client_id
string
persona_style
string
account_type
string
base_currency
string
as_of_date
string
total_equity_usd
int64
cash_usd
int64
invested_usd
int64
leverage_x
float64
allocation_equity_pct
float64
allocation_fixed_income_pct
float64
allocation_alts_pct
float64
allocation_cash_pct
float64
top_positions
string
region_exposure_pct
string
factor_exposure_z
string
constraints
string
max_position_pct
int64
max_sector_pct
int64
drift_tolerance_pct
float64
stoploss_policy
string
risk_budget_var_95_bps
int64
max_drawdown_limit_pct
float64
market_regime
string
vix_level
float64
rates_10y_pct
float64
inflation_yoy_pct
float64
credit_spread_ig_bps
int64
signal_alpha_bps
int64
signal_confidence_1_100
int64
risk_score_1_100
int64
breach_flag
bool
action_proposed
string
action_details
string
expected_impact_alpha_bps
int64
expected_risk_change_bps
int64
execution_venue
string
order_type
string
order_fill_ratio_pct
int64
self_correction_trigger
string
self_correction_action
string
self_correction_reason
string
outcome_after_7d_pnl_bps
int64
outcome_after_7d_var_change_bps
int64
outcome_after_30d_pnl_bps
int64
user_feedback_1_5
int64
advisor_override_flag
bool
notes
string
P8101
Opportunistic
401k
USD
2025-04-21
774,935
57,613
717,322
1
62.4
12.8
17.5
7.3
BND:37.4%;BRK.B:25.2%;VOO:37.4%
US:55.4;EU:15.0;APAC:16.1;EM:9.1;Other:4.4
Value:+0.4;Growth:-0.4;Quality:-0.7;Size:+0.4;Momentum:+0.2;LowVol:0.0
null
6
25
5.5
trailing 9%
181
30.6
Bull
17.1
4.8
2.3
71
1
42
53
false
NoAction
Within bands; monitor
4
-17
BrokerD
MKT
0
null
null
Normal monitoring
23
-21
-11
3
false
Tax-aware sells next window
P8102
Active
Trust
USD
2025-10-25
2,356,002
280,466
2,075,536
1
62.9
19.9
8.6
8.6
HYG:25.8%;VOO:25.1%;XLF:23.4%;QQQ:25.8%
US:69.7;EU:12.9;APAC:6.1;EM:6.6;Other:4.7
Value:+0.1;Growth:+0.8;Quality:+0.7;Size:-1.0;Momentum:+0.8;LowVol:+0.9
null
6
25
4.9
trailing 9%
175
25.2
Volatile
26.1
5.2
3
157
35
60
59
true
Rebalance
Rebalance back to target bands
18
-2
BrokerB
LMT
85
RegimeShift
TightenStops
Volatility spike and breadth deterioration
-56
-22
20
4
false
Tighten stops on momentum names
P8103
Opportunistic
401k
USD
2025-05-26
1,486,507
77,752
1,408,755
1.22
66.5
14.4
12.4
6.8
MUB:9.7%;VNQ:22.4%;AAPL:22.4%;HYG:22.4%;BRK.B:14.9%;AMZN:8.2%
US:59.8;EU:15.7;APAC:14.0;EM:9.5;Other:1.0
Value:-0.5;Growth:+0.4;Quality:+0.1;Size:+0.5;Momentum:+0.5;LowVol:-0.3
null
10
25
6.7
trailing 9%
272
27.6
Sideways
14.6
4.59
2.3
113
21
70
50
false
Buy
Add to core equity +1%
9
-4
BrokerD
MKT
100
null
null
Normal monitoring
92
-56
226
3
false
Tighten stops on momentum names
P8104
Cautious
Trust
USD
2024-08-14
495,374
70,932
424,442
1
47.2
43
0
9.8
QQQ:33.3%;BND:33.3%;VOO:33.3%
US:72.7;EU:8.4;APAC:6.2;EM:8.9;Other:3.9
Value:+0.6;Growth:-0.7;Quality:+0.4;Size:+0.2;Momentum:-0.4;LowVol:-0.2
ESGOnly;NoMargin
6
30
4
hard 10%
119
13.9
Bear
22.6
3.52
2.4
170
-10
59
63
false
Sell
Trim extended winner -1%
8
-21
BrokerD
LMT
98
null
null
Normal monitoring
108
-23
75
3
false
Increase defensive factor exposure
P8105
Cautious
Roth
USD
2024-10-25
331,798
38,871
292,927
1
41.5
43.3
0
15.2
XLF:23.5%;GLD:23.7%;TSLA:23.7%;BRK.B:10.1%;BND:19.1%
US:62.8;EU:12.7;APAC:13.1;EM:8.5;Other:2.9
Value:-0.9;Growth:-0.6;Quality:-0.6;Size:-0.3;Momentum:-0.5;LowVol:-0.1
ESGOnly;NoDerivatives;NoMargin
8
30
3.7
trailing 8%
112
15.9
Volatile
29.1
3.68
3.4
173
34
52
66
false
Sell
Trim extended winner -1%
3
6
BrokerA
MKT
93
null
null
Normal monitoring
120
-23
190
3
false
Within IPS guidelines
P8106
Hands-off
401k
USD
2024-10-24
520,293
37,519
482,774
1
57.6
20.6
11.9
9.9
AMZN:34.9%;BRK.B:30.2%;HYG:34.9%
US:81.3;EU:7.4;APAC:5.3;EM:3.4;Other:2.5
Value:+0.1;Growth:-0.7;Quality:-0.1;Size:+0.7;Momentum:-0.5;LowVol:+0.1
null
7
25
5.2
trailing 8%
169
13.9
Bull
17.7
4.24
2.4
112
11
70
53
false
Rebalance
Shift +1% to bonds from equity
33
-13
BrokerD
LMT
85
null
null
Normal monitoring
110
-49
85
3
false
Tax-aware sells next window
P8107
Active
Roth
USD
2025-10-17
1,894,833
131,598
1,763,235
1.09
51.1
29.2
10
9.7
MSFT:21.4%;IEF:20.1%;VTI:21.9%;BND:21.9%;GLD:14.6%
US:71.1;EU:6.9;APAC:11.9;EM:8.3;Other:1.8
Value:-0.6;Growth:+0.5;Quality:-0.6;Size:-0.3;Momentum:-0.9;LowVol:0.0
MaxPos8%
8
30
5.3
hard 12%
172
22
Bear
28.4
4.01
2.8
130
-93
5
77
true
Hedge
Buy index puts 1% notional
22
10
BrokerD
MKT
93
VAR>budget
Reduce
Risk above budget threshold
-20
-32
90
2
false
Tax-aware sells next window
P8108
Cautious
401k
USD
2025-04-04
390,607
50,365
340,242
1
46.3
39.1
0
14.6
IEF:18.8%;VOO:15.8%;QQQ:21.8%;MUB:21.8%;GLD:21.8%
US:60.7;EU:14.9;APAC:12.4;EM:8.4;Other:3.5
Value:-0.3;Growth:-0.3;Quality:-0.9;Size:+0.2;Momentum:+0.4;LowVol:+0.5
MaxPos7%;NoMargin
5
30
5.9
hard 10%
107
13.3
Sideways
20.5
3.97
2.6
121
-20
38
43
false
Buy
Add to core equity +1%
25
12
BrokerB
VWAP
89
null
null
Normal monitoring
103
-32
182
3
false
Tighten stops on momentum names
P8109
Hands-off
401k
USD
2025-08-03
752,987
53,662
699,325
1
57.4
27
6.3
9.4
MUB:16.0%;TSLA:13.2%;XLF:21.0%;GLD:21.0%;BND:16.7%;VTI:12.1%
US:64.1;EU:14.9;APAC:7.0;EM:10.3;Other:3.5
Value:-0.8;Growth:-0.4;Quality:-0.6;Size:-0.1;Momentum:+0.2;LowVol:-0.4
MaxPos8%
10
30
5.6
hard 10%
128
16.6
Sideways
14.2
3.92
2.9
96
60
80
52
false
Sell
Trim extended winner -1%
35
7
BrokerD
MKT
86
null
null
Normal monitoring
-37
-47
-27
4
false
Within IPS guidelines
P8110
Active
Trust
USD
2024-08-18
1,648,577
132,873
1,515,704
1
59.3
24.6
10.8
5.3
BND:13.6%;MUB:17.1%;HYG:21.8%;QQQ:21.8%;VOO:9.9%;TLT:15.7%
US:67.0;EU:10.9;APAC:9.5;EM:9.3;Other:3.3
Value:+0.8;Growth:-0.8;Quality:-0.9;Size:+1.0;Momentum:0.0;LowVol:-0.9
NoDerivatives
8
25
5.2
trailing 8%
163
24
Bull
13.3
4.3
3.3
76
82
100
49
false
Rebalance
Shift +1% to bonds from equity
26
9
BrokerC
MKT
95
null
null
Normal monitoring
110
-52
211
4
false
Increase defensive factor exposure
P8111
Hands-off
Taxable
USD
2025-04-24
379,513
34,195
345,318
1
57.8
16.7
18.5
7
XLF:28.8%;BRK.B:28.8%;QQQ:28.8%;HYG:13.5%
US:71.1;EU:11.0;APAC:6.1;EM:8.5;Other:3.3
