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Ashmadha Fossil Museum: Ashmadha Fossil Park, located approximately 80-km away from Indore, is the perfect place for history buffs to enjoy their weekend. The fossilised remains of flora and fauna from 6.5 crore years ago at this park, have attracted several paleontologists from across the globe and, if you are looking for a getaway that's going to land you in ancient times, this is the place to be at! A weekend getaway to this fossil park will guarantee you an experience equivalent to watching the T-Rex roar on the silver screen. Ashmadha Fossil Park is located on the Dhar-Mandav road, near Resort Shivani. As per online sources, it is open from around 9.15 AM to 5 PM, seven days a week. In light of events highlighting damage to fossils and museum property, it is suggested that you handle everything that has a connection with natural history with extreme care during your visit. This fossil park in MP, houses the only human fossil found in Asia, a 5 lakh-year-old fossil of Homo Erectus (predecessor of Homo Sapiens). It is believed that this fossil can help in understanding the evolution and migration pattern of humans thereby, putting several assumptions to rest.Priceless plants, animals, and marine remains predating even the Jurassic era abound in the Manawar and Gandhwani Tehsils of the district. These exquisite and rare fossils have attracted repeated expeditions of paleontologist from across the globe. At the initiative of the district administration, this unique museum has been set up in the picturesque fringe of the Kakrakhoh falls close to Mandu. Ashmadha, literally means- ““seated in stone““. The Museum has been opened for public recently. Ghughwa Fossil Park: Ghughua Fossil Park is a National Park, located near Shahpura in Madhya Pradesh, India, in which plant fossils belonging to 31 genera of 18 families have been identified. Ghughwa National fossils Park is situated 70km from Dindori in village Ghughwa. It is nestled in an area of 75 acres of land where attractive and rare fossils of leaves and trees are waiting to be explored. This National Park has plants in fossil form that existed in India anywhere between 40 million and 150 million years ago. Petrified trunks of trees have been identified as gymnosperms and Angiosperms Monocotyledons and palms. There are certain Bryophytes also. Depending on the age in which the Pangaea split into Laurasia and Gondwana land occurred, the fossils belong to either Jurassic or Cretaceous Age. The Ghughua/Ghughwa Fossil National Park in Dindori district of Madhya Pradesh is a unique destination in India. It has been blessed with priceless treasure of plant fossils which have been dated 65 million years old. It is believed to be of time Gondwana Supercontinent. It lies on tourism route of Bandhavgarh to Kanha national park or vice versa. While traveling from Kanha to Bandhavgarh or vice versa, tourists often take small halt here to visit Ghughua fossil park. These fossils were founded in year 1970 and Ghughua Fossil National Park was declared in year 1983. Here well preserved fossils of woody plants, climbers, leaves, flowers, fruits and seeds have been showcased with informative notes. Dicotyledons and palm fossil woods are particularly numerous. Such plants are not found in Central India. Nearest Airport is Dumna Airport, Jabalpur. Nearest Railway Station is Jabalpur Railway Junction. 15 km detour from Shahpura, on Jabalpur-Amarkantak Road
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How Errors Sampling Affect Secondary Data Sources In certain observational experiments, sampling challenges are already present and need to be resolved in order to maintain the credibility of the results of the study. The perception of adequate sampling is primarily used in secondary data sources to suggest that the survey is adequate if the distortion in sampling due to the use of certain sample size is not sufficient to invalidate the results of the study. If a poll does not guarantee that everyone has a fair chance to be surveyed, it can lead to criticism from a majority of the population. This will diminish the credibility of the collected data, and the results will be considered not to be accurate. For instance, when a retail company having 10,000 outlets in four neighboring countries decides to evaluate customer satisfaction. The main strategic focus is regional and not an outlet. The company should randomly select an equal number of customers in the four countries or select the customers basing on the number of outlets per country and survey them. However, when the company chooses to survey only the customers in a particular country, then the credibility of the study will diminish (Wang, and Bing-Huan 883). Moreover, numerous questionnaires are designed in a way that everyone who receives the survey should be asked similar questions. However, the credibility of a secondary data source suffers when varying questions are posted to each member of the selected sample. Thus, the core and idiosyncratic approach should be used to enhance the credibility of a study. This approach states that questions of major interest to certain decision makers should be marked and noted. For instance, the questionnaires on customer satisfaction might have different areas such as product performance, delivery, billing, and order. However, in some outlets the areas that carry more weight should be marked, like the ordering part will be important in certain outlets than others (Wang, and Bing-Huan 878). Samples should be adjusted during Fieldwork In reality, the researcher often decides on the sample size before fieldwork begins. The researcher uses a mathematical formula that bases on the standard deviation and the specific difference of the population to give the amount of a given sample. The standard deviation of the population is often obtained from a previously published research, and the specific difference is proposed by the researcher. However, during the actual research, the observer finds a different situation form the one he learned in the previous studies. In most cases, researchers find that they cannot have the required sample size due to missing data (Palinkas et al 537). In a perfect world, all the participants would answer all the questions presented by the researcher. However, in reality, people get bored, sick, tired, and in some cases, they would be unable or do not want to participate. A situation like this will make the researcher have an inadequate sample size. The study then will have reduced statistical power due to inadequate sample size. Therefore, the researcher will have to adjust the sample size to maintain the statistical power of the research. More sophisticated analyses require a higher sample size for the researcher to achieve enough power for the study. For example, if the researchers consider a very complicated analysis like a multivariate analysis of covariance (MANCOVA) or multiple linear regression he will need to have the adequate sample size to achieve the necessary outcomes of the study. Thus, when some respondents fail to turn up during fieldwork, adjustments have to be done on the sample. Some non-essential variables can be removed and the sample size reduced, or the sample size will be increased. Therefore, samples always have to be adjusted after the fieldwork begins because the real world is different from the perfect world in the books and also the assumptions made in previous studies. Sampling not to be considered as Secondary Data Collection Secondary data collection refers to the method of using an already gathered data. The investigator conducting a research does not need to go for fieldwork to collect similar data but uses the available data. Sampling should not be considered as a secondary data collection technique since it involves selecting a particular group of the population to find firsthand information. Data collected during sampling is gathered with a concrete idea in mind to answer the set research questions or to meet certain objectives. However, secondary data sources provide a vast amount of information, but the appropriateness of the information to the research objectives might differ (Costa et al 885). Sampling is a statistical procedure whose main focus is the selection of an individual observation. Sampling helps the researcher to make statistical inferences about a certain population. Unlike secondary data collection methods, sampling entails the collection of original data that has been gathered only for the purpose in mind. It also involves data that is collected for the first time and is fresh. Secondary data is data that was collected for other reasons. Furthermore, in secondary data collection less effort, time, and the cost is usually spent (Costa et al 889). An example of sampling is when an observer who wants to find the relationship between unemployment and street crime in New York City. The city has several streets with several persons, and so the researcher will have to select and determine a sample size of the study to be conducted. After determining the sample size, the observer will then proceed to send a questionnaire to various respondents who will fill in their opinions on the questions posted. The information filled in the questionnaires will be firsthand information. Hence sampling will not be considered as a secondary data collection method. Therefore, sampling does not need to be considered as secondary data collection. Sampling Error is the same as Respondent Bias Sampling error refers to a statistical error which occurs when a researcher fails to select a sample representing the whole population of data and the outcomes of the sample do not represent the outcomes that would be obtained from the entire population. The main cause of sampling error is a biased sampling procedure. Furthermore, the chance is another possible cause of sampling error. On the other hand, respondent bias refers to the factors or conditions that happens during the process of responding to surveys, and influence the manner responses are provided. Such conditions result in a non-random deviation of the responses from their true value. Therefore, the sampling error is the same as respondent bias since they are both errors that affect the results of a survey negatively and similarly (Johnson and Turner 301). Sampling error is the same as respondent bias. For example, if a certain company provides a subscription-based service which permits consumers to make payments monthly for streaming videos and another programming for at least 10 hours weekly. When the company chooses a population of people aged between 12 and 22 years to survey purchasing decision about a video streaming service. Since people of this age group are not working full-time, they will give responses that favor them leading to respondent bias. Moreover, the results from this selected sample would not represent the outcomes of the entire population including the adults who would be the main beneficiaries of the subscription service leading to a sampling error (Johnson and Turner 309).Thus, the sampling error is the same as respondent bias since they are both errors that affect the results of a survey negatively and similarly. Costa, Gabriel C., et al. “Sampling bias and the use of ecological niche modeling in conservation planning: a field evaluation in a biodiversity hotspot.” Biodiversity and Conservation 19.3 (2010): 883-899. Han, Hui, Wen-Yuan Wang, and Bing-Huan Mao. “Borderline-SMOTE: a new over-sampling method in imbalanced data sets learning.” Advances in intelligent computing (2005): 878-887. Johnson, Burke, and Lisa A. Turner. “Data collection strategies in mixed methods research.” Handbook of mixed methods in social and behavioral research (2003): 297-319. Palinkas, Lawrence A., et al. “Purposeful sampling for qualitative data collection and analysis in mixed method implementation research.” Administration and Policy in Mental Health and Mental Health Services Research 42.5 (2015): 533-544.
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"Edinburgh saw an influx of intellectuals in the 18th century," says Kenny Kemp from investment service The City Partnership UK. "This helped establish the city's universities, which form the basis for so many of our startups. It means innovation is in everything we do." The city is also home to several angel investors. The largest, Archangels, has invested more than £100 million in 80 Scottish companies in the past 25 years. More recently, two of the city's early startups, Skyscanner and FanDuel, have gained unicorn status. "Now, when I visit a client, they understand why we're in Edinburgh," says Mike Mason, CCO at ad-tech startup TVSquared. "It's because there's a pool of talent." TVSquared uses algorithms to track TV ads to help firms target audiences.
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- How to be old . . . with bees (they start at 13m20s). And I checked out Part I and Part III afterwards. - How Science is Taking the Luck out of Gambling - with Adam Kucharski Royal Institution lecture from 2016 - How to build a wall à la medieval - You need to split stones - I'd call 'em plug and feathers; not wedge and shims. - You need to forge the metalware - How to not get lost in the forest hunting mushrooms - How to drive a car. - How to learn a machine to drive a car. It's amazing: you don't need to know how it works; just that work it does. - How the US Army Corps of Engineers has created a hostage to fortune in trying to tame Ole Miss. - How to escape across the Iron Curtain. Ivo Zdarsky. - How to make a composite photo of the rellies - How to do recreational math - How to sing in a ruined church - How to surf. Surfin' is cool: these lads prefer it freezin': Sunday, 19 May 2019 World Bee Day - that would be today, since 2017 when the UN, at the insistence of Slovenia, designated 20th May to raise awareness of bees and bee keeping; colony collapse disorder and our inter-dependence with Apis mellifera and other bees. Rathanna is having a session this afternoon. I'll be there, but hopefully not covered in beeees.
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It never ceases to amaze me how the dynamics of light can pierce the very fabric of cloud cover. I could see the cloud layers of Jupiter even though the planet was obscured from view! Thats right, I could *not* see Jupiter with the naked eye, yet, it was revealed in great splender with my 5mm eyepiece. Even the moons could be seen easily. So if its cloudy out, don’t despair. You still might be able to view depending on how thick your curtain is. Further, I have actually had better views on nights with a light uniform cloud layer. This of course only applies to the brightest objects. Mars was a good example. The cloud layer acted as a filter helping to define the polar caps.
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Hotmail users are always looking for Hotmail login, however, after 2012 Microsoft changed www.hotmail.com to outlook.com. so Hotmail users can Sign in Hotmail account in outlook.com. The Outlook isn’t just Webmail by which you can just send and get emails. Windows Live Hotmail account offers webmail Calendaring, Contacts, and Assignments. Perhaps a couple of individuals in this world won’t know of. Every single one of us would have used Hotmail at some point in time in their life yet for the ones coming now here is a guide on how to make a Hotmail account and for what reason to make a Hotmail account. Hotmail: What is it? Hotmail later known as outlook.com is an individual information supervisor web app gives established by Sabeer Bhatia and Jack Smith in 1996.owned Hotmail against $400 million in 1997 and relaunched as MSN Hotmail which is rebrand later as Windows live Hotmail. It is was become a piece of the Windows Live site of items. This was viewed as an amazing thought of making the paperless correspondence to be brought into the world and within only a few of years Hotmail got the consideration of Microsoft and this at that point turned into the brand of these tech monsters. Within the other four years Hotmail had a scope of 100 million clients all around the globe which explains that it got a progressive change the universe of correspondence. Presently, it has a scope of approx. Microsoft discontinues the administration ofLive Hotmail in October 2011 and relaunches the administration as Outlook.com with more improved highlights. The name “HoTMaiL” is the combination of two words “HTML” and “Mail”. In the beginning, the restriction of storage offered by windows lives Hotmail is 2MB.In the beginning, it was dispatched with Four11’s RocketMail (later Yahoo! mail). 400 million individuals and this isn’t on the grounds that it is one of the most seasoned mailing administrations on the planet but Hotmail Login has got the huge consideration of clients due to its outstanding offering in the industry of correspondence. Is it true that you are thinking about the highlights that it offers? Indeed, here is a rundown to give you the idea of why Hotmail Login is perhaps the fittest alternative to choose. Quick Email Administration The essential and the most extreme significant reason for this induction was to give the correspondence industry something that can make the examinations on bringing the paperless correspondence to the world. Not only Hotmail did this but rather likewise it caused this correspondence to turn out to be quicker and it was only minutes to move the messages, records, reports and everything in the middle. This was the element that was the prime reason for making the Hotmail to be introduced on the planet and since its induction, this element has been grown increasingly more to make the correspondence successful and quicker. Support from Microsoft Indeed, since it turned into the brand of Microsoft in 1997 hence it introduced a couple of highlights that were essentially amazing. Opening and using Microsoft word could turn into a period stealer yet then Hotmail is there to offer the Microsoft office highlights within the email that you can utilize and alter or overhaul the report without even a second’s pause. This spares individuals from a ton of issues in proficient work and makes their chance to be spared also. Individuals regularly utilize a similar email ID for various purposes and on occasion they must be in the issue of sorting both of these however with a Hotmail Id you can have this arranged. Probably the best element that Hotmail has offered is the individual organizer highlight where you can make envelopes according to your prerequisites and inclinations and this path every one of the emails can be arranged in its envelope to get simple admittance to it. Also, it can spare time and exertion in sorting or finding emails for sometime later. A Hotmail login can cause you to have the simplicity of syncing distinctive online media accounts to it and this could then be useful for the contact the executives and managing significant functions and such different things. This component can cause you to have the simplicity of connecting with individuals as Hotmail can make it work for you. On 31 July 2012, Beta Version of Outlook.com was introduced by Microsoft to the overall public. Hotmail users can openly upgrade the past form of outlook.com. Microsoft sends the upgrade on 3 April 2013. The existing clients can log in Hotmail accounts and for new clients, another prefix @outlook.com was introduced. New Clients can make a Hotmail account using both hotmail.com and @outlook.com prefix. outlook.com has 400 million dynamic clients in 2014. Parts Gave by Hotmail - To DO. Protocols Support By Hotmail for Mail customer Access - Outlook support yet it was discontinued on 1 September 2009. - Windows live Hotmail introduce Microsoft office XP with integrated support in 2002. - Microsoft Outlook Hotmail connector utilizes DeltaSync its plugin structure Microsoft Hotmail 2003,2007 or 2010. - Hotmail uses POP3(Post Office Protocol)Version3 to make accessible for all accounts as a feature of “Wave3”. - By using Wave4 by outlook it permits clients to match up More than emails like contacts and schedule. - IMAP and OAuth support was added to Windows live Hotmail on 12, September 2013. - Windows live Hotmail Added amazing element in November 2019 It permits the client to play their email so anyone might hear in outlook app. How to Signup Hotmail Without any problem? Creating a Hotmail account is as simple as you can imagine and it will require a couple of basic strides to get you to it. Would you like to know how it very well may be finished? All things considered, here are a couple of straightforward advances that will get you to this amazing mailing administration. - You should go to www.outlook.com to get the Hotmail Signup access. - The following thing you should do is to tap the make account button that will lead you to the signup page. - You should enter an Email Id and Secret word that would from that point onwards be utilized to get to the Hotmail. - It will at that point approach you for getting the special emails or not? You will pick in the event that you wish to see Microsoft’s advancement over emails or not. - A couple of significant subtleties like Email ID, Username, individual subtleties, address subtleties and secret key would be needed there. These subtleties will be utilized to make your account and Hotmail has ensured the insurance of your information. - After you have entered the subtleties you will be needed to click and affirm your application which will be the last advance to get the Hotmail account. After you click and affirm a confirmation will be shipped off you through content or email which will guarantee that your account is made and is in safe hands. These are the means that you should take to make the thoughts on getting a Hotmail account. Is it accurate to say that you are new to Hotmail? you want Hotmail login You can do it by following some simple advances notice underneath. It will control you about Hotmail login and comprehend your Hotmail sign in issues, yet on the off chance that you are facing some other issue contact or support group we direct you to fathom your login issues and make your login cycle straightforward and simple which is given by Microsoft. Outlook Or Hotmail Login Through Windows or Macintosh Internet Browser - Step 1: locate your internet Browser and lunch it in your gadget. peruse the Hotmail login page via searching on the web crawler or by visiting the direct Hotmail sign-in page by clicking the link: . - Step 2: Hotmail required your email and secret phrase to sign in. Right off the bat, enter your email address in the necessary field of Email and snap the Following button. here, It required a legitimate secret phrase, Give your secret phrase (in the event that you need to keep your Hotmail sign in then check “Keep me signed in” choice) and click Sign in button. - Step 3: By clicking the Sign in button outlook your qualifications and divert you to the dashboard of your webmail. Here you can utilize all highlights gave by Microsoft after Hotmail sign in. How to Recover Hotmail Account Have overlooked your account secret phrase and facing issue while Hotmail signs in? Follow these basic advance to recover your account in almost no time - Step 1: Browse Hotmail login page by your internet browser - Step 2: Enter your Email address and snap on the Following button. - Step 3: Click on “Overlook My Secret phrase” Link. Presently pick the check technique and confirm it’s you. - Step 4: outlook will approach another secret phrase for your Hotmail account. Keep your secret key solid and cause it to recollect it. - Step 5: Praise, you have effectively recovered your Hotmail account and you can sign in Hotmail account using the new secret phrase. for the Hotmail login measure follow the login steps referenced previously. Hotmail Login Through Mobile Hotmail Sign In would be a lot simpler in the event that you use it through portable. You should download the outlook app. When you download the app it will expect you to enter the email ID and secret phrase once and afterward it will recollect the equivalent however long you need. This is the simplest method to utilize the Hotmail account. - Step 1: Download the from Google play store or App Store. you can without much of a stretch find the workplace app via search term “outlook” on both App and Play stores. Presently download and install it in your gadget. - Step 2: make sure the Hotmail app is appropriately installed and prepared to utilize. dispatch outlook app and go to setting. here enter your Hotmail email in the necessary email field before click on the continue button ensure you enter the right email with a prefix (@outlook.com or @hotmail.com) at that point tap the Continue button. - Step 3: Now outlook requests your secret key. Enter Substantial secret key in required field tap on Straightaway/ Sign in. - Step 4: A message screen will show to take consent to synchronize your substance like schedule contact and the sky is the limit from there. in the event that you think it is protected to keep your information sync with your Hotmail account you can tap in “Yes” to permit the outlook app sync your information and snap “NO” to deny authorization. - Step 5: After finished the Hotmail login steps notice above. you can utilize all highlights gave by Microsoft to outlook app After outlook or Hotmail sign in. FAQ About Hotmail Q 1: How can I login to my Hotmail account? Go to outlook.com sign-in page, Give your Hotmail login details and click in the Login button. In the event that your accreditations are right you will successfully login to Hotmail account. Q 2: Are Hotmail.com and Outlook.com the same? Indeed, outlook.com was known as hotmail.com. it’s actually the equivalent and one brand. it permits clients to make an email address with both postfixes (@hotmail.com, @outlook.com). Client needs to log in their Hotmail and outlook addition email using outlook.com sign-in page. Q 3: Is Hotmail still accessible? Hotmail.com domain is done providing administrations to its users. Hotmail users can benefit administrations by using outlook.com Q 4: How to recover my old Hotmail account? visit https://account.live.com/resetpassword.aspx enter your account detail at that point pick your OTP or Voice call Confirmation technique. When confirmation finishes you can set another secret word for your Hotmail account. Q 5: What are Hotmail knowns now? Microsoft rebrand Hotmail as outlook.com. Now Hotmail is Kown as outlook.com Q 6: Are Gmail and Hotmail the same? Gmail and functionally Hotmail the same however there is some distinction on the grounds that both are given by various companies Gmail account allows admittance to all administrations gave by Google. Hotmail.com provides admittance to those administrations which is given by Microsoft. Q 7: Would i be able to change over the Hotmail account to outlook? You can without much of a stretch proselyte your account to change over your hotmail.com account click on alternatives and snap on “free upgrade to outlook.com” your Hotmail page will be changed over to outlook.com page.
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Kürd dağından Filistin’e uzanan, ulu bir ölmez ağacının altında Bir avuç kırmızı toprakla sildim kanını Göbeğini turkuaz bir taşla kestim Ve gömdüm etimi köklerine zeytin ağacının. Ve ben şimdi, bu adsız çocuğu, iki sınır arasında, - ölüm gömülü bu topraklarda - bir zeytin ağacının gövdesine ve gölgesine sığınmış toprağın uğultusuyla büyütüyorum. Geceleri, çöl ayazında, Kuşların dilinden ninnilerle, Ölüm şarkıları fısıldıyor kulağına Acıyla yansa da yüreğim, Ben anneyim bilirim, ölümün yurdunda, adı konmaz bebeklerin... The taxi had a white, Syrian numberplate but it was the bags spilling out of the boot, secured by rope wrapped around the lid, which told you where the vehicle had come from. Inside the vehicle were a married couple and their three young children, squeezed in beside all the possessions they managed to bring from their old life. As the taxi parked in the snowy streets of Gaziantep, a Turkish city an hour’s drive from the border, the family stood shivering on the pavement hand in hand. We smiled and said welcome. They smiled back and on their faces there was a look of relief, a sense of reassurance which couldn’t quite mask the new quality of trepidation they must have felt on arriving in a new country. They were now 'guests' in a foreign city hosting a vast multitude of Syrians who fled the bombs and the bloodshed that has engulfed their homeland. Since the conflict in Syria began in April 2011 it is estimated by the Turkish government and the office of the UN High Commissioner for Refugees (UNHCR) that 600,000 Syrians have crossed the 511 mile border into Turkey. Yet the true figures are estimated to be close to a million with only one third living in the country’s 21 refugee camps while the remaining two thirds are living in urban areas like Gaziantep. Like this family they have fled their homes in search of safety in Turkey which has welcomed Syrians allowing those who hold passports to enter as normal and those without being admitted to the temporary refugee camps. Initially referred to as ‘guests’ the Turkish government has since awarded Syrians ‘temporary protected status’ but with increasing numbers of refugees crossing the border they are now attempting to limit those who can cross without official documents. This has led to the creation of over 20 camps along the Syrian side of the border and a rise in the number of Syrians entering Turkey unofficially. Of all Syria’s neighbours Turkey has done the most to secure the protection of refugees but with the increasing strain on resources the government’s use of terminology clearly hints that they perceive their displaced neighbours as transitory visitors. It is this process of transit which becomes truly apparent during my time working with Vural, a social documentary photographer, in southeastern Turkey; but it’s a form of transit which is difficult to define and understand. Perhaps inherent in the very nature of transit are two conflicting elements: here there is at once an active form of movement, where people travel backwards and forwards between Syria and Turkey, and yet those displaced are also undergoing a stationary paralysis, finding themselves in a holding-pattern on the edge of their country with no end or destination in sight. With a population of one and half million Gaziantep is the sixth largest city in the country and is a growing centre for industry, textiles, and agriculture making it the economic centre of southeastern and eastern Turkey. Spread across a number of hills the city has benefited from the last ten years of political stability and economic growth and despite its location, and the snow which envelops the city on my arrival, it is not provincial in its outlook. These facts coupled with its reputation for delicious food tell you a lot about the city which is becoming increasingly confident about its place in the emerging modern Turkey. It is this economic draw and its proximity to the border which have brought thousands of Syrians to the city seeking safety, work and a place to live. Ahmed is one of Gaziantep’s urban refugees. I met him in a small Syrian cafe serving espresso shots of strong Arabic coffee located just down the road from the bus garage which has regular departures for the Syrian border. Ahmed is a smart young man with a clean shaven face and immaculate thin sideburns. As he elegantly smokes one cigarette after another he tells me of his life in Gaziantep, occasionally looking up difficult English words on his smartphone. “Before the war I was studying English at university in Aleppo,” he explains. “When I arrived the camps were already full so I had to find a flat to live in. The rent is very expensive and many of the landlords in Gaziantep are taking advantage of the Syrians, because there is such a huge demand for accommodation they can charge what they like.” Some have estimated that the rent has increased three fold in the city since the conflict in Syria began. Since his arrival Ahmed has worked as an account for an Iraqi textile firm but was laid off a month previously. He is now working as a journalist for a Syrian radio station in Gaziantep, reporting on the news in his home country from across border. However like many of the Syrians I meet Ahmed regularly returns home, taking money to his family who have remained in Aleppo. At a restaurant Vural and I met the waiter Mohb who has found more stability in the city. Mohb is another student from Aleppo but is fortunate enough to have enrolled at the University of Gaziantep. His father is a Psychology professor who is now working at the university and has arranged for Mohb to continue his medical studies at the cost of 8,000 Turkish Lira a year, the equivalent of £2,500. He explains that the university has also allowed Syrians who cannot afford to pay to attend lectures and that it will provide them with some form of accreditation which they can present to their original universities once they are able to return. It is clear that as a more affluent Syrian, Mohb has managed to gain a degree of permanence in the city. By continuing his studies he has at least managed to find one element of continuity between his old and new life, an activity which offers a future and stability which is absent from the uncertainty of most lives played out in the city. Whilst it is not difficult to encounter Syrians working in cafés, collecting rubbish in the street or sitting under trees in the park and roadside wasteland in Gaziantep, it is when you head out of the city towards the border that you can really feel their presence. Driving out into the plateaus surrounding the city with their red soil and orderly olive and pistachio trees, as the numbers on the road signs counting down the distance to ‘Halep’ (the Turkish ancient name for Aleppo) begin to decrease, the Syrian white number plates increase. On the road to Akcakale, one of the nearby border crossings, we pass four refugee camps. Positioned a few miles outside rural towns, these camps are isolated tent cities where drying clothes flap on the wire fences and families walk in the scrub beside the tarmac. Roughly half of the 21 refugee camps in Turkey are container camps, where refugees are housed in containers rather than tents, and although they are never good places to live the Turkish government has received praise for the quality and services they provided. The Akcakale border is one of the smaller crossing points in the area and there appears to be little movement on the day we visit. The traffic is made up of a few people crossing on foot. Most people are milling around the gates or sitting on the pavement or on their bags; it is unclear if they are coming or going but here the idea of destination, of direction, feels foolish. Behind a cart selling falafel, a group of young men are quick to start a conversation with me. Nasir is he young, sombre man who talks in soft and rhythmic bursts of English breaking off his sentence regularly to look off over my shoulder to Syria behind the fence. He’s keen to tell me about the situation in Syria, attempting to explain the increased sectarian nature of the war and the growing power of Islamic militant groups like the al-Qaeda linked Islam State of Iraq and al-Sham and Jabhat al-Nursa. He explains that ‘the war is not about freedom anymore. It’s about Sunni, Shia and Alawite’. Nasir introduces me to his cousin Mohammed, a defected solider. Mohammed pulls up his trouser leg to reveal a series of black and blotchy scars on his calf, where the live electric wire met his skin during torture. The reason for his torture: he had refused an order to fire at innocent civilians. Then looking off again over my shoulder Nasir points to a collapsing building 50 metres behind the border which was hit by one of the regime’s scud missiles. I ask Nasir to tell me his own story. He was a law student from Deir ez-Zor in but has been living and working in Akcakale for the last two months travelling over the border every ten days to take money to his family. He doesn’t have a passport but the border guards let him pass. ‘This is my passport,’ he says, showing me a scratched ID card with a fading photo of face on it, ‘I go to Syria and back, go and back, go and back.’ When I ask him why he doesn’t stay in Syria he explains that there is no work, that ‘Deir ez-Zor is finished, bomb, bomb, bomb, my town, my university, my everything is finished.’ ‘I go to Syria and back, go and back, go and back.’ With only one year of his studies remaining, Nasir’s country, his life and his future has suddenly been taken from him. Many of his student friends have died and the rest are spread across Turkey working for poor wages, cooking food like the young man serving falafel from the cart beside us. Unlike Mohb, Nasir hasn’t the money to attend the university in Gaziantep and so the only future he can foresee is gaining asylum in Europe where he could try and continue his studies. Although the Turkish government has been good to him, Nasir tells me that he cannot stay and has spoken to smugglers who can arrange the dangerous journey to Europe. ‘Some people go to Germany, Sweden, Italy, we go, go, go, go but when the war finishes we will come back to Syria.’ He asks to tell his story and we shake hands and say goodbye. The Kilis border crossing is a forty minute drive from Gaziantep and is somewhat different to the smaller crossing at Akcakale. It is the largest entry point in the area and has a large arching roof spanning two wide lanes of traffic and the border control offices. If the cities and camps hold the stagnant elements of transit then it is here that it’s most active form of movement is played out with brisk orchestrated activity. There is a long line of trucks and lorries queuing to cross the border. We’re told that they won’t actually enter Syria but will unload their goods in a buffer zone where it will be collected by Syrian truck drivers and then distributed throughout the country. A steady follow flow of Syrians are crossing in both directions on foot and after what appears to be only a cursorily cursory glance at their passports those entering Turkey are quickly herded into packed waiting taxis which will ferry them to the centre of Kilis. Ambulances are paid no notice as they speed back and for forth, their sirens silent but their lights still flashing denoted denoting a controlled emergency. Like the truck’s cargo wounded civilians and fighters are brought to the border in Syria where the ambulances collect them and take them to the local hospital a few miles down the road. Vural and I spent some time at the official border crossing, talking to the Syrians who are waiting for family members to cross, drinking tea and warming our hands and feet over an open fire. However it’s not long before we notice a steady follow flow of people with bags in their hand hands and children over their shoulders walking in and out of the olive groves where the border fence runs off to the left. After walking into the fields we soon hit a track running parallel to the border. In the hundred metres between us and Syria are olive trees, a minefield and a two metre high fence. Border zones are always liminal spaces where people pass from one state to another but here a new informal border crossing? area has been created since the beginning of the conflict where refugees seem to emerge, bag in hand, set either on return or escape. On the Syrian side of the border vehicles ply back and forth along the fence waiting to drop off Syrians who have paid to cross, whilst Turkish military armed cars follow, mimicking their movements. And then, set back from this on the track we are standing on, are the taxis moving up and down shadowing the other vehicles’ trajectory. There is a strange orchestration to these movements, a game where each participant knows their part. For despite the military presence hundreds of people cross the border each day either by climbing over the fence or through its many gaps and wholes holes. It’s clear that whilst the Turkish authorities don’t officially allow this form of illegal entry they are unwilling to use further force to prevent it. An elderly man soon appears on the dirt track asking if we are going to Syria.He’s wearing a grey suit with wide, tapered trousers and jovially remarks that he is fighting for an opposition group and is returning to Syria after receiving medical treatment in the nearby Kilis hospital for a wound to his neck. As part of Turkey’s ‘temporary protected status’ policy Syrians have been offered access to healthcare and it is now common for opposition fighters to cross the border to receive medical treatment. He pulls three small photos from his pocket, a boy and two girls, and tells us that the two young girls are now dead. In 2003 he had fought in Iraq and now he is fighting against the Assad regime. When I ask him which opposition group he is fighting for he turns a little coy but smiles and lifts up his jacket to reveal a black keffiyeh wrapped around his waist. As we are talking people wander out of the trees towards to us. One young man shows us the cuts on his hands from where he has scaled the fence. A yellow taxi trundles slowly along the broken track and picks up these new arrivals and ferries them towards the city. Another group of four young men soon arrive but this time they are attempting to cross into Syria. The elderly man speaks to them and then leads them off towards the border fence to wait for an opportune moment to pass. It’s as we’re leaving that we see two teenage brothers with their two sister’s sisters jump out of the back of a white pickup truck on the Syrian side of the border. They find a gap in the fence and coming come running, zigzagging into Turkey with tears and fear in their eyes. We shout at them to stay on a rough small path which leads out of the minefield. When they reach us we tell them they are safe and I see that same sense of relief that I’d seen days early on the faces of the family in Gaziantep. They get into a taxi which has suddenly appeared behind us and head off to the main road towards Kilis. These are just a few stories from the million or so refugees in transit in and on the fringes of Syria. It is clear that as the conflict continues with increasing violence and the country fractures further, their temporary displacement becomes a permanent limbo, a transitory existence with no know destination in sight. All Images and Content © 2013 Syria in Transit - All rights reserved
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Pete the Peacock, a new book by Leigh Ann Kaminski, has been released by Dorrance Publishing Co., Inc. Pete the Peacock was not born with beautiful peacock feathers like all his friends. Instead of focusing on what he lacks, however, Pete focuses on others. Pete is a great friend, and he helps his friends overcome their difficulties. In the end, his friends help him realize that by helping others he was given something in return. About the Author Leigh Ann Kaminski recently retired from teaching after spending thirty-six years in the classroom with a variety of positions which included special education, first grade, and fifth grade. Leigh Ann recalls that the best part of her day was when it was time to read her students. She loved the discussions and lessons that came out of sharing a good book. When Kaminski taught fifth grade, she had an artistically talented student who shared a book that she had illustrated for her cousin. Leigh Ann says the student thought she was teasing when she asked if she would be the illustrator for Kaminski’s book one day. The student sweetly agreed to it, but she never thought her teacher was serious. For Kaminski, one of the best things that came out of writing this book was reconnecting with her former student and now illustrator of this book, Anna Saholt. Leigh Ann’s husband, Mark, and their three girls Kalyn, Anne, and Lauren encouraged her to begin writing children’s books because they knew it was something she was interested in pursuing. In fact, they all had a hand in giving her ideas and suggestions for Pete the Peacock. Check out Leigh Ann’s author page on Amazon at https://www.amazon.com/Leigh-Ann-Kaminski/e/B09V7LRSDT/. The author will be signing books at Buffalo Books & Coffee (6 Division St E, Buffalo, MN 55313) on May 7th from 10am to 12pm. Stop by if you’re in the area to hear the author read from the book! Pete the Peacock is a 60-page hardcover with a retail price of $27.00 (eBook $22.00). The ISBN is 978-1-6376-4085-2. It was published by Dorrance Publishing Co., Inc of Pittsburgh, Pennsylvania. For members of the press, to request a review copy, visit our virtual pressroom at http://dorrancepressroom.com or to buy the book visit our online bookstore at https://bookstore.dorrancepublishing.com/pete-the-peacock/
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UPLB was one with the Los Baños local government unit in celebrating the 76th anniversary of the Los Baños Raid at the Dambana ng Kagitingan at Baker Hall in the UPLB campus on Feb. 23. The commemoration program, spearheaded by the Los Baños Tourism Office, was highlighted by a wreath-laying ceremony led by Los Baños Mayor Antonio Kalaw and Chancellor Jose V. Camacho Jr. Chancellor Camacho paid tribute to the heroes who survived during the Liberation of Los Baños especially the people of Los Baños who strived to rescue those who were incarcerated at the internment camp. He emphasized the courage of our heroes and how they can be an inspiration to everyone especially during this time of pandemic. Mayor Antonio Kalaw shared to the audience how Baker Hall was used as a garrison and how the old St. Therese chapel witnessed the death of many parishioners and non-parishioners who sought refuge there but became casualties when the Japanese forces went back. The Los Baños Raid happened on Feb. 23, 1945. It was executed by a combined U.S. Army Airborne Division and Filipino Guerrilla task force which resulted in the liberation of 2,147 Allied civilians and military internees from the agricultural school campus. Share this on:
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Network Engineer salary in United States How much does a Network Engineer make in the United States? Average base salary The average salary for a network engineer is $90,076 per year in the United States. 3.7k salaries reported, updated at August 4, 2022. Top companies for Network Engineers in United States Highest paying cities for Network Engineers in United States Where can a Network Engineer earn more?Compare salaries for Network Engineers in different locations Most common benefits for Network Engineers - 401(k) matching - Dental insurance - Disability insurance - Employee assistance program - Employee discount - Flexible schedule - Flexible spending account - Health insurance - Health savings account - Life insurance - Opportunities for advancement - Paid time off - Parental leave - Professional development assistance - Referral program - Relocation assistance - Retirement plan - Tuition reimbursement - Vision insurance Salary satisfactionBased on 565 ratings 53% of Network Engineers in the United States think their salaries are enough for the cost of living in their area. How much do similar professions get paid in United States? Common questions about salaries for a Network Engineer How can I know if I am being paid fairly as a network engineer? If you’re unsure about what salary is appropriate for a network engineer, visit Indeed's Salary Calculator to get a free, personalized pay range based on your location, industry and experience. How can I increase my salary as a network engineer? Network engineers' work experience, skill certifications, education and skills can impact their salary, in addition to geographic location and the characteristics of the hiring company.
