client_id
string
persona_style
string
account_type
string
base_currency
string
as_of_date
string
total_equity_usd
int64
cash_usd
int64
invested_usd
int64
leverage_x
float64
allocation_equity_pct
float64
allocation_fixed_income_pct
float64
allocation_alts_pct
float64
allocation_cash_pct
float64
top_positions
string
region_exposure_pct
string
factor_exposure_z
string
constraints
string
max_position_pct
int64
max_sector_pct
int64
drift_tolerance_pct
float64
stoploss_policy
string
risk_budget_var_95_bps
int64
max_drawdown_limit_pct
float64
market_regime
string
vix_level
float64
rates_10y_pct
float64
inflation_yoy_pct
float64
credit_spread_ig_bps
int64
signal_alpha_bps
int64
signal_confidence_1_100
int64
risk_score_1_100
int64
breach_flag
bool
action_proposed
string
action_details
string
expected_impact_alpha_bps
int64
expected_risk_change_bps
int64
execution_venue
string
order_type
string
order_fill_ratio_pct
int64
self_correction_trigger
string
self_correction_action
string
self_correction_reason
string
outcome_after_7d_pnl_bps
int64
outcome_after_7d_var_change_bps
int64
outcome_after_30d_pnl_bps
int64
user_feedback_1_5
int64
advisor_override_flag
bool
notes
string
P6501
Hands-off
401k
USD
2025-11-25
384,027
28,794
355,233
1
58.1
29.4
5.3
7.2
BND:9.4%;GLD:21.9%;XLF:15.2%;BRK.B:9.8%;AMZN:21.9%;MSFT:21.9%
US:60.0;EU:17.0;APAC:12.5;EM:9.8;Other:0.9
Value:+0.3;Growth:+0.1;Quality:-0.0;Size:+0.6;Momentum:+0.7;LowVol:-0.7
ESGOnly;NoDerivatives
8
35
5.7
trailing 8%
91
14.5
Bear
29.8
3.71
2.9
186
-56
24
74
true
Hedge
Buy index puts 1% notional
-9
-30
BrokerB
MKT
97
VAR>budget
Hedge
Risk above budget threshold
120
-25
204
4
false
Tighten stops on momentum names
P6502
Opportunistic
401k
USD
2025-05-10
839,705
31,399
808,306
1
60.3
16.1
18.6
4.9
HYG:23.0%;BND:23.0%;MUB:15.7%;AAPL:23.0%;AMZN:15.2%
US:67.1;EU:15.8;APAC:11.3;EM:5.0;Other:0.8
Value:+0.7;Growth:-1.0;Quality:+0.3;Size:-0.7;Momentum:-0.8;LowVol:+0.2
null
10
30
4.3
trailing 7%
235
28.9
Volatile
24.8
5.28
2.3
119
50
62
64
true
Hedge
Buy index puts 1% notional
17
5
BrokerB
MKT
100
Drift>tolerance
Pause
Allocation drift beyond policy bands
105
-15
72
4
false
Monitor dispersion and breadth
P6503
Cautious
IRA
USD
2025-09-03
444,019
45,549
398,470
1
48.9
41.1
0
10
BRK.B:18.8%;MSFT:16.5%;XLF:18.2%;TLT:20.6%;AMZN:15.0%;GLD:10.9%
US:66.4;EU:18.4;APAC:8.3;EM:4.4;Other:2.5
Value:-0.6;Growth:-0.3;Quality:-0.7;Size:-0.7;Momentum:+0.5;LowVol:-0.8
NoMargin
6
30
5.9
trailing 10%
97
12.5
Volatile
29
4.16
3.7
145
50
60
61
false
Rebalance
Shift +1% to bonds from equity
-15
-11
BrokerB
VWAP
85
null
null
Normal monitoring
80
18
105
4
false
Tax-aware sells next window
P6504
Hands-off
Taxable
USD
2024-10-29
734,927
37,445
697,482
1
63.6
26.1
1.3
9
BRK.B:22.1%;VNQ:18.2%;IEF:22.1%;VTI:15.0%;MUB:15.4%;QQQ:7.2%
US:66.5;EU:14.0;APAC:12.6;EM:6.2;Other:0.7
Value:-0.6;Growth:+0.5;Quality:-0.3;Size:+0.5;Momentum:+0.6;LowVol:-0.8
NoDerivatives
5
30
3.9
trailing 8%
125
14.7
Bull
12.1
4.36
2.3
112
46
75
37
false
Buy
Add to core equity +1%
0
-11
BrokerA
VWAP
100
null
null
Normal monitoring
-20
0
7
5
false
Tax-aware sells next window
P6505
Hands-off
IRA
USD
2025-07-24
405,720
27,271
378,449
1
67.6
27.5
0
4.9
TSLA:33.3%;IEF:33.3%;MSFT:33.3%
US:72.3;EU:10.2;APAC:7.1;EM:8.2;Other:2.2
Value:+0.6;Growth:-0.7;Quality:-0.8;Size:+0.4;Momentum:+0.2;LowVol:-0.7
ESGOnly;MaxPos8%
5
35
4.4
trailing 10%
110
16.3
Bull
12.7
4.61
3.1
81
18
46
47
false
Buy
Add to core equity +1%
-14
6
BrokerA
MKT
99
null
null
Normal monitoring
61
-58
53
3
false
Within IPS guidelines
P6506
Active
IRA
USD
2024-08-11
997,162
88,869
908,293
1
50.1
23.8
19.4
6.7
XLF:18.0%;AAPL:23.2%;BND:17.4%;VOO:23.2%;MSFT:18.2%
US:68.6;EU:5.9;APAC:11.3;EM:10.5;Other:3.7
Value:+0.6;Growth:+0.7;Quality:-0.9;Size:-0.2;Momentum:+0.2;LowVol:-0.8
null
6
25
5.4
hard 12%
164
26.6
Volatile
24.2
4.91
3.7
141
57
78
63
false
NoAction
Within bands; monitor
31
-16
BrokerD
LMT
95
null
null
Normal monitoring
-20
-57
2
5
false
Within IPS guidelines
P6507
Opportunistic
Roth
USD
2024-10-10
1,759,266
97,473
1,661,793
1
66.9
17.4
8.1
7.6
BND:18.8%;TSLA:10.4%;VTI:24.0%;MUB:24.0%;AMZN:22.8%
US:56.0;EU:18.5;APAC:10.4;EM:11.2;Other:3.9
Value:-0.5;Growth:+0.1;Quality:+0.5;Size:+0.9;Momentum:+0.4;LowVol:+0.1
MaxPos5%
10
35
4.7
trailing 7%
210
33.6
Sideways
14.5
4.87
2.7
140
-24
40
48
false
Rebalance
Shift +1% to bonds from equity
24
0
BrokerA
VWAP
94
null
null
Normal monitoring
51
-9
189
4
false
Within IPS guidelines
P6508
Active
Taxable
USD
2024-07-06
872,902
61,848
811,054
1
54.5
23.8
15.3
6.4
AMZN:27.1%;AAPL:27.1%;GLD:18.7%;VNQ:27.1%
US:64.5;EU:18.2;APAC:9.6;EM:3.9;Other:3.8
Value:+1.0;Growth:-0.4;Quality:-0.3;Size:+0.3;Momentum:-0.7;LowVol:+0.9
NoDerivatives
6
30
5.2
trailing 8%
127
21.5
Volatile
24.6
4.98
4
122
47
79
55
false
Buy
Add to core equity +1%
-5
1
BrokerC
LMT
94
null
null
Normal monitoring
38
1
46
3
false
Tighten stops on momentum names
P6509
Systematic
IRA
USD
2025-06-26
1,354,896
133,508
1,221,388
1
65.7
25.5
0.5
8.2
QQQ:12.7%;VOO:20.5%;BND:20.5%;HYG:13.2%;TLT:20.5%;GLD:12.6%
US:71.8;EU:9.4;APAC:8.8;EM:6.3;Other:3.8
Value:-0.8;Growth:-1.0;Quality:+0.5;Size:+1.0;Momentum:-0.2;LowVol:+0.8
MaxPos7%
7
30
4.7
hard 12%
161
23.5
Bear
29.5
3.09
2.3
179
-25
25
70
true
Rebalance
Rebalance back to target bands
-4
-18
BrokerB
VWAP
98
RegimeShift
Reduce
Volatility spike and breadth deterioration
101
-11
94
5
false
Within IPS guidelines
P6510
Active
401k
USD
2024-07-29
1,755,980
200,031
1,555,949
1
64.8
28.6
0
6.6
HYG:20.8%;TLT:22.2%;VOO:22.1%;BRK.B:12.7%;XLF:22.2%
US:68.6;EU:13.7;APAC:8.3;EM:5.2;Other:4.2
Value:+0.8;Growth:-0.6;Quality:-0.5;Size:+0.9;Momentum:+0.3;LowVol:-1.0
null
5
25
4.8
hard 12%
157
21.9
Bull
14.6
3.74
2.8
91
111
100
48
false
Hedge
Add TLT +1% as duration hedge
-1
-27
BrokerD
LMT
86
null
null
Normal monitoring
114
-10
135
3
false
Increase defensive factor exposure
P6511
Active
401k
USD
2025-04-01
607,220
62,614
544,606
1
60.7
27.4
2.2
9.8
VOO:19.9%;QQQ:26.7%;AAPL:26.7%;VNQ:26.7%
