client_id
string
persona_style
string
account_type
string
base_currency
string
as_of_date
string
total_equity_usd
int64
cash_usd
int64
invested_usd
int64
leverage_x
float64
allocation_equity_pct
float64
allocation_fixed_income_pct
float64
allocation_alts_pct
float64
allocation_cash_pct
float64
top_positions
string
region_exposure_pct
string
factor_exposure_z
string
constraints
string
max_position_pct
int64
max_sector_pct
int64
drift_tolerance_pct
float64
stoploss_policy
string
risk_budget_var_95_bps
int64
max_drawdown_limit_pct
float64
market_regime
string
vix_level
float64
rates_10y_pct
float64
inflation_yoy_pct
float64
credit_spread_ig_bps
int64
signal_alpha_bps
int64
signal_confidence_1_100
int64
risk_score_1_100
int64
breach_flag
bool
action_proposed
string
action_details
string
expected_impact_alpha_bps
int64
expected_risk_change_bps
int64
execution_venue
string
order_type
string
order_fill_ratio_pct
int64
self_correction_trigger
string
self_correction_action
string
self_correction_reason
string
outcome_after_7d_pnl_bps
int64
outcome_after_7d_var_change_bps
int64
outcome_after_30d_pnl_bps
int64
user_feedback_1_5
int64
advisor_override_flag
bool
notes
string
P7201
Active
Taxable
USD
2024-08-22
1,950,549
139,248
1,811,301
1
55.9
29.9
8.6
5.6
VNQ:15.6%;BRK.B:21.8%;GLD:7.0%;MSFT:21.8%;AAPL:12.0%;VOO:21.8%
US:70.9;EU:7.0;APAC:8.9;EM:11.0;Other:2.2
Value:+0.2;Growth:-0.5;Quality:+0.9;Size:-0.1;Momentum:+0.9;LowVol:+0.6
null
6
30
5.5
trailing 9%
130
16.3
Volatile
21.7
4.58
3.8
134
46
81
54
false
NoAction
Within bands; monitor
-3
-28
BrokerB
MKT
0
null
null
Normal monitoring
-14
-39
-51
5
false
Tighten stops on momentum names
P7202
Cautious
IRA
USD
2025-02-17
367,381
36,882
330,499
1
36.8
36.8
8.8
17.5
HYG:23.1%;VNQ:23.1%;IEF:16.9%;VOO:23.1%;AMZN:13.8%
US:63.4;EU:16.0;APAC:10.0;EM:9.9;Other:0.7
Value:+0.8;Growth:+1.0;Quality:+0.6;Size:-0.7;Momentum:-0.5;LowVol:+0.4
ESGOnly;NoMargin
5
25
4
hard 10%
112
12.6
Volatile
31.5
3.69
4
131
2
36
64
false
NoAction
Within bands; monitor
30
5
BrokerA
LMT
94
null
null
Normal monitoring
41
-40
5
3
false
Increase defensive factor exposure
P7203
Cautious
Roth
USD
2024-12-21
244,112
31,407
212,705
1
46.7
39.7
0
13.6
BND:18.8%;TLT:15.6%;TSLA:17.5%;QQQ:16.2%;XLF:20.7%;MUB:11.2%
US:65.8;EU:14.9;APAC:8.9;EM:7.3;Other:3.1
Value:+0.6;Growth:+0.5;Quality:+0.5;Size:+0.9;Momentum:+0.5;LowVol:+0.7
NoMargin
6
25
5.4
trailing 8%
110
14.9
Bull
17.9
4.25
2.7
98
57
63
47
false
Buy
Add to core equity +1%
14
15
BrokerA
VWAP
97
null
null
Normal monitoring
-23
13
-6
4
false
Within IPS guidelines
P7204
Active
401k
USD
2025-03-26
2,374,833
258,730
2,116,103
1
54.9
28
9.5
7.6
MSFT:33.7%;VOO:33.7%;VTI:32.5%
US:71.0;EU:8.3;APAC:14.1;EM:6.2;Other:0.5
Value:-0.6;Growth:-0.8;Quality:-0.6;Size:+0.2;Momentum:+0.6;LowVol:-0.5
MaxPos8%;NoDerivatives
5
30
5.7
hard 12%
216
26.4
Volatile
25.7
4.09
3.7
131
-35
19
57
false
Rebalance
Shift +1% to bonds from equity
-15
-21
BrokerD
MKT
88
null
null
Normal monitoring
-19
10
-56
4
false
Monitor dispersion and breadth
P7205
Cautious
Trust
USD
2024-08-17
866,422
72,799
793,623
1
39.6
35.5
14.4
10.5
HYG:33.3%;MSFT:33.3%;VTI:33.3%
US:59.0;EU:18.5;APAC:9.3;EM:13.0;Other:0.2
Value:+0.9;Growth:-0.7;Quality:+0.7;Size:-0.9;Momentum:+0.1;LowVol:-0.9
ESGOnly;MaxPos5%;NoMargin
7
30
3.9
trailing 8%
90
19.9
Bear
31
3.68
2.7
167
-54
19
56
true
Reduce
Cut high-beta by 2-3%, add cash
35
-36
BrokerD
LMT
94
VAR>budget
Reduce
Risk above budget threshold
27
20
144
3
false
Tax-aware sells next window
P7206
Active
Roth
USD
2025-12-23
1,848,379
142,329
1,706,050
1.1
67.4
24.2
2.2
6.3
AMZN:20.9%;VNQ:21.6%;HYG:21.6%;VOO:14.3%;TLT:21.6%
US:73.1;EU:11.7;APAC:11.7;EM:2.9;Other:0.6
Value:+0.7;Growth:-0.5;Quality:+0.1;Size:+0.2;Momentum:+0.8;LowVol:-0.0
MaxPos7%
5
25
5.9
hard 12%
184
22.9
Bull
16.8
4.19
2.6
79
99
100
53
false
Buy
Add to core equity +1%
9
4
BrokerA
MKT
95
null
null
Normal monitoring
5
-24
80
4
false
Tighten stops on momentum names
P7207
Cautious
Trust
USD
2025-10-31
573,970
51,980
521,990
1
44.4
42.5
0
13.1
VTI:23.4%;MSFT:10.2%;MUB:23.4%;VOO:19.6%;GLD:23.4%
US:74.3;EU:8.2;APAC:12.8;EM:3.3;Other:1.4
Value:+0.2;Growth:-0.2;Quality:-0.4;Size:+0.3;Momentum:-0.0;LowVol:-0.0
NoDerivatives;NoMargin
10
25
5.7
trailing 8%
161
19.4
Volatile
22.3
3.55
2.1
142
-52
25
56
false
Rebalance
Shift +1% to bonds from equity
9
5
BrokerB
LMT
86
null
null
Normal monitoring
24
-11
108
3
false
Increase defensive factor exposure
P7208
Cautious
Taxable
USD
2024-07-24
214,325
23,596
190,729
1
45.9
36
4.9
13.2
MSFT:21.6%;GLD:16.6%;MUB:21.6%;VTI:12.5%;XLF:18.2%;IEF:9.6%
US:64.6;EU:17.0;APAC:6.6;EM:7.7;Other:4.1
Value:+0.7;Growth:-0.9;Quality:+0.5;Size:-0.4;Momentum:-0.5;LowVol:-0.5
ESGOnly;MaxPos8%;NoDerivatives;NoMargin
10
35
4.3
hard 10%
92
16.1
Bear
22.5
4.41
2.9
174
-46
31
56
false
Buy
Add to core equity +1%
1
-14
BrokerD
MKT
86
null
null
Normal monitoring
-50
-44
-63
4
false
Tax-aware sells next window
P7209
Opportunistic
Trust
USD
2024-10-14
1,564,463
59,928
1,504,535
1.17
66.9
17.5
9.7
5.8
AMZN:25.0%;XLF:25.0%;TSLA:25.0%;VOO:25.0%
US:61.4;EU:18.3;APAC:9.5;EM:6.6;Other:4.2
Value:-0.5;Growth:+0.8;Quality:-0.2;Size:+0.1;Momentum:+0.1;LowVol:-0.1
null
7
25
5.3
trailing 7%
197
28.9
Bull
15.1
3.81
3.3
103
15
52
45
false
Sell
Trim extended winner -1%
34
-22
BrokerA
LMT
100
null
null
Normal monitoring
64
-9
65
5
false
Within IPS guidelines
P7210
Systematic
401k
USD
2024-08-28
441,668
42,383
399,285
1
59.7
27
8.1
5.2
BRK.B:25.0%;AMZN:25.0%;IEF:25.0%;AAPL:25.0%
US:65.6;EU:13.6;APAC:10.3;EM:8.4;Other:2.1
Value:-0.7;Growth:-0.7;Quality:-0.8;Size:-0.8;Momentum:0.0;LowVol:+0.1
null
10
30
4.5
hard 12%
183
25.8
Volatile
30.4
5.33
4.3
139
40
85
79
true
Rebalance
Rebalance back to target bands
-7
-5
BrokerD
LMT
90
RegimeShift
TightenStops
Volatility spike and breadth deterioration
15
-24
19
5
false
Within IPS guidelines
P7211
Hands-off
Trust
USD
2025-04-07
204,604
16,945
187,659
1
69
15.5
6.7
8.7
VNQ:15.7%;IEF:15.8%;BND:23.8%;GLD:23.8%;TLT:20.9%
US:68.2;EU:9.4;APAC:10.0;EM:10.2;Other:2.2