Value:0.0;Growth:-0.6;Quality:-0.0;Size:+0.5;Momentum:-0.9;LowVol:-0.5
ESGOnly
8
25
3.5
hard 10%
105
16.8
Bear
25
3.33
2.9
151
23
63
57
false
Buy
Add to core equity +1%
4
-35
BrokerB
MKT
98
null
null
Normal monitoring
-41
15
61
5
false
Increase defensive factor exposure
P8112
Opportunistic
IRA
USD
2024-12-31
1,635,941
84,348
1,551,593
1
68.4
20.6
5.4
5.6
MUB:33.3%;VNQ:33.3%;IEF:33.3%
US:74.1;EU:11.6;APAC:5.7;EM:4.3;Other:4.2
Value:-0.7;Growth:-0.6;Quality:+0.6;Size:+0.4;Momentum:+0.5;LowVol:+0.4
NoDerivatives
5
30
6
trailing 7%
181
25.8
Sideways
14.1
4.57
3.1
138
50
63
57
false
Buy
Add to core equity +1%
-8
-8
BrokerC
LMT
97
null
null
Normal monitoring
-37
7
-34
4
false
Tighten stops on momentum names
P8113
Opportunistic
Trust
USD
2025-09-02
744,352
38,140
706,212
1.16
64.4
13.1
18.1
4.3
AMZN:33.3%;HYG:33.3%;TSLA:33.3%
US:68.4;EU:16.4;APAC:8.1;EM:5.7;Other:1.5
Value:+0.3;Growth:-0.7;Quality:-0.4;Size:+0.4;Momentum:-0.6;LowVol:+0.5
null
8
30
5.7
trailing 7%
197
33.1
Bear
35
3.31
2.6
202
-69
5
86
true
Reduce
Cut high-beta by 2-3%, add cash
-12
-2
BrokerD
LMT
95
Drift>tolerance
TightenStops
Allocation drift beyond policy bands
116
1
250
4
true
Within IPS guidelines
P8114
Opportunistic
Taxable
USD
2025-10-03
891,971
61,515
830,456
1
71.4
19.7
2.3
6.7
VTI:19.3%;XLF:8.0%;MUB:12.9%;VNQ:21.9%;HYG:15.9%;TSLA:21.9%
US:61.4;EU:16.3;APAC:11.8;EM:8.6;Other:1.9
Value:-1.0;Growth:-0.6;Quality:-0.8;Size:-0.2;Momentum:-0.5;LowVol:-0.7
null
6
35
4.4
trailing 9%
190
28.9
Volatile
20.2
3.72
2.3
149
-31
22
54
false
Sell
Trim extended winner -1%
14
-10
BrokerA
MKT
93
null
null
Normal monitoring
30
-52
93
4
false
Tax-aware sells next window
P8115
Cautious
Roth
USD
2024-12-28
810,622
103,154
707,468
1
37.9
41.5
4.2
16.4
AAPL:22.4%;BRK.B:18.6%;VOO:23.1%;BND:15.8%;GLD:9.0%;MUB:11.1%
US:69.6;EU:9.7;APAC:8.0;EM:7.9;Other:4.8
Value:+0.6;Growth:-0.7;Quality:+0.7;Size:-0.9;Momentum:-0.2;LowVol:+0.1
ESGOnly;NoMargin
10
30
4.2
hard 10%
167
13.2
Bear
32.1
3.9
2.5
220
-1
42
56
false
Sell
Trim extended winner -1%
31
6
BrokerB
MKT
95
null
null
Normal monitoring
-10
-17
108
3
false
Increase defensive factor exposure
P8116
Systematic
401k
USD
2024-09-15
1,978,151
168,318
1,809,833
1
58.4
30.4
2.3
8.9
TSLA:22.6%;MUB:25.8%;TLT:25.8%;GLD:25.8%
US:62.9;EU:16.7;APAC:6.0;EM:10.7;Other:3.6
Value:+0.4;Growth:+0.3;Quality:-0.5;Size:+0.8;Momentum:+0.5;LowVol:-0.8
MaxPos8%
8
25
5.8
trailing 8%
124
18.6
Volatile
30.7
4.61
3.5
139
-24
41
77
true
Reduce
Cut high-beta by 2-3%, add cash
21
0
BrokerA
LMT
85
RegimeShift
Reduce
Volatility spike and breadth deterioration
-1
-21
55
5
false
Monitor dispersion and breadth
P8117
Opportunistic
401k
USD
2025-08-25
890,087
40,488
849,599
1
65.2
21.6
6.3
7
QQQ:20.2%;TLT:28.6%;AAPL:22.5%;AMZN:28.6%
US:69.4;EU:8.6;APAC:10.5;EM:10.0;Other:1.5
Value:-0.3;Growth:+0.1;Quality:+0.1;Size:-0.7;Momentum:+0.1;LowVol:-0.6
null
10
35
5
trailing 9%
270
23.5
Volatile
28.5
3.81
4.2
141
2
43
81
true
Rebalance
Rebalance back to target bands
-8
-32
BrokerB
LMT
95
Drift>tolerance
Reduce
Allocation drift beyond policy bands
-7
10
-17
3
false
Within IPS guidelines
P8118
Cautious
IRA
USD
2024-12-19
175,678
19,406
156,272
1
46.3
38.2
0
15.5
VTI:19.6%;AAPL:21.0%;TLT:21.1%;MUB:17.3%;IEF:21.1%
US:64.7;EU:19.7;APAC:6.6;EM:4.6;Other:4.4
Value:+0.6;Growth:+0.4;Quality:+0.9;Size:-0.2;Momentum:+0.7;LowVol:-0.6
ESGOnly;NoDerivatives;NoMargin
6
35
5.2
hard 10%
161
16.5
Sideways
20.2
3.68
2.9
140
22
48
41
false
Rebalance
Shift +1% to bonds from equity
0
3
BrokerC
LMT
88
null
null
Normal monitoring
82
3
128
5
false
Increase defensive factor exposure
P8119
Active
Roth
USD
2024-07-18
1,712,829
169,810
1,543,019
1.08
51.9
25.4
15.6
7.2
TSLA:8.3%;VNQ:18.8%;AMZN:20.5%;XLF:11.4%;MSFT:20.4%;HYG:20.5%
US:67.9;EU:17.2;APAC:6.1;EM:6.3;Other:2.6
Value:-0.2;Growth:+0.4;Quality:-0.1;Size:+0.3;Momentum:-0.2;LowVol:+0.5
null
8
35
5.4
hard 12%
210
22.4
Volatile
27.6
3.81
2.6
141
71
88
70
false
Hedge
Add TLT +1% as duration hedge
-9
5
BrokerB
LMT
95
null
null
Normal monitoring
4
-1
44
3
false
Tax-aware sells next window
P8120
Cautious
Roth
USD
2025-08-01
591,755
55,659
536,096
1
43.7
39.5
0
16.7
VOO:36.9%;GLD:36.9%;VNQ:26.1%
US:69.8;EU:15.7;APAC:7.1;EM:7.3;Other:0.2
Value:+0.8;Growth:+0.1;Quality:+0.7;Size:+0.8;Momentum:-0.2;LowVol:0.0
ESGOnly;NoMargin
7
35
4.3
trailing 10%
129
19.4
Volatile
24
5.26
3.5
161
31
69
44
false
NoAction
Within bands; monitor
-12
-23
BrokerD
LMT
89
null
null
Normal monitoring
-31
-35
-38
3
false
Tax-aware sells next window
P8121
Opportunistic
Roth
USD
2024-07-22
1,123,042
50,992
1,072,050
1
64.4
18.1
11.3
6.2
AMZN:21.9%;BND:20.6%;IEF:9.7%;XLF:18.9%;AAPL:21.9%;VNQ:6.8%
US:71.5;EU:12.1;APAC:8.5;EM:3.3;Other:4.6
Value:+0.8;Growth:+0.2;Quality:+0.4;Size:-0.7;Momentum:-0.3;LowVol:-0.5
MaxPos6%
7
30
6.2
hard 12%
227
30.1
Sideways
15.3
4.16
2.9
100
53
68
57
false
Buy
Add to core equity +1%
-8
-15
BrokerA
LMT
91
null
null
Normal monitoring
-41
5
52
4
false
Tighten stops on momentum names
P8122
Opportunistic
Trust
USD
2024-07-26
1,021,582
84,143
937,439
1.16
63.1
14.6
15
7.2
AAPL:28.2%;VOO:15.4%;MUB:28.2%;TLT:28.2%
US:60.0;EU:17.3;APAC:10.2;EM:9.4;Other:3.1
Value:+0.2;Growth:-0.7;Quality:-0.5;Size:+0.3;Momentum:+0.5;LowVol:-0.4
MaxPos6%
7
30
5.7
trailing 9%
183
34
Bull
17.4
3.69
3.5
79
44
69
49
false
Sell
Trim extended winner -1%
12
-39
BrokerC
LMT
95
null
null
Normal monitoring
88
-44
207
5
false
Increase defensive factor exposure
P8123
Systematic
Trust
USD
2024-07-19
1,452,717
73,182
1,379,535
1
62.7
30.2
0
7.1
VTI:21.2%;AAPL:21.9%;XLF:13.2%;MUB:21.9%;HYG:21.9%
US:76.0;EU:10.4;APAC:8.0;EM:4.3;Other:1.3
Value:+0.6;Growth:-0.9;Quality:+0.1;Size:0.0;Momentum:+1.0;LowVol:-0.2
NoDerivatives
7
25
5.8
trailing 8%
173
20.4
Bull
17
4.93
2.5
71
86
100
58
false
Buy
Add to core equity +1%
18
-9
BrokerD
LMT
85
null
null
Normal monitoring
-31
-6
100
5
false
Increase defensive factor exposure
P8124
Hands-off
Taxable
USD
2025-11-28
646,643
42,190
604,453
1
70.6