US:65.1;EU:8.9;APAC:12.5;EM:9.7;Other:3.8
Value:-0.2;Growth:+0.8;Quality:-0.8;Size:+0.2;Momentum:+0.2;LowVol:+0.4
MaxPos6%
5
25
4.3
hard 12%
194
25.5
Sideways
22
4.45
2.1
111
-13
34
64
false
Sell
Trim extended winner -1%
25
6
BrokerA
VWAP
100
null
null
Normal monitoring
62
-38
62
4
false
Within IPS guidelines
P6512
Active
Roth
USD
2025-05-17
528,586
39,677
488,909
1
53.7
27.5
13.8
5
HYG:23.9%;MSFT:23.9%;QQQ:14.6%;VTI:13.8%;AAPL:23.9%
US:56.1;EU:13.9;APAC:16.1;EM:11.6;Other:2.3
Value:+1.0;Growth:+0.7;Quality:-0.2;Size:-0.3;Momentum:+0.5;LowVol:-0.2
NoDerivatives
8
35
4.5
trailing 9%
226
24.7
Volatile
21.7
4.41
2.5
141
-22
49
54
false
Sell
Trim extended winner -1%
26
-5
BrokerB
MKT
94
null
null
Normal monitoring
-19
-24
-40
4
false
Increase defensive factor exposure
P6513
Opportunistic
IRA
USD
2025-09-14
761,185
52,733
708,452
1
64.1
16.3
13.6
6
TLT:16.5%;XLF:19.3%;MSFT:20.9%;HYG:21.7%;MUB:21.7%
US:60.9;EU:12.2;APAC:13.3;EM:10.5;Other:3.0
Value:+0.1;Growth:-0.7;Quality:-0.9;Size:-0.0;Momentum:-0.8;LowVol:-0.9
null
5
30
6.5
hard 12%
217
34.6
Bull
14.3
3.52
2.9
71
102
86
40
false
NoAction
Within bands; monitor
32
5
BrokerA
VWAP
92
null
null
Normal monitoring
72
3
67
5
false
Tighten stops on momentum names
P6514
Active
401k
USD
2025-02-15
591,786
44,965
546,821
1
50.7
28.2
14.3
6.8
AMZN:18.5%;AAPL:23.1%;VOO:12.2%;VNQ:23.1%;TSLA:23.1%
US:58.3;EU:17.7;APAC:14.3;EM:7.5;Other:2.3
Value:+0.8;Growth:+0.2;Quality:+0.6;Size:+1.0;Momentum:+0.5;LowVol:-0.8
null
8
25
4.1
trailing 8%
147
25.6
Volatile
21.9
4.66
3.5
147
5
56
60
false
Sell
Trim extended winner -1%
19
12
BrokerB
MKT
85
null
null
Normal monitoring
7
-57
26
3
false
Monitor dispersion and breadth
P6515
Opportunistic
Roth
USD
2024-10-14
533,118
47,116
486,002
1.19
66.8
15.8
13.2
4.1
VOO:22.2%;TLT:21.1%;VTI:22.2%;MSFT:21.2%;XLF:13.3%
US:64.2;EU:9.8;APAC:9.8;EM:11.6;Other:4.6
Value:-0.6;Growth:-0.9;Quality:+0.2;Size:+0.6;Momentum:-0.7;LowVol:-0.3
NoDerivatives
5
25
6.8
trailing 7%
261
20.4
Bear
31.3
3.82
1.4
156
-56
9
72
true
Reduce
Cut high-beta by 2-3%, add cash
-7
2
BrokerD
LMT
91
RegimeShift
TightenStops
Volatility spike and breadth deterioration
6
3
21
4
false
Increase defensive factor exposure
P6516
Cautious
Taxable
USD
2025-02-02
808,783
90,857
717,926
1
44.8
36.3
7.6
11.3
XLF:34.3%;MSFT:34.3%;VNQ:31.4%
US:65.6;EU:11.5;APAC:15.9;EM:3.8;Other:3.2
Value:+0.7;Growth:+0.8;Quality:-0.2;Size:-0.4;Momentum:+0.8;LowVol:-0.5
ESGOnly;NoMargin
5
25
5.2
trailing 8%
144
14.3
Sideways
17.8
4.01
2
112
-18
34
32
false
Sell
Trim extended winner -1%
-10
-33
BrokerB
LMT
85
null
null
Normal monitoring
93
-57
221
5
false
Within IPS guidelines
P6517
Active
IRA
USD
2024-09-16
761,935
72,838
689,097
1.15
53
19
20.6
7.4
TSLA:36.3%;VOO:29.9%;AAPL:33.8%
US:62.9;EU:14.6;APAC:10.0;EM:9.7;Other:2.8
Value:-0.2;Growth:-0.3;Quality:-0.9;Size:-0.3;Momentum:-0.1;LowVol:+0.5
MaxPos5%;NoDerivatives
6
25
5.4
trailing 9%
142
18.8
Bull
16.8
4.76
3.1
114
41
82
36
false
Hedge
Add TLT +1% as duration hedge
22
1
BrokerC
MKT
93
null
null
Normal monitoring
-50
-31
-4
4
false
Tax-aware sells next window
P6518
Active
Roth
USD
2024-07-16
2,084,433
209,396
1,875,037
1
50.1
24.5
16.7
8.7
IEF:33.3%;AMZN:33.3%;MUB:33.3%
US:64.2;EU:17.9;APAC:10.8;EM:3.8;Other:3.3
Value:-0.7;Growth:-0.9;Quality:+0.3;Size:+0.9;Momentum:+0.4;LowVol:+0.3
null
6
35
5.5
trailing 8%
201
19.3
Bull
12.5
3.52
3
97
97
100
25
false
Rebalance
Shift +1% to bonds from equity
-1
-20
BrokerB
LMT
85
null
null
Normal monitoring
12
-15
81
3
false
Within IPS guidelines
P6519
Systematic
401k
USD
2025-12-15
456,089
29,440
426,649
1
67.7
24.6
1.2
6.5
TLT:22.5%;TSLA:24.1%;AMZN:13.2%;AAPL:24.1%;QQQ:16.1%
US:67.6;EU:12.4;APAC:13.5;EM:2.8;Other:3.7
Value:-0.8;Growth:+0.7;Quality:+1.0;Size:-0.8;Momentum:-0.7;LowVol:-1.0
MaxPos5%;NoDerivatives
10
35
4.4
trailing 9%
227
23.2
Bull
16.6
4.67
2.8
76
111
100
55
false
Buy
Add to core equity +1%
12
-4
BrokerB
LMT
99
null
null
Normal monitoring
46
-3
96
5
false
Increase defensive factor exposure
P6520
Active
Taxable
USD
2025-01-20
794,318
68,343
725,975
1.22
53
26.7
12.7
7.7
TLT:19.3%;BND:10.1%;XLF:19.9%;TSLA:20.1%;MUB:12.7%;GLD:17.9%
US:68.4;EU:10.9;APAC:10.3;EM:8.7;Other:1.8
Value:-0.3;Growth:+0.1;Quality:-0.2;Size:-0.5;Momentum:-0.6;LowVol:+0.7
MaxPos6%
6
25
4.9
trailing 9%
170
16.7
Bull
14.8
4.03
3.4
94
93
87
34
false
Hedge
Add TLT +1% as duration hedge
33
-22
BrokerC
LMT
91
null
null
Normal monitoring
106
0
204
4
false
Tax-aware sells next window
P6521
Hands-off
Roth
USD
2025-08-26
262,422
20,037
242,385
1
64.4
18.1
11.3
6.2
VNQ:13.0%;IEF:20.8%;VOO:20.8%;TLT:20.8%;AMZN:16.7%;TSLA:8.0%
US:66.6;EU:10.4;APAC:13.4;EM:8.6;Other:1.0
Value:+0.5;Growth:-0.9;Quality:+0.4;Size:+0.2;Momentum:+0.9;LowVol:-0.1
MaxPos5%
6
25
5.3
trailing 10%
135
12
Volatile
27.6
4.48
3.3
123
63
78
70
false
NoAction
Within bands; monitor
15
-3
BrokerA
LMT
92
null
null
Normal monitoring
1
-13
42
5
false
Within IPS guidelines
P6522
Active
Trust
USD
2024-08-30
674,182
63,194
610,988
1
58.6
25.2
6.7
9.5
XLF:29.4%;VNQ:35.3%;AAPL:35.3%
US:80.3;EU:6.8;APAC:8.4;EM:4.1;Other:0.5
Value:-0.9;Growth:+0.5;Quality:-0.4;Size:-0.9;Momentum:-1.0;LowVol:-0.5
MaxPos5%
5
35
5.5
trailing 9%
163
24
Sideways
14.8
4.88
2.5
130
43
79
49
false
Hedge
Add TLT +1% as duration hedge
-4
-37
BrokerB
MKT
87
null
null
Normal monitoring
42
-3
28
4
false
Tighten stops on momentum names
P6523
Cautious
IRA
USD
2024-09-03
260,226
23,953
236,273
1
50.1
38.7
0
11.2
VTI:21.4%;TLT:21.4%;MUB:6.7%;TSLA:21.4%;QQQ:21.4%;XLF:7.5%
US:73.1;EU:8.0;APAC:8.2;EM:6.4;Other:4.3
Value:-0.7;Growth:-0.8;Quality:+0.4;Size:-0.1;Momentum:-0.3;LowVol:-0.3
ESGOnly;NoDerivatives;NoMargin
8
35
3.1
trailing 8%
109
13.6
Volatile
27.2
4.62
3.1
167
-40
27
61
false
NoAction
Within bands; monitor
-11
14
BrokerC
MKT
0
null
null
Normal monitoring
77
-40
162
4
false
Increase defensive factor exposure
P6524
Opportunistic
IRA
USD
2024-09-27
1,467,342
82,511
1,384,831
1.14
63.3
12.9
19
4.9