Value:-0.7;Growth:+0.6;Quality:+0.3;Size:+0.6;Momentum:+0.5;LowVol:-0.6
ESGOnly;MaxPos5%;NoDerivatives
6
30
5.3
trailing 8%
98
16.3
Bull
11
3.75
2.1
94
108
100
52
false
Rebalance
Shift +1% to bonds from equity
-5
-13
BrokerC
LMT
100
null
null
Normal monitoring
-11
-12
37
3
false
Monitor dispersion and breadth
P7212
Active
Taxable
USD
2025-06-25
1,220,168
143,697
1,076,471
1
58
28.9
6.9
6.2
BND:25.3%;IEF:15.8%;QQQ:11.1%;GLD:25.3%;MUB:22.5%
US:67.2;EU:8.6;APAC:12.0;EM:9.7;Other:2.5
Value:+0.9;Growth:+0.9;Quality:+0.4;Size:+0.2;Momentum:+0.2;LowVol:-0.8
MaxPos6%;NoDerivatives
7
30
5.3
trailing 9%
177
22.5
Volatile
27.6
4.42
2.6
156
-42
42
62
false
Sell
Trim extended winner -1%
-14
10
BrokerB
LMT
88
null
null
Normal monitoring
53
-25
142
5
false
Monitor dispersion and breadth
P7213
Active
Trust
USD
2025-04-19
1,341,362
136,696
1,204,666
1
57.7
28.4
4.2
9.8
XLF:24.1%;BND:18.1%;MSFT:11.7%;IEF:22.1%;AAPL:24.1%
US:69.4;EU:5.9;APAC:16.3;EM:7.2;Other:1.2
Value:-0.3;Growth:+0.7;Quality:0.0;Size:+0.3;Momentum:+0.9;LowVol:+0.1
MaxPos6%
6
25
5.8
trailing 8%
132
19.7
Volatile
30.5
4.59
2.7
160
54
66
76
true
Hedge
Buy index puts 1% notional
33
-13
BrokerB
VWAP
90
Drift>tolerance
Reduce
Allocation drift beyond policy bands
5
-18
64
3
false
Increase defensive factor exposure
P7214
Active
Trust
USD
2025-04-27
673,857
59,677
614,180
1
65.5
25.4
0
9.1
MSFT:13.3%;TLT:14.2%;XLF:15.6%;VOO:16.5%;IEF:20.4%;MUB:20.0%
US:63.5;EU:8.9;APAC:13.6;EM:13.8;Other:0.1
Value:-0.8;Growth:-0.8;Quality:-0.4;Size:+0.1;Momentum:+0.4;LowVol:+0.6
null
6
30
4.8
hard 12%
180
25.7
Bear
23
4.21
1.3
158
-119
5
55
false
Sell
Trim extended winner -1%
30
-22
BrokerC
LMT
92
null
null
Normal monitoring
37
8
46
5
false
Increase defensive factor exposure
P7215
Opportunistic
IRA
USD
2025-11-10
332,424
11,358
321,066
1
63.3
16.9
12.9
6.8
IEF:21.1%;AAPL:14.7%;VOO:18.5%;AMZN:13.1%;GLD:21.1%;TLT:11.5%
US:66.8;EU:6.0;APAC:14.4;EM:9.2;Other:3.7
Value:+0.4;Growth:-0.2;Quality:+0.8;Size:-0.3;Momentum:-0.7;LowVol:+0.5
null
6
30
6.7
trailing 7%
167
20.5
Bull
16.9
4.07
3.4
95
79
94
44
false
Sell
Trim extended winner -1%
14
14
BrokerA
LMT
99
null
null
Normal monitoring
75
-18
153
4
false
Tax-aware sells next window
P7216
Cautious
Trust
USD
2025-03-30
325,260
41,132
284,128
1
35.5
31.7
15.8
17.1
HYG:33.3%;VOO:33.3%;AAPL:33.3%
US:69.2;EU:12.3;APAC:7.1;EM:8.8;Other:2.6
Value:-0.0;Growth:+0.9;Quality:+0.5;Size:+0.5;Momentum:+0.2;LowVol:-0.2
ESGOnly;MaxPos8%;NoMargin
10
35
4.3
trailing 10%
112
18.5
Bull
14.7
4.07
2.7
78
54
75
32
false
Rebalance
Shift +1% to bonds from equity
-2
14
BrokerB
MKT
93
null
null
Normal monitoring
90
-39
136
5
false
Increase defensive factor exposure
P7217
Hands-off
IRA
USD
2025-04-08
567,518
47,171
520,347
1
64.6
27.2
0
8.2
VNQ:16.4%;TSLA:21.1%;MUB:17.7%;QQQ:8.0%;TLT:21.1%;HYG:15.8%
US:70.8;EU:15.8;APAC:8.7;EM:3.2;Other:1.5
Value:-0.3;Growth:-0.0;Quality:+0.9;Size:+0.7;Momentum:-0.5;LowVol:+0.9
null
10
30
6
trailing 8%
158
13.7
Bull
15.1
4.62
3.2
109
104
100
49
false
Hedge
Add TLT +1% as duration hedge
-12
-25
BrokerC
MKT
99
null
null
Normal monitoring
39
3
69
3
false
Tax-aware sells next window
P7218
Hands-off
Taxable
USD
2024-08-22
378,904
32,235
346,669
1
62.6
20
8.7
8.6
XLF:20.2%;TSLA:15.9%;BND:20.3%;GLD:17.3%;MSFT:11.0%;MUB:15.3%
US:70.3;EU:10.5;APAC:9.6;EM:7.3;Other:2.2
Value:+0.9;Growth:+0.4;Quality:+0.8;Size:-0.9;Momentum:+0.6;LowVol:+0.6
MaxPos8%;NoDerivatives
10
30
3.3
trailing 8%
139
14.5
Bull
15.8
3.83
2.5
116
113
100
52
false
Buy
Add to core equity +1%
18
-19
BrokerA
VWAP
95
null
null
Normal monitoring
82
-46
111
5
false
Increase defensive factor exposure
P7219
Cautious
IRA
USD
2025-06-29
398,585
58,506
340,079
1
42.6
38.2
8.7
10.5
BRK.B:33.3%;IEF:33.3%;QQQ:33.3%
US:65.0;EU:11.7;APAC:14.0;EM:5.2;Other:4.1
Value:-0.6;Growth:+0.5;Quality:-0.9;Size:+0.8;Momentum:-0.2;LowVol:+0.2
ESGOnly;NoDerivatives;NoMargin
6
30
3.8
trailing 8%
142
17.9
Volatile
28.2
4.24
3.1
111
-6
59
55
false
Buy
Add to core equity +1%
-4
-39
BrokerC
MKT
91
null
null
Normal monitoring
35
-47
95
5
false
Monitor dispersion and breadth
P7220
Systematic
IRA
USD
2024-12-10
879,848
54,575
825,273
1
60.1
26.2
5.8
7.9
BND:25.0%;MUB:25.0%;QQQ:25.0%;GLD:25.0%
US:71.1;EU:6.7;APAC:12.5;EM:7.3;Other:2.3
Value:-0.4;Growth:+0.4;Quality:+0.3;Size:-0.0;Momentum:-0.6;LowVol:+0.1
MaxPos6%;NoDerivatives
6
25
4.1
trailing 9%
145
16.5
Bull
15.7
4.94
3.3
90
34
81
50
false
Sell
Trim extended winner -1%
7
-35
BrokerC
MKT
97
null
null
Normal monitoring
49
-12
177
5
false
Tax-aware sells next window
P7221
Hands-off
Taxable
USD
2024-09-05
599,842
53,436
546,406
1
60
20
13.3
6.8
QQQ:26.2%;XLF:26.2%;BRK.B:26.2%;AMZN:21.4%
US:64.0;EU:16.4;APAC:8.4;EM:8.6;Other:2.7
Value:-0.4;Growth:+0.3;Quality:+0.7;Size:+0.4;Momentum:+0.8;LowVol:+0.8
ESGOnly;MaxPos8%
7
30
3.9
trailing 8%
166
15.2
Bear
34
4.29
2
175
14
66
74
true
Hedge
Buy index puts 1% notional
-10
8
BrokerA
VWAP
87
RegimeShift
Reduce
Volatility spike and breadth deterioration
-7
-22
33
4
false
Monitor dispersion and breadth
P7222
Cautious
Roth
USD
2025-07-16
392,109
62,665
329,444
1
52.7
31.4
1.1
14.7
TLT:23.7%;VNQ:11.4%;BRK.B:23.7%;TSLA:18.8%;AAPL:22.3%
US:59.0;EU:16.7;APAC:9.2;EM:9.9;Other:5.2
Value:-0.8;Growth:+0.8;Quality:-0.4;Size:-0.8;Momentum:+0.4;LowVol:-0.1
NoMargin
8
35
4.1
trailing 10%
135
14.6
Sideways
17.2
4.5
3.1
106
-6
52
50
false
NoAction
Within bands; monitor
35
-18
BrokerD
MKT
0
null
null
Normal monitoring
31
6
10
4
false
Monitor dispersion and breadth
P7223
Active
IRA
USD
2025-08-13
1,463,140
146,396
1,316,744
1
68.6
21.7
0
9.7
TLT:25.4%;TSLA:25.4%;AMZN:25.4%;MSFT:23.9%
US:76.1;EU:8.4;APAC:9.2;EM:4.9;Other:1.5
Value:+0.6;Growth:+0.9;Quality:+0.5;Size:0.0;Momentum:-0.9;LowVol:+0.8
NoDerivatives
5
35
4.2
trailing 8%
226
20.4
Volatile
22.6
3.93
3.6
138
-10
36
72
true
Hedge
Buy index puts 1% notional
20
-31
BrokerD
MKT
87
RegimeShift
TightenStops
Volatility spike and breadth deterioration
106
-33
211
4
false
Increase defensive factor exposure
P7224
Hands-off
401k
USD
2025-06-26
556,252