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Most of us know that spending all our spare time on the couch or eating takeouts on a daily basis is not great for our health, but have you ever thought about the impact of your job on your physical or mental wellbeing? Working can be good for you, but there are also plenty of occupational hazards out there. Here are some of the most common work-related health issues and some tips to help you stay fit and healthy at work. Sometimes, it’s impossible to prevent work accidents, but often they could be eliminated with simple health and safety measures. Slips, trips, and falls are the most common type of accident at work. Injuries range from minor cuts and grazes to life-changing head and spinal injuries. Common hazards to look out for include obstacles in doorways and stairwells, broken or damaged flooring and slippery floors. If you’re at work, there’s always a risk of accidents, but your employer should take the necessary steps to try and prevent occupational hazards. If there’s a spillage, for example, any liquid should be cleared up swiftly, and a warning sign should be placed on the floor. Falls from height are another common type of work accident. If you work in construction or your job involves scaling buildings or working on the roof, it’s essential to use safety equipment. Your employer should ensure that you have suitable equipment that meets safety standards. Additionally, they should also provide you with osha 10 certification training, to reduce the risk of accidents as much as possible. As an employee, you can do your bit by wearing suitable shoes, reporting any problems to your boss and using equipment and machinery in the right way. Your health and your working environment Sometimes, the environment in which you work can have a negative impact on your health. If you’re exposed to harmful chemicals or challenging conditions, for example, this may put you at risk of illness. If you are working in a dangerous environment, for example, you’re clearing asbestos from an old building, always ensure you follow protocol and use the equipment provided. Exposure to asbestos carries a risk of mesothelioma, a deadly form of cancer that commonly affects the lining of the lungs. It is difficult to treat mesothelioma, and this is why adopting preventative measures is imperative. Whenever you consider a change of career or you embark on a dangerous job, think about the potential risks. If you have any concerns about your health, don’t hesitate to talk to your boss. Common work illnesses In the US alone, more than 137 million working days are lost to illness and injury each year. The most common types of work illness include back pain and stress. Back pain is a plague among millennial workers, mainly because the majority of people have desk jobs. When you’re sitting down at a computer for hours on end, this can take its toll on your back. Your posture is incredibly important if you work at a desk. When you’re typing, you should be able to reach the keyboard without stretching, and the screen should be level with your eye line. Your spine should be straight, and your shoulders relaxed. If you’re hunched over, or you’re craning your neck to see the screen, you may be at risk of other common occupational hazards, back and neck pain. If you don’t already have an adjustable desk and a chair with robust lumbar support, speak to your boss. It’s also advisable to take regular breaks to stretch your legs and to alternate sitting and standing. Some people find standing desks much more comfortable than traditional desks. Occupational Hazards include Stress Stress is another issue many employers face. Working hours tend to be longer in this day and age and often, the demands of a job can contribute to increased pressure. Modern employees may also be stressed due to financial pressures, relationships or not having enough hours in the day to get things done. More than 45 percent of people said that main source of stress was their workload. If you’re stressed and you can’t cope, speak to your boss about taking time off or lightening your workload temporarily. It’s best to address stress before it gets worse.
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Are you a lover of music, I do not mean to ask you if you like music, most everyone does and most everyone has specific tastes, but there is a lot more to music than just listening. Perhaps you’d like to learn more about its structure, and how to analyze it? If so, let me recommend a very good book to you: “Form in Tonal Music” by Douglas M. Green; Holt, Rinehart and Winston Publishing Company Incorporated; New York, NY; 1965; ISBN: 0-03-46015-7. This book takes the confusion out of the typical study of music analysis, as it simplifies harmony and counterpoint disciplines, allowing the student to understand how to construct without over loading with historical music tunes and famous names. Knowing the music without confusion first, is the aim of this book, and thus, maybe it is a good first read, prior to music analysis from a historical perspective. I think I’d recommend it to just about any serious music student. The book has chapters on the basics of form, shape, genre and harmonic structure of the phrase, along with developing, and combining phrases. Then the book, which is written very much like a text book discusses the various analytical methodologies. The student will learn of variations, ternary forms, rondo, sonata (very comprehensive), and binary forms. The concerto movement, fugue, and similar genres are discussed and then there is a final chapter, which is very fascinating, even proves that Green really knows his stuff, as he goes into the unique forms of structure. You will be fascinated by the amount of information and ways you can apply this knowledge when you are completed.
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- I received this from one of my correspondents. ‘Snowball net comms check. All stations, clock sync, impact at minus 146 days, 5 hours UTC. Standby for ACC link. [Response] Snowball this is burrow. You are not secure. Repeat, you are not secure. Go green, go green.’ What do you think about this info? Starting with an intercepted radio transmission and compounded by warnings from an Internet hoaxer, Aussie Bloke, who rode the wave of curiosity about that intercept, rumors of comets or asteroids or dust clouds arriving at Earth in June have been running strong. Since meteors and fireballs have been on the increase, is there some truth to this intercept? Since the Earth stopped in its orbit during the Sweep on Dec 25, and has lingered at that point during the months since, tilting toward the Sun and leaning toward Planet X, this has allowed a computation of the point when the immense dust cloud filled with moon swirls and debris would arrive at Earth. We have mentioned that an attempt to Nuke Planet X, to deflect it from its path, occurred during September 2003, when the Earth was warned that a flash in the sky, supposedly Galileo’s death by a plunge into Jupiter, might occur. Thus, they had intel on the length and composition of the immense tail of Planet X. In the intervening months, the location and speed of Planet X have been a top priority, daily checks made from observatories and any craft above the atmosphere in a position to take a reading. We have mentioned that this dust cloud is Magnetic and flows predictably along magnetic flow lines in the Sun’s vast field. We have mentioned that as Dancing Partners the magnetic tilt of Planet X can be calculated from the Tilt and Lean of the Earth, as What Magnets Do is not a mystery to man. Thus armed with data on the rate at which Planet X is moving past the Sun in its virtual straight line trajectory, its sling orbit, man could compute the likely arrival of the dust cloud with all its many moons and debris. During a recent Interview we were asked about the June 8 transit of Venus, which did not occur, though by the planet jam-up in front of Planet X it has pushed alongside the Earth due to the crowding the Dark Twin coming up behind the Earth in their shared orbit has created. We stated we were holding in abeyance our comments on the transit, so that the government would proceed with their plan to make much of this transit, and have the world look. And what did they see? Certainly something in front of the Sun. Certainly many things in front of the Sun, and moving. Is this Venus, or Venus clones? They are not as large as Venus, but are closer. And the drama is only beginning. - But how many Venuses are transiting in front of the Sun? - A lone ham radio operator digitally recorded an intercept of a U.S. military SSB (Single Side Band) radio transmission (before the transmission was suddenly shutdown because they mistakenly broadcast "in the clear" or non-encrypted) on 26 January of this year referring to a mysterious "countdown" to an unnamed event which (by the countdown) will occur around June 19 or 20 of this year. In the past few weeks, however, naval units worldwide have been putting to sea in unusual numbers, sufficient to cause us to revisit the original message to assess movements and adopt a watch mode going forward into the June 19-20 date area. - Prophecy Keepers
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This is a set of four of our most popular optical toys that represent the historical development of animation and pre-cinema. From the Thaumatrope that demonstrated the persistence of vision principle, which is what allows us to perceive the illusion of animation. To the mysterious Phenakistoscope, which was the first animation device. To the Zoetrope, the 19-century party sensation that we are most familiar with when thinking about optical toys. And finally, the Praxinoscope, which improved upon the Zoetrope with dazzling mirrors that produced a sharper brighter animation. Ordering these popular optical toys as a set, not only gives you a collection that spans the history of animation and pre-cinema, but also comes at a discounted price. This set includes:
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After 34 days at sea, a four-woman rowing team arrived in Hawaii this week, delivering on their plan to set a new record in The Great Pacific Race. A rowing team of four women stepped off their boat in Hawaii on Tuesday to cheers and tears from the hundreds of friends and family gathered to greet them. After leaving San Francisco on June 21, they rowed across the Pacific Ocean in 34 days, 14 hours, and 11 minutes to arrive in Honolulu on July 26. They shaved nearly a full day off the previous 2,400-mile Guinness World Record for women rowers covering the span. “Ocean Sheroes” set the old mark in 2021. The four rowers — Libby Costello, Sophia Denison-Johnston, Brooke Downes, and Adrienne Smith — completed the journey as part of team Lat35. None of them had ever rowed in the open ocean before this race. “I think something that I want people to take away is that these women are so incredible,” Downes told Good Morning America after the race. “But we’re not superhuman. There’s nothing that we were born with that makes us any different.” The Great Pacific Race requires enormous mental and physical endurance to complete. The team rows in pairs for 2-hour shifts at a time — for the entire voyage across the Pacific. Days before the end of the journey, Lat35 reported that no member of the squad had slept longer than 90 minutes at a stretch since they left California; they were too busy rowing. They put in over 400 hours each at the oarlocks. Unforgiving dietary requirements resulted. The rowers reportedly ate 4,000-6,000 calories per day for the duration of the voyage. Sometimes, they resorted to eating nutrient-dense (if highly unappetizing) baby food. Along the 2,400-mile way, seas were not always friendly. The team rowed through the path of multiple hurricanes, and relied on their small but highly attenuated boat for safety. In its specific shape, the women’s carbon fiber boat was measurably stronger than steel, Lat35 said. If conditions got bad enough, they would lock themselves in their bombproof cabins and wait it out. But what would happen in the more-than-a-little horrifying circumstance that the boat tipped over? Boats like the one the team used actually resist capsizing with their special designs. And if seas would have become heavy enough to capsize them, the boat’s self-righting capability presumably would have done its job. Topside, the women wore harnesses and stayed within reach via various emergency communications systems. A Supportive Following Yet despite the journey’s difficulty, it also takes place in the age of social media. The rowers made Instagram posts throughout the trip, building a loyal following through their casual and supportive attitude. A post from July 9, for example, shows two of them swimming and smiling in the open ocean. It’s necessary to periodically remove the barnacles that build up on the hull, they explained. The sticky crustaceans can slow down the boat by as much as half a knot (or up to 25% of the boat’s total speed). But even when explaining such practicalities, the women often returned to the idea of fellowship. “The ability to be able to dive into 15,000-foot deep blue water 1,000 miles from any piece of land with your friends is something that so few people have ever done and something so exhilarating and morale boosting, that it is an opportunity not to be missed!” The attitude clearly resonated with their online spectators. “Your ability to tell their story is amazing and inspiring,” one commenter wrote. “I love reading the updates. Row that damn boat ladies!” View this post on Instagram Part of any grueling journey’s definition is the return home, and this was no exception. Minutes after Adrienne Smith stepped off the boat, she fell to the ground to embrace her young daughter Reese. After a month away from one another, they were still clinging together when the camera finally moved away. “After being separated for many weeks, that reuniting of mother and child will perhaps be one of the most powerful shared memories they have in future,” Lat35 wrote on its Instagram page. “So now it’s very much Mom and Reese time — sampling the sweet treats of Hawaii, and chatting endlessly about rowing, sea creatures, and of course, unicorns.” As the women’s following grew, they used their platform to promote the Anxiety & Depression Association of America. Throughout the trip, and especially now that it’s over, the four rowers have asked their supporters to donate. Learn how to contribute on the association’s website. These “remarkable women” are still readjusting to land, Lat35 wrote. So for now, “we’ll be giving them a little break, a little privacy, so they can enjoy their moment.”
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According to the Allergy Society of South Africa there are about 10 000 house-dust mites, small eight-legged creatures that cannot be seen with the naked eye, in the average bed. Feeding on our dead skin scales, they especially enjoy warm and humid places such as our bedding. “Placing your bedding in the sun for five hours every week is one method to help kill mites and so will washing your bedding at 60 degrees Celsius,” says Jimmy Ferendinos of quality bedding manufacturers Linen Drawer. Linen Drawer produce duvets which, unlike the vast majority of micro fibre duvets sold in South Africa are fully machine washable and can be tumble dried. Linen Drawer’s 100% cotton duvets are also anti-allergic allergenic/hypoallergenic and therefore perfectly suited for people who are allergic to down products. Here are some other ways to help banish bed bugs: - Replace foam pillows every six months. - Turn your mattress monthly. If possible, also place in the sun for at least five hours. - Pull the bedcovers back in the morning to allow the bed to air thoroughly. - Avoid padded headboards and cot bumpers for babies. - Although it is not possible to guarantee a bedbug free bedroom, regular vacuuming and the changing and washing of bedclothes will at least reduce the chances of a full blown infestation Perhaps it is time for a new pillow – try the 3 Chamber Down & Feather Pillows Three-chamber down/feather pillows have a unique construction, having an ‘inner’ of feathers and an ‘outer’ layer of down. This ensures that you benefit from the firmer support of the feathers, while enjoying the supreme sleeping comfort of down cased in 100% pure down-proof cotton, ensuring cool, comfortable sleeping. For more tips on how to banish bed bugs and for the full range of linen products, visit www.linendrawer.co.za
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Ubuntu introduces Snappy and will be available to all distros Ubuntu’s “snappy” new way of packaging applications is no longer exclusive to Ubuntu. Canonical today is announcing that snapd, the tool that allows snap packages to be installed on Ubuntu, has been ported to other Linux distributions including Debian, Arch, Fedora, and Gentoo, among others. If you have no idea what the above paragraph means, here’s a summary. Traditionally, applications for Ubuntu and similar distributions are packaged in the deb (short for Debian) format. These packages consist of the application a user wants to install, and they can also install other things that the package depends on in order to run (libraries, other applications, scripting, support files, and so on). Applications often require a lot of dependencies, making things more complicated, for example, when one application needs one version of another piece of software and a second application needs a different version of that other piece of software. “Snap packages solve this problem by creating self-contained packages,” we noted in our review of Ubuntu 16.04, which brought snaps to servers and desktops. “With snap packages, applications are installed in their own container, and all the third-party applications are installed with them so there are no version conflicts. Snap packages are also smart enough to not install a package more than once, meaning applications installed via Snappy don’t take any more disk space than regular applications.” This allows users to update and roll back applications without causing problems to the rest of their operating system. It also comes with security benefits because applications are more isolated from each other and from core parts of the OS than they normally would be. But snaps—initially created for Ubuntu phones and then Internet of Things devices—could only be installed on Ubuntu. That’s what’s changing this week. Developers who package applications as snaps can now expect them to run on a bunch of Linux-based operating systems without creating multiple types of packages. Developers can use a tool called Snapcraft to build and package their snaps. “Snaps now work natively on Arch, Debian, Fedora, Kubuntu, Lubuntu, Ubuntu GNOME, Ubuntu Kylin, Ubuntu MATE, Ubuntu Unity, and Xubuntu,” Canonical’s announcement says. “They are currently being validated on CentOS, Elementary, Gentoo, Mint, OpenSUSE, OpenWrt and RHEL, and are easy to enable on other Linux distributions.” (Ubuntu will continue to support deb packages, but developers can choose to package applications as snaps instead of or in addition to debs.) A community-driven project Canonical founder Mark Shuttleworth and a few of his tech gurus gave us a preview of the announcement yesterday, though they stressed that the project was driven by open source community members rather than Canonical itself. Arch contributor Tim Jester-Pfadt and Gentoo developer Richard Yao were among the key contributors, Shuttleworth said. To install snap packages on non-Ubuntu distributions, Linux desktop and server users will have to first install the newly cross-platform snapd. This daemon verifies the integrity of snap packages, confines them into their own restricted space, and acts as a launcher. Instructions for creating snaps and installing snapd on a variety of distributions are available at this website. Snapd itself is installed as traditional packages on these other operating systems. That means there’s a snapd RPM package for Fedora, for example. It’s the same snapd code for every Linux distribution, just packaged differently, and applications packaged as snaps should work on any Linux distro running snapd without needing to be re-packaged. Snaps can exist on the same system as either deb or RPM packages. “Installing snapd lets you install any snap on your RPM-based environment, and the snaps sit off to the side, they don’t conflict; there’s no way for them to touch your RPM-based system,” Shuttleworth said. Debs are obviously still far more common than snaps, but Mozilla is planning to deliver Firefox (Ubuntu’s default browser) as a snap package. Several other technology makers praised cross-platform snaps in today’s press release, including Dell, Samsung, The Document Foundation (maker of LibreOffice), Krita, Mycroft, and Horizon Computing. “With the introduction of snaps, continually optimizing Firefox will become possible, providing Linux users the most up-to-date features,” Mozilla VP Nick Nguyen said in the announcement. Snaps are “easier to maintain, package, and distribute” than deb packages, Krita Foundation project lead Boudewijn Rempt said. Red Hat spoke to Canonical about snaps early in the development process, but Shuttleworth said it isn’t clear whether the company will make snaps available by default. Even without official support, users of Red Hat operating systems will get snap support by installing snapd. Canonical developers told us that it has always been a “nightmare” month-long project to package Jenkins in deb format because of this application’s various Java dependencies. But they were able to snap Jenkins into place in a weekend, putting all the dependencies into a container without having to worry about Java version mismatches, they said. Now users can install Jenkins with the terminal command, snap install jenkins. Snaps can also be published to the Ubuntu Software store. Switching from the stable channel to beta With snaps, application developers can also make it easier for users to choose different release channels, such as beta, release candidates, daily builds, and stable releases. “Rolling updates are popular in the Arch community,” Jester-Pfadt said in the announcement. “One nice feature of snaps is support for edge and beta channels, which allow users to opt in to the pre-release developer versions of software or stick with the latest stable versions.” Canonical wasn’t planning to make snaps cross-platform itself; it happened when community members expressed interest in bringing the new packaging format to other distros. Canonical developers initially thought that snaps would have to be “forked” so that you’d have different snap formats for each Linux distribution. But community developers figured out how to let snaps run across a variety of Linux-based operating systems without being altered and without losing their security benefits. Applications won’t have to be “snapped” for each Linux distribution, as Canonical first thought; they can be snapped once and run across them all. “Very quickly the people working on that figured out that actually the same snap will work across all those platforms, and that feels like a fundamental shift and a very exciting and dynamic shift,” Shuttleworth said. “People publishing snaps can be confident that those snaps can run securely wherever they run, unless the user has ever explicitly taken them out of the box [where they are isolated from the rest of the system].” Shuttleworth touts security of snaps Snaps aren’t the only new package managers for Linux distributions that aim to simplify installation of applications. There’s also AppImage and OrbitalApps, Shuttleworth noted. Shuttleworth said he wouldn’t criticize anyone for choosing a different application delivery system, but he argues that snaps offer better security. “It’s not that exciting to basically fetch a binary from the Internet and run it on your machine; that has always been possible,” he said. “What’s exciting is to be able to do that in a way where it’s confined, so you know the data that you’re trusting it with, and you can make a choice of what you trust that binary with. That’s something that snaps have that, for example, Windows apps don’t have and traditional Linux apps don’t have either.” Snap security did come under scrutiny recently when CoreOS security developer Matthew Garrett demonstrated how a maliciously designed snap application can receive keystrokes from any other application and type into other windows. But this is really due to the workings of the X window system used by most Linux distributions, rather than a flaw in snap packages themselves. The limitation will be removed when Ubuntu finishes its plan to replace X with Mir, its own display server. (Wayland, the other major display server in the works for Linux distributions, also changes this behavior.) But even now, Shuttleworth said snaps bring real security benefits. Snaps by default don’t have the same access to the file system that Linux applications typically have, he said. For example, a browser delivered in a snap package would be unable to read a user’s SSH keys, because snap-based applications are given their own private space and can only read and write in that area.
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Note: When clicking on a Digital Object Identifier (DOI) number, you will be taken to an external site maintained by the publisher. Some full text articles may not yet be available without a charge during the embargo (administrative interval). What is a DOI Number? Some links on this page may take you to non-federal websites. Their policies may differ from this site. Abstract APOGEE is a high-resolution ( R ∼ 22,000), near-infrared, multi-epoch, spectroscopic survey of the Milky Way. The second generation of the APOGEE project, APOGEE-2, includes an expansion of the survey to the Southern Hemisphere called APOGEE-2S. This expansion enabled APOGEE to perform a fully panoramic mapping of all of the main regions of the Milky Way; in particular, by operating in the H band, APOGEE is uniquely able to probe the dust-hidden inner regions of the Milky Way that are best accessed from the Southern Hemisphere. In this paper we present the targeting strategy of APOGEE-2S, with special attentionmore »Free, publicly-accessible full text available December 1, 2022 Final Targeting Strategy for the Sloan Digital Sky Survey IV Apache Point Observatory Galactic Evolution Experiment 2 North SurveyAbstract The Apache Point Observatory Galactic Evolution Experiment 2 (APOGEE-2) is a dual-hemisphere, near-infrared (NIR), spectroscopic survey with the goal of producing a chemodynamical mapping of the Milky Way. The targeting for APOGEE-2 is complex and has evolved with time. In this paper, we present the updates and additions to the initial targeting strategy for APOGEE-2N presented in Zasowski et al. (2017). These modifications come in two implementation modes: (i) “Ancillary Science Programs” competitively awarded to Sloan Digital Sky Survey IV PIs through proposal calls in 2015 and 2017 for the pursuit of new scientific avenues outside the main survey,more »Free, publicly-accessible full text available December 1, 2022
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National Anti-Bullying Month is something that has been established in the last couple of years. We're definitely a big part of it. Out here in San Mateo County we even have the Respect 24/7 Campaign during the month of October as well. Respect 24/7 really comes off the heels of a lot of the work we've done at Ingrid B. Lacy Middle School where we've implemented the "Respect For All Campaign." We have plenty of programs and activities throughout the year. It all starts with our biggest event which is our Respect For All Assembly which is done for the 6th , 7th and 8th graders separately in the auditorium. Not just during October, but all year long we at ASK Academy and the Stop Bullying System are constantly helping organizations and schools find ways to sustain positive behavior. Let's elaborate a bit on some of the feedback we get from Parents, Teachers, and Students. We have our BLOG post 20 reasons why people love the Stop Bullying System I'm going to talk about the first three. 1. All the internet computer stuff; all the parts of texting and the internet are useful. 2. I like the 20 Effective Ways for Behavior Change. 3. It’s great that people get to talk to each other. Those are the first three. I'm going to talk about each one individually: Number one: "All the internet computer stuff; all the parts of texting and the internet are useful." So what are they talking about when they say Internet and computer stuff? Well we all know that bullying has been going on for a long time. Bullying is nothing new, however in modern times with the use of digital technology computers, smartphones, cellphones, and video cameras, bullying takes on a different look now. It goes fast, it spreads fast, and it goes far. So we always want to be aware of better ways to use technology. I'm a person who really loves technology, I shouldn't say love, I really like technology I just don't like some of the things that people do with it. That's why in the stop bullying system we actually focus on cyber safety. That's a big part of our program and the way that we address it, we just say internet, computers and smartphones. Some of the things that we address and help adults and youth deal with are: How to respond if you're being bullied online. How to intervene if you witness cyber bullying. How to avoid predators and how to avoid scams. We also talk about how adults can help young people set limits for computer use and learn how to use computers and other devices responsibly. This is a great quest we have, to let people know that we're not against technology. I actually like having technology in the classroom. It's advantageous if the students are able utilize their smartphones whether it be to research something or use it as a calculator. As long as it's done in a structured manner, everyone is on the same page, and people aren't trying to use their phones to call people, text message and those types of things. Moving on to number two: "I like the 20 effective ways for Behavior Change" This is a result of all the work that we've done with adults and youth and looking at the fact that young people have a lot of ideas, they have their own thoughts and their own minds however they still need us for guidance. That's why at ASK Academy we focus on mentoring as one of our most effective ways of working with youth. After all of our talks with parents, structure is one issue that comes up. They want to see their children's behavior change however there's no real systemic way and no accountability and no way to measure the actual change. So what we've done is come up with a way for young people and their parents or mentors to get on the same page about behavior change. We encourage the parents to think about all the behaviors that they want to see their young people change then actually list those things. We have them not just list the things that they don't want them to do but go ahead and list the alternatives to those behaviors; some type of change that they want to see. Then to go over the list with the young people and have them give feedback and input into the list, add things of their own or negotiate if there's something they want to see taken off or adjusted in some type of way. After this process is done then the young people need to sign this list and these interventions that will be put in place. We have our own 20 ways but we like to encourage people to develop their own unique lists. The third reason why people love our system is: "It's great that people get to talk to each other." So many times adults, parents, and guardians are dealing with issues. Their youth are dealing with issues and they think they're the only ones. That's why It's good to have seminars where parents and educators can come together and hear that they're not the only ones dealing with defiance, they're not the only ones dealing with maybe a disconnect, or mis-communication, or no communication with their youth. They can hear perspectives from other parents about strictness or flexibility. They can hear from other adults who may share their style and actually place limits, talk with young people, get them to think about some of the decisions and choices that they are making, and hopefully make better choices. This is hard to do if you're constantly dealing with your child or dealing with a students in a vacuum and you're not able to bounce ideas off of other caring adults. Preventing Bullying will take the efforts of all youth and caring adults. Remember that we are getting people to identify Bullying, Before you identify you should be preventing it in the first place and if it's happening you should intervene. Categories: National Anti-Bullying Month, Respect 24/7, Internet Safety, Positive Behavior, Parents
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According to the American Hospital Association, research shows that patients who receive post-hospital care – also called post-acute care – following a major health event such as surgery see greater and more rapid clinical improvements compared to patients discharged to their homes without follow-up. Additionally, post-hospital care services are typically covered by Medicare and other public and private insurance companies. Kristi Dougherty, RN, BSN, MSM, MBA Administrator of Vernon Manor Health Care Center, says, “Many of the people we serve today in post-hospital care are surgery patients. Although our specialty is in helping these patients to recover quickly and fully after their surgeries, we believe it is also important for them to understand the beneficial things they can do before their surgery. In fact, there are several recommended steps that patients can take prior to their surgery that can help them to achieve the best possible surgical outcomes and a speedy recovery afterwards.” Surgery experts such as the American Academy of Orthopaedic Surgeons and other surgical professionals agree that planning ahead for your surgery, rehabilitation and recovery will help to ensure the most successful results. They recommend that you: Ask Questions About Your Procedure Don’t be shy. Take the time to understand all aspects of your upcoming surgery. Be sure to talk with your doctor so you know what to expect before, during and after surgery. You might want to discuss the following areas of your care: • What is the process for being admitted to the hospital? • What type of anesthesia will I receive? • How long will my surgery take? • How will my pain be managed after surgery? • How long will I stay in the hospital? • How long will my recovery take? • What will my post-surgery care entail after I leave the hospital? You should always feel free to speak up if you do not understand something about your treatment. Note: If you will require post-hospital care, it is wise to plan ahead and be confident that you are selecting a high quality provider with the professional staff, services and patient outcomes that will be most beneficial to your recovery. Gather Your Insurance, Personal and Medical Information Ahead of Time Take some time before your surgery date to assemble all the important information you will need for your surgery. These items typically include: • Your insurance coverage • Current medical conditions and medications • Allergies, including food allergies • Dietary restrictions • Medical history • Legal arrangements such as your Advanced Medical Directives and Power of Attorney • Names, addresses and phone numbers for all of your doctors • The name and phone number of the family member or friend who will accompany you for your surgery This information is usually necessary to meet today’s quality assurance and medical insurance guidelines. Thus, preparing this information ahead of time will help to save time at the hospital and assure that your healthcare team has all the important details they need for a successful surgery. Be as Healthy and Fit as Possible for Your Surgery Arriving for your surgery in good physical condition is also very important for a good surgical result and rapid recovery. Getting in the best physical shape possible before surgery can lessen the chance for complications and shorten your recovery time. Therefore: • If you currently smoke, cut down or quit. Smoking affects blood circulation, delays healing and slows recovery. • Eat a nutritious, well-balanced diet. • If you drink, do not consume any alcohol for at least 48 hours before surgery. • If you use any other types of controlled substances, tell your doctor. Certain drugs can cause complications and affect your surgery. • Ask your doctor about exercises you can do before surgery. For example, if you are having a hip or knee replacement, strengthening your upper body will make it easier to use crutches or a walker while you recover after surgery. Experience State-of-the-Art Post-Hospital Rehabilitation and Long-Term Care at Its Best Located in Vernon, CT, Vernon Manor Health Care Center has proudly served the communities of Hartford and Tolland Counties for nearly 40 years, earning a highly respected reputation for delivering outstanding quality care, successful outcomes and exceptional service for our patients, residents and their families. We provide a proven rehabilitation program to enable patients to continue on their path to recovery as well as compassionate long-term care for loved ones who require 24-hour nursing support. Rebuild. Recover. Renew. Where you choose to recover after a hospital stay can make all the difference in your recovery. Vernon Manor’s Recover Right Post-Hospital Rehabilitation Program blends beautifully appointed surroundings, hotel-style amenities, a team of caring, experienced and compassionate professionals and the latest in technology, to provide individuals with a variety of conditions and needs with the finest in care, comfort and measurable results. Uncompromising Care for Residents. Peace of Mind for Families. Vernon Manor’s long-term care community offers personalized and comprehensive nursing services, rehabilitation, activities and gracious amenities in a warm, engaging atmosphere. We provide residents with the care they need and the beautifully appointed, welcoming setting they deserve. Our residents are treated with respect and dignity and are always at the center of care. Everything we do revolves around their comfort and wellbeing For more information on Recover Right Post-Hospital Rehabilitation or long-term care – or to schedule an informative tour at your convenience – please contact our Director of Admissions at (860) 858-5010.
