client_id
string
persona_style
string
account_type
string
base_currency
string
as_of_date
string
total_equity_usd
int64
cash_usd
int64
invested_usd
int64
leverage_x
float64
allocation_equity_pct
float64
allocation_fixed_income_pct
float64
allocation_alts_pct
float64
allocation_cash_pct
float64
top_positions
string
region_exposure_pct
string
factor_exposure_z
string
constraints
string
max_position_pct
int64
max_sector_pct
int64
drift_tolerance_pct
float64
stoploss_policy
string
risk_budget_var_95_bps
int64
max_drawdown_limit_pct
float64
market_regime
string
vix_level
float64
rates_10y_pct
float64
inflation_yoy_pct
float64
credit_spread_ig_bps
int64
signal_alpha_bps
int64
signal_confidence_1_100
int64
risk_score_1_100
int64
breach_flag
bool
action_proposed
string
action_details
string
expected_impact_alpha_bps
int64
expected_risk_change_bps
int64
execution_venue
string
order_type
string
order_fill_ratio_pct
int64
self_correction_trigger
string
self_correction_action
string
self_correction_reason
string
outcome_after_7d_pnl_bps
int64
outcome_after_7d_var_change_bps
int64
outcome_after_30d_pnl_bps
int64
user_feedback_1_5
int64
advisor_override_flag
bool
notes
string
P6601
Hands-off
Trust
USD
2025-09-16
771,462
60,199
711,263
1
63.7
19.2
11.8
5.3
QQQ:23.5%;TSLA:25.5%;VNQ:25.5%;AMZN:25.5%
US:70.3;EU:6.8;APAC:10.8;EM:8.8;Other:3.3
Value:-0.1;Growth:+0.7;Quality:-0.3;Size:+0.7;Momentum:+0.2;LowVol:+0.7
NoDerivatives
10
25
4.9
trailing 8%
92
19.9
Bull
17.8
4.91
3.3
75
99
84
54
false
Rebalance
Shift +1% to bonds from equity
-13
-22
BrokerB
MKT
88
null
null
Normal monitoring
10
17
88
5
false
Increase defensive factor exposure
P6602
Active
Taxable
USD
2025-08-23
1,246,132
94,725
1,151,407
1
54
28.9
9.7
7.4
GLD:21.6%;XLF:17.2%;BRK.B:17.9%;HYG:21.6%;AAPL:21.6%
US:70.8;EU:10.7;APAC:9.1;EM:6.6;Other:2.8
Value:+0.2;Growth:-0.8;Quality:-0.4;Size:-0.5;Momentum:+0.5;LowVol:-0.8
null
8
25
4.2
trailing 8%
223
21.6
Sideways
16.5
4.98
3.1
126
0
50
45
false
Sell
Trim extended winner -1%
-15
-32
BrokerA
MKT
100
null
null
Normal monitoring
15
-9
47
4
false
Within IPS guidelines
P6603
Hands-off
IRA
USD
2025-06-20
189,252
13,840
175,412
1
66
26.8
0
7.2
VNQ:24.6%;MSFT:16.1%;QQQ:24.6%;VTI:24.6%;TSLA:10.2%
US:69.4;EU:17.6;APAC:5.3;EM:4.1;Other:3.6
Value:+0.3;Growth:0.0;Quality:-0.1;Size:+0.3;Momentum:+0.1;LowVol:-0.9
ESGOnly;MaxPos8%
5
35
3.5
trailing 8%
90
13.8
Bull
13.9
4.39
3.3
110
90
84
48
false
Buy
Add to core equity +1%
14
-22
BrokerC
MKT
87
null
null
Normal monitoring
47
-18
187
4
false
Monitor dispersion and breadth
P6604
Cautious
IRA
USD
2025-05-12
361,055
36,268
324,787
1
50.7
36.5
0
12.8
QQQ:25.7%;AAPL:25.7%;GLD:25.7%;BRK.B:11.3%;AMZN:11.5%
US:70.9;EU:14.0;APAC:10.2;EM:2.9;Other:2.0
Value:-0.7;Growth:+0.8;Quality:-0.7;Size:-0.7;Momentum:+0.6;LowVol:-0.1
NoMargin
10
25
3.8
hard 10%
137
14.9
Bear
25.6
3.63
1.5
201
-51
10
53
false
Sell
Trim extended winner -1%
7
-4
BrokerB
LMT
85
null
null
Normal monitoring
7
11
26
4
false
Tax-aware sells next window
P6605
Active
IRA
USD
2024-12-03
2,490,482
237,554
2,252,928
1.22
66.3
25.2
0
8.5
BND:33.3%;MSFT:33.3%;AAPL:33.3%
US:67.0;EU:13.9;APAC:7.9;EM:8.8;Other:2.4
Value:+0.1;Growth:+0.8;Quality:-0.3;Size:-0.4;Momentum:+0.1;LowVol:-0.7
null
6
25
4.2
trailing 8%
170
25.1
Bull
15.1
4
2.3
117
62
67
53
false
Rebalance
Shift +1% to bonds from equity
31
-31
BrokerB
LMT
96
null
null
Normal monitoring
84
-38
81
3
false
Increase defensive factor exposure
P6606
Hands-off
401k
USD
2025-10-07
757,204
39,363
717,841
1
68.5
16.1
6.9
8.6
TLT:34.0%;GLD:34.0%;BRK.B:32.0%
US:70.8;EU:10.4;APAC:8.9;EM:4.5;Other:5.5
Value:-0.6;Growth:+0.8;Quality:-0.5;Size:-0.6;Momentum:+0.3;LowVol:-0.9
ESGOnly;MaxPos5%
10
30
4.8
trailing 8%
134
17.2
Bear
24.5
3.2
2.4
157
-33
28
64
false
Hedge
Add TLT +1% as duration hedge
16
-28
BrokerD
MKT
100
null
null
Normal monitoring
52
-43
144
5
false
Tighten stops on momentum names
P6607
Active
IRA
USD
2025-08-03
889,724
60,953
828,771
1
58.4
19.7
12.8
9.2
BND:21.1%;VOO:28.5%;AAPL:21.9%;TSLA:28.5%
US:60.6;EU:20.9;APAC:7.2;EM:6.4;Other:4.9
Value:+0.3;Growth:-0.1;Quality:+0.1;Size:-0.4;Momentum:+0.3;LowVol:-0.1
null
10
25
4.7
trailing 8%
166
24
Bull
15.9
3.73
3.1
74
86
79
38
false
Buy
Add to core equity +1%
-11
0
BrokerD
VWAP
90
null
null
Normal monitoring
77
-48
101
4
false
Increase defensive factor exposure
P6608
Cautious
Trust
USD
2024-07-16
200,495
17,885
182,610
1
38
30.4
14.1
17.6
VOO:13.6%;MUB:23.0%;TSLA:18.9%;GLD:21.4%;QQQ:23.0%
US:61.4;EU:17.6;APAC:12.4;EM:7.3;Other:1.3
Value:+0.3;Growth:+0.4;Quality:-0.7;Size:-0.9;Momentum:-0.6;LowVol:-0.4
ESGOnly;MaxPos8%;NoDerivatives;NoMargin
6
35
4.3
trailing 8%
114
15.7
Bear
34.5
4.46
1.4
165
-119
5
69
false
Buy
Add to core equity +1%
-10
5
BrokerC
LMT
96
null
null
Normal monitoring
99
-47
220
5
false
Tighten stops on momentum names
P6609
Cautious
401k
USD
2025-07-17
786,027
82,330
703,697
1
35.5
30.8
23.7
10
QQQ:35.4%;MUB:29.3%;TSLA:35.4%
US:73.5;EU:10.7;APAC:12.3;EM:3.3;Other:0.3
Value:-0.1;Growth:+0.7;Quality:-0.5;Size:-0.4;Momentum:+1.0;LowVol:+0.8
NoDerivatives;NoMargin
6
35
4.4
trailing 8%
134
13.7
Bear
34.9
3.81
1.1
158
-55
33
63
false
Rebalance
Shift +1% to bonds from equity
26
1
BrokerD
MKT
89
null
null
Normal monitoring
-12
18
97
3
false
Tax-aware sells next window
P6610
Hands-off
401k
USD
2025-05-15
591,759
51,274
540,485
1
71.8
18.5
1.9
7.8
GLD:12.4%;AAPL:29.2%;VTI:29.2%;TLT:29.2%
US:66.8;EU:12.8;APAC:11.4;EM:4.4;Other:4.6
Value:+0.4;Growth:+0.2;Quality:+0.3;Size:-0.9;Momentum:+0.5;LowVol:+0.9
ESGOnly;NoDerivatives
5
25
3.9
hard 10%
145
12.2
Volatile
26.7
4.5
4.3
156
80
100
75
true
Reduce
Cut high-beta by 2-3%, add cash
28
-25
BrokerB
MKT
98
Drift>tolerance
Hedge
Allocation drift beyond policy bands
52
-9
86
5
true
Tighten stops on momentum names
P6611
Active
IRA
USD
2025-06-18
2,199,542
210,103
1,989,439
1
57.7
18.3
18.5
5.5
HYG:28.9%;VNQ:13.2%;XLF:28.9%;IEF:28.9%
US:67.1;EU:16.1;APAC:8.8;EM:5.2;Other:2.7