28,826
527,426
1
60.2
24.4
10.2
5.3
IEF:21.3%;MUB:15.7%;TSLA:12.5%;VTI:20.1%;BND:18.6%;GLD:11.8%
US:66.4;EU:13.6;APAC:8.6;EM:7.5;Other:3.9
Value:-0.2;Growth:+0.4;Quality:-0.4;Size:+0.2;Momentum:+0.6;LowVol:-0.7
MaxPos7%
10
30
3.1
trailing 8%
133
18
Volatile
20.4
5.5
2.7
153
-45
41
49
false
Rebalance
Shift +1% to bonds from equity
6
-3
BrokerC
LMT
100
null
null
Normal monitoring
-5
-23
-44
5
false
Increase defensive factor exposure
P7225
Active
Trust
USD
2024-08-13
520,251
46,050
474,201
1
53.4
26.3
11.6
8.8
QQQ:33.3%;IEF:33.3%;MUB:33.3%
US:67.2;EU:13.4;APAC:11.4;EM:3.4;Other:4.7
Value:+0.8;Growth:-0.9;Quality:-0.6;Size:+0.3;Momentum:+0.2;LowVol:-0.5
null
7
35
5.4
hard 12%
163
22.6
Volatile
24.7
5.24
2.9
162
72
93
68
false
Rebalance
Shift +1% to bonds from equity
22
4
BrokerA
MKT
86
null
null
Normal monitoring
15
-22
-17
3
false
Tighten stops on momentum names
P7226
Cautious
Trust
USD
2024-07-25
510,512
62,223
448,289
1
44
43.2
0
12.8
GLD:15.0%;IEF:10.0%;VTI:14.5%;TLT:20.7%;BND:20.7%;MSFT:19.1%
US:72.9;EU:7.0;APAC:13.9;EM:5.8;Other:0.5
Value:+0.7;Growth:+1.0;Quality:-1.0;Size:-0.4;Momentum:+0.6;LowVol:+0.6
ESGOnly;NoMargin
6
35
4.8
hard 10%
137
15.6
Bear
32.2
3.05
1.4
160
-67
13
77
true
Hedge
Buy index puts 1% notional
3
-38
BrokerA
MKT
93
Drift>tolerance
Reduce
Allocation drift beyond policy bands
51
-46
36
2
false
Within IPS guidelines
P7227
Hands-off
Trust
USD
2025-08-08
836,739
63,060
773,679
1
64.3
25
2.9
7.7
IEF:33.3%;QQQ:33.3%;VNQ:33.3%
US:67.0;EU:9.3;APAC:8.2;EM:12.6;Other:2.9
Value:-1.0;Growth:-0.6;Quality:-0.6;Size:+0.3;Momentum:+0.1;LowVol:+0.4
MaxPos8%;NoDerivatives
10
35
3.6
trailing 8%
97
13.1
Sideways
19.7
3.7
2.5
121
42
64
52
false
Rebalance
Shift +1% to bonds from equity
35
4
BrokerA
LMT
87
null
null
Normal monitoring
-33
-20
-9
4
false
Monitor dispersion and breadth
P7228
Hands-off
Trust
USD
2024-12-11
794,179
69,337
724,842
1
68.8
20.6
2.8
7.7
VOO:33.3%;XLF:33.3%;HYG:33.3%
US:60.5;EU:15.9;APAC:10.4;EM:8.5;Other:4.7
Value:+0.3;Growth:+1.0;Quality:-0.7;Size:-0.4;Momentum:+0.4;LowVol:-0.3
ESGOnly
10
35
4.8
hard 10%
123
18.2
Sideways
21.3
3.76
2.7
125
52
71
65
false
Sell
Trim extended winner -1%
18
1
BrokerA
LMT
98
null
null
Normal monitoring
29
4
63
5
false
Within IPS guidelines
P7229
Hands-off
Trust
USD
2024-10-10
886,529
65,826
820,703
1
60.6
28.9
1.5
9
IEF:9.8%;QQQ:16.8%;XLF:21.1%;AMZN:20.6%;TSLA:21.1%;GLD:10.7%
US:57.9;EU:14.9;APAC:11.7;EM:11.8;Other:3.8
Value:-0.1;Growth:+0.6;Quality:-0.4;Size:-0.9;Momentum:+0.8;LowVol:+0.3
MaxPos7%
6
35
3.2
trailing 8%
170
15.5
Sideways
15.3
3.86
3.3
114
25
51
45
false
Buy
Add to core equity +1%
22
-36
BrokerB
VWAP
95
null
null
Normal monitoring
-53
8
31
4
false
Tax-aware sells next window
P7230
Systematic
Roth
USD
2025-08-03
1,108,777
78,498
1,030,279
1
62.7
29.3
0
7.9
VOO:10.3%;TLT:23.8%;XLF:23.8%;VTI:23.8%;QQQ:18.4%
US:59.6;EU:17.1;APAC:8.0;EM:10.8;Other:4.5
Value:-0.6;Growth:-0.6;Quality:+0.6;Size:+0.6;Momentum:+0.9;LowVol:-0.2
NoDerivatives
8
25
5.7
hard 12%
166
27.3
Bull
14
4.59
3.5
83
34
75
52
false
Rebalance
Shift +1% to bonds from equity
-12
-13
BrokerB
MKT
97
null
null
Normal monitoring
85
-22
60
4
false
Tighten stops on momentum names
P7231
Systematic
401k
USD
2025-05-27
1,870,207
87,209
1,782,998
1
61
26
5.2
7.8
QQQ:11.6%;VOO:22.6%;MSFT:22.6%;MUB:21.8%;TSLA:21.4%
US:70.9;EU:10.2;APAC:9.0;EM:7.5;Other:2.5
Value:-0.6;Growth:+0.1;Quality:+0.2;Size:-1.0;Momentum:-0.4;LowVol:+0.5
null
6
30
4.9
trailing 9%
225
21.7
Bear
29.7
3.22
2.8
213
-82
22
69
false
Buy
Add to core equity +1%
31
-16
BrokerD
LMT
92
null
null
Normal monitoring
85
-39
186
5
false
Increase defensive factor exposure
P7232
Cautious
401k
USD
2025-01-24
417,779
62,120
355,659
1
39.3
38.8
8.6
13.2
HYG:33.3%;XLF:33.3%;TLT:33.3%
US:74.6;EU:5.5;APAC:13.2;EM:5.6;Other:1.0
Value:-0.0;Growth:+0.6;Quality:+0.8;Size:+0.7;Momentum:+0.5;LowVol:+0.3
ESGOnly;MaxPos5%;NoMargin
7
25
3.3
trailing 8%
105
18.3
Bull
13.7
4.43
2.4
74
0
57
22
false
Hedge
Add TLT +1% as duration hedge
-8
5
BrokerC
MKT
86
null
null
Normal monitoring
61
-32
151
3
false
Monitor dispersion and breadth
P7233
Cautious
IRA
USD
2025-10-22
713,439
112,082
601,357
1
35.9
33.5
17.4
13.2
AAPL:13.5%;HYG:28.8%;IEF:28.8%;TLT:28.8%
US:53.9;EU:16.0;APAC:14.6;EM:10.9;Other:4.7
Value:+0.3;Growth:+0.2;Quality:+0.8;Size:-1.0;Momentum:+0.7;LowVol:+0.8
ESGOnly;NoMargin
8
30
5.6
trailing 8%
139
17.6
Volatile
31.8
4.28
3.2
152
-52
18
57
false
Buy
Add to core equity +1%
-6
-38
BrokerD
MKT
87
null
null
Normal monitoring
75
19
91
4
false
Monitor dispersion and breadth
P7234
Opportunistic
401k
USD
2025-07-17
1,667,410
114,592
1,552,818
1
60.7
14.7
16.5
8
TSLA:12.6%;XLF:18.3%;BND:20.7%;GLD:15.8%;VNQ:21.4%;AMZN:11.2%
US:62.5;EU:14.8;APAC:9.4;EM:10.7;Other:2.5
Value:+0.3;Growth:-0.7;Quality:-0.6;Size:+0.3;Momentum:+0.8;LowVol:+0.7
NoDerivatives
7
25
6.5
trailing 7%
252
29.1
Volatile
26.1
4.56
2.2
180
70
71
75
true
Rebalance
Rebalance back to target bands
17
-32
BrokerB
LMT
94
RegimeShift
Hedge
Volatility spike and breadth deterioration
-3
-51
-32
3
false
Tax-aware sells next window
P7235
Cautious
Roth
USD
2024-08-06
352,540
47,948
304,592
1
41
41.4
6.5
11.2
TSLA:35.2%;VTI:29.7%;GLD:35.2%
US:67.1;EU:11.7;APAC:6.0;EM:9.8;Other:5.3
Value:-1.0;Growth:+0.9;Quality:0.0;Size:+0.9;Momentum:-0.3;LowVol:+0.1
NoDerivatives;NoMargin
6
30
4
trailing 8%
142
18.9
Bear
24.6
3.62
1.3
164
-31
43
47
false
Rebalance
Shift +1% to bonds from equity
22
-40
BrokerD
MKT
93
null
null
Normal monitoring
106
-57
203
5
false
Within IPS guidelines
P7236
Systematic
401k
USD
2025-07-04
888,529
41,244
847,285
1
67.6
21.8
0.7
9.9
VOO:12.7%;QQQ:20.7%;HYG:15.8%;XLF:14.2%;VTI:20.7%;TSLA:15.8%
US:69.4;EU:8.5;APAC:9.6;EM:9.9;Other:2.6
Value:-0.4;Growth:+0.5;Quality:-0.3;Size:+1.0;Momentum:+0.1;LowVol:-0.3
NoDerivatives
5
30
5.6
trailing 8%
211
27.9
Bull
14.6
4.49
2.3
112
88
96
54
false
Rebalance
Shift +1% to bonds from equity
15
8
BrokerA
MKT
100
null
null
Normal monitoring
22
-27
117
3
false
Tax-aware sells next window
P7237
Active
Taxable
USD
2025-08-16