IEF:14.7%;HYG:24.2%;BND:18.8%;QQQ:18.1%;TSLA:24.2%
US:66.7;EU:13.2;APAC:11.1;EM:4.0;Other:5.1
Value:-0.0;Growth:-0.2;Quality:-0.8;Size:-0.2;Momentum:+0.3;LowVol:+0.3
null
6
30
4.5
trailing 9%
200
32.4
Bull
15.5
4.44
3.5
102
110
100
41
false
Rebalance
Shift +1% to bonds from equity
2
-22
BrokerD
LMT
95
null
null
Normal monitoring
78
19
164
3
false
Tighten stops on momentum names
P6525
Hands-off
401k
USD
2024-09-12
211,926
13,265
198,661
1
61.4
18.7
13.2
6.6
AMZN:7.2%;BND:21.5%;GLD:15.0%;TLT:21.5%;TSLA:16.8%;HYG:18.0%
US:70.9;EU:10.3;APAC:8.5;EM:9.1;Other:1.1
Value:+0.7;Growth:-0.3;Quality:-0.4;Size:+1.0;Momentum:+0.2;LowVol:-0.5
null
5
25
3.4
trailing 10%
154
17
Bear
33.4
3.54
1.9
148
6
45
73
true
Rebalance
Rebalance back to target bands
-2
-28
BrokerC
LMT
89
Drift>tolerance
Hedge
Allocation drift beyond policy bands
106
-1
122
4
false
Tax-aware sells next window
P6526
Opportunistic
401k
USD
2025-08-03
1,596,059
93,921
1,502,138
1
70.2
20.4
3.2
6.2
TLT:27.3%;BND:27.3%;TSLA:18.2%;VOO:27.3%
US:79.0;EU:5.6;APAC:9.7;EM:4.8;Other:1.0
Value:+0.9;Growth:-0.9;Quality:-0.9;Size:-0.6;Momentum:+0.7;LowVol:+1.0
MaxPos5%
10
25
6.5
trailing 7%
179
26.4
Bear
34.8
4.32
2.2
166
-41
21
88
true
Reduce
Cut high-beta by 2-3%, add cash
27
12
BrokerA
LMT
87
Drift>tolerance
Hedge
Allocation drift beyond policy bands
-18
-57
-19
5
false
Monitor dispersion and breadth
P6527
Opportunistic
401k
USD
2025-05-13
1,220,698
55,183
1,165,515
1.09
62.5
11.5
21.5
4.5
AMZN:23.5%;MSFT:23.5%;BRK.B:23.5%;BND:10.5%;VNQ:8.6%;VTI:10.5%
US:74.3;EU:5.1;APAC:8.1;EM:11.2;Other:1.3
Value:-0.1;Growth:0.0;Quality:+0.5;Size:-0.5;Momentum:-0.5;LowVol:+0.8
null
6
30
5.9
trailing 7%
215
20.1
Sideways
15.4
4.01
3.2
124
37
61
44
false
Sell
Trim extended winner -1%
-8
-13
BrokerD
LMT
89
null
null
Normal monitoring
45
-53
130
4
false
Monitor dispersion and breadth
P6528
Opportunistic
IRA
USD
2025-10-29
519,836
42,240
477,596
1
66.7
12.2
17.1
4
VNQ:9.2%;QQQ:17.2%;AMZN:18.7%;MSFT:20.8%;BND:13.6%;AAPL:20.5%
US:65.6;EU:9.2;APAC:13.6;EM:10.3;Other:1.3
Value:-0.3;Growth:-0.8;Quality:+0.6;Size:+0.3;Momentum:-0.5;LowVol:-0.0
null
5
25
4.7
trailing 7%
218
26.6
Bull
13.6
4.22
3.3
118
50
89
42
false
Rebalance
Shift +1% to bonds from equity
-9
-11
BrokerD
LMT
88
null
null
Normal monitoring
80
-7
70
3
false
Tighten stops on momentum names
P6529
Hands-off
401k
USD
2025-03-31
312,379
25,518
286,861
1
69.8
25.4
0
4.7
IEF:21.7%;BRK.B:10.0%;VTI:12.3%;AMZN:21.7%;QQQ:21.7%;GLD:12.5%
US:59.4;EU:16.6;APAC:14.9;EM:4.9;Other:4.1
Value:+0.9;Growth:+0.6;Quality:-0.5;Size:+0.1;Momentum:-0.9;LowVol:0.0
null
10
35
4.3
trailing 8%
133
19.9
Sideways
18.3
3.77
3.4
95
10
54
58
false
Buy
Add to core equity +1%
-5
0
BrokerD
MKT
97
null
null
Normal monitoring
35
8
76
5
false
Within IPS guidelines
P6530
Hands-off
401k
USD
2025-03-28
370,853
18,731
352,122
1
66.3
20.4
4.4
8.9
HYG:34.5%;AMZN:31.1%;GLD:34.5%
US:68.8;EU:13.8;APAC:6.2;EM:7.1;Other:4.0
Value:-0.7;Growth:+0.9;Quality:+0.7;Size:+0.7;Momentum:-1.0;LowVol:-0.2
MaxPos6%
8
25
3.2
trailing 10%
92
18.8
Volatile
30.1
5.48
2.9
145
-12
53
88
true
Hedge
Buy index puts 1% notional
31
-22
BrokerD
LMT
87
VAR>budget
Pause
Risk above budget threshold
72
-51
187
4
false
Increase defensive factor exposure
P6531
Hands-off
401k
USD
2024-09-30
629,074
62,050
567,024
1
70.9
20.3
0
8.8
MSFT:27.5%;VNQ:27.5%;QQQ:27.5%;BRK.B:17.6%
US:65.0;EU:10.9;APAC:13.3;EM:7.1;Other:3.7
Value:-0.6;Growth:+0.2;Quality:+0.3;Size:-0.0;Momentum:-1.0;LowVol:-0.4
ESGOnly;MaxPos7%
7
35
4.2
trailing 8%
111
18.3
Bear
24.3
3.04
2.6
137
-112
5
72
true
Reduce
Cut high-beta by 2-3%, add cash
28
5
BrokerC
MKT
94
Drift>tolerance
Reduce
Allocation drift beyond policy bands
114
-9
198
4
false
Within IPS guidelines
P6532
Systematic
Roth
USD
2025-02-14
1,053,689
55,701
997,988
1
56.7
31.4
5.1
6.8
BRK.B:15.0%;TLT:13.6%;MUB:20.9%;VNQ:15.0%;IEF:20.9%;VTI:14.6%
US:73.3;EU:9.0;APAC:8.4;EM:6.8;Other:2.5
Value:-0.3;Growth:+0.7;Quality:-0.4;Size:-0.9;Momentum:+0.8;LowVol:-0.4
null
10
30
4.3
trailing 8%
176
22.1
Bull
12.1
3.69
2.1
87
30
56
30
true
Hedge
Buy index puts 1% notional
23
-28
BrokerC
LMT
99
RegimeShift
Hedge
Volatility spike and breadth deterioration
116
-54
225
4
true
Tax-aware sells next window
P6533
Systematic
Taxable
USD
2024-11-25
1,410,748
93,591
1,317,157
1
64.4
30.2
0
5.4
BRK.B:33.3%;AAPL:33.3%;VTI:33.3%
US:55.3;EU:16.1;APAC:13.9;EM:11.1;Other:3.6
Value:-0.9;Growth:-0.9;Quality:-1.0;Size:+0.5;Momentum:-0.4;LowVol:+0.1
MaxPos7%
7
25
4.3
trailing 9%
144
16.9
Sideways
14.9
3.56
2.1
90
55
83
49
false
Sell
Trim extended winner -1%
-15
-14
BrokerD
MKT
89
null
null
Normal monitoring
69
-18
125
5
false
Increase defensive factor exposure
P6534
Active
401k
USD
2024-08-11
545,107
52,894
492,213
1
50.5
24.1
19
6.4
AMZN:33.3%;QQQ:33.3%;TLT:33.3%
US:63.8;EU:14.9;APAC:8.0;EM:8.8;Other:4.5
Value:-0.5;Growth:-0.7;Quality:-0.5;Size:+0.5;Momentum:-0.1;LowVol:-1.0
null
7
35
4.3
trailing 8%
174
22.5
Bear
22.5
3.51
1.3
152
-42
35
48
false
Rebalance
Shift +1% to bonds from equity
-3
6
BrokerC
MKT
93
null
null
Normal monitoring
40
-44
22
5
false
Within IPS guidelines
P6535
Cautious
Taxable
USD
2025-08-21
167,570
23,640
143,930
1
41.7
40.4
7
11
QQQ:11.5%;VOO:22.1%;MUB:22.1%;TLT:8.5%;VNQ:13.9%;GLD:22.1%
US:80.9;EU:5.8;APAC:9.1;EM:4.2;Other:0.1
Value:-0.6;Growth:-0.9;Quality:+0.1;Size:+0.3;Momentum:+0.1;LowVol:+1.0
NoMargin
10
25
3.7
trailing 10%
157
17.7
Sideways
17.8
3.95
2.4
114
1
52
38
false
Sell
Trim extended winner -1%
25
-9
BrokerC
MKT
97
null
null
Normal monitoring
96
0
173
3
false
Tax-aware sells next window
P6536
Systematic
Roth
USD
2024-08-20
1,089,219
47,571
1,041,648
1
63.6
31.4
0
5
BND:18.3%;GLD:8.2%;HYG:20.5%;VNQ:20.5%;AMZN:16.3%;VOO:16.1%
US:71.5;EU:11.4;APAC:7.6;EM:8.4;Other:1.1
Value:-0.4;Growth:-1.0;Quality:+0.1;Size:+0.5;Momentum:-0.0;LowVol:+0.2
null
6
30
5
trailing 9%
211
19.9
Bull
13.6
4.37
2.3
97
86
100
49
true
Rebalance
Rebalance back to target bands
-4
10
BrokerC
LMT
99
VAR>budget
Reduce
Risk above budget threshold
62