Value:-0.5;Growth:+0.4;Quality:-1.0;Size:-0.8;Momentum:+0.4;LowVol:+0.9
MaxPos5%;NoDerivatives
7
35
5.1
trailing 9%
168
16.8
Sideways
21.7
4.94
2.1
104
24
51
50
false
Rebalance
Shift +1% to bonds from equity
-3
-38
BrokerA
MKT
85
null
null
Normal monitoring
73
-32
209
5
false
Tax-aware sells next window
P6612
Active
IRA
USD
2025-01-11
2,251,616
205,196
2,046,420
1.14
63.6
28.5
0
7.9
XLF:21.4%;AAPL:22.6%;IEF:22.6%;VNQ:19.3%;HYG:14.0%
US:68.8;EU:14.8;APAC:8.7;EM:3.1;Other:4.6
Value:-0.5;Growth:-0.7;Quality:-0.6;Size:-1.0;Momentum:-0.5;LowVol:-0.8
null
7
25
5.3
trailing 8%
161
25.3
Sideways
19.4
4.72
2.6
115
-11
41
61
false
Rebalance
Shift +1% to bonds from equity
-6
-39
BrokerC
LMT
92
null
null
Normal monitoring
-50
-60
-77
5
false
Tax-aware sells next window
P6613
Hands-off
Taxable
USD
2025-09-23
758,031
37,924
720,107
1
58.5
27
9.2
5.3
VTI:13.1%;BND:18.3%;HYG:15.7%;VOO:26.5%;XLF:26.5%
US:79.8;EU:5.1;APAC:5.8;EM:5.0;Other:4.4
Value:-0.2;Growth:-0.3;Quality:+0.9;Size:+0.8;Momentum:+0.3;LowVol:-0.8
ESGOnly;MaxPos5%
5
35
3.5
trailing 10%
118
17.8
Bull
11.1
4.36
2.6
117
67
81
44
false
Sell
Trim extended winner -1%
26
-9
BrokerC
LMT
98
null
null
Normal monitoring
35
17
72
5
false
Monitor dispersion and breadth
P6614
Active
Taxable
USD
2025-09-26
515,619
31,922
483,697
1
64.7
26.5
0
8.8
TSLA:27.9%;GLD:18.7%;BND:27.9%;VNQ:25.6%
US:65.2;EU:14.3;APAC:9.7;EM:9.1;Other:1.7
Value:+0.9;Growth:+0.9;Quality:-0.9;Size:+0.4;Momentum:-0.7;LowVol:-0.4
null
7
35
4.1
trailing 8%
193
19.3
Sideways
14.3
3.63
2.8
108
38
80
53
true
Hedge
Buy index puts 1% notional
5
-13
BrokerD
MKT
87
VAR>budget
Hedge
Risk above budget threshold
55
9
168
3
false
Tax-aware sells next window
P6615
Systematic
IRA
USD
2024-10-05
759,164
73,407
685,757
1
56.2
28.6
5.9
9.3
TLT:28.8%;IEF:28.8%;VTI:13.6%;MUB:28.8%
US:67.9;EU:8.1;APAC:11.1;EM:9.9;Other:2.9
Value:-0.1;Growth:-0.5;Quality:+0.2;Size:+0.7;Momentum:-1.0;LowVol:+0.8
MaxPos7%
6
30
5.9
trailing 9%
180
19.3
Bear
28.2
4.03
1.1
170
-109
5
68
false
Buy
Add to core equity +1%
17
-2
BrokerA
VWAP
96
null
null
Normal monitoring
92
-26
222
5
false
Tighten stops on momentum names
P6616
Systematic
Taxable
USD
2025-07-01
1,252,625
120,787
1,131,838
1
55.1
28.7
9.1
7.1
MUB:33.3%;GLD:33.3%;TLT:33.3%
US:70.6;EU:9.7;APAC:7.0;EM:8.6;Other:4.1
Value:-0.3;Growth:+0.5;Quality:-0.3;Size:-0.8;Momentum:-0.3;LowVol:+0.5
null
5
35
5.2
trailing 8%
126
22.4
Volatile
31.4
4.28
3.9
169
-23
51
73
true
Rebalance
Rebalance back to target bands
-8
5
BrokerA
MKT
95
Drift>tolerance
Reduce
Allocation drift beyond policy bands
5
-12
21
5
false
Increase defensive factor exposure
P6617
Opportunistic
401k
USD
2025-09-30
1,013,690
52,378
961,312
1
73
11.5
10.2
5.3
GLD:20.6%;MUB:8.7%;VNQ:20.0%;XLF:9.4%;AMZN:20.6%;MSFT:20.6%
US:67.6;EU:10.1;APAC:8.7;EM:12.4;Other:1.2
Value:+0.6;Growth:-0.1;Quality:+0.4;Size:0.0;Momentum:+0.8;LowVol:-0.8
null
10
35
4.1
hard 12%
168
25.9
Bull
16.1
4.59
2.8
77
36
57
47
false
Sell
Trim extended winner -1%
35
-11
BrokerD
LMT
96
null
null
Normal monitoring
-59
-29
-29
3
false
Monitor dispersion and breadth
P6618
Hands-off
IRA
USD
2024-12-14
514,640
36,776
477,864
1
61.8
28
0.3
9.9
QQQ:33.4%;IEF:33.4%;TLT:33.1%
US:63.4;EU:19.3;APAC:9.4;EM:7.4;Other:0.5
Value:-1.0;Growth:+0.3;Quality:-0.7;Size:+0.1;Momentum:+0.7;LowVol:-0.1
ESGOnly
5
30
4.5
trailing 8%
118
14.2
Volatile
22.6
4.74
3.5
154
26
74
64
false
Sell
Trim extended winner -1%
-10
7
BrokerA
VWAP
94
null
null
Normal monitoring
38
19
10
5
false
Tax-aware sells next window
P6619
Active
Trust
USD
2025-05-02
1,799,672
136,317
1,663,355
1
66.1
26.3
0
7.5
VTI:18.4%;IEF:10.6%;BND:16.6%;BRK.B:21.2%;HYG:11.9%;AMZN:21.2%
US:65.1;EU:13.8;APAC:9.9;EM:7.8;Other:3.4
Value:-0.3;Growth:+0.5;Quality:-1.0;Size:+0.7;Momentum:-0.9;LowVol:-0.9
MaxPos5%
5
35
5.3
trailing 8%
218
21.2
Sideways
19.3
4.16
3.5
140
-1
62
51
true
Reduce
Cut high-beta by 2-3%, add cash
-5
-24
BrokerC
LMT
94
VAR>budget
Hedge
Risk above budget threshold
-4
18
54
5
false
Tighten stops on momentum names
P6620
Active
IRA
USD
2025-03-02
1,093,951
111,179
982,772
1
59.7
21
12
7.2
BRK.B:22.5%;MUB:9.6%;VOO:22.5%;VNQ:22.7%;TLT:22.7%
US:66.3;EU:9.0;APAC:13.6;EM:9.9;Other:1.2
Value:+0.7;Growth:+0.3;Quality:-0.5;Size:-0.9;Momentum:+0.4;LowVol:+0.5
null
7
35
5.4
hard 12%
160
19
Bear
23.8
3.7
2.8
167
-2
54
63
false
Rebalance
Shift +1% to bonds from equity
-8
15
BrokerD
MKT
90
null
null
Normal monitoring
-45
-18
-5
5
false
Monitor dispersion and breadth
P6621
Active
Taxable
USD
2025-03-21
1,659,792
194,624
1,465,168
1
66.4
20.9
7.4
5.4
QQQ:22.6%;GLD:22.6%;TLT:22.6%;IEF:11.6%;VOO:13.6%;BND:6.9%
US:56.4;EU:20.9;APAC:10.2;EM:10.3;Other:2.2
Value:+0.3;Growth:-0.2;Quality:+0.6;Size:0.0;Momentum:-0.7;LowVol:+0.3
null
5
35
5.8
trailing 9%
153
22.8
Bull
12.8
4.36
3.5
97
17
73
54
false
Rebalance
Shift +1% to bonds from equity
2
-12
BrokerD
MKT
86
null
null
Normal monitoring
4
1
-22
3
false
Increase defensive factor exposure
P6622
Active
IRA
USD
2024-11-11
2,393,728
205,507
2,188,221
1
50.6
23.8
18.2
7.4
HYG:25.8%;BND:37.1%;QQQ:37.1%
US:66.4;EU:16.5;APAC:6.8;EM:8.7;Other:1.6
Value:-0.8;Growth:-0.7;Quality:-1.0;Size:-0.8;Momentum:-0.3;LowVol:+0.4
MaxPos5%;NoDerivatives
7
30
5.9
hard 12%
228
26.4
Bull
11.3
4.62
2.3
91
102
100
36
false
Sell
Trim extended winner -1%
15
-18
BrokerB
MKT
94
null
null
Normal monitoring
10
8
-16
5
false
Increase defensive factor exposure
P6623
Cautious
Trust
USD
2025-10-04
729,781
100,375
629,406
1
49.7
39
0
11.4
AAPL:11.0%;MUB:17.1%;BND:23.0%;MSFT:14.3%;XLF:11.5%;BRK.B:23.0%
US:75.6;EU:5.4;APAC:6.4;EM:7.7;Other:4.8
Value:-0.9;Growth:-0.7;Quality:-0.7;Size:+0.6;Momentum:+0.4;LowVol:-0.1
NoMargin
6
35
5.4
trailing 10%
156
18.7
Volatile
25.3
5.32
4.4
154
-41
41
60
false
Rebalance
Shift +1% to bonds from equity
-4
7
BrokerB
MKT
96
null
null
Normal monitoring
114
-32
193
5
false
Increase defensive factor exposure
P6624
Cautious
Taxable
USD
2024-07-14
436,312
48,455
387,857
1
37
35.5
13.3
14.2
QQQ:27.8%;TLT:36.1%;GLD:36.1%