1,457,344
145,971
1,311,373
1.07
62.4
22.8
5.1
9.6
AMZN:15.7%;VNQ:25.1%;MSFT:29.6%;MUB:29.6%
US:71.2;EU:10.2;APAC:6.5;EM:10.0;Other:2.1
Value:-0.4;Growth:+1.0;Quality:+0.4;Size:+0.9;Momentum:-0.9;LowVol:+0.8
null
7
35
4.8
trailing 8%
220
17.2
Volatile
24.8
5.26
2.8
132
38
65
74
true
Reduce
Cut high-beta by 2-3%, add cash
23
3
BrokerB
MKT
95
RegimeShift
Hedge
Volatility spike and breadth deterioration
78
10
96
4
false
Monitor dispersion and breadth
P7238
Active
Roth
USD
2025-11-27
2,352,092
262,767
2,089,325
1
55.7
24.9
11.4
8
QQQ:19.5%;MUB:15.0%;BRK.B:24.1%;MSFT:17.3%;TSLA:24.1%
US:60.5;EU:9.5;APAC:15.8;EM:12.8;Other:1.4
Value:-1.0;Growth:-0.7;Quality:-1.0;Size:-0.2;Momentum:+0.3;LowVol:-0.4
null
6
35
5.6
hard 12%
198
24.8
Volatile
27.9
5.07
3
153
61
89
76
true
Rebalance
Rebalance back to target bands
16
-25
BrokerB
LMT
96
VAR>budget
TightenStops
Risk above budget threshold
4
-26
122
2
false
Monitor dispersion and breadth
P7239
Systematic
Taxable
USD
2025-04-27
1,857,101
87,535
1,769,566
1
67.2
20.5
2.5
9.8
MUB:33.3%;VNQ:33.3%;AMZN:33.3%
US:60.4;EU:17.3;APAC:9.4;EM:9.3;Other:3.6
Value:0.0;Growth:+0.7;Quality:-0.8;Size:+0.9;Momentum:+0.7;LowVol:-0.2
MaxPos8%;NoDerivatives
10
25
4.2
hard 12%
125
25.9
Sideways
15.2
3.83
3
136
13
48
50
false
Sell
Trim extended winner -1%
35
-28
BrokerA
MKT
95
null
null
Normal monitoring
114
-45
254
4
false
Tax-aware sells next window
P7240
Systematic
IRA
USD
2025-02-02
788,364
74,614
713,750
1
63.8
20.6
6.8
8.8
VNQ:36.4%;AMZN:36.4%;VOO:27.3%
US:56.8;EU:20.6;APAC:11.0;EM:7.1;Other:4.5
Value:-0.1;Growth:+0.7;Quality:+0.2;Size:+0.6;Momentum:+0.7;LowVol:+0.3
MaxPos7%
8
25
5.1
trailing 9%
218
22.5
Volatile
23.4
4.03
2.8
128
-53
23
74
true
Reduce
Cut high-beta by 2-3%, add cash
7
-12
BrokerA
MKT
87
Drift>tolerance
Reduce
Allocation drift beyond policy bands
50
-55
66
2
false
Within IPS guidelines
P7241
Opportunistic
IRA
USD
2025-08-28
830,810
60,176
770,634
1
73.6
18.2
0
8.2
AMZN:24.1%;GLD:14.1%;HYG:13.6%;QQQ:24.1%;AAPL:24.1%
US:67.5;EU:14.2;APAC:11.9;EM:4.7;Other:1.6
Value:+0.4;Growth:+0.6;Quality:-0.9;Size:-0.9;Momentum:-0.2;LowVol:-0.3
null
6
25
4.7
trailing 9%
249
24.5
Volatile
29.7
4.28
2.5
153
-2
45
73
true
Reduce
Cut high-beta by 2-3%, add cash
2
-15
BrokerC
MKT
99
Drift>tolerance
TightenStops
Allocation drift beyond policy bands
104
-52
163
3
false
Within IPS guidelines
P7242
Active
Trust
USD
2024-07-11
519,773
46,962
472,811
1
61.8
23
9.2
6.1
VNQ:14.7%;QQQ:11.6%;IEF:14.2%;BND:20.2%;XLF:19.7%;AAPL:19.6%
US:67.1;EU:15.1;APAC:9.9;EM:7.0;Other:0.9
Value:-0.2;Growth:+0.9;Quality:+0.5;Size:+0.5;Momentum:-0.6;LowVol:-0.3
null
7
25
5.7
trailing 8%
193
22.8
Bull
14
4.97
3.2
101
87
98
46
false
Sell
Trim extended winner -1%
12
13
BrokerC
MKT
100
null
null
Normal monitoring
-5
-23
65
4
false
Tax-aware sells next window
P7243
Systematic
IRA
USD
2025-10-23
1,542,775
82,587
1,460,188
1
63
28.2
0
8.9
MSFT:25.0%;MUB:28.1%;HYG:28.1%;VNQ:18.8%
US:72.4;EU:8.6;APAC:7.1;EM:10.0;Other:1.9
Value:-0.2;Growth:+0.4;Quality:-0.5;Size:+0.1;Momentum:+0.3;LowVol:+0.4
null
5
35
5.3
trailing 8%
217
27.1
Sideways
15
3.58
2.8
105
-18
55
41
false
Buy
Add to core equity +1%
-4
-26
BrokerD
MKT
100
null
null
Normal monitoring
-48
11
47
5
false
Tighten stops on momentum names
P7244
Systematic
401k
USD
2025-08-28
743,281
42,098
701,183
1
55.6
33.2
5.6
5.5
VOO:15.5%;VNQ:11.7%;TSLA:21.3%;MUB:20.5%;MSFT:9.8%;IEF:21.3%
US:62.5;EU:14.6;APAC:9.3;EM:10.1;Other:3.6
Value:+0.2;Growth:-0.2;Quality:+0.2;Size:+0.9;Momentum:-0.9;LowVol:+0.3
MaxPos8%
5
30
5.1
hard 12%
208
21.7
Sideways
19.6
3.76
2.1
114
41
80
42
false
Hedge
Add TLT +1% as duration hedge
8
-14
BrokerD
MKT
87
null
null
Normal monitoring
120
-60
211
5
false
Increase defensive factor exposure
P7245
Cautious
401k
USD
2024-10-26
453,965
40,283
413,682
1
37.2
40.2
6.1
16.5
MSFT:27.5%;AAPL:27.5%;IEF:17.6%;QQQ:27.5%
US:68.3;EU:9.9;APAC:12.1;EM:7.6;Other:2.0
Value:+0.3;Growth:-0.6;Quality:-0.5;Size:+0.9;Momentum:+0.2;LowVol:-0.8
ESGOnly;NoDerivatives;NoMargin
5
35
4
trailing 8%
162
19.7
Bull
13.5
4.09
2.5
93
89
82
36
false
Rebalance
Shift +1% to bonds from equity
4
-6
BrokerB
MKT
90
null
null
Normal monitoring
-33
18
49
3
false
Tighten stops on momentum names
P7246
Hands-off
Roth
USD
2025-08-16
852,228
38,416
813,812
1
69.5
16.8
4.9
8.9
MSFT:21.7%;IEF:21.7%;VOO:21.7%;HYG:13.0%;BND:21.7%
US:74.4;EU:8.7;APAC:6.8;EM:8.7;Other:1.5
Value:-0.2;Growth:+0.7;Quality:+0.4;Size:+0.5;Momentum:-0.3;LowVol:-0.7
ESGOnly;MaxPos6%
6
25
3.5
hard 10%
149
14.5
Volatile
29.2
3.96
3.8
171
41
84
79
true
Hedge
Buy index puts 1% notional
-6
-28
BrokerB
MKT
100
VAR>budget
Pause
Risk above budget threshold
67
-33
55
2
false
Monitor dispersion and breadth
P7247
Active
Trust
USD
2025-07-28
2,432,376
201,191
2,231,185
1.11
57.7
22.1
14.7
5.5
VOO:27.2%;HYG:20.5%;TSLA:25.0%;MUB:27.2%
US:72.1;EU:10.5;APAC:7.2;EM:7.5;Other:2.7
Value:+0.3;Growth:+0.5;Quality:-0.4;Size:-0.1;Momentum:-1.0;LowVol:+0.4
MaxPos8%
7
35
5.4
trailing 9%
202
21.3
Bear
24.5
4.02
1.6
164
-25
28
68
false
Buy
Add to core equity +1%
3
12
BrokerA
MKT
100
null
null
Normal monitoring
44
-49
72
4
false
Tighten stops on momentum names
P7248
Systematic
401k
USD
2024-11-04
1,795,182
148,023
1,647,159
1
62
31.7
0
6.3
XLF:33.3%;MSFT:33.3%;AAPL:33.3%
US:63.3;EU:13.4;APAC:12.2;EM:5.9;Other:5.2
Value:+0.2;Growth:+0.3;Quality:-0.8;Size:-0.4;Momentum:+0.9;LowVol:-1.0
null
8
25
5.9
hard 12%
133
24.7
Volatile
27.6
5.41
4.1
146
79
96
70
false
Rebalance
Shift +1% to bonds from equity
14
-10
BrokerD
LMT
88
null
null
Normal monitoring
87
-33
70
4
false
Increase defensive factor exposure
P7249
Hands-off
Taxable
USD
2024-07-20
307,461
25,838
281,623
1
63.8
18
8.2
10
QQQ:26.3%;XLF:26.3%;VOO:21.1%;GLD:26.3%
US:57.7;EU:15.7;APAC:10.8;EM:11.0;Other:4.9
Value:+0.4;Growth:+0.6;Quality:+0.6;Size:-1.0;Momentum:+0.8;LowVol:+0.5
MaxPos5%;NoDerivatives
6
30
3.7
trailing 8%
154
16.5
Sideways
18.3
4.45
2.3
128
24
77
55
false
Sell
Trim extended winner -1%
19
-21
BrokerA
VWAP
99
null
null
Normal monitoring
-24
17
101
5
false