-20
120
4
false
Tighten stops on momentum names
P6537
Hands-off
401k
USD
2024-10-24
551,506
25,841
525,665
1
69.1
23.3
0
7.5
XLF:9.2%;BND:19.8%;GLD:18.7%;TSLA:21.3%;TLT:9.6%;AMZN:21.3%
US:61.2;EU:10.2;APAC:13.8;EM:10.6;Other:4.2
Value:+0.6;Growth:+0.9;Quality:+0.6;Size:+0.2;Momentum:-0.6;LowVol:-0.5
ESGOnly;MaxPos7%
10
30
5.2
trailing 10%
129
19.1
Bull
12.7
4.04
3.1
70
49
64
44
false
Sell
Trim extended winner -1%
27
6
BrokerD
LMT
90
null
null
Normal monitoring
-30
-51
36
3
false
Within IPS guidelines
P6538
Systematic
IRA
USD
2025-12-11
1,961,240
180,208
1,781,032
1
60.4
32.3
0
7.3
VTI:14.8%;GLD:9.0%;IEF:18.0%;BND:21.5%;QQQ:15.1%;MUB:21.5%
US:67.0;EU:5.9;APAC:13.8;EM:10.4;Other:3.0
Value:+0.8;Growth:0.0;Quality:+0.7;Size:+0.8;Momentum:-0.3;LowVol:+0.7
null
8
35
5.8
trailing 9%
220
17.4
Volatile
28.9
4.24
4.1
148
-44
24
75
true
Hedge
Buy index puts 1% notional
9
-3
BrokerC
MKT
91
VAR>budget
Reduce
Risk above budget threshold
-4
-32
119
5
true
Within IPS guidelines
P6539
Cautious
Taxable
USD
2025-09-09
757,045
80,242
676,803
1
38.9
35.8
11.8
13.5
TLT:28.0%;VOO:16.1%;VNQ:28.0%;HYG:28.0%
US:65.3;EU:14.8;APAC:10.3;EM:5.0;Other:4.6
Value:+0.7;Growth:+0.5;Quality:-0.2;Size:-0.4;Momentum:+0.5;LowVol:-0.2
ESGOnly;MaxPos7%;NoMargin
7
30
5.6
trailing 8%
150
14.8
Volatile
28.4
4.95
3.7
154
-35
37
53
false
NoAction
Within bands; monitor
33
-27
BrokerB
MKT
0
null
null
Normal monitoring
-12
11
-13
4
false
Tax-aware sells next window
P6540
Cautious
Roth
USD
2025-11-13
864,416
116,423
747,993
1
48.1
32.6
4.6
14.7
TLT:33.3%;BRK.B:33.3%;VTI:33.3%
US:70.1;EU:12.4;APAC:5.5;EM:8.8;Other:3.2
Value:-0.9;Growth:+0.2;Quality:-0.9;Size:0.0;Momentum:+0.2;LowVol:+0.4
MaxPos5%;NoMargin
10
35
3
hard 10%
129
13.7
Sideways
20.9
4.11
2.9
104
31
72
40
false
Rebalance
Shift +1% to bonds from equity
-8
-36
BrokerD
LMT
97
null
null
Normal monitoring
3
14
19
3
false
Within IPS guidelines
P6541
Systematic
Roth
USD
2024-08-02
1,070,101
92,970
977,131
1
60.3
31
0
8.7
VNQ:14.5%;AMZN:23.3%;BND:23.3%;TSLA:23.3%;XLF:15.7%
US:66.8;EU:15.6;APAC:8.7;EM:8.1;Other:0.8
Value:-0.8;Growth:-0.0;Quality:+0.9;Size:-0.9;Momentum:-0.7;LowVol:+1.0
null
5
25
4.9
trailing 8%
199
20
Bull
11.4
4.44
2.1
111
64
87
31
false
Buy
Add to core equity +1%
27
-39
BrokerC
LMT
89
null
null
Normal monitoring
19
18
102
5
false
Monitor dispersion and breadth
P6542
Cautious
IRA
USD
2025-07-26
860,793
97,790
763,003
1
38.8
43.4
1.6
16.3
VNQ:17.4%;QQQ:12.7%;XLF:20.5%;TLT:14.1%;BRK.B:20.5%;MSFT:14.7%
US:62.6;EU:15.4;APAC:12.3;EM:9.3;Other:0.4
Value:+0.9;Growth:-0.6;Quality:+0.5;Size:+0.1;Momentum:+0.2;LowVol:-0.0
ESGOnly;NoMargin
5
35
3
trailing 8%
127
19.7
Volatile
28.6
4.47
2.3
172
72
94
63
false
Buy
Add to core equity +1%
21
-36
BrokerB
MKT
88
null
null
Normal monitoring
-30
-46
-17
4
false
Increase defensive factor exposure
P6543
Active
Roth
USD
2024-08-14
1,974,701
169,905
1,804,796
1
67.6
26.4
0
6
QQQ:23.7%;TSLA:21.9%;BRK.B:13.8%;GLD:17.0%;VNQ:23.7%
US:67.4;EU:13.4;APAC:10.2;EM:6.5;Other:2.4
Value:-0.9;Growth:+0.7;Quality:-0.0;Size:-0.6;Momentum:+0.9;LowVol:-0.3
MaxPos7%
10
35
4.2
trailing 8%
217
18.8
Volatile
25.3
4.54
4.2
127
-19
55
62
false
NoAction
Within bands; monitor
25
4
BrokerB
LMT
95
null
null
Normal monitoring
113
-21
118
3
false
Within IPS guidelines
P6544
Opportunistic
Taxable
USD
2024-07-04
1,463,909
104,573
1,359,336
1
76.3
15.7
0
8
AMZN:21.4%;MUB:9.9%;AAPL:12.6%;VTI:21.4%;IEF:21.4%;TLT:13.2%
US:71.2;EU:6.3;APAC:13.4;EM:5.1;Other:3.9
Value:-0.7;Growth:-0.9;Quality:+0.6;Size:+0.5;Momentum:-0.4;LowVol:-0.5
NoDerivatives
6
30
6.9
hard 12%
176
33.4
Sideways
15
3.53
3.4
138
37
60
45
false
Rebalance
Shift +1% to bonds from equity
-11
-11
BrokerC
LMT
93
null
null
Normal monitoring
46
13
85
3
false
Monitor dispersion and breadth
P6545
Active
401k
USD
2024-12-31
1,821,598
186,530
1,635,068
1
63.2
28.6
0
8.2
AAPL:17.5%;HYG:27.5%;AMZN:27.5%;TSLA:27.5%
US:54.5;EU:15.4;APAC:15.7;EM:9.3;Other:5.1
Value:+0.2;Growth:+0.6;Quality:-0.9;Size:+1.0;Momentum:-0.6;LowVol:-0.9
MaxPos8%
6
30
5.7
trailing 8%
142
19.6
Bull
15.3
4.76
3.2
100
83
76
38
false
Sell
Trim extended winner -1%
17
-8
BrokerC
VWAP
87
null
null
Normal monitoring
24
-41
154
5
false
Monitor dispersion and breadth
P6546
Active
401k
USD
2025-02-16
2,471,969
238,561
2,233,408
1
68.5
23.7
1.4
6.4
TLT:23.8%;HYG:25.4%;IEF:25.4%;VTI:25.4%
US:63.7;EU:10.6;APAC:14.4;EM:6.7;Other:4.6
Value:-0.5;Growth:+0.5;Quality:-0.5;Size:+1.0;Momentum:-0.9;LowVol:+0.5
null
8
30
5.3
trailing 9%
219
22.7
Volatile
29.3
5.43
4.4
157
-28
48
83
true
Hedge
Buy index puts 1% notional
30
-30
BrokerA
MKT
89
Drift>tolerance
Hedge
Allocation drift beyond policy bands
54
-32
32
2
false
Tighten stops on momentum names
P6547
Cautious
401k
USD
2024-11-06
262,757
22,909
239,848
1
40.9
36.2
5.4
17.5
VTI:21.3%;VNQ:11.6%;TLT:22.4%;QQQ:11.6%;IEF:10.7%;HYG:22.4%
US:73.3;EU:6.0;APAC:9.7;EM:6.8;Other:4.2
Value:-0.1;Growth:+0.8;Quality:-0.7;Size:-0.3;Momentum:-0.7;LowVol:-0.6
MaxPos6%;NoMargin
6
35
3.9
trailing 8%
123
14.9
Sideways
14.7
3.81
2.2
135
32
60
36
true
Hedge
Buy index puts 1% notional
-3
-21
BrokerC
LMT
88
VAR>budget
Hedge
Risk above budget threshold
-7
-27
-44
5
false
Tighten stops on momentum names
P6548
Opportunistic
Roth
USD
2025-09-30
1,750,444
126,118
1,624,326
1
65.3
15.7
14.4
4.6
AMZN:20.6%;MSFT:15.2%;TSLA:19.2%;QQQ:7.2%;VOO:17.2%;VNQ:20.7%
US:58.6;EU:18.0;APAC:11.2;EM:10.8;Other:1.4
Value:-0.4;Growth:+0.2;Quality:+0.9;Size:+0.6;Momentum:+0.2;LowVol:-0.6
NoDerivatives
8
30
5.1
trailing 7%
218
34
Volatile
31.5
5.3
3.3
180
52
85
90
true
Hedge
Buy index puts 1% notional
21
-19
BrokerC
LMT
100
Drift>tolerance
Reduce
Allocation drift beyond policy bands
8
13
-15
5
false
Within IPS guidelines
P6549
Opportunistic
IRA
USD
2025-08-26
1,772,071
135,899
1,636,172
1.18
65.6
10.9
15.7
7.8
TSLA:20.9%;QQQ:20.9%;XLF:7.6%;HYG:19.2%;BRK.B:11.3%;VNQ:20.1%
US:60.9;EU:11.8;APAC:14.2;EM:9.9;Other:3.3
Value:+1.0;Growth:-0.2;Quality:+0.8;Size:+0.8;Momentum:+0.4;LowVol:+0.3
NoDerivatives
