client_id
string
persona_style
string
account_type
string
base_currency
string
as_of_date
string
total_equity_usd
int64
cash_usd
int64
invested_usd
int64
leverage_x
float64
allocation_equity_pct
float64
allocation_fixed_income_pct
float64
allocation_alts_pct
float64
allocation_cash_pct
float64
top_positions
string
region_exposure_pct
string
factor_exposure_z
string
constraints
string
max_position_pct
int64
max_sector_pct
int64
drift_tolerance_pct
float64
stoploss_policy
string
risk_budget_var_95_bps
int64
max_drawdown_limit_pct
float64
market_regime
string
vix_level
float64
rates_10y_pct
float64
inflation_yoy_pct
float64
credit_spread_ig_bps
int64
signal_alpha_bps
int64
signal_confidence_1_100
int64
risk_score_1_100
int64
breach_flag
bool
action_proposed
string
action_details
string
expected_impact_alpha_bps
int64
expected_risk_change_bps
int64
execution_venue
string
order_type
string
order_fill_ratio_pct
int64
self_correction_trigger
string
self_correction_action
string
self_correction_reason
string
outcome_after_7d_pnl_bps
int64
outcome_after_7d_var_change_bps
int64
outcome_after_30d_pnl_bps
int64
user_feedback_1_5
int64
advisor_override_flag
bool
notes
string
P7401
Systematic
401k
USD
2025-09-05
1,427,785
73,043
1,354,742
1
56.6
33.2
0.7
9.6
XLF:22.8%;QQQ:27.9%;IEF:21.4%;BND:27.9%
US:66.2;EU:15.8;APAC:5.5;EM:9.2;Other:3.4
Value:-0.1;Growth:+1.0;Quality:-0.5;Size:-0.3;Momentum:-0.6;LowVol:+0.8
MaxPos6%;NoDerivatives
5
30
6
hard 12%
151
24.3
Volatile
21
4.33
2.9
125
68
78
51
false
NoAction
Within bands; monitor
3
-13
BrokerB
MKT
0
null
null
Normal monitoring
1
-30
22
5
false
Within IPS guidelines
P7402
Active
IRA
USD
2025-09-20
1,884,335
125,276
1,759,059
1
64
30.8
0
5.3
TSLA:33.3%;BRK.B:33.3%;VNQ:33.3%
US:68.5;EU:12.8;APAC:5.3;EM:10.4;Other:3.0
Value:+0.2;Growth:+0.8;Quality:-0.4;Size:+0.9;Momentum:-0.9;LowVol:+0.5
null
8
25
5.5
trailing 8%
135
19.1
Volatile
24.8
4.41
2.5
163
56
69
72
true
Rebalance
Rebalance back to target bands
35
-36
BrokerA
MKT
85
Drift>tolerance
Hedge
Allocation drift beyond policy bands
0
0
41
5
false
Increase defensive factor exposure
P7403
Systematic
Taxable
USD
2025-12-18
700,755
32,585
668,170
1
65.6
22.8
5.5
6
BND:20.4%;TSLA:15.7%;VOO:23.0%;XLF:23.0%;TLT:17.9%
US:70.5;EU:8.4;APAC:12.4;EM:4.3;Other:4.4
Value:-0.7;Growth:-0.1;Quality:-0.9;Size:-0.4;Momentum:+0.8;LowVol:+0.3
MaxPos8%
10
25
5
trailing 8%
129
25.2
Bear
33.6
3.47
1.5
138
1
50
79
true
Hedge
Buy index puts 1% notional
-12
9
BrokerD
MKT
97
Drift>tolerance
Reduce
Allocation drift beyond policy bands
28
-9
74
5
false
Tax-aware sells next window
P7404
Hands-off
Taxable
USD
2025-06-14
582,101
40,614
541,487
1
61.3
16.6
13.1
9
MUB:33.3%;TLT:33.3%;GLD:33.3%
US:64.4;EU:17.4;APAC:12.3;EM:4.0;Other:1.9
Value:+0.9;Growth:-0.4;Quality:+0.8;Size:+0.7;Momentum:+0.4;LowVol:-0.1
ESGOnly
10
25
3.1
trailing 8%
110
15.4
Bull
16.8
4.76
2.5
92
36
73
55
false
NoAction
Within bands; monitor
4
-9
BrokerD
VWAP
99
null
null
Normal monitoring
-16
-44
74
4
false
Tax-aware sells next window
P7405
Hands-off
401k
USD
2025-01-17
852,307
62,597
789,710
1
68.2
24.5
0
7.3
BRK.B:33.3%;MSFT:33.3%;IEF:33.3%
US:61.4;EU:16.4;APAC:11.7;EM:10.0;Other:0.5
Value:-0.8;Growth:-1.0;Quality:-0.1;Size:-0.4;Momentum:-0.7;LowVol:+0.8
ESGOnly
6
25
4.8
trailing 8%
123
13.1
Volatile
26.7
3.97
3.9
117
57
82
80
true
Hedge
Buy index puts 1% notional
3
-20
BrokerC
LMT
94
Drift>tolerance
Reduce
Allocation drift beyond policy bands
-20
4
81
5
false
Tighten stops on momentum names
P7406
Cautious
Trust
USD
2025-01-28
469,606
56,760
412,846
1
53.4
31.3
1
14.3
AAPL:22.9%;TSLA:19.3%;MUB:11.9%;GLD:22.9%;VNQ:22.9%
US:67.9;EU:10.8;APAC:14.0;EM:3.6;Other:3.7
Value:-0.0;Growth:-0.1;Quality:-0.2;Size:-0.2;Momentum:+0.2;LowVol:+0.3
MaxPos7%;NoDerivatives;NoMargin
5
35
3.4
trailing 10%
124
13.1
Volatile
21.3
5.33
4.5
170
-56
30
49
false
Rebalance
Shift +1% to bonds from equity
12
2
BrokerA
LMT
94
null
null
Normal monitoring
89
8
204
3
false
Tighten stops on momentum names
P7407
Hands-off
Trust
USD
2025-10-23
792,218
36,781
755,437
1
68.6
22.2
0.4
8.8
VOO:25.4%;IEF:25.4%;BND:25.4%;AMZN:23.7%
US:66.9;EU:10.7;APAC:8.4;EM:10.2;Other:3.8
Value:+0.8;Growth:+0.3;Quality:+0.1;Size:-0.5;Momentum:-0.3;LowVol:+0.8
ESGOnly;MaxPos8%;NoDerivatives
10
25
3.7
trailing 8%
122
17.7
Bull
14
3.81
2.8
99
12
54
44
false
Sell
Trim extended winner -1%
-15
-30
BrokerA
MKT
99
null
null
Normal monitoring
-36
-13
-60
4
false
Monitor dispersion and breadth
P7408
Opportunistic
401k
USD
2024-12-06
1,602,796
135,025
1,467,771
1
64.2
13.4
15.4
6.9
TLT:33.3%;XLF:33.3%;VOO:33.3%
US:59.1;EU:16.6;APAC:12.8;EM:8.9;Other:2.6
Value:-0.6;Growth:-0.1;Quality:+0.8;Size:-0.4;Momentum:+0.8;LowVol:-0.8
null
7
30
6.9
trailing 9%
260
26.3
Bull
15.3
4.52
3.1
92
120
100
57
true
Hedge
Buy index puts 1% notional
22
-40
BrokerA
LMT
95
VAR>budget
Reduce
Risk above budget threshold
-60
-44
-75
3
false
Increase defensive factor exposure
P7409
Systematic
Roth
USD
2025-11-19
930,196
78,538
851,658
1
65.2
26.2
0
8.6
MSFT:22.2%;AMZN:21.1%;BND:10.8%;TLT:7.9%;HYG:22.2%;VTI:15.9%
US:66.2;EU:17.4;APAC:9.5;EM:6.5;Other:0.4
Value:+1.0;Growth:+0.2;Quality:-0.8;Size:-0.4;Momentum:+0.4;LowVol:-0.3
null
7
30
6
hard 12%
201
17.2
Bear
27.8
4.3
2.9
165
-63
25
67
true
Hedge
Buy index puts 1% notional
28
3
BrokerA
MKT
96
Drift>tolerance
Hedge
Allocation drift beyond policy bands
106
-43
108
3
true
Tighten stops on momentum names
P7410
Opportunistic
401k
USD
2024-07-27
1,622,329
99,384
1,522,945
1
68.9
17.8
8.8
4.6
IEF:25.7%;VOO:25.7%;GLD:22.8%;VNQ:25.7%
US:70.5;EU:9.7;APAC:7.6;EM:8.6;Other:3.6
Value:-0.1;Growth:+0.1;Quality:-0.3;Size:+0.9;Momentum:+0.5;LowVol:-0.4
MaxPos6%
6
30
5.7
hard 12%
270
27.2
Sideways
18.6
4.01
2.5
113
-29
34
61
false
Buy
Add to core equity +1%
-11
-25
BrokerC
MKT
85
null
null
Normal monitoring
17
-47
-1
5
false
Tighten stops on momentum names
P7411
Hands-off
401k
USD
2025-08-26
161,370
11,958
149,412
1
58.4
16.9
17.1
7.7
HYG:18.4%;GLD:24.2%;TLT:24.2%;BND:24.2%;VNQ:9.1%
