
72.9
17.6
0
9.6
VTI:23.3%;XLF:23.6%;QQQ:23.6%;VOO:19.5%;MUB:9.9%
US:66.1;EU:15.2;APAC:9.9;EM:4.3;Other:4.5
Value:+0.4;Growth:+0.2;Quality:-1.0;Size:+0.2;Momentum:-1.0;LowVol:-0.4
ESGOnly;NoDerivatives
7
30
5.9
trailing 10%
147
18.2
Sideways
15.2
4.2
2.9
115
-5
32
62
false
Hedge
Add TLT +1% as duration hedge
9
3
BrokerB
MKT
86
null
null
Normal monitoring
36
-16
67
5
false
Monitor dispersion and breadth
P6389
Active
IRA
USD
2025-09-04
809,361
88,324
721,037
1
60
19.6
13.1
7.4
VTI:22.3%;AAPL:22.3%;HYG:13.2%;TSLA:22.3%;MUB:19.9%
US:69.1;EU:16.3;APAC:5.2;EM:7.0;Other:2.5
Value:-0.9;Growth:+0.2;Quality:-0.0;Size:+0.9;Momentum:-0.1;LowVol:-0.7
MaxPos7%
6
35
5
trailing 8%
187
17.4
Volatile
26.3
5.1
2.5
164
-33
36
77
true
Reduce
Cut high-beta by 2-3%, add cash
7
1
BrokerC
LMT
90
Drift>tolerance
Hedge
Allocation drift beyond policy bands
14
-10
33
5
false
Increase defensive factor exposure
P6390
Cautious
401k
USD
2025-07-11
804,328
76,761
727,567
1
44.1
39.4
1.9
14.6
AAPL:33.3%;AMZN:33.3%;TSLA:33.3%
US:68.4;EU:5.6;APAC:15.9;EM:6.2;Other:3.9
Value:+0.8;Growth:+0.5;Quality:-0.7;Size:-0.1;Momentum:+0.1;LowVol:+0.2
ESGOnly;MaxPos7%;NoMargin
10
30
3.7
trailing 8%
102
16
Volatile
31.8
4.67
2.6
122
38
64
60
false
Hedge
Add TLT +1% as duration hedge
-7
-11
BrokerC
MKT
93
null
null
Normal monitoring
13
-31
-10
5
false
Monitor dispersion and breadth
P6391
Hands-off
Taxable
USD
2025-11-14
401,601
19,995
381,606
1
61.7
20.9
11.4
6
AAPL:17.2%;BRK.B:16.9%;IEF:14.1%;BND:20.8%;TLT:16.0%;VOO:15.1%
US:71.9;EU:13.6;APAC:8.1;EM:3.3;Other:3.1
Value:+0.3;Growth:-0.9;Quality:+0.2;Size:-0.7;Momentum:+0.3;LowVol:+0.8
null
10
30
4.1
trailing 8%
159
18.9
Volatile
28.8
5.16
3.9
144
54
79
83
true
Rebalance
Rebalance back to target bands
-1
4
BrokerD
MKT
92
Drift>tolerance
Reduce
Allocation drift beyond policy bands
107
7
69
5
false
Increase defensive factor exposure
P6392
Active
Trust
USD
2025-08-15
2,131,300
189,745
1,941,555
1
54.8
20.1
19.8
5.3
MSFT:20.6%;VTI:20.6%;TLT:11.2%;BRK.B:11.8%;MUB:20.6%;BND:15.1%
US:65.3;EU:12.5;APAC:9.6;EM:9.0;Other:3.7
Value:+0.5;Growth:-0.5;Quality:+0.2;Size:-0.4;Momentum:-0.9;LowVol:+0.5
null
8
30
4.5
trailing 9%
164
19.4
Volatile
24.5
4.53
3.7
170
42
82
63
false
Hedge
Add TLT +1% as duration hedge
11
-25
BrokerD
MKT
85
null
null
Normal monitoring
12
-34
133
5
false
Tax-aware sells next window
P6393
Opportunistic
Roth
USD
2025-10-23
1,322,815
52,095
1,270,720
1.25
73.7
18.1
0
8.3
TLT:28.6%;VNQ:28.6%;MSFT:14.2%;GLD:28.6%
US:71.4;EU:10.5;APAC:7.6;EM:10.2;Other:0.2
Value:-0.1;Growth:+0.5;Quality:-0.6;Size:+0.1;Momentum:-0.7;LowVol:+0.5
null
8
35
7
hard 12%
212
33.5
Bull
11.1
4.44
3
114
16
46
38
false
Buy
Add to core equity +1%
-9
15
BrokerB
LMT
87
null
null
Normal monitoring
60
-23
187
4
false
Increase defensive factor exposure
P6394
Active
Trust
USD
2025-10-23
1,818,369
171,292
1,647,077
1
64.9
24.2
2.3
8.6
BRK.B:24.0%;MSFT:24.0%;IEF:23.1%;MUB:16.8%;VTI:12.2%
US:62.3;EU:15.0;APAC:10.0;EM:7.5;Other:5.1
Value:+0.6;Growth:-0.4;Quality:-0.7;Size:+0.1;Momentum:+0.7;LowVol:+0.6
