client_id
string
persona_style
string
account_type
string
base_currency
string
as_of_date
string
total_equity_usd
int64
cash_usd
int64
invested_usd
int64
leverage_x
float64
allocation_equity_pct
float64
allocation_fixed_income_pct
float64
allocation_alts_pct
float64
allocation_cash_pct
float64
top_positions
string
region_exposure_pct
string
factor_exposure_z
string
constraints
string
max_position_pct
int64
max_sector_pct
int64
drift_tolerance_pct
float64
stoploss_policy
string
risk_budget_var_95_bps
int64
max_drawdown_limit_pct
float64
market_regime
string
vix_level
float64
rates_10y_pct
float64
inflation_yoy_pct
float64
credit_spread_ig_bps
int64
signal_alpha_bps
int64
signal_confidence_1_100
int64
risk_score_1_100
int64
breach_flag
bool
action_proposed
string
action_details
string
expected_impact_alpha_bps
int64
expected_risk_change_bps
int64
execution_venue
string
order_type
string
order_fill_ratio_pct
int64
self_correction_trigger
string
self_correction_action
string
self_correction_reason
string
outcome_after_7d_pnl_bps
int64
outcome_after_7d_var_change_bps
int64
outcome_after_30d_pnl_bps
int64
user_feedback_1_5
int64
advisor_override_flag
bool
notes
string
P8301
Systematic
IRA
USD
2025-08-09
1,925,064
114,849
1,810,215
1
56.1
31.5
4.1
8.3
VTI:24.6%;IEF:24.3%;TSLA:25.5%;HYG:25.5%
US:64.5;EU:8.0;APAC:9.3;EM:12.2;Other:6.0
Value:+0.1;Growth:-0.4;Quality:-0.5;Size:-0.6;Momentum:-0.0;LowVol:+0.2
null
5
35
5.3
trailing 9%
162
27.2
Bull
17.9
3.74
3.4
79
114
100
55
false
Rebalance
Shift +1% to bonds from equity
9
-32
BrokerB
MKT
95
null
null
Normal monitoring
37
-4
103
3
false
Tighten stops on momentum names
P8302
Opportunistic
Taxable
USD
2025-12-19
1,253,390
39,443
1,213,947
1
77.9
10.8
6.7
4.5
BRK.B:8.0%;VOO:22.3%;AAPL:13.7%;XLF:22.3%;VNQ:22.3%;GLD:11.3%
US:61.8;EU:17.1;APAC:8.7;EM:10.8;Other:1.5
Value:+0.9;Growth:-0.2;Quality:+0.3;Size:-0.1;Momentum:-0.0;LowVol:-0.2
MaxPos8%
10
25
5.8
trailing 7%
232
30.4
Bull
13
4.45
3.1
78
40
58
48
false
Sell
Trim extended winner -1%
6
-22
BrokerA
MKT
95
null
null
Normal monitoring
105
5
193
4
false
Increase defensive factor exposure
P8303
Cautious
IRA
USD
2024-10-02
584,797
57,551
527,246
1
51
39.3
0
9.7
MSFT:33.7%;VNQ:32.5%;MUB:33.7%
US:69.7;EU:14.4;APAC:9.6;EM:5.0;Other:1.3
Value:-0.7;Growth:-0.1;Quality:-0.4;Size:+0.8;Momentum:0.0;LowVol:+0.5
MaxPos8%;NoDerivatives;NoMargin
5
25
5
trailing 8%
111
13.7
Bull
17.8
3.98
3.1
104
106
91
41
true
Reduce
Cut high-beta by 2-3%, add cash
-3
-26
BrokerD
MKT
89
VAR>budget
Pause
Risk above budget threshold
91
14
191
5
false
Tax-aware sells next window
P8304
Hands-off
Roth
USD
2025-03-07
160,817
10,620
150,197
1
65.3
25.3
0
9.4
HYG:20.4%;VOO:15.2%;GLD:14.2%;MSFT:20.7%;BND:13.4%;TSLA:16.1%
US:76.0;EU:6.7;APAC:6.5;EM:4.8;Other:6.0
Value:+0.5;Growth:-0.8;Quality:-0.9;Size:-0.5;Momentum:+0.7;LowVol:-0.9
NoDerivatives
7
35
5.1
trailing 10%
119
16.4
Volatile
28.1
4.68
3.2
130
-20
30
79
true
Reduce
Cut high-beta by 2-3%, add cash
9
-7
BrokerA
MKT
95
Drift>tolerance
Hedge
Allocation drift beyond policy bands
-33
-8
0
3
false
Monitor dispersion and breadth
P8305
Hands-off
IRA
USD
2024-10-26
801,001
64,393
736,608
1
60.8
29.6
0
9.5
AAPL:19.1%;VTI:21.3%;BRK.B:21.3%;MSFT:17.0%;AMZN:21.3%
US:70.3;EU:7.8;APAC:11.9;EM:5.1;Other:4.9
Value:+0.4;Growth:-0.4;Quality:-0.2;Size:-0.9;Momentum:+0.9;LowVol:-0.3
ESGOnly
8
30
3.9
trailing 8%
93
14.8
Bull
11.1
3.96
2.2
83
109
100
44
true
Reduce
Cut high-beta by 2-3%, add cash
8
-2
BrokerD
VWAP
93
VAR>budget
TightenStops
Risk above budget threshold
52
15
158
2
false
Monitor dispersion and breadth
P8306
Opportunistic
Taxable
USD
2025-06-14
1,611,766
76,532
1,535,234
1
72.6
19.7
0
7.7
QQQ:33.3%;MSFT:33.3%;XLF:33.3%
US:58.2;EU:20.5;APAC:9.9;EM:8.1;Other:3.3
Value:+0.9;Growth:-0.6;Quality:-1.0;Size:+0.7;Momentum:+0.4;LowVol:-0.1
null
5
30
4.4
trailing 7%
255
30.1
Bull
12.5
4.21
2.8
114
86
100
44
true
Hedge
Buy index puts 1% notional
22
1
BrokerC
MKT
94
Drift>tolerance
Hedge
Allocation drift beyond policy bands
81
-43
140
2
false
Within IPS guidelines
P8307
Systematic
401k
USD
2025-02-19
1,082,378
96,615
985,763
1
56.6
25.2
9.4
8.8
MUB:18.7%;HYG:10.3%;XLF:23.7%;BRK.B:23.7%;VNQ:23.7%
US:65.5;EU:15.5;APAC:7.7;EM:11.0;Other:0.3
Value:+0.7;Growth:-0.6;Quality:+0.1;Size:-0.2;Momentum:-0.2;LowVol:+0.3
null
6
35
5.8
hard 12%
175
26.3
Bull
12.9
4.94
2.6
102
67
86
46
false
Rebalance
Shift +1% to bonds from equity
-9
12
BrokerC
LMT
100
null
null
Normal monitoring
68
18
28
5
false
Tighten stops on momentum names
P8308
Cautious
Taxable
USD
2025-05-30
731,735
89,708
642,027
1
37.7
44.2
1.4
16.7
QQQ:8.9%;VOO:21.4%;TSLA:14.9%;AAPL:20.2%;HYG:21.4%;MSFT:13.2%
US:72.5;EU:7.8;APAC:7.1;EM:8.2;Other:4.4
Value:-0.2;Growth:+0.5;Quality:-0.9;Size:+0.7;Momentum:+0.7;LowVol:-0.7
MaxPos5%;NoDerivatives;NoMargin
7
25
3.7
trailing 8%
160
15
Volatile
22.8
4.2
2.6
124
9
69
54
false
Buy
Add to core equity +1%
3
-5
BrokerA
VWAP
95
null
null
Normal monitoring
104
-15
101
4
false
Tax-aware sells next window
P8309
Opportunistic
401k
USD
2024-11-14
1,306,386
105,028
1,201,358
1.21
69.6
14.9
10.9
4.6
IEF:27.6%;AMZN:27.6%;TSLA:20.6%;MUB:24.2%
US:69.5;EU:18.8;APAC:6.6;EM:4.9;Other:0.2
Value:+0.5;Growth:-0.3;Quality:-0.2;Size:-0.3;Momentum:-0.4;LowVol:+0.1
null
8
35
5.5
trailing 7%
209
26.9
Sideways
16.3
3.92
2.9
105
51
70
55
false
Rebalance
Shift +1% to bonds from equity
11
-28
BrokerB
MKT
97
null
null
Normal monitoring
-54
16
86
3
false
Within IPS guidelines
P8310
Active
401k
USD
2024-12-24
1,875,702
142,007
1,733,695
1
57.5
27.9
5.4
9.1
VOO:34.0%;HYG:31.9%;GLD:34.0%
US:54.6;EU:19.7;APAC:13.3;EM:7.0;Other:5.3
Value:-0.3;Growth:-1.0;Quality:-0.3;Size:+0.4;Momentum:+0.4;LowVol:-0.9
MaxPos8%
8
30
5.7
hard 12%
220
22.9
Bull
16.7
4.88
2.5
108
53
77
56
true
Hedge
Buy index puts 1% notional
20
-21
BrokerC
MKT
92
Drift>tolerance
Pause
Allocation drift beyond policy bands
114
-35
82
3
false
Increase defensive factor exposure
P8311
Opportunistic
401k
USD
2024-07-29
810,038
49,105
760,933
1.07