10
30
4.8
trailing 7%
211
26.6
Sideways
14.8
4.58
2
97
51
70
43
false
Buy
Add to core equity +1%
-11
10
BrokerD
LMT
86
null
null
Normal monitoring
-42
-53
-42
4
false
Monitor dispersion and breadth
P6550
Cautious
401k
USD
2025-07-25
852,998
131,184
721,814
1
39.6
36.8
5.8
17.8
TSLA:13.5%;MUB:21.5%;BND:21.5%;MSFT:21.3%;VNQ:10.5%;AAPL:11.7%
US:57.0;EU:16.8;APAC:14.7;EM:7.7;Other:3.9
Value:+0.3;Growth:-0.5;Quality:-0.0;Size:-0.9;Momentum:-0.2;LowVol:0.0
NoDerivatives;NoMargin
5
25
5
trailing 8%
157
17.2
Sideways
18.3
4.66
2.9
117
9
56
46
false
Buy
Add to core equity +1%
18
-30
BrokerC
MKT
91
null
null
Normal monitoring
109
-36
171
5
false
Increase defensive factor exposure
P6551
Cautious
IRA
USD
2025-10-02
844,056
108,046
736,010
1
39.4
34.5
9.1
17
HYG:33.3%;MUB:33.3%;VOO:33.3%
US:75.2;EU:7.7;APAC:6.4;EM:6.1;Other:4.5
Value:-0.8;Growth:-0.0;Quality:+0.5;Size:-0.2;Momentum:+0.7;LowVol:+0.7
NoMargin
8
35
4.5
trailing 10%
166
13.7
Sideways
20.3
4.16
2.5
133
-20
44
40
true
Reduce
Cut high-beta by 2-3%, add cash
-1
-11
BrokerC
LMT
97
Drift>tolerance
Hedge
Allocation drift beyond policy bands
68
-40
95
2
false
Increase defensive factor exposure
P6552
Active
Roth
USD
2024-08-23
1,714,077
117,455
1,596,622
1
65
30.1
0
4.9
TLT:13.1%;MUB:20.0%;VOO:15.8%;XLF:15.9%;QQQ:19.8%;TSLA:15.4%
US:64.6;EU:15.6;APAC:10.8;EM:8.0;Other:0.9
Value:+0.4;Growth:-0.1;Quality:-0.4;Size:+0.2;Momentum:-0.9;LowVol:+0.9
null
6
30
4.9
trailing 8%
177
25.6
Sideways
14.2
4.81
2.4
132
46
58
39
true
Reduce
Cut high-beta by 2-3%, add cash
5
-17
BrokerA
MKT
95
RegimeShift
Reduce
Volatility spike and breadth deterioration
21
-39
38
2
false
Tighten stops on momentum names
P6553
Active
Taxable
USD
2025-03-17
1,443,069
137,282
1,305,787
1
50.1
28
15.3
6.6
MSFT:29.2%;AMZN:35.4%;HYG:35.4%
US:82.1;EU:5.4;APAC:5.8;EM:4.5;Other:2.3
Value:-0.1;Growth:-0.1;Quality:-0.2;Size:+0.8;Momentum:+0.4;LowVol:+0.5
null
8
35
5.7
trailing 8%
226
27.6
Bull
12.6
4.1
2.1
119
21
65
27
false
NoAction
Within bands; monitor
33
5
BrokerD
VWAP
98
null
null
Normal monitoring
68
-49
131
4
false
Within IPS guidelines
P6554
Opportunistic
Roth
USD
2025-08-09
1,634,512
91,120
1,543,392
1
66.9
21.3
7.5
4.3
TSLA:26.5%;VOO:25.0%;XLF:26.5%;TLT:22.1%
US:70.1;EU:5.6;APAC:10.7;EM:8.9;Other:4.7
Value:-0.8;Growth:+0.2;Quality:+0.3;Size:+0.4;Momentum:-0.2;LowVol:+0.7
MaxPos6%
8
35
5.6
hard 12%
211
26.5
Bull
13.5
4.54
3.3
96
26
70
52
false
NoAction
Within bands; monitor
33
8
BrokerD
LMT
98
null
null
Normal monitoring
69
0
159
4
false
Monitor dispersion and breadth
P6555
Systematic
IRA
USD
2025-04-09
680,681
35,916
644,765
1
59.1
28
2.8
10
AAPL:14.4%;MSFT:14.2%;QQQ:21.6%;VTI:19.4%;IEF:21.6%;HYG:8.8%
US:64.4;EU:20.3;APAC:6.2;EM:5.0;Other:4.1
Value:-0.6;Growth:-0.4;Quality:-0.9;Size:+0.3;Momentum:-0.6;LowVol:-0.1
MaxPos5%
6
25
5
hard 12%
125
19.7
Sideways
20.7
3.97
2.5
117
-28
35
55
true
Reduce
Cut high-beta by 2-3%, add cash
14
8
BrokerD
LMT
97
RegimeShift
Reduce
Volatility spike and breadth deterioration
-54
-2
-19
3
false
Monitor dispersion and breadth
P6556
Cautious
IRA
USD
2025-12-25
210,714
19,185
191,529
1
45.7
34.3
6.7
13.3
BRK.B:18.0%;GLD:24.0%;IEF:10.0%;VOO:24.0%;MSFT:24.0%
US:62.2;EU:17.1;APAC:10.7;EM:9.4;Other:0.6
Value:+0.3;Growth:+0.4;Quality:-0.2;Size:-0.5;Momentum:+0.8;LowVol:+0.2
NoDerivatives;NoMargin
7
25
5.6
hard 10%
108
15.4
Bull
17.1
4.13
2.4
80
15
46
49
false
Rebalance
Shift +1% to bonds from equity
-4
5
BrokerD
LMT
89
null
null
Normal monitoring
-9
-49
-33
5
false
Tighten stops on momentum names
P6557
Cautious
401k
USD
2025-11-30
421,946
44,275
377,671
1
46
33.2
5.7
15.2
AMZN:18.5%;VNQ:13.2%;VTI:12.2%;MSFT:23.3%;BRK.B:9.4%;MUB:23.3%
US:73.6;EU:8.6;APAC:6.3;EM:8.5;Other:3.0
Value:-0.2;Growth:+0.2;Quality:+0.1;Size:+0.9;Momentum:-0.0;LowVol:-0.5
ESGOnly;MaxPos5%;NoMargin
8
30
3.4
trailing 10%
133
15.9
Sideways
16.5
3.7
3.5
111
28
74
37
false
Rebalance
Shift +1% to bonds from equity
26
-9
BrokerD
MKT
93
null
null
Normal monitoring
45
-52
101
5
false
Tighten stops on momentum names
P6558
Cautious
IRA
USD
2025-06-15
681,101
55,225
625,876
1
44.1
42
3.7
10.2
BND:25.7%;XLF:25.7%;VNQ:25.7%;MSFT:22.9%
US:74.7;EU:6.5;APAC:8.9;EM:8.6;Other:1.3
Value:+0.6;Growth:-0.3;Quality:-0.7;Size:-0.5;Momentum:+0.7;LowVol:+0.3
NoMargin
8
25
4.6
trailing 8%
138
16.9
Bull
14.2
4.25
3.4
90
30
75
26
false
Rebalance
Shift +1% to bonds from equity
-9
-25
BrokerD
MKT
95
null
null
Normal monitoring
-10
18
-28
5
false
Monitor dispersion and breadth
P6559
Cautious
IRA
USD
2025-08-07
623,281
86,085
537,196
1
39.7
31.8
13.2
15.3
VNQ:20.1%;XLF:11.5%;AMZN:19.5%;TLT:12.1%;AAPL:20.5%;BRK.B:16.3%
US:65.8;EU:7.9;APAC:13.5;EM:8.2;Other:4.6
Value:-1.0;Growth:-0.0;Quality:-0.5;Size:-0.3;Momentum:-0.7;LowVol:+0.6
MaxPos5%;NoMargin
6
35
5.9
trailing 8%
112
17
Bull
11.8
4.29
3.3
73
63
72
21
false
Buy
Add to core equity +1%
-13
-24
BrokerA
LMT
100
null
null
Normal monitoring
-23
-58
-2
3
false
Within IPS guidelines
P6560
Active
Roth
USD
2024-11-30
1,661,582
130,540
1,531,042
1
61.3
25
6
7.7
MUB:14.9%;MSFT:20.9%;GLD:14.4%;VTI:9.0%;QQQ:21.1%;BND:19.7%
US:62.9;EU:14.9;APAC:13.6;EM:6.6;Other:2.0
Value:+0.5;Growth:+0.7;Quality:-0.2;Size:-0.7;Momentum:-0.1;LowVol:+0.5
null
7
35
5.4
trailing 8%
173
26.6
Bear
31.7
3.47
1.4
180
7
51
81
true
Reduce
Cut high-beta by 2-3%, add cash
3
-5
BrokerD
MKT
94
VAR>budget
Hedge
Risk above budget threshold
15
-27
29
3
false
Monitor dispersion and breadth
P6561
Hands-off
IRA
USD
2025-09-13
205,507
19,158
186,349
1
70.6
22.9
0
6.5
BRK.B:17.4%;TLT:27.5%;QQQ:27.5%;MUB:27.5%
US:60.2;EU:16.9;APAC:10.0;EM:10.1;Other:2.9
Value:+0.8;Growth:-0.6;Quality:-0.0;Size:-0.6;Momentum:0.0;LowVol:-0.2
ESGOnly;NoDerivatives
10
25
5.4
trailing 8%
125
17.6
Sideways
15
3.66
2.1
109
57
86
46
false
Rebalance
Shift +1% to bonds from equity
-6
14
BrokerC
LMT
87
null
null
Normal monitoring
11
-32
14
4
false
Tax-aware sells next window
P6562
Active
Roth
USD
2024-08-27
806,645
85,978
720,667
1.17
59.5
30.9
1.9
7.7
VTI:24.8%;GLD:26.7%;TLT:21.9%;AMZN:26.7%