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Dictionary of The First Settlers of New England, By James Savage SOME explanatory introduction to so copious a work, as the following, will naturally be required; but it may be short. In 1829 was published, by John Farmer, a Genealogical Register of the first settlers of New England. Beside the five classes of persons prominent, as Governors, Deputy-Governors, Assistants, ministers in all the Colonies, and representatives in that of Massachusetts, down to 1692, it embraced graduates of Harvard College to 1662, members of the Ancient and Honorable Artillery Company, as also freemen admitted in Massachusetts, alone, to this latter date, with many early inhabitants of other parts of New England and Long Island from 1620 to 1675. Extensive as was the plan of that volume., the author had in contemplation, as explained in his preface, calling it "an introduction to a biographical and genealogical dictionary, "a more ambitious work, that should comprehend sketches of individuals known in the annals of New England, and "a continuation of eminent persons to the present time." Much too vast a project that appeared to me; and the fixing of an absolute limit, like 1692 (the era of arrival of the new charter), for admission of any family stocks, seemed more judicious. I suppose nineteen twentieths of the people of these New England colonies in 1775 were descendants of those found here in 1692, and probably seven eighths of them were offspring of the settlers before 1642. My scope is wider than that of Farmer, of course, as it includes every settler, without regard to his rank, or wealth, since we often find, in the second or third generation, descendants of the most humble (thank God we are all equal before the [[vi]]law) filling honorable stations and performing important services. But far more narrow is my plan than his projected dictionary, because, in a grandson of the first settler, it excludes every other incident after his birth. Space for another than is here given, would have demanded six volumes, while ten volumes would have been needed for a fifth generation; and since we now count eight, nine, or even ten generations of offspring from not a few of the earlier planters on our shores, fifty volumes, each as ponderous as the present, might be filled with details, whereof one tenth would seem ridiculous, one quarter worthless, and one half wholly uninteresting. That New England was first occupied by a civilized people in so short a period before the great civil war broke out in our mother country, though half a century and more after its elementary principles began to ferment, especially in Parliament, and almost in every parish of the kingdom, was a very fortunate event, if it may not be thought a providential arrangement for the happiness of mankind. Even if our views be restricted to the lineal origin of those people here, when the long protracted impolicy of Great Britain drove our fathers into open hostility and forced them to become a nation in 1776, in that century and a half from its colonization, a purer Anglo Saxon race would be seen on this side of the ocean than on the other. Within forty years a vast influx of Irish, with not a few thousand Scotch and Germans has spread over this new country, but certainly more than four fifths of our people still count their progenitors among the ante-revolutionary colonists. From long and careful research I have judged the proportion of the whole number living here in 1775, that deduce their origin from the kingdom of England, i.e. the Southern part of Great Britain, excluding also the principality of Wales, to exceed ninety-eight in a hundred. Every county, from Northcumberland to Cornwall, Kent to Cumberland, sent its contribution of emigrants, and the sparse population of the narrow shire of Rutland had more than one offshoot in New England. But, during that interval, great was the diversity of circumstances between the old and the new country so far as the increase of their respective numbers by incoming of strangers was affected. In 1660 the restoration of Charles II.--in 1685 the expulsion of the two [[vii]] hundred thousand Protestants from France, the desired invasion of William and Mary in 1689, and the settlement of the House of Hanover in 1714, each brought from the continent an infusion upon the original stock, the aggregate of which may not have been less than five or six per cent. of that into which it was ingrafted. Yet hardly more than three in a thousand, for instance, of Scottish ancestry, almost wholly the migration of the heroic defenders of Londonderry, that came, as one hundred and twenty families, in 1718 and 19, could be found in 1775 among dwellers on our soil; a smaller number of the glorious Huguenot exiles above thirty years longer had been resident here, and may have been happy enough by natural increase (though I doubt it) to equal the later band. If these be also counted three in a thousand, much fewer, though earlier still, must be the Dutch that crept in from New York, chiefly to Connecticut, so that none can believe they reach two in a thousand, while something less must be the ratio of Irish. Germany, Italy, Sweden, Spain, Africa and all the rest of the world, together, did not outnumber the Scotch, or the French singly. A more homogeneous stock cannot be seen, I think, in any so extensive a region, at any time, since that when the ark of Noah discharged its passengers on Mount Arafat, except in the few centuries elapsing before the confusion of Babel. What honorable ancestry the body of New England population may assert, has often been proclaimed in glowing language; but the words of William Stoughton, in his Election sermon 1668, express the sentiment with no less happiness than brevity: GOD SIFTED A WHOLE NATION THAT HE MIGHT SEND CHOICE GRAIN INTO THE WILDERNESS. By an instinct of our nature, we all love to learn the places of our birth, and the chief circumstances in the lives of our progenitors. More liberal than that is the sentiment by which our curious spirit desires knowledge of the same concomitants in the case of great benefactors of mankind; and the hope of ascertaining to a reasonable extent the early history of John Harvard was certainly one of the chief inducements of my visit to England early in 1842. I would have gladly given five hundred dollars to get five lines about him in any relation, private or public. Favored as I was, in this wish, by the countenance [[viii]] and aid of His Excellency, E. Everett, then our minister at London, no trace could be found, except in his signature to the rules on taking his degrees at the University, when he is titled of Middlesex. Perhaps out of such research sprang my resolution to prosecute the genealogical pursuits of John Farmer. In fulfillment of this great undertaking more than fifteen years are already bestowed, and near two years longer may be necessary. Yet the rule imposed, of admitting upon these pages only the dates of birth and marriage, and names of children, of a child born on our side of the ocean to a settler whose tent was pitched here before May 1692, is severely adhered to, with the exception only of so distinguished a man as Cotton Mather; and even this variety may seem forced upon me by Farmer, who had received him to the copious honors of marriage and family. Yet, in many cases, will be named great grandchildren of first comers, and even in a very few, another generation, making a fifth. Explanation of this apparent deviation from my own law is easy. When Gov. Bradford and Gov. Winthrop came here, each brought a son, or sons, and the same is seen of Gov. Dudley and numberless others. Now each child must be rated as an emigrant no less than its father, so that John Bradford, John and Adam Winthrop, and Samuel Dudley are equally entitled as their parents to have their grandchildren entered in these pages; but William and Joseph Bradford, and Jaseph Dudley, sons of the Govs. born on our side of the water, shall not have grandchildren in their respective lines. My apparatus for this work will sometimes be found incomplete, yet to a great extent, the public records of Colonies, Counties, and towns, where accessible, have been examined by myself or friends. Of the first ten folio volumes of our Suffolk registry of deeds I had an abstract always lying near me, and these embraced near one third of all the names of New England and more than half those in Massachusetts Colony; indeed for very many years, after the emigration from Europe ceased, only two other counties, Essex and Middlesex had been constituted. lt will be recollected, that large parts of Plymouth, New Hampshire, and Maine were occupied by those who removed from Massachusetts, as was almost the whole of Rhode Island, Connecticut, and New Haven colonies. But [[ix]] modern labors of distinguished antiquaries furnish us almost in full their early records; and more than nine tenths of the names in these separate communities, I think, must have been acquired for this work. But even in my native city of Boston three or four in a thousand may have escaped me, yet probably in the second or third ages from its foundation. For the time of births, marriages, or deaths in each family I have labored assiduously to be correct, in hundreds of cases finding wrong dates given, and commonly without hesitation supplying the true. Where baptism is fixed, by a decent record, weeks, and even months before the date of birth, no fear of injuring the town clerk's credit can restrain belief in his mistake. But the copious source of vexation is the variety growing out of the Old and New Styles. In many thousand instances, I have turned to the perpetual almanac, to be sure that the day of baptism was truly, or not, recorded for Sunday, since the rite could, in the first century of New England, be performed only on that day. By this many printed errors may be corrected. As children are often seen to be baptized in January or February of the same year, by the ancient legal reckoning, that gives the parents' marriage in April or May, several weeks before, in our modern reckoning of the months, instead of so many months after, it is easy enough to put that right by calling those winter months not the eleventh and twelfth of the old year, as the statute absurdity required. Uniformly my chronology begins the year with 1 January; but to produce harmony between dates for the month of March is sometimes very difficult. A few town officers began to change the numerals for the year with the opening of the month, daring to ask, why the first month of 1679 should allow 24 of its 31 days to be drilled under old 1678, while the perverse will of the rulers in fatherland postponed the new-year's day until the 25th; and some records may be found, where the year ended in December; but this monstrous innovation did not begin before 1700, and the startling truth made irregular progress up to 1752, when Lord Macclesfield enlightened the legislature, and Chesterfield charmed it into consistency. No apology would be necessary for filling room with enumeration of contributions from many friends other than such as are [[x]] open to all in printed volumes; but much of what is now within every one's reach had been furnished in MS. to me, and still more is from the same hands, in many cases, given first to the light on my pages. Our town histories are crowding forward, and sometimes in less compact space than might be wished. Windsor, though its History is large, has not equalled ancient Woodbury in bulk, yet seems to contain all, with three-fold of the interest, that might have contented us in the other. The point of research may occupy long time, and be expressed at last in brief phrase, so that no comparison can be made between the result in different parts of the same field of battle from taking only the numbers engaged in each. One initial letter in this dictionary required a year and a quarter for its complete preparation, more than three months were given to each of several names, like Hall or Williams, and the progress of a page has often demanded a week. It seemed my duty to expose every error in our genealogy that has got imbedded in any reputable book; and the suspicion of any such may lead to a long train of inquiries before the refutation can be reached. If my success has been less than my ambition, it has not been owing to lack of industry, or to hurried operation. Printing of the first volume began in Dec. 1858, and was prosecuted without interruption of a day to this time; while for the next volume the careful amanuensis has ready for the compositor two hundred pages, a part of which will be given to the press to-morrow. For the access of new information that reaches us almost every month, a constant watch is kept; and life and health being continued, my contract with the community may be decently discharged in the autumn of 1861. A very extensive catalogue of gentlemen, that might be graced by one of more than half a dozen ladies, could here be supplied, were it useful to mention the smaller as well as the greater contributors to these sheets. To Goodwin, Bond, Harris, father and son, Kingsley, Abbot, Day, Shattuck, Lunt, and Kilbourne, of the respectable file who have passed out of active service, it would not be easy to state the respective proportions of indebtedness; nor could I specify the ratio of benefit derived in my pages from benevolence of the living Babson, Boltwood, Brayton, Budington, Clapp, Day, Edwards, [[xi]] Felt, Field, Herrick, Hoadley, Jackson, Judd, Kelly, King, Kellogg, Lincoln, Locke, Otis, Paige, Patterson, Riker, Sargent, Sewall, Shurtleff, R. D. Smith of Guilford, Staples, Vinton, Wentworth, Whitmore, Willard, Wyman, and twice as many more. Not one of the living or dead could complain of my declaration, that from the distinguished antiquary of Northampton the acquisition exceeds that of any other ten contributors. Early in 1846 I had solicited the benefit of uniting his name with mine in producing these volumes; but while he shrank from the responsibility of such unbroken labor, I can offer several hundred pages of letters to vouch for his sympathy, and encourage my perseverance. 19 APRIL, 1860 [[vol. 4, iii]] CLOSING ADDRESS. THE task, that, near twenty years since, was assumed by me, is now ended; and no regret is felt for the time devoted to it. Pleasure and duty have been equally combined. In the result some exultation might be felt, if suceess rewarded diligence, and proficiency had always followed patience; but in parts of so wide a range around genealogy, as this of New England, frequent failures ought to be anticipated, since the triumphs even within the narrow space traversed, in their long campaigns, by Bond or Shattuck, Judd or Goodwin, proved imperfect. Gleaners may find reward in following even their footsteps. For a partial indication of the ample assistance from modern copious correspondence, a reference to my preface in Vol. I. may seem sufficient; yet it appears requisite, in this valedictory obeisance to subscribers, to desire their forgiveness for the awkwardness they may discover, that among the ten or twelve thousand items of improvement in or increase upon the first text, as herein set forth, not a few hundred additions to additions with a score or two of corrections for corrections are interspersed. Of such materials the History of Watertown has subjoined 303 pages to its first 672; and parallel to such overflow might always be expected in a larger work, though not in exact proportion to its size. To exhauust the vocabulary of a civilized nation in a living tongue would appear impossible, for we all know, that new streams are constantly flowing into it from sources before unknown; and similar sypplies, by analogy, in a dictionary to set forth the origin of our families subsisting one hundred and seventy years ago, may naturally arise. [[vol. 4, iv]] Unavoidable omissions in these two thousand five hundred closely marshalled pages ought, therefore, to be expected; but if neither residence nor time were given, no right to a place for a new surname on my page would be yielded, though popular opinion traced the pretender to a Plantagenet, or his veins swelled with all the blood of all the Howards. Half a million, I presume, of those incidents may be found in this work. Blanks, not above two or three in the thousand, I believe, may remain in the myriads of names of family or baptism, and, I hope, the erroneous may only slightly outnumber the deficient. Some notes of events and of men have been lost, probably, though only a single instance, but of half a line, occurs to my recollection, and this is more cause of sorrow, than surprise, when I remember how many hundred have been written twice, thrice, and even four times over. To a few, who consult these volumes, such vacancies may give no disquiet, as thereby room was gained for a little general biography or historical criticism in place of the multitudinous ocean of numerals, or names as little discriminated as fortemque Gyan, fortemque Cloanthum. But never was such occasion made, however easily found by one who will feel pleasant surprise at a rare deviation from predominant dulness. I have dared to express, in a very few instances, my sense of the need of correction in old contemporary statements of history, either public or private, and more gladly to detect the modern adoption of idle traditions that kept long out of sight, when their small value would not have saved, the perpetuation of trifing fictions. May not some degree of favor be extended to my departure from the narrow circle of universal genealogy to snatch a few additional lines or some and sentences for others bearing prominent names like Bellingham, Burrows, Chauncey, Clark, Davenport, Dudley, Eaton, Endicott, Goffe, Hoar, Hopkins, Hull, Jackson, Johnson, Leverett, Mather, Osgood, Paddy, Parker, Phips, Pratt, Rogers, Saltonstall, Scroop, Sherman, Smith, Temple, Welde, Whalley, Wigglesworth, Williams, Wilson, and Winthrop. The prosecution of this work has continued without interruption in this long course of years, except twice, in both cases from illness, first, short but severe, more than fourteen years [[vol. 4, v]] ago, next, lighter and longer, less than four years since; yet from the time printing of the volumes began, Dec. 1858, no day has passed without progress, except the legal holidays By the majority who in careless hours may turn over these columns, the scrupulous diligence of the printer will justly be more observed than the research of the author, who should feel sufficient reward, if his countrymen acknowledgd they have no further claim to use of his pen after the owner's reaching so near the age of fourscore. Still my rejoicing should be rather, that my service is finished, than that I have no more to do. No slight vexation arose from defeat of my utmost vigilance in gathering the desired additions to this immense array of names, collected while the volumes have been passing under the press; but it was soothed by reflecting how many would show no regard to the defect, and better still how liberal would be the allowance of the few that duly weighed the excuse by making the suffering their own. I desire the reader in [[NOTE: these have all been corrected in the electronic edition.]] Vol. I. p. 277, I. 12, aft. 1701. add, Perhaps his d. Hannah m. William Punchard. Vol. IV. p. 160. I. 3, at the end, add, He was s. of Thomas, and m. 28 Nov. 1677, Priscilla Buckley, had Priscilla, b. 10 Oct. foll. and d. next yr.; William, 21 July 1680, d. young; Thomas, 28 Mar. 1682; Sarah, 17 Jan. 1684; William, again, 25 Dec. 1686; Priscilla, again, 3 Aug. 1689, prob. d. soon; for next is Priscilla, 1 May 1690; and Simon, 1 Mar. 1695. MAY 17, 1862. Html by Debbie
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Notes to Intensional Transitive Verbs 1. The domain invoked may be a domain of (specific) fictional entities, as in “Guercino drew all Santa's reindeers” (Donner, Blitzen, etc.). The coda ‘but no particular ones’ is no more successful in this case than with “Guercino drew all Aldrovandi's dogs”. See further discussion at the end of this article. 2. We have to say ‘fears-true’ since the simple ‘fears’ would result in the claim that Lex is afraid of the proposition. With other clausal verbs, such as ‘believes’, the ‘-true’ is not obligatory. For discussion of these phenomena, see (King 2002). 3. The point of ‘herself ’ is that the proposition Lois is trying to make true is one she would express with ‘I’; see (Kaplan 1986, 276, n.5). 4. But not for physical depiction verbs, where Hamlet ellipsis is not meaning-preserving: if someone paints Mary imagining a unicorn, the unicorn figure may clearly be depicted as a figment of Mary's imagination. And in more straightforward paintings of unicorns, the artist rarely depicts the subject as being spatially related either to him or herself or to the viewer. Nor is a self-portrait a portrait of the artist in front of himself. 5. I am skating over a complication here. In its first occurrence in (13), woollen must be of type (ib)(ib) for woollen(sweater) to be well-typed. But if a quantified NP requires ib input, the second woollen has to be of type ib, else (13) will be ill-typed. Evidently, we need a notational distinction between the two versions of woollen. But unless their meanings are somehow related, there is no reason to expect the result of modifying (13) by drawing the notational distinction to be true at every world. The solution is to define the (ib)(ib) version in terms of the ib version; see further (Forbes 2006:27, n.6). 6. On the face of it, this runs into trouble with ‘Someone hit Jack’, since (hit(jack))(someone) is ill-typed if hit expects an input of type (ib)b. For a good introductory discussion of various solutions to this problem, see Ch. 7 of (Heim and Kratzer 1998). 7. As the reader may surmise, this makes the notional reading of (18) unproblematic at the expense of making the relation reading problematic. For if the semantics follows the syntax, and there is only one way of syntactically forming (18), then (18) only has one reading, namely (19), and (19) is not relational any more than is want(^(a(golden(fleece))))(jason). But Montague proposes a second way of syntactically forming (18), by a substitution operation which allows a quantified NP to replace designated occurrences of ‘it’ in sentences. Thus (18) may be generated syntactically by substituting ‘a woollen sweater’ for ‘it’ in ‘Jack wants it’. The corresponding semantic rule gives a(woollen(sweater)) wide scope over wants. See further (Dowty et al., 1981, 219–20). 8. The higher-type assignment to a proper name is characteristic of Montague's own writings, but as Thomason emphasizes (p. 69, n.8), here it has a quite different motivation. Thomason's overall account, like Montague's, is a single-mechanism theory of the three marks of intensionality. It is worth mentioning that if substitution-failure is attributed to a separate mechanism, for example a ‘hidden indexical’ mechanism as proposed in (Crimmins 1992) or (Forbes 2000), there is no need to assign the more complex type (ip)p to cicero and tully rather than the simpler i. orator(cicero) and orator(tully) would then be the same proposition, as a non-Fregean would expect. For a Fregean, retaining Thomason's theory of compositionality would require reconstruing the category p as that of some more “objectual” sort of entity, such as a state of affairs. 9. I am ignoring a complication here. The Norton Simon curators say that Guercino's painting is of a specific dog. Perhaps you say otherwise. This seems to be a disagreement with a common core of agreement, for everyone agrees that Guercino painted a dog. In the nature of this case, what is agreed upon cannot be either specific or unspecific. One possibility is that (19) represents what is agreed on, something neutral between specific and unspecific. ‘But no particular one’ would then be what it seems to be, a second conjunct that rules out specificity. So it would be represented by conjoining to (19) the negation of the relational semantics of (18). See further (Forbes 2003, 52–4). 10. Unless he be a reader of the excellent (Proust 1998). 11. It would not do to object to this inference that he might think ‘mortal gorgon’ is like ‘toy spear’, for if one mechanism is responsible for substitution-resistance, say hidden indexicals, and another for the availability of unspecific readings, say dethematization, then we can evaluate the inferences on substitution-permitting readings, where the agent's conceptions of the objects of search cannot be appealed to to block inferences. 12. The conjunctive force readings are not obligatory, but preventing them normally requires the addition of a special coda, for example, ‘x is larger than y or z, and I know which’ or ‘John can speak French or Italian, we've still to find out which’.
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Vintec de-bunks five of the industry’s biggest asbestos myths. Asbestos Myth 1: Breathing in just one asbestos fibre can kill you Health risks are related to a person’s asbestos exposure – typically, the higher the exposure, the higher the risks. However, even occasional, low doses of asbestos can still be potentially dangerous. Iit’s important to take care when working with suspected asbestos containing materials, and always take professional advice if you are unsure. Asbestos Myth 2: There is only one type of asbestos Asbestos is a group of six minerals. The six types of asbestos are chrysotile, actinolite, amosite, anthophyllite, crocidolite and tremolite. All types of asbestos are considered dangerous. Asbestos Myth 3: I suspect there is asbestos in my home and should remove it Homeowners should never attempt to remove asbestos without employing a professional. If suspected asbestos containing materials are disturbed, fibres can be released and become airborne, potentially exposing people to asbestos. A qualified surveyor will come and take samples to test for asbestos and can then can safely make appropriate recommendations for any next steps. Asbestos Myth 4: Asbestos always has to be removed when found If the asbestos containing materials are in good condition, asbestos professionals may recommend managing the asbestos by encapsulating materials to protect it from being disturbed in the future. However, if the asbestos is in poor condition or is located in an area that makes it much more likely it could be damaged or disturbed, professionals may recommend removing the asbestos containing materials, by using a qualified removal specialist. Asbestos Myth 5: “White asbestos (chrysotile) is not dangerous” White asbestos is a carcinogen and therefore dangerous. Although chrysotile is not classed as being as dangerous as the other forms of asbestos, it should still be treated with the same precautions as other forms of asbestos. See how you can utilise Vintec’s decades of asbestos experience. Get in touch for no obligation expert advice and to discuss your asbestos needs – call us on 01923 664411.
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Experts say the rise in apprehensions is largely due to seasonal shifts in migration. Several Republican governors sent a letter to President Joe Biden and Vice President Kamala Harris on Tuesday, placing blame for the GOP-manufactured border "crisis" squarely on the Biden administration. The letter demanded Biden and Harris take action on the situation at the U.S.-Mexico border, where officials have seen a rise in apprehensions of unaccompanied minors, suggesting the administration's policies had encouraged people to cross over unlawfully. "This administration has enticed a rush of migrants to our border and incentivized an influx of illegal crossing by using irresponsible rhetoric and reversing a slew of policies—from halting border wall construction to eliminating asylum agreements to refusing to enforce immigration laws," the governors wrote. "The cause of the border crisis is entirely due to the reckless federal policy reversal executed within your first 100 days in office," they continued. "...The disastrous impact of your policies on America's recovery will be far-reaching." The letter was signed by 20 Republican governors, including Texas Gov. Greg Abbott, Alabama Gov. Kay Ivey, Arizona Gov. Doug Ducey, Arkansas Gov. Asa Hutchinson, and Georgia Gov. Brian Kemp. Experts, however, say the recent rise in border apprehensions may largely stem from both seasonal shifts in migration patterns and repeat attempts by those turned away under Title 42, an expulsion order first enacted under Donald Trump and kept in place by the current administration, which allows officials to block immigration under the guise of public health concerns stemming from the pandemic. Researchers at the University of California at San Diego analyzed U.S. Customs and Border Patrol data and found that undocumented immigration often shifts upward during the spring season, before the warmer summer months make it all but impossible to make the trek from Central America, where many of those seeking asylum in the United States are coming from. According to their findings, total apprehensions also increased by 31% in the spring months of fiscal year 2019 during the Trump administration. The experts combined CBP data on total apprehensions from fiscal year 2012 to 2020 to demonstrate that seasonal shifts were effectively predictable. "Migrants start coming when winter ends and the weather gets a bit warmer," they said. "...Migrants stop coming in the hotter summer months when the desert is deadly." The San Diego researchers further noted that there is no evidence to suggest Biden's policies had caused a "crisis" at the border. "The Trump administration oversaw a record in apprehensions in fiscal year 2019, before the pandemic shut the border. This year looks like the usual seasonal increase, plus migrants who would have come last year but could not," they added, noting the bottleneck caused by COVID-19 closures. Moreover, policy experts have said Republicans' messaging on the border "crisis" is little more than political narrative. "Republicans want to say it's a crisis because if you say it's a crisis that means a Democratic administration has a crisis on its hands and what it's doing. They can bludgeon the administration," Theresa Cardinal Brown, the nonprofit Bipartisan Policy Center's managing director of immigration and cross-border policy, told U.S. News & World World Report in April. "...That is a completely political messaging battle. It is about Republicans wanting to tar the Biden administration and the Biden administration not wanting to play into that." Andrew Selee, who leads the Migration Policy Institute, agreed, telling the outlet, "I think a lot of this is political posturing." "Migration goes up and down, that’s the reality of the border. Biden has different values and has given people hope, but there's no border crisis, to say so is political manipulation," immigrant advocacy group Arise's director Ramona Casas told the Guardian. The governors' claim that Biden prompted a rise in unlawful crossings by stopping construction on the U.S.-Mexico border wall are also false, given the physical barrier has proven ineffective at addressing the issue. Dudley L. Poston Jr., sociology and demography professor at Texas A&M University in College Station, noted in an Associated Press article that a large number of undocumented immigrants aren't crossing the southern border undetected somehow, but are frequently individuals who come into the country lawfully and simply overstay their visas. "[Donald] Trump’s wall won’t be high enough to keep them out," he wrote. Further, millions of other undocumented immigrants avoided detection while entering the United States or employed fake documents in their border crossings, according to Poston. Meanwhile, evidence shows that the wall itself, which Republicans have frequently hailed as an effective measure at keeping people out, can be breached or scaled with simple tools and cheap ladders. A common industrial tool could saw through a steel slat prototype of the border wall, a photo obtained by NBC News from a 2019 Department of Homeland Security report showed. Some have also used "do-it-yourself" style ladders to climb over the border barrier, the Texas Monthly noted. Scott Nicol, an activist who opposes the border wall, told the outlet, "These ladders are probably $5 worth of hardware and they’re defeating a wall that cost $12 million a mile in that location." "It’s made of cheap, rough wood, quickly nailed together because it is only going to be used once," he continued. "Unlike the wall, these ladders are functional." Published with permission of The American Independent Foundation.
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Here are a few guidelines you can stick to to save cash on vehicle insurance policies protection: Boosting your deductibles, getting a no claims discounted, and getting a policy with a regional insurer. The following pointers can help you save many bucks on a yearly basis in your auto insurance plan coverage. In addition they assist you get the lowest prices achievable. Continue reading to find out a lot more. You’ll be happy you probably did! Young drivers can save cash on automobile insurance policy by driving extra safely and securely, reducing the volume of miles they generate, and letting the insurance company track their driving patterns. You may also cut down your premiums by buying about for car coverage. Numerous insurers cost the next rate for young drivers, so it is vital to shop all around. Luckily, you will find free on the internet quotation comparison equipment that make this uncomplicated. Moreover, you may ask for a reduction For those who have several automobiles and have them insured by exactly the same business. When looking for a coverage, Be sure to compare numerous offers and pick the very best worth and good quality. You can also look for an insurance plan agent who will expand with you, letting you for making changes as your driving history changes. Be sure to Review guidelines that offer related varieties of protection, as deductibles and limitations will make a major big difference. When you are a youthful driver, you should also get sufficient protection to avoid monetary catastrophe. Obtaining a no statements price cut on motor vehicle go over is a great way to spend less on the rates, and it may be well worth inquiring your insurance company how to use it. With regards to the insurer, the price cut is often value anywhere from 30% after a calendar year to nearly 65% right after 5 years. Understand that Should you have a mishap, you may drop two a long time of no promises reward. On top of that, many statements may also wipe out all of your no claims reward. It is vital to notify your insurance company immediately of any incidents you have, as failing to do so could signify that potential promises are going to be rejected. Most insurers provide no statements lower price security for any price of all around PS25. It enables you to make a particular number of claims per year devoid of stressing about your rates heading up. Additionally it is possible to add it to a different policy if you have a no statements bonus. Moreover, you are able to transfer your no claims low cost to another insurance company if you want. To maintain your no claims discount, you ought to look at switching suppliers annually or two. When looking for a low-cost auto insurance policies estimate, raising your deductibles is a great way to get lower rates. Some estimates say you can save concerning fifteen and 30 p.c with your premium by raising your deductibles. These financial savings may vary widely depending on your driving heritage, the sort of auto you generate, along with your condition’s rules. Boosting your deductibles can also reduce your yearly quality by approximately forty%. Though increasing your deductible is not the right option for everyone, it will help you preserve Countless bucks above the long term. Even though the amount you end up picking to lift your deductible will rely on your money problem, professionals advocate conserving at the least two months’ value of residing costs. Also, it’ll lower your coverage prices each month. Additionally, you will preserve a major sum of money in case you ever generate a assert. Acquiring a plan using a regional insurance provider is often useful for drivers by using a inadequate credit history background. It can save you revenue each month in your regular insurance policy Invoice, and you may benefit from reductions and exceptional customer service. Acquiring a policy by using a regional insurance provider is out there in all fifty states, and you’ll compare premiums by condition to uncover the bottom rates. Nevertheless, it is important to notice that it may well have a couple months to boost your credit score, and a few motorists having a weak credit history history can turn out paying around $four hundred a yr. Erie Insurance plan is an additional regional insurance company that gives low-priced car insurance coverage. This corporation is located in Pennsylvania, and has been in enterprise due to the fact 1925. Erie provides automobile coverage, existence, and residence insurance coverage. While Erie only supplies protection in specific states, it has over thirteen,000 impartial insurance plan agents all through the United States. You’ll be able to decide on an agent or maybe a regional insurance provider Based on your requirements. On the other hand, it is recommended that you just read all fine print prior to making a call. In case you are a large-threat driver, you’ll want to compare car insurance prices and obtain The most affordable coverage for your needs. You should also consider the amount of coverage is out there in your neighborhood so that you can determine if a lower fee can be done. It might be additional affordable to purchase much more coverage In case you have lessen possibility or if you compromise for a higher deductible. Everything is determined by your needs. Luckily, there are various selections available to you. Should you are trying to find the cheapest car or truck insurance coverage quotation for top-risk motorists, you might be in luck. You can certainly locate one particular with a number of clicks on the Internet. The online market place can give you a range of rates for coverage at a fraction of the cost of conventional auto coverage. Not simply that, but it really may even make signing up for insurance plan lots simpler. All you have to do is fill out a simple on the web sort, shell out your high quality, and you’re accomplished! The insurance provider will then print you a card as evidence within your coverage coverage and you’ll have a plan on the street. When you have a bad credit rating historical past, you’re considered a significant-chance driver by many coverage corporations. This is due to you usually tend to file an insurance declare than a driver with superior credit rating. Your credit rating is usually a Consider how insurance plan businesses look at you, along with a past DUI/DWI will increase your premium by approximately sixty five%. This can be reminiscent of an extra $477 with a six-thirty day period coverage. A different variable that insurers think about is your driving background. A DUI/DWI can increase your premium by about $174, as well as a speeding ticket can insert nearly about forty five%. If you have a DUI in your file, you can decide on The most cost effective auto insurance policies provider. Businesses for example State Farm, American Spouse and children, and Progressive have some very good solutions offering decrease premiums for high-chance motorists. They also consider your credit rating when pinpointing your top quality. Insurers take into consideration these things when deciding the amount you pay for your personal policy. A lousy credit score score can result in insurance policy premiums to skyrocket, so It can be important to know your credit rating score prior to making a choice. There are a selection of things to contemplate When picking The most cost effective car insurance policies for youthful drivers. Your age and marital status Engage in a big purpose as part of your auto coverage fees. The sort of auto you push can also have an effect on your quality. By way of example, higher-effectiveness motor vehicles are usually dearer to insure than very low-functionality cars. Therefore, the initial step in finding The most cost effective car or truck insurance policies for youthful motorists is to find a auto with various protection characteristics. A great way to lessen the price of automobile insurance plan for young motorists should be to lessen the coverage you’ll need. A lot of insurers offer discount rates when you are a fantastic student, or If you’re in driver education. Even so, decreasing your protection could bring about enormous out-of-pocket bills In case you have a collision. Consequently, you should definitely weigh the pitfalls of this feature thoroughly, and constantly err around the side of finding better benefit. Teenagers have a difficult time securing low-cost vehicle insurance policies. When the expense of a policy to get a sixteen-calendar year-outdated driver is way higher than that of an adult, it could be diminished by introducing a teen to an existing policy. This option will increase rates by an average of $one,461 a calendar year, but is frequently cheaper than obtaining a separate policy. Also, when you are a young driver, search for bargains together with other ways to save lots of. The cost of vehicle insurance plan may differ widely based on your profile, which can signify that you need to shop all-around for The most affordable insurance coverage for minimal-hazard drivers. Insurers look at quite a few things when deciding on an insurance policies policy, like your driving report, demographics, and General hazard degree. Listed beneath are definitely the five primary things to take into consideration when evaluating coverage quotations. Keep in mind that lower insurance policy prices You should not signify you have to sacrifice high-quality. To start with, think about your zip code. Those people in significant-crime locations will face increased rates. Also, insurance coverage organizations take targeted visitors quantity into consideration. Also, make sure you do not have any incidents or statements on your own file, as these will increase your rates. Lastly, keep in mind that you’ll want to Evaluate rates each six months to avoid paying out a lot more than You should. You should also consider acquiring a multi-coverage low cost if you’ve more than one coverage with a certain insurance company. When credit history scores are not lawfully used by insurers in a few states, they’re nevertheless significant issues when comparing automobile insurance plan rates. In Hawaii, motorists with lousy credit pays 168% greater than comparable clean up motorists. In Massachusetts, higher-risk motorists fork out thirty% in excess of clean up drivers. For brand spanking new motorists, a DUI, dashing ticket, and undesirable credit rating will increase rates in excess of Other individuals. Be sure to acquire a handful of estimates before you make a call. The zip code you live in is A significant Think about the expense of insurance policies. If you live in a region with significant criminal offense and incident prices, you are able to expect to pay for much more for insurance offers. Furthermore, variables like targeted visitors quantity and accident historical past can enhance the expense of insurance policy. Most insurance companies also consider a driver’s driving historical past to find out what level they ought to demand for their plan. Commonly, motorists using a very poor driving record pay a lot more for protection than those that has a clean driving document. Car insurance policy has risen by $fifty – $one hundred in the last 5 years, as overall health treatment fees are already growing. Drivers also are necessary to carry uninsured and PIP insurance policy, which happen to be higher than-typical point out needs. Quite a few states only demand liability insurance policy, but New York necessitates drivers to carry the two. These optional coverages raise the expense of insurance, and may typically boost the whole top quality. And lastly, motorists really should Check out their coverage limits, as some procedures Have a very reduce minimum amount degree of protection than Many others. In The big apple, the common person spends 2.eight p.c in their cash flow on car insurance, which can be a little increased when compared to the national common of two.forty per cent. Men and women of their 30s, 40s, and 50s pays a little under the standard. The 70+ age team pays larger rates than drivers with much less driving expertise. Those people who are married can pay a little bit increased premiums, but nonetheless lessen than solitary individuals. Besides lessen costs, drivers may also acquire defensive driving classes. These courses are 320 minutes in size, and include things like conversations of driver Mindset and website traffic guidelines. They also teach defensive driving procedures that can substantially reduce the cost of insurance policy. They could also support to boost their driving record, so finishing a program can decrease the price of a vehicle insurance policy estimate. Having said that, in case you are Doubtful about the exact coverage you’ll need, it is possible to Check out With all the Insurance policy Data Institute. Although fuel price ranges vary by condition, the cost of an automobile insurance policies quotation in other states could be better or lessen than your personal. Some things may perhaps account for this, which include the percentage of uninsured motorists, condition insurance policy laws, and the speed of theft. Also, the incidence of bad climate can transform the cost of insurance plan in various states. The next table displays common vehicle insurance coverage premiums in various states. These estimates are depending on a comparison of condition insurance necessities. Missouri is The most affordable condition for complete-protection automobile insurance policy, paying out just $944 below Louisiana. Moreover, this point out has certainly one of the lowest expenditures for every capita, and is ranked fifth when it comes to price of residing. In contrast, Texas drivers spend the most for his or her vehicle coverage, shelling out as much as 33% of their annual cash flow in full. This disparity might be because of The truth that the point out incorporates a large variety of uninsured motorists and lots of lawsuits. The national typical for full coverage automobile insurance plan is $one,771 a year. The condition with the costliest insurance premium is Louisiana, with a high quality of $2,839, a 19% increase from 2020. Conversely, Maine’s regular insurance coverage premium is just $858. It is because no-fault states have increased insurance rates. The expense of a vehicle insurance plan plan in other states can vary noticeably. There are lots of components to think about, such as your condition’s legal guidelines on coverage. In the event you are trying to find significant-danger driver vehicle insurance policies in the vicinity of me, you might be pondering ways to get a small-cost policy. Large-danger drivers spend greater insurance premiums than ordinary drivers. This is due to they have a tendency to own a lot more incidents or violations on their own history. Depending upon the state, the Restrict may very well be a few a long time or five years. In some instances, you will get savings if you take a driver basic safety course. When the nationwide averages for top-risk driver motor vehicle insurance coverage close to me are fairly reliable, you can find that premiums change wildly from point out to state. Some businesses adjust their charges to distinct states, so if you reside in a certain state, you could possibly notice that a single insurance company features you the most beneficial protection for the low value. The most cost effective higher-risk driver motor vehicle insurance near me comes from Condition Farm, which has an extended-standing standing for delivering excellent service. The obvious way to find a large-possibility driver car or truck insurance policies near me would be to enter your ZIP code and Evaluate offers. The cost of significant-chance car or truck insurance policies around me can vary from point out to condition, but most significant insurers provide this kind of coverage. Many of these organizations specialise in substantial-threat protection, for instance Nationwide Typical. It’s possible you’ll even be able to find a less expensive coverage For those who have good grades and a lower-risk automobile. There are several advantages of evaluating car or truck insurance corporations. On this page, we will focus on a number of The most crucial capabilities, for instance rankings, discount rates, and customer care. Choosing the very best policy is essential for your security and security, so take the time to match the different procedures from diverse companies. By the time you end looking at this article, you’ll have an idea of which insurance provider offers the most beneficial coverage at the lowest Price. Below are a few tips to choose the correct 1 for you: To get the best price, you’ll want to compare motor vehicle coverage estimates from different corporations. Insurers use lots of factors to determine the expense of insurance policy. You must determine your personal demands and Examine rates from many providers. For illustration, sports activities vehicles can Charge much more to insure than typical vehicles. Moreover, your locality and driving history could also influence the rates that you are quoted. Through the use of a comparison Software, you’ll find the lowest amount on the identical coverage Using the exact same deductibles. Coverage rates could vary significantly, so it really is critical to know how each plan works. Among the many factors that have an affect on premiums are driving record, age, and credit background. You can also Examine the perks that each organization gives, for example roadside help or accident forgiveness. While this may appear to be a frightening job, it will help to match quotes from unique vendors and select the proper just one. Shown down below are some tricks to get you started off. When it comes to evaluating automobile insurance policies companies, you might want to begin with the J.D. Electric power motor vehicle insurance provider rankings. These are determined by client satisfaction surveys that survey thousands of auto insurance policy clients nationwide. The final results are compiled into numerical scores that symbolize the businesses’ ordinary purchaser gratification score. These rankings are released every year, and the most beneficial car or truck insurance policies businesses in Just about every category are awarded gold medals. But how Are you aware of if the companies you are considering are any excellent? There are lots of means to evaluate the monetary strength of motor vehicle insurance companies. For starters, you’ll be able to check the AM Finest insurance provider rating, which presents money stability scores for vehicle insurance coverage corporations. If the car or truck insurance provider has an A, B, C, or F score, it is important to understand how steady it truly is right before deciding on a coverage. This is an important aspect of customer support, so make sure to study the testimonials and read the wonderful print prior to making a choice. Auto insurance policies firms give several different savings. A lot of of those discount rates might not be available for everyone, so it is important to examine the corporate Web-site to make sure you qualify with the discounts that utilize to you personally. Some corporations offer you numerous savings, and You can even talk to your insurance plan agent Should they be qualified for almost any individual discounted. Even so, the method is easy and sometimes requires under an hour. Down below are a few samples of attainable vehicle insurance plan reductions. Legacy Bargains: An auto insurance provider could offer you a reduction to new motorists who buy their coverage through their mother and father’ company. This lower price is usually close to 10 %. This is one way to thank your mother and father for your business over the years, and it can save you money on your car insurance policies coverage. Several firms supply legacy bargains to younger drivers, and it’s value examining to check out In case your insurance company gives just one. It’s also possible to take a look at policies supplied by American Spouse and children, Farmers, or USAA. In the insurance policies sector, there are a few providers that continually excel at customer service. Esurance, one example is, scored 4 out of five during the J.D. Ability rankings for customer support, a higher mark for a corporation whose mum or dad business does not. The corporate scored better than its opponents in all other regions, such as plan choices and costs, in addition to the top quality of support provided by its Speak to center Associates and Site.