US:64.0;EU:16.7;APAC:13.3;EM:3.3;Other:2.7
Value:+0.7;Growth:-0.2;Quality:+0.1;Size:-0.5;Momentum:-0.0;LowVol:-1.0
MaxPos5%;NoDerivatives
6
35
4.3
trailing 8%
134
16
Volatile
25.6
4.1
3.9
157
-56
24
70
false
Rebalance
Shift +1% to bonds from equity
10
13
BrokerD
LMT
88
null
null
Normal monitoring
32
-3
93
5
false
Increase defensive factor exposure
P7412
Hands-off
Taxable
USD
2025-02-26
609,534
35,658
573,876
1
62.2
29.2
0.3
8.2
QQQ:12.9%;TSLA:24.1%;AMZN:25.5%;XLF:12.1%;GLD:25.5%
US:66.0;EU:19.7;APAC:7.3;EM:4.4;Other:2.7
Value:-0.9;Growth:-0.8;Quality:+1.0;Size:-0.7;Momentum:-0.1;LowVol:-0.2
ESGOnly;NoDerivatives
10
30
6
hard 10%
106
16.4
Bear
24.3
3.96
2.8
169
-20
36
58
false
Rebalance
Shift +1% to bonds from equity
28
-34
BrokerD
MKT
99
null
null
Normal monitoring
42
3
72
3
false
Within IPS guidelines
P7413
Cautious
IRA
USD
2025-05-04
423,521
67,255
356,266
1
51.1
32.3
1.8
14.8
AAPL:25.8%;HYG:25.8%;QQQ:22.5%;TSLA:25.8%
US:63.9;EU:13.4;APAC:9.0;EM:9.3;Other:4.4
Value:-1.0;Growth:-0.1;Quality:-0.2;Size:-1.0;Momentum:-0.0;LowVol:-0.7
MaxPos6%;NoMargin
8
25
6
trailing 8%
94
12.8
Volatile
30.6
4.99
2.8
123
-51
35
64
true
Rebalance
Rebalance back to target bands
30
-22
BrokerC
LMT
94
Drift>tolerance
Hedge
Allocation drift beyond policy bands
69
8
97
2
false
Tax-aware sells next window
P7414
Opportunistic
401k
USD
2025-12-11
1,239,936
40,433
1,199,503
1
61.5
19.1
11.4
8
VNQ:29.5%;VOO:29.5%;BRK.B:24.7%;VTI:16.3%
US:59.1;EU:15.4;APAC:12.4;EM:11.4;Other:1.7
Value:-0.3;Growth:+0.6;Quality:0.0;Size:-0.0;Momentum:+0.7;LowVol:-0.3
null
6
35
6.8
trailing 9%
197
30.4
Bull
14.7
4.88
3.5
96
68
84
36
false
Sell
Trim extended winner -1%
33
12
BrokerB
MKT
89
null
null
Normal monitoring
38
2
147
4
false
Monitor dispersion and breadth
P7415
Cautious
IRA
USD
2025-06-19
776,336
69,946
706,390
1
48.8
39.6
0
11.6
TLT:22.1%;MSFT:22.5%;GLD:22.5%;MUB:22.5%;XLF:10.5%
US:67.4;EU:9.4;APAC:13.0;EM:7.7;Other:2.5
Value:+0.1;Growth:-0.0;Quality:+0.2;Size:+0.9;Momentum:-0.7;LowVol:-1.0
NoMargin
7
30
3.4
hard 10%
93
18.3
Bear
28.4
3.79
1.6
197
-48
26
56
false
Rebalance
Shift +1% to bonds from equity
34
-7
BrokerD
MKT
99
null
null
Normal monitoring
50
-4
39
5
false
Within IPS guidelines
P7416
Active
IRA
USD
2024-09-10
565,899
39,873
526,026
1.2
57.7
21.7
10.7
9.9
VNQ:20.8%;HYG:6.4%;VTI:16.7%;BND:20.8%;XLF:16.0%;VOO:19.3%
US:75.2;EU:6.4;APAC:7.8;EM:7.1;Other:3.4
Value:-0.6;Growth:+0.8;Quality:+0.1;Size:-0.9;Momentum:+0.5;LowVol:-0.3
MaxPos5%
5
25
5.7
trailing 9%
228
19.4
Volatile
29.8
5.35
2.5
127
-51
27
69
false
NoAction
Within bands; monitor
26
-26
BrokerA
VWAP
93
null
null
Normal monitoring
-49
-14
-79
3
false
Tighten stops on momentum names
P7417
Hands-off
Trust
USD
2024-07-29
182,987
10,657
172,330
1
66.4
16.7
9.3
7.7
AAPL:21.5%;BRK.B:21.5%;XLF:21.5%;AMZN:21.5%;IEF:14.1%
US:64.5;EU:11.4;APAC:14.0;EM:7.7;Other:2.4
Value:-0.1;Growth:-0.2;Quality:+0.9;Size:+0.4;Momentum:+0.2;LowVol:-0.4
ESGOnly;NoDerivatives
10
25
5.2
hard 10%
121
17.6
Bull
15.6
3.81
2.6
92
60
79
42
true
Rebalance
Rebalance back to target bands
23
3
BrokerD
LMT
92
Drift>tolerance
Reduce
Allocation drift beyond policy bands
-38
-1
-68
4
false
Increase defensive factor exposure
P7418
Opportunistic
401k
USD
2024-10-25
1,436,050
76,064
1,359,986
1.16
74
11.7
7.8
6.5
QQQ:35.7%;BRK.B:35.7%;IEF:28.6%
US:70.8;EU:15.0;APAC:6.7;EM:3.8;Other:3.7
Value:-0.8;Growth:+0.9;Quality:-0.9;Size:+0.5;Momentum:-0.5;LowVol:+0.9
null
7
30
5.7
trailing 7%
238
24.7
Sideways
15
4.17
2.7
103
60
72
58
false
Sell
Trim extended winner -1%
-10
-7
BrokerA
LMT
85
null
null
Normal monitoring
-57
-3
5
5
false
Increase defensive factor exposure
P7419
Hands-off
IRA
USD
2025-10-21
288,630
26,606
262,024
1
59.7
23.4
8.2
8.8
BND:25.2%;IEF:25.2%;AMZN:25.2%;XLF:24.4%
US:62.7;EU:16.1;APAC:10.5;EM:8.9;Other:1.8
Value:+0.8;Growth:+0.6;Quality:+0.7;Size:+0.6;Momentum:+0.4;LowVol:-0.3
NoDerivatives
8
35
4.4
trailing 8%
99
12.5
Bull
11.1
3.57
2.3
85
85
86
39
false
Buy
Add to core equity +1%
-13
5
BrokerB
LMT
96
null
null
Normal monitoring
90
-47
200
3
false
Monitor dispersion and breadth
P7420
Systematic
401k
USD
2025-07-09
1,522,352
73,985
1,448,367
1
57.3
22.3
10.7
9.7
MSFT:17.5%;AAPL:20.1%;HYG:15.2%;IEF:17.2%;GLD:19.5%;VNQ:10.5%
US:67.8;EU:8.7;APAC:13.3;EM:8.2;Other:2.0
Value:+0.1;Growth:+0.1;Quality:+0.6;Size:+0.7;Momentum:+0.7;LowVol:-0.3
MaxPos5%
8
25
4.2
hard 12%
166
22.2
Sideways
21.2
4.09
3
112
24
53
58
false
Sell
Trim extended winner -1%
-14
-17
BrokerA
VWAP
98
null
null
Normal monitoring
88
-22
144
3
false
Tax-aware sells next window
P7421
Systematic
IRA
USD
2024-11-18
873,786
80,527
793,259
1
65.3
24.7
1.4
8.7
QQQ:13.6%;TLT:16.5%;GLD:21.0%;VTI:18.3%;BRK.B:18.5%;BND:12.1%
US:66.8;EU:6.5;APAC:11.9;EM:10.8;Other:3.9
Value:+1.0;Growth:-0.8;Quality:-1.0;Size:+0.8;Momentum:+0.4;LowVol:+0.8
MaxPos6%
8
35
5.3
hard 12%
213
16.4
Bull
15.4
4.95
3.3
79
108
100
39
false
NoAction
Within bands; monitor
-14
9
BrokerB
MKT
0
null
null
Normal monitoring
111
1
249
5
false
Monitor dispersion and breadth
P7422
Cautious
401k
USD
2025-01-25
160,851
25,442
135,409
1
49.1
33.7
0
17.2
QQQ:27.4%;GLD:17.7%;TLT:27.4%;VOO:27.4%
US:58.4;EU:15.5;APAC:16.1;EM:7.7;Other:2.2
Value:+0.8;Growth:-0.7;Quality:+0.5;Size:-0.9;Momentum:-0.9;LowVol:+0.7
NoMargin
8
25
5.9
hard 10%
141
12.3
Sideways
19.9
4.78
2.1
119
-29
35
43
false
Rebalance
Shift +1% to bonds from equity
-5
-15
BrokerD
LMT
89
null
null
Normal monitoring
111
-39
134
4
false
Monitor dispersion and breadth
P7423
Opportunistic
Roth
USD
2024-12-07
1,041,384
93,287
948,097
1.18
70.1
20.6
3.2
6
AMZN:26.5%;BRK.B:24.4%;AAPL:26.5%;IEF:22.6%
US:70.1;EU:6.9;APAC:15.7;EM:5.0;Other:2.3
Value:-0.3;Growth:-0.2;Quality:0.0;Size:-0.1;Momentum:+0.8;LowVol:-0.2
NoDerivatives
5
30
6.7
hard 12%
177
27
Volatile
29.2
4.72
4
132
66
88
83
true
Hedge
Buy index puts 1% notional
17
11
BrokerB
LMT
92
RegimeShift
TightenStops
Volatility spike and breadth deterioration
118
-1
248
4
false
Within IPS guidelines
P7424
Systematic
Roth
USD
2025-03-01
