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Biden Reveals Plans For COVID-19 Vaccination Campaign
AILSA CHANG, HOST:
One hundred million COVID-19 vaccinations in 100 days - that is President-elect Biden's goal as soon as he gets sworn in next week.
(SOUNDBITE OF ARCHIVED RECORDING)
JOE BIDEN: I'm convinced we can get it done. And this is a time to set big goals, to pursue them with courage and conviction because the health of the nation is literally at stake.
CHANG: That is Biden speaking today in Wilmington, Del., laying out his COVID-19 vaccination plan. And joining us now to talk about that plan is NPR's Selena Simmons-Duffin. Hey, Selena.
SELENA SIMMONS-DUFFIN, BYLINE: Hi, Ailsa.
CHANG: All right. So just give us the broad brushstrokes of what Biden laid out today.
SIMMONS-DUFFIN: Well, he released a detailed plan. It's about four pages long, and it has several big principles. Here is how he laid those out in his speech this afternoon.
(SOUNDBITE OF ARCHIVED RECORDING)
BIDEN: Our plan is as clear as it is bold. Get more people vaccinated for free. Create more places for them to get vaccinated. Mobilize more medical teams to get the shots in people's arms. Increase supply, and get it out the door as soon as possible.
SIMMONS-DUFFIN: A few details that stood out - he said FEMA would help set up 100 mass vaccination sites in his first month in office, and he mentioned the Defense Production Act. He said companies that could ramp up making supplies like tubes and syringes and protective equipment had already been identified. He said his administration would, quote, "manage the hell out of this operation." He pledged transparency. And he had some notes of caution that there would be stumbles along the way, and it would take a while before the effect of these initiatives would become apparent. There are still rough days of this pandemic ahead of us.
CHANG: Absolutely. Well, you were on the show on Tuesday, laying out some last-minute changes the Trump administration was making to the vaccine rollout. What is Biden planning to do with those ideas?
SIMMONS-DUFFIN: Well, he's following through with a lot of them, actually. Secretary of Health and Human Services Alex Azar said their administration was urging states to expand eligibility to people age 65 and older, get pharmacies engaged and get mass vaccination sites launched and that they would be releasing second doses that had been kept in reserve. All of those things are here in Biden's plan, more or less. One difference is the Trump administration urged states to open things up to 100 million people with underlying conditions. Biden makes no mention of that at this point. He puts a new emphasis on essential workers like grocery store staff and teachers and transportation workers.
CHANG: So a lot of those ideas are being carried over. Does this represent a dramatic change to the current vaccination program?
SIMMONS-DUFFIN: Right. So even though the - Biden called the rollout thus far a dismal failure, the plan kind of seems like Operation Warp Speed with a twist. Biden officials say they'll be scrapping that name, by the way. But they are keeping one of the heads of the effort, Army General Gus Perna, and some of the policies, just with more federal funding and involvement. It could be that public health officials will be relieved there's some continuity here. They're kind of midstream, and a totally new approach might be disruptive.
CHANG: I can imagine. OK, well, let's go back to the reserve supply of the second doses that you mentioned was going to be released next week. Today there were reports that the reserve had actually already been used up. What's going on there?
SIMMONS-DUFFIN: Yeah, that's right. The Washington Post first reported - and NPR confirmed - that the federal government started sending out its reserve of second doses at the end of last year. So some governors who were expecting a windfall of extra doses next week - because a stockpile of second doses was supposedly now up for grabs - said that they were shocked to find no such windfall was coming, that the reserve had already been sent out. And it makes Secretary Azar's announcement kind of seem either misinformed or disingenuous. I also think that the public has this feeling of being on edge of scarcity. When will it be my turn? Will doses run out? Biden did not address this whole situation directly in his remarks, but he did say the ambiguity for states and cities about how much vaccine they're getting would end when he's in office.
CHANG: That is NPR's Selena Simmons-Duffin. Thank you, Selena.
SIMMONS-DUFFIN: Thanks, Ailsa.
NPR transcripts are created on a rush deadline by an NPR contractor. This text may not be in its final form and may be updated or revised in the future. Accuracy and availability may vary. The authoritative record of NPR’s programming is the audio record. | <urn:uuid:2c35bd2b-5f8f-4aec-9ee5-eb242c94dd27> | CC-MAIN-2022-33 | https://www.npr.org/2021/01/15/957371269/biden-reveals-plans-for-covid-19-vaccination-campaign?ft=nprml&f=957371269 | s3://commoncrawl/crawl-data/CC-MAIN-2022-33/segments/1659882571536.89/warc/CC-MAIN-20220811224716-20220812014716-00272.warc.gz | en | 0.974319 | 1,104 | 1.570313 | 2 |
Keep it simple like Southwest Airlines for your business success
It doesn’t matter what industry you are in, or how fierce your competition or turbulent the environment, your business can still survive, succeed, beat the competition and even grow and become dominant.
This can all be achieved when you have one goal and you make it your primary focus – focusing all of your energy, the energy of your team and the energy of your business on achieving it.
From little acorns grow the mighty oak – this might sound cheesy, but Southwest Airlines are a great example of where this actually happened!
Southwest Airlines’ slogan is ‘low fares, nothing to hide’.
They are the only airline to have consistently grown year-on-year for the past 30 years.
Their one main thing is simple – ‘profitable, low-cost, no-frills air-travel’.
Howard Putnam, CEO of Southwest Airlines, keeps it simple:
‘2-hour segments, 737 aircrafts, 10-minute turnarounds, no air freight, no cargo, no food service, no seat selection – just low fares.’
He is specific, methodical and consistent about his one main thing – profitable, low-cost air travel.
Their one main thing has been instrumental in delivering 30 years of profitable trading.
“Southwest Airlines, for example, demanded of itself a profit every year, even when the entire industry lost money.”
Jim Collins, in his book Great by Choice
Southwest made profits even during the chaos of the OPEC oil crisis in the 1970s and the turmoil that followed the 9/11 tragedies in 2001. They made money whilst other airlines collapsed, lost money or had to let staff go.
Their focus on a set of durable operating practices created a replicable and consistent success formula which brilliantly demonstrates fanatical discipline.
Click here to discover how focusing on one main thing - keeping it simple, making it all you do, being obsessed, being fanatical - can work for your business too. | <urn:uuid:f5c34da1-8f47-4b17-8f19-b9011255b939> | CC-MAIN-2022-33 | https://lmca.yournextsteps.online/2021/06/14/keep-it-simple-like-southwest-airlines-for-your-business-success/ | s3://commoncrawl/crawl-data/CC-MAIN-2022-33/segments/1659882571536.89/warc/CC-MAIN-20220811224716-20220812014716-00272.warc.gz | en | 0.935481 | 426 | 1.554688 | 2 |
Relating to dimension, herb backyard design and vegetable garden design can be fairly assorted. It’s simpler to keep and preserve a large vegetable garden since, not like a herb backyard, vegetables allow for a simple routine of watering, fertilizing, and harvesting to maintain them in prime form.
The choice of hardscape materials and plant species outline the mood of a garden. By using reclaimed Cotswold stone in the walls and reclaimed limestone paving, this backyard is imbued with the same sense of permanence that embodies the home Nonetheless, the modern thought of a ‘sense of journey’ is created by offering glimpses of what’s forward or around the next corner. So the customer is tempted to continue exploring the farthest corners of the property.
Gardening can burn as much as 300 calories an hour.
A entrance door little steps home windows etc will be introduced or made to suit the scale of your gnomes and stuck onto the tree trunk. The entrance door of the gnome house needs to be the identical dimension as your gnomes so it seems to be more believable that they actually reside within the tree. Add a number of home kind items corresponding to a door handle, letterbox, a doormat and spherical window frames with curtains. You might even add slightly wood staircase winding up the side of the tree trunk that leads to another door higher up the tree.
Any backyard can profit from having a paved space. This is generally the place to begin as it is the place purchasers will spend most of their time. It might serve as an out of doors eating area with a table and chairs, a barbeque or possibly some nice fashionable furniture for a more modern solution. Whether you choose a extra upmarket stone like travertine or sawn sandstone or a less expensive resolution like indian sandstone or imitation cement slabs, this space is at all times my starting point.
Gardening can burn as much as 300 energy an hour.
Younger trendy designers could also be like pink rags to conventional gardeners, however loads of their output seen at famous flower shows provides a brand new slant on garden format. Fashionable garden designs tend to observe the developments of inside decoration – so paint-impact pots, trompe l’oeil and murals on walls, colourful sheds and seats and loud, subtropical-look plants all have their place.
However, if you need the satisfaction of doing it all your self, here are my high suggestions for designing the backyard of your desires. Regular upkeep is then the key to making sure your dream garden doesn’t change into a nightmare doing a bit of bit usually is significantly better than doing lots not often. It additionally helps you connect with your backyard and you may enjoy it even more.
If in case you have a heavy clay soil which you find difficult to work then a raised bed remedies this by allowing you to start from scratch, you may even start with placing a layer of enormous stones, broken bricks, tiles or any building rubble laying round as a bottom drainage layer then topping off with soil. | <urn:uuid:acf545e5-a5a3-4133-8ed6-ecc6439e022b> | CC-MAIN-2022-33 | https://wallpaperdev.com/the-secret-of-elegance-gardening-hobbies-that-no-one-is-speaing-frankly-about.html | s3://commoncrawl/crawl-data/CC-MAIN-2022-33/segments/1659882571909.51/warc/CC-MAIN-20220813051311-20220813081311-00272.warc.gz | en | 0.939366 | 637 | 1.679688 | 2 |
Imperial Salted Butter Made from real ingredients these butters are great for spreading cooking, and baking your favorite recipes. Salted soft butter. No artificial flavors and preservatives. Butter Oil 84%, Milk Powder 1.4%, salt.
When to Use Unsalted Butter This kind of butter is simply churned fat with no added salt, and can be used anytime fat needs to be added to a recipe, says Laird. Unsalted butter should be your go-to for baking and pastry.
Salted butter is perfect for spreading over crusty bread or melting over homemade pancakes or waffles. Unsalted butter contains no added salt. Think of it as butter in its purest form.
Ingredients Vegetable Oil Blend (Soybean Oil, Palm Oil and Palm Kernel Oil), Water, Salt, Whey (Milk), Distilled Monoglycerides, Soy Lecithin, Potassium Sorbate and Calcium Disodium EDTA (Used to Protect Quality), Citric Acid, Natural and Artificial Flavors, Vitamin A Palmitate, Beta Carotene (Color).
Imperial Margarine SticksTotal Fat7g9%Saturated Fat2.5g13%Polyunsaturated Fat3gMonounsaturated Fat2gSodium105mg5%
Click the cell where you want to enter a reference to another cell. Type an equals (=) sign in the cell. Click the cell in the same worksheet you want to make a reference to, and the cell name is automatically entered after the equal sign. Press Enter to create the cell reference.
On the Formulas ribbon, look to the far right and click Calculation Options. On the dropdown list, verify that Automatic is selected. When this option is set to automatic, Excel recalculates the spreadsheet's formulas whenever you change a cell value.
Select the range you want to remove duplicates but keep first instances. Then click Kutools > Select > Select Duplicate & Unique Cells. 3. In the following Select Duplicate & Unique Cells dialog box, click OK. | <urn:uuid:c3f8fa93-35f7-4368-9083-ae019a7efa3e> | CC-MAIN-2022-33 | https://ladywiththepants.com/4a02777fef9cd39a9b665b8d2e9ff7af.html | s3://commoncrawl/crawl-data/CC-MAIN-2022-33/segments/1659882571909.51/warc/CC-MAIN-20220813051311-20220813081311-00272.warc.gz | en | 0.851849 | 428 | 1.976563 | 2 |
Nadhi’s nPulse is an effective AI-enabled tool on the hands of project contractors for timely completion of mega infra projects. By Kalyan Vaidyanathan, CEO & Co-founder, Nadhi Information Technologies.
Infrastructure is critical to a nation’s growth. The better the infrastructure of a country, the gross domestic product (GDP) growth rate is generally higher. For India to become a $5 trillion economy by 2024-25, infrastructure enabling is a critical piece. The leaders of the country have promised a 1.6 lakh crore investment in infrastructure in the next five years, according to the press releases from the finance ministry earlier this year. These estimates have come before the COVID pandemic gripped the country. Realistically, these estimates might have to be revised but the need to invest in infrastructure now has a critical second purpose – to re-ignite the economy and the growth engine in the country.
Apart from such a huge investment, the country has to seriously plug the gaps in the implementation of big infrastructure projects, which are on many occasions are marred by cost overruns and massive delays. According to a report by the Ministry of Statistics and Programme Implementation, 355 infrastructure projects, each worth Rs 150 crore or more, have shown cost overruns of more than Rs 3.88 lakh crore owing to project delays and other reasons.
A country of more than 1.3 billion people can ill-afford such delays when faster economic growth is the only option to pull people out of poverty apart from employing its young workforce. Technological intervention is seen as the panacea in overcoming such delays with timely implementation of critical infra projects in railways, road sector, airports, and ports among others.
Projects of national importance such as metro rail projects in various cities, dedicated freight corridor, expansion of airports in tier-II cities, and bullet train project can be expedited and executed with a predictable flow and speed with the augmentation of integrated project controls with various emerging technologies such as data analytics artificial intelligence (AI), machine learning (ML), Internet of Things (IoT), and robotics among others.
Emerging technologies can change the infra landscape:
During the rainy season, newspapers are replete with articles on the bad condition of roads, leading to many non-fatal and fatal accidents. Road conditions are far inferior in rural areas of the country as compared to the urban region and as a common man, we have seen stretches of the road getting repaired every year and wondering about the waste involved here.
Without getting into a debate on the various root causes of the waste, it is clear that time delays and efficient usage of materials and manpower can definitely be improved with today’s available technologies and the country’s goal of being digitally empowered. For instance, simply digitizing project controls, enabling field personnel to mark progress with photos is a start. Digitizing quality works inspection along with photos is a second. Plugging all of this into a schedule and providing dashboards can provide forward visibility into project completions.
Integrating material and labor requirements to the schedule can help both optimize the procurement for the contractors and also help monitor other issues like the right usage of materials, the productivity of labor onsite, etc. Usually, big road contractors employ many subcontractors to execute different parts of the project. A collaborative digitized system that connects all of these stakeholders with a dashboard helps to coordinate the work of subcontractors, resulting in strict maintenance of timelines. With the volume of data collected on all of these similar projects, the application of data analytics and ML on this can then be used to predict project completion in the short term and maintenance issues in the long term based on traffic plying on the system, etc.
Similarly, in heavy construction and more complex infrastructure projects such as the building of a new bridge, port, berth or airport, creating a common data environment for all the project stakeholders to collaboratively share information on a platform that digitally inter-connects the various stakeholders and data silos to forward predict project KPIs can lead to massive savings of time and cost.
Such a digitally enabled integrated project controls a platform that uses analytics, AI, and ML to inter-connect various potential mis-alignments between engineering, procurement and construction can very well streamline project work, avoiding avoidable delay and cost overruns. The use of drones to collect the progress monitoring information and connecting them to digital models for the analysis of as-built with the design is another objective independent check on the quality that is possible with today’s availability of technologies. The same data can be used in the operations and maintenance phase similar to the example of the road above.
Geotagging is another popular technology, which has the potential of changing the infra landscape in the country. In geotagging, geographical identification like latitude and longitude is tagged to a location through satellite imagery. Currently, various government agencies are using this technique to ascertain the development of infra projects across the country. To facilitate this, the central government is working with ISRO’s National Remote Sensing Centre (NRSC), which uses a software platform, ‘Bhuvan’, that enables users to get a 2D or 3D representation of the surface of the earth.
Nadhi’s nPulse facilitates faster completion of infra projects:
Nadhi Information Technologies provides analytics-powered SaaS platform nPulse, which gives end to end solutions to infrastructure and realty players for integrated project controls. Adopted by several forward-thinking companies such as L&T, Afcons, RMZ, Lodha Builders, Tata Realty, Godrej Construction, and Shapoorji Pallonji among others, this solution gives key forward-looking insights for their projects and portfolio, resulting in timely mid-stream course correction of projects by decision-makers to enable completion of projects under time and within budget without compromising on quality and safety. With the solution being live in more the 250+ projects across 20 countries, nPulse is a solution built in India and built for the world.
Faster infra development key to the economic turnaround:
At a time, when India is fighting the deadly COVID pandemic resulting in nearly a 24 percent fall in the Q1 GDP growth rate, faster infra development through efficient use of government funds is the key to script a turnaround story. That cannot happen unless we embrace digitization on a platform of digitally enabled integrated project controls. And with the widespread adoption of solutions like nPulse, India can put the wheels of growth back on track. | <urn:uuid:81ad18ad-0f9e-44cf-8e56-fc058e6764c4> | CC-MAIN-2022-33 | https://www.nadhi.in/?p=258 | s3://commoncrawl/crawl-data/CC-MAIN-2022-33/segments/1659882571198.57/warc/CC-MAIN-20220810161541-20220810191541-00272.warc.gz | en | 0.929151 | 1,354 | 2.015625 | 2 |
The education of a chook canine pup is some thing that is a very time-eating workout that if achieved well it will convey you as a great deal delight and joy in life as anything you may ever adopt. Many novice hunters after they see a well-educated chook hunting canine they assume that they can not accomplish this however with a little little bit of devotion and time, anything can be executed. If you’ll devote a small amount of time every and each day to paintings with your small domestic dog on three primary commands, “whoa”, “come” and “heel” and paintings closer to getting to the point in which the domestic dog will unfailingly obey the ones three basic commands no matter wherein he is or what he’s doing, you will clearly have a exceptional fowl canine.
“Whoa” is by way of far the maximum vital of the commands so we advocate that you be very attentive when you teach him this vital command. It truly way, “prevent, don’t flow until I launch you”. The dog should religiously obey this command whilst it’s miles given ( irrespective of how a long way away he is from you or what he is doing at that given moment ). It is beneficial in the yard, it is crucial while the dog is working birds and it is able to even shop the canine’s existence in site visitors so there are lots of advantages after the canine has found out this command.
We will keep reviewing the “come” command that is as simple as that. It essentially manner “stop anything you’re doing and come to me as quickly as possible”. This method has Driven Pheasant Shooting very apparent uses, or instance, if the canine will come unfailingly whilst known as, retrieve education is as easy as it could get. If the canine does scoop up a shot bird and starts offevolved to dawdle off with it, if you may first use the “whoa” command to be able to prevent going into the wrong route after which tell the domestic dog to “come”, you will get every fowl you shoot introduced right handy, it isn’t always rocket technology, isn’t always it?
Last however no longer least, “heel” surely method “stroll right alongside my aspect till I even have another command for you”. It uses are also clean to look for the easy reality that each time you need to head someplace with the dog underneath manipulate, this is the way to do it. Trained properly, a canine will heel unfailingly with out a lead so you will have both fingers loose to carry things like your gun and all the birds he pointed for you. It is also very critical to bear in mind to have a release command including “good enough!” for every of those commands because it shall we that dog recognize that he has performed efficaciously and is now loose to seek for you once more, all work and no praise is not recommended for dog education.
Always take as a great deal time as you can to stroke and praise the pup in a pleasing and warm voice when he does perform effectively as exact dogs are born wanting to thrill their grasp and if you could display the pup in crystal clear terms what pleases you and repeat that to him once in a while over months and months, the pup, soon to be a very green chook dog, will continually try and please you because the most critical issue within the world to him is to recognise that his grasp is thrilled together with his offerings.
All matters taken into consideration, it takes a top notch deal of time, patience and love for your dog to teach him the proper way but the advantages that come afterwards are clearly superb and you will have not only a worthwhile bird hunting revel in however additionally a special bond together with your trained hen dog. | <urn:uuid:d8a36904-144b-4e08-aeab-76a301d3f6aa> | CC-MAIN-2022-33 | https://carrollcommunicattions.com/driven-pheasant-shooting-vs-guinea-fowl-in-africa/ | s3://commoncrawl/crawl-data/CC-MAIN-2022-33/segments/1659882571909.51/warc/CC-MAIN-20220813051311-20220813081311-00272.warc.gz | en | 0.974107 | 816 | 1.578125 | 2 |
Today I’m going to reveal 5 specific reasons you should start your day with warm lemon water.
Plus, ONE thing you can add to the water, which will dramatically improve your immune system, reduce stress, improve gut health and lower your appetite – especially for sugars.
5 Reasons To Have Warm Lemon Water In The Morning
First, most people are dehydrated, especially when they wake up. So, simply having any sort of water is good.
- Vitamin C
Citrus fruits are high in Vitamin C. Granted, there really isn’t that much Vit C in the little amount of lemon juice you have in your water – but, it’s better than nothing.
- Aids In Digestion & Constipation
Drinking warm or hot lemon water when you wake up may help get your digestive system moving and can also act as a mild laxative to help prevent constipation.
- Kidney Stones
The citric acid in lemons may help prevent kidney stones.
And lastly and potentially most importantly, is that lemon juice and thus, lemon water can help alkaline your body or digestive system a little bit.
And remember how earlier I said there’s one other thing I add in?…
Well, that’s about ½ TEAspoon of L-glutamine.
This combination of water, lemon juice and L-glutamine for sure helps boost my immune system, improves my gut health, and also lowers my appetite as an extra bonus. | <urn:uuid:1538983a-7893-493a-ab44-9b3c1c49ca16> | CC-MAIN-2022-33 | https://www.drsamrobbins.com/food-diet/drink-this-every-morning-better-immune-gut-health-less-stress/ | s3://commoncrawl/crawl-data/CC-MAIN-2022-33/segments/1659882571909.51/warc/CC-MAIN-20220813051311-20220813081311-00272.warc.gz | en | 0.84502 | 456 | 1.96875 | 2 |
Details and model numbers of the SoCs were spotted by spotted by CPU World in a Product Change Notification.
It looks like the new processors will have increased burst frequency for better CPU and GPU performance.
Celeron and Pentium N3xxx SoCs are based on C core stepping, and it seems that Intel is replacing this with D-stepping. The chips will have the numbers N3060, N3160 and N3710. The integrated graphics unit will be rebranded to HD Graphics 405 on the Pentiums, and to HD Graphics 400 on the Celerons.
D-stepping chip samples will appear in a couple of weeks with the first production chips shipped on January 15, 2016.
The embedded N3000 will be refreshed too, although details on that are unavailable.
Chipzilla is planning to release new mobile and desktop models. The desktop SoCs will have a performance boost and a rebranded GPU. The TDP increased from 6 Watt to 6.5 Watt, and they will have the J3060, J3160 and J3710 product numbers.
The desktop Celeron J3060, J3160 and Pentium J3710 models are available at the end of November for samples, and mid-January of 2016 for production parts. | <urn:uuid:77915144-d3c8-47fb-9038-0378b2714ef3> | CC-MAIN-2022-33 | https://www.fudzilla.com/news/pc-hardware/39242-braswell-gets-new-life | s3://commoncrawl/crawl-data/CC-MAIN-2022-33/segments/1659882571198.57/warc/CC-MAIN-20220810161541-20220810191541-00272.warc.gz | en | 0.943987 | 264 | 1.640625 | 2 |
You have to see this cute Montessori practical life button turkey we made to add to our November activities. This DIY Turkey activity is so much fun. You can easily make a button turkey craft that your children will love. These are a perfect fall activity, working on buttoning skills and fine motor skills.
Montessori Practical Life Button Turkey
Montessori Practical Life Button Turkey for Preschoolers
5 different colored felt sheets (you can use less or more that is up to you)
Between 6-8 Medium sized Buttons and thread.
Wiggle Eyes are optional (you can also cut out felt eyes)
First I freehand cut the dark brown for the turkey.
I used a tan colored felt for the body (cut in a peanut shape) I added the face with cut felt parts and wiggle eyes. I would suggest using Spray Adhesive to glue your pieces together.
Cut out 6-10 turkey feathers in different colors putting a small slit towards the bottom (make sure the button will fit through your hole)
Sew the buttons on or if you have an older child they can help with assembling the whole turkey.
Your button turkey is ready to go. You can also use this as a fun busy bag.
Bells has been loving her turkey
Bells is easily mastering this skill already and enjoying her new turkey. Are you ready to make your own?
You Might be Interested in this Amazing: | <urn:uuid:30247dc8-6e16-4fd0-b9ad-0168971b8f66> | CC-MAIN-2022-33 | https://www.naturalbeachliving.com/montessori-practical-life-button-turkey-busy-bag/ | s3://commoncrawl/crawl-data/CC-MAIN-2022-33/segments/1659882571536.89/warc/CC-MAIN-20220811224716-20220812014716-00272.warc.gz | en | 0.941562 | 298 | 1.734375 | 2 |
The use of leukopoor blood cellular products is now considered as being a simple and efficacious method to prevent unfavorable transfusion complications such as nonhemolytic febrile transfusion reaction and HLA-alloimmunization which are induced by contaminated leukocytes. Several prospective studies demonstrated that leukocyte depletion by filtration has been found to be effective to prevent HLA alloimmunization and/or platelet transfusion refractoriness, although cost effectiveness of the filter use still remains unclear. Lueukodepletion is also efficient in preventing CMV infection in patients undergoing stem cell transplantation, and its efficacy is readily comparable to CMV seronegative blood products. With more efficient and reliable filters (4th generation filters) having been developed recently, the clinical application of leukodepletion filters in transfusion medicine may be considerably widened.
|Number of pages||7|
|Journal||Nippon rinsho. Japanese journal of clinical medicine|
|Publication status||Published - 1997 Sep|
ASJC Scopus subject areas | <urn:uuid:1289e069-84a1-4e7a-aa7b-8385e2fe865f> | CC-MAIN-2022-33 | https://keio.pure.elsevier.com/en/publications/the-efficacy-of-leukodepleted-platelet-transfusion | s3://commoncrawl/crawl-data/CC-MAIN-2022-33/segments/1659882571909.51/warc/CC-MAIN-20220813051311-20220813081311-00272.warc.gz | en | 0.886084 | 269 | 2.09375 | 2 |
Turkey announced that they sent hundreds of additional special fores, along with tanks, armored vehicles and other equipment, across the border into Syria’s Idlib Province. They are intended to reinforce Turkish military posts in northern Syria.
Turkish officials say that the intention is to deter the Syrian military from launching an offensive against the Idlib Province, which is under the control of various Islamist rebel factions, the largest of which is al-Qaeda’s Nusra Front.
Turkey is aligned with some of these fighters in supporting regime change in Syria. The US military also have their troops supporting Kurdish units in the same area.
Idlib and neighboring areas are the last major rebel enclave inside Syria. For Syria to recover the territory would effectively end the war, though doing so is likely to take a major offensive.
Syrian and Russian planes have been conducting air strikes along the outskirts, trying to soften up defenses before a ground invasion. There is no timetable for such an invasion.
In late April, chief of the main operations directorate of the Russian General Staff, Sergei Rudskoi, said that Syria would soon receive new air defense systems and promised that Russian specialists would help the Syrian military to master them.
Russia Insider.com / AB anada Flash Point Military News 2018. | <urn:uuid:3874f32e-204b-4442-a91a-c040e8fea439> | CC-MAIN-2022-33 | https://cosmoschronicle.com/turkish-army-sends-more-troops-to-northern-syria/ | s3://commoncrawl/crawl-data/CC-MAIN-2022-33/segments/1659882570921.9/warc/CC-MAIN-20220809094531-20220809124531-00272.warc.gz | en | 0.9636 | 258 | 1.742188 | 2 |
The American Veterinary Medical Association’s (AVMA) House of Delegates approved the Model Veterinary Practice Act (MVPA) at its annual convention in Denver, Colo. The final document retains the farriery exemption, which stirred controversy within the hoof-care industry after it originally was omitted.
Although the MVPA is not law, it is used as a guide for preparing or revising a practice act in state statutes. Commentary contained within the MVPA can be referred to by state lawmakers to determine intent.
The MVPA exempts farriers from Section 2 – Definitions, subsection 18 of the MVPA, which defines “Practice of veterinary medicine,” in part, as:
“1. To diagnose, prognose, treat, correct, change, alleviate, or prevent animal disease, illness, pain, deformity, defect, injury, or other physical, dental, or mental conditions by any method or mode; including the:
i. performance of any medical or surgical procedure, or
ii. prescription, dispensing, administration, or application of any drug, medicine, biologic, apparatus, anesthetic, or other therapeutic or diagnostic substance, or
iii. use of any complementary, alternative, and integrative therapies, or …
v. determination of the health, fitness, or soundness of an animal, or
vi. physical rehabilitation, meaning the use of therapeutic exercise and the application of modalities intended to restore or facilitate movement and physical function impacted by disease, injury, or disability.
vii. rendering of advice or recommendation by any means including telephonic and other electronic communications with regard to any of the above.”
Further, the current MVPA prohibits the use of “any title, words, abbreviation, or letters in a manner or under circumstances that induce the belief that the person using them is qualified to do any act described in subsection 16(a).”
When the draft MVPA was circulating for comment, it was not clear why the farriery exemption was withdrawn, causing concern and confusion among non-veterinary hoof-care providers. The question of whether farriers could continue to perform their jobs would have been subject to the interpretation of state laws since the working group chose not to provide commentary on the exclusion of the farriery exemption.
In an attempt to clarify the elimination of the farriery exemption, Michael San Filippo, the AVMA’s senior media relations specialist, told American Farriers Journal in an email that it was not an attempt to exert control over the equine hoof-care industry.
“The proposed removal of ‘farriery’ from the exemption section of the MVPA is in no way an attempt to ban farriers from working independently or require a veterinarian to be involved in shoeing a horse,” San Filippo wrote. “Rather, it is an acknowledgment that farriery exists well outside of the definition of veterinary medicine and does not need to be included in the MVPA.”
The American Farrier’s Association, American Association of Professional Farriers, Northeast Association of Equine Practitioners and American Association of Equine Practitioners all expressed their concerns with the exclusion during the 60-day comment period. In its official comment to the AVMA, American Farriers Journal called on the AVMA to formally recognize farriery in the MVPA. The farriery exemption was reinserted following the comment period.
The AVMA mandates that the MVPA is reviewed every 5 years to determine whether policy changes are necessary. | <urn:uuid:6d6e08b8-ed56-4bc0-9dec-a810101d882d> | CC-MAIN-2022-33 | https://www.americanfarriers.com/articles/11269-veterinary-association-approves-model-practice-act | s3://commoncrawl/crawl-data/CC-MAIN-2022-33/segments/1659882571198.57/warc/CC-MAIN-20220810161541-20220810191541-00272.warc.gz | en | 0.929667 | 743 | 1.773438 | 2 |
Comorbidity between Tourette's syndrome (TS) and attention deficit hyperactivity disorder (ADHD) is high. In children, those with both TS+ADHD fare less well than those with TS-only on measures of both psychopathology and behaviour. The objective of this study was to document such measures in adult patients.
Eighty adults with TS-only were compared to 64 with TS+ADHD using a clinical interview and standardised measures of depression, anxiety and obsessionality.
The two groups were no different on measures of TS severity. TS+ADHD patients had significantly more depression, anxiety, obsessive-compulsive behaviour and maladaptive behaviours than patients with TS-only. There were also significant differences in the incidence of copro- and echo-phenomena and family history of ADHD.
The finding of increased overall behavioural difficulties and psychopathology in adult patients with TS+ADHD when compared with TS-only is in agreement with previous findings in children with TS. Appropriate treatment of ADHD in TS patients during childhood may prevent many behavioural problems in adulthood. | <urn:uuid:79eddddd-4756-4f0c-be5c-2c885545d9e8> | CC-MAIN-2022-33 | https://www.unboundmedicine.com/medline/print_citation/19486328/Adults_with_Tourette's_syndrome_with_and_without_attention_deficit_hyperactivity_disorder_ | s3://commoncrawl/crawl-data/CC-MAIN-2022-33/segments/1659882571198.57/warc/CC-MAIN-20220810161541-20220810191541-00272.warc.gz | en | 0.969305 | 220 | 2.328125 | 2 |
Augustiner is a German brewery that has a long heritage in its native country Germany. It’s popular due to its distinctive retro bottle and great flavour. The brewery, Augustiner-Bräu, can be traced as far back as 1328 when it was situated within a monastery just outside the city walls of Munich. Today, Augustiner produces over eight types of beer, of which Beers of Europe stocks seven. The most popular of these beers is Augustiner Helles (5.2%), a pale lager. | <urn:uuid:6ff6d5a1-9ec5-4020-9bb7-d809ab85ce95> | CC-MAIN-2022-33 | https://www.mkbiergarten.co.uk/collections/augustiner/products/augustiner-lagerbier-hell-5-2-lager-500ml-bottle | s3://commoncrawl/crawl-data/CC-MAIN-2022-33/segments/1659882571536.89/warc/CC-MAIN-20220811224716-20220812014716-00272.warc.gz | en | 0.962503 | 107 | 1.585938 | 2 |
The Tudor Crown, also known as the King's Crown or Imperial Crown, is a widely used symbol in heraldry of the United Kingdom. Officially it was used from 1902 to 1953 representing not only the British monarch personally, but also "the Crown", meaning the sovereign source of governmental authority. As such, it appeared on numerous official emblems in the United Kingdom, British Empire and Commonwealth.
While various crown symbols had been used for this purpose for many years previously, the specific Tudor Crown design was standardised at the request of Edward VII. It was never intended to represent any actual physical crown, although in shape it bears a close resemblance to the small diamond crown of Queen Victoria.
Upon the accession of Elizabeth II, she requested the design to be replaced with a representation of the St Edward's Crown (with depressed arches) which she wore at her coronation. Many, though not all, of the derived designs around the world were updated to match.
In Canada, the Tudor Crown has been used since 1907 in the Canadian Government Inspection Legend on inspected meat products. The inspection legend (or symbol) consists of two concentric circles: the outer ring has the word "Canada" at the top and a number at the bottom identifying the place of production; the inner circle contains a black and white rendering of the Tudor Crown.
Royal Monogram of King George VI in London
Coat of Arms of the United Kingdom (1837–1952)
Flag of Queensland (1901–1953)
Flag of Victoria (1901–1953)
"Keep Calm and Carry On" wartime poster
Design element of Queen Elizabeth the Queen Mother's 90th birthday commemorative coin, 1990
Flag of the Colony of Natal (1843–1910)
Scottish police cap badge (worn until 1975)
1924 flag of Northern Ireland with Tudor Crown
Coat of arms of Singapore (1948–1959)
Pre-1954 crest of Royal College Colombo
Reverse of a 1953 half crown
Flag of Annapolis
Badge of Royal Netherlands Air Force 322 Squadron | <urn:uuid:94c95685-c705-43d6-81aa-2ed069b57557> | CC-MAIN-2022-33 | https://www.knowpia.com/knowpedia/Tudor_Crown_(heraldry) | s3://commoncrawl/crawl-data/CC-MAIN-2022-33/segments/1659882571909.51/warc/CC-MAIN-20220813051311-20220813081311-00272.warc.gz | en | 0.923087 | 441 | 3.46875 | 3 |
Canfor Gallery – January 22nd to April 4th, 2021
Whitney Brennan, Liz Carter, David Ellingsen, Colton Hash, Aimée Henny Brown, Bettina Matzkuhn, Monique Motut-Firth, Desirée Patterson, Sydney Pickering, Rachel Rozanski, and Jordan Schwab
Climate extremes, disrupted habitats, and sea level rise, like the tip of an iceberg, are the most apparent elements of a much bigger concern. Climate change, linked to an increase in greenhouse gasses, encompasses these and many other environmental factors that, in turn have social, political, and economic consequences. Through diverse media including photography, digital prints, sculpture, video and sound, the work of eleven BC-based artists explore climate change from different perspectives.
Featured Artwork: Bettina Matzkuhn, SOS: Freedom, 2019. Hand embroidery (cotton and silk thread) on painted linen, cotton canvas, assorted sewing notions, foam inserts. | <urn:uuid:f77f5aeb-36a5-4cdf-a052-7b5496179bee> | CC-MAIN-2022-33 | https://www.tworiversgallery.ca/class/the-tip-of-the-iceberg/ | s3://commoncrawl/crawl-data/CC-MAIN-2022-33/segments/1659882570921.9/warc/CC-MAIN-20220809094531-20220809124531-00272.warc.gz | en | 0.858945 | 205 | 1.8125 | 2 |
1.) Understanding the Mortgage Market
Many are swayed from starting the home search process because of the unknown. During and after the recession, many were turned away from getting the mortgage they so desperately wanted. They have many questions but, don’t know where to go to get the right answers. So many of them just simply give up and continue renting. Well, the tide has changed and many young buyers are now being approved for home loans. Now it is easier than ever to get into the housing market and purchase the home of your dreams. As many can attest, the mortgage market can be confusing because many do not understand its structure and how it works. Many others do not understand the actual process involved. Then there are others that have no idea where to begin. Many of those vital questions can be answered by a lending professional at Kloze. We are expert in home loans including FHA home loans and can offer many opportunities to educate others on what should be done to get started on the process. Knowing what is involved in the process is a good first step to take. Before you get started here are a few things you may need to know to get you off on the right foot.
2.) What It Takes to Get Approved
Knowing the structure of a mortgage loan can help you to understand what your lender may be telling you to do. Without that information, what the lender may be telling you can be meaningless. First, know the difference between conforming and non-conforming loans. These terms are used to explain underwriting guidelines set by Fannie Mae and Freddie Mac which are created by the federal government and operate under the Federal Housing Finance Agency. Know that non-conforming loans are risky for lenders and have high-interest rates and fees. This type of loan is usually meant to purchase high priced properties. However, a loan can be non-conforming for reasons like a low credit score, high loan to income ratios and possibly lack of income verification. It is best to know your credit score beforehand to know where you stand. This can all be explained in detail by an NHL lending professional. Once you know the fundamental types of mortgage loans, including FHA Loans, you are better able to find the best loan for you based on current rates, fees and the best mortgage terms that fit you and your situation. This will help you to understand the mysteries of a mortgage.
3.) When Should You Apply for a Mortgage?
As stated before, make sure your credit is in order first. You want to get your credit score on the higher end. Pull your credit reports and take stock of what it has to tell you about your credit past and clean it up. You want your credit to be as flawless as you can get it. Next, once you get that credit history in order, keep it there. Do not let anyone pull your credit. Paying everything on time will help too. And, whatever you do, do not apply for new credit and do not close any account you can pay down to zero. Making other large purchases is not recommended as well as carrying a balance on any revolving account that is more than 25% of the card’s limit. If you do have a card as such, pay the balance off or below the 25% and do it when the bill arrives. Another tip is, open a separate bank account to save your down payment funds. Make sure it is dedicated to only your down payment. Lastly, if you follow the aforementioned steps, your mortgage application process will be less of a pain and will not feel like everyone is being so intrusive into your personal business.
4.) Where Should You Apply for a Mortgage?
Get to know who the best mortgage lenders are. Here at NHL Lending, we have the expertise you need to get started on your lending process and give you the support that could get you prime mortgage rates. We are the best first step in your home search process. The information we can give you is vital in making sure you are ready for all that is coming your way. We can also make the process a bit more palatable and give you more of an upper hand in choosing the right mortgage rate for you.
5.) Should You Get Pre-Approval?
And lastly, Pre-Approval. Should you, or shouldn’t you? That is a question that is asked by many because they have no idea if pre-approval will help or hurt any strides they have already made towards the purchase of their new home. Really, Pre-Approval is an evaluation to determine if the borrower qualifies for a loan. It is not to be confused with pre-qualification which is an informal meeting with your lender and give them information about your assets, your income, and liabilities. Based on the information you give them your lender will be able to give you an estimate of how much money you can borrow. It is not a sure thing as pre-approval involves more in-depth investigation. In a pre-approval, it is more formal when meeting with the lender. You will be asked to complete the official mortgage application, probably pay an application fee and then give the lender the official documents to perform an extensive check of your financial past and current credit rating. From the pre-approval, you will find out how much mortgage you are approved for and possibly find out the interest rate you will be charged on the loan. In the end, the pre-approval process will get you closer to the actual loan and speed up the home purchase process.
6.) Make sure your income is sufficient
It’s going to be your dream home. It’s going to be your lifetime home. With that being said, know what you want in your new home. Right now, you believe there is no reason not to get what you want. Or is there? From the moment you begin to look for your dream home, you dream about buying the largest and most modern home in the neighborhood. However, you may want to check your reality at your new front door, especially if you are a young home buyer. The fact is, your actual budget may be more prepared to get you a three bedroom, one and a half bath cottage starter home with the unfinished basement. Now think about your current income situation. Are you ready and able to fund the purchase of cottage without financing? If the answer is no, then it would be wise to likely rethink your plans and probably go back to the drawing board and reconsider your plans. According to Realtor Home Buyer and Seller Generational Trends Report, there were 88% of home buyers that had to finance their home. 97% of the younger generation needed approval for a mortgage. A lender will look closely at the income of potential borrowers just to make sure they can afford the loans. By verifying income, they can get a better view of what you can or cannot afford. It may be your luck or lack thereof to get a lender that have stricter policies than other lenders. Due to past financial crises and increased government regulations across the housing market, it is not surprising that lenders are being more cautious about their lending practices. When contacting a potential lender, just simply cut to the chase and secure a list of the items this lender would need. These items could include,
- Purchase contracts.
- Individual taxpayer identification and/or Social Security number.
- Current home address and any previous residences over two years.
- Names, account numbers, and current balances of checking, savings, retirement, and credit card accounts.
- Your bank’s address.
- Past three months’ checking and savings account statements.
- Income verification statements like pay stubs, W-2’s and/or proof of employment.
- Past two years’ Federal income-tax returns.
- Proof of any additional income you received.
- Balance sheets and tax returns especially if you are self-employed.
- Canceled checks showing your payment history of rent and utility bills.
- Documentation of any other consumer debts.
- If family members or organizations are helping you cover the cost, it is best to have a gift letter stating the money is a gift and will not need to be repaid.
Keep in mind, it is to your advantage to get this documentation to the lender as soon as you can. Not doing so can delay the underwriting process for months. Getting into your dream home can come in the blink of an eye. But in order to do so, you must do as much financial prep work as possible.
7.) Calculate your monthly debt obligations
Take a close examination of what your finances look like at present and get your future financial ducks in a row. Many may wonder how much that dream house is really going to cost. Some others are surprised when they find out how much home they can really afford. Your cost can be determined by your current monthly debt payments and the current interest rate. If you want just a general idea, you can use one of many online calculators that use standard ratios. But in the end, it will be up to you to determine how much money you would be comfortable with adding to your budget. Also, keep in mind that a monthly mortgage payment could possibly change based on the type of loan you get. In addition, consider the current interest rate and other additional costs such as homeowner’s insurance, property taxes, and HOA fees if applicable. While you’re at it, toss in the cost of maintenance and repairs. Think about it, will you have any funds left over for an emergency fund? So, have you really planned for increases that may come your way in the future? One last question. Could have a sizeable mortgage get in the way of other future savings such as your retirement or a child’s college fund? There is quite a bit to consider, isn’t it? Do your homework before you go to that lender for pre-approval. Know your credit score, how much you can afford, and have the information you will need to prove it.
Also, know your debt-to-income ratio (DTI). It is an important factor in getting approved for a mortgage. The DTI will show your ability to both afford and pay back a loan. You can’t totally rely on A FICO score. It may tell the lender about your past, but it says nothing about the present. A DTI ratio can assist lenders in measuring your ability to afford a monthly mortgage payment. How is it calculated? The DTI is calculated by dividing your total recurring monthly debt by your gross monthly income. Take for example, if your monthly debts equal $1,000 and your gross monthly income is $4,000, your debt-to-income ratio is $1,000 / $4,000 = .25 or 25%. Typically, you will not qualify for a loan if you have a DTI ratio greater than 43%. This is when it is best to work on reducing your monthly recurring debt before applying for a loan.
8.) After loan approval, how long does it take to close on a house?
When homeowners were asked what part of the home purchase process kept them on pins and needles, the larger majority of them said “closing date”. They did not want anything to delay that happy day. After a mortgage loan has been given its final approval, the closing can happen quickly thereafter. It can generally take a week after mortgage approval, just enough time for the lender to assemble the loan closing packet. Many times the buyers and sellers can just simply agree on a closing date. Most times they agree to close within 30 days. Keep in mind, that many mortgage lenders will want a home appraisal before they give their final loan approval. Problems with the borrower’s finances or a home appraisal can delay the closing date. From time to time, missed closing dates happen and must be rescheduled. In this case, purchase agreements may contain specific language about closing date timelines and what must be done in the case of a missed closing date. Mortgage lenders want to assure closing dates happen as scheduled so that they can fund and close their loans.
9.) Pre-Approval for a mortgage – What is the process
Pre-approval is the first important step in the home purchase process. Your documentation in the process will typically consist of,
These documents will include, but may not be limited to:
- Thirty days of pay stubs that show current income and year-to-date income
- Two years of federal tax returns
- Sixty days or a quarterly bank statement showing asset accounts that includes your checking, savings, and any investment accounts
- Two years of W-2 statements
- Any additional income from alimony or bonuses.
All your assets could be under scrutiny, so be ready to provide documentation of what you have. Have in hand those present bank statements and investment account statements to prove that you have funds for the down payment and closing costs on the residence, as well as cash reserves. If you receive money from a friend or relative to assist with the down payment, you will need gift letters which certify that these are not loans and have not required or obligatory repayment. These letters will often need to be notarized.
Most lenders agree that if you want the lowest interest rates, a credit score of 740 or above is the charm. Anything below that, a borrower may have to pay more in interest or pay in additional discount points to lower the rate. To get an FHA loan, most lenders require a credit score of 620 or above to approve especially if you want to qualify for a 3.5% down payment. However, borrowers with a credit score below 580 would need to make a larger down payment of 10%. Lenders will often work with borrowers with a low credit score and suggest ways they can improve it.
Your lender will want to see your pay stubs and will likely call your employer to verify that you are still employed and to check on your salary. If you changed jobs recently, a lender may want to contact your previous employer. Lenders today want to make sure they are loaning only to borrowers with a stable work history. If you are Self-employed, borrowers will need to provide additional paperwork concerning their business and their income.
Lastly, the lender will need to copy your driver’s license or state ID and your Social Security number and your signature allowing the lender to pull a credit report. Be prepared for the pre-approval session and later to provide any additional paperwork requested by the lender. The more documentation you have, the easier the mortgage process will be.
10.) Are Pre-approvals a guarantee?
After you go through so much to make this dream happen, only to find out that you did not get the loan. However, there is a common misconception that many first-time home buyers have that a pre-approval letter guarantees that they will get financing. They seem to miss the keyword “might”. Pre-approval is really a preliminary look at a borrower’s livelihood to determine how much of a loan they “might” be able to borrow. Although pre-approval is helpful in getting the attention of all involved like the real estate agents and the sellers, it will also give you an advantage over other potential home buyers who did not get pre-approval. But it is not a guarantee of a loan
11.) How do you get pre-approved?
During pre-approval, the lender will check your credit and verify your financial and employment situation. With this information, the lender can determine your ability to qualify for a mortgage and approves a specific loan amount tailored just for you. It is a formal process that can get very involved. During the beginning of this process, you will complete a mortgage application, pay the application fee and then give the lender all your necessary documents needed to check into your financial background and your current credit rating. With this information, the lender can tell you the mortgage amount you will be approved for and the interest rate you will be given on the loan. Pre-approval means the lender is sure and convinced that you have the ability to make the necessary down payment and an income that can sufficiently cover mortgage payments and household bills. There is one concern that remains and that is of the lender making certain that the home must be appraised for an amount more than or equal to the purchase price.
12.) Finding Your Perfect Home – Walking Through the White Picket Fence
The moment you’ve been waiting for has finally arrived and you can finally see happiness at your doorstep. With the help of your lending professional Kloze, you were able to see your loan options, get prime mortgage rates and pre-approval was a snap. This morning you woke up on the sunny side of the street, ready to tackle the next obstacle. According to your lending professional, finding that home that speaks volumes about who you are is the fun part. You know how much you can borrow and you know that this will determine how much you can truly spend on that home. You have that wonderful pre-approval letter in hand and the potential sellers can now officially see that you are a serious home shopper with money in hand.
13.) House Shopping, Wish List versus Reality Check
You want a big back deck for those endless cookouts, but he wants that precious man-cave for the big pool table. What could be a cause for dissension between husband and wife can be solved by looking at what you’ve got to spend. A house with both wish list items could be beyond your budget and you may have to settle for a nice backyard and a patio set. He may have to give in and accept an unfinished basement and a dart board. Face it, what you really need to understand is knowing the difference between what you want and what you can live with right now. Sure, you can have that deck built on later, much later. That unfinished basement can still become that dream man cave. With some hubby sweat, equity, and a few DIY videos, in time, that pool table will find a spot. You will soon find it necessary to revise the wish list and find your reality list. Your budget for buying your new home may not allow you to purchase the house that has everything you want, but you could most likely find the perfect house that has everything you need. Decide what you cannot live without. Could it be a window in every room, hardwood floors, no carpeting, a kitchen with an island for more counter space or at least 3 bathrooms? You can find these items easily when you use your reality list. Wait! Don’t put the wish list in the trash yet. You can still have what you want from your wish list, just have it in due time. Your dream home can still be your future dream home with these tips. Think of it as making that home truly fit your style. Home is where the heart is and you can find your heart within your budget.
14.) The Convenience of Shopping for Your Dream Home Online
Many start their home search online after learning essential home buying facts. Searching online is great for those that are unfamiliar with the desired community in which they wish to move into. We all know that one of the biggest home purchase reasons is its location. Online, you have access to every possible source of information concerning that property that you probably would not have access to otherwise. There is a plethora of information available about the area such as schools, crime statistics, and tax bracket. For the most part, searching for a home online can save time, money and footwork. Can you imagine how long it would take for you to physically visit every house with a sign in front before you would get to the perfect house for you? Online there is so much information available to you in one place and space that it can actually make your home search the fun activity it is supposed to be. It can be fast and give you many details about a home that is important to you. Not only are you able to view pictures of every room inside the home, there are now virtual walkthroughs that give you a turn-by-turn, bird’s eye view of the home. You are able to map out neighborhoods, parks, proximity to work and most importantly purchase price. Many sites now show you pricing trends and approximate monthly mortgage cost. How nice it is to use the tools the website may provide to determine your monthly budget if you were to purchase that particular home. You are also able to set variables in searchable databases so that you will automatically receive notifications when homes fitting the criteria you are searching for. Computer technology has come a long way and now it can be one of your best tools in finding the home you desire without an enormous amount of effort.
15.) The Real Estate Agent – Your Guide in the Right Direction
Some that start out searching for their new home may begin the search on their own. Many wonder why they need a Real Estate Agent. Simply put, the Real Estate Agent is your representation through the home search and purchase process and can help you avoid bad decisions. There are other things to understand about your Real Estate Agent as well. A professional real estate agent has the education, training and experience necessary to guide you and assist you in choosing the right home to fit within your budget. They help make the process palatable, understandable and practical. Most importantly, they help you in the decision process so that you won’t make regrettable choices. Your real estate agent typically knows the neighborhoods where the properties are located and can give you candid information about each. They are there to make comparisons, provide you additional information on schools, crime statistics and demographic details. Your real estate agent is your price guide and negotiator. If you want to know what price similar homes are selling for, your agent will have that information available. Knowing what the current market conditions are could give you the information you need to make the best decision about your purchase. Because your agent will have a track record of professional networking and therefore know which vendors will have a reliable and professional reputation. These are vendors whose services may come in handy during your purchase process. Just as your lending professional at NHL, your real estate agent will be by your side through closing. They all want to make sure that the purchase of your new home is complete and the white picket fence is yours.
16.) Finding the Perfect House in the Perfect Location, Searching Using Map-Based Queries
How many times have you been simply just driving around and come across a house with a sign in the yard. Have you ever looked at it, looked around the neighborhood and thought that this would be the perfect house just because of its location? Now fast forward a few years and you’ve finally decided that it is time for you to purchase your first home. Now, where do you want that home to be located? Would you be happy to be near schools, the city center, have the walkability to grocery stores or parks? If the area is new to you, searching your desired location using map-based queries such as Google Maps “Lifewire” is a great way to get started on your home purchase adventure.
When in doubt you can always just drive around or possibly get that exercise while walking through endless neighborhoods. However, if all of that twisting and turning is not your cup of tea and you want a quick and fast way to locate that home of your dreams, then a home search website may be better suited for you. Try using a home search website such as Trulia or Zillow. With the assistance of these websites, you will be able to,
- Personalize your home search. Imagine the possibilities of your dream home. By keying in your preferences, you can narrow down the type of home you are looking for from a condo or cottage to a ranch or townhome.
- Make more precise choices concerning your home floor plan. Whether you want two bedrooms and one bathroom or six bedrooms and 4 bathrooms, it is all up to you.
- What makes these websites so much better than doing the footwork or the driving is the ability to focus in on the precise neighborhoods, schools, stores and parks that fit you. Even if you wish to live out your life as a pedestrian, these websites can help you find the home where the sidewalk will come right up to your front door.
17.) Getting ideas about neighborhoods that fall within your price range
Someone once said, “Not all neighborhoods are exactly what you are looking for. Great house, wrong price.” Thinking about it that way can put a damper on the search for that perfect house that you were hoping for. Many may have been looking for that perfect house for quite a while. Some for maybe a year or more. But the home they want could possibly materialize in the neighborhood they don’t want. However, the neighborhood they do want will not give the house they can afford. A limited income will lower pre-approval amounts, limiting their options for an affordable home in the neighborhoods they desire. But keep in mind, one of the first basics of purchasing a home is loving and knowing your desired location. Getting the chance to purchase that perfect home that has all the amenities you could ever want in the neighborhood that provides all the luxuries you could ever want can be tricky.