US:64.9;EU:16.5;APAC:11.4;EM:5.5;Other:1.7
Value:-0.9;Growth:+0.8;Quality:-0.3;Size:-0.0;Momentum:-0.0;LowVol:+0.3
MaxPos5%;NoDerivatives;NoMargin
5
30
3.4
trailing 8%
118
17.7
Bear
25.1
4.32
1
218
-118
5
57
false
NoAction
Within bands; monitor
6
-31
BrokerD
LMT
86
null
null
Normal monitoring
-13
15
55
5
false
Tighten stops on momentum names
P6625
Cautious
401k
USD
2025-05-16
193,010
17,855
175,155
1
41.8
42.2
0
16
AAPL:33.3%;XLF:33.3%;VOO:33.3%
US:65.7;EU:17.6;APAC:6.7;EM:9.3;Other:0.7
Value:+0.4;Growth:-0.1;Quality:-0.5;Size:+0.8;Momentum:+0.9;LowVol:-0.5
ESGOnly;NoMargin
10
25
4.5
hard 10%
98
17
Sideways
19.8
4.36
2.2
119
-4
43
41
false
Buy
Add to core equity +1%
19
-40
BrokerD
LMT
90
null
null
Normal monitoring
105
-42
150
4
false
Increase defensive factor exposure
P6626
Hands-off
IRA
USD
2025-11-15
745,161
60,610
684,551
1
62.5
20
7.5
10
MUB:33.3%;VTI:33.3%;TSLA:33.3%
US:71.2;EU:9.5;APAC:11.9;EM:5.4;Other:2.0
Value:-0.5;Growth:+0.4;Quality:+0.9;Size:-0.3;Momentum:+0.4;LowVol:+0.2
MaxPos8%
8
30
3.1
trailing 8%
91
16.2
Bull
17.2
3.64
2.4
98
73
98
50
false
Buy
Add to core equity +1%
28
-34
BrokerD
LMT
86
null
null
Normal monitoring
80
11
43
3
false
Increase defensive factor exposure
P6627
Cautious
Taxable
USD
2024-10-07
832,878
80,509
752,369
1
36.5
31.6
18.3
13.6
VTI:19.1%;HYG:23.4%;TLT:10.6%;IEF:23.4%;VOO:23.4%
US:70.0;EU:12.5;APAC:6.6;EM:8.7;Other:2.2
Value:+0.3;Growth:-0.9;Quality:+0.3;Size:-0.7;Momentum:-0.1;LowVol:-0.9
MaxPos5%;NoMargin
10
25
3.6
trailing 10%
110
19
Sideways
19.5
3.86
2.2
91
-17
44
32
false
Rebalance
Shift +1% to bonds from equity
1
-31
BrokerB
LMT
86
null
null
Normal monitoring
23
-51
152
3
false
Increase defensive factor exposure
P6628
Hands-off
Roth
USD
2024-10-15
499,923
27,809
472,114
1
66.7
15.8
12
5.4
BND:33.3%;TLT:33.3%;AMZN:33.3%
US:67.7;EU:8.8;APAC:6.7;EM:12.3;Other:4.5
Value:-0.3;Growth:-0.2;Quality:+0.1;Size:+0.7;Momentum:+0.2;LowVol:+0.8
null
5
25
4.5
hard 10%
138
14.1
Bear
26.6
3.75
2.2
154
4
48
81
true
Hedge
Buy index puts 1% notional
-11
-21
BrokerB
LMT
100
Drift>tolerance
Reduce
Allocation drift beyond policy bands
-25
14
19
4
false
Increase defensive factor exposure
P6629
Opportunistic
Trust
USD
2024-09-04
876,792
42,347
834,445
1.21
72.4
20.2
0
7.4
VOO:26.8%;MSFT:26.8%;VNQ:26.8%;TLT:19.6%
US:71.3;EU:10.4;APAC:6.9;EM:7.7;Other:3.6
Value:-0.2;Growth:-0.2;Quality:+0.7;Size:-0.4;Momentum:-0.8;LowVol:-0.2
NoDerivatives
8
25
5.4
hard 12%
264
31.7
Sideways
14.1
3.52
3.2
138
-10
55
58
false
Rebalance
Shift +1% to bonds from equity
2
-33
BrokerD
VWAP
99
null
null
Normal monitoring
-20
-54
-36
3
false
Monitor dispersion and breadth
P6630
Hands-off
IRA
USD
2025-12-20
808,937
71,894
737,043
1
69.6
21.7
1.2
7.6
MSFT:25.0%;IEF:25.0%;AAPL:25.0%;VNQ:25.0%
US:67.2;EU:12.7;APAC:10.7;EM:6.9;Other:2.5
Value:+0.4;Growth:+0.6;Quality:+0.5;Size:-0.6;Momentum:-0.5;LowVol:+1.0
ESGOnly;MaxPos6%;NoDerivatives
10
35
5.6
hard 10%
132
19.1
Bull
17.6
3.68
2.3
83
80
93
59
true
Rebalance
Rebalance back to target bands
30
1
BrokerC
MKT
96
VAR>budget
Hedge
Risk above budget threshold
101
0
240
4
false
Within IPS guidelines
P6631
Opportunistic
401k
USD
2025-01-29
1,683,591
133,531
1,550,060
1
70.5
12.4
10.3
6.8
BND:13.1%;TSLA:29.0%;VOO:29.0%;MUB:29.0%
US:63.9;EU:9.8;APAC:15.2;EM:7.1;Other:4.0
Value:-0.0;Growth:+0.2;Quality:+0.2;Size:-0.3;Momentum:-0.3;LowVol:-0.5
MaxPos8%
5
25
4.4
trailing 7%
272
33.5
Volatile
24.1
5.44
2
164
49
68
79
true
Rebalance
Rebalance back to target bands
19
-11
BrokerB
MKT
99
VAR>budget
Reduce
Risk above budget threshold
-45
19
-39
5
false
Increase defensive factor exposure
P6632
Systematic
IRA
USD
2025-08-13
1,628,332
151,271
1,477,061
1
65.4
25.4
0.1
9.1
QQQ:21.9%;TSLA:30.8%;VTI:16.6%;AMZN:30.8%
US:71.1;EU:11.4;APAC:6.6;EM:8.6;Other:2.3
Value:-0.5;Growth:-0.1;Quality:-0.3;Size:+0.1;Momentum:+0.8;LowVol:-0.2
MaxPos7%
10
35
4.2
hard 12%
122
22
Sideways
20.9
4.29
3.4
90
33
58
66
false
Rebalance
Shift +1% to bonds from equity
-2
-29
BrokerB
MKT
89
null
null
Normal monitoring
108
-27
80
5
false
Increase defensive factor exposure
P6633
Hands-off
401k
USD
2025-04-27
775,504
71,292
704,212
1
61.3
22.7
10.8
5.2
BND:28.2%;MSFT:28.2%;HYG:28.2%;TSLA:15.3%
US:62.6;EU:8.9;APAC:15.3;EM:13.1;Other:0.0
Value:-0.9;Growth:-0.3;Quality:+0.5;Size:-0.5;Momentum:-0.4;LowVol:-0.2
null
6
30
3.1
trailing 8%
138
13.3
Bull
11.4
4.48
2.6
106
118
100
35
false
Sell
Trim extended winner -1%
-15
-9
BrokerC
MKT
87
null
null
Normal monitoring
54
7
165
3
false
Within IPS guidelines
P6634
Cautious
401k
USD
2024-11-06
771,968
88,181
683,787
1
49.9
39.6
0
10.5
QQQ:35.8%;AAPL:35.8%;GLD:28.4%
US:59.8;EU:13.7;APAC:13.8;EM:12.0;Other:0.8
Value:+0.1;Growth:+0.7;Quality:-0.4;Size:+0.5;Momentum:0.0;LowVol:+0.2
ESGOnly;NoMargin
6
30
3.9
trailing 8%
114
15.3
Volatile
26.4
4.83
2.7
180
57
89
53
false
Buy
Add to core equity +1%
9
14
BrokerD
LMT
95
null
null
Normal monitoring
-55
-3
-57
3
false
Within IPS guidelines
P6635
Cautious
Taxable
USD
2025-02-08
671,018
107,121
563,897
1
47.7
38.5
0
13.8
TLT:25.9%;VOO:25.9%;IEF:25.9%;BND:22.4%
US:68.8;EU:10.6;APAC:10.8;EM:6.2;Other:3.5
Value:+0.1;Growth:+0.7;Quality:+0.9;Size:+0.5;Momentum:+0.1;LowVol:-0.9
ESGOnly;MaxPos6%;NoMargin
7
30
5
trailing 10%
150
14.6
Sideways
17.9
4.35
2.1
103
28
65
40
false
Rebalance
Shift +1% to bonds from equity
-2
-14
BrokerA
LMT
99
null
null
Normal monitoring
106
19
92
4
false
Tighten stops on momentum names
P6636
Systematic
401k
USD
2024-08-30
1,485,041
136,730
1,348,311
1
64.6
28.3
1
6.1
VNQ:33.3%;QQQ:33.3%;VTI:33.3%
US:71.2;EU:10.4;APAC:13.2;EM:4.4;Other:0.7
Value:+0.7;Growth:+0.2;Quality:-0.2;Size:-0.5;Momentum:+0.2;LowVol:-0.4
MaxPos5%
5
25
4
trailing 8%
195
24.8
Bull
14.8
3.96
2.2
112
25
65
38
false
Rebalance
Shift +1% to bonds from equity
-11
2
BrokerC
LMT
85
null
null
Normal monitoring
19
-39
25
5
false
Monitor dispersion and breadth
P6637
Opportunistic
401k
USD
2024-11-29
1,288,526
95,895
1,192,631
1
72.2
13.5
8.9
5.3
IEF:35.5%;GLD:35.5%;BRK.B:28.9%