(personalised services) An important aspect of car coverage for some buyers is its protection, but it is the customer support that matters most. Customers want to contact their insurers and obtain prompt, courteous support. Because of this they want to receive a reaction for their e-mail and phone phone calls rapidly, and they would like to speak with an agent who will hear their fears and present answers. Though all vehicle insurance plan corporations may perhaps present fantastic customer care, some do accomplish a lot better than Many others.(rideshare insurance coverage)(just a couple clicks)(insurance plan solutions) Quite a few factors have an impact on the rates of automobile insurance policy companies. Driving heritage and age are two major components. A driver that has a inadequate driving heritage or even a weak credit rating should have bigger rates. Also, the cost of living in your area will affect the premiums. For this reason, it is important to compare the premiums of a number of insurance coverage corporations to discover the a single that can accommodate your budget and also your driving behaviors. There are some ways to decreased your rates, which include slicing coverage or using a defensive driving study course. You may as well prefer to purchase a complete calendar year of coverage up front.(bill on line)(employee reductions)(at fault incident)(included accident) Together with the above mentioned-mentioned components, many other items can increase your quality. As an illustration, in case you’ve a short while ago created a claim or logged a targeted traffic violation, your insurance supplier will reassess your premiums. Furthermore, if you’re taking a safe driving system, you may well be suitable for a reduction. Insurance organizations are continually tweaking their types to determine the costs, and you might detect a change in your premiums even if you’ve under no circumstances transformed your driving background.(use dependent insurance)(rental cars)(vehicle repairs)(safe driver price cut) A car insurance policies Review is a terrific way to prevent disreputable insurance plan providers. By way of example, reduced quotations from a particular insurance provider is usually misleading If your estimate excludes specified coverage or will make inaccurate assumptions about your driving profile. By on the lookout up insurance policies organizations’ scores as well as A.M. Best ranking, you can find The most cost effective insurance policies businesses in your town. Study this post to Learn the way car or truck insurance plan compares can help you save money. Then, Obtain your estimates from your prime organizations and find out which a single is the greatest for you.(incident cost-free) Your credit-dependent insurance coverage score is actually a helpful indicator of exactly how much risk you happen to be likely to pose, but you mustn’t let it dictate your costs. The federal authorities isn’t going to enable insurers to make use of your credit history historical past as the only real cause of a rise in your fees. Nevertheless, states including California, Massachusetts, Oregon, Utah, and Vermont have legislation set up that limit insurers from utilizing credit historical past to ascertain insurance policy charges.(could help you save)(new car)(car declare) Nonetheless, such a coverage isn’t going to use to each state, so consumers have no way to determine if a corporation is utilizing your score to come to a decision just how much to cost them. Some states, like California, Hawaii, Massachusetts, and Michigan, do ban credit history-based coverage. Many other states also have restrictions on the use of credit-based insurance coverage scores. In the long run, you will have to come to a decision for yourself whether or not your credit score-dependent coverage score is suitable for you.(bike coverage)(roadside aid protection)(bundling car)(get a vehicle insurance)(pet insurance coverage)(precise money benefit)(superior promises company)(yacht insurance coverage) Numerous aspects influence the expense of car insurance policies discounts, which include age. Age influences your rate by greater than 30 percent, and in certain states, a youthful driver will pay almost four moments about a thirty-calendar year-aged. Inexperience is another major factor, as younger teens are more likely to go into accidents. By being familiar with what aspects affect your rates, it is possible to negotiate lower expenses yourself. Stated under are a lot of the ways in which age impacts your vehicle insurance policy. Generally, the more youthful you might be, the reduced your premiums are going to be. But If you’re a man, age does impact the price of motor vehicle insurance policies. Even though younger male drivers spend less than their older counterparts, rates for drivers within their sixties and seventies skyrocket. Statistically, males are two along with a fifty percent periods as likely to be involved in a car or truck crash than Gals, so the gender hole decreases with age.(protection selections)(homeowners insurance plan) The point that a man can pay a better high quality for vehicle insurance coverage than a lady isn’t completely stunning. Many Adult males make poor decisions whilst driving, leading to much more incidents and statements. Nonetheless, There are many elements that make Males dearer to insure. Here are a few of the highest explanation why. Keep reading to find more about the preferred factors that impact car insurance plan premiums by gender. And if you’re still puzzled, look at the following tips for reducing your rates.(car insurance guidelines)(car insurance coverage quote)(automobile insurance policy amount) The Oregon Division of Financial Regulation has instructed car insurers to accommodate consumers who Never specify their gender. Discrimination towards non-binary people today may be grounds for unfair discrimination expenses, and insurers need to file fees for anyone motorists commencing in January 2019. These premiums may be bigger than These for male and feminine drivers. Assuming that they don’t seem to be excessive, Women of all ages will be able to spend less. Also, Don’t be concerned with regard to the “non-binary” charge for young drivers.(car insurance declare)(hole insurance coverage)(auto plan)
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Peter, an apostle of Jesus Christ, to God’s elect, strangers in the world, scattered throughout Pontus, Galatia, Cappadocia, Asia and Bithynia, who have been chosen according to the foreknowledge of God the Father, through the sanctifying work of the Spirit, for obedience to Jesus Christ and sprinkling by his blood: Grace and peace be yours in abundance. 1 Peter 1:1-2 The next thing Peter says is that we are scattered all over the world. Literally, he said that we are dispersed. In the context of this letter, he was talking to a people who had moved because of persecution. But Saul began to destroy the church. Going from house to house, he dragged off men and women and put them in prison. Those who had been scattered preached the word wherever they went. The enemy brought persecution on the early church thinking that he could extinguish it before it caught on. Unfortunately for him it was like putting water on a grease fire. They scattered everywhere, but they told the Good News of Jesus Christ wherever they went. This should apply to us in our generation. Right now we’re scattered everywhere. There are Christians in schools, hospitals, offices, sports, and entertainment. If only we would “preach the word wherever we go,” we would see the same results that they had. Our trouble is that we want to blend in. Jesus wants us scattered, but to keep our identity in Him. “You are the salt of the earth. But if the salt loses its saltiness, how can it be made salty again? It is no longer good for anything, except to be thrown out and trampled by men.” We are salt – a seasoning with a distinct taste. I know there are those who are on a low salt diet. I’ve tasted some of the salt replacement spices on the market. I’ve come to the conclusion that there’s no true replacement for salt. Most people can’t eat anything without some salt on it. When you scatter salt on something, it changes and enhances the flavor of it. How can salt lose its saltiness? Back in the ancient world, salt was not as pure as it is today. There was always a small amount of sand in it. If that salt got wet, the true salt would dissolve away leaving only the sand. Anyone who’s tried to have a picnic at the beach on a windy day can tell you that sand does not make your food taste better. When we compromise with the world in order to blend in, we’re trading sand for salt. We think that we’re doing so good for God. What does the world think? According to Christ, we’re good for nothing but to be thrown out and trampled. That’s kind of where the church finds itself today – on the fringes of society. We’re mostly ignored by the world. I guess we blended in too well. It’s time for the church to rise up and be the church. Not just during your weekly service, but all week long. We need to show Christ to the world wherever we’ve been scattered. That’s what will change the flavor of the world around us. Question: How have you portrayed Christ to your world lately? © Nick Zaccardi 2015
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Forecasts, Commentary & Analysis on the Economy and Precious Metals Celebrating our 47th year in the gold business Sign-up to receive free immediate access to our current issue and future issues by e-mail. Prospective clients are welcome! The avalanche of history ‘It’s a very, very difficult place for us to be in.’ Gold has held up well in response to what Ferguson calls the avalanche of history, while other assets covered in his lengthy analysis – most notably stocks, bonds, and bitcoin – have declined sharply. Commodities have been the star performer by far, and under such circumstances, we might have expected more from gold. Then again, it’s early in the game. Ferguson identifies the 1970s as the closest comparison to the present period but says “the analogy is far from perfect.” Like the 1970s, though, we should not “expect a rapid return to stability, whether in macroeconomic or geopolitical terms,” he says. The Great Financial Shock of 2022 Today’s headlines serve as a constant reminder of why we own gold Inflation, it has been said, comes as a thief in the night, and that it has. The famed British economist John Maynard Keynes warned of the dangers impressed upon an economy by inflation in his 1919 classic, The Economic Consequences of Peace. “Lenin was certainly right,” he wrote. “There is no subtler, no surer means of overturning the existing basis of society than to debauch the currency. The process engages all the hidden forces of economic law on the side of destruction, and does it in a manner which not one man in a million is able to diagnose.” Now we are suddenly faced with what could very well go down in history as the great financial shock of 2022 – an inflation rate approaching double digits in just a few short months and a steady stream of headlines that serve as a constant reminder of why we own gold. ‘The world is being tested to the extreme.’ Protecting and building wealth in a new financial era Interest Rate Observer’s James Grant referred to the current period as a “wild time in money.” Credit Suisse’s Zoltan Pozcar warned that “this crisis is not like anything we have seen since President Nixon took the US dollar off gold in 1971.” Mohamed El-Erian likened the Fed’s current monetary policy to that of a developing country central bank. “The Russian invasion of Ukraine and the corresponding Western sanctions and seizure of Russian FX reserves,” said long-time market analyst Lawrence Lepard, “are nothing short of a monetary earthquake.” – MARCH 2022 – Waiting for the Fed “The biggest buyers in bond markets are poised to become sellers,” writes Tommy Stubbington and Kate Duguid in a recent Financial Times article, “as central banks that have bought trillions of dollars of debt since the 2008 financial crisis start trimming their vast portfolios.” If the Fed follows through with its quantitative tightening program, it will overturn a monetary policy regime in place for thirteen years. One London trader quoted in that FT article says the bond market is now trading in “cloud cuckoo land” – that investors have not in any way priced the impact of quantitative tightening. So what will be the outcome when QT-Day actually arrives? – FEBRUARY 2022 – Hedging the decline and fall of a currency The baseline case for gold hasn’t changed much in 1700 years We sometimes forget that inflation is a process rather than an event. One of the better-known examples of that axiom is the nearly two centuries-long debasement of Rome’s silver denarius – an inflationary episode Jack Whyte, a writer of historical fiction, skillfully addresses in his latest novel, The Burning Stone. – JANUARY 2022 – ‘Complete paradigm shift will make gold the generational trade’ Billionaire investor says it will reach $3000 to $5000 as secular bull market resumes Wall Street billionaire and financier Thomas Kaplan (who once said, “I’m no insect; gold is a great way to make a lot of money.”) is among the group of analysts who believes gold is in the early stages of a new up leg in its long-term secular bull market. Though Kaplan made his fortune in the mining business, he is also an Oxford-trained historian (with a Ph.D.) capable of putting gold’s current price trend in the context of a longer-term cycle – one he believes has not yet reached full maturity. (Please see chart below.) – DECEMBER 2021 – The Masters of the Universe and Gold ‘A bond issued by God’ That small group of investment bankers – those Tom Wolfe dubbed the Masters of the Universe – made its fortune trading U.S. Treasuries. It still plays the same role today it always has but no longer occupies the center stage for Wall Street’s bond market. Instead, that role now belongs to the Federal Reserve. Since the introduction of quantitative easing in 2008, it has built a $5.57 trillion stockpile of U.S. Treasuries – a holding equal to almost 20% of the nearly $29 trillion national debt. Even more troubling, it purchased a mind-boggling 60% t0 80% of the federal debt issued since 2010, according to a recent Wall Street Journal report. – NOVEMBER 2021 – Gold and the Misery Index Stagflation could force ‘a macro rotation into the precious sector’ Since the launch of the fiat money era in the early 1970s, when economies have gone very wrong, the unemployment and inflation rates have skyrocketed. On the campaign trail in the late 1970s, then-presidential candidate Ronald Reagan added the two numbers together and famously named the result the Misery Index. Subsequently, the Misery Index became the bellwether for stagflation – the combination of economic stagnation and runaway inflation. – OCTOBER 2021 – While stocks dominated headlines, gold quietly performed – SEPTEMBER 2021 – Facing down our investment fears Courage comes from a strategy you can genuinely believe in “As markets shake off their summer slumbers,” writes London-based analyst Bill Blain, “what should we be worrying about? Lots..! From real vs transitory inflation arguments, the long-term economic consequences of Covid, the future for Central Banking unable to unravel its Gordian knot of monetary experimentation, and the prospects for rising political instability in the US and Europe.” – AUGUST 2021 – The key to financial wisdom To fully understand markets, understand gold. It is the key to financial wisdom. By learning of its role as a financial asset, one will discover universal truths about the value of money, and hence, the underlying value of all assets. It does not do much good, for example, to make a small fortune in the stock market, only to see it dwindle (or disappear overnight) in an inflationary storm or an implosion in financial markets. – JULY 2021 – Gold in the age of inflation The star investment of the fifty-year era and the most reliable store of value There has been considerable, and some would say tedious, discussion on the subject of inflation over the past several weeks. The Fed wants it. The markets await it. Investors and consumers worry about it. If it does come, the Fed thinks it will be transitory. Others believe it will persist. – JUNE 2021 – Inflation’s surprise spring offensive Will the 2020s be a rerun of the 1970s? Yale economist Stephen Roach sees Jerome Powell’s Federal Reserve as following along the same path it took during the stagflationary 1970s. “Memories can be tricky,” writes Roach in his essay posted recently at Project Syndicate, “I have long been haunted by the inflation of the 1970s. Fifty years ago, when I had just started my career as a professional economist at the Federal Reserve, I was witness to the birth of the Great Inflation as a Fed insider. That left me with the recurring nightmares of a financial post-traumatic stress disorder. The bad dreams are back. They center on the Fed’s legendary chairman at the time, Arthur F. Burns.” In particular, Roach reminds us that Burns “poured fuel on the [inflation] fire” by allowing real rates to go negative – a policy option the current Fed openly favors. – MAY 2021 – Super-rich doomsday preppers ahead of the times And the not-so-super-rich are now following in their footsteps We have always taken exception to the mainstream media’s portrayal of the ordinary gold owner as “the woodsman in the tinfoil hat”. . . etc. Many among the media are utterly amazed to learn that people like Steve Huffman (Reddit, CEO), Peter Thiel (PayPal founder), and the long roster of other luminaries mentioned in this New Yorker article are identified as “preppers” in one capacity or another. They would probably be even more amazed to learn that many of this same group are likely to be gold and silver owners. We say “likely” because precious metals owners by and large are a group reluctant to advertise their ownership. – APRIL 2021 – Joe Biden and the new era of big government Bridgewater’s Dalio says stay clear of bonds, buy ‘stuff’ For many, the above headline accompanying a recent Financial Times “Big Read” will be welcome news. For others, it will serve as a warning. FT says the Biden administration’s economic program “echoes” Franklin Delano Roosevelt’s New Deal and Lyndon Johnson’s Great Society. “The passage of the [stimulus] bill in a deeply divided Congress…,” explains FT, “has a much broader significance. It cements a leftward shift in US politics and economics that has gained traction during the coronavirus crisis, affording government a far bigger role in solving problems in society than it has enjoyed in recent decades.” Part and parcel of that shift is a severe leftward tilt in Washington’s economic policy that poses a direct threat to the dollar’s longer-term value and stability in the bond market. – MARCH 2021 – Will the Ides of March bring a market panic? ‘Owning the wheelbarrow might be better than the worthless cash it’s carrying’ One week before the recent bond market meltdown, Financial Times columnist John Dizard warned his readers to beware the Ides of March – that “some sort of panic in the US Treasury and mortgage-backed securities market” might develop. The high level of government borrowing in progress and about to be augmented by the $1.9 trillion stimulus program could be enough to send rates and money printing careening higher. “If my guess is right,” said Dizard, “we have the makings of another event like we saw a year ago.” That “liquidity” problem, as Fed chairman Jerome Powell described it at the time, was later labeled what it really was – a crisis that nearly collapsed the financial system. – FEBRUARY 2021 – Investor gold demand running at red hot levels So why isn’t the price running through the roof? Though gold has struggled to regain the momentum so far in 2021, silver and platinum are off to solid starts. Silver was up almost 2% in January, and platinum, almost 4%. Gold, though, was down just over 1%. Demand for gold and silver coins for delivery is running red hot exacerbated by tightening supplies and delayed releases of new coinage from sovereign mints. As a result, premiums – the amount investors pay over a coin’s melt value – have begun to move higher. Stock market frenzy Ride the bandwagon but be sure to take along some gold coins When billionaire Sam Zell warned at the end of December that the dollar’s status as the world’s principal reserve currency was in jeopardy, it nudged something in the back of the mind about the number of billionaires over the past year who issued similar warnings. The wealthiest among us, it seems, are also the most vocal and proactive about the dangers they see dead ahead. – DECEMBER 2020 – The once and future Fourth Turning Neil Howe predicted the financial crisis and pandemic. What does he see coming next? It has become our custom to annually post an update of Neil Howe’s thinking in advance of the new year. Howe, as many of you already know, is the co-author (along with William Strauss, now deceased) of The Fourth Turning – the prescient analysis of long-term, generational cycles that first hit the bookstores in 1997. – NOVEMBER 2020 – Stimulus, Debt and Gold ‘Stay in the stock market but build hedges’ Few at the corner of Wall Street and Main would quarrel with the extraordinary steps the central bank and federal government have taken given the current circumstances. At the same time, any new rescue effort will pile trillions of debt on the trillions already committed to combating the ill-effects of the coronavirus. As the World Bank’s Carmen Reinhart, best known for her study with Kenneth Rogoff on financial crises, put it: “While the disease is raging, what else are you going to do? First, you worry about fighting the war, then you figure out a way to pay for it.” A good many have taken precautions to counter the possibility of financial collateral damage from that war. …… (MORE) – OCTOBER 2020 – ‘A complete paradigm shift will make gold the generational trade’ As we turn the calendar to October, often a daunting month for financial markets, the same toxic mix that has bedeviled the global economy for most of 2020 remains in full force – the pandemic, the crippled economy, the money printing, and the disheveled politics. For its part, gold held up under the pressure of a September consolidation that threatened at one point to become a full correction, but the selling dissipated, cautious buying re-entered the market and the price went back over the $1900 mark. …… (MORE) – SEPTEMBER 2020 – The law of long-term time preference and gold ownership “Those who plan, invest and execute long-term win,’ says long-time market analyst R.E. McMaster in A Layman’s Guide to Golden Guidelines for Wise Money Management. “Win-win decisions, looking to the long term with short-term work and sacrifice, are historically the tickets to success in all areas of life – short-term sacrifice for long-term benefits, deferred gratification rather than instant gratification. This is the difference between wealth and poverty, between class and trash. Those who make primarily fear-based, ego-based, selfish, win-lose, lose-lose, emotional and/or short-term decisions as their primary mode of operation in life nearly always end up miserable, often as losers in a comprehensive sense in life. Such people are walking tornadoes to be avoided.” [The Law of Long-Term Time Preference] …… [MORE] – AUGUST 2020 – Do not take your eye off the prize Gold’s value is relative. It doesn’t really matter how many digits it takes to express the price. Its true value lies in what those digits represent in terms of purchasing power. During the post-World War I hyperinflation in Germany, for example, a 20-mark gold coin in 1918 purchased the equivalent of twenty marks worth of goods and services in the marketplace. By 1924 that same 20-mark gold coin (weighing roughly one-quarter troy ounces) provided the purchasing power of nearly 25 billion paper marks. By pointing out this example of gold’s constancy, we do not intend to imply that the United States is headed the way of the Weimar republic. What we do mean to say, though, is that those who track the nominal value of gold by itself without taking into account the current and future value of the currency in which it is measured take their eye off the prize …… [MORE] – JULY 2020 – Gold ownership as a lifestyle decision These days opening the morning newspaper or switching on the evening news can be akin to an assault on mind and senses, as the media compete daily to see who will do the best job of ‘shocking and awing’ us. The sensual bombardment has risen to a new level upon the 2020’s visitation of the pandemic – as we all know. Quite often, we let that assault get the better of us – the blood pressure rises and the mood sours. Sandy McHoots, as Wodehouse describes him in the short profile quoted above, harbored a healthy, well-cultivated disdain for that sort of thing. My guess is that McHoots was not just the greatest living exponent of golf, he was also a gold owner. How could it be otherwise? …… [MORE] – JUNE 2020 – ‘A mirror image of the early 1980s’ Evidence is beginning to mount that the new paradigm Lightman Investment Management’s Rob Burnett describes – moving from disinflation to inflation – might not be too far off the mark. During the financial crisis that began in 2008, the Fed sterilized its money creation by routing money back to its coffers in the form of commercial bank excess reserves – a strategy that kept the inflation rate from running out of control …… [MORE] – MAY 2020 – Gold in the year of the pandemic Cartoon courtesy of MichaelPRamirez.com What it cannot do is cure the virus. What it could do, however, according to a good many analysts, is act as an effective hedge against its economic consequences. Since the beginning of the year through April, the metal was up 11.73% during probably the worst period in economic history since the 1930s Great Depression. Below we chronicle what top experts have to say about gold in the year of the pandemic – its portfolio role, its qualities as a disaster hedge, and its price potential …… [MORE] – APRIL 2020 – The crisis ready investment portfolio Source: St. Louis Federal Reserve [FRED] In a recent essay published at Project Syndicate, Harvard economics professor Kenneth Rogoff sets an ominous tone. Humanity, he says “is facing something akin to alien invasion” – an apt analogy, we thought. “With each passing day,” he goes on, “the 2008 global financial crisis increasingly looks like a mere dry run for today’s economic catastrophe. The short-term collapse in global output now underway already seems likely to rival or exceed that of any recession in the last 150 years.” …… [MORE] – MARCH 2020 – Hedging the decline and fall of a currency The baseline case for gold hasn’t changed much in 1700 years We sometimes forget that inflation is a process rather than an event. One of the better-known examples of that axiom is the nearly two centuries-long debasement of Rome’s silver denarius – an inflationary episode Jack Whyte, a writer of historical fiction, skillfully addresses in his latest novel, The Burning Stone. Set in Great Britain in the fourth century AD during the Roman occupation, The Burning Stone is a prequel to Whyte’s engaging, seven-book series on King Arthur – The Camulod Chronicles. Throughout the series, Whyte juxtaposes the rise of Arthur’s Camelot against Rome’s decline …… [MORE] – FEBRUARY 2020 – Yield inversions as a harbinger of recessions and higher gold prices Source: St. Louis Federal Reserve [FRED] During the course of the past several months, we have heard much about the inverted yield curve in three-month and ten-year Treasuries as a harbinger of recessions. Missed in the press reports is the fact that it has also been a harbinger of higher gold prices. In the chart above, please note the upward surges in the price of gold following the three most recent yield inversions in 1989, 2000 and 2006. Those price rallies, it is now well understood, came in response to aggressive central bank stimulus intended to beat back the ill effects of the recessions that followed in 1990, 2001 and 2008 …… [MORE] – JANUARY 2020 – Santa Claus rally in gold and silver crowns a very good year It was a very good year for precious metals. Gold posted a nearly 19% gain and silver rose over 17%. As you can see in the chart below, the move higher began in early summer defying the annual summer doldrums, hit an impasse during autumn, then ended the year with a surprise Santa Claus rally that took it over the $1520 mark. Silver pushed briefly over the $18 mark in late December then settled at $17.78. Bloomberg Intelligence’s Mike McGlone offers a hopeful tone for our favorite precious metal as 2020 begins …… [MORE] What we said then. What we say now. (December 2019) 2020 Vision – Five charts to contemplate as we prepare for the new year (November 2019) What makes this gold market rally different from all others (October 2019) Bank of England’s Carney delivers dollar shocker at Jackson Hole meeting (September 2019) Gold responds to the trade and currency war (August 2019) Summer doldrums turned upside down (July 2019) Gold breaks to the upside (June 2019) The Exter Inverted Pyramid of Global Liquidity (May 2019) The inverted yield curve as a harbinger of higher gold prices (April 2019) Gold in the age of high-speed electronic trading (March 2019) Will 2019 be the year of the big breakout for gold? (February 2019) If you think you could benefit from a concise review of the latest news, analysis, and opinion on the gold market from a variety of expert sources, then News & Views is the newsletter for you. Since the early 1990s, we have offered it free-of-charge as a monthly service to our regular clientele and as an incentive to prospective clients. By subscribing, you will automatically receive future editions and occasional in-depth Special Reports by e-mail.
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Small Rewards In Public Trump Big Rewards In Private If you buy a new car and then a week later your neighbour buys a better model of the same car, your satisfaction level with your car plummets. If you get a pay rise and then a week later your coworker gets a bigger pay rise, your happiness has been turned to anger (perhaps fury). After the Grenfell fire tragedy in London, I remember listening to a radio show where callers in the nearby area said they were disgusted by the idea survivors might be given new homes in their building. Apparently, callers had “worked really hard” for their home and it wasn’t fair. Much of the anger and satisfaction we encounter in managing communities is based upon members comparing themselves positively or negatively to other members. The absolute value (points, rewards, punishment) is of lesser importance than how members relate it to the points, rewards, and punishments experienced by other members. We once ran an interesting (if rather uncontrolled test). We gave top members in one community a big reward in private and top members in another community a much smaller reward in public. It wasn’t even close, the latter group engaged far better (and appeared far happier) with their small reward announced in public.
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Keywordsconsumer analytics consumer behavior consumer intelligence R language Text mining Unstructured data Word cloud JEL Classification M31 Collecting data about customers, their profiles, opinions and attitudes, as well as development and implementation of various methods of data analysis are the study subject of marketing business function, qualitative and quantitative research methods, especially methods of data and text mining. A marketing analyst usually collects (or has access to) huge amounts of data that has to be analyzed. The qualitative marketing analysis endeavor, based on textual data, to learn about the behavior of customers and service users, their satisfaction or complaints on price, product quality, service, tourist destination or other object of analysis (Grigsby M., 2015; Chapman and McDonnell, 2015). Social networks are objective, unbiased sources of information for marketing analysis because they reflect the actual, real and genuine customer reviews. Therefore, the social network for marketing analysis is an indispensable data source. Facebook is one of the most used social network in Bosnia and Herzegovina. Therefore, access to potential customers by informing them about promotions, prices, changing assortment is “simplest” via Facebook. Marketing analytics comprises of business processes and information technology (IT) that enable marketers to measure performance of marketing programs. Marketing analytics include a few subsets among them and the most important ones are: behavioral analytics, business intelligence, customer intelligence analytics, predictive analytic, social analytics, real time analytics, sale analytics (Hemann and Burbary, 2015). Customer intelligence analytics is based on analyzing data available about customers, their behavior and monitoring whether or not their customers actually like them. It uses data on social networks as customer feedback to find how the company is perceived and what can be done to improve this perception. 2. The Content Analysis of Social Networks The Facebook social network is an accessible online communication service used for business purposes. It allows you to connect with users. So, for example, any company representative can easily create invitations for an event and send them to friends or potential customers. Using these practices, companies can save money, because these campaigns cost almost nothing and are made very quickly. Simply, invitations sent via social networks save any company money and time. Marketing and promotion are particularly valuable for social networks and vice versa. Measuring the success of promotional activities and marketing decisions is carried out by analyzing the content on social networks. For the promotion of products or tourist destinations on the social network Facebook user can use one, two or all three facilities: personal profile, group and fans page. The idea of Facebook social network is based on a personal profile and communication among friends but the profile cannot be used for commercial purposes. For the promotion activities customers can access the group. In the group are linked profiles with some common characteristics so they can interchange information on familiar topics (e.g. from a same professional area as is marketing analytics). The third facility designed for business purposes is a fan page. In it the company can promote a product, service, tourist destination. Friends (fans) read messages, get informed about products, events, services, prices. Commitment is to shape the page so it is interesting to the users and they want to follow it and become engaged. It becomes a channel for a two-way communication and a social network channel for the promotion of ideas, products, and services. The company may have a fan page and analyze how many potential buyers monitor and analyze the page but also what potential buyers want. Companies that constantly innovate existing products or create new products and services need to communicate with customers, but the customers also have a need to monitor their news, ask them questions and seek answers. Figure 1 exemplifies a brand page on Facebook: Figure 1. Brand Page on Facebook social network Facebook becomes a channel of communication with the market. Companies that often, on a daily basis, inform customers, publish sweepstakes, undertaken action, price changes, provide new products or services have at disposal a social network as an indispensable channel of communication with consumers and it’s environment. The number of fans becomes the main measure of the relevance of the page as well as the product or service. The obligation of a brand’s management is to recognize and exploit the potential of information technology. On social networks there are huge amounts of data that are often do not even analyzed. There are many reasons for it but the two most significant. The first is the lack of time and Insufficient level of training and knowledge management. These reasons may be called subjective. Other reasons can be attributed to complex of the data analysis on social networks in terms of building the appropriate software tools and recognition of algorithms that enable analysis. 2.1. Data Mining Methods for Content Analysis of Social Networks Data prepared for analytical purposes today are most commonly found stored in a data warehouse. Namely, formatted data bases contain large quantities of detailed data that cannot be directly used for analytical purposes, therefore they are aggregated into dimensional model of data warehouse. These data can be reached and analyzed by various data mining algorithms in order to extract regularities or laws hidden in a dimensional model. However, marketing nowadays, cannot be satisfied with such formatted data in the database or data warehouse. The best example are social networks as virtual space for exchange of opinions, feelings, requirements, motives, ideas, views about companies, products, services, events, and destinations. The data on social networks are in a text form, and its layout is not previously determined (it is not formatted as a database or data warehouse). Business requires real-time data and information (Jeffery, 2010). The user (customer) forms a website, a blog and becomes a part of social networks: (Twitter, Facebook, YouTube, Instagram, LinkedIn and many others) and by using these forms of web technologies, one ‘leaves’ useful data for marketing analysts about events, personal impressions on products, services, quality or product defects, their needs and desires. In the process of text or data mining, data is first prepared in a form (dataset) that can then be analyzed using some algorithms. The steps in the process of data preparing and the implementation of text mining algorithm are illustrated Figure 2. Figure 2. Steps in customer intelligence analytics on social networks In Figure 2, there is a conceptualization of the overall concept of content analysis of social networks into five stages and begins with collecting data on social networks and ends with the presentation of data (usually the visual form). After collecting the data, it follows their cleaning, prior to analysis by a data mining algorithm. Preparation of the text is the process of eliminating stop words (e.g. - ; , : ?) or words that are not relevant to the analysis. In analyzing the data, only the messages that contain the object of analysis will be retained in the dataset. The purpose is to translate the documents into simpler form so that they are suitable for parsing. Text mining algorithms retrieve data and perform their processing. This can be, for example, a classification into particular groups, where Naive Bayes algorithm or maximum entropy is applicable. The research results can be presented in the form of a word cloud. It is a method of data visualization when high frequency words are written in the biggest font and reflect the most common terms that appear in the text. The programming language R contains appropriate functions to find Facebook page and analyze responses and reactions of users of social networks. For the marketing analytics are interesting all the social networks and blogs, where potential customers leave their opinions, views or express satisfaction products, events, services, tourist destinations. 3. Research Methodology and Experimental Results Each research dynamics is based on data. Data collection, their selection and display in an appropriate format acceptable to analyze is a complex and demanding process in terms of time. In this paper we focus on the details of Medjugorje tourist destination on the social network Facebook. Access to data, their collection, selection and display in a form acceptable for marketing analytics provides R language, its packages and functions. A precondition for data collection from Facebook is to access URL address: https://developers.facebook.com, registration and filling required information on Facebook developer page (form). This is followed by the installation packages devtools and Rfacebook from github: >install.packages("devtools") >library(devtools) >install_github("Rfacebook", "pablobarbera", subdir="Rfacebook"). After installing these packages we need to connect our R session with our test application and authenticate it to our Facebook Profile for Data Mining. The package Rfacebook offers a very easy function for that. All we need is to copy app id and app secret from our app settings on the Facebook developer page: >require("Rfacebook") > fb_oauth <- fbOAuth(app_id=" app id from our app settings ", app_secret =" app secret oour app settings ", extended_permissions = TRUE). Sequential diagram in the following figure shows the registration steps of brand analysis application on Facebook and launching R session. Figure 3. Sequence diagram of Facebook connecting and starting the R session A very useful step is saving of our variable fb_oauth as save(fb_oauth, file="fb_oauth"). The variable fb_outh is available to use in an easy manner next time. After accessing and connecting to the server of Facebook social network, the collection of necessary data follows according. Our analysis focuses on Medjugorje as one of the most important tourist destinations in Bosnia and Herzegovina. Customer intelligence analytics tends to be part of the overall culture based on the data and directs to the data recorded at the social networks. Our marketing analytics concentrates in learning how the Facebook page “Medjugorje” has become popular, and what the most frequent words in messages of Medjugorje are. The collection of data starts with the R function getPage(): >pageMedjugorje <- getPage("Medjugorje", token= b_oauth, n = 2000) This function returns a data frame with information about all its posts. We were requested 2000 posts and the API returns 1702 of them: 25 posts 50 posts 75 posts 100 posts.......1670 posts 1695 posts 1702 posts >. The first four posts are: |1 169173713621||Medjugorje||affidiamoci a Maria, preghiera da dire con fede..| |1 2016-04-23T08:38:42+0000||link 1||http://www.amicidilazzaro.it/index.php/atto-di-affidamento-a-maria-santissima-giovanni-paolo-ii| The total number of likes, comments and shares for the post Medjugorje is: |>colSums(Filter(is.numeric, pageMedjugorje[,]) )| There is a huge amount of likes 400798 what automatically indicates that the Medugorje is nice and appropriate tourist destination. Our focus are messages and presentation of the most frequent words in the form of word cloud. For illustration will be selected only four messages from pageMedjugorje data frame: > pageMedjugorje[1:2,3] "affidiamoci a Maria, preghiera da dire con fede.." "alcune ricerche scientifiche sulle apparizioni di Medjugorje" Now, we first select all messages from data frame pageMedjugorje, create corpus, load necessary packages (twitterR; tm; Gentry, 2013), transform fb_Corpus to text and prepare the text by eliminating stop words (e.g. - ; , : ?) or words that are not relevant to the analysis: > fb_wcloud=pageMedjugorje[,3] > fb_Corpus<-Corpus(VectorSource(fb_wcloud)) >library(twitterR) >library(tm) >fbCorpus<- tm_map(fb_Corpus, PlainTextDocument) >fbCorpus <- tm_map(fb_Corpus, stripWhitespace) >fbCorpus <- tm_map(fb_Corpus, removePunctuation) >library(wordcloud) The next step is to create a term matrix that contains frequencies of terms for learning. In our example, the number of terms is 11706 and the number of documents 1702. >fb_tdm<- TermDocumentMatrix(fbCorpus, control = list(minWordLength = 5)) >fb_tdm <TermDocumentMatrix (terms: 11706, documents: 1702)> The terms (attributes) are selected based on the frequency in the documents (Bijakšic, Markic and Bevanda, 2013). Attributes that exceed a certain threshold will consist a list of index of terms. To view the results of processing, and these will form the terms that appear most frequently in messages of Facebook page of Medjugorje as a destination, it is necessary to load the package wordcloud() in a R session. It follows forming the documents term matrix and sorting the words in a descending order. The rows of the matrix dtm are terms and the columns are the documents (messages): >dtm<- TermDocumentMatrix(fbCorpus) >m_dtm<- as.matrix(dtm) >m.S<- sort(rowSums(m_dtm),decreasing=TRUE) >m<- data.frame(word = names(m.S),freq=m.S) In the end, only two commands of R language are enough to display word cloud terms in color and these terms reflect the views, perceptions and opinions about Medjugorje: >colWC <- brewer.pal(8,”Dark2”) >wordcloud(m$word,m$freq, scale=c(8,.2),min.freq=40,max.words=Inf, random.order=FALSE, rot.per=.15, colors=colWC) Figure 4. Attitudes, perceptions and opinions about the Medjugorje on Facebook in the form of a word cloud The terms are in various languages and reflect aspects about Medjugorje as a tourist destination, and also highlight the fact that it has become the one of the largest Catholic pilgrimage places in the world (chiesacattolica in Figure 4). Other notable aspects are: place of apparitions (aparicion), prayer (preghiera), a place of peace and meetings (reginadellapace), and so on. The concentration of attitudes, perceptions and opinions on Medjugorje as a destination are graphically displayed in the form of tags keywords (word cloud). This paper presents the research of customer intelligent analytics about discovering knowledge of the attitudes, and opinions on a specific social networks (Facebook). The main hypothesis in the paper is that the Facebook pages are indispensable source of data because in real time they reflect the attitudes, perceptions and opinions of individuals about products, services, tourist destination, events and marketing analytics can get knowledge about this attitudes and opinions by implementing adequate packages and functions of R language. Only at first glance experimental results and word cloud as a form of text analysis simple. However, a lot of steps are necessary in the algorithm of discovering attitudes and opinions on the social networks of the tourist destination. It takes an interdisciplinary knowledge as well as teamwork in the design and analysis. The experimental results prove the hypothesis that software tools can collect data (messages) from social networks, analyze the content of messages and get to know the attitudes of customers (individuals) about a product, service or tourist destination. The views and opinions presented in the form of word cloud in which the font size of letters in words correlate with the number of occurrences of the term (attribute, word) in the text. The development environment of R language showed satisfactory applicative and development power. The paper is the result of knowledge integration in customer intelligence analytics, information retrieval and text mining supported by R language that allows content analysis in the documents presented in the form of messages on the Facebook social network. - Bijakšić, S., Markić, B. and Bevanda A., 2013. Text mining i analiza stavova i mišljenja o turističkoj estinaciji na društvenim mrežama, 1st scientific and professional conference with international articipation: The Challenges of today, Tourism today, Proceedings, year 7, Vol. 4/2013, Veleučilište u Šibeniku, Šibenik, ISSN 1846-6699, pp.411-417. - Chapman C.N. and McDonnell E.F., 2015. R for Marketing research and Analytics (UseR!). New York: Springer. - Facebook Developers, 2016. Facebook Developers [online] Available at: https://developers.facebook.com [Accessed on March 3, 2016] - Gentry J., 2013. Twitter client for R, [online] Available at: http://cran.r-project.org/web/packages/twitteR/ vignettes/twitteR.pdf [Accessed on March 3, 2016] - Grigsby M., 2015. Marketing Analytics. A practical guide to real marketing science. London: Kogan Page. - Hemann C. and Burbary K., 2015. Digital Marketing Analytics: Making sense of Consumer Data in Digital World. Indianapolis: Que Biz-Tech series. - Jeffery M., 2010. Data-driven Marketing. The 15 Metrics Everyone in Marketing Should Know. Chicago: Kellogg School of Management. - Rfacebook’, 2016. Package Rfacebook’ [online] Available at: https://cran.r-project.org/web/packages/Rfacebook/Rfacebook.pdf [Accessed on March 3, 2016]
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Publication Date: February 01, 2011 Source: Kellogg School of Management Atari, a maker of video games, went through several owners over the years winding up controlled by Infogrames, a French publisher of video games. Infogrames later sold Atari shares in a secondary public offering, eventually reducing the parent's share to 51.6 percent by September 2005 creating a complicated two-tier ownership structure. Two levels of management made it difficult to get things done. The financial structure was a problem for Infogrames because the French company had to consolidate 100 percent of Atari's results even though it only owned 51 percent of the company. Atari was generating substantial losses, had defaulted on its debt, and was faced with the possibility of filing for bankruptcy without more working capital. The independent directors of Atari, when confronted with an unsolicited Infogrames buyout offer, had several options: (1) agree to the $1.68 offer (take the money and run); (2) pursue a white knight (a buyout from another investor of company that would be willing to pay a higher price and invest working capital); (3) file a lawsuit to stop the takeover to buy time or perhaps force Infogrames to increase its offer.