But what should you do? Which should you truly buy for? The house or the neighborhood? Online website, Apartment Therapy give these tips,
- The best first thing to do is to go and physically visit the communities that appeal to you. Take the time to walk around the area on the weekend and go shopping at the local grocery store. Play pretend. Act like you already live in the neighborhood. Look for the things that are important to you and see if they are there. Do you want public transportation? The ability to walk to the stores and restaurants from your front door? Is there a local park for the kids? How close are the schools? Now think it out and consider how did the atmosphere feel to you?
- Go online and do some research on the cost of the available homes for sale in the area. How are they priced? Are they affordable for you? Are you financially able and ready to purchase a home in this community? If it all feels right to you and think you are ready to move forward, your next step is to get real estate agent representation to help you ascertain your best financing options.
- Get all of your paperwork ducks in a row and be prepared. In the meantime continue to look at homes online, visit open houses and continue to figure out your finances. Get your pre-approval done, so that when that home in your desired community happens to come available, you will not hesitate in grabbing the opportunity right away. Don’t let even a few hours cost you the chance to get the home of your dreams in the neighborhood you desire.
18.) Putting together a list of properties you want to see in person
There is an art form to the Open House. According to U.S. News and World Report, an Open House is an important part of the home purchase process to all buyers. Here is where you get to make so many preferential home buying decisions. To many, they may feel like a kid in a candy store when they are visiting an open house. There is so much to see and consider. The larger the house is, the more overwhelming the visit can be. However, learning to pace yourself can take the “over” out of the “whelming” and open house visits can be pleasurable and relaxed.
By taking the following measures to prepare you for personally looking at properties, will ensure that you will get the biggest benefits from home visitations.
- Go online and find the date and time of the open houses in your desired neighborhoods.
- Go check out the neighborhood. Make yourself familiar with this neighborhood, taking close note of the adjacent properties, especially those that are up for sale nearby.
- Visit the homes on your list, being sure to take your time. Open doors, open cabinets and write down any questions concerning the property you may have. But take heed, when asking the listing agent these questions, it is best NOT to share details such as your timeline, mortgage approval or how much you are in love with the home. You would not want to compromise any power you may have later to negotiate.
- Tell the agent you are simply browsing. Make it a no-pressure “look-see”.
- If you already have an agent, feel free to bring them along. Why not keep everyone on the same page. If there is any real talking to be done, allow your agent to speak to the listing agent on your behalf.
Purchasing a new home can be one of the most stressful purchases you could make over your lifetime. By making the right decisions during the process, everything could go completely right. Before you know it, you will be at the closing and keys in hand. By not following through, making quick and potentially wrong decisions, you could delay your closing thus making the process a nightmare. Last month we covered home location, your ideal neighborhood and the beauty of the Open House. This month we will look at steps you can take to make sure you get the home you desire without putting yourself through too much anxiety. These are steps such as proposing questions, property information search, time on market and listing nuances. Below we will clarify these steps to make the home buying process even easier and more concise.
19.) Before you view a property, put together a list of questions to ask the agent on site.
Viewing a property that you are interested in can give you a vision of how it would be to live in that home. You can walk through and imagine yourself flowing through that open floorplan every day and how it would feel to cook in a new spacious kitchen. Just imagine, in a few months to a year, this home or one like it could be all yours. It even has the hardwood floors you’ve been looking for. But there’s more, lots more. Well, at least you should be asking more. That is why having a list of key questions when you walk through the door is important. And remember, no question is a silly question except for the one that is not asked. If your questions can not be answered, feel free to do a deeper investigation on your own before you proceed further into the purchase of this home. Try these questions out for size, to begin with:
- What is the sale’s history of this home?
You want to know when was the last time this house was sold, why was it sold if possible and how much did the current owners pay for it provided there are current owners. If the person showing the home can’t answer these questions, the answers can easily be found on the MLS listing. This is “must know” information so that you are better able to make decisions concerning the offer you are about to make.
- What major renovations and additions did the sellers make?
When you know how much money the seller put into the home, it gives you an idea of how much they could possibly expect to get out of this sale. Be aware, you do not have to assume that you will have to pay out the amount they put in.
- How much are the property taxes?
This is a question that you should know upfront and foremost. The answer can also be found on the MLS listing. But never be afraid to ask. Since the property tax is based on a percentage of the value of the house, it could affect your purchase price. Why wait to find out there is an additional expense that could affect your budget?
- Where there any past broken pipes, sewer backups or roof leaks and the age of the current roof?
You really want to know about these. What happened in their past, could be a view of your future. You want to know how extensive were the repairs. With this information, you can give your inspector a heads up to look deeply into these situations. You would like to know ahead of time how soon you might need to fork over a substantial amount of cash for repair and replacements.
- What “Unusual” history does the house have?
If that question sounds strange, it really isn’t. The home could have a past history of being used as a movie filming location to being the scene of a deadly crime. Although the owners are legally bound to disclose this information in many states, you would not want to take the chance that you are in a state where they can legally let this little tidbit of information pass you by. You would want to know if the house you’ve fallen in love with has a history of being haunted or paranormally branded. Considering you still want the house after you are made aware, knowing these details could give you a little more negotiating power.
20.) Do your own homework and search for information on the property.
When working with an agent, it is the agent that can find out much of the realty information on the property. But you can also take your own initiative and research this information on your own. Much of it can be found on the MLS. A property record search can give you so many valuable details about the home that you can use when making an offer and in writing the purchase contract. Also, know that property record searches will show matters of public record and can show you how long the owner owned the property and whether the home is in foreclosure. These public records are usually kept at the county courthouse or city hall. If you are computer savvy, go to the internet. Many county offices simply keep these records online. Even more, you can go to other websites such as Realtor.com, Zillow or Trulia to get additional information on this property.
21.) When you want to know how many times the home has been on the market.
“It has been on the market for how long? So, what’s wrong with it?” Yes, that’s the question typically asked when a property has been on the market for a long time. But you never know, maybe the real estate market in that area is slow. After you’ve done your work making sure the property itself it in sound condition, the fact that the property has been on the market for a substantial amount of time may give you, the potential buyer, more negotiating power. If you want to go ahead and purchase the home, go with a low offer because, by that time, the seller might be desperate to sell it and accept your offer.
22.) Has this property been withdrawn from the market and put back on as a new listing?
A property may spend many days listed on the market. Some buyers may think this is because something is wrong with the home and that’s why others have passed it up. This can lead to many buyers thinking that the seller is now desperate to give it up. These buyers could be wrong on both assumptions. Most times, homes may linger longer than the average days on market because of:
- Overpricing, because the agent’s listing misled the seller to believe that the home was worth more than the market.
- Making a seller’s worst mistake, testing the market by pricing high to see if there is really a buyer out there willing to pay that price.
- Unsuitable to show, when the seller places the home on the market before they are ready to let buyers see it.
However, the most typical reason is a practice by agents of relisting a property to reset the days on the market. They will withdraw a listing from MLS after a number of days have gone by and then relist it all over again as a new listing. They know that this will typically draw in buyers who usually only want to see new listings. Sure, it may seem misleading, but believe it or not it is not unusual for that property to sell within five days after being put back on as a new listing. Also, there are times when listings just simply expire. Then a new agent acquired by the seller can swoop in and relist the property as a new listing and get the rewards of a sale.
When purchasing that first home there must be a lot of thought put into the process. Your thoughts and decisions are important from the moment you decide that purchasing is right for you to the moment you paint that first wall after you move in. Although human nature comes with the territory, purchasing your first home can be emotional and require a great deal of logic. In addition, there are external factors that may influence how we purchase that new home. Just as we typically purchase many things in our lives from food to clothing, a high percentage of these purchases are on impulse. Many would believe that purchasing a home would be a more deliberate action than impulsive. But as we will see, that can be very much far from the truth. When there is so much on the table and much more to consider, it is important first and foremost to do your research. It will help you to stay focused. This way, you are able to remain rational by validating and verifying the information on homes that you see.
23.) Buying a House Based on Emotion Just Might Break Your Heart
June Cotte, a Marketing Instructor at the UWO’s Ivey School of Business, states that the price, square footage and location can all be trumped by the instinctive reaction to seeing a home. The subliminal effect of smells, colors and sounds can have an influence on your decision-making process. It is best to know ahead of time how emotion and logic can affect your decisions will help you in the home purchase process. It can help you to alleviate the stress that may accompany the process. That way, you will feel more in control and have a better home purchase experience. The mental, and sometimes internal struggle of emotion and logic is very common amongst those that have embarked on what is supposed to be a very happy time in their lives. It is important to say that if you happen to leave emotion or logic unchecked, they can critically complicate the home purchase process. In the end, it could leave you with buyer’s remorse. When purchasing that home, it is best to try and stay rational. Try not to let expectations, fears or desires for status to influence you.
24.) Sleeper Costs – What are They?
Finally closing on that new home and holding those keys in your hand is a happy moment for everyone. You’ve gone through all the toils of the home purchase process, from qualifying for the loan to actually putting in the key and walking through your front door for the first time. This is a grand and auspicious occasion. Now, to get all of your things from the old place to the new. Are you going to reserve a moving company or will you do it yourself? But wait, will you get a few friends over first to help paint the rooms or will you contract a painter? The lawn is bare, will you DIY or hire the landscaping company the realtor suggested? Now, the final question. Did you make room in your budget for these and other potential expenses? These additional expenses are called “sleeper costs”. These are the expenses that are typically not thought about during the home purchase process. With so many greater things to consider during the purchase process, many of these additional expenditures tend to go by the wayside. That is until you realize they are truly a necessity. Do you want to be prepared for them? Be sure to budget for them before and during the home purchase process.
25.) Border Dispute – Has the Property Been Surveyed?
Your new home. Your own personal space of solace, rest and relaxation. It all belongs to you. Or does it? Do you really know where your property boundary lines are? Will adding in the new fence you are planning in the near future encroach on the property of your neighbor? Did the shed your neighbor put up last week go over the boundary into your yard? How do you find out where your boundaries are? You seek out the expertise of a professional surveyor. The surveyor is the person to call to complete that professional survey for the placement of the lines between your property and your neighbor’s. It is not always immediately apparent where these lines truly are physically in accordance with courthouse plat records. Getting a boundary line certification will tell you whether or not the legal description of your property is accurate. Even when you want to build that addition of a second story to the back of your home, requires the skill of a surveyor.
When you need to know the laws of your local ordinance regarding height and dimension of home improvements, a surveyor will advise you of any potential violations of current law.
26.) Differentiate Yourself from Other Buyers, Make an Offer Close To or Above the List Price
Some would think that the potential buyer that makes the highest offer is the one that will ultimately get the home. Many times that may be true, but in many ways, it is not. The price can be a big part of the equation. However, terms and conditions are just as and possibly more important. To win on just the selling price, make your bid as compelling as you can by offering flexibility in regard to the seller’s needs. Provided you have gotten as much information on the seller as possible, use this information to your advantage. Knowing that the seller just bought a new place, they may need quick escrow. Go ahead and give it to them. Move that inspection up so that it can be done as soon as the offer is accepted. Another tip is to have a very professional realtor. You want one that can present your offer in person, presenting a typed contract and pre-approval letter from the lender. Also, don’t forget the cover letter presenting you as the buyer. Go ahead and sign any disclosures prior to making your offer. Show the seller that you are a serious and motivated buyer that is ready to move forward if the seller chooses you.
Last month we focused on the home purchase process and how your emotions can play a big part in your choice of home. We also took a look at how the choices we make can affect not only the price we pay but also the neighborhood we choose to live in. This month, we will cover what is probably the most important factor when it comes to the home purchase process, funding the purchase.
Buying a home can be an expensive endeavor. At times, it can become downright complicated. No matter who you ask, no one person can give you an exact answer of how much money should you be prepared to have on hand for the expenses that go along with purchasing a home. You can simply go online and conduct research. You will find many available options and ideas for saving the money you will need to move forward in the process. Let’s face it. We need money to purchase a home. Even the most-savvy person that is very familiar with the home purchase process will tell you that it is very hard to prepare for expenses associated with purchasing a home. The initial challenge for everyone is preparing to save the amount of cash needed. You can have the concept of purchasing a home in mind, but not have enough cash in the bank to pay the earnest money or the down payment. It can become a hindrance to many who do not have those funds at hand. It can even cause others to give up their dream of purchasing a home altogether. However take heart, there are ways that can help the potential home buyer and give them the will to continue to pursue the dream of owning a home.
The first thing you must do when you consider purchasing a home is to be prepared. Building a savings plan may not be easy, but in the long run, it will be to your advantage. The road to home ownership may end up being a bit bumpy. That still does not mean you will not be able to do it, it just means that you will have to do a bit of extra work to make it happen. That entails getting your funds and funding sources together and ready for any eventualities that may occur. Again, preparation is key. Because you expect to incur fees during standard real estate transactions, here are some tips that could be valuable. To begin with, talk with your real estate agent and find out what costs will be covered by the seller. If so, that is where you may be able to glean a bit of saving. Also, consider that another portion of fees could possibly be rolled into your mortgage. You can speak to your lender about this being another source for paying your fees. You should expect to pay some common expenses that occur for every home purchase.
- Earnest money is customarily 1 to 3% of the offer price and becomes part of your down payment once the offer is accepted.
- The amount of your down payment will be determined by the type of loan you get and the lender. You can expect to pay from 3.5 to 20% down.
- Getting a home inspection can cost in a range from $300 to $500. Keep in mind, the cost of a typical home inspection will vary depending on the location, square footage and any additional evaluations needed.
- Closing costs are typically due on the day of closing and can include such items as attorney fees, tax payments, title and mortgage processing fees. The amount you pay varies on the price of the home. Experts recommend that you budget 2 to 5% of your purchase price.
Depending on your lender, there could be the requirement to have cash reserves. You cash reserves should amount to a total of roughly 2 to 6 months of mortgage payments.
28.) Do you really want to save for that home?
Many people wonder how they can save for a home while in the meantime, “life” continues to happen. Consulting with a licensed financial professional in advance of making any changes that could impact your credit or bank balances would be the best first step. However, there are three sure and true steps that you can follow for saving for that home and all the purchase expenses that accompany it.
- Tracking your spending. It may be hard at first, but setting up a monthly budget will help you to visually see where your money is being spent. It allows for “in your face expenditures” that you would not otherwise see. With that, you can adjust your spending and streamline it to save money and not make unnecessary purchases. Once a week, take the time to look at your purchases and how much they cost you. Think about were these purchases really worth it? Was there something you purchased that you could have done without? In time, the process will become easier and a part of your daily living.
- Setting your goals. Keep your eye on the prize. Take a look at how much you already have in savings. Now, what is the ideal amount you would like to have to purchase that home and what is your timeline to get it all saved? The next thing is a comparison. How much money do you have left over after you’ve paid all your expenses? Are your savings on the mark? If not, maybe you should consider extending your timeline thus reducing your monthly savings amount.
- Look for ways to reduce your expenses. Sure we all hate to do it. But remember your goal. That beautiful home that is now yours. There are always things that you can cut back on. Maybe it is housing expenses. Do you really need cable right now? There are many things that you can cut back on temporarily. Sure cooking is not your favorite thing. Instead of eating out every night, cook a quick and simple meal six nights a week and only reserve one weekend night a week for that special restaurant meal. Think of it as a reward for being so diligent through the week. This will help you get one more step closer to your goal of the home of your dreams.
Take the time to follow these steps and you will be much better for it. In the end, you will pick up improved spending habits that will not only help you now, but you can also use to accomplish other savings goals such as your retirement fund.
Our discussion in March detailed the nuances of finding the best financing for your big investment, your new home. Without the proper financing, you would not be able to consider the possibilities of home ownership.There is much that goes into the process of purchasing a home and much of it can change from day to day and week to week. What was needed to qualify for a loan last year may have changed this year.
Mortgage rates can fluctuate at the blink of an eye and if you’re not prepared for every eventuality, you could miss out on the home of your dreams. After finding the right financing for your new home, taking the time to do your research about the mortgage and closing process will help to make the steps to home purchase simpler.
This month, we will cover the next topic in the series which questions the length of time required to process and close a mortgage.
29.) How long does it take to process and close a mortgage?
There is no standard span of time that it should take to process and close a mortgage. Every home buyer’s situation is different. Depending on how prepared they are, their process could move quickly or drag on slowly. The time it takes to close a mortgage loan also varies with the type of mortgage and the efficiency of the lender. It is best to assume that the typical mortgage loan can take four to six weeks to close from the date the application is completed. The most important key is for you to have a completed application as soon as possible. It must be said that certain loans could require a longer period to reach closing.
You can estimate a closing date the day your application is complete. Some people think simply submitting a mortgage application is sufficient. It is not complete until you submit it and it is accompanied with income verification, two recent pay stubs and the past two years’ tax returns, and any other documentation your lender needs. In addition, they will want up to six months of bank statements from your primary banks, proof of down payment cash, purchase agreement, and a letter of explanation for any negative items on your credit report. Now, this is the point in the process where you can get ready to hurry up and wait.
Know that any loan not given by or insured by the U.S. government is called a conventional mortgage. These mortgages typically take from three to four weeks for an easy refinance loan to six weeks for what is called a “purchase without problems” loan. Your mortgage lender need only to order and analyze your credit report and receive a completed appraisal without problems. Next, they must verify the availability of your down payment funds to issue an approval. This may take one to two weeks. Once you accept the loan, the lender sends your file to a closing agent/ attorney, escrow or title company, so that they can search the title and prepare closing documents. These closing documents include notes, deeds and disclosures.
When a FHA mortgage is the loan you’ve qualified for, it may take a bit longer to get to closing. You may be looking at a time span of eight weeks. But take heart, because in recent years, FHA has improved the process and can often close on loans as quickly as conventional mortgages. Previously extra time resulted because FHA does not make loans. They only insure the loan amount that your lender approves. Now because of the improvements in technology, it allows for FHA approvals to move faster.
Just like the FHA, the VA does not make direct mortgages. They insure the loans from others. What used to be a tedious and time-consuming process are now ready for closing in six to seven weeks. Keep in mind, just like the FHA process, there are the required income verification documents. You will also need to submit a Certificate of Eligibility, obtained from the VA, indicating your period of military service, separation date and type of discharge. You also have the convenience of downloading the required eligibility form from the internet to further speed up this process.
Attention to detail is the best advice to give. There is always the chance that there will be delays in processing when there is missing information. While the three major mortgage categories: conventional, FHA and VA may require around the same time to reach closing, missing information and an incomplete application can delay the process. Be proactive and pay close attention as your approvals progress and ask questions when you encounter delays. If your lender asks you for additional documents, like a letter of explanation, don’t delay in your response. Try your very best to respond immediately and ask them what is the quickest way to deliver the information to them. Don’t allow yourself to sabotage your own process. Mortgage lenders want to close loans quickly. They need completed applications to make final approval decisions. Incomplete applications are useless to them and it also can waste precious time. It takes extra time that they do not have to bring the process to a halt and contact you to request more information. You can imagine what happens next. They put your application aside while waiting for the requested documentation to arrive. As your paperwork sits, your information can quickly become stale and outdated. This could require a refresh or additional processing, slowing the process even further and putting off a closing date.
As you can see, timing is everything. Timing can play to your advantage or to your detriment if you are not attentive to the process itself. Leaving out the smallest of details can take what should be a positive experience and leave you with the worst of negative connotations. Paying close attention to detail and making sure all line items are completely filled out on the application and all documents are submitted in a timely manner is key to the quickest closing possible.
You’re still trying to get financing to purchase your new home. You are antsy and can’t wait till closing day comes and every piece of your world and belongings have been moved in. For the most part, you want everything to go as planned. That feeling of enjoying the new place is so close you can touch it, but yet too far away to attain it. Financing is the one hold–out and you still have a few questions you would like to ask a mortgage broker to make sure you make the right decisions about getting a loan. You have options, but not all options are the best of ideas. Let’s take a close look at three of those mortgage lending ideas to see if any of them could be a viable option.
30.) Should I Borrow from My 401(k) to Obtain a Mortgage?
What do you think would be the biggest hinderance in purchasing a home? Of course, many would say obtaining the mortgage loan. However, the truth is, obtaining the funding for a down payment is the biggest obstacle to purchasing a home. Let’s face it. More times than not, credit scores are not “perfect” or high enough. In addition, it always seems that as the months and years go by, home values climb. When you combine these two factors, no matter how much money you put into your savings, it is never enough because the down payment amount grows. But wait, there is one more thing you’ve forgotten. Closing costs. Just go ahead and add on another several thousand in closing costs to the 10% down payment you are trying to raise. How are your chances of purchasing that home looking now? You so desperately want your new home and visiting other options seem plausible. So, what can you do? The same as other buyers who choose to borrow from their 401(k) retirement plan. Before your do, here are a few facts to know when you want to borrow from your 401(k) retirement plan in order buy a home.
First, know what a 401(k) is. It is a special retirement plan for U.S. employees, sponsored by an employer. As an employee, you are allowed to make pre-tax contributions to an investment plan. Pay less taxes by investing in your 401(k) plan. But keep in mind, taxes are paid on the 401(k) at the time of withdrawal. Now, if you are borrowing this money from your 401(k), just know that there could be some reasons why this would not be a good idea.
- Borrow that 10%, but pay back much more. During the time your 401(k) loan is outstanding you will not be able to make full contributions to your existing retirement plan. How would you like to miss out on nearly five years of contributions?
- You will not get any matching contributions from your employer.
- Leave the company on your own or get fired, and you will have 60 days to pay back every cent of the loan. Don’t make that repayment, the amount becomes taxable and subject to a 10% tax.
So, in essence borrowing from your 401(k) to purchase your home is a long-term risk.
Why take such a risk? There are other programs that you utilize in your quest to get down payment funding such as 7 low-downpayment programs available to today’s home buyers. Nearly all are backed by the U.S. government, too, which means that they’re not going away soon.
- The VA loan (Department of Veterans Affairs) allows 100% financing
- The FHA loan (Federal Housing Administration) allows a 3.5% downpayment
- The FHFA, which runs Fannie Mae and Freddie Mac, requires just 5% down
- The HomeReady™ program (Fannie Mae) requires just 3% downpayment
- The Conventional 97 loan (Fannie Mae) allows 3% down
- The USDA loan (U.S. Department of Agriculture) requires 0% down
- The Good Neighbor Next Door program (HUD) allows for a $100 down
The bottom line is, when you borrow from a 401(k), you put yourself at risk. When you consider other options to purchase a home with less than 20% down, there is little need to borrow from a 401(k).
31.) Should I Take Out an Interest-Only Mortgage?
To answer that question, you must first understand what an “Interest-Only Mortgage” is comprised of. In an Interest-Only Mortgage, the borrower only pays the interest on the mortgage through monthly payments for a term that is fixed on an interest–only mortgage loan. The term is usually between 5 and 7 years. After the term is over, many refinance their homes, make a lump sum payment, or they begin paying off the principal of the loan. There are advantages of an Interest Only loan such as,
- Affordability during the term as monthly payments are typically low.
- If the borrower chooses, by qualifying for a larger loan amount later on, they can purchase a larger home.
- Because you keep more money in your pockets, you can take that money and invest it to build net worth.
- For a mortgage up to $750,000 and throughout the interest only mortgage term, the entire amount of your monthly payments are tax deductible.
Sounds good doesn’t it? But wait! Before you go out and start making plans for this type of mortgage, consider the drawbacks and disadvantages. Take a look at what could possibly happen that would prevent this from being the solution you hoped it would be.
- An adjustable rate mortgage in conjunction with rising mortgage rates would increase risks.
- Those that lack money management skills would spend the extra money gained instead of investing it.
- Those that lack discipline find that they are unable to afford the principal payments when the time comes.
- Who knows what the future holds? Who can say for sure what their income will be in a few years. What if it does not grow as quickly as you imagined it would?
Again, the future could be troublesome if the home does not appreciate as fast as you thought it would.
Keep in mind, all that glitters is not always gold. Do your homework before considering an Interest-Only Mortgage. Make sure it is right for you and that you are sure about your future before diving in.
32.) Interest Versus Principal – Here’s How It Works
Do you know the difference between your interest and your principal? It is really not hard to understand. You know that mortgage payment you make on your home? It is primarily determined by the size and term of the entire mortgage loan. It makes sense that the larger the loan the larger your monthly payment will be. However, if the term of the loan is longer, your monthly mortgage payment will be smaller. Now consider that mortgage payment. Some of it will be towards paying off the principal amount of the loan and the other part of it will pay the interest amount to the lender. The higher the interest rate, the higher the mortgage payment will be. Take a look at that interest rate. Do you know that the interest rate you receive will be determined by current mortgage rates plus your riskiness to the lender? Also, having a high credit score and a low debt to income ratio becomes a positive to the lenders. So, having a high credit score is a good thing for you in order to get the best mortgage rate.
Your lender will calculate the interest per payment as a percentage of the amount of your outstanding principal. If you really want to know how much of each of your payments will go toward your interest, try dividing your interest rate by the number of payments you will make every year. Take that number and multiply it by your outstanding principal. Know that in the first few years of your mortgage, it will be comprised of more interest. There will be less principal as you continue to pay interest on the entire loan.
So, there you are. A bit more understanding of the home purchase process. Owning a home can be a happy opportunity. But there is a great amount of responsibility to know where your money goes and how it affects your livelihood throughout the term of your loan. It would be to your advantage to understand every expense and know how long it will take to finance and pay off your new investment.
For our next addition, we will discuss more about the home buying process.
When you are ready to purchase a home, it is a guarantee you will have questions about the home buying process. This is especially true if this is the first home. For many people the most puzzling part of the home purchase process is obtaining funding. The bottom line is, it all comes down to money. It can be a matter of how much money do you have at your disposal right now versus how much money you need to get from a lender. The type of conforming loan or FHA loan you get is dependent on so many factors. Without the help of a knowledgeable lender, you could find yourself sinking into the abyss of uncertainty. No one wants to go through a process that is supposed to be a happy moment that quickly turns into a nightmare. Where do you begin and what comes first? There is a myriad of funding possibilities, but which one is for you? What steps can you take to make sure your journey into home ownership goes smoothly? Here, we will review some key funding information. What you read here could possibly save you from the angst of purchasing your new home and give you the joy of the moment that you expect.
33.) Conforming Mortgage Versus FHA Mortgage
It is not always immediately clear which type of mortgage is better for you. Can it be an FHA or a conforming mortgage? There are many facts to know and understand such as current mortgage rates and insurance premium schedules. You must also factor in the down payment percentage you expect to pay in conjunction with your credit score. After you weigh all your factors, you will be easily able to choose which of the two types of mortgages is best suited for you and your budget. There are key differences between the two mortgages. Both are very popular with 30-year fixed rates. Your conforming mortgage is offered by Fannie Mae and Freddie Mac. An “FHA” mortgage is offered and insured by the Federal Housing Administration. To understand the major differences, we can take a look at the pros and cons of both.
For many searching for that affordable mortgage, the first thing they consider is the down payment. In this case, the FHA mortgage comes out as the true winner. What is the appeal? No matter what type of property you are looking to purchase, your FHA down payment will come in at 3.5 percent. That is what makes it so attractive to all of those looking for their first single-family home or condominium. That is a sweet deal for limited purchase budgets. For others with a conforming mortgage, the purchaser could be subject to down payment requirements that can vary from 5 percent to as much as 25 percent. That span of percentage amount can be a bit more than some would like to deal with. So, when it comes to the down payment, the FHA mortgage comes out on top. It is best to talk with your loan officer about choosing the type of mortgage that fits you. Especially because you want to consider your short- and long-term goals for the home and pick your most suitable loan.
34.) How Do FHA 203K Mortgages Work?
In the past, when you purchase your home you are expecting to live there for many years to come. In most cases, this home would become the “family” home, especially if you had small children. The children would grow up and become life-long residents. Today, people have options as the home ages and grown children move away. Many are posed with the question of whether they should upgrade their current home or just buy a new home. In either case, financing is an important part of the decision process. Most often than not, many homeowners decide to upgrade. Unfortunately, they soon find out that financing that upgrade many not be so easy. With not many banks willing to give construction loans, their only other funding options are to use their own cash or apply for a FHA 203K loan. Choosing the FHA 203K program gives an all-in-one mortgage primarily for home upgrade projects. It combines your current mortgage amount with the costs of the upgrade. This is the perfect solution for those that are buying foreclosed, abandoned or run-down homes. It provides all the funding needed for the project.
Just like other loan programs, there are eligibility standards that the homeowner must first qualify for such as,
- No investment properties will qualify, all homes must be owner-occupied.
- No new construction, all homes must b 1-4 units, and must be at least one year old.
- Any construction and renovation must comply with zoning and building codes.
- All living units will be added to the existing property, and they must be attached to the original structure.
If you plan to demolish a structure as a part of your 203K loan, the plans must assure that the home’s existing foundation will remain in place and the new home will be built on top of it.
35.) Using Rate Locks to Obtain a Lower Mortgage Rate
As you see, the mortgage rate game can be a bit tricky. Just like you would shop for the best price of everything else in life, finding the best affordable mortgage is no different. You must shop around. But just the same, there are ways to make sure that you get the lowest rate possible. To ensure that you can get the best rate, here are four pointers,
- Do what you can to get a higher credit score.
- Make a larger down payment.
- Get a higher credit score in conjunction with making a larger down payment.
- Pick a smarter closing date. Your lender may tell you that by closing on your loan on certain specified number of days, they will guarantee your locked mortgage rate for you.
Now, about that “rate lock”. There is the basic concept that rate locks are made in 15-day increments. You can choose from any of the following: 15-day rate lock; 30-day rate lock; 45-day rate lock; 60-day rate lock. But keep in mind, the longer your rate lock is the higher your mortgage rate will be. Take for example the following,
- 15-day rate lock : 1/8 percent lower than the 30-day rate lock
- 30-day rate lock : The basis for all other pricing
- 45-day rate lock : 1/8 percent higher than the 30-day rate lock
- 60-day rate lock : 1/4 percent higher than the 30-day rate lock
So you see, by choosing a better closing date, your mortgage rates will be lower. It would be best to consider how time has the ability to change the amount you pay for your mortgage. It is all about saving money. Be sure to use time to your advantage and get a mortgage that is affordable for you now and in the future.
Over the past few months we have been discussing what is needed to qualify for a mortgage loan.
We also discussed which types of loans are best for your individual needs. For many, the prospect of owning a home may seem bleak. They want a home however they believe that there may be credit or budget issues that may prevent them from qualifying for a mortgage loan. There are many questions that many people have concerning these issues. For them, access to answers can be found all over the web. Although there is a multitude of information on the internet, they still wonder what information they can trust. They also wonder, what information truly apply to them? When it comes to mortgages, not one size will fit all. Everyone’s situations are different. In that case the best route to take is to contact a lender that knows the answers to all your questions. Kloze has answers to a plethora of questions and they have the expertise to help you find the home mortgage loan for you.
36.) FHA Loan Q&A
When you want to purchase a home, the one and most important thing you need in the home buying process is a mortgage loan. There are many types of loans, many different qualifications, down payment programs and the amounts of money needed for down payments and closing costs. As you are going through your process, there will be an assortment of questions that will be asked and must be answered by your lending agent. The following is five common questions about FHA Loans that are typically asked.
Five Common FHA Mortgage Questions that Are Asked by Many
I have no credit history. Can I still get an FHA mortgage?
Yes. According to the Federal Housing Administration, if you can show three eligible open lines of credit that meets FHA loan standards. It is known as “Non-Traditional Credit References”. These references can come from landlord, utility or school tuition handlers. But they would rather see traditional lines of credit such as credit card payments and auto loans.
I filed for bankruptcy, can I get an FHA mortgage?
Yes. You are eligible for an FHA mortgage if you filed for bankruptcy protection.
For a Chapter 7, FHA would like for 2 years to pass after discharge before you place an application for a mortgage. The exception to this rule is if there was a one-time life event that happened that led to the bankruptcy in the first place and you can show that you have re-established credit since the discharge.
For a Chapter 13, FHA would like to see that the mortgage applicant has made one year of on-time payments to creditors listed in the bankruptcy. Most importantly, there must be written approval of the court-appointed trustee. You will also have to provide a letter of explanation for the bankruptcy filing and show that you have re-established credit.
I’ve missed a mortgage or rent payment. Can I get an FHA mortgage?
Yes. Even if you’ve missed a mortgage or rent payment, you can still be approved. FHA gives banks the ability to make common sense decisions. However, if your credit record shows a chronic history of late or missed payments within a small amount of time, a written letter of explanation may be expected in order to get approval.
I have had a foreclosure. Can I get an FHA mortgage?
Yes. You’ve had a foreclosure, but keep in mind that the FHA looks down on foreclosures and will institute a three-year lockout period for those that have had a previous foreclosure. But if the foreclosure resulted from extenuating circumstances and credit has been re-established since there could be an exception to the three–year lockout.
I have judgements, collections and federal tax liens. Can I get an FHA mortgage?
- Yes. There are no dollar limits for items in collections. However, if you have outstanding judgements they must be paid-in-full and federal tax liens resolved before your closing date.
- 37.) Credit Score & Loan Approvals – What Causes Score Changes?
- It is quite common for your credit (FICO) score to fluctuate virtually every day. Your credit scores are not static and there are factors that tend to occur which can cause these changes in scores. Your FICO scores are made up of factors such as,
- Payment History : 35%
- Total Amounts Owed : 30%
- Length of Credit History : 15%
- New Credit : 10%
- Type of Credit in Use : 10%
These changes can also affect the mortgage you can get from your bank. What are the biggest factors that could affect your credit score? Look at the factors to follow.
The way you use credit changes daily. We use cards and apply for credit, the things you do influence your credit. Learn how these things change your credit and you will be able to control your credit score.
When you keep credit account balances low and avoid maxing out your cards, your score will fare much better. Keep cards 20% below their available limits.
Beware when opening up new credit accounts. It can mean using 10% of your FICO score. Simply asking for that extension of credit can damage your score. Your lender may ask you why you needed so many credit cards. More than one or two applications could mean disaster on your credit score. New credit can be damaging. Long-term credit is to your advantage.
The best thing for better FICO scores is paying your bills on time. Payment history is 35% of your FICO score. For this reason alone, it is very important that you make at least the minimum due monthly for all of your credit accounts. Failing to make even one on-time payment can drop your score.
Leave those old, unused credit accounts alone. Closing them can be detrimental on your FICO score. It will affect your total credit utilization and the average age of accounts. Leave these accounts open for as long as you can. They have a positive effect on your score.
38.) Understanding the Good Faith Mortgage Estimate
The Good Faith Mortgage Estimate shows the fees involved in mortgage process. It binds mortgage lenders to their initial fee quotes and prevents last minute changes in the cost of the loan. To understand it even more, contacting a lending agent at NHL can give you more information. This document is typically three pages long and is split into sections that outline your closing costs and fees in your loan. This is a binding document that renders these fees valid for a period of 10 days from issuance.
These are some of the items in your Good Faith Estimate:
- The summary of your loan. It will include your loan amount, the term of your loan, and your initial monthly payment
- The escrow account information. This is your pro-rated annual property tax and home owners’ insurance costs
- The estimated loan costs. This includes your lender fees, your title fees, and whatever third-party costs apply.
The lending agents at Kloze are able to help you through the mortgage loan process from beginning to end.
By following the above tips as a guide to finding your perfect home in your perfect neighborhood, you will have no problem getting in the home of your dreams. Next time, more tips and topics on finding the home of your dreams. | <urn:uuid:006330cd-197b-44d7-9b38-3bcdcb9e00cd> | CC-MAIN-2022-33 | https://www.kloze.com/50-things-you-should-know-when-getting-applying-for-a-mortgage/ | s3://commoncrawl/crawl-data/CC-MAIN-2022-33/segments/1659882571909.51/warc/CC-MAIN-20220813051311-20220813081311-00272.warc.gz | en | 0.965925 | 15,760 | 1.65625 | 2 |
Daily Bruin: Sage Hill site facing pressure
Just behind Parking Structure 11 and the Hitch residential complex on the northwest tip of campus is a four-acre patch of land.
Known as Sage Hill, UCLA geographers have designated the area as the only functioning ecosystem of native Californian plants and animals on campus.
Professors take students on official field trips to the area at least once a quarter, and use the land to teach students how to take soil samples and biological inventories.
“Sometimes I’ll teach a class with 300 kids, and a lot of these kids have never been out in nature, period,” said geography professor Thomas Gillespie. “A lot of students have their first interaction with native plants and animals out there.”
The area faces two opposing pressures, however—the invasion of non-native plant species and the potential expansion of the UCLA campus.
Seeds from non-native species migrate there over time. Gillespie often teaches students the difference between the plants and helps with the removal of those species, he said.
The invasive species affect the integrity of the site as a home to an ecosystem for native Californian plants and animals, Gillespie said.
The area is also reportedly under consideration for development. A donor has shown interest in developing the land for athletic purposes, said Travis Longcore, an adjunct professor at the UCLA Institute of the Environment and Sustainability and a science director for Urban Wildlands group, a nonprofit organization.
As science director of the group, Longcore was contacted by on-campus developers about the potential environmental impact of building an Olympic-sized archery range and a 5,000 square-foot clubhouse on portions of Sage Hill.
Discussions are currently underway regarding the building of an archery range “somewhere along Veteran Avenue,” said Brad Erickson, executive director of UCLA Campus Service Enterprises. He added that these plans are still in a conceptual stage, and no formal planning process has begun.
University spokesman Phil Hampton also confirmed that the university is considering utilizing donated funds to provide what he described as much-needed recreational space on the northwest side of campus.
UCLA is aware that some areas on that side of campus are used for class projects, Hampton said.
Longcore said the project would involve cutting down 80- to 90-year-old sycamores—trees that have been there since the university was built. He also added that he is opposed to any building project on Sage Hill.
“The area is valuable to educators and students alike, and destroying portions of the land for building is a concerning prospect,” Longcore said.
Hampton said no formal proposal yet exists. He added that faculty representatives were being consulted on the matter. | <urn:uuid:697044f0-e89a-4ed6-ae1c-adf08487c95a> | CC-MAIN-2022-33 | https://www.ioes.ucla.edu/news/daily-bruin-sage-hill-site-facing-pressure/ | s3://commoncrawl/crawl-data/CC-MAIN-2022-33/segments/1659882571909.51/warc/CC-MAIN-20220813051311-20220813081311-00272.warc.gz | en | 0.964102 | 563 | 2.5 | 2 |
Mobile food unit operation guide - June 2006
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|Title:||Mobile food unit operation guide: guidelines for food service.|
|Name(s):||Foodborne Illness Prevention Program (Or.), issuing body.|
|Type of Resource:||text|
|Extent:||1 online resource (volumes) : illustration|
Title from PDF title page (viewed on October 26, 2017).
Covers OCLC #1313540249, OCLC #1143850774, OCLC #1007732389 and OCLC #461357860.
This archived document is maintained by the State Library of Oregon as part of the Oregon Documents Depository Program. It is for informational purposes and may not be suitable for legal purposes.
Mode of access: Internet from the Oregon Government Publications Collection.
Text in English.
Food service -- Oregon -- Handbooks, manuals, etc
Vending stands -- Oregon -- Handbooks, manuals, etc
|Held by:||Oregon State Library|
|Restrictions on Access:||http://rightsstatements.org/vocab/CNE/1.0/| | <urn:uuid:4c9c37fe-bbdc-4603-b22f-756a866ab598> | CC-MAIN-2022-33 | https://digital.osl.state.or.us/islandora/object/osl:100103 | s3://commoncrawl/crawl-data/CC-MAIN-2022-33/segments/1659882570921.9/warc/CC-MAIN-20220809094531-20220809124531-00272.warc.gz | en | 0.660012 | 326 | 1.578125 | 2 |
The quality of water used for domestic purposes as well for drinking should be prepared and cleaned properly and according valid reuirements and standarts.
This is very important not only for your body (skin, hair), nature (less cleaning chemicals), but also for all appliances and devices used as well for your health.
Although hard water is generally safe to use, but it can cause a variety of problems related to cleaning and appliance life and efficiency.
Properly prepared water helps to ensure the quality of your life as well influence regimes and life time of the whole house heating system’s operation regimes and effienciences (heat pump, boiler, heating system line) and other household appliances (dishwashers, washing machines, water kettles, water cranes, bathroom tiles) for protection against limes, deposits and plaque on devices and surfaces, the accumulation of viruses, bacteria, nitrates and other compounds in drinking water, appearance.
SUPPLIED TAP WATER IS SLIGHTLY HARD AND NEED TO BE TREATED PROPERLY IF YOU WANT TO REACH YOUR LIFE QUALITY AND SAVE NATURE. UNTREATED HARD WATER SYSTEMS CAUSES DESCRIBED ABOVE IMPURITIES APPEARING IN ALL HOUSEHOLD DEVICES AND PIPELINES, SHORTEN THE LIFE OF THE APPLIANCES AND IN OTHER WAYS- INFLUENCED THE QUALITY OF HUMAN LIFE.
Our supplied water treatment systems for households do not use any chemicals, the cleaning process is carried out by using safe ion-exchange processes.
Water filters in each case have their own advantages and areas of use which are described below detailed.
All water treatment equipment types divided into several groups according to the purpose of use:
Due to supplied water correspond main requirements and standarts, its enough to install compact water softening equipment to improve water quality in your house. | <urn:uuid:9ba4fead-0955-457f-a49f-e7854d56c3be> | CC-MAIN-2022-33 | https://www.processpro.eu/en/water-filters-for-household-compact-drinking-water-systems/ | s3://commoncrawl/crawl-data/CC-MAIN-2022-33/segments/1659882570921.9/warc/CC-MAIN-20220809094531-20220809124531-00272.warc.gz | en | 0.928158 | 403 | 2.765625 | 3 |
The Mechanical Engineering Technology program is accredited by the Engineering Technology Accreditation Commission of ABET, and offers five areas of concentration: Manufacturing Systems, Marine Systems, Mechanical Systems Design, Mechatronics Systems, and Nuclear Systems.
Students in these concentrations take common courses in areas such as computer-aided drafting, statistics, strength of materials, dynamics, thermodynamics, fluid mechanics, automation and controls, and computer solid modeling.
The program culminates in a senior project that integrates course work with a practical project assignment in the student's area of interest.
To satisfy the upper-division general education requirements, students must complete a minor in Engineering or Science and select four senior electives.
Students in Mechanical Engineering Technology are prepared for a range of technical positions including system design, fabrication, manufacturing, HVAC (heating, ventilating and air conditioning), and mechatronics.
Along with the courses previously mentioned, various senior electives are available in the manufacturing areas such as robotics, Computer integrates manufacturing in production, computer Integrated Manufacturing in production, computer integrated Manufacturing and advanced manufacturing processes. Graduates of the Manufacturing Systems Option are prepared for employment in a wide range of professional and technical positions at both large and small companies in areas such as manufacturing engineering, quality control, production management, test engineering, and maintenance management.
The Marine concentration provides the skills necessary for success working in the commercial or naval ship design field and includes exposure to basic ship characteristics, the unique aspects of ship design, familiarization with ship construction processes and techniques, various shipboard systems, basic shipboard operations and maintenance principles and philosophies.
The Mechanical System Design concentration provides the skills for career success in designing, building, and installing mechanical systems of all descriptions including thermal and air conditioning systems, automated production equipment, and power systems. Graduates of this option are prepared for careers in system design with engineering, fabrication, and technical support in both the public and private sectors in positions such as designer, engineer, CAD analyst, HVAC systems engineer and technical analyst.
The Mechatronics System concentration provides skills necessary for success working in mechatronic systems and includes robitics, mechatronics, CNC, mechanical subsystem design, computer integrated manufacturing, lean engineering and electrical power and machinery.
The Nuclear Engineering Technology concentration is a special program available only to graduates of the U. S. Navy Nuclear Power School and graduates of Nuclear Reactor Operator training at Dominion Energy. These students receive advanced standing credits that apply to the MET degree based on their professional education in nuclear power systems.
The objective of the mechanical engineering technology program is to prepare graduates to establish themselves as successful professionals in mechanical systems or related areas during the first few years of their careers by having demonstrated their ability to:
- Identify and solve increasingly complex technical problems, both theoretically and practically, as raised by continually evolving technologies and industry needs and practices.
- Make educated, responsible, and ethical decisions in response to the needs of the profession and society, with these decisions solidly grounded in science and engineering fundamentals.
- Work effectively as member or leader of technical teams and clearly communicate ideas leading to successful team outcomes
The mechanical engineering technology program has adopted, after deliberations by its constituents, 11 outcomes for the Bachelor of Science program in mechanical engineering technology. These outcomes are listed below:
- an ability to select and apply the knowledge, techniques, skills, and modern tools of the discipline to broadly-defined engineering technology activities;
- an ability to select and apply a knowledge of mathematics, science, engineering, and technology to engineering technology problems that require the application of principles and applied procedures or methodologies;
- an ability to conduct standard tests and measurements; to conduct, analyze, and interpret experiments; and to apply experimental results to improve processes;
- an ability to design systems, components, or processes for broadly-defined engineering technology problems appropriate to program educational objectives;
- an ability to function effectively as a member or leader on a technical team;
- an ability to identify, analyze, and solve broadly-defined engineering technology problems;
- an ability to apply written, oral, and graphical communication in both technical and non-technical environments; and an ability to identify and use appropriate technical literature;
- an understanding of the need for and an ability to engage in self-directed continuing professional development;
- an understanding of and a commitment to address professional and ethical responsibilities including a respect for diversity;
- a knowledge of the impact of engineering technology solutions in a societal and global context; and
- a commitment to quality, timeliness, and continuous improvement.
I was encouraged to volunteer at an after school high school STEM club. A number of professors encouraged me to give it a try. Turns out, I really enjoy tutoring and mentoring future engineers and scientists.
Message from the Program Director
The BS degree BSET program in Mechanical Engineering Technology offers a high quality degree program that meets national standards of excellence. It is a significant component of the University's commitment to science, engineering and technology, particularly in fields of major importance to the region. Through the University's Distance Learning program, the Mechanical Engineering Technology program provides opportunities for technical personnel throughout the state and elsewhere to enhance their education and pursue baccalaureate level studies. Simultaneously, the program supports the general education components that yield a well-rounded graduate who is aware of societal needs and issues. | <urn:uuid:9b8afd82-d7f8-44d2-9e0d-5b41e37e12eb> | CC-MAIN-2022-33 | https://www.odu.edu/engtech/academics/met | s3://commoncrawl/crawl-data/CC-MAIN-2022-33/segments/1659882571909.51/warc/CC-MAIN-20220813051311-20220813081311-00272.warc.gz | en | 0.935506 | 1,105 | 2.25 | 2 |
Football factors can be scored in many alternative ways, including catching a pass over the aim line, carrying the ball over the aim line, tackling a football participant in his own end zone, or a kicker kicking the football by way of the objective posts on the opposing side. The football workforce with the highest score when the game is over is the group that wins the game. American football can also be played in other nations outside the United States. Their are National football leagues which might be in Sweden, Isreal, Germany, Japan, United Kingdom as well as Mexico, and some which can be in Pacific Island nations. The NFL had a developmental league in Europe from ninety one-92 and 95-06.
American football history can be discovered in the early versions of soccer and rugby. Both types of games have origins in numerous types of football that was performed within the UK from the mid nineteenth century, in which the ball was run over a line or the ball was kicked on the goal. American football as well as soccer is played with 22 players on the field that they play on. Some phrases from participant positions from soccer are used right this moment in American football comparable to fullback and halfback.
Rugby and American football do have a few major variations, among the rule changes had been started by Walter Camp who individuals would call the Father of American Football. A number of the Main modifications that Walter Camp made had been down and distance and line of scrimmage as well because the rule of down and distance. College coaches like Glen Pop Warner, Amos Alonzo Stagg and Knute Rockne within the late 19th and twentieth centuries changed the gameplay by intoducing the forward pass. College football grew in popularity and was the dominant model of football for the primary a part of the 20th century. College football had a huge nationwide audiences with the football Bowl games. College football had massive rivalries as it does at the moment in the United States.
From the year 1892 the origin of professional football may be traced back to, with a $500 contract to play football William “Pudge Heffelfinger played football for the Allegheny Athletic Association enjoying towards the Pittsburgh Athletic Club. The american Skilled Football began in 1920. The primary football game was played in 1920 in Dayton, Ohio on the third of October with the Triangles profitable the game by a rating of 14-10 against the Columbus Panhandles. Two years later the football league changed the name to National Football League which is named the NFL and would change into the key league of American football. Professional football finally grew to become a nationwide phenomenon after starting out the sport within the US industrial towns and Midwestern towns. Football after it is NFL Championship Game in 1958 grew in popularity, the game that was often called the “Greatest Game Ever Played. The American Football League often known as the AFL began in 1960 a rival football league to the National Football League, with the pressure it put between the two football leagues before the merger of the two leagues is how the start of the Super Bowl game began. The Super Bowl turned out to be essentially the most watched television event each and every 12 months within the United States.
For more about 사설토토사이트 take a look at our site. | <urn:uuid:7bd2b637-fb47-4d2f-8e3e-393078f88958> | CC-MAIN-2022-33 | https://masteringtarot.com/2019/08/how-american-football-bought-began/ | s3://commoncrawl/crawl-data/CC-MAIN-2022-33/segments/1659882571536.89/warc/CC-MAIN-20220811224716-20220812014716-00272.warc.gz | en | 0.982435 | 672 | 2.5625 | 3 |
Ever After (known in promotional material as Ever After: A Cinderella Story) is a 1998 American romantic drama film inspired by the fairy tale Cinderella. It was directed by Andy Tennant and stars Drew Barrymore, Anjelica Huston, Dougray Scott, and Jeanne Moreau. The screenplay is written by Tennant, Susannah Grant, and Rick Parks. The original music score is composed by George Fenton. The film's closing theme song, "Put Your Arms Around Me", is performed by the rock band Texas.
The usual pantomime and comic/supernatural elements of the Cinderella tale are removed and the story is instead treated as historical fiction, set in Renaissance-era France. It is often seen as a modern, post-feminist interpretation of the Cinderella story.
In 19th century France, the Grande Dame summons the Brothers Grimm to discuss their interpretation of “Cinderella”, showing them a glass slipper and telling the story of Danielle de Barbarac: In 1502 Renaissance-era France, eight-year-old Danielle is the daughter of Auguste de Barbarac, a wealthy widower. He brings home his new wife, the Baroness Rodmilla de Ghent, and her daughters Marguerite and Jacqueline, and gives Danielle a copy of Sir Thomas More's Utopia. As he departs for business two weeks later (a fortnight) Auguste suffers a fatal heart attack just as he is approaching the gate, and delivers his dying declaration of love to Danielle, sparking Rodmilla's jealousy.
Ten years later, the de Barbarac manor is in debt under Rodmilla's negligence and expensive lifestyle. Danielle is forced to work as her step-family’s servant, mistreated by Rodmilla and Marguerite. She stops a man stealing her father's horse, only to realize he is Prince Henry of France, who gives her 20 gold francs. Fleeing a marriage arranged by his parents, King Francis and Queen Marie, to Princess Gabriella of Spain, Henry is caught after stopping to help Leonardo da Vinci recover the Mona Lisa from gypsy bandits and returns home. Disguising herself as a noblewoman, Danielle takes the gold to buy back her family servant Maurice, whom Rodmilla sold into slavery. Henry witnesses the argument between Danielle and the slave cart driver and intervenes, although not recognising Danielle. Intrigued by her, Henry orders Maurice's release and begs for her name; Danielle lies and gives the name of her late mother, Comtesse Nicole de Lancret. King Francis announces a masquerade ball, where Henry must choose a bride by midnight or wed Gabriella, leading Rodmilla to scheme to marry Marguerite to Henry.
Danielle’s friend Gustave tells Henry where the "Comtesse de Lancret" lives, forcing her to run home and change clothes in time to accompany Henry to a Franciscan monastery’s library. They are accosted by the gypsies, whom Danielle impresses into inviting her and Henry to their camp, where she and the prince share their first kiss. The next day, Danielle defies Rodmilla and Marguerite, who steal her late mother's dress and shoes for the ball, leading Danielle to attack her stepsister. Marguerite threatens to throw Auguste's book into the fire, forcing Danielle to surrender her mother’s glass slippers, but burns the book anyway and Rodmilla has Danielle whipped. Tending to her wounds, Jacqueline bonds with Danielle. Discovering that Danielle is the mysterious courtier Henry is pursuing, Rodmilla lies to Queen Marie that the “Comtesse” is engaged.
Danielle meets with Henry to confess her identity, but he interrupts that she has given his life new purpose. Unable to tell him the truth, Danielle runs away. Refusing to tell Rodmilla and Marguerite where she has hidden the gown and shoes, she is locked in the pantry. Gustave finds Leonardo, who frees Danielle and makes her a pair of wings to wear with her mother's dress and slippers to the ball. There, Danielle tries again to tell Henry the truth, but Rodmilla exposes her fraud and Henry rejects her. Humiliated, Danielle runs away, leaving a slipper behind. Henry resigns himself to marrying Gabriella, but realizes she also loves someone else, and calls off the wedding.
He searches for Danielle, whom Rodmilla has sold to the lecherous Pierre le Pieu. Pierre attempts to force himself on Danielle, but frees her after she threatens him with his own swords. Henry finds her, apologizing for his behavior, and proposes to her by placing the slipper on her foot. Rodmilla and her daughters are summoned by King Francis, who accuses her of lying to Queen Marie about Danielle. The queen strips Rodmilla of her title and threatens to banish her and Marguerite to the Americas. Danielle enters, now a princess, and requests a more fitting punishment: Rodmilla and Marguerite are sentenced to work as servants in the palace laundry. Jacqueline begins a romance with Laurent, the captain of the guards whom she met at the ball, and Leonardo gives the royal newlyweds a portrait of Danielle.