US:72.8;EU:13.8;APAC:6.7;EM:4.9;Other:1.7
Value:+0.6;Growth:-0.3;Quality:+0.8;Size:-0.5;Momentum:-0.4;LowVol:-0.5
null
7
35
4.9
hard 12%
181
31
Volatile
30.7
3.7
2.2
126
67
72
82
true
Hedge
Buy index puts 1% notional
-2
13
BrokerD
MKT
85
RegimeShift
Pause
Volatility spike and breadth deterioration
-55
-34
-70
5
false
Increase defensive factor exposure
P6638
Cautious
Taxable
USD
2025-12-14
425,990
42,633
383,357
1
47.4
35.1
3.3
14.1
AAPL:27.5%;MSFT:27.5%;GLD:17.5%;TLT:27.5%
US:68.6;EU:12.7;APAC:5.5;EM:9.8;Other:3.4
Value:-0.8;Growth:+0.3;Quality:+0.6;Size:+0.3;Momentum:0.0;LowVol:-0.1
ESGOnly;MaxPos8%;NoMargin
6
30
4.3
trailing 8%
148
15.3
Volatile
24.3
3.5
4.3
171
3
47
49
false
Sell
Trim extended winner -1%
2
-24
BrokerB
LMT
96
null
null
Normal monitoring
-57
-14
-31
3
false
Tighten stops on momentum names
P6639
Active
Trust
USD
2025-06-26
916,906
58,860
858,046
1
50.7
23.7
17.8
7.7
GLD:18.8%;IEF:22.0%;AAPL:16.9%;XLF:20.3%;VNQ:22.0%
US:68.0;EU:14.5;APAC:11.0;EM:6.0;Other:0.5
Value:+1.0;Growth:-0.0;Quality:-0.7;Size:+0.3;Momentum:+0.6;LowVol:+0.7
null
6
25
4.1
hard 12%
190
20.8
Bull
13.5
4.58
2.6
92
79
82
46
false
Buy
Add to core equity +1%
11
14
BrokerC
MKT
100
null
null
Normal monitoring
-17
-54
-22
3
false
Increase defensive factor exposure
P6640
Cautious
Taxable
USD
2025-02-16
607,513
94,393
513,120
1
36.5
34.8
14.2
14.6
AAPL:33.3%;VNQ:33.3%;XLF:33.3%
US:74.6;EU:11.8;APAC:7.5;EM:3.0;Other:3.1
Value:+0.5;Growth:+0.3;Quality:-0.2;Size:-0.3;Momentum:+0.1;LowVol:-0.8
ESGOnly;NoMargin
7
25
3.9
hard 10%
98
17.2
Volatile
21.3
4.61
2.4
175
-20
29
53
false
NoAction
Within bands; monitor
17
-23
BrokerD
LMT
97
null
null
Normal monitoring
-13
9
15
5
false
Within IPS guidelines
P6641
Hands-off
IRA
USD
2024-12-11
889,651
42,282
847,369
1
74.6
20.1
0
5.3
GLD:15.2%;AAPL:25.9%;BRK.B:14.1%;HYG:25.9%;VOO:19.0%
US:61.6;EU:14.6;APAC:13.0;EM:10.6;Other:0.2
Value:+0.6;Growth:-0.8;Quality:-0.1;Size:-0.7;Momentum:+0.9;LowVol:-0.1
null
10
35
4.6
hard 10%
143
14.1
Bull
13.3
3.62
2.9
81
103
100
44
false
Sell
Trim extended winner -1%
-10
-30
BrokerD
MKT
86
null
null
Normal monitoring
-16
-50
34
3
false
Tax-aware sells next window
P6642
Cautious
IRA
USD
2024-07-07
470,549
38,560
431,989
1
46.3
42.7
0
11
VNQ:27.1%;GLD:27.1%;MSFT:18.7%;BND:27.1%
US:61.3;EU:15.8;APAC:13.2;EM:6.0;Other:3.6
Value:-0.9;Growth:-0.6;Quality:+0.9;Size:+0.8;Momentum:+0.2;LowVol:+0.1
ESGOnly;NoMargin
7
30
5.2
trailing 8%
110
17.8
Bull
12.3
4.21
2.4
80
99
87
30
false
Buy
Add to core equity +1%
13
2
BrokerB
VWAP
89
null
null
Normal monitoring
68
-29
132
3
false
Monitor dispersion and breadth
P6643
Opportunistic
401k
USD
2024-07-07
797,086
38,911
758,175
1
76.7
13.5
3.8
6
HYG:13.2%;TSLA:20.9%;AAPL:17.9%;BRK.B:17.7%;AMZN:20.9%;GLD:9.4%
US:65.4;EU:18.2;APAC:5.1;EM:9.0;Other:2.3
Value:-0.6;Growth:+0.3;Quality:+1.0;Size:+1.0;Momentum:+1.0;LowVol:+0.2
MaxPos6%
5
30
4.2
hard 12%
161
23.5
Bull
16.8
4.4
3
76
58
77
59
true
Hedge
Buy index puts 1% notional
-1
-8
BrokerB
MKT
94
Drift>tolerance
Hedge
Allocation drift beyond policy bands
48
-40
102
2
false
Within IPS guidelines
P6644
Systematic
Trust
USD
2025-01-19
1,968,437
128,713
1,839,724
1
62.4
20.2
11.9
5.5
BRK.B:27.5%;TSLA:21.6%;VTI:23.4%;VOO:27.5%
US:60.3;EU:18.4;APAC:11.5;EM:8.3;Other:1.5
Value:+0.2;Growth:0.0;Quality:-0.0;Size:-0.9;Momentum:+0.3;LowVol:-0.8
NoDerivatives
6
30
5.8
hard 12%
155
18.8
Bull
15.8
4.99
3.1
104
52
91
50
true
Hedge
Buy index puts 1% notional
1
-27
BrokerD
MKT
85
Drift>tolerance
Reduce
Allocation drift beyond policy bands
105
-42
68
3
false
Increase defensive factor exposure
P6645
Opportunistic
401k
USD
2025-09-28
1,221,893
79,277
1,142,616
1.06
64.1
19.4
11.9
4.5
AMZN:21.7%;TLT:13.2%;MUB:21.7%;XLF:21.7%;VTI:21.7%
US:56.5;EU:20.1;APAC:11.7;EM:8.6;Other:3.1
Value:-0.5;Growth:-0.6;Quality:+0.4;Size:-0.7;Momentum:+0.3;LowVol:+0.3
MaxPos6%
6
35
4.2
trailing 7%
181
25.9
Volatile
29
3.76
2.5
142
6
51
66
false
Rebalance
Shift +1% to bonds from equity
17
-3
BrokerD
MKT
93
null
null
Normal monitoring
-6
-26
77
3
false
Within IPS guidelines
P6646
Hands-off
Roth
USD
2025-02-24
160,126
14,033
146,093
1
68.6
24.6
0
6.8
MSFT:23.8%;TSLA:12.4%;BND:11.9%;VTI:23.8%;QQQ:13.8%;VNQ:14.2%
US:72.9;EU:9.2;APAC:11.7;EM:5.0;Other:1.2
Value:-0.6;Growth:-0.9;Quality:-0.1;Size:+0.6;Momentum:+0.2;LowVol:-0.7
null
5
30
4.4
trailing 8%
123
17.4
Volatile
30.5
3.81
4
159
70
83
74
true
Rebalance
Rebalance back to target bands
14
-25
BrokerA
MKT
97
Drift>tolerance
Reduce
Allocation drift beyond policy bands
99
-60
126
3
false
Tighten stops on momentum names
P6647
Cautious
401k
USD
2024-09-05
357,866
46,837
311,029
1
36.2
34.3
12.1
17.3
VTI:21.5%;BRK.B:21.5%;AAPL:14.6%;BND:21.5%;XLF:20.8%
US:71.3;EU:5.8;APAC:11.2;EM:11.0;Other:0.7
Value:+0.3;Growth:-0.6;Quality:-0.8;Size:-0.8;Momentum:+0.6;LowVol:-0.1
ESGOnly;NoDerivatives;NoMargin
8
25
4.5
trailing 8%
104
17.3
Volatile
29.2
5.4
2.8
131
5
48
58
true
Reduce
Cut high-beta by 2-3%, add cash
-13
-27
BrokerA
MKT
100
VAR>budget
Hedge
Risk above budget threshold
-17
-23
109
2
true
Increase defensive factor exposure
P6648
Cautious
401k
USD
2024-09-29
340,113
41,737
298,376
1
37.7
40.4
10.2
11.8
VNQ:34.9%;AMZN:30.8%;QQQ:34.3%
US:68.7;EU:14.0;APAC:8.2;EM:7.7;Other:1.4
Value:-0.5;Growth:-0.5;Quality:+0.5;Size:-0.0;Momentum:-0.6;LowVol:-0.2
NoMargin
6
25
4.4
trailing 8%
142
13.1
Sideways
17.1
4.74
3.1
121
38
79
41
false
NoAction
Within bands; monitor
-2
-8
BrokerB
VWAP
91
null
null
Normal monitoring
95
-37
102
5
false
Tax-aware sells next window
P6649
Cautious
IRA
USD
2025-03-15
882,250
88,760
793,490
1
36.2
31
17.8
15
TLT:26.4%;XLF:22.0%;MSFT:25.2%;AAPL:26.4%
US:66.6;EU:10.1;APAC:12.0;EM:7.9;Other:3.5
Value:-0.9;Growth:+0.1;Quality:-0.8;Size:+0.4;Momentum:+0.6;LowVol:-0.5
MaxPos8%;NoMargin
7
30
5.6
trailing 8%
92
19.8
Bull
14.5
4.56
2.1
115
57
81
26
false
Hedge
Add TLT +1% as duration hedge
-6
-32
BrokerD
LMT
90
null
null
Normal monitoring
-2
-19
49
4
false
Increase defensive factor exposure