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After seven days of conversations with representatives of different sectors in Israel and the Palestinian occupied territories, it is clear that the stakes as high as they have ever been. The situation is difficult: peace in the middle east is as elusive as ever, the credibility of Barack Obama's administration remains in the balance, the possibility of the European Union acting decisively - rather than as merely a humanitarian financier - is receding, and the dispute between Israel and the United States in March 2010 over further settlement-building in east Jerusalem has so far resulted in no shift in the Binyamin Netanyahu government's stance. If there is no agreement between now and 2011-12 on the realistic possibility of establishing a Palestinian state alongside Israel, the result could be the eruption of further violent protests across the middle east. The killing of Israeli soldiers in clashes with Hamas militants on 26 March 2010 - near the town of Khan Younis in the southern Gaza strip - illustrates the dangers of the current period. The likelihood of greater violence is increased by the actions of settlers who are taking over more and more Palestinian properties in east Jerusalem, and by the Israeli government’s recent designation of Islamic holy sites in the city as Jewish heritage sites (see "International Storm around Building East Jerusalem and Violent Confrontations", Ir-Amin, March 2010). A detailed framework in which the states of Israel and Palestine could coexist alongside each other within this territory has existed for decades: defined by United Nations resolutions and agreed in negotiations. The framework is embodied, for example, in the partition proposed by the British Mandate; the post‐war negotiations in 1948 and 1967; and the plan offered at Camp David in 2000 (the “Clinton parameters”). Everyone knows what needs to be done. They know where the border should be drawn, which lands must be exchanged, which Jewish settlements must be abandoned, what kind of reassurances the Palestinian and Israeli governments should give each other, and when other Arab countries should recognise the state of Israel. There have even been discussions about the range of interventions from the international community that might be necessary: essential political, military and financial diplomacy of the United States and the European Union; an international force to provide security during the transition stage; a diplomatic role for the Arab League (as envisaged in the Saudi Arabian peace initiative of 2002-03). An unequal struggle The components of the current blockage include domestic political conditions in Israel - among them a governing coalition of the Israeli right and the extreme-right which shows no desire to negotiate, despite pressure from the United States that has escalated with the row of March 2010 over the building of 1,600 more housing-units in east Jerusalem (see "A dangerous government", Ha'aretz editorial, 26 March 2010). The Israeli prime minister Binyamin Netanyahu, who has at the time of writing refused to accommodate any of Washington’s demands to act positively in the direction of genuine talks with the Palestinians, is trapped by his own hardline rhetoric. If he agrees to negotiate with the Palestinian Authority, he runs the serious risk that his coalition will collapse; if he changes allies and brings in the moderate rightwing Kadima party, he may not have the political clout to survive the negotiations. Israel's politics have fragmented on both the right and the left. A tug-of-war between religious Jews, secularists, Zionist fanatics and Orthodox Jews has been waged, and conservative parties have become increasingly radical. Israeli analysts have remarked on the narrowing of the political spectrum during the 2000s, amid an overall shift from the centre to the right (see (see Colin Shindler, “Israel’s rightward shift: a history of the present”, 23 February 2009). There are now fewer Israeli politicians, leading media commentators and scholars, and members of the public who are now open to negotiating with the Palestinians - either because they do not trust them, or because they consider that the Fatah-Hamas division means that the Palestinians do not now have a valid interlocutor. Moreover, an overwhelming majority of Israelis approve the 703-kilometre “separation wall” running alongside - and through - the West Bank (see Eyal Weizman, "Ariel Sharon and the geometry of occupation", 4 September 2007). There are many reasons for this shift to the right. They include the suicide-bombings in the 1990s; the anti‐terrorist climate prevailing after 9/11; the insistent and alarmist argument that links Hamas to the Iranian nuclear threat; an influential current of racism and religious fundamentalism; and the fear of losing lands and properties seized from the Palestinians since 1948. The latter point is emphasised by Amira Haas of Ha’aretz newspaper: "Israeli society has become more racist and wants to preserve its privileges." In this context, Barack Obama's policy of reaching out to the Muslim world and exerting a certain pressure on Israel - which has escalated in March 2010, with as yet uncertain results - has served to confirm the view of Israeli nationalists (both both secular and religious) that the country, now being failed by its strongest ally, truly has no friends abroad. At the same time, Israeli civil-society organisations are active in opposing the continued occupation of Palestinian lands and properties, including that undertaken (with police protection) in Jerusalem neighbourhoods such as Sheikh Jarrah. Some journalists too are active in drawing attention to the way the separation wall cleaves through the Palestinians’ economic and social life, and to the hundreds of checkpoints or internal borders that fragment the territory and hamper the mobility of West Bank residents. Many Israelis find ways creatively to highlight and peaceful to resist the most stringent measures of the state: architects, lawyers and human-rights organisations among them. The huge machinery of coercion that is daily mobilised to maintain the Palestinians in a condition of subjection makes this an unequal struggle. An unfinished state Many visitors to Israel and Palestine are surprised to find that a majority of Israelis do not consider their state to be fully constructed yet. This is why several sections of society feel justified in continuing to expand into more territory. They see the occupation of houses that have belonged to several generations of Arab families, and the appropriating of water sources, as means to consolidate the statebuilding mission begun in the 19th century (see Martin Shaw, "Israeli settlements and 'ethnic cleansing'", 26 August 2009). The evidence of the maps might suggest that Israel is a state with fixed frontiers, while the West Bank and the Gaza strip are the contested territories. In reality, the landscape is constantly changing in a two-sided way whereby Israel increases its territory and the other putative state sees its incipient foundations further undermined (see Fred Halliday, "Expecting rain: a letter from Jerusalem", 15 December 2006). The bureaucratic maze of the Israeli occupation has created a situation that looks increasingly like the apartheid system in segregationist South Africa. The Israeli government and its supporters vehemently reject this comparison, in part on the grounds that it implies the state’s delegitimisation. Yet the similarities are alarming: different classes of citizenship; encouragement and institutionalisation of racism; the seizure of properties and the denial of rights; the expropriation of natural resources (especially water); territorial security-controls and checkpoints; constraints on travel; and repressive control of Palestinians in many aspects of their lives. A question of will The Palestine Authority’s prime minister and his team are trying push back this tide of unfreedom on the West Bank - and create the conditions for social progress. Salam Fayyad’s plan is to promote the institutional and economic development of both urban centres (such as Ramallah, Bethlehem, and Hebron) and rural areas. Fayyad has made an ambitious commitment to the Palestine Authority’s main international donors: to build the foundations of a state in 2010-12 which will replace the corrupt pillars erected by Fatah and the PA after the Oslo accords of 1993 (see Leslie Susser, "Salam Fayyad: The Palestinian with a plan for statehood", JTA, 8 March 2010). He has also promised to guarantee Israeli security with a police force trained and advised by a United States army general and the CIA, though the repressive methods used by the Palestine police against Hamas members in the West Bank means that this proposal has triggered controversy. Fayyad's thinking, increasingly backed by some European governments and American experts, is stark: if, between March-April 2010 and around September 2011-March 2012, there is no tangible progress in the negotiations leading to the declaration and recognition of a viable Palestine state (with geographical contiguity and east Jerusalem as the capital), then the issue must be brought to the UN Security Council for deliberation. It would be important in that event to present the UN with a concrete plan to prevent any further negotiations from being trapped by further blocking and backtracking. The question then becomes: would the United States and the European Union then take such a decisive step? Some European Union officials argue that, although Europe may be able to generate the right “atmosphere” and support the process of “institutionalising” the evolving Palestine, it is Palestinians alone who must create their state. Many Palestinians have rather different expectations, and distrust this line of argument. They want Europe to press Israel further and to take an active role alongside the United States by engaging in the difficult diplomacy required to make progress. At present, and regrettably, internal divisions within the EU make it unlikely that a consensus on this point will be reached. Khalil Shikaki, director of the Palestinian Centre for Policy and Survey Research (PCPSR), told me: "Palestinians have little trust in the peace process or in Israel allowing a Palestine state to come into being". They manifest similar scepticism towards the United States, the European Union and the United Nations. Most Palestinians consider that the United States could if they wanted put pressure on Israel, but doubt that Washington will follow through even in moments where it does voice particular criticisms of its ally. Shikaki closely monitors Palestinian public opinion. He asks: "How can the creation of a living Palestine state proceed if nothing changes on the Israeli side, and at the same time we stand back and watch the Israelis increasingly taking control over east Jerusalem?" Another serious problem is that the United States has been using its influence to oblige the Palestine Authority to enter into dialogue with Israel under American mediation - but on condition that east Jerusalem is kept off the agenda. But for the Palestinians, it is a core principle that east Jerusalem should be the future capital of the Palestine state. The Americans are at least aware of the importance of east Jerusalem. On 15 March 2010, secretary of state Hillary Clinton demanded that Israel reverse its decision to build new Jewish houses in east Jerusalem. Netanyahu’s response came in his speech on 22 March at the American Israel Public Affairs Committee (Aipac) convention in Washington, when he said: “Jerusalem is not a settlement. It's our capital.” The “quartet” (US, Russia, European Union and United Nations) has also been vocal in expressing concern about east Jerusalem and Israel’s settlement policy more generally. In the wake of the evolving dispute between Israel and the United States following Joe Biden’s visit, representatives of the quartet - including UN secretary-general Ban Ki-moon met in Moscow on 18 March 2010 in an effort to refocus diplomatic attention on the core middle-east conflict (see David Gardner, Last Chance: The Middle East in the Balance [IB Tauris, 2009]) . The European Union’s new high representative for foreign affairs, Catherine Ashton, was emphatic about the “urgency” of this moment and the need for “results and genuine commitment...a process that leads to outcomes”. She criticised the blockade of Gaza, the decision to define cultural and religious sites based in occupied Palestinian territory as Israeli, and the announcement of the new housing-units in east Jerusalem. At the same time, the EU does not give any any indication that it will take substantial political or economic measures against Israel if Binyamin Netanyahu continues the colonisation policy and refuses to meet Europe’s concerns. The key: Jerusalem Daniel Seidemann, director of Terrestrial Jerusalem, told me that east Jerusalem has consistently been left "for later" in all the rounds of negotiations since the Madrid conference of 1991. He concludes that this has been a mistake, since it has served as a pretext for the settlers and the Israeli government to reformulate the social geography of the zone intended as the capital of a future Palestine state, a zone which would also form part of the border between the two states (see Daniel Seidemann, "Annapolis and the 'Jerusalem paradigm'", 30 October 2007). The forced eviction of Palestinian families from their homes in Jerusalem neighbourhoods, such as Sheijh Jarrah and Ramat Shlomo, and the expansion of several settlements is not only colonising more of Jerusalem but also cutting east Jerusalem off from the West Bank. "This is not just dangerous", warns Seidemann, "it is radioactive. East Jerusalem is the key issue." Any forced settlement under the protection of the Israeli police and judges could have serious repercussions in the middle east and foment extreme violence. An editorial in the Financial Times confirms Seidemann’s view. “In January, a team answering to General David Petraeus, gave a briefing to Admiral Mike Mullen, chairman of the joint chiefs-of-staff. They explained that Israel’s intransigence threatened US standing in the middle east, putting soldiers at risk” (see “Obama must be robust with Israel”, Financial Times, 17 March 2010). The deep background to this conclusion is provided by Paul Rogers in a forensic and detailed openDemocracy column (see "America and Israel: a historic choice", 18 March 2010). Several people I interviewed insisted on the need for Europe to show greater commitment to east Jerusalem by being active there: for example, channelling aid and supporting Palestine organisations on the ground. This would clearly indicate to the Israeli government that they cannot colonise east Jerusalem (see Bernard Wasserstein, Divided Jerusalem: The Struggle for the Holy City (Yale University Press, 3rd edition, 2008). The words “colonisation” and “occupation” were repeatedly used and stressed in conversations I had with several local experts (see Lara Friedman & Daniel Seidemann, "Jerusalem, settlements, and the 'everybody knows' fallacy", Foreign Policy, 19 March 2010). For them the negotiation framework must change; the prerequisite is a decolonisation process as the point of entry. In this context, east Jerusalem must go first and not last. A tight deadline The provocative actions of the Israeli government - including the announcement on 9 March 2010 of a fresh housing programme in east Jerusalem that sparked Joe Biden's fury during the US vice-president's visit - raise the obvious question: what is Netanyahu planning? Answers vary. Some say his sole interest is to stay in government while others argue that his priority is not to negotiate with the Palestinians but to put an end to Iran's nuclear plans, considered to be an "existential threat" to Israel (see Paul Rogers, "Israel's shadow over Iran", 14 January 2010). Thus, he offers Palestinians "economic peace" in the hope that as Palestine develops its citizens will cease to be an internal threat to Israel, and gradually become again the cheap workforce of old. This argument suggests that the economic dynamism in Ramallah and other West Bank towns is actually reinforcing Netanyahu’s position. But the economic boom is based on state services (paid with international aid) and the construction of housing and offices (generally with funding from the Palestinian diaspora). Several Palestinian observers have pointed out that there is no manufacturing, no farming and no food production in the West Bank economy, and certainly no industry. If the Palestinian state has not been created by 2012 then donors - especially the European Union - will face the dilemma of helping the Palestinians to survive under permanent occupation in a regime as obnoxious as apartheid. "Nowadays, violence is not an option", says Shikaki. "But what will happen if the expectations Fayyad has created are not fulfilled?" Some observers suggest that local actors and donors should pull together so that Fayyad’s initiative is successful. George Giacaman, director of the Palestinian organisation Muwatin, says that “statebuilding without a political solution is a dead end.” The Palestinian president, Mahmoud Abbas, maintains that the lack of geographic contiguity and the exclusion of east Jerusalem from the talks prevent him from initiating either direct or indirect talks. Against this backdrop, domestic Palestinian politics face several challenges. The prestige of politicians has been seriously tarnished in the West Bank and Fayyad has managed to win the voters' trust by presenting himself as a technocrat whose only purpose is to improve the quality of life. But it is unlikely that he can stay above politics. Once he gets involved in political manoeuvring (and this is highly probable) he will be judged by a different criterion. At the moment, he represents a nation's hope, but a failure to deliver could mean that he will come to embody its frustration. Meanwhile, Hamas maintains tight control in the Gaza strip, creating - through pacts with religious sectors which have promoted Islamisation - the foundations of a state that is both firm and fragile. The results of PCPSR surveys indicate that Fatah continues to hold back from confrontation in the strip. Hamas complains that the Palestine Authority does not take it seriously. Its leaders want power-sharing, with rotation. But there are large sectors of Fatah that see Hamas as an evanescent phenomenon and hope it will lose momentum if the occupation is ended and a Palestinian state declared. The harsh realities, however, are far removed from the oft‐repeated promises. This gap has led Yossi Alpher, co-editor of the website BitterLemons, to suggest that even if Netanyahu and Abbas reached an agreement, no one would respect it. He therefore believes that it is better for the international community to support negotiations on very specific issues, such as the exchange of prisoners between Hamas and Israel or opening up the Gaza strip, rather than aiming for a grand peace agreement which has so many odds stacked against it. “A time for resistance” Mustafa Barghouti of Al-Mubadara (Palestinian National Initiative) thinks that Israel intends to extend any negotiations for so long that they go nowhere; meanwhile Israel can continue its policy of annexation, while allowing the establishment of enclaves where the Palestinian Authority could control security. This Palestinian doctor, like many critical Palestinians and Israelis, thinks that peaceful resistance (such as a boycott of Israeli products) is the only answer. At the same time, Barghouti believes that the Palestinian Authority should mobilise support for international resistance; denounce Israel in public forums; promote the United Nations fact-finding mission on the Gaza conflict of 2008-09 (the Goldstone report); and request the International Criminal Court (ICC) to intervene. Barghouti says that the Palestinian Authority should persist with its plans to fight poverty, provide education, and urban security; and to promote national unity between Fatah and Hamas. Above all, this more militant view argues that the Palestinian Authority cannot allow the international community to remain passive in the face of apartheid. "This is not the time for solutions", says Barghouti, "but the time for resistance”. But for many Palestinians - including those who fought in the first and second intifada - the onus is now on the international community to make a stronger effort to stop Israel and start negotiations. The widespread Palestinian mood is: “We paid a heavy price and in the end we are worse off than before.” There is no more time to lose. Get our weekly email
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It has been said that the internet is “hell-bent” on keeping its users safe. Some of the most common dangers that internet users could be a victim of are virus infections, identity theft, malware and spam. With these things in mind, it is no wonder there are several disposable income options for those who just do not have the budget for a expensive antivirus program. Hide IP address software is one of the more popular options these days. It is inexpensive, and can be downloaded and installed on any computer. With this software, there is no need to worry anymore because you can surf through the internet without giving away your IP address. This is often considered a more safe option than the expensive options such as paid proxies and IP changing software. A good hide IP address software purchase should include things such as; web proxy software, firewall software, encrypted proxy software, and antivirus software. This would ensure that you are able to hide your IP any time you are online. Web proxy software is honey to those who do not have the best choice of filtering software installed. It is a free site, and can be used by anyone with a computer. You simply download the program, install it, and voila! Surfing through the internet has become a lot safer. The software is reviewed by different sites, and based on recommendations, you select what you think is best. However, web proxy software is not like a free blog, you may not always know when there is something wrong with the program. A firewall software is the other software you need to protect your identity online. Since it is free, there are always reviews to suggest what is best. While most free firewall programs are not bad, they are not the best either. However, if you are constantly online, and have your computer under attack all the time, you may want to install a paid firewall. Antivirus software is an absolute necessity when you come to the public highway for any reason. While there are many programs to choose from, it is always a good idea to stick with the ones that are versatile and offer you the ability to choose what you want, when you want. With that in mind, it is best to check out any antivirus software that you want to download before you actually spend money on it. The reviews are usually done by friends and experienced users, so by checking out these sites, you know that you are dealing with reliable information. When you are looking to purchase antivirus programs online, you will find many different types of software to choose from. However, before you start shopping for the newest model, it is best that you familiarize yourself with your program and the services it provides. The easiest way to do this is to read the customer reviews that have been done by others. If you are still finding problems, then it is best to call or contact the manufacturer of the software you are interested in. Cookies are essential to the success of the internet. They allow websites to store information about you in a secure way so that they can use it to target you with their marketing efforts. Remember, cookies are not a virus and your computer is not infected by them unless you have ignored them and carried on to another site. Once you are on a site with cookies, you should read the information about cookies and how they can make your surfing experience faster. You should also know that cookies can make your password more secure because they will remember that you have visited the site and decided to use the secure connection.
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Fresh Food for Airedale Terriers Airedales are the largest of the terrier breeds, but it’s not just size that earned them the honorific, “King of Terriers.” This is an all-round athlete and get-it-done dog up for just about any activity (Airedales even served, with distinction, in WWI). The beautiful, wiry-coated, black and tan dog embodies all the classic qualities of a terrier—smart, feisty, active, prone to mischief without proper guidance—but the body in question happens to be very large. Airedales can reach 28 inches tall and 75 pounds. Bred to hunt large rodents in their native England, Airedales are exceedingly clever. Humans who devote the time to keeping their Airedale mentally and physically challenged will be rewarded with a most loyal and excellent companion. A diet of fresh dog food for your Airedale is the best way to support their health and happiness—along vigorous daily exercise, regular vet care, and an active, loving family. What’s the best dog food for Airedale Terriers? A diet of fresh dog food for your Airedale terrier contributes to a healthy, active life, and could help stave off some of the ailments common to this breed. Why fresh is best for your Airedale Terriers Highly processed kibble can contribute to many issues that can compromise your Airedale Terriers’s health. Recipes from The Farmer’s Dog are made with fresh, human-grade ingredients, steamed to retain nutrients, and pre-portioned to help maintain weight.Feed Fresh Today Airedale terriers are prone to joint issues. Maintaining a lean body condition can help. And fresh food from The Farmer’s Dog contains Omega-3 fatty acids, proven to reduce inflammation and improve arthritis. Even if kibble contains these healthy fats, they can go rancid sitting on the shelf for long periods. Rancid fats don’t deliver the intended health benefits, and in fact can contribute to inflammation. Fresh food delivers these powerful nutrients intact to your Airedale. Dial up dental health (and fresh breath!) For dogs like Airedale terriers, who may be prone to dental disease, don’t look to a dried pellet to clean teeth. Kibble is an ultra-processed food—it sticks to teeth, contributing to plaque, and it can contain substances that actually fuel inflammation in the tissues of the body, including the mouth. Eating for dental health means eating for overall health. A fresh, whole-food diet promotes a healthier immune system, which helps ward off dental infections—and it doesn’t stick to teeth. Promote better digestion (and poops) A fresh diet provides human-grade, highly digestible protein, which contributes to many facets of your Airedale's health. It supports optimal muscle growth and maintenance and a strong heart. Another hallmark of a digestible diet is what we call “high quality poops.” Research shows that a digestible, bioavailable diet affects the quality and quantity of your dog’s poop—making it less voluminous, and less stinky, than their poop on a kibble diet! Maintain a healthy weight It’s critically important to avoid overfeeding any dog, big or small. Being even a little overweight can increase your Airedale terrier's odds of developing a host of diseases like arthritis, diabetes, and even cancer. A fresh-food plan, tailored to your dog’s needs, and delivered in pre-portioned packs, makes weight maintenance easy. Read more about dog food and Airedale Terriers - Natural Remedies For Dogs With Bad Breath - Can My Dog Eat Fruit? - Can My Dog Eat Nuts? - Decoding Your Dog's Poop
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Are you ready to take your riding to the next level? This intermediate mountain bike skills course is aimed at those riders who are already competent in the four ‘Core Skills’ but would like to progress onto more technical features and extreme terrain. At Cyclewise we have some of the most highly qualified and experienced coaches in the UK working with us. They are very passionate about the sport of mountain biking and how they can help you to improve your riding. They are all fully qualified BC coaches, MTB guides and hold outdoor first aid qualifications. What Do We Do? Using video feedback and analysis, we will teach you to skim the rough stuff, ride drops like they don’t exist, rail berms, and clear obstacles using our purpose-built coaching trail. During the course, we will take you on some great routes where you will be able to use your newly acquired skills. So what are the Intermediate Skills? Bunny Hops – The ability to hop the bike over an obstacle in a controlled manner. Step Overs – The ability to independently lift each wheel over an obstacle. Step-Ups – The ability to ride along and step the bike up onto a section of trail. Drop Offs – The ability to ride off a small drop in a controlled manner using body position. All these skills are extremely useful on both man-made and natural trails. Therefore,wherever you tend to ride, you will instantly see the difference these techniques make to your riding and the things you can attempt while out on the trail. Where necessary we will use video feedback so you can admire yourself when you nail the best drop-off or bunny hop of your life! This course will take you out of your comfort zone and beyond, giving you the confidence and ability to attempt moves and terrain you would never have attempted before. Revision of Core Skills: Weight shift and the cone of movement, track stands, manual front wheel lifts, power-assisted front wheel lifts, rear-wheel lifts, understanding of climbing & descending, and breaking. Riding a berm, picking a line, riding on technical terrain – learning these skills will allow you to ride smoothly and in control on the most tricky and technical sections of trail. The Intermediate Skills put onto the trail: Now you know what the Intermediate Skills are, it’s time to put them on the trail. We will find the trail that’s right for you and apply all your newly acquired skills. Using video feedback we will be able to coach you to the very highest standards, making sure your skills are technically correct and giving you the confidence to become the rider you want to be. If you are unsure if this is the course for you please do not hesitate to contact us for a chat. Instructor Ratio: 1:6 maximum – we keep our training ratios low to ensure our tutor can spend the time required with each person on the course. Course Cost: £125 Course Venue: Whinlatter Forest Park Work and other commitments have left me little time to sit in front of my computer so this note of appreciation is a little late. We attended the intermediate skills course on April 10 and Graham was a fantastic instructor. He provided us with lots of new skills to improve our riding capabilities. As a result, we will be back for some more tuition. Can you pass on our belated appreciation to Graham and we look forward to more training with Cyclewise. I just wanted to let you know what a great time I had on the Intermediate Skills course in May. My riding has improved so much and I wish I had done something like this years ago. The coach was very good at getting us to understand and then action all the technical skills. I am looking forward to using these new skills when I go to France in the summer. Please pass my thanks on to Graham. I really did not think I would get as much out of the course as I did. The knowledge of the instructor was superb. He was very good at demonstrating the various techniques we were learning. The use of video playback was also very helpful. I can thoroughly recommend this course to anyone looking to improve their own riding skills. The location was also stunning and one of the best places I have ridden. Let us know if you’re interested in this course and we’ll get in touch to organise a date that suits you. You must be over 18 to attend this course You Should Be Confident With All The MTB Core Skills Got a question? Call 01768 898775 or send an email and we'll be happy to answer any questions you may have.
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India is a Hindu predominant country and is a land of unity and diversity. The convergence of different cultures and traditions on one single platform is the unique identity of the nation. People belonging to various religious communities and races live peacefully in India. People from Karnataka have their own cultural and regional significances. The Kannada wedding tradition is one of the unique marriage traditions in India. In performance, Kannada marriage resembles the traditional Hindu marriage. However, the customs and rituals observed highlight the typical essence of the region of Karnataka. The Kannada weddings hold up simple yet sophisticated marriage rituals. This provides ample opportunity to the families to enjoy the occasion. Given below are the wedding rituals of a Kannada wedding. Nandi: This ritual guarantees peaceful marriage events without any untoward incidents, for instance death on either side. The first wedding invitation card is presented to the Lord and he is also paid obeisance by performing aarti, and offering a kalash and a coconut. Kaashi Yatra: The ritual has some essence of humor as it is more of an act of pretence. The groom decides that since nobody is bothered about his marriage, he should attain sannyasa (renunciation). The groom thereby declares Brahmacharya and acts as if he is leaving for Kaashi. He carries along with him a dhoti, an umbrella, a fan and a coconut, a walking stick, a pouch of rice and dal. Meanwhile, his maternal uncle interrupts and presents the bride he has chosen for him. Dev Karya: The ritual takes place on the arrival of the groom’s family at the village or the place where the marriage is going to occur. All the goods required and readied for the marriage are placed before Lord Ganesha and the Lord’s blessings are sought by both parties. Then starts the auspicious ‘Haldi’ ceremony and a sacred turmeric paste is applied to both the bride and groom. Grinding ‘uddin murth’ grains is also considered auspicious during this event. On reaching the marriage venue, the groom and his entourage are welcomed with grand aarti. It is performed by a number of sumangalis (married women), before leading the groom’s party towards the wedding hall. Mandap Puja: The marriage ceremony is inaugurated with Mandap Puja. The puja is conducted to attain the virtue of the Mandap (marriage hall) where the nuptial ceremonies will take place. At first, the Var Puja is conducted where the groom is welcomed at the Mandap and a ceremonial washing of his feet is performed by his to-be parents in law. He is thereafter offered a silk dhoti and pitambar for the marriage ceremony. Meanwhile, the bride’s face is covered with peacock to protect her from the evil eyes. Garlanding ceremony: In the Kannada wedding tradition, the bride’s uncle escorts her to the Mandap. The bride and the groom then stand facing each other with a piece of white cloth stretched between them. At this time, a sacred wedding mantra called ‘Mangalashtam’ is recited. After this ritual the cloth is taken away and they could now see each other’s face following which the garland ceremony takes place. After this ceremony, the groom’s sister is given the responsibility of holding the kalash of sacred water comprising betel leaves, Kombu Gindi and coconut water. Dhare Herdu (Giving away of the bride): This is an emotional ceremony when the bride is officially given away to the groom by her parents. On a symbolic note, bride’s palm is placed on that of the groom’s by them. The groom embraces the bride’s palm along with betel leaves and coconut. The bride’s father ritually pours water onto the groom’s palm. It is suggestive of ‘dhara’, meaning the bride now belongs to the groom. Puffed rice is offered to the Holy Fire (Agni) for five times, following which the saptapadi (seven pheras) begins. Important Kanyadana or giving away of the bride mantras are as follows- ॐअनृक्षरा ऋजवः सन्तु पंथा य़ोभिः सखाय़ो यंति नो वरेयम्। समर्यमा सं भगो नो निनीयात् सं जास्पत्यं सुयमस्तु देवाः॥ क इदं कस्मा समिद्रमाविश कामेन त्वा प्रतिगृह्णामि कामैतत्ते वृष्टिरसि द्यौस्त्वा ददातु पृथिवी प्रतिगृह्णातु॥ At the end of Kanyadana ceremony, these mantras are recited. ॐहिं॒कृ॒ण्व॒ती व॑सु॒पत्नी॒ वसू॑नां व॒॒त्समि॒च्छन्ती॒ मन॑सा॒भ्यगा॒त्। दु॒हाम॒श्विभ्यां॒ पयो॑ अ॒घ्न्येयं सा व॑र्धतां म॒हते सौभ॑गाय ॥ ॐवन॑स्पते श॒तव॑ल्शो॒ विरो॑ह स॒हस्र॑वल्शा॒ वि व॒यं रु॑हेम। यं त्वाम॒यं स्वधि॑ति॒स्तेज॑मानः प्रणि॒नाय॑ मह॒ते सौभ॑गाय॥ ॐइंदु॑र्दे॒वाना॒मुप॑ स॒ख्यमा॒यनूत्स॒हस्र॑धारः पवते॒ मदा॑य। नृभिः॒ स्तवा॑नो॒॒ अनु॒ धाम॒ पू॒र्वमग॒न्निद्रं॑ मह॒ते सौभ॑गाय॥ ॐअ॒स्य पिब॑ क्षु॒मतः॒ प्रस्थि॑त॒स्येंद्र॒ सोम॑स्य॒ वर॒मासु॒तस्य॑। स्व॒स्ति॒दा मन॑सा मादयस्वार्वाची॒नो रे॒वते॒ सौभ॑गाय॥ ॐघृ॒तदुर्लु॑प्तं॒॒ मधु॑मत्सु॒वर्णं॑ धनंज॒यं ध॒रुणं॑ धारयि॒ष्णुः। ऋ॒णक्स॒पत्नां॒ दध॑रांश्चकृ॒ण्वदारो॑ह॒ मां म॑ह॒ते सौभ॑गाय॥ ॐतद॑स्तु मित्रावरुणा॒ तद॑ग्ने॒ शं योर॒स्मभ्य॑मि॒दम॑स्तु श॒स्तम्। अ॒शी॒महि॑ गा॒धमु॒त प्र॑ति॒ष्ठां नमो॑ दि॒वे बृ॑ह॒ते साद॑नाय॥ Significance of Saptapadi During Saptapadi, the bride follows the groom’s footsteps circumambulating the Holy Fire for seven times. The bride’s pallav and the groom’s angavastram are tied with the matrimonial knot. इष एकपदी भव सा मामनुव्रता भव।पुत्रान्विदावहै बहूंस्ते सन्तु जरदष्टयः॥ ऊर्जे द्विपदी भव सा मामनुव्रता भव। पुत्रान्विदावहै बहूंस्ते सन्तु जरदष्टयः॥ रायस्योषाय त्रिपदी भव सा मामनुव्रता भव। पुत्रान्विदावहै बहूंस्ते सन्तु जरदष्टयः॥ मा यो भव्याय चतुष्पदी भव सा मामनुव्रता भव। पुत्रान्विदावहै बहूंस्ते सन्तु जरदष्टयः॥ प्रजाभ्यः पंचपदी भव सा मामनुव्रता भव। पुत्रान्विदावहै बहूंस्ते सन्तु जरदष्टयः॥ ऋतुभ्यः षट्पदी भव सा मामनुव्रता भव। पुत्रान्विदावहै बहूंस्ते सन्तु जरदष्टयः॥ सखा सप्तपदी भव सा मामनुव्रता भव। पुत्रान्विदावहै बहूंस्ते सन्तु जरदष्टयः॥ जीवपत्नी प्रजां विदेय। The groom gets up from the chair embracing the right hand of the bride. He circumambulates the Holy Fire starting from the right side and by lifting, step by step, the bride’s right feet. This ritual is performed in all seven steps. In each step, he recites a mantra addressing the bride. The mantra interpretation is as follows – Let Lord Maha Vishnu accompany you in each of your steps for the following seven purposes. Step 1: To give you abundant food. Step 2: To give you vibrant health and energy. Step 3: To give you strength for performing your vrithas (rituals), as enacted in Vedas. Step 4: To give you harmony and happiness in life. Step 5: To make your cows and other animals grow in good strength and numbers. Step 6: To make all the seasons favorable to you. Step 7: To perform obstacle-free sacrifices in Holy Fire (homams), as mentioned in Vedas. The reason behind following the above ritual is to seek blessings of Lord Vishnu, the protector of this universe. Mangalsutra and Okhli ceremonies Five sumangalis (married women) tie the holy thread or Mangalsutra while the groom holds it around the bride’s neck. Following this ceremony the newlywed couple seek blessings of the elders and priests. In Kannada weddings, the game of Okhli is also played with the groom’s wedding ring submerged in a pot filled with colored water. As per the tradition, the bride and her brother chase the ring thrice in the pot. Vidaai ceremony is a tearful farewell of the bride. She departs from her maiden home and enters her in-laws’ home. The bride’s parents shower their daughter with many gifts. Articles including utensils, an umbrella, cot and other necessary items are also gifted for her new home. The bride enters her new home and this ritual is called Graha Pravesh. Before entering her new place she kicks a kalash (metal pitcher), full of rice, with her right foot. This intends that her entrance is bound to bring wealth and prosperity to her new family. The bride opens a new chapter of her life and the name changing ceremony takes place. The groom decides on a new auspicious name for his bride which he inscribes on a plate of rice using a ring
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Baraka Children’s home was founded in 2006 by Margaret Kimaru to aid the many orphans ad vulnerable children in the area by giving them a place to call home. The home is located in the heart of Kayole Estate in Nairobi. The home has 265 children from various backgrounds, some of whom were orphaned by HIV/AIDS, others abandoned, abused, lost and found and other cases. They are located at Kayole, Thika and rehabilitation centers. Baraka has children from all age groups starting from less than 1 year old to adult with the younger children spending all their time at the home and the older kids being away to boarding school during school session.
