client_id
string
persona_style
string
account_type
string
base_currency
string
as_of_date
string
total_equity_usd
int64
cash_usd
int64
invested_usd
int64
leverage_x
float64
allocation_equity_pct
float64
allocation_fixed_income_pct
float64
allocation_alts_pct
float64
allocation_cash_pct
float64
top_positions
string
region_exposure_pct
string
factor_exposure_z
string
constraints
string
max_position_pct
int64
max_sector_pct
int64
drift_tolerance_pct
float64
stoploss_policy
string
risk_budget_var_95_bps
int64
max_drawdown_limit_pct
float64
market_regime
string
vix_level
float64
rates_10y_pct
float64
inflation_yoy_pct
float64
credit_spread_ig_bps
int64
signal_alpha_bps
int64
signal_confidence_1_100
int64
risk_score_1_100
int64
breach_flag
bool
action_proposed
string
action_details
string
expected_impact_alpha_bps
int64
expected_risk_change_bps
int64
execution_venue
string
order_type
string
order_fill_ratio_pct
int64
self_correction_trigger
string
self_correction_action
string
self_correction_reason
string
outcome_after_7d_pnl_bps
int64
outcome_after_7d_var_change_bps
int64
outcome_after_30d_pnl_bps
int64
user_feedback_1_5
int64
advisor_override_flag
bool
notes
string
P7001
Hands-off
Roth
USD
2025-02-06
337,437
22,025
315,412
1
64.9
23.6
1.8
9.7
TLT:33.3%;HYG:33.3%;BRK.B:33.3%
US:65.2;EU:15.9;APAC:11.6;EM:7.0;Other:0.2
Value:+0.6;Growth:+0.4;Quality:-0.7;Size:+0.9;Momentum:-0.3;LowVol:+0.5
ESGOnly;MaxPos7%
6
25
5.9
trailing 8%
147
18.3
Bull
12.9
4.76
2.9
72
115
100
53
false
Buy
Add to core equity +1%
-13
-3
BrokerB
MKT
86
null
null
Normal monitoring
-36
-44
-48
5
false
Monitor dispersion and breadth
P7002
Active
Trust
USD
2024-08-07
2,200,736
252,811
1,947,925
1
53.3
24.5
15.4
6.8
VTI:25.0%;MUB:25.0%;IEF:25.0%;VNQ:25.0%
US:60.4;EU:12.5;APAC:14.6;EM:12.3;Other:0.2
Value:+0.3;Growth:+0.5;Quality:-0.3;Size:+0.9;Momentum:-0.9;LowVol:-0.0
MaxPos8%
6
35
4.1
hard 12%
210
20.6
Volatile
29.6
4.29
3.6
152
28
66
63
false
NoAction
Within bands; monitor
-5
11
BrokerA
MKT
0
null
null
Normal monitoring
70
-45
95
3
false
Within IPS guidelines
P7003
Opportunistic
401k
USD
2025-06-06
1,590,090
83,371
1,506,719
1
68
20.3
5.6
6
IEF:16.7%;AMZN:23.1%;MUB:23.1%;TLT:23.1%;GLD:14.1%
US:78.5;EU:5.5;APAC:8.5;EM:6.2;Other:1.3
Value:+0.9;Growth:-0.8;Quality:+0.3;Size:-1.0;Momentum:-0.6;LowVol:+0.3
MaxPos7%
6
30
5.7
trailing 7%
233
22.1
Bear
32.7
4.34
1.7
131
18
69
94
true
Hedge
Buy index puts 1% notional
-1
-17
BrokerA
MKT
92
RegimeShift
TightenStops
Volatility spike and breadth deterioration
-27
10
32
5
false
Monitor dispersion and breadth
P7004
Systematic
Trust
USD
2025-02-21
1,409,448
67,080
1,342,368
1
62.3
24.2
6.3
7.2
TLT:38.7%;VOO:38.7%;QQQ:22.6%
US:70.7;EU:9.1;APAC:8.9;EM:9.2;Other:2.1
Value:-0.1;Growth:-0.8;Quality:-0.9;Size:-0.9;Momentum:-0.5;LowVol:+0.5
null
10
25
4.4
trailing 9%
201
17.3
Volatile
26.6
4.99
3.1
112
54
68
74
true
Hedge
Buy index puts 1% notional
23
-32
BrokerC
VWAP
89
VAR>budget
Reduce
Risk above budget threshold
-28
-39
96
3
false
Increase defensive factor exposure
P7005
Systematic
Taxable
USD
2025-04-02
1,622,965
73,872
1,549,093
1
61.3
25.4
3.5
9.8
GLD:33.3%;AMZN:33.3%;TLT:33.3%
US:55.9;EU:19.0;APAC:16.2;EM:4.8;Other:4.2
Value:-0.2;Growth:-0.8;Quality:-0.8;Size:+0.8;Momentum:+0.2;LowVol:-0.2
MaxPos8%
5
30
5.5
trailing 9%
212
27.1
Bull
18
3.9
2.1
86
78
100
42
false
Sell
Trim extended winner -1%
13
-35
BrokerB
LMT
96
null
null
Normal monitoring
-46
-10
2
5
false
Increase defensive factor exposure
P7006
Hands-off
Roth
USD
2025-08-07
593,099
42,573
550,526
1
65.1
19.7
6.3
8.8
QQQ:19.6%;TSLA:17.7%;TLT:13.5%;BND:20.5%;HYG:18.2%;VTI:10.5%
US:64.2;EU:17.8;APAC:14.0;EM:3.5;Other:0.6
Value:+0.6;Growth:+0.6;Quality:-0.7;Size:+0.7;Momentum:+1.0;LowVol:-0.2
ESGOnly;MaxPos7%
5
30
4.6
hard 10%
97
17.6
Bear
22.4
4.49
1.1
217
12
49
64
false
Hedge
Add TLT +1% as duration hedge
34
-24
BrokerB
LMT
100
null
null
Normal monitoring
40
-9
161
4
false
Monitor dispersion and breadth
P7007
Hands-off
Roth
USD
2025-02-22
753,698
63,505
690,193
1
62.1
29
0
8.9
AAPL:33.3%;QQQ:33.3%;BRK.B:33.3%
US:62.1;EU:16.3;APAC:8.9;EM:12.0;Other:0.8
Value:-0.2;Growth:-1.0;Quality:+0.1;Size:+0.6;Momentum:-0.7;LowVol:+0.6
MaxPos5%
5
30
3.9
hard 10%
127
13.5
Volatile
24.9
4.75
2.8
136
-11
41
72
true
Reduce
Cut high-beta by 2-3%, add cash
-10
-14
BrokerC
VWAP
91
VAR>budget
Hedge
Risk above budget threshold
-14
-3
124
5
false
Increase defensive factor exposure
P7008
Hands-off
Taxable
USD
2025-01-13
736,740
69,520
667,220
1
70.1
24
0.7
5.2
VNQ:21.5%;VTI:11.8%;MSFT:12.1%;AMZN:20.4%;IEF:21.5%;XLF:12.8%
US:64.4;EU:13.6;APAC:11.4;EM:6.5;Other:4.1
Value:+0.5;Growth:-0.8;Quality:0.0;Size:-0.2;Momentum:+0.8;LowVol:+0.2
ESGOnly;MaxPos5%;NoDerivatives
10
25
5.8
trailing 8%
114
18.6
Volatile
22.4
3.81
4.3
180
-47
21
56
false
Rebalance
Shift +1% to bonds from equity
12
7
BrokerA
MKT
85
null
null
Normal monitoring
16
-50
149
5
false
Within IPS guidelines
P7009
Cautious
IRA
USD
2024-11-14
507,556
65,642
441,914
1
40.4
39.7
9.7
10.2
VTI:26.5%;BND:20.5%;TSLA:26.5%;AMZN:26.5%
US:58.3;EU:16.7;APAC:11.8;EM:11.3;Other:1.9
Value:-0.3;Growth:+0.2;Quality:-0.2;Size:+0.8;Momentum:+0.9;LowVol:-0.2
MaxPos6%;NoMargin
6
30
5.5
trailing 8%
92
18.2
Bear
28.5
4.05
2.3
162
-13
47
66
false
NoAction
Within bands; monitor
3
-35
BrokerC
MKT
0
null
null
Normal monitoring
-30
-8
58
5
false
Tax-aware sells next window
P7010
Systematic
Roth
USD
2025-10-15
1,922,735
159,024
1,763,711
1
55.6
31.9
3.5
9
BND:38.0%;AMZN:24.0%;QQQ:38.0%
US:72.5;EU:9.3;APAC:7.5;EM:7.1;Other:3.6
Value:-0.5;Growth:+0.8;Quality:-0.1;Size:+0.5;Momentum:+0.7;LowVol:+0.8
MaxPos7%
7
35
5.3
hard 12%
161
25.2
Bull
12.3
4.85
3.1
79
57
73
31
false
Hedge
Add TLT +1% as duration hedge
-8
10
BrokerD
LMT
90
null
null
Normal monitoring
64
-13
65
3
false
Within IPS guidelines
P7011
Opportunistic
401k
USD
2024-07-10
1,727,783
76,088
1,651,695
1
75.6
14.7
1.6
8.1
BND:22.4%;QQQ:18.0%;VTI:22.4%;TSLA:14.7%;VOO:22.4%
US:68.2;EU:11.4;APAC:7.8;EM:10.5;Other:2.1