P6650
Hands-off
IRA
USD
2024-08-21
737,330
51,610
685,720
1
63.2
15
16.2
5.5
TLT:14.8%;AMZN:24.1%;VOO:24.1%;BND:13.0%;GLD:24.1%
US:72.0;EU:10.4;APAC:12.3;EM:3.6;Other:1.6
Value:+0.8;Growth:+0.7;Quality:0.0;Size:+1.0;Momentum:-0.7;LowVol:-0.3
ESGOnly
6
35
4.4
trailing 8%
159
19.9
Sideways
20
4.67
3.1
92
16
52
61
false
Hedge
Add TLT +1% as duration hedge
-7
-7
BrokerB
VWAP
98
null
null
Normal monitoring
61
-46
137
3
false
Tax-aware sells next window
P6651
Opportunistic
Roth
USD
2025-01-17
1,464,411
63,187
1,401,224
1
66.6
17.5
8.1
7.7
MUB:34.4%;VTI:31.1%;AAPL:34.4%
US:71.5;EU:7.7;APAC:6.4;EM:10.7;Other:3.7
Value:+0.6;Growth:-0.8;Quality:-0.1;Size:+0.1;Momentum:-0.8;LowVol:+0.2
null
10
35
6.6
trailing 7%
191
28.8
Bear
34.3
4.48
2.9
215
-74
5
82
true
Hedge
Buy index puts 1% notional
0
6
BrokerC
LMT
98
Drift>tolerance
Hedge
Allocation drift beyond policy bands
-19
-4
-5
3
false
Within IPS guidelines
P6652
Active
Roth
USD
2025-12-01
1,072,203
101,300
970,903
1
69.8
19.7
3.3
7.2
XLF:25.0%;QQQ:25.0%;HYG:25.0%;AAPL:25.0%
US:67.0;EU:10.2;APAC:11.8;EM:7.8;Other:3.2
Value:+1.0;Growth:+0.4;Quality:-0.9;Size:+1.0;Momentum:-0.7;LowVol:+0.4
null
10
25
4.7
trailing 8%
230
25.6
Bear
26.9
3.2
1.6
198
28
65
79
true
Hedge
Buy index puts 1% notional
18
-25
BrokerC
LMT
86
Drift>tolerance
TightenStops
Allocation drift beyond policy bands
-6
-43
25
5
false
Tax-aware sells next window
P6653
Cautious
Taxable
USD
2025-10-04
817,253
75,431
741,822
1
40.5
42.6
0
16.9
BND:25.5%;MUB:26.0%;QQQ:22.5%;GLD:26.0%
US:69.3;EU:9.4;APAC:9.4;EM:9.9;Other:2.0
Value:+0.6;Growth:+0.2;Quality:-0.6;Size:-0.6;Momentum:-0.3;LowVol:+0.6
MaxPos8%;NoMargin
5
35
3.9
trailing 10%
101
15
Sideways
20.1
4.7
3
122
24
53
42
false
Rebalance
Shift +1% to bonds from equity
18
-3
BrokerA
MKT
98
null
null
Normal monitoring
-20
7
100
3
false
Tighten stops on momentum names
P6654
Active
Trust
USD
2025-08-23
2,375,368
236,523
2,138,845
1.15
64.6
29
0
6.4
QQQ:23.4%;IEF:15.1%;MUB:23.4%;AMZN:23.4%;AAPL:14.7%
US:68.3;EU:10.5;APAC:11.1;EM:9.0;Other:1.1
Value:+0.1;Growth:+0.1;Quality:-0.5;Size:-0.2;Momentum:+0.6;LowVol:+0.3
null
7
35
4.2
trailing 8%
185
25.6
Bear
23.3
4.31
1.6
209
2
57
71
true
Rebalance
Rebalance back to target bands
2
-4
BrokerC
LMT
100
Drift>tolerance
Hedge
Allocation drift beyond policy bands
71
-18
169
4
false
Monitor dispersion and breadth
P6655
Hands-off
Roth
USD
2024-11-25
686,260
27,549
658,711
1
64.6
22.7
4
8.7
BND:21.6%;HYG:9.1%;TLT:6.8%;VTI:20.5%;MUB:21.6%;BRK.B:20.4%
US:74.4;EU:5.2;APAC:8.9;EM:11.4;Other:0.1
Value:+1.0;Growth:+0.8;Quality:+0.4;Size:+0.7;Momentum:+0.1;LowVol:-0.3
null
7
35
3.4
trailing 8%
111
16.3
Volatile
22.6
4.17
3.2
125
-30
28
63
false
Buy
Add to core equity +1%
-13
-36
BrokerB
LMT
90
null
null
Normal monitoring
82
11
112
4
false
Monitor dispersion and breadth
P6656
Active
IRA
USD
2024-09-05
1,695,441
197,471
1,497,970
1.24
57.4
22.8
13.8
6
MSFT:33.3%;BRK.B:33.3%;BND:33.3%
US:61.8;EU:12.6;APAC:8.6;EM:11.5;Other:5.5
Value:-0.9;Growth:+0.5;Quality:+0.3;Size:-0.0;Momentum:+0.5;LowVol:+0.2
NoDerivatives
8
35
5.5
trailing 8%
201
26.2
Bear
35
3.61
2.8
185
-104
5
84
true
Reduce
Cut high-beta by 2-3%, add cash
32
0
BrokerD
VWAP
87
VAR>budget
Reduce
Risk above budget threshold
-14
19
122
3
false
Tax-aware sells next window
P6657
Active
Roth
USD
2025-05-04
1,809,817
207,951
1,601,866
1
65
23.4
4.6
7.1
VOO:33.3%;BND:33.3%;TLT:33.3%
US:70.6;EU:6.7;APAC:9.6;EM:8.8;Other:4.3
Value:+0.8;Growth:+1.0;Quality:-0.7;Size:+0.6;Momentum:-0.2;LowVol:-0.5
null
10
25
5.7
trailing 8%
218
24.3
Bull
17.1
4.07
3
89
105
90
48
false
Rebalance
Shift +1% to bonds from equity
34
-38
BrokerD
MKT
87
null
null
Normal monitoring
-15
-40
106
3
false
Increase defensive factor exposure
P6658
Active
Trust
USD
2025-01-25
705,377
61,375
644,002
1.16
61.8
27.8
4.1
6.3
TLT:33.3%;VNQ:33.3%;MUB:33.3%
US:75.3;EU:7.6;APAC:8.4;EM:5.3;Other:3.4
Value:-0.2;Growth:0.0;Quality:-0.9;Size:+0.5;Momentum:+0.3;LowVol:+0.2
MaxPos7%
7
35
4.9
trailing 8%
177
23.7
Bear
32.8
3.66
2.5
209
35
57
85
true
Reduce
Cut high-beta by 2-3%, add cash
-5
12
BrokerD
MKT
92
Drift>tolerance
Hedge
Allocation drift beyond policy bands
-31
-13
92
5
true
Monitor dispersion and breadth
P6659
Systematic
Taxable
USD
2025-11-15
1,640,804
117,229
1,523,575
1
60.7
22.4
9.2
7.7
GLD:33.3%;TLT:33.3%;TSLA:33.3%
US:60.6;EU:15.4;APAC:12.9;EM:10.6;Other:0.4
Value:+0.1;Growth:-0.0;Quality:+0.5;Size:+0.7;Momentum:-0.7;LowVol:-0.4
null
7
25
4.4
hard 12%
196
21.8
Bull
16.2
4.23
2.7
116
21
46
49
false
Hedge
Add TLT +1% as duration hedge
-10
-34
BrokerB
MKT
85
null
null
Normal monitoring
103
-52
121
5
false
Tax-aware sells next window
P6660
Active
401k
USD
2025-02-21
2,269,589
260,393
2,009,196
1
52.2
22
20
5.7
GLD:19.8%;QQQ:22.1%;HYG:22.1%;TLT:13.8%;XLF:22.1%
US:64.6;EU:19.0;APAC:8.1;EM:4.7;Other:3.7
Value:-0.9;Growth:-0.7;Quality:-0.3;Size:0.0;Momentum:-0.0;LowVol:+1.0
NoDerivatives
8
25
5.3
hard 12%
127
19.2
Bear
28.8
3.98
1.6
207
-103
5
74
true
Hedge
Buy index puts 1% notional
17
-37
BrokerA
MKT
94
Drift>tolerance
Reduce
Allocation drift beyond policy bands
26
-35
60
5
false
Monitor dispersion and breadth
P6661
Hands-off
Trust
USD
2025-08-11
284,961
18,013
266,948
1
61
30
0
8.9
QQQ:7.6%;VTI:22.5%;AMZN:22.5%;TLT:19.1%;VNQ:13.5%;XLF:14.8%
US:70.2;EU:14.0;APAC:6.5;EM:6.7;Other:2.7
Value:-0.3;Growth:-0.0;Quality:-0.6;Size:+0.2;Momentum:+0.5;LowVol:-0.7
ESGOnly;MaxPos7%
7
25
4.9
trailing 10%
98
13.9
Bull
12.3
3.82
2.2
72
36
68
44
true
Reduce
Cut high-beta by 2-3%, add cash
9
-18
BrokerC
MKT
95
Drift>tolerance
Reduce
Allocation drift beyond policy bands
-8
-59
18
5
false
Tax-aware sells next window
P6662
Cautious
Roth
USD
2024-09-23
850,768
82,237
768,531
1
43.4
30.6
9.5
16.6
MSFT:14.5%;AMZN:23.3%;TLT:23.3%;IEF:10.6%;VNQ:10.4%;HYG:18.0%
US:69.4;EU:17.2;APAC:6.9;EM:3.7;Other:2.8
Value:+0.6;Growth:-0.5;Quality:-0.6;Size:+0.8;Momentum:-0.7;LowVol:+0.9
NoMargin
10
35
3.5
trailing 8%
129
19.5
Volatile
28.7
5.28
4.4
158
26
61