22.1
0.7
6.6
VTI:28.0%;HYG:28.0%;BND:16.1%;MUB:28.0%
US:61.2;EU:12.4;APAC:12.5;EM:12.8;Other:1.2
Value:-0.3;Growth:-0.7;Quality:+0.3;Size:+0.3;Momentum:-0.4;LowVol:-0.3
ESGOnly
6
30
3.7
trailing 8%
112
12.3
Bear
33
4.07
1.2
202
-17
26
97
true
Rebalance
Rebalance back to target bands
19
-2
BrokerB
LMT
85
RegimeShift
Reduce
Volatility spike and breadth deterioration
53
5
156
2
false
Tighten stops on momentum names
P8125
Active
IRA
USD
2024-10-08
821,135
79,517
741,618
1
62.3
31.2
0
6.5
AMZN:33.3%;QQQ:33.3%;TSLA:33.3%
US:63.7;EU:12.2;APAC:11.1;EM:12.4;Other:0.5
Value:+0.5;Growth:+0.3;Quality:+0.7;Size:+0.1;Momentum:-0.4;LowVol:-0.7
null
6
30
4.8
trailing 9%
164
23.1
Sideways
16.9
4.14
3.1
129
10
65
42
false
Buy
Add to core equity +1%
23
15
BrokerD
MKT
93
null
null
Normal monitoring
106
-4
133
4
false
Tighten stops on momentum names
P8126
Opportunistic
Trust
USD
2024-10-15
976,678
66,301
910,377
1
73
18.6
0
8.5
TLT:20.6%;VOO:18.7%;QQQ:13.1%;VTI:20.6%;TSLA:12.2%;BND:14.8%
US:65.7;EU:11.3;APAC:15.3;EM:6.1;Other:1.6
Value:+0.9;Growth:0.0;Quality:-0.2;Size:+0.3;Momentum:+0.5;LowVol:-0.9
MaxPos7%
10
25
5.1
hard 12%
267
31.4
Volatile
22.4
4.61
4.4
121
20
61
72
true
Hedge
Buy index puts 1% notional
-7
-13
BrokerA
VWAP
92
RegimeShift
Pause
Volatility spike and breadth deterioration
-51
-6
65
4
false
Tighten stops on momentum names
P8127
Hands-off
401k
USD
2025-03-26
468,264
19,880
448,384
1
65.5
24.1
4.5
5.9
TSLA:12.6%;GLD:20.0%;IEF:23.7%;QQQ:11.5%;TLT:23.7%;AMZN:8.5%
US:74.7;EU:7.2;APAC:8.6;EM:8.9;Other:0.6
Value:-0.3;Growth:-0.4;Quality:-0.7;Size:-0.4;Momentum:+0.5;LowVol:-0.4
null
7
25
3.2
trailing 8%
120
13.5
Volatile
21.2
3.78
4.5
126
35
67
60
false
Buy
Add to core equity +1%
-2
4
BrokerA
MKT
94
null
null
Normal monitoring
110
16
195
5
false
Monitor dispersion and breadth
P8128
Cautious
Roth
USD
2025-05-28
505,147
52,806
452,341
1
39.3
43.5
0.5
16.7
VOO:23.4%;QQQ:22.3%;BRK.B:23.4%;AAPL:9.6%;TSLA:21.2%
US:73.2;EU:5.7;APAC:12.2;EM:5.3;Other:3.5
Value:-0.6;Growth:-0.9;Quality:-0.8;Size:-0.1;Momentum:+0.1;LowVol:-0.5
ESGOnly;NoMargin
7
25
5.4
trailing 10%
115
17.2
Sideways
20.8
3.8
3.1
138
-21
32
36
false
NoAction
Within bands; monitor
7
-15
BrokerC
MKT
0
null
null
Normal monitoring
-56
-36
54
3
false
Monitor dispersion and breadth
P8129
Opportunistic
Roth
USD
2025-01-24
1,566,108
139,518
1,426,590
1
73.1
13.5
6
7.4
AMZN:25.9%;BRK.B:25.9%;IEF:25.9%;QQQ:22.4%
US:66.7;EU:16.0;APAC:10.7;EM:5.0;Other:1.6
Value:+0.9;Growth:+0.1;Quality:-0.8;Size:-0.9;Momentum:-0.6;LowVol:+0.1
null
7
25
6.5
trailing 7%
207
21.2
Bear
22.4
4.4
1.8
162
-87
12
65
false
Rebalance
Shift +1% to bonds from equity
31
-38
BrokerC
MKT
86
null
null
Normal monitoring
50
-22
27
5
false
Monitor dispersion and breadth
P8130
Active
IRA
USD
2025-03-19
507,257
30,455
476,802
1.14
67.7
23.6
1.3
7.4
VOO:33.3%;TSLA:33.3%;AAPL:33.3%
US:73.9;EU:9.8;APAC:8.1;EM:7.5;Other:0.8
Value:-0.3;Growth:+1.0;Quality:-0.1;Size:-0.5;Momentum:+0.2;LowVol:-0.9
MaxPos7%;NoDerivatives
6
30
4.2
trailing 8%
134
18.2
Volatile
20.1
4.09
4.1
142
21
49
68
true
Hedge
Buy index puts 1% notional
30
-36
BrokerB
MKT
87
VAR>budget
Reduce
Risk above budget threshold
-19
-20
30
4
true
Tighten stops on momentum names
P8131
Opportunistic
Taxable
USD
2024-10-03
658,579
38,788
619,791
1.17
62.3
19.3
11.2
7.2
VOO:26.5%;AAPL:26.5%;GLD:26.5%;VNQ:20.4%
US:65.3;EU:15.2;APAC:7.4;EM:9.3;Other:2.7
Value:+0.8;Growth:-0.8;Quality:+0.9;Size:+0.3;Momentum:-0.2;LowVol:-0.6
null
10
30
6.5
hard 12%
255
33.4
Sideways
21.9
4.06
3.5
136
32
72
63
false
NoAction
Within bands; monitor
-3
4
BrokerD
MKT
0
null
null
Normal monitoring
52
5
35
5
false
Within IPS guidelines
P8132
Hands-off
401k
USD
2025-11-09
749,577
41,142
708,435
1
68.6
20.1
4.1
7.1
AAPL:33.3%;BND:33.3%;QQQ:33.3%
US:58.3;EU:16.9;APAC:12.8;EM:10.7;Other:1.4
Value:+0.7;Growth:+0.6;Quality:-0.6;Size:-0.8;Momentum:+0.5;LowVol:-0.8
ESGOnly
10
25
4.3
trailing 8%
127
19.3
Bear
30.4
3.72
2.1
179
-89
9
84
true
Rebalance
Rebalance back to target bands
-5
-40
BrokerA
MKT
89
Drift>tolerance
Hedge
Allocation drift beyond policy bands
-15
-4
68
3
false
Tighten stops on momentum names
P8133
Active
IRA
USD
2024-10-27
1,029,395
102,065
927,330
1
59.4
18.5
16.4
5.8
VNQ:19.4%;AAPL:21.6%;QQQ:18.1%;VOO:21.6%;GLD:19.4%
US:57.1;EU:19.9;APAC:6.3;EM:11.9;Other:4.9
Value:-0.5;Growth:+0.1;Quality:-0.9;Size:+0.6;Momentum:+0.8;LowVol:+1.0
NoDerivatives
5
25
5.1
trailing 8%
207
21.9
Volatile
26.2
5.37
3.7
116
-60
35
74
true
Hedge
Buy index puts 1% notional
9
-18
BrokerC
MKT
97
RegimeShift
Hedge
Volatility spike and breadth deterioration
65
-1
194
3
false
Monitor dispersion and breadth
P8134
Active
Roth
USD
2024-10-21
1,160,298
113,070
1,047,228
1
50.6
26.4
15.3
7.6
AMZN:17.4%;VTI:26.9%;BRK.B:14.1%;GLD:14.8%;TSLA:26.9%
US:66.7;EU:12.2;APAC:12.3;EM:7.8;Other:0.9
Value:+0.3;Growth:-0.4;Quality:+0.5;Size:-0.3;Momentum:+0.5;LowVol:+0.5
null
6
25
4.1
trailing 9%
158
17.1
Sideways
20.5
4.68
2.9
110
-10
57
55
true
Hedge
Buy index puts 1% notional
-12
-11
BrokerD
MKT
98
VAR>budget
Hedge
Risk above budget threshold
83
-1
90
5
false
Tighten stops on momentum names
P8135
Cautious
Trust
USD
2024-07-16
284,885
23,436
261,449
1
52.2
31.3
5.3
11.2
TLT:27.9%;VTI:19.4%;VNQ:27.9%;AMZN:24.8%
US:64.8;EU:20.0;APAC:6.2;EM:3.9;Other:5.1
Value:+0.3;Growth:-0.6;Quality:-0.6;Size:+0.1;Momentum:-0.6;LowVol:-0.0
ESGOnly;MaxPos7%;NoDerivatives;NoMargin
7
35
5.9
trailing 8%
167
14.7
Sideways
20.3
4.99
2.9
115
51
85
56
false
Rebalance
Shift +1% to bonds from equity
14
-36
BrokerD
LMT
97
null
null
Normal monitoring
66
-18
130
4
false
Within IPS guidelines
P8136
Hands-off
Trust
USD
2025-10-26
482,712
29,635
453,077
1
66.7
22.5
2.1
8.6
VOO:22.5%;TSLA:22.5%;AAPL:22.5%;HYG:20.1%;XLF:12.4%
US:64.5;EU:18.0;APAC:8.9;EM:5.1;Other:3.6
Value:-0.0;Growth:+0.4;Quality:-0.2;Size:+0.5;Momentum:-0.1;LowVol:0.0
ESGOnly;MaxPos7%
10
30
4.7
trailing 8%
147
15.4
Volatile
31.9
5.27
2.4
134
46
81
85
true
Hedge
Buy index puts 1% notional
2