1,267,401
104,385
1,163,016
1
61.7
32.8
0
5.6
HYG:21.3%;VNQ:17.4%;XLF:10.6%;TLT:21.3%;BND:9.3%;QQQ:20.0%
US:55.6;EU:14.3;APAC:14.1;EM:11.9;Other:4.1
Value:-0.1;Growth:-0.8;Quality:-0.3;Size:+0.2;Momentum:+0.1;LowVol:+1.0
null
8
30
5.9
trailing 9%
134
17.2
Bull
11.8
4.67
2.2
91
47
83
46
false
Rebalance
Shift +1% to bonds from equity
-8
-16
BrokerC
MKT
94
null
null
Normal monitoring
100
8
69
3
false
Tighten stops on momentum names
P7425
Hands-off
IRA
USD
2025-07-08
519,567
46,030
473,537
1
66.4
24.2
0.9
8.6
TLT:18.3%;AMZN:14.5%;HYG:13.2%;GLD:19.5%;XLF:17.8%;AAPL:16.7%
US:74.4;EU:9.4;APAC:10.9;EM:3.9;Other:1.4
Value:-0.2;Growth:-0.4;Quality:-0.7;Size:+0.7;Momentum:+0.9;LowVol:+0.1
ESGOnly
10
35
3.5
hard 10%
104
12.1
Sideways
14.2
3.75
3.1
106
39
64
55
false
Buy
Add to core equity +1%
13
-8
BrokerA
MKT
86
null
null
Normal monitoring
0
-12
11
4
false
Tighten stops on momentum names
P7426
Hands-off
Roth
USD
2025-04-07
218,947
10,024
208,923
1
66.1
24.7
0
9.2
MSFT:17.9%;VTI:27.7%;VOO:26.6%;VNQ:27.7%
US:69.6;EU:9.5;APAC:11.3;EM:6.2;Other:3.4
Value:+0.1;Growth:+0.1;Quality:-0.2;Size:-0.8;Momentum:-1.0;LowVol:+0.2
ESGOnly;MaxPos7%;NoDerivatives
6
35
3.5
hard 10%
164
13.4
Sideways
15.7
3.55
3.1
117
-27
22
55
false
Rebalance
Shift +1% to bonds from equity
8
-2
BrokerA
VWAP
90
null
null
Normal monitoring
-46
-17
59
5
false
Monitor dispersion and breadth
P7427
Active
Trust
USD
2024-12-10
813,559
85,049
728,510
1
56.9
29.4
6.8
6.9
VOO:22.4%;BRK.B:22.4%;TLT:21.5%;QQQ:22.4%;XLF:11.4%
US:70.9;EU:6.7;APAC:10.6;EM:9.9;Other:1.8
Value:+0.9;Growth:+0.1;Quality:+0.1;Size:-0.4;Momentum:-0.3;LowVol:-0.2
NoDerivatives
6
25
5.7
trailing 8%
163
21
Bear
25.7
3.45
2.6
183
-115
5
58
false
Rebalance
Shift +1% to bonds from equity
14
5
BrokerC
LMT
85
null
null
Normal monitoring
-46
-46
32
5
false
Tax-aware sells next window
P7428
Active
IRA
USD
2025-03-19
1,712,345
109,053
1,603,292
1
63
21.4
5.7
10
VOO:25.0%;AMZN:25.0%;BND:25.0%;VNQ:25.0%
US:67.5;EU:9.1;APAC:10.1;EM:10.0;Other:3.3
Value:-0.3;Growth:-0.4;Quality:-0.5;Size:+0.7;Momentum:+0.2;LowVol:+0.1
MaxPos6%
5
25
4.8
trailing 8%
222
27.6
Sideways
18.3
4.5
3.2
140
39
81
49
false
Rebalance
Shift +1% to bonds from equity
18
8
BrokerB
LMT
95
null
null
Normal monitoring
48
-52
78
4
false
Monitor dispersion and breadth
P7429
Hands-off
401k
USD
2025-12-05
458,351
38,685
419,666
1
70.6
15.5
7.2
6.7
TSLA:20.8%;MSFT:16.4%;HYG:16.8%;IEF:13.8%;XLF:11.3%;AAPL:20.8%
US:64.9;EU:11.5;APAC:9.8;EM:10.1;Other:3.7
Value:-0.4;Growth:-0.6;Quality:-0.9;Size:+0.3;Momentum:-0.7;LowVol:+0.5
null
7
35
3.9
hard 10%
159
12.4
Bull
13.9
4.1
3
87
117
100
45
false
Hedge
Add TLT +1% as duration hedge
16
-14
BrokerB
MKT
99
null
null
Normal monitoring
78
4
81
3
false
Monitor dispersion and breadth
P7430
Cautious
401k
USD
2025-09-10
782,214
96,202
686,012
1
42.9
43.7
0.8
12.6
TLT:12.4%;VTI:21.9%;HYG:19.0%;IEF:16.6%;TSLA:21.9%;QQQ:8.2%
US:74.4;EU:5.2;APAC:11.9;EM:6.6;Other:1.9
Value:-0.6;Growth:-0.5;Quality:+0.9;Size:+0.3;Momentum:+0.8;LowVol:-0.1
ESGOnly;MaxPos6%;NoMargin
10
25
3.4
trailing 8%
143
17.5
Bull
11.8
4.42
2.1
74
119
100
25
false
Rebalance
Shift +1% to bonds from equity
11
-32
BrokerB
MKT
100
null
null
Normal monitoring
102
3
238
3
false
Tighten stops on momentum names
P7431
Active
IRA
USD
2025-08-22
1,627,698
135,458
1,492,240
1.17
61.2
28.3
2.6
7.9
BRK.B:26.9%;AAPL:26.9%;TSLA:26.9%;XLF:19.3%
US:66.2;EU:18.3;APAC:6.3;EM:8.4;Other:0.9
Value:-0.2;Growth:-0.2;Quality:+0.8;Size:-0.9;Momentum:-0.2;LowVol:-0.9
null
7
25
5.2
trailing 8%
212
25.4
Sideways
18.3
4.87
2.8
138
37
67
59
false
Buy
Add to core equity +1%
20
-7
BrokerA
MKT
99
null
null
Normal monitoring
113
17
222
4
false
Tax-aware sells next window
P7432
Cautious
Roth
USD
2025-10-12
183,892
24,454
159,438
1
37.3
42
8.8
11.9
QQQ:22.3%;BRK.B:22.3%;HYG:22.3%;VOO:11.5%;VNQ:21.7%
US:57.7;EU:17.4;APAC:13.7;EM:7.6;Other:3.6
Value:+0.8;Growth:-0.5;Quality:-0.7;Size:+0.6;Momentum:+0.4;LowVol:+0.7
MaxPos5%;NoMargin
8
35
5.6
trailing 8%
143
16.4
Volatile
23.2
3.5
4
165
55
65
42
false
Rebalance
Shift +1% to bonds from equity
-9
-1
BrokerB
VWAP
93
null
null
Normal monitoring
84
-34
180
5
false
Monitor dispersion and breadth
P7433
Systematic
Taxable
USD
2025-05-23
1,666,659
164,923
1,501,736
1
60.2
31.2
0
8.6
MUB:33.3%;IEF:33.3%;BND:33.3%
US:62.3;EU:20.2;APAC:11.1;EM:4.7;Other:1.6
Value:-0.1;Growth:-0.7;Quality:+0.2;Size:+0.5;Momentum:+0.3;LowVol:-0.1
MaxPos8%
8
30
5.7
hard 12%
209
17.7
Bear
34.2
4.14
1.7
142
-24
24
79
true
Hedge
Buy index puts 1% notional
8
-40
BrokerD
MKT
100
RegimeShift
Hedge
Volatility spike and breadth deterioration
-37
-20
-61
5
false
Tighten stops on momentum names
P7434
Systematic
Roth
USD
2024-11-14
1,030,835
69,238
961,597
1
68.5
20.5
5.2
5.8
GLD:24.0%;BND:24.0%;VTI:8.5%;IEF:10.9%;AAPL:8.7%;HYG:24.0%
US:70.9;EU:7.5;APAC:5.5;EM:11.1;Other:5.0
Value:+0.4;Growth:-0.4;Quality:-0.4;Size:+0.3;Momentum:-0.4;LowVol:-0.3
null
5
35
5.1
trailing 9%
137
20.9
Sideways
16.3
3.9
3.3
109
33
75
61
true
Hedge
Buy index puts 1% notional
15
-2
BrokerB
LMT
97
Drift>tolerance
Hedge
Allocation drift beyond policy bands
106
-30
118
2
false
Tighten stops on momentum names
P7435
Systematic
Taxable
USD
2025-04-14
1,576,433
67,377
1,509,056
1
57.5
30.5
5.5
6.5
BRK.B:23.0%;VTI:23.0%;HYG:15.6%;AAPL:15.4%;QQQ:23.0%
US:78.2;EU:5.3;APAC:7.3;EM:7.0;Other:2.2
Value:0.0;Growth:-0.6;Quality:+0.7;Size:+0.7;Momentum:-0.7;LowVol:+0.2
null
6
25
5.5
hard 12%
154
24.9
Bull
13.8
4.46
2.7
101
15
64
37
false
Buy
Add to core equity +1%
13
11
BrokerA
LMT
85
null
null
Normal monitoring
-11
-19
52
3
false
Tighten stops on momentum names
P7436
Hands-off
IRA
USD
2025-05-05
683,022
40,697
642,325
1
62.9
28.8
0
8.3
TSLA:22.5%;MSFT:20.4%;AMZN:22.5%;AAPL:17.3%;GLD:8.0%;BRK.B:9.3%
US:71.0;EU:8.8;APAC:8.8;EM:8.9;Other:2.5
Value:-0.6;Growth:+0.7;Quality:0.0;Size:-0.3;Momentum:+0.6;LowVol:-0.8
ESGOnly
10
30
3.4
trailing 8%
91
18.3
Volatile
30
4.21
4.5
114
9
58
73
true
Reduce
Cut high-beta by 2-3%, add cash
19
-32
BrokerB
LMT