The Grande Dame explains that Danielle was her great-great-grandmother, whose portrait hung in the university built by Henry until the outbreak of the French Revolution. She declares that while Henry and Danielle did live happily ever after, the point is that they lived.
- Drew Barrymore as Danielle de Barbarac
- Dougray Scott as Crown Prince Henry
- Anjelica Huston as Baroness Rodmilla de Ghent
- Megan Dodds as Marguerite de Ghent
- Melanie Lynskey as Jacqueline de Ghent
- Patrick Godfrey as Leonardo da Vinci
- Lee Ingleby as Gustave
- Richard O'Brien as Monsieur Pierre Le Pieu
- Timothy West as King Francis
- Judy Parfitt as Queen Marie
- Jeroen Krabbé as Auguste de Barbarac
- Jeanne Moreau as Grande Dame
- Toby Jones as Royal Page
Locations and sets
The castle shown in the film is the Château de Hautefort in the Dordogne region of France. Other featured châteaux are de Fénelon, de Losse, de Lanquais, de Beynac as well as the city of Sarlat-la-Canéda. The painting of Danielle is based on Leonardo Da Vinci's Head of a Woman (La Scapigliata).
Rotten Tomatoes reports that 91% of critics gave the film a positive review based on 65 reviews, with an average score of 7.56/10. The critical consensus states: "Ever After is a sweet, frothy twist on the ancient fable, led by a solid turn from star Barrymore." Metacritic calculated a favorable score of 66 based on 22 reviews.
Lisa Schwarzbaum from Entertainment Weekly gave the film a B-, saying: "Against many odds, Ever After comes up with a good one. This novel variation is still set in the once-upon-a-time 16th century, but it features an active, 1990s-style heroine—she argues about economic theory and civil rights with her royal suitor—rather than a passive, exploited hearth sweeper who warbles 'A Dream Is a Wish Your Heart Makes'." She also praised Anjelica Huston's performance as a cruel stepmother: "Huston does a lot of eye narrowing and eyebrow raising while toddling around in an extraordinary selection of extreme headgear, accompanied by her two less-than-self-actualized daughters—the snooty, social-climbing, nasty Marguerite, and the dim, lumpy, secretly nice Jacqueline. "Nothing is final until you're dead", Mama instructs her girls at the dinner table, "and even then I'm sure God negotiates."
Chicago Sun-Times film critic, Roger Ebert, praises the film with three out of four stars and writes, "The movie […] is one of surprises, not least that the old tale still has life and passion in it. I went to the screening expecting some sort of soppy children's picture and found myself in a costume romance with some of the same energy and zest as The Mask of Zorro. And I was reminded again that Drew Barrymore can hold the screen and involve us in her characters. […] Here, as the little cinder girl, she is able to at last put aside her bedraggled losers and flower as a fresh young beauty, and she brings poignancy and fire to the role."
The film is recognized by American Film Institute in these lists:
- 2002: AFI's 100 Years...100 Passions – Nominated
- "Ever After: A Cinderella Story Movie Reviews, Pictures". Rotten Tomatoes. Flixster.
- "Ever After: A Cinderella Story reviews at Metacritic.com". Metacritic. CBS Interactive.
- Schwarzbaum, Lisa (August 10, 1998). "Ever After (1998)". Entertainment Weekly.
- Ebert, Roger (July 31, 1998). "Ever After BY ROGER EBERT". Chicago Sun-Times. Sun-Times Media Group.Template:Rating
- "AFI's 100 Years...100 Passions Nominees". | <urn:uuid:4885dd11-207b-4ccd-ab36-9c8ff3fff24b> | CC-MAIN-2022-33 | https://20thcenturystudios.fandom.com/wiki/Ever_After | s3://commoncrawl/crawl-data/CC-MAIN-2022-33/segments/1659882571909.51/warc/CC-MAIN-20220813051311-20220813081311-00272.warc.gz | en | 0.938038 | 2,000 | 1.601563 | 2 |
Mental health is an important part of overall health and well-being. Mental health includes our emotional, psychological, and social well-being. It affects how we think, feel, and act. It also helps determine how we handle stress, relate to others, and make healthy choices. Mental health is important at every stage of life, from childhood and adolescence through adulthood.
Mental illnesses are among the most common health conditions in the United States.0
- More than 50% will be diagnosed with a mental illness or disorder at some point in their lifetime.
- 1 in 5 Americans will experience a mental illness in a given year.
- 1 in 5 children, either currently or at some point during their life, have had a seriously debilitating mental illness.
- 1 in 25 Americans lives with a serious mental illness, such as schizophrenia, bipolar disorder, or major depression.
- Suicide, which is often associated with symptoms of mental illness, is the 10th leading cause of death the U.S. and the 2nd leading cause of death among people aged 15-34.
Some warning signs may help you determine if a loved one is at risk for suicide, especially if the behavior is new, has increased, or seems related to a painful event, loss, or change.
- Talking about wanting to die or to kill themselves
- Looking for a way to kill themselves, like searching online or buying a gun
- Talking about feeling hopeless or having no reason to live
- Talking about feeling trapped or in unbearable pain
- Talking about being a burden to others
- Increasing the use of alcohol or drugs
- Acting anxious or agitated; behaving recklessly
- Sleeping too little or too much
- Withdrawing or isolating themselves
- Showing rage or talking about seeking revenge
- Extreme mood swings
Evidence shows that providing support services, talking about suicide, reducing access to means of self-harm, and following up with loved ones are just some of the actions we can all take to help others. If you or someone you know exhibits any of these, seek help by calling the Lifeline at 1-800-273-TALK (8255).
More information on the Virginia’s Lock and Talk Program visit lockandtalk.org. | <urn:uuid:bbbe8b58-41e7-4fee-9472-4c55ddf0cea0> | CC-MAIN-2022-33 | https://hnncsbprevention.org/services/mental-health-suicide/ | s3://commoncrawl/crawl-data/CC-MAIN-2022-33/segments/1659882571909.51/warc/CC-MAIN-20220813051311-20220813081311-00272.warc.gz | en | 0.948403 | 464 | 3.796875 | 4 |
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Peer-reviewed articles in behavioral science and mental health.
When integrating sources into your own work, you want to:
Accurately represent those sources
Use them to support your own ideas and arguments
"In most cases, your best bet is to know your material well enough that you can set a source aside and write about its ideas in your own words. Otherwise, you run the risk of simply compiling a data dump or creating a patchwork of quotations. When you can sum up the gist of a source - its main point - instead of quoting from it excessively, that will save your reader time and will demonstrate that you really know the material. It will also leave more room for you to put your own stamp on the ideas you are writing about." From Getting Started - a Guide to How the Library Works: Using Sources.
Topics & Background Information
Need to select a topic or find background information on your topic? Try one of these online reference resources: | <urn:uuid:7e1b216d-7153-4465-968f-7d9d2d968cef> | CC-MAIN-2022-33 | https://libguides.castleton.edu/c.php?g=724095&p=5166666 | s3://commoncrawl/crawl-data/CC-MAIN-2022-33/segments/1659882571909.51/warc/CC-MAIN-20220813051311-20220813081311-00272.warc.gz | en | 0.908205 | 252 | 2.984375 | 3 |
This signposting course, split over two half-day sessions, will allow delegates to revise, re-cap and update their Arboricultural Knowledge across a range of topics.
- What is Arboriculture?
- Tree identification
- Tree anatomy and physiology
- Tree pruning practices
- Principal decay fungi, pests, diseases and disorders
- Tree biomechanics
- Trees and the law
- Trees on development
- Trees and buildings
- Career progression
Delegates will be provided access to some instructional videos at the end of the first half-day session. When booking, delegates should ensure that they allow sufficient time to watch these (approx. 1.5hr) before the next session; sessions are typically spaced one week apart.
Arboricultural Association attendance certificate
Via Zoom – Please ensure that you have either downloaded the Zoom App, or have an account, and that the audio and camera are in working order. Please see Zoom Tips
Session 1 - 10th October 2022: 09.00 – 12.30
Session 2 - 17th October 2022: 09.00 – 12.30
Experience working within the arboricultural industry is desirable but new entrants will also benefit from this course as an introduction to the subject. | <urn:uuid:3a8e09f8-0497-4802-b737-c21853218029> | CC-MAIN-2022-33 | https://www.trees.org.uk/Training-And-Events/Course-Detail?id=A7FBB308-1C0D-47C0-901B-E42F1DAD1276 | s3://commoncrawl/crawl-data/CC-MAIN-2022-33/segments/1659882571198.57/warc/CC-MAIN-20220810161541-20220810191541-00272.warc.gz | en | 0.895434 | 273 | 1.992188 | 2 |
She was the top female paraglider in the world, beating out the odds to compete once again for the title of world champion. But when German national team member Ewa Wisnierska was suddenly caught in the midst a huge, violent thunderstorm in the Australian savanna, she lost control.
Tossed like a doll, the helpless paraglider was sucked up tens of thousands of feet, into the freezing cold stratosphere. All around her was darkness, lightning, blinding hail, and winds with extreme, vicious velocity. She was losing oxygen fast, and her body began to freeze. But what happened next is nothing short of jaw-dropping. Read on to find out what happened in this truly inconceivable story!
German paragliding champion Ewa Wisnierska was standing with 200 fellow paragliders on Mount Borah in New South Wales, Australia. They were about to launch off as part of their training for the next week’s Paragliding World Championship. As the competitors were debriefed, however, there was a warning.
Some storm clouds had been sighted to the north, and as the day progressed, thunderstorm warnings got more severe. The paragliders had been cautioned, and Ewa set her GPS and tracking log. The clouds didn’t look so bad at first glance. She prepared to take off, not expecting what would soon happen.
Strapped into her glider, Ewa Wisnierska took a good run forward and launched herself into the air. On the ground, the rest of the German team followed in a van to track her progress, checking in with her via radio from time to time.
As she headed north, the first part of Ewa’s journey was quite calm. She followed the mountain ridge from Mount Borah for about 12 miles before it ended, and she entered the skies over the vast savanna. And that’s exactly where she would be most at risk.
As Ewa Wisnierska’s GPS and tracking log ticked, tracking her progress, two thunderstorm clouds appeared in front of her, one larger than the other. She and her teammates had taken off roughly an hour after many other pilots, and they had passed far beyond the clouds.
That left three paragliders directly en route towards the storm clouds: Ewa, an Austrian friend of hers, and a Chinese fellow paraglider – an expert in his field for a decade. The three of them were fairly confident that they could dodge the menacing clouds. But now they were isolated.
Many other paragliders behind and around Ewa Wisnierska and her two colleagues were put off by the clouds. They identified the risk and decided to call it quits. They decided then and there that it would be better to land than to risk navigating through the storm.
Ewa’s friends from the German team landed and began looking for her. Up in the sky, she was trying to avoid the clouds. She knew that if she flew under them, she could get sucked up, so she tried to steer around. That’s when the unthinkable happened.
In a matter of moments, the weather changed with a snap. The smaller cloud was suddenly engulfed and swallowed by the larger one, merging into a tremendous cumulonimbus cloud looming over the plains. It was now a massive storm system, 12 miles across.
Ewa was flying directly into its wrath, trying to veer around it to avoid the updraft. But as Ewa’s Austrian friend tried to steer away from the storm, he watched her disappear. In a flash, she was sucked up into the storm’s updraft.
Ewa Wisnierska’s friend, Austrian glider Gerald Ameseder, pointed his feet straight down and tried to create enough G-force to propel him to spiral away from the cloud. It worked, shooting him out of the sky away from the cloud fortress and towards the earth.
Gerald landed at a farm. As rain and hail barreled down all around him, he detached himself from his glider and ran for shelter into the nearest barn. He watched with amazement at the most violent lightning storm he’d ever seen. He knew Ewa was in deep trouble.
Inside the cumulonimbus cloud, Ewa Wisnierska was strapped into her paraglider, hurtling upward like a rocket. The storm was lifting her at a rate of 60 feet per second, and she was completely and utterly powerless to break out of the wind tunnel.
Ewa knew she was heading toward the storm’s eye in its vicious center because she could hear immense claps of thunder coming from all around her. She prayed to be thrown out of the cloud as she grasped her glider’s straps, however, her vision had become dangerously impaired.
Ewa could no longer see anything. All around her, it was pitch black, except for constant flashes of lightning, dangerously close to electrocuting her even as she ascended. She could only guess what was happening around her through the colossal rip of the blinding winds.
It was critical that Ewa kept flying as steady as possible. She was at the mercy of the storm and the stability of her glider. Through it all, she even managed to get a desperate phone call to the ground crew, saying she couldn’t see. Then, the line cut off.
As Ewa Wisnierska continued to be sucked up by the storm in its angry cloak of darkness, it became freezing cold. She was gaining altitude at an unbelievable rate and began shivering uncontrollably. There was nothing she could possibly do to stop the glider from rising.
Huge hail balls the size of oranges painfully pelted her left and right, filling her harness and weighing her down. But trying to fall out of the storm was not an option. Her instruments were soaked. And what was about to happen next was horribly inevitable.
Thousands of feet in the sky, Ewa Wisnierska blacked out. She floated, unconscious in her harness, passed out from lack of oxygen. By this point, the storm system had brought her all the way to the top of the cumulonimbus cloud, and there she drifted, suspended in the heavens.
The air at her altitude was 50 degrees below zero. Though she had dressed warmly, her clothing was in no way suitable for such temperatures. Everything, her face, her gloves, and the wings of her glider, all became encased in ice. And she had no breathing apparatus.
Unconscious and starved of oxygen, her body was freezing over in the plunging subzero temperatures. Each minute that passed increased the chance that Ewa Wisnierska would die there at the limit of the stratosphere. Yet there she remained, strapped into her glider, suspended miles above the Earth.
If she was going to live, it was highly likely that she would suffer permanent brain or organ damage, or both. Peacefully, aimlessly gliding, high above the wrath of the storm, she lingered there for at least 40 minutes, unaware of how much time had passed. Then, something snapped.
The wing of Ewa’s paraglider gave way from the weight of the ice that had collected on it. Ewa began to plummet from the heavens in a terrifying free-fall. It was as if someone had suddenly switched on gravity. She was still unconscious, not realizing she was falling.
Ewa’s paraglider shot down towards the heart of the storm, traveling at 90 feet every second, far faster than the ascent had been. There was no way for her to save herself. If she continued falling like this, she would be crushed upon impact with the ground.
Suddenly, with neither rhyme nor reason, after Ewa Wisnierska had been free-falling almost two miles, something miraculous happened. Her glider suddenly opened up entirely by itself and its wing straightened back out. As it unfurled, it steadied her fall. The abrupt jerk woke her up.
As she gradually regained consciousness, she observed her surroundings and noticed that she was still caught in the snares of the thunderstorm. Her mind started to reanimate, but she could barely move her joints. What would she do? Would she able to save herself?
Now gliding once again, Ewa Wisnierska was neither falling nor being sucked skyward, but she was still in terrible danger and had to get out of the storm clouds. Lightning and hail continued to erupt all around her. Ewa’s body and craft were still coated in ice and moving slowly.
She was not able to react as quickly as she would under normal circumstances. To make matters worse, the brakes had long since slipped out of her hands, and her gloves were frozen solid. She couldn’t control her shivering and reach them. How would she move her hands?
Meanwhile, on the ground near the remote Australian town of Manilla, panic was spreading. The German paragliding team was driving around, frantically searching for their friend Ewa Wisnierska. The problem was, they had no clue whatsoever as to where she could be, or where she would land.
Gerald, the Austrian paraglider sheltering in the barn where he had landed, managed to contact them, exclaiming that Ewa had been sucked up by the cloud. Everyone knew Ewa was in mortal danger, and that wherever she was, she would need medical help immediately. But would they find her alive?
Ewa Wisnierska had long wished to become a successful paraglider. When she had first discovered the sport, she became instantly hooked, living in her car to travel from competition to competition. After competing for four years, Polish-born Ewa Wisnierska became the top woman paraglider in the world.
Already the undisputed champion in Germany, Ewa ended up winning the Paragliding World Cup on multiple occasions. She was hungry for more. She wanted to be the best paraglider in the world, regardless of gender. But something disastrous happened to jeopardize her future long before she found her life in danger in Australia.
In August 2006, Ewa Wisnierska was badly injured in a training accident in the Swiss Alps that left her pelvis fractured. It looked as though her participation in the upcoming Paragliding World Championships in Australia would be compromised. But she would not take no for an answer.
And now, after fighting so hard to come to Australia and participate again in the World Championship, she was deprived of oxygen, frosted with ice, far too high in the sky, at the mercy of a massive thunderstorm that could spell for her an imminent death.
Somehow, amid the catastrophe, Ewa Wisnierska managed to slowly reach out her limp hands and grasp the handles and brakes on her glider. Though she was numb from cold and barely able to think, let alone to manipulate the glider, she maneuvered just enough to steady its course.
She had to land herself and finally break free of the storm’s grip, and she had to do it fast. Ewa’s head was swimming. She was barely even conscious, shivering and short of breath, bruised from the constant barrage of hail. But then she saw an incredible, beautiful sight.
She had been in utter darkness, and she had been unconscious, and now, finally, Ewa beheld beneath her the surface of the earth. Just seeing land was an indescribable joy. The Australian plains stretched out underneath her. It gave her hope that she might live.
Ewa Wisnierska’s instincts kicked in as she steered herself downwards. She crash-landed her glider into an open field, about 1,500 feet from a farmhouse. At that moment, she knew in her heart one thing: she was going to live! But she was far from being in the clear.
Sprawled flat in the grass of the Australian savanna, Ewa Wisnierska lay in the fetal position, hugging herself, shivering and shaking uncontrollably. She was trying to warm up her body, and the sun was far from enough to help her.
Ewa wanted to get up, to free herself from her harness and move her body to get her blood circulating, but after what felt like hours in the air, she was simply too exhausted to do anything. And it was precisely in that moment that her phone rang.
On the phone were Ewa Wisnierska’s teammates. All this time, as they sped across the Australian countryside, they had been calling her nonstop, trying their best not to give up hope. Every time they had called, the signal on the other line was dead.
But now, her phone actually was ringing. She heard it buzz as she fumbled for it in her pocket. Finally, she managed to pick it up with her hands although was scarcely able to move. And then, before she could say anything to give her teammates a definite sign she was alive, the phone cut out.
The reception was spotty in the remote field where Ewa Wisnierska lay in desperate need. She scraped the ice off of her GPS watch to look at her coordinates. She then opened the phone again and began slowly typing her coordinates in a text message.
Ewa’s body temperature was dangerously low. She was too weak to walk to the farm. As she waited for cellular reception to come back, so she could send her teammates the text message, she could die before they found her. Then her phone rang again.
This time, the call went through. As Ewa’s teammates excitedly tried to get information out of her, with the first words she managed to get out of her shaking mouth she told them she was very cold. She begged them to come quickly.
They had no idea where she was and urgently needed her coordinates. She slowly told them the GPS data, and they raced over to try and save her. It was a race against time and the elements. Would they reach their friend before it was too late?
At long last, like angels on earth, Ewa Wisnierska’s team reached her. They freed her from the straps of her harness, marveling at the amount of huge, heavy balls of hail that had accumulated inside there with her. They extracted her and sat her up.
The primary need before all else was to get her warm. Ewa’s teammates wrapped her frigid, wet body in heavy blankets. She was laid out on the backseat of their car and they immediately rushed her off to the hospital. But when they arrived, something bizarre happened.
Ewa Wisnierska had survived extraordinary altitudes, a long period of time unconscious, oxygen deprivation, lightning, exposure to extreme cold, and ferocious winds. Yet at the hospital, the doctors told Ewa and her teammates something incredible: she was more or less fine, and free to go.
The oxygen levels in her blood were normal. She required bandages for the bad case of frostbite on her ears and legs, and the constant assault by hard chunks of hail had left her with bruises, but she would be alright. It was then, she told them something they thought was absurd.
At first, nobody believed Ewa when she told them. Perhaps she had been delirious in the backseat of the car on the way to the hospital. But she insisted that her GPS tracked her all this time, and according to it, she ascended to a height of 32,634 feet.
The number was ludicrous. She had indeed been thousands of feet into the electrical storm, but this made no sense. They shook their heads, certain that after all Ewa Wisnierska had been through, it would not be unlikely that her electronic instruments had malfunctioned. But then they double-checked the GPS.
Ewa Wisnierska had not been exaggerating. Her GPS was correct. She had actually been taken up into the air to a maximum height of 32,634 feet! No human being on Earth had ever been at those altitudes unprotected and survived to tell the tale.
To put this number into perspective, it’s the altitude at which many commercial jets fly. Ewa Wisnierska had floated unconscious at the height of Mount Everest plus South Africa’s Table Mountain. She had cheated death itself. And after being up there, was she finally lay her extreme sporting pursuits to rest?
Ewa Wisnierska’s otherworldly experience did not deter her from achieving her dreams. She was determined to keep training in advance of the Paragliding World Championship in Australia. Just six short days after her ordeal, she decided to get airborne again.
Ewa returned to the very same site that she had originally launched from, atop Mount Borah, New South Wales, Australia. Having been interviewed since then about her jaw-dropping journey, she was surrounded by the media. With news cameras tracking her, she took off. And there was one incredible catch.
Ewa was in the very same glider that she had used on the day of the storm. Not only had she survived the ordeal, but her craft had come out of it still able to fly. Despite lightning, hail, colossal winds, and ice sheets, it was still usable.
As she flew off into calm skies, Ewa reflected on her fellow pilot, He Zhongpin. The 42-year-old had also been caught in the storm and had sadly perished, presumably struck by lightning. Remembering him and what could have been, Ewa sailed off — but this was not her last flight.
Ewa has gone on to compete in a multitude of other paragliding competitions and, naturally, has won many trophies for her prowess. Today, she is a teacher, imparting her hard-learned knowledge with hopes of training the next generation of paragliding superstars.
She also runs an organization that specializes in personal development courses. But Ewa Wisnierska is no ordinary instructor of life skills. Hers is a story of defying death, nature, and all odds. There are few who are quite as equipped as she to teach others how to persevere.
Sources: Sucked Into Storm, Paragliding Miracle, Weather Imagery | <urn:uuid:ce37f41d-657a-49e0-8371-69c41c883c00> | CC-MAIN-2022-33 | https://content.directexpose.com/paraglider-ewa-wisnierska-storm | s3://commoncrawl/crawl-data/CC-MAIN-2022-33/segments/1659882571198.57/warc/CC-MAIN-20220810161541-20220810191541-00272.warc.gz | en | 0.987678 | 3,855 | 1.835938 | 2 |
The Peshwe Park, is located near Saras Baug in Pune, India. It is managed by the Pune Municipal Corporation. It is unfold over a place of 7 acres. Now it's miles an strength park that stresses the importance of renewable strength in today’s instances. The Adventure Park is likewise released there. The concept at the back of the park is to cast off the concern detail in kids from a young age as was first mooted with the aid of its clothier BS Deshmukh. In 1953 the Pune Municipal Corporation created Peshwe Park on approximately 7 acres where Madhavrao Peshwe had established a personal menagerie in 1770.
Located in the heart of the metropolis at the bottom of Parvati Hill, this zoo exhibited animals in conventional cages. N 1986, Mr. Neelam Kumar Khaire, the primary director of the park, with assistance from the Pune Municipal Corporation, created the Katraj Snake Park on land that was to emerge as the Rajiv Gandhi Zoological Park. In 1997, with a view to create a more contemporary zoo in accordance with the hints of the Central Zoo Authority of India, the municipality decided on a website in Katraj and started out growing a brand new zoo.
The Peshwe energy park serves the reason of the usage of non-conventional renewable strength and spreading its attention. This includes a biomass pavilion, hydro-energy pavilion, information pavilion, battery operated Phulrani teach, solar pavilion, etc. The park also homes the youngsters playground that consists of slides, seesaw, swings, and many others. There is an induction of 50 kinds adventure sports video games and activities like internet climbing, walk rope mountain climbing. | <urn:uuid:a3230099-2efb-46c3-b5d6-d77949fd065f> | CC-MAIN-2022-33 | https://www.hellotravel.com/india/peshwe-park | s3://commoncrawl/crawl-data/CC-MAIN-2022-33/segments/1659882571909.51/warc/CC-MAIN-20220813051311-20220813081311-00272.warc.gz | en | 0.956476 | 357 | 1.984375 | 2 |
The University of Nevada, Reno has backtracked after a housing official suggested interracial living arrangements were prohibited in some of the school’s Living Learning Communities (LLCs) for safety reasons.
Dean Kennedy, executive director of residential life, housing and food services, told a conservative youth organization that students must match the “identity” of the identity-based LLC they want to live in. This is for “the safety of student participants,” he said, according to a message posted Tuesday by the conservative group Young America’s Foundation (YAF).
The public university provided a statement Wednesday to Just the News disavowing Kennedy’s statement.
“Our Executive Director of Residential Life, Housing and Food Services Dean Kennedy misspoke in giving his statement,” the school said. “These LLCs provide a sense of community and belonging, especially at research-intensive
institutions. The University of Nevada, Reno’s 15 LLCs are open to any and all students living on campus.”
The university statement did not further explain why Kennedy raised safety in his earlier message.
YAF raised concerns that the university was creating “segregated dorm communities” with the identity-based LLCs. The concerns were raised from a student, who was not applying to live in one of them but was “offput by the school separating students into racial groups,” a TAF spokesperson told Just the News.
The conservative group followed up with the university to clarify the “vague entry requirements” for the black, indigenous and “Latinx” LLCs. (Latinx, the gender-neutral version of “Latino,” is popular in academia but not among Hispanics, polling shows.)
“Living Learning Communities welcome all students to apply as almost every college/school has a community encompassing the majors within that college/school,” Kennedy wrote back to YAF.
“Because there is an academic component, students must be eligible to be enrolled in the course(s) connected with each community; and there are several communities for which any student of any major can apply,” his message to YAF stated.
But “it is important only students who hold that identity are considered” for the black, indigenous and Latinx options, Kennedy added, citing the safety of each LLC’s participants.
The LLC page touts the higher GPA, retention rate and “greater sense of belonging” associated with students who live in these communities with “shared academic, social and cultural interests.” They live on the same floor and take some classes together.
Some of the LLCs are reserved for various academic departments within the university. One each is for “LGBTQUIA+ culture and community” and women in science and engineering. Three are based on race or ethnicity, all sharing one residence hall.
While those three imply they are open to “all students,” the black and indigenous LLCs each say participants will explore “their” identity or culture, implying they are reserved for black and indigenous applicants.
A university spokesperson provided a statement calling YAF’s headline “inaccurate” for claiming that “white students” were banned from these “minority-dorm communities.”
You can read the full statement here.
Asked to explain the wording of the black and indigenous LLCs, which mention “their” culture and identity, and what Kennedy meant by protecting the “safety” of participants, the spokesperson said the university’s statement answered both questions. | <urn:uuid:1d598983-166b-4d1d-a6b2-235b4fa9632d> | CC-MAIN-2022-33 | https://usadailybrief.com/university-backtracks-on-interracial-ban-in-identity-housing-says-official-misspoke/ | s3://commoncrawl/crawl-data/CC-MAIN-2022-33/segments/1659882571909.51/warc/CC-MAIN-20220813051311-20220813081311-00272.warc.gz | en | 0.955413 | 760 | 1.507813 | 2 |
In May 2017 data, the standard 여우알바 time sensitive pay for nursing embellishments and related work force point by point by the U.S. Division of Labor Statistics was $13.72 dependably, or $28,540 ceaselessly. For example, a clinical watchman match with 1-4 years of association gets a general ordinary of $12 an hour, an escort help with trip 5-9 years of collusion gets a standard of $14 an hour, and a clinical head right hand with 10-19 years of alliance increases about $15 dependably, in peril to experience in hours. The most liberally repaid nursing associates work for the public government, getting a norm of $18.43 an hour. As shown by the BLS, clinical orderlies working in government affiliations get truly more than the public norm ($3,750) as well as clinical chairmen working in various kinds of clinical benefits workplaces like workspaces; state, close by and private locale, and higher than the business’ standard yearly pay out $5,270.
The public area delicate remuneration for help associates is $12.22 and the center time touchy pay is $11.73. Concerning standard CNA pay, Alaska CNA pay has the principal time overpowering pay with a customary compensation of $16.40 dependably appeared particularly standing disengaged from the public standard of $11.54. CNA pay in California, for example, standard $15.93 an hour in San Francisco, while the normal CNA wage in Los Angeles is $11.61 an hour. The CNA’s most insignificant time fascinating pay was in Louisiana, where the hourly rate was $11.68.
As a part level position, CNA occupations can pay delegates time fragile pay. While there are different CNA occupations open in nursing homes and goliath length figured workspaces, more huge positions may be open in more unequivocal workspaces. Clearly, the remuneration depends on the sort of office you work in, as a nursing home will plainly pay more than a nursing home.
Maybe the most striking nursing unreasonableness work is in nursing homes, yet it is one of the most un-paying position open to a CNA, with a standard yearly pay of $29,100. Regardless of what the way that nursing working conditions use the most CNAs in the U.S., they pay likely the least pay, averaging $31,000 enthusiastically. Pay rates in Alaska are the most major in the U.S., at $42,500 dependably; in the interim, CNAs in Louisiana have the least, with a normal remuneration of $24,300 consistently. Gold nation offers the most fundamental ensured nursing beautification pay rates in the state, while Louisiana’s standard CNA pay is on a plainly essential level $24,300, making it immaterial pay in the state.
Since most states expect under 200 hours of setting up, the standard remuneration of a CNA is lower than that of a got keep with (RN). CNA starting compensation rates for those with north of 20 years of breaker are everything thought of as 10% higher than the norm. Expecting that you have something like 10 years of CNA experience, you can manage that your base remuneration should increase by around 13.4%, starting at around $17 an hour.
The expansion is clear with the movement in the average expense for a long time things contemplating everything. CNA center compensation are projected to move by 19.81% all through the level of the going with five years, with pay partner by $6,350 to a degree of $11,580 all through the level of the ten years from 2016 to 2022. CNA Those working in the private locale can expect to gravitate toward to the public standard and nearly $20,000 more in benefits. Public region CNAs, for instance, those used by the Veterans Administration, research marvelous all that considered compensation load with genuine remuneration and a full level of benefits. CNAs are everything viewed as used in care settings to help patients with standard activities like making due, washing, and dressing. The guardian and CNA pay rate in like manner increases when specialists stay at work longer than required, accomplishments of the week, evening updates, or events, and additional improvement as a parental figure and CNA. In case benefits are not an issue, CNA transient time spellbinding pay may be higher than the hourly dull for standard created organized trained professionals. CNA pay rates change unthinkably, with the most unessential paid specialists getting $22,750 ceaselessly and the most central getting an all around norm of $42,110 dependably.
While the center remuneration shows the normal CNA pay level, the center pay industriously gives an overall all the more clear picture of the CNA’s getting potential. CNA yearly not totally settled by accentuating standard time interesting remuneration by 2080 hours or clearly from twirl around data. The center time fragile remuneration for a CNA in New Jersey is higher than the public norm for the calling. The most brought pay were constantly up in New Jersey’s most clear city.
Neighborhood care working conditions are the third-all things considered around unambiguous head, paying a norm of $12.84 an hour completely. As shown by News and World, on the off chance that you really need to work at a center worked with at the University of Iowa Hospitals and Clinics in Iowa City, Iowa is a completely seen office structure. Pay for guaranteed nursing accessories change by state, under we’ve recorded CNA time sensitive pay, standard month to month and yearly compensation rates, and took a gander at CNA time precarious pay by state. Under we list the remuneration of all clinical guards for assessment.
CNA pay in crisis locale are higher than the public norm. CNAs in retirement affiliations and nursing homes care for occupants with a level of necessities. While various CNA positions don’t require past master information, past the standard improvement hours set by the State Board of Nurses, expecting the nursing adornment appreciates past clinical benefits understanding, for instance, being a treats peeler or in a center. , Local. Guaranteed nursing embellishments working everything that could really be been offered various benefits, for instance, clinical assistance, retirement plans, and controlled time, in any case, various conditions in the business are parttime and not all affiliations offer benefits.
While considering Long Branch as illustrative of the New Jersey place pay or the number in the sign of relationship of the remuneration figures, Long Branch Nursing Assistant without an interest has a center yearly pay of $29,376 appeared plainly like $31,439 for a solid CNA. With a 40-hour work week, this extras into an advantage of $20,680 consistently at the lower part of the scale and $38,630 at the most raised spot of the scale. | <urn:uuid:7107b343-b2aa-4ec0-a3ba-cc9832234c51> | CC-MAIN-2022-33 | https://www.eastridgeoutfitters.com/%EC%97%AC%EC%9A%B0%EC%95%8C%EB%B0%94/ | s3://commoncrawl/crawl-data/CC-MAIN-2022-33/segments/1659882571909.51/warc/CC-MAIN-20220813051311-20220813081311-00272.warc.gz | en | 0.953949 | 1,459 | 1.53125 | 2 |
Preparation and characterization of water-absorbing composite membrane for medical applications
The present work introduces a novel method for the formation of water absorbing composite membrane. The prepared composite is based on chitosan, carboxymethyl cellulose (CMC), and Montmorillonite. Prepared composite membrane exhibits high water absorbing and holding capacity with increasing clay content. The water absorbency was studied as a function of the hydrogel composition and the medium pH. Structure and morphologies of the prepared composite have been characterized by X-ray diffraction (XRD), and transmission electron microscope (TEM). TEM study showed that the formed membrane is homogenous and prepared uniformly.
Keywords: Composite, clay, superabsorber, chitosan, carboxymethyl cellulose, composite membranes | <urn:uuid:6c0722bc-4427-4e5b-8f6d-4e7d77642224> | CC-MAIN-2022-33 | https://www.ajol.info/index.php/ajb/article/view/129107 | s3://commoncrawl/crawl-data/CC-MAIN-2022-33/segments/1659882573163.7/warc/CC-MAIN-20220818033705-20220818063705-00072.warc.gz | en | 0.886769 | 167 | 2.078125 | 2 |
Total anomalous pulmonary venous return: familial and environmental factors. The Baltimore-Washington Infant Study Group. Teratology 1991 Oct;44(4):415-428.
Total pulmonary venous drainage into the right side of the heart; report of 17 autopsied cases not associated with other major cardiovascular anomalies. Lab Invest 1957 Jan-Feb;6(1):44-64.
Complications of cardiac catheterisation in children. Heart 2015 Jun;101(12):915.
Assessment of total anomalous pulmonary venous connection by two-dimensional echocardiography. Br Heart J 1981 Dec;46(6):613-623.
Echocardiographic assessment of total anomalous pulmonary venous connections in pediatric patients. J Formos Med Assoc 2001 Nov;100(11):729-735.
impact and cost effectiveness of routine intraoperative transthoracic and transesophageal echocardiography on surgical decision making in pediatric cardiac surgery. J Perioper Echocardiogr 2014 Jan;2(1):3-9.
The safe use of intraoperative transesophageal echocardiography in the management of total anomalous pulmonary venous connection in newborns and infants: a case series. Paediatr Anaesth 2005 Nov;15(11):939-943.
Transesophageal echocardiographic in total anomalous pulmonary venous drainage: hypotension caused by compression of the pulmonary venous confluence during probe passage. J Am Soc Echocardiogr 1994 Nov-Dec;7(6):652-654.
Partial anomalous pulmonary venous connection: diagnosis by transesophageal echocardiography. J Am Coll Cardiol 1997 May;29(6):1351-1358.
Supracardiac total anomalous pulmonary venous connection with right ascending vertical vein. Cardiovasc Med 2014;17(9):273-274.
Images in cardiovascular medicine. Bilateral vertical veins from a common confluence in supracardiac total anomalous pulmonary venous connection. Circulation 2008 Aug;118(6):e103-e104.
Total anomalous pulmonary venous connection: morphology and outcome from an international population-based study. Circulation 2010 Dec;122(25):2718-2726.
Conventional and sutureless techniques for management of the pulmonary veins: evolution of indications from postrepair pulmonary vein stenosis to primary pulmonary vein anomalies. J Thorac Cardiovasc Surg 2005 Jan;129(1):167-174.
Anatomical and functional evaluastion of pulmonary veins in children by magnetic resonance imaging. J Am Coll Cardiol 2007 Mar;49(9):993-1002.
Correction of total anomalous pulmonary venous drainage in infancy. J Thorac Cardiovasc Surg 1973 Sep;66(3):447-453. | <urn:uuid:c5ec783f-8ff2-4399-b625-da0d7e555909> | CC-MAIN-2022-33 | https://www.jpecardio.com/abstractArticleContentBrowse?paginateValue=6963&abstractArticle=abstractArticle&jpdAbstractArticle=&documentType=Article&jCode=JOPE&jid=26&art_volume=4&art_issue=2&art_page=&numberResult=10&id=6962&sortType= | s3://commoncrawl/crawl-data/CC-MAIN-2022-33/segments/1659882571536.89/warc/CC-MAIN-20220811224716-20220812014716-00272.warc.gz | en | 0.681585 | 616 | 1.765625 | 2 |
Larnaca (Larnarka) is a port city on the south coast of Cyprus. It's known for Finikoudes Beach, a sandy strip in the city centre backed by a palm-lined seaside promenade. Buzzing bars line the waterfront at Mackenzie Beach. Just offshore, the M.S. Zenobia wreck is a popular dive site. The 9th-century Church of Saint Lazarus contains the tomb of the saint said to have risen from the dead. | <urn:uuid:a7a97dbe-83a5-41dc-a7a0-7693285edbed> | CC-MAIN-2022-33 | https://www.kosherwhere.com/he/destinations/view/info/kosher-food-in-larnaca/ | s3://commoncrawl/crawl-data/CC-MAIN-2022-33/segments/1659882571536.89/warc/CC-MAIN-20220811224716-20220812014716-00272.warc.gz | en | 0.930434 | 100 | 1.523438 | 2 |
A turnkey interior designer service helps to combine the interior construction process and interior…
Turnkey contractors in architectural and construction projects propose an extra beneficial strategy for designing and building new installations than a conventional design-bid-build (DBB) procurement. Turnkey services strengthen numerous agreements into a sole degree of responsibility, deliver before stake transfer with the validity of plan and expense, and result in pace up delivery while incorporating the Agency as an effective party in the design operation.
The Role of Turnkey contractor in architectural and construction projects are as follows:
Takes Responsibility & Risk Transference Through Agreement Alignment
The turnkey completion procedure contractually aligns with real estate, architect, and contractor crew units through a sole-source agreement, formulating greater responsibility to the Agency. The delivery threat is allocated by the Agency to a turnkey delivery crew that is placed to effectively govern the risks inherent to erecting new buildings.
Plans Out Savings Via Turnkey-Design-Build Delivery
With a turnkey delivery strategy, growth, architecture, and building actions overlap, enabling for fast-track delivery of buildings with no following harm to the Agency. The turnkey design generally results in a planned decrease of 20% or more when correlated to conventional design-bid-build delivery. This unification of expertise permits for chores such as licensing, submittals, examinations, and integrity supervision processes to arise simultaneously with the construction.
Leveraging Private Sector Expertise Frees Agency To Focus On End-Product Goals
Turnkey design contractors do not discard the Agency from the film, they are always there throughout the layout building procedure, follow all layout and building discussions, and handle a huge level of supervision over the direction of the undertaking. While profoundly entailed throughout the whole procedure, the Agency’s period is leveraged by the technique of the advancement crew for incredible efficiency.
Answers To A Successful Design-Build Process
Crucial to the achievement of the architecture and construction factor of turnkey delivery is the institution and supervision of the design procedure. Developing a frame for a confederation between the several crew units is key. Under a turnkey design contractor, the design-build manager determines accountability for directing the planning action and harmonizing the design with the Agency.
Effective Risk Supervision Through The Turnkey Architecture And Construction Procedure
Turnkey contractor facilitates active Agency interest and aligns the inducements of the architects and contractors, allowing them to work towards their budgeted execution objectives. The stemming procedure is simplified, efficient, and proposes incredible significance to institutions and the general area that are seeking primary building projects.
The role of a Turnkey contractor in architectural and construction projects is huge and cannot be ignored. Turnkey contractors propose an additionally effective procedure for architectural and construction of new installations than a conventional Design-Bid-Build (DBB) procurement. We at Harmonic Bay deliver a premium service of a turnkey contract to our clients. We offer all kinds of services from architecture to construction- all under one roof. | <urn:uuid:9ff37933-ada1-4606-8369-abd621d03992> | CC-MAIN-2022-33 | https://www.harmonicbay.com/turnkey-contractor-in-architectural-and-construction-projects/ | s3://commoncrawl/crawl-data/CC-MAIN-2022-33/segments/1659882571198.57/warc/CC-MAIN-20220810161541-20220810191541-00272.warc.gz | en | 0.904579 | 612 | 1.71875 | 2 |
What Is A U-Value? In relation to insulating the home, a U-Value is the flow and loss of heat through the materials that make up the building itself, including bricks, flooring, roofing and windows. The U-Value is measured in watts at the rate of heat transfer. The important point to note is that the lower the U-Value is, the...
Speedline Thermal Laminate Board 52.5mm
A high performance insulation solution comprising a PIR foam with a kraft paper/aluminium multi-layer finish, factory bonded to a 12.5mm tapered edge plasterboard offered in a board size of 1.2m x 2.4m. The foam has a very low thermal conductivity (k) of 0.022W/mK with the plasterboard providing an optimum thermal insulation solution.
Size: 40mm/12.5mm x 1200mm x 2400mm
We are unable to accept orders less than £150 ex VAT. Orders between £150 - £300 ex VAT will be subject to a delivery charge of £50 ex VAT, and orders over £300 ex VAT qualify for free delivery.
Need to discuss your enquiry further? Please contact our customer services team at [email protected], who will be happy to help.
Speedline Thermal Laminate Board is a high performance composite comprising PIR foam and plasterboard laminate. It has been developed to provide a dual dry lining & Insulation solution and is suitable for both mechanical or dot & dab fixing within a variety of applications.
- Polyisocyanurate Insulation 0.022 W/mK
- A tapered edged board enables flat seamless walls as an alternative to the use of plaster
- High thermal performance, so energy saving
- CFC/HCHC free with Zero Ozone Depletion Potential
- Insulation, dry lining and vapour control layer in one board
- Quick and easy to install
- Cost effective
- New build and refurbishment projects
- Upgrading of walls and ceilings to meet U-value requirements. Suitable for masonry walls, brick, block or concrete
- Room in a roof applications
- Boards may be fixed to the substrate by adhesive bonding, metal frame system timber battens or mechanical fixing.
- Dry wall adhesive can be used on plane concrete or plastered walls.
- Mechanical fixings (fire proof) are also recommended (3 per board) after the adhesive has set
NB. Speedline Thermal Laminates Plasterboard, when applied to the ceiling, must be directly fixed to the rafters after the removal of any existing plaster or plasterboards. The board is always screw fixed to the rafters.
Orders and Delivery
Free delivery if your order is over £300 ex VAT. Orders between £150 - £300 ex VAT will be subject to a delivery charge of £50 ex VAT. Please note, we are unable to accept orders less than £150 ex VAT
When ordering on line you can specify the date of delivery, however we would not be able to specify the time of delivery on that day.
♦ Please note that we have a number of large vehicles, including articulated vehicles that may be used for delivery. Please advise us in the comments on your order if access to the delivery address is limited.
♦ Due to insurance guidelines, delivery personnel are unable to enter private residences. Delivery will be as far as possible to the kerbside of the delivery address. The recipient of the products is responsible for any additional lifting once the delivery has been made. Please bear in mind that Insulation products can be bulky and / or heavy.
♦ The delivery driver will require a signature to confirm the goods have been received.
† Unfortunately we, Insulation Express, cannot deliver to the Highlands & Islands of the UK. However we will be happy to deliver to a freight forwarding company on your behalf.
Returns and Refunds
In the unlikely event that you need to return an item, please contact our team on [email protected] within 14 days of accepting delivery of the item. Restocking charges may apply. We will discuss this with you upon receipt of the cancellation request. Restocking charges will be applied where the products are no longer required AND NOT for goods returned because either defective or damaged. We usually charge 25% of value (minimum £25.00).
Please note that we cannot accept returns on special orders. Special orders may consist of items sent via third party shipping companies or made to measure products. If you are unsure on whether or not your item is a special order, please contact us on [email protected] prior to placing the order. | <urn:uuid:80980600-3134-414e-8b06-ccfc7415be5f> | CC-MAIN-2022-33 | https://www.insulationexpress.co.uk/speedline-thermal-laminate-board-52-5mm | s3://commoncrawl/crawl-data/CC-MAIN-2022-33/segments/1659882571909.51/warc/CC-MAIN-20220813051311-20220813081311-00272.warc.gz | en | 0.916089 | 968 | 1.59375 | 2 |
The management obviously expected the city of Harare authorities to do this, after all, that is their job. But do we really need to wait for the city council to act?
We all know that Harare, like all the other councils, has its own challenges – chief among them their lack of garbage collecting capacity. It is therefore imperative that all of us get involved in cleaning up our cities. It is not only about being a good citizen, it is about taking care of our health.
Companies also have a responsibility to clean up – not only their factories and businesses, but also the surrounding areas. People generally feel good about doing business with companies that demonstrate social responsibility, so this makes good business sense.
If we are serious about cleaning up our cities, we must start with ourselves – they say charity begins at home. We should not litter in the first place. The city for its part must enforce its own bylaws that ban littering.
It is therefore gratifying to be able to report this week that a company in Msasa, Harare has taken its social responsibility seriously. They have planted trees and cleaned up the area around their business premises.
We know a host of other companies that are taking similar measures to address environmental issues in the areas where they operate. This is commendable and we hope it catches on until all companies are not only keeping their own premises clean, but contributing to the cleanliness of our cities.
This is the only way Harare has any hope of regaining its former glory as the Sunshine City.Post published in: Editor: Wilf Mbanga | <urn:uuid:2f466272-ee2b-4405-a8a3-c5f36af6ece8> | CC-MAIN-2022-33 | https://www.thezimbabwean.co/2012/03/a-cloud-over-sunshine-city/ | s3://commoncrawl/crawl-data/CC-MAIN-2022-33/segments/1659882571536.89/warc/CC-MAIN-20220811224716-20220812014716-00272.warc.gz | en | 0.982597 | 324 | 1.984375 | 2 |
UC San Diego Launches Nation’s First Non-Supplement Study on Prostate Cancer/Diet : Less meat, more vegetables, an active lifestyle, and phone calls
The vegetables most boys wanted to avoid in childhood – such as kale and broccoli – just may be the answer to staving off prostate cancer growth in adulthood. A new clinical trial at UC San Diego Moores Cancer Center will evaluate whether or not a change in diet, reinforced with telephone counseling and exercise, can stop or delay the progression of prostate cancer.
“Ours is the first study to focus on changing the entire lifestyle rather than just giving the participants a supplement pill,” said J. Kellogg Parsons, MD, MHS, urologic oncologist at UC San Diego Moores Cancer Center. “We focus on more vegetables, less meat, and comprehensive counseling which encourages a more active lifestyle.”
Participants in the Men’s Eating and Living (MEAL) Study will eat at least seven servings of colorful, strong-flavored produce per day, with an emphasis on cruciferous vegetables and tomato products, as well as whole grains, beans or other legumes, and fruit. “Evidence in previous studies suggests that a diet high in vegetable intake and low in meat and fat intake may decrease the risk of prostate cancer progressing or even beginning,” said Parsons.
Approximately 100,000 men are diagnosed with early stage, low risk prostate cancer every year in the United States. In general, low risk prostate cancer is a slow growing disease and many of these men may not require immediate treatment. Unnecessarily aggressive treatment – with surgery or radiation – diminishes quality of life for thousands of men each year. UC San Diego researchers see an opportunity to refine treatment paradigms within this patient population.
“Diet provides the participant/patient with a way to take control and fight what can be a distressing diagnosis,” explained Parsons. “If diet is related to the risk of prostate cancer, it may well exert an impact on the earliest phases of the disease. One of the implicit messages that participants will take from this study is that low-risk prostate cancer can often be a condition to monitor: it is not a death sentence, nor is it a condition that necessarily requires radical, immediate, life-changing intervention.”
Eligible participants are males up to 80 years old, who have been diagnosed with non-aggressive prostate cancer within the last two years, are in the early stages, and have not yet received treatment of any kind.
For more information on the MEAL study, please call 858-822-2895.
# # #
Media Contact: Kim Edwards, 619-543-6163, email@example.com | <urn:uuid:5e8d16de-04d1-4464-b3c3-16600078447e> | CC-MAIN-2022-33 | https://health.ucsd.edu/news/2011/Pages/03-10-prostate-cancer-and-diet.aspx | s3://commoncrawl/crawl-data/CC-MAIN-2022-33/segments/1659882571909.51/warc/CC-MAIN-20220813051311-20220813081311-00272.warc.gz | en | 0.922606 | 576 | 2.5 | 2 |
There has been a significant rise in the number of syphilis infections, according to the research:
- Women of childbearing age with syphilis have increased nearly six-fold between 2015 and 2019, with eight pregnant women contracting the STI in the first half of 2020, according to the research.
- Aboriginal people comprised 12 per cent of notifications of infectious syphilis in the metro area in 2020, compared to less than one per cent in 2015.
- People experiencing homelessness have had 26 infectious syphilis notifications in the past 18 months, compared to six in the previous four years combined.
The AMA (WA) is calling for opportunistic community screening and testing for these groups, particularly among sexually active people younger than 29 years, and antenatal screening for syphilis should be reinforced.
“Western Australians need to be aware that syphilis is on the rise in metropolitan Perth,” AMA (WA) President Dr Andrew Miller said.
“Our GPs and primary healthcare providers should be supported to screen for this disease, including taking blood for syphilis testing from all patients attending for diagnosis and treatment of any STI, and offer opportunistic screening for STIs, including syphilis, to identified vulnerable populations.
“Treatment is safe and available for people who have tested positive for syphilis or are sexual contacts of cases – including pregnant women.”
Media enquiries: 0407 986 308 | email@example.com | <urn:uuid:3e4634ba-c071-4b25-91fa-226861942e38> | CC-MAIN-2022-33 | https://www.amawa.com.au/news/ama-wa-concerned-about-infectious-syphilis-outbreak-in-metropolitan-perth/ | s3://commoncrawl/crawl-data/CC-MAIN-2022-33/segments/1659882571909.51/warc/CC-MAIN-20220813051311-20220813081311-00272.warc.gz | en | 0.933804 | 301 | 2.171875 | 2 |
When the 99 Percent found their voice
Two years ago, the Occupy Wall Street movement was spreading out from its home base in New York to places across the U.S.--and shaking up politics as usual.writes from New York City about the origins of Occupy Wall Street, how the movement became a national and international phenomenon--and the lessons it holds for the struggles ahead.
ON OCTOBER 15, 2011, the Occupy Wall Street movement mobilized the largest numbers it would achieve at a single demonstration.
Up to 100,000 people gathered in Times Square in the heart of New York City. Even a massive presence of police in riot gear couldn't stem the tide of protesters flowing into the square and filling all of the surrounding streets.
The New York demonstration, in turn, drew energy from protests around the U.S. and the world. The movement began with the occupation of Zuccotti Park near Wall Street, but quickly spread to other urban centers like Boston, Chicago, Los Angeles and the Bay Area, and then to smaller ones, college campuses and beyond.
The message was electrifying: At last, it was time for the 99 Percent to stand up to the wealthy 1 Percent. In all kinds of locales and settings, youth and working people, unionists and activists of every stripe made connections and launched local hubs of protest and debate.
By the time of the Time Square demonstration, Occupy regularly intruded into the nightly news. On the Sunday political talk shows, the talking heads referred to the 99 Percent--some with sympathy, most in fear of a mushrooming movement that targeted the wealth and privilege they and their class enjoyed.
Two years later, the movement has dissipated, with many activists taking up specific projects that often have little connection with one another, and others fading from politics. But the impact of Occupy can still be felt on U.S. politics--and it points to the potential for the struggles to come in 21st century America. At its peak, Occupy showed that the 1 Percent and its political spokespeople had plenty of cause for concern.
BESIDES ITS sheer size, the Times Square protest captured the unique energy and dynamism that characterized Occupy at its height. This was a demonstration for which there was never a single printed flyer. It was an unpermitted action held in the heart of New York's tourism district.
Originally billed as a dance party, there was no stage, sound system or speakers' list. Instead, people held handmade signs, began speak-outs in different corners of Times Square, told each other their stories via the "people's microphone"--an innovation of Occupy where the crowd repeated speakers' unamplified words so that thousands could hear them.
The mood was bold and confident. It was obvious to everyone that the police were incapable of moving against such a large and diverse crowd. The news ticker flashing across Times Square announced that Occupy had gone worldwide--the global day of action had included 1,300 protests around the world. When people began, somewhat giddily, to chant, "I believe that we can win," it had the ring of truth to it.
Protesters had good reason to feel confident. Just one day earlier, thousands of people had successfully defended Zuccotti Park--the privately owned space that was the base and heart of Occupy Wall Street--from eviction.
When billionaire Mayor Michael Bloomberg announced that he planned to clear the park at 7 a.m. for sanitation purposes, Occupy's mass base of support made itself felt. A core of Occupy activists had made plans to defend the park at all costs, but it was the expression of mass popular sentiment that made it impossible for Bloomberg to carry out his plans.
In less than 24 hours, 300,000 people had signed petitions opposing the eviction from Zuccotti Park. Major New York City unions called for a mobilization to defend the park the next morning. By 5 a.m., thousands of people began ringing Zuccotti--the vast majority expressing a willingness to face arrest if necessary. With growing numbers of union members arriving, it became clear that the balance of forces had tipped against Bloomberg this time.