Tighten stops on momentum names
P7250
Opportunistic
Taxable
USD
2024-08-31
1,633,321
52,092
1,581,229
1.09
74.1
17.8
3.9
4.2
TSLA:9.0%;VTI:22.4%;VNQ:14.2%;QQQ:22.4%;TLT:20.2%;IEF:11.9%
US:71.4;EU:6.5;APAC:13.7;EM:4.5;Other:3.8
Value:-0.5;Growth:+0.7;Quality:+0.9;Size:+0.6;Momentum:+0.9;LowVol:+0.7
MaxPos8%
6
25
6.4
hard 12%
205
35
Sideways
16.3
4
3.1
116
-9
37
55
false
Rebalance
Shift +1% to bonds from equity
6
-35
BrokerB
VWAP
98
null
null
Normal monitoring
-3
2
77
4
false
Within IPS guidelines
P7251
Hands-off
IRA
USD
2025-10-19
859,988
65,976
794,012
1
70.2
15.9
7.9
6
VOO:17.0%;AAPL:16.2%;MSFT:20.0%;IEF:17.3%;MUB:17.1%;TSLA:12.4%
US:65.5;EU:11.4;APAC:9.9;EM:9.6;Other:3.6
Value:-0.8;Growth:-0.9;Quality:-0.4;Size:+0.7;Momentum:-1.0;LowVol:+0.1
null
5
25
4.6
hard 10%
116
17.5
Sideways
19.2
3.55
3.3
113
-15
34
70
false
NoAction
Within bands; monitor
19
-12
BrokerA
LMT
92
null
null
Normal monitoring
-12
-2
125
5
false
Tax-aware sells next window
P7252
Hands-off
401k
USD
2025-01-29
250,732
10,830
239,902
1
66.1
25.4
0
8.4
VNQ:23.8%;XLF:23.8%;MUB:23.8%;VOO:10.5%;AMZN:18.1%
US:61.1;EU:15.4;APAC:8.2;EM:10.4;Other:4.8
Value:0.0;Growth:-0.1;Quality:-0.7;Size:+0.1;Momentum:-0.6;LowVol:-0.7
null
6
30
5.9
trailing 8%
155
17.1
Bear
31.9
3.69
1.6
161
-51
34
73
true
Hedge
Buy index puts 1% notional
-6
-33
BrokerB
MKT
99
Drift>tolerance
Hedge
Allocation drift beyond policy bands
84
13
197
4
false
Increase defensive factor exposure
P7253
Cautious
401k
USD
2025-12-19
770,974
65,881
705,093
1
45.6
40.3
0
14.1
QQQ:25.0%;BRK.B:25.0%;BND:25.0%;AAPL:25.0%
US:57.6;EU:18.8;APAC:11.4;EM:8.1;Other:4.1
Value:-0.9;Growth:+0.2;Quality:-0.2;Size:-0.4;Momentum:+0.3;LowVol:+0.5
MaxPos6%;NoMargin
8
35
4.8
trailing 10%
106
15
Sideways
17.3
4.17
3.1
105
53
62
38
false
Rebalance
Shift +1% to bonds from equity
2
-11
BrokerC
MKT
90
null
null
Normal monitoring
-8
-21
59
3
false
Within IPS guidelines
P7254
Systematic
Taxable
USD
2024-08-31
1,158,284
91,986
1,066,298
1
61.5
25.9
7.4
5.3
TSLA:18.9%;XLF:11.2%;VTI:22.8%;MSFT:23.6%;BRK.B:23.6%
US:67.6;EU:12.0;APAC:10.5;EM:9.7;Other:0.1
Value:+0.2;Growth:+0.3;Quality:-0.2;Size:+0.7;Momentum:+0.8;LowVol:-0.1
null
10
35
4.8
trailing 9%
220
26.1
Volatile
25.8
5.48
3.8
164
3
64
78
true
Rebalance
Rebalance back to target bands
-8
-40
BrokerB
LMT
100
Drift>tolerance
Reduce
Allocation drift beyond policy bands
-38
2
40
5
false
Tax-aware sells next window
P7255
Active
Roth
USD
2025-04-26
585,108
67,442
517,666
1
64.4
24.4
3.5
7.7
MUB:27.3%;VOO:27.3%;HYG:27.3%;AAPL:18.0%
US:74.3;EU:6.4;APAC:6.0;EM:9.5;Other:3.8
Value:-0.3;Growth:+0.1;Quality:+1.0;Size:-0.1;Momentum:+0.9;LowVol:-0.4
NoDerivatives
6
25
4.1
trailing 8%
203
25.6
Bear
22.3
3.25
1.2
155
7
62
56
true
Reduce
Cut high-beta by 2-3%, add cash
5
11
BrokerB
LMT
92
VAR>budget
Hedge
Risk above budget threshold
105
-52
206
3
false
Tax-aware sells next window
P7256
Opportunistic
Taxable
USD
2024-08-02
985,989
49,695
936,294
1
75
10.3
6.9
7.8
AAPL:33.5%;GLD:33.0%;XLF:33.5%
US:68.4;EU:7.0;APAC:11.7;EM:10.2;Other:2.7
Value:-0.6;Growth:+0.9;Quality:-0.7;Size:-0.7;Momentum:-0.1;LowVol:-0.7
NoDerivatives
8
30
4.1
trailing 7%
215
29.6
Sideways
16.8
3.69
3.3
115
2
47
52
false
Buy
Add to core equity +1%
21
-36
BrokerD
MKT
91
null
null
Normal monitoring
31
-2
123
5
false
Increase defensive factor exposure
P7257
Systematic
Roth
USD
2025-09-18
998,028
54,247
943,781
1
60.1
29.5
2.5
8
QQQ:9.8%;AMZN:24.0%;TSLA:24.0%;IEF:13.4%;AAPL:18.8%;TLT:10.1%
US:65.5;EU:17.3;APAC:5.0;EM:9.2;Other:2.9
Value:+0.1;Growth:+0.5;Quality:-1.0;Size:+0.5;Momentum:-0.7;LowVol:+0.8
NoDerivatives
6
35
4.5
trailing 9%
214
16.5
Volatile
25.2
3.78
4.1
151
-2
62
76
true
Hedge
Buy index puts 1% notional
31
13
BrokerD
LMT
96
RegimeShift
Hedge
Volatility spike and breadth deterioration
-32
-26
66
4
false
Tighten stops on momentum names
P7258
Opportunistic
Taxable
USD
2025-02-01
303,743
9,751
293,992
1.24
63.9
10.1
21.4
4.6
TSLA:17.5%;AMZN:19.4%;XLF:23.1%;QQQ:23.1%;MUB:16.9%
US:60.2;EU:19.9;APAC:7.8;EM:7.6;Other:4.5
Value:+0.1;Growth:+0.9;Quality:+0.2;Size:+0.4;Momentum:-0.4;LowVol:-0.0
MaxPos7%;NoDerivatives
5
25
5.4
trailing 9%
195
23.7
Volatile
31.1
5.24
3.2
168
-31
27
90
true
Hedge
Buy index puts 1% notional
28
11
BrokerC
VWAP
86
VAR>budget
Hedge
Risk above budget threshold
-57
-32
-36
2
false
Tax-aware sells next window
P7259
Active
Roth
USD
2025-02-24
2,264,454
170,805
2,093,649
1
54.2
24.4
12.8
8.6
TSLA:20.3%;XLF:20.7%;GLD:17.7%;IEF:10.7%;BND:16.3%;HYG:14.4%
US:73.0;EU:8.3;APAC:10.7;EM:7.5;Other:0.6
Value:+0.3;Growth:-0.7;Quality:+0.3;Size:-0.8;Momentum:-0.5;LowVol:+0.8
MaxPos6%;NoDerivatives
8
35
4.5
hard 12%
124
19.4
Sideways
14.3
4.94
3.1
113
24
72
43
false
Rebalance
Shift +1% to bonds from equity
17
-7
BrokerD
MKT
90
null
null
Normal monitoring
-30
-12
-14
3
false
Within IPS guidelines
P7260
Active
Trust
USD
2025-07-12
1,167,331
92,713
1,074,618
1
64.4
21.6
5
9
TLT:16.5%;TSLA:25.1%;VOO:14.6%;XLF:18.7%;IEF:25.1%
US:62.7;EU:18.1;APAC:8.1;EM:10.3;Other:0.8
Value:+0.6;Growth:-0.9;Quality:+0.1;Size:+0.8;Momentum:+0.8;LowVol:-0.4
null
10
30
5.3
trailing 8%
223
25.1
Sideways
21.4
4.5
3
122
8
55
58
false
Rebalance
Shift +1% to bonds from equity
25
-40
BrokerB
MKT
91
null
null
Normal monitoring
-43
-17
58
5
false
Increase defensive factor exposure
P7261
Hands-off
Trust
USD
2024-10-24
838,265
34,358
803,907
1
65.9
19.7
7.3
7.1
IEF:12.0%;VTI:22.2%;BND:22.2%;MSFT:21.2%;QQQ:22.2%
US:63.4;EU:7.9;APAC:11.7;EM:11.9;Other:5.1
Value:+0.8;Growth:+0.4;Quality:+0.4;Size:-0.3;Momentum:+0.2;LowVol:+0.5
ESGOnly;MaxPos6%
5
35
4.3
trailing 10%
142
14.1
Bear
32.4
3.06
1
205
-117
5
89
true
Reduce
Cut high-beta by 2-3%, add cash
21
-12
BrokerA
LMT
95
Drift>tolerance
Hedge
Allocation drift beyond policy bands
47
-35
154
3
false
Increase defensive factor exposure
P7262
Hands-off
Taxable
USD
2024-09-28
685,072
33,754
651,318
1
58.3
26.8
7.4
7.5
AAPL:19.0%;TSLA:11.7%;HYG:19.8%;QQQ:19.5%;BRK.B:18.0%;GLD:11.9%
US:70.3;EU:14.2;APAC:8.4;EM:5.7;Other:1.4
Value:-0.1;Growth:-0.1;Quality:+0.8;Size:+0.9;Momentum:-0.6;LowVol:+0.2