75.6
10.1
6.4
7.9
MUB:18.7%;BND:23.3%;HYG:11.4%;MSFT:23.3%;QQQ:23.3%
US:63.4;EU:18.7;APAC:6.2;EM:10.6;Other:1.1
Value:-0.5;Growth:+0.4;Quality:-0.7;Size:-0.8;Momentum:+0.9;LowVol:-0.9
MaxPos5%
6
35
6.7
trailing 9%
196
26.8
Bull
12
3.6
2
97
3
48
50
false
NoAction
Within bands; monitor
10
-7
BrokerD
MKT
0
null
null
Normal monitoring
16
7
-19
4
false
Increase defensive factor exposure
P8312
Systematic
Roth
USD
2025-11-25
1,544,901
85,641
1,459,260
1
59.3
21.7
9
10
BRK.B:20.3%;IEF:8.1%;TSLA:19.3%;BND:15.8%;VOO:19.1%;VNQ:17.4%
US:56.1;EU:18.1;APAC:12.0;EM:8.7;Other:5.1
Value:+0.8;Growth:+0.3;Quality:+0.1;Size:+0.7;Momentum:+0.2;LowVol:-0.2
MaxPos6%
10
30
5.6
hard 12%
222
24.9
Volatile
30.1
4.37
2.5
133
-8
36
85
true
Hedge
Buy index puts 1% notional
6
-9
BrokerC
LMT
97
RegimeShift
Reduce
Volatility spike and breadth deterioration
13
-49
113
3
true
Tax-aware sells next window
P8313
Cautious
Roth
USD
2025-02-20
546,523
50,579
495,944
1
39.4
41.5
9.2
10
TLT:33.3%;TSLA:33.3%;IEF:33.3%
US:77.2;EU:7.3;APAC:9.1;EM:6.1;Other:0.3
Value:-0.5;Growth:-0.2;Quality:+0.6;Size:-0.3;Momentum:-0.4;LowVol:-0.7
ESGOnly;NoDerivatives;NoMargin
10
30
6
trailing 8%
165
19
Sideways
14.6
3.51
2.6
98
55
72
22
true
Hedge
Buy index puts 1% notional
32
-28
BrokerB
MKT
91
Drift>tolerance
Reduce
Allocation drift beyond policy bands
-27
-36
40
2
true
Within IPS guidelines
P8314
Active
IRA
USD
2024-09-01
2,158,898
239,711
1,919,187
1.14
57.5
18.4
15.2
8.9
TSLA:16.1%;VOO:28.0%;MSFT:28.0%;BND:28.0%
US:65.1;EU:20.4;APAC:7.0;EM:7.2;Other:0.3
Value:-0.1;Growth:-0.4;Quality:+0.4;Size:+0.2;Momentum:0.0;LowVol:-0.7
null
5
35
5.4
trailing 8%
166
17.5
Bear
31.9
4.32
2.1
131
-87
7
79
true
Reduce
Cut high-beta by 2-3%, add cash
4
-18
BrokerD
LMT
88
VAR>budget
Reduce
Risk above budget threshold
70
-31
44
4
false
Tax-aware sells next window
P8315
Hands-off
401k
USD
2024-09-30
346,082
25,649
320,433
1
56.7
15.9
21.5
5.9
MUB:33.3%;VOO:33.3%;HYG:33.3%
US:68.0;EU:16.6;APAC:5.8;EM:4.8;Other:4.8
Value:+0.9;Growth:-0.4;Quality:-0.6;Size:+0.9;Momentum:+0.2;LowVol:-1.0
MaxPos7%;NoDerivatives
5
35
5.6
trailing 10%
110
19.6
Bull
12.9
3.52
2.6
84
70
72
33
false
Rebalance
Shift +1% to bonds from equity
-15
-8
BrokerC
LMT
88
null
null
Normal monitoring
30
11
11
4
false
Monitor dispersion and breadth
P8316
Cautious
Trust
USD
2025-11-30
312,824
42,127
270,697
1
51.2
37.8
0
11
TSLA:12.6%;VTI:29.1%;MUB:29.1%;GLD:29.1%
US:63.8;EU:15.6;APAC:6.4;EM:10.2;Other:4.0
Value:+0.5;Growth:+0.3;Quality:-0.8;Size:+0.4;Momentum:+0.1;LowVol:-0.5
NoMargin
7
25
5.1
trailing 10%
94
14.7
Volatile
21.7
3.68
2.5
160
-28
35
44
true
Rebalance
Rebalance back to target bands
-11
-27
BrokerA
MKT
95
RegimeShift
Reduce
Volatility spike and breadth deterioration
13
-58
141
5
false
Tax-aware sells next window
P8317
Hands-off
Taxable
USD
2024-10-10
469,500
19,513
449,987
1
69.4
23.5
0
7.1
XLF:25.3%;BND:13.3%;QQQ:25.3%;TLT:11.0%;BRK.B:25.3%
US:70.0;EU:9.5;APAC:5.7;EM:10.6;Other:4.2
Value:+0.9;Growth:-0.7;Quality:+0.5;Size:-0.6;Momentum:+0.7;LowVol:+0.6
ESGOnly;NoDerivatives
6
25
4.9
hard 10%
91
16.5
Volatile
20.9
3.93
2.2
140
5
43
59
false
Sell
Trim extended winner -1%
-2
-30
BrokerB
MKT
86
null
null
Normal monitoring
80
-60
110
3
false
Increase defensive factor exposure
P8318
Cautious
Taxable
USD
2025-01-16
170,968
24,960
146,008
1
42.6
43.9
0
13.5
XLF:28.2%;AAPL:27.1%;AMZN:16.5%;IEF:28.2%
US:66.0;EU:6.7;APAC:17.1;EM:8.3;Other:1.8
Value:+0.7;Growth:-0.5;Quality:+0.8;Size:-0.5;Momentum:-0.5;LowVol:+0.8
MaxPos5%;NoMargin
5
30
5
hard 10%
131
13.5
Bull
13.9
4.86
2.2
83
42
73
25
false
Rebalance
Shift +1% to bonds from equity
33
6
BrokerD
VWAP
93
null
null
Normal monitoring
42
-9
101
3
false
Tighten stops on momentum names
P8319
Active
Taxable
USD
2024-07-26
1,726,692
119,890
1,606,802
1
55
21.5
17.7
5.9
BND:25.9%;XLF:11.6%;HYG:10.8%;MSFT:25.9%;BRK.B:25.9%
US:75.9;EU:8.6;APAC:5.2;EM:8.9;Other:1.4
Value:+0.4;Growth:+0.4;Quality:-1.0;Size:-0.2;Momentum:+1.0;LowVol:-0.5
null
6
25
5.9
trailing 9%
122
16.8
Bull
16.8
3.54
3.2
71
93
87
49
false
NoAction
Within bands; monitor
-15
3
BrokerD
MKT
0
null
null
Normal monitoring
48
-30
126
4
false
Within IPS guidelines
P8320
Hands-off
Trust
USD
2025-01-13
630,919
56,932
573,987
1
67.6
23
0
9.4
TSLA:27.8%;VTI:27.8%;MUB:27.8%;BND:16.6%
US:70.4;EU:14.9;APAC:10.6;EM:3.9;Other:0.3
Value:-0.5;Growth:-0.7;Quality:-0.4;Size:-0.8;Momentum:-0.8;LowVol:+0.4
ESGOnly;MaxPos6%;NoDerivatives
5
30
4.8
hard 10%
168
13.1
Bull
12.7
4.58
2
77
13
45
51
true
Reduce
Cut high-beta by 2-3%, add cash
11
7
BrokerB
LMT
89
VAR>budget
Reduce
Risk above budget threshold
-34
-20
104
2
false
Increase defensive factor exposure
P8321
Hands-off
Trust
USD
2025-01-08
601,069
45,601
555,468
1
67
26
0
7.1
HYG:27.2%;IEF:27.2%;BRK.B:27.2%;AAPL:18.5%
US:64.0;EU:14.1;APAC:7.0;EM:9.5;Other:5.4
Value:-0.3;Growth:+0.8;Quality:-0.5;Size:+0.5;Momentum:+0.8;LowVol:-0.2
null
5
35
3.2
trailing 8%
104
14.9
Bear
22.9
3.82
1.3
157
-22
26
74
true
Hedge
Buy index puts 1% notional
13
-26
BrokerB
LMT
93
Drift>tolerance
Hedge
Allocation drift beyond policy bands
110
1
137
5
false
Increase defensive factor exposure
P8322
Active
IRA
USD
2024-11-09
558,276
51,419
506,857
1
67.7
22.1
1.8
8.4
TLT:20.7%;MUB:22.2%;VNQ:15.0%;QQQ:8.6%;AMZN:22.2%;IEF:11.3%
US:59.4;EU:19.0;APAC:11.9;EM:8.4;Other:1.2
Value:-0.4;Growth:-0.3;Quality:+0.2;Size:+1.0;Momentum:+0.7;LowVol:+0.9
MaxPos6%
8
25
5.3
hard 12%
129
16
Bull
16.7
4.5
3.3
119
107
100
49
false
Rebalance
Shift +1% to bonds from equity
7
7
BrokerB
LMT
100
null
null
Normal monitoring
33
-14
49
3
false
Monitor dispersion and breadth
P8323
Systematic
Roth
USD
2025-11-01
827,312
45,006
782,306
1
59.2
28.3
4.4
8.1
IEF:33.3%;AMZN:33.3%;BRK.B:33.3%
US:59.9;EU:16.9;APAC:9.1;EM:8.8;Other:5.2
Value:-0.3;Growth:+0.3;Quality:0.0;Size:+0.1;Momentum:+0.7;LowVol:+1.0
null
5
30
5.8
trailing 8%
126
26.1
Volatile
31.1
5.2
2.2
120
15
54
70
false
Rebalance
Shift +1% to bonds from equity
12
6
BrokerB
MKT
85
null
null
Normal monitoring
48
-40
78
4
false