99
VAR>budget
Reduce
Risk above budget threshold
63
12
24
3
false
Tax-aware sells next window
P7437
Active
IRA
USD
2025-01-18
1,300,302
128,538
1,171,764
1
66.7
25.6
0
7.7
MUB:33.3%;AMZN:33.3%;QQQ:33.3%
US:64.6;EU:16.9;APAC:7.1;EM:7.6;Other:3.7
Value:+0.7;Growth:-0.0;Quality:-0.1;Size:-0.7;Momentum:-0.6;LowVol:+0.4
null
10
30
4.7
hard 12%
163
16.8
Sideways
16.7
4.49
3
92
18
65
53
false
Buy
Add to core equity +1%
-7
-17
BrokerD
MKT
95
null
null
Normal monitoring
101
4
182
3
false
Tighten stops on momentum names
P7438
Hands-off
Roth
USD
2025-03-21
230,840
17,225
213,615
1
66.3
23.1
1.4
9.1
TSLA:8.1%;HYG:13.4%;AMZN:10.0%;AAPL:22.8%;XLF:22.8%;TLT:22.8%
US:69.3;EU:16.4;APAC:6.7;EM:6.5;Other:1.0
Value:+0.2;Growth:-1.0;Quality:+0.2;Size:+0.2;Momentum:-0.2;LowVol:+0.1
ESGOnly;MaxPos5%
7
25
5.5
trailing 10%
170
18.6
Volatile
27.1
3.9
3.3
124
31
62
73
true
Rebalance
Rebalance back to target bands
31
-16
BrokerB
VWAP
86
RegimeShift
TightenStops
Volatility spike and breadth deterioration
-31
-13
66
2
false
Tax-aware sells next window
P7439
Active
IRA
USD
2025-03-10
729,169
49,346
679,823
1
56.8
19.5
16.8
6.9
XLF:20.8%;MUB:17.2%;BND:17.3%;AMZN:10.0%;MSFT:20.8%;QQQ:13.9%
US:68.0;EU:12.0;APAC:8.5;EM:8.8;Other:2.8
Value:-0.1;Growth:+0.7;Quality:-0.3;Size:+0.8;Momentum:+0.8;LowVol:+0.9
null
8
25
4.2
trailing 8%
197
22.2
Bear
25.9
3.05
1.6
144
-27
29
56
false
Rebalance
Shift +1% to bonds from equity
18
-37
BrokerC
MKT
94
null
null
Normal monitoring
-8
-55
106
3
false
Tax-aware sells next window
P7440
Hands-off
401k
USD
2024-11-11
712,882
42,238
670,644
1
59.6
21.8
12.9
5.7
AMZN:19.1%;TLT:18.1%;BRK.B:21.3%;MUB:21.3%;VOO:6.9%;HYG:13.3%
US:70.0;EU:7.4;APAC:8.5;EM:11.4;Other:2.6
Value:+0.9;Growth:-0.5;Quality:-0.0;Size:-0.2;Momentum:-0.4;LowVol:+0.7
MaxPos5%
10
30
5.1
hard 10%
135
19.8
Sideways
16
3.72
2.6
129
-14
44
53
false
Buy
Add to core equity +1%
9
1
BrokerD
MKT
85
null
null
Normal monitoring
-29
-5
107
5
false
Tighten stops on momentum names
P7441
Systematic
Roth
USD
2025-12-07
705,169
39,171
665,998
1
66.4
25
0
8.6
MUB:21.2%;TLT:21.2%;XLF:21.2%;GLD:6.2%;AMZN:20.3%;BND:10.0%
US:66.8;EU:6.7;APAC:16.3;EM:9.9;Other:0.2
Value:-0.7;Growth:+0.1;Quality:-0.2;Size:+0.2;Momentum:-0.2;LowVol:-0.8
MaxPos6%
8
35
4.7
trailing 8%
201
25
Volatile
29.7
4.17
3.5
125
5
55
87
true
Reduce
Cut high-beta by 2-3%, add cash
12
-21
BrokerB
MKT
88
Drift>tolerance
Hedge
Allocation drift beyond policy bands
69
11
180
3
false
Increase defensive factor exposure
P7442
Opportunistic
401k
USD
2025-10-11
868,625
54,891
813,734
1
77.7
12.5
1.8
8
MUB:36.2%;HYG:36.2%;TSLA:27.6%
US:60.9;EU:13.3;APAC:12.8;EM:8.8;Other:4.2
Value:-0.5;Growth:+0.8;Quality:+0.4;Size:+0.2;Momentum:+0.2;LowVol:-0.1
MaxPos7%
6
30
4.9
hard 12%
212
20.6
Bear
27.4
4.49
2.3
211
-98
7
72
true
Reduce
Cut high-beta by 2-3%, add cash
-10
-13
BrokerD
LMT
85
VAR>budget
Reduce
Risk above budget threshold
13
-31
-5
3
true
Tighten stops on momentum names
P7443
Active
401k
USD
2025-10-08
1,627,640
179,743
1,447,897
1
67.9
20.1
4.4
7.5
TSLA:33.3%;BND:33.3%;VOO:33.3%
US:57.3;EU:16.7;APAC:12.6;EM:9.6;Other:3.8
Value:-0.0;Growth:-0.5;Quality:+0.4;Size:-0.6;Momentum:-0.9;LowVol:+0.6
MaxPos5%
7
30
5.7
trailing 9%
144
18.4
Bull
12.7
4.55
2.6
73
95
100
48
false
Rebalance
Shift +1% to bonds from equity
25
-1
BrokerB
MKT
97
null
null
Normal monitoring
-4
-37
99
4
false
Tax-aware sells next window
P7444
Hands-off
401k
USD
2024-12-11
633,658
34,132
599,526
1
58.3
19.8
14.8
7.1
IEF:24.4%;XLF:19.0%;MUB:24.4%;HYG:9.0%;BND:23.2%
US:70.1;EU:9.9;APAC:7.8;EM:10.9;Other:1.3
Value:-0.5;Growth:+0.9;Quality:+0.2;Size:-0.7;Momentum:+0.9;LowVol:+0.2
null
6
25
3.7
hard 10%
130
18.7
Bull
17.9
4.1
2
73
31
80
54
false
Sell
Trim extended winner -1%
1
-18
BrokerB
LMT
85
null
null
Normal monitoring
-16
3
48
5
false
Tax-aware sells next window
P7445
Active
Trust
USD
2025-07-18
1,127,969
68,845
1,059,124
1.13
61.5
28.4
4.8
5.2
HYG:12.0%;MUB:17.3%;XLF:24.9%;GLD:24.9%;VNQ:20.9%
US:72.2;EU:10.2;APAC:11.3;EM:4.9;Other:1.4
Value:+0.6;Growth:-0.4;Quality:-0.1;Size:+1.0;Momentum:+0.6;LowVol:0.0
MaxPos5%
6
30
5.1
trailing 8%
140
20
Bull
12.4
4.9
3
111
30
70
32
false
Sell
Trim extended winner -1%
5
10
BrokerA
LMT
92
null
null
Normal monitoring
13
-29
98
5
false
Increase defensive factor exposure
P7446
Systematic
IRA
USD
2025-04-02
1,188,744
73,108
1,115,636
1
60.5
32.8
0
6.7
MUB:28.1%;VNQ:15.7%;GLD:28.1%;BND:28.1%
US:66.8;EU:11.4;APAC:13.7;EM:8.0;Other:0.1
Value:+0.1;Growth:-0.2;Quality:-0.2;Size:+0.4;Momentum:-0.1;LowVol:+0.9
null
8
35
4.1
trailing 8%
192
27
Volatile
29.7
3.88
3.7
120
-19
34
73
true
Reduce
Cut high-beta by 2-3%, add cash
22
-40
BrokerA
LMT
96
Drift>tolerance
Reduce
Allocation drift beyond policy bands
109
-48
78
2
true
Increase defensive factor exposure
P7447
Hands-off
Trust
USD
2025-12-25
773,745
36,007
737,738
1
56.8
29.5
6.3
7.4
QQQ:34.5%;HYG:31.0%;IEF:34.5%
US:59.4;EU:13.5;APAC:11.1;EM:13.3;Other:2.6
Value:-0.9;Growth:-0.9;Quality:+1.0;Size:-0.4;Momentum:-0.2;LowVol:-0.9
ESGOnly;MaxPos5%;NoDerivatives
10
25
3.7
trailing 8%
120
15.1
Volatile
28
5.29
3.6
111
10
56
68
false
Rebalance
Shift +1% to bonds from equity
-3
-10
BrokerD
MKT
99
null
null
Normal monitoring
-10
12
23
3
false
Monitor dispersion and breadth
P7448
Active
Roth
USD
2025-04-16
2,360,637
239,670
2,120,967
1
55.7
31.6
5.8
6.9
QQQ:33.3%;AMZN:33.3%;GLD:33.3%
US:66.9;EU:11.4;APAC:16.1;EM:4.7;Other:1.0
Value:-0.1;Growth:-1.0;Quality:-0.5;Size:-0.4;Momentum:+0.5;LowVol:0.0
null
7
25
5.8
trailing 8%
188
27.2
Bear
28.2
4.46
2.4
159
-57
12
66
false
Buy
Add to core equity +1%
-10
-30
BrokerA
LMT
87
null
null
Normal monitoring
62
-53
52
3
false
Increase defensive factor exposure
P7449
Cautious
IRA
USD
2025-08-12
684,272
65,093
619,179
1
43.5
30.8
13.7
12
GLD:24.8%;MSFT:18.8%;BRK.B:28.2%;TLT:28.2%
US:75.6;EU:9.6;APAC:5.8;EM:5.2;Other:3.9
Value:+0.9;Growth:+0.2;Quality:+0.2;Size:-0.3;Momentum:-0.1;LowVol:-0.2
MaxPos8%;NoMargin
10
30
3.4
trailing 8%
152
13.4
Bull
12.9
4.59
3.3
80
62
89
31
false