MaxPos8%;NoDerivatives
5
35
4.5
trailing 8%
127
14.4
Volatile
20.1
4.56
3
164
9
61
53
false
Sell
Trim extended winner -1%
13
-37
BrokerB
MKT
98
null
null
Normal monitoring
58
-18
34
3
false
Tax-aware sells next window
P7263
Systematic
401k
USD
2024-08-02
1,386,273
138,076
1,248,197
1
60.9
25.9
4.8
8.4
QQQ:21.5%;MUB:29.2%;GLD:29.2%;AMZN:20.0%
US:68.3;EU:7.2;APAC:17.9;EM:5.5;Other:1.2
Value:+0.1;Growth:+0.3;Quality:+0.6;Size:+0.6;Momentum:+0.5;LowVol:-0.1
MaxPos7%
8
25
5.2
trailing 9%
179
18.2
Sideways
18.1
3.98
2.3
98
49
74
55
false
Rebalance
Shift +1% to bonds from equity
27
-2
BrokerA
MKT
90
null
null
Normal monitoring
96
-30
205
5
false
Monitor dispersion and breadth
P7264
Systematic
Taxable
USD
2024-10-31
971,160
55,516
915,644
1
60
31.5
0
8.5
VTI:25.0%;VOO:25.0%;IEF:25.0%;AAPL:25.0%
US:52.4;EU:18.8;APAC:13.1;EM:11.0;Other:4.7
Value:+0.3;Growth:+0.5;Quality:+0.8;Size:+0.4;Momentum:-0.4;LowVol:-0.4
null
5
25
4.5
hard 12%
150
21
Volatile
21
4.1
2.2
162
51
89
58
false
Sell
Trim extended winner -1%
-14
-11
BrokerA
LMT
99
null
null
Normal monitoring
107
-53
181
5
false
Within IPS guidelines
P7265
Hands-off
Roth
USD
2025-01-06
471,969
22,549
449,420
1
58.8
20.1
14.3
6.8
BND:27.2%;BRK.B:18.4%;TSLA:27.2%;MUB:27.2%
US:68.3;EU:9.4;APAC:13.2;EM:8.8;Other:0.3
Value:-0.8;Growth:-0.4;Quality:0.0;Size:+0.9;Momentum:+0.2;LowVol:+0.5
NoDerivatives
6
30
4.1
trailing 8%
110
17.6
Volatile
24
3.53
4.4
135
39
65
57
false
Rebalance
Shift +1% to bonds from equity
6
4
BrokerD
LMT
89
null
null
Normal monitoring
-47
-58
93
5
false
Tighten stops on momentum names
P7266
Systematic
IRA
USD
2024-07-19
1,028,742
59,963
968,779
1
64.3
27.2
0.1
8.5
VTI:33.3%;XLF:33.3%;VOO:33.3%
US:55.3;EU:20.0;APAC:9.2;EM:10.6;Other:4.9
Value:-0.5;Growth:-0.4;Quality:+1.0;Size:+0.8;Momentum:+1.0;LowVol:-0.3
MaxPos5%;NoDerivatives
10
25
5.9
trailing 9%
143
24.4
Bull
13.8
3.53
2.9
120
42
77
42
true
Hedge
Buy index puts 1% notional
-10
10
BrokerC
MKT
89
Drift>tolerance
Hedge
Allocation drift beyond policy bands
83
-37
192
4
false
Increase defensive factor exposure
P7267
Hands-off
Trust
USD
2025-03-09
790,675
35,488
755,187
1
70.8
23.1
0
6.1
VTI:25.6%;QQQ:25.6%;BRK.B:25.6%;AMZN:23.2%
US:73.7;EU:13.8;APAC:5.5;EM:6.3;Other:0.8
Value:+0.5;Growth:-0.4;Quality:-0.6;Size:-0.5;Momentum:-0.0;LowVol:-0.2
null
5
35
5.1
trailing 8%
125
19.7
Volatile
24.7
4.32
2.4
163
46
63
75
true
Hedge
Buy index puts 1% notional
-8
-3
BrokerA
MKT
95
Drift>tolerance
Reduce
Allocation drift beyond policy bands
117
-3
243
2
true
Monitor dispersion and breadth
P7268
Systematic
Roth
USD
2025-10-19
1,678,230
108,503
1,569,727
1
57.8
29.1
7.5
5.5
XLF:26.0%;HYG:21.9%;BRK.B:26.0%;QQQ:26.0%
US:65.9;EU:18.5;APAC:9.3;EM:5.8;Other:0.4
Value:+0.7;Growth:-0.0;Quality:-0.8;Size:-0.0;Momentum:-0.9;LowVol:+0.8
null
10
25
5.4
hard 12%
152
26.7
Volatile
26.8
4.36
2.2
129
-7
37
71
true
Reduce
Cut high-beta by 2-3%, add cash
17
-35
BrokerA
LMT
100
VAR>budget
Hedge
Risk above budget threshold
-14
9
104
4
false
Increase defensive factor exposure
P7269
Hands-off
Trust
USD
2025-10-31
747,235
70,921
676,314
1
69.3
19.5
2
9.1
VNQ:18.0%;QQQ:27.3%;TSLA:27.3%;GLD:27.3%
US:66.7;EU:8.9;APAC:13.3;EM:9.0;Other:2.0
Value:-0.7;Growth:-0.3;Quality:+0.4;Size:+0.4;Momentum:-0.9;LowVol:-0.8
ESGOnly
10
30
4
hard 10%
162
13.6
Volatile
24.6
5.48
2.7
178
37
53
79
true
Reduce
Cut high-beta by 2-3%, add cash
5
-3
BrokerD
LMT
93
RegimeShift
Reduce
Volatility spike and breadth deterioration
-24
-14
77
5
false
Tax-aware sells next window
P7270
Hands-off
Roth
USD
2025-07-17
574,543
54,655
519,888
1
66.8
26.6
0
6.7
BND:25.0%;AMZN:25.0%;GLD:25.0%;VOO:25.0%
US:73.0;EU:7.5;APAC:6.5;EM:10.7;Other:2.2
Value:-0.6;Growth:+0.7;Quality:+0.1;Size:-0.0;Momentum:-0.5;LowVol:-0.1
ESGOnly;NoDerivatives
6
25
3.7
trailing 8%
154
14.3
Bull
12.9
3.93
3.3
87
41
65
53
false
Rebalance
Shift +1% to bonds from equity
8
-14
BrokerB
MKT
87
null
null
Normal monitoring
-12
-31
114
5
false
Monitor dispersion and breadth
P7271
Systematic
Trust
USD
2025-05-01
1,309,301
124,378
1,184,923
1
62.6
29.5
1.6
6.3
IEF:9.8%;BND:18.6%;VTI:22.9%;HYG:8.5%;QQQ:22.9%;BRK.B:17.3%
US:65.4;EU:17.5;APAC:6.3;EM:7.2;Other:3.6
Value:+0.2;Growth:+0.8;Quality:0.0;Size:+0.5;Momentum:+1.0;LowVol:-0.3
MaxPos5%
7
25
5.3
trailing 8%
222
22.7
Bull
16.1
4.95
2.3
75
46
64
40
false
Rebalance
Shift +1% to bonds from equity
34
-18
BrokerA
LMT
99
null
null
Normal monitoring
29
18
124
5
false
Monitor dispersion and breadth
P7272
Hands-off
401k
USD
2025-01-02
704,064
65,995
638,069
1
62.6
19.9
7.6
9.9
VOO:19.3%;XLF:14.3%;TSLA:20.2%;IEF:20.2%;BND:19.8%;VNQ:6.2%
US:69.6;EU:14.4;APAC:6.6;EM:3.8;Other:5.5
Value:+0.3;Growth:+0.5;Quality:-0.8;Size:+0.2;Momentum:-0.3;LowVol:+0.8
MaxPos5%;NoDerivatives
7
30
3.5
trailing 8%
168
16.4
Bull
11.1
4.07
3
87
16
45
37
false
Rebalance
Shift +1% to bonds from equity
29
-17
BrokerA
VWAP
99
null
null
Normal monitoring
63
12
78
3
false
Tighten stops on momentum names
P7273
Hands-off
Roth
USD
2025-06-09
171,702
10,552
161,150
1
67.3
25
0
7.7
VOO:9.7%;XLF:16.7%;AAPL:20.9%;VNQ:20.7%;AMZN:18.4%;IEF:13.5%
US:73.2;EU:6.1;APAC:8.4;EM:8.6;Other:3.7
Value:+0.6;Growth:+0.9;Quality:0.0;Size:-0.0;Momentum:+0.1;LowVol:+0.6
MaxPos6%
8
35
5.4
trailing 8%
141
16.6
Bear
31.1
3.18
2.1
176
-86
14
84
true
Hedge
Buy index puts 1% notional
-6
-8
BrokerD
MKT
99
Drift>tolerance
Hedge
Allocation drift beyond policy bands
97
15
129
3
false
Tighten stops on momentum names
P7274
Cautious
Trust
USD
2025-04-07
667,515
103,230
564,285
1
46.2
31.4
10
12.4
AAPL:26.0%;GLD:26.0%;VOO:26.0%;MUB:22.1%
US:71.7;EU:9.5;APAC:11.6;EM:5.5;Other:1.7
Value:-0.5;Growth:-0.7;Quality:-0.8;Size:+0.5;Momentum:-0.4;LowVol:+0.8
ESGOnly;NoDerivatives;NoMargin
8
25
3.3
trailing 10%
104
12.4
Bull
14.7
4.83
2.9
118
16
57
28
false
Buy
Add to core equity +1%
26
7
BrokerC
LMT
86
null
null
Normal monitoring
0
-47
97
5
false
Increase defensive factor exposure
P7275
Active
Taxable
USD
2025-01-07
1,791,947
144,329
1,647,618
1
62.3
21.7
9.6
6.4