US:74.5;EU:11.1;APAC:9.7;EM:4.5;Other:0.2
Value:-0.4;Growth:-0.7;Quality:-0.4;Size:+0.6;Momentum:-0.7;LowVol:+0.7
null
7
35
5
trailing 9%
120
22
Bull
12.8
4.49
3.2
109
37
82
50
false
Sell
Trim extended winner -1%
2
10
BrokerB
MKT
98
null
null
Normal monitoring
68
-39
195
3
false
Increase defensive factor exposure
P6563
Opportunistic
Trust
USD
2024-07-08
445,711
34,469
411,242
1
62
13.1
20.6
4.3
VOO:17.5%;AAPL:27.5%;MUB:27.5%;BND:27.5%
US:71.4;EU:5.5;APAC:13.3;EM:8.2;Other:1.6
Value:-0.9;Growth:+0.9;Quality:+0.5;Size:+0.5;Momentum:-0.5;LowVol:-0.5
null
8
35
5.1
hard 12%
184
25.3
Volatile
31.1
5.19
2.7
167
-46
37
75
true
Rebalance
Rebalance back to target bands
-14
-3
BrokerA
MKT
98
Drift>tolerance
Reduce
Allocation drift beyond policy bands
-43
0
49
4
false
Within IPS guidelines
P6564
Active
401k
USD
2025-08-16
1,960,976
175,322
1,785,654
1
55.2
20.8
16.7
7.4
VOO:35.4%;BND:35.4%;VNQ:29.3%
US:66.3;EU:16.6;APAC:8.9;EM:6.9;Other:1.5
Value:+0.2;Growth:-0.2;Quality:-0.7;Size:-0.4;Momentum:-0.0;LowVol:-0.4
MaxPos5%
8
30
4.5
hard 12%
164
26.7
Bull
12
4.55
2.6
106
14
64
45
false
Rebalance
Shift +1% to bonds from equity
2
-7
BrokerA
VWAP
91
null
null
Normal monitoring
104
-22
131
4
false
Monitor dispersion and breadth
P6565
Opportunistic
401k
USD
2024-07-18
356,435
17,655
338,780
1
70.4
21.8
1.7
6
TLT:22.7%;HYG:38.7%;XLF:38.7%
US:60.9;EU:14.3;APAC:7.2;EM:12.7;Other:4.9
Value:-0.5;Growth:+0.6;Quality:-1.0;Size:-0.0;Momentum:-0.1;LowVol:+0.3
null
8
35
6.5
hard 12%
199
29.7
Volatile
23.3
3.8
4.2
157
28
61
64
false
Rebalance
Shift +1% to bonds from equity
19
-34
BrokerA
MKT
99
null
null
Normal monitoring
101
-3
225
5
false
Tighten stops on momentum names
P6566
Hands-off
Trust
USD
2025-04-25
427,015
36,468
390,547
1
66.9
28.2
0
4.9
AMZN:20.2%;TSLA:19.4%;AAPL:17.0%;QQQ:13.6%;BRK.B:15.8%;MSFT:14.0%
US:71.9;EU:6.9;APAC:9.9;EM:8.7;Other:2.5
Value:+0.2;Growth:-0.5;Quality:-0.3;Size:-0.9;Momentum:+0.2;LowVol:+1.0
ESGOnly;MaxPos7%
6
30
5.3
trailing 10%
135
19.3
Bull
13.9
4.65
3.1
109
83
98
52
false
NoAction
Within bands; monitor
16
-1
BrokerD
MKT
0
null
null
Normal monitoring
105
5
195
3
false
Tighten stops on momentum names
P6567
Active
401k
USD
2025-01-10
1,826,191
144,898
1,681,293
1.05
54.3
18.1
20.1
7.5
BRK.B:21.7%;AMZN:13.8%;BND:21.7%;VOO:15.3%;GLD:8.7%;TLT:18.9%
US:66.4;EU:7.6;APAC:13.9;EM:10.5;Other:1.6
Value:+0.9;Growth:+0.9;Quality:-0.8;Size:-0.5;Momentum:-0.9;LowVol:-0.7
null
5
35
5.1
hard 12%
162
18.2
Volatile
23.3
4.2
3.8
145
47
74
66
true
Hedge
Buy index puts 1% notional
29
-10
BrokerC
LMT
100
Drift>tolerance
Hedge
Allocation drift beyond policy bands
49
-6
101
3
false
Within IPS guidelines
P6568
Opportunistic
Roth
USD
2025-06-09
1,182,327
77,983
1,104,344
1.16
77.5
15.7
2.2
4.6
GLD:23.2%;TLT:23.2%;AAPL:12.3%;QQQ:17.3%;VOO:9.4%;BRK.B:14.6%
US:75.8;EU:5.0;APAC:9.0;EM:9.0;Other:1.2
Value:+0.8;Growth:+0.8;Quality:+0.9;Size:+0.5;Momentum:-0.9;LowVol:-0.4
null
6
25
4.3
hard 12%
263
29.5
Volatile
24.1
4.54
4.1
166
44
82
78
true
Rebalance
Rebalance back to target bands
1
-4
BrokerD
LMT
87
Drift>tolerance
Reduce
Allocation drift beyond policy bands
-38
-13
7
3
false
Within IPS guidelines
P6569
Opportunistic
Trust
USD
2024-08-26
490,704
25,785
464,919
1
70.7
19
6
4.2
VOO:33.5%;QQQ:33.1%;XLF:33.5%
US:69.6;EU:9.8;APAC:6.7;EM:11.6;Other:2.5
Value:-0.9;Growth:-0.5;Quality:+0.8;Size:+0.5;Momentum:-0.9;LowVol:-0.6
null
5
30
6.9
trailing 7%
264
32.4
Sideways
21.5
4.19
2.3
98
42
85
61
false
NoAction
Within bands; monitor
13
-39
BrokerD
MKT
0
null
null
Normal monitoring
106
-44
149
3
false
Within IPS guidelines
P6570
Cautious
Taxable
USD
2025-02-06
197,201
18,667
178,534
1
43.5
32.3
12.3
11.9
AAPL:21.2%;XLF:21.2%;GLD:16.0%;TSLA:20.6%;MSFT:11.3%;IEF:9.6%
US:60.9;EU:19.4;APAC:11.0;EM:4.6;Other:4.2
Value:+0.5;Growth:+0.7;Quality:+0.7;Size:+0.8;Momentum:+0.7;LowVol:-0.9
ESGOnly;MaxPos8%;NoMargin
10
35
4.5
trailing 8%
160
13.1
Bull
17.1
3.87
3.2
96
70
92
34
false
Rebalance
Shift +1% to bonds from equity
-12
8
BrokerA
MKT
92
null
null
Normal monitoring
31
-36
14
5
false
Tighten stops on momentum names
P6571
Active
401k
USD
2024-11-10
1,924,236
130,142
1,794,094
1
66.9
24.7
0
8.4
BND:33.3%;HYG:33.3%;TSLA:33.3%
US:64.5;EU:16.8;APAC:7.4;EM:9.3;Other:2.1
Value:-1.0;Growth:-0.9;Quality:-0.7;Size:+0.6;Momentum:-0.8;LowVol:-0.0
NoDerivatives
7
30
5.7
trailing 8%
168
23.3
Sideways
16.5
3.85
3.1
91
7
41
53
false
Buy
Add to core equity +1%
-5
-24
BrokerD
MKT
95
null
null
Normal monitoring
-14
-6
0
5
false
Increase defensive factor exposure
P6572
Hands-off
Trust
USD
2025-06-01
308,243
15,993
292,250
1
72.4
17.7
0
10
IEF:22.8%;TSLA:18.6%;AMZN:17.6%;HYG:22.8%;AAPL:18.2%
US:63.9;EU:16.2;APAC:5.1;EM:10.2;Other:4.5
Value:-0.7;Growth:-0.5;Quality:+0.3;Size:-0.8;Momentum:+0.8;LowVol:-0.4
MaxPos8%
6
25
4
trailing 10%
170
18
Bull
15.8
4.74
3
95
19
53
55
false
Rebalance
Shift +1% to bonds from equity
0
14
BrokerB
LMT
92
null
null
Normal monitoring
103
-42
150
3
false
Increase defensive factor exposure
P6573
Hands-off
IRA
USD
2025-06-14
236,292
21,143
215,149
1
67.1
25.8
0
7.1
GLD:15.3%;XLF:28.2%;HYG:28.2%;TLT:28.2%
US:71.6;EU:8.4;APAC:6.0;EM:10.8;Other:3.2
Value:-1.0;Growth:-0.6;Quality:+0.9;Size:+0.5;Momentum:-0.2;LowVol:+0.9
MaxPos5%
6
25
5
trailing 8%
168
12.6
Bull
15.1
3.55
2.3
86
75
96
57
false
Buy
Add to core equity +1%
11
8
BrokerB
VWAP
89
null
null
Normal monitoring
31
13
57
4
false
Within IPS guidelines
P6574
Active
Taxable
USD
2025-01-14
1,229,199
122,938
1,106,261
1
63.7
28.6
0
7.7
TLT:14.8%;VOO:19.5%;TSLA:24.0%;MUB:17.6%;AAPL:24.0%
US:63.1;EU:17.9;APAC:5.7;EM:8.1;Other:5.2
Value:0.0;Growth:+0.9;Quality:+0.8;Size:-0.8;Momentum:+0.7;LowVol:+0.1
MaxPos5%;NoDerivatives
5
35
4.7
hard 12%
222
27.9
Sideways
19.3
4.35
2.5
121
-23
43
58
true
Hedge
Buy index puts 1% notional
-8
-6
BrokerB
VWAP
95
Drift>tolerance
Hedge
Allocation drift beyond policy bands
57
-29
65
5
false
Tax-aware sells next window
P6575
Active
Trust
USD
2024-07-26
1,255,854
99,050