Monitor dispersion and breadth
P8324
Cautious
401k
USD
2025-06-17
248,440
33,899
214,541
1
41.4
32.1
14.4
12.1
BRK.B:34.4%;TLT:29.9%;BND:35.7%
US:73.6;EU:6.8;APAC:8.1;EM:8.4;Other:3.1
Value:-0.7;Growth:+0.1;Quality:+0.2;Size:-0.3;Momentum:+0.1;LowVol:-0.8
NoMargin
6
25
3.4
trailing 8%
156
17.7
Sideways
14.9
4
3.1
90
14
58
27
false
Rebalance
Shift +1% to bonds from equity
28
-4
BrokerC
MKT
88
null
null
Normal monitoring
-33
-8
17
4
false
Tighten stops on momentum names
P8325
Hands-off
Roth
USD
2025-06-19
520,360
49,167
471,193
1
58.8
29.8
5.5
5.9
GLD:25.6%;AAPL:25.6%;VTI:12.5%;XLF:25.6%;BND:10.8%
US:70.0;EU:12.8;APAC:7.2;EM:7.6;Other:2.4
Value:+0.6;Growth:+0.3;Quality:+0.4;Size:+0.3;Momentum:-0.5;LowVol:-0.2
ESGOnly
7
25
4.1
trailing 8%
131
13.7
Volatile
30.7
4.27
2
145
47
59
68
false
Rebalance
Shift +1% to bonds from equity
17
-8
BrokerB
VWAP
85
null
null
Normal monitoring
39
7
59
5
false
Monitor dispersion and breadth
P8326
Hands-off
Trust
USD
2025-04-13
736,386
54,545
681,841
1
58.9
21.2
12.1
7.8
MUB:36.8%;BRK.B:36.8%;VOO:26.5%
US:69.2;EU:12.2;APAC:11.1;EM:5.9;Other:1.6
Value:+0.1;Growth:+0.5;Quality:-0.4;Size:-0.5;Momentum:+0.3;LowVol:-0.1
ESGOnly;NoDerivatives
7
30
3.9
trailing 10%
122
17.4
Bull
13.2
3.96
2.6
117
51
87
36
false
Rebalance
Shift +1% to bonds from equity
2
-11
BrokerD
LMT
91
null
null
Normal monitoring
-47
-20
7
3
false
Monitor dispersion and breadth
P8327
Active
Taxable
USD
2025-06-30
1,962,592
201,094
1,761,498
1
59
18.7
17.2
5
AAPL:12.6%;AMZN:21.5%;BRK.B:8.9%;VNQ:19.3%;GLD:16.2%;HYG:21.5%
US:69.8;EU:11.0;APAC:9.7;EM:5.9;Other:3.6
Value:+0.2;Growth:-0.5;Quality:-0.4;Size:-1.0;Momentum:-0.7;LowVol:0.0
null
8
30
5.4
trailing 8%
177
22.1
Bull
11.4
4.77
3.4
119
57
93
45
false
Buy
Add to core equity +1%
12
13
BrokerB
VWAP
89
null
null
Normal monitoring
-39
-31
12
3
false
Within IPS guidelines
P8328
Active
Roth
USD
2025-12-15
1,562,335
110,344
1,451,991
1
61.2
23.2
8.6
7
MSFT:24.8%;HYG:12.9%;AMZN:24.8%;XLF:12.7%;VTI:24.8%
US:59.6;EU:13.8;APAC:12.0;EM:12.8;Other:1.8
Value:+0.9;Growth:-0.6;Quality:+0.5;Size:-0.8;Momentum:+0.8;LowVol:+0.9
NoDerivatives
8
30
4.1
trailing 8%
166
22.6
Volatile
25.3
3.92
4.1
117
46
68
60
false
Rebalance
Shift +1% to bonds from equity
9
-21
BrokerA
LMT
100
null
null
Normal monitoring
118
-15
120
4
false
Monitor dispersion and breadth
P8329
Hands-off
401k
USD
2025-02-28
308,660
14,868
293,792
1
68.4
23.2
0
8.3
VTI:27.6%;TSLA:25.2%;TLT:27.6%;AAPL:19.5%
US:66.0;EU:12.6;APAC:8.7;EM:11.1;Other:1.6
Value:+0.7;Growth:-0.1;Quality:-0.0;Size:-0.8;Momentum:-0.3;LowVol:-0.4
ESGOnly;MaxPos8%;NoDerivatives
5
30
4.2
trailing 8%
159
19.1
Volatile
20.8
5.47
2.3
165
-32
29
53
false
Buy
Add to core equity +1%
34
3
BrokerC
LMT
88
null
null
Normal monitoring
45
-15
120
5
false
Increase defensive factor exposure
P8330
Active
Roth
USD
2025-03-28
2,246,991
252,209
1,994,782
1.13
50.8
27.8
16.4
5
BND:12.0%;MUB:20.6%;BRK.B:25.5%;MSFT:16.4%;VTI:25.5%
US:64.9;EU:15.5;APAC:7.8;EM:8.0;Other:3.7
Value:-0.2;Growth:-0.4;Quality:-0.9;Size:+1.0;Momentum:+0.9;LowVol:-1.0
MaxPos8%
8
25
6
hard 12%
128
22
Sideways
18
3.51
2.5
125
16
60
36
false
Buy
Add to core equity +1%
24
-31
BrokerA
MKT
89
null
null
Normal monitoring
-29
15
-53
3
false
Within IPS guidelines
P8331
Active
Roth
USD
2024-11-16
2,242,800
186,582
2,056,218
1.2
63.1
20.3
9.8
6.8
TSLA:28.9%;HYG:13.2%;VTI:28.9%;MUB:28.9%
US:64.2;EU:20.7;APAC:10.5;EM:4.6;Other:0.1
Value:+0.2;Growth:-0.5;Quality:-0.2;Size:-0.1;Momentum:+0.8;LowVol:-0.6
MaxPos5%
10
30
5.4
trailing 9%
133
25.4
Volatile
28.9
4.5
3.2
159
-2
51
75
true
Hedge
Buy index puts 1% notional
16
-16
BrokerA
VWAP
91
RegimeShift
TightenStops
Volatility spike and breadth deterioration
70
19
109
4
false
Tighten stops on momentum names
P8332
Cautious
Taxable
USD
2025-06-24
420,686
66,463
354,223
1
41.9
34.1
9.7
14.3
GLD:17.2%;HYG:22.1%;AMZN:18.4%;VNQ:20.2%;AAPL:22.1%
US:58.4;EU:19.9;APAC:13.5;EM:4.3;Other:3.9
Value:+0.6;Growth:+0.7;Quality:-0.8;Size:-0.2;Momentum:+0.7;LowVol:-0.9
MaxPos7%;NoMargin
6
35
5.8
trailing 8%
104
16.7
Sideways
20.1
3.77
3.3
117
22
65
46
false
Sell
Trim extended winner -1%
17
-40
BrokerC
LMT
89
null
null
Normal monitoring
114
-49
232
5
false
Tighten stops on momentum names
P8333
Systematic
Trust
USD
2025-10-27
1,680,473
90,321
1,590,152
1
64.8
27.2
0
8
TSLA:33.3%;XLF:33.3%;MSFT:33.3%
US:59.2;EU:16.7;APAC:11.9;EM:11.7;Other:0.6
Value:-1.0;Growth:+0.6;Quality:+0.6;Size:0.0;Momentum:+0.9;LowVol:-0.5
null
8
30
4.4
trailing 9%
197
21.8
Bull
17.3
4.67
3.3
118
57
72
59
false
Sell
Trim extended winner -1%
-2
10
BrokerB
VWAP
87
null
null
Normal monitoring
6
-59
16
5
false
Increase defensive factor exposure
P8334
Systematic
IRA
USD
2024-10-20
1,523,700
134,070
1,389,630
1
67.5
21.5
4.2
6.8
BRK.B:21.0%;MSFT:13.9%;VOO:24.0%;TLT:24.0%;GLD:17.2%
US:59.6;EU:15.4;APAC:12.1;EM:10.2;Other:2.6
Value:-0.8;Growth:+0.4;Quality:-0.4;Size:-0.4;Momentum:+0.9;LowVol:-0.1
MaxPos7%;NoDerivatives
10
25
4.5
trailing 8%
228
22.8
Volatile
20.9
5.41
4.2
112
21
56
55
false
Sell
Trim extended winner -1%
2
-30
BrokerC
LMT
98
null
null
Normal monitoring
43
-19
36
5
false
Monitor dispersion and breadth
P8335
Opportunistic
Taxable
USD
2025-04-22
1,355,351
99,144
1,256,207
1
60.3
19.1
14.3
6.3
AMZN:10.9%;MSFT:20.7%;VOO:8.1%;AAPL:20.3%;QQQ:20.7%;BRK.B:19.4%
US:61.0;EU:17.8;APAC:7.1;EM:9.8;Other:4.3
Value:+0.5;Growth:+0.4;Quality:+0.8;Size:-0.8;Momentum:+0.7;LowVol:+0.4
MaxPos5%
6
25
5.9
trailing 9%
217
30.7
Bull
15.6
4.97
2.7
81
42
76
41
false
Rebalance
Shift +1% to bonds from equity
-11
-12
BrokerB
MKT
92
null
null
Normal monitoring
12
-11
70
5
false
Monitor dispersion and breadth
P8336
Opportunistic
IRA
USD
2025-12-21
1,653,672
96,671
1,557,001
1
65.8
14.6
12.1
7.6
BRK.B:33.3%;VNQ:33.3%;AAPL:33.3%
US:69.6;EU:10.0;APAC:12.3;EM:3.8;Other:4.3
Value:+0.3;Growth:-0.1;Quality:+0.2;Size:+0.9;Momentum:0.0;LowVol:-0.1
MaxPos5%
7
30
6.3
hard 12%
184
31.6
Bull
13.3
4.41
2.1
95
79
100
50
false
Rebalance
Shift +1% to bonds from equity
-11
-4
BrokerC
LMT