XLF:23.3%;AAPL:27.0%;VNQ:22.8%;IEF:27.0%
US:64.1;EU:13.3;APAC:8.3;EM:12.3;Other:2.1
Value:+0.2;Growth:-0.1;Quality:-0.7;Size:+0.2;Momentum:-0.2;LowVol:-0.4
MaxPos7%
10
30
4.4
hard 12%
121
20.2
Volatile
31.4
5.23
4.4
180
-24
52
73
true
Hedge
Buy index puts 1% notional
22
9
BrokerD
MKT
86
Drift>tolerance
Reduce
Allocation drift beyond policy bands
87
-32
113
5
false
Tax-aware sells next window
P7276
Opportunistic
Trust
USD
2024-11-10
1,619,545
143,562
1,475,983
1.24
60.9
13.1
19.7
6.3
AMZN:28.1%;MSFT:15.8%;GLD:28.1%;AAPL:28.1%
US:67.7;EU:17.6;APAC:5.8;EM:6.7;Other:2.3
Value:+0.9;Growth:+0.6;Quality:+0.7;Size:+0.9;Momentum:+0.6;LowVol:+0.8
NoDerivatives
5
30
4.8
trailing 9%
201
23.7
Bull
13.3
4.32
2.4
107
89
82
45
false
NoAction
Within bands; monitor
3
-23
BrokerC
VWAP
98
null
null
Normal monitoring
62
-11
186
5
false
Increase defensive factor exposure
P7277
Systematic
Trust
USD
2025-03-26
1,175,731
92,968
1,082,763
1
61.9
21.4
10.7
6
BRK.B:7.4%;VNQ:21.5%;TLT:21.5%;AMZN:21.5%;HYG:14.8%;QQQ:13.2%
US:65.0;EU:14.6;APAC:12.2;EM:8.1;Other:0.2
Value:-0.8;Growth:+0.5;Quality:+0.3;Size:-0.9;Momentum:+0.5;LowVol:-0.7
MaxPos8%
6
30
4.8
hard 12%
132
17.2
Bear
25.9
3.96
1.7
157
-90
11
63
false
Rebalance
Shift +1% to bonds from equity
16
10
BrokerB
LMT
90
null
null
Normal monitoring
27
-7
121
4
false
Tax-aware sells next window
P7278
Hands-off
Taxable
USD
2025-06-06
495,116
36,522
458,594
1
57
26.7
10.3
5.9
BND:25.0%;MUB:25.0%;HYG:25.0%;IEF:25.0%
US:61.0;EU:15.1;APAC:11.7;EM:10.8;Other:1.3
Value:+0.3;Growth:0.0;Quality:-0.1;Size:-0.3;Momentum:+0.8;LowVol:+0.9
NoDerivatives
6
30
5.2
hard 10%
106
15.7
Bull
16.8
4.16
2.4
81
99
92
53
false
Buy
Add to core equity +1%
21
0
BrokerB
MKT
95
null
null
Normal monitoring
40
-13
17
5
false
Within IPS guidelines
P7279
Opportunistic
Taxable
USD
2025-08-04
776,124
65,325
710,799
1
74.1
13.4
5.7
6.7
MUB:18.8%;VNQ:18.2%;AMZN:22.2%;TLT:10.8%;IEF:7.8%;BRK.B:22.2%
US:67.6;EU:10.8;APAC:11.8;EM:9.4;Other:0.4
Value:+0.6;Growth:-0.4;Quality:-0.7;Size:-0.8;Momentum:-0.6;LowVol:+0.8
MaxPos5%
8
35
4.8
hard 12%
220
22.1
Bear
22.3
3.21
1.9
158
-96
10
75
true
Reduce
Cut high-beta by 2-3%, add cash
18
8
BrokerA
MKT
100
Drift>tolerance
Hedge
Allocation drift beyond policy bands
-36
16
18
5
false
Tax-aware sells next window
P7280
Active
IRA
USD
2025-08-07
1,804,507
119,185
1,685,322
1.19
56.4
23.2
12
8.5
XLF:33.3%;AAPL:33.3%;MUB:33.3%
US:72.1;EU:10.8;APAC:6.0;EM:7.8;Other:3.4
Value:-0.6;Growth:-0.4;Quality:+0.7;Size:-0.6;Momentum:+0.1;LowVol:-1.0
MaxPos7%
5
25
5.7
trailing 9%
148
26.9
Bull
13
3.56
3.2
103
66
95
45
false
NoAction
Within bands; monitor
25
-18
BrokerA
MKT
0
null
null
Normal monitoring
0
19
-30
3
false
Monitor dispersion and breadth
P7281
Opportunistic
Roth
USD
2025-12-25
1,707,358
51,389
1,655,969
1.18
61.3
18.9
14.2
5.6
BND:25.4%;AAPL:23.9%;BRK.B:25.4%;VNQ:25.4%
US:63.6;EU:16.0;APAC:11.9;EM:7.3;Other:1.2
Value:-0.8;Growth:-1.0;Quality:+1.0;Size:+0.1;Momentum:+0.4;LowVol:-0.8
null
8
35
5.8
trailing 9%
167
33.7
Bear
27.2
3.47
2.8
189
2
50
65
false
Rebalance
Shift +1% to bonds from equity
20
-27
BrokerA
LMT
99
null
null
Normal monitoring
-30
-28
-2
3
false
Tighten stops on momentum names
P7282
Hands-off
Trust
USD
2025-04-05
490,165
34,379
455,786
1
66
26.1
1
6.9
VTI:12.5%;TSLA:18.6%;TLT:16.3%;BND:19.6%;GLD:20.6%;XLF:12.5%
US:65.0;EU:11.4;APAC:14.6;EM:6.1;Other:2.9
Value:-0.9;Growth:+0.4;Quality:-0.8;Size:-0.2;Momentum:-0.2;LowVol:-0.3
ESGOnly;NoDerivatives
6
25
5.5
trailing 10%
168
12
Bull
17
4.67
2.7
113
20
56
61
false
Buy
Add to core equity +1%
-10
-15
BrokerB
LMT
85
null
null
Normal monitoring
25
-54
165
4
false
Tax-aware sells next window
P7283
Active
Trust
USD
2025-07-26
741,169
75,644
665,525
1
58.3
31
1.6
9.2
TLT:28.2%;GLD:28.2%;VNQ:20.9%;TSLA:22.7%
US:59.6;EU:13.6;APAC:11.4;EM:12.4;Other:3.1
Value:-0.6;Growth:-0.1;Quality:-0.4;Size:+0.5;Momentum:-0.2;LowVol:+0.2
null
7
25
5.6
trailing 8%
209
23.2
Volatile
23.7
4.93
3.3
135
-18
55
71
true
Rebalance
Rebalance back to target bands
11
-40
BrokerC
LMT
88
RegimeShift
Hedge
Volatility spike and breadth deterioration
99
-49
69
5
true
Tax-aware sells next window
P7284
Opportunistic
Trust
USD
2025-05-06
479,029
40,321
438,708
1
69.5
11
13.8
5.7
MSFT:19.4%;MUB:26.9%;XLF:26.9%;VNQ:26.9%
US:70.1;EU:6.3;APAC:10.8;EM:11.7;Other:1.2
Value:+0.6;Growth:0.0;Quality:+0.4;Size:-0.6;Momentum:-0.3;LowVol:+0.3
MaxPos5%
10
25
6.3
trailing 9%
177
23.1
Volatile
32
5.4
2.3
118
-36
18
86
true
Reduce
Cut high-beta by 2-3%, add cash
33
8
BrokerD
LMT
96
VAR>budget
Reduce
Risk above budget threshold
36
7
48
2
false
Tighten stops on momentum names
P7285
Active
401k
USD
2024-11-07
771,019
69,045
701,974
1.24
62.3
28.9
0
8.8
AMZN:23.6%;MUB:7.8%;BRK.B:23.6%;AAPL:21.3%;TLT:23.6%
US:70.1;EU:14.8;APAC:7.8;EM:3.6;Other:3.7
Value:-0.9;Growth:+0.3;Quality:-0.6;Size:+0.8;Momentum:+0.7;LowVol:0.0
NoDerivatives
7
35
5.4
trailing 9%
165
21.4
Volatile
23.9
5.48
3.7
170
-18
51
65
false
Buy
Add to core equity +1%
-4
-21
BrokerC
MKT
95
null
null
Normal monitoring
100
-6
81
5
false
Monitor dispersion and breadth
P7286
Systematic
401k
USD
2025-05-31
1,842,015
123,692
1,718,323
1
60.7
28.5
5.6
5.1
GLD:16.8%;VTI:29.7%;VNQ:29.7%;HYG:23.7%
US:77.0;EU:7.9;APAC:6.9;EM:7.1;Other:1.1
Value:-0.5;Growth:-0.7;Quality:0.0;Size:-0.9;Momentum:-0.3;LowVol:+0.6
null
5
35
5
trailing 8%
218
18.3
Volatile
23.1
4.58
4.4
133
2
45
62
false
NoAction
Within bands; monitor
19
6
BrokerB
LMT
94
null
null
Normal monitoring
40
-8
153
3
false
Increase defensive factor exposure
P7287
Active
IRA
USD
2025-10-12
1,387,473
103,441
1,284,032
1
67.5
22.9
3.6
6
VTI:28.1%;HYG:18.6%;TSLA:25.3%;XLF:28.1%
US:66.9;EU:9.5;APAC:8.1;EM:10.8;Other:4.6
Value:+0.2;Growth:+0.5;Quality:+0.7;Size:-0.9;Momentum:+0.8;LowVol:-0.4
NoDerivatives
7
30
5.7
trailing 8%
127
20.1
Volatile
26.1
4.24
3.4
141
71
73
68
false
Rebalance
Shift +1% to bonds from equity
29
12
BrokerB
MKT
94
null
null
Normal monitoring
71
-45
148
3
false
Tax-aware sells next window
P7288
Hands-off
Taxable
USD
2024-12-29
400,317
36,274
364,043
1
65.5