-12
BrokerA
MKT
95
RegimeShift
Pause
Volatility spike and breadth deterioration
63
10
155
3
true
Increase defensive factor exposure
P8137
Cautious
Roth
USD
2025-05-21
258,293
24,648
233,645
1
43.1
34.6
10.1
12.3
IEF:34.4%;BND:31.3%;XLF:34.4%
US:67.5;EU:10.4;APAC:11.7;EM:9.6;Other:0.7
Value:-0.8;Growth:+0.2;Quality:+0.3;Size:-0.2;Momentum:+0.2;LowVol:+0.2
NoMargin
7
25
5.2
trailing 8%
96
18.1
Bull
11
3.56
3.2
84
94
100
30
false
Buy
Add to core equity +1%
-8
-23
BrokerC
MKT
96
null
null
Normal monitoring
71
-51
60
3
false
Tax-aware sells next window
P8138
Systematic
Taxable
USD
2025-09-30
616,837
51,925
564,912
1
61.2
30
3.3
5.5
VOO:21.1%;MSFT:26.3%;AMZN:26.3%;QQQ:26.3%
US:60.7;EU:15.8;APAC:10.7;EM:7.7;Other:5.1
Value:+0.9;Growth:+0.5;Quality:+0.3;Size:+0.2;Momentum:+0.3;LowVol:+0.4
MaxPos8%
8
35
5.4
hard 12%
133
22.6
Sideways
21.3
3.56
3.3
129
54
78
53
true
Hedge
Buy index puts 1% notional
-7
7
BrokerD
MKT
86
RegimeShift
Hedge
Volatility spike and breadth deterioration
1
-42
103
5
false
Monitor dispersion and breadth
P8139
Active
Roth
USD
2024-07-21
2,112,646
178,462
1,934,184
1
66.6
20.2
4.1
9
MUB:20.0%;VTI:26.7%;MSFT:26.7%;BRK.B:26.7%
US:65.7;EU:12.2;APAC:10.8;EM:7.4;Other:3.9
Value:-0.7;Growth:-0.3;Quality:+0.3;Size:+0.5;Momentum:-0.4;LowVol:+0.3
NoDerivatives
5
35
5.6
trailing 8%
162
25.9
Bull
15.6
4.02
2.9
94
9
58
49
false
Sell
Trim extended winner -1%
0
-5
BrokerC
MKT
97
null
null
Normal monitoring
75
-5
145
5
false
Within IPS guidelines
P8140
Active
Roth
USD
2024-10-16
619,829
69,297
550,532
1
55.1
20
15.4
9.5
BND:19.8%;XLF:26.7%;IEF:26.7%;TLT:26.7%
US:60.2;EU:19.7;APAC:8.2;EM:8.4;Other:3.5
Value:-0.8;Growth:+0.8;Quality:-0.8;Size:-0.2;Momentum:+1.0;LowVol:-0.2
MaxPos8%
8
30
5.8
hard 12%
122
26.4
Bull
15.5
3.8
3.2
75
40
62
40
false
Sell
Trim extended winner -1%
-15
-25
BrokerB
VWAP
92
null
null
Normal monitoring
-41
-6
33
3
false
Monitor dispersion and breadth
P8141
Cautious
Trust
USD
2024-08-07
370,722
34,835
335,887
1
39.4
34.7
12
13.9
XLF:26.5%;MSFT:26.5%;AMZN:24.6%;MUB:22.3%
US:69.1;EU:5.9;APAC:14.8;EM:9.6;Other:0.6
Value:+0.9;Growth:+0.6;Quality:-0.2;Size:+0.8;Momentum:-0.1;LowVol:+0.9
MaxPos8%;NoMargin
10
30
5.8
trailing 10%
90
15
Sideways
21.4
3.68
2.8
139
49
76
40
false
Rebalance
Shift +1% to bonds from equity
-10
-22
BrokerB
LMT
95
null
null
Normal monitoring
-10
-36
-39
3
false
Within IPS guidelines
P8142
Active
Trust
USD
2025-10-04
1,472,338
157,213
1,315,125
1
60.4
30.2
0
9.5
QQQ:33.3%;BRK.B:33.3%;TSLA:33.3%
US:64.4;EU:13.0;APAC:11.1;EM:9.4;Other:2.0
Value:-0.1;Growth:+0.1;Quality:+0.3;Size:+0.6;Momentum:-0.7;LowVol:+0.1
NoDerivatives
7
25
4.1
hard 12%
167
16.5
Bull
11.8
4.15
3.4
70
74
90
30
false
Rebalance
Shift +1% to bonds from equity
23
12
BrokerD
MKT
88
null
null
Normal monitoring
50
-51
158
3
false
Tighten stops on momentum names
P8143
Cautious
Roth
USD
2025-06-20
523,697
54,540
469,157
1
50.6
34.9
0
14.5
AMZN:15.8%;AAPL:28.1%;TLT:28.1%;IEF:28.1%
US:62.5;EU:14.0;APAC:12.8;EM:8.2;Other:2.6
Value:+0.7;Growth:-0.1;Quality:-0.3;Size:-0.5;Momentum:+0.7;LowVol:-0.8
NoDerivatives;NoMargin
6
30
4.8
trailing 8%
115
17.4
Volatile
25.9
3.6
3.6
175
-34
22
57
false
Buy
Add to core equity +1%
17
6
BrokerC
LMT
91
null
null
Normal monitoring
-6
-60
-36
3
false
Tighten stops on momentum names
P8144
Active
Taxable
USD
2025-03-16
690,061
63,095
626,966
1.07
63
28.7
0
8.3
AAPL:38.9%;IEF:22.1%;VNQ:38.9%
US:63.6;EU:17.5;APAC:6.5;EM:9.9;Other:2.4
Value:+0.7;Growth:-0.4;Quality:+0.7;Size:+0.1;Momentum:+0.1;LowVol:-0.6
null
8
30
4.6
trailing 9%
120
21.3
Bear
33
3.7
2.6
195
-20
39
93
true
Hedge
Buy index puts 1% notional
20
-21
BrokerA
MKT
97
VAR>budget
Hedge
Risk above budget threshold
3
-36
17
2
false
Monitor dispersion and breadth
P8145
Cautious
Trust
USD
2025-07-06
524,905
58,724
466,181
1
41.8
33.8
9.6
14.8
GLD:25.1%;MSFT:25.1%;BND:25.1%;BRK.B:24.6%
US:72.3;EU:7.0;APAC:10.6;EM:9.8;Other:0.4
Value:-0.5;Growth:-0.1;Quality:-0.2;Size:+0.8;Momentum:-0.9;LowVol:+1.0
NoMargin
5
25
3.3
trailing 10%
151
15.1
Bull
17.8
3.61
2.2
103
106
100
39
false
NoAction
Within bands; monitor
17
-23
BrokerD
LMT
98
null
null
Normal monitoring
106
17
101
4
false
Within IPS guidelines
P8146
Cautious
401k
USD
2025-02-13
197,203
20,924
176,279
1
46.7
33.5
4.6
15.2
GLD:36.2%;VNQ:27.6%;VOO:36.2%
US:64.9;EU:17.4;APAC:9.6;EM:6.9;Other:1.2
Value:+1.0;Growth:+1.0;Quality:-0.3;Size:+0.2;Momentum:-0.7;LowVol:-0.7
NoMargin
10
25
3
trailing 10%
140
15.8
Volatile
29
5.46
3.9
158
50
78
63
false
Sell
Trim extended winner -1%
4
-26
BrokerB
MKT
89
null
null
Normal monitoring
32
-25
31
4
false
Increase defensive factor exposure
P8147
Systematic
IRA
USD
2025-11-13
1,121,635
46,461
1,075,174
1
66.3
24.5
3
6.1
VNQ:24.6%;HYG:14.6%;BND:11.5%;IEF:24.6%;QQQ:24.6%
US:65.7;EU:14.9;APAC:7.6;EM:8.2;Other:3.7
Value:-0.2;Growth:+0.5;Quality:+0.7;Size:-0.1;Momentum:-0.9;LowVol:-0.4
null
6
35
4.9
hard 12%
191
20.3
Volatile
20.1
4.11
3.2
144
28
70
59
false
Rebalance
Shift +1% to bonds from equity
21
-39
BrokerD
MKT
90
null
null
Normal monitoring
-15
-24
-12
4
false
Tax-aware sells next window
P8148
Cautious
401k
USD
2024-09-26
554,476
67,077
487,399
1
45.5
39.4
0
15.1
TLT:33.3%;QQQ:33.3%;GLD:33.3%
US:73.6;EU:6.2;APAC:7.4;EM:10.4;Other:2.4
Value:+0.8;Growth:-0.7;Quality:+0.7;Size:-0.4;Momentum:+0.4;LowVol:-0.4
ESGOnly;MaxPos6%;NoDerivatives;NoMargin
10
30
3.7
trailing 10%
158
17.8
Bear
25.4
3.49
1.2
193
32
79
64
false
Rebalance
Shift +1% to bonds from equity
2
0
BrokerC
MKT
88
null
null
Normal monitoring
0
11
109
5
false
Monitor dispersion and breadth
P8149
Active
Taxable
USD
2025-01-09
1,939,958
125,824
1,814,134
1
54.2
18.9
19.2
7.7
MSFT:22.0%;QQQ:22.0%;HYG:8.8%;VTI:14.3%;VOO:10.8%;TSLA:22.0%
US:64.6;EU:15.0;APAC:15.5;EM:3.3;Other:1.6
Value:+0.5;Growth:+0.3;Quality:-0.5;Size:+0.5;Momentum:-1.0;LowVol:+1.0
null
8
25
4.3
trailing 8%
195
23.9
Bull
15.7
4.54
3.5
117
50
60
44
false
Rebalance
Shift +1% to bonds from equity
24
-20
BrokerD
MKT
98
null
null
Normal monitoring