96
null
null
Normal monitoring
-27
17
29
5
false
Tax-aware sells next window
P8337
Active
401k
USD
2024-10-28
807,513
75,507
732,006
1
69.2
19.5
5.3
6
GLD:12.0%;TLT:11.8%;HYG:15.7%;IEF:20.7%;XLF:19.1%;AAPL:20.7%
US:61.5;EU:21.2;APAC:10.1;EM:3.3;Other:4.0
Value:+0.7;Growth:-0.1;Quality:+0.8;Size:-0.9;Momentum:-0.8;LowVol:+0.7
null
10
30
4.2
trailing 8%
199
16.8
Bull
11.3
3.72
2.5
106
106
96
51
true
Reduce
Cut high-beta by 2-3%, add cash
8
-3
BrokerB
VWAP
93
RegimeShift
Hedge
Volatility spike and breadth deterioration
80
-51
128
2
false
Tighten stops on momentum names
P8338
Systematic
Roth
USD
2025-03-08
1,777,644
93,741
1,683,903
1
69
25.4
0
5.7
BRK.B:26.2%;AAPL:25.9%;BND:21.7%;XLF:26.2%
US:74.5;EU:11.7;APAC:6.3;EM:6.2;Other:1.2
Value:+0.4;Growth:-0.6;Quality:+0.2;Size:+0.9;Momentum:-0.8;LowVol:+0.6
MaxPos8%
8
30
4.1
trailing 9%
191
19.6
Volatile
21.3
4.65
3.8
150
80
100
54
false
Rebalance
Shift +1% to bonds from equity
16
-30
BrokerA
LMT
92
null
null
Normal monitoring
-17
-54
-21
3
false
Tighten stops on momentum names
P8339
Hands-off
Trust
USD
2025-03-28
579,474
56,008
523,466
1
66.9
17.8
7.2
8.1
AAPL:16.7%;TLT:14.6%;VTI:21.8%;BND:21.8%;HYG:17.4%;GLD:7.6%
US:72.0;EU:10.6;APAC:10.4;EM:2.9;Other:4.2
Value:+0.5;Growth:+0.7;Quality:-0.9;Size:-0.8;Momentum:-0.2;LowVol:+0.7
ESGOnly
8
30
3.9
trailing 8%
125
15.4
Sideways
20.1
4.27
3
134
40
60
51
false
Rebalance
Shift +1% to bonds from equity
34
-8
BrokerD
MKT
99
null
null
Normal monitoring
88
-35
163
5
false
Tax-aware sells next window
P8340
Active
Taxable
USD
2024-10-19
1,443,565
90,800
1,352,765
1.1
67
20.5
3.8
8.7
QQQ:22.1%;MUB:22.1%;VOO:16.2%;TSLA:20.5%;BND:19.0%
US:67.8;EU:13.1;APAC:5.0;EM:10.4;Other:3.6
Value:0.0;Growth:-0.5;Quality:-0.8;Size:+1.0;Momentum:-0.6;LowVol:+0.8
MaxPos7%;NoDerivatives
5
25
4.7
trailing 9%
140
20.9
Sideways
19.6
4.26
2.1
120
34
56
69
false
Buy
Add to core equity +1%
33
0
BrokerB
MKT
85
null
null
Normal monitoring
115
-39
204
3
false
Within IPS guidelines
P8341
Opportunistic
401k
USD
2025-11-16
450,713
31,155
419,558
1
65.9
13.8
14
6.3
VNQ:25.5%;TSLA:25.5%;XLF:25.5%;AMZN:23.4%
US:61.1;EU:17.4;APAC:13.2;EM:6.3;Other:2.1
Value:-0.1;Growth:-0.1;Quality:-0.3;Size:+0.4;Momentum:-0.9;LowVol:-0.6
MaxPos7%
8
25
6.1
trailing 9%
258
25.8
Bear
24.8
3.06
1.2
142
2
62
62
false
Buy
Add to core equity +1%
21
-14
BrokerA
LMT
89
null
null
Normal monitoring
-49
-28
30
5
false
Tighten stops on momentum names
P8342
Hands-off
Trust
USD
2025-06-26
230,291
13,796
216,495
1
62.7
23.6
7
6.8
IEF:19.6%;MSFT:19.3%;TSLA:12.6%;QQQ:8.1%;AAPL:20.4%;TLT:20.1%
US:67.8;EU:19.2;APAC:6.8;EM:4.6;Other:1.6
Value:-0.6;Growth:-0.8;Quality:-0.9;Size:-0.4;Momentum:-0.7;LowVol:-0.8
ESGOnly;MaxPos8%
6
25
5.5
trailing 8%
135
18.3
Bear
26.2
4.04
1.9
198
19
50
60
false
Buy
Add to core equity +1%
0
0
BrokerC
VWAP
97
null
null
Normal monitoring
-42
-17
54
3
false
Within IPS guidelines
P8343
Cautious
Roth
USD
2025-03-02
690,050
104,958
585,092
1
45.3
38
0
16.7
AMZN:29.4%;MSFT:35.3%;HYG:35.3%
US:62.8;EU:17.5;APAC:10.6;EM:4.0;Other:5.1
Value:-0.5;Growth:+0.2;Quality:-0.3;Size:-0.7;Momentum:+0.5;LowVol:+0.7
MaxPos6%;NoMargin
8
30
5.9
trailing 10%
146
13.3
Sideways
17.1
4.54
3.2
131
60
75
46
true
Hedge
Buy index puts 1% notional
1
2
BrokerB
MKT
91
RegimeShift
TightenStops
Volatility spike and breadth deterioration
-5
-39
87
5
false
Within IPS guidelines
P8344
Hands-off
Trust
USD
2024-11-28
406,187
33,320
372,867
1
66.2
26.7
0
7
MUB:21.5%;GLD:12.1%;QQQ:15.6%;BRK.B:25.4%;VTI:25.4%
US:61.2;EU:18.9;APAC:8.3;EM:11.6;Other:0.0
Value:+1.0;Growth:-0.0;Quality:-0.7;Size:+0.9;Momentum:+0.3;LowVol:+0.7
MaxPos8%
10
35
3.1
trailing 8%
165
14
Volatile
27
4.96
3.3
110
-29
28
75
true
Hedge
Buy index puts 1% notional
-10
9
BrokerC
LMT
97
Drift>tolerance
TightenStops
Allocation drift beyond policy bands
-4
2
28
4
false
Tax-aware sells next window
P8345
Cautious
401k
USD
2025-09-24
329,490
45,817
283,673
1
39.4
36
7
17.6
IEF:28.4%;AMZN:28.4%;MUB:14.9%;TSLA:28.4%
US:67.8;EU:8.5;APAC:11.0;EM:12.5;Other:0.2
Value:+0.3;Growth:+0.1;Quality:-0.3;Size:+0.1;Momentum:-0.3;LowVol:-0.8
ESGOnly;MaxPos7%;NoMargin
10
25
5.7
trailing 8%
135
19.4
Bear
30.3
3.75
1.1
168
-67
31
62
false
Sell
Trim extended winner -1%
-2
-21
BrokerB
LMT
97
null
null
Normal monitoring
-40
-19
41
5
false
Increase defensive factor exposure
P8346
Cautious
401k
USD
2025-09-17
787,770
121,749
666,021
1
37.5
33.4
13.4
15.7
TLT:33.3%;TSLA:33.3%;AMZN:33.3%
US:77.1;EU:7.2;APAC:8.1;EM:5.7;Other:1.9
Value:-0.6;Growth:-0.2;Quality:0.0;Size:+0.6;Momentum:+0.7;LowVol:-0.4
ESGOnly;NoMargin
10
35
5.9
trailing 8%
150
15.2
Sideways
20.2
4.3
2.5
115
49
83
48
false
NoAction
Within bands; monitor
24
-13
BrokerB
MKT
0
null
null
Normal monitoring
32
1
151
5
false
Increase defensive factor exposure
P8347
Active
Roth
USD
2024-12-27
803,713
83,983
719,730
1
65.2
29.7
0
5.1
MSFT:25.0%;XLF:25.0%;MUB:25.0%;HYG:25.0%
US:76.7;EU:12.1;APAC:7.0;EM:4.2;Other:0.0
Value:+0.4;Growth:+0.5;Quality:+0.1;Size:-0.0;Momentum:-0.7;LowVol:-1.0
null
8
25
5.1
trailing 9%
165
16.8
Volatile
21.9
4.48
2.1
115
51
63
62
true
Rebalance
Rebalance back to target bands
-15
-8
BrokerB
LMT
95
RegimeShift
Pause
Volatility spike and breadth deterioration
26
-58
163
5
false
Tax-aware sells next window
P8348
Active
Roth
USD
2025-03-17
1,621,938
139,894
1,482,044
1
65.3
28.3
0
6.4
TSLA:33.3%;TLT:33.3%;VOO:33.3%
US:72.7;EU:13.0;APAC:9.6;EM:3.3;Other:1.4
Value:-0.5;Growth:-0.2;Quality:-0.2;Size:+0.3;Momentum:-0.4;LowVol:+0.5
MaxPos5%
7
30
5.3
trailing 8%
203
22
Bull
16
4.25
2.7
80
33
61
50
false
Buy
Add to core equity +1%
4
-28
BrokerB
MKT
96
null
null
Normal monitoring
-18
-12
87
4
false
Within IPS guidelines
P8349
Hands-off
IRA
USD
2024-10-15
314,507
26,089
288,418
1
61.4
25.6
5.1
7.9
XLF:9.0%;GLD:22.1%;TLT:21.8%;BRK.B:14.6%;MSFT:16.8%;VNQ:15.8%
US:68.2;EU:11.5;APAC:9.3;EM:6.5;Other:4.4
Value:-0.6;Growth:-0.2;Quality:+0.2;Size:-0.6;Momentum:-0.5;LowVol:-0.0
ESGOnly
6
30
3.2
trailing 8%
145
12.9
Sideways
17.5
4.8
2.3
115
-8
58
52
true