65
false
Buy
Add to core equity +1%
-9
-23
BrokerA
LMT
87
null
null
Normal monitoring
30
-48
7
3
false
Increase defensive factor exposure
P6663
Active
Roth
USD
2024-08-23
1,151,329
136,929
1,014,400
1
56.5
30.7
3.8
9
VNQ:33.3%;TLT:33.3%;AMZN:33.3%
US:61.0;EU:12.0;APAC:10.8;EM:11.0;Other:5.2
Value:-0.6;Growth:+0.6;Quality:+0.7;Size:+0.6;Momentum:+0.2;LowVol:+0.7
MaxPos7%;NoDerivatives
8
30
4.1
trailing 9%
121
24.8
Sideways
17.6
4.4
2.1
107
-3
54
47
false
Buy
Add to core equity +1%
-13
-32
BrokerB
MKT
92
null
null
Normal monitoring
4
-48
-7
5
false
Increase defensive factor exposure
P6664
Active
IRA
USD
2025-07-19
2,469,238
283,213
2,186,025
1
67.7
22.9
0.4
9
XLF:23.0%;IEF:23.0%;MUB:16.2%;VNQ:23.0%;AMZN:14.9%
US:69.5;EU:13.0;APAC:6.5;EM:10.9;Other:0.1
Value:+0.4;Growth:+0.5;Quality:-0.2;Size:+0.7;Momentum:-0.2;LowVol:-0.2
NoDerivatives
6
35
5
hard 12%
147
25.3
Volatile
23.5
4.95
4
172
45
85
65
false
Rebalance
Shift +1% to bonds from equity
-12
-24
BrokerC
VWAP
88
null
null
Normal monitoring
47
-31
163
3
false
Monitor dispersion and breadth
P6665
Opportunistic
IRA
USD
2024-12-16
958,756
42,597
916,159
1.07
66.6
13.4
13.2
6.8
AAPL:24.6%;QQQ:25.1%;VTI:25.1%;TSLA:25.1%
US:74.3;EU:6.4;APAC:6.4;EM:10.8;Other:2.2
Value:+0.2;Growth:+0.7;Quality:+0.1;Size:-0.7;Momentum:+0.3;LowVol:+0.5
MaxPos7%
10
30
6.9
trailing 7%
254
33.9
Bull
12.7
3.64
3.3
91
18
51
40
false
Rebalance
Shift +1% to bonds from equity
16
-32
BrokerB
MKT
91
null
null
Normal monitoring
-13
-49
-26
5
false
Tax-aware sells next window
P6666
Systematic
Trust
USD
2024-09-16
1,787,068
175,049
1,612,019
1
67.4
24.5
2.4
5.6
AAPL:33.3%;GLD:33.3%;MUB:33.3%
US:59.3;EU:15.1;APAC:12.4;EM:9.1;Other:4.1
Value:-0.2;Growth:+1.0;Quality:-0.8;Size:+0.5;Momentum:+0.1;LowVol:+0.6
MaxPos6%
7
30
5.6
trailing 9%
196
24.5
Sideways
16
4.07
2
125
52
88
49
false
Sell
Trim extended winner -1%
1
-19
BrokerC
LMT
95
null
null
Normal monitoring
61
-44
75
4
false
Tax-aware sells next window
P6667
Systematic
Trust
USD
2025-08-16
1,707,867
132,671
1,575,196
1
55.8
26.6
10.9
6.7
MSFT:21.0%;TLT:15.8%;BND:13.0%;HYG:19.3%;VNQ:13.7%;XLF:17.3%
US:57.1;EU:16.4;APAC:13.0;EM:10.7;Other:2.9
Value:-0.6;Growth:-0.4;Quality:-0.2;Size:+0.1;Momentum:-0.7;LowVol:-0.3
null
6
30
4.8
trailing 9%
211
23.2
Bear
33.3
3.28
1.6
213
-71
13
87
true
Reduce
Cut high-beta by 2-3%, add cash
13
-31
BrokerA
MKT
85
RegimeShift
Reduce
Volatility spike and breadth deterioration
41
-4
14
3
false
Tax-aware sells next window
P6668
Systematic
Roth
USD
2025-06-05
1,745,723
127,074
1,618,649
1
62.2
23.2
7.3
7.3
GLD:26.8%;AAPL:26.8%;BRK.B:26.8%;XLF:19.7%
US:68.7;EU:8.2;APAC:8.2;EM:13.2;Other:1.8
Value:+0.4;Growth:+0.6;Quality:-0.3;Size:+0.3;Momentum:+0.4;LowVol:-0.4
NoDerivatives
6
25
5.9
trailing 8%
149
18.9
Volatile
25.7
4.92
3.9
121
26
50
75
true
Reduce
Cut high-beta by 2-3%, add cash
-7
8
BrokerB
MKT
87
Drift>tolerance
TightenStops
Allocation drift beyond policy bands
-18
-58
-43
5
false
Monitor dispersion and breadth
P6669
Hands-off
Taxable
USD
2025-09-01
184,125
15,113
169,012
1
65.5
26.5
0
8
VNQ:9.6%;TLT:24.3%;GLD:24.3%;MSFT:17.6%;AMZN:24.3%
US:69.7;EU:15.8;APAC:6.3;EM:5.1;Other:3.1
Value:+0.7;Growth:+0.2;Quality:+0.2;Size:+0.8;Momentum:+0.4;LowVol:+0.4
ESGOnly
10
25
4
hard 10%
157
16.2
Volatile
25.1
5.12
4.3
125
15
67
65
false
Rebalance
Shift +1% to bonds from equity
28
3
BrokerC
MKT
99
null
null
Normal monitoring
-21
-52
2
3
false
Tax-aware sells next window
P6670
Cautious
Roth
USD
2024-07-24
321,035
49,762
271,273
1
41.3
43
2.6
13.1
MUB:18.3%;BND:16.9%;TSLA:12.9%;IEF:19.5%;AAPL:10.3%;TLT:22.1%
US:76.4;EU:9.0;APAC:5.9;EM:5.0;Other:3.7
Value:-0.8;Growth:-0.1;Quality:+0.1;Size:-0.5;Momentum:-0.5;LowVol:+0.9
MaxPos6%;NoDerivatives;NoMargin
10
30
4.1
trailing 8%
93
13.5
Bear
30.3
3.76
1.6
190
-60
15
65
true
Rebalance
Rebalance back to target bands
7
-11
BrokerD
LMT
93
Drift>tolerance
TightenStops
Allocation drift beyond policy bands
-39
-51
55
3
false
Increase defensive factor exposure
P6671
Opportunistic
Trust
USD
2024-07-10
693,268
55,932
637,336
1
62.7
16.8
13.9
6.5
VNQ:21.3%;GLD:14.9%;BRK.B:24.0%;TLT:15.9%;AAPL:24.0%
US:61.8;EU:16.4;APAC:11.9;EM:4.9;Other:5.0
Value:+0.9;Growth:-0.9;Quality:-1.0;Size:-0.3;Momentum:-0.4;LowVol:-0.8
NoDerivatives
10
30
6.8
hard 12%
246
26.1
Bull
12.3
4.84
2.8
80
85
100
41
false
Rebalance
Shift +1% to bonds from equity
31
14
BrokerD
LMT
96
null
null
Normal monitoring
-15
-17
2
5
false
Within IPS guidelines
P6672
Active
Roth
USD
2025-12-12
705,493
52,334
653,159
1
64.3
21.6
6.5
7.6
MUB:21.0%;XLF:26.3%;TSLA:26.3%;BRK.B:26.3%
US:63.8;EU:9.1;APAC:11.8;EM:11.1;Other:4.2
Value:+0.8;Growth:-0.6;Quality:-0.2;Size:-0.7;Momentum:-0.2;LowVol:+0.2
null
6
35
4.6
trailing 8%
219
27.4
Bull
17.5
4.66
2.5
112
68
90
58
false
Rebalance
Shift +1% to bonds from equity
2
-37
BrokerA
LMT
97
null
null
Normal monitoring
-47
-28
73
3
false
Tighten stops on momentum names
P6673
Opportunistic
401k
USD
2025-08-23
578,082
27,343
550,739
1
69.1
20
6.2
4.7
AMZN:22.2%;IEF:25.9%;BND:25.9%;XLF:25.9%
US:65.5;EU:8.5;APAC:10.2;EM:11.9;Other:3.9
Value:+0.1;Growth:+0.8;Quality:+0.5;Size:-0.9;Momentum:+0.6;LowVol:-0.9
null
5
25
5
trailing 7%
261
26.8
Bull
17.7
4.75
2.8
116
30
66
59
false
Sell
Trim extended winner -1%
31
-18
BrokerD
MKT
92
null
null
Normal monitoring
0
4
101
3
false
Tighten stops on momentum names
P6674
Active
Roth
USD
2024-08-22
1,714,057
167,257
1,546,800
1
60
30.6
2
7.4
XLF:26.4%;QQQ:26.4%;AAPL:20.9%;TSLA:26.4%
US:58.2;EU:14.0;APAC:14.3;EM:8.8;Other:4.7
Value:+0.2;Growth:-0.8;Quality:+0.2;Size:+0.6;Momentum:-0.0;LowVol:-0.8
null
6
25
5.9
trailing 8%
126
23.6
Volatile
26.2
4.85
4
138
-48
20
69
false
NoAction
Within bands; monitor
24
-36
BrokerD
LMT
97
null
null
Normal monitoring
14
-9
29
5
false
Tax-aware sells next window
P6675
Hands-off
Roth
USD
2025-08-18
633,320
55,241
578,079
1
66.4
25.8
0
7.8
AMZN:34.2%;HYG:31.6%;TLT:34.2%
US:64.7;EU:10.3;APAC:14.5;EM:8.8;Other:1.7
Value:-0.3;Growth:+0.5;Quality:+0.1;Size:-0.3;Momentum:+0.6;LowVol:-0.7