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On Saturday, October 30, astronauts aboard the International Space Station tasted the first harvest of space-grown chili peppers. Sharing photos of space-grown food, NASA astronaut Megan MacArthur tweeted, “Finally, I’ve made the best space tacos yet: beef fajitas, sun-dried tomatoes, artichokes, and chili to hatch!” The chili leaf was grown in space as part of Plant Habitat – 04, NASA’s series of experiments to grow food crops in space, a feat that could make space missions long-lasting and sustainable.The first image shows a taco floating near MacArthur’s mouth.Looking closely at the second image, you can see the top layer of the taco. Among the spongy tomatoes and other garnishes, fresh green peppers stand out. In another photo, MacArthur displays his crop of space crops – five hot peppers standing on the ground. The images represent the success of the chili-growing experiment, which according to International Space Station research is “one of the “Toughest plant experiments at stations yet.” After getting their “space tacos,” astronauts filled out surveys to collect data from the experiment, MacArthur said in his tweet. Any chili left over after tasting will be returned. Astronauts to Earth for further study. Friday party! After harvesting we tasted red and green peppers. Then we filled out the surveys (you should have the data! 😁). Finally, I made the best space tacos yet: Beef Fajitas, Sundried Tomatoes and Artichokes, and HATCH CHILI! https://t.co/pzvS5A6z5u pic.twitter.com/fJ8yLZuhZS– Megan MacArthur (@Astro_Megan) October 29 2021 No other space taco fillers have been prepared in space, and they were either brought by astronauts on their flight to the International Space Station or NASA sent them on mission rockets to refuel. For more than 20 years, NASA astronauts have lived and worked in space, packing food with the occasional fresh meals that arrived in cargo hold. While space missions store food very efficiently by freezing it, drying it and using other means of preservation, essential nutrients – vitamin C or vitamin K – deteriorate over time, a problem that raises health concerns. Astronauts on long-term missions such as the Moon or Mars. Growing and eating space-grown food is nothing new to astronauts aboard the International Space Station. The astronauts were able to grow and eat 10 different cultures in orbit. However, growing chili peppers, which are rich in vitamin C, was the most complicated cultivation experience aboard the International Space Station due to the “long germination and growth periods of the plant”. “Music guru. Incurable web practitioner. Thinker. Lifelong zombie junkie. Tv buff. Typical organizer. Evil beer scholar.”
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We measure and reduce our company’s CO2 footprint. Our office operations are climate-neutral from 2022, and we will offset the footprint of our operations annually. Greenhouse gas emissions must be reduced significantly to avoid the worst consequences of climate change. Our office operations also generate emissions, mainly from the use of heating and electricity, and from the commuting of our employees. What have we already accomplished? We collect data and calculate the total carbon emissions of LHV every year. Year by year, we have expanded the activities included in our calculation. In 2021, the climate impact of LHV’s office operations amounted to 1,447 tonnes of CO2 equivalent, or 2.3 tonnes per employee. In 2020, the result was 865 tonnes, or 1.7 tonnes per employee, and in 2019, the total greenhouse gas emissions of LHV offices were 1,210 tonnes of CO2 equivalent, or 2.6 tonnes per employee at the time of calculation. In 2021, emissions were distributed as follows: - 31% from the use of electricity and heating; - 21% from employees commuting; - 21% from indirect energy and fuel-related impacts; - 18% from impacts related to fixed assets (e.g., office equipment, furniture, etc.). We have put together a climate neutrality achievement plan in order to operate more sustainably and reduce our negative environmental impact. We have already made the transition to electricity furnished with a green energy certificate, which has cut emissions by 30%. We calculated our footprint based on the internationally recognized Greenhouse Gas Protocol. Offsetting the negative carbon footprint – In August 2021, we started cooperating with eAgronom to offset the negative impact of LHV’s office activities. With the help of eAgronom, we neutralised the impact of our office activities in 2021. Through eAgronom, we support intercropping in agricultural fields. This makes it possible to capture greenhouse gases from air, improve soil quality, and reduce the need for fertilisation. LHV’s principles for offsetting our negative carbon footprint: - Offsetting must be an additional activity - Clarity and transparency of emissions accounting - Exclusive claim to GHG reductions - Avoiding of environmental or social harms What are we planning for the future? We will repeat and refine the calculation each year. Based on which additional categories we are able to gather reliable data in, we will strive toward a fuller picture. We reduce our climate impact and offset the part we cannot reduce.
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Get full access to Outside Learn, our online education hub featuring in-depth fitness and nutrition courses and more than 2,000 instructional videos when you sign up for Outside+. It some point, a little training snobbery is okay, especially when the risk outweighs the reward. Stretching on the whole is a safe practice, but not every stretch is good for every body, and unless you’re a contortionist, pro athlete or seasoned yogi, there’s no need to assemble your parts into a potentially compromising position. Here are the top three stretches you should avoid and why — and a replacement move that is safer and better for your body. This stretch is (obviously) good for hurdlers, but jumping over a hurdle is truly the only real-life activity that benefits from this position. Its purpose is to stretch your hips and deeper hip rotators, but when most people attempt it, they usually end up putting the inner portion of their knees under stress — risking potential ligament and joint capsule injury — rather than stretching their hips. Sub In: 90/90 Hip Stretch Having both knees at a 90-degree angle means that this stretch properly targets your hips and reduces the pressure on your knees. Hold each position of this stretch for 30 to 60 seconds to hit all aspects of your hip rotators. Repeat two to four times each side. Sit on the floor with your knees bent and feet flat, then turn to the side and let your knees fall to the floor. Your front thigh should be straight out in front of you and your opposite thigh straight out to the side — both knees bent 90 degrees. Hold here and press your pelvis downward. Then hinge forward at the hip with a straight back and drop your chest toward the forward knee. Sit back up and rotate toward your back leg. Though it might not bother seasoned yogis, Plow Pose requires extensive flexibility in your hamstrings, back and neck — places that many people experience tightness and even pain. Folding yourself in half also requires that the bulk of your bodyweight be supported by your neck and shoulders, possibly pressing on the delicate disks and nerve bundles in your cervical spine. Sub In: Forward Fold This stretch achieves that same posterior-chain lengthening by enlisting the help of gravity — without bending into a pretzel or tweaking your spine. Stand with your feet together, knees straight but not hyperextended. Starting with your head, slowly roll down one vertebra at a time until you’re hanging upside down with your head toward the floor. Place your hands on the floor or fold your arms over your chest and hold for 60 seconds or longer. For a deeper stretch, wrap your arms around the backs of your knees, or walk your hands backward between your feet. Straight-Arm Chest Stretch It’s common in our tech-filled world to have tight pecs, but this particular stretch can actually shorten rather than lengthen these muscles. Additionally, leaning forward into the stretch pulls on the connective tissues that hold your shoulder in place, weakening the anterior capsule and compromising its integrity — without stretching a single fiber of the pectorals. Sub In: “High-Five” Pec Stretch This position properly stretches the pecs so they can perform all their required actions: horizontal abduction, external rotation and scapular retraction. Bend your arm at a 90-degree angle as if you were giving a high-five, then place your elbow and forearm against a stationary object like a rig post or door jamb. Slowly rotate your entire body away from your arm until you feel a stretch in your chest — it won’t take much. As your muscles relax, turn a little farther. Hold for 30 seconds each side.
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This course guides participants by a step-by-step course of for developing a business plan and monetary projections for a microfinance establishment using Microfin four.0, the sophisticated financial projections software that was developed by the facilitators of this coaching course, Chuck Waterfield and Tony Sheldon, with monetary help from CGAP, Girls’s World Banking, and Sida. Non financial rewards, in employment, a reward to a employee aside from further pay. Many non-monetary rewards are perks similar to company vehicles, free non-public medical care, and free pension entitlement. Nonetheless, an employee could also be rewarded, for instance, by being given a greater workplace or a bigger finances to manage, or by being given the selection of where to take a posting in a company. Non-monetary rewards will be very value-effective for firms as a result of, in distinction with a pay improve, little or no revenue tax or nationwide insurance contributions are paid. Ownership fairness or net value is a determine that shows the value of the business after deducting what the business owes from what it owns, on the day the balance sheet is prepared. A detrimental determine means the enterprise has debts it cannot pay. A spiritual organization could use the income to help its members or others get hold of meals, medical care, training, and so forth. A university might use its profits to provide free or low value training to some or all of its college students. Economic highs and lows affect all firms and these intervals of change is a test for all. Some stumble, some even fail and there are some who stand unscathed. However the financial development of all corporations is affected collectively. Sometimes the expansion is completely unplanned and the enlargement occurs resulting from some external factor which can range from touchdown a large account to only finding a terrific deal on a second location house. All the time remember that with out correct and concrete planning, no enterprise can survive. IT IS NEARLY AXIOMATIC THAT AN FINANCIAL downturn will observe a war, and the recession of 1865, following the end of the American Civil Struggle, was no exception. The first purpose for any post-conflict recession is that business has been geared throughout wartime to supply all the products and companies required with a labor pressure depleted of the men—and now women—fighting the battle. Consequently, unemployment has been low and enterprise exercise very excessive. With the top of hostilities, the demand for items and companies falls sharply, and industry scales again shortly. This outcomes, of course, in increased unemployment only magnified by the troopers returning home. You see here individuals, UOP instructors get harassed by UOP enterprise managers for helping their own college students so that the students receive no assist in any respect and purposely fail the category. The coed must then repeat the same class once more and the UOP will get paid double! Fraud! Fraud! Fraud! Value of Goods Bought (COGS) represents direct prices of manufacturing items and services that the business has offered, such as materials costs and direct labor.
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Exactly what is a Personal Bank Loan? Mortgages are loans for purchasing houses. Vehicle loans are suitable for exactly that – purchasing a vehicle. And lots of other loans involving investments, big-ticket purchases, and myriad other purposes are designated for any certain use. Other loans are known as Unsecured Loans. The funds received may be used in the discretion from the customer. Unsecured loans for individuals with poor credit can be found as guaranteed or unsecured. Usual amounts of these loans vary from $100 to $1,500. However, based on certain things, borrowers and lenders have had the ability to workouts where much bigger sums are distributed. Unsecured versus. Guaranteed Unsecured unsecured loans for individuals with poor credit are backed only through the signature and commitment of the customer, usually at rather high rates of interest. Guaranteed unsecured loans for individuals with poor credit are supported by collateral for example property, like a home, bonds and stocks, along with other valuable property, a late model automobile. The eye rate on these financing options are rather moderate because of the security. The loan provider can seize the home then sell it to pay for the price of the borrowed funds. Traditional Lenders versus. Private Lenders Lending institutions, banks along with other traditional lenders really don’t make unsecured loans for individuals with poor credit. These institutions usually require some previous relationship for example accounts or cds, a great earnings along with a low debt load, plus squeaky-clean credit. Private lenders don’t rely on credit history because the final decider on granting financing. Levels Of Competition Are Good Collateral isn’t a requirement, but it may be offered if the customer decide on so for lower rates of interest. Lenders have walked directly into grant unsecured loans for individuals with poor credit, a niche left by traditional lenders. Levels of competition are healthy and also the customer will be able to select to obtain the cheapest rates of interest and also the best repayment terms. The very best shopping venue may be the internet. Many private lenders have setup buy online which makes it super easy to survey the choices of numerous companies. Look At Your Earnings, Debt Load and Credit History When pondering the practicality of securing an unsecured loan for individuals with poor credit, you have to perform a budget check. A loan provider won’t lean a lot in your credit history, and can have a good hard review your earnings as well as your debt load. Lenders wish to be sure you will find the lack of ability to pay on the loan once you have compensated other necessary obligations each month. Your credit score can help the loan provider set rates of interest. The more serious the scores, the greater the eye. You need to pull your reports and make certain they’re as clean as you possibly can, because errors aren’t uncommon. Putting the cash to get affordable Use Many borrowers have finished getting a lot of annoying bills, for example charge cards or any other little loans, and select to pile all individuals bills into one. This often lowers rates of interest and payment comes down to under the mixture from the old loans. Other available choices for implementing your individual loan for individuals with poor credit could include: – Making up ground on overdue bills. – Emergencies like prescriptions or vehicle repair. – Improving or refurnishing your house. – Educational charges, tuition along with other costs. – A necessary vacation. One Further Good Word If you take an unsecured loan for individuals with poor credit you can begin working yourself from the poor credit designation. Having to pay from the loan promptly as well as in full is going to do much to begin moving your credit ratings into more acceptable zones.
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Mobile Loaves & Fishes The mission of Mobile Loaves & Fishes is to provide food and clothing and promote dignity to our homeless brothers and sisters through three core programs: the Community First! Housing program, the ROADS Micro-Enterprise Program, and our innovative Truck Communities. Even in childhood, Tracy spent much of her life just trying to survive. Life was difficult in her family. Her mother suffered mental illness and her father was not able to adequately care for Tracy and her siblings. When she was in the third grade, she was placed in foster care. At just 14 years old, Tracy took off on her own searching for love and comfort. Tracy did find love, got married and soon had a son. She was happy and living the life she had always dreamed of, until her own struggle with mental illness and addictions turned her dream into a nightmare. Her eight year marriage ended in divorce and she lost her job. Not able to care for herself or her child, Tracy’s husband was given custody of her precious son. Her life was shattered and she slid into deep depression. Tracy’s battle with depression and addictions left her alone, vulnerable and homeless. In 1992 she was thrust into the harsh world of living on the streets, and has struggled every day since that time to survive. This relentless struggle of survival is the tough reality our homeless brothers and sisters experience every day while living on the streets of Austin. They are hungry, isolated and have no safe place to call home. “Living on the streets is hard. I did what I had to do to survive.” -Tracy Struggling to survive on the streets, Tracy’s life hit rock bottom and she eventually ended up in jail. Soon she entered a rehab program and began the hard work to transform her life. She began to heal both physically and emotionally while learning how to manage her health and sobriety. She knew that in order to maintain her new life and reconnect with her son, she needed to be in a good environment with resources to sustain and protect her. Today, Tracy is home in Community First! Village, and her struggle to survive is over. She is living in a safe and stable place surrounded by a caring and supportive community. She earns a dignified income by doing laundry and helping prepare homes for new Village neighbors. What she considers her greatest work, though, is having the opportunity to mentor others who suffer with addictions and depression. “I am so grateful and I want to do something better. I’m living proof that the struggle is real, but change is possible.” –Tracy Tracy is now the leader of one of the truck teams serving on the truck. She was part of the very first group that delivered meals and now she trains other volunteers and residents. She got to know Charlie, another resident who was on that first team and continues to serve, and as of June 2018 are now engaged to be married in the village! She continues to teach all of us about what the homeless are experiencing and how to build sustainable, trusting relationships with them. “Everything we do is about relationships. The biggest lesson we have learned over the years is that we are not a food ministry. We merely use food as a conduit to connect human to human and heart to heart.” — ALAN GRAHAM, Founder & CEO We continue to be so grateful for First Nonprofit’s gift that made it possible to purchase a new food truck dedicated to truck teams serving out of the Community First! Village. We are now making food truck runs directly from the Village! And most importantly most of our current teams of volunteers are our awesome neighbors (residents) – formerly homeless men and women who are now stepping up to serve their friends who are still living on the streets of Austin. The truck is up and running. We are continuing to build truck teams and make-ready teams to deliver nutritious meals out to the streets of Austin each evening. Make-ready teams prepare sandwiches (peanut butter, meat and cheese) and load the truck with fresh fruit, water, boiled eggs, cookies and toiletry items. The truck teams of six then arrives to drive the truck and to deliver them. Relieving immediate hunger is fundamental for taking the next step toward emotional, spiritual and physical healing. With dignity and respect, our caring volunteers prepare and deliver wholesome meals and other basic needs to our homeless brothers and sisters who are struggling to survive. A handshake, a hug or a friendly smile can go a long way. MLF officially began the truck program twenty years ago and we have 20,000 volunteers across all of the truck communities. But the village truck program is unique because the residents themselves serve their friends that are still living on the streets. Watching those who have found homes in the Community First! Village now serving on truck teams and serving their friends still living on the streets has taught us how important it is for them to have a sense of purpose as well as a new sense of hope that they can make a difference in our world. The teams have also become another opportunity for them to meet others in the village and form community!3/ The primary cause of homelessness is a catastrophic loss of family. What begins with a sandwich and a conversation with a caring Mobile Loaves & Fishes volunteer soon opens the door to community and relationships where they’re needed most. As we faithfully serve our homeless neighbors and deliver meals with a side of hope, lives truly are transformed.
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Key Projections for 2022 However, since 2015 Congo has been in a weak fiscal position due to an economic crisis triggered by falling oil prices, with average GDP growth at -0.26% annually. Debt levels have rebounded and the country is in debt distress according to the IMF: public debt stood at 98.5% of GDP in 2018, more than doubling from 45.1% in 2012. This was due in part to the credit acquired to fund investment projects and increase salaries in the public sector. In early 2020, Global Witness uncovered oil company Société Nationale des Pétroles du Congo (SNPC) – Congo’s largest state-owned enterprise – to hold $2.7 billion in previously undisclosed liabilities to American and European oil companies, with a further $606 million owed to a consortium of banks, including EcoBank a pan-African banking conglomerate. This may lead to a further upward valuation in Congo’s growing debt stock. Misreporting and lack of clarity over the country’s debt position is reflected in this reports’ Debt Transparency Index, where Congo scored the second lowest score amongst all countries analysed, lacking any effective debt strategy, debt management office, freedom of information laws or publication of government contracts. Congo is an oil exporting nation with a relatively undiversified economy: crude petroleum makes up 85% of exports and 80% of tax revenue. Therefore, the country’s economic fate is closely tied to fluctuations in oil prices, which have been relatively low for the last few years. Indeed, loss of foreign exchange and other revenue sources was so severe in 2015 that Congo ran a fiscal deficit equal to 24.8% of GDP. However, by 2018, the Central African country managed to record a fiscal surplus of 6.6% of GDP thanks to recovering oil prices as well as reduced public budgets involving policy changes to governance and broader non-oil revenues. This volatility is compounded by Congo’s dependence on trade with China, the US and Europe, which collectively account for over 50% of GDP, suggesting lack of insulation from global developments. Though total external debt stock is moderate at 44.1% of GDP as of 2018, the Congolese government devotes a high share of revenue for debt servicing. At 11% of government expenditure in 2018, debt service exceeded healthcare expenditure in 2017 by over three-fold, representing a potentially high opportunity cost IF the projects being funded by loans are not helping raise citizen’s standards of living or generating a return. There is therefore potential concern about the country’s debt management and subsequent sustainability. Chinese stakeholders have a considerable stake in Congo’s debt portfolio. As in Angola, oil-backed instruments often serve as collateral for Chinese credit. As of 2020, the share of Chinese debt to total external debt stock is 45% while debt service to China is 43% of total debt service. Such loans are used primarily to finance construction projects, particularly highways. In recent years, Congo borrowed $1.8 billion to construct a new highway linking the capital Brazzaville to the coast and a further $537 million for a second highway. In 2019, China agreed to a debt restructuring totalling $1.6 billion, providing new terms for eight of 24 Chinese loans to Congo. External Debt Stock to China vs. Other Countries (USD millions) However, Congo is classified by the IMF as having high debt vulnerability, which has worsened as a result of the pandemic, and the IMF now suggests Congo is IN debt distress. It has the second lowest credit rating across the twenty countries analysed in this report and is consider ‘junk’ status by all major credit rating agencies, likely to default. Though the fiscal balance varies from year to year depending on oil revenues, public debt has been close to or over 100% of GDP since 2016. Further, IMF stress tests have found that Congo’s present value of public and publicly guaranteed debt-to-GDP is well above the 35% benchmark associated with vulnerability from 2018 to 2030 even in the baseline scenario, implying a weak debt carrying capacity. Economic growth is expected to return to Congo in 2021 at a rate of 2.6% assuming global economic recovery. However, should oil prices remain low, the balance of payments may experience a longer and deeper shock. Congo will remain vulnerable to exogenous shocks as long as its economy is undiversified. Recognising this, the government has introduced the National Development Plan to increase the economic contribution of its agricultural, industrial and tourism sectors. and The Development Reimagined Team Statement on use of data: This debt guide uses a compilation of data from the IMF World Economic Outlook, the World Bank, the AfDB, Trading Economics, Jubilee Debt Campaign, China Africa Research Initiative for Chinese loans, Christoph Trebesch et al. for China Debt Stock Database, DR’s dataset for debt cancellation and COVID spending, as well as the data from countries’ government websites (if applicable). Health and Well being choices People are doing to support their fitness During the month of January, health and fitness is top of mind for people setting resolutions for a healthy new year. Google searches for fitness peak at the beginning of the year and according to data from the International Health, Racquet, and Sportsclub Association (IHRSA), 10.8 percent of all health club members join their gyms in January. People plan to do at work when restictions are lifted It is a long established fact that a reader will be distracted by the readable content of a page when looking at its layout. Global Corona virus Impact and Implications COVID-19 cases crossed the 15-million mark globally this week, with South Africa replacing Peru among the top five worst affected countries.
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Watch the video and use the subtitles and the transcript to help you understand. Hey guys! My name is Asha and this video is for British Council’s LearnEnglish Teens online magazine and YouTube channel. Today, I just wanted to talk about how much we are all obsessed with technology and how it is taking over our lives and I know in fact it is taking over my life – and here are some … some points to see if it’s taking over your life too. If you look at a screen at least nine times a day, it means you’re obsessed with technology. It could be your mobile phone, your iPad, your laptop, your television, even an iPod counts. And sometimes I question why I have glasses and then I’m like, ‘Duh! I’m just obsessed with looking at screens and it’s just messed up my vision.’ That is why I honestly think that the Kindle is such a good invention. It saves so much space around your house – but it means looking at a screen again, so I like to stick to the old-school method of turning pages. Plus I am in love with the smell of new books and old books. Ah! It just smells so good! It really is an unhealthy obsession that I have. Another sign of an obsession with technology-slash-social media is if you check it in the morning and you check it in the evening too, before you go to sleep; and if that becomes your usual routine every single day, well then ... you’ve got a problem too! Personally, I am so guilty of this – and what makes it worse is, I will check every social media and then ’cause it’s taken me 35 minutes to check through it all, I think it is long enough to go all the way back and recheck the social medias again! I really shouldn’t do that. The next one is, is if you feel you can’t cope if your TV broke or if your phone broke … and I tell you, a sign of someone who’s obsessed with their phone is … hold on … if you have one of these bad boys, a portable charger, it means you’re obsessed with your phone because you just don’t want it to die. The only thing I think I could cope with it breaking is probably my TV because I know I’ll have other devices to watch TV on – so whether that’s my laptop or my phone, I’m good. Just as long as my phone doesn’t break! I have this really bad attachment with my phone. Lastly is if you feel like you are not up to date with your favourite celebrities. When Kim Kardashian had taken her three-month break off social media, I was actually missing her, as much as it sounds quite sad to say, but she was a frequent poster and I was a bit like, ‘Where is Kim Kardashian? What is she doing with her life? Why is she not updating me?’ But if you feel like you relate to any of these symptoms of being obsessed with technology or social media, well, it’s all right girl, or boy, I am with you and together we will conquer this addiction. If you want to stay up to date with my new videos – make sure you comment, like, subscribe and I will see you in my next video. Worksheets and downloads Are you tech addicted?
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Spaceflight company Orbex reveals new Prime rocket with 3D printed engine Orbex, a startup which plans to develop and launch UK’ s first rocket has opened its headquarters in Forres, Moray. The firm has also unveiled a 3D printed rocket engine to propel cargo into space. Currently with just three full-time employees on site, the company hopes to bring more than 130 jobs to the region by the end of the year. At a launch event near Inverness in Scotland on Thursday, the company unveiled its Prime rocket which is designed to deliver small satellites into Earth’s orbit. Built from specially-formulated lightweight carbon fibre and an aluminium composite, it includes what the company claims is the world’s largest 3D printed rocket engine. The engine, the company said, is manufactured in a single piece without any joins. That means it’s stronger and less likely to suffer from weaknesses in the joins and around welds. Orbex said the rocket’s engine was the first commercial rocket engine to be designed to work with bio-propane, a clean-burning, renewable fuel source that cuts carbon emissions. The company claims it’s fuel is 100 per cent renewable and cuts carbon emissions by 90 per cent. Prime has been designed to take satellites to altitudes of up to 776 miles (1,250 km). The company says it is scheduled to launch in 2021 carrying an experimental payload from UK-based Surrey Satellite Technology Ltd (SSTL), which manufactures small satellites. Graham Turnock, chief executive of the UK Space Agency, said: “Orbex’s new rocket design facility brings Britain one step closer to having its own domestic commercial launch capability and firmly positions the UK as Europe’s frontrunner for those looking to Earth’s orbit and beyond for new opportunities. “The new facility and future spaceport operations will help unlock vast economic and societal benefits not just in Scotland but right across the UK.” To house the rocket and engineering staff Orbex has built a 2,000 square metre HQ in Forres, in the north east of Scotland. The headquarters building will combine a rocket design and integration facility, an operations centre and executive offices. UK Business Secretary Greg Clark said: “The plans for a spaceport in Sutherland have already attracted significant investment, and Orbex’s rocket design facility will bring more than 100 new jobs to the Scottish Highlands region – this is our modern Industrial Strategy in action. “The space sector is a great British success story and we are working closely with industry to ensure we thrive in the commercial space age. “New innovations, capabilities and expertise are driving significant growth, with the sector generating close to £15 billion in income each year.” Chris Larmour, Orbex chief executive, said: “Since the announcement in July 2018 that we had been chosen to launch from the Sutherland spaceport, Orbex has been on an incredible journey, largely behind-the scenes. “That is changing today, as we publicly reveal the company’s technical and commercial momentum. “Not only do we have a full engineering prototype of the complete Stage 2 of the Prime rocket, but also a growing roster of customers hoping to be among the first to launch satellites from Scotland.”
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First Freedom Action Network On Monday, November 11th, Father Hovsep Hanna Bedoyan and his father, Ibrahim Hanna Bedoyan, were traveling to Deir Ezzor in Northeast Syria when they were attacked and killed. ISIS has claimed responsibility for the attack. They were going to Deir Ezzor to check on repair work at the Armenian-Catholic Church of the Martyrs. It is a significant city for Armenian Catholics in the region because it is where many were killed while fleeing the Turkish genocide in 1915. Last month’s Turkish invasion into Syria has emboldened Islamists and further destabilized the region. The church, as a monument to the martyrs of the Armenian genocide, is a thorn in the side of Turkey’s Islamist government. Even mentioning the event in Turkey is considered “insulting Turkishness” and is illegal. Father Bedoyan is survived by his wife, children, and community of believers. His Archbishop Butros Marayati of Aleppo said, “I beg you to pray for us and for our people, because at present we are living through extremely difficult times.” Subscribe to the Prayer List Ongoing Prayer Needs Of the 110 girls abducted by Boko Haram last February from the Girls Science and Technical School in Nigeria, Leah is the only one who remains in captivity, reportedly because she refused to convert to Islam. Leah is 16 years old, having passed two birthdays as a slave. Her brother Donald, 13, “who used to play, and do everything together with her, has been very affected by her absence, and he kept asking: ‘When Leah is going to come back?’ Please pray for Leah to be released from captivity. Instead of sitting around the refugee camp waiting for something to happen, Mohib Ullah decided to interview his fellow Rohingya refugees to document the atrocities committed against them by the Burmese military. He met others who wanted to take action as well, so they started the Arakan Rohingya Society for Peace and Human Rights which meets daily in Mohib's tent. Together they have negotiated with the Burmese government, and also helped the Bangladeshi police with security concerns. Unfortunately, this makes him unpopular with religious conservatives within the camp who threaten his life daily. Mohib and his fellow million Rohingya refugees need prayers for safety and continued courage. Ahmed Zakariah is the only doctor in the war-torn Nuba Mountains of Sudan. Arab militias regularly pass through the area, killing or maiming those who refuse to convert to Islam. Dr. Zakariah had a scholarship to further his medical studies, but at the risk of his life, he refused to leave his people without medical help. Instead, he decided to stay and build a hospital. He hopes to complete the maternity ward by the end of this year. You can pray for Dr. Zakariah’s continued safety, for the embargo to be lifted so he can receive medical supplies, and for the resources to complete his hospital. Muyesser is a wife, a mother of three young children, and a prisoner in a concentration camp in Kizilsu, China. She was born in China, then moved to Egypt where she met her husband at university. Later they moved to Kazakhstan. She returned to China in August of 2016 to obtain papers necessary for Kazakh citizenship, but the Chinese government confiscated her passport and sent her to a “re-education camp.” The last her husband heard from her she was in a hospital, having fainted in prison. Please pray for Muyesser and the other two million Uyghur Muslims being held by the Chinese government, including her mother and brother. Daniel Stein went to the Tree of Life Synagogue alone on that fateful day in Pittsburg. His son Joe would later call October 27, 2018, “the worst day of my life.” Known for his smile and his willingness to volunteer for anything, Daniel was most excited about having recently become a grandfather. Joe said that two of the things Daniel loved most were attending synagogue and playing with his grandson. We can pray for Daniel’s survivors, including his wife Sharyn, son Joe, daughter Leigh, daughter-in-law Tia Jeanni, and grandson Henri. Asia Bibi lived on death for over nine years in Pakistan for the crime of offering a drink of water made “unclean” by her Christian touch. Today the 53-year-old mother of five is in Canada, far away from her accusers. We can offer prayers of gratitude for her escape and for her continued safety. Having lived as a refugee in India for over 60 years, the Dalhi Lama is now 84 years old and in declining health. On October 29th a Chinese official tweeted that, “reincarnation of Living Buddahs including the Dalai Lama must comply with Chinese laws and regulations.” The Dalai Lama, on the other hand, has stated that “It is particularly inappropriate for Chinese communists, who explicitly reject even the idea of past and future lives… to meddle in the system of reincarnation.” If the Dalai Lama passes without a succession plan in place, it would distress the already beleaguered Tibetan people and increase tension between India and China, the two most populous nations on earth. Please pray for the Dalai Lama’s health to be sustained.
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The Montgomery County Council has changed its mind on what kind of transit line to build in the rapidly growing and heavily congested Interstate 270 corridor, voting Tuesday to recommend a busway over the light rail system it endorsed in 2009. The unanimous recommendation now goes to Maryland Gov. Martin O’Malley (D) as he considers which mode and route to submit in a highly competitive bid for federal construction money. A 15-mile Corridor Cities Transitway (CCT) would connect the Shady Grove station at the end of Metro’s Red Line in Rockville with the Clarksburg area, via Gaithersburg and Germantown. The county has targeted much of its future development for the area, and Montgomery officials say it is key to economic and job growth, particularly the county’s ability to continue attracting life science companies. Much of the approved development for the area can’t go forward without a transitway to prevent further traffic congestion. Affordability and timing seemed to be the biggest considerations for council members. Several cited a recent state study that found a busway, called Bus Rapid Transit (BRT), would provide significantly higher economic benefits than light rail because its lower cost would make it affordable a decade earlier. A rapid bus system is estimated to cost $491 million to build, while a light rail system is projected to cost $772 million. “[Bus] rapid transit would occur approximately 10 years faster” than light rail, said Council President Roger Berliner (D-Potomac-Bethesda). “The consequence of that is huge in terms of economic benefit to our county.” Rick Kiegel, the Maryland Transit Administration’s project manager on the transitway study, said state planners probably will make a recommendation on the mode and route to Maryland Transportation Secretary Beverley Swaim-Staley by early February. He said the governor is expected to make a decision by April. Kiegel said state planners are leaning toward a busway because buses would have more flexibility to get into the upcounty’s more sprawling subdivisions. A busway also would jibe with local plans to build a countywide network of bus lanes. Consensus among local and state officials is considered key in the federal competition for scarce transit construction money because any plan would need significant statewide support to come up with the state’s half of the construction funds. The council had previously voted 6 to 3 to endorse light rail, a far more expensive option that state transit planners have since said would take an additional 10 to 12 years to build because of its higher price. Council member Craig Rice (D-Upcounty) said upcounty residents want to feel more connected to the rest of Montgomery. “This provides a reliable and more time-effective way to get people out of their cars and use mass transit,” he said. Montgomery Executive Isiah Leggett (D), who had previously endorsed light rail, changed his mind in December. “I would personally like to see light rail, but . . . I would like to see it during my lifetime,” Leggett told an audience at a public meeting in Germantown on Monday. State transit planners say buses would run in their own lanes to avoid traffic congestion and would look much like trains on rubber tires. The line’s 16 stations would be spaced about a mile apart and have platforms that would allow for quick boarding and ticket machines where passengers would pre-pay. Staff writer Victor Zapana contributed to this report.
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Tax Court Lawyers in Brady Tax Courts serve the same purpose as any other court: they're there to resolve legal disputes in a fair and orderly fashion. Tax courts are simply specialized to oversee tax disputes. Federal tax issues are handled by the United States Tax Court, which has branches all over the U.S. So, the U.S. Tax Court almost certainly has a courthouse in or around Brady, Texas. Tax courts in America handle the vast majority of legal issues that concern federal tax obligations of a person or other legal entity, such as a corporation. There are various procedural rules that are meant to funnel tax concerns into tax courts, without strictly requiring them to be heard there. For example, only tax courts can hear tax cases where the tax in question has not yet been paid. The courts of general jurisdiction - known as the U.S. District Court - can also hear tax cases, but they can only hear tax cases if the disputed tax bill has already been paid. Tax Court Procedure in Brady, Texas Tax court claims in Brady, Texas can arise from any tax conflict, such as when a taxpayer believes that the conclusions of a tax audit were in error, or that they do not owe as much money as the IRS claims that they do. Tax courts in the United States are presided over by judges who are appointed by the President. Unlike most other federal judges, who serve for life, judges on the U.S. Tax Court serve 15 year terms. However, they can serve an unlimited number of these terms, and if they do their jobs competently, they are almost always re-appointed when their terms are up, meaning that the vast majority of them effectively serve for life. U.S. tax courts are unique in that individuals who are not licensed to practice law in Texas, or any other U.S. jurisdiction, are permitted to represent clients before tax court. Non-lawyers who want to practice before the Tax Court do have to take an exam demonstrating that they have a good familiarity of tax law. Normally, non-lawyers who practice before the tax courts are experienced accountants. However, licensed attorneys can practice before tax courts without taking the special exam. Typically, a Brady, Texas resident will end up in tax court because the IRS has determined that they have not paid all of the taxes that they owe, and has sent them a notice indicating as much. When this happens, the taxpayer has 90 days to file a claim in Tax Court contesting the IRS's allegations. If you believe that the allegations against you are untrue, and wish to fight them, it's essential that you file a claim in tax court within the allotted time period. Otherwise, you could lose your right to challenge that tax bill permanently. Do I Need a Brady, Texas Tax Attorney? Although federal tax court permits, under some circumstances, non-lawyers to represent taxpayers, the practice of tax law is extremely intricate and specialized. Many attorneys who practice tax law do not practice in any other area. If you have to go to tax court for whatever reason, you should almost certainly speak with a knowledgeable tax attorney in Brady, Texas. Even though some non-lawyers are technically permitted to represent you in tax court, there are distinct advantages to hiring a lawyer, even if a non-attorney can provide you with competent representation. The main advantage is the fact that all attorneys are tightly regulated by their state bar associations, and if they botch your case, you may have more legal recourse against an attorney than you would against a non-attorney.