Value:-0.4;Growth:+0.7;Quality:+0.9;Size:-0.1;Momentum:-0.1;LowVol:+0.5
MaxPos6%
8
25
4.2
hard 12%
197
27.9
Bull
16.5
4.66
2.2
119
7
58
62
false
Buy
Add to core equity +1%
12
0
BrokerD
MKT
94
null
null
Normal monitoring
83
-42
221
5
false
Monitor dispersion and breadth
P7012
Cautious
401k
USD
2024-12-14
463,774
41,266
422,508
1
49.8
38
0
12.2
VNQ:22.9%;XLF:23.0%;TLT:23.0%;BND:8.0%;AMZN:23.0%
US:64.1;EU:8.3;APAC:13.0;EM:12.6;Other:1.9
Value:-0.7;Growth:+1.0;Quality:-1.0;Size:-0.0;Momentum:+0.1;LowVol:+0.6
ESGOnly;MaxPos8%;NoMargin
7
35
3.8
trailing 8%
124
18.2
Bull
14.9
4.5
2.1
113
19
49
41
false
Buy
Add to core equity +1%
-9
-23
BrokerB
MKT
97
null
null
Normal monitoring
120
-7
104
5
false
Tax-aware sells next window
P7013
Systematic
Trust
USD
2024-10-16
1,827,982
100,047
1,727,935
1
56
21.9
13.9
8.2
VTI:17.6%;GLD:21.5%;VNQ:17.1%;QQQ:21.9%;MUB:21.9%
US:81.1;EU:5.4;APAC:6.0;EM:4.6;Other:2.9
Value:-0.5;Growth:-0.9;Quality:+0.3;Size:+0.5;Momentum:-0.2;LowVol:-0.0
MaxPos7%
6
35
5.7
trailing 8%
130
22
Sideways
16.5
4.21
2.9
91
-9
30
36
false
Rebalance
Shift +1% to bonds from equity
-10
-34
BrokerC
MKT
99
null
null
Normal monitoring
90
-25
151
5
false
Tighten stops on momentum names
P7014
Active
401k
USD
2025-09-16
1,357,996
143,922
1,214,074
1
63.1
22.8
6.5
7.6
AAPL:12.2%;VTI:16.4%;HYG:15.5%;TLT:19.0%;MSFT:17.0%;BND:19.8%
US:63.9;EU:9.1;APAC:11.4;EM:12.4;Other:3.2
Value:+0.3;Growth:-0.4;Quality:-0.9;Size:0.0;Momentum:+0.1;LowVol:+0.1
NoDerivatives
5
30
4.1
trailing 9%
127
18.8
Sideways
14.1
4.24
3.5
135
18
51
51
false
Sell
Trim extended winner -1%
-5
-6
BrokerB
MKT
88
null
null
Normal monitoring
39
7
47
4
false
Monitor dispersion and breadth
P7015
Opportunistic
401k
USD
2025-12-22
386,879
19,899
366,980
1
61.1
16.6
15.7
6.6
HYG:25.2%;AAPL:24.5%;GLD:25.2%;QQQ:25.2%
US:63.6;EU:12.5;APAC:12.0;EM:10.7;Other:1.2
Value:+0.8;Growth:+0.3;Quality:+0.4;Size:+0.9;Momentum:-1.0;LowVol:+0.7
MaxPos8%
10
30
5.5
trailing 9%
262
34.7
Volatile
31.1
4.47
4.1
116
-39
30
88
true
Reduce
Cut high-beta by 2-3%, add cash
33
6
BrokerA
MKT
96
RegimeShift
TightenStops
Volatility spike and breadth deterioration
23
-33
116
5
true
Within IPS guidelines
P7016
Cautious
Roth
USD
2025-09-10
526,837
52,987
473,850
1
51.7
31.8
0
16.5
MUB:11.1%;TLT:20.7%;IEF:19.1%;MSFT:15.8%;AMZN:20.7%;VOO:12.7%
US:65.6;EU:14.3;APAC:6.6;EM:8.6;Other:4.8
Value:+0.5;Growth:+0.4;Quality:-0.9;Size:-0.3;Momentum:-0.8;LowVol:+0.9
ESGOnly;NoDerivatives;NoMargin
10
25
4.5
trailing 8%
132
15.3
Bull
11.9
4.33
2.3
110
0
62
33
true
Reduce
Cut high-beta by 2-3%, add cash
-14
7
BrokerD
LMT
94
VAR>budget
TightenStops
Risk above budget threshold
3
-4
34
4
false
Tax-aware sells next window
P7017
Cautious
Trust
USD
2025-04-12
374,566
50,581
323,985
1
40.9
44.8
0
14.3
IEF:24.7%;MUB:24.7%;AAPL:15.8%;AMZN:10.2%;QQQ:24.5%
US:66.7;EU:16.1;APAC:6.9;EM:6.7;Other:3.6
Value:+0.3;Growth:-0.4;Quality:-0.7;Size:+0.1;Momentum:+0.6;LowVol:-1.0
MaxPos8%;NoDerivatives;NoMargin
10
35
4.2
hard 10%
170
19.4
Sideways
18.1
4.71
2.4
115
42
67
48
false
NoAction
Within bands; monitor
8
10
BrokerA
LMT
98
null
null
Normal monitoring
-26
-22
-29
5
false
Monitor dispersion and breadth
P7018
Cautious
Taxable
USD
2025-08-25
466,012
74,122
391,890
1
39.1
37.1
7
16.8
IEF:21.3%;VTI:14.8%;GLD:21.3%;VOO:21.3%;QQQ:21.3%
US:66.1;EU:13.5;APAC:9.2;EM:9.5;Other:1.6
Value:-0.4;Growth:-0.9;Quality:-0.1;Size:+0.4;Momentum:-0.8;LowVol:+0.2
NoMargin
5
30
3.7
hard 10%
145
12.5
Bull
14.6
4.54
3.4
73
96
100
42
false
Buy
Add to core equity +1%
29
-20
BrokerD
MKT
89
null
null
Normal monitoring
53
-35
176
3
false
Increase defensive factor exposure
P7019
Active
401k
USD
2025-01-18
865,197
78,765
786,432
1
63.7
19.8
10.9
5.6
BRK.B:15.1%;BND:25.1%;MSFT:10.5%;VNQ:24.3%;HYG:25.1%
US:74.0;EU:8.7;APAC:5.1;EM:10.6;Other:1.6
Value:-1.0;Growth:+0.2;Quality:-0.1;Size:+0.9;Momentum:-0.1;LowVol:0.0
null
10
25
4.5
hard 12%
183
24.3
Volatile
28.2
4.1
3.5
166
77
76
70
false
Rebalance
Shift +1% to bonds from equity
22
2
BrokerB
MKT
92
null
null
Normal monitoring
31
6
163
4
false
Tax-aware sells next window
P7020
Active
Roth
USD
2025-04-15
2,392,432
156,215
2,236,217
1
59.2
28.5
2.7
9.6
IEF:33.0%;MUB:33.5%;VTI:33.5%
US:69.0;EU:14.5;APAC:4.9;EM:7.0;Other:4.5
Value:+0.4;Growth:-0.2;Quality:-0.5;Size:+1.0;Momentum:+1.0;LowVol:-0.7
null
5
30
4.1
trailing 8%
176
24.2
Bull
16.4
4.23
2.9
103
10
41
44
false
Sell
Trim extended winner -1%
17
-5
BrokerB
LMT
100
null
null
Normal monitoring
11
-42
-28
4
false
Tighten stops on momentum names
P7021
Cautious
Roth
USD
2025-12-10
859,572
92,465
767,107
1
47.3
39.8
0
13
MSFT:14.3%;GLD:22.3%;QQQ:22.3%;BRK.B:18.8%;HYG:22.3%
US:72.2;EU:10.1;APAC:5.4;EM:9.8;Other:2.5
Value:+0.7;Growth:-0.1;Quality:-0.2;Size:-0.8;Momentum:+0.2;LowVol:-0.4
NoDerivatives;NoMargin
6
30
3.9
trailing 10%
170
18.2
Volatile
27
4.28
4.2
127
5
62
64
false
Rebalance
Shift +1% to bonds from equity
0
-12
BrokerC
LMT
85
null
null
Normal monitoring
-42
-27
89
5
false
Tighten stops on momentum names
P7022
Opportunistic
Taxable
USD
2024-07-28
752,852
47,753
705,099
1
76.9
11.1
5.3
6.7
GLD:9.4%;MSFT:8.4%;TSLA:21.1%;AMZN:15.5%;MUB:22.8%;BRK.B:22.8%
US:64.5;EU:15.5;APAC:5.8;EM:11.7;Other:2.4
Value:+0.2;Growth:+0.7;Quality:-0.9;Size:-0.6;Momentum:-0.9;LowVol:-0.5
MaxPos5%
10
30
4.5
trailing 9%
255
22.1
Bull
14.2
4.05
3
104
29
64
49
false
Buy
Add to core equity +1%
9
-22
BrokerD
LMT
95
null
null
Normal monitoring
20
2
157
3
false
Increase defensive factor exposure
P7023
Hands-off
401k
USD
2025-10-15
593,586
47,854
545,732
1
57.2
26.7
6.2
10
VTI:33.3%;AMZN:33.3%;XLF:33.3%
US:59.7;EU:19.4;APAC:10.1;EM:9.7;Other:1.1
Value:+0.8;Growth:+0.1;Quality:-0.4;Size:-0.6;Momentum:+0.5;LowVol:+0.9
NoDerivatives
6
35
4
hard 10%
113
18
Sideways
21.2
4.53
3.2
94
27
75
48
false
Buy
Add to core equity +1%
31
-2
BrokerD
LMT
92
null
null
Normal monitoring
51
14
33
5
false
Tax-aware sells next window
P7024
Systematic
Taxable
USD
2024-12-20
1,205,838
67,336
1,138,502
1
59
32.2
0
8.8
XLF:25.0%;VNQ:25.0%;TSLA:25.0%;GLD:25.0%