Reduce
Cut high-beta by 2-3%, add cash
16
-1
BrokerD
VWAP
86
Drift>tolerance
Reduce
Allocation drift beyond policy bands
103
-43
170
3
false
Within IPS guidelines
P8350
Hands-off
IRA
USD
2025-09-01
216,924
12,677
204,247
1
65
15.1
10.2
9.7
VNQ:30.9%;IEF:34.5%;QQQ:34.5%
US:63.7;EU:13.5;APAC:10.3;EM:10.2;Other:2.3
Value:-0.4;Growth:-0.3;Quality:-0.3;Size:-0.4;Momentum:-0.3;LowVol:-0.5
MaxPos5%
7
30
4.6
trailing 8%
166
16.2
Sideways
19.5
3.55
2.1
99
58
86
65
false
Hedge
Add TLT +1% as duration hedge
25
-34
BrokerA
VWAP
97
null
null
Normal monitoring
1
-26
24
5
false
Tax-aware sells next window
P8351
Opportunistic
Taxable
USD
2024-08-22
491,423
18,700
472,723
1
62.3
13.5
18.5
5.7
IEF:21.2%;AMZN:21.2%;BRK.B:20.1%;AAPL:8.4%;HYG:15.5%;MSFT:13.6%
US:77.4;EU:5.4;APAC:10.1;EM:4.3;Other:2.7
Value:+0.1;Growth:+0.8;Quality:-0.4;Size:+0.8;Momentum:-0.5;LowVol:-0.2
MaxPos7%
10
35
4.2
trailing 9%
178
34.4
Bull
14.4
4.2
3.4
113
12
46
48
false
Buy
Add to core equity +1%
3
-24
BrokerD
MKT
97
null
null
Normal monitoring
57
-26
143
3
false
Tighten stops on momentum names
P8352
Hands-off
401k
USD
2025-06-07
884,973
69,681
815,292
1
70.1
17.8
4.2
8
XLF:17.3%;GLD:27.6%;TLT:27.6%;IEF:27.6%
US:70.8;EU:10.2;APAC:6.8;EM:7.5;Other:4.7
Value:-0.6;Growth:0.0;Quality:-1.0;Size:-0.5;Momentum:+0.9;LowVol:-0.3
ESGOnly;NoDerivatives
10
25
5.9
trailing 8%
120
18.9
Bull
15.3
4.43
2.6
87
61
90
44
false
NoAction
Within bands; monitor
13
-20
BrokerB
LMT
87
null
null
Normal monitoring
-21
11
33
3
false
Increase defensive factor exposure
P8353
Opportunistic
Trust
USD
2025-06-03
312,907
24,317
288,590
1
65.4
21.5
6.4
6.7
MSFT:28.5%;MUB:14.6%;AAPL:28.5%;AMZN:28.5%
US:63.8;EU:16.7;APAC:10.0;EM:6.8;Other:2.7
Value:-0.5;Growth:-0.5;Quality:-0.2;Size:-0.5;Momentum:0.0;LowVol:-0.2
null
5
30
4.5
trailing 9%
248
30.2
Bull
14.3
3.97
2.3
110
83
81
54
false
Rebalance
Shift +1% to bonds from equity
9
8
BrokerB
LMT
96
null
null
Normal monitoring
-55
4
75
4
false
Tax-aware sells next window
P8354
Hands-off
401k
USD
2024-12-31
813,386
34,211
779,175
1
58.5
25.1
7.4
8.9
MSFT:33.3%;VTI:33.3%;HYG:33.3%
US:64.8;EU:13.7;APAC:9.7;EM:11.6;Other:0.3
Value:-0.7;Growth:+0.8;Quality:+0.5;Size:+0.9;Momentum:+0.1;LowVol:-0.4
ESGOnly;MaxPos8%
7
35
5.8
hard 10%
139
15.9
Volatile
23.3
3.77
4.3
168
-44
21
62
false
Rebalance
Shift +1% to bonds from equity
29
-11
BrokerB
LMT
87
null
null
Normal monitoring
-38
-23
-21
5
false
Tighten stops on momentum names
P8355
Cautious
Taxable
USD
2025-11-24
795,102
67,132
727,970
1
43.2
36.9
2.6
17.3
MUB:26.0%;BND:21.9%;TLT:26.0%;TSLA:26.0%
US:77.5;EU:8.5;APAC:7.2;EM:3.5;Other:3.3
Value:-0.8;Growth:-0.1;Quality:+0.5;Size:+1.0;Momentum:+0.3;LowVol:+0.4
ESGOnly;NoMargin
10
30
3.4
trailing 8%
121
12.7
Sideways
19.6
3.88
3.3
133
36
70
53
false
NoAction
Within bands; monitor
4
-21
BrokerC
MKT
0
null
null
Normal monitoring
120
-18
149
3
false
Tax-aware sells next window
P8356
Cautious
Roth
USD
2025-06-05
679,048
73,896
605,152
1
37.1
40.4
7.1
15.4
HYG:19.0%;BND:18.0%;QQQ:11.8%;BRK.B:12.5%;AAPL:16.9%;VOO:21.8%
US:71.1;EU:7.6;APAC:5.5;EM:11.1;Other:4.7
Value:-0.1;Growth:+0.3;Quality:-0.9;Size:-0.8;Momentum:+0.3;LowVol:-1.0
ESGOnly;NoMargin
10
25
4.5
trailing 8%
130
14.9
Bull
15
3.9
3.4
92
120
100
30
false
Rebalance
Shift +1% to bonds from equity
-5
-27
BrokerA
MKT
91
null
null
Normal monitoring
24
14
-1
3
false
Monitor dispersion and breadth
P8357
Cautious
IRA
USD
2025-01-21
512,893
56,685
456,208
1
38.8
35.8
12.4
12.9
HYG:31.9%;AMZN:31.9%;IEF:15.8%;BND:20.5%
US:66.3;EU:15.4;APAC:10.9;EM:4.2;Other:3.3
Value:-0.0;Growth:+0.2;Quality:-0.7;Size:-0.4;Momentum:-1.0;LowVol:+0.5
ESGOnly;MaxPos5%;NoMargin
8
35
3
trailing 10%
128
12
Sideways
16.7
4.3
2.8
96
50
80
27
false
Buy
Add to core equity +1%
24
-35
BrokerC
LMT
99
null
null
Normal monitoring
-59
-25
66
3
false
Within IPS guidelines
P8358
Systematic
Taxable
USD
2025-08-09
790,426
47,908
742,518
1
57.2
24.3
13.1
5.4
VTI:23.2%;BRK.B:23.2%;QQQ:16.6%;TSLA:16.8%;IEF:20.2%
US:60.1;EU:17.8;APAC:7.7;EM:10.0;Other:4.5
Value:-0.7;Growth:-0.9;Quality:-0.2;Size:+0.1;Momentum:-0.4;LowVol:-0.5
MaxPos8%
7
35
5.4
trailing 8%
127
26.4
Sideways
16.2
3.99
2.4
129
38
59
47
true
Rebalance
Rebalance back to target bands
-9
-23
BrokerD
LMT
90
Drift>tolerance
Reduce
Allocation drift beyond policy bands
112
-51
158
5
true
Tighten stops on momentum names
P8359
Cautious
Trust
USD
2025-02-28
805,942
75,472
730,470
1
49.9
33.7
0
16.4
TSLA:22.1%;TLT:26.0%;VTI:26.0%;GLD:26.0%
US:71.1;EU:12.2;APAC:5.9;EM:10.6;Other:0.1
Value:+0.3;Growth:+0.3;Quality:+0.5;Size:+0.5;Momentum:+0.2;LowVol:-1.0
ESGOnly;MaxPos8%;NoDerivatives;NoMargin
10
35
5.4
hard 10%
111
17.8
Bull
13
3.91
2.6
79
39
76
45
false
Sell
Trim extended winner -1%
12
-32
BrokerA
MKT
100
null
null
Normal monitoring
-1
-39
26
3
false
Monitor dispersion and breadth
P8360
Hands-off
Trust
USD
2025-02-17
462,448
34,049
428,399
1
66.5
15.4
9.5
8.6
AMZN:25.0%;MSFT:25.0%;AAPL:25.0%;TSLA:25.0%
US:65.6;EU:7.9;APAC:13.0;EM:8.8;Other:4.8
Value:+0.8;Growth:+0.2;Quality:-0.9;Size:-0.3;Momentum:+0.9;LowVol:-0.1
ESGOnly
10
35
4.8
hard 10%
93
12.6
Volatile
31.7
3.68
2.3
161
57
83
92
true
Rebalance
Rebalance back to target bands
-7
9
BrokerD
MKT
92
RegimeShift
TightenStops
Volatility spike and breadth deterioration
-50
0
5
4
false
Increase defensive factor exposure
P8361
Hands-off
Taxable
USD
2024-12-06
890,544
37,020
853,524
1
71.9
20.4
2.7
5.1
QQQ:16.8%;HYG:23.6%;MUB:23.6%;TLT:12.3%;VNQ:23.6%
US:54.3;EU:19.5;APAC:15.5;EM:5.4;Other:5.3
Value:0.0;Growth:+1.0;Quality:-0.5;Size:+1.0;Momentum:+0.2;LowVol:+0.4
ESGOnly;MaxPos8%
5
25
3.9
trailing 8%
90
19.5
Bear
29.9
3.45
1.6
216
-114
7
91
true
Hedge
Buy index puts 1% notional
22
-14
BrokerB
LMT
89
VAR>budget
Pause
Risk above budget threshold
-42
20
-72
2
true
Monitor dispersion and breadth
P8362
Hands-off
Trust
USD
2025-01-20
246,622
23,285
223,337
1
62.8
24.4
4.8
8
AMZN:23.2%;XLF:15.2%;AAPL:22.2%;HYG:23.2%;MUB:16.4%
US:70.8;EU:9.4;APAC:10.6;EM:6.3;Other:2.9