When the announcement was made, shortly after 6 a.m., that the encampment would not be cleared, a roar of victory went up through the crowd.
For those weeks in late September and October, it began to seem like anything was possible--and that the political terrain in the U.S. had been fundamentally altered. In a matter of weeks, decades of accumulated bitterness and discontent at class inequality, the greed and arrogance of Corporate America, and the corruption of the political and media establishment found a political expression--and began to reshape national politics.
BUT IN the first week of the Occupy encampment, launched on September 17, it wasn't at all clear that the movement would survive, let alone grow as spectacularly as it did.
Occupy Wall Street wasn't the first attempt to occupy public space in lower Manhattan. In June 2011, activists with New Yorkers Against the Budget Cuts maintained an encampment in the shadow of City Hall to protest Mayor Bloomberg's proposed austerity budget. Over the course of a couple weeks, a core of 100 or so campers dwindled to about half that size.
But the activists from that struggle were the first to take up the call by Adbusters magazine to occupy Wall Street. Throughout the late summer, 50 to 100 activists met in general assemblies (GAs) to begin planning.
The movement's first action on September 17 didn't inspire confidence. Adbusters had set a goal of flooding Wall Street with 20,000 protesters. Local activists were more modest in their expectations, but were still hoping for 5,000 to 10,000. Instead, fewer than 1,000 people showed up that day, and about 700 participated in the first GA in Zuccotti Park. As a small core of protesters set up tents and sleeping bags, it was unclear how long an encampment could be sustained, or what impact it might have.
Several factors helped to give social weight to the initially small protest and catapult it to national attention.
One was a march of 1,000 multiracial protesters demonstrating in memory of Troy Davis--an innocent Black man who had been executed in Georgia the day before. This protest was marked by a militancy that would come to characterize OWS-related actions. The crowd snaked its way through lower Manhattan, evading police at several turns, and made its way to the Zuccotti Park encampment, where activists joined in chants of "We are all Troy Davis."
Not only did this connect Occupy Wall Street with a more multiracial, working class audience, it also established a pattern of local struggles looking to Occupy for support. This helped to give the movement a social content and local relevance it might not have otherwise had.
Activists seized the initiative to build on these types of connections. In particular, the newly formed Labor Outreach Committee organized support for ongoing labor struggles in New York City, including against some of the most potent symbols of the 1 Percent, such as the Sotheby's art auction house and the restaurant at the Central Park Boathouse. The committee began reaching out to some of the larger unions in New York for support. This backing would soon become critical to Occupy's survival.
THE KEY turning point came as Occupy entered its second week. On Saturday, September 24, the NYPD violently attacked a peaceful protest. When one officer, Anthony Bologna, pepper-sprayed a group of female protesters who were already captured in a net, the video went viral and drew mass sympathy for the protesters.
Suddenly, Occupy Wall Street became mainstream news. And as viewers tuned in, they listened as protesters told stories of what had brought them to the encampment. The stories of homes foreclosed on, skyrocketing student debt, debilitating medical bills, lost jobs and more resonated with a public reeling from the impact of the economic crisis.
By the second week, the encampment had assumed a mass character. Working-class New Yorkers began streaming to Zuccotti. People came before or after work. Students and those without jobs came and joined in the daily marches to the stock exchange and other activities--many carrying signs expressing their particular grievance or individual tragedy.
The numbers in the park swelled as impromptu discussions broke out in every corner. A "people's library" was set up and quickly became a center of political discussion, while guest speakers came to address the crowd. People would come and set up a table to promote a particular issue. Visitors would help out in the library or the kitchen or sanitation committee. Nightly GAs grew to 1,000 or more.
By the end of September, the Transport Workers Union became the first union to officially offer support for Occupy Wall Street. Other major unions followed suit. On October 5, a few days after police arrested 700 protesters on Brooklyn Bridge during another peaceful demonstration, a coalition of union and community groups organized a demonstration of more than 20,000 in downtown Manhattan.
Thus, from the very beginning, the fate of Occupy Wall Street was bound up with its interactions and connections with longstanding organizations and struggles--not exactly the commonly held picture of a movement that came from nowhere and disappeared into nothing.
The importance of the unions in providing early support and resources is clear. Also decisive was the movement's ability to connect with other struggles, particularly those rooted in working-class and multiracial communities.
But Occupy Wall Street broke new ground--and transformed people's sense of what was possible.
The early weeks of the movement were characterized by a high degree of spontaneity and experimentation, which was sustained, in turn, by mass involvement. The GAs and the consensus process by which they ran would later become ineffectual and even debilitating. But in the early days, these gave many people their first experience of democratic participation in struggle.
If there was one thing that became immediately obvious to anyone visiting Zuccotti Park, it was the multitude of stories, grievances and aspirations that had finally found a political expression.
Tens of thousands of people came to Zuccotti Park in those first weeks. Mass numbers engaged in discussions and participated in both planned and impromptu marches, which took off from Zuccotti every day. A significant minority of those people got actively involved in the more 100 working groups--with upwards of 5,000 people meeting in the various groups each week.
The movement quickly grew beyond the bounds of the park--working groups spread to a nearby public atrium, where hundreds of people could be found in various discussions at any given time.
Existing struggles also became infused with a new sense of militancy and drew in fresh layers of activists looking for a way to channel their political activity. Foreclosure auctions and Department of Education meetings were disrupted by activists who used the mantle of Occupy to express their goals and sympathies. Other community activists found their way to Occupy, which in turn spread farther into working-class and multi-racial neighborhoods.
As Occupy became a mass movement, a growing number of activists were beginning to discuss how it could be sustained and translated into concrete political gains. By late October, it was clear that the encampments were coming under assault--and that the movement would have to deepen both its roots and organizational infrastructure if it was going to survive.
THE CONVERSATION about the future of the movement was cut short when the Obama administration--using its Department of Homeland Security to coordinate with mayors across the U.S.--gave the signal to move decisively against the encampments in early November. The state acted quickly and with overwhelming repression. Despite mass sympathy for the movement, the social forces supporting Occupy were simply not yet organized enough to provide an effective resistance to the crackdown.
The movement's first response was a typically bold assertion: "You can't evict an idea whose time has come." At first, this seemed true. Just two days after the eviction of Zuccotti Park on November 15, some 30,000 people demonstrated in New York City. Many of those who participated were on their first march. It was clear that Occupy was still reaching new people who were inspired to join the movement even as it was being attacked.
The reality, however, was that the encampments had been central to Occupy's success--and their loss was not easily overcome.
To start with, they offered a symbol of direct confrontation and reclamation of public space. In a very real sense, they provided the physical arena in which people could come together to discuss strategy, and through which new people could enter the struggle--they substituted themselves for the organizational structures that many activists rejected.
In other words, Zuccotti Park and the other Occupy encampments around the country allowed activists to find one another. Without them, there was no way for new people gravitating toward the movement to find it.
And without the broad involvement and mutual cooperation that had marked the high point of Occupy, the movement splintered and fragmented. Some activists continued to focus on confrontational tactics against police, in the misplaced hope of recreating the spark that had catapulted the movement to prominence. Others rooted themselves in local struggles, where many continue to be part of a dedicated corps of organizers.
Two years after Occupy, it's tempting to view the movement as something like a shooting star that briefly lit up the American landscape, seemingly coming from nowhere, and disappearing just as quickly. But this view both misses the ways in which the Occupy movement was rooted in the struggles that came before it--and underestimates its lasting impact.
Adbusters had called for Occupy to be "America's Tahrir," a reference to the mass protest movement at the center of the 2011 Egyptian Revolution. Certainly activists drew inspiration from Tahrir, and from the "movement of the squares" in Spain and Greece. But there were equally important preludes to be found in the U.S. working class movement.
First and foremost, there was the struggle against Gov. Scott Walker's attempt to smash the public-sector unions in Wisconsin, which led to the weeks-long occupation of the Capitol building in Madison. Coming on the heels of the demoralizing victory of Republicans in the 2010 congressional elections, this was the first taste of mass working-class action after decades of retreat. Then, just weeks before Occupy Wall Street began, Verizon workers up and down the East Coast went on strike, winning massive public support.
Seen in this light, the Occupy movement can be understood as one aspect of the process of rebuilding working-class politics and organization in the U.S.
AT THE same time, Occupy opened up new possibilities that still remain today. The language of the "99 Percent against the 1 Percent" remains potent. In fact, in the birthplace of Occupy, the mayor who oversaw its eviction will leave office soon, and his likely replacement is a candidate whose campaign rhetoric about a "tale of two cities" draws on the popularity of Occupy's message.
Nor has Occupy merely left behind ideological residue. There has been a proliferation and radicalization of a whole range of struggles in the past two years.
It's hard to imagine how a union as conventional and bureaucratic as the Service Employees International Union would have taken up the organizing of low-wage workers as aggressively as it has in the Fight for 15 campaign without the labor-activist alliances forged during Occupy.
Environmental activists in New York City have threatened to "occupy the pipeline" bringing fracked natural gas into Manhattan, while nurses and community activists are threatening to occupy closing hospitals, and homeowners and supporters have taken back their homes against the banksters' efforts to foreclose on them.
Perhaps most dramatically, the networks born during Occupy sprang into action in the aftermath of Hurricane Sandy last year--drawing attention to the government's inaction, working with community organizations and mobilizing an impressive grassroots army of volunteers and resources. In some neighborhoods, Occupy-inspired activists made the difference between people getting the help they needed or not. The movement even helped shame the government into stepping in.
The Occupy movement also raised the expectations and expanded the political vision of a whole generation of activists, who today are more likely to identify with struggles beyond their own. It's now easier to make the connections between individual fights and the system as a whole.
The left has felt challenged to work together in ways that might not have been possible before--and at its best, it has risen to this challenge. This is the context for the ecosocialist alliance that has galvanized left-wing environmental activists behind the slogan "system change, not climate change."
WHILE THE Occupy movement illuminated the possibilities of this political moment, it also exposed the challenges that will need to be confronted if we are to build a new left.
For two months in 2011, tens of thousands of people actively participated in building the Occupy movement, and much larger numbers looked to it with home. Today, however, the majority of those sympathizers and many of the active participants have drifted out of political activity.
Certainly, activists--some of them involved in movements before Occupy, some since then--continue to carry out work that had come together during the movement's heyday. The struggles they are involved in have benefited immensely from their efforts.
But it is too often difficult for new people to find their way into the left today--unlike when Occupy had its base in Zuccotti Park and public spaces in other cities. Much of the organizing that continues today relies on existing networks of activists.
In many cases, there is an unarticulated assumption that militant tactics will automatically bring people into action, as seemed to happen during Occupy's high points. As a result, activists sometimes neglect the hard, patient work that movement building in quieter times, such as patiently winning arguments or carrying out mundane tasks to organize a meeting.
Another unresolved issue of the Occupy movement is what kind of organizations and struggles are needed to confront the 1 Percent. The lack of structure, demands and leadership was part of what made Occupy attractive to a new layer of activists at first--there was room for people to take initiative and raise their own demands. Yet these same features contributed to the movement being unable to sustain itself over the long haul.
Any movement that wants to be successful today will have to figure out how to create democratic and accountable structures that can simultaneously involve the widest possible layer of activists while also providing direction and leadership. It will have to figure out how to connect individual struggles--around housing, police brutality, education, community services and more--to a broader challenge against the system.
Those inspired by Occupy can't simply devote themselves to the smaller, local fights that will help to build organization and confidence in the absence of that broader systemic challenge. They must engage in, and provide space for, the larger political debates that have emerged in the last two years.
Many of the activists who were inspired by Occupy see it as a break from the past. In particular, they contrast its direct confrontation with authority via the occupation tactic to the permitted, mass demonstrations organized by other movements, before and after it. Many people, activists included, attribute Occupy's dizzying success to its tactical audacity, its rejection of organizational structures and its independence from existing groups and forces, which are seen as bureaucratic and ossified.
But this is to misunderstand what Occupy was. Its imagery was certainly powerful, and the physical occupation of space provided a way to break through the prevailing sense of alienation and powerlessness, allowing people to connect with one another.
But what ultimately gave Occupy its power was its mass character. This was achieved through a complex interaction of younger activists focused on direct action, of new people making their way to the movement and finding a role for themselves, and of longer-standing organizations, including unions and liberal groups, taking part. This didn't just happen--all along the way were compromises, uneasy alliances and even tactical retreats.
"Occupy" as a movement may never revive in the form we knew it. Nevertheless, it has permanently altered the vocabulary of American politics, where references to the 1 Percent are commonplace. The movement exposed the fault lines of class inequality and tapped into widespread discontent. In that sense, it has made a contribution to the rebuilding of working class confidence, organization and militancy.
For those of us who were inspired by the Occupy movement, the challenge is not to try to simply imitate it, but to learn its lessons, extend resistance in every direction possible, and deepen our organization and politics so that our movements will be more effective in the future.
If there's one thing that Occupy should have taught us, it's that politics are unpredictable. Struggle can emerge where and when you don't expect it--which is why the best way to mark the second anniversary of Occupy is to prepare for the next eruption of resistance. | <urn:uuid:6d5c8f16-5310-471e-9324-4064345f6358> | CC-MAIN-2022-33 | https://socialistworker.org/2013/10/02/when-the-99-percent-found-their-voice | s3://commoncrawl/crawl-data/CC-MAIN-2022-33/segments/1659882571536.89/warc/CC-MAIN-20220811224716-20220812014716-00272.warc.gz | en | 0.9748 | 4,253 | 2.34375 | 2 |
“How can I grow my business? How can we scale?” These are the common questions I got after my talk and after the panel discussion in Slingshot Cebu 2017, a gathering among tech start-ups and medium, small, and micro enterprises (MSMEs) organized by the Department of Trade and Industry (DTI) Cebu. Almost in unison, these companies expressed apprehension, at the same time, optimism, on what is in store ahead amidst threats and opportunities in presented by technology drivers.
There is reason to be worried. Nine out of 10 start-ups fail, according to a Fortune survey among founders of failed business ventures. While locally we are seeing the strongest resurgence of the startup craze since the dot-com era, we will not see them all succeed commercially. Why do they fail despite the plethora of business incubators, venture capitalist funds, and courses on entrepreneurship?
In my 2015 article in BusinessWorld titled “From 1 to 10: Scaling your business,” I explained why this is so, which I will recount here. Our informal education teaches us quite well about how to start a venture from zero to one. In fact, the seminal book of PayPal founder Peter Thiel, Zero to One, inspires readers to invent something new for the future. There are scores of other self-help books and training courses on how to start a business.
On the other hand, our formal education teaches us how to incrementally grow and sustain a business from 10 to 10,000. We are thought how to craft strategic plans, manage finances, and so on.
But what is sorely missing is the framework, preparation, and training for an entrepreneur to grow a business from one to 10, commonly referred to as scaling, and this is the main reason startups fail.
From my experience in scaling and advising startups and growing business units, my conversations with venture capitalists, coupled with teaching Master in Business Administration students, I have crystallized a framework on scaling a business.
But for scaling to work, the foundations of a startup should be in place — having the right product or service that meets customers’ needs, having the right set of people with the right set of skills, having a simple business model, and having enough cash to weather the startup storm.
The scaling framework requires a thorough and methodical understanding of three pillars: market segments, product development, and the sales engine. These work hand in hand and in an iterative process until the optimum mix is reached.
Identifying and understanding market segments are a key pillar to create a winning product or service. Market segments can be divided through benefits segmentation, which focuses on satisfying needs and wants of a set of customers, and psychographic segmentation, which focuses on consumer or customer lifestyles and behaviors. These can be further divided into anchor customers — those who mainly use the core product or service and provide a stable base revenue — and adjacent customers — those who use a derivative of the core product to satisfy a different set of benefits.
The product development pillar deliberately develops products that target and satisfy the needs of each market segment. The product derivatives come from the core product platform, much like a bunch of Lego blocks, by building on top of the core product. The pricing and positioning of each product derivative should be optimal to maximize adoption of each product derivative in the corresponding segment of the target market.
For example, Uber, through its app, started with anchor passengers who value convenience and time. Uber then launched a merchant delivery program that allows online shoppers to get same-day delivery of goods, an attractive adjacent market segment that is worth billions.
The most important pillar is the sales engine, which should be created and run like a well-oiled machine to acquire customers. Ultimately, businesses grow when customers buy what companies sell. The core product is sold by salespeople, be they the founders of the startup or an experienced sales force, to anchor customers. Product derivatives are sold through alliances and partnerships with complimentary players, such as the online retailers that Uber is now engaging to target online shoppers.
Reach to the mass and other adjacent markets is implemented through digital presence — online presence, digital calls to customers, and social media marketing — which is a relatively inexpensive way of reaching a big market base. These digital efforts are supported by well-integrated advertising, public relations, and promotion activities to reinforce the product positioning message. Publicly referencing early customer acquisitions is key to word-of-mouth and viral effects.
For this framework to be effective, the business model should have the following characteristics: repeatable systematic offerings (core and derivative products), recurring and repeat revenue (annuity or subscription business), and revenue diversity (revenue coming from different segments).
In the end, scaling is all about efficiency and replication. But what spells the difference between success and failure is execution.
The opinions expressed here are the views of the writer and do not necessarily reflect the views and opinions of FINEX. The author may be emailed at firstname.lastname@example.org.
Reynaldo C. Lugtu Jr. is the Managing Director of The Engage Philippines, digital marketing and customer engagement solutions company. An information and communications technology firm. He is the Chairman of the ICT Committee of the Financial Executives Institute of the Philippines (FINEX). He teaches strategic management in the MBA Program of De La Salle University. He is also an Adjunct Faculty of the Asian Institute of Management. | <urn:uuid:9eb06250-ad65-472c-9a5b-b5c50f072d47> | CC-MAIN-2022-33 | https://hungryworkhorse.com/business-management/scaling-a-startup/ | s3://commoncrawl/crawl-data/CC-MAIN-2022-33/segments/1659882571198.57/warc/CC-MAIN-20220810161541-20220810191541-00272.warc.gz | en | 0.944709 | 1,120 | 1.875 | 2 |
First direct observation of elusive waves reveals the energy channels in the solar atmosphere
For the first time torsional Alfvén waves have been directly observed in the solar corona by a team of researchers from the University of Oslo and the University of Warwick. The discovery sheds light on the origin of magnetic waves and their role in the heating of the Sun’s outer atmosphere, the corona.
Just like a pond with water, the solar atmosphere filled with magnetised plasma can support a variety of waves. Purely magnetic waves, also known as Alfvén waves have been predicted by Swedish plasma physicist Hannes Alfvén in 1942, who later received a Nobel prize in 1970.
Alfvén waves are thought to play an important role in the heating of the Sun’s outer atmosphere, the corona. The corona reaches temperatures of millions of degrees. However, the visible surface of the Sun is much cooler at temperatures of only 6000 degrees. Common sense tells us the temperature should decrease the further away we are from a warm object. This however does not apply in the solar atmosphere. Thanks to their properties, Alfvén waves are able to efficiently carry energy from the lower solar atmosphere all the way into the corona. In structures on the Sun, they manifest as a torsional motion of the magnetic field in alternating directions (this is similar to the motion of rotating pendulum in an anniversary clock). They are however notoriously difficult to detect, because they can only be seen in solar spectra in the emission coming from atoms in the solar atmosphere. The wavelength of the emission is perturbed by the waves similarly as a siren changing its pitch when it passes the observer. Up until now, it was unclear whether torsional Alfvén waves were present in the solar corona, and how they were generated.
Solar magnetic field is continuously twisted and braided by the
dynamic motions in the lowermost layers of solar atmosphere. If such twisted structure is destabilised, it can erupt and reconnect with the surrounding magnetic field, through a process known as magnetic reconnection. The team of scientists led by Dr. Petra Kohutova from the University of Oslo (Norway) have managed to observe such event occurring at the east solar limb in great detail. During the eruption, energy build up in the magnetic field was released into the corona, overshooting the magnetic field equilibrium and triggering a large-scale torsional Alfvén wave.
To analyse the event, the researchers combined the data from two NASA’s space-based observatories: the Interface Region Imaging Spectrograph (IRIS) and the Solar Dynamic Observatory (SDO). They were able to recover information about the motion of the solar plasma during the eruption from the solar spectra and link it to the dynamics seen in imaging data. Combining both imaging and spectral signatures they have obtained a clear evidence for the generation of a torsional wave that carried the magnetic energy away from the reconnection site into the corona.
In addition to having for the first time directly observed torsional Alfvén waves in the solar corona, we have also shown that magnetic reconnection can lead to generation of such waves, says Dr. Kohutova.
Since the lower solar atmosphere is filled with small-scale twisted magnetic structures, such wave generation mechanism is likely to be very common.
This is an important discovery, because we can conclude that the ubiquitous reconnection events occurring in the solar atmosphere can excite Alfvén waves on global scales, continues Dr. Kohutova.
A large spatial and spectral resolution is however necessary for the telescopes to be able to detect such events. The 4-m Daniel K. Inouye Solar telescope, the largest solar telescope in the world recently built in Hawaii, might provide astronomers with the missing pieces to the coronal heating puzzle. | <urn:uuid:7e37a28b-da99-44be-8d2c-3a5928079bce> | CC-MAIN-2022-33 | https://www.mn.uio.no/astro/english/research/news-and-events/news/2020/alfvenwaves.html | s3://commoncrawl/crawl-data/CC-MAIN-2022-33/segments/1659882571909.51/warc/CC-MAIN-20220813051311-20220813081311-00272.warc.gz | en | 0.943057 | 788 | 3.8125 | 4 |
It’s the news every beer-chugging, steak-chomping, broccoli-burning man has waiting for: Vegetables are bad for your health.
A new study presented at the American Society of Reproductive Medicine’s (ASRM) annual meeting revealed that hopeful fathers-to-be who consumed large amounts of fresh produce had a significantly reduced sperm count, meaning that less carrots and more calzones could be the answer to your baby-making woes.
The fertility research was carried out over four years across communities in Southern California with a high population of Seventh-Day Adventists, whose strict diet excludes meat. Their average life span—which, at 89, is approximately 10 years longer than the average American—was thought to be linked to the quality of their sperm, but the research found the reverse. Only a third of sperm in vegetarians or vegans was found to be active, while this number was almost double among carnivorous types, who had a sperm count of 70 million per ml. Compare this with the little swimmers of vegetarians, who clocked in at 50 million per ml, and it looks as though protein consumption has a significant effect on male fertility.
The paper’s authors also believe that the soy-rich diet of non-meat eaters could be to blame due to its levels of phyto-estrogens, which have similar properties to estrogen itself (and could therefore be overpowering a man’s testosterone). “It’s hard to tell people not to be vegetarians if they are trying to conceive,” said Eliza Orzylowska, an obstetrician at Loma Linda University Medical Center. “But I would caution against using soy, at least for 74 days beforehand, which is the time it takes for sperm to be replaced.”
So does this research mean meat-refusing males should start ditching their diets? “I’m not worrying [about these studies] much,” confesses Jon Robinson, a 23-year-old vegetarian medical student. “That said, I am always very edgy about ‘engineered’ products like soy-derivatives. They just don’t seem natural.”
Though the initial findings in this study do point toward some potentially interesting developments, the forever-conflicting advice over how to nurture healthy swimmers is endless. Is this latest discovery just another spurious claim to sperm fame?
Further new research professing to debunk spunk claims that beer increases male fertility. A study of men whose partners were undergoing IVF at Massachusetts General Hospital found that those who drank a pint a day had the best chance of boosting conception. Men who consumed an average of 2.7 alcohol units each day had a 57 percent chance of the process ending in pregnancy—double that of those whose intake was lower. Health experts have attributed this to alcohol’s ability to temper stress levels, and for those consciously trying for a child, removing some of the pressure during sex could be the key to aiding conception.
Speaking at the ASRM conference, Dr. Allan Pacey, an andrology lecturer at the University of Sheffield, agreed: “There has been conflicting data about the benefit or harm of drinking alcohol when trying to conceive. However, I firmly believe that moderate social drinking within guidelines (three to four units per day) can be of benefit for couples trying to conceive… It helps to reduce stress.”
And in yet more brain-boggling sperm stats, drinking coffee was shown to reduce birth rates from 52 percent to 19 percent (among those consuming two cups per day). Though the quality, shape, and swimming prowess of the sperm is believed to be unaffected by these substances, their dramatic impact on fertility could be a red flag for fathers hoping for a natural conception.
With such a vast array of sperm-related theories flying around, it may well be better not to take too much notice, according to Dr. Robert Gustofson of the Colorado Center for Reproductive Medicine. “People must use common sense when looking at these approaches,” he says. “Radically eliminating vegetables is not a long-term solution. If you’re planning to have a child, you want to live long enough to enjoy them, and overhauling your diet in an unsuitable way will only damage your health over time.”
Indeed, while setting fire to your vegetable patch and drinking beer on a daily basis may feel like fun—and now a science-approved activity—abandoning your general health altogether is probably inadvisable. | <urn:uuid:5e83293e-747c-481d-8df2-70b2023ca006> | CC-MAIN-2022-33 | https://www.thedailybeast.com/beer-makes-you-more-virile-but-veggies-dont-busting-the-biggest-myths-about-sperm-count | s3://commoncrawl/crawl-data/CC-MAIN-2022-33/segments/1659882570921.9/warc/CC-MAIN-20220809094531-20220809124531-00272.warc.gz | en | 0.957983 | 951 | 2.453125 | 2 |
We suck at creating effective interfaces for exploring and utilizing the Internet. In particular, I want to complain about the browser.
I spend a huge portion of my waking life and cognitive energies working in a single Chrome browser window. This browser is the interface to my work environment, my school environment, and large parts of my social environment —not to mention my general thinking/time wasting/entertainment environment. How is all this diverse and dynamic cognitive activity represented? Via a flat grey window with lots of tabs, pretty much the same way it looked back in 1998.
The Internet and the different applications it supports are obviously powerful cognitive tools, capable of supporting a wide variety of extremely complex human activities. Yet the basic “window” to this world is incredibly simplistic. The browser does not provide a complex, flexible structure to complement the complex, flexible activity of “being online”. This is a damn shame particularly because the Internet and its many environments and applications allow us to do incredibly advanced cognitive work, and yet the burden of organizing and keeping track of this complex cognitive work is left entirely to us and our naked, puny minds.
One of the most interesting ways to use the Internet in my experience is to think with the Internet- to conduct research and explore and enhance a train of thought via hyperlinked rhizome that is the Interwebs. Doing this, my browser window(s) come to look like a very flat visual representation of my stream of consciousness. I would argue that in many ways the browser window is the closest any technology has come to externalizing the flow of human thought. Written language is of course still the paradigm technology for storing and enhancing the flow of thought, but does not have the dynamic, “wormhole” characteristic that actual stream of consciousness thought does. What it lacks in complexity, written language makes up for by helping us to clarify and organize our own messy thoughts, making them easily communicable to others. In contrast, the browser’s defining affordance is allowing the stream of consciousness to expand ever outward into potentially infinitely branching thoughts.
Which is great! But I often find myself truly straining under the cognitive load of this interface, wishing for some or any of the powerful affordances we find in nearly any other interface- the power of written language, the power of GUI and the computer desktop– heck even the basic affordances of a physical desk. This would help us begin to approach the problem of organizing the sheer amount of material and references that are generated in the act of browsing. But much more interesting would be to take a look at the unique properties of browsing and figuring out an organizational and graphical structure that could make the volume and complexity of data generated in the act of browsing truly useful, meaningful, and communicable. That is, to truly enhance our powers of cognition not just by adding breadth and depth, but also by adding complexity and precision and meta-awareness of browser-thought.
Imagine perhaps if your browser automatically generated a graphical “tree” of your browsing history, showing different paths of thought. Each path could be labelled and perhaps even tagged, creating a visual representation of your train of thought when exploring a particular area. This tree could be stored and shared with others. It would help boost meta-cognition about your research, providing a “big picture” to help organize and structure your browsing. This big picture awareness could help to combat the tendency of hyperlinked browsing to suck you into informational wormholes, eventually losing track of your original train of thought entirely.
Overall, I think that both the Internet and the computer are obviously some of the most powerful cognitive artifacts we have ever made, and in just a few decades they have radically extended and enhanced our cognition. But we have not yet developed human-cognition-friendly interfaces for exploring these repositories. I would argue that the current state of the browser interface makes our unstructured access to these repositories almost more of a cognitive burden, giving us unlimited and unorganized access to more than a single mind can understand.
The browser is just one pressingly obvious example of a larger, systemic problem that we will need to face in the next few decades. The Internet is a massive, continuously growing area of extended cognition, yet it still exists largely as a massive “data dump”, with very limited capabilities to organize, process, and understand this data– to bring it back down to the scale of human understanding.
On a related note: “Real-Time Space-Efficient Synchronized Tree-Based Web Visualization and | <urn:uuid:3bb7bc02-6df2-4db9-a727-9291f39a3730> | CC-MAIN-2022-33 | https://puellaludens.com/2014/10/16/drinking-from-the-firehose-extended-cognition-shitty-interfaces/?replytocom=709 | s3://commoncrawl/crawl-data/CC-MAIN-2022-33/segments/1659882571198.57/warc/CC-MAIN-20220810161541-20220810191541-00272.warc.gz | en | 0.942532 | 972 | 2 | 2 |
Intangible #3: Develop a Language Culture
There's no denying that your language is a huge component of your coaching strategy. Many coaches put all their energy in good instruction, while completely neglecting to coach the developing minds of young men's psyche. While your players may be picking up great skills, you shouldn't forgo one of your most important assets -- speaking motivation and positively loaded phrases.
We've gathered some winning things coaches have said to their teams to maximize their team's potential.
Hold the rope.
This phrase is packed with meaning. Skip Bertman, LSU baseball coach, who won five titles with the Tigers in 11 trips to Omaha, brought the concept "hold the rope" to the forefront. He describes this idea as essentially meaning that every person has a job to do -- a piece of the rope to hold to keep the team from slipping over the edge.
In moments of teaching in the locker room after practice, or moments when your team is in group unity, coaches have the opportunity to share meaningful words or stories that can be drawn upon later and referenced when the game is on the line. You sow the words in receptive moments, and reap the opportunity to harvest the meaning back when you need to motivate your team to action.
Bertman successfully provoked his team with motivation in the heat of the battle. He would say "hold the rope" -- effectively saying a lot of things with just three words.
Check out this coach who went as far as giving his whole team a piece of the rope.
Like all young freshmen players know, opportunites to stand out and prove oneself are slim, and the pressure to do well can be overwhelming.
One young LSU freshman got his opportunity to pinch run late in the game that would score the go-ahead run. His assignment: anticipate the bunt and advance to third. After the hitter bunted through the pitch, and missed it, the catcher threw behind the over-anxious freshman at second base, and the potential hero dropped his head and dejectedly made his way back to the dugout and sulked on the bench.
In the post-game meeting, Bertman didn't scold the runner for his over-aggressive baserunning, rather he calls him out: "If you ever go back to the dugout and mope like that, and don't help your team overcome your mistake, you'll never see playing time again."
And you know what? He never moped again.
It just goes to show it's impossible to encourage one's teammates, when completely absorbed in self.
The power of a championship team lies in players' ability to respond correctly to mistakes. When someone messes up, that player has the job to encourage the rest of the team, even after his embarrassment and failure.
Coaches have the power to not only use language to empower their players, but to teach their players to do the same for their teammates.
Hear University of Texas baseball coach Augie Garrido's take on accountability
We hope you feel empowered by this article to help hold your team accountable, focus your players, cast vision for your team's success, and create an atmosphere where your players can thrive off of your words.
Use these 10 Words That Can Make You More Powerful in your coaching strategy!
If you have stories or motivational phrases that work for your team, feel free to share them in the comment's section below!
What intangibles do YOU think make up a winning baseball team? Comment below!
Follow us on Instagram for your daily dose of good baseball
A photo posted by FungoMan (@fungoman) on | <urn:uuid:f4efd269-53ad-4012-9e88-f829004bac31> | CC-MAIN-2022-33 | https://info.fungoman.com/blog/motivational-speech-baseball-coach | s3://commoncrawl/crawl-data/CC-MAIN-2022-33/segments/1659882571909.51/warc/CC-MAIN-20220813051311-20220813081311-00272.warc.gz | en | 0.971859 | 750 | 1.945313 | 2 |
Letter writing is a very important activity in day-to-day business, personal and academic life. It is said that letter writing is nothing but an art. Even though letters have transformed into e-mails and SMSes, the art still remains, only the medium has changed. Letters can be broadly classified into formal letters and informal letters. As the name suggests, formal letters include business letters, official letters, applications, complaints, letter to editors, letters written to people whom we want to convey certain important information. On the other hand, informal letters include personal or private letters, letters that are written to our friends and family. While formal letters follow certain format, one can be flexible while writing informal letters. Nonetheless, letter writing is a skill that needs to be sharpened over time with practice. It is a pleasant task once you know the basic rules.
Letter-writing is a skill that has to be developed. It is part of the required curriculum. It comprises of a standalone element teaching correct styles of letter writing. Quite apart from curriculum requirements, being asked to write letters is a task that appeals to one and all.
Letter writing is an art. A well-written letter is always a pleasure to read. Writing a letter is about conveying a message. Letter writing is much different from other kind of writing. The context can be casual or formal. There are other essentials to be noted as to whom the letter is addressed and if there is any tone required in the language. The flow of thoughts has to be continual.
The skill of writing letters is not always an easy one to acquire, yet letter writing remains an important activity in our daily lives. The first impression left by our letter is not only critical to the success of our message, but also to the image we wish to present.
If the letter we have written carries the wrong tone, contains grammatical or spelling errors, or is poorly structured, then we’ve successfully sent the wrong message and the wrong impression of ourselves. To make matters worse, the recipient now has a permanent copy to refer to. It is extremely difficult to ‘undo’ the damage that can be introduced by poorly written letter.
Letters are important means of expressing different feelings and needs. Writing them down helps to organize thoughts and states a clearer message. We encounter different kinds of letters in our routine. We get personal letters from friends.
We receive professional letters at work, and some other letters from offices. These letters are integral parts of our lives since we were babies. It is interesting to learn the different kinds of letters.
Writing letters encourages good social skills, learning to say thank you and asking for information politely. Writing imaginary letters to people can encourage understanding the nuances of better life skills. It will improve communicative, social and handwriting skills, and teach us what we need to know about writing and structuring letters.
Before we begin to go deep into this topic, it is important to know that the outward form of a letter makes great contribution in conveying its purpose. The quality of the writing material and the letter pad indicate the amount of interest the writer has in the addressee to whom he writes.
In a good letter, not only should the matter be well phrased and written but also the paper should be of a suitable quality, the envelope properly addressed and stamped, the size of the sheet handy to read and easily foldable.
How to write a letter depends on why one is writing a letter and to whom. Letter writing, whether by post, fax, or e-mail needs all the formalities of writing a letter.
The typical lay out of a particular kind of letter together with its parts written in their places concerned amount to the format related gives the letter the currency of acceptance.0
PARTS OF A LETTER
Irrespective of the kind of a letter, it is essential that every letter has the following parts in it, at minimum.
1. The Heading (the writer’s address)
2. Salutation (greeting)
3. The Body of the Letter (message)
4. Leave Taking (conclusion)
5. Subscription (writer’s name)
6. Superscription (to address)
1. The Heading: This contains the return address (usually two or three lines) with the date on its last line. It is written at the top right corner of the page. Sometimes it may be necessary to include a line after the address and before the date for a phone number, fax number, e-mail address or something similar.
2. The Inside Address: (in fact, it is superscription. Formal Letters do have it.)
* This is the address of the addressee.
* Make it as complete as possible.
* Include titles and names if you know them.
* This is always on the left margin.
* Skip a line after the heading before the inside address.
* Skip another line after the inside address before the greeting.
3. Salutation: (Also called The Greeting)
It starts from the Left Margin. (Below the inside address in Formal Letters)There is no inside address in Informal Letters.
* Salutation in Formal Letters:
Sir, / Madam, (usually) Honourable Sir, Respected Sir, (customized)
* Salutation in Informal Letters:
Dear Madhav, (in case of friends)
Dear father / mother / sister / brother . . . (in case of family members and relatives)
Dear Sir / Dear Madam (acquaintances)
4. The Body of the Letter:
* The body is written as text.
* Depending on the letter style you choose, paragraphs may be indented.
* Regardless of format, skip a line between paragraphs.
* Skip a line between the greeting and the body.
* Skip a line between the body and the close.
5. Leave Taking: (Also known as the Complimentary Close)
It is a short and polite closing paragraph. It starts at the left margin with para indentation.
It begins at the same column the heading does.
* Formal Letters: Yours faithfully, Yours sincerely, Yours truly,
* Informal Letters: Yours lovingly, Yours affectionately,
IMPORTANT: Apply no apostrophe in the word Yours'
► Signature Line: Skip two lines and type out the name to be signed and include the name of the letter writer in brackets in capital letters. Signature is not always clear. We should facilitate the addressee know the name of the writer.
* This is address to which the letter is sent.
* It is also used as inside address in Formal Letters.
Note: స్నేహితులకు, కుటుంబసభ్యులకు, తల్లిదండ్రులకు, బంధువులకు, పరిచయస్తులకు, కలం స్నేహితులకు, మనతో వ్యక్తిగత సంబంధం ఉన్నవాళ్లకు రాసే ఉత్తరాలను informal letters (personal letters / letters private letters) అంటారు. ఆఫీస్, ఉద్యోగ, పత్రికా, వ్యాపార, ఫిర్యాదు సంబంధిత లేఖలన్నీ formal letters (official letters) పరిధిలో ఉంటాయి. రాసే ప్రతి ఉత్తరంలోనూ పైనతెలిపిన అన్ని భాగాలూ చోటుచేసుకుంటాయి.
Features of a Letter
We observe the following features to distinguish the kinds of letters from one to another.
Address — business or private?
Greeting — formal or informal?
Style of letter — friendly or business?
What is the message?
How does the letter end?
Broadly speaking, in general, there are two types of letters: formal, that are written to convey official business and information and informal, which are personal letters to communicate with friends, acquaintances and family.
KINDS OF LETTERS
Letters are broadly classified into two kinds, of course, excluding Business Letters.
1. Formal Letters
2. Informal Letters
Formal letters are very important for any organization and business. There are certain rules to be followed when writing a formal letter. Most of the business letters are formal letters so never use an informal language while writing them.
In a formal letter your address and the address of the person you are writing the letter should be written in the top left hand corner of the letter. After the address, the date is specified and then the salutation and ending a letter. Always end a formal letter with yours faithfully, yours sincerely and with your signature.
In the content of the formal letter, the first paragraph should be brief and contain the purpose of the letter whether it is a request or an enquiry or a complaint. The next paragraph should contain the details of the information like the date, time, venue for an interview, etc. The formal letters shouldn’t be too long so it should be written clearly and to the point. Last paragraph should state what you expect the reader to do or what action to be taken.
There are certain abbreviations, which are widely used in a formal letter like ASAP i.e. as soon as possible, PTO i.e., Please Turn Over and RSVP, i.e., Reply if you please.
The different examples of formal letters are the cover letter, enquiry letters, request letter etc. Which ever kind of formal letter it is, state clearly what you want in the beginning and ending of the letter. Be to the point and straightforward while writing a formal letter.
When writing formal letters like the complaint letter, job application or covering letter provide necessary documents related to the letter. When you are asking for some information or requesting the format, make it short and simple as if you do not know much about the subject. Cleary asks the details and information and end the letter.
Writing a letter formally implies officialdom. They are often non-routine. Formal letters include – Letters to Offices, Authorities, Companies, Public Representatives, Organizations, different government Officials, Executives, Administrators, Bureaucrats, Spokespersons, Ministers, Employers, Principals, Consulates, Institutions, Societies, Associations, Unions, Bodies, Controlling Officers, Coordinators, Managements, Establishments and so forth.
Formal letters are usually known as official and business letters. They are written in a strictly formal style. Such letters are always written on an A4 (8" x 11“) sheet of paper. They can be folded three times so that the address to which the letter is being sent can appear in the window of a business envelope. The layout is always the same.
Structure of Formal Letter
* The senders address and the date are written at the top right hand side of the paper. (Include telephone number and e-mail if available.)
* The address of the person receiving the letter goes on the left hand side below the
* Salutation : Sir / Madam (starts at left margin) (You can use adjectives like Honourable, Respected, Esteemed …before the nouns indicated here.)
* The message (can be divided into paragraphs accordingly)
* Leave Taking – end with a requisition for the action to be taken
* Subscription — Yours faithfully or Yours sincerely or Yours obediently
* Below the signature, write name in block letters (this is to ensure that the person receiving the letter knows exactly who has sent it. Signatures may not be very clear.)
Personal letters are written to family and friends who stay far away from you and you want to be in touch with them. It is usually written as though you are talking to the person directly. These letters are written to someone you know well so the language of the letter need not be formal.
Personal letters can be written to congratulate someone or thank someone or share some news describe what happening in your life or just to say you are missing someone. The best thing about a personal letter is that you can write the letter any way you like. There are certain elements to be included like the date you are writing the letter, your name and address, start the letter by greeting the reader, write clearly what you want to convey like your future plan, trip with the family, old memories etc. It can also be used to share your problems and get advice from someone close. Close the letter in the way you like to, depending on how close you are to the reader like lovingly, with regards etc.
It is one of the best ways to be in touch with those who stay far away. With the letters, you can share the old memories that you had spent with the reader and also share the things that are happening now in your life.
Informal letters are letters to friends, members of a family, relatives, pen friends, acquaintances , phone friends, lovers, strangers and people we know well etc.,
Structure of Formal Letter
* The senders address and the date are written at the top right-hand side of the paper. (Include telephone number and e-mail if available.)
* Salutation (Greeting) : Dear ..., / Dear father, (Starts at the left margin of the paper.)
* The message (can be divided into paragraphs accordingly)
* Leave Taking – complimentary close
* Subscription — Yours lovingly or Yours affectionately
* Below the signature, write name in block letters (this is to ensure that the person
receiving the letter knows exactly who has sent it. Signatures may not be very
Commit to Memory
* Receiving a letter from a loved one or a surprise connection is a pleasant feeling.
* Formal letters require a subject line that has to be brief. For example,
Sub: Disconnection of my internet.
* Make the Letter Clear and simple –Use short words, clear words as much as possible.
* Avoid jargon or vague words which may confuse the letter reader.
* Make your letter come Alive – Try to address the letter directly to the reader.
* Visualize the reader ahead of you and imagine yourself talking with him
through your letter
* Everyone would like to read a pleasant letter when it appears specially written for him.
* Avoid spelling errors, poor grammar and mistakes in your letter.
* Think about to whom you are writing the letter.
* Use the right style of writing and language —formal or informal, business like or friendly.
* Lay out your letter using paragraphs. This makes it easier for the reader.
STANDARD LETTER FORMAT STYLES
1. Block Style
All sections of the letter are flush against the left margin of the page. Each paragraph in the body of the letter begins flush left margin, with a one space line dividing each paragraph.
2. Semi-block Style
The date, signature, and address heading (if not on preprinted letterhead stationary) are aligned on the right side of the page. All other sections are flush left margin. Paragraphs in the body of the letter begin flush left with a one space line dividing each paragraph.
3. Indented Style
The date, signature, and address heading (if not on preprinted letterhead stationary) are aligned on the right side of the page. The greeting is flush left. Paragraphs in the body of the letter are indented with no space line between paragraphs. Postscript and notations are flush left.
4. Memorandum Style
This is a business format that is best used for interoffice correspondence. Directly above the body of the memorandum, are the following sections flush left:
“To:” Name or column of names of those people to whom memorandum is being sent. (listed in alphabetical order by surname).
“From:” Writer’s name. Title, if any, listed directly below name.
“Ref:” or “Subject:” Subject line may be emphasized by underlining, bold font or all capital letters.
- Body text may be indented or block format.
- Signature of writer not required on Memorandums
PRINCIPLES OF LETTER WRITING
* Be brief and direct.
a. Convey maximum information in minimum number of words.
b. unnecessary details and long introduction should be avoided
* Be clear and precise.
a. Choose suitable words to express the text.
b. Be careful in your sentence structure.
c. Select fit and precise diction. d. Prefer Active Voice.
* Be polite and positive
a. Maintain courtesy in your writing.
b. Avoid the use of negative expressions.
Letters also serve as memories. Most letters today are in the electronic medium and hence a hand written letter has a personal touch. To enable students perform letter writing in academic examinations is in fact the very purpose of lesson item. Apart from the exigency of distance, every letter has some definite advantages over speech. That is why; some people prefer to communicate through correspondence even while at the same station, same locality and at times, even the same house.
Perhaps no form of professional writing reflects the personality of an individual so vividly as does a letter. A slip in speech can be corrected but a mistake in writing can never be! Observe all the models of letters offered in your text book for the application of the concepts. | <urn:uuid:0d42d450-5b6c-4944-b325-bdd9f049a79e> | CC-MAIN-2022-33 | https://pratibha.eenadu.net/eligibilityexams/lesson/tet/telangana/telugu-medium/education/2-3-25-48-731-1221-5490-7695-2424-20040007914 | s3://commoncrawl/crawl-data/CC-MAIN-2022-33/segments/1659882571909.51/warc/CC-MAIN-20220813051311-20220813081311-00272.warc.gz | en | 0.918895 | 4,310 | 3.5 | 4 |
Loretta says she got a warning when she tried to download our freeware pick last week
What is going on with the new photo editing program, “Phoxo”. When I start to download, it says it is not commonly downloaded and could harm my computer. Loretta
Well Loretta, you’re discovering how stupid Internet Explorer’s Smart Screen filter is, eh? The freeware pick of the week last week was Phoxo – a really nice – and SAFE graphics editor. And we thoroughly checked it out before we featured it. According to the wizards of Microsoft, a file that is not commonly downloaded is, by its nature, not safe. We’ll SmileyCentral is “commonly downloaded” and it’s not safe, but Smart Filter says it is.
This week we released a brand new collection of Thanksgiving stationery – and we received about a dozen emails from people who got the “not commonly downloaded” warning from Internet Explorer’s Smart Screen filter. It’s just plain nonsense. Our files were brand new this week – so how could they possibly be “commonly downloaded”? IE’s Smart Screen filter is keeping many people from enjoying our stationery and thousands of other good software programs because they are not “commonly downloaded”.
Let’s see. If Microsoft ran the real world, I’d get a warning when I bought a brand of frozen vegetables which weren’t “commonly purchased”. Or a warning for a bottle of wine that was not “commonly purchased”. How insane is that logic?
While the warning IE’s Smart Screen filter gives say “May harm your computer” everyone reads “May” as “Will”. We have no idea how many people are afraid to download safe files from our site because the stupidity of Internet Explorer’s Smart Screen filter. It’s certainly not smart and its warnings are certainly not based on any testing or other valid data. If it’s not commonly downloaded then it’s probably not safe – that’s the dumb logic of Smart Screen.
I use Chrome and sometimes Safari and Firefox so I never seen the dumb warning from Internet Explorer’s Smart Screen. But EB uses IE and she gets them all the time. It looks like we’re going to have buy some site certificate for our site to “prove” to a dumb Smart Screen we’re safe or almost all IE users will be scared away – at least those who don’t know us well.
It’s too bad that Microsoft looks for simple solutions to complex problems. Just because a file is not commonly downloaded, does not make it unsafe. There is nothing wrong with our freeware pick, “Phoxo“. It’s a great free photo editor and it is a safe download.
Keep in mind that many of the download which Smart Screen warns you about are not dangerous at all. We’d be all for a Smart Screen filter that was based on facts and data from actual testing of a download. But Smart Screen’s algorithm is so flawed as to assume that files which are not commonly downloaded (or which do not have a security certificate) are somehow suspect. Every developer who publishes a new product will face Smart Screen’s illogical logic — unless they purchase a security certificate. But here’s the problem with security certificates — anyone can buy one and it does not guarantee a download it safe; it only guarantees that the company who claims to have made the program (download) actually made it. We have seen a lot of spyware and bundlers with certificates. For some reason, Microsoft just can’t seem to get much right anymore – and Smart Screen is another example of a company that has lost its way.
Many sites and developers are being hurt by Internet Explorer 9’s Smart Screen filter. Not only does it hurt developers who don’t use certificates – it hurts small companies who don’t use certificates and who release new downloads often. Smart Screen would be a good idea if it were actually “smart”. It would be a good thing if its warnings were derived from empirical data and not just guessing that files that are not commonly downloaded “could” be dangerous. Your toaster “could” kill you if someone dropped it into your bathtub while you were taking a bath.
If a filter is going use guesses instead of facts to make a determination as to whether or not to display a warning, then that filter is flawed and you should never rely on it. Instead, if you have a question about the safety of a download, google the product and learn the facts. Guessing is never a good way to make decisions – but Microsoft seems to think it is. We just hope that Google, Mozilla and Apple don’t join in the guessing game. | <urn:uuid:0d6322b3-9116-4a6b-b116-fb97b5cdacd1> | CC-MAIN-2022-33 | https://www.thundercloud.net/infoave/new/loretta-discovers-the-disadvantages-of-internet-explorer-9s-so-called-smart-screen-filter/ | s3://commoncrawl/crawl-data/CC-MAIN-2022-33/segments/1659882570921.9/warc/CC-MAIN-20220809094531-20220809124531-00272.warc.gz | en | 0.957252 | 1,044 | 1.875 | 2 |
02 Aug What are some specific challenges to low-income families or those living in poverty face? How can these challenges affect the delivery of human services and our relations
What are some specific challenges to low-income families or those living in poverty face? How can these challenges affect the delivery of human services and our relationship with clients? Why is it important for human services professionals to be aware of class bias or classism?
You must support your response with scholarly sources in APA format. Simply stating your opinion is not enough, back up your opinion with citations. Refer to the DB Grading Rubric for more details.
Readings and Resources
Articles, Websites, and Videos:
NY Times’ Class Matters project examines how class affects individuals and their opportunities in society.
· Class matters: An overview . (n.d.). New York Times.
Authors Durante and Fiske examine how economic class stereotypes maintain inequality.
· Durante, F., & Fiske, S. T. (2017). How social-class stereotypes maintain inequality . Current opinion in psychology, 18, 43–48.
PEW Research Center’s resource on Economic inequality and wealth disparities
· Horowitz, J.M., Igielnik, R., & Kochhar, R. (2020, Jan 9). Trends in income and wealth inequality . Pew Research Center.
MIT’s Living Wage Calculator allows individuals to identify the cost of living in their communities.
· Living Wage Calculator . (n.d.) MIT.
A look at the challenges facing low-income families.
· Wilcox, W. B. (2015, Feb 12). Challenges facing low-income families today . Institute for Family Studies.
United’s Ways Alice Project is targeted at helping individuals in the “Alice” populations: assets limited, income constrained and employed.
· United for Alice . (2020).
A documentary photographer documents the lives of four families in Kansas City who struggle to live on minimum wage.
· Norcia, A. (2018, Oct 25). This is what living on minimum wage looks like . Vice Media Group.
CBS News explores challenges restaurant and food service workers face living on minimum wage or below minimum wage compensation.
Duration: 27:15 User: CBS News - Added: 3/26/20
United Way of Western CT explains the Alice Project and showcases those living in the “Alice” population.
Duration: 2:00 User: United Way of Western Connecticut - Added: 1/14/15
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Chat with us today! We are always waiting to answer all your questions. | <urn:uuid:871a6205-41a6-4858-8230-e65c3bc2933a> | CC-MAIN-2022-33 | https://writeedu.com/solution/what-are-some-specific-challenges-to-low-income-families-or-those-living-in-poverty-face-how-can-these-challenges-affect-the-delivery-of-human-services-and-our-relations/ | s3://commoncrawl/crawl-data/CC-MAIN-2022-33/segments/1659882571909.51/warc/CC-MAIN-20220813051311-20220813081311-00272.warc.gz | en | 0.892452 | 737 | 2.9375 | 3 |
2nd Governor of New South Wales
11 September 1795 – 28 September 1800
|Preceded by||Arthur Phillip|
|Succeeded by||Philip Gidley King|
|Born||29 August 1737|
|Died||13 March 1821|
|Allegiance||United Kingdom of Great Britain and Ireland|
|Battles/wars||Seven Years' War
American War of Independence
French Revolutionary Wars
John Hunter (29 August 1737 – 13 March 1821) was an officer of the Royal Navy, who succeeded Arthur Phillip as the second governor of New South Wales, Australia and served as such from 1795 to 1800.
Both a sailor and a scholar, he explored the Parramatta River as early as 1788, and was the first to surmise that Tasmania might be an island. As governor, he tried to combat serious abuses by the military in the face of powerful local interests led by John MacArthur. Hunter's name is commemorated in historic locations such as Hunter Valley and Hunter Street, Sydney.
Family and early life
John Hunter was born in Leith, Scotland, the son of William Hunter, a captain in the merchant service, and Helen, née Drummond, daughter of J. Drummond and niece of George Drummond, several-time lord provost of Edinburgh. As a boy Hunter was sent to live with an uncle in the town of Lynn in Norfolk, where, and also at Edinburgh, he received the classical education of the time. Hunter was sent to University of Edinburgh, but soon left it to join the navy as a captain's servant to Thomas Knackston in HMS Grampus in May 1754. In 1755 he was enrolled as able seaman on HMS Centaur, became a midshipman and served on HMS Union and then HMS Neptune. While aboard Neptune he was present at the Raid on Rochefort in 1757, and afterwards served during cruises off Brest in 1758 and the capture of Quebec in 1759. Serving aboard Neptune at this time as her first lieutenant was John Jervis, who became an acquaintance of Hunter's.