29.2
0
5.4
TSLA:7.1%;VNQ:8.0%;AMZN:21.2%;TLT:21.2%;VTI:21.2%;BND:21.2%
US:70.4;EU:10.5;APAC:9.1;EM:5.2;Other:4.8
Value:-0.9;Growth:-0.3;Quality:-0.3;Size:+0.9;Momentum:+0.5;LowVol:-0.6
ESGOnly;MaxPos8%
6
25
3.7
trailing 8%
157
18.5
Sideways
20.9
4.36
3
130
10
46
61
false
Rebalance
Shift +1% to bonds from equity
23
8
BrokerC
LMT
96
null
null
Normal monitoring
-58
-33
21
4
false
Increase defensive factor exposure
P7289
Hands-off
Trust
USD
2024-11-16
332,210
24,250
307,960
1
71.6
23.1
0
5.3
VOO:11.7%;AAPL:22.1%;BND:22.1%;TLT:22.1%;HYG:22.1%
US:58.5;EU:19.8;APAC:8.4;EM:9.7;Other:3.6
Value:-0.4;Growth:+0.8;Quality:-0.3;Size:-0.7;Momentum:+0.9;LowVol:+0.1
NoDerivatives
7
30
5.9
trailing 8%
157
19.5
Volatile
22.9
5
2.9
140
19
47
70
false
Hedge
Add TLT +1% as duration hedge
6
-26
BrokerD
VWAP
95
null
null
Normal monitoring
44
-6
100
3
false
Monitor dispersion and breadth
P7290
Cautious
Trust
USD
2024-11-24
287,874
43,192
244,682
1
44.8
38.2
0.6
16.4
AMZN:22.7%;BND:25.8%;VTI:25.8%;TSLA:25.8%
US:54.6;EU:19.1;APAC:14.8;EM:7.8;Other:3.7
Value:-0.2;Growth:-0.4;Quality:-0.3;Size:-0.2;Momentum:+0.5;LowVol:+0.7
MaxPos5%;NoDerivatives;NoMargin
8
30
5.7
trailing 8%
163
19.6
Volatile
22.4
4.5
3.2
136
-59
33
58
false
NoAction
Within bands; monitor
-2
1
BrokerD
MKT
0
null
null
Normal monitoring
120
-23
131
4
false
Tighten stops on momentum names
P7291
Active
IRA
USD
2024-10-26
2,414,983
262,082
2,152,901
1
60.2
22.9
8.4
8.5
GLD:33.3%;TSLA:33.3%;AMZN:33.3%
US:70.3;EU:11.8;APAC:8.2;EM:6.2;Other:3.5
Value:+0.8;Growth:+0.8;Quality:-0.3;Size:+0.2;Momentum:+0.5;LowVol:-0.3
NoDerivatives
5
30
5.7
trailing 9%
169
25
Volatile
21.2
3.75
4.4
157
12
63
55
false
Hedge
Add TLT +1% as duration hedge
34
-10
BrokerC
LMT
100
null
null
Normal monitoring
11
12
98
3
false
Tax-aware sells next window
P7292
Systematic
Taxable
USD
2025-02-07
1,917,803
170,117
1,747,686
1
62.7
30.4
0
6.9
BND:33.7%;MSFT:32.5%;QQQ:33.7%
US:72.3;EU:5.7;APAC:6.6;EM:10.6;Other:4.8
Value:+0.4;Growth:+0.3;Quality:+0.9;Size:+0.5;Momentum:-0.4;LowVol:+0.4
null
8
35
4.8
hard 12%
123
25
Bear
34
3.23
2.3
205
-114
5
78
true
Hedge
Buy index puts 1% notional
-10
14
BrokerC
LMT
97
RegimeShift
Hedge
Volatility spike and breadth deterioration
70
-3
139
3
false
Tighten stops on momentum names
P7293
Hands-off
401k
USD
2024-11-27
286,187
22,591
263,596
1
57.7
17.8
19
5.5
VOO:33.3%;XLF:33.3%;QQQ:33.3%
US:68.6;EU:19.3;APAC:6.5;EM:4.1;Other:1.5
Value:-0.3;Growth:+0.4;Quality:+0.5;Size:-0.8;Momentum:+0.4;LowVol:-0.6
null
6
30
4
trailing 10%
165
17.4
Bull
16.7
4.7
2.1
70
88
100
52
false
Sell
Trim extended winner -1%
-12
-28
BrokerC
VWAP
96
null
null
Normal monitoring
62
-28
125
5
false
Tighten stops on momentum names
P7294
Opportunistic
IRA
USD
2024-07-20
1,761,220
63,271
1,697,949
1
67.8
13.7
13.6
4.9
GLD:21.7%;TSLA:21.7%;MSFT:18.1%;QQQ:21.2%;VOO:17.3%
US:61.9;EU:16.1;APAC:14.1;EM:3.9;Other:4.1
Value:+0.6;Growth:-0.3;Quality:-0.4;Size:-0.9;Momentum:-0.3;LowVol:-0.2
MaxPos5%;NoDerivatives
5
35
6.5
trailing 9%
223
32.5
Sideways
20.1
4.58
3
92
-18
27
52
false
Sell
Trim extended winner -1%
12
13
BrokerA
MKT
99
null
null
Normal monitoring
39
7
1
5
false
Increase defensive factor exposure
P7295
Hands-off
Roth
USD
2025-12-11
694,148
64,796
629,352
1
64
27.2
0
8.8
TLT:19.8%;IEF:21.9%;QQQ:8.9%;GLD:12.2%;VTI:21.9%;BRK.B:15.5%
US:66.3;EU:12.9;APAC:9.8;EM:7.2;Other:3.9
Value:+0.2;Growth:-0.6;Quality:+0.7;Size:+0.2;Momentum:-0.7;LowVol:+0.9
null
10
35
4.5
hard 10%
149
15.6
Volatile
29.9
5.02
3.4
140
-20
47
82
true
Reduce
Cut high-beta by 2-3%, add cash
-12
-19
BrokerA
VWAP
94
RegimeShift
TightenStops
Volatility spike and breadth deterioration
-9
-5
-33
3
false
Increase defensive factor exposure
P7296
Hands-off
Taxable
USD
2024-07-12
417,177
41,061
376,116
1
62.1
22
9.2
6.7
MSFT:25.6%;AMZN:23.5%;MUB:25.3%;VNQ:25.6%
US:66.6;EU:7.4;APAC:13.7;EM:9.4;Other:2.8
Value:+0.8;Growth:+0.5;Quality:+0.1;Size:-0.5;Momentum:+0.6;LowVol:-1.0
ESGOnly
7
30
5.6
trailing 8%
102
17
Volatile
20.8
4.77
2.3
119
80
76
50
false
Rebalance
Shift +1% to bonds from equity
-3
-40
BrokerD
LMT
88
null
null
Normal monitoring
68
-5
142
3
false
Tighten stops on momentum names
P7297
Active
IRA
USD
2025-05-21
1,095,664
95,925
999,739
1
57.8
19.2
13.6
9.4
VOO:12.9%;BND:24.4%;QQQ:14.9%;IEF:24.4%;MSFT:23.4%
US:74.4;EU:7.5;APAC:6.1;EM:7.5;Other:4.5
Value:+0.5;Growth:-0.3;Quality:-0.3;Size:-0.6;Momentum:-0.0;LowVol:+0.9
MaxPos5%;NoDerivatives
10
35
5.2
hard 12%
224
16.3
Sideways
14.1
4.63
3.4
140
17
67
49
false
Rebalance
Shift +1% to bonds from equity
6
-31
BrokerC
VWAP
94
null
null
Normal monitoring
93
-13
54
3
false
Increase defensive factor exposure
P7298
Hands-off
Roth
USD
2024-08-10
503,946
36,789
467,157
1
60.5
16.6
13.5
9.4
XLF:18.6%;TSLA:21.0%;MUB:21.0%;VTI:12.1%;AMZN:20.9%;BND:6.3%
US:69.3;EU:13.1;APAC:5.4;EM:11.1;Other:1.2
Value:-0.6;Growth:-0.5;Quality:-0.8;Size:+0.9;Momentum:-0.5;LowVol:+0.8
ESGOnly;MaxPos7%
5
35
5.4
hard 10%
106
14.9
Sideways
18.4
4.97
2.7
91
31
77
49
false
Rebalance
Shift +1% to bonds from equity
-2
-21
BrokerB
LMT
96
null
null
Normal monitoring
-10
-33
62
3
false
Monitor dispersion and breadth
P7299
Opportunistic
401k
USD
2025-06-19
700,218
42,570
657,648
1
70.8
19.6
2
7.5
TLT:33.3%;AAPL:33.3%;IEF:33.3%
US:73.1;EU:5.6;APAC:14.4;EM:3.5;Other:3.3
Value:-0.1;Growth:-0.6;Quality:+0.5;Size:-0.4;Momentum:+0.3;LowVol:+0.8
MaxPos5%
7
25
4.1
hard 12%
193
24.9
Bull
13.4
3.59
2.6
85
111
99
58
false
Rebalance
Shift +1% to bonds from equity
-10
14
BrokerC
VWAP
92
null
null
Normal monitoring
33
-10
31
3
false
Monitor dispersion and breadth
P7300
Cautious
Trust
USD
2025-02-18
233,355
20,091
213,264
1
47
35.2
4.2
13.6
VOO:18.3%;AMZN:18.4%;MSFT:10.8%;AAPL:17.2%;XLF:18.2%;GLD:17.1%
US:57.0;EU:20.3;APAC:12.1;EM:10.3;Other:0.3
Value:-0.1;Growth:+0.3;Quality:+0.1;Size:-0.3;Momentum:-0.1;LowVol:-0.9
MaxPos8%;NoMargin
6
35
5.7
trailing 10%
165
20
Bull
12
3.91
2.6
105
118
100
30
false
Buy
Add to core equity +1%
24
-23
BrokerD
VWAP
97
null
null
Normal monitoring
92
-11
182
3
false
Within IPS guidelines