US:57.2;EU:17.2;APAC:13.4;EM:9.3;Other:3.0
Value:+0.5;Growth:-0.8;Quality:+0.7;Size:+0.1;Momentum:+0.5;LowVol:0.0
null
7
25
4.7
hard 12%
154
21.8
Sideways
15.9
4.85
2.6
98
-28
22
39
false
Rebalance
Shift +1% to bonds from equity
27
-2
BrokerC
MKT
93
null
null
Normal monitoring
-58
-13
-77
4
false
Tighten stops on momentum names
P7025
Opportunistic
Roth
USD
2025-03-12
1,746,342
95,014
1,651,328
1
71.6
17.9
3.6
6.8
VOO:22.4%;MSFT:22.4%;GLD:22.2%;VTI:22.4%;BND:10.6%
US:64.6;EU:15.7;APAC:12.1;EM:4.4;Other:3.3
Value:-1.0;Growth:-0.8;Quality:+0.3;Size:+0.6;Momentum:+0.8;LowVol:+1.0
null
5
25
4.6
trailing 7%
182
33.2
Bull
16.2
3.5
2.7
115
98
100
50
false
Rebalance
Shift +1% to bonds from equity
3
-27
BrokerB
LMT
99
null
null
Normal monitoring
51
-30
11
5
false
Increase defensive factor exposure
P7026
Opportunistic
Taxable
USD
2025-08-31
1,213,327
106,774
1,106,553
1
65.1
10.4
20.4
4.1
BRK.B:16.4%;GLD:14.4%;QQQ:21.0%;VOO:21.0%;XLF:8.8%;MSFT:18.5%
US:65.0;EU:16.3;APAC:11.1;EM:7.2;Other:0.4
Value:-0.6;Growth:-0.1;Quality:+0.5;Size:-0.8;Momentum:-0.8;LowVol:-0.7
NoDerivatives
7
35
5.6
trailing 7%
264
25.1
Bull
17
4.82
3.5
87
10
47
48
false
Buy
Add to core equity +1%
29
7
BrokerD
VWAP
89
null
null
Normal monitoring
48
-6
66
4
false
Increase defensive factor exposure
P7027
Cautious
Taxable
USD
2024-11-11
667,115
105,644
561,471
1
43.3
38.9
7.1
10.7
TSLA:24.5%;AAPL:10.7%;BRK.B:21.9%;MSFT:24.5%;XLF:18.4%
US:66.7;EU:16.4;APAC:6.0;EM:9.9;Other:1.0
Value:-0.3;Growth:-0.5;Quality:+0.9;Size:-0.7;Momentum:+0.6;LowVol:-0.3
ESGOnly;NoMargin
7
30
5.6
hard 10%
116
17.3
Sideways
18.8
4.79
2.6
130
41
73
33
false
NoAction
Within bands; monitor
-5
9
BrokerD
VWAP
98
null
null
Normal monitoring
-1
-6
20
4
false
Within IPS guidelines
P7028
Cautious
IRA
USD
2024-07-11
682,856
76,279
606,577
1
38.1
39.4
4.9
17.6
XLF:17.9%;MUB:19.0%;TSLA:18.3%;HYG:5.4%;BRK.B:19.3%;VOO:20.0%
US:63.0;EU:13.4;APAC:9.3;EM:11.4;Other:2.9
Value:-0.2;Growth:+0.2;Quality:-0.6;Size:-0.5;Momentum:+0.4;LowVol:-0.6
NoMargin
6
25
4.1
trailing 10%
147
19.5
Bear
23.2
3.2
2.1
190
-67
19
56
false
Sell
Trim extended winner -1%
12
11
BrokerC
LMT
85
null
null
Normal monitoring
47
-34
144
5
false
Tax-aware sells next window
P7029
Active
Trust
USD
2025-09-06
1,198,938
109,618
1,089,320
1
51.4
25.1
14.1
9.3
MSFT:16.9%;VNQ:21.3%;IEF:15.4%;BRK.B:20.0%;TSLA:19.6%;HYG:6.8%
US:69.8;EU:14.2;APAC:9.3;EM:4.1;Other:2.6
Value:+0.5;Growth:-0.1;Quality:+0.1;Size:+0.6;Momentum:-0.5;LowVol:-0.3
MaxPos8%
8
30
5.5
trailing 8%
211
27.3
Volatile
22
4.29
3.4
141
-52
13
46
false
Rebalance
Shift +1% to bonds from equity
23
11
BrokerC
MKT
92
null
null
Normal monitoring
-49
11
57
4
false
Within IPS guidelines
P7030
Hands-off
Trust
USD
2025-04-20
172,022
15,672
156,350
1
64.9
26.3
0
8.7
BRK.B:18.1%;QQQ:10.7%;XLF:22.3%;BND:15.8%;GLD:10.9%;TLT:22.3%
US:52.7;EU:17.1;APAC:15.1;EM:11.9;Other:3.3
Value:-0.1;Growth:-0.0;Quality:-0.2;Size:-0.2;Momentum:+0.5;LowVol:+0.1
ESGOnly;NoDerivatives
6
25
4.2
trailing 8%
123
16.2
Bear
26
3.64
2.4
199
-84
5
60
false
Rebalance
Shift +1% to bonds from equity
-8
-21
BrokerB
MKT
91
null
null
Normal monitoring
-43
-14
-4
3
false
Within IPS guidelines
P7031
Cautious
Trust
USD
2025-03-16
856,720
107,606
749,114
1
37.8
44.4
2.8
15
TLT:22.2%;TSLA:13.1%;HYG:12.3%;MUB:14.7%;IEF:22.2%;AAPL:15.5%
US:62.3;EU:10.5;APAC:15.8;EM:8.9;Other:2.6
Value:+0.1;Growth:+0.8;Quality:+0.1;Size:+0.6;Momentum:+0.7;LowVol:+1.0
ESGOnly;NoDerivatives;NoMargin
8
30
4.9
trailing 8%
110
16.1
Volatile
23
3.69
2.1
171
-8
58
39
false
Hedge
Add TLT +1% as duration hedge
-3
-35
BrokerC
MKT
100
null
null
Normal monitoring
-26
-3
98
5
false
Tax-aware sells next window
P7032
Hands-off
Roth
USD
2025-09-20
873,565
41,994
831,571
1
60.8
30
0.4
8.8
GLD:34.0%;TSLA:31.9%;IEF:34.0%
US:59.4;EU:16.7;APAC:13.2;EM:7.4;Other:3.4
Value:+0.5;Growth:+0.4;Quality:+0.6;Size:+0.1;Momentum:+0.3;LowVol:-0.3
NoDerivatives
10
30
4.7
trailing 8%
113
12.4
Bull
17.4
4.5
2.1
83
106
100
54
false
Sell
Trim extended winner -1%
-5
0
BrokerB
MKT
92
null
null
Normal monitoring
80
-21
141
5
false
Within IPS guidelines
P7033
Systematic
401k
USD
2025-03-10
802,535
39,657
762,878
1
61.5
31.2
0
7.2
QQQ:31.3%;AAPL:34.3%;VNQ:34.3%
US:61.1;EU:15.2;APAC:13.5;EM:9.5;Other:0.7
Value:-0.3;Growth:-0.4;Quality:+0.3;Size:-0.4;Momentum:+0.3;LowVol:+0.8
null
8
35
5.8
hard 12%
198
16.4
Bull
16.5
3.85
2.9
116
110
100
53
false
Buy
Add to core equity +1%
-10
-26
BrokerC
VWAP
90
null
null
Normal monitoring
120
-25
129
5
false
Increase defensive factor exposure
P7034
Active
Trust
USD
2025-01-22
2,077,036
193,894
1,883,142
1
50.2
27.4
16.8
5.6
MUB:14.3%;QQQ:24.7%;BND:24.7%;AMZN:14.4%;GLD:21.8%
US:62.6;EU:16.4;APAC:10.5;EM:6.7;Other:3.7
Value:+0.4;Growth:+0.2;Quality:-0.2;Size:-0.8;Momentum:+0.3;LowVol:+0.2
NoDerivatives
7
35
4.5
trailing 8%
188
18.8
Bear
34.2
4.1
2.1
154
-41
21
76
true
Hedge
Buy index puts 1% notional
26
-27
BrokerA
MKT
89
Drift>tolerance
Hedge
Allocation drift beyond policy bands
73
10
104
3
false
Within IPS guidelines
P7035
Cautious
IRA
USD
2025-02-23
798,674
98,809
699,865
1
38.9
35.1
10
16
TLT:24.0%;MUB:25.3%;VNQ:25.3%;HYG:25.3%
US:63.1;EU:13.9;APAC:11.7;EM:7.9;Other:3.4
Value:+1.0;Growth:-0.7;Quality:+0.6;Size:+0.7;Momentum:-0.4;LowVol:+0.7
ESGOnly;NoDerivatives;NoMargin
6
35
5.8
trailing 10%
158
16.5
Bull
16.1
4.4
3
109
113
98
41
false
Rebalance
Shift +1% to bonds from equity
29
14
BrokerA
MKT
88
null
null
Normal monitoring
-53
-42
-68
4
false
Monitor dispersion and breadth
P7036
Systematic
IRA
USD
2025-12-10
1,622,483
148,687
1,473,796
1
59.4
28.5
3.7
8.4
VNQ:33.3%;IEF:33.3%;AMZN:33.3%
US:61.4;EU:20.1;APAC:5.7;EM:11.6;Other:1.2
Value:+0.3;Growth:-0.4;Quality:+0.8;Size:-0.9;Momentum:-0.1;LowVol:-0.3
MaxPos8%;NoDerivatives
8
25
4.2
trailing 8%
179
24.2
Sideways
19.3
3.76
2.7
108
44
68
63
false
Buy
Add to core equity +1%
29
-9
BrokerB
MKT
99
null
null
Normal monitoring
-51
-47
66
3
false
Increase defensive factor exposure
P7037
Active
Trust
USD
2025-05-05
1,549,086
123,082