78
7
72
3
false
Tighten stops on momentum names
P8150
Active
Roth
USD
2024-08-24
964,616
100,015
864,601
1.14
68.1
18.6
6.5
6.8
GLD:21.4%;VTI:21.4%;BND:21.4%;BRK.B:14.8%;TSLA:21.1%
US:66.2;EU:15.8;APAC:8.5;EM:8.8;Other:0.7
Value:-0.3;Growth:0.0;Quality:-0.6;Size:-0.9;Momentum:-0.3;LowVol:-0.3
null
5
25
4.2
trailing 8%
123
20.8
Volatile
22.9
4.08
3.1
179
3
58
69
false
Sell
Trim extended winner -1%
26
2
BrokerC
LMT
92
null
null
Normal monitoring
89
-36
146
4
false
Within IPS guidelines
P8151
Systematic
Roth
USD
2025-11-08
1,399,960
66,940
1,333,020
1
58.3
25.8
7.7
8.2
HYG:27.0%;MUB:23.5%;TLT:22.5%;VNQ:27.0%
US:70.1;EU:8.5;APAC:8.0;EM:7.5;Other:5.8
Value:-0.8;Growth:+0.8;Quality:-0.9;Size:+0.5;Momentum:-0.1;LowVol:+0.6
MaxPos5%
7
25
5.6
trailing 9%
209
16.4
Sideways
16.9
3.69
3.3
138
15
59
42
false
Sell
Trim extended winner -1%
14
0
BrokerD
LMT
86
null
null
Normal monitoring
28
-8
25
5
false
Tighten stops on momentum names
P8152
Hands-off
IRA
USD
2024-11-03
446,264
18,163
428,101
1
59.1
18.1
16.4
6.4
TSLA:20.0%;HYG:26.7%;VNQ:26.7%;AAPL:26.7%
US:58.5;EU:16.5;APAC:16.1;EM:8.3;Other:0.6
Value:-0.8;Growth:+1.0;Quality:-0.8;Size:+0.8;Momentum:-0.4;LowVol:-0.6
null
8
35
3.3
trailing 10%
119
18.5
Sideways
17.7
3.58
2.4
118
-24
34
51
false
Rebalance
Shift +1% to bonds from equity
19
13
BrokerC
MKT
92
null
null
Normal monitoring
-30
13
43
3
false
Tighten stops on momentum names
P8153
Cautious
Taxable
USD
2025-06-04
509,790
78,644
431,146
1
49.4
38.8
0
11.8
VTI:7.8%;TSLA:20.3%;GLD:19.0%;AAPL:18.2%;AMZN:15.4%;MSFT:19.4%
US:74.3;EU:15.4;APAC:5.7;EM:3.7;Other:0.9
Value:-0.6;Growth:-0.5;Quality:+0.5;Size:-0.5;Momentum:+0.1;LowVol:+0.2
ESGOnly;NoMargin
8
30
5.3
trailing 10%
149
17.5
Bear
31.4
4.25
1.4
150
-45
15
70
false
Buy
Add to core equity +1%
23
12
BrokerA
LMT
87
null
null
Normal monitoring
-59
-14
37
4
false
Increase defensive factor exposure
P8154
Hands-off
401k
USD
2025-05-09
234,518
12,735
221,783
1
70.5
23.2
0
6.4
VTI:28.8%;TSLA:28.8%;QQQ:27.6%;HYG:14.8%
US:68.3;EU:19.5;APAC:7.4;EM:4.4;Other:0.5
Value:+0.6;Growth:+0.2;Quality:+0.6;Size:+0.3;Momentum:+0.5;LowVol:+0.6
ESGOnly;MaxPos5%;NoDerivatives
6
35
5
trailing 8%
98
15.2
Bull
16
3.99
2.1
70
115
92
50
false
Sell
Trim extended winner -1%
-2
8
BrokerA
MKT
90
null
null
Normal monitoring
0
-24
90
5
false
Monitor dispersion and breadth
P8155
Hands-off
401k
USD
2025-08-21
276,251
19,297
256,954
1
65.7
25.7
0
8.6
AMZN:33.3%;IEF:33.3%;VTI:33.3%
US:67.5;EU:9.3;APAC:11.0;EM:8.2;Other:4.1
Value:+0.3;Growth:-0.3;Quality:-0.8;Size:-0.9;Momentum:+0.3;LowVol:-0.5
MaxPos7%;NoDerivatives
5
25
3.9
hard 10%
109
15.9
Sideways
16.4
4.94
2.5
126
56
70
55
false
Rebalance
Shift +1% to bonds from equity
1
-10
BrokerB
VWAP
89
null
null
Normal monitoring
-55
-3
59
3
false
Tighten stops on momentum names
P8156
Active
Roth
USD
2024-11-25
639,255
59,683
579,572
1
66.7
19.2
8
6.1
VTI:25.0%;BND:25.0%;VNQ:25.0%;GLD:25.0%
US:59.9;EU:18.4;APAC:6.8;EM:11.3;Other:3.7
Value:-0.6;Growth:-0.3;Quality:+0.7;Size:+0.8;Momentum:-0.3;LowVol:-0.5
NoDerivatives
5
35
4.6
hard 12%
137
18.8
Bear
28.1
4.08
1.8
144
-32
27
76
true
Rebalance
Rebalance back to target bands
21
-13
BrokerA
MKT
87
Drift>tolerance
Reduce
Allocation drift beyond policy bands
-36
12
80
3
false
Tighten stops on momentum names
P8157
Hands-off
Trust
USD
2025-08-21
282,120
23,794
258,326
1
62.3
19.6
10.6
7.5
AMZN:33.3%;QQQ:33.3%;TLT:33.3%
US:54.6;EU:17.9;APAC:14.4;EM:11.6;Other:1.5
Value:-0.0;Growth:+0.3;Quality:-0.3;Size:+0.8;Momentum:+0.6;LowVol:-0.2
ESGOnly;MaxPos5%
6
30
5
trailing 8%
93
16.9
Bear
33.8
3.8
1.3
165
2
51
76
true
Reduce
Cut high-beta by 2-3%, add cash
16
-27
BrokerA
LMT
85
Drift>tolerance
Reduce
Allocation drift beyond policy bands
-37
-43
-73
4
false
Monitor dispersion and breadth
P8158
Opportunistic
Roth
USD
2025-05-30
1,149,991
45,249
1,104,742
1.1
67
13.5
14.6
4.9
GLD:20.7%;HYG:11.0%;BND:14.2%;IEF:20.7%;VTI:20.5%;TLT:12.9%
US:69.0;EU:6.4;APAC:12.8;EM:8.0;Other:3.8
Value:+0.1;Growth:-0.4;Quality:+0.2;Size:+0.6;Momentum:-0.7;LowVol:-0.9
null
7
35
4
hard 12%
170
26.5
Bull
17.2
3.82
3
79
90
80
47
false
Sell
Trim extended winner -1%
-2
-29
BrokerA
LMT
94
null
null
Normal monitoring
36
-35
57
5
false
Monitor dispersion and breadth
P8159
Cautious
IRA
USD
2025-02-21
209,246
20,348
188,898
1
47.2
39.2
2.9
10.8
VTI:25.2%;TLT:29.5%;AMZN:29.5%;MSFT:15.8%
US:61.9;EU:18.4;APAC:7.2;EM:10.3;Other:2.2
Value:-0.0;Growth:+0.8;Quality:-0.2;Size:-0.4;Momentum:-0.6;LowVol:+0.1
ESGOnly;NoMargin
10
25
3.6
trailing 8%
164
15.6
Volatile
28.6
5.48
3.9
117
26
72
69
false
Sell
Trim extended winner -1%
31
10
BrokerD
MKT
89
null
null
Normal monitoring
82
-3
200
5
false
Tax-aware sells next window
P8160
Hands-off
IRA
USD
2025-11-03
444,346
31,426
412,920
1
60.7
22.3
9.7
7.3
AMZN:36.4%;VOO:36.4%;XLF:27.1%
US:61.9;EU:17.6;APAC:7.1;EM:10.8;Other:2.7
Value:+0.2;Growth:+0.4;Quality:-0.9;Size:+0.3;Momentum:-0.1;LowVol:-0.1
ESGOnly;MaxPos8%
10
35
5.4
trailing 10%
127
17.9
Volatile
26.2
5.43
3.5
167
5
38
74
true
Reduce
Cut high-beta by 2-3%, add cash
7
-20
BrokerD
MKT
95
Drift>tolerance
TightenStops
Allocation drift beyond policy bands
72
-25
119
4
false
Tighten stops on momentum names
P8161
Hands-off
IRA
USD
2025-06-21
548,438
35,780
512,658
1
56.9
23.4
10.6
9.1
IEF:24.1%;VTI:16.3%;AAPL:11.3%;QQQ:24.1%;HYG:24.1%
US:74.2;EU:8.4;APAC:9.0;EM:4.2;Other:4.1
Value:+0.3;Growth:-0.6;Quality:-0.5;Size:+0.4;Momentum:+0.6;LowVol:0.0
null
5
35
5.5
hard 10%
100
17.2
Sideways
15.9
4.02
2.2
123
24
69
39
false
NoAction
Within bands; monitor
21
-24
BrokerC
MKT
0
null
null
Normal monitoring
22
-25
114
5
false
Within IPS guidelines
P8162
Cautious
Trust
USD
2024-07-16
797,717
114,437
683,280
1
38.8
33.7
9.8
17.7
MSFT:9.9%;TSLA:14.6%;VTI:14.4%;IEF:19.6%;GLD:19.4%;VOO:22.1%
US:61.2;EU:19.4;APAC:7.8;EM:8.9;Other:2.8
Value:+0.4;Growth:-0.9;Quality:+0.9;Size:+0.7;Momentum:-0.3;LowVol:-0.5
NoMargin
6
25
4
trailing 8%
111
18.5
Volatile
25
5.48
2.3
164
-33
24
43
false
Hedge