NoDerivatives
7
30
5.9
hard 12%
193
22.2
Sideways
16.5
4.32
2.8
137
5
59
51
false
Rebalance
Shift +1% to bonds from equity
29
-29
BrokerB
MKT
86
null
null
Normal monitoring
17
-35
9
5
false
Tighten stops on momentum names
P6395
Active
Taxable
USD
2024-11-25
1,479,989
153,968
1,326,021
1
63.4
29.2
0
7.4
TSLA:20.8%;MSFT:18.5%;HYG:13.7%;AAPL:20.8%;AMZN:20.8%;VTI:5.4%
US:69.7;EU:7.4;APAC:14.4;EM:7.9;Other:0.5
Value:+1.0;Growth:-0.1;Quality:+0.8;Size:+0.1;Momentum:-0.3;LowVol:0.0
NoDerivatives
10
35
5.2
trailing 8%
181
25.7
Volatile
27.4
4.06
3.3
171
8
68
67
false
Hedge
Add TLT +1% as duration hedge
-14
9
BrokerD
MKT
91
null
null
Normal monitoring
15
-24
32
4
false
Monitor dispersion and breadth
P6396
Cautious
Roth
USD
2025-06-15
821,641
65,955
755,686
1
36.7
43.9
2.4
17
TSLA:13.9%;BRK.B:28.7%;XLF:28.7%;HYG:28.7%
US:72.0;EU:8.2;APAC:9.8;EM:9.5;Other:0.5
Value:+0.9;Growth:-0.2;Quality:-0.2;Size:+0.7;Momentum:+0.9;LowVol:-0.5
NoDerivatives;NoMargin
8
35
3.1
trailing 10%
150
19.8
Bear
24
3.38
1.6
159
-83
5
45
false
Hedge
Add TLT +1% as duration hedge
-11
-21
BrokerC
MKT
99
null
null
Normal monitoring
107
20
242
5
false
Tighten stops on momentum names
P6397
Hands-off
Trust
USD
2025-12-19
207,371
13,159
194,212
1
56.6
27.2
10.4
5.8
VTI:25.6%;BRK.B:25.6%;MSFT:23.2%;TSLA:25.6%
US:60.8;EU:14.1;APAC:12.9;EM:10.8;Other:1.4
Value:+0.6;Growth:+0.5;Quality:-0.2;Size:+0.4;Momentum:-0.5;LowVol:-0.3
ESGOnly
10
30
3.9
trailing 8%
120
14.3
Bull
11.2
3.8
2.6
72
69
82
30
false
Rebalance
Shift +1% to bonds from equity
-10
-4
BrokerB
MKT
88
null
null
Normal monitoring
30
-19
22
4
false
Tax-aware sells next window
P6398
Opportunistic
IRA
USD
2024-07-14
899,741
64,016
835,725
1.19
74
20.4
1
4.6
HYG:23.7%;TSLA:14.3%;GLD:10.3%;AAPL:14.0%;XLF:23.5%;BRK.B:14.1%
US:67.7;EU:6.7;APAC:14.9;EM:7.8;Other:2.9
Value:+0.8;Growth:-0.1;Quality:-1.0;Size:-0.1;Momentum:+0.2;LowVol:+0.9
null
5
35
4.6
hard 12%
200
20.4
Bull
15.9
3.74
3.4
82
43
80
64
false
Rebalance
Shift +1% to bonds from equity
35
-9
BrokerD
LMT
97
null
null
Normal monitoring
-55
-43
27
4
false
Within IPS guidelines
P6399
Active
Trust
USD
2025-02-07
1,682,023
177,320
1,504,703
1
55.3
29.1
8
7.6
HYG:10.0%;VOO:9.2%;XLF:21.0%;TSLA:21.0%;AAPL:21.0%;VTI:17.9%
US:76.2;EU:5.8;APAC:6.4;EM:8.7;Other:2.9
Value:-0.6;Growth:-1.0;Quality:-0.9;Size:+0.6;Momentum:-0.3;LowVol:+0.4
null
7
35
5
hard 12%
160
26.9
Sideways
14.4
3.59
3
108
-4
53
39
false
Rebalance
Shift +1% to bonds from equity
2
2
BrokerA
LMT
94
null
null
Normal monitoring
-1
8
-4
5
false
Tax-aware sells next window
P6400
Hands-off
IRA
USD
2025-12-11
880,047
53,134
826,913
1
63.9
21.7
7.8
6.6
BRK.B:7.6%;AAPL:21.9%;VOO:9.1%;MSFT:19.0%;BND:21.9%;AMZN:20.5%
US:71.6;EU:8.7;APAC:6.7;EM:10.1;Other:3.0
Value:-0.0;Growth:-0.2;Quality:-0.6;Size:+0.1;Momentum:-0.6;LowVol:+0.3
MaxPos8%;NoDerivatives
5
35
4.4
hard 10%
127
16.8
Bull
16.6
4.77
3.3
94
116
100
60
false
Buy
Add to core equity +1%
-15
-26
BrokerD
MKT
97
null
null
Normal monitoring
38
-38
112
4
false
Tax-aware sells next window