1,426,004
1
59.1
29.3
3.9
7.7
VOO:25.0%;BRK.B:25.0%;AMZN:25.0%;VNQ:25.0%
US:59.9;EU:12.9;APAC:16.2;EM:10.1;Other:0.9
Value:-0.2;Growth:+0.2;Quality:+1.0;Size:+0.7;Momentum:-0.2;LowVol:-0.5
NoDerivatives
6
25
5.3
trailing 8%
170
24.4
Sideways
16.2
3.73
2.4
128
58
94
52
false
NoAction
Within bands; monitor
7
-23
BrokerB
LMT
85
null
null
Normal monitoring
53
-18
93
5
false
Monitor dispersion and breadth
P7038
Opportunistic
Roth
USD
2024-07-28
1,050,884
81,430
969,454
1
61.4
21.2
9.5
7.9
BND:12.4%;VTI:15.1%;HYG:21.4%;MSFT:21.4%;VNQ:21.4%;MUB:8.4%
US:64.3;EU:15.5;APAC:8.3;EM:9.4;Other:2.5
Value:+0.9;Growth:-0.7;Quality:+0.7;Size:+0.3;Momentum:+0.2;LowVol:-0.8
MaxPos5%
5
30
5.8
trailing 7%
216
22.4
Volatile
28.5
3.58
4.4
154
-56
31
82
true
Rebalance
Rebalance back to target bands
1
-14
BrokerC
LMT
100
Drift>tolerance
TightenStops
Allocation drift beyond policy bands
61
3
134
4
false
Tax-aware sells next window
P7039
Active
IRA
USD
2024-12-07
1,911,713
166,719
1,744,994
1
52.4
31.1
8.7
7.7
MSFT:14.3%;AAPL:17.6%;BRK.B:17.5%;VOO:17.1%;XLF:15.2%;HYG:18.3%
US:72.9;EU:12.5;APAC:7.2;EM:6.3;Other:1.0
Value:+0.7;Growth:-0.0;Quality:+0.6;Size:-0.5;Momentum:+0.1;LowVol:-0.2
null
10
30
6
trailing 8%
180
28
Volatile
20.1
4.72
2.9
158
45
84
43
false
NoAction
Within bands; monitor
22
-9
BrokerB
LMT
91
null
null
Normal monitoring
-21
-39
71
4
false
Within IPS guidelines
P7040
Opportunistic
Taxable
USD
2024-10-12
1,787,628
67,201
1,720,427
1
62.5
18
11.1
8.4
VNQ:26.3%;IEF:26.3%;BND:26.3%;AAPL:21.2%
US:71.9;EU:8.2;APAC:7.3;EM:10.2;Other:2.5
Value:+0.5;Growth:-0.3;Quality:-0.7;Size:+0.1;Momentum:-0.2;LowVol:+0.9
MaxPos5%
7
25
5.7
trailing 9%
185
20.9
Volatile
24.8
4.37
3.5
155
-40
37
59
true
Hedge
Buy index puts 1% notional
-14
-29
BrokerA
LMT
93
RegimeShift
Hedge
Volatility spike and breadth deterioration
24
-30
154
4
false
Tighten stops on momentum names
P7041
Cautious
Taxable
USD
2025-01-27
550,432
54,918
495,514
1
47.9
40.1
0
11.9
HYG:20.2%;TSLA:19.2%;AMZN:12.7%;XLF:16.8%;GLD:17.0%;AAPL:14.1%
US:63.9;EU:19.6;APAC:6.0;EM:8.7;Other:1.7
Value:-0.5;Growth:+0.9;Quality:+0.2;Size:+0.1;Momentum:-0.5;LowVol:-0.1
MaxPos5%;NoMargin
6
35
3.6
trailing 8%
166
16.8
Volatile
28.5
5.32
3
132
-49
19
75
true
Hedge
Buy index puts 1% notional
-4
7
BrokerC
VWAP
88
RegimeShift
Hedge
Volatility spike and breadth deterioration
-5
-19
8
4
false
Within IPS guidelines
P7042
Cautious
Taxable
USD
2025-07-16
162,044
18,837
143,207
1
37.5
30.8
18.3
13.3
IEF:16.5%;TLT:21.1%;BND:13.1%;VTI:21.1%;QQQ:16.2%;AMZN:11.9%
US:73.0;EU:9.3;APAC:9.1;EM:6.4;Other:2.1
Value:+1.0;Growth:-0.7;Quality:+0.8;Size:-0.1;Momentum:+0.5;LowVol:+0.2
NoDerivatives;NoMargin
6
35
3.6
trailing 10%
140
12.8
Bear
27.1
4.41
1.8
192
-104
13
53
false
Rebalance
Shift +1% to bonds from equity
10
-28
BrokerC
VWAP
89
null
null
Normal monitoring
25
20
41
4
false
Tax-aware sells next window
P7043
Hands-off
Taxable
USD
2025-01-08
514,448
36,998
477,450
1
57.4
20.1
14.3
8.2
VNQ:28.1%;AAPL:28.1%;IEF:15.6%;AMZN:28.1%
US:62.7;EU:13.0;APAC:12.5;EM:9.0;Other:2.8
Value:+0.6;Growth:-0.4;Quality:+0.1;Size:-0.7;Momentum:+0.6;LowVol:+0.5
MaxPos6%
5
25
3.1
trailing 8%
111
19.3
Bull
12.6
3.6
2.1
72
84
78
31
false
Hedge
Add TLT +1% as duration hedge
10
-22
BrokerA
LMT
98
null
null
Normal monitoring
99
-16
188
4
false
Monitor dispersion and breadth
P7044
Cautious
Roth
USD
2024-10-09
603,286
64,005
539,281
1
50.1
35
3
11.9
MSFT:33.3%;TLT:33.3%;XLF:33.3%
US:61.8;EU:15.7;APAC:12.1;EM:7.2;Other:3.2
Value:+0.2;Growth:+0.7;Quality:-0.2;Size:-0.6;Momentum:-0.5;LowVol:+0.7
ESGOnly;NoDerivatives;NoMargin
10
30
3.7
trailing 8%
170
19.4
Bull
11.8
3.66
2.5
110
80
100
42
false
Rebalance
Shift +1% to bonds from equity
23
0
BrokerD
MKT
94
null
null
Normal monitoring
110
-46
79
5
false
Increase defensive factor exposure
P7045
Hands-off
IRA
USD
2024-11-16
458,617
33,854
424,763
1
60.6
30
1
8.4
VOO:33.5%;TLT:33.5%;AMZN:33.0%
US:65.3;EU:14.9;APAC:8.0;EM:8.0;Other:3.9
Value:+0.6;Growth:+0.4;Quality:-0.1;Size:-0.7;Momentum:-0.1;LowVol:-0.6
ESGOnly
7
25
5.8
hard 10%
118
13.2
Volatile
24.9
4.04
3.3
121
-55
24
69
false
Sell
Trim extended winner -1%
25
-6
BrokerC
MKT
92
null
null
Normal monitoring
16
-24
77
5
false
Tax-aware sells next window
P7046
Active
401k
USD
2025-06-23
935,491
64,831
870,660
1
51.9
25.2
17
5.9
HYG:18.9%;VTI:22.8%;MSFT:22.3%;IEF:22.8%;BRK.B:13.1%
US:65.7;EU:15.8;APAC:12.1;EM:6.1;Other:0.3
Value:+0.4;Growth:-0.3;Quality:+0.2;Size:+0.3;Momentum:+1.0;LowVol:-0.5
null
10
35
4.6
trailing 8%
166
21.5
Bull
14.3
4.55
3.3
81
22
76
32
false
NoAction
Within bands; monitor
-7
-17
BrokerC
MKT
0
null
null
Normal monitoring
114
19
173
3
false
Increase defensive factor exposure
P7047
Opportunistic
Taxable
USD
2024-10-01
1,116,580
83,901
1,032,679
1.24
74.7
20.4
0
4.9
TSLA:25.5%;VNQ:10.8%;MUB:12.8%;HYG:25.5%;VOO:25.5%
US:63.6;EU:15.6;APAC:9.7;EM:7.0;Other:4.1
Value:+0.8;Growth:-0.6;Quality:-0.3;Size:-0.0;Momentum:-0.3;LowVol:-0.1
null
7
30
4.6
trailing 7%
261
24.6
Volatile
22.8
3.64
4
119
42
66
71
true
Rebalance
Rebalance back to target bands
-10
12
BrokerA
MKT
99
Drift>tolerance
Reduce
Allocation drift beyond policy bands
6
-9
1
3
false
Within IPS guidelines
P7048
Systematic
Roth
USD
2025-08-04
688,301
56,721
631,580
1
61.2
33.7
0
5
QQQ:17.7%;BRK.B:20.7%;VOO:13.7%;AAPL:6.6%;HYG:20.6%;MUB:20.7%
US:65.2;EU:17.0;APAC:12.2;EM:2.6;Other:2.9
Value:-0.6;Growth:-0.2;Quality:-0.8;Size:-0.6;Momentum:-0.3;LowVol:-0.2
MaxPos8%;NoDerivatives
6
25
5.7
trailing 8%
185
19.2
Volatile
26.2
3.63
2.1
136
61
88
73
true
Rebalance
Rebalance back to target bands
10
5
BrokerA
LMT
95
Drift>tolerance
TightenStops
Allocation drift beyond policy bands
62
-17
159
4
false
Tax-aware sells next window
P7049
Hands-off
Roth
USD
2024-08-05
303,810
12,875
290,935
1
73.9
17.1
1.7
7.3
AAPL:17.8%;IEF:16.5%;HYG:11.7%;VNQ:22.2%;BRK.B:9.6%;VOO:22.2%
US:71.5;EU:7.1;APAC:10.9;EM:9.7;Other:0.8
Value:-0.0;Growth:-0.6;Quality:-0.6;Size:-0.9;Momentum:-0.6;LowVol:-0.0
null
10
30
4.8
trailing 8%
94
15.6