Add TLT +1% as duration hedge
31
4
BrokerD
MKT
97
null
null
Normal monitoring
-20
-21
66
3
false
Increase defensive factor exposure
P8163
Cautious
Roth
USD
2024-09-29
381,249
43,501
337,748
1
41.5
40.4
2
16.1
BND:33.3%;XLF:33.3%;MUB:33.3%
US:69.2;EU:15.1;APAC:9.7;EM:5.5;Other:0.5
Value:-0.9;Growth:-0.3;Quality:-0.9;Size:-0.3;Momentum:+0.2;LowVol:-0.3
ESGOnly;NoMargin
7
25
4.7
hard 10%
134
12.8
Volatile
29.2
5.34
4.2
145
1
58
66
false
Rebalance
Shift +1% to bonds from equity
13
-36
BrokerA
LMT
98
null
null
Normal monitoring
64
10
201
5
false
Tax-aware sells next window
P8164
Cautious
IRA
USD
2025-12-18
572,741
51,279
521,462
1
36.6
41.4
9.4
12.6
XLF:13.8%;MSFT:19.1%;VOO:22.3%;TLT:22.3%;IEF:22.3%
US:70.7;EU:10.6;APAC:9.3;EM:6.0;Other:3.4
Value:-0.7;Growth:-0.8;Quality:+0.2;Size:-0.6;Momentum:+0.4;LowVol:+0.3
MaxPos7%;NoMargin
8
25
5
hard 10%
105
13.7
Volatile
31.8
3.98
3
142
26
78
73
true
Hedge
Buy index puts 1% notional
17
-23
BrokerB
LMT
91
VAR>budget
Hedge
Risk above budget threshold
67
-20
67
4
false
Tax-aware sells next window
P8165
Opportunistic
Roth
USD
2024-12-12
401,419
35,543
365,876
1
63.7
17.2
11.6
7.5
BRK.B:20.4%;TLT:18.4%;XLF:20.4%;VOO:20.4%;IEF:20.4%
US:63.2;EU:14.9;APAC:11.4;EM:7.0;Other:3.5
Value:-0.4;Growth:+0.8;Quality:-0.1;Size:+0.8;Momentum:-0.7;LowVol:-0.7
MaxPos7%
6
30
4.4
hard 12%
224
20.7
Bull
11.1
3.74
2.9
79
51
60
49
false
Sell
Trim extended winner -1%
30
13
BrokerD
MKT
98
null
null
Normal monitoring
0
-6
73
4
false
Within IPS guidelines
P8166
Hands-off
401k
USD
2025-12-06
811,137
78,407
732,730
1
64.9
19.1
6.8
9.2
TSLA:19.9%;IEF:13.3%;TLT:23.0%;VNQ:23.0%;XLF:20.8%
US:68.7;EU:13.3;APAC:5.5;EM:9.6;Other:2.9
Value:-0.6;Growth:+0.4;Quality:-0.6;Size:+0.8;Momentum:+0.6;LowVol:-0.5
null
10
30
5
trailing 10%
113
18.5
Bull
13.4
4.42
2.2
120
61
79
54
false
Hedge
Add TLT +1% as duration hedge
-14
-39
BrokerB
MKT
91
null
null
Normal monitoring
-42
-42
-42
3
false
Monitor dispersion and breadth
P8167
Cautious
IRA
USD
2024-07-21
575,319
83,079
492,240
1
41
33.6
14.2
11.3
IEF:27.1%;XLF:27.1%;QQQ:18.8%;GLD:27.1%
US:75.4;EU:9.4;APAC:9.3;EM:3.9;Other:1.9
Value:-1.0;Growth:+0.5;Quality:+0.7;Size:+0.5;Momentum:+0.5;LowVol:+0.6
ESGOnly;MaxPos6%;NoDerivatives;NoMargin
8
30
3.1
hard 10%
123
17.1
Volatile
29.5
4.72
4.3
148
9
67
53
true
Hedge
Buy index puts 1% notional
31
15
BrokerD
MKT
97
Drift>tolerance
Reduce
Allocation drift beyond policy bands
-6
11
6
2
false
Tighten stops on momentum names
P8168
Hands-off
IRA
USD
2025-03-15
344,117
32,396
311,721
1
70
23.4
0
6.5
MSFT:7.3%;HYG:13.2%;QQQ:20.6%;XLF:17.7%;BND:20.6%;AAPL:20.6%
US:68.1;EU:11.6;APAC:10.3;EM:8.2;Other:1.7
Value:+0.9;Growth:+0.2;Quality:-0.1;Size:-0.6;Momentum:-0.1;LowVol:-0.9
ESGOnly;NoDerivatives
6
30
5.1
trailing 10%
108
19.2
Bull
17.4
3.53
3.2
102
13
47
62
false
Buy
Add to core equity +1%
17
9
BrokerB
MKT
96
null
null
Normal monitoring
30
-13
121
4
false
Tighten stops on momentum names
P8169
Opportunistic
401k
USD
2025-05-22
856,063
63,027
793,036
1
77.7
12.4
4.4
5.5
VTI:22.6%;VNQ:10.3%;VOO:21.9%;HYG:22.6%;MUB:22.6%
US:69.4;EU:7.4;APAC:13.2;EM:8.9;Other:1.0
Value:+0.8;Growth:+0.6;Quality:-0.0;Size:+0.9;Momentum:-0.2;LowVol:-0.2
MaxPos7%
10
30
4.4
trailing 9%
177
26.6
Volatile
24.9
4.86
2.4
115
-39
38
80
true
Rebalance
Rebalance back to target bands
25
-8
BrokerC
MKT
86
RegimeShift
Hedge
Volatility spike and breadth deterioration
104
-19
115
5
false
Monitor dispersion and breadth
P8170
Systematic
401k
USD
2025-04-14
1,700,852
82,503
1,618,349
1
64.2
27.3
0
8.6
VTI:15.3%;IEF:20.5%;VNQ:9.7%;BND:17.1%;MSFT:16.8%;AMZN:20.5%
US:81.2;EU:6.1;APAC:5.6;EM:3.4;Other:3.7
Value:+0.4;Growth:-0.9;Quality:-0.4;Size:-0.6;Momentum:-0.8;LowVol:-0.8
MaxPos5%
5
25
4.2
hard 12%
190
17.9
Bull
13.3
4.82
2.5
96
22
68
37
false
Rebalance
Shift +1% to bonds from equity
20
-20
BrokerA
MKT
89
null
null
Normal monitoring
-12
-60
-24
3
false
Increase defensive factor exposure
P8171
Systematic
IRA
USD
2025-01-26
1,826,101
147,769
1,678,332
1
67.2
20.5
2.8
9.4
QQQ:34.7%;HYG:30.6%;VTI:34.7%
US:62.8;EU:17.8;APAC:10.0;EM:9.0;Other:0.4
Value:+0.6;Growth:-0.3;Quality:-0.0;Size:-0.2;Momentum:+0.2;LowVol:-0.9
null
8
35
5
trailing 8%
186
22.5
Bull
17.2
4.83
2.7
90
95
89
56
false
Sell
Trim extended winner -1%
12
-36
BrokerB
LMT
94
null
null
Normal monitoring
-1
10
52
5
false
Increase defensive factor exposure
P8172
Systematic
Taxable
USD
2025-08-17
1,279,288
62,530
1,216,758
1
65.1
25.5
0
9.4
HYG:25.9%;VOO:22.2%;VNQ:25.9%;GLD:25.9%
US:61.7;EU:13.1;APAC:13.1;EM:8.3;Other:3.7
Value:-0.5;Growth:-0.5;Quality:+0.9;Size:-0.8;Momentum:-0.4;LowVol:-0.2
NoDerivatives
7
30
5.2
trailing 9%
173
21.8
Sideways
17.7
4.33
2.1
136
-30
50
50
false
Buy
Add to core equity +1%
-10
-23
BrokerB
LMT
88
null
null
Normal monitoring
79
10
75
3
false
Tax-aware sells next window
P8173
Cautious
Taxable
USD
2025-04-20
580,891
48,298
532,593
1
48.6
35.1
0
16.3
AMZN:25.0%;XLF:13.8%;MSFT:11.3%;VNQ:25.0%;BRK.B:25.0%
US:69.6;EU:7.9;APAC:8.2;EM:13.4;Other:1.0
Value:-0.6;Growth:+0.1;Quality:-0.1;Size:-0.7;Momentum:0.0;LowVol:-0.0
ESGOnly;NoMargin
7
30
6
hard 10%
111
15.8
Volatile
24.6
4.24
2.4
166
78
94
53
false
Sell
Trim extended winner -1%
33
11
BrokerC
MKT
99
null
null
Normal monitoring
-15
-9
16
4
false
Tighten stops on momentum names
P8174
Active
Taxable
USD
2025-06-09
1,064,698
92,154
972,544
1
63.6
29.9
0
6.5
BRK.B:33.3%;BND:33.3%;AMZN:33.3%
US:61.7;EU:19.7;APAC:8.1;EM:8.1;Other:2.5
Value:+0.8;Growth:+0.6;Quality:+0.3;Size:-0.2;Momentum:+0.7;LowVol:-0.6
MaxPos6%
8
25
5.5
hard 12%
127
21.6
Bear
33.6
4.24
1.3
220
-53
22
75
true
Reduce
Cut high-beta by 2-3%, add cash
19
6
BrokerC
LMT
98
Drift>tolerance
Reduce
Allocation drift beyond policy bands
38
-23
131
5
false
Within IPS guidelines
P8175
Active
401k
USD
2025-08-18
642,867
70,783
572,084
1
61.4
25.8
3.3
9.4
BND:21.6%;IEF:21.6%;VNQ:14.9%;GLD:21.6%;AMZN:20.3%
US:64.6;EU:14.7;APAC:10.9;EM:7.6;Other:2.2
Value:+0.6;Growth:-0.6;Quality:+0.1;Size:+0.6;Momentum:+0.4;LowVol:+0.1