Value:-0.1;Growth:0.0;Quality:-0.4;Size:-0.2;Momentum:+0.3;LowVol:+0.8
null
10
35
5.6
trailing 8%
157
12
Volatile
24.3
4
2.6
178
60
69
72
true
Rebalance
Rebalance back to target bands
26
-10
BrokerD
LMT
98
VAR>budget
Hedge
Risk above budget threshold
99
18
207
3
false
Within IPS guidelines
P8363
Hands-off
IRA
USD
2025-07-19
594,913
24,325
570,588
1
64
18
8.3
9.7
VOO:21.8%;IEF:21.8%;TLT:8.5%;XLF:19.7%;VNQ:13.5%;VTI:14.8%
US:72.6;EU:14.2;APAC:8.9;EM:3.5;Other:0.7
Value:+0.9;Growth:-0.2;Quality:+0.6;Size:+0.9;Momentum:+0.4;LowVol:+0.9
null
10
35
5.9
trailing 8%
106
13.4
Bull
13.4
4.54
3
114
15
62
43
false
Sell
Trim extended winner -1%
-4
-21
BrokerD
MKT
93
null
null
Normal monitoring
-15
-39
118
5
false
Within IPS guidelines
P8364
Opportunistic
Trust
USD
2025-05-05
1,382,230
46,786
1,335,444
1
72.1
20.1
0
7.8
TSLA:26.7%;AMZN:26.7%;AAPL:25.8%;BND:20.8%
US:66.3;EU:9.4;APAC:11.7;EM:9.6;Other:3.1
Value:-0.7;Growth:-0.5;Quality:+0.3;Size:+0.8;Momentum:-0.5;LowVol:+0.3
null
5
25
4.1
trailing 9%
231
34.5
Bull
17.4
4.59
3.3
73
34
67
52
false
Rebalance
Shift +1% to bonds from equity
33
-37
BrokerB
LMT
89
null
null
Normal monitoring
-34
7
11
4
false
Tax-aware sells next window
P8365
Systematic
Trust
USD
2025-01-30
1,584,903
107,969
1,476,934
1
66.4
22.8
3.2
7.5
BND:33.3%;VOO:33.3%;TLT:33.3%
US:65.9;EU:14.5;APAC:5.9;EM:11.9;Other:1.9
Value:+0.3;Growth:+0.6;Quality:-0.2;Size:+0.4;Momentum:+0.1;LowVol:+0.4
MaxPos6%
8
35
4.9
trailing 9%
146
19.8
Bull
14.7
3.87
2.5
78
94
100
43
false
Rebalance
Shift +1% to bonds from equity
11
0
BrokerC
LMT
86
null
null
Normal monitoring
-32
4
43
5
false
Increase defensive factor exposure
P8366
Cautious
IRA
USD
2024-07-07
318,034
41,844
276,190
1
46.7
37.8
0
15.5
AMZN:23.1%;TSLA:17.4%;BRK.B:12.6%;MSFT:10.4%;XLF:23.1%;MUB:13.5%
US:65.1;EU:7.5;APAC:16.7;EM:5.8;Other:4.9
Value:+0.5;Growth:+0.2;Quality:-0.7;Size:-0.0;Momentum:-0.2;LowVol:+0.4
NoMargin
6
35
5.3
trailing 8%
110
18.7
Sideways
18.2
4.41
3
135
37
71
47
false
Buy
Add to core equity +1%
2
6
BrokerC
LMT
88
null
null
Normal monitoring
61
-56
174
3
false
Tax-aware sells next window
P8367
Active
401k
USD
2025-01-27
1,597,524
164,675
1,432,849
1.2
50.3
29.8
10.3
9.5
VTI:25.9%;QQQ:25.9%;AMZN:25.9%;VOO:22.2%
US:59.6;EU:19.6;APAC:9.8;EM:6.2;Other:4.8
Value:-0.3;Growth:-0.8;Quality:+1.0;Size:+0.5;Momentum:-0.1;LowVol:-0.4
NoDerivatives
8
35
4.6
trailing 8%
179
27.6
Bear
31.3
3.26
3
192
-75
27
74
true
Hedge
Buy index puts 1% notional
28
6
BrokerD
MKT
88
RegimeShift
Reduce
Volatility spike and breadth deterioration
-9
1
4
4
false
Within IPS guidelines
P8368
Cautious
401k
USD
2025-07-15
225,801
26,069
199,732
1
48.8
34.3
3.3
13.6
MSFT:33.9%;TLT:33.9%;VNQ:32.2%
US:64.3;EU:21.4;APAC:7.3;EM:5.0;Other:2.0
Value:+0.8;Growth:-0.9;Quality:-0.0;Size:-0.1;Momentum:-0.4;LowVol:+0.1
ESGOnly;MaxPos7%;NoMargin
7
30
4.2
trailing 8%
152
12.5
Bear
24.2
3.78
1
181
-33
42
56
false
NoAction
Within bands; monitor
8
-30
BrokerB
MKT
0
null
null
Normal monitoring
33
-16
122
5
false
Tighten stops on momentum names
P8369
Opportunistic
Trust
USD
2024-11-29
1,616,139
69,300
1,546,839
1
60.9
20.5
11.6
7
TLT:21.5%;GLD:10.8%;VTI:18.8%;BND:18.2%;VOO:9.2%;XLF:21.5%
US:64.2;EU:8.7;APAC:13.5;EM:8.6;Other:5.0
Value:+0.8;Growth:+0.8;Quality:+0.6;Size:+0.2;Momentum:+0.1;LowVol:0.0
MaxPos8%
6
35
5.7
trailing 7%
232
25.8
Bear
26.8
4.33
1.5
187
-62
30
78
true
Rebalance
Rebalance back to target bands
34
-11
BrokerD
LMT
87
RegimeShift
Reduce
Volatility spike and breadth deterioration
29
-46
10
3
false
Tax-aware sells next window
P8370
Active
401k
USD
2025-12-08
1,137,575
82,934
1,054,641
1
68.3
20.3
2
9.5
IEF:33.3%;TLT:33.3%;AAPL:33.3%
US:69.3;EU:12.2;APAC:11.4;EM:4.0;Other:3.0
Value:-0.2;Growth:-0.9;Quality:-0.4;Size:+0.8;Momentum:+0.5;LowVol:-0.8
MaxPos8%
8
25
4.7
hard 12%
159
27.3
Bull
16.7
4.03
2.4
95
64
88
55
false
Buy
Add to core equity +1%
3
-6
BrokerA
LMT
98
null
null
Normal monitoring
4
-16
34
4
false
Increase defensive factor exposure
P8371
Hands-off
IRA
USD
2024-09-13
518,124
34,053
484,071
1
60.7
17.5
15.1
6.6
HYG:11.0%;TSLA:22.8%;VTI:9.9%;TLT:22.8%;QQQ:22.8%;XLF:10.6%
US:66.1;EU:16.0;APAC:9.7;EM:7.9;Other:0.4
Value:-0.2;Growth:+0.7;Quality:-0.6;Size:-0.7;Momentum:-0.4;LowVol:-0.7
MaxPos6%
6
25
3.1
trailing 10%
152
12.8
Volatile
26.4
5.29
3.1
167
3
54
67
false
Rebalance
Shift +1% to bonds from equity
-5
5
BrokerB
MKT
91
null
null
Normal monitoring
-54
15
-45
5
false
Increase defensive factor exposure
P8372
Cautious
Taxable
USD
2025-09-17
690,405
84,815
605,590
1
48.3
35.7
0
16
AAPL:19.0%;GLD:11.5%;VNQ:17.4%;VOO:18.6%;BND:19.9%;MSFT:13.6%
US:65.2;EU:6.6;APAC:15.8;EM:11.8;Other:0.6
Value:+0.4;Growth:-0.3;Quality:+0.3;Size:-0.2;Momentum:+0.8;LowVol:-0.8
ESGOnly;MaxPos6%;NoMargin
8
25
4.6
hard 10%
114
18.3
Bull
16.3
4.23
3.4
98
0
59
42
false
Sell
Trim extended winner -1%
27
-20
BrokerA
LMT
100
null
null
Normal monitoring
-2
-54
-11
5
false
Increase defensive factor exposure
P8373
Active
Taxable
USD
2024-10-01
686,648
66,767
619,881
1
66.7
26.8
0
6.6
IEF:26.0%;AMZN:26.0%;GLD:24.2%;TSLA:23.8%
US:72.2;EU:8.9;APAC:5.7;EM:12.9;Other:0.3
Value:+0.9;Growth:+0.1;Quality:-0.5;Size:+0.9;Momentum:+0.3;LowVol:+0.5
MaxPos8%
6
35
5
trailing 8%
205
17.5
Volatile
21.7
4.68
3.5
175
-44
15
71
true
Hedge
Buy index puts 1% notional
12
-8
BrokerD
MKT
85
VAR>budget
Reduce
Risk above budget threshold
87
-24
149
2
false
Within IPS guidelines
P8374
Systematic
IRA
USD
2025-02-09
408,468
18,434
390,034
1
66.7
23.9
0
9.5
VOO:22.5%;VNQ:24.1%;IEF:14.1%;HYG:15.2%;MUB:24.1%
US:67.4;EU:17.2;APAC:9.6;EM:3.8;Other:2.0
Value:-1.0;Growth:+0.8;Quality:+0.7;Size:+0.5;Momentum:-0.9;LowVol:+0.4
NoDerivatives
10
25
4.4
trailing 9%
172
24
Bull
11.6
4
3.4
70
115
95
33
false
Hedge
Add TLT +1% as duration hedge
-4
-12
BrokerC
LMT
99
null
null
Normal monitoring
71
11
75
4
false
Monitor dispersion and breadth
P8375
Opportunistic
Trust
USD
2025-09-18
805,896
53,893
752,003
1
63.1
12.7
17.3
6.9
AAPL:21.1%;BND:11.8%;HYG:21.1%;BRK.B:20.3%;MSFT:7.5%;TLT:18.2%
US:71.5;EU:12.8;APAC:6.4;EM:7.6;Other:1.8