Volatile
23.6
5.34
2.5
155
63
70
67
false
NoAction
Within bands; monitor
12
-23
BrokerC
LMT
86
null
null
Normal monitoring
9
-45
125
5
false
Increase defensive factor exposure
P7050
Active
IRA
USD
2025-02-22
1,566,117
117,086
1,449,031
1
56.6
20.5
15.6
7.2
XLF:25.0%;BRK.B:25.0%;VTI:25.0%;AAPL:25.0%
US:59.7;EU:17.8;APAC:14.2;EM:6.2;Other:2.0
Value:-0.6;Growth:+0.3;Quality:-0.9;Size:-0.9;Momentum:+0.2;LowVol:+0.2
MaxPos6%
6
35
4.5
hard 12%
154
21.2
Sideways
17.2
3.89
2.1
104
54
80
52
false
Rebalance
Shift +1% to bonds from equity
25
-31
BrokerB
VWAP
91
null
null
Normal monitoring
3
-40
131
3
false
Increase defensive factor exposure
P7051
Systematic
Trust
USD
2025-07-26
787,825
33,825
754,000
1
68.2
23.2
1.8
6.8
VNQ:33.3%;AAPL:33.3%;TSLA:33.3%
US:68.2;EU:16.1;APAC:9.2;EM:3.0;Other:3.6
Value:-0.4;Growth:-0.1;Quality:+0.1;Size:+0.3;Momentum:+0.8;LowVol:-0.0
MaxPos5%
5
35
5
trailing 9%
221
26.6
Bull
12.1
3.77
3.2
91
0
47
55
false
Buy
Add to core equity +1%
10
-3
BrokerA
LMT
87
null
null
Normal monitoring
82
9
219
3
false
Tighten stops on momentum names
P7052
Cautious
Roth
USD
2025-01-01
425,807
41,681
384,126
1
47.5
34.4
5.1
13
BND:33.3%;BRK.B:33.3%;HYG:33.3%
US:66.9;EU:11.4;APAC:10.6;EM:10.6;Other:0.5
Value:+0.9;Growth:-0.2;Quality:-0.2;Size:-0.1;Momentum:+0.4;LowVol:+0.9
NoDerivatives;NoMargin
8
35
5.9
trailing 8%
148
16.6
Bear
33.5
3.41
1.2
180
36
79
75
true
Reduce
Cut high-beta by 2-3%, add cash
18
-8
BrokerA
MKT
92
VAR>budget
Hedge
Risk above budget threshold
43
-26
169
2
false
Monitor dispersion and breadth
P7053
Active
401k
USD
2025-10-06
2,141,027
225,839
1,915,188
1
53.9
19.8
20.7
5.7
BRK.B:21.7%;MSFT:15.6%;XLF:21.7%;AAPL:21.7%;VNQ:9.8%;MUB:9.3%
US:69.7;EU:10.8;APAC:5.8;EM:10.1;Other:3.6
Value:+0.9;Growth:+0.1;Quality:+0.8;Size:-0.6;Momentum:-0.2;LowVol:-0.7
NoDerivatives
7
35
5.9
hard 12%
160
27.7
Bull
15.2
4.62
3.1
99
2
53
51
false
NoAction
Within bands; monitor
31
-26
BrokerA
VWAP
93
null
null
Normal monitoring
-49
-60
85
3
false
Within IPS guidelines
P7054
Active
IRA
USD
2025-08-17
1,504,835
148,576
1,356,259
1
56.7
23.3
12.1
7.9
IEF:13.5%;MSFT:21.5%;AAPL:13.4%;AMZN:13.6%;VOO:16.6%;TSLA:21.5%
US:64.1;EU:18.5;APAC:9.3;EM:7.9;Other:0.2
Value:+0.7;Growth:+0.5;Quality:-0.4;Size:0.0;Momentum:-0.4;LowVol:-0.9
null
10
35
5.6
hard 12%
155
26.2
Bull
15.1
4.95
2.4
117
56
67
54
false
Sell
Trim extended winner -1%
20
8
BrokerA
LMT
97
null
null
Normal monitoring
10
-55
13
4
false
Monitor dispersion and breadth
P7055
Cautious
Trust
USD
2025-07-08
307,355
27,861
279,494
1
40.8
32
12.5
14.7
TLT:14.5%;TSLA:20.2%;XLF:23.4%;BRK.B:23.4%;VTI:18.5%
US:76.6;EU:8.0;APAC:7.1;EM:6.7;Other:1.6
Value:-0.8;Growth:+0.3;Quality:+0.5;Size:-0.1;Momentum:+0.7;LowVol:+0.8
ESGOnly;NoMargin
6
30
4.5
trailing 8%
140
17.2
Bull
15.5
4.36
3.3
88
101
94
37
false
Buy
Add to core equity +1%
33
7
BrokerA
VWAP
90
null
null
Normal monitoring
37
-1
161
5
false
Tighten stops on momentum names
P7056
Systematic
Trust
USD
2024-10-29
885,738
76,970
808,768
1
62.3
24.8
3
9.8
BRK.B:37.7%;GLD:24.6%;BND:37.7%
US:73.5;EU:8.5;APAC:10.7;EM:4.7;Other:2.6
Value:+0.3;Growth:+0.1;Quality:-0.8;Size:+1.0;Momentum:+0.2;LowVol:+0.2
MaxPos8%;NoDerivatives
5
30
4.3
hard 12%
130
27.4
Bear
22.9
4.32
1.7
166
-20
32
53
false
Sell
Trim extended winner -1%
35
-13
BrokerA
MKT
85
null
null
Normal monitoring
84
-15
130
3
false
Tax-aware sells next window
P7057
Cautious
IRA
USD
2024-12-21
739,233
86,725
652,508
1
35.6
42.2
5.1
17.1
HYG:24.3%;BND:25.2%;BRK.B:25.2%;VOO:25.2%
US:72.9;EU:6.1;APAC:10.7;EM:7.7;Other:2.6
Value:0.0;Growth:+0.9;Quality:+0.1;Size:+0.9;Momentum:+0.4;LowVol:+0.4
MaxPos6%;NoMargin
5
30
4.4
trailing 8%
146
17.6
Volatile
25.8
4.13
2.7
124
-18
46
43
false
Rebalance
Shift +1% to bonds from equity
11
0
BrokerC
LMT
86
null
null
Normal monitoring
-28
-32
-14
3
false
Tighten stops on momentum names
P7058
Opportunistic
401k
USD
2025-06-20
1,216,223
70,325
1,145,898
1
60.4
16.7
14
8.9
TLT:30.8%;GLD:30.8%;BRK.B:17.7%;XLF:20.7%
US:65.1;EU:11.9;APAC:9.6;EM:10.5;Other:2.9
Value:+0.9;Growth:-0.4;Quality:+0.4;Size:+0.5;Momentum:-0.2;LowVol:-0.2
null
6
35
4.2
trailing 9%
230
28.6
Sideways
20.4
4.38
3.2
117
23
53
49
false
Buy
Add to core equity +1%
-5
-36
BrokerB
LMT
88
null
null
Normal monitoring
119
-19
99
3
false
Increase defensive factor exposure
P7059
Cautious
Taxable
USD
2024-11-29
858,746
114,898
743,848
1
50.1
35.4
0
14.5
HYG:35.6%;TSLA:28.8%;MSFT:35.6%
US:70.2;EU:13.9;APAC:5.6;EM:5.8;Other:4.4
Value:+0.4;Growth:-0.6;Quality:-0.2;Size:+0.2;Momentum:-0.8;LowVol:-0.4
ESGOnly;NoMargin
6
30
3.7
trailing 8%
97
14.7
Sideways
20.4
3.61
2.3
118
25
70
59
false
Rebalance
Shift +1% to bonds from equity
15
5
BrokerA
VWAP
85
null
null
Normal monitoring
120
10
195
4
false
Tighten stops on momentum names
P7060
Opportunistic
Trust
USD
2025-11-21
898,730
68,118
830,612
1
64
21.1
8.4
6.5
VTI:33.3%;QQQ:33.3%;AAPL:33.3%
US:63.6;EU:13.9;APAC:10.9;EM:8.3;Other:3.4
Value:+0.5;Growth:+0.4;Quality:+0.8;Size:+0.4;Momentum:-0.5;LowVol:-0.9
MaxPos8%;NoDerivatives
7
30
6.7
hard 12%
223
29.1
Bull
11.2
4.08
2.1
87
40
74
39
false
Sell
Trim extended winner -1%
5
-4
BrokerD
MKT
100
null
null
Normal monitoring
-30
-43
19
5
false
Within IPS guidelines
P7061
Hands-off
Roth
USD
2024-10-09
613,663
35,198
578,465
1
66.4
24.8
3
5.8
VNQ:23.2%;VOO:13.4%;BND:17.0%;XLF:23.2%;MUB:23.2%
US:56.2;EU:18.9;APAC:13.3;EM:7.6;Other:4.1
Value:-0.3;Growth:-0.8;Quality:-0.9;Size:+0.3;Momentum:+0.5;LowVol:+0.1
null
10
25
4
trailing 8%
111
18.7
Bear
34.8
3.95
1.9
199
-33
41
95
true
Reduce
Cut high-beta by 2-3%, add cash
-15
-38
BrokerC
MKT
93
VAR>budget
TightenStops
Risk above budget threshold
112
-55
192
5
false
Increase defensive factor exposure
P7062
Hands-off
Trust
USD
2024-10-21
456,734
40,756
415,978
1
68.4
24.7
0.9
6
QQQ:25.5%;MSFT:25.5%;AMZN:25.5%;GLD:23.5%
US:64.7;EU:15.0;APAC:12.7;EM:6.8;Other:0.8
Value:+0.9;Growth:-0.7;Quality:-0.6;Size:+0.3;Momentum:-0.8;LowVol:+0.1
MaxPos5%
10
35
5
hard 10%
156
15.5
Volatile
28.4
4.69
3.2
174
-36
21
74
true