NoDerivatives
5
25
4.3
trailing 8%
215
18.6
Bear
24.1
3.4
2.1
134
-21
28
68
false
Buy
Add to core equity +1%
19
-19
BrokerB
MKT
89
null
null
Normal monitoring
-36
-26
72
4
false
Tax-aware sells next window
P8176
Systematic
Trust
USD
2024-09-01
1,728,158
158,534
1,569,624
1
60.9
25.9
8.1
5.1
VTI:35.3%;TSLA:29.3%;VOO:35.3%
US:70.4;EU:7.0;APAC:11.2;EM:10.4;Other:1.1
Value:-0.7;Growth:-0.8;Quality:-0.9;Size:-0.7;Momentum:+0.1;LowVol:-0.6
NoDerivatives
7
30
4.3
trailing 8%
146
20.2
Volatile
22.5
5.17
2.9
158
64
93
70
false
Rebalance
Shift +1% to bonds from equity
19
-16
BrokerB
LMT
94
null
null
Normal monitoring
-41
-24
-47
5
false
Increase defensive factor exposure
P8177
Systematic
401k
USD
2025-12-06
1,359,137
111,560
1,247,577
1
64.4
30.3
0
5.3
AAPL:33.3%;VOO:33.3%;BND:33.3%
US:56.0;EU:16.8;APAC:15.2;EM:8.1;Other:4.0
Value:-0.5;Growth:-0.5;Quality:-0.4;Size:+1.0;Momentum:-0.7;LowVol:+0.1
null
5
25
4.2
hard 12%
221
21.9
Bull
13.8
3.79
2.9
99
57
65
53
false
Buy
Add to core equity +1%
6
-26
BrokerA
MKT
94
null
null
Normal monitoring
7
-5
-27
4
false
Tax-aware sells next window
P8178
Cautious
401k
USD
2025-11-10
882,320
80,079
802,241
1
35.8
35.1
11.4
17.7
MSFT:27.1%;IEF:27.1%;QQQ:27.1%;XLF:18.7%
US:72.6;EU:16.0;APAC:7.7;EM:2.8;Other:0.9
Value:-0.3;Growth:+0.4;Quality:+1.0;Size:-0.2;Momentum:-0.6;LowVol:-0.7
MaxPos8%;NoMargin
6
30
5.8
trailing 8%
121
14.4
Volatile
21.1
5.41
3.9
124
45
61
43
true
Reduce
Cut high-beta by 2-3%, add cash
23
-38
BrokerC
LMT
98
RegimeShift
Reduce
Volatility spike and breadth deterioration
-11
-54
-51
3
false
Within IPS guidelines
P8179
Systematic
401k
USD
2024-10-12
547,322
44,309
503,013
1
59.2
23.7
11.2
5.9
BND:25.9%;XLF:22.2%;TLT:25.9%;MSFT:25.9%
US:69.6;EU:11.4;APAC:5.0;EM:9.6;Other:4.4
Value:+0.2;Growth:+0.7;Quality:-0.0;Size:-0.9;Momentum:0.0;LowVol:+0.2
MaxPos7%;NoDerivatives
7
35
5.9
trailing 9%
162
27.5
Sideways
20.1
4.65
3
97
-15
36
55
false
Hedge
Add TLT +1% as duration hedge
-13
9
BrokerB
MKT
93
null
null
Normal monitoring
-56
-17
22
4
false
Increase defensive factor exposure
P8180
Hands-off
401k
USD
2025-07-28
234,008
19,473
214,535
1
72.2
21.9
0.5
5.3
MUB:28.3%;MSFT:15.0%;TSLA:28.3%;HYG:28.3%
US:74.9;EU:9.5;APAC:5.6;EM:5.5;Other:4.4
Value:+0.1;Growth:+0.6;Quality:+0.5;Size:-0.9;Momentum:+0.5;LowVol:-1.0
ESGOnly;NoDerivatives
7
30
3
trailing 8%
158
16.8
Volatile
23.1
4
2.1
113
-21
29
70
false
Sell
Trim extended winner -1%
-4
0
BrokerD
MKT
90
null
null
Normal monitoring
-7
-34
40
3
false
Monitor dispersion and breadth
P8181
Active
IRA
USD
2024-07-17
1,756,614
191,020
1,565,594
1
61.8
27.6
5.3
5.2
MSFT:25.3%;XLF:25.3%;AAPL:24.2%;VTI:25.3%
US:64.8;EU:16.4;APAC:6.6;EM:6.6;Other:5.6
Value:+0.4;Growth:+0.1;Quality:-0.3;Size:+0.9;Momentum:-0.0;LowVol:-0.7
MaxPos7%
7
35
4.6
trailing 9%
154
18.1
Bull
13.5
5
3
70
103
100
46
false
Sell
Trim extended winner -1%
4
-38
BrokerA
MKT
91
null
null
Normal monitoring
24
-25
67
4
false
Within IPS guidelines
P8182
Cautious
401k
USD
2025-10-12
587,785
65,110
522,675
1
49.5
36.9
0
13.5
BRK.B:25.8%;MUB:25.8%;TSLA:22.7%;IEF:25.8%
US:72.4;EU:5.4;APAC:13.6;EM:5.3;Other:3.2
Value:-0.7;Growth:+0.4;Quality:-0.6;Size:+0.1;Momentum:-0.0;LowVol:+0.2
ESGOnly;NoMargin
5
30
3.5
trailing 8%
117
14.5
Sideways
18.9
3.92
2.4
114
-24
42
55
false
Rebalance
Shift +1% to bonds from equity
0
-1
BrokerA
VWAP
100
null
null
Normal monitoring
-50
-6
85
4
false
Increase defensive factor exposure
P8183
Systematic
Trust
USD
2025-08-28
938,329
42,266
896,063
1
58.1
25.9
10.9
5.2
TSLA:26.5%;QQQ:26.5%;IEF:26.5%;BRK.B:20.6%
US:59.2;EU:14.0;APAC:12.7;EM:10.7;Other:3.4
Value:-0.2;Growth:-0.9;Quality:+0.9;Size:-0.2;Momentum:+0.2;LowVol:+0.4
NoDerivatives
8
30
4.4
hard 12%
198
17.2
Sideways
18.3
4.83
3.5
118
46
62
48
true
Hedge
Buy index puts 1% notional
6
-28
BrokerA
VWAP
99
VAR>budget
TightenStops
Risk above budget threshold
35
-20
156
5
false
Within IPS guidelines
P8184
Active
401k
USD
2025-01-21
2,067,474
193,932
1,873,542
1
68.1
21.2
3.2
7.5
VNQ:27.3%;TSLA:18.1%;XLF:27.3%;VOO:27.3%
US:62.9;EU:15.2;APAC:13.8;EM:5.1;Other:2.9
Value:-0.4;Growth:-0.2;Quality:+0.6;Size:-0.8;Momentum:-0.3;LowVol:+0.9
MaxPos7%;NoDerivatives
8
25
5.2
trailing 9%
168
18.7
Bear
34.9
4.36
1.4
173
27
71
92
true
Reduce
Cut high-beta by 2-3%, add cash
27
-39
BrokerD
VWAP
87
VAR>budget
Hedge
Risk above budget threshold
78
-21
85
4
false
Tighten stops on momentum names
P8185
Active
Roth
USD
2024-09-10
2,288,427
268,934
2,019,493
1.07
55.1
31.3
6.9
6.7
QQQ:17.3%;VTI:17.9%;VOO:20.5%;VNQ:22.2%;BND:22.2%
US:61.2;EU:15.4;APAC:10.3;EM:9.1;Other:4.0
Value:+1.0;Growth:+0.7;Quality:-0.6;Size:+0.3;Momentum:+0.9;LowVol:-0.0
MaxPos5%
5
35
5.3
trailing 9%
125
20.5
Sideways
14.8
4.91
2.2
130
14
61
38
true
Rebalance
Rebalance back to target bands
-10
11
BrokerB
MKT
93
Drift>tolerance
Hedge
Allocation drift beyond policy bands
30
-51
161
2
false
Monitor dispersion and breadth
P8186
Active
Trust
USD
2024-10-05
1,929,732
166,854
1,762,878
1.11
52.6
30.7
10.3
6.5
IEF:25.5%;GLD:25.5%;AAPL:22.6%;TSLA:11.7%;BND:14.7%
US:63.4;EU:13.2;APAC:11.3;EM:7.5;Other:4.6
Value:0.0;Growth:-0.1;Quality:+0.1;Size:-0.9;Momentum:-0.2;LowVol:-0.1
MaxPos6%;NoDerivatives
10
25
4.1
hard 12%
228
22.3
Bull
16.8
4.6
2.5
94
39
71
50
false
Rebalance
Shift +1% to bonds from equity
31
-4
BrokerB
VWAP
99
null
null
Normal monitoring
81
9
219
5
false
Monitor dispersion and breadth
P8187
Cautious
Trust
USD
2024-09-14
796,023
78,103
717,920
1
51.9
35.6
0
12.4
BND:33.3%;BRK.B:33.3%;AAPL:33.3%
US:77.4;EU:10.9;APAC:7.0;EM:3.2;Other:1.4
Value:+1.0;Growth:-0.4;Quality:0.0;Size:+0.3;Momentum:+0.6;LowVol:+0.7
ESGOnly;MaxPos5%;NoMargin
8
25
4
trailing 10%
159
15.6
Bull
14.8
4.39
2.8
94
116
100
45
false
Buy
Add to core equity +1%
-11
-1
BrokerC
VWAP
98
null
null
Normal monitoring
112
8
126
5
false
Increase defensive factor exposure
P8188
Cautious
IRA
USD
2024-07-17
621,591
85,396
536,195
1
37.7
36.9
12.2
13.2
AMZN:25.0%;BND:25.0%;AAPL:25.0%;IEF:25.0%