Sell
Trim extended winner -1%
-1
-2
BrokerB
MKT
96
null
null
Normal monitoring
50
12
14
3
false
Monitor dispersion and breadth
P7450
Cautious
401k
USD
2025-06-16
757,245
107,305
649,940
1
47.5
40.3
0
12.2
MUB:23.7%;TSLA:23.7%;GLD:17.4%;AMZN:23.7%;VTI:11.5%
US:74.6;EU:7.0;APAC:7.7;EM:10.4;Other:0.2
Value:-0.7;Growth:-0.1;Quality:-0.1;Size:-0.4;Momentum:-0.7;LowVol:+0.1
NoMargin
8
30
5.6
hard 10%
158
14.8
Sideways
20.1
3.99
3.2
126
13
67
52
true
Reduce
Cut high-beta by 2-3%, add cash
21
-13
BrokerD
MKT
96
VAR>budget
Pause
Risk above budget threshold
5
-24
31
4
false
Tighten stops on momentum names
P7451
Active
IRA
USD
2025-06-28
901,343
66,422
834,921
1
67.4
23.2
0
9.4
TLT:15.3%;BND:12.8%;AAPL:19.2%;BRK.B:21.6%;QQQ:15.7%;VTI:15.3%
US:70.0;EU:10.7;APAC:13.0;EM:4.4;Other:1.8
Value:-0.4;Growth:-0.9;Quality:0.0;Size:+0.8;Momentum:-0.0;LowVol:+0.5
null
7
35
5.5
hard 12%
199
27.7
Bull
16.8
3.89
3.1
87
97
87
63
true
Rebalance
Rebalance back to target bands
-7
2
BrokerC
LMT
96
VAR>budget
Hedge
Risk above budget threshold
-11
-52
4
3
false
Monitor dispersion and breadth
P7452
Hands-off
IRA
USD
2025-03-23
685,636
59,788
625,848
1
61.2
21.2
9.2
8.3
QQQ:20.6%;HYG:10.1%;AAPL:15.4%;GLD:20.5%;VOO:20.6%;BRK.B:12.9%
US:67.3;EU:8.9;APAC:11.9;EM:8.5;Other:3.5
Value:+0.2;Growth:-0.6;Quality:+0.6;Size:+0.8;Momentum:+0.5;LowVol:-0.1
null
10
30
5.6
trailing 8%
141
13.6
Bull
14.1
4.68
3.5
75
58
82
54
false
Sell
Trim extended winner -1%
20
11
BrokerA
LMT
90
null
null
Normal monitoring
2
-26
13
4
false
Monitor dispersion and breadth
P7453
Hands-off
IRA
USD
2025-10-20
224,817
16,086
208,731
1
55.4
20.3
15
9.2
TSLA:22.3%;MUB:22.3%;BRK.B:13.5%;QQQ:22.3%;MSFT:19.7%
US:73.2;EU:13.9;APAC:6.0;EM:3.4;Other:3.5
Value:-0.5;Growth:-1.0;Quality:-0.8;Size:+1.0;Momentum:-0.7;LowVol:-0.6
NoDerivatives
7
30
3.1
trailing 8%
117
15.2
Bull
13.2
4.12
2.6
112
115
100
34
false
Buy
Add to core equity +1%
31
-1
BrokerC
LMT
87
null
null
Normal monitoring
74
16
209
4
false
Increase defensive factor exposure
P7454
Systematic
401k
USD
2025-03-31
980,171
72,242
907,929
1
62.5
25.8
4.5
7.2
HYG:35.8%;BRK.B:28.4%;MSFT:35.8%
US:70.4;EU:6.4;APAC:15.0;EM:6.8;Other:1.3
Value:-0.9;Growth:+0.7;Quality:-0.1;Size:-0.9;Momentum:-0.2;LowVol:+0.3
MaxPos5%
6
30
4.5
hard 12%
178
26.4
Bull
11.9
3.91
3.1
104
50
86
47
false
NoAction
Within bands; monitor
10
-15
BrokerA
LMT
85
null
null
Normal monitoring
20
-58
138
5
false
Within IPS guidelines
P7455
Cautious
Taxable
USD
2025-11-25
566,278
78,705
487,573
1
39.9
37.2
5.1
17.8
IEF:22.9%;MSFT:13.7%;TSLA:20.8%;TLT:19.7%;VTI:22.9%
US:58.6;EU:19.2;APAC:10.1;EM:11.7;Other:0.3
Value:+0.7;Growth:-0.3;Quality:+0.3;Size:-0.7;Momentum:-0.6;LowVol:+0.2
ESGOnly;NoMargin
6
35
3.3
trailing 8%
165
12.6
Bull
12.1
4.12
3.4
80
84
100
20
false
Rebalance
Shift +1% to bonds from equity
5
-12
BrokerA
LMT
86
null
null
Normal monitoring
41
-21
152
3
false
Tax-aware sells next window
P7456
Systematic
IRA
USD
2025-03-03
1,435,955
59,830
1,376,125
1
59.8
31.1
3.9
5.2
AAPL:27.4%;HYG:17.7%;BRK.B:27.4%;AMZN:27.4%
US:64.2;EU:15.7;APAC:10.2;EM:7.7;Other:2.2
Value:+0.4;Growth:+0.6;Quality:+0.4;Size:-0.6;Momentum:+0.9;LowVol:+0.8
NoDerivatives
5
30
4.3
trailing 8%
168
25.9
Volatile
29.1
5.14
2.2
150
-37
38
71
true
Rebalance
Rebalance back to target bands
-7
7
BrokerC
VWAP
87
Drift>tolerance
Hedge
Allocation drift beyond policy bands
28
1
106
2
false
Within IPS guidelines
P7457
Hands-off
Trust
USD
2025-01-08
246,078
11,723
234,355
1
59
27.3
8.2
5.6
MUB:20.2%;VOO:26.6%;BRK.B:26.6%;GLD:26.6%
US:59.8;EU:14.6;APAC:12.1;EM:10.2;Other:3.3
Value:-0.7;Growth:+0.7;Quality:+0.6;Size:+0.2;Momentum:+0.9;LowVol:+0.2
ESGOnly
5
25
5.2
trailing 10%
169
18.8
Bear
26.8
3.54
1.2
207
-53
26
75
true
Hedge
Buy index puts 1% notional
-6
-2
BrokerC
LMT
94
Drift>tolerance
Reduce
Allocation drift beyond policy bands
109
10
203
4
false
Increase defensive factor exposure
P7458
Hands-off
401k
USD
2024-11-04
571,316
46,875
524,441
1
60.9
24.3
6.2
8.6
QQQ:7.0%;AAPL:22.0%;VTI:22.0%;MSFT:22.0%;TSLA:14.9%;VNQ:12.0%
US:73.8;EU:6.4;APAC:9.0;EM:9.6;Other:1.3
Value:+0.9;Growth:-1.0;Quality:+0.8;Size:-0.2;Momentum:-0.8;LowVol:-0.3
null
8
30
4.9
trailing 10%
116
13.4
Bull
12.4
4.9
3
73
92
89
39
false
Rebalance
Shift +1% to bonds from equity
-7
2
BrokerB
MKT
88
null
null
Normal monitoring
-36
-28
81
4
false
Tighten stops on momentum names
P7459
Hands-off
Trust
USD
2025-09-02
401,287
28,771
372,516
1
55.8
29.5
8.9
5.7
GLD:33.3%;VOO:33.3%;QQQ:33.3%
US:64.2;EU:9.0;APAC:11.5;EM:10.0;Other:5.3
Value:-0.1;Growth:+0.1;Quality:-0.3;Size:-1.0;Momentum:+0.3;LowVol:-0.7
ESGOnly;NoDerivatives
5
35
3.2
trailing 10%
97
17.1
Bull
12.8
3.75
2.1
85
52
64
35
false
Rebalance
Shift +1% to bonds from equity
10
-31
BrokerA
VWAP
98
null
null
Normal monitoring
-12
-35
-41
3
false
Tax-aware sells next window
P7460
Hands-off
IRA
USD
2024-09-15
207,909
18,924
188,985
1
55.7
25.4
11.2
7.7
HYG:14.1%;XLF:22.9%;TSLA:22.9%;AMZN:17.2%;GLD:22.9%
US:65.7;EU:16.7;APAC:6.6;EM:6.7;Other:4.3
Value:+0.3;Growth:0.0;Quality:+0.6;Size:-0.4;Momentum:+0.2;LowVol:+0.8
MaxPos6%
10
25
5.2
trailing 8%
94
16.4
Sideways
16.3
3.73
2.2
123
-1
53
49
true
Hedge
Buy index puts 1% notional
-12
-1
BrokerB
VWAP
100
VAR>budget
TightenStops
Risk above budget threshold
86
-14
206
3
false
Increase defensive factor exposure
P7461
Opportunistic
Roth
USD
2025-01-20
759,963
25,452
734,511
1.14
71.3
21
0
7.7
MSFT:23.8%;HYG:23.8%;VTI:13.4%;MUB:23.8%;VNQ:15.3%
US:68.7;EU:13.5;APAC:6.9;EM:7.2;Other:3.7
Value:-1.0;Growth:+0.4;Quality:-0.6;Size:-0.0;Momentum:-0.5;LowVol:-0.5
null
5
35
5.7
hard 12%
249
30
Bull
14.4
4.98
2.4
112
0
54
44
false
Hedge
Add TLT +1% as duration hedge
16
-19
BrokerB
MKT
97
null
null
Normal monitoring
94
-28
89
5
false
Increase defensive factor exposure
P7462
Cautious
401k
USD
2024-09-10
652,082
58,480
593,602
1
45
38.2
0
16.8
XLF:22.1%;TLT:22.1%;HYG:7.8%;MUB:12.2%;MSFT:20.3%;BND:15.6%
US:72.0;EU:8.8;APAC:6.0;EM:10.1;Other:3.1
Value:-0.6;Growth:-0.5;Quality:-0.6;Size:-0.6;Momentum:-0.3;LowVol:-0.7