Value:-0.5;Growth:+0.1;Quality:+0.6;Size:-0.4;Momentum:-0.4;LowVol:-0.1
MaxPos8%
6
35
4.1
trailing 9%
198
29.1
Volatile
23.9
5.17
2.9
142
22
67
63
true
Hedge
Buy index puts 1% notional
31
10
BrokerD
MKT
97
RegimeShift
Hedge
Volatility spike and breadth deterioration
-54
10
85
3
false
Tighten stops on momentum names
P8376
Cautious
Trust
USD
2025-10-25
583,491
81,673
501,818
1
46.9
33.4
2.2
17.6
BND:7.6%;VTI:22.8%;XLF:14.1%;TSLA:9.9%;AAPL:22.8%;GLD:22.8%
US:56.8;EU:13.4;APAC:15.5;EM:10.7;Other:3.6
Value:+0.4;Growth:-0.9;Quality:-0.6;Size:-0.4;Momentum:-0.8;LowVol:+0.1
NoMargin
8
30
5.2
hard 10%
94
12.4
Bull
13.9
4.46
3
83
16
57
38
false
Rebalance
Shift +1% to bonds from equity
29
-25
BrokerD
LMT
97
null
null
Normal monitoring
-27
-28
-11
3
false
Increase defensive factor exposure
P8377
Opportunistic
IRA
USD
2024-08-29
1,172,803
69,871
1,102,932
1
75
10.9
7.8
6.2
GLD:22.6%;QQQ:22.6%;TSLA:19.6%;MSFT:12.4%;IEF:22.6%
US:70.2;EU:13.9;APAC:8.2;EM:4.7;Other:3.0
Value:+0.9;Growth:-0.1;Quality:-0.7;Size:-0.2;Momentum:-1.0;LowVol:+0.2
NoDerivatives
8
25
6.7
hard 12%
264
33.4
Volatile
20.3
4.24
4.4
119
-43
16
67
true
Reduce
Cut high-beta by 2-3%, add cash
26
-23
BrokerD
MKT
92
Drift>tolerance
Hedge
Allocation drift beyond policy bands
-28
16
87
3
false
Increase defensive factor exposure
P8378
Hands-off
401k
USD
2024-10-31
871,981
49,555
822,426
1
70.2
20.2
0
9.6
AAPL:33.3%;IEF:33.3%;AMZN:33.3%
US:71.6;EU:13.4;APAC:6.5;EM:4.7;Other:3.9
Value:-0.6;Growth:-0.1;Quality:+0.4;Size:-0.9;Momentum:-0.9;LowVol:+0.2
ESGOnly
5
35
3.4
trailing 8%
131
15.9
Bull
13.5
3.74
2.9
72
67
84
50
false
Sell
Trim extended winner -1%
10
10
BrokerC
VWAP
97
null
null
Normal monitoring
-19
-54
96
5
false
Tighten stops on momentum names
P8379
Hands-off
Roth
USD
2024-08-11
313,604
19,593
294,011
1
69.5
25.1
0
5.4
MUB:7.7%;TLT:12.9%;BND:13.1%;MSFT:22.5%;VTI:21.4%;AMZN:22.5%
US:69.2;EU:13.2;APAC:9.1;EM:7.5;Other:1.0
Value:-0.3;Growth:+0.6;Quality:+0.1;Size:+0.2;Momentum:+0.9;LowVol:-0.6
ESGOnly;NoDerivatives
5
30
3.6
trailing 8%
98
14.9
Sideways
18.7
3.61
3
128
19
71
58
false
Sell
Trim extended winner -1%
-14
-13
BrokerB
MKT
95
null
null
Normal monitoring
61
3
44
4
false
Monitor dispersion and breadth
P8380
Active
IRA
USD
2025-12-18
1,441,008
88,064
1,352,944
1
66.9
22.9
0.7
9.5
VTI:27.1%;HYG:27.1%;AMZN:18.6%;VOO:27.1%
US:62.8;EU:11.9;APAC:9.9;EM:12.4;Other:2.9
Value:+0.9;Growth:+0.8;Quality:+0.4;Size:-0.8;Momentum:-0.3;LowVol:-0.8
MaxPos7%
10
35
5.6
hard 12%
205
22.6
Volatile
29.9
4.5
2.1
175
78
97
84
true
Reduce
Cut high-beta by 2-3%, add cash
-15
-29
BrokerD
LMT
93
Drift>tolerance
Reduce
Allocation drift beyond policy bands
20
-24
115
3
true
Monitor dispersion and breadth
P8381
Systematic
Taxable
USD
2025-09-08
603,702
24,170
579,532
1
63.1
22.6
9.2
5
GLD:34.9%;XLF:30.2%;IEF:34.9%
US:69.7;EU:18.1;APAC:7.6;EM:4.3;Other:0.3
Value:+0.6;Growth:+0.2;Quality:+0.7;Size:+0.4;Momentum:-1.0;LowVol:-1.0
MaxPos5%
5
30
4.5
trailing 9%
197
17
Bear
24.9
4.1
2.9
202
-57
12
63
false
Sell
Trim extended winner -1%
3
-16
BrokerB
LMT
94
null
null
Normal monitoring
88
-26
119
4
false
Monitor dispersion and breadth
P8382
Opportunistic
Taxable
USD
2025-05-30
1,356,942
75,791
1,281,151
1
76.3
19.2
0
4.5
HYG:24.7%;TLT:25.1%;TSLA:25.1%;AAPL:25.1%
US:60.7;EU:11.6;APAC:11.6;EM:13.9;Other:2.2
Value:-0.9;Growth:-0.1;Quality:+0.2;Size:-0.8;Momentum:-0.5;LowVol:0.0
null
7
35
6.5
trailing 9%
190
30.8
Sideways
20
4.73
3
115
27
72
55
false
Rebalance
Shift +1% to bonds from equity
34
6
BrokerB
MKT
89
null
null
Normal monitoring
3
5
122
4
false
Monitor dispersion and breadth
P8383
Active
Roth
USD
2025-11-17
546,790
63,649
483,141
1.07
65
26.2
0
8.8
BRK.B:8.5%;VTI:13.4%;BND:19.9%;MSFT:17.3%;IEF:21.2%;TLT:19.7%
US:59.1;EU:10.1;APAC:16.4;EM:14.1;Other:0.2
Value:+0.8;Growth:+0.5;Quality:+0.5;Size:-0.7;Momentum:-0.6;LowVol:+0.4
null
5
25
5.7
trailing 8%
139
16.5
Bear
33.3
3.24
2.2
204
-74
26
88
true
Hedge
Buy index puts 1% notional
-8
-25
BrokerA
MKT
90
VAR>budget
Reduce
Risk above budget threshold
37
-42
83
3
false
Tighten stops on momentum names
P8384
Cautious
Roth
USD
2025-01-23
491,168
74,987
416,181
1
35.2
31.4
15.6
17.8
BND:25.4%;MUB:37.3%;GLD:37.3%
US:62.3;EU:18.8;APAC:9.0;EM:7.5;Other:2.5
Value:-0.7;Growth:+0.2;Quality:-0.4;Size:+0.9;Momentum:+0.8;LowVol:-0.6
ESGOnly;NoMargin
6
30
5
trailing 8%
129
16.7
Volatile
22.2
4.02
4
110
-24
45
49
false
Rebalance
Shift +1% to bonds from equity
30
-22
BrokerB
LMT
89
null
null
Normal monitoring
-12
-51
-21
3
false
Tax-aware sells next window
P8385
Opportunistic
401k
USD
2025-06-09
978,883
33,052
945,831
1
61.2
13.8
19
6
VTI:33.3%;IEF:33.3%;QQQ:33.3%
US:67.0;EU:8.1;APAC:11.0;EM:13.4;Other:0.4
Value:+0.6;Growth:-0.4;Quality:-0.5;Size:-0.8;Momentum:+1.0;LowVol:+0.2
null
10
35
4.4
hard 12%
273
22.7
Bear
23.8
4.29
1.5
181
28
73
60
false
NoAction
Within bands; monitor
-15
-1
BrokerA
VWAP
87
null
null
Normal monitoring
66
-20
164
4
false
Within IPS guidelines
P8386
Hands-off
IRA
USD
2025-01-05
497,761
23,214
474,547
1
63.9
26.7
0
9.4
IEF:33.3%;HYG:33.3%;XLF:33.3%
US:79.0;EU:7.0;APAC:8.0;EM:3.8;Other:2.2
Value:-0.0;Growth:-0.5;Quality:+0.4;Size:+0.6;Momentum:+0.6;LowVol:-0.0
null
7
30
5.9
trailing 10%
120
19
Sideways
16
4.82
3.4
103
38
62
50
false
Hedge
Add TLT +1% as duration hedge
-13
-16
BrokerB
MKT
96
null
null
Normal monitoring
113
9
168
5
false
Monitor dispersion and breadth
P8387
Active
Roth
USD
2024-12-23
2,394,980
258,433
2,136,547
1.19
65.8
19.6
4.8
9.9
VOO:21.9%;HYG:17.9%;GLD:10.9%;IEF:9.8%;AAPL:17.6%;MSFT:21.9%
US:74.0;EU:8.3;APAC:6.9;EM:10.1;Other:0.8
Value:+0.9;Growth:-0.9;Quality:+0.4;Size:+0.7;Momentum:+0.7;LowVol:+0.4
MaxPos6%
8
35
5.9
hard 12%
206
27.2
Bull
17.8
4.68
2.7
70
15
65
55
false
Sell
Trim extended winner -1%
-2
-8
BrokerB
LMT
98
null
null
Normal monitoring
12
-6
129
4
false
Monitor dispersion and breadth
P8388
Cautious
401k
USD
2024-08-29
841,795
91,272
750,523
1
51.4
35.7
0
12.9
BND:33.3%;MSFT:33.3%;GLD:33.3%
US:69.3;EU:10.6;APAC:6.2;EM:10.2;Other:3.6