Rebalance
Rebalance back to target bands
8
13
BrokerD
LMT
96
Drift>tolerance
Reduce
Allocation drift beyond policy bands
119
-58
171
2
false
Within IPS guidelines
P7063
Cautious
Taxable
USD
2025-10-06
262,959
35,435
227,524
1
35.5
38.6
13.7
12.2
VOO:21.1%;AAPL:21.1%;MUB:21.1%;IEF:11.5%;VTI:15.6%;TLT:9.7%
US:64.7;EU:21.8;APAC:7.5;EM:4.4;Other:1.6
Value:-0.0;Growth:+0.3;Quality:+0.7;Size:-0.9;Momentum:-0.7;LowVol:+0.6
ESGOnly;MaxPos5%;NoMargin
5
30
4.7
hard 10%
112
19.1
Bull
17.6
4.51
2.9
81
74
85
28
false
Rebalance
Shift +1% to bonds from equity
28
2
BrokerC
MKT
92
null
null
Normal monitoring
-33
-50
27
3
false
Within IPS guidelines
P7064
Systematic
Roth
USD
2025-11-14
1,412,986
129,694
1,283,292
1
58.9
25.5
6.8
8.9
TLT:16.4%;VTI:11.9%;HYG:13.1%;AAPL:18.3%;BRK.B:20.2%;VNQ:20.2%
US:62.2;EU:15.9;APAC:12.8;EM:4.7;Other:4.4
Value:+0.7;Growth:-0.5;Quality:+0.2;Size:-0.5;Momentum:0.0;LowVol:-0.4
null
8
25
4.5
trailing 8%
127
26.6
Bear
26.2
3.02
2.2
198
27
67
76
true
Hedge
Buy index puts 1% notional
-11
-38
BrokerA
LMT
86
VAR>budget
Hedge
Risk above budget threshold
42
-50
181
2
false
Tighten stops on momentum names
P7065
Active
Trust
USD
2025-07-14
1,684,754
122,407
1,562,347
1.06
62.9
21.9
8.2
7
IEF:11.7%;QQQ:25.5%;BRK.B:25.5%;MSFT:13.0%;VOO:24.4%
US:70.6;EU:6.9;APAC:9.8;EM:9.0;Other:3.7
Value:-0.6;Growth:-0.6;Quality:-0.1;Size:-0.9;Momentum:-0.7;LowVol:+0.6
MaxPos7%
8
25
4.8
trailing 8%
185
26.8
Sideways
17.3
4.93
2.7
101
-7
31
62
false
Rebalance
Shift +1% to bonds from equity
23
-16
BrokerA
MKT
95
null
null
Normal monitoring
37
-45
104
4
false
Monitor dispersion and breadth
P7066
Hands-off
Roth
USD
2025-03-06
229,132
14,058
215,074
1
58.4
25.8
7.8
7.9
VOO:20.0%;IEF:16.5%;MSFT:18.5%;GLD:11.2%;TSLA:15.8%;BND:17.9%
US:58.8;EU:15.3;APAC:10.4;EM:10.0;Other:5.5
Value:-0.1;Growth:+0.9;Quality:-0.5;Size:-0.6;Momentum:+1.0;LowVol:+0.1
ESGOnly;MaxPos7%
10
25
5.9
trailing 8%
120
15.7
Sideways
19.2
4.38
2.4
97
-8
48
57
false
Sell
Trim extended winner -1%
34
-39
BrokerA
LMT
99
null
null
Normal monitoring
112
-36
131
3
false
Tax-aware sells next window
P7067
Systematic
IRA
USD
2025-08-11
1,349,857
90,409
1,259,448
1
56
33.6
4.4
6
TLT:22.4%;GLD:8.7%;MUB:18.9%;MSFT:8.2%;VNQ:22.4%;XLF:19.5%
US:72.3;EU:8.3;APAC:6.7;EM:6.9;Other:5.8
Value:-0.8;Growth:+0.3;Quality:+0.1;Size:-0.6;Momentum:-0.2;LowVol:-0.8
null
6
25
4.7
hard 12%
131
27.5
Volatile
23.7
3.95
3.6
143
-54
16
66
false
Rebalance
Shift +1% to bonds from equity
25
14
BrokerD
LMT
93
null
null
Normal monitoring
-21
19
-60
3
false
Tax-aware sells next window
P7068
Opportunistic
Taxable
USD
2024-07-14
1,048,670
60,053
988,617
1
75.9
13.5
3.6
6.9
TLT:22.4%;HYG:13.2%;BND:9.2%;TSLA:22.4%;AMZN:16.7%;GLD:16.0%
US:66.8;EU:12.5;APAC:12.8;EM:7.7;Other:0.3
Value:+0.7;Growth:-0.4;Quality:+0.5;Size:-0.7;Momentum:+0.5;LowVol:+0.1
NoDerivatives
8
25
5.3
trailing 9%
259
22.1
Bull
17.4
3.56
2.1
79
101
100
66
false
Buy
Add to core equity +1%
-9
10
BrokerD
MKT
90
null
null
Normal monitoring
90
1
50
4
false
Tax-aware sells next window
P7069
Opportunistic
Trust
USD
2025-05-21
458,477
37,149
421,328
1.24
62.3
19
12.5
6.2
AMZN:23.3%;VNQ:15.5%;QQQ:16.6%;MUB:21.3%;VTI:23.3%
US:69.1;EU:6.3;APAC:11.9;EM:7.7;Other:5.2
Value:+0.7;Growth:-0.3;Quality:+0.6;Size:-0.5;Momentum:+0.5;LowVol:-0.5
NoDerivatives
7
35
6.6
trailing 7%
168
27.6
Volatile
21.9
5.2
4
157
-6
35
55
false
Buy
Add to core equity +1%
31
9
BrokerD
MKT
97
null
null
Normal monitoring
115
-3
251
5
false
Tighten stops on momentum names
P7070
Hands-off
Taxable
USD
2024-11-28
488,629
23,366
465,263
1
70.2
20.1
0.7
9
MUB:33.3%;TSLA:33.3%;IEF:33.3%
US:58.0;EU:12.8;APAC:13.5;EM:11.9;Other:3.8
Value:+0.9;Growth:-0.5;Quality:-0.8;Size:-0.1;Momentum:-0.3;LowVol:+0.2
ESGOnly;NoDerivatives
7
30
4.4
trailing 8%
128
16.9
Sideways
14.3
4.1
2.7
117
57
74
60
false
Rebalance
Shift +1% to bonds from equity
9
-12
BrokerA
VWAP
87
null
null
Normal monitoring
25
1
157
3
false
Tax-aware sells next window
P7071
Cautious
IRA
USD
2024-07-29
685,689
57,133
628,556
1
40.2
41.2
5.4
13.2
MSFT:33.3%;MUB:33.3%;XLF:33.3%
US:62.8;EU:18.7;APAC:8.3;EM:5.6;Other:4.6
Value:+0.6;Growth:-0.3;Quality:-0.2;Size:-0.6;Momentum:+0.3;LowVol:+0.9
ESGOnly;NoMargin
7
30
5.6
trailing 8%
127
18.4
Sideways
19.7
4.94
3.3
133
-25
47
51
false
NoAction
Within bands; monitor
-7
-15
BrokerC
LMT
85
null
null
Normal monitoring
35
-31
21
4
false
Increase defensive factor exposure
P7072
Hands-off
IRA
USD
2024-07-04
482,273
47,881
434,392
1
57.9
27.4
8.7
6.1
AAPL:33.3%;BND:33.3%;TLT:33.3%
US:71.0;EU:5.8;APAC:12.0;EM:8.9;Other:2.4
Value:+0.6;Growth:-0.7;Quality:-1.0;Size:0.0;Momentum:+0.8;LowVol:-1.0
ESGOnly;MaxPos5%
10
30
6
trailing 8%
110
17.6
Volatile
25.8
5.26
2.1
153
36
76
60
false
Buy
Add to core equity +1%
-9
-18
BrokerA
MKT
100
null
null
Normal monitoring
-50
-35
-73
4
false
Tighten stops on momentum names
P7073
Active
IRA
USD
2025-06-08
2,247,025
165,937
2,081,088
1
57.9
29.6
4.7
7.8
GLD:8.0%;HYG:13.9%;MUB:14.1%;AAPL:22.8%;MSFT:22.8%;VOO:18.4%
US:72.8;EU:8.4;APAC:6.0;EM:8.8;Other:4.1
Value:0.0;Growth:-0.7;Quality:+0.4;Size:-0.4;Momentum:-0.2;LowVol:+0.3
null
10
35
5.1
trailing 9%
228
25.1
Bear
32.8
3.55
1.4
196
34
61
87
true
Hedge
Buy index puts 1% notional
2
-36
BrokerA
MKT
89
Drift>tolerance
Hedge
Allocation drift beyond policy bands
91
-29
200
3
false
Tax-aware sells next window
P7074
Opportunistic
401k
USD
2025-06-13
916,578
28,096
888,482
1.05
69.5
13.8
11.7
5
TLT:22.3%;MUB:22.3%;MSFT:22.3%;TSLA:22.3%;BRK.B:10.7%
US:63.2;EU:13.5;APAC:12.9;EM:8.0;Other:2.4
Value:-0.1;Growth:+0.1;Quality:-0.4;Size:+0.4;Momentum:+0.4;LowVol:-0.6
NoDerivatives
10
25
5.8
hard 12%
170
23.5
Bull
11.2
4.18
2.4
73
10
48
52
false
Sell
Trim extended winner -1%
-14
-20
BrokerA
LMT
93
null
null
Normal monitoring
63
-31
128
3
false
Tighten stops on momentum names
P7075
Systematic
Roth
USD
2024-11-10
991,749
56,788
934,961
1
69.5
21.5
3.6
5.4
MSFT:27.6%;TSLA:27.6%;XLF:17.3%;TLT:27.6%
US:60.9;EU:18.9;APAC:6.0;EM:10.3;Other:3.8