NoMargin
10
35
5.2
hard 10%
132
19.9
Bear
25.6
3.97
1.9
220
-47
16
59
false
NoAction
Within bands; monitor
-11
-13
BrokerB
LMT
85
null
null
Normal monitoring
90
19
205
3
false
Tax-aware sells next window
P7463
Active
IRA
USD
2024-09-21
2,308,107
212,970
2,095,137
1
54.5
23.6
14.8
7.1
BRK.B:21.0%;VTI:13.6%;HYG:21.8%;TLT:21.8%;AAPL:21.8%
US:67.9;EU:17.8;APAC:5.9;EM:3.3;Other:5.0
Value:-0.9;Growth:+0.7;Quality:+0.6;Size:-0.3;Momentum:-0.2;LowVol:-0.5
NoDerivatives
5
35
5
trailing 8%
225
18.2
Bull
17.8
4.14
2.5
70
106
93
38
true
Rebalance
Rebalance back to target bands
35
-8
BrokerB
MKT
96
RegimeShift
Reduce
Volatility spike and breadth deterioration
-40
1
96
5
false
Monitor dispersion and breadth
P7464
Hands-off
401k
USD
2024-09-19
385,391
24,714
360,677
1
63.8
15.6
14
6.7
GLD:35.6%;MUB:35.6%;VNQ:28.8%
US:65.4;EU:19.0;APAC:8.6;EM:4.7;Other:2.2
Value:+0.9;Growth:-0.6;Quality:-0.3;Size:+0.9;Momentum:+1.0;LowVol:+0.8
null
5
35
3.6
hard 10%
105
17.8
Bull
14.4
4.51
2.7
91
44
80
48
false
Buy
Add to core equity +1%
-9
-30
BrokerD
MKT
98
null
null
Normal monitoring
25
-37
151
3
false
Increase defensive factor exposure
P7465
Cautious
IRA
USD
2025-08-08
163,438
24,206
139,232
1
36.3
32.4
14
17.3
VOO:21.6%;MSFT:20.1%;VTI:15.2%;BND:21.6%;AAPL:21.6%
US:60.7;EU:15.7;APAC:12.8;EM:8.9;Other:1.9
Value:+1.0;Growth:-0.7;Quality:+0.3;Size:+0.9;Momentum:+0.3;LowVol:+0.7
MaxPos8%;NoMargin
6
30
5.1
trailing 10%
169
19.1
Bull
13.1
4.04
2.8
108
28
63
33
false
Sell
Trim extended winner -1%
3
2
BrokerA
VWAP
95
null
null
Normal monitoring
32
-57
87
3
false
Monitor dispersion and breadth
P7466
Active
Trust
USD
2024-10-09
566,555
48,917
517,638
1
58.4
31.5
2.1
8
MUB:33.3%;VTI:33.3%;VNQ:33.3%
US:67.5;EU:12.7;APAC:11.1;EM:7.0;Other:1.8
Value:-0.8;Growth:-0.0;Quality:+0.1;Size:+0.8;Momentum:+0.8;LowVol:+1.0
MaxPos5%
10
25
4.9
trailing 8%
174
22.2
Sideways
15.7
4.53
3.4
129
12
41
36
false
Rebalance
Shift +1% to bonds from equity
7
-26
BrokerA
LMT
99
null
null
Normal monitoring
69
-29
123
4
false
Tighten stops on momentum names
P7467
Opportunistic
IRA
USD
2024-10-25
995,457
41,043
954,414
1.21
61.5
18.5
13.8
6.3
AMZN:33.3%;BRK.B:33.3%;XLF:33.3%
US:63.4;EU:15.0;APAC:11.4;EM:7.6;Other:2.7
Value:-0.4;Growth:-0.3;Quality:+0.7;Size:+0.2;Momentum:+0.5;LowVol:0.0
null
8
30
4.2
trailing 7%
177
23.1
Volatile
20.4
4.27
3.6
133
21
75
65
false
Rebalance
Shift +1% to bonds from equity
6
-27
BrokerB
VWAP
97
null
null
Normal monitoring
-30
-11
103
4
false
Within IPS guidelines
P7468
Systematic
Taxable
USD
2025-04-02
716,467
41,486
674,981
1
64
25
3.6
7.4
TSLA:12.5%;IEF:22.5%;HYG:12.6%;MSFT:22.5%;MUB:7.4%;VTI:22.5%
US:72.1;EU:5.2;APAC:15.3;EM:6.6;Other:0.7
Value:-0.6;Growth:-0.2;Quality:+0.4;Size:+1.0;Momentum:+0.9;LowVol:-0.2
null
10
25
4.4
trailing 9%
129
19.2
Sideways
18
4.67
2
101
-28
24
60
true
Hedge
Buy index puts 1% notional
-9
14
BrokerD
LMT
85
Drift>tolerance
Reduce
Allocation drift beyond policy bands
57
-29
38
5
false
Within IPS guidelines
P7469
Active
Roth
USD
2025-12-13
579,753
36,769
542,984
1.08
62
30.2
0
7.8
QQQ:26.7%;TLT:26.7%;VOO:26.7%;GLD:19.8%
US:66.4;EU:21.0;APAC:6.8;EM:4.9;Other:0.8
Value:+0.6;Growth:-0.2;Quality:-0.3;Size:+0.1;Momentum:-0.0;LowVol:-0.4
null
8
30
4.2
trailing 9%
120
21.7
Sideways
17.6
4.83
3.2
92
21
67
44
false
NoAction
Within bands; monitor
-15
14
BrokerA
LMT
90
null
null
Normal monitoring
100
-47
190
3
false
Monitor dispersion and breadth
P7470
Systematic
Roth
USD
2025-06-11
1,271,721
64,192
1,207,529
1
63.4
26.9
2.1
7.6
TLT:33.3%;HYG:33.3%;VNQ:33.3%
US:68.2;EU:14.7;APAC:9.0;EM:5.8;Other:2.3
Value:-0.0;Growth:+0.3;Quality:-0.3;Size:-0.1;Momentum:-0.6;LowVol:-0.5
null
7
25
4.1
trailing 9%
208
20.6
Volatile
25.5
5.25
4.4
125
10
43
67
false
Buy
Add to core equity +1%
20
-8
BrokerB
LMT
92
null
null
Normal monitoring
5
-24
109
3
false
Monitor dispersion and breadth
P7471
Opportunistic
Roth
USD
2024-10-20
590,005
47,267
542,738
1
62.5
13.8
15.6
8.1
AMZN:17.4%;GLD:10.9%;BND:22.6%;BRK.B:14.9%;VTI:22.6%;XLF:11.6%
US:69.9;EU:12.8;APAC:8.3;EM:8.2;Other:0.8
Value:-0.0;Growth:+0.5;Quality:+0.7;Size:-0.3;Momentum:+0.9;LowVol:-1.0
NoDerivatives
8
30
5.1
hard 12%
173
26.3
Volatile
28.2
3.98
4.2
148
63
82
73
true
Reduce
Cut high-beta by 2-3%, add cash
-12
-39
BrokerB
MKT
95
RegimeShift
Reduce
Volatility spike and breadth deterioration
-45
-60
-70
5
true
Tighten stops on momentum names
P7472
Cautious
401k
USD
2025-05-04
689,553
94,759
594,794
1
46.2
31
7.9
14.9
AMZN:19.8%;MSFT:5.3%;QQQ:20.1%;BRK.B:20.3%;VNQ:18.1%;IEF:16.3%
US:75.4;EU:12.5;APAC:6.1;EM:4.9;Other:1.0
Value:-0.5;Growth:0.0;Quality:+0.6;Size:-0.2;Momentum:-0.8;LowVol:-0.0
MaxPos5%;NoDerivatives;NoMargin
5
30
4.8
trailing 8%
150
19
Sideways
14.9
3.6
2.5
101
59
81
45
false
Buy
Add to core equity +1%
-7
-26
BrokerA
LMT
89
null
null
Normal monitoring
-30
-19
26
5
false
Within IPS guidelines
P7473
Active
401k
USD
2025-01-08
850,519
74,133
776,386
1
65.9
26.6
0
7.5
QQQ:33.3%;BRK.B:33.3%;HYG:33.3%
US:61.1;EU:12.6;APAC:15.9;EM:8.0;Other:2.4
Value:-0.4;Growth:+0.1;Quality:-0.0;Size:-1.0;Momentum:+0.7;LowVol:+0.2
MaxPos7%
7
35
4.8
trailing 8%
191
18.7
Bull
16.9
4.34
3.3
78
115
100
58
false
Buy
Add to core equity +1%
19
-23
BrokerC
MKT
97
null
null
Normal monitoring
-23
-56
41
3
false
Increase defensive factor exposure
P7474
Opportunistic
Trust
USD
2025-01-17
1,413,232
52,901
1,360,331
1
62.2
19
14.6
4.2
VTI:26.3%;VNQ:26.3%;GLD:25.6%;BRK.B:21.8%
US:61.8;EU:13.7;APAC:8.1;EM:11.5;Other:4.9
Value:-0.7;Growth:-0.6;Quality:-0.2;Size:+0.1;Momentum:+1.0;LowVol:-0.1
MaxPos7%
6
30
6.9
trailing 9%
269
30
Bear
34.2
4.43
1.3
198
-96
17
80
true
Hedge
Buy index puts 1% notional
-6
0
BrokerB
VWAP
91
Drift>tolerance
Reduce
Allocation drift beyond policy bands
13
-18
29
4
false
Monitor dispersion and breadth
P7475
Opportunistic
Trust
USD
2025-04-11
454,834
40,537
414,297
1
74.1
19.3
0
6.6
VTI:25.5%;QQQ:25.5%;BND:25.5%;AAPL:23.5%
US:69.1;EU:8.4;APAC:14.2;EM:7.8;Other:0.5
Value:+0.7;Growth:+0.4;Quality:+0.3;Size:-0.6;Momentum:-0.8;LowVol:+0.2