ESGOnly
6
25
5.2
hard 10%
147
12.1
Bear
25.7
4.19
2.8
150
-84
21
80
true
Hedge
Buy index puts 1% notional
-4
-4
BrokerD
MKT
95
VAR>budget
Reduce
Risk above budget threshold
79
-55
55
5
false
Monitor dispersion and breadth
P6676
Hands-off
Roth
USD
2025-03-21
556,766
42,562
514,204
1
55
24.3
12.2
8.5
HYG:11.8%;VTI:23.5%;BND:17.7%;XLF:23.5%;QQQ:23.5%
US:53.6;EU:17.4;APAC:13.5;EM:11.0;Other:4.5
Value:-0.4;Growth:-0.4;Quality:+0.7;Size:-0.4;Momentum:-0.9;LowVol:-0.5
ESGOnly
10
25
5.4
trailing 8%
155
18.7
Volatile
25.5
5.11
2.1
169
-48
30
66
false
Hedge
Add TLT +1% as duration hedge
0
-28
BrokerB
LMT
88
null
null
Normal monitoring
96
-45
98
5
false
Tax-aware sells next window
P6677
Hands-off
Taxable
USD
2025-04-18
546,029
43,929
502,100
1
68.8
18.6
3.9
8.7
GLD:26.9%;AAPL:19.4%;AMZN:26.9%;BRK.B:26.9%
US:70.7;EU:13.6;APAC:8.2;EM:6.0;Other:1.5
Value:0.0;Growth:+0.1;Quality:+0.3;Size:+1.0;Momentum:+0.2;LowVol:+0.8
ESGOnly
8
25
5.5
hard 10%
144
15.4
Sideways
16.8
4.12
2.5
113
-23
45
49
false
Rebalance
Shift +1% to bonds from equity
10
6
BrokerB
MKT
91
null
null
Normal monitoring
89
-1
190
5
false
Tax-aware sells next window
P6678
Cautious
IRA
USD
2025-03-04
666,720
58,526
608,194
1
51.1
34.1
0
14.9
QQQ:33.3%;BRK.B:33.3%;MUB:33.3%
US:73.5;EU:10.2;APAC:9.6;EM:3.3;Other:3.4
Value:-0.5;Growth:+0.2;Quality:+0.9;Size:-0.3;Momentum:-0.7;LowVol:-0.3
ESGOnly;NoDerivatives;NoMargin
6
30
3.3
trailing 10%
145
19.5
Bull
14.3
3.63
3.2
117
96
83
35
false
Buy
Add to core equity +1%
3
-32
BrokerA
MKT
85
null
null
Normal monitoring
66
10
106
3
false
Within IPS guidelines
P6679
Active
Trust
USD
2025-08-16
1,356,245
95,012
1,261,233
1.16
66.3
28.5
0
5.1
BND:20.8%;VNQ:20.5%;BRK.B:20.8%;QQQ:18.7%;TLT:6.9%;AAPL:12.3%
US:62.0;EU:17.5;APAC:14.7;EM:5.0;Other:0.8
Value:-1.0;Growth:-0.1;Quality:-0.9;Size:-0.7;Momentum:-0.4;LowVol:-0.9
null
6
30
4.6
trailing 9%
215
27.1
Volatile
25
3.88
2.9
124
-28
29
61
true
Hedge
Buy index puts 1% notional
20
-38
BrokerC
MKT
98
Drift>tolerance
Reduce
Allocation drift beyond policy bands
109
-57
244
3
false
Increase defensive factor exposure
P6680
Hands-off
Roth
USD
2024-11-21
203,409
19,699
183,710
1
66.4
15.4
11.5
6.7
QQQ:21.9%;VTI:7.2%;MSFT:21.3%;BRK.B:14.1%;BND:21.9%;HYG:13.5%
US:63.8;EU:12.6;APAC:10.3;EM:8.4;Other:4.8
Value:+0.3;Growth:-1.0;Quality:+0.3;Size:-0.5;Momentum:-0.8;LowVol:-0.2
MaxPos6%
8
30
5.7
hard 10%
159
18.1
Bull
14.8
4.23
2.6
78
47
59
56
true
Rebalance
Rebalance back to target bands
-12
-23
BrokerC
LMT
85
Drift>tolerance
TightenStops
Allocation drift beyond policy bands
38
-47
118
4
false
Within IPS guidelines
P6681
Hands-off
IRA
USD
2024-09-07
630,535
25,927
604,608
1
64.6
28
0
7.4
MUB:23.5%;TLT:23.5%;MSFT:20.6%;VOO:11.5%;AMZN:20.9%
US:76.2;EU:8.9;APAC:8.6;EM:4.6;Other:1.8
Value:+0.1;Growth:-0.7;Quality:+0.8;Size:-0.9;Momentum:-0.7;LowVol:+0.1
null
8
35
4.7
hard 10%
130
18.9
Volatile
22.8
4.19
3.5
174
-55
27
72
true
Hedge
Buy index puts 1% notional
4
-39
BrokerB
VWAP
97
RegimeShift
Hedge
Volatility spike and breadth deterioration
-48
-9
-62
5
false
Increase defensive factor exposure
P6682
Opportunistic
401k
USD
2024-08-25
684,780
59,106
625,674
1
62.2
15
16.1
6.7
IEF:12.6%;BND:20.3%;GLD:6.4%;VOO:18.6%;QQQ:21.1%;TLT:21.1%
US:66.0;EU:12.8;APAC:11.6;EM:7.9;Other:1.6
Value:+0.4;Growth:-0.6;Quality:+0.2;Size:-0.6;Momentum:-0.7;LowVol:-0.9
null
6
25
6.1
hard 12%
198
30.9
Bull
12.6
4.28
3.5
83
83
94
33
false
Buy
Add to core equity +1%
18
-30
BrokerA
MKT
85
null
null
Normal monitoring
97
-12
153
4
false
Monitor dispersion and breadth
P6683
Cautious
Roth
USD
2025-06-08
185,626
21,398
164,228
1
40.3
38.8
7.7
13.2
AMZN:15.7%;TLT:9.4%;VOO:22.6%;IEF:18.8%;BRK.B:22.6%;XLF:10.8%
US:65.8;EU:11.8;APAC:14.2;EM:5.1;Other:3.1
Value:-0.8;Growth:+0.8;Quality:+0.8;Size:+0.5;Momentum:+0.5;LowVol:+0.2
ESGOnly;MaxPos7%;NoMargin
5
25
4.7
hard 10%
161
19.9
Bull
15.2
4.86
3
113
21
54
32
false
Rebalance
Shift +1% to bonds from equity
-15
-26
BrokerC
LMT
95
null
null
Normal monitoring
117
-15
211
4
false
Tax-aware sells next window
P6684
Opportunistic
Roth
USD
2025-04-24
444,262
22,792
421,470
1
70.7
20.3
2.9
6.1
QQQ:23.0%;GLD:25.7%;AAPL:25.7%;IEF:25.7%
US:72.6;EU:12.4;APAC:8.6;EM:4.6;Other:1.8
Value:+1.0;Growth:-0.9;Quality:-0.8;Size:-0.9;Momentum:-0.1;LowVol:-0.1
MaxPos7%;NoDerivatives
8
30
5.1
trailing 7%
264
23.1
Volatile
26
4.06
3.9
120
-60
9
78
true
Rebalance
Rebalance back to target bands
-9
11
BrokerD
MKT
88
Drift>tolerance
Hedge
Allocation drift beyond policy bands
-30
-3
89
4
false
Monitor dispersion and breadth
P6685
Cautious
401k
USD
2024-12-13
436,926
36,021
400,905
1
42.6
35.6
8.2
13.5
VNQ:25.6%;VTI:25.6%;BND:25.6%;XLF:23.3%
US:65.7;EU:19.1;APAC:5.9;EM:5.2;Other:4.1
Value:+0.4;Growth:+0.1;Quality:-0.9;Size:+0.4;Momentum:+0.7;LowVol:-0.9
MaxPos7%;NoMargin
7
25
6
hard 10%
108
13.2
Bull
15.7
4.48
3.1
93
119
100
38
false
Buy
Add to core equity +1%
14
-30
BrokerC
LMT
88
null
null
Normal monitoring
74
-39
209
3
false
Monitor dispersion and breadth
P6686
Cautious
Taxable
USD
2025-08-12
345,356
52,317
293,039
1
49.1
33.6
0
17.2
IEF:22.1%;VTI:22.1%;BND:12.4%;AMZN:22.1%;VNQ:21.2%
US:70.5;EU:8.7;APAC:12.8;EM:5.6;Other:2.4
Value:-0.4;Growth:+0.3;Quality:-0.6;Size:0.0;Momentum:-0.5;LowVol:-0.1
ESGOnly;MaxPos5%;NoMargin
7
35
3.7
hard 10%
91
13.9
Bear
33
4.07
1.5
218
-107
5
79
true
Rebalance
Rebalance back to target bands
10
4
BrokerA
LMT
87
VAR>budget
Reduce
Risk above budget threshold
-53
-25
84
5
false
Tax-aware sells next window
P6687
Systematic
401k
USD
2024-08-15
711,983
57,157
654,826
1
66.8
22.1
5.6
5.5
IEF:33.3%;VNQ:33.3%;HYG:33.3%
US:63.8;EU:18.6;APAC:6.2;EM:7.5;Other:3.9
Value:+0.3;Growth:+0.6;Quality:-0.4;Size:+0.9;Momentum:+0.1;LowVol:-0.2
null
5
25
4.9
trailing 9%
181
25.3
Bull
12.1
3.52
2.7
95
92
94
48
false
Rebalance
Shift +1% to bonds from equity
21
-3
BrokerB
LMT
89
null
null
Normal monitoring
46
-4
86
5
false
Increase defensive factor exposure
P6688
Hands-off
IRA