Hunter spent the rest of the war as midshipman on several of Admiral Phillip Durrell's flagships, serving aboard HMS Royal Anne, HMS Princess Amelia and the 100-gun HMS Royal George, the latter in the Bay of Biscay until the Treaty of Paris ended the war in 1763. Hunter passed examinations and qualified for promotion to lieutenant in February 1760. He was not, however, appointed lieutenant until 1780. Hunter remained active in the navy during the years of peace, going out to Newfoundland aboard the frigate HMS Tweed and then serving as master's mate aboard HMS Launceston during her time in North America in 1767 with the fleet under Commodore Samuel Hood. Hood gave Hunter an acting-order as master in 1768, and after passing his exams with Trinity House in 1769, Hunter had the order confirmed. His first appointment was to the 28-gun HMS Carysfort for service in the West Indies. Hunter spent his time there making charts and plans of parts of the coast and of the Spanish fortifications at Havana, which he sent back to the Admiralty. Carysfort was nearly lost after running aground on Martyr Reef in the Gulf of Florida in 1771, while being sailed by a pilot, but Hunter's exertions allowed her to be saved with the loss of her masts and guns.
Hunter served as master of HMS Intrepid in the East Indies between 1772 and 1775, after which he became master of HMS Kent. The Kent was at this time commanded by Captain John Jervis, Hunter's companion from HMS Neptune. Jervis took Hunter with him to his next command, HMS Foudroyant. Also serving aboard Foudroyant at this time was Evan Nepean, then the ship's purser, but later a leading civil servant and First Secretary to the Admiralty. From Foudroyant Hunter was moved into HMS Eagle in 1776, at the request of Admiral Lord Howe, who was then going out to North America as commander-in-chief of the fleet, with Eagle as his flagship.
American War of Independence
The American War of Independence having broken out, Hunter served under Howe for the duration of his time in command, acting virtually as master of the fleet. He was active in the Chesapeake raid and the expeditions on the Delaware, as well as the defence of Sandy Hook. On Howe's recall, by now out of favour with the Sandwich administration, Hunter was not able to have his request to be made lieutenant honoured. Instead he joined the 74-gun HMS Berwick as a volunteer in 1779, under her captain, Keith Stewart. He was appointed lieutenant of HMS Union by Sir Charles Hardy, but the Admiralty refused to confirm the appointment and Hunter returned to the Berwick as a volunteer in 1780, and went out the West Indies. There he received a commission from the commander in chief, Sir George Rodney. Hunter returned to England aboard the Berwick in 1781, and was present at the Battle of Dogger Bank on 5 August that year. Howe appointed him third lieutenant of his flagship HMS Victory in 1782, and was advanced to first lieutenant by the time she took part in the relief of Gibraltar and the Battle of Cape Spartel. Following these engagements Hunter was appointed to his first command, that of the 14-gun sloop HMS Marquis de Seignelay, on 12 November 1782.
When the preparation of the First Fleet was in progress, Lord Howe, by then first lord of the admiralty, arranged for Hunter to be promoted to post captain on 15 December 1786, and appointed to command HMS Sirius. The fleet was under the overall command of Commodore Arthur Phillip, was going out to take up his post as governor of the new colony of New South Wales. Hunter carried a dormant commission as successor to Phillip if he should have died or was absent.
Explorations around Australia and Tasmania
The expedition arrived in Port Jackson in January 1788. Hunter led an expedition to explore the Parramatta River early in 1788. This expedition explored and made soundings as far as Iron Cove, Five Dock Bay and Hen and Chicken Bay on the Parramatta River. The Sir William Dixson Research Library at the State Library of New South Wales holds the original copy of the chart of the expedition, entitled "Chart of the coasts and harbours of Botany-Bay, Port-Jackson and Broken-Bay, as survey'd by Capt.n John Hunter of H.M.S. Sirius". The expedition was significant because it may have marked the first contact to take place between the British and the Indigenous owners of the land, the Wangal Clan, in 1788. William Bradley's log says that this contact took place while Hunter was having breakfast and is remembered in the name of the suburb, Breakfast Point.
Hunter was ordered to the Cape of Good Hope for supplies in October 1788. He sailed around Cape Horn to the Cape of Good Hope, and from there back to New South Wales in May 1789, thus performing the circumnavigation of the globe. The voyage was made more difficult by leaky state of the ship, which rendered continual pumping necessary. Sirius was then refitted and sent to Norfolk Island with a large party of convicts, but was caught in a violent storm while anchored there. She was driven onto a coral reef and wrecked. A number of the crew returned to Port Jackson aboard the brig HMS Supply, the remainder, including Hunter, waited for nearly at year on the island before being taken off. Hunter and some of his men returned to England aboard the chartered vessel Waakzaamheid after a long and arduous voyage. Finally arriving at Portsmouth in April 1792, Hunter was court-martialled for the loss of the Sirius but was honourably acquitted. Hunter then prepared for publication his interesting An Historical Journal of the Transactions at Port Jackson and Norfolk Island, With the Discoveries That Have Been Made in New South Wales and the Southern Ocean Since the Publication of Phillip's Voyage, published at the beginning of 1793. An abridged edition appeared later in the same year. In the first edition of this work is found the earliest reference to the possibility of there being a strait between the mainland and Tasmania. On page 126 Hunter says: "There is reason thence to believe, that there is in that space either a very deep gulf, or a straight, which may separate Van Diemen's Land from New Holland."
The French Revolutionary Wars having broken out during Hunter's time in England, he went to sea again as a volunteer aboard the 100-gun HMS Queen Charlotte, the flagship of his old patron Lord Howe. Hunter was present at the Glorious First of June on 1 June 1794, and remained in the ship until 1795. With Arthur Phillip's resignation from the governorship of New South Wales in July 1793, Hunter had applied for the position in October and was appointed governor in January 1794. Various delays occurred, and it was not until February 1795 that he was able to sail. Hunter arrived at Sydney on 7 September 1795 on HMS Reliance and took up the office of governor on 11 September 1795.
Hunter's difficulties began before he arrived back in Sydney. Phillip left the colony in 1793, at the end of his term as governor, and for the following two years the military were complete control. During the lieutenant-governorship of Francis Grose, who unmercifully exploited the convicts, a great traffic in alcoholic spirits sprang up, on which there was an enormous profit for the officers concerned. They had obtained the control of the courts and the management of the lands, public stores, and convict labour. Hunter realised that these powers had to be restored to the civil administration, a difficult task. And in John Macarthur he had an opponent who would ruthlessly defend his commercial interests. Hunter found himself practically helpless. A stronger man might have sent the officers home under arrest, but had Hunter attempted to do so he likely would have precipitated the rebellion which took place in William Bligh's time. Anonymous letters were even sent to the home authorities charging Hunter with participation in the very abuses he was striving to prevent. In spite of Hunter's vehement defence of the charges made against him, he was recalled in a dispatch dated 5 November 1799 from the Duke of Portland, one of the three secretaries of state. Hunter acknowledged this dispatch on 20 April 1800, and left for England on 28 September 1800, handing over the government to Lieutenant-Governor Philip Gidley King. When Hunter arrived he endeavoured to vindicate his character with the authorities but was given no opportunity. Hunter was obliged to state his case in a long pamphlet printed in 1802, Governor Hunter's Remarks on the Causes of the Colonial Expense of the Establishment of New South Wales. Hints for the Reduction of Such Expense and for Reforming the Prevailing Abuses, which has become a valuable document in early Australian history.
Hunter was courageous and a good officer. A contemporary, midshipman Daniel Southwell described him as "devoid of stiff pride, most accomplished in his profession, and, to sum up all, a worthy man." But the circumstances in which he was placed made it very difficult for him to be completely successful as a governor. As his successor Philip Gidley King said, his conduct was "guided by the most upright intentions", and he was "most shamefully deceived by those on whom he had every reason to depend for assistance, information, and advice." Of his sojourn in the colony Hunter said that he "could not have had less comfort, although he would certainly have had greater peace of mind, had he spent the time in a penitentiary". Hunter did good work in exploring and opening up the country near Sydney, and also encouraged the explorations of Matthew Flinders and George Bass. Hunter continued his interest in Australia for long after he left it, and the suggested reforms in his pamphlet were of much value. When the platypus was first discovered by Europeans in 1798, a pelt and sketch were sent back to the United Kingdom by John Hunter
Later life and legacy
In summer 1804 Hunter was given command of the 74-gun HMS Venerable, serving with the fleet off Brest under Admiral William Cornwallis. While sailing out of Torbay on the evening of 24 November, a sudden fog came down. The ships of the fleet, unaware of each other's positions and their own location became disorganised. Hunter twice narrowly avoided colliding with other ships, but ran aground at 8pm on the cliff near Paignton, and soon afterwards bilged. A gale then struck the area, and with Venerable fast going to pieces, her crew were evacuated with little loss by HMS Impetueux. Hunter again underwent a court-martial, and was again fully acquitted.
Hunter was promoted to rear-admiral on 2 October 1807, and then to vice-admiral on 31 July 1810 but never hoisted his flag at sea. Vice-Admiral John Hunter spent his final years at Judd Street, New Road, Hackney, London; where he died on 13 March 1821. His tomb can be seen in the churchyard of St John-at-Hackney.
The Hunter River and Hunter Region north of Sydney are both named after him, as is the suburb of Hunters Hill in Sydney, and (partly) the John Hunter Hospital in Newcastle. In 1986 he was honoured on a postage stamp depicting his portrait issued by Australia Post.
- First Fleet
- Journals of the First Fleet
- ^ a b c d e f g h i J. J. Auchmuty, 'Hunter, John (1737 - 1821)', Australian Dictionary of Biography, Volume 1, MUP, 1966, pp 566-572. Retrieved 12 August 2009
- ^ a b c Serle, Percival (1949). "Hunter, John". Dictionary of Australian Biography. Sydney: Angus and Robertson. http://gutenberg.net.au/dictbiog/0-dict-biogHi-Hu.html#hunter1. Retrieved 12 August 2009.
- ^ a b c d e f g h i j Laughton, J.K. (1891). "Hunter, John (1738-1821)". Dictionary of National Biography. p. 294. http://en.wikisource.org/wiki/Hunter,_John_%281738-1821%29_%28DNB00%29.
- ^ a b c d e f g h Laughton, J.K. (1891). "Hunter, John (1738-1821)". Dictionary of National Biography. p. 295. http://en.wikisource.org/wiki/Hunter,_John_%281738-1821%29_%28DNB00%29.
- ^ Correspondence, Daniel Southwell, Midshipman HMS Sirius, 5 May 1788. Cited in Bladen (ed.) 1978, p.684
- ^ Brian K. Hall (March 1999). "The Paradoxical Platypus". BioScience 49 (3): 211–218. DOI:10.2307/1313511.
- ^
- Bladen, F. M., ed (1978). Historical records of New South Wales. Vol. 2. Grose and Paterson, 1793-1795.. Lansdown Slattery & Co.. ISBN 0868330035.
- The Life of John Hunter, Navigator, Governor, Admiral", Arthur Hoyle, Mulini Press, Canberra, 2001
- "The HUNTER Sketchbook: Birds & Flowers of New South Wales drawn on the Spot in 1788, 89 & 90 By Captain John Hunter RN of the First Fleet", John Calaby, editor, National Library of Australia, Canberra, 1989
- Portraits of Hunter in the National Portrait Gallery, London.
- Chart of the coasts and harbours of Botany-Bay, Port-Jackson and Broken-Bay, as survey'd by Capt.n John Hunter of H.M.S. Sirius
- Works by John Hunter at Project Gutenberg
- Prentis, Malcolm. "Great Australian Presbyterians: The Game". Uniting Church in Australia. Archived from the original on 11 December 2006. http://web.archive.org/web/20061211164227/http://nsw.uca.org.au/presbyterian100/greataussies.htm. Retrieved 7 March 2007.
| Governor of New South Wales
Philip Gidley King
|SHORT DESCRIPTION||British Royal Navy officer, explorer, naturalist and colonial administrator|
|DATE OF BIRTH||29 August 1737|
|PLACE OF BIRTH||Leith, Scotland|
|DATE OF DEATH||13 March 1821|
|PLACE OF DEATH||Hackney, London|
|This page uses content from the English language Wikipedia. The original content was at John Hunter (Royal Navy officer). The list of authors can be seen in the page history. As with this Familypedia wiki, the content of Wikipedia is available under the Creative Commons License.| | <urn:uuid:557ba4e9-5f33-4197-9883-2c47e08fc3b5> | CC-MAIN-2022-33 | https://familypedia.fandom.com/wiki/John_Hunter_(1737-1821) | s3://commoncrawl/crawl-data/CC-MAIN-2022-33/segments/1659882571909.51/warc/CC-MAIN-20220813051311-20220813081311-00272.warc.gz | en | 0.969743 | 3,797 | 2.59375 | 3 |
Production and costs are a very important part of modern economics and are essential in determining a whole lot of things in production. We have to deal with various concepts like production function, cost of production, and the necessary mathematical terms that are associated with them. Being acquainted with all these terms would help us understand the various industries' operations in an economy. To begin with, we all know that production incurs a cost, which is the money spent on all the various factors of production. The relationship between the inputs and the output in the production process can be explained with the help of a production function.
Production and costs can be explained with the help of the production function. The production function is just the function relationship between the various production factors and the output produced through this process. Arithmetically this is depicted as Q= f(L, K). The Q over here is the output, while ‘L’ and ‘K’ are the different inputs that go into the production process. There may be various other factors involved, but over here, we are working with a two-factor model.
Types of Costs in Economics
The different types of costs include fixed costs, variable costs, semi-variable costs, marginal cost, opportunity cost, economic cost, accounting costs, sunk cost, among other types of costs. Fixed costs refer to the costs that do not change with output—variable costs, on the other hand, are dependent on what is being produced and keep varying. Marginal costs refer to the cost of producing an additional unit of a particular commodity or service.
Time Period And Production Function
The total cost of production also depends on the period of production. In the short run, there is a relationship between the output and anyone variable factor. The long-run output is different from this and has all the various factors of production in the same proportion. The law that works in the case of the short-run output is called the law of returns to a factor, and the law that works in the case of the long-run output is called the law of returns to scale.
Total Product, Average Product, And Marginal Product
The production function is used to denote a physical relationship between the physical inputs and output. The total production refers to the total production by a firm in a given period. On the other marginal production is the additional one unit produced. On the other hand, the average product is the average of the total production per unit of a factor of production consumed. This is obtained by dividing the total product by the variable factors or the inputs that have gone into production. They help us to determine the cost of production.
Behaviour of Cost in The Short Run
In the short run, there are fixed inputs that cannot be changed. The short-run cost function is a relationship between the output and the cost of production. This explains how the cost of production changes with the change in the level of output if all other things remain unchanged. The Total fixed cost consists of the value of the various fixed inputs in production, and they do not change with any alterations in production or output. The total variable cost, on the other hand, refers to the cost of the varying factors of production and change with different levels of production. When production is zero, the total variable cost is also zero. The total cost is the addition of the total variable cost and the total fixed cost.
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Did You Know?
In the long run, all the different factors of production are variable, and the long-run total cost is just the minimum cost of production. This can be less or equal to the average costs in the short-run average cost. The long-run average cost curve is the average of the long-run total cost curve, or in other words, it is simply the cost per unit of output In the long run. The long-run marginal cost is the cost of an additional unit being produced in the long run, with all the factors of production being variable.
Why is the Long-Run Average Cost Referred to as the Envelope Curve?
Answer: The long-run average cost is the different producers' optimization problem, and the firm can operate in the long run. In contrast, all the different factors of production are variable. The firm tries to keep its cost minimum and the LAC that is derived by joining the different SAC curves, which are producing different levels of output. This causes an envelope curve. | <urn:uuid:5ad0d771-15f2-4d1c-a146-02ee1250f434> | CC-MAIN-2022-33 | https://www.vedantu.com/commerce/production-and-costs | s3://commoncrawl/crawl-data/CC-MAIN-2022-33/segments/1659882571536.89/warc/CC-MAIN-20220811224716-20220812014716-00272.warc.gz | en | 0.947997 | 918 | 4.5625 | 5 |
Fourteen months ago, the election of Sadiq Khan, who is forty-six, to be the first Muslim mayor of a Western capital was seen as just another stride in London’s giant, unstopping swagger. The rise of a local boy, the son of a Pakistani bus driver, to govern the seat of a former empire was proof of the same unsentimental indifference toward race and religion, good money and bad, and a past that is gone that has enabled London to more or less detach itself from the reality of its circumstances—the capital of a once great nation in decline—and become a universe unto itself.
Seven weeks after Khan took office, however, Britain unexpectedly voted to leave the European Union. The decision revealed a chasm in the country and the way it perceives itself. London was on the losing side. By coincidence, a series of calamities followed. Between March and June of this year, London suffered three terrorist attacks and a fire in a high-rise that killed more than eighty people. Sirens filled the streets. The city felt ill-starred and unsure. There was a fractious general election, in which Theresa May’s Conservative Party barely hung on to power, and the slow, grimly momentous process of leaving the E.U. began. I spent time with Khan during London’s recent disastrous months and I asked him if he had thought that running the city would be this hard. “Nothing prepares you for this,” he said. “I didn’t campaign to be the mayor of London and go to funerals.”
On a gray, gusty morning in late June, Khan was in the main chamber of City Hall to take questions from the London Assembly, a quasi-legislative body that oversees his activities. Although London has had a form of self-government since the twelfth century, Khan is only its third directly elected mayor. (The first, Ken Livingstone, took office in 2000.) The newness of the role and the somewhat limited nature of its power is embodied in the form of City Hall, a modest, pebble-like structure on the South Bank of the Thames which both of Khan’s predecessors compared to a testicle. From the chamber, a large window looks across the river to the macho-finance architecture of the Square Mile and, a little to the east, the Tower of London, which has stood for martial authority and the city’s protection since the time of the Norman invasion.
Khan was a few minutes early for the session. A small man with a beaky nose and silver hair scraped left to right, he wandered to the back of the room and the public gallery there, which was about two-thirds full, to greet parties of students and schoolchildren who had come to watch. “You O.K.?” he asked each group. “Where you from?”
On camera and in interviews, Khan is an overprepared A student, cramming neat answers into the available space. In ordinary conversation, he punctures any formality with self-deprecation and a voice that is fast and London-inflected. He drops the “g” from words like “talking” and “walking.” Before he became mayor, Khan used to perform standup comedy, and laughs followed his progress through the gallery. “Are you a troublemaker?” Khan called out to a large woman in African dress who was taking his photograph. She doubled over in embarrassment. When Khan sat down at a desk, his feet did not quite touch the ground.
The first forty minutes of the meeting were taken up by statements from Khan, recounting London’s latest emergencies. The previous Wednesday, June 14th, Khan had been awoken by his staff at 2 A.M. Grenfell Tower, a public-housing block in West London that was home to some three hundred and fifty people, was on fire. Footage shot by firefighters, and later broadcast on the BBC, caught their astonishment as they confronted the scene: “Mate, how the fuck are we going to do that?” The fire rose from the tower’s fourth floor to the twenty-fourth in around fifteen minutes, apparently fed by the building’s cheap, flammable cladding. The temperature inside reached almost two thousand degrees. The final death toll in Grenfell Tower is still not known, but it was the worst fire in London since the Second World War.
The magnitude of the disaster was compounded by its political aspect. When I arrived, at around 10 A.M., the building protruded from the neighborhood like a dead tooth. Flames lapped out of the seventeenth floor. Families in their bedclothes sheltered under trees. “They want us out of the borough,” a girl in her late teens said. “It’s money, money, money.” Kensington and Chelsea, the local authority that owned the tower, is among the richest in the United Kingdom, and within hours the accident, which killed refugees, disabled people, and children, became an indictment of London’s stark inequality and of the austerity policies of May’s unpopular government.
Khan, who is a member of the Labour Party, spent part of each of the following five days at Grenfell Tower, meeting firefighters and police, whom he oversees; attending church services; and talking in the street with residents who were distraught and frustrated by the local government’s response. (The leaders of the Kensington and Chelsea council resigned.) The weather was hot, and Khan worked twenty-hour days. Because it was Ramadan, he was also abstaining from food and water until sunset, at around 9:15 P.M.
Five nights after the fire, Khan was woken again, this time shortly after midnight, because someone had driven a rental van into a group of Muslim worshippers returning from late-night prayers in Finsbury Park, in North London. One man was killed, and eleven others were injured. The attack was part of a surge in anti-Muslim hate crime after London’s two previous terrorist incidents, which had involved Islamic extremists driving vehicles into crowds. While Khan delivered his statements to the assembly, ten schoolgirls in blue summer dresses and straw hats filed into the gallery. It was painful to watch them listen to the details of each new horror, each fresh social failing in their city. Khan did his best to counter the mood. “I know Londoners will remain strong and united,” he said. “I know we will come through this.” But he sounded exhausted.
A great deal of Khan’s power as a politician comes from the hopeful possibilities that he symbolizes. There were times this summer in London when the fact of his election seemed like one of the city’s only graces. “The almost one good thing that people consistently can feel is that they don’t have to believe the worst inevitability on all sides,” Harriet Harman, a former deputy leader of the Labour Party, told me. “Because actually London elected a Muslim mayor, elected Sadiq.” Opponents and skeptics, however, view Khan as an opportunist, vicious at times, who thinks only in terms of his own advancement. “Yeah, it’s a great symbol,” Andrew Boff, a senior Conservative member of the London Assembly, told me, referring to Khan’s election. “I don’t get the sense there is a profound vision.” Khan’s political career before he became mayor was marked as much by shrewd positioning as by meaningful achievement. “He doesn’t like the difficult questions,” Boff said. “It’s as if he is thinking, If I answer this question, it might damage me in the future.”
Even people sympathetic to Khan often admit that they underestimated him in the past, and have been forced to adjust their view since he became mayor. “Metaphorically—definitely not literally—he seemed to grow several inches,” a former senior Labour official told me. Khan and his advisers, meanwhile, enjoy his image as an underdog, a realist, and a competitor. (Khan is one of seven brothers, all of whom learned to box.) “His politics come from his experience,” a former aide said. “None of it is in that sense ideological or idealistic.” Khan’s visibility as mayor of London, and his sure-footedness, have led to his being frequently talked about as a future Labour leader, and Britain’s first Muslim Prime Minister. “He is absolutely stardust now,” Harman said. “He knows that, and he respects that.”
Polls show Khan to be the most popular politician in the country, and the 1.3 million votes cast for him as mayor give him the third-largest mandate of any politician in Europe. But, in 2017, it is still a long road to persuade large, fearful Western populations to trust their way of life and their security to a leader who is a devout Muslim. Britain’s right-wing press and anti-immigrant lobby are ready should Khan stumble. “They will turn on him,” one of his old law clients told me. “They will turn on him.”
And then there is wounded London. The capital has always occupied a morbidly distracting role in British life. In the United States, a city equivalent to London would have a population of forty-three million people and an economy the size of Texas’s and California’s combined. For centuries, London has been an unlovable, pushy place, full of questionable characters and strong appetites that have forced the country around it to change, sometimes against its will. In the eighteen-twenties, the rural campaigner William Cobbett described London as “the Great Wen,” a growing boil on the body of the nation. “People would follow, they must follow,” Cobbett mourned, “the million of money.”
It is Khan’s lot to have emerged as a national figure just as London is more vulnerable, and more at odds with the rest of Britain, than at any other point in its recent history. Despite the tragedies of the summer, the capital’s fundamental challenge is its future outside the European Union. Brexit poses an existential threat to the city’s wealth and its identity; one in nine Londoners is from elsewhere in the E.U. In City Hall that morning, the final two questions put to Khan were about the impact of the national government’s current hard-line approach to leaving the E.U., which will cost the capital billions and jeopardize its status as a global bazaar. The Mayor was terse and pessimistic. “If you think we will continue to be able to be as prosperous and successful,” he told the assembly, “think again.”
Khan is a student of American politics, and in describing the role of religion in his public identity he often paraphrases John F. Kennedy: he is not a Muslim mayor; he is a mayor who happens to be Muslim. He allays your concerns before they have a chance to form. Khan characterizes himself as a feminist. He is the first mayor to walk in the city’s gay-pride march. But he is also conscious that he has an obligation to talk about and demystify Islam. “There is a way I define myself,” Khan told me, “and there is a way that others have defined me.”
He will quote passages from the Quran and the Hadith, the sayings of the Prophet, when discussing terrorism. When I asked him how to say his name (Urdu speakers pronounce it “Saadik”; English speakers tend to say “Sadeek”), Khan spelled out his name in Arabic—“sawd alif daal kaaf”—and explained that it means “truthful.” In 2009, when he was sworn in as a member of the Privy Council, an ancient body of senior politicians, Khan brought his own Quran to Buckingham Palace and left it there, because the palace did not have a copy. Sometimes it is as if he were leading a one-man religious-education exercise. “Many people in positions of power and influence, they have not broken bread with a Muslim,” Khan said. “Part of it is reassuring them: The sky is not going to fall in. You are in safe hands. All the stuff that you worry about, I worry about as well. All the dreams you have got, I have got as well.” | <urn:uuid:a244d9fe-6a04-478a-a717-f9522f229d37> | CC-MAIN-2022-33 | https://www.newyorker.com/magazine/2017/07/31/sadiq-khan-takes-on-brexit-and-terror | s3://commoncrawl/crawl-data/CC-MAIN-2022-33/segments/1659882571536.89/warc/CC-MAIN-20220811224716-20220812014716-00272.warc.gz | en | 0.983208 | 2,690 | 1.789063 | 2 |
Ladies and gentlemen, and members of the Young PAP:
Today, our theme is about “60 years forward.” But before I talk about the future, let’s take a step back – to 1954 – to a time when the PAP was just formed. When it was a party of young people, dreaming of freedom. There is a sense of eagerness in their eyes, and hope in their hearts – hope for a Singapore of equals, where work is dignified and free from oppression, hope for a place where we can call our home.
You might wonder what I am doing here talking about hope and history when I am supposed to be talking about 60 years into the future. Well, ladies and gentlemen, believe it or not, the People’s Action Party was built by the Young PAP! Don’t believe me? Let me give you a few examples. Lee Kuan Yew: Age 31 – became secretary general of the PAP and then went on to become the first Prime Minister of Singapore. Goh Keng Swee: Age 36 – interest in politics ignited during his university days in London with his fellow schoolmates who were returning scholars. He went on to become our Deputy Prime Minister and held various portfolios in Finance and Defence. Toh Chin Chye: Age 33 – he served as the chairman of the People’s Action Party and went on to hold several portfolios. S Rajaratnam: He was just 36, young and fiery.
This is just a snapshot of the many young people in the PAP who dared to dream. Today, we, the Young PAP, continue these political dreams, with a new group of young people. Many of us advocate a cause. The PAP Policy Forum has given valuable inputs on health and education. The Women’s Wing has written a position paper on seniors in Singapore.
Looking into the future, I am just picking out three big ideas today.
One: We work towards a society of true equals. A Singapore where there is respect for all jobs regardless of pay, education and skill set. Where stay-at-home fathers are as respected as stay-at-home mothers. Where we are equal, perhaps not in outcome, but in opportunities. Today, we talk a lot about income inequality, but there are other types of inequalities: in wealth, in the abilities we are born with, gender, etc. One of our activists, Hamidah, believes strongly that women and men should both be equally free to achieve their personal and professional dreams. Both equally supported by a strong family network. We want to take this battle to bridge the issues of inequality to the next level. This is not about being perfect but it is about bridging that gap, step by step, year on year.
Two: A green society. We love green as much as we love the colour white. Imagine – a Singapore with even cleaner air without cars, but where transportation is seamless – there are cycling pathways, walking pathways, extensive underground networks that can take you to many places, driverless electric vehicles, mini-trains. How nice it would be to get from Expo to Orchard in just 15 minutes! And it takes the same time whether you choose to take the train or bus or both! We want to see a zero-waste Singapore; a 100% recycling community with no need for incineration plants, refuse collections and dumping sites. We, Singaporeans, are known for our food – but we have been wasting our precious food too. We hit a record high in 2013. We want a record low in the next 60 years – and that magic number is zero! This is not a dream. It is a realistic goal that we should work towards. Third, we aim to be a society governed not by the rigidity of rules but by the desire of each individual to create a better society and a more harmonious community. Where conflicts are resolved communally; where we do not litter not because there is a law that punishes litterbugs, but because we are driven by love for the environment and consideration for others; where we pay taxes not because we are compelled by laws to redistribute wealth to the poor but do so because of a desire to help our fellow countrymen. This is not about setting more rules for ourselves but governing based on two things: common sense and common purpose.
Three: We want a Singapore where 60 years from now, medical technology should have harvested the 2 Es for major illnesses and chronic diseases: effective and easy-to-use medication. They should be affordable and training should be provided to Singaporeans on how to administer them. In this way, young Singaporeans will be able to take care of our elderly in the comfort of their homes. So in 60 years, we dream of a Singapore with no cars, no waste, 100 per cent recycling, and a sense of collective destiny driving our social behaviour. Are these dreams impossible? They could very well be. But how many would think that when we separated from Malaysia, we could one day be self-sufficient in water?
Ladies and gentlemen, those are big dreams, but the Young PAP dreams big, as it did 60 years ago. We dare to dream and work towards turning that dream into reality. We believe strongly that we need an “engine of fire” to drive these dreams into reality. That engine of fire is: active volunteerism starts naturally from the age of 5! Active volunteerism leads to youth leadership. As Mr. Goh Keng Swee once said: “Young people have a capacity for idealism and dedication which is rare among grownups, many of whom, perhaps, have been made sour and cynical by the harshness of life.” For example, we have our very own Jake Tan, another YP activist, who is driven by the smile and happiness he sees on residents’ faces. He dedicates an enormous amount of time mentoring and walking the talk with his fellow junior activists to “spread the fire of active volunteering.” We want to continue spreading this active volunteering spirit in our young children until coming forward to serve becomes a way of life, a part of us!
Ladies and gentlemen, I spoke of common sense and common purpose. The question is then – how do we find this common purpose? What brand of politics do we want in Singapore? Are we sour and cynical? Do we want to be reduced to a society where discussions of important issues are reduced to brief sarcastic comments online? Or a society that complains about everything no matter how trivial these things may be? There are those who make their rounds in public speeches, saying Singapore is going downhill, and probably doomed. They praise the PAP of the past, and at the same time, ridicule the PAP of today – they say, yes PAP had some good ideas but it was all in the past. Today, we stand against these naysayers. Today, we say – Singapore is still a land of possibilities. Today, we say – the PAP is still the party with big ideas.
Four: Ours is a brand of ideas for change; but it is not just ideas and mere rhetoric, It is also a brand of pragmatic solutions and real actions. (I repeat: real actions). This brand was created by Singaporeans before there was a Singapore. Mr Rajaratnam spoke of a “democracy of deeds” – action and real impact. This is outlined in our new proposed Constitution: “To develop a democracy of deeds, where citizenship embodies both rights and duties, and nurtures a sense of collective responsibility and community action.” The PAP started with a group of young men and women with impossible dreams and big ideas.
Today, there are many of us both young men and women in the Young PAP and we are calling for action. Come forward if you have a burning fire to challenge the norm. Come forward if you want to build this land of hope and ideals. Come forward if you believe in equality, sustainable green development and a society that self-organises for the common good. Politics is a calling unlike any other. It calls not just to Ministers and MPs, but to all of us! This journey is not going to be easy…. You will get flamed; your family will be flamed; your children will get flamed. You will be criticised online and offline. But you know what? If this be so, we walk in the footsteps of our political fathers, they battled for our Singapore. Everything was against them. Everything. Politics is not for the faint-hearted. It takes determination and will power. If our founding fathers did not take that brave step forward in 1954, we would be nothing today. If there is flaming, today, let it be known that you are not alone. We are in this together. Each one of us – we have a chance to serve and to provide for those we love, for our countrymen – progress, security, comfort, prosperity and happiness – to continue for the next 60 years and beyond. Thank you. | <urn:uuid:32287ded-d964-4cf9-b336-fdf494487203> | CC-MAIN-2022-33 | https://papneesoon.sg/2015/04/08/dare-to-dream-young-pap-at-the-pap-60-party-rally-speech/ | s3://commoncrawl/crawl-data/CC-MAIN-2022-33/segments/1659882571909.51/warc/CC-MAIN-20220813051311-20220813081311-00272.warc.gz | en | 0.969852 | 1,861 | 2.0625 | 2 |
Travelling after dark is a challenge that every working woman undertakes in Delhi, but it’s not a pleasant experience and anything can happen We might boast of a woman UPA chairperson, a woman President and a woman Lok Sabha Speaker, but the dream ends here. A reality check – this country is short of respect for the other half of the population. Crimes against women are now presented in statistics, which seems to grow everyday. But even statistics and facts can startle you.
Discrimination begins during pregnancy of the mother manifested in high rates of female foeticides. If not, then female infants are murdered. If the girls manage to survive, there is preferential distribution of family and social resources (food, schooling, healthcare) and clear preference is given to boys.
According to WHO, 60 per cent of Indian women are anaemic. Weak women give birth to low-weight girl children. This continues and yet again begins the vicious circle of female malnutrition through adulthood and into the next generation.
Many are married off very young. According to UN (2005), around two-third (70 per cent, between 15-49 years) of married women in India are victims of domestic violence that includes beating, rape or coerced sex. Domestic violence can be psychological abuse, social abuse, financial abuse, physical or sexual assault.
Women are victims of honour killings in India when they are accused of having brought dishonour to the family, if, for instance, she marries outside her caste or even within the same gotra. She can be lynched or publicly flogged for this. And, it would have the sanction of the family, community and panchayat. The administration and police seem abjectly helpless, unable or unwilling to stop this menace.
If this is not enough, many women are forced to enter the flesh trade. Many are trapped by traffickers, beaten to pulp, smashed, brutalised, gang-raped and forced into prostitution. This has had various outcomes. Throughout the developing world, people infected with HIV are increasing. By the beginning of the next century, women living with HIV or AIDS throughout the world are likely to outnumber men, says UN. Male-to-female transmission of HIV appears to be 24 times more than female-to-male transmission.
In India, rape is a common phenomenon. You have rapes of all “kinds”. In a study done in Mumbai by UN, 20 per cent of adolescent abortion seekers said they were victims of forced sex, 10 per cent due to rape by male domestic servants, 6 per cent due to incest, and 4 per cent from ‘other’ rapes. Rapes, including child molestation, are rampant within families or among ‘known’ persons.
Gender discriminations are also reinforced by economic inequities. Women are only supposed to reproduce and bring up children, do household chores, work in the fields and stay in the house. The resulting poverty and dependence leads to limited access to healthcare, education and empowerment.
Even the government seems to give preferential treatment. Illiteracy among women is rampant – only about 54 per cent are literate. Even if India claims to be a developing country, it is actually becoming regressive. India does not have a law on marital rape. Even if a woman’s husband has sexual intercourse with her without her consent, he cannot be prosecuted for rape.
Delhi is often called the ‘rape-capital’. The capital can’t guarantee safety to its female citizens. Travelling after dark is a challenge that every working woman undertakes in Delhi, but it’s not a pleasant experience and anything can happen. TV journalist, Soumya Vishwanathan, and Jigisha Ghosh, an IT professional, were killed when they were returning home from work at night. The ‘safety’ of home for a single woman is as dangerous as the unsafe space of streets. And, women are generally not supposed to “dress provocatively”!
Hard News, 8 Sep 2009 | <urn:uuid:884d0fed-04d1-440d-b7f3-c2b7e5e14b4b> | CC-MAIN-2022-33 | https://www.nchro.org/index.php/2009/09/09/the-women-in-india/ | s3://commoncrawl/crawl-data/CC-MAIN-2022-33/segments/1659882571198.57/warc/CC-MAIN-20220810161541-20220810191541-00272.warc.gz | en | 0.965121 | 832 | 2.59375 | 3 |
(Article appears courtesy of Senior Airman Christian Sullivan, Joint Base Charleston Public Affairs)
The U.S. Navy warship USS Charleston was commissioned in its namesake city Mar. 2, 2019, in Charleston, S.C.
After its christening in Mobile, AL, in 2017, the USS Charleston has been under final preparation for two years before being put in the water and deemed ready for active duty. The commissioning ceremony here is the last stop in a five-step process before the ship reports for duty on the West Coast.
“There are five steps of bringing a ship to the fleet,” said Patrick Keaveny, Navy League Charleston president and chairman for the commissioning committee. “The first is the naming. Next is the keeling, where they actually start to bend the metal and bring it to formation. The third step is the launching where it’s put in water, where it will forever stay. The fourth step is the christening where the ceremonial bottle is broken, which is a traditional step in the process that usually precedes the commissioning by about two years, because it’s pretty much an empty shell of what the ship will be when it’s commissioned.”
In the Navy, every ship is named from within several different categories including presidents, cities, states and communities of significance, which is the one the USS Charleston falls under. After that, the commissioning location is planned.
“It happens to be the 6th active duty naval ship to be named after Charleston, dating back to 1798,” said Keaveny. “Having the commissioning of the USS Ralph Johnson in Charleston just last year, it was easy for us to reach out to the city of Charleston and the mayor to get a collaboration for this commissioning.”
The USS Charleston is a Littoral Combat Ship, which is intended by the Navy to operate in more shallow waters than typical naval ships.
“These ships are designed to get in close to shore and get into places other ships can’t get into,” said Cmdr. Christopher Brusca, USS Charleston commanding officer. “They’re designed to have different mission modules. We’re going to be a mine warfare ship, detecting, hunting and destroying mines.”
South Carolina State Senator Tim Scott spoke at the ceremony, recognizing how special this ship will be.
“When you add the USS Charleston, you’ve added a true freak of nature to the United States Navy,” said Scott. “We are proud to have this ship defending our nation.”
The captain of the USS Charleston is not only the first captain of this ship, but also will be on his first tour as a ship captain, which to him means the ship and its namesake city will hold a special place.
“Every command I’ve been to, I’ve had a sense of pride walking off the ship for the last time, but I would be excited for the next duty station. Leaving this one is going to be different,” said Brusca. “It’s going to be a tough day when I have to turn it over to somebody else.”
Brusca not only relishes the fact the USS Charleston is named after the city, but also how the community welcomed him and his crew for this commissioning.
“The city of Charleston has a rich naval history. So the fact we’re able to commission here is a great honor,” said Brusca. “The city’s been outstanding. The mayor gave me a key to the city, but I haven’t had to use it because it’s been nothing but open doors here.”
While complimenting the city, Brusca also didn’t forget to mention the hard work his crew put in to get the ship to this point.
“This crew boarded this ship two years ago and it’s been hard work since that day, building the command from the ground up,” said Brusca. “Every captain in the Navy thinks they have the best crew. They don’t, I do.”
Although the USS Charleston will be stationed in San Diego, CA, the crew will not lose touch with the namesake city as they will be sent annually back to the Lowcountry to interact with the city and work with the Navy League of Charleston to maintain the relationship between the city and the ship. | <urn:uuid:142c9bfc-92d7-4aa3-ba28-cff81daf78ef> | CC-MAIN-2022-33 | https://societyofsponsorsofusn.org/2019/08/uss-charleston-lcs-18-commissioned/ | s3://commoncrawl/crawl-data/CC-MAIN-2022-33/segments/1659882571909.51/warc/CC-MAIN-20220813051311-20220813081311-00272.warc.gz | en | 0.958858 | 939 | 2.140625 | 2 |
Astronomers have discovered a third planet orbiting Proxima Centauri, the star closest to the Sun. Called Proxima Centauri d, the newly spotted world is probably smaller than Earth, and could have oceans of liquid water.
“It’s showing that the nearest star probably has a very rich planetary system,” says Guillem Anglada-Escudé, an astronomer at the Institute of Space Sciences in Barcelona, Spain, who led the team that, in 2016, discovered the first planet to be seen orbiting Proxima Centauri.
Astronomer João Faria and his collaborators detected Proxima Centauri d by measuring tiny shifts in the spectrum of light from the star as the planet’s gravity pulled at it during orbit. The team used a state-of-the art instrument called the Echelle Spectrograph for Rocky Exoplanets and Stable Spectroscopic Observations (ESPRESSO) at the Very Large Telescope, a system of four 8.2-metre telescopes at the European Southern Observatory in Cerro Paranal, Chile. The results were published on 10 February in Astronomy & Astrophysics1.
This ‘wobble’ technique look for changes in the star’s motion along the line of sight from Earth; ESPRESSO can detect variations of just 10 centimetres per second. The total effect of the planet’s orbit, which takes only 5 days, is about 40 centimetres per second, says Faria, who is at the Institute of Astrophysics and Space Sciences of the University of Porto in Portugal. “I knew that ESPRESSO could do this, but I was still surprised to see it showing up.”
To find the wobble, the team made more than 100 observations of Proxima Centauri’s spectrum over a little more than 2 years. ESPRESSO is kept in a special room at the observatory, inside a tank that keeps its pressure and temperature constant. This ensures that its measurements are consistent and repeatable over years. ESPRESSO can measure the wavelength of spectral lines with a precision of 10−5 ångströms, or one-ten-thousandth of the diameter of a hydrogen atom, Faria says.
So far, researchers consider Proxima Centauri d only a ‘planet candidate’: astronomers conventionally wait for independent confirmation before officially introducing a new world into their catalogues. But the ESPRESSO team has high confidence in the detection, says Faria. From its effects on the star’s spectrum, the team estimates that the planet is probably smaller than Earth, but no less than 26% of our planet’s mass.
ESPRESSO was built mainly to search for extrasolar planets, as well as to study light from extremely bright but distant objects called quasars. The most exciting thing about the latest discovery is that it shows that the instrument works as advertised, says Anglada-Escudé. “ESPRESSO is the new instrument which everyone wants to use and play with,” he says.
Proxima Centauri has a special place in astronomers’ hearts, he adds. “It always has a little bit of mystique, being the closest one.”
“It is fascinating to know that our Sun’s nearest stellar neighbour is the host to three small planets,” says Elisa Quintana, an astrophysicist at NASA’s Goddard Space Flight Center in Greenbelt, Maryland. “Their proximity make this a prime system for further study, to understand their nature and how they likely formed.”
Faria admits that even though interstellar travel is still in the realm of science fiction, the dream that people could one day visit our nearest star motivates him to look for Earth-like planets there. “It does make you wonder,” he says. | <urn:uuid:05d3d9be-cfee-49af-bfbb-3ad16247fd29> | CC-MAIN-2022-33 | https://www.nature.com/articles/d41586-022-00400-3?utm_source=Nature+Briefing&utm_campaign=d0afe3435c-briefing-dy-20220214&utm_medium=email&utm_term=0_c9dfd39373-d0afe3435c-43256685&error=cookies_not_supported&code=a583c57c-d349-4ea8-8216-aa7bccfe18af | s3://commoncrawl/crawl-data/CC-MAIN-2022-33/segments/1659882571909.51/warc/CC-MAIN-20220813051311-20220813081311-00272.warc.gz | en | 0.948154 | 824 | 3.328125 | 3 |
The retina is the delicate thin tissue that lines the inner surface of the back part of the eye. This tissue is directly connected to the brain, and transfers light signals to provide vision. Disease of the retina is often serious, and can lead to partial or total blindness. All human retinas have a certain look, and should look healthy and normal regardless of needing glasses or not. Retinopathy (disease of the retina) can be a complication of diabetes, high blood pressure, high cholesterol and a host of other systemic illness.
The only way retinal disease can be detected is by a thorough retinal exam. This is performed either by dilating the eyes or using digital cameras that can view the retina without dilation. The key for correcting many retinal problems such as retinal detachments, tears or holes in the retina is having treatment performed as soon as possible for the best visual outcome. Some diseases such as diabetes and high blood pressure are initially detected through retinal examination.
Dr. Carney is available for all your eye care needs by appointment at Wallace Eye Associates by calling (318) 448-0221. | <urn:uuid:8eb6edae-e5e0-4846-9b81-28fc0236d530> | CC-MAIN-2022-33 | https://www.cenlafocus.com/disease-of-the-retina-significant-vision-loss-possible/ | s3://commoncrawl/crawl-data/CC-MAIN-2022-33/segments/1659882571909.51/warc/CC-MAIN-20220813051311-20220813081311-00272.warc.gz | en | 0.946495 | 228 | 2.984375 | 3 |
3 Safe Harbors for all the Landlords and Real Estate Investors
A safe harbor is a legal provision to eliminate legal or regulatory liability in certain situations, provided that certain conditions are met, Investopedia defined. These are rules by the Internal Revenue Service (IRS). Also, it eases the process of tax filings for eligible companies that generate smaller incomes.
Like any other business owner, landlords and real estate investors wish to save dollars in taxes. Thereby, they simplify tax filing and save money with safe harbors. So, we are spilling the secret sauce of three safe harbors. Continue reading for a brief guide on how and when to use these safe harbors.
The De Minimis Safe Harbor helps you to decrease expenses up to $2500 per invoice. This amount is double to $5000 with an applicable financial statement. These set limits determine whether a certain expense comes under the safe harbor. On contrary, the expenses falling outside the limits should probably be capitalized. Such limits are applicable to each invoice item and not in aggregate.
However, some expenses exceeding the limit need not be capitalized. For instance, payment for acquiring and producing tangible property, exceeding the safe harbor limit. It excludes amounts paid for inventory and land.
Routine maintenance safe harbor deals with the regular property maintenance expenses to be deductible regardless of the cost. This safe harbor has no annual dollar limit or income bar. Landlords spend regular and recurring expenditures to maintain efficient operating building conditions. There are two activities:
- Inspections, cleaning, and testing of building
- Replacement of the damages or worn parts
Expenses under the first activity are deducted. But, the expenses under the second activity benefit the landlords. Earlier, landlords had to capitalize and depreciate expenses related to replacements. But now landlords can deduct it if it’s for keeping the property in ordinary working condition.
However, note the first 10- year rule. As per this rule, any replacement is eligible as routine maintenance when it has been in service for 10 years. Once replaced, it must not be replaced within the next 10 years.
Safe Harbor For Small Taxpayers (SHST)
The SHST let the landlords deduct their Schedule E annual expenses. These include repairs, improvements, and other costs for a rental building. To use this safe harbor landlords requires to maintain a record of all such annual expenses. There are various restrictions to check if expenses qualify or not.
Rental Business Size Limitations
Landlords are restricted to use SHST if they exceed these limitations:
- $I million limits on an unadjusted basis. Ex: land, improvements in land and cost segregation study identifies a personal property.
- Annual expenses for repairs & maintenance should not exceed $10000 or 2% of the buildings’ unadjusted basis.
- For the last 3 tax years, landlords’ annual gross income should be less than $10MM
-by Dipali Nishad | <urn:uuid:814d6b95-b950-4911-b268-4e62ed990d46> | CC-MAIN-2022-33 | http://skb-accounting.com/3-safe-harbor-for-all-the-landlords-and-real-estate-investors/ | s3://commoncrawl/crawl-data/CC-MAIN-2022-33/segments/1659882571909.51/warc/CC-MAIN-20220813051311-20220813081311-00272.warc.gz | en | 0.91267 | 610 | 1.609375 | 2 |
Toddler Unit (2-3 years)
Ratio: 1 adult to 4 children
The Toddler Room provides children with a warm welcoming environment with areas that provide opportunities to explore and develop socially, emotionally and physically.
The Toddler Unit has experienced staff with sound knowledge of toddler behaviour and development and are always on hand with advice during this tricky transitional stage, when a mixture of fun, compassion and an gentle introduction to boundaries are essential. We are able to support parents during your child’s potty training with advice and strategies to help you both at home and in Nursery.
Children are encouraged to access resources independently and also join in with staff initiated experiences that build on the child’s current interests and developmental stage in accordance with the EYFS framework.
Experiences provided may include:
- Sand and water play
- Music and Movement
- Small world toys
- Role Play/Home corner
- Stories and singing
The Toddler children access the outdoor area daily, we have all in one weather proof suits for when it’s a bit wet or windy! | <urn:uuid:202199fd-2b63-4e0b-b50f-e75c480b3d58> | CC-MAIN-2022-33 | https://theparknursery.org.uk/sessions/toddler-unit-2-3-years/ | s3://commoncrawl/crawl-data/CC-MAIN-2022-33/segments/1659882571536.89/warc/CC-MAIN-20220811224716-20220812014716-00272.warc.gz | en | 0.948778 | 232 | 1.664063 | 2 |
A new patent analysis tool shared its report in which it shows that the cryptocurrency project IOTA was referenced in 181 patents from more than 76 big firms and institutions such as Ford and Bosch.
The figures are serious and show that the IOTA news could bring a lot of joy for traders in the future, mostly because of the Tangle technology and its wide application potential in different industries and for different purposes.
Unlike Bitcoin lately, IOTA was referenced in hundreds of projects because of its character – the coin does not rely on blockchain technology but on a tangle whose data structure is based on the mathematical concept of the Directed Acyclic Graph (DAG). Also, IOTA has the vision of becoming a new standard in the Internet of Things (IoT) infrastructure and the machine-to-machine transactions (M2M).
A new survey unveils that many companies have already recognized this major potential and that is why IOTA was referenced in so many patents. Speaking of which, the best known investor and patent applicant is the German tech giant Bosch, which bought an unknown amount of MIOTA in 2019 and filed a patent for an IOTA-based payment system, and its statement in the cryptonews shows:
“One version of the invention is based on the distributed database “Tangle”, which forms the core of the new cryptocurrency IOTA.”
In addition to Bosch, Siemens has already filed numerous patents which address IOTA as a possible basis for handling transactions in a database system. Siemens, for instance, has already filed a total of 15 patents where IOTA was referenced in a good way, providing a new technology and granting a new patent on June 18.
The IOTA patent tracker shows that the Tangle technology has been mentioned or referenced 181 times by more than 76 different institutions. The latest mention comes from Ford, which was granted a new patent on June 18. The patent originates from one dynamic traffic control system where IOTA was referenced during data transmission. The IOTA Ford relationship was briefly described in a statement which reads:
The controller is programmed to send status information from the vehicle and receive status information from other vehicles. To identify a contentious road area for the vehicle and another of the vehicles based on expected future paths of the vehicle and the other vehicle.
[…] Similar to a blockchain directory, the transactions can be stored in a transaction graph, such as the “Tangle” in the IOTA protocol.
DC Forecasts is a leader in many crypto news categories, striving for the highest journalistic standards and abiding by a strict set of editorial policies. If you are interested to offer your expertise or contribute to our news website, feel free to contact us at [email protected] | <urn:uuid:bc0c65be-0846-4723-a646-865939c32840> | CC-MAIN-2022-33 | https://www.dcforecasts.com/iota-news/iota-was-referenced-in-181-patents-from-more-than-76-major-firms/ | s3://commoncrawl/crawl-data/CC-MAIN-2022-33/segments/1659882571909.51/warc/CC-MAIN-20220813051311-20220813081311-00272.warc.gz | en | 0.962797 | 562 | 2.046875 | 2 |
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Half the country spent their summer hooked on Love Island - as the coupling and recoupling at TVs most famous villa had armchair romantics reaching for their apps and branded water bottles.
But isn't it all a bit.... well, heterosexual? Imagine if Alexandra had hooked up with Kazimir, and Wes had got jealous and gone off with Jack.
Unfortunately, TV dating shows still don't tend to explicitly explore bisexuality, despite programmes such as Channel 4's First Dates and Naked Attraction including LGBT contestants. Often it's done through a periscope of curiosity -or in the latter's case, full on titillation dressed up as chin stroking human psychology.
That could all be about to change though. TV production company E! recently announced the planned release of bisexual+ dating show The Bi Life - for bisexual, pansexual, fluid and questioning individuals. It debuts in October.
The show will be presented by drag queen Courtney Act (Shane Jenek), who has also featured on Ru Paul's Drag Race, Celebrity Big Brother and Australian Idol. Contestants will meet in LGBT mecca Barcelona, where they will live (and large it up) together in the hopes that romance will blossom.
"It's high time there was a dating show for the large number of young people today, like me, who are attracted to more than one gender," says Jenek. "In 2018 we know that sexuality is fluid and sharing the stories and experiences, the laughter and the love making, of young bi people is so important."
The show's groundbreaking concept has divided opinion before even going on air though.
Dr Meg John Barker is a bisexual activist and the author of a number of books on sexuality including Queer: A Graphic History, How To Understand Your Gender, Enjoy Sex (How, When, and IF You Want To), Rewriting the Rules, The Psychology of Sex, and The Secrets of Enduring Love.
Barker thinks the new show will help demystify the bi+ world and open up the gender debate to a wider audience.
"The helpful part of having a mainstream reality show focusing on bi+ people is the increase in awareness of bi+ identities and experiences - depicting them as legitimate in a world that often assumes that sexuality is binary," Barker tells LADBible.
"The potential downside however is that it being a dating show could just reinforce the common stereotype that bi+ people are promiscuous, or all about sex, which - of course - isn't the case for all bi+ people."
The Bi Life certainly promises to be a far cry from the usual heteronormative format of shows like Love Island, Take Me Out and The Bachelor.
Early dating show forerunner Blind Date screened its first ever "gay" episode just last year after being given a naughties reboot.
A laudable landmark - but why did it take until 2017?
Most dating shows still rely on voyeurism and titillation than the pursuit of romance these days though. Flesh is flashed, buttons are pushed and the results of the date are cut to a three second mention amid all the razzmatazz.
Given that most prejudices against bisexuals are rooted in the belief that they are sex-crazed and incapable of romantic monogamous relationships, titillation is the last thing the bi+ community needs viewers to tune in to.
Assuming The Bi Life can, as it promises, successfully fight and not feed biphobic stereotypes, it could fulfil a crucial role in bringing bisexuality into the limelight. And it's about bloody time.