MaxPos5%
7
35
6
trailing 7%
206
32.3
Volatile
25.9
5.22
3.5
167
0
44
81
true
Hedge
Buy index puts 1% notional
31
-40
BrokerA
LMT
87
Drift>tolerance
Reduce
Allocation drift beyond policy bands
101
-2
200
4
false
Within IPS guidelines
P7476
Cautious
401k
USD
2025-01-12
286,201
24,194
262,007
1
49.7
34.1
3.4
12.7
VNQ:20.3%;MSFT:19.4%;XLF:11.9%;BND:24.2%;BRK.B:24.2%
US:65.8;EU:11.5;APAC:15.3;EM:5.9;Other:1.6
Value:-0.0;Growth:+0.3;Quality:+0.3;Size:-0.6;Momentum:-0.6;LowVol:-0.1
NoMargin
7
30
3.2
trailing 8%
139
12.2
Bear
23.8
3.95
1.2
144
-4
55
65
false
Buy
Add to core equity +1%
12
-14
BrokerC
MKT
98
null
null
Normal monitoring
-12
-23
52
5
false
Monitor dispersion and breadth
P7477
Systematic
IRA
USD
2025-07-14
609,824
27,637
582,187
1
59.7
26.5
7.2
6.7
TLT:16.1%;XLF:20.5%;VTI:12.9%;MSFT:21.3%;AMZN:21.3%;GLD:7.8%
US:66.9;EU:18.0;APAC:6.3;EM:6.1;Other:2.6
Value:-0.3;Growth:+0.3;Quality:-0.6;Size:-0.4;Momentum:+0.5;LowVol:-0.2
null
8
30
4.7
trailing 9%
194
21.1
Bull
11.6
3.56
3.5
93
107
100
41
true
Rebalance
Rebalance back to target bands
33
2
BrokerA
LMT
92
Drift>tolerance
Hedge
Allocation drift beyond policy bands
46
14
179
2
false
Tax-aware sells next window
P7478
Hands-off
401k
USD
2025-02-19
766,625
57,535
709,090
1
59.5
18
13.8
8.6
VNQ:33.3%;IEF:33.3%;TLT:33.3%
US:59.9;EU:16.8;APAC:10.8;EM:10.6;Other:1.8
Value:-0.6;Growth:-0.4;Quality:0.0;Size:-0.4;Momentum:-0.8;LowVol:-0.4
ESGOnly;MaxPos5%;NoDerivatives
6
35
6
hard 10%
164
18.3
Bear
29
3.25
1.3
196
-44
18
69
false
Sell
Trim extended winner -1%
6
-4
BrokerA
VWAP
100
null
null
Normal monitoring
42
-58
152
5
false
Monitor dispersion and breadth
P7479
Active
401k
USD
2025-07-03
1,387,193
91,612
1,295,581
1
65.7
23.3
4.6
6.4
MSFT:17.9%;MUB:11.5%;QQQ:23.5%;AMZN:23.5%;TLT:23.5%
US:65.6;EU:12.5;APAC:12.4;EM:8.9;Other:0.5
Value:-0.6;Growth:-0.5;Quality:+0.6;Size:+1.0;Momentum:-0.8;LowVol:+0.8
null
5
30
4.8
trailing 9%
180
18
Volatile
23.4
5.43
3.7
170
80
78
60
true
Hedge
Buy index puts 1% notional
28
-18
BrokerC
MKT
91
VAR>budget
Reduce
Risk above budget threshold
-3
-6
82
5
false
Increase defensive factor exposure
P7480
Cautious
Roth
USD
2025-10-26
350,333
29,196
321,137
1
35.5
33.3
13.7
17.4
TSLA:25.2%;BND:11.0%;HYG:25.8%;VOO:12.1%;IEF:25.8%
US:68.0;EU:9.2;APAC:10.1;EM:10.1;Other:2.6
Value:0.0;Growth:-0.7;Quality:-0.3;Size:-0.0;Momentum:-0.4;LowVol:+0.4
NoMargin
8
25
3.9
trailing 10%
135
14.8
Volatile
23.8
5.19
3.7
128
6
40
44
false
Sell
Trim extended winner -1%
2
-7
BrokerA
MKT
98
null
null
Normal monitoring
101
-52
190
4
false
Within IPS guidelines
P7481
Opportunistic
401k
USD
2025-12-15
1,600,941
72,184
1,528,757
1
73.9
11.6
8.5
5.9
QQQ:31.3%;XLF:34.3%;BRK.B:34.3%
US:68.6;EU:13.2;APAC:11.6;EM:4.8;Other:1.9
Value:-0.5;Growth:-0.8;Quality:-0.5;Size:-0.4;Momentum:-0.7;LowVol:+0.7
NoDerivatives
8
30
6.6
hard 12%
206
30.4
Volatile
22.9
5.4
3
161
12
54
80
true
Hedge
Buy index puts 1% notional
18
-25
BrokerB
MKT
85
Drift>tolerance
Hedge
Allocation drift beyond policy bands
56
-2
168
4
true
Tax-aware sells next window
P7482
Cautious
Taxable
USD
2024-08-28
395,638
33,905
361,733
1
47.9
36.2
0
15.9
BRK.B:27.6%;MSFT:27.6%;IEF:17.2%;VNQ:27.6%
US:68.1;EU:19.0;APAC:5.1;EM:4.2;Other:3.6
Value:-0.5;Growth:-0.9;Quality:-0.1;Size:+0.8;Momentum:+0.5;LowVol:-1.0
MaxPos6%;NoMargin
10
30
3.1
trailing 10%
149
18
Bull
11.2
4.91
2.1
93
90
100
41
false
Sell
Trim extended winner -1%
-4
6
BrokerC
MKT
100
null
null
Normal monitoring
-24
-28
-32
5
false
Increase defensive factor exposure
P7483
Hands-off
Taxable
USD
2025-09-11
299,281
27,075
272,206
1
57
20
16
7
HYG:20.9%;BRK.B:17.4%;BND:20.7%;QQQ:20.9%;GLD:5.5%;VOO:14.6%
US:70.9;EU:11.8;APAC:5.7;EM:10.4;Other:1.0
Value:-0.7;Growth:+0.6;Quality:+0.9;Size:-0.9;Momentum:-0.8;LowVol:+0.7
NoDerivatives
5
35
5.6
trailing 8%
148
17.7
Volatile
23.4
4.64
3.9
158
16
68
68
false
Sell
Trim extended winner -1%
27
-17
BrokerB
MKT
94
null
null
Normal monitoring
58
-25
189
4
false
Tax-aware sells next window
P7484
Hands-off
Taxable
USD
2025-07-14
323,469
20,303
303,166
1
57.7
17.1
19.1
6.1
TLT:16.3%;BND:16.6%;MUB:23.0%;QQQ:14.9%;IEF:12.2%;AMZN:17.1%
US:70.4;EU:7.9;APAC:10.3;EM:5.9;Other:5.5
Value:-0.7;Growth:-0.0;Quality:+0.3;Size:+0.8;Momentum:-0.1;LowVol:-0.8
null
8
30
3.2
trailing 8%
132
14.1
Volatile
29.9
3.77
2.4
158
32
70
80
true
Rebalance
Rebalance back to target bands
31
-32
BrokerA
MKT
100
Drift>tolerance
Hedge
Allocation drift beyond policy bands
82
-37
203
2
false
Tighten stops on momentum names
P7485
Systematic
Taxable
USD
2024-12-05
1,770,191
145,455
1,624,736
1
61.3
31.2
0
7.5
IEF:15.9%;MUB:27.1%;GLD:16.1%;AAPL:13.8%;XLF:27.1%
US:63.0;EU:17.5;APAC:14.5;EM:3.9;Other:1.2
Value:-0.5;Growth:-1.0;Quality:+0.8;Size:-0.1;Momentum:-0.3;LowVol:-0.4
NoDerivatives
7
25
4.8
trailing 8%
164
27.2
Bull
15.5
3.78
2.3
90
52
63
55
false
Rebalance
Shift +1% to bonds from equity
22
-18
BrokerA
LMT
96
null
null
Normal monitoring
-46
-21
83
5
false
Increase defensive factor exposure
P7486
Active
Roth
USD
2024-12-10
2,311,183
215,498
2,095,685
1
63.6
28.6
0.6
7.2
BND:33.3%;MSFT:33.3%;AAPL:33.3%
US:68.6;EU:10.3;APAC:10.5;EM:8.7;Other:2.0
Value:-0.7;Growth:0.0;Quality:+0.7;Size:-1.0;Momentum:-0.5;LowVol:-0.4
MaxPos8%;NoDerivatives
5
35
4.4
trailing 9%
120
22.8
Bull
17.8
4.51
2.4
114
77
77
56
false
Rebalance
Shift +1% to bonds from equity
19
-26
BrokerC
VWAP
97
null
null
Normal monitoring
21
-9
6
4
false
Tighten stops on momentum names
P7487
Systematic
IRA
USD
2024-10-11
1,561,205
112,889
1,448,316
1
66.2
27.2
1.3
5.3
AMZN:36.9%;MSFT:26.2%;TLT:36.9%
US:71.1;EU:13.1;APAC:5.7;EM:5.4;Other:4.8
Value:+0.8;Growth:-0.8;Quality:+0.3;Size:+0.5;Momentum:-0.3;LowVol:-0.9
null
6
35
4.4
trailing 8%
167
17.1
Volatile
28.8
5.48
3.6
148
-9
54
70
false
Buy
Add to core equity +1%
-9
-10
BrokerB
MKT
88
null
null
Normal monitoring
0
-17
78
4
false
Tighten stops on momentum names
P7488
Opportunistic
Taxable
USD
2025-05-08
637,968
29,829
608,139
1
69
19.4
4.3
7.4
HYG:35.5%;TLT:29.1%;MSFT:35.5%