Value:+0.4;Growth:-0.8;Quality:-0.6;Size:+0.8;Momentum:0.0;LowVol:+0.2
MaxPos6%
5
25
4.8
trailing 8%
214
18.3
Bull
17
4.38
3.1
120
18
64
46
true
Hedge
Buy index puts 1% notional
33
5
BrokerB
MKT
90
Drift>tolerance
Reduce
Allocation drift beyond policy bands
-36
-16
53
5
false
Increase defensive factor exposure
P7076
Cautious
IRA
USD
2024-10-06
395,630
62,602
333,028
1
39.3
45
3.4
12.3
MSFT:17.5%;AMZN:20.0%;XLF:16.2%;TSLA:18.1%;AAPL:10.6%;TLT:17.7%
US:67.0;EU:16.7;APAC:7.4;EM:7.6;Other:1.2
Value:+0.6;Growth:-0.7;Quality:+0.9;Size:-0.4;Momentum:+0.4;LowVol:-0.9
ESGOnly;NoMargin
6
30
4.7
trailing 10%
132
14
Volatile
21.2
3.85
4
131
-9
56
45
false
Sell
Trim extended winner -1%
-4
4
BrokerB
LMT
92
null
null
Normal monitoring
107
0
139
3
false
Within IPS guidelines
P7077
Hands-off
Roth
USD
2024-08-14
498,104
45,483
452,621
1
56.5
23
10.7
9.9
VNQ:22.3%;AAPL:22.3%;VTI:20.6%;VOO:22.3%;TLT:12.5%
US:61.1;EU:11.7;APAC:12.3;EM:10.8;Other:4.2
Value:-0.4;Growth:-0.0;Quality:-0.9;Size:-0.9;Momentum:+0.6;LowVol:-0.6
ESGOnly
10
25
3.2
trailing 8%
170
16.5
Bear
30
3.77
2.3
199
16
62
79
true
Rebalance
Rebalance back to target bands
22
-34
BrokerB
LMT
90
Drift>tolerance
Hedge
Allocation drift beyond policy bands
-3
-17
43
5
false
Increase defensive factor exposure
P7078
Systematic
IRA
USD
2024-11-05
429,512
25,432
404,080
1
65.4
26.8
0
7.8
BRK.B:21.5%;QQQ:21.1%;AAPL:14.3%;VNQ:21.5%;BND:21.5%
US:68.0;EU:17.7;APAC:9.1;EM:4.9;Other:0.4
Value:0.0;Growth:-0.5;Quality:+0.6;Size:+0.7;Momentum:+0.2;LowVol:-0.3
MaxPos6%
8
35
4.2
hard 12%
171
25.5
Bear
22.4
3.52
1.8
179
20
45
66
true
Hedge
Buy index puts 1% notional
27
-2
BrokerD
LMT
90
RegimeShift
Pause
Volatility spike and breadth deterioration
-27
-4
-45
4
false
Monitor dispersion and breadth
P7079
Active
Taxable
USD
2025-05-28
830,743
99,599
731,144
1
63.3
27.5
2.3
6.8
MSFT:8.4%;TSLA:13.1%;VNQ:20.8%;BND:18.4%;VTI:20.8%;MUB:18.5%
US:54.1;EU:18.8;APAC:12.4;EM:11.0;Other:3.7
Value:-0.3;Growth:-0.6;Quality:-0.6;Size:-0.3;Momentum:-0.2;LowVol:+0.7
MaxPos8%
6
35
4.6
hard 12%
154
26.1
Volatile
30.3
4.67
2.4
152
21
46
75
true
Hedge
Buy index puts 1% notional
30
-14
BrokerD
LMT
85
RegimeShift
TightenStops
Volatility spike and breadth deterioration
-10
-25
-5
4
false
Within IPS guidelines
P7080
Active
Taxable
USD
2024-11-23
2,170,755
141,207
2,029,548
1
51.2
25.6
16.3
6.9
VOO:14.0%;BRK.B:22.7%;GLD:11.6%;XLF:17.0%;VTI:12.0%;QQQ:22.7%
US:78.4;EU:7.6;APAC:7.3;EM:4.6;Other:2.1
Value:+0.3;Growth:0.0;Quality:+0.6;Size:+0.4;Momentum:-0.3;LowVol:-0.4
MaxPos5%;NoDerivatives
7
25
5.9
trailing 8%
219
21.5
Volatile
26.1
3.58
3.9
115
25
65
68
false
Sell
Trim extended winner -1%
34
-35
BrokerD
MKT
88
null
null
Normal monitoring
-20
-29
-14
4
false
Monitor dispersion and breadth
P7081
Opportunistic
Taxable
USD
2025-04-21
1,520,374
68,970
1,451,404
1.08
68.7
11.4
14.4
5.5
IEF:33.3%;XLF:33.3%;VTI:33.3%
US:57.4;EU:18.2;APAC:16.8;EM:5.8;Other:1.9
Value:-0.1;Growth:+0.3;Quality:-0.5;Size:0.0;Momentum:+0.9;LowVol:-0.9
null
10
25
4.9
trailing 7%
276
25.3
Bull
18
4.7
2.9
90
109
95
59
false
Buy
Add to core equity +1%
26
-25
BrokerC
MKT
99
null
null
Normal monitoring
5
-1
-13
3
false
Monitor dispersion and breadth
P7082
Hands-off
Trust
USD
2025-10-08
241,545
18,800
222,745
1
67.5
23.6
3.1
5.7
TLT:23.7%;TSLA:21.7%;AMZN:23.7%;VNQ:20.4%;HYG:10.4%
US:68.2;EU:5.1;APAC:11.3;EM:10.6;Other:4.8
Value:-0.6;Growth:+0.9;Quality:+0.7;Size:+0.3;Momentum:+0.9;LowVol:+0.2
ESGOnly
5
25
3.4
trailing 8%
144
15.5
Volatile
23.2
4.06
2.2
145
-52
26
56
false
Buy
Add to core equity +1%
-8
-25
BrokerA
LMT
89
null
null
Normal monitoring
57
-33
125
5
false
Tax-aware sells next window
P7083
Cautious
Trust
USD
2025-10-13
417,499
33,784
383,715
1
47.6
38
0
14.4
AMZN:33.3%;QQQ:33.3%;VTI:33.3%
US:62.2;EU:10.5;APAC:9.9;EM:11.8;Other:5.6
Value:-0.8;Growth:-0.4;Quality:+0.2;Size:-0.8;Momentum:-0.1;LowVol:-0.9
ESGOnly;MaxPos6%;NoMargin
10
35
5.7
trailing 8%
132
14.7
Bull
16.4
3.54
2.7
117
94
100
47
false
Hedge
Add TLT +1% as duration hedge
20
-38
BrokerC
LMT
86
null
null
Normal monitoring
-37
-41
-19
4
false
Increase defensive factor exposure
P7084
Cautious
IRA
USD
2025-07-17
494,004
61,812
432,192
1
43.5
35.5
8.2
12.7
TSLA:24.1%;TLT:15.0%;QQQ:12.7%;AAPL:24.1%;GLD:24.1%
US:65.8;EU:12.2;APAC:11.5;EM:8.4;Other:2.1
Value:+0.3;Growth:-0.3;Quality:-0.6;Size:+0.9;Momentum:+0.6;LowVol:+0.3
ESGOnly;MaxPos6%;NoDerivatives;NoMargin
8
30
5.4
trailing 8%
169
15.9
Bull
15.4
4.86
2.3
75
3
50
44
true
Reduce
Cut high-beta by 2-3%, add cash
7
-14
BrokerC
LMT
95
VAR>budget
Hedge
Risk above budget threshold
8
4
118
5
false
Tax-aware sells next window
P7085
Opportunistic
IRA
USD
2024-10-15
971,257
35,437
935,820
1
62.5
15
14.9
7.7
GLD:33.5%;QQQ:33.5%;BRK.B:33.0%
US:79.6;EU:8.2;APAC:7.1;EM:4.6;Other:0.5
Value:+0.5;Growth:-0.4;Quality:+0.3;Size:-0.4;Momentum:+0.8;LowVol:+1.0
NoDerivatives
7
35
5.8
hard 12%
271
27.4
Volatile
24.4
4.55
3.8
158
3
48
57
false
Sell
Trim extended winner -1%
20
-20
BrokerA
VWAP
93
null
null
Normal monitoring
50
9
67
4
false
Within IPS guidelines
P7086
Active
Roth
USD
2024-08-12
2,110,910
135,358
1,975,552
1
56.3
30.5
4.3
8.9
IEF:34.9%;HYG:34.9%;QQQ:30.2%
US:65.8;EU:15.8;APAC:5.7;EM:9.2;Other:3.5
Value:+0.1;Growth:-0.6;Quality:-0.8;Size:-0.6;Momentum:+0.8;LowVol:-0.2
NoDerivatives
6
25
5.5
trailing 9%
128
22.9
Sideways
18.2
3.88
2.9
123
-14
36
51
false
Sell
Trim extended winner -1%
17
-3
BrokerD
MKT
94
null
null
Normal monitoring
-10
-13
123
4
false
Tighten stops on momentum names
P7087
Hands-off
401k
USD
2025-08-28
758,917
65,447
693,470
1
70.8
23.4
0
5.8
VNQ:12.9%;QQQ:26.4%;AMZN:12.7%;BND:26.4%;VOO:21.7%
US:63.3;EU:15.1;APAC:14.1;EM:3.6;Other:3.9
Value:-0.5;Growth:-0.9;Quality:+0.6;Size:-0.8;Momentum:-0.2;LowVol:0.0
null
5
30
3
trailing 8%
138
17.4
Sideways
21.5
3.62
3.2
125
34
77
58
false
Sell
Trim extended winner -1%
5
13
BrokerA
LMT
87
null
null
Normal monitoring
-57
9
31
4
false
Within IPS guidelines
P7088
Active
Taxable
USD
2025-04-30
1,560,926
167,830
1,393,096
1.18
57
26
8
8.9