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Most Read StoriesMost Read | <urn:uuid:8c78c427-f759-4144-bcf3-a530795af44c> | CC-MAIN-2022-33 | https://www.ladbible.com/community/news-first-bisexual-dating-show-to-be-aired-in-october-20180924 | s3://commoncrawl/crawl-data/CC-MAIN-2022-33/segments/1659882571909.51/warc/CC-MAIN-20220813051311-20220813081311-00272.warc.gz | en | 0.947458 | 801 | 1.507813 | 2 |
Posted 16.4.2004 What is a hink pink for see-through doe? Answer Answered 20.4.2004 Last updated 20.4.2004 A hink pink for a see-through doe is a clear deer. 0 votes Was this answer helpful? Read count 148 views Answered by Helsinki Comment0 Do you want to leave a new question? Post your question here. Add new comment Your comment About text formats Text format Restricted HTMLBasic HTML without CKEditor Basic HTML without CKEditor Allowed HTML tags: <i> <b> <s> Lines and paragraphs break automatically. Web page addresses and email addresses turn into links automatically. Your name Your email CAPTCHA: What is a common pet that eats mice? | <urn:uuid:ab4ed852-3ada-4537-a688-30629393e053> | CC-MAIN-2022-33 | https://www.libraries.fi/ask/what-is-a-hink-pink?from=popular&language_content_entity=en | s3://commoncrawl/crawl-data/CC-MAIN-2022-33/segments/1659882570921.9/warc/CC-MAIN-20220809094531-20220809124531-00272.warc.gz | en | 0.81269 | 156 | 2.296875 | 2 |
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Within the Côtes de Provence, the Sainte Victoire designated area brings out the potential of a Prime Wine Terroir. The unique combination of soil and climate has an important impact on the personality of the wines.
The strata are lime stones of the secondary Cretaceous and Jurassic. The superficial cover of the soil is made of cobbles washed down from the Sainte Victoire Mountain. The soil is made of 60% pebbles and 40% clay. This poor, well-drained terroir favors low-yield resulting in intensely flavoured and structured wines.
It has the characteristics of a Mediterranean climate:
– Hot and dry summers, mild winters
– Heavy rainfall over a few days in autumn and spring
– A dry wind, the Mistral, which has positive effects on the vines health
– Abundant sunshine.
But the Sainte Victoire area benefits from a different climate from other areas of Provence. The Sainte Victoire Mountain on one side and the Sainte Baume range on the other create a natural barrier reducing rainfall and the maritime influence. Therefore creating a micro-climate closer to the continental climate with a lower amount of rain and the greatest variation in temperature in Provence.
The specific Terroir of the Sainte Victoire has an important impact on the personality of the wines. In order to enhance the expression of the Terroir, we have a strict wine making process:
1. A selection of the best plots marked by limestone.
2. Well-suited grape varieties with a focus on Syrah and Grenache.
3. A lower yield than the Côtes de Provence.
4. A final tasting which grants the AOP Sainte Victoire if the quality is high enough. | <urn:uuid:5c0d9260-f10c-45d9-8e38-47f7740b8919> | CC-MAIN-2022-33 | https://www.masdecadenet.fr/index.php/en/the-sainte-victoire-terroir/ | s3://commoncrawl/crawl-data/CC-MAIN-2022-33/segments/1659882571909.51/warc/CC-MAIN-20220813051311-20220813081311-00272.warc.gz | en | 0.884661 | 403 | 1.945313 | 2 |
Incomplete Dominance and Codominance Worksheets are considering to be the answer key of codominance and dominance training. They were first developed by Gary D. Penrod, Ph.D. and included in his book, “The Power of the Powerword”. Penrod has been recognized as one of the most effective authors in the world.
You can also find Incomplete Dominance and Codominance Worksheets on the Internet, which were also the answer key of codominance and dominance training. As previously mentioned, Gary D. Penrod has written “The Power of the Powerword” which is an exact counterpart to the Incomplete Dominance and Codominance Worksheet. The Power of the Powerword has won the top spot on Amazon’s best seller list. However, I must say that Gary D. Penrod had authored many books in the past, but not all of them have received the recognition they deserve.
The Worksheet has been created by Gary D. Penrod, who has been published in many other books too. Penrod claims that the worksheet works much like a dictionary, thus creating an answer key. If you want to know what codominance and dominance training is all about, you need to have access to the worksheet.
There are many differences between the worksheet and dictionary, and there are certain key words and phrases that make up the dictionary. For instance, if you want to read about the dictionary’s definition of the word “crack”, the worksheet will help you do so. If you have access to the worksheet, you can find out what crack is.
Codominance and dominance will make you stronger and more confident than you ever imagined. It makes you feel alive and do not lose your focus on your goals. The entire process only takes five minutes to complete, and this is actually shorter than a dictionary.
Unlike the worksheet that is available in Incomplete Dominance and Codominance Worksheets, The Power of the Powerword requires the reader to take the worksheet, read the key words, and then apply the key words. You can choose to see the worksheet or the entire book, as I do. However, if you don’t have the worksheet or the book, you will still be able to find it on the Internet, as I did. It is available online for you to view, download, or print.
The worksheet is divided into three sections, and each section consists of a number of questions that you have to answer. Each section can be answered with the answers that you find in the worksheet. Therefore, if you want to complete the worksheet, you will have to answer all the questions on the worksheet.
Just like the worksheet, The Power of the Powerword provides you with the exact key words that you have to use and how to use these key words to come up with the answers on the worksheet. To complete the worksheet, you will have to find the answers and look for the words that you have to find in the answers. By using the worksheet and the powerword, you will be able to transform your life and be more powerful and confident than you ever imagined. | <urn:uuid:a3642156-e99d-4bd1-b8ff-12deb738f1e3> | CC-MAIN-2022-33 | https://www.semesprit.com/109063/incomplete-dominance-and-codominance-worksheet-answer-key/ | s3://commoncrawl/crawl-data/CC-MAIN-2022-33/segments/1659882571909.51/warc/CC-MAIN-20220813051311-20220813081311-00272.warc.gz | en | 0.972465 | 671 | 2.59375 | 3 |
Masks are compulsory for many activities in France including riding on public transport and entering most shops, public buildings and tourist sites.
Failure to wear a mask on public transport can earn you a €135 fine and in Paris police have been out on the Metro – never the most comfortable place in hot weather anyway – to ensure the rules are being adhered to.
Most people will have already noticed that wearing a mask when it's hot can be sweaty, uncomfortable and generally gross, but in extreme cases it can also lead to heat exhaustion or heatstroke.
Researchers at the Canadian Robert-Sauvé institute for health and safety at work said: “Wearing a protective mask is accompanied by an increase in the temperature of the covered skin and also of the air between the mask and the skin.
“Because it is well innervated and vascularised, the face is more sensitive to heat than other parts of the body.”
So how can you stick to health guidance on masks and avoid overheating?
Some of the tips offered include
- Breathing through your nose not your mouth, as this generates less heat and humidity
- Avoiding wearing a mask during intense physical exercise such as running
- Keep yourself as cool as possible by using a cold object such as a towel or a cold drink can on your face and neck
- Make sure you are well hydrated
If masks get wet they should be thrown away or, in the case of the fabric masks, changed and washed, says the French Health Ministry.
In France wearing a mask is generally not mandatory on the street, but masks should be used in situations where it is impossible to observe physical distancing rules, such as at demonstrations.
Many shops and businesses have masks mandatory for their customers and tourist attractions such as the Louvre and Eiffel Tower have also included mandatory masks on their list of hygiene rules as they reopen.
French weather forecaster Météo France predicts that Paris and southern France will see temperatures of up to 34C on Wednesday and Thursday, with most of the country predicted to be above 30C.
The hot spell is forecast to break on Friday with widespread thunder storms. | <urn:uuid:fb5aaaeb-2d0e-4d9f-a380-64f18b7b80ab> | CC-MAIN-2022-33 | https://www.thelocal.fr/20200624/as-france-set-to-hit-34c-doctors-offer-tips-on-wearing-masks-in-hot-weather/ | s3://commoncrawl/crawl-data/CC-MAIN-2022-33/segments/1659882571198.57/warc/CC-MAIN-20220810161541-20220810191541-00272.warc.gz | en | 0.967165 | 445 | 2.359375 | 2 |
The proposed rules are meant to protect businesses and workers whose health benefits are provided through a multiple employer welfare arrangement (MEWA).
During a press call, Phyllis C. Borzi, assistant secretary for EBSA explained, “MEWA is an arrangement in which small employers are encouraged to participate. The reason small employers are attracted to MEWAs is because they provide health insurance at affordable costs.” Borzi adds, when properly operated, MEWAs provide an excellent source of affordable healthcare coverage for employees. However, not all MEWAs operate properly.
Borzi said, the way fraudulent MEWAs work is you will be injured or ill and think you have healthcare coverage, however, later on you will find out your health insurance was a scam. The fraudulent MEWAs start off by collecting premiums from employers and employees, but then they do not pay the claims, or sometimes they will pay the smaller claims, but then ignore the larger claims. Before anyone can stop the fraudulent MEWAs, the operators have disappeared without a trace.
In order to regulate MEWAs, the DoL is proposing new rules to enhance the reporting requirements of MEWAs so employers, workers and their families will not unexpectedly be cut off from their health insurance services.
Borzi said the new rules the DoL is proposing would require all MEWAs to register with the DoL before the organization can begin operating in a state, otherwise the MEWA will be subject to penalties. This will also allow the DoL to keep track of MEWAs as they move from state to state, and also it will make it so the MEWA will need to identify its’ principals. She added, the operational details of the MEWAs will be posted on the DoL website. This will make it possible for small employers to be able to go directly to the DoL website to see if the MEWA they are considering doing business with is actually registered with the DoL.
Under the proposed rules, Hilda L. Solis, secretary of labor, will also be able to issue a cease and desist order when it become apparent fraud is taking place or an arrangement is causing immediate danger to the public safety or welfare. If approved, Solis would also have the ability to seize assets from a MEWA when there is a probable cause that the plan is in a financially hazardous condition.
Borzi added, “The goal of the [rules] is to allow us to get in early and hopefully reduce the losses of small businesses and employees.”
Complete details on all provisions will be published in the December 6 Federal Register, and also are available at http://s.dol.gov/KO.
« Majority of Canadian Investors Unfamiliar with ETFs | <urn:uuid:96318d44-7fb5-486e-90e0-f7675bb79845> | CC-MAIN-2022-33 | https://www.plansponsor.com/ebsa-proposes-rules-to-regulate-mewas/ | s3://commoncrawl/crawl-data/CC-MAIN-2022-33/segments/1659882571909.51/warc/CC-MAIN-20220813051311-20220813081311-00272.warc.gz | en | 0.961651 | 575 | 1.578125 | 2 |
Ten Reasons Why Paper-Based Purchase Orders Should Be Banished
Digitization in the procurement process is picking pace now as the businesses try to move on from the global pandemic. The lockdown requirements resulted in disruption of the supply chain link. Many enterprises are forced to move to digitised procurement software to future-proof businesses. Organisations that are unwilling to take this big step forward will drown in paper management when the competitors adopt digital e-procurement.
According to McKinsey reports, CPOs hope to increase annual savings by 40%, reduce sourcing time by 30% to 50%, and lower value leakage by 50%. Depending on the scope of your business, you can adopt a procurement system that focuses on identifying and creating value or prevents value leakage.
Paper-based purchase orders are labour-intensive, cumbersome, and time-consuming. Honestly, your procurement staff hates creating and managing paperwork. It is one of the main reasons for the maverick spend in your organisation. Indirect procurement spending can be vastly reduced by implementing a digital procurement system.
Following are some reasons why paper-based purchase orders are no more relevant:
1. Slow Process
Needless to say, manual paper-based transactions are slower than digital transactions. Someone has to print the purchase order documents, fill in the relevant details, and then scan the document to send via email or fax. Procurement software creates digital purchase orders which will be sent to suppliers instantly.
When you choose paper-based POs for your procurement process, you must rely on your procurement staff to manually and correctly fill the details. Human errors are inevitable; even a small mistake can lead to a significant problem when analysing the procurement cost. Automated POs created by procurement software extract details automatically from several documents, and there is only a single source of truth.
3. No Tracking
When multiple papers and spreadsheets are used to track purchase orders, the procurement staff will not be able to locate any information quickly. You have to sift through various emails and spreadsheets and refer to printed documents to fetch relevant purchase order data. On the other hand, a procurement system requires a single click to obtain all relevant information about any purchase order created at any time.
Identifying and sourcing cost-effective suppliers is difficult when you follow the paper-based procurement model. The sheer amount of office stationery used in printing and reprinting documents add to the procurement cost. Suppliers who want you to mail the purchase orders to keep a document trail will add to the procurement cost.
5. Increased Security Risks
When you deal with paper documents and sensitive and confidential information, safety and security are always at risk. Anyone can easily photocopy a confidential document; controlling spreadsheet access is impossible. A procurement solution provides role-based access control, so confidential documents are only available to those with authority. Also, storing the digital records in safe storage vaults ensures data security.
6. Poor Communication
Your procurement staff won’t be able to communicate effectively throughout the procurement process when paper-based purchase orders are used. There is no easy way to share data with the suppliers or send messages to them quickly. Emails are helpful to some extent, but you have to hope that the suppliers open your email that may be in the spam folder.
7. No Collaboration
For successful procurement, buyers and sellers must collaborate properly to share information and data. Keeping track of outdated information is difficult with paper purchase orders. There may be multiple versions of the same document, and identifying the latest and relevant version is complex. Procurement software, on the other hand, promotes collaboration with an instant connection between buyers and sellers. Everyone will access the same and updated information through the procurement platform.
8. Productivity Loss
Companies with inefficient business processes lose 20% to 30% of their revenue annually. Manual purchase order processing is tedious, and your procurement staff will spend most of their time trying to fill in the documents manually instead of doing productive procurement tasks. An e-procurement platform automates mundane tasks so that your procurement team has time to work on creating innovation.
With a paper-based procurement model, editing or changing any minor detail is not possible directly. The entire document has to be printed again to make changes. Reflecting these changes in every version of the spreadsheet or email is also not possible. A digital procurement process makes it easier to edit details by clicking on the purchase order. The changes will be reflected throughout the platform, ensuring that only current information prevails everywhere.
10. Increased Carbon Footprint
Printing and reprinting hundreds of documents consumes a large amount of paper, which is not good for the environment. Governments are proposing green business models, and digitization is the best way to reduce your organization’s carbon footprint. Every document you need to store can be stored digitally in PDF format or any other format of your choice using the procurement software.
Improve your team’s productivity, data accuracy, and efficiency by automating purchase orders using Procol, India’s leading procurement solution. Schedule a demo with us to know how to automate repetitive procurement tasks and improve the scalability of your business procurement. | <urn:uuid:af6dedec-f21f-4af5-9945-7b9374d40e0d> | CC-MAIN-2022-33 | https://www.procol.io/blog/why-you-should-move-away-from-paper-purchase-orders/ | s3://commoncrawl/crawl-data/CC-MAIN-2022-33/segments/1659882571909.51/warc/CC-MAIN-20220813051311-20220813081311-00272.warc.gz | en | 0.900867 | 1,155 | 1.632813 | 2 |
BY MTHANDAZO NYONI
ZIMBABWE, which has had acute episodes of hyperinflation and exchange rate instability for at least two decades, should adopt a currency board to curb the twin vices, Leon Africa founder Tinashe Murapata has said.
The southern African economic crisis is deepening, with the local currency rapidly depreciating and trading at $800 to the US dollar on the parallel market.
Similarly, the official forex auction and interbank rates have been increasing on a weekly basis albeit at a much slower rate.
Annual inflation shot up to 191,7% in June from 131,7% recorded in May. This has resulted in the skyrocketing of prices of basic goods and services.
In a bid to solve currency problems and runaway inflation, the Reserve Bank of Zimbabwe governor John Mangudya has introduced gold coins.
The gold coins will be available for sale from July 25 in local and foreign currency at a price-based on the prevailing international price of gold and the cost of production.
But, in a paper published in the Zimbabwe National Chamber of Commerce 2021-2022 report, Murapata, an economist, said to solve currency problems at its root, Zimbabwe has two main options: cash dollarisation or to adopt a currency board.
A currency board is a pegged exchange rate mechanism that guarantees full convertibility of domestic currency to an anchor foreign currency or a basket of currencies.
Under this system, the total monetary base of the economy is supported or backed by international reserves. The pegged exchange rate creates a stable currency and stable prices but takes away the ability of a country to increase its money supply
The consequent exchange rate means that monetary liquidity only increases when the country produces more goods and services for export. Conversely, when the country produces less, money supply is reduced.
Murapata said the major cause of hyperinflation and exchange rate instability in Zimbabwe is the monetary authorities’ appetite for quasi-fiscal activities.
“If Zimbabwe is to adopt a currency board, all issued domestic currency will be backed fully by an anchor currency. The anchor currency can be a basket of currency determined and weighed by our trading partners or hard metal commodities like gold, silver and platinum,” he said.
“It could very well be a combination of the above but essentially every issued domestic money must be fully convertible on demand for foreign currency at a fixed rate that does not change over time.”
Murapata said the currency board should maintain an international account where it stores or deposits all foreign currency receipts as reserves. These reserves, he prescribed, should be held by South Africa Reserve Bank (SARB) and the African Development Bank who will act as an underwriter for every issued local currency.
“They will agree to underwrite full convertibility of the local currency with what is in the reserves. Furthermore, a weekly audit performed by an audit firm confirms what is in the offshore reserves and in the issued currency,” he said.
Murapata said there was nothing untoward about a country holding its reserves overseas. China, Japan and many others hold reserves in America.
It is a confidence boosting measure that allows markets to know precisely the country’s reserves, he said.
“This strict rules-based system will overnight kill inflation and bring exchange rate stability in the market place. The market will start getting confidence to bank their foreign currency with the understanding that when they demand it back, it’s not the Reserve Bank of Zimbabwe that has to perform but currency board reserves held with SARB,” he
Murapata said it will be easy for Zimbabwe to adopt a currency board and reduce the demand for American dollars. Trade with South Africa, China and Africa, he pointed out, will be in Rands and Yuan without the need for US dollars.
“As our exports increase, the money supply in the economy increases but without inflation. This added liquidity will fund domestic industries. Coupled with a functioning financial system, bank lending will increase from a current US$1 billion to US$6 billion,” he
“The attractive high interest rates will cajole foreign investors and foreign capital to invest in Zimbabwe. Exchange rate risk has been determined to be the highest risk consideration to investing in Africa than political risk. It goes without saying that this risk must be foremost to mitigate. A currency board achieves this.”
He, however, said a currency board is not the panacea to Zimbabwe’s economic ills but it was a necessary first step and the best policy intervention that will start to resolve the currency problems.
“It achieves stability and predictability. It engenders confidence in the financial system. When the currency board is implemented, Zimbabweans, for instance, will not have to worry about the rate and keeping American dollars. The focus becomes production,” he said.
- Follow us on Twitter @NewsDayZimbabwe | <urn:uuid:1a2dd029-46ac-4e21-824e-0c768bd85b69> | CC-MAIN-2022-33 | https://www.newsday.co.zw/2022/07/zim-urged-to-adopt-a-currency-board/ | s3://commoncrawl/crawl-data/CC-MAIN-2022-33/segments/1659882571909.51/warc/CC-MAIN-20220813051311-20220813081311-00272.warc.gz | en | 0.93732 | 1,033 | 1.8125 | 2 |
Ditch the Ladder for Safe Roof Inspections by Drone
April showers bring May flowers — and by June…roof damage!
A roof inspection is something that every property owner will have to do at one point or another, including for assessing the value of a property, estimating repair costs, determining the level of wear-and-tear over time, or assessing damage after natural disasters for insurance claims.
And because inspections are done visually, a drone can be safer and save time and money. Drones can capture areas that would otherwise be inaccessible and get crisp up-close footage beyond what the eye can see. While climbing a ladder to the roof may be unavoidable for repairs, sending a drone up first can limit your risk. And it can help you (if you are doing a DIY project) or your roofer plan-ahead for tools and materials that may be needed.
The type of roof matters.
So what needs to be checked when it’s been a few years, or you’re worried it might start raining in your living room? Roof inspections involve looking at different things on different types of roofs.
Specifically, a roof inspection will check for:
- On wood roofs: Water damage, mold, clogged gutters, and assessing any deterioration of the shingles, chimney, soffit, and fascia
- On metal roofs: Loose seams, damaged flashing, and rust
- On fiberglass roofs: Cracks and other structural damage
Saved time. Reduced costs. Better safety.
Drones save time:
With all the people involved, the mounting, planning, climbing and inspection itself, traditional roof inspections can take hours. Drone roof inspections can start almost as soon as the team arrives, and the footage captured can be transmitted and inspected in real-time. While the length of a drone inspection can vary, depending on the level of detail and variety of concerns, you can expect it to take about 30-45 minutes.
And you will get a copy of the film to see things for yourself!
Drones reduce costs:
Drones keeping people on the ground means there is less insurance and regulations required for the workers. And because fewer people are needed to complete the inspection, there are fewer people needed to employ. Together, it means saved money both for the contractor and the property owner.
Drones keep people safe:
More importantly, it helps keep inspectors and contractors safe by keeping them on the ground unless there is something that requires them to go up. Roof inspections have inherent dangers to them, as the inspector must climb up ladders that may be on unstable ground, and work from high off the ground, often on the edge of a tall building.
“Drones can look at visual condition of the roof and gives you the ability to inspect a roof from the ground level; then, if there’s something that draws attention—a contractor can go up only if needed,” Mark says.
Ready to explore roof inspection opportunities with your drone?
RBS Drone Technologies can help with roof inspections in two key ways:
- Hire RBS Drone Technologies to do your roof inspection.
- Train to get your commercial drone pilot license. If reading this article has you thinking “This sounds like a great business idea for an entrepreneur,” then contact RBS Drone Technologies to schedule training. We are now offering one-on-one training to honor social distancing recommendations. The good news is, that with one-on-one, we can also schedule the training for the time and location (serving Chicagoland and northern Indiana) that suits you.
Contact us today to schedule an inspection, or to learn more about how we can help you train for your FAA Part 107 pilot certification and get your drone operator career off the ground. | <urn:uuid:2dcc524d-6e42-463a-887b-052c5652cf0b> | CC-MAIN-2022-33 | https://rbsdronetech.com/2020/06/10/drone-roof-inspection/ | s3://commoncrawl/crawl-data/CC-MAIN-2022-33/segments/1659882571909.51/warc/CC-MAIN-20220813051311-20220813081311-00272.warc.gz | en | 0.93186 | 784 | 2.25 | 2 |
Sexual Violence in India
When a person engages in an act of sexual violence against another person, it is a criminal offense. This type of assault is incredibly common, but it can be prevented. Sexual violence is defined as any act of violence performed against another person for the purpose of obtaining a sexual act. Whether the perpetrator is married or not, the intent is the same: to take advantage of the victim’s sexuality. The victim is often not aware of the nature of the assault, and it may not even realize that they are being assaulted by a partner.
While it may seem that consent is a given, sexual violence is never voluntary. It often involves physical force and psychological intimidation. Threats can range from threatening physical harm to being fired from a job. Coercion also occurs when the victim is unable to give consent to an act, such as when they are under the influence of alcohol or drugs. Furthermore, consent may be impossible if a person is intoxicated or not fully understanding the circumstances.
Victims of sexual violence may have difficulty concentrating, difficulty sleeping, and even have flashbacks of the event. Their feelings can be overwhelming and impair their ability to function in everyday life. They may also develop low self-esteem and feel unworthy and dirty. They may also feel a need to isolate themselves from society. Survivors of sexual violence may find themselves changing their behavior, their diet, and even their hygiene routines. However, it is crucial to remember that sexual violence affects the brain and body in a variety of ways.
The first thing to remember is that you should not attempt to fix the situation by trying to offer advice or suggestions. Everyone’s response to sexual violence is unique and each individual will heal at a different rate. You cannot assume what a victim is going through, so it is important not to make assumptions about the level of their emotions. Instead, listen to their stories and try to understand them. Do not force information or make assumptions. They deserve to heal on their own.
In India, there has been a gradual shift from a male-dominated to a more equal society. While there are many causes for this shift, gender equality is thought to be one of the main reasons for recent sexual violence cases. The transition from male-dominated to gender-equal society may have fueled male backlash. Furthermore, the increased media attention on such crimes could have attracted individuals to perpetrate violence. And if this is the case, the next step is to prevent sexual violence before it begins.
There are many ways to prevent sexual violence and make a campus a safer place. A key approach is education. In fall 2014, the UC campus began providing systemwide sexual violence education to all incoming students. The plan, which will augment the existing training, will be implemented in July 2015. | <urn:uuid:53bb91b3-7958-4ea3-ad92-51ed759d6778> | CC-MAIN-2022-33 | https://www.theamberrose.org/sexual-violence-in-india/ | s3://commoncrawl/crawl-data/CC-MAIN-2022-33/segments/1659882571536.89/warc/CC-MAIN-20220811224716-20220812014716-00272.warc.gz | en | 0.966329 | 564 | 2.796875 | 3 |
No Limit Curriculum
Focused on developing 10 life skills recommended by World Health Organization (WHO)
Partnership with Stanford University
The only school in India to have a partnership on pedagogical strategies
1:10 Teacher Student Ratio
To ensure each child gets personalized attention
Indoor And Outdoor Sports Facilities
Football, Lawn Tennis, Table Tennis,Badminton,Basketball,Cricket,Swimming,Skating And Yoga
Extended Day Facilities
Experience the PEP [Pragyanam Enrichment Program] with a deep dive into theatre , visual art, dance, music, reading and physical education
Continuous teachers development through Parwarish
ONLY Great educators make the school Good. Pragyanam invests heavily on educator capacity building. We pride ourselves in recruiting, training and retaining the best teachers. We also ensure their continuous profession development to benefit our students.
Mrs. Amita Bhardwaj
A Seasoned Educator, Amita has over 30 years of experience in education. She has successfully served diverse age groups across well respected brands. She has extensive experience with all age groups of children and has been heading Curriculum and Delivery for India's most loved pre-school chain, Footprints, for the last 10 Years. She is also one of the very few Highscope Curriculum certified trainers in India and a volunteer course-leader with Landmark Education – world’s largest training company.
No Limit Curriculum
Focussed on developing 10 Life Skills recommended by World Health Organisation (WHO)
Coping with Stress
Coping with Emotion
Most frequent questions and answers
Pragyanam is a K-12 school started by the founders of Footprints. Footprints is a pan India, daycare and preschool chain. While Footprints focuses on the early years, Pragyanam offers a world-class school system for K-12 education in India.
The founders of Pragyanam are:
Purvesh Sharma: An IIT Delhi alumnus, Purvesh focuses on helping people lead meaningful and fulfilling lives, as a life coach. His vision includes revolutionizing education, by creating life ready children, who grow to be happy and satisfied adults.
Raj Singhal: A father of twins and a seasoned entrepreneur Raj, is an alumnus of IIT Delhi. Amongst many of his laurels is his taking a software services firm to a 10 million turn over with 350 employees and 3 countries in 10 Years. He is passionate about transforming Indian Education Sector. As a Co-Founder and CEO of Footprints Childcare, he yearns towards creating world-class education facilities in India.
Ashish Aggarwal:He is an alumnus of IIT Delhi and IIM Calcutta and the father of an 11-year old. Ashish firmly believes that the Indian education system is long due for a transformation and our schools need to play a significant role in creating mature and wise individuals, who can happily take on any challenges life throws at them.
The learning approach at Pragyanam aims to create effective lifelong learners that are comfortable with their own selves and the use of technology as it evolves. Pragyanam offers a transformational learning experience to students with the help of a robust and inventive academic curriculum called the NO LIMIT curriculum. We believe that with the 10 W.H.O life skills can make every child no limit- that is she or he will be decisive, emotionally balanced and able to live a life of fulfilment — he or she will be a no limit human being.
There is no dearth to learning. Nature, animals, plants, natural phenomenon and people around have a lot to offer. It is all about our interface with these elements and what we make out of it. Pragyanam’s ‘No Limit Curriculum’ is an open curriculum: which uses this premise to support making the child’s experiences, richer.
A healthy mix of new and traditional methods is used to deliver our No Limit Curriculum. The focus remains on the joy of discovery, making real world connections and nurturing life skills with intention
A rigorous 3 month training program is conducted for all teachers joining the school. The intention is to empower the teachers in knowing who they are and what is the intention of each subject. Learning to design learning outcomes and the scope and sequence in each domain of the NO Limit Curriculum is also undertaken. | <urn:uuid:42a5416a-ed72-4106-ac72-66d0558ae472> | CC-MAIN-2022-33 | https://www.pragyanam.school/ | s3://commoncrawl/crawl-data/CC-MAIN-2022-33/segments/1659882571909.51/warc/CC-MAIN-20220813051311-20220813081311-00272.warc.gz | en | 0.942836 | 979 | 1.554688 | 2 |
Rumors of an Apple netbook gained momentum Tuesday as the Dow Jones financial news service confirmed earlier reports that the company will launch a touch-screen-based computer, perhaps as early as the second half of this year.
Sources told Dow Jones Newswires that Apple is working with Wintek, a manufacturer of small- and medium-sized displays, to make touch-screen displays in the 9.7- to 10-in. range, with Quanta Computer to assemble the netbooks.
See all of Macworld’s netbook coverage
Both Wintek and Quanta are based in Taiwan, but have extensive operations in China. Quanta is the world’s largest contract notebook maker, and currently builds MacBook and iMac systems for Apple.
Dow Jones is the second to claim that Wintek and Quanta are involved in Apple’s plans to put a mini-notebook on the market. Yesterday, Taiwan’s DigiTimes quoted a report in the Chinese-language Commercial Times that said the former would supply touch-screen displays and the latter would build the new netbook. The Commercial Times also cited a second-half-of-the-year timeframe.
Although netbooks—loosely defined as small, lightweight notebooks that cost under $500—account for an increasing piece of the PC pie, Apple has so far resisted entering the market. Last October, CEO Steve Jobs famously dismissed the category. “We don’t know how to make a $500 computer that’s not a piece of junk, and our DNA will not let us ship that,” he said at the time.
Since then, Tim Cook, the chief operating officer who is running the company while Jobs is out on medical leave, has also belittled netbooks. Cook, however, has left the netbook door ajar. “Right now, the products in there are much less powerful than customers want—they have cramped keyboards and small displays,” Cook said in January. “We think that the products there are inferior. But we’ll see. We have some ideas here, and we’re watching the space.”
But Ezra Gottheil, an analyst with Technology Business Research, doesn’t see a traditional netbook from Apple, assuming the reports out of Taiwan are accurate. “It’s looking less likely to me that Apple will do a keyboard netbook,” he said Tuesday. “What we’re hearing [from Dow Jones] is consistent with an iPod Touch on steroids. With Apple’s hostility to keyboards in general, I think this will be a touch-based device.”
That’s a change from his previous speculation on how Apple would address the booming netbook market. Last December, for instance, Gottheil predicted that the company would use this year’s Macworld trade show to introduce a pair of netbooks. Apple did not.
“Apple’s objective is not to take a piece of the netbook market, but to grow its own market,” said Gottheil. “They’re thinking they can tear off some piece of the portable, price-sensitive, Web-browsing, and now e-book [reader] market,” he said. “That’s my guess.”
That’s not to say Apple, or a third-party manufacturer, wouldn’t come up with a wireless keyboard, or even package the touch screen and keyboard in a case, he added.
“I think they’ll go more toward the trade paperback size, the [e-book] reader size,” said Gottheil. “If you don’t need a keyboard, you can make a device that is easily put into a purse, backpack, briefcase or even large pocket.” | <urn:uuid:faa9e357-33ed-48db-812d-8a093f605ba1> | CC-MAIN-2022-33 | https://www.macworld.com/article/195456/netbooks.html | s3://commoncrawl/crawl-data/CC-MAIN-2022-33/segments/1659882571909.51/warc/CC-MAIN-20220813051311-20220813081311-00272.warc.gz | en | 0.959484 | 817 | 1.5 | 2 |
As part of the Bipartisan Innovation Act, Congress is weighing an amendment to expand Pell Grant eligibility to short-term programs—or those as short as eight weeks and no longer than 15 weeks. Yet the amendment leaves out online, short-term programs, fueling debate around what that may mean for low-income students.
“These shorter programs are often for nontraditional, working, and older students—and those are the students who have the least amount of time available,” said Dr. Gregory Fowler, president of the University of Maryland Global Campus (UMGC), an online public university. “We’re trying to think about people who want to do programs that can fit their schedules to open doors for them.”
Last month, Fowler joined a group of higher education and business leaders in signing a letter to members of Congress, calling for including online education institutions in the Pell Grant expansion to short-term programs.
Another one of the signatories, Scott Pulsipher, president of Western Governors University (WGU), which is a private, nonprofit, online higher education institution, noted that broadening Pell to short-term programs is a key step toward diversity, equity, and inclusion. Many people who seek short-term programs are students of color. But to Pulsipher, the proposed Pell expansion does not go far enough.
“This odd exclusion of online-only programs seems completely out of step with reality,” he said, noting a Northeastern University study published in December 2021 that found 71% of C-suite executives stated they perceived an online credential as “either generally equivalent or higher quality when compared to one completed in-person.”
Yet some say that leaving online programs out of Pell is a guardrail, especially given the history of many for-profit colleges using federal funds for predatory practices. Such critics argue that bringing Pell eligibility to online, short-term programs, even when run by nonprofits, could still risk putting federal dollars behind an education of potentially lower quality and lower value.
"I do acknowledge that the two-year and four-year routes are not for everyone, but these guardrails to omit online programs and for-profits are there to eliminate bad actors," said Dr. Monique Ositelu, senior policy analyst for higher education at New America, a public policy think tank.
Ositelu has researched short-term programs that last 15 weeks or fewer. Largely due to data limitations, this research did not disaggregate programs based on if they were in-person, hybrid, or online-only. This New America analysis found stark racial and gender inequities in earnings upon completing a short-term program.
When Black and Latino/Latina students finish a short-term certificate, for example, they make up to $20,000 less in median yearly earnings than white students with a similar credential. In addition, the analysis found that the typical annual earnings for over half of graduates who are working are less than $30,000.
“About 7 in 10 participants of short-term programs in the U.S. are at the sub-baccalaureate level—and for many of these participants, this is the highest level of education they receive,” said Ositelu. “We do understand that for the average student, specifically students of color, very short-term programs are not a vehicle for economic mobility."
However, there remains scarce research on the outcomes of short-term programs, including on specifically online, short-term programs. Fowler of UMGC noted as well that not all online programs are the same—and some are better than others.
“I get the idea of wanting to make sure the students have high-quality experiences,” he said. “But those of us who have been doing online education for decades know there are ways to incorporate that quality into the online learning structure to ensure you don’t have a big rush of people trying to take advantage of big revenue.”
It is unclear if Congress will reconsider this exclusion, either by taking the exclusion out altogether or negotiating other guardrails for online, short-term programs. And to Ed Klonoski, president of Charter Oak College, a public online college in Connecticut, and one of the letter’s signatories alongside Fowler, there is another question in this debate around expanding Pell eligibility.
“If you’re going to encourage people to do these shorter programs with Pell Grants, but only for in-person programs, then that’s just not fair,” he said. “There is no quality difference between online and in-person, so if you want to include shorter-term programs for Pell, you need to be fair and include online as well.”
Rebecca Kelliher can be reached at email@example.com. | <urn:uuid:3c0c9a6c-a2e4-478f-9091-c113f9fe5a7c> | CC-MAIN-2022-33 | https://www.diverseeducation.com/leadership-policy/article/15294233/should-shortterm-online-programs-get-pell-grants | s3://commoncrawl/crawl-data/CC-MAIN-2022-33/segments/1659882571909.51/warc/CC-MAIN-20220813051311-20220813081311-00272.warc.gz | en | 0.95887 | 1,012 | 1.703125 | 2 |
Online offerings for lower-income consumers are a trillion Euro opportunity.
It's 2009 — for lower-income consumers online
Today, broadband Internet access at home is as widespread for lower-income consumers as it was for higher-income consumers more than 10 years ago. Lower-income individuals use the Internet ca. 30% less and purchase nearly 40% less online than their higher-income peers. For lower-income consumers online, a golden decade lies ahead.
Our current techno-economic paradigm based on microprocessors and the Internet is spreading from the core to the periphery (Perez 2003). It has captured the low-hanging fruit of higher-income consumers in high-income countries. Now it is working its way down the income pyramid. Admittedly, both powerful processing and the internet have been around for decades. But during their march to primacy they first focused on serving higher-income consumers. The affluent are a low-hanging fruit; their willingness to pay and experiment is high and so is their customer lifetime value. High margins allow room for sell-side experiments and higher customer acquisition costs. So online and digital offerings were built for them — not lower-income consumers.
Online, lower-income consumers are a decade behind their higher-income peers. Today's (2019 / 2020) share of first-income-quartile households with broadband Internet access is on the level fourth-income-quartile households were in 2009 — both in Germany and the European Union.
The gap is even wider in mobile broadband Internet access at home (see the dots in the figure below). And lower-income individuals use the Internet ca. 30% less and purchase there almost 40% less than their higher-income counterparts do.
For lower-income consumers it's 2009 online. A golden decade lies ahead — of entrepreneurs serving lower-income consumers by playing to the inherent advantages of software.
Software will be the perfect world for lower-income consumers
Software's cost features have the power to serve lower-income consumers with a truly profitable low-margin-high-volume strategy, better unbundling / incrementalizing and more potent price discrimination.
Software's marginal cost is zero. Thus, software can be distributed at sufficient scale to make the low-margin pricing tailored to lower-income consumers highly profitable. Valuable businesses must have the potential to be profitable one day. And the more profitable the better. Profitability is a function of margin and sales. Given the high price sensitivity of lower-income consumers, the first of the two has a very constrained upside. So it is volume of sales driving profitability. In the software world, the scale of this distribution is theoretically unlimited. As dematerialization advances — and ever less hardware & electricity becomes necessary per bit — the marginal cost of software is approaching zero.
Software is a cheap alternative. As it is becoming smarter it is replacing costly humans for ever more inputs, tasks and skills.
Everything has inputs, and the assembly of inputs is but another input. Inputs become cheaper if their inputs also drop in price, or if the purchaser possesses bigger market power. Market power is a tool of incumbents, so inputs of inputs of inputs (ad absurdum) are more promising for startups. And inputs are cheapening exponentially; as technological change accelerates costly human input becomes less necessary for more and more complex tasks.
A prominent case study of a cheaper-input model is Scalable Capital, a company our team invested in previously. Admittedly, the company’s $10k depot minimum for its robo-wealth-management does not address the very lowest of incomes. Nevertheless, the success factor is the same: $10k is 0.1% of the $10m a customer must bring to GoldmanSachs for the bank to manage her wealth. Scalable manages to open professional wealth management to additional income classes by reducing the costs of its inputs. Instead of employing costly portfolio managers and private bankers, it invests fully-automatically via its own proprietary algorithm.
Dematerialized software means zero fixed costs and allows for unbundling and incrementalizing, which again drive down costs and prices.
Many products and services enjoyed by higher-income consumers come with the heft of auxiliary features. A high-end hairdresser will co-function as a day spa, whose hair-washing chairs massage their first puzzled, later relaxed customers. Cars may second as space ships in which cinematic entertainment takes a front seat. Naturally, both are costly upgrades; their removal leaves key features – haircuts and transportation – untouched and affordable for lower-income consumers.
Take Wish as an example. Our team invested in the company and it IPOed recently. One of the key ingredients of this success is unbundling: Offline, shopping experience, products and delivery are of similar quality; they are good, bad and ugly together. Wish unbundles this trichotomy. It offers a best-in-class, gamified online shopping experience with cheap products shipped long and far from Asia. Scrolling through the app, one struggles to find many products with double digit price tags. Exciting pictures of seemingly super cool gadgets abound instead–and so do promotions by brightly animated wheel of fortune and buzzing emails. A less shiny delivery and product experience are hidden in the background.
In addition to unbundling, we may offer existing products or services at smaller increments. We thus lower the entry price for a certain product category and make products accessible for lower-income customers.
One potent example of this mechanism is Philippine telco provider Smart. The company attracted lower-income consumers by offering a pricing plan that significantly lowered the denominations of its services. The plan allowed customers to reload minutes on their phones with very small amounts starting around $0.03. Additionally, Smart introduced over-the-air recharge technology. The new pricing plans have been a huge success for Smart, and even increased the company’s profit margins. (Anderson & Markides 2007)
The Internet allows sellers to fully individualize their pricing — at scale. They can personally know masses of shoppers and show each of their customers a different price according to their willingness to pay — as long as profits exceed zero. To the extent that the parties receiving different prices for the same product don't know that they have been treated differently, companies do not have to fear that lowering the price for some will force them to lower the price for all. They can sell the same product at lower margins to lower-income consumers and at higher-margins to higher-income consumers. That way, they not only maximize their profits, but serve lower-income consumers — sometimes for the first time.
Of course, the mechanism of price discrimination as described above is highly idealized. In practice it faces high regulatory, moral and procedural hurdles. Nevertheless, the economic incentives it provides are potent. And we expect it to gain traction in the years ahead.
The opportunity spans multiple online categories
The Lower-Income Online Opportunity is strongest in health & wellbeing (incl. food), communication, information, finance, entertainment, mobility and clothing.
For some indicators of Internet access, usage and consumption, lower-income consumers are closer to their higher-income peers than for others. To zoom into this intuition, we calculate dots for each category; we do so by dividing the first-income-quartile internet penetration by its fourth-income-quartile counterpart. The graphic that results shows a range from barely 40% to more than 70%. In other words, lower-income consumers fall far short of higher-income values for all categories — but for some more than others.
By itself, the displayed Q1 / Q4 ratio cannot indicate how well lower-income households are served online. For lower-income consumers allocate their budget quite differently than higher-income consumers do, and a lower lower-income share of online purchase or usage may be due to a generally (offline + online) lower share. Dropping Q1 / Q4 and simply setting online and offline shares in relation does not suffice as a remedy either. For then, if lower-income consumers purchase or use an indicator less online than they do offline, we do not know which part of this shortfall comes from this category being underserved online across income groups and which part of it is specific to the lower-income demographic.
The Lower-Income Online Metric LION controls both for a generally lower (offline +online) lower-income purchase or usage and a general (lower-income +higher-income) underserving online. It sets Q1 / Q4 in relation with the total expenditure fraction (TEF) – a measure of relative lower- to higher-income budget shares spent both offline and online. For both Q1 / Q4 and LION higher values indicate lower opportunity.
The following graphic shows that LION adjusts our opportunity estimate downward for most indicators. We prefer the metric’s conservativism and inclusion of additional factors over the simplistic exuberance of Q1 / Q4.
Based on LION values we group the Lower-Income Online Opportunity into four categories:
New Work and Parallel Social Realities are adjacent opportunities
New Work solutions will raise the wages of the lower-income demographic by remedying the under-utilization of its skills. And Parallel Social Realities will provide virtual worlds in which lower-income needs are better satisfied, because they do not require costly material consumption and are not tied to a high real-world status or identity.
Since 1980, lower- and middle incomes in high-income countries have stagnated relative to the incomes of the global elite and middle class (Alvaredo et al. 2018). The middle class of high-income countries will come under further pressure as technological change accelerates and machines start to outcompete humans.
As the following figure shows, the skills of lower-income individuals are increasingly under-utilized. From 1995 to 1997, the lowest quintile of German households worked 49.88% of the hours of the highest quintile. Twenty years later, the lowest quintile only worked 40.98% of the highest quintile; the bottom-quintile position had eroded by 20.3%, while the top-quintile position only saw a slight decrease of 3%.
To boost lower-income wages, we must remedy the under-utilization of lower-income skills. To do so, we either
Raise skills to levels competitive with machines
As technologies accelerate, they become better replacements for humans at evermore complex tasks. Not only do they produce goods and services superhumanly cheap, but also at superhuman qualities. To survive a competition so fierce, we must either
Evade our competitors. That is, acquire skills difficult or impossible for machines to master.
To be human means to be social. The closer a skill is to this essence of humanity, the more a machine must become like us, must become human to master it. Social skills, thus, provide particular insulation against the onslaught of machines. But they cannot cushion the entire lower-income demographic. And where they are non-essential, many social functions will be transactionalized away.
Or compete better. That is, acquire skills at least as fast as machines do.
The German Socio-Economic Panel (SOEP) study (SOEP v30 (2015)) reveals a disturbing pattern: The more complex a digital skill, the smaller the fraction of lower-income relative to higher-income penetration. Despite initial appearances, the relatively high ratio for writing computer code is not a silver lining – for it is merely stronger than its skill peers because higher-income individuals, too, slack in this domain. In the Germany of 2019, only 8.87% of Q4-income individuals had written computer code in the last 12 months. And in the EU28, this number stood at an equally dismal 8.11%. The lower-income demographic has a particular need for acquiring the skills of the digital age.
What R&D is to machines, education is to humans. Thus we must upgrade lower-income education. We may do so either by increasing the rate of skill transmission, or by increasing its duration. In English: we have to help lower-income people be better educated – throughout the entirety of their lives. We have to technologize teaching, align incentives. Notably, developers have the full property rights to the upgrades they achieve in their products, but teachers do not participate in the learning of their students – apart from a flat fee and some warm glow of association. The result: many promising students do not receive the education they deserve because teachers do not find their entrepreneurial sense tickled to allocate their resources more efficiently, to maximize the return on their time. But change is in the air and Code Camps are in their vanguard. Many of them charge a fraction of their students’ income. They acquire education equity; with incentives aligned perfectly, outcomes skyrocket.
Enable the utilization of existing human skills. Second, the utilization of existing lower-income skills. Surprisingly, the future of work for lower-income individuals is particularly promising here. For accelerating technological change weakens what has been holding back the full utilization of lower-income skills: archaic gatekeepers (credentials, networking / nepotism, and cultural / language barriers).
Before an employer hires an employee, or two entrepreneurs agree to collaborate, both parties need to meet and predict the success of their joint venture. They assess each other’s skills and – efficient as they are – take shortcuts. They rely on archaic credentials: diplomas, grades and certificates; recommendations by trusted third parties (referrals by their own respective networks or previous collaborators / customers). They rely on conversations / interviews and gut feelings.
Oftentimes, lower-income people do not fit into the boxes of these shortcuts. U.S. firms do not recognize the degrees of Cuban arbitration lawyers, forcing them to work as cashiers in Miami. Sales-people charismatic in Polish have trouble finding a sales job in Germany due to the language barrier. Children born to lower-income parents have a harder time accessing the networks in which internships and jobs reside.
As processing power accelerates, shortcuts in hiring or partnering will become less and less relevant. For better processing means that more information can be taken into account. The collaboration may even be tested at scale and zero marginal cost. Then organizations may find that lower-income people can do the job even if they do not fit into the boxes of their archaic credentials.
In addition, more transparent markets for all kinds of tasks and skills will enable everyone to monetize all of their skills. As the lower-income demographic has more time today (see above), it stands to particularly benefit from this trend.
While accelerating technological change lowers the wage of or unemploys low-skill workers, it also reduces the prices by which they can satisfy their needs. This linkage is important: if prices drop faster than wages, the need to up- and / or re-skill evaporates. We keep this truth in mind when we seek to identify particularly promising areas for disrupting education.
Parallel Social Realities
Virtual worlds offer a particularly promising wage-to-price ratio. For the further the satisfaction of needs is removed from the consumption of actual material resources, the cheaper it becomes. Consequently, those who have been left behind by automation and AI, as well as deserted by their governments, can and will find refuge in parallel social realities (PSRs). Here they can connect and exchange with like-minded people – independently of socio-economic constraints.
The inhabitants of virtual worlds all build identities that accumulate status. But the extent to which these identities are removed from the identities held in the “real” world varies from PSR to PSR. We expect virtual worlds that allow virtual identity and status to uncouple from physical identity and status to fare particularly well in attracting lower-income users.
The following figure provides data in support of this hypothesis. In the U.S., Snapchat and WhatsApp penetration falls as income rises while Facebook, Instagram, Tiktok and Twitter penetration rises.
Facebook Messenger, Snapchat and WhatsApp let users build their identity with little relation to reality. On Snapchat, the success of cute bunny-ear filters, artsy drawings, cheeky postures and witty word snippets does not depend on income. Neither does the popularity of funny GIFs, links and messages on WhatsApp and Facebook Messenger. From a pure identity and status perspective, Facebook Messenger should have WhatsApp’s income distribution, but likely looks flattened due to spillover effects from Facebook – most Facebook users are also Facebook Messenger users.
On Facebook and Instagram, by contrast, users showcase their real-world lives. Here, lower-income consumers simply cannot compete with photos taken in luxuriously expensive locations. Similarly, Twitter is a place for opinionated self-staging of thought leaders in positions of power. And LinkedIn is a place of positional career bragging. On both dimensions, lower-income users feel left behind.
Tiktok as a case is curious. From an identity and status perspective it should have a Snapchat income distribution. For Tiktok users have even more powerful tools to uncouple their digital content from uncompetitive physical realities. In addition, the Tiktok aesthetic as such is decidedly accessible (e.g. Lanigan 2019). Yet, Tiktok’s income demographic looks much more like Twitter’s. The reason is simple: the income demographic captures only U.S. adult users of the platform and most Tiktok users are not yet of age. In June 2019, about 50% of daily active users in the United States were younger than 14 – and 40% in Germany (Zhong & Frenkel 2020). In short, we lack the data to certify what income groups currently dominate and will remain dominant on Tiktok.
Admittedly, the logic of accelerating technological change will force human-machine competition into the virtual sphere as well. Whatever it is that people do online, machines will do better one day. It is for this reason that we focus on evading machine competition via the social aspect of these parallel realities. We humans are political beings; it is our social features that define us. By moving the competition onto a field whose rules it is to be human, we have the chance to hold out longer. In fact, it is on this field that we will hold out the longest.
We want to learn more! And we love to build a relationship with the companies we invest in as early as possible. You do not have to be in fundraising to reach out as we also frequently reach out to companies ourselves.
Cusp Capital is a venture capital firm combining research enthusiasm with investment experience to identify European companies which use the power of digital technologies to redefine aspects of our personal and professional lives. Investing throughout their growth cycles, we support our portfolio companies in evolving their strategic narratives as well as the organizational foundations underneath. | <urn:uuid:df8601c5-6995-40e1-918e-651a69e50cff> | CC-MAIN-2022-33 | https://www.cuspcapital.com/article/online-offerings-for-lower-income | s3://commoncrawl/crawl-data/CC-MAIN-2022-33/segments/1659882571536.89/warc/CC-MAIN-20220811224716-20220812014716-00272.warc.gz | en | 0.942842 | 3,895 | 1.851563 | 2 |
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39-Challenge: Index page. Missing description
Author: Hans L. Bodlaender.
The board used for this game has 39 cells/squares.
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DENVER, COLORADO — Israel’s appearance at the U-13 World Series of Youth Lacrosse this past summer was memorable for everyone in attendance.
Israel tabbed national team midfielder Casey Cittadino, a former MLL All-Star, as head coach, with Stephen Berger and Josh Cittadino assisting him on the sideline.
Homegrown players Tal Noam and Ronen Abramovich of Ashkelon, who spent two months in North America as recipients of the Kraft Lacrosse Scholarship, as well as Dvir Gilad, started their summer by representing Israel and the city of Ashkelon alongside Jewish-American players who were chosen following a set of tryouts held in the United States. All US-based players selected to compete are considered eligible for Israeli citizenship per Israel’s Law of Return, and are committed to the development of the sport in the Jewish State by their efforts to participate in equipment drives and a future service trip to Israel to grow the game.
There were many highlights for Israel beyond the scoreboard. While the team of course showed up with the goal of winning, the talent at the World Series was staggering, with teams who had been practicing together multiple times a week for months leading up to the event. For Israel, on the other hand, a large obstacle was team cohesion as the boys worked to get to know one another on and off the field after arriving from different parts of the world.
To spectators, it was impressive how quickly they all came together as a group of young men playing as a unit for the first time, knowing full-well how that was going to be a weakness and overcoming it by trusting each other quickly. During every practice and game, their chemistry improved and the progress could largely be attributed to the man on the sidelines.
“As a coach, Casey (Cittadino) was terrific,” praised Israel GM Jim Gottlieb. “He worked well with the kids who responded to him instantly and they loved being around him. Bringing him on was the best decision we made in the whole process.”
As the only international team, Israel was the talk of the tournament, sought after by athletes, parents and coaches to hear the boys’ stories. “JoJo the War Drummer,” who is a mascot of sorts for the Denver Outlaws, was in attendance and took a special interest in the Israeli kids, interviewing them and trading for an Israel Lacrosse tee shirt, which he wore at the championship game as he was beating the drum on the field in front of the stadium crowd.
Even before JoJo modeled the Israel Lacrosse swag, the boys in blue and white grabbed the attention of the tournament attendees, fielding questions all about the program, such as – “where is the team from?”; “are the kids coming from Israel?”; “Will the team come back next year?”; and most importantly, genuine inquiries as to “how can we get involved?”.
The win-loss record posted by Israel did not capture the performance, camaraderie and overall experience of the team. Throughout the tournament, the boys were focused on lacrosse but beyond the games, the fun, light atmosphere surrounding the team fostered new relationships amongst many members of the lacrosse community. As ambassadors of the sport as well as the country, Team Israel was victorious in bringing awareness to the growth of the game around the world.
There is an overwhelming sense of success for the Israel team that participated in this event. Not only did the boys get to play a sport they are passionate about but they, along with their extremely supportive fan-base, were a part of something bigger than themselves, representing a country and its people with pride, passion and purpose.
“The boys who played loved every minute of it and every kid who played, and is eligible, wants to come back – as do the coaches,” added Gottlieb.