US:68.0;EU:16.1;APAC:7.9;EM:4.4;Other:3.6
Value:-0.2;Growth:+0.3;Quality:+0.3;Size:+0.3;Momentum:-0.4;LowVol:+0.1
MaxPos7%
10
35
5.5
trailing 7%
167
32.6
Bull
12.3
4.38
2.8
80
40
59
49
false
Sell
Trim extended winner -1%
4
2
BrokerC
LMT
91
null
null
Normal monitoring
25
-41
16
4
false
Tax-aware sells next window
P7489
Cautious
401k
USD
2024-10-08
336,641
37,570
299,071
1
44.2
38.9
1.6
15.4
HYG:23.6%;TLT:23.6%;MUB:18.4%;AAPL:10.9%;IEF:23.6%
US:68.4;EU:11.6;APAC:10.4;EM:4.6;Other:5.0
Value:+0.5;Growth:-0.5;Quality:+0.8;Size:-0.7;Momentum:-0.7;LowVol:+0.5
ESGOnly;NoDerivatives;NoMargin
5
25
3.3
trailing 10%
130
16.6
Volatile
26.3
3.5
3.5
148
17
52
65
false
Sell
Trim extended winner -1%
-11
7
BrokerA
LMT
97
null
null
Normal monitoring
-53
0
4
3
false
Increase defensive factor exposure
P7490
Systematic
IRA
USD
2024-10-23
1,215,801
59,213
1,156,588
1
62.9
31.4
0
5.8
GLD:10.1%;QQQ:9.2%;VOO:23.3%;VNQ:10.9%;TLT:23.3%;AAPL:23.3%
US:66.0;EU:10.9;APAC:9.4;EM:9.6;Other:4.1
Value:-0.2;Growth:+0.1;Quality:-0.6;Size:+0.5;Momentum:0.0;LowVol:-0.9
null
7
25
6
trailing 8%
222
26
Bear
33.9
3.87
2.6
181
-47
30
81
true
Hedge
Buy index puts 1% notional
9
-28
BrokerA
VWAP
94
VAR>budget
Reduce
Risk above budget threshold
-51
12
73
3
false
Tax-aware sells next window
P7491
Cautious
401k
USD
2025-07-29
255,306
32,293
223,013
1
42.7
30.5
15.5
11.4
AAPL:12.7%;MSFT:22.2%;TLT:11.4%;HYG:22.2%;TSLA:13.1%;BRK.B:18.5%
US:61.8;EU:18.1;APAC:7.3;EM:11.1;Other:1.7
Value:+0.1;Growth:+1.0;Quality:-0.4;Size:+0.9;Momentum:-0.3;LowVol:+0.1
NoMargin
6
30
3.6
hard 10%
148
12.1
Bull
16
4.73
3.4
92
28
62
47
false
Buy
Add to core equity +1%
23
-37
BrokerC
VWAP
91
null
null
Normal monitoring
-33
-56
-70
5
false
Monitor dispersion and breadth
P7492
Active
Roth
USD
2025-06-28
721,807
70,994
650,813
1
50.7
19.4
20.1
9.8
GLD:22.1%;HYG:22.1%;TSLA:8.7%;MSFT:15.1%;AMZN:22.1%;XLF:9.9%
US:70.8;EU:7.9;APAC:10.6;EM:8.1;Other:2.6
Value:-0.9;Growth:-0.9;Quality:-0.8;Size:+0.5;Momentum:-0.6;LowVol:-0.9
null
7
25
5.5
hard 12%
197
20.5
Bear
27.1
3.92
1.9
199
-118
5
74
true
Hedge
Buy index puts 1% notional
-1
-35
BrokerD
MKT
94
Drift>tolerance
Reduce
Allocation drift beyond policy bands
85
6
75
5
true
Increase defensive factor exposure
P7493
Hands-off
Roth
USD
2025-11-15
704,957
36,815
668,142
1
58.8
29.5
2.6
9.1
AAPL:16.1%;VTI:22.2%;TSLA:10.9%;HYG:25.4%;VOO:25.4%
US:72.3;EU:12.8;APAC:5.0;EM:7.6;Other:2.2
Value:+0.5;Growth:-0.8;Quality:+1.0;Size:-0.2;Momentum:-0.2;LowVol:-0.7
ESGOnly;MaxPos8%
6
35
3.4
trailing 8%
101
13.8
Bull
12
4.51
3.4
79
83
90
40
false
Hedge
Add TLT +1% as duration hedge
-10
-9
BrokerD
MKT
98
null
null
Normal monitoring
-22
-16
12
3
false
Tax-aware sells next window
P7494
Cautious
Roth
USD
2025-12-17
404,880
35,186
369,694
1
44
36.6
8.9
10.5
VTI:14.1%;TSLA:16.2%;HYG:19.5%;IEF:20.3%;BND:9.6%;VOO:20.3%
US:77.5;EU:7.7;APAC:9.7;EM:4.6;Other:0.6
Value:-0.7;Growth:-0.9;Quality:+0.1;Size:+0.4;Momentum:+0.4;LowVol:+0.7
NoMargin
7
35
5.1
trailing 8%
162
17.4
Bear
25.5
3.85
2.3
215
-59
23
50
true
Hedge
Buy index puts 1% notional
-6
-18
BrokerA
LMT
97
Drift>tolerance
Reduce
Allocation drift beyond policy bands
47
2
84
4
true
Within IPS guidelines
P7495
Opportunistic
Trust
USD
2024-11-16
1,615,895
116,380
1,499,515
1
71.5
19.3
0.4
8.7
VOO:13.1%;XLF:23.9%;VNQ:23.9%;AMZN:23.9%;GLD:15.3%
US:73.4;EU:10.6;APAC:10.8;EM:3.9;Other:1.3
Value:+1.0;Growth:-0.8;Quality:-0.6;Size:+0.2;Momentum:-0.5;LowVol:+0.1
null
5
30
4.8
trailing 7%
174
28.7
Bull
11.9
4.11
3.1
79
68
78
50
false
Rebalance
Shift +1% to bonds from equity
-9
0
BrokerB
VWAP
92
null
null
Normal monitoring
107
-30
246
5
false
Increase defensive factor exposure
P7496
Opportunistic
401k
USD
2024-07-14
1,320,448
41,020
1,279,428
1
64.3
19.9
7.7
8.1
TLT:25.0%;GLD:25.0%;IEF:25.0%;MSFT:25.0%
US:70.7;EU:12.7;APAC:6.6;EM:8.5;Other:1.5
Value:-0.8;Growth:+0.1;Quality:+0.1;Size:+0.2;Momentum:+1.0;LowVol:+1.0
MaxPos7%
5
25
4.2
hard 12%
171
20.7
Bull
17.7
4.42
2.4
89
68
94
46
false
Sell
Trim extended winner -1%
-2
-3
BrokerB
VWAP
94
null
null
Normal monitoring
-17
-19
60
4
false
Increase defensive factor exposure
P7497
Cautious
Roth
USD
2025-08-14
437,786
63,290
374,496
1
46.1
38.4
3.8
11.7
AAPL:33.3%;AMZN:33.3%;GLD:33.3%
US:62.9;EU:16.7;APAC:11.9;EM:6.2;Other:2.4
Value:-0.5;Growth:+0.3;Quality:-0.7;Size:-0.7;Momentum:+0.9;LowVol:-0.5
ESGOnly;NoMargin
10
35
4.1
trailing 8%
91
13.5
Volatile
31.1
5.45
4.5
174
-26
23
59
false
Sell
Trim extended winner -1%
23
0
BrokerB
MKT
99
null
null
Normal monitoring
95
-17
68
5
false
Increase defensive factor exposure
P7498
Opportunistic
Taxable
USD
2024-08-25
1,696,004
128,681
1,567,323
1
73.6
16.6
2
7.7
IEF:21.2%;VTI:16.0%;TSLA:7.5%;MSFT:15.8%;AMZN:18.4%;BRK.B:21.2%
US:68.7;EU:13.0;APAC:8.1;EM:9.5;Other:0.7
Value:-0.3;Growth:-0.6;Quality:+0.1;Size:-0.2;Momentum:-0.6;LowVol:-0.9
MaxPos8%
7
35
6.5
hard 12%
192
32.7
Volatile
27.1
3.7
4.1
169
26
58
77
true
Hedge
Buy index puts 1% notional
32
-21
BrokerC
VWAP
94
Drift>tolerance
TightenStops
Allocation drift beyond policy bands
36
-49
66
2
false
Increase defensive factor exposure
P7499
Hands-off
Trust
USD
2025-05-09
325,928
26,676
299,252
1
56.2
18.6
16
9.2
VNQ:9.8%;BND:21.9%;QQQ:12.3%;TSLA:14.6%;MSFT:21.9%;IEF:19.5%
US:68.7;EU:10.5;APAC:16.8;EM:3.7;Other:0.4
Value:-0.3;Growth:+0.5;Quality:-0.3;Size:-0.6;Momentum:-0.0;LowVol:-0.8
ESGOnly
7
30
4.7
trailing 8%
132
19.9
Sideways
16.2
4.95
2.8
92
23
70
46
false
Buy
Add to core equity +1%
10
0
BrokerB
MKT
100
null
null
Normal monitoring
74
-42
106
5
false
Monitor dispersion and breadth
P7500
Hands-off
Trust
USD
2025-10-31
539,035
39,636
499,399
1
67.9
24.7
0
7.4
MSFT:33.3%;MUB:33.3%;BND:33.3%
US:68.5;EU:9.4;APAC:10.9;EM:7.6;Other:3.7
Value:-0.3;Growth:-1.0;Quality:0.0;Size:-0.9;Momentum:-0.6;LowVol:+0.5
ESGOnly;MaxPos5%
10
25
3.8
trailing 8%
169
17.5
Bull
12.8
4.13
2.8
76
11
52
48
false
Rebalance
Shift +1% to bonds from equity
21
0
BrokerA
VWAP
92
null
null
Normal monitoring
61
19
169
4
false
Within IPS guidelines