1,156,804
1
53.1
24.4
16.2
6.3
MSFT:23.5%;AAPL:21.6%;VOO:12.5%;BND:19.0%;GLD:23.5%
US:72.0;EU:7.3;APAC:9.2;EM:7.2;Other:4.4
Value:+1.0;Growth:-0.4;Quality:-0.8;Size:+0.3;Momentum:-0.9;LowVol:-0.8
MaxPos5%
10
25
5.3
trailing 9%
223
19.9
Bull
15.6
4.55
2.9
95
107
100
44
false
Sell
Trim extended winner -1%
33
4
BrokerA
LMT
88
null
null
Normal monitoring
4
5
82
3
false
Monitor dispersion and breadth
P6576
Systematic
Roth
USD
2024-11-06
1,868,873
112,721
1,756,152
1
67.3
22.5
1.3
8.9
MUB:25.6%;GLD:25.6%;BND:25.0%;XLF:23.9%
US:65.4;EU:10.7;APAC:11.1;EM:9.7;Other:3.1
Value:-0.3;Growth:-0.0;Quality:+0.3;Size:-0.1;Momentum:0.0;LowVol:+0.2
MaxPos8%
10
35
5.1
trailing 9%
208
26.7
Volatile
23.2
4.52
4.3
164
-41
14
56
true
Hedge
Buy index puts 1% notional
17
8
BrokerB
LMT
93
VAR>budget
TightenStops
Risk above budget threshold
-37
-2
-21
4
false
Tax-aware sells next window
P6577
Opportunistic
IRA
USD
2025-11-05
748,666
51,106
697,560
1
67
20
7.6
5.4
VTI:27.5%;MSFT:27.5%;IEF:27.5%;HYG:17.6%
US:70.1;EU:14.7;APAC:7.2;EM:5.4;Other:2.6
Value:-0.8;Growth:+0.6;Quality:-0.3;Size:-0.4;Momentum:-0.1;LowVol:+1.0
MaxPos5%
6
35
5.8
trailing 9%
253
28
Volatile
23.5
4.32
2.4
158
-14
50
73
true
Hedge
Buy index puts 1% notional
18
-29
BrokerC
VWAP
90
VAR>budget
TightenStops
Risk above budget threshold
55
-2
176
5
false
Monitor dispersion and breadth
P6578
Hands-off
Trust
USD
2025-07-20
585,518
35,356
550,162
1
67
26
0
6.9
VNQ:10.7%;QQQ:10.9%;IEF:26.1%;HYG:26.1%;TSLA:26.1%
US:70.2;EU:11.6;APAC:6.9;EM:7.7;Other:3.6
Value:+1.0;Growth:-0.1;Quality:+0.5;Size:+0.3;Momentum:+0.2;LowVol:-0.2
MaxPos7%;NoDerivatives
6
25
6
trailing 10%
101
15.9
Bear
28.9
4.02
1.8
147
22
66
69
false
Sell
Trim extended winner -1%
17
1
BrokerD
MKT
89
null
null
Normal monitoring
-6
10
1
4
false
Monitor dispersion and breadth
P6579
Opportunistic
Roth
USD
2025-01-30
1,133,781
47,138
1,086,643
1
73.3
18.4
0
8.3
VTI:20.7%;HYG:21.1%;MUB:20.9%;AMZN:21.1%;QQQ:16.2%
US:65.9;EU:9.2;APAC:11.7;EM:9.7;Other:3.5
Value:-0.2;Growth:-0.9;Quality:-0.7;Size:+0.1;Momentum:-0.5;LowVol:+0.2
NoDerivatives
5
30
6.8
trailing 9%
199
29.5
Bear
33.2
3.59
1.6
180
-81
9
86
true
Reduce
Cut high-beta by 2-3%, add cash
-14
6
BrokerB
MKT
97
Drift>tolerance
Pause
Allocation drift beyond policy bands
-17
-38
-4
4
false
Within IPS guidelines
P6580
Cautious
Trust
USD
2025-07-20
781,618
78,343
703,275
1
39.2
42.5
2.1
16.2
XLF:21.0%;TSLA:7.4%;TLT:21.0%;BND:20.6%;VTI:19.4%;BRK.B:10.6%
US:59.7;EU:14.1;APAC:12.0;EM:10.0;Other:4.2
Value:+0.7;Growth:+0.4;Quality:-0.6;Size:+0.9;Momentum:+0.2;LowVol:+0.6
MaxPos8%;NoMargin
5
35
5.6
trailing 8%
165
17.8
Bear
23.5
3.66
2.9
160
-74
5
46
false
Buy
Add to core equity +1%
31
1
BrokerD
MKT
90
null
null
Normal monitoring
74
-53
136
4
false
Tax-aware sells next window
P6581
Hands-off
Taxable
USD
2024-11-01
454,633
30,727
423,906
1
68.4
21
0.7
10
VNQ:26.7%;MSFT:18.4%;XLF:27.4%;BND:27.4%
US:69.8;EU:8.0;APAC:12.3;EM:8.4;Other:1.4
Value:+0.7;Growth:+0.4;Quality:+0.5;Size:-0.3;Momentum:-0.1;LowVol:-0.6
NoDerivatives
8
35
4.3
trailing 8%
143
12.2
Bull
15.8
4.15
2.9
77
73
95
47
false
Sell
Trim extended winner -1%
27
-8
BrokerA
MKT
85
null
null
Normal monitoring
0
-14
69
4
false
Tax-aware sells next window
P6582
Systematic
Roth
USD
2025-04-07
1,989,164
144,296
1,844,868
1
63.7
29
0
7.3
XLF:23.9%;GLD:23.9%;IEF:20.3%;MSFT:11.5%;BRK.B:20.3%
US:67.2;EU:11.7;APAC:10.0;EM:9.0;Other:2.1
Value:-0.7;Growth:-0.6;Quality:-0.5;Size:+0.6;Momentum:+0.9;LowVol:-0.4
MaxPos8%
10
35
6
hard 12%
159
17.3
Bull
14.9
4.5
2.2
107
5
52
46
false
NoAction
Within bands; monitor
5
-22
BrokerB
MKT
0
null
null
Normal monitoring
90
-55
150
4
false
Monitor dispersion and breadth
P6583
Systematic
Taxable
USD
2025-04-10
617,042
34,042
583,000
1
57.2
32.4
4.5
5.9
MSFT:33.3%;VTI:33.3%;TSLA:33.3%
US:67.2;EU:18.0;APAC:6.3;EM:6.9;Other:1.6
Value:+0.2;Growth:+0.3;Quality:+0.1;Size:-0.6;Momentum:+0.9;LowVol:-0.4
MaxPos5%
8
30
4.6
hard 12%
170
25.2
Bull
13.2
4.75
2.9
106
106
90
37
true
Hedge
Buy index puts 1% notional
20
7
BrokerD
VWAP
88
Drift>tolerance
Hedge
Allocation drift beyond policy bands
90
-19
204
4
false
Within IPS guidelines
P6584
Cautious
Taxable
USD
2025-10-02
241,184
29,592
211,592
1
53.3
31.6
0.1
15
TLT:33.3%;AAPL:33.3%;VNQ:33.3%
US:72.4;EU:14.0;APAC:5.6;EM:3.2;Other:4.8
Value:+0.9;Growth:+0.9;Quality:+0.4;Size:+1.0;Momentum:+0.5;LowVol:+0.9
NoMargin
8
35
4.8
trailing 8%
100
18.3
Volatile
27.6
4.84
3.1
153
17
43
62
false
Buy
Add to core equity +1%
17
0
BrokerC
LMT
85
null
null
Normal monitoring
-37
1
-65
3
false
Within IPS guidelines
P6585
Active
401k
USD
2025-07-27
752,898
49,732
703,166
1
60.5
23.3
10.1
6.2
VTI:33.3%;MUB:33.3%;XLF:33.3%
US:61.5;EU:11.7;APAC:12.6;EM:11.1;Other:3.1
Value:-0.9;Growth:+0.2;Quality:+0.1;Size:-0.8;Momentum:-0.6;LowVol:+0.9
null
6
35
5
hard 12%
120
26.8
Bull
12.9
3.64
2.3
97
4
50
42
false
Sell
Trim extended winner -1%
0
-14
BrokerB
LMT
94
null
null
Normal monitoring
2
2
87
5
false
Increase defensive factor exposure
P6586
Cautious
Trust
USD
2025-07-04
160,134
13,275
146,859
1
49.5
36
0
14.5
BND:33.3%;GLD:33.3%;AMZN:33.3%
US:68.2;EU:11.8;APAC:12.6;EM:6.3;Other:1.1
Value:-0.8;Growth:+0.7;Quality:-0.9;Size:-0.2;Momentum:+0.5;LowVol:-0.6
NoDerivatives;NoMargin
7
30
5
trailing 8%
124
14.5
Sideways
21.2
4.96
2.4
109
-18
49
62
false
Sell
Trim extended winner -1%
-14
-13
BrokerA
VWAP
91
null
null
Normal monitoring
27
-59
29
3
false
Tax-aware sells next window
P6587
Active
Taxable
USD
2025-11-27
1,127,080
123,027
1,004,053
1
64.5
28.7
0
6.9
TSLA:26.0%;VTI:21.9%;VOO:26.0%;TLT:26.0%
US:59.4;EU:16.0;APAC:13.3;EM:6.9;Other:4.4
Value:+0.6;Growth:-0.5;Quality:-0.3;Size:+0.9;Momentum:+0.8;LowVol:-0.7
MaxPos7%;NoDerivatives
10
30
5.6
hard 12%
161
25.9
Volatile
30.6
5.1
3.5
110
5
44
79
true
Hedge
Buy index puts 1% notional
-1
6
BrokerC
LMT
97
Drift>tolerance
Hedge
Allocation drift beyond policy bands
60
-19
96
2
false
Increase defensive factor exposure
P6588
Active
IRA
USD
2025-03-15
1,125,916
79,805