So now the question is, “can the magic be recreated next year?” Gottlieb thinks yes.
“With many of the same parts – we think so. We will have kids that are older, bigger, stronger, with a year of experience behind them and they will be able to lead their younger teammates while reestablishing the same positive environment we created this year.”
The Israel Lacrosse Association will be evaluating age-eligible players — with a more “national” focus — from Ashkelon up to Netanya throughout the 2016-2017 youth lacrosse season in Israel.
Tryouts for US-based players are expected to take place the weekend of April 14-16, 2017 in New York. All players must be born on or after September 1, 2003, and must be considered eligible for Israeli citizenship per Israel’s Law of Return (ie: must have at least one Jewish parent or grandparent). All US-based players who are selected to compete on the team will be required to conduct an equipment drive in support of the development of youth lacrosse in Israel, and are expected to participate in a Lacrosse Service Trip to the Jewish State when they reach High School. Click here to register for the US tryout.
If you are not eligible for the U-13 team, there are numerous other ways to get involved with Israel Lacrosse including our Bar/Bat Mitzvah Project program, the U-17 Winter Service Trip, Birthright Trip, MASA Lacrosse Internship and more. Please visit israellacrosse.com or contact email@example.com for more information on our organization and all of the programs offered. | <urn:uuid:248802a9-241e-458c-956b-f9f24e62b5e5> | CC-MAIN-2022-33 | https://lacrosse.co.il/about/updates/u-13-world-series-israel-eyes-2017/ | s3://commoncrawl/crawl-data/CC-MAIN-2022-33/segments/1659882571909.51/warc/CC-MAIN-20220813051311-20220813081311-00272.warc.gz | en | 0.974881 | 1,183 | 1.5 | 2 |
Our guest writer is school restorative justice practitioner Michelle Jackson, who has been a victim participant on three occasions in the Sycamore Tree Project in Queensland.
When I first heard of restorative practice I thought it was a load of rubbish. I thought that all the offender had to do was say sorry and that was it. So how would you know if they were genuine or not? I have come to realise that it is way more than that. To take part in a restorative practice session takes strength and courage from both sides and is way more than a simple “I’m sorry.” It is restorative on both sides!
First though, I need to tell you my story. Many years ago now my father was murdered. He was a loving dad who went to work one day and never came home. His body was found ten months later but we didn’t get any answers as to whom or why someone would have shot him at point blank range in the head. I guess for him it was quick but for my family it has been long and painful. The unanswered questions have hung over the family like a black cloud. People can be cruel and have even said to members of my family that “He must have deserved it! “or “Only bad people get killed.” The police are baffled as they say they can find nothing untoward in his life that would lead to this event. They even called him “Mr Clean”. Regardless of what people think we know that no one deserves to have their life ended at someone else’s hand. For many years though I lived with hate and anger towards an unknown person who had altered our whole way of life. I wanted revenge! We no longer had a dad and mum had to leave us alone at home to go work and money was tight. You learn to adapt! Life gradually moved on and seemed to settle down to normalcy even though we all carried scars.
Then my life was thrown into turmoil again. In 2007 I suddenly found myself on the other side of murder. The police came to our business door and asked had I seen a particular woman in the last few days. No I hadn’t. The police had phone records of someone we knew through the business and he had phoned us. Yes, I had talked to him and knew where he was. Then the woman’s body was found. The man was arrested and I became a witness in a murder trial. He had told me things important to the trial. How could this be happening? This man, I had learnt over a period of time, had come from a bad family background .He had never felt loved. His father had beaten him and his mother had rejected him. He drank to cover his wounds. I knew this man not as a murderer but as someone who could work hard but drank way too much in my eyes. Society however sees it as ok to have a few beers after a hard day’s work! When does it step over the line though? I began to think about how many other people were in his predicament in jail- the ones that had one too many and made stupid choices. Or those that mixed alcohol and drugs (legal and illegal) and ended up doing bad things. It doesn’t mean that the consequences of their actions don’t have to be paid for but some understanding of who they are and how they got to where they are should be considered. So for two years I waited for the trial to go to court with periodical visits to police stations and solicitors offices. I was innocent and not even part of it yet somehow was part of it. No one ever asked was I Ok!
2009 brought yet another incident that saw us as not involved yet involved! My daughter was visiting some friends when one of them was called by an ex-boyfriend. They had some belongings that needed to be sorted out. He wanted her to go with him to sort out these things .She was reluctant but went with him. My daughter saw her go with him. The girl never returned and was found dead the next day. The guy, we learnt, was from a broken home and had spent his life in and out of foster care. The terrible cycle of police stations and solicitors began again. She was only seventeen so I had to go with her as support. No one cares about the people who get caught up in criminal activity. A counsellor didn’t help. She did not handle all this very well. She took to going out with so called friends and drinking which led to bad choices. She became pregnant with the father wanting nothing to do with the child. His answer was abortion! She however did not want to take this option and went ahead and had the child. He is the delight of our lives! He arrived December 2011 and in March 2012 both cases went to court at almost the same time-just a week apart. It is hard to ask your boss for time off as you’ve been summonsed for a murder trial but to have two summonses in a week was bizarre. It sounds like we hang in the wrong parts of society but we are just normal family people who belong to a church and go to work.
When I heard about the Sycamore Tree Project, I wondered, do these people want to hear our side of the story? Do they care or are they just doing it to fill in time? After the very first session I felt at ease as they were just as scared to come into the room as us. They wondered, were we going to judge them? Were we going to yell at them and vent our anger? The facilitator was great and gave us some ice breaker activities which put us all at ease and put us all on the same level. We began to share our stories even on day one. I began to realise that many were like the two that I had come to know and had made bad choices after living childhoods without love. Drugs and alcohol seemed to be part of the majority of the stories. I believe there are consequences to our actions and found that these men also believed that as they did their various amounts of time in jail.
Over the weeks I felt compassion for these men regardless of what they were in for- whether it was drugs, robbery or murder they were all people like you and me. They also gave the victims respect and sat and listened to our stories which were all very varied. Many tears were shed on both sides – the victims and the offenders. I always knew that there were stories that were very traumatic and that I have not suffered like some people. I was more part of the ripple effect however these events have impacted my life. I am grateful for having the opportunity to do the Sycamore Tree Project and know that I have forgiveness in my heart for the people who have affected my life through their criminal actions. I also have compassion for the men we met through STP and believe that having done this course they have learnt that their actions impact a lot of people. I believe that they will leave jail as better men with compassion for others. I would recommend that if you are considering doing STP then do it as you will find a place to be heard and it will help in your path towards healing. | <urn:uuid:e9b3ecfa-4e6a-4650-9718-d1cacf1b9f82> | CC-MAIN-2022-33 | https://sycamorevoices.org/i-wanted-revenge/ | s3://commoncrawl/crawl-data/CC-MAIN-2022-33/segments/1659882571536.89/warc/CC-MAIN-20220811224716-20220812014716-00272.warc.gz | en | 0.996438 | 1,487 | 1.851563 | 2 |
E3S Web Conf.
Volume 25, 2017Methodological Problems in Reliability Study of Large Energy Systems (RSES 2017)
|Number of page(s)||8|
|Section||Influence of quality of electric energy on reliability of power supply. Technical condition of the equipment|
|Published online||01 December 2017|
Software for optimal selection of places for installation of balancing devices in 0,4 kV electric power systems loaded with electric motors
Trans-Baikal State University, Russia, Chita, 30, Aleksandro-Zavodskaya Str.
* Corresponding author: firstname.lastname@example.org
This publication considers the issues of development of the software program for designing of 0,4 kV power supply systems with motor-actuated load under voltage unsymmetry conditions (using the example of the Trans-Baikal Territory). Voltage unsymmetry is practically constant phenomenon in the electric power networks of different voltage types. Voltage unsymmetry effects significantly the electric power consumers, including the supply mains itself. It has especially negative impact on the electrical equipment operation process and its lifetime. The urgency of the problem is confirmed by multiple research on the same topic and by significant number of damages suffered by the electric power consumers staying in service (especially in the Trans-Baikal Territory and in the Far-East regions). Voltage unsymmetry causes economic loss and reduction of the electromagnetic interference value by the voltage unsymmetry coefficient in negative-phase sequence (K2U) gives inevitable economic effect accordingly. However, the payback period for the activities aimed at reduction of electromagnetic interference, will vary from some months to several years. The more accurate value of the payback period may be obtained using the developed software program. The developed software design program is implemented by means of the programming language C# in Microsoft Visual Studio environment, using the built-in cross-platform database SQLite. The software program shall allow making quick and accurate calculation of the power losses, to determine the economic feasibility of provision special measures for removal of the voltage unsymmetry, for determination of optimal application and location of the balancing devices. The software implementation in power systems loaded with electric motors will improve reliability and efficiency of asynchronous motors. The software is of interest for developers of projects on power supply systems for regions with non-linear loads.
© The Authors, published by EDP Sciences, 2017
This is an Open Access article distributed under the terms of the Creative Commons Attribution License 4.0, which permits unrestricted use, distribution, and reproduction in any medium, provided the original work is properly cited. (http://creativecommons.org/licenses/by/4.0/).
Current usage metrics show cumulative count of Article Views (full-text article views including HTML views, PDF and ePub downloads, according to the available data) and Abstracts Views on Vision4Press platform.
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Initial download of the metrics may take a while. | <urn:uuid:2c09663d-7d9c-44c0-8725-f5776a13bd2e> | CC-MAIN-2022-33 | https://www.e3s-conferences.org/articles/e3sconf/abs/2017/13/e3sconf_rses2017_04002/e3sconf_rses2017_04002.html | s3://commoncrawl/crawl-data/CC-MAIN-2022-33/segments/1659882571198.57/warc/CC-MAIN-20220810161541-20220810191541-00272.warc.gz | en | 0.8766 | 686 | 1.898438 | 2 |
WE RESEARCH. WE DEVELOP. WE FIGHT.
FOR A WORLD WITHOUT TYPE 1 DIABETES.
The Global Platform for the Prevention of Autoimmune Diabetes (GPPAD) was launched in 2015 and brings together several academic research institutions and hospitals in Europe. GPPAD aims to establish an international infrastructure for studies dedicated to preventing the development of type 1 diabetes.
Read more about our studies here
We conduct studies in Belgium, Germany, the UK, Poland, and Sweden for the early detection of an increased genetic risk of type 1 diabetes and prevention of disease development.
Read more about study participation in the UK:
Increased risk of type 1 diabetes: Early detection
INGR1D: early detection for newborns up to 7 days old
Prevention study for infants with an increased risk
POInT: for infants between four and seven months old
Infants were tested for increased risk of type 1 diabetes in the INGR1D study
children are taking part in our POInT prevention study | <urn:uuid:960b0aa9-0304-47f5-b2d9-82d0a2b9d2cd> | CC-MAIN-2022-33 | https://www.gppad.org/en/ | s3://commoncrawl/crawl-data/CC-MAIN-2022-33/segments/1659882571909.51/warc/CC-MAIN-20220813051311-20220813081311-00272.warc.gz | en | 0.910835 | 217 | 2.5 | 2 |
But before bagpipes blow their last and Auld Lang Syne strains signal close of suitably dram-drenched Bard of Ayrshire festivities, here's timely poetry quotation quiz, accompanied by well and little known facts aplenty about Ploughman Poet's short-lived life and lasting legacy.
#1 Asked what had been the source of his greatest inspiration, corncrake-voiced warbler Bob Dylan said it was Burns’ 1794 song “Red, Red Rose”.
#2 Astronaut Nick Patrick carried a volume of Burns’ poetry with him on a 2010 space mission which saw him travel 5.7 million miles while orbiting the Earth 217 times. It’s not explained why.
Chesterfield Road Sheffield: Man who spent 12 hours on roof is sentenced in court for affray and harassment
Sheffield Council employees sacked as fraud increases including theft and excessive internet use during work
EuroMillions: Mystery winner from South Yorkshire has won £79,242.50 on The National Lottery
Graves Park Sheffield: Council to give Rose Park Cafe operators 'opportunity' to run temporary stall
The Long Blondes: Leadmill cancel gig after allegations surface against band creator Dorian Cox
#3 The oldest existing statue of Burns is thought to be in Camperdown, Australia. Carved by one John Greenshields, it was shipped there during the 1850’s.
#4 The late Michael Jackson had reportedly worked on an album in which some of Burns’ poems were to be set to music.
#5 John Steinbeck’s 1937 novel “Of Mice and Men” takes its title from a famous line in Burns’ “To a Mouse”: “The best laid schemes o’ mice and men gang oft agley”.
#6 Mosgiel, a town near Dunedin, New Zealand, is named after Burns’ farm in Ayrshire.
#7 The former Soviet Union was the first country in the world to honour Burns with a commemorative stamp marking the 160th anniversary of his death in 1956. | <urn:uuid:b9032352-e6e8-4440-b325-39eca1e65614> | CC-MAIN-2022-33 | https://www.thestar.co.uk/news/quiz-burns-night-facts-aplenty-but-can-you-identify-revered-rabbies-poems-from-quotes-448640 | s3://commoncrawl/crawl-data/CC-MAIN-2022-33/segments/1659882571536.89/warc/CC-MAIN-20220811224716-20220812014716-00272.warc.gz | en | 0.962802 | 467 | 2.140625 | 2 |
Different ideas about the rule of law in the United States and a certain nation in Latin America were explained to me once by a distinguished professor of law from that country. "In your country, the Constitution and the laws are considered to be binding," he told me with an ironic smile. "In my country, they are considered to be ... aspirations."
Further evidence, if any is needed, that the 21st century U.S. is degenerating into a banana republic can be found from the increasingly casual attitude toward the law that is displayed all across the American political spectrum. Liberals, conservatives and centrists, it seems, all agree that laws are aspirations, not commands. Individuals should be free to selectively disobey laws of which they personally disapprove. What is more, there seems to be a consensus that the American nation as a whole has no obligation to obey the system of international laws that the U.S., more than any other nation, spent much of the 20th century attempting to promote.
Most of the American left has made a hero of Julian Assange, the founder of WikiLeaks. For Assange's admirers, the embarrassment that his publication of stolen government and corporate documents produces for government policymakers, bankers or corporate executives whom they dislike more than compensates for the theft of classified or private information on a grand scale. The idea that the law in its majesty is supposed to protect the bad as well as the good apparently is rejected by those who celebrate information vandalism, as long as its victims are the State Department or big banks.
When it comes to immigration, many progressives have not been content to argue for a path to legalization on the part of many illegal immigrants. Much of the left has attempted to erase any distinctions between legal and illegal immigration -- for example, by denouncing critics of illegal immigrants and the scofflaw businesses that employ them as "anti-immigrant." To read much of the liberal blogosphere, it would appear that immigrating to the U.S. by following U.S. laws, and immigrating to the U.S. by breaking those same laws, are equally legitimate.
Other progressives claim to oppose illegal immigration, but then denounce any measures to enforce immigration law, from border apprehension to workplace raids. But a law that has no sanctions to punish violators is not a law. It is, as the professor would say, an aspiration.
An equally casual approach to the rule of law is found on the right, among libertarians and conservatives who defend the offshore tax havens that defraud federal, state and local governments of tens of billions of dollars in tax revenue each way. Not even their defenders dispute the fact that these tax havens exist only to facilitate tax avoidance by hedge funds, banks and corporations. According to the Government Accounting Office in 2008, in 2007 Citigroup had 427 offshore subsidiaries, Morgan Stanley 273, JPMorgan 50, and Goldman Sachs 29. The "dark matter" of the "shadow banking system" created by these complex law avoidance schemes contributed to the global financial crisis and today's prolonged recession.
Kellog Brown & Root, America's largest defense contractor, avoided Social Security and Medicare taxes for many of its thousands of employees in Iraq by using this dodge. According to the Boston Globe:
CAYMAN ISLANDS - Kellogg Brown & Root, the nation's top Iraq war contractor and until last year a subsidiary of Halliburton Corp., has avoided paying hundreds of millions of dollars in federal Medicare and Social Security taxes by hiring workers through shell companies based in this tropical tax haven.
More than 21,000 people working for KBR in Iraq -- including about 10,500 Americans -- are listed as employees of two companies that exist in a computer file on the fourth floor of a building on a palm-studded boulevard here in the Caribbean. Neither company has an office or phone number in the Cayman Islands.
If liberals who dislike current immigration law have no objection to seeing it flouted, then why should libertarians who dislike taxes object to tax avoidance and tax evasion?
Then there is the political center, symbolized by New York Mayor Michael Bloomberg, one of the leaders of the "No Labels" movement that claims to speak for sensible Americans offended by the extremes of left and right. The New York Observer reports:
According to an extensive review of the mayor's financial records by The Observer, even as Mr. Bloomberg was trying to counter the loss of taxes and other income from the richest New Yorkers, the foundation he controls was in the process of shuttling hundreds of millions of dollars out of the city and into controversial offshore tax havens that would produce nothing at all for the city in terms of tax revenue.
By the end of 2008, the Bloomberg Family Foundation had transferred almost $300 million into various offshore destinations -- some of them notorious tax-dodge hideouts. The Caymans and Cyprus. Bermuda and Brazil. Even Mauritius, a speck of an island in the Indian Ocean, off the coast of Madagascar. Other investments were spread around disparate locations, from Japan to Luxembourg to Romania.
'I've never seen anything like it. It's about as opaque set of investments as you can find,' said Rich Cohen, who covers foundations and charities for Nonprofit Quarterly.
The problem is not limited to elite Americans who feel no shame about avoiding taxation or exploiting illegal immigrant workers instead of hiring American citizens and legal immigrants. America is turning into not only a nation of scofflaws but also a scofflaw nation.
In the 1970s, in the aftermath of Sen. Frank Church's exposure of CIA abuses in congressional hearings, the use of assassination as a tool of foreign policy by presidents was outlawed. And yet President Obama, like Presidents Bush and Clinton before him, routinely uses drones to engage in remote assassination of suspected terrorists in countries with which the U.S. is not at war. The justification is not that the individuals necessarily have already committed a crime, but that they might commit one. We are in the world of "Minority Report," with its "precrimes."
The same rationale that the rule of law is an impediment to national security accounts for the lack of punishment of all but a few of the individuals, from President George W. Bush on down, who were involved with systematic torture of prisoners and suspects in the "war on terror." It is saddening to remember that the United States government partly inspired the Geneva Conventions, with Francis Lieber's code of military conduct during the Civil War, commissioned and adopted by the Lincoln administration. Today in the 21st century we are less civilized than our 19th-century predecessors. To judge from the popular and elite silence on these issues, it appears that 21st-century Americans accept the torture of suspects, or execution with trial, or permanent detention without charges, in the case of individuals who might be -- not necessarily are, but might be -- dangerous at some point in the future.
Then there is preventive war. Along with pioneering the rules for fair treatment of prisoners, the U.S. insisted on international adoption of the U.N. Charter, which embodies a norm against any wars other than strictly defense wars. International law permits countries to "preempt" imminent attacks -- for example, by destroying missiles about to be launched. But countries are not allowed to prevent possible, purely speculative future attacks -- for example, by bombing nuclear facilities that might be used years from now to produce nuclear weapons that, in turn, might, just might be used against the U.S. or one of its allies. Under post-1945 international law, it would have been legal for the U.S. to sink the Japanese aircraft carriers that were about to attack Pearl Harbor, but not for the U.S. to attack Japan in 1920, on the theory that Japan might, just might attack the U.S. in a couple of decades.
The 65-year-old prohibition of preventive war appears to have been abandoned by modern American statesmen of both parties. George W. Bush justified the Iraq war, and Congress voted for it, as a preventive war to stop Saddam Hussein from obtaining weapons of mass destruction that he might or might not use or give to terrorists at some indefinite point in the future. Today American foreign policymakers and journalists frequently discuss the pros or cons of "taking out" Iran 's nascent nuclear capability, on the shared assumption that the decision should be made on prudential, rather than legal, grounds. But it's not a question of prudence. It's a matter of law. The distinction between preemptive war, to forestall imminent attacks, and preventive war, to avert purely speculative future dangers, seems to have been abandoned.
In each of the cases I have mentioned, the defenders of lawlessness on the part of individuals or the nation as a whole can make a case for an exception to the rule that laws ought to be obeyed until they are changed. Yes, the defenders of Julian Assange might say, it is wrong to declassify government documents -- but WikiLeaks lets the public know more about decision-making in American foreign policy, and that's a good thing. Yes, progressives might argue, illegal immigration is undesirable -- but illegal immigrants' violation of U.S. laws is outweighed by the improvement in their lives (to say nothing of the benefits for the Democratic Party if the amnestied law-breakers vote for the Democrats). Yes, say the conservatives and libertarians, tax avoidance in general might be a bad thing -- but, on the other hand, the U.S. corporate income tax is too high. Yes, say the foreign policymakers of both parties, we disapprove in principle of torture and extrajudicial murder -- but don't you want us to prevent another 9/11?
The problem with this kind of reasoning is that if too many good reasons are found to justify refusals to obey or enforce too many laws, respect for the system of laws as a whole will erode. In "A Man for All Seasons," the playwright Robert Bolt made this observation through the character of Sir Thomas More. The British chancellor replies to a character who is shocked that More would allow even the devil the benefit of the rule of law:
"What would you do? Cut a great road through the law to get after the Devil? ... And when the last law was down, and the Devil turned round on you -- where would you hide, Roper, the laws all being flat? This country is planted thick with laws from coast to coast, Man's laws, not God's, and if you cut them down -- and you're just the man to do it -- do you really think you could stand upright in the winds that would blow then? Yes, I give the Devil benefit of law, for my own safety's sake!" | <urn:uuid:9740de90-9fdf-4af1-b63b-401346055c42> | CC-MAIN-2022-33 | https://www.salon.com/2010/12/21/lind_rule_of_law/ | s3://commoncrawl/crawl-data/CC-MAIN-2022-33/segments/1659882571909.51/warc/CC-MAIN-20220813051311-20220813081311-00272.warc.gz | en | 0.962538 | 2,188 | 1.890625 | 2 |
Real Craftsmanship With Timber Frame Joinery
Timber frame houses are very popular for both vacation and year-round homes, because of their strength and durability and because of their incredible beauty.
Timber houses built today are similar to timber frame buildings of several hundred years ago.
And they are both beautiful and durable—typically lasting well over 200 years. Among the most sturdy of construction techniques, timber framing has stood the test of time—surviving severe weather and years of heavy use.
timber frame houses are built from the inside out, forming the wood skeleton that is self-supporting, as seen in the photo to the left.
These beautiful homes boast a wood skeleton that can stand alone.
The traditional timber frame joinery system came to America during the early colonial times.
Just like in colonial times, wooden pegs hold the frame together. This is similar to how fine furniture is made.
This generally gives you a more precise and tight joint than you would get from a hand-cut (on the worksite) timber joint.
timber frame houses give you lots of flexibility in home design. Remarkably, the frame is totally independent of the interior walls. There are no load-bearing walls inside.
This allows you to move your interior walls around to any location, without worrying about whether the structure will be sound.
Timber frames are incredibly strong. They have actually survived hurricane and tornado force winds, even when buildings around them were destroyed. This is why so many of these timber homes and barns have survived over 200 years!
Many of the original colonial timberframe houses and barns are still in use–in places like New England and the upper midwest.
Timber Frame House Interiors
Timber frame construction allows you to show as many exposed beams and posts as you’d like. And the beautiful wood beams give you many options.
Because of this, your custom timber frame home will be truly unique!
Hybrid Timber Frame Home Design
While timber frame houses are exquisite, they do cost at least 20% more than a traditional custom home. In addition, if you choose high end options for finishing, the cost can be even higher.
And because a timber frame is a luxury home, many people do choose higher end options like granite counter tops and hardwood flooring.
On the other hand, many people compromise on their dream home design, thinking that they simply can’t afford a custom timberframe home.
So they settle on a different kind of home–still wishing for a beautiful timber frame home. But there is a way to have your cake and eat it too…
Hybrid Timber Frame Homes Give You the Look You Want!
But there is another option. Some companies like Crockett Log and Timber Homes, offer a hybrid timber frame custom home.
You can have the look of a true timber frame home for about 10-15% more than a traditional stick frame home.
If you combine the traditional old world craftsmanship of timber framing with modern wall and roof SIPs (structural insulated panels), you get the look of timberframe houses.
They are a great cost-effective alternative. Because of this super air-tight construction with superior insulation, you can downsize your heating and cooling unit.
You will still be very comfortable—and save on HVAC equipment cost. In addition, you will have incredible savings on your energy bills–for years to come!
Money Saving Options With the Timber Frame Look
Here’s another option to consider. Some people choose to use Timber frame construction for the Great Room (main section of the house) and the more economical post and beam construction for the other areas of the home.
Still another option is to use post and beam construction (with exposed beams) that has the appearance of timber framing, in the Great Room and traditional stick construction in other areas like bedrooms.
There are any number of ways to combine construction styles, and, if your builder is creative, you will get exactly what you want. And stay within your budget!
Timber Frame Tradition
If you look closely at the photo at the top of this article, you’ll see a green branch at the top of the frame. This is part of a tradition for timber frame homes.
When the timber frame has been completed, the new owner climbs up and places a fir branch at the top.
Why do people do this? Timber home owners believe that this simple act brings good fortune to the new owners.
Timber framing is also an occasion for social get-togethers. When the frame is “raised”, friends and family are invited for the special occasion, called a Timber Frame Raising. Remember the Barn Raisings of years ago?
And so the new owners’ social support system is at their home site. With others, they celebrate the beginning of their new home! It’s always a festive occasion for everyone who attends! | <urn:uuid:a5979ce0-8e2b-4c6e-aad2-5ec7da5bad5c> | CC-MAIN-2022-33 | https://everythingloghomes.com/build-log-home/what-timber-frame-houses/ | s3://commoncrawl/crawl-data/CC-MAIN-2022-33/segments/1659882571909.51/warc/CC-MAIN-20220813051311-20220813081311-00272.warc.gz | en | 0.941754 | 1,022 | 2.3125 | 2 |
Due in part to how difficult it is to successfully land something on Mars, odds are Schiaparelli has become an extremely expensive Martian tombstone.
To be fair, the ESA isn’t entirely sure what happened and while it’s refrained from jumping to any conclusions, there’s still a chance Schiaparelli successfully landed on Mars and remains operational. While the agency awaits further communication from the lander — as well as an update via a NASA orbiter — it’s already planning on holding a press conference Thursday morning to issue an official update.
For those unaware of the mission, the ESA has been patiently counting down the days until October 19 for the better part of the past seven months. An ordinary fall day for anyone else, this particular Wednesday was the ESA’s target date for landing its tech- and data-focused spacecraft, the Schiaparelli lander — one piece of the agency’s anticipated ExoMars collaborative mission with Russia’s Roscosmos space agency. In addition to Schiaparelli planting down on Martian real estate, the other side to the mission featured the Trace Gas Orbiter (TGO), a rig designed to not only transport the lander but also to orbit Mars upon arrival. Once in orbit, it would proceed to send atmospheric and temperature data to the ESA.
While the days leading up to Schiaparelli’s landing on Mars showed nothing for the ESA to worry about — its October 16 detachment from the TGO and subsequent descent to Mars went off without a hitch — its signal went completely offline mere moments before it was scheduled to touch down. As ESA agency members looked on, everything appeared to be functioning by the numbers as Schiaparelli neared red planet soil. Its descent appeared correct, it properly deployed its landing parachute — all signs pointed to a successful landing.
Then it went black.
At the same instant the lander’s nine hydrazine-powered thrusters were scheduled to blast in order to slow Schiaparelli down, the ESA lost contact. With a simultaneous webcast also showing darkness for several minutes, an ESA director stated, “we expected the signal to continue, but clearly it did not.”
The bright side to all this? During the time Schiaparelli intended on landing on Mars, the ExoMars TGO successfully reached orbit of the planet after burning its engines for roughly two hours. As seen by its dedicated Twitter account, the orbiter (as well as the ESA and Roscosmos, one would imagine) was wildly enthused by the accomplishment.
— ExoMars orbiter (@ESA_TGO) October 19, 2016
After announcing the TGO successfully entered orbit around Mars, ExoMars project manager Don McCoy didn’t avoid addressing the elephant in the room. Acknowledging the fact it was still way too early to offer any judgment as to what happened with Schiaparelli, McCoy added, “until we have data we are hesitant to make any conclusions.” Saying the agency would wait until NASA’s Mars Reconnaissance Orbiter circled the planet, any information gathered until then would simply be inconclusive.
The ESA plans on spending the rest of Wednesday examining the information it does have while continuing to wait patiently for any post-landing communication from Schiaparelli. As of now, the agency’s press conference is scheduled for 4 a.m. ET (1 a.m. PT) and should resolve whether or not the lander was able to successfully complete its mission.
- Watch NASA drop capsule from 1,200 feet to test Mars Sample Return system
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- NASA calls off second try at moon rocket launchpad test
- Two modules of dark matter spacecraft Euclid are joined
- Look at what a NASA Mars orbiter spotted from 180 miles away | <urn:uuid:dfffa1ab-6ced-4af5-b2c1-17b47714aca2> | CC-MAIN-2022-33 | https://www.digitaltrends.com/cool-tech/schiaparelli-lander-touches-down-on-mars/ | s3://commoncrawl/crawl-data/CC-MAIN-2022-33/segments/1659882571198.57/warc/CC-MAIN-20220810161541-20220810191541-00272.warc.gz | en | 0.94379 | 827 | 2.140625 | 2 |
In todays world of real-time communications, there are tons of channels that organizations can use to reach their audience directly with valuable online content -- videos, podcasts, ebooks, white papers, photos, infographics, and much more -- and then have that information shared in social networks. Yet many organizations are still acting as if the only way to reach an audience is to use the media as a mouthpiece.
Yes, media relations remains important and is still valid as a way to get attention. Who doesn't want to be quoted in an important newspaper, magazine, or television broadcast? But what we need to realize is public relations and media relations are different activities.
The role of public relations
Public relations simply means communicating with your constituents.
Decades ago, the only way to easily communicate with your public was to use mainstream media and analysts as your mouthpieces. So the public relations department and the agencies they employed spent a great deal of effort convincing editors, reporters and analysts that your company was one worth talking up.
Prior to the Web, there wasn't an efficient way for organizations to communicate directly to the public.
But now there is. You can reach the public directly.
In this new world, smart PR pros realize they have a tremendous opportunity if they can effectively communicate directly to their constituents, bypassing the media. Many are transforming themselves into content creators. However, most are still operating in the traditional press release and pitching mentality.
Don't confuse the superset (public relations = reaching the public with your information) with the subset (media relations = using the media to tell your story) and therefore insist that PR is only about mainstream media. | <urn:uuid:63174627-928b-4acd-8fa7-1a0bca9b239d> | CC-MAIN-2022-33 | https://www.davidmeermanscott.com/blog/public-relations-vs-media-relations | s3://commoncrawl/crawl-data/CC-MAIN-2022-33/segments/1659882571909.51/warc/CC-MAIN-20220813051311-20220813081311-00272.warc.gz | en | 0.961003 | 339 | 2.03125 | 2 |
The mammalian target of rapamycin (mTOR) is integral in regulating cell growth as it maintains a homeostatic balance of proteins by modulating their synthesis and degradation. In the brain, mTOR regulates protein-driven neuroplastic changes that modulate learning and memory. Nevertheless, upregulation of mTOR can cause detrimental effect in spatial memory and synaptic plasticity. The proline-rich Akt-substrate 40 kDa (PRAS40) is a key negative regulator of mTOR, as it binds mTOR and directly reduces its activity. To investigate the role of PRAS40 on learning and memory, we generated a transgenic mouse model in which we used the tetracycline-off system to regulate the expression of PRAS40 specifically in neurons of the hippocampus. After induction, we found that mice overexpressing PRAS40 performed better than control mice in the Morris Water Maze behavioral test. We further show that the improvement in memory was associated with a decrease in mTOR signaling, an increase in dendritic spines in hippocampal pyramidal neurons, and an increase in the levels of brain-derived neurotrophic factor (BDNF), a neurotrophin necessary for learning and memory. This is the first evidence that shows that increasing PRAS40 in the mouse brain enhances learning and memory deficits. | <urn:uuid:02c53a3e-d36c-4a94-b1ac-6f4b97324162> | CC-MAIN-2022-33 | https://keep.lib.asu.edu/search?f%5B0%5D=linked_agents%3AKelleher%2C%20Raymond | s3://commoncrawl/crawl-data/CC-MAIN-2022-33/segments/1659882571536.89/warc/CC-MAIN-20220811224716-20220812014716-00272.warc.gz | en | 0.912151 | 273 | 1.609375 | 2 |
Building permit applications for residential improvement projects in some cases need to have an .
Maintenance and Repairs
Projects that constitute typical maintenance and repair activities such as re-roofing, installing new windows, making energy efficiency improvements, plumbing permits, electrical permits, new siding, etc., do not require any permit or review by EH. No need to complete a Building Clearance Application.
Detached Non-Habitable Structures, Decks, Pools and Spas
Miscellaneous projects such as the addition to, or construction of retaining walls, decks, ground mounted solar installation, and other similar structures that may affect the septic system, will be reviewed to determine conformance with setbacks to the septic system. For projects involving the construction of pools, spas, and detached non-habitable structures, an inspection of the septic system and the reserve area might be required.
Complete a Building Clearance Application and make sure to include all the relevant documentation that is listed on the application.
Any Increase in Bedroom or Square Footage of the Structure or an Additional Dwelling Unit
A building plan that includes any increase in bedroom or square footage of the structure or an Additional Dwelling Unit will probably require an upgrade to the Onsite Wastewater Treatment System (OWTS).
- First determination: the OWTS was permitted and is functioning and adequate in size, then complete a Building Clearance Application, and the required documentation.
- If the OWTS was not permitted, new OWTS standards apply.
- If the OWTS was permitted and adequate in size but the recent history suggests that the OWTS is failing, then Repair standards apply.
- If the OWTS was permitted but is not adequate in size, then Upgrade standards apply. | <urn:uuid:831db0e5-398b-4bbf-be14-d2f69e8e42c0> | CC-MAIN-2022-33 | https://scceh.org/NewHome/Programs/LandUse/BuildingClearance.aspx | s3://commoncrawl/crawl-data/CC-MAIN-2022-33/segments/1659882571536.89/warc/CC-MAIN-20220811224716-20220812014716-00272.warc.gz | en | 0.918708 | 361 | 1.59375 | 2 |
Join us in making this beautiful 9 Block Baltimore Quilt.
Learn the basics of Needle Turn Applique. You will learn how to stitch curved stems, leaves, circles and other shapes using the traditional applique stitch.
Learn the glue baste method as well as traditional applique
This is a monthly class. There are 9 classes in total.
Classes are run on the third Saturday of each month 2pm to 5pm except for April 2019.
Book online above or contact us to sign up for this program.
You will be provided with a full size A3 pattern and pattern pieces at every class. At the final class you will also be supplied with instructions for putting your blocks together to complete your quilt top.
Already completed our Baltimore Quilt and would like to make more? There are 9 new blocks available!
Fabrics and Supplies
A list of fabric and supplies required will be provided for download after the check out process.
All work done in class will be by hand, no sewing machines are required.
Pictures of of our Blocks and student blocks can be found on our Pinterest Page
$252 for all 9 Classes and Patterns
2pm to 5pm
Saturday 16th February 2019
Saturday 16th March 2019
Saturday 18th May 2019
Saturday 15th June 2018
Saturday 20th July 2019
Saturday 17th August 2019
Saturday 21st September 2019
Saturday 19th October 2019
Saturday 16th November 2019
Once started this program cannot be cancelled or refunded.
Missed classes cannot be made up however the pattern will be supplied for missed classes | <urn:uuid:a993114b-ab4c-4183-97ea-bcd1dcc827b4> | CC-MAIN-2022-33 | https://www.jemimascreativequilting.com/baltimore-applique-quilt | s3://commoncrawl/crawl-data/CC-MAIN-2022-33/segments/1659882571909.51/warc/CC-MAIN-20220813051311-20220813081311-00272.warc.gz | en | 0.932465 | 359 | 1.5 | 2 |
Safety is essential in a home. The safer the home, the safer the occupants, and property. It is essential that homeowners feel that they and their family, as well as their belongings, are safe and secure. Following are a few safety tips.
Doors and Locks
If you have had the same locks on your home for a number of years, consider having the locks rekeyed. Over the years, it is not uncommon for homeowners to lose or give out keys to different service providers and neighbors. It is also easy to lose track of these keys. You may have failed to have keys returned when a service provider is dismissed, lost keys at one time or another, or have them with family or friends. Every few years, you should rekey your home for security purposes.
Burglars are well aware of the most vulnerable spots in a home. Experience, as well as statistics, show that burglars can break into a home in a matter of seconds. Most enter through the front, back or garage doors. Garage doors are typically the weakest point of entry with the next being the back door. On exterior doors, install high quality Grade 1 or Grade 2 locks. Quality deadbolts locks are also a top choice for a door. and also choose a best locksmith.
Sliding Glass Patio Doors
Latches are used to protect sliding glass doors, not locks. This leave the door vulnerable to break-ins. By placing a stick or wooden dowel in the door’s track movement is eliminated. This in turn, makes it much more difficult to break in through the door. Fold down blocking devices are also a means to secure the door and often referred to as “charley bars”.
Windows are vulnerable for two reasons. They are often left open, and their locking system also is one that doesn’t provide the proper security. Most windows have a latch, which means that a secondary locking system is essential. Cheap wooden dowels and sticks are great to secure horizontal windows as they become a security barrier between burglars and thieves. Also, crime devices like window alarms and decals are a great asset to keep your home safe.
Interior and exterior lighting are essential to give the impression that there is life in the home, as well as the outside, is properly protected. A dark homes to a burglar means a great home to enter. Don’t send messages that alert burglars that your home is vulnerable. Set the inside lighting up on automatic timers, and have motion lights installed on the exterior of the home.
When it comes to protecting your home, a security system is one of the ultimate security devices. Security alarm systems are effective, and reduce the risk of burglary. When choosing an alarm, consider one that connects to the security company as when the sirens go off, the company will immediately be alerted. In return, you will quickly have a response team on the way.
Home security is a priority. Consider speaking with your local residential or Commercial Locksmith for your best options to protect your home from burglary.
For a better locksmith contact Perth Emergency Locksmith 0481 356 257 | <urn:uuid:41e6019f-fc8f-4ef3-872e-0ecbe67f50a5> | CC-MAIN-2022-33 | https://perthemergencylocksmiths.com.au/home-security-measures/ | s3://commoncrawl/crawl-data/CC-MAIN-2022-33/segments/1659882571909.51/warc/CC-MAIN-20220813051311-20220813081311-00272.warc.gz | en | 0.968476 | 655 | 2.015625 | 2 |
Oct. 25, 2017, New Westminster, B.C. -Crews were scrambling to reopen a local bridge in New Westminster, B.C., that was closed when an overnight fire destroyed high voltage electrical cables under it, setting off commuter chaos on Wednesday.
Officials say the blaze forced the closure of the Queensborough Bridge, which connects New Westminster to Highway 91, a key commuter link in Metro Vancouver.
Mayor Jonathan Cote says B.C.'s Ministry of Transportation determined the fire did not cause structural damage to the bridge and it is expected it will be partially reopened to traffic sometime in the afternoon.
''There's no doubt this incident has created significant disruption,'' Cote said of having to close a bridge that carries about 80,000 vehicles daily. ''Our priority right now is the residents in Queensborough who are without power and making sure that things are in place to deal with, potentially, a long power outage.''
The fire damaged power lines, knocking out electricity to the Queensborough community, shutting down schools and businesses and affecting about 20,000 people living in the neighbourhood.
The City of New Westminster manages its own electrical utility, and Cote says it's unclear how long it will take to restore power.
Rod Carle, head of the city's electrical utility, says crew are assessing the damage to determine if power lines can be repaired, rerouted from the other side of the bridge or if they will need to install temporary power lines.
He said a repair could take up to 15 hours and the city is working with BC Hydro to explore options to deliver power from other substations.
''They're currently looking at their system now to determine if we could back something up if we had to,'' he said.
Carle added that other telecommunications lines are also carried across the bridge, but it's unclear if that infrastructure was damaged.
Fire officials say it may be impossible to determine the exact cause of the blaze.
October 25, 2017 By The Canadian Press
Print this page | <urn:uuid:376ebafd-1650-489f-825a-0ddc42fce526> | CC-MAIN-2022-33 | https://www.firefightingincanada.com/transformer-fire-forces-bridge-closure-25309/ | s3://commoncrawl/crawl-data/CC-MAIN-2022-33/segments/1659882571909.51/warc/CC-MAIN-20220813051311-20220813081311-00272.warc.gz | en | 0.952318 | 410 | 1.5 | 2 |
Bird populations in Mount Revelstoke and Glacier National Park are significantly declining according to Parks Canada.
Out of the mountain national parks, including Jasper, Banff, Yoho and Kootenay National Park, bird populations near Revelstoke are in the worst shape, declining at more than 25 per cent annually.
“We don’t know the causes for the local decline,” said Lisa Larson, biologist with the ecological integrity monitoring program for Mount Revelstoke and Glacier National Park.
|Lisa Larson is studying bird populations in the mountain national parks. (Photo by Parks Canada)|
While Parks Canada is still investigating, Larson said it could partially be due to what’s happening beyond the parks’ boundaries. The Selkirk Mountains are riddled with logging cuts and signs of industry.
“We’re a national park, we don’t have much disturbance,” Larson said.
Other reasons, said Larson could include a reduction of understory and fire suppression, which makes the forest less diverse. Also climate change. Perhaps the winter snows are melting at a different time in the spring, which in turn impacts insect and seed availability for birds.
“Maybe the timing is off,” said Larson.
More than 20 per cent of bird species in Mount Revelstoke and Glacier National Park are declining, as are 90 per cent of bird guilds. Guilds are groups of species that use the same resources in a similar manner, such as nectar feeders, seed-eaters, and insect-eating birds.
Bird species in serious decline include chipping sparrow, fox sparrow, hermit thrush, Swainson’s thrush, varied thrush, Wilson’s warbler, black-capped chickadee, gray jay, red-breasted nuthatch and red crossbill.
Of particular concern are forest bird species, compared to alpine species which Larson said are “doing good”.
|Parks Canada started monitoring bird populations in the mountain parks in 2007. (Photo by Parks Canada)|
However, according to the most recent State of the Parks report, the alpine as an ecotype in Mount Revelstoke and Glacier National Park is poor due to declining caribou populations and receding glaciers. It noted there is a lack of research regarding alpine birds.
Parks Canada started monitoring bird populations in the mountain parks in 2007. While Mount Revelstoke and Glacier National Park’s bird populations are characterized as poor, Jasper/Banff/Kootenay National Park birds are fair. However, even there more than 10 per cent of bird populations are declining.
Yoho is the only mountain national park where bird populations are defined as good.
A study published earlier this year found since 1970, North America has lost 3 billion birds.
That study notes birds provide important benefits to ecosystems, such as pest control, pollination and seed dispersal.
|Varied thrush. (Photo by Parks Canada)|
Mount Revelstoke and Glacier National Parks are two of the only places in Canada where four different species of chickadees live: chestnut-backed, black-capped, boreal and mountain chickadees.
In total, there are 183 bird species in Mount Revelstoke and Glacier National Park. | <urn:uuid:72cd5bff-5493-4775-bb81-b18f8d19e635> | CC-MAIN-2022-33 | https://www.summerlandreview.com/news/bird-populations-significantly-declining-around-revelstoke-says-parks-canada/ | s3://commoncrawl/crawl-data/CC-MAIN-2022-33/segments/1659882571536.89/warc/CC-MAIN-20220811224716-20220812014716-00272.warc.gz | en | 0.937684 | 693 | 3.125 | 3 |
Recipes and Cooking Microwave Pumpkin Fudge Pumpkin in candy? Yes, please! This no-bake pumpkin fudge is a fast and easy way to get your sweet tooth fix. By BHG Test Kitchen BHG Test Kitchen The Better Homes & Gardens Test Kitchen has been in continuous operation for nearly 100 years, developing and testing practical, reliable recipes that readers can enjoy at home. The Test Kitchen team includes culinary specialists, food stylists, registered and licensed nutritionists, and other experts with Bachelor of Science degrees in food science, food and nutrition, or culinary arts. Together, the team tests more than 2,500 recipes, produces more than 2,500 food images, and creates more than 1,000 food videos each year in the state-of-the-art test kitchen. Learn about BHG's Editorial Process Published on October 20, 2021 Print Share Share Tweet Pin Email Hands On Time: 20 mins Cool Time: 60 mins Chill Time: 60 mins Total Time: 2 hrs 20 mins Servings: 64 Yield: 64 squares, 2 lb. Jump to Nutrition Facts Ingredients ½ cup butter 2 cup sugar ⅓ cup evaporated milk ¼ cup canned pumpkin 1 teaspoon pumpkin pie spice ¼ teaspoon salt 2 cup tiny marshmallows 1 cup white chocolate chips ½ cup chopped pecans, toasted ½ teaspoon vanilla Directions Line an 8x8-inch pan with foil, extending foil over edges of the pan. Butter the foil. Place butter in a large bowl. Microwave, uncovered, 45 to 60 seconds or until melted. Stir in sugar, evaporated milk, pumpkin, pumpkin pie spice, and salt. Microwave, uncovered, 8 minutes, stirring every 3 minutes. Carefully remove bowl from microwave. Add marshmallows, white chocolate chips, pecans, and vanilla. Stir until well combined and marshmallows and chocolate are melted. Quickly spread fudge evenly in prepared pan. While warm, score fudge into 1-inch squares. Cool to room temperature, then chill 1 to 2 hours or until firm. Use foil to lift uncut fudge out of pan; cut into squares. Cover and store in the refrigerator. Bring to room temperature before serving. Print Nutrition Facts (per serving) 65 Calories 3g Fat 10g Carbs 1g Protein Show Full Nutrition Label Hide Full Nutrition Label Nutrition Facts Servings Per Recipe 64 Calories 65 % Daily Value * Total Fat 3g 4% Saturated Fat 2g 10% Cholesterol 5mg 2% Sodium 27mg 1% Total Carbohydrate 10g 4% Total Sugars 9g Protein 1g Vitamin C 0.1mg 1% Calcium 14mg 1% Iron 0.1mg 1% Potassium 23mg 0% Folate, total 0.5mcg *The % Daily Value (DV) tells you how much a nutrient in a food serving contributes to a daily diet. 2,000 calories a day is used for general nutrition advice. | <urn:uuid:fa06d307-2e6f-428e-988d-4639454a64de> | CC-MAIN-2022-33 | https://www.bhg.com/recipe/microwave-pumpkin-fudge/ | s3://commoncrawl/crawl-data/CC-MAIN-2022-33/segments/1659882571536.89/warc/CC-MAIN-20220811224716-20220812014716-00272.warc.gz | en | 0.840735 | 606 | 1.820313 | 2 |
Proceedings of The 2nd International Conference on Advanced Research in Management, Business, and Finance
The Management of Collectıon Rısk in Export
Export, in general, is a phenomenon that strives to be continued due to the important reasons, such as to increase sales and profits, to share from foreign markets, to reduce the dependence on the domestic market, to increase competitiveness, thus to ensure growth and sustainability. Therefore, the enthusiasm and desire of enterprises to export is always fresh. However, in parallel with the general trade risks, there are risks of exports. Safe exportation is important in terms of the sustainability of exports and economic growth. For this reason, it is necessary to determine the risks of exportation well and take precautions accordingly. In general, the most important of these risks is the collection risk.While the risk of the collection in international trade takes on a different dimension, more professional management is needed to manage the risk compared to domestic trade.There are various international payment systems that enable payment of the export price. Since some of them are for the benefit of the buyer and some of them are for the benefit of the seller, the system according to which the payment will be made is determined by the negotiation and agreement between the parties.This study deals with the situations that pose the risk of collections in exports, whereas putting forth the risk distribution of developed payment systems between the parties and examines the instruments that can be utilized to manage the undertaken risk. Thus, it provides a general framework with qualitative evaluations to manage the collection risk in export. It is aimed to make a general contribution to the literature and to guide the exporting enterprises.
Keywords: Export, Collection, Collection Risk, Payment Methods, International Trade. | <urn:uuid:6d9c5695-0d28-48f2-a3ca-46a2fb5dbc5b> | CC-MAIN-2022-33 | https://www.dpublication.com/abstract-of-2nd-icmbf/bf-333/ | s3://commoncrawl/crawl-data/CC-MAIN-2022-33/segments/1659882571909.51/warc/CC-MAIN-20220813051311-20220813081311-00272.warc.gz | en | 0.945566 | 364 | 2.203125 | 2 |
Report: Zion National Park brought $258 million to southwest Utah last year
With the number of tourists visiting national parks exponentially increasing, especially in local parks like Zion National Park, so is the economic impact these visitors have on the surrounding communities.
According to a new report from the Department of the Interior, visitor spending increased by $800 million nationally in 2019. Utah National Parks alone contributed over $800 million to the $41.7 billion national visitor spending total and provided jobs for nearly 12,500 Utahns.
Park by park data shows Zion solely generated over a quarter of a billion dollars last year in visitor spending while employing more than 4,000 people. And the popular Grand Canyon in Arizona approached $1 billion in visitor spending.
National Park Service Deputy Director David Vela said access to national parks "benefits park gateway communities where millions of visitors each year find a place to sleep and eat, hire outfitters and guides and make use of other local services that help drive a vibrant tourism and outdoor recreation industry.”
More Utah National Parks news:
- Why Zion's Scenic Drive is closing early — like, 6 a.m. early — due to traffic
- National Parks Newsletter: Your weekly roundup
- In-person lottery for 'The Wave' to reopen June 15
While other Utah parks contributed smaller numbers to the national economic impact, they still added millions of dollars to the economy last year.
The report shows lodging expenses accounted for the biggest share of visitor spending at $7.1 billion. Next in line were restaurant contributions, motor vehicle fuel and retail.
The report also showed that nearly 100% of visitors were not local. This means that of the 10.7 million visitors to Utah national parks last year, 10.6 million of them were from outside the parks' immediate surrounding areas.
"These treasured places provide respite and recreation for the American people, in addition to vital economic support to gateway communities across the country," DOI Secretary Dave Bernhardt said in a press release.
K. Sophie Will is the National Parks Reporter for The Spectrum & Daily News through the Report for America initiative by The GroundTruth Project. Follow her on Twitter at @ksophiewill or email her at email@example.com. | <urn:uuid:80cd8d42-0750-4863-9e40-a6e1386e87bb> | CC-MAIN-2022-33 | https://www.thespectrum.com/story/news/2020/06/18/economic-impact-of-visitor-spending-utah-zion-national-park/3207020001/ | s3://commoncrawl/crawl-data/CC-MAIN-2022-33/segments/1659882571536.89/warc/CC-MAIN-20220811224716-20220812014716-00272.warc.gz | en | 0.939677 | 463 | 1.96875 | 2 |
The law protects a tenant’s right to live in a home without unreasonable noise and other disturbances. The term “right to live peacefully” covers the period from the moment the rental agreement is signed until the date of eviction. In California, a landlord can only evict a tenant if the apartment is not livable and is not safe for the tenants’ well-being. The landlord may also use constructive eviction if the condition is extreme enough to cause the tenant to have to leave.
A tenant’s right to live peacefully is protected by laws. Most rental agreements contain a clause stating that a tenant cannot violate other tenants’ rights. If the tenant finds that the landlord has done so, the landlord can terminate the lease and recover any money that the tenant has paid the landlord. In addition, the landlord or agent cannot harass the tenant or enter the premises without proper cause or notice. Further, the LL cannot do any unnecessary maintenance or upgrades that will take more time than is required. A landlord is prohibited from contacting a renter more than once.
A tenant’s right to live peacefully is protected by the law. A tenant can exercise this right by preventing noise from disturbing other tenants. A landlord cannot punish tenants who form a tenant group. The landlord cannot disturb their enjoyment of their rental. However, the landlord can punish them for violating this right. A tenant may also be able to terminate their lease and receive the money that he has paid to the LL.
A landlord’s right to live peacefully includes the right to be quiet. A tenant cannot infringe on the rights of other tenants or the right to live in a home. A landlord may not harass or threaten a tenant. He must give proper notice if he wants to enter the premises. The LL is also not allowed to perform any unnecessary maintenance or upgrades that take longer than necessary. Furthermore, a landlord cannot contact the tenant more than once to evict a tenant.
The tenant’s right to live in a home is protected by the law. The right to live in a home peacefully is protected by the law. It is not an easy task to prove the existence of the right, but it is vital to protect the rights of tenants. If a landlord or property manager cannot prove that a neighbor has been violating the law, then he may be able to do so. A tenant-right lawyer can help the tenant resolve the matter and prevent any legal troubles.
A landlord has a duty to protect the tenant’s right to live peacefully. If the tenant is disturbing his neighbor, he must report the activity. If the tenant has been bugging his neighbor, the landlord may want to investigate the behavior. A complaint may also be filed with the police. If the police find evidence that a nuisance has been committed, the landlord could be forced to terminate the lease. A court can also issue a restraining order if the landlord fails to do so. If you need the service of a reputable tenant attorney visit https://www.chicagolandlordtenantattorneys.com/. | <urn:uuid:29616db7-7ce4-4742-9f51-f79783715bba> | CC-MAIN-2022-33 | https://www.makeamericaworkforus.com/defending-tenant-right-to-live-peacefully/ | s3://commoncrawl/crawl-data/CC-MAIN-2022-33/segments/1659882571536.89/warc/CC-MAIN-20220811224716-20220812014716-00272.warc.gz | en | 0.93265 | 623 | 2.03125 | 2 |
KAUST, Saudi Arabia: The use of drones has changed rapidly over recent years, offering limitless innovative opportunities for game-changing businesses through its dynamic technology.