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It is Aftonbladet that examined how internet giants such as Google, Facebook and Amazon build server halls in Sweden with subsidies from the Swedish state. According to the newspaper, the Löfven government has for several years “poured money” over the companies. It is about million support and an electricity discount of 97 percent, despite the fact that it has provided few jobs and small tax revenues. A report from the Electricity Market Inspectorate shows that server halls are very electricity-intensive. Acute capacity shortages are now feared in several regions. The worst affected is Mälardalen. At the same time, Amazon is building several large server halls in that region, writes Aftonbladet. According to a list obtained by the newspaper, a new server hall that draws 500 megawatts of electricity has been approved, more electricity than the whole of Uppsala consumes. Another company has been given the green light for a server hall of 461 megawatts. – It’s very much. It can be said that it is in the order of half a nuclear power plant, says Lennart Söder, professor of electric power at KTH, the Royal Institute of Technology, to Aftonbladet. Since 2015, Svenska kraftnät has approved applications for a total of 1,322 megawatts and there are pending applications for 2,015 megawatts. Source: Fria Tider by www.friatider.se. *The article has been translated based on the content of Fria Tider by www.friatider.se. If there is any problem regarding the content, copyright, please leave a report below the article. We will try to process as quickly as possible to protect the rights of the author. Thank you very much! *We just want readers to access information more quickly and easily with other multilingual content, instead of information only available in a certain language. *We always respect the copyright of the content of the author and always include the original link of the source article.If the author disagrees, just leave the report below the article, the article will be edited or deleted at the request of the author. Thanks very much! Best regards!
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The time of cables started in the early 21 century. The invention of televisions, mobiles happened as time passed. From trunk calls that took days to smartphones that can connect in less than a second, things change for good. Well, talking about cables and wires, HDMI cables and AV cables are one of the important wirelines that give television meaning. However, there lies a difference between them. HDMI Cable vs AV Cable The main difference between an HDMI cable and an AV cable is that an HDMI cable is meant to support the digital signal while an av cable supports an analogue one. They both have great importance in maintaining the signal quality, strength and robust nature of the television. Also, HDMI cables are less susceptible to noise while AV is more susceptible. The HDMI cable or high-definition multimedia interface cable is a type of wired connection that provides the data onto the screen. It’s responsible for transmitting uncompressed video information and digital audio either compressed or uncompressed from an HDMI-compliant source device, like referring to a display controller. An AV cable is an audio-video cable that accepts analogue signals and is more susceptible to noise as well. It’s responsible for sending the audio-video signals to the television. It works in electricity and has an electrical connector as well. Comparison Table Between HDMI Cable and AV Cable |Parameters of Comparison||HDMI Cable||AV Cable| |Definition||HDMI cable is a way of transporting the video signals to the television.||AV cables are now predominantly used that has audio-video signals to be displayed onto the screen.| |Data conveying||HDMI cables convey data digitally.||AV cables don’t convey data in Digital form.| |Signal||HDMI cable works on Digital signals.||AV cables accept analogue signals.| |Noise susceptible||HDMI cables are less noise susceptible.||AV cables are more noise susceptible.| |Wire parts||There’s only one HDMI cable with a single head to be connected on the television side.||Well, there are two wires to convey the data in audio form and video form.| What is HDMI Cable? Things have changed lately. From big heavy televisions or small screen TVs and now there are OLED TVs and curved TVs. Television has been playing an important role in entertaining the world. Across the globe, there’s hardly any house or residential places that don’t have a television. The cables help in transporting the signals to the TV so that any show with the volume can come up. HDMI cables are very important to watch any show hosted around the world. Without audio, video is useless, and without video, audio is someway useless. Talking about HDMI cables, these are high-definition multimedia interface wires that display the screen when connected to the side of the TV. There are, however, 3-4 ports with which you can easily make a connection. An HDMI cable can also be used to mirror the laptop to the television. Simply you need to do is just connect one of the ports to the laptop and one to the television. And you can easily watch shows on the big screen. It has a silver head and black rubber all around, making the wire robust. The front part is more like a trapezium with two parallel sides and the smaller side on the top. It’s used to convey Digital signals. There’s no need for any other cable when HDMI cable is used. It accepts and transfers both audio and video signals simultaneously. What is AV Cable? Well, you must have seen some colourful wires that are connected to the television, like blue, yellow, and red. These have a clear meaning and has an algorithm that will transfer that very data and information onto the televisions screen. AV cables are popular these days and have a greater impact on electrical technology. Talking about AV cables, the name AV comes from audio video cables. These are those colourful wire combination that is fitted either at the side of the TV or behind the TV. These have a specific port and an order of acceptance. AV cables are like the pen ball but have a larger shape. These are made of conductive materials to support electricity. 2 wires make an SV cable pair. The one wire is for the audio signal, and the second wire is for the video signal. These are supposed to be connected to display the screen corresponding to the audio. These AV cables support analogue signals to transmit the data into the system. Well, SV cables don’t support multiple signals from a single wireline. It can only transfer one signal and that to everyone that is assigned. These are quite old School cables and are replaced by high-end versions of wirelines. Also, AV cables are more susceptible to noise as compared with other devices. Main Differences Between HDMI Cable and AV Cable - HDMI cable is a new version of cables transmitting multiples signals at a time, while AV cables are old-fashioned cables carrying only one signal. - There exists only one HDMI cable to support the system, while AV cables need two ports and two cables. - HDMI can transmit audio, video with itself simultaneously while the audio and Video goes in two different cables. - The appearance of an HDMI cable is silver with black rubber, while the AV cables are mostly colourful. - HDMI cables transmit the data into digital signals while AV supports analogue signals. Well, wireline has an important part in data transfer. HDMI cable and AV cable are some of the important inventions that had been successful in keeping the audio and video intact at the same place. However, there’s a time difference in their inventions. HDMI cables support digital signals and don’t need any other wireline to transmit either audio or video signals. It can transmit multiple signals to the screen. While an AV cable is not a modern invention. You might have seen colourful wires that are pointed and to be fitted inside the television. |AskAnyDifference Home||Click here| Table of Contents
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Mineral oils are hydrocarbon compounds (MOH: Mineral Oil Hydrocarbons). They can be subdivided into the two groups MOSH (Mineral Oil Saturated Hydrocarbons) and MOAH (Mineral Oil Aromatic Hydrocarbons). Structurally related to MOSH are the so-called POSH (Polyolefin Oligomeric Saturated Hydrocarbons). Investigations conducted by the European Food Safety Authority found that MOH are present in almost all food products. In particular, in the case of dried food products with a large surface area, such as e.g. spices, flour, semolina, rice, breadcrumbs, or breakfast cereals, you cannot fully rule out the risk of contamination. Fatty foods as well, such as chocolate, butter, nuts, or cooking oils, could be contaminated with mineral oil hydrocarbons. These compounds can end up in the food products in a variety of ways. Potential paths of contamination include the packaging materials (recycled paper, printer ink, jute or sisal sacks treated with oils for waterproofing), lubricating oils from production or harvesting machines, food additives (anti-sticking agents, coatings, glossy agents, anti-dusting agents), gas emissions from the surrounding environment, and many more.
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Hot Pepper, Gabi Hot Wax (Organic) Capsicum annuum. Mild/Medium Hot. 75 days. Yellow-lime colored peppers ripen to orange then dark red. The mildest of all of our hot peppers, but still pretty hot. 50% – 80% larger than typical Hungarian Hot Wax peppers. Extremely productive, even in cool, outdoor conditions and keeps very well once picked. When green, the flavor is remarkably similar to pepperoncini and is great sautéed as a topping for quesadillas or just about anything. One of our favorite peppers, and overall definitely our favorite for a mildly spicy paprika. We just adore this pepper and are sure you will, too. Seed collected by The Seed Ambassadors Project from a Hungarian commercial seed company. Sow indoors in flats with good potting soil as early as February, but no later than April. Keep warm and well-watered. Up pot seedlings into 4” pots when they have their first two true leaves. Transplant out into the garden after danger of frost has passed, typically late May in western Oregon. To save seed, wait until fruit is fully ripe. Remove seeds from fruit and dry. Isolate from other pepper varieties of the same species by at least 500 feet.
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How online medical transcription integrated with EMR helps patients Clinicians with holistic view have to suffer in order to withstand in the current era of EMR integration and implementation. This is due to inappropriately designed EMR and medical transcription process integration. Medical transcription service takes the role of savior in helping practitioners achieve increased productivity after EMR implementation. Significance of Medical Transcription Integration with EMR Software System Integration and importing medical transcription records with EMR Software system helps in creating a unified and complete digital patient medical records system; this helps in improving patient care, insurance claims, billing processes, feedback to referring practitioners, and practice-wide communications. Moreover, profitability and operational efficiency of practices are increased. EMR Friendly Transcription Services By diligently integrating medical transcription service with EMR Software, the following factors are enabled: - Medical transcriptionists will be able to work directly in the EMR system - Physician dictation may be uploaded into the server - Fast and accurate transcripts and patient charting may be performed directly into the EMR - This process being carried out in tandem with transcriptionists and clients being online at once, enables clients to view the uploads Benefits of Integrating Medical Transcription Records with EMR Software Systems - Improves reporting quality - Reduction in claim risks - Generation of fast and accurate records - Billing cycle is cut into half - Better communication among referring physicians and practices promotes referrals - Practice-wide electronic records system of patient health data is created Improving EMR Usability through Easy Dictation Medical Transcription when integrated effectively with Electronic Medical Records Software allows medical professionals to simply complete their medical report documentation while securely leaving the task of data auto population to EMR through integrated system. This blended approach helps in driving productivity and increasing revenue. It improves efficient work flow and ensures that each patient encounter is being documented effectively. Types of Electronic Interfaces EMR integration services can easily interface with other health care systems. The following are the major types of electronic interfaces: Document Interface: This transmits the transcribed documents to the EMR system in structured data format – this saves time and assures that reports are immediately available for review ADT Interface: Admission, Discharge, Transfer (ADT) Interface performs the function of communicating non-clinical demographic data – physicians need not spell out patient details Lab and Prescription Interface: These facilitate sending electronic requisitions and colleting results electronically through orders A medical transcription services integrated EMR provides better productivity and higher return on investment. All fields will be duly filled and boxes checked, while reports are done professionally.
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As a leader when you create a new project, build a new partnership, want to create a new strategic plan with ownership, there is power in having an outside neutral facilitator to support you through that process. The Power of Facilitated Processes I’ve witnessed first-hand the power of a well-designed and facilitated process. An example is while heading the design team of an international development project in Nigeria that was to be implemented in 2 states – one in the Muslim North and one in the Christian South. With the support of my team, I facilitated a process whereby the key stakeholders in each state had the opportunity to identify their current situation, vision a desired future (after 5 years of project support), identify the gaps between NOW and THEN and what support they needed to move toward their vision. The participants in each state identified someone to present their key findings to a national workshop held a week later in the capital city. My team supported each representative to prepare a PowerPoint of the key workshop outputs to present at the national workshop. Partway through the national workshop, the head of Policy and Planning in the Muslim state stood up and said “Brothers and sisters, I thought we were so different from you. I believed we were not as advanced as you educationally and that our challenges and visions would be totally different. Hearing you present today I now realize that we are essentially the same; you face the same challenges as we do and have a similar vision. I am so looking forward to working together with you to turn our vision into reality!” Another participant stood up and exclaimed, “This is the first conference I’ve been to in this country where students have been together with representatives of different levels of government, health providers and academia. Students should be here as THEY are the leaders of tomorrow!” As a professional facilitator trained in conflict resolution, I have over 25 years of experience designing and facilitating processes in Canada, the United States, Latin America, Asia, Africa and Central and Eastern Europe. I am passionate about supporting projects, programs and organizations that aim to make a positive difference in the world. With experience locally, nationally and internationally. I can help you Design and facilitate workshops and multi-stakeholder consultation processes create strategic plans that people own design new projects Well-designed and facilitated processes have the power to: - Foster increased understanding (e.g. among different cultural and religious groups) - Model and promote collaboration within an organization - Create new partnerships - Build ownership - Foster creativity and innovation “I have known Pam since the late 1990s when she led us through our first ever organizational strategic planning. Pam’s clarity of thought and ability to guide an incredibly diverse group of people through a very complex exercise was exemplary. She researched our organization and designed a planning process that was both engaging and interesting! She knew how to ask the right questions, how to listen to the answers through both the spoken and unspoken word, and how to make sure that everyone’s voice was heard. We came out of the exercise with a clear and concise Strategic Plan that has served as an organizational guiding document for years. Pam’s many talents shone again when she later joined our board of directors, and later still worked with us to revise the strategic plan. I have not found anyone who is as clear thinking in strategic planning, organized, and has such strong people skills since then.” Sian Fitzgerald, Executive Director, HealthBridge Foundation of Canada, www.healthbridge.ca Clients I have designed and facilitated processes with include: local, national, and international. - Victoria Marine Rescue Society - Ottawa Independent Writers - University of British Columbia (Okanagan) Centre for Healthy Living and Chronic Disease Prevention - Human Resources Development Canada - Canadian Medical Association - Canadian Institutes of Health Research - Health Canada - Canadian International Development Agency - Plan Canada - Pan American Health Organization - International Development Research Centre – Global Health Research Initiative - Government of Pakistan, National AIDS Control Program - Ministry of Public Health – Government of the Islamic Republic of Afghanistan - World Health Organization Book a discovery session. A Discovery session is an opportunity for us to “meet” and for me to learn more about you, your organization, your needs, and for you to get to know me and how I work. How can you get started? GIVE ME A CALL Introduce yourself and your organization, and we can set up a time to meet face-to-face or virtually. FILL IN THE FORM BELOW Outline a bit about you, your project and why you are interested in learning more about the services we offer.
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For Chihuly, drawing is every bit as natural as glassblowing. Chihuly works with acrylic paints, watercolors, ink, pencil, charcoal, graphite—even fire—to express his ideas with energy and exuberance. They range from light and ethereal to bold and colorful. Some relate to Chihuly’s glass sculptures, others are an experience all their own. CHIHULY DRAWINGS AT MUSEUM OF GLASS Freedom of expression Chihuly’s Works on Paper allow him to explore his grandest schemes. He often draws while standing, allowing him to express ideas more freely and physically. Chihuly says, “Drawing is a fluid process, as glassblowing is a fluid process.” A student of interior design Drawing has been a natural part of Chihuly’s vocabulary since his days as an interior design student at University of Washington, where he was trained to make meticulous pencil-and-wash renderings. “Most of the drawings are quite spontaneous. I don’t do much with preconceived ideas. In the course of a day of blowing glass, I might do 15 or 20 drawings.”
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Fatigue is one of the most common health complaints we hear about in the clinic. It’s a symptom with many possible sources, and once serious illnesses have been ruled out, finding the reason for your fatigue boils down to a process of elimination. The good news, however, is that there are safe and natural solutions you can try for just about every possible cause for fatigue. Reason #1: Adrenal burnout Adrenal burnout is one frequent cause of fatigue. The adrenal glands are often referred to as our ‘fight-or-flight’ response organs, as they help us prepare for and deal with stress. They do so by boosting production of a hormone called cortisol. Normally, when stress subsides, so does our body’s production of cortisol. However, with prolonged stress, the adrenals will continue producing cortisol, leaving them exhausted. Eventually the adrenals can’t keep up and cortisol levels drop, and so do your energy levels. The result is excessive fatigue. In a recent study, researchers measured daily cortisol variations in a group of 78 subjects. Morning cortisol levels were significantly lower in the exhausted subjects than in subjects without fatigue1. Incidentally, morning cortisol levels also happen to be lower in female patients with chronic fatigue2. If you suspect adrenal exhaustion, you might want to test your cortisol levels with a simple saliva test. Alternatively, you could try a formula such as Adren-All to help restore your energy levels. If you feel very anxious of have trouble sleeping, AdreneVive may be a better alternative. Reason #2: Sluggish thyroid Fatigue is also a common symptom of a sluggish thyroid gland; it is often accompanied by weight gain, hair loss, coldness, and depression. In this case, several studies have shown that a high-quality iodine supplement, such as Thyrosol, may help3. If you need additional support, T-100 is a great choice. Reason #3: Depression Depression often causes fatigue and is often caused by imbalances in brain chemicals called neurotransmitters. Giving your body the building blocks it needs to rebalance these neurotransmitters (NeuroReplete is the place to start), along with vitamin D (Bio-D-Mulsion Forte is a great option) could help to boost your mood, and your energy, significantly. Reason #4: Food sensitivities An often under-recognized cause of fatigue is delayed food sensitivities. Recently, Georgetown University Medical Center researchers noted there is emerging evidence to suggest that food allergies appear to be an important triggering event in chronic fatigue syndrome and fibromyalgia4. Taking a food intolerance test (email us, as there are many options) can help pinpoint whether this is a cause behind your exhaustion. Reason #5: Poor quality sleep Lastly, difficulty getting to sleep, or staying asleep, is probably the most obvious cause of excessive fatigue. More often than not, this problem is due to a reduction in your body’s levels of the hormone melatonin. Clinical studies have shown that melatonin supplementation can improve several measures of sleep quality, from sleep initiation to duration5. It’s also delivered noticeable benefits to patients with chronic fatigue syndrome6. When trying to determine the reason for your fatigue, the only approach a layperson has is to begin eliminating potential causes. By playing detective and looking at all the factors mentioned above, the reason why you are fatigued will likely become apparent and you can then take steps to regain your energy. 1. Lindeberg SI, Eek F, Lindbladh E, Ostergren PO, Hansen AM, Karlson B. Exhaustion measured by the SF-36 vitality scale is associated with a flattened diurnal cortisol profile. Psychoneuroendocrinology. 2008 May;33(4):471-7. 2. Nater UM, Maloney E, Boneva RS, Gurbaxani BM, Lin JM, Jones JF, Reeves WC, Heim C. Attenuated morning salivary cortisol concentrations in a population-based study of persons with chronic fatigue syndrome and well controls. J Clin Endocrinol Metab. 2008 Mar;93(3):703-9. 3. Abraham, GE. The safe and effective implementation of orthoiodosupplementation in medical practice. The Original Internist. 2004; 11:17-36. 4. Bellanti JA, Sabra A, Castro HJ, Chavez JR, Malka-Rais J, de Inocencio JM. Are attention deficit hyperactivity disorder and chronic fatigue syndrome allergy related? What is fibromyalgia? Allergy Asthma Proc. 2005 Jan-Feb;26(1):19-28. 5. Pawlikowski M, Kolomecka M, Wojtczak A, Karasek M. Effects of six months melatonin treatment on sleep quality and serum concentrations of estradiol, cortisol, dehydroepiandrosterone sulfate, and somatomedin C in elderly women. Neuro Endocrinol Lett. 2002 Apr;23 Suppl 1:17-9. 6. van Heukelom RO, Prins JB, Smits MG, Bleijenberg G. Influence of melatonin on fatigue severity in patients with chronic fatigue syndrome and late melatonin secretion. Eur J Neurol. 2006 Jan;13(1):55-60.
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Bank Windhoek this week introduced the first contactless-enabled feature across Cash Accepting ATMs, becoming the first financial institution in the country with this functionality. The new contactless feature allows customers to tap on contactless-enabled ATMs, enter their PIN, and proceed to transact. The contactless feature’s main benefits are speeding up the card verification process and limiting unnecessary contact with devices. “Just tap your card on the reader, a green indicator next to the card slot, and enter your PIN to proceed with your transaction. You can do all the transactions that can be done when inserting your card. This includes withdrawing and depositing cash, viewing statements, changing PINs and transferring money. It is available to all Bank Windhoek customers and other banking institutions’ customers at our newly-installed Cash Accepting ATMs with the contactless symbol. It further ensures that we meet Visa’s requirement to roll out the feature to our customers,” explained David Nell, Bank Windhoek’s Stream Lead for Automated Cash Services. The contactless ATM functionality complements the existing touch-free Point-of-Sale (POS) tap functionality available at most Namibian retailers. The rapid growth in contactless card payments sprung from microprocessor chip cards, introduced locally after 2016. In 2018, the microprocessor smart card market accounted for most of the payment industry share. These cards include a small microchip that processes and stores electronic data while securing data, assets and identity. According to Jupiter Research, a research and data analytics company, the combination of accelerated card issuance and usage during the pandemic with a series of global transaction limit increases has unlocked significant growth potential for contactless payments. Market growth has already been catalysed by increased contactless card use in previously underdeveloped markets. “Introducing the first contactless ATMs in Namibia shows the bank’s commitment to delivering enhanced customer experiences to all banking customers,” said Nell. He reminded all banking customers that they should remain vigilant and never share their PIN with anyone to ensure safe and secure banking. “Never accept help when at the ATM, and ensure a safe distance between you and the next customer when transacting,” he urged.
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An Iowa teacher is one of only a dozen educators from across the U.S. chosen to take a trip to the Middle East next month. Canada Snyder of Johnston, who teaches social studies at Central Academy in Des Moines, is part of the 2019 Educator Study Tour to the United Arab Emirates. Synder says she looks forward to soaking up all she can learn about the culture in that nation. “My project proposal was based on women’s educational opportunities in the UAE at the high school and college levels,” Snyder says. “I will have access to the equivalent of high school teachers there and also university and college professors and government officials.” Women in some Middle Eastern countries face much stricter regulations than in the U.S. Some aren’t allowed to pursue an education or even drive cars. As a guest of the World Affairs Council and the United Arab Emirates Embassy to the United States, Synder understands some rules won’t apply to her, but others will. “I know that I’ll have to have my head covered and then, typically, you just have your shoulders all the way down to you knees covered as well,” Synder says. “It’s just modest clothing.” Snyder says she likes to challenge traditional history lessons by, what she calls, “disrupting the historical narrative” and opening up students’ experiences to “more diversity and diverse historical interpretations.” This trip to the UAE offers an ideal opportunity to do just that. “My real goal is to be able to take that cultural experience and further my understanding of the Middle East back to my students here at Central Academy at Des Moines Public Schools and help students understand or see or experience themselves why those cultural differences exist.” Synder will be in Chicago this weekend as her students’ Model United Nations Club attends a convention assembling some 10-thousand students from across the U.S. In recent years, she took a group of Iowa students to Peru, with other expeditions to China and Germany. This spring, she’s taking yet another group of teens to Greece and Italy. “Some of my students might not ever leave the state of Iowa,” Synder says, “so being able to have photographs or show them artifacts and documents from where I have traveled opens up kids’ minds that travel is an essential part of our globalized world.” Instead of just having students read about other cultures or watch films, she goes the distance, like when she recently convinced Afghanistan’s ambassador to the United States to visit her classroom. Synder is in her 21st year of teaching and she’ll be in the UAE from March 8th through the 17th. Audio: Matt Kelley interview with Snyder. 5:55.
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Although troops are pulling out of Iraq, unfortunately there’s still plenty of fighting-and dying-going on in Afghanistan. To commemorate fallen U.S. soldiers, Veterans for Peace will place crosses on the beach-one for each death. Already, there have been more than 700 soldiers killed in this war, termed Operation Enduring Freedom, which began in October 2001. The Arlington West Afghanistan War Memorial will be set up each Sunday, from 7-9 a.m., on the sand by Stearns Wharf, and taken down that same day at 4 p.m. Volunteers are encouraged to come help. For more information, email Lane Anderson at firstname.lastname@example.org.
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Name: William Jefferson “Bill” Clinton Claim to Fame: 42nd President of the United States Handicap: Reported to be as low as 10, but has risen in recent years. Connections to Golf: – His Clinton Foundation presents the CareerBuilder Challenge on the PGA Tour. – Cousin, Lisa Cornwell, is a Golf Channel anchor. – Played over 400 rounds of golf as the sitting president. – Famous for “billigans” — his take on mulligans, although he claims that he doesn’t use them as much as has been reported because, “you’d be surprised at how many times you don’t get a bit of good out of it.” – Dream foursome would include Abraham Lincoln, Theodore Roosevelt and Franklin D. Roosevelt. – Had famed golf course architect Robert Trent Jones, Jr. design a putting green outside of the Oval Office. – Neither his wife, nor daughter are much into the game despite his requests. Golf Quote: “Golf is like life in a lot of ways: The most important competition is the one against yourself. All the biggest wounds are self-inflicted. And you get a lot of breaks you don’t deserve, both ways. So it’s important not to get too upset when you’re having a bad day.”
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BOSTON (CBS) – The rising cost over everyday items is on the mind of many Americans. So how long will these inflation concerns last? WBZ-TV political analyst Jon Keller spoke to Peter Cohan, a management consultant and venture capitalist who teaches entrepreneurship and strategy at Babson College. "(Inflation) is going to be around for at least the next year," Cohan said. "The problems with the supply chain have not been solved. Having said that, I don't think raising interest rates is going to solve the problem. I think it's basically a business problem. It's a problem of logistics. It's a problem of clearing out ports so things are unloaded on a timely basis." But as far as just how long the issues will last, Cohan said it's difficult to predict. "When people use the word 'temporary' to refer to inflation, I don't think they're being very specific about how temporary. But I do think that business leaders are clearly hurting because of supply chain problem. They're going to try to re-engineer and redesign their supply chain so that inflation goes away," Cohan said. "I don't think anybody really knows how long it's going to take before this really goes away. But if you're looking five years into the future, I think five years from now the problems that are happening now will be solved." Cohan said increasing the number of people who are vaccinated against COVID would have a major impact on the economy. He said people being unvaccinated is "a huge hindrance." "It just creates a shadow over the entire global economy. Anything that could be done to encourage them to be vaccinated and get boosters will be beneficial for the entire global economy and also the local one," Cohan said. Keller @ Large: Part 2 for more features.
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Small business growth statistics Small business profits statistics Small business Covid statistics Business births and deaths statistics Business failure statistics Between 1979 and 2021, the total business register has increased by 3.9 million companies, while the effective register (which does not include those in the process of dissolution or liquidation) has increased by 3.7 million companies. During this time, the register has increased year-on-year 38 times, whereas the effective register has increased 36 times over the same period. Great Britain’s effective register saw a decline in 2008 to 2009 with a decrease of 157,700 companies, which is likely due to the 2008 Financial Crisis. The UK total register declined a year later in 2009 to 2010, with a decrease of 88,316 companies. Since 2010 to 2011, both registers have continued to increase steadily in size. Between 2012 to 2013 and 2020 to 2021, the average growth rate for the total and effective registers was 5.7% and 6.0%, respectively. During 2020 to 2021, the growth rates increased to 8.4% for the total register and 8.5% for the effective register. When you are planning on starting a business, visit our hub for lots of guides, tips and information. When you are ready you can then compare business bank accounts, business credit cards, business loans, business savings accounts and business insurance to get the best deals. In 2021, 18% of SMEs (excluding Starts) reported having grown, and 7% reported that they had grown by 20% or more, with limited variation by size (6-9%). Among these businesses, four in 10 (42%) reported achieving this growth level in 2019 and 2020. Overall, a quarter (25%) of SMEs had achieved a period of scale-up growth, either recently or in the past 10 years, in line with 23% in 2020 and up from 20% in 2019. |Trading 2-5 years||25%||22%||24%||22%| |Trading 6-9 years||19%||20%||29%||30%| |Trading 10-15 years||22%||24%||25%||29%| |Trading 15+ years||17%||17%||19%||23%| |Source: SME Finance Monitor| At UK level, out of 278,000 businesses in 2020 with 10 or more employees, 12,000 (or 4.3%) were classed as having “high growth”. This is when a business grows its employment by more than 20% a year between 2017 and 2020. London was the region with the largest number of businesses showing high growth, a count of 2,690 or 5.5%. Scotland had the lowest high-growth rate, at 3.7%. The industry with the highest percentage of businesses in high growth was the information and communication sector, at a rate of 8.4%. This was followed by finance and insurance, at a rate of 7.7%. Comparatively, the industry with the smallest percentage of high-growth businesses was accommodation and food services, with a growth rate of 2.9%. |Year||High growth||Actives (10 +)||% rate| |Transport and storage (inc. postal)||415||10,085||4.1| |Accommodation and food services||1,140||38,700||2.9| |Information and communication||1,120||13,290||8.4| |Finance and insurance||380||4,915||7.7| |Professional; scientific and technical||1,415||28,275||5| |Business administration and support services||1,400||23,535||5.9| |Arts; entertainment; recreation and other services||655||17,415||3.8| Pre-pandemic, around eight in 10 SMEs reported making a profit each year. During 2020, as the impact of the pandemic was felt, this proportion started to decline (70% in Q4 2020). This decline continued into 2021 with 60% reporting a profit in Q2 2021, before increasing to 68% in Q4 2021. For the year as a whole, 65% reported a profit, increasing by size of SME from 64% with 0 employees to almost 8 in 10 of those with more than 10 employees. In the second half of 2021, more than a quarter (27%) of SMEs were planning to take action to reduce their carbon footprint, and almost as many (26%) were planning to take on staff. Both were more likely amongst larger SMEs, with four in 10 of those with 10-49 or 50-249 employees planning to tackle their carbon footprint and over five in 10 planning to recruit more staff. A further 20% of all SMEs were planning to invest in plant/machinery or premises, and 19% were looking to develop a new product or service. Overall, more than half of SMEs (57%) were planning one or more of the activities listed, increasing to 75% of those with 10-49 employees, 71% with 50- 249 employees, and 76% of those with plans to grow. Inevitably, the social and trading restrictions put in place by the government in March 2020 impacted businesses in several different ways. In a Gov.uk survey, when SME employers were asked how their business adapted during the restrictions: 31% reported their business closed down completely (temporarily) 47% reported there had been a reduction in operations 6% reported an increase in operations 15% reported no impact on their business operations Medium-sized businesses were more likely to stay open than small and micro businesses, with 18% closing temporarily versus 30% of small and 31% of micro-businesses. The sectors most likely to close temporarily were the following: Accommodation and food (75%) Arts and entertainment (46%) Other services (42%) The sectors most likely to reduce business operations were the following: Professional and scientific (57%) Finance and real estate (53%) On the other hand, one in 10 SME employers in the following sectors increased operations during the imposed lockdown measures: Information and communication Between 2019 and 2020, the number of UK business births decreased from 390,000 to 358,000 – a birth rate of 11.9% in 2020 compared with 13.0% in 2019. As a result, the business birth rate is the lowest it has been since 2012, with most industries showing lower birth rates in 2020 than in 2019. The Covid-19 pandemic has likely contributed to this; however, not all industries showed a lower birth rate in 2020. There was an increase of 80% in the number of new postal and courier businesses created as demand for online shopping increased. |Year||Active||Births||Births %||Deaths||Deaths %| The transport and storage (including postal) industry had the highest business birth rate at 23.4%. This industry has had the highest business birth rate since 2017. There has been a significant rise in small courier businesses. This resulted from the rise in online shopping during 2020. Some of these single-employee limited companies tend to be registered for a short period of time, leading to large numbers of business births and deaths in the industry. This has contributed to the transport and storage (including postal) industry having the highest death rate, at 14.7%, as well as the highest birth rate. |Industry||Active||Births||Births %||Deaths||Deaths %| |Transport and storage (inc. postal)||161,000||38,000||23.4||24,000||14.7| |Accommodation and food services||189,000||26,000||13.9||22,000||11.4| |Information and communication||258,000||24,000||9.4||33,000||12.8| |Finance and insurance||47,000||5,000||10.5||5,000||11.6| |Professional; scientific and technical||531||54||10.2||60||11.3| |Business administration and support services||305||48||15.6||43||14.1| |Arts; entertainment; recreation and other services||192||15||7.8||15||7.8| Businesses in the South West are most likely to survive compared to other English regions (9.1%), whereas London businesses are most likely to die (12.1%). This is mimicked when looking at the five-year survival rate for businesses born between 2015 and 2019. In 2020, the business birth rate was 12%, and the business death rate was 11%. The birth rate remained above the death rate in 2020, despite the impact of Covid-19. In 2020, the number of business births was greater than the number of business deaths in all regions and countries of the UK, except Scotland. The largest number of business births occurred in London (89,270). The largest number of business deaths also occurred in London (77,045). At a regional level, London had the highest business birth rate at 14.0%. The main industry impacting the births in London was professional, scientific and technical at 17.4%, with the management consultancy activities industry contributing over a third of this increase. London also had the highest business death rate at 12.1%. Again, the biggest proportion of these deaths was in the professional, scientific and technical industry at 21.9%. Within this figure, the management consultancy activities industry was the biggest contributor making up 42.4% of the business deaths. |Region||Active||Births||Births %||Deaths||Deaths %| |Yorkshire and the Humber||204,000||24,000||11.7||20,000||9.7| Some 390,000 businesses failed between 2020 and 2021 (6.5% of the total population), a 23% increase in business failures from the previous year. 2020 saw the lowest number of business failures since 2016. This was due to the large number of government support measures announced in response to Covid-19. However, since these measures have been phased out, business failures have increased. In fact, insurance company Euler Hermes has predicted UK insolvencies will be at least 20% higher in 2022 than in 2021. This seems to be an accurate prediction, given that The Insolvency Service reported 1,560 company insolvencies in England and Wales in January 2022 – double that of January 2021. On average, almost 20% of new businesses fail in their first year. This isn’t exclusive to new business owners, as a report from The Insolvency Service revealed that only one in three small businesses last for more than 10 years. In England and Wales, there were 4,896 registered company insolvencies in Q1 2022 – 6% higher than the number of company insolvencies registered in Q4 2021, and more than double the number in Q1 2021 (112% higher). In fact, the number of registered company insolvencies is the highest since Q2 2012. In Q1 2022, creditors’ voluntary liquidations (CVLs) were the most common company insolvency procedure (87% of cases), followed by compulsory liquidations (7% of cases), administrations (5% of cases), and company voluntary arrangements (CVAs; 1% of cases). |Quarter||Total company insolvencies||Compulsory liquidations||CVLs||Admini- strations||CVAs||Receiver- ships| In fact, the number of CVLs increased to the highest quarterly rate since records began in 1960. One in 257 active companies (38.9 per 10,000 active companies) entered liquidation between April 2021 and March 2022. This was an increase from the 25.5 per 10,000 active companies that entered liquidation in the same period in April 2020 and March 2021. All industries saw increased insolvency numbers in the 12 months ending Q1 2022 compared to the period ending Q1 2021. For larger sectors, which account for around 5% of all insolvencies, increases ranged from 28% in Manufacturing to 85% in Construction. The three industries that experienced the highest number of insolvencies in the 12 months ending Q1 2022 were: Construction (3,213 insolvencies) Wholesale and retail trade and repair of vehicles (2,100 insolvencies) Accommodation and food services activities (1,977 insolvencies) These sectors also had the most insolvencies in the 12 months ending Q1 2021. Although it’s worth noting that the construction industry tends to have the highest quarterly number of insolvencies of any industry. SME employers in Northern Ireland were more likely to have closed temporarily (43%) than those in Scotland (37%), Wales (32%), and England (30%). However, Northern Ireland was less likely to report reduced operations (38%), compared to 44% in Scotland, 47% in England, and 48% in Wales. Covid had a considerable impact on Northern Irish businesses. The latest 2021 data shows 16.5% (24,600) fewer businesses in Northern Ireland compared to 2020. Average turnover by business in Wales increased by an impressive 8.83% from 2019 to £452,847 in 2020, which was up from a low base as it was the second-lowest after turnover in the South West at £412,941. Average turnover by business dropped from the previous year in several regions. Northern Ireland saw a 9.61% decline in turnover by business – the largest drop of all regions. The East Midlands saw a drop of 8.8%, a 3.37% fall in the North East, and a 2.9% decline in Scotland. The average turnover per business in the UK as a whole was £795,788 in 2021, an annual increase of 9.5%, but the total number of companies was down 6.5%. Covid has the biggest negative impact on the self-employed workforce. The number of people registered as self-employed dropped by a huge 8.6% in 2021 compared to 2020 after increasing 93.9% in the previous 20 years. Within the non-employers category, those classed as ‘unregistered’ accounted for all of this reduction. There were 397, 200 (11.9%) fewer businesses in the category in 2021, including companies that are not registered for either VAT or PAYE. Micro businesses (1-9 employees) were the only category that saw numbers grow during the 12 months until the start of 2021, with a further 5,300 added. In a government survey, SME employers were asked about other measures they had taken to mitigate the impact of the pandemic and associated trading restrictions. These included: Changing processes/ways of working (59%) – 71% of small and 74% of medium-sized businesses, compared with 57% of micro-businesses. Drawing on reserves (45%) – cited by 63% of accommodation and food and 60% of arts and entertainment businesses. Increasing borrowing (36%) – cited by 44% of construction and administration businesses and 42% of arts and entertainment businesses. Postponing investment (31%) – cited by 38% of medium-sized, 35% of small and 30% of micro-businesses, 45% of accommodation and food, and 41% of arts and entertainment businesses. Changing methods of selling (27%) – cited by 33% of small, 31% of medium-sized and 25% of micro-businesses; 43% of accommodation and food, and 39% of retail and wholesale businesses. Changing services/products provided (20%) – cited by 39% within arts and entertainment, 37% within accommodation and food, 35% within education and 33% within health sectors. Building up stocks of supplies (17%) – cited by 27% of medium-sized, 24% of small and 15% of micro-businesses; 30% of health and 29% of retail and wholesale businesses. Want to read more general business statistics? We’ve collated all the latest UK business facts and stats for 2022 including; sectors, size, employment, type age, owners, location, performance and investment. Visit our business hub to find all our best deals on business finance products and guides. Whether you want to start a business or you're already running one, our business finance team have written a whole range of guides to help with managing your business' money. What does it mean to be a small business in the UK in 2022? We’ve taken a deep dive into business statistics to find out everything from how much small businesses make and who owns them to what they’re borrowing and where the UK’s entrepreneur hotspots are.Read More James has spent the past 15 years writing and editing personal finance news, specialising in consumer rights, pensions, insurance, property and investments - picking up a series of awards for his journalism along the way.