VNQ:27.6%;XLF:27.6%;TSLA:17.1%;TLT:27.6%
US:69.4;EU:15.2;APAC:9.1;EM:3.4;Other:3.0
Value:+0.4;Growth:-0.7;Quality:0.0;Size:-0.5;Momentum:-0.8;LowVol:-0.0
MaxPos5%;NoDerivatives
5
25
5.4
trailing 9%
135
21.1
Volatile
25.2
5.13
2.3
122
-44
35
60
false
Hedge
Add TLT +1% as duration hedge
30
-12
BrokerD
LMT
96
null
null
Normal monitoring
8
-7
74
3
false
Within IPS guidelines
P7089
Systematic
401k
USD
2024-09-03
1,205,452
91,589
1,113,863
1
59.8
30.2
4.1
5.9
VTI:20.4%;TLT:20.1%;BND:23.6%;TSLA:23.6%;HYG:12.3%
US:62.3;EU:15.8;APAC:13.7;EM:7.8;Other:0.5
Value:+0.7;Growth:-0.9;Quality:-0.1;Size:-1.0;Momentum:+0.5;LowVol:-0.3
MaxPos8%
5
25
5.8
trailing 9%
131
25.4
Volatile
20.7
4.47
3.3
130
-9
45
60
false
NoAction
Within bands; monitor
26
1
BrokerC
VWAP
100
null
null
Normal monitoring
90
-54
171
4
false
Within IPS guidelines
P7090
Active
Trust
USD
2025-12-12
907,622
66,731
840,891
1.24
57.2
19.6
14.8
8.4
GLD:14.7%;MUB:22.8%;QQQ:22.8%;TSLA:16.7%;AAPL:22.8%
US:78.2;EU:8.3;APAC:8.9;EM:3.4;Other:1.3
Value:-0.2;Growth:+0.6;Quality:+0.8;Size:-0.9;Momentum:-0.2;LowVol:+1.0
MaxPos5%
5
35
5.6
trailing 9%
149
21.6
Bull
15.9
3.52
3.5
109
77
73
48
false
Sell
Trim extended winner -1%
35
-24
BrokerB
MKT
96
null
null
Normal monitoring
63
-23
52
4
false
Tighten stops on momentum names
P7091
Cautious
Roth
USD
2024-09-01
664,808
61,566
603,242
1
47.3
41.1
0
11.5
VTI:23.4%;MUB:13.2%;IEF:23.4%;XLF:16.5%;VOO:23.4%
US:76.7;EU:6.8;APAC:6.5;EM:8.8;Other:1.2
Value:+0.5;Growth:+0.6;Quality:-0.4;Size:-0.1;Momentum:+0.1;LowVol:-0.4
ESGOnly;MaxPos5%;NoDerivatives;NoMargin
7
25
5.6
trailing 10%
127
19.9
Volatile
23
4.66
2.9
163
77
89
47
false
Buy
Add to core equity +1%
5
1
BrokerA
VWAP
89
null
null
Normal monitoring
22
-13
57
3
false
Tax-aware sells next window
P7092
Opportunistic
Taxable
USD
2025-06-04
1,248,688
65,296
1,183,392
1.13
68.4
17
6.7
8
QQQ:22.0%;IEF:22.0%;HYG:13.9%;VTI:20.2%;TLT:22.0%
US:65.5;EU:10.6;APAC:16.8;EM:6.9;Other:0.3
Value:-0.5;Growth:+0.2;Quality:+0.2;Size:+0.5;Momentum:-0.4;LowVol:+0.5
null
7
25
5
hard 12%
236
24.8
Bull
17.9
4.73
2.8
112
2
42
54
true
Reduce
Cut high-beta by 2-3%, add cash
18
-11
BrokerC
VWAP
99
RegimeShift
Reduce
Volatility spike and breadth deterioration
23
-36
32
5
false
Increase defensive factor exposure
P7093
Cautious
Taxable
USD
2024-10-06
175,200
15,920
159,280
1
50.9
32.4
0
16.8
AMZN:33.6%;XLF:33.6%;MSFT:32.8%
US:59.2;EU:16.9;APAC:9.8;EM:11.2;Other:2.9
Value:+0.4;Growth:+0.3;Quality:+0.2;Size:+0.2;Momentum:-0.5;LowVol:+0.6
NoMargin
10
25
3.7
trailing 10%
128
14.3
Volatile
23.1
4.87
4
170
79
93
49
false
Sell
Trim extended winner -1%
26
-25
BrokerB
LMT
91
null
null
Normal monitoring
118
17
198
5
false
Increase defensive factor exposure
P7094
Hands-off
401k
USD
2025-03-12
669,653
53,431
616,222
1
65.5
25.1
3.1
6.3
VTI:30.2%;QQQ:34.9%;MSFT:34.9%
US:65.8;EU:6.4;APAC:14.4;EM:8.5;Other:4.8
Value:+0.9;Growth:+0.6;Quality:-0.2;Size:+0.2;Momentum:+1.0;LowVol:-0.1
ESGOnly
10
25
3.9
trailing 8%
166
19.3
Sideways
21.5
4.17
3.1
117
38
67
62
false
Sell
Trim extended winner -1%
6
-32
BrokerD
MKT
99
null
null
Normal monitoring
91
14
218
4
false
Tax-aware sells next window
P7095
Opportunistic
Trust
USD
2025-01-18
588,724
27,919
560,805
1
70.8
13.7
8
7.4
TLT:19.5%;XLF:26.8%;VNQ:26.8%;AAPL:26.8%
US:71.9;EU:6.3;APAC:11.2;EM:10.0;Other:0.6
Value:+0.1;Growth:+0.4;Quality:+1.0;Size:+0.3;Momentum:+0.5;LowVol:-0.9
MaxPos5%
8
25
6.3
trailing 7%
254
33.6
Bear
32.3
3.45
2.4
187
31
62
82
true
Rebalance
Rebalance back to target bands
0
-2
BrokerD
MKT
92
Drift>tolerance
Reduce
Allocation drift beyond policy bands
-28
-27
-55
2
false
Monitor dispersion and breadth
P7096
Hands-off
Taxable
USD
2024-11-19
545,135
53,619
491,516
1
68.9
24.3
0
6.8
AMZN:20.0%;GLD:9.4%;MUB:23.5%;MSFT:23.5%;VNQ:23.5%
US:65.7;EU:14.3;APAC:9.9;EM:9.3;Other:0.8
Value:+0.8;Growth:+0.1;Quality:-0.4;Size:-0.7;Momentum:+0.8;LowVol:-0.5
null
10
35
5.3
trailing 8%
100
19.4
Sideways
17
4.46
2.2
118
8
56
57
false
Sell
Trim extended winner -1%
22
-28
BrokerA
VWAP
96
null
null
Normal monitoring
-2
-7
31
4
false
Tax-aware sells next window
P7097
Hands-off
Roth
USD
2025-11-10
534,271
23,182
511,089
1
65.1
28.1
0
6.7
XLF:23.6%;IEF:25.5%;TSLA:25.5%;AAPL:25.5%
US:69.4;EU:14.9;APAC:5.0;EM:10.3;Other:0.5
Value:-0.6;Growth:0.0;Quality:-0.9;Size:-0.8;Momentum:-0.1;LowVol:-0.1
NoDerivatives
10
30
5.1
trailing 8%
126
17.2
Volatile
27.7
4.12
2.3
119
-8
53
72
true
Hedge
Buy index puts 1% notional
22
-18
BrokerD
VWAP
94
Drift>tolerance
Reduce
Allocation drift beyond policy bands
69
-40
36
5
false
Within IPS guidelines
P7098
Hands-off
Roth
USD
2024-12-28
225,973
13,104
212,869
1
73.9
17.4
0.8
7.9
TLT:9.1%;VOO:13.8%;VNQ:23.0%;IEF:19.9%;MSFT:11.2%;BRK.B:23.0%
US:67.5;EU:8.5;APAC:14.8;EM:5.4;Other:3.8
Value:-0.5;Growth:+0.9;Quality:-0.9;Size:+0.5;Momentum:-0.1;LowVol:+0.2
ESGOnly;MaxPos5%;NoDerivatives
8
30
5.2
hard 10%
146
15.2
Bear
27.9
4.16
2.4
184
-72
18
80
true
Rebalance
Rebalance back to target bands
-15
6
BrokerC
VWAP
91
Drift>tolerance
Reduce
Allocation drift beyond policy bands
31
-11
137
5
false
Tighten stops on momentum names
P7099
Active
Trust
USD
2025-10-18
898,168
54,927
843,241
1.14
50.1
19.1
21
9.7
TLT:20.8%;VNQ:27.8%;XLF:27.8%;HYG:23.6%
US:61.1;EU:22.1;APAC:10.6;EM:3.7;Other:2.5
Value:-0.4;Growth:+0.3;Quality:+0.5;Size:-0.9;Momentum:+1.0;LowVol:0.0
NoDerivatives
8
35
4.3
trailing 8%
212
21.7
Volatile
23.8
3.56
2.7
178
39
71
52
false
Rebalance
Shift +1% to bonds from equity
27
-35
BrokerA
MKT
91
null
null
Normal monitoring
46
12
132
4
false
Tighten stops on momentum names
P7100
Cautious
Trust
USD
2025-03-03
391,015
34,300
356,715
1
48.6
37.5
0
13.9
VNQ:33.3%;MUB:33.3%;IEF:33.3%
US:73.5;EU:7.3;APAC:9.8;EM:7.8;Other:1.6
Value:-0.4;Growth:-0.6;Quality:+0.7;Size:+0.3;Momentum:+0.9;LowVol:-0.4
NoDerivatives;NoMargin
7
25
5
trailing 8%
131
14.7
Sideways
14.8
4.78
3.4
135
2
38
40
false
Sell
Trim extended winner -1%
-15
8
BrokerB
MKT
90
null
null
Normal monitoring
23
-15
41
5
false
Tighten stops on momentum names