The adoption of Unmanned Aerial Vehicle (UAV) technology in Saudi Arabia is still in its infancy as regulations are constantly changing. Young Saudi entrepreneurs are keen to foster the demand for drone-based innovative solutions aimed at facilitating and revolutionizing how we get things done.
The pioneering Saudi startup company, Firnas Aero, wants to bring its Drone as a Service (DaaS) concept to the regional market, where it has developed new applications for inspection purposes, to solve problems more efficiently.
Inspired by the father of aviation Abbas ibn Firnas, Tariq Nasraldeen and his friend Sariah Aljefri founded the company in 2018 to provide inspection services that target the aviation, security, industrial, and delivery sectors.
“When we first started, the idea of the drone as a service was getting a drone off the shelf and doing some kind of footage for clients and hoping the images or videos were beneficial for them. If you want to go further you need to differentiate yourself. Therefore, we decided to specialize in inspections,” CEO Nasraldeen told Arab News.
Nasraldeen said that Firnas Aero offers more flexible, sustainable, accurate, and continually evolving solutions than manual inspection, as the company has developed their own drones and AI-equipped software, which they customize to serve each client’s needs.
His experience in aviation and airports management formed the idea of the startup. He noticed the inefficiency in performing periodic maintenance and scanning of runways for foreign objects that can threaten airplane safety. These missions carried out manually by inspection workers take a long time and risk human error.
“At present we are competing mainly with manual inspection, by that I mean two guys with a truck going up a crane and looking at something and deciding whether it needs to be fixed or not,” said Nasraldeen. “By the time you do manual inspection for one spot for instance, we can do 50 (spots) with a drone.”
The drone can take thousands of high-resolution pictures of one location in a short time and send them to be analyzed by the AI-equipped software, which will identify the exact location of the problem for the inspection workers. As a result, it allows clients to overcome the limitations of manual work in speed, accuracy, and human error potential.
Nasraldeen noted that the highly repetitive nature of the inspection tasks would train the AI algorithms. Hence the drone and the software improve its abilities to do that specific task each time.
“We are in the 90 percent accuracy range, whereas most manual inspection is in the 50 or 60 percent,” Nasraldeen added.
The company’s journey started at TAQADAM Startup Accelerator at King Abdullah University of Science and Technology (KAUST) in 2019, the six-month program that supports startups with training and mentorship. Firnas Aero were the first winners of that year and received startup funding.
After TAQADAM, Firnas Aero was incorporated at KAUST Research and Technology Park (KRTP), which provides an environment for technology-based businesses to access the university’s laboratories, faculty and student talent and network of public spaces and facilities designed for creative collision and knowledge-sharing.
The ambitious company with their team of three has been involved in various projects; the most recent was a collaboration with the health ministry to help identify COVID-19 suspected cases in crowds using drones with infrared cameras.
“We used our drone to spot people with a high body temperature at the central market in Madinah city. We reported that information to the Ministry of Health team, which was working alongside us, and then they would go and double-check with the individual,” said Nasraldeen. “This was one of the most interesting projects that we’ve worked on.”
Currently, Firnas Aero is in discussion with KAUST to implement their drone-in-a-box service, which offers perimeter surveillance drones.
“It is the next step of having a fully autonomous system. So that box will house the drone and all its vital systems. Whether it’s cooling data transmission, the charging pad, etc, it will be located in a specific area, and once you have an emergency or a routine controlling mission, the drone is already programmed to fly that out, and you would cover that specific area from your station,” said Nasraldeen.
This technology does not require a pilot to manually control the drone in the same spot; it is an efficient solution to control and monitor projects and huge complexes with the least effort and in the quickest way possible.
“The drone can live in the box in remote areas securely for a few months or a few weeks, depending on the project,” he said.
Potential beneficiaries of such services are airports, industrial complexes, and various governmental institutions. “It increases the coverage or the quality, which will have an indirect effect on the level of services that the government offers to citizens and residents,” said Aljefri, Firnas Aero’s director of strategy.
In the long run, Firnas Aero believes that it can reduce all kinds of car-based patrolling operations gradually until they reach zero
“In a sense, these types of jobs are no longer needed, you can monitor autonomously without the support of people driving vehicles,” said Aljefri.
However, Aljefri said this technology does generate other kinds of jobs, mainly technological or in the backend, where workers will have to analyze images, make decisions, and dispatch teams.
So drone technology is not only speed and cost-cutting, it should also help to lower the environmental impact of inspection and delivery missions using vehicles.
Firnas Aero aspires to conquer the delivery sector too. “The second phase for us is we want to go into light cargo, or what they call in the industry, last-mile delivery, which is the most expensive part of the logistic supply chain,” said Nasraldeen.
“In a five to ten years’ time frame, we’re looking to move into bigger cargo and hopefully moving people using drones,” he added.
Nasraldeen believes that in the 2020s, and beyond, the world will witness huge shifts in technology. He thinks that there is a crucial need to re-evaluate how we do business and provide services in today’s on-demand economy, where consumers expect immediate solutions.
“Artificial Intelligence was a very futuristic word five years ago. But now the filter in Snapchat uses AI, so it’s not that far-fetched,” Nasraldeen said. “It’s not that science fiction terminology anymore. It’s real. It’s day-to-day stuff.”
Regardless of challenges with cash flow, regulations, and permissions that can slow down progress, Firnas Aero aspires to cover the Saudi market and expand to GCC countries within two years and the MENA region within three to five years. After establishing a good track record, the company wants to reach out to Europe, the US, Australia and South East Asia. | <urn:uuid:83162dc0-9f77-4b56-9d37-8b01077f36ea> | CC-MAIN-2022-33 | https://www.arabnews.com/node/1707466/saudi-arabia | s3://commoncrawl/crawl-data/CC-MAIN-2022-33/segments/1659882571909.51/warc/CC-MAIN-20220813051311-20220813081311-00272.warc.gz | en | 0.952624 | 1,525 | 1.617188 | 2 |
March 10th is approaching and with it the excitement and sometimes anxiety as families wait for boarding school admission decisions. What does your admissions decision mean and what should you do next? Here are the five different admission decisions you could receive, and how to respond to each.
Check each website so you know what to look for and when. Some schools will let you know exactly what time decisions are posted and some give a range of times. In most cases, if you’ve applied for Financial Aid you or your parents will receive a Financial Aid Notification. In some cases your parents will receive the notification separately. Some schools may send the Financial Aid award a day or two after the admission decision is sent.
Congratulations! We hope you are accepted to one of your three top choice schools. If you receive an acceptance or even more than one, carefully read through the materials the school(s) sent you. Make sure you understand items such as Five-day vs Seven-day boarding and when deposits are due.
Check the admission packet for Revisit dates. Be sure to attend the Revisit days for any schools where you are accepted. If you were accepted to more than one school, revisiting the campus will give you a better understanding of what each school offers and which might be the best fit for you.
What should you do? Attend Revisit day and sign your enrollment contract and pay your deposit by the due date.
You may find that you are accepted to your first choice school, but you are waitlisted for Financial Aid. Schools receive more requests for aid than they can accommodate. Where to allocate Financial Aid resources is determined by an in-depth process. Your family may have applied for Financial Aid, but learns they are not eligible and therefore no award is given. Another possibility is your family is eligible for aid, but the family has been placed on the Financial Aid waitlist. Being placed on the Financial Aid waitlist means you need to wait to see if other accepted students decline their offer and the offer is made to you. The last possibility is you are accepted, your family is eligible for financial aid, but the school does not have the resources to grant you the aid you need and grants none.
If you are granted Financial Aid, you will need to reapply each and every year you are at school.
What should you do? If this is the school you want to attend, reach out to the school and ask them to keep you on the Financial Aid waitlist. If you feel your family may need more aid than you were granted, you may ask to appeal the decision.
A small group of highly qualified applicants is waitlisted. Being placed on the waitlist means the school thinks you are qualified for admittance although you are not granted a spot at this time. As schools see how many accepted students accept their offer of admission, you may be removed from the waitlist and be offered a spot in the school.
What should you do? If you know this is the school you want to attend, reply to the waitlist decision by telling the school you are interested and want to stay on the waitlist. We do not suggest passing up an offer of acceptance from another school in order to stay on the waitlist.
Remember, it’s all about ‘fit’. While you were looking for the right fit schools to apply to, the schools were also looking for students meeting their mission and academic standards. Receiving a denial can be frustrating. You need to be proud that you completed the process, a process that not everyone begins, let alone completes!
What should you do? Find interests to explore and develop. Work at improving your GPA and interviewing skills. Consider working with an educational consultant to help you define which schools are a good fit for you. Look at schools offering Rolling Admissions after April 10th.
What happens if March 10th comes and goes without receiving an admissions decision? You should immediately contact the school to be sure a.) your application was complete and b.) your mailing and email addresses are correct.
What should you do? If your application was not complete, including your Financial Aid file, ask if the school will accept late applications. If not, look for a school with a Rolling Admissions policy.
We’re sure you’re counting down the days to March 10th! Good luck to you as you hear back from schools! | <urn:uuid:5c4ce9ff-7c03-4bcb-8940-9fd90db9f7c0> | CC-MAIN-2022-33 | https://blog.winchendon.org/what-does-my-admission-decision-mean-anyway | s3://commoncrawl/crawl-data/CC-MAIN-2022-33/segments/1659882571909.51/warc/CC-MAIN-20220813051311-20220813081311-00272.warc.gz | en | 0.978549 | 896 | 2.015625 | 2 |
OCV56T/C: Optical detection of bottles
- Any sort of bottles, made of glass or PET, with more or less transparency, of any shape, depth or colour can be detected.
- Its operating principle is based on high tech optical system; this grant a great job where, due transparency conditions, the normal optical sensors are not suitable and reliable.
- the functionality is programmed by teach button: manual or automatic sensitivity setup, light/dark selection.
Main features are:
- Mechanical size: 50 x 50 x 18 mm
- Reflex with reflecto type
- Suitable for glass or PET bottles detection
- Plastic housing
- Covered range: 2m con reflector type SCT2, 3m with reflector type SCT4
- teach-in sensing range adjustment
- Connection via 2 m cable, pigtail M12 connector or M12 connector
- Multiuse output:PNP + NPN, light/dark selection
- Supply voltage: 10 - 30 Vdc» Open the PDF file attachment | <urn:uuid:10eaf3d4-d951-42ee-bcf2-39be0adc2ae9> | CC-MAIN-2022-33 | http://www.selet.it/en/news/mostra/20/ocv56tc-optical-detection-of-bottles | s3://commoncrawl/crawl-data/CC-MAIN-2022-33/segments/1659882571909.51/warc/CC-MAIN-20220813051311-20220813081311-00272.warc.gz | en | 0.802429 | 215 | 1.695313 | 2 |
Welcome to Grady County
Grady County, on the southwest border of Georgia, is the state’s 139th county. Created in 1906 from portions of Decatur and Thomas counties, it was named after Henry W. Grady, prominent editor of the Atlanta Constitution and famed southern orator who widely prophesied the “New South.”
Situated in the lower coastal plain in southwest Georgia, the county has a rolling terrain and numerous small streams and rich soil. A favorable climate affords natural resources for one of the richest farming areas in the nation. There are local processing plants for many of the major crops. It was the original diversified farming center of the southeast.
Keep up with current mandates, Georgia’s ‘Shelter-in-Place’ Executive Order, and Grady County’s response to the COVID-19 health crisis. | <urn:uuid:4fc7bde0-780c-40a6-8a29-d61152fb4238> | CC-MAIN-2022-33 | https://gradycountyga.gov/ | s3://commoncrawl/crawl-data/CC-MAIN-2022-33/segments/1659882571909.51/warc/CC-MAIN-20220813051311-20220813081311-00272.warc.gz | en | 0.92491 | 194 | 2.40625 | 2 |
The constitution provides for freedom of religion. It states religion is a personal choice, and all churches and religious organizations have equal rights. A concordat with the Holy See defines relations with the Roman Catholic Church. Statutes and agreements determine relations between the government and 15 religious groups. The law prohibits public speech offensive to religious sentiment. The government registered one new religious group and decided 87 religious communal property restitution cases out of 3,240 outstanding cases. After amending the Institute of National Remembrance (IPN) law to criminalize ascribing Nazi crimes to the Polish state, the government removed the criminalization provisions, while retaining civil penalties for violators. Governing party parliamentarians, other politicians, and commentators on state television made anti-Semitic statements during the year. The prime minister and the governing Law and Justice Party (PiS) leader denounced anti-Semitism. The president participated in several Holocaust remembrance events. PiS parliamentarians voted down a motion to ask the prime minister to review an appeal to protect Muslims in the country.
The government investigated 328 anti-Muslim and 112 anti-Semitic incidents in 2017, compared with 360 and 160 incidents, respectively, in 2016. Civil society groups said the figures were not comprehensive. Several Jewish groups expressed concern over what they called increasing anti-Semitism and threats and said they felt unsafe in the country. News media, nongovernmental organizations (NGOs), and Jewish groups reported an increase in anti-Semitic speech. There were incidents of vandalism at Jewish and Roman Catholic sites.
On January 27, the U.S. Secretary of State delivered remarks and laid a wreath at the Warsaw Ghetto Uprising Monument to commemorate the 73rd anniversary of the liberation of the Auschwitz-Birkenau concentration camp. The U.S. Ambassador, embassy staff, and visiting U.S. government delegations raised concerns with government officials about the IPN law and its potential impact on freedom of speech and academic research related to the Holocaust. In February the Ambassador released a video on social media expressing concerns about the amended IPN law. The Ambassador, other embassy staff, and visiting U.S. officials also discussed with government officials and Jewish groups the status of property restitution and anti-Semitism. On September 14, the Ambassador at Large for International Religious Freedom discussed religious freedom and antidiscrimination issues with government officials and religious leaders. The embassy and Consulate General in Krakow engaged with Jewish and Muslim leaders on countering anti-Semitism and anti-Muslim sentiment and sponsored exchanges, roundtables, cultural events, and education grants promoting interfaith dialogue and religious tolerance.
Section I. Religious Demography
The U.S. government estimates the total population at 38.4 million (July 2018 estimate). The Polish government statistical yearbook for 2018, which publishes the membership population for religious groups that voluntarily submit the information for publication, reports 86 percent of the population identifies as Roman Catholic. The next largest religious groups are the Polish Orthodox Church, with approximately half a million members (although religious groups report that the number of Orthodox worshippers has doubled with an influx of migrant Ukrainian workers), and Jehovah’s Witnesses, with approximately 120,000 members. Other religious groups include Lutherans, Pentecostals, the Old Catholic Mariavite Church, the Polish National Catholic Church, Seventh-day Adventists, Baptists, Church of Christ, Methodists, The Church of Jesus Christ of Latter-day Saints, the International Society for Krishna Consciousness, and Buddhists. Some Jewish groups estimate there are 20,000 Jews, while other estimates put the number as high as 40,000. Muslim groups estimate there are 25,000 Muslims. Approximately 10 percent of Muslims are ethnic Tatars, a group present in the country for several hundred years. A Central Statistical Office published in December reported 91.9 percent of citizens aged 16 years or older identify as Roman Catholic and 1.7 percent as belonging to other denominations, including Orthodox (0.9 percent), Jehovah’s Witnesses (0.2 percent), or other Protestant groups (0.3 percent). Approximately 3 percent reported no religious identification.
Section II. Status of Government Respect for Religious Freedom
The constitution provides for freedom of conscience and religion. It states freedom of religion includes the freedom to profess or to accept a religion by personal choice as well as to manifest that religion, either individually or collectively, publicly or privately, by worshipping, praying, participating in ceremonies, performing rites, or teaching. It states freedom to express religion may be limited only by law when necessary to defend state security, public order, health, morals, or the rights of others. The constitution states “churches and other religious organizations shall have equal rights.” It stipulates the relationship between the state and churches and other religious organizations shall be based on the principle of respect for autonomy and mutual independence. The constitution specifies that relations with the Roman Catholic Church shall be determined by an international concordat concluded with the Holy See and by statute, and relations with other churches and religious organizations by statutes adopted pursuant to agreements between representatives of these groups and the Council of Ministers.
According to the constitution, freedom of religion also includes the right to own places of worship and to provide religious services. The constitution stipulates parents have the right to ensure their children receive a moral and religious upbringing and teaching in accordance with their convictions and their own religious and philosophical beliefs. It states religious organizations may teach their faith in schools if doing so does not infringe on the religious freedom of others. The constitution acknowledges the right of national and ethnic minorities to establish institutions designed to protect religious identity. The constitution prohibits parties and other organizations whose programs are based on Nazism or communism.
The criminal code outlaws public speech that offends religious sentiment. The law prescribes a fine, typically 5,000 zloty ($1,300), or up to two years in prison for violations.
Specific legislation governs the relationship of 15 religious groups with the state, outlining the structure of that relationship and procedures for communal property restitution. The 15 religious groups are the Roman Catholic Church, Polish Orthodox Church, Evangelical-Augsburg (Lutheran) Church, Evangelical Reformed Church, Methodist Church, Baptist Church, Seventh-day Adventist Church, Polish National Catholic Church, Pentecostal Church, the Union of Jewish Communities in Poland, Mariavite Church, Old Catholic Mariavite Church, Old Eastern Orthodox Church, Muslim Religious Union, and Karaim Religious Union. Marriages performed by officials from 11 of these groups do not require further registration at a civil registry office; however, the Mariavite Church, Muslim Religious Union, Karaim Religious Union, and Old Eastern Orthodox Church do not have that right. An additional 166 registered religious groups and five aggregate religious organizations (the Polish Ecumenical Council, Polish Buddhist Union, Biblical Society, Evangelical Alliance, and Council of Protestant Churches) do not have a statutorily defined relationship with the state.
The law provides equal protection to all registered religious groups. In accordance with the law, the government and the Roman Catholic Church participate in the Joint Government-Episcopate Committee, cochaired by the minister of interior and administration and a bishop, currently the Archbishop of Gdansk, which meets regularly to discuss Catholic Church-state relations. The government also participates in a joint government-Polish Ecumenical Council committee, cochaired by a Ministry of Interior and Administration (MIA) undersecretary and the head of the Polish Ecumenical Council (an association composed of seven denominations and two religious associations, all of them non-Roman Catholic Christian), which meets to discuss issues related to minority Christian churches operating in the country.
Religious groups not the subject of specific legislation may register with the MIA, but registration is not obligatory. To register, the law requires a group to submit a notarized application with the personal information of at least 100 citizen members; details about the group’s activities in the country; background on its doctrine and practices; a charter and physical address; identifying information about its leaders; a description of the role of the clergy, if applicable; and information on funding sources and methods of new member recruitment. If the ministry rejects the registration application, religious groups may appeal to an administrative court. By law, the permissible grounds for refusal of an application are failure to meet formal requirements or inclusion in the application of provisions that may violate public safety and order, health, public morality, parental authority or freedom, and rights of other persons. Unregistered groups may worship, proselytize, publish or import religious literature freely, and bring in foreign missionaries, but they have no legal recognition and are unable to undertake certain functions such as owning property or holding bank accounts in their name. The 186 registered and statutorily recognized religious groups receive other privileges not available to unregistered groups, such as selective tax benefits – they are exempt from import tariffs, property taxes and income tax on their educational, scientific, cultural, and legal activities, and their official representatives are also exempt from income and property taxes – and the right to acquire property and teach religion in schools.
Four commissions oversee communal religious property restitution claims submitted by their respective statutory filing deadlines, one each for the Jewish community, Lutheran Church, and Orthodox Church, and one for all other denominations. The commissions function in accordance with legislation providing for the restitution to religious communities of property they owned and that was nationalized during or after World War II (WWII). A separate commission overseeing claims by the Roman Catholic Church completed its work in 2011. The MIA and the respective religious community each appoint representatives to the commissions. The law states decisions by the commission ruling on communal property claims may not be appealed, but the Constitutional Tribunal ruled in 2013 that parties could appeal commission decisions in administrative courts. There have been no reports of parties filing such appeals. The law does not address communal properties the government sold or turned over to new private owners after WWII.
There is no comprehensive national law governing private property restitution. Members of religious groups, like other private claimants, may pursue restitution through the courts.
The law authorizes Warsaw city authorities to expeditiously resolve long-standing restitution cases affecting Warsaw properties now being used for public purposes. Warsaw city officials must post a notification of specific public properties for a six-month period during which original owners of the property must submit their claims. At the end of the six-month period, Warsaw city authorities may make a final determination on the disposition of the property, either declaring that the property shall remain public and not be subject to any future claims, or returning the property or monetary compensation to the original owner.
In accordance with the law, all public and private schools teach voluntary religion classes. Schools must provide instruction in any of the registered faiths if there are at least seven students requesting it. Each registered religious group determines the content of classes in its faith and provides the teachers, who receive salaries from the state. Students may also request to take an optional ethics class instead of a religion class; the ethics class is optional even if students decline to take a religion class.
Citizens have the right to sue the government for constitutional violations of religious freedom, and the law prohibits discrimination or persecution on the basis of religion or belief.
The constitution recognizes the right to conscientious objection to military service on religious grounds but states such objectors may be required to perform alternative service as specified by law.
The human rights ombudsman is responsible for safeguarding human and civil freedoms and rights, including the freedom of religion and conscience, specified in the constitution and other legal acts. The ombudsman is independent from the government, and appointed by parliament.
The country is a party to the International Covenant on Civil and Political Rights.
On July 31, the MIA approved the registration of the Church of the Living God, originally applied for in 2016. According to the MIA, the average length of time to process a registration application is approximately two years.
On February 6, the president signed into law amendments to the IPN law, which stated anyone who publicly assigned the “Polish state or nation” responsibility or joint responsibility for Nazi crimes committed by the Third Reich during WWII could be fined or imprisoned for up to three years. After signing the law, the president referred it to the Constitutional Court over concerns it violated free speech protections. On June 26, following significant international criticism of the law, parliament voted to remove the provisions criminalizing attribution of Nazi crimes to the Polish state or nation, and the president signed the legislation the same day. The civil penalties in the law remained unchanged, as did the provisions criminalizing denial of purported Ukrainian WWII-era collaboration and war crimes. Under the civil provisions, the Institute of National Remembrance and NGOs established to defend the country’s historical record may file suit to defend the country’s reputation and demand a retraction and payment of compensation to the state or a charity.
On February 17, Prime Minister Mateusz Morawiecki stated in response to a journalist’s question that the IPN law would not affect the ability to say, “…there were Polish perpetrators [during WWII], as there were Jewish perpetrators, as there were Russian perpetrators, as well as Ukrainian perpetrators – not only German perpetrators.”
On June 27, Prime Minister Morawiecki and Israeli Prime Minister Benjamin Netanyahu signed a joint declaration supporting free and open historical expression and research on the Holocaust and condemning all forms of anti-Semitism, and called for a return to civil and respectful public dialogue. On July 5, the U.S. Holocaust Memorial Museum and the Yad Vashem Institute criticized the IPN law and the prime ministers’ joint declaration, stating the penalties remaining in the amended law could harm researchers, impede research, and interfere with the historical memory of the Holocaust.
In July parliamentarians from the PiS Party voted down a motion in the Sejm (parliament) National and Ethnic Minority Committee to request the prime minister to review a June 2017 written appeal by several Muslim organizations to the speaker of the lower house of parliament to protect the Muslim minority in the country. The authors of the appeal stated political debates reinforced anti-Muslim messages in media and could lead to an escalation of xenophobic behavior against Muslims.
According to MIA statistics, the religious community property commissions resolved 87 communal property claims during the year, out of approximately 3,240 pending claims by religious groups. At year’s end, the commissions had partially or entirely resolved a total of 2,810 of 5,554 claims by the Jewish community, 989 of 1,200 claims by the Lutheran community, 268 of 472 claims by the Orthodox Church, and 87 of 170 claims by all other denominations.
Critics continued to point out the laws on religious communal property restitution do not address the issue of disputed communal properties now privately owned, and the government left several controversial and complicated cases unresolved. These included a number of cases in which buildings and residences were built on land that included Jewish cemeteries destroyed during or after WWII. The Jewish community continued to report the pace of Jewish communal property restitution was slow, involved considerable legal expense, and often ended without any recovery of property or other compensation for claimants.
Warsaw city authorities continued implementing the 2015 law critics stated might extinguish potential claims by private individuals, including Jews and members of other religious minorities, on public properties seized in WWII or the communist era. On September 17, Warsaw Mayor Hanna Gronkiewicz-Waltz stated that since the law entered into force in September 2016, the city had discontinued 48 dormant claims filed before 1950 and refused 58 restitution claims against public properties. These included schools, preschools, a park, a police command unit site, a hospital, and city-owned apartment houses. There was no information available as to the identity of those claiming prior ownership or whether any belonged to religious minorities.
The World Jewish Restitution Organization sent a formal request to the Mayor of Warsaw asking the city to give claimants sufficient time to complete succession proceedings (proving legal inheritance or succession in Polish courts) to avoid the discontinuance of their property claims. The mayor responded the city was obligated to administer the public property restitution law as it was passed by the national parliament and upheld by the Constitutional Court.
A special government commission led by Deputy Justice Minister Patryk Jaki continued to investigate accusations of irregularities in restitution of private property in Warsaw. On June 30, the commission reported it had reviewed 593 prior restitution cases and issued 74 decisions during its first 12 months of operations in 2016-17. The commission chair estimated the commission’s actions returned 700 million zloty ($186.52 million) in property value to the city of Warsaw. Several NGOs and lawyers representing claimants, including lawyers representing Holocaust survivors or their heirs, stated the commission had had a negative effect on private property restitution cases, as administrative and court decisions had slowed down in response to the commission’s decisions.
On February 12, the head of the committee of the Council of Ministers responsible for coordinating legislation announced the justice ministry’s October 2017 comprehensive private property restitution draft legislation needed further revisions and analysis, and that there were questions about its potential costs and compliance with national and international law. The proposed law would block any physical return of former properties, whether the properties were currently privately or publicly owned, provide compensation of 20-25 percent of the property’s value at the time of taking in cash or government bonds, and set a one-year claims filing period. The draft legislation continued to draw intense media coverage and public scrutiny. NGOs and advocacy groups expressed concern the legislation would exclude foreign potential claimants, many of whom were Holocaust survivors or their heirs. For example, according to media reports in February, the World Jewish Restitution Organization and the World Jewish Congress sent government officials letters criticizing the bill, stating it would end return of properties in kind, provide unjustly low compensations for lost properties, and place unjust restrictions on the persons eligible for compensation. The government had not announced any updates on the status of the draft law by year’s end.
On November 11, the government led a march through Warsaw in celebration of 100 years of the country’s regained independence. The march occurred together with the annual Independence Day March organized by a coalition of groups, such as National Radical Camp (ONR) and All Polish Youth, widely deemed extremist and nationalist in their ideologies. While there were no reports of anti-Semitic or anti-Muslim posters or chants and no reports of violence, a small number of participants displayed Celtic crosses, a far-right nationalist symbol, and messages such as “Poland, White and Catholic.”
On July 27, the Supreme Administrative Court rejected the final appeal of the Church of the Flying Spaghetti Monster, to which the MIA denied registration in 2013.
On January 29, the director of state-run television station TVP-2, Marcin Wolski, stated on air that Nazi concentration camps were “not German or Polish camps, but Jewish camps,” arguing that Jews operated the crematoria at Auschwitz. During the same program, political commentator and author Rafal Ziemkiewicz stated, “Jews were part of their own destruction” during the Holocaust. On February 7, Prosecutor General Zbigniew Ziobro asked the Warsaw prosecutor’s office to conduct a preliminary review to determine whether Wolski and Ziemkiewicz’s comments violated the law preventing public offense on the grounds of national, ethnic, racial, or religious identity. At year’s end, the government had not disclosed any information about the status of the review.
On February 8, PiS Party Parliamentary Caucus Deputy Chair Jacek Zalek said during a televised interview that Germans, not Poles, killed Jews in the 1941 Jedwabne pogrom in which at least 300 Jews perished when a barn in which they were locked was set afire. Historians have found that Jews in Jedwabne were killed by their Polish neighbors while under Nazi occupation.
On February 22, PiS Party Senator Waldemar Bonkowski posted anti-Semitic material on his Facebook page, including a video edited from Nazi propaganda movies. The party suspended Bonkowski’s party membership that same day. Bonkowski’s membership remained suspended at year’s end.
In March opposition parliamentarian Kornel Morawiecki from the Freedom and Solidarity Party said in an interview that Jews moved into WWII-era ghettos voluntarily because “they were told it would be an enclave for them where they would not have to deal with those nasty Poles.”
In June the National Radio and Television Broadcasting Council rejected complaints by news portal Okopress and the Union of Jewish Communities in Poland regarding February 24 comments made on state-run television station TVP Info by Roman Catholic priest Henryk Zielinski. Zielinski stated, “For us, the truth means the consistency of what we say with the facts. For the Jew…if [he] is a religious Jew, the truth means what God wants. If he is not religious, the truth is subjective or the truth will be what serves the interests of Israel.” The council said Zielinski’s comments could not be considered as offensive or inciting hatred, and that the discussion on the program covered important philosophical and theological topics necessary to facilitating dialogue and agreement on disputed issues.
In July the Ministry of Culture awarded Ryszard Makowski the Gloria Arts Medal for Merit to Culture, one of the country’s highest distinctions for artistic contribution to the nation’s culture and heritage. In March Makowski, who previously made anti-Semitic jokes on a public television show in 2016, wrote an opinion article in which he criticized the Polish government for inadvertently funding anti-Polish narratives through its support for museums such as the POLIN Museum of the History of Polish Jews in Warsaw and the Auschwitz-Birkenau Memorial Museum, and accused Jews of creating their own anti-Semitism.
Crucifixes continued to be displayed in both the upper and lower houses of parliament, as well as in many other public buildings, including public school classrooms.
There were no publicly available updates on the status of the investigation the government ordered in 2017 about a 1999 video showing naked persons laughing and playing tag in a concentration camp gas chamber at the former Nazi Stutthof concentration camp.
In January Prime Minister Morawiecki and other political and religious leaders joined Holocaust survivors to mark International Holocaust Remembrance Day and commemorate the 73rd anniversary of the liberation of Auschwitz-Birkenau. The prime minister stated that “crushing… force [had] exterminated the Jewish people and a part of the Polish nation,” and that there was no justification for “criminal ideologies,” including anti-Semitism.
On February 10, in comments on the revised IPN law, PiS Party Chairman Jaroslaw Kaczynski condemned anti-Semitism as a “disease of the mind and soul.”
On January 13, MIA Minister Joachim Brudzinski condemned xenophobic and aggressive behavior against people because of their skin color, religion, or beliefs following an incident that day in which two men insulted two Syrian citizens in Wroclaw. Police detained two suspects, who were charged with public insult on the basis of national origin. There was no further information available on the case.
On April 21, law enforcement officials in the town of Dzierzoniow disrupted plans by groups whom media and law enforcement described as neofascists to organize a concert celebrating Adolf Hitler’s birthday. Approximately 300 police officers and Internal Security Agency officers conducted a series of raids in the area, resulting in the questioning of approximately a dozen persons and the detention of the two men suspected of organizing the concert.
On January 15, President Andrzej Duda and his wife hosted an interfaith holiday gathering with representatives of various religious groups and national minorities. The president said, “Many generations of Poles, irrespective of their language and religion, have jointly fought for a free and independent Poland,” and added that the country provided “security, peace, and the possibility for all Poles to live a normal life.”
On February 27, President Duda and his wife visited the Krakow Jewish community preschool and nursery, and met with Krakow Jewish Community Chair Tadeusz Jakubowicz and Chief Rabbi of Poland Michael Schudrich. During the meeting, the president said Poles and Jews had 1,000 years of shared history and praised the contribution of many Jews to the country’s independence.
On March 6, the lower house of parliament adopted a resolution condemning anti-Semitism to mark the 50th anniversary of the March 1968 purges in which the communist government exiled thousands of Jews from the country. The resolution condemned all manifestations of anti-Semitism and the 1968 communist government.
In March parliament passed, and the president signed, legislation designating March 24 as a national holiday commemorating Poles who saved Jews during WWII.
On April 12, President Duda marched together with Israeli President Reuven Rivlin in the International March of the Living, an annual educational program that brought individuals from around the world to Poland to study the history of the Holocaust.
On June 14, Deputy Prime Minister Beata Szydlo attended the 78th anniversary of the first deportation of Poles to Auschwitz at a ceremony at the site of the Nazi death camp.
On October 14, the government organized an official commemoration on the 75th anniversary of the uprising at the Sobibor Nazi extermination camp, with the participation of the Presidential Chancellery (Minister Wojciech Kolarski, who read the letter from the president), Deputy Prime Minister Piotr Glinski, former prisoners, and representatives from the prisoners’ countries of origin, including Russia, Slovakia, the Czech Republic, France, Ukraine, the Netherlands, Germany, and Austria.
The government continued to fund exchanges with national participants and Israeli Jews as part of a long-term cultural exchange agreement with the government of Israel to foster dialogue on restitution, the Holocaust, and interfaith issues.
The government is a member of the International Holocaust Remembrance Alliance.
Section III. Status of Societal Respect for Religious Freedom
The national prosecutor’s office reported that during 2017, the most recent period for which data were available, prosecutors investigated 506 religiously motivated incidents, compared with 582 in the previous year. The report cited 328 investigations into anti-Muslim incidents (363 in 2016), and 112 investigations into anti-Semitic incidents (160 in 2016). Prosecutors investigated 66 incidents against Roman Catholics, compared with 59 in 2016. The NGO Never Again Association and religious groups stated government tracking of religiously motivated incidents was not systematic; they said police, prosecutors, and the MIA all kept their own sets of numbers, which did not correspond well with each other.
On February 19, more than 25 Jewish organizations issued a joint statement expressing concern over what they termed a growing wave of intolerance, xenophobia, and anti-Semitism in the country, which they said arose in reaction to criticism of the IPN law. The statement said “It is unacceptable for Poland’s leaders to merely state that anti-Semitism is wrong without recognizing publicly that it is a dangerous, growing problem in our country today.” Signatories stated they saw authorities’ “inaction as tacit consent for hatred directed toward the Jewish community…” They cited an increase in the number of threats and insults directed at Jews and stated they did not feel safe. In April a Holocaust survivor of the Lvov ghetto told participants at a rally in Gdansk of her concern regarding the lack of reaction by the government to increasing anti-Semitism.
On April 14, approximately 100 supporters of ONR marched through Gdansk to mark the 84th anniversary of the group’s founding. During the march, some participants shouted “Death to the enemies of the country” and “One Catholic Poland.” On April 19, Gdansk mayor Pawel Adamowicz announced he had submitted a motion to the prosecutor general and justice minister to revoke ONR’s legal status.
In December the European Union’s Agency for Fundamental Rights (EU-FRA) released its second survey of Jewish experiences and perceptions of anti-Semitism. EU-FRA targeted Jewish populations through community organizations, Jewish media, and social networks; 422 individuals who identified themselves as Jewish citizens of Poland responded to the online survey. Thirty-two percent said they had witnessed other Jews being physically attacked, harassed, or insulted in the previous 12 months, and 32 percent reported being harassed over the same period. Thirty-five percent of respondents felt they had been discriminated against because of their religion or belief; 83 percent thought anti-Semitism had increased over the previous five years.
In February local and international news media, human rights organizations, and Jewish community representatives reported an increase in anti-Semitic speech. Many commentators, including media, NGOs such as the Open Republic Association and Never Again Association, and Jewish groups, linked this reported increase to negative international reactions by the international community to the amendments to the IPN law.
Also in February, well-known author and political commentator Rafal Ziemkiewicz used a historically offensive, Polish-language anti-Semitic epithet on Twitter following negative international reactions to the amended IPN law.
On February 2, the Israeli embassy in Warsaw posted a statement on its website decrying the increase in anti-Semitic comments in public media and on the embassy’s social media accounts.
In January private broadcaster TVN aired a report showing what it said was hidden camera footage of neo-Nazis celebrating Adolf Hitler’s birthday in Nazi uniforms in the southwestern part of the country. Prime Minister Morawiecki wrote on Twitter that “promoting fascism tramples on the memory of our ancestors.”
On November 11, former Roman Catholic priest Jacek Miedlar – who was barred from public speaking by his former religious order for statements he made about Jews, Muslims, and others and is widely described as an ultranationalist extremist – organized an Independence Day march in Wroclaw with fellow extremist Piotr Rybak. Some of the approximately 9,000 participants in the march reportedly engaged in nationalist chants such as “Poland for Poles, Poles for Poland.” Rybak criticized Wroclaw mayor Rafal Dutkiewicz for trying to ban the march over what the mayor said were public safety concerns. Rybak referred to the mayor, who is not Jewish, as the “outgoing Jew with a yarmulke” and stated, “we will not allow the Hebrew language” to dictate actions in the country, which “must be Catholic and Christian.”
Groups such as National Rebirth of Poland and Blood and Honor continued to espouse anti-Semitic views, but authorities did not link any of them to specific incidents of violence or vandalism. During the year, the Blood and Honor website’s RedWatch list described opposition parliamentarian Kamila Gasiuk-Pihowicz as a “Jewish-leftist hyena” who combats racism, anti-Semitism, and xenophobia, and members of the Razem political party as profit-maximizing leftists sponsored by a prominent Jewish financier.
On January 17, a local court in Oswiecim sentenced two men to 18-months and 14-months imprisonment for insulting a memorial site at the Auschwitz former Nazi concentration camp. The incident took place in March 2017, when 12 persons from Poland, Belarus, and Germany killed a sheep and chained themselves together naked to the main gate of the camp, in what the demonstrators stated was an anti-war protest.
On September 13, the Warsaw local court fined one person 500 zloty ($130) for disrupting a Catholic Mass during the reading of a letter by the Polish episcopate calling for a total ban on abortion in 2016.
On February 4, unknown persons wrote obscenities on the doors of a Roman Catholic church in the town of Brzeszcze. Police had not identified any suspect by year’s end.
On May 14, two men broke into a Roman Catholic church in Nysa and destroyed a wooden religious figure. Police arrested the men. Their case was pending at year’s end.
In August unknown persons vandalized more than 30 tombstones at a Jewish cemetery in the town of Myslowice. Police opened an investigation, but there was no further information on the case at year’s end.
In July unknown individuals vandalized six tombstones at the Jewish cemetery in the town of Dabrowa Bialostocka. Police had not identified any suspects at year’s end.
On November 25, unknown individuals destroyed 22 figures of Catholic saints placed outside the Catholic church in the town of Zarzecze as part of the community’s celebration of the country’s independence. Interior Minister Joachim Brudzinski wrote on Twitter that the destruction of the figures was not only a blow to the local Catholic community but also to any decent person, and said police would do everything to catch the perpetrators.
On September 19, a man later described by police as mentally ill threw a rock through a synagogue window in Gdansk during Yom Kippur services. Police reported the man had previously been arrested for vandalizing a Roman Catholic church. The mayor of Gdansk and community and religious group leaders attended a ceremony to install a replacement window on the following day.
On July 19, the Bialystok district prosecutor’s office discontinued the case involving the alleged desecration of a Jewish cemetery in Siemiatycze during construction work in December 2017, in which workers excavated and removed soil containing human remains from a private commercial lot located within the original boundaries of the cemetery. The prosecutor concluded there was no desecration, as the construction work was legal, the human remains were hard to see, and the construction workers did not intend to desecrate the cemetery.
Authorities did not provide any publicly available updates on the status of an investigation they announced in 2017 into the possible desecration of a Jewish cemetery in the village of Maszewo.
On January 17, the Roman Catholic Church celebrated the 21st annual Day of Judaism, which featured events throughout the country, including meetings, lectures at schools, film screenings, and exhibitions. The principal events took place in Warsaw and included prayers at the graves of the Jewish victims of the Warsaw ghetto uprising, a seminar at the Polin Museum, and a religious service at Warsaw’s St. John’s Cathedral. Archbishop of Warsaw Cardinal Kazimierz Nycz and Chief Rabbi of Poland Schudrich participated in the events.
On January 26, the Roman Catholic Church celebrated the 18th annual Day of Islam with the stated purpose of promoting peace among religious groups. The Church hosted an event titled “Christians and Muslims – Caring for Our Common Home” in Warsaw, which included discussions, readings from the Bible and the Quran, and prayers. Chair of the Polish Episcopate Committee for Dialogue with Non-Christian Religions Bishop Henryk Ciereszko and President of the Muslim Religious Union Mufti Tomasz Miskiewicz attended the event. The Church also organized a prayer service in Krakow.
The Polish Council of Christians and Jews continued to organize annual conferences and ceremonies, including the Day of Judaism in the Roman Catholic Church on January 17, and “Close Encounters of Christians and Jews” on February 27, to encourage tolerance and understanding.
A Special Committee for Dialogue between the Roman Catholic Church and the Polish Ecumenical Council met during the year to promote better understanding among different Christian religions. In January the committee helped organized the annual Week of Prayers for Christian Unity.
The Polish Ecumenical Council hosted events facilitating interfaith dialogue. These included a New Year’s holiday reception that brought together representatives of various churches and public figures active in ecumenical movements. On April 20-22, the council’s youth section organized a national congress for Christian leaders, in which youth from the Lutheran, Reformed, Old Catholic Mariavite, and Orthodox Churches learned about different faiths and discussed challenges working with youth in their respective churches.
On September 21-23, the Roman Catholic Church in Gniezno hosted the ecumenical congress “Europe of free people, inspiring power of Christianity,” which brought together representatives of various Christian churches in Europe, to discuss challenges facing modern Europe and the role of Christianity in addressing them.
Human Library projects, funded by European Economic Area grants and coordinated by NGOs Diversja Association and Lambda Warsaw, continued in several cities and towns around the country, including Warsaw, Gdansk, Kudowa-Zdroj, Olesnica, and Wroclaw. The project involved a diverse group of volunteers, including representatives of Roman Catholic, Jewish, Muslim, and other religious groups, who told their stories to individuals who could “borrow” them like books. The stated intent of the project was to foster greater tolerance, including religious tolerance.
Section IV. U.S. Government Policy and Engagement
On January 27, the U.S. Secretary of State delivered remarks and laid a wreath at the Warsaw Ghetto Uprising Monument to commemorate the 73rd anniversary of the liberation of the Auschwitz-Birkenau concentration camp.
The U.S. Ambassador, embassy and Krakow Consulate General officers, and visiting U.S. Department of State representatives met with government officials from the interior, foreign affairs, and justice ministries; the presidential chancellery; parliament; and Warsaw and other city offices to discuss religious freedom, anti-Semitism, antidiscrimination, and the state of private and communal property restitution to religious groups and members of religious minorities. The Ambassador, embassy staff, and visiting U.S. government delegations raised concerns with government officials about the IPN law and its potential impact on freedom of speech and academic research related to the Holocaust. They also appealed to the government to extend the provisions of draft private property restitution legislation to cover U.S. citizens and Holocaust survivors and their heirs, who would otherwise be unable to make restitution claims if the legislation were enacted in its unchanged form.
On September 14, the Ambassador at Large for International Religious Freedom met with government officials and religious leaders to discuss religious freedom, anti-Semitism, and antidiscrimination issues. He also participated in a U.S. government delegation to the Auschwitz-Birkenau Memorial and Museum where he laid a wreath at the Auschwitz Wall of Death and participated in a candle-lighting ceremony at the International Monument at the conclusion of the tour.
In February and October the U.S. Special Envoy for Holocaust Issues met with government officials in Warsaw to discuss Jewish community property and private property restitution issues and social welfare benefits for Holocaust survivors.
On February 15, the Ambassador released a video message on the embassy’s social media platforms expressing concerns about the amended IPN law. On February 16, the Ambassador raised these concerns during public remarks at the opening of an international music festival at the POLIN Museum.
The Ambassador and embassy and consulate general staff met with members and leaders of the local Jewish, Muslim, and Christian communities to discuss issues of concern including private and communal property restitution and the communities’ concerns over rising intolerance, anti-Semitism, and anti-Muslim sentiment.
On March 8, the Ambassador delivered remarks at the 50th anniversary commemoration of the March 1968 purges in which the communist government expelled thousands of Polish Jews from the country. He described the expulsions as a heart-breaking chapter in the country’s history and underlined a collective responsibility to ensure an environment enabling such hideous acts never again be tolerated.
On April 12, embassy and consulate general staff marched in the International March of the Living.
On September 16, a senior embassy representative gave remarks at a luncheon honoring Righteous Among the Nations awardees who saved Jews during the Holocaust and Nazi occupation of the country.
The embassy continued to employ exchange programs, student roundtables, and grants for education and cultural events to promote religious freedom and tolerance. On October 25, the Ambassador delivered opening remarks at an embassy cosponsored Holocaust international education conference hosted at the POLIN Museum that provided training to teachers from the country and abroad on how to teach students about the Holocaust. The conference was part of a cooperative agreement between the embassy and the museum to select and send educators on a Holocaust teacher-training program in the United States. The embassy funded the travel of seven teachers from the country to the United States during the summer for training it organized with the POLIN Museum and sponsored by the Association of Holocaust Organizations.
The embassy sponsored the participation of representatives of media, government, memorial museums, and civil society in exchange programs in the United States focused on religious freedom issues. Twelve participants attended a program about teaching painful chapters of history. Ten memorial museum officials, including representatives from the Auschwitz-Birkenau Memorial and Museum and the Treblinka Memorial and Museum, visited counterpart institutions in the United States to learn how U.S. memorial museums engage with audiences on sensitive historical topics while using the latest technologies, methodologies, and user experience models.
The embassy awarded grants to the Warsaw Jewish Motifs Film Festival to fund the participation of four U.S. film directors in the festival and to the annual Isaac Bashevis Singer Festival, an annual international music and culture festival held in the Krakow Jewish quarter in celebration of Jewish-Polish cultural heritage. The Consulate General in Krakow provided financial support to the annual Jewish cultural festival in Krakow, and the Galicja Jewish Museum in Krakow. | <urn:uuid:6db125fc-f69a-4f07-abb8-126babe77a2c> | CC-MAIN-2022-33 | https://www.state.gov/report/custom/1776dbe7bd/ | s3://commoncrawl/crawl-data/CC-MAIN-2022-33/segments/1659882571536.89/warc/CC-MAIN-20220811224716-20220812014716-00272.warc.gz | en | 0.95528 | 8,595 | 2.796875 | 3 |
Read this article about teenagers:
TEEN SPIRIT: WHAT’S IT REALLY LIKE TO BE A TEENAGER?
15-year-old Ellie Wilson says “The problem with being a teenager is that one minute we’re up and then we’re down; one minute I want to shout the house down, the next I feel very happy.” The turbulent process of becoming an adult is one that for generations has baffled parents and scientists. When almost every other species manages the transition from infancy to adulthood with relative ease, why do we seem to find it so hard? First we blamed hormones. Then scientists found that the human mind undergoes a massive restructuring during the 12th to 25th years. Between childhood and adulthood, critical physical changes are taking place. These result in behaviours that parents might have thought were designed to cause them pain, but which are in fact vital processes in the brain’s development. The truth remains that science offers a rational explanation, but it doesn’t make everyday communication with teenagers any easier. Which is where Lovegrove and Bedwell step in. These friends published a book, Teenagers Explained, that was designed to help adults understand adolescence. Because “there are things we talk about that adults just don’t understand.” “Try to let us make our own mistakes,” pleads Lovegrove. “If we don’t get to make our own mistakes when we’re young then, at some point, as soon as you’re not around, we’re just going to explode. It’s OK to be concerned and to ask questions but please don’t question us on everything. Do try to talk to us and make an effort to get to know us, but also understand that there are some things we don’t want to talk to you about.”
Charlotte Philby, The Independent, 14 July 2012 | <urn:uuid:186f7308-e248-41a8-87a0-6fecf9289fdb> | CC-MAIN-2022-33 | https://englishirenepastor.com/2021/01/ | s3://commoncrawl/crawl-data/CC-MAIN-2022-33/segments/1659882571536.89/warc/CC-MAIN-20220811224716-20220812014716-00272.warc.gz | en | 0.961274 | 407 | 2.640625 | 3 |
Dr. Uvino Featured on “Talking Animals”
Dr. Kit Uvino—professor of Biology and Ecology—was recently interviewed by producer-host Duncan Strauss on “Talking Animals.”
On the show, Dr. Uvino discussed switching from a career in technology with Time Warner to the world of academia, as well as her current participation in The Hudson Bay Project—a research program in Churchill, Manitoba. She explained how she launched her Tree Swallow Project, both in Churchill and Jamestown, which generates and tracks information on Tree Swallows in man-made nest boxes. Listen to the full interview to learn more about this project. | <urn:uuid:0b509e17-2d5a-460e-9074-c3a2385755c8> | CC-MAIN-2022-33 | https://www.uj.edu/news/dr-uvino-featured-on-talking-animals/ | s3://commoncrawl/crawl-data/CC-MAIN-2022-33/segments/1659882571536.89/warc/CC-MAIN-20220811224716-20220812014716-00272.warc.gz | en | 0.930995 | 138 | 1.585938 | 2 |
Main Article Content
Predatory hoverflies are useful pollinators in their adult stage and present a natural enemy of plant pests, especially of aphids in their larval stage.
The observations were made with the application of the following methods of catching: check of all leaves of 20 tobacco stalks; and check of 100 tobacco leaves in 10-day intervals during the entire period of vegetation of the tobacco. The collected material was further nourished and analysed under laboratory conditions. The tobacco crop was attacked only by Myzus persicae Sulzer and larvae were reared on tobacco leaves infested with M. persicae in Petri dishes.
During a period of three years Sphaerophoria scripta Linnaeus, Sphaerophoria rueppelli Wiedemann and Scaeva pyrastri Linnaeus are represented in great numbers. Under laboratory conditions the larvae from the species S. scripta consumed from 300 up to 365 aphids from the species M. persicae; the larvae from the species S. rueppelli, 280-321 aphids; and those of the species S. pyrastri, 280-563 aphids. These data show their great capacity for eating aphids. With their great voracity, and to preserve their own kind, they control the population of aphids on tobacco, and so have a great impact on the tobacco biocenoses. The aphidophagous Syrphidae are the main predators and they are ranged on the third trophic level of the food chain: tobacco leaf - aphids - aphidophagous hoverflies. In the complex food chain the aphidophagous Syrphidae are being parasitized by many species of parasites and because of that their ecological and economic use is lesser.
During the laboratory analyses from 2003-2005 we detected ten parasitic species of the order Hymenoptera, ecloded in the pupae of the aphidophagous Syrphidae: Pachyneuron grande Thomson, Pachyneuron cf. grande Thomson, Syrphophagus aeruginosus Dalman, Diplazon laetatorius Fabricius, Diplazon sp. 2, Diplazon sp. 3, Homotropus sp. 1, Homotropus sp. 2, Sussaba sp. 1, Promethes sp. 1.The parasitism has a negative impact on reducing the population of the future generation of the species Syrphidae. The species S. scripta, S. rueppelli and S. pyrastri can be used as integral protectors of the tobacco leaf aphids, because of their great numbers and their great voracity.
This work is licensed under a Creative Commons Attribution-NonCommercial-ShareAlike 4.0 International License.
Copyright: © 2019 The ENTOMOLOGICAL SOCIETY OF SERBIA Staff. This is an open-access article distributed under the terms of the Creative Commons Attribution License, which permits unrestricted use, distribution, and reproduction in any medium, provided the original author and source are credited.
GILBERT, F.S., 1986. Hoverflies, Naturalists' Handbook 5. Cambridge University Press, Cambridge, UK, 66 pp.
JANKOWSKA, B., 2004. Parasitoids of Aphidophagous Syrphidae occurring in cabbage aphid (Brevicoryne brassicae L.) colonies on cabbage vegetables. Journal of plant protection research, 44(4): 229-305.
KRSTESKA, V., ANCEV, E. & POSTOLOVSKI, M., 2003. Species of the family Syrphidae (Diptera) predators of the leaf aphid Myzus persicae Sulz. of tobacco. Tobacco, 53(5-6): 167-174 [in Macedonian]
KRSTESKA, V., ANCEV, E. & POSTOLOVSKI, M., 2004. Aphidophagous hoverflies (Syrphidae, Diptera) on tobacco. In: Anonymous (ed.): 60 years ITP Plovdiv - Jubilee scientific conference with international participation, pp.: 260-269.
KRSTESKA, V., 2007. Aphidophagous hoverflies (Diptera, Syrphidae) on tobacco in the region of Prilep. PhD Thesis (manusc.), University of Skopje, Faculty of agricultural science and food. [in Macedonian]
KRSTESKA, V., 2008. Population dynamics of aphidophagous hoverflies on tobacco plants. Acta entomologica serbica, 13(1/2): 27-41.
SCHNEIDER, F., 1950. The development of the syrphid parasitoid Diplazon fissorius Grav. in uni-, oligo-, and polyvoltine hosts, and its behaviour during activation of the diapause larvae using D. pectoratorius Grav. Mitteilungen der schweizerischen entomologischen Gesellschaft, 23: 155-194.
TODOROVSKI, B., 1965. Aphid Myzus (Myzodes) persicae Sulz. and the results of comparative experiments to suppress a variety of pesticides. Tutun, Prilep, 7/8: 223-248. [in Serbian] | <urn:uuid:e44ee81a-094e-47da-b76d-107e31a15920> | CC-MAIN-2022-33 | https://aes.bio.bg.ac.rs/index.php/aes/article/view/19 | s3://commoncrawl/crawl-data/CC-MAIN-2022-33/segments/1659882571909.51/warc/CC-MAIN-20220813051311-20220813081311-00272.warc.gz | en | 0.771076 | 1,165 | 2.734375 | 3 |
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