Value:-0.6;Growth:-0.4;Quality:-0.6;Size:-0.7;Momentum:-1.0;LowVol:-0.5
ESGOnly;NoMargin
7
35
4.6
trailing 10%
143
19.5
Sideways
21.7
4
2.8
136
4
44
59
false
Buy
Add to core equity +1%
1
-11
BrokerD
LMT
89
null
null
Normal monitoring
-18
-31
81
5
false
Within IPS guidelines
P8389
Cautious
Trust
USD
2024-10-17
441,671
58,182
383,489
1
46.7
41.2
0.9
11.2
MSFT:24.5%;VNQ:12.1%;TLT:18.2%;VTI:23.1%;GLD:22.0%
US:65.8;EU:11.4;APAC:7.6;EM:12.2;Other:3.0
Value:+0.1;Growth:+0.2;Quality:-0.6;Size:+0.5;Momentum:+0.1;LowVol:+0.9
ESGOnly;MaxPos6%;NoMargin
8
35
4.5
trailing 10%
105
18.1
Bull
13.4
4.58
2.7
83
13
64
37
false
Hedge
Add TLT +1% as duration hedge
20
10
BrokerB
VWAP
95
null
null
Normal monitoring
15
-8
117
4
false
Increase defensive factor exposure
P8390
Cautious
Trust
USD
2025-01-17
812,162
97,923
714,239
1
51.4
35.9
2.4
10.3
BRK.B:10.0%;GLD:12.3%;XLF:21.7%;VNQ:21.3%;TSLA:21.7%;AMZN:13.1%
US:63.1;EU:14.9;APAC:10.7;EM:6.1;Other:5.3
Value:+0.7;Growth:+0.4;Quality:-0.7;Size:+1.0;Momentum:-0.5;LowVol:-0.7
NoMargin
8
30
5.4
trailing 8%
112
16.8
Bear
27.2
3.79
1.3
151
-11
41
62
false
Hedge
Add TLT +1% as duration hedge
17
-8
BrokerC
VWAP
97
null
null
Normal monitoring
85
-26
132
5
false
Within IPS guidelines
P8391
Hands-off
401k
USD
2025-05-21
896,179
65,330
830,849
1
61.2
24.5
6.9
7.4
IEF:27.0%;BRK.B:27.0%;AAPL:18.9%;VOO:27.0%
US:68.9;EU:13.1;APAC:7.6;EM:4.9;Other:5.5
Value:-0.5;Growth:-0.4;Quality:-0.1;Size:+0.4;Momentum:+0.6;LowVol:+0.7
NoDerivatives
5
35
5.2
trailing 10%
159
15.8
Bull
15.4
4.94
2.2
88
67
81
51
false
Rebalance
Shift +1% to bonds from equity
9
13
BrokerC
MKT
87
null
null
Normal monitoring
63
-28
191
5
false
Tighten stops on momentum names
P8392
Active
Taxable
USD
2025-07-20
774,756
90,008
684,748
1
57.7
29.2
4
9.1
VTI:25.6%;TSLA:25.6%;IEF:25.6%;VOO:23.2%
US:67.9;EU:14.6;APAC:9.4;EM:3.9;Other:4.3
Value:-0.0;Growth:-0.5;Quality:-0.3;Size:-0.7;Momentum:-0.3;LowVol:-0.3
MaxPos8%;NoDerivatives
8
30
5.8
hard 12%
219
18
Volatile
25.5
4.31
3.6
151
60
69
65
true
Hedge
Buy index puts 1% notional
-4
-2
BrokerD
MKT
90
RegimeShift
Hedge
Volatility spike and breadth deterioration
60
-49
161
2
false
Monitor dispersion and breadth
P8393
Opportunistic
401k
USD
2025-06-18
1,395,861
64,002
1,331,859
1
63
17.9
10.6
8.5
AAPL:25.6%;MUB:25.6%;HYG:23.1%;GLD:25.6%
US:62.0;EU:19.2;APAC:10.9;EM:6.9;Other:1.0
Value:+0.7;Growth:+0.2;Quality:+0.5;Size:-0.3;Momentum:-0.4;LowVol:-0.8
NoDerivatives
7
25
5.5
hard 12%
243
24.8
Sideways
15.6
4.76
2.6
110
37
73
49
false
Buy
Add to core equity +1%
16
6
BrokerC
LMT
87
null
null
Normal monitoring
45
-11
79
5
false
Within IPS guidelines
P8394
Cautious
Taxable
USD
2025-09-22
543,082
61,690
481,392
1
37.5
42.6
8.3
11.6
XLF:33.3%;VNQ:33.3%;TSLA:33.3%
US:68.2;EU:8.6;APAC:11.9;EM:5.5;Other:5.8
Value:-0.3;Growth:+0.9;Quality:+0.4;Size:-0.7;Momentum:+0.2;LowVol:+0.3
MaxPos5%;NoMargin
6
35
5.5
trailing 8%
127
15.4
Volatile
21.1
3.54
3.1
115
72
84
51
true
Hedge
Buy index puts 1% notional
33
-37
BrokerB
VWAP
90
Drift>tolerance
Reduce
Allocation drift beyond policy bands
115
6
201
5
false
Increase defensive factor exposure
P8395
Cautious
Trust
USD
2024-09-10
554,294
61,409
492,885
1
37.7
31.5
13.3
17.6
QQQ:33.3%;TLT:33.3%;AAPL:33.3%
US:71.9;EU:13.0;APAC:9.3;EM:4.5;Other:1.3
Value:+0.2;Growth:+0.6;Quality:-0.4;Size:0.0;Momentum:-0.9;LowVol:0.0
ESGOnly;NoDerivatives;NoMargin
5
35
4
trailing 8%
152
17
Bull
14.5
4.07
2
87
36
58
39
false
Buy
Add to core equity +1%
-12
-22
BrokerC
MKT
92
null
null
Normal monitoring
16
1
22
3
false
Increase defensive factor exposure
P8396
Opportunistic
401k
USD
2024-07-07
1,438,380
63,695
1,374,685
1
70.4
17
5.6
7
GLD:13.1%;BND:21.8%;HYG:16.8%;VNQ:16.2%;TLT:21.8%;BRK.B:10.3%
US:56.5;EU:16.5;APAC:11.8;EM:10.7;Other:4.5
Value:-0.1;Growth:+0.3;Quality:-0.3;Size:+1.0;Momentum:-0.9;LowVol:-0.5
NoDerivatives
7
35
4.4
hard 12%
268
28.6
Volatile
24.2
4.4
2.8
123
-1
47
71
true
Hedge
Buy index puts 1% notional
-7
-27
BrokerD
LMT
99
RegimeShift
Hedge
Volatility spike and breadth deterioration
10
-52
50
3
false
Monitor dispersion and breadth
P8397
Active
IRA
USD
2025-08-20
1,105,711
75,875
1,029,836
1
50.7
23.5
17.4
8.4
TSLA:22.9%;VOO:14.6%;BND:24.1%;XLF:24.1%;BRK.B:14.4%
US:59.6;EU:12.5;APAC:14.2;EM:10.1;Other:3.6
Value:+0.1;Growth:+0.9;Quality:+0.5;Size:+0.9;Momentum:+0.4;LowVol:+0.3
MaxPos8%
8
35
5
trailing 9%
127
28
Sideways
15.8
3.95
2.3
96
-29
37
34
false
Buy
Add to core equity +1%
25
-34
BrokerB
MKT
95
null
null
Normal monitoring
93
-41
66
5
false
Within IPS guidelines
P8398
Cautious
Roth
USD
2025-12-24
683,843
102,113
581,730
1
44.4
44.6
0.8
10.2
MSFT:19.3%;IEF:15.3%;AAPL:12.0%;TLT:20.8%;BND:20.8%;GLD:11.9%
US:68.2;EU:7.2;APAC:11.9;EM:10.6;Other:2.1
Value:+0.4;Growth:-0.8;Quality:+0.7;Size:+0.1;Momentum:-0.5;LowVol:+0.6
MaxPos8%;NoMargin
10
25
3.7
hard 10%
158
18.6
Volatile
30.7
4.39
4.5
116
-46
27
64
true
Rebalance
Rebalance back to target bands
-15
-23
BrokerD
LMT
87
VAR>budget
Hedge
Risk above budget threshold
48
-14
32
2
true
Within IPS guidelines
P8399
Cautious
Taxable
USD
2024-10-30
841,421
74,805
766,616
1
35.1
43.2
3.9
17.9
QQQ:22.3%;TLT:20.5%;VOO:16.5%;AAPL:10.3%;MSFT:22.3%;TSLA:8.0%
US:67.5;EU:9.0;APAC:9.9;EM:8.5;Other:5.0
Value:+0.1;Growth:+1.0;Quality:-0.5;Size:-0.7;Momentum:+0.8;LowVol:-0.0
ESGOnly;NoDerivatives;NoMargin
5
25
5.5
trailing 8%
129
14.1
Bull
17.8
4.19
3.4
119
35
62
28
false
Sell
Trim extended winner -1%
20
-12
BrokerA
MKT
97
null
null
Normal monitoring
60
-57
57
3
false
Tax-aware sells next window
P8400
Systematic
401k
USD
2025-08-24
1,536,821
103,686
1,433,135
1
63.6
23.7
7
5.7
IEF:21.7%;TSLA:21.7%;BRK.B:14.8%;VTI:19.6%;HYG:7.7%;VOO:14.5%
US:68.8;EU:6.8;APAC:16.0;EM:8.3;Other:0.2
Value:+1.0;Growth:-0.5;Quality:-0.7;Size:+0.6;Momentum:+0.7;LowVol:-0.7
NoDerivatives
5
30
5.1
trailing 8%
184
19.7
Bull
16.4
3.78
3.1
77
101
87
45
true
Hedge
Buy index puts 1% notional
16
-33
BrokerC
MKT
95
VAR>budget
TightenStops
Risk above budget threshold
-58
-56
64
3
false
Tax-aware sells next window