USD
2024-07-29
839,975
34,693
805,282
1
69.8
21.5
0
8.7
VTI:33.3%;BND:33.3%;IEF:33.3%
US:60.4;EU:12.6;APAC:13.6;EM:12.8;Other:0.6
Value:+0.4;Growth:-0.4;Quality:-0.3;Size:-0.0;Momentum:+0.3;LowVol:+0.2
null
6
30
3.9
trailing 8%
98
17.3
Bull
12.1
3.86
2.4
80
13
56
45
false
Rebalance
Shift +1% to bonds from equity
27
14
BrokerD
MKT
94
null
null
Normal monitoring
-57
-43
-5
3
false
Tax-aware sells next window
P6689
Hands-off
Taxable
USD
2025-03-27
353,138
30,747
322,391
1
68
24
1.9
6.1
VOO:23.4%;MSFT:25.5%;TLT:25.5%;IEF:25.5%
US:65.7;EU:7.0;APAC:11.3;EM:11.0;Other:5.0
Value:-0.7;Growth:+0.3;Quality:-0.4;Size:-0.0;Momentum:+0.4;LowVol:+0.2
MaxPos6%
8
35
5.6
hard 10%
124
13.2
Bull
16.7
3.92
2.1
102
90
91
46
false
Rebalance
Shift +1% to bonds from equity
-1
-28
BrokerD
MKT
92
null
null
Normal monitoring
52
-33
149
3
false
Monitor dispersion and breadth
P6690
Hands-off
Roth
USD
2025-12-03
283,039
14,412
268,627
1
72.8
17.8
0
9.4
XLF:10.1%;AMZN:21.5%;GLD:16.9%;IEF:21.5%;TLT:9.8%;BRK.B:20.2%
US:63.4;EU:12.9;APAC:11.7;EM:9.1;Other:2.9
Value:-1.0;Growth:+0.8;Quality:-0.1;Size:-0.4;Momentum:-0.7;LowVol:+0.4
null
10
30
5.7
hard 10%
169
19.1
Bear
27.7
3.75
1.2
203
-7
44
89
true
Hedge
Buy index puts 1% notional
30
-1
BrokerD
VWAP
95
RegimeShift
Hedge
Volatility spike and breadth deterioration
27
20
45
3
false
Monitor dispersion and breadth
P6691
Active
IRA
USD
2025-09-26
1,100,302
98,889
1,001,413
1
66.5
26.7
0
6.8
MSFT:23.5%;TSLA:23.5%;VTI:11.6%;TLT:8.2%;AMZN:23.5%;VOO:9.7%
US:60.2;EU:19.6;APAC:7.0;EM:11.9;Other:1.3
Value:-0.2;Growth:+0.6;Quality:-0.6;Size:-0.9;Momentum:+0.2;LowVol:-1.0
null
5
35
5.6
hard 12%
214
23.4
Sideways
16
4.25
3.3
100
48
88
59
false
Rebalance
Shift +1% to bonds from equity
17
11
BrokerA
LMT
99
null
null
Normal monitoring
-46
-19
-35
4
false
Tighten stops on momentum names
P6692
Cautious
Roth
USD
2025-01-01
166,092
18,798
147,294
1
45
42.4
0
12.6
BRK.B:19.6%;IEF:23.8%;AMZN:23.8%;MSFT:9.0%;GLD:23.8%
US:67.5;EU:12.8;APAC:12.9;EM:3.1;Other:3.7
Value:-0.7;Growth:+0.5;Quality:-0.5;Size:-0.3;Momentum:+0.5;LowVol:+0.5
ESGOnly;NoMargin
6
30
3.4
trailing 8%
112
16.1
Sideways
18.4
3.96
2.3
103
-28
24
42
false
Hedge
Add TLT +1% as duration hedge
25
-17
BrokerC
LMT
95
null
null
Normal monitoring
57
-7
177
5
false
Tax-aware sells next window
P6693
Active
Roth
USD
2024-11-15
554,650
35,722
518,928
1
64.9
24.4
4.4
6.4
BND:27.2%;TSLA:27.2%;VTI:25.2%;AAPL:20.5%
US:70.9;EU:10.3;APAC:11.2;EM:5.7;Other:1.9
Value:0.0;Growth:+0.2;Quality:+0.9;Size:+0.1;Momentum:-0.0;LowVol:-0.7
MaxPos8%
7
35
5.9
trailing 9%
167
22.3
Bull
14.5
4.95
2.7
103
8
53
50
false
Sell
Trim extended winner -1%
-1
-40
BrokerD
MKT
91
null
null
Normal monitoring
104
-20
167
4
false
Tighten stops on momentum names
P6694
Active
Taxable
USD
2025-09-08
950,474
87,911
862,563
1
53
28.1
11.4
7.5
VNQ:25.1%;VOO:25.1%;QQQ:13.0%;BND:14.6%;AAPL:22.2%
US:65.0;EU:9.9;APAC:13.6;EM:7.1;Other:4.5
Value:+0.6;Growth:-0.6;Quality:-0.1;Size:-0.4;Momentum:+0.2;LowVol:+0.7
null
7
30
4.2
hard 12%
167
26
Sideways
17.1
3.78
3
105
32
78
39
false
NoAction
Within bands; monitor
-13
-4
BrokerC
LMT
100
null
null
Normal monitoring
22
-9
27
3
false
Increase defensive factor exposure
P6695
Hands-off
IRA
USD
2025-11-12
598,949
36,050
562,899
1
58
16.8
20
5.2
QQQ:29.5%;BND:35.2%;IEF:35.2%
US:76.6;EU:5.2;APAC:11.0;EM:4.6;Other:2.6
Value:-0.3;Growth:+0.9;Quality:-0.5;Size:-0.3;Momentum:+0.5;LowVol:+0.2
ESGOnly;MaxPos5%
6
30
5.3
trailing 10%
105
18.2
Bull
15.4
3.51
2.2
114
86
86
47
false
Buy
Add to core equity +1%
31
-33
BrokerD
LMT
89
null
null
Normal monitoring
66
9
190
5
false
Tighten stops on momentum names
P6696
Cautious
IRA
USD
2025-02-25
754,323
82,135
672,188
1
48
41.7
0
10.3
HYG:20.5%;BND:10.4%;MUB:20.5%;VNQ:14.1%;MSFT:15.2%;TLT:19.3%
US:70.2;EU:12.6;APAC:7.0;EM:7.9;Other:2.3
Value:-0.8;Growth:-0.0;Quality:-0.9;Size:-0.0;Momentum:+0.9;LowVol:-0.7
NoDerivatives;NoMargin
8
30
4.6
trailing 8%
167
20
Bull
13.1
4.87
2.6
110
64
69
39
false
Rebalance
Shift +1% to bonds from equity
-9
10
BrokerB
VWAP
89
null
null
Normal monitoring
84
10
222
3
false
Within IPS guidelines
P6697
Active
IRA
USD
2025-09-26
754,687
69,429
685,258
1.15
65.4
26.9
1.1
6.6
TSLA:18.8%;MSFT:22.9%;QQQ:22.9%;BRK.B:22.9%;HYG:12.4%
US:67.8;EU:10.9;APAC:10.1;EM:6.5;Other:4.7
Value:-0.8;Growth:-0.8;Quality:+0.3;Size:+0.7;Momentum:+0.2;LowVol:+0.7
null
6
35
5.6
hard 12%
221
26.7
Bear
34.2
4.19
2.4
163
11
52
92
true
Reduce
Cut high-beta by 2-3%, add cash
0
9
BrokerB
MKT
99
VAR>budget
TightenStops
Risk above budget threshold
0
-24
37
5
false
Tax-aware sells next window
P6698
Hands-off
IRA
USD
2025-02-27
519,630
43,949
475,681
1
70.9
23.4
0
5.8
VOO:12.0%;TSLA:14.4%;IEF:19.0%;AMZN:16.7%;XLF:18.5%;HYG:19.3%
US:63.8;EU:9.2;APAC:14.2;EM:7.9;Other:4.9
Value:-1.0;Growth:-0.5;Quality:+0.8;Size:+0.8;Momentum:-0.1;LowVol:+0.5
ESGOnly;MaxPos7%
5
30
4.8
trailing 8%
96
13.4
Bull
17.4
4
2.2
90
53
65
59
false
Hedge
Add TLT +1% as duration hedge
26
-21
BrokerA
LMT
97
null
null
Normal monitoring
101
-49
117
3
false
Within IPS guidelines
P6699
Active
IRA
USD
2024-10-02
922,095
97,763
824,332
1
68.8
19.8
4.6
6.8
BRK.B:36.9%;MUB:26.3%;GLD:36.9%
US:71.3;EU:11.5;APAC:10.3;EM:5.2;Other:1.8
Value:+0.4;Growth:-0.8;Quality:+0.8;Size:-0.5;Momentum:+0.1;LowVol:+1.0
null
5
35
5.8
trailing 8%
160
19.6
Sideways
16
4.43
2.1
123
44
68
56
false
Hedge
Add TLT +1% as duration hedge
7
-31
BrokerC
VWAP
86
null
null
Normal monitoring
119
-28
251
3
false
Tax-aware sells next window
P6700
Cautious
Taxable
USD
2024-10-18
667,347
72,871
594,476
1
41.2
32.6
14.9
11.3
VNQ:12.2%;HYG:23.9%;VTI:16.2%;GLD:23.9%;MUB:23.9%
US:68.2;EU:12.2;APAC:13.5;EM:5.8;Other:0.3
Value:+0.5;Growth:+0.6;Quality:+0.8;Size:-0.6;Momentum:+0.3;LowVol:-0.5
ESGOnly;MaxPos6%;NoMargin
6
25
6
trailing 8%
119
12.7
Volatile
30.2
3.59
4.4
142
-53
10
71
true
Hedge
Buy index puts 1% notional
1
-34
BrokerB
LMT
89
VAR>budget
Pause
Risk above budget threshold
5
-55
114
5
false
Tax-aware sells next window