1,046,111
1
66.4
19.7
5
8.9
AAPL:33.3%;IEF:33.3%;VOO:33.3%
US:75.0;EU:11.2;APAC:7.2;EM:4.9;Other:1.7
Value:-0.9;Growth:+0.8;Quality:+0.6;Size:-0.4;Momentum:-0.4;LowVol:-0.1
MaxPos6%
10
25
5.2
trailing 8%
218
21.2
Bull
13.3
4.36
3
101
48
80
54
false
Sell
Trim extended winner -1%
23
5
BrokerB
MKT
85
null
null
Normal monitoring
-20
18
95
5
false
Tax-aware sells next window
P6589
Active
Taxable
USD
2024-09-12
792,115
54,652
737,463
1
60.3
25.1
8.5
6
BRK.B:12.9%;TSLA:21.9%;MSFT:14.6%;VTI:25.3%;VOO:25.3%
US:69.8;EU:12.1;APAC:7.3;EM:9.8;Other:1.1
Value:+1.0;Growth:-0.0;Quality:-0.8;Size:+0.8;Momentum:+0.2;LowVol:+0.8
MaxPos8%
10
35
4.3
trailing 8%
219
20.2
Bull
15.1
4.07
2.8
79
110
100
41
false
Rebalance
Shift +1% to bonds from equity
31
10
BrokerC
MKT
85
null
null
Normal monitoring
55
0
29
4
false
Monitor dispersion and breadth
P6590
Cautious
IRA
USD
2025-07-22
364,929
37,689
327,240
1
50.5
34.2
0
15.2
VNQ:23.9%;BRK.B:12.5%;AMZN:18.9%;MUB:23.9%;VOO:20.9%
US:73.1;EU:12.0;APAC:7.1;EM:6.5;Other:1.4
Value:-0.5;Growth:-0.9;Quality:-0.3;Size:+0.6;Momentum:-0.0;LowVol:-0.9
ESGOnly;NoDerivatives;NoMargin
8
25
4.9
trailing 10%
122
18.9
Bull
16
3.55
3.2
117
37
57
46
false
NoAction
Within bands; monitor
-12
0
BrokerC
LMT
100
null
null
Normal monitoring
-41
3
82
4
false
Tax-aware sells next window
P6591
Hands-off
401k
USD
2024-08-18
768,267
63,371
704,896
1
67.7
26.1
0
6.2
VOO:21.3%;VTI:21.3%;QQQ:21.3%;AAPL:11.0%;XLF:19.4%;BND:5.6%
US:67.4;EU:9.2;APAC:9.0;EM:13.1;Other:1.4
Value:0.0;Growth:-0.4;Quality:-0.1;Size:+0.7;Momentum:+0.6;LowVol:+0.1
ESGOnly
5
25
5.7
hard 10%
93
16.4
Sideways
15.7
3.58
2.3
99
31
68
55
false
Rebalance
Shift +1% to bonds from equity
13
-34
BrokerD
MKT
98
null
null
Normal monitoring
94
-9
89
5
false
Tax-aware sells next window
P6592
Cautious
Roth
USD
2025-04-23
602,100
65,296
536,804
1
47.7
30.6
10.4
11.3
BRK.B:33.3%;AMZN:33.3%;MSFT:33.3%
US:67.6;EU:6.4;APAC:12.4;EM:8.3;Other:5.3
Value:-0.3;Growth:+0.8;Quality:-0.2;Size:+0.1;Momentum:-0.4;LowVol:-0.8
NoMargin
6
25
3.8
trailing 8%
165
12.5
Volatile
29.6
5.29
3
156
19
72
59
false
Hedge
Add TLT +1% as duration hedge
-13
-11
BrokerD
LMT
93
null
null
Normal monitoring
1
-51
126
4
false
Tax-aware sells next window
P6593
Active
401k
USD
2025-07-02
2,400,214
236,972
2,163,242
1.1
56.3
28.8
8.3
6.6
VTI:26.2%;QQQ:26.2%;VOO:23.0%;TSLA:24.6%
US:65.5;EU:10.7;APAC:8.4;EM:12.0;Other:3.4
Value:-1.0;Growth:-0.1;Quality:+1.0;Size:+0.4;Momentum:+1.0;LowVol:-0.9
MaxPos6%
8
30
5.8
trailing 8%
144
17.8
Bull
13.4
4.34
3.1
104
87
88
39
false
Buy
Add to core equity +1%
20
-16
BrokerC
MKT
99
null
null
Normal monitoring
109
-14
130
5
false
Within IPS guidelines
P6594
Active
IRA
USD
2025-04-28
1,649,742
187,409
1,462,333
1.09
50.7
31
11.2
7.1
HYG:33.3%;VOO:33.3%;GLD:33.3%
US:71.8;EU:8.1;APAC:8.2;EM:8.4;Other:3.4
Value:-0.8;Growth:-0.1;Quality:-0.2;Size:-0.4;Momentum:+0.2;LowVol:+0.9
MaxPos6%;NoDerivatives
7
25
5.4
trailing 8%
157
16.8
Volatile
24.2
5
4.3
140
79
75
58
true
Hedge
Buy index puts 1% notional
-7
-34
BrokerD
VWAP
89
VAR>budget
Reduce
Risk above budget threshold
39
12
128
4
false
Tighten stops on momentum names
P6595
Opportunistic
Trust
USD
2025-12-09
474,642
29,717
444,925
1.24
60.7
12.9
17.8
8.5
XLF:17.1%;TLT:17.6%;BND:12.6%;VTI:18.0%;MSFT:20.2%;HYG:14.5%
US:70.3;EU:8.9;APAC:8.0;EM:10.8;Other:1.9
Value:+0.9;Growth:+0.2;Quality:-0.8;Size:-0.6;Momentum:-0.8;LowVol:-0.3
MaxPos8%
7
35
4.7
trailing 7%
271
31.9
Sideways
17.3
4.68
3.4
105
-9
40
49
false
Sell
Trim extended winner -1%
1
-13
BrokerC
MKT
96
null
null
Normal monitoring
76
-50
199
3
false
Tax-aware sells next window
P6596
Active
IRA
USD
2025-03-21
2,492,829
226,075
2,266,754
1
52.2
27.2
11.3
9.3
AAPL:27.1%;VTI:27.1%;TLT:18.8%;BRK.B:27.1%
US:72.1;EU:13.9;APAC:7.3;EM:6.6;Other:0.1
Value:+0.5;Growth:-0.1;Quality:-0.7;Size:+0.2;Momentum:-0.6;LowVol:+0.4
MaxPos8%
8
30
4.9
trailing 9%
162
24.4
Bull
14.8
3.65
2
118
91
88
32
true
Reduce
Cut high-beta by 2-3%, add cash
16
15
BrokerD
LMT
97
Drift>tolerance
Reduce
Allocation drift beyond policy bands
-49
-3
11
3
false
Within IPS guidelines
P6597
Hands-off
Trust
USD
2024-08-11
358,496
14,776
343,720
1
62.6
27.4
2.7
7.3
TSLA:33.3%;BRK.B:33.3%;AAPL:33.3%
US:68.1;EU:14.4;APAC:12.2;EM:5.0;Other:0.3
Value:-1.0;Growth:+0.8;Quality:+0.3;Size:-0.5;Momentum:+0.5;LowVol:-0.3
MaxPos7%;NoDerivatives
10
30
4.9
trailing 8%
166
17.5
Volatile
31.2
3.61
2.2
135
10
44
69
false
Hedge
Add TLT +1% as duration hedge
-12
-12
BrokerB
MKT
98
null
null
Normal monitoring
111
-35
245
5
false
Increase defensive factor exposure
P6598
Hands-off
IRA
USD
2024-10-03
160,116
12,250
147,866
1
66.8
20.8
5.1
7.4
MUB:33.3%;AAPL:33.3%;MSFT:33.3%
US:65.9;EU:16.6;APAC:8.0;EM:6.9;Other:2.6
Value:+0.4;Growth:-0.7;Quality:-0.7;Size:-0.6;Momentum:+0.1;LowVol:-0.1
ESGOnly
7
30
4.7
hard 10%
106
14.4
Bear
32.7
3.47
1.2
166
-2
50
85
true
Rebalance
Rebalance back to target bands
-14
-15
BrokerC
VWAP
89
Drift>tolerance
Reduce
Allocation drift beyond policy bands
-57
8
-59
3
false
Within IPS guidelines
P6599
Hands-off
Trust
USD
2025-09-30
285,774
13,494
272,280
1
67.3
23.7
3.8
5.2
IEF:22.6%;VOO:15.2%;MSFT:22.6%;BRK.B:22.6%;GLD:16.9%
US:68.6;EU:14.8;APAC:5.8;EM:6.4;Other:4.3
Value:-0.3;Growth:+0.9;Quality:+0.1;Size:-0.3;Momentum:-0.6;LowVol:-0.1
null
6
35
4.1
trailing 8%
111
15.1
Bear
32.3
3.46
2.8
185
-46
17
94
true
Rebalance
Rebalance back to target bands
23
-18
BrokerA
LMT
90
RegimeShift
Hedge
Volatility spike and breadth deterioration
31
19
123
2
false
Within IPS guidelines
P6600
Opportunistic
Roth
USD
2024-11-16
1,632,814
117,737
1,515,077
1.15
69.6
19.6
2.4
8.3
BND:23.5%;AAPL:17.6%;MSFT:11.8%;VOO:23.5%;IEF:23.5%
US:71.6;EU:10.9;APAC:11.3;EM:5.9;Other:0.4
Value:-0.3;Growth:-0.7;Quality:-0.8;Size:+0.3;Momentum:+0.3;LowVol:+0.8
NoDerivatives
7
35
4.8
hard 12%
197
27.3
Volatile
20.4
4.05
3
155
72
100
60
false
Rebalance
Shift +1% to bonds from equity
-13
-14
BrokerA
MKT
97
null
null
Normal monitoring
8
-52
48
3
false
Within IPS guidelines