US:60.0;EU:13.8;APAC:12.5;EM:10.3;Other:3.4
Value:-0.8;Growth:-0.0;Quality:-0.9;Size:-0.2;Momentum:-0.9;LowVol:-0.0
ESGOnly;MaxPos6%;NoMargin
10
30
3.6
hard 10%
167
13.4
Sideways
20.6
3.78
3.2
133
7
50
42
false
Hedge
Add TLT +1% as duration hedge
-2
-13
BrokerA
MKT
94
null
null
Normal monitoring
68
-54
145
4
false
Within IPS guidelines
P8189
Cautious
Roth
USD
2025-02-14
636,114
62,513
573,601
1
47.9
38
0
14.1
VTI:33.3%;AAPL:33.3%;QQQ:33.3%
US:69.3;EU:13.6;APAC:9.5;EM:4.1;Other:3.6
Value:-0.1;Growth:+0.9;Quality:+0.2;Size:-0.6;Momentum:-0.2;LowVol:-0.6
ESGOnly;NoDerivatives;NoMargin
8
25
5.9
trailing 8%
96
16.9
Sideways
14.4
4.87
3.3
137
-5
40
41
false
Sell
Trim extended winner -1%
32
14
BrokerC
MKT
100
null
null
Normal monitoring
-40
-53
-52
5
false
Increase defensive factor exposure
P8190
Opportunistic
IRA
USD
2024-12-27
352,699
23,590
329,109
1.12
63.8
17
13.6
5.6
BND:33.3%;MSFT:33.3%;VNQ:33.3%
US:65.0;EU:11.8;APAC:11.2;EM:9.7;Other:2.4
Value:-0.9;Growth:-0.0;Quality:-0.2;Size:+0.3;Momentum:-0.6;LowVol:-0.2
null
6
25
6.3
hard 12%
222
29.5
Bull
15
3.82
3
71
10
41
42
false
Rebalance
Shift +1% to bonds from equity
29
-33
BrokerD
LMT
98
null
null
Normal monitoring
116
-54
106
5
false
Increase defensive factor exposure
P8191
Opportunistic
IRA
USD
2024-12-15
1,579,273
100,465
1,478,808
1
73.5
12
9
5.4
TLT:21.0%;VTI:23.1%;BRK.B:23.1%;HYG:23.1%;MUB:9.7%
US:68.6;EU:7.6;APAC:13.0;EM:7.3;Other:3.5
Value:+0.9;Growth:+0.6;Quality:-0.6;Size:+0.9;Momentum:-0.2;LowVol:+0.3
MaxPos8%
6
25
6.1
trailing 7%
248
23.2
Volatile
20.5
3.87
4.5
176
10
58
61
false
Rebalance
Shift +1% to bonds from equity
17
-29
BrokerA
VWAP
89
null
null
Normal monitoring
0
-58
-32
5
false
Monitor dispersion and breadth
P8192
Hands-off
Taxable
USD
2024-11-10
379,759
16,921
362,838
1
68.7
24.6
0
6.7
GLD:24.4%;AAPL:10.6%;TLT:24.4%;IEF:18.4%;MUB:22.2%
US:62.3;EU:8.9;APAC:11.9;EM:12.3;Other:4.6
Value:+1.0;Growth:+0.3;Quality:-0.6;Size:+0.4;Momentum:+0.8;LowVol:-0.8
ESGOnly;NoDerivatives
10
35
3.2
trailing 10%
160
13.5
Volatile
24.5
4.78
3.8
137
47
84
66
false
Buy
Add to core equity +1%
-5
-33
BrokerC
LMT
85
null
null
Normal monitoring
109
-20
198
4
false
Increase defensive factor exposure
P8193
Active
Trust
USD
2025-03-09
1,086,518
88,774
997,744
1
65.6
21.8
6.8
5.8
HYG:33.3%;AMZN:33.3%;VOO:33.3%
US:64.6;EU:10.5;APAC:13.7;EM:9.2;Other:1.9
Value:+0.5;Growth:-0.4;Quality:-0.6;Size:-0.7;Momentum:+0.9;LowVol:-0.6
MaxPos8%
8
25
4.8
hard 12%
204
18.8
Volatile
24.8
5.44
3.2
126
56
91
59
false
Rebalance
Shift +1% to bonds from equity
5
-27
BrokerA
LMT
100
null
null
Normal monitoring
93
-41
221
4
false
Increase defensive factor exposure
P8194
Cautious
401k
USD
2024-07-16
593,277
47,703
545,574
1
44.9
40.6
0
14.6
AMZN:22.0%;TLT:26.0%;BND:26.0%;BRK.B:26.0%
US:62.7;EU:14.4;APAC:11.7;EM:10.8;Other:0.5
Value:+0.7;Growth:-0.9;Quality:-1.0;Size:+1.0;Momentum:+0.2;LowVol:+0.2
ESGOnly;MaxPos8%;NoMargin
6
30
5.9
trailing 8%
127
17
Volatile
25.2
5.31
3
112
0
36
50
true
Reduce
Cut high-beta by 2-3%, add cash
-6
13
BrokerC
MKT
94
RegimeShift
Hedge
Volatility spike and breadth deterioration
-24
-4
99
5
true
Tax-aware sells next window
P8195
Systematic
Trust
USD
2025-12-07
897,076
78,659
818,417
1
59
26
7.8
7.1
VOO:21.2%;QQQ:21.2%;XLF:20.2%;TSLA:21.2%;AMZN:16.2%
US:62.8;EU:16.6;APAC:7.0;EM:9.1;Other:4.5
Value:-0.1;Growth:-0.2;Quality:+0.3;Size:+0.4;Momentum:+0.8;LowVol:0.0
null
5
25
4.3
hard 12%
217
19.5
Sideways
17.5
4.57
2.8
127
56
66
41
false
Buy
Add to core equity +1%
13
3
BrokerA
LMT
99
null
null
Normal monitoring
43
3
64
5
false
Increase defensive factor exposure
P8196
Hands-off
IRA
USD
2024-08-20
676,495
40,417
636,078
1
63.2
22.8
8.8
5.3
QQQ:12.9%;MUB:20.1%;AAPL:18.1%;TLT:20.2%;VNQ:15.6%;IEF:13.1%
US:64.5;EU:11.4;APAC:15.0;EM:4.5;Other:4.5
Value:-0.2;Growth:-0.4;Quality:-0.1;Size:+0.2;Momentum:-0.8;LowVol:-0.5
ESGOnly
10
35
4.5
trailing 8%
125
17.8
Sideways
20
4.79
3.1
132
11
63
65
false
Hedge
Add TLT +1% as duration hedge
24
-7
BrokerB
MKT
97
null
null
Normal monitoring
100
-36
205
5
false
Within IPS guidelines
P8197
Hands-off
401k
USD
2025-04-30
539,043
39,998
499,045
1
57.2
26.4
10.6
5.8
QQQ:9.7%;MSFT:11.1%;HYG:13.2%;BND:23.2%;XLF:23.2%;VTI:19.6%
US:71.2;EU:5.7;APAC:12.6;EM:6.8;Other:3.7
Value:+0.8;Growth:-0.6;Quality:-0.5;Size:-0.5;Momentum:+0.5;LowVol:+0.7
null
8
30
5.3
trailing 10%
93
17.8
Bull
16.5
4.29
2.2
84
71
89
55
false
Rebalance
Shift +1% to bonds from equity
-9
12
BrokerC
MKT
95
null
null
Normal monitoring
64
-26
180
4
false
Increase defensive factor exposure
P8198
Active
Roth
USD
2024-11-11
918,390
101,204
817,186
1
56.7
30.2
7.6
5.6
BND:21.3%;IEF:16.3%;VTI:19.8%;XLF:21.3%;VNQ:21.3%
US:67.8;EU:15.9;APAC:7.3;EM:6.5;Other:2.5
Value:+0.7;Growth:+0.2;Quality:+0.7;Size:+0.8;Momentum:-0.3;LowVol:+0.8
MaxPos6%
7
35
4.9
hard 12%
230
26.7
Sideways
19.4
3.91
2.2
106
15
67
44
false
Rebalance
Shift +1% to bonds from equity
13
-20
BrokerB
LMT
92
null
null
Normal monitoring
77
-47
84
3
false
Tighten stops on momentum names
P8199
Hands-off
Taxable
USD
2024-11-22
235,404
13,463
221,941
1
62.4
28
3.1
6.5
MUB:21.5%;HYG:17.0%;TLT:12.0%;TSLA:21.7%;MSFT:16.5%;QQQ:11.3%
US:62.6;EU:20.4;APAC:10.2;EM:5.7;Other:1.2
Value:-0.4;Growth:-0.1;Quality:-1.0;Size:-0.3;Momentum:-0.0;LowVol:-0.9
ESGOnly;MaxPos8%
10
30
4.7
trailing 8%
158
14.3
Volatile
30.4
4.82
4.4
164
71
88
80
true
Reduce
Cut high-beta by 2-3%, add cash
4
15
BrokerD
VWAP
90
VAR>budget
TightenStops
Risk above budget threshold
120
-10
129
4
false
Tax-aware sells next window
P8200
Opportunistic
401k
USD
2025-04-28
825,363
58,746
766,617
1
65
21.1
9.1
4.7
XLF:11.9%;AAPL:10.7%;MUB:20.8%;BND:20.8%;QQQ:20.8%;TLT:14.9%
US:67.6;EU:17.1;APAC:7.1;EM:5.9;Other:2.3
Value:+0.2;Growth:-0.1;Quality:-0.1;Size:+0.3;Momentum:+0.2;LowVol:+0.7
NoDerivatives
8
30
6.6
hard 12%
180
32.3
Sideways
21
4.92
3.2
101
47
85
51
false
Sell
Trim extended winner -1%
12
-36
BrokerD
LMT
87
null
null
Normal monitoring
71
-14
186
5
false
Increase defensive factor exposure