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Having life and disability insurance can provide peace of mind in knowing that you and your family are taken care of financially if something happens to you. Keep reading to learn more about the benefits of having life and disability insurance. What are life insurance and disability insurance? Life insurance is a contract between an insurance company and an individual, in which the insurer agrees to pay a designated beneficiary a sum of money upon the death of the insured. Disability insurance is similar to life insurance, with one key difference: disability policies provide benefits when the policyholder becomes disabled rather than when they die. Both life and disability insurance offer peace of mind. Knowing that you have these policies in place gives you confidence that your loved ones will be taken care of financially if something happens to you. Life and disability insurance Dayton, OH can also help protect your income if you become unable to work due to illness or injury. Most life and disability policies have a waiting period before benefits kick in. This means that you will not receive any payments for a certain amount of time after becoming disabled (usually 30 or 60 days), depending on the insurance company. It is important to note that both life and disability insurance policies have exclusions. This means that not all causes of death or disability are covered by the policy. Be sure to read your life insurance policy carefully so you know what is and is not covered. Having insurance is a great way to guarantee your loved ones’ financial future inn case something happens to you. How much insurance coverage do you need? There is no one definitive answer to the question of how much insurance coverage you need. However, there are some factors you should consider when making this determination. First, consider your income and assets. If you were unable to work due to an illness or injury, how would you make ends meet? Insurance can help ensure that you continue to receive a portion of your income in the event that you are unable to work. Additionally, if you have dependents who would be financially impacted if you became disabled, it is important to have enough coverage in place to provide for them. Another factor to consider is whether or not your employer offers insurance coverage. Many employers offer group disability policies at a discounted rate. If you do not have access to employer-provided coverage, or if it does not provide sufficient protection, then it may be necessary to purchase an individual policy. When determining how much disability insurance coverage you need, it is important to think about both short-term and long-term needs. Short-term disability policies typically provide benefits for a period of several months up to a year, while long-term policies can provide benefits for several years or even until retirement age. It is important to choose a policy that will cover as long as you may need it. What are the benefits of having life insurance and disability insurance? One of the most important is that it can provide peace of mind. If something happens to you and you don’t have insurance, your loved ones will have to bear the burden financially. But having a policy can help protect your income if you become unable to work due to an illness or injury. This is important, as you may not be able to rely on a government assistance program in the event that you cannot work. Overall, having life and disability insurance is important because you’ll know that you and your loved ones are taken care of financially if something happens to you. It can also help you maintain your lifestyle and standard of living if you are unable to work due to an illness or injury.
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(Bloomberg) -- The chief executive of the world’s largest stock owner says life is about to get a lot harder for companies that fail environmental, social and governance tests set by institutional investors. Nicolai Tangen, who runs Norges Bank Investment Management from Oslo, says the degree to which ESG dictates a company’s prospects is “starting to hit now.” Firms that don’t adapt face a world in which financing will dry up, insurance companies will walk away, employees will defect, social-media shaming will intensify and customers will disappear, he said in an interview. As CEO of Norway’s wealth fund, Tangen oversees about $1 trillion worth of stocks, which represents roughly 72% of the total portfolio. The rest is in bonds, real estate and renewable energy infrastructure. The 55-year-old former hedge-fund boss has been looking after Norwegians’ collective savings since late 2020. And he’s promised Norway’s government he’ll turn the fund, which was built from the country’s fossil-fuel riches, into a global leader in responsible investing. It’s a strategy that’s ultimately intended to make money, based on a view that ESG duds will become uninvestable. The next step for the fund is to speed up the pace of divestments based on ESG risks, according to its chief corporate governance officer, Carine Smith Ihenacho. Companies are dumped if the fund decides engagement isn’t worth the effort, a tactic that’s mostly applied to smaller stocks. For bigger companies with low ESG scores, the investor says it’s about to apply a lot more pressure. Companies are sent so-called expectation documents which encompass everything from water use, to biodiversity to children’s rights. Firms that don’t score well against those requirements can expect to be grilled by the fund, with a view to a change of strategy. If that doesn’t work, an aggressive cycle of shareholder voting awaits. “It’s based on the belief we have that in the longer run, if companies don’t manage their ESG challenges well, they’re not going to be profitable,” Ihenacho said. If they don’t improve, then the fund can “start to vote against, for example, a director who’s responsible for climate, or a board committee chair, or the chair of the board,” she said. This year, Norway’s wealth fund didn’t back Exxon Corp. CEO Darren Woods continuing as chairman, and demanded that the oil giant be transparent around political contributions, in an effort to stop the kind of corporate lobbying that leads to dubious climate policies. The investor also backed a successful proposal that Chevron Corp.’s emissions targets include Scope 3, which is the broadest definition and covers the carbon footprint of its customers. And Ihenacho says the fund is now stepping up pressure on companies that can’t explain their taxation models. It’s a strategy the fund says is more powerful than outright divestment. “If we just sold out right away, it wouldn’t solve the problem of getting towards 1.5 degrees,” Ihenacho said, referring to the critical planetary warming limit identified by scientists. Tangen characterizes divestment as a cop-out. “You have two camps,” he said. “One sees a problem, and just runs away. We think that approach doesn’t make much sense, because you don’t solve any problems. Somebody needs to own these companies. We think it’s better that we try to constructively move them in the right direction.” Divestment vs Engagement The debate around ESG divestment versus engagement is increasingly attracting academic research. A study earlier this year showed that funding costs for companies that pollute hardly change when they’re divested, indicating that portfolio allocation ultimately does little to correct unethical behavior in the corporate world. Authors Jonathan Berk (Stanford Graduate School of Business) and Jules Van Binsbergen (Wharton School) wrote that “given the current levels of socially conscious capital, a more effective strategy to put that capital to use is to follow a policy of engagement.” Other studies suggest that both strategies can go hand in hand. Divestment as well as thematic and integrated strategies “have potential to help in their own way,” according to research by Jonathan Harris, director of Total Portfolio Project and an associate researcher at EDHEC-Risk. Tangen says engagement works most of the time. “There are very few companies that don’t respond,” he said. And those that resist change face a bleak future, he said. “You’re not going to get any financing because the banks are under increasing pressure to be very careful; you’re not going to get any insurance, because insurance companies are under pressure as well,” Tangen said. “Nobody’s actually going to work for you because for young people, it’s really, really important that their values are aligned with your values.” And then there’s the impact of social media, which has the power to sway customer behavior, he said. “You’re not going to get any clients...if you are not sustainable.” ©2021 Bloomberg L.P.
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Volume 18, Number 3—March 2012 Poultry Culling and Campylobacteriosis Reduction among Humans, the Netherlands - Stegeman A, Bouma A, Elbers ARW, De Jong MCM, Nodelijk G, De Klerk F, Avian influenza a virus (H7N7) epidemic in the Netherlands in 2003: course of the epidemic and effectiveness of control measures. J Infect Dis. 2004;190:2088–95. - Boender GJ, Hagenaars TJ, Bouma A, Nodelijk G, Elbers AR, de Jong MC, Risk maps for the spread of highly pathogenic avian influenza in poultry. PLOS Comput Biol. 2007;3:e71. - van Pelt W, Mevius D, Stoelhorst HG, Kovats S, van de Giessen AW, Wannet W, A large increase of Salmonella infections in 2003 in the Netherlands: hot summer or side effect of the avian influenza outbreak? Euro Surveill. 2004;9:17–9. - Widdowson MA, Bosman A, Van Straten E, Tinga M, Chaves S, Van Eerden L, Automated, laboratory-based system using the Internet for disease outbreak detection, the Netherlands. Emerg Infect Dis. 2003;9:1046–52. - GfK Panel Services Benelux. ConsumerScan [cited 2011 Feb 9]. http://www.gfk.com/ps_benelux/instruments/consumerscan/index.nl.html - Olson CK, Ethelberg S, Van Pelt W, Tauxe RV. Epidemiology of Campylobacter jejuni infections in industrialized nations. In: Nachamkin I, Szymanski CM, Blaser MJ, editors. Campylobacter. Washington: ASM Press; 2008. p. 163–89. - Ogden ID, Dallas JF, MacRae M, Rotariu O, Reay KW, Leitch M, Campylobacter excreted into the environment by animal sources: prevalence, concentration shed, and host association. Foodborne Pathog Dis. 2009;6:1161–70. - Ethelberg S, Simonsen J, Gerner-Smidt P, Olsen KEP, Molbak K. Spatial distribution and registry-based case–control analysis of Campylobacter infections in Denmark, 1991–2001. Am J Epidemiol. 2005;162:1008–15. - Garrett N, Devane ML, Hudson JA, Nicol C, Ball A, Klena JD, Statistical comparison of Campylobacter jejuni subtypes from human cases and environmental sources. J Appl Microbiol. 2007;103:2113–21. - Hald B, Skovgard H, Pedersen K, Bunkenborg H. Influxed insects as vectors for Campylobacter jejuni and Campylobacter coli in Danish broiler houses. Poult Sci. 2008;87:1428–34. - Sproston EL, Ogden ID, MacRae M, Forbes KJ, Dallas JF, Sheppard SK, Multi-locus sequence types of Campylobacter carried by flies and slugs acquired from local ruminant faeces. J Appl Microbiol. 2010;109:829–38. - Wilson IG. Airborne Campylobacter infection in a poultry worker: case report and review of the literature. Commun Dis Public Health. 2004;7:349–53. - Bull SA, Allen VM, Domingue G, Jorgensen F, Frost JA, Ure R, Sources of Campylobacter spp. colonizing housed broiler flocks during rearing. Appl Environ Microbiol. 2006;72:645–52. - Hendricks M. Ellen Silbergeld: resistance fighter. 2002 [cited 2011 Jan 28]. http://www.jhsph.edu/Publications/Spring02/features.htm - Vellinga A, Van Loock F. The dioxin crisis as experiment to determine poultry-related Campylobacter enteritis. Emerg Infect Dis. 2002;8:19–22. Page created: February 17, 2012 Page updated: February 17, 2012 Page reviewed: February 17, 2012 The conclusions, findings, and opinions expressed by authors contributing to this journal do not necessarily reflect the official position of the U.S. Department of Health and Human Services, the Public Health Service, the Centers for Disease Control and Prevention, or the authors' affiliated institutions. Use of trade names is for identification only and does not imply endorsement by any of the groups named above.
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Apple’s main supplier — Foxconn — is under fire after it reportedly violated China’s overtime law by hiring 3,000 high-school student interns to assemble the iPhone X, Financial Times reports. Students in the city of Zhengzhou claim to have been working for up to 11 hours a day to put together the devices. The publication interviewed six students who claim their school forced them to work at the factory, as a “work experience” requirement. Even though it had nothing to do with what they were actually studying, they reportedly had to complete the three-month period of work in order to graduate. In the months leading up to the iPhone X release, there were various reports of production delays — mainly with its Face ID feature. Rumors surfaced of shipping delays due to the Face ID sensor taking more time to assemble than expected. Other reports claimed suppliers were reducing Face ID accuracy in order to speed up production. Other reports included delayed arrival, with customers not receiving their devices until as late as December. But after pre-orders launched, there were multiple reports of people receiving their iPhone X as early as November 6. One student told the Financial Times that she was assembling up to 1,200 iPhone X cameras per day. While the school declined to comment, both Apple and Foxconn acknowledged there were cases of student interns working overtime, and that they were taking action to solve the situation. Apple then confirmed that there were students working overtime, but voluntarily. The company also stated the students were compensated and provided benefits, but should not have been allowed to work for more than 40 hours a week. The Financial Times also spoke to a Foxconn employee who has worked with the supplier for a long time. According to the employee, the Zhengzhou factory hires students every year between August and December during its busiest season. The Foxconn employee also said the numbers at the plant apparently exceed 300,000 workers, producing up to 20,000 iPhones per day. But this year, the number was greater when it came to the need for seasonal workers. Foxconn’s response on the matter was similar to Apple’s. The supplier stated that all the work was voluntary and the interns were compensated appropriately but they did work more than 40 hours per week. - I bought an iPhone 13 right before the iPhone 14 comes out, and you should too - Apple’s iPhone 14 range could launch earlier than usual this year - Apple iPhone 14: Everything we know about the 2022 iPhone - What I love (and regret) about ditching the Galaxy S22 Ultra for the iPhone 13 Pro Max - iPadOS 16 may not hit your iPad until October, says report
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Lots of people around the world are struggling as wage slaves and wishing they could be self employed. Unfortunately, these people have a hard time knowing how to change the situation. Earning a living online may be the solution. The advice in the article above will assist you with that. When you target making money online, decide what your niche will be. Is writing something you succeed at? Become an SEO writer. Love to create GIFs? Many people may be willing to hire you to design or work on their documents or websites. Introspection is a good thing and will help you. Create a daily schedule for yourself. If you want to make a good income online, you must pursue it relentlessly. There are no legitimate get-rich-quick opportunities. Hard work is part of the deal. Stick to your schedule daily. Even if you can only devote an hour for it at first, this will make a significant difference. Consider taking surveys. There are a huge number of surveys available online. Surveys can be a great way to earn money online. But know, these surveys never pay a lot. However, they’re pretty easy to do when you’re bored and they can add up. Tutoring other people is a business that has been growing. This is why electronic teaching is something to look at when you want to work at home. If you have a solid background in a particular area, you likely have the ability to tutor for a reputable online company. You’ll be surprised at how well you can do. Make good use of your free time. Many online sources of income can be done without a lot of focus. Sites such as Mechanical Turk allow you to work on little tasks. You can do tasks like this while you’re watching television. You might not get rich this way, but you’ll profit off of your free time. As you now know, you can make money online. It is true that you can get started on your path to earning more money online as soon as you read this article. Other people are doing it, so you can, too. Learn all you can and don’t stop trying! There are tremendous opportunities for small businesses and social entrepreneurs to support their communities through community foundations, donor advised funds and other means of giving back. Find the neighborhoods in Los Angeles , California where you can make the most impact on the youth in the community.
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QuickBooks accounting software is a reliable tool that can simplify keeping track of your business finances. From invoicing and billing to bookkeeping and tracking expenses, to taxes and payments – you now have a more efficient way to maintain your accounts. We have prepared a few helpful tips on how to use QuickBooks more effectively. These tips are also demonstrated in the video below. 1. Choose a QuickBooks Version QuickBooks has different versions of the software depending on the needs of your business. For example, if you are a starting entrepreneur, QuickBooks Simple Start is more suitable for you than QuickBooks Enterprise, designed for larger companies with higher functionality and inventory control. For lower overheads, there is a QuickBooks Online option. And remember: you can always upgrade the software later, as your business advances, or use QuickBooks add-ons. 2. Take Advantage of the Preferences The set-up wizard does not show all the features that you could be taking advantage of. By clicking (Edit –> Preferences), you can modify your settings. For example, you can reflect your company’s preferences on the use of inventory and orders, set default accounts for checks and bills, or choose to take advantage of the payroll and tax features. You can also make the software more convenient to use by adding simple edits – like allowing the automatic placement of decimal points for the numbers (Edit/Preferences/General/My Preferences). 3. Utilize the Navigation QuickBooks does a good job at making the software simple and easy to use. Take advantage of that by remembering simple shortcuts: for instance, use Ctrl-I for new invoice, Ctrl-E for editing transactions, or Ctrl-M for a Memorize Transactions field. Ctrl-F can open a Find feature to help you to easily locate transactions. - Ctrl-I – Create an invoice - Ctrl-E – Edit transaction - Ctrl-F – Find transaction - Ctrl-J – Open Customer Center - Ctrl-M – Memorize transaction or report - Ctrl-N – New invoice, bill, check, or list item in context - Ctrl-Q – a quick report of transactions for each item in a list - Ctrl-T – Open memorized transaction list - Ctrl-W – Write new check/open a write checks window - Alt + F4 = exits the QuickBooks software - Alt + Down Arrow Key = displays list for a field Customizing your icon bar by changing your default icon settings can also create a convenient shortcut route: you can add, remove or modify the icons, including changing their order and appearance,to better suit your work needs (Click menu –> Customize Icon Bar –> Select the icon –> make your changes –> Delete/Change/Edit –> OK) Other navigation features, such as right-click menus, can serve as a convenient alternative to using toolbar icons and menus. 4. Stay Organized with QuickBooks Features There are various features that can help you stay organized with QuickBooks. For instance, QuickBooks Reports. To get the most out of the feature, it may be necessary to familiarize yourself with the types of reports available. As an example, profit and loss report shows income and expense over a given time period; while a balance sheet explains how much your company is worth. To make sure you can edit the report to suit your needs before it is displayed, you can choose turn on the Modify Report feature (Edit –> Preferences –> Reports & Graph option –> Prompt Me to Modify the Report). QuickBooks also helps you to track profit and loss by using Classes, such as Marketing, Building A, etc. When Classes function is on (Edit –> Preferences –> Accounting –> Company Preferences –> Use class tracking), you have an opportunity to run a Profit & Loss by Class report, and check and fix the discrepancies by sections. Another convenient feature is Memorize Transactions: it allows you to automate and remember your bills. All you’ll only need is to change the amount or date, and it will be added to the right account! 5. Use the Support Features You have free Intuit support options available – make sure you take advantage of them! One of the options is to use Forums (Help –> Live Community): the answer you are looking for might already be up there. You could also search the QuickBooks Knowledge Base got look through the frequently asked questions. And remember: you can always backup your data to the cloud. Just to be safe. Did you know you can use a QuickMath Calculator, which makes counting more fun and easier to access? Click inside the field, press “=” sign, and a mini-tape will appear to help you perform your calculations. Press Esc to exit the QuickMath feature. Whether you are a business owner or an accountant, you can take advantage of QuickBooks and use it to help you with bookkeeping. And if you want to learn more, check out our QuickBooks course at Ashton College. About the Author Alex Nikotina: Alex is a Digital Brand Experience Assistant at Ashton College in Vancouver, BC. Originally from Russia, Alex loves to travel and experience new countries, having previously spent time in Japan before moving to Canada.
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In a recent study by the JARO Institute together with the CBS International Business School, mysupply and Archlet on the status of sustainable procurement in 2020, only 28 percent of the respondents assess their personal influence on the sustainable development of their company as decisive. Through this course, we would like to enable participants to actively use their role as a key function for a sustainable development. They will learn the basics and tools required to develop sustainability strategies for procurement and to integrate sustainability aspects into procurement processes and supply chains. "The JARO Institute‘s training in this groundbreaking area of sustainable procurement is unique in both the German and international context.“ Prof. Dr. habil Lisa Fröhlich You can choose one out of three complete curricula (15 modules) with or without certification or register for one or more single modules only. The modular structure allows you a high degree of flexibility and individuality to meet your personal needs. President CBS International Business School 1. You are familiar with the current discourse as well as the central concepts and methods of sustainable management and can apply them systematically to procurement. 2. You know the tools and solution approaches relevant for your procurement role and are able to implement sustainable procurement in a structured manner. 3. You have additional technical and methodological skills of key topics that specifically support you in the introduction of sustainable procurement. You can find a detailed description of the training in our information material
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Scientists have proven that the environment is changing. Gradual sea level rise is already affecting lives throughout Marin County, not just the waterfront communities. Marin can expect billions in financial losses as bay and ocean waters rise a predicted 3 feet by the year 2100 and overflow the existing levee structure. The County recognizes that the slow-moving emergency needs to be addressed now and is aggressively promoting public education and adaptation measures. In addition to addressing sea-level rise, the Marin County Climate Action Plan reduces greenhouse gas emissions and encourages all forms of sustainability, such as zero waste, energy efficiency, water-saving features and more. More information: Climate Action Plan | VIDEO: Addressing the Risk of Sea Level Rise Together
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Bacteria like Salmonella have a complicated immune system that helps them recognize and isolate foreign DNA trying to invade their cell membrane, according to a University of Washington-led study in the June 8 issue of Science Express. The research, which also included scientists at the Sidney Kimmel Cancer Center in San Diego, could have major implications for understanding the evolution of disease-causing bacteria. The findings may also impact the biotech industry, where bacteria are used to produce recombinant human proteins for medical treatments and research. A group of researchers led by Dr. Ferric Fang, professor of laboratory medicine and microbiology at the UW School of Medicine, were interested in learning how bacteria respond to genetic information coming from outside sources. Just as immune cells recognize and attack foreign invaders in the human body to protect against harmful infections, single-cell organisms have a protein called H-NS that recognizes foreign DNA and prevents it from becoming active, the researchers discovered. But bacteria can also benefit from foreign DNA. When Salmonella is infecting an animal or person, for instance, many proteins the bacteria need to cause disease are encoded by DNA acquired from other bacteria. The researchers found that when the bacteria is infecting a host, other molecules can compete with the H-NS protein, allowing the disease-causing genes to be expressed. When the bacteria are in the environment, H-NS turns these genes off to avoid detrimental consequences if all the disease-causing genes were to be expressed at once. These findings give scientists new insight into how bacteria can protect themselves from an invasion by foreign DNA, yet still take in genetic information from diverse sources that makes them more virulent. "By harnessing foreign DNA, bacteria that cause typhoid, dysentery, cholera and plague have evolved from harmless organisms into feared pathogens," explained Dr. William Navarre, a senior fellow at the UW and primary author of the study. "This research gives us an explanation of how pathogenic bacteria have evolved over millions of years." The researchers also learned that the H-NS protein is able to recognize foreign DNA on the basis of its increased content of adenine and thymine, the building blocks of DNA. "It has been a great mystery why disease-causing genes of bacteria usually contain more adenine and thymine," said Michael McClelland, professor and director of the Molecular Biology Program at the Kimmel Cancer Center. "Now we know this is because such sequences are easier to recruit and regulate than other DNA." This research could also have major implications for the biotech industry, which uses bacteria for the production of recombinant proteins for medicine and research. These proteins, such as insulin or human growth hormone, are created when a piece of human DNA corresponding to that protein is introduced into bacteria. The bacteria then reproduce many times over, creating more of the protein each time they reproduce. The proteins are purified out from the bacteria, leaving behind only the useful protein. However, in that process, the yield of some human proteins produced in bacteria can be low. The new research indicates that the H-NS "immune system" may be responsible for interfering with the expression of human genes in bacteria. "Having a better understanding of this system could help the biotech industry make recombinant proteins more efficiently," said Fang. "More foreign protein can be produced in bacteria that don't have the H-NS molecule."
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- Economic Development - Senior Advocacy - COVID-19 Resources WASHINGTON, D.C., January 20, 2022—Today, the Appalachian Regional Commission (ARC) opened applications for two summer opportunities: the Appalachian Entrepreneurship Academy (AEA) and the Appalachian STEM Academy at Oak Ridge. Both programs, planned for Summer 2022, are free intensive learning experiences specifically for the Region’s high school and/or middle school students and teachers. The Appalachian Entrepreneurship Academy (AEA), developed in partnership with Appalachian State University, EntreEd, and STEM West, prepares the next generation of regional entrepreneurial leaders and thinkers. High school students from across Appalachia will be selected to participate in an intensive learning curriculum designed to cultivate creativity, sharpen business acumen, and develop skills essential for entrepreneurial success. AEA will be held from July 9-23, 2022. If COVID restrictions allow, the program will be held in person at Appalachian State University in Boone, North Carolina. More information and application materials are available at www.arc.gov/AEA. The Appalachian STEM Academy is a hands-on learning experience for Appalachia’s middle and high school students, as well as high school teachers in STEM-related fields. Hosted by Oak Ridge Associated Universities in Oak Ridge, Tennessee, this program is a gateway to science, technology, engineering and math (STEM) in the Appalachian Region. Working with award-winning scientists at Oak Ridge National Laboratory, high school and middle school students conduct guided group science, math, and computer science technology research projects, while high school teachers work with science practitioners to develop STEM-related curriculum. Many students gain their first exposure to applied science and STEM education through this experience. This program will be held from July 9-22, 2022, for high school students and teachers and July 16-22, 2022, for middle school students. If COVID restrictions allow, the program will be held in person in Oak Ridge, Tennessee. More information and application materials are available at www.arc.gov/STEM. Applications for both opportunities are due March 4, 2022 The future of our region depends upon the next generation of Appalachian leaders,” said ARC Federal Co-Chair Gayle Manchin. “The Appalachian Entrepreneurship Academy and Appalachian STEM Academy provide opportunities for students to not only nurture their existing skills, but to amplify their voices as catalysts for positive change in their communities.” About the Appalachian Regional Commission The Appalachian Regional Commission is an economic development agency of the federal government and 13 state governments focusing on 423 counties across the Appalachian Region. ARC's mission is to innovate, partner, and invest to build community capacity and strengthen economic growth in Appalachia to help the Region achieve socioeconomic parity with the nation.
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To achieve a great recording of a sound, generally Reisong A10, there is a necessity of very precise equipment as well as really skillful technical work in recording and combining. Another stage is actually the reproduction – how great is definitely the gear utilized for enjoying the recording. We shall speak about recordings in the future, but right now let’s take a peek at most used reproduction systems which use audio speakers. Small stereos are compact techniques, usually small, and with a quite restricted overall performance concerning power and play-back possibilities (frequency range, noise, distortion,… ). OK for history hearing, but absolutely nothing much more. Elements-dependent Hi-Fi is a stereo system, as the title clarifies, composed of various, totally autonomous, components. In this manner you can assemble a stereo with components, like an amplifier, a tuner, a Compact disc participant, an equalizer, and so on., of your choice. You can reach a lot greater sound high quality when compared with compact techniques, but still, depending on the excellence of the chosen components. The usual width standard of these devices is 42 cm, so that it can look neat whatever putting together blend you decide on. You might reach even greater with sophisticated elements-based Hello-Fi. These components don’t truly match a certain visible and dimensional regular, therefore the aesthetic impact may be rather “colorful”. They are also components having a good performance level along with this kind of program you might be already reaching in to the region that people call audiophile quality. Hello-finish Hi-Fi is definitely the ultimate sound program, ideal for individuals who have very trained ears. These factors are very exact, well well balanced and linear. The hearing encounter is in the greatest level, but also the highest expense of this type of program. You may take pleasure in the music on the streets with a car stereo, featuring its basic models that may start with, like mentioned previously, a small stereo system sound high quality – appropriate for paying attention to news and Sound Artist Speakers. A vehicle stereo has some handicaps when compared to the space hearing: * an extremely limited space, * audio speakers can’t be positioned in the height of the hearing, * an unsatisfactory channel splitting up because of little space (reduced stereo impact), * the engine and outdoors sounds, * the listener is not really situated in the center. If you can pay for it, you can reach for an advanced vehicle stereo with better and further elements. Generally, this technique has to be set up with a expert since it needs a substantial intervention into the car’s interior. While on the run, there is a method of taking songs with you with earphone-based reproduction gadgets. Most common are electronic transportable players (also called Audio-players, though they can play other formats, too), chronologically precceeded by Line Magnetic LM-210IA and transportable cassette gamers.With just a few exclusions, these gamers possess a limited playback quality since the primary problem is on their physical dimension and battery lifespan. Excluding some uncommon instances, for your factors mentioned previously, we are not able to discuss an audiophile quality within a car as well as a portable stereo for either system. Another way of space hearing is by earphones, but we will cover that area within the next posts. And who is an audiophile? Bad rumours say that it must be anyone who has two music Compact disks as well as others are test CDs. No, seriously: it is actually someone who likes paying attention to music with great sound with an above-typical ktiexj gear. * Note that this spending budget range is simply an approximation, just to provide you with an idea of how that program may impact your budget. Don’t take it as being an total reference.
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According to U.S. Intelligence officials President Trump was briefed in February about the potential involvement of Russia into putting bounties on American soldiers to the Taliban in order to drive the United States out of the area. From The New York Times: American officials provided a written briefing in late February to President Trump laying out their conclusion that a Russian military intelligence unit offered and paid bounties to Taliban-linked militants to kill U.S. and coalition troops in Afghanistan, two officials familiar with the matter said. The investigation into the suspected Russian covert operation to incentivize such killings has focused in part on an April 2019 car bombing that killed three Marines as one such potential attack, according to multiple officials familiar with the matter. The new information emerged as the White House tried on Monday to play down the intelligence assessment that Russia sought to encourage and reward killings — including reiterating a claim that Mr. Trump was never briefed about the matter and portraying the conclusion as disputed and dubious. But that stance clashed with the disclosure by two officials that the intelligence was included months ago in Mr. Trump’s President’s Daily Brief document — a compilation of the government’s latest secrets and best insights about foreign policy and national security that is prepared for him to read. One of the officials said the item appeared in Mr. Trump’s brief in late February; the other cited Feb. 27, specifically. The constant lying by this President is beyond treason. No, it is not fake news and the constant bantering of that phrase doesn’t hide the fact that he has been exposed for a gross violation of his office and instead spouts off conspiracy theories and lies to the American public. This is actually an impeachable offense.
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Bank of Canada, today, raised its benchmark interest rate today by a full percentage point to bring it to 2.5% in total. That's the biggest increase in a day since 1998. So, what does this mean, and how does this impact our variable term mortgage and LOC, monthly Payments? Now, with this hike, the bank's rate will impact the payments and the interest portion within the payments, which means, you will be paying less principal portion and more interest. A variable rate loan benefits borrowers in a declining interest rate market because their loan payments will decrease as well. However, when interest rates rise, borrowers who hold a variable rate loan will find the amount due on their loan payments also increases. When applying for a mortgage, the interest rate you're offered depends on a few factors, such as: The overnight rate set by the Bank of Canada (BoC), is the interest rate banks borrow at and lend from each other in the market overnight Your credit rating Your decision between a variable or fixed rate mortgage The term or length of the mortgage Experts agree that with inflation still stubbornly at 7.2% and trending upwards to 9.1%, the Bank of Canada has moved up to break consumer expectations of high inflation.
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Children are not spared from the vicious works of other people. There are approximately 2,300 youngsters who go absent each day, as documented by the FBI. The figures of children getting abducted are absolutely disconcerting and parents ought to consider a dynamic involvement to stop such likelihood. Each and every mother or father cares a whole lot about his youngster greater than his very own lifestyle. Most mother and father would send their little ones as being the precious gem and achieving your child abducted is the most terrifying issue that may ever eventually you. As a result, as soon as now you have reached do something to fix this worry. Youngster psychology professionals recommend one to commence briefing your kids about their personal safety in the near future since they success the age of 3 or 4. Here is the best time that children could presently have a very good grasp with issues with regards to safety and safety. Open interaction has a tremendous part along the way of telling your young ones about personal safety. Being a parent, you must be able to properly communicate with them and also you should also see to it that subsequently they may honestly connect to you. You could always remind them to explain to you whatever their issues are, especially those things which are generating them uncomfortable. The majority of kids possess a relying on character and since their believe in could be obtained aggressors have a tendency to benefit from it. You must instruct your young ones concerning the nature of an unknown person and this becoming a person that you and also even other loved ones strangers don’t know. Better still, it is possible to inform them not to be as well warm and friendly with other people. In addition to that, you can even teach them the potential ploys of other people who might have awful intentions with them and these generally include offering items to them specifically candies and sweets, looking for directions and other siren guard simply to gain the attention of the youngster. Whatever their strategies are, you should tell your child to express NO to them. When somebody is wanting to hurt them or they believe is operating suspiciously, they need to know exactly what to do that include operating whilst shouting for assist to an in close proximity community spot. You need to orient your kids on how to dial 911. Besides that, you must also take accumulate calls in order the kids can attain you in times of unexpected emergency. Having an excellent modern technology that we have currently, there’s not much of an individual reason behind you not to acquire it. There are personal safety devices that you can use to arm your kids with say for example a taster gun, stun gun and many more. You just need to appropriately advise them on how to start using these things and this these ought to basically be found in unexpected emergency scenarios, to not poke and pull a prank on other kids.
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Fat Filled Buttermilk Powder – feed grade Fat filled Butter milk powders are enriched with vegetable fat before dehydration. Numidia, your partner in offering dairy feed ingredients Fat filled buttermilk powder is obtained by blending pasteurized skimmed buttermilk with vegetable fat then concentrated with an evaporator and finally spray dried. The vegetable oils used are mostly palm oil. The fat content in buttermilk is slightly higher than in skimmed milk powder, 6 – 12%. Protein composition is the same. Numidia offers fat filled buttermilk powders for dairy feed ingredients 25 kg multilayer paper bag with PE-lining / big bags of 1000 kg
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In 2016, Oregon Health & Science University (OHSU) received more than $180 million in taxpayer money from the National Institutes of Health (NIH) alone. The U.S. Department of Justice (DOJ) believes that the primate research center at the university committed fraud in order to receive more than its share of federal grants, and the department has filed a lawsuit against OHSU to get the funds back. The laboratory imprisons an astonishing number of primates—some 4,000—and has used them in questionable (and, in some cases, long-discredited) experiments, including separating infant monkeys from their mothers to induce psychological damage, forcing monkeys to eat lard, and addicting them to nicotine and alcohol. The university’s primate center has a long history of violations of federal animal-welfare regulations, including incidents involving monkeys who died of dehydration or experienced excruciatingly painful deaths after being injected with unapproved chemicals—as well as one in which nine monkeys escaped, putting themselves and the public in danger. PETA has investigated the laboratory twice and documented that monkeys are terrorized by staff, denied veterinary care and pain relief, and driven insane by confinement to tiny, barren cages. Some have died as a result of stunning negligence, including one who was strangled by a chain and another who bled to death after laboratory employees removed a catheter from his vein and then failed to monitor him properly. OHSU was fined nearly $12,000 by the U.S. Department of Agriculture (USDA) in 2012. In 2014, the USDA issued an official warning to the facility for death and injury resulting from failures in veterinary oversight. Earlier this year, the agency issued another warning based on the finding that a monkey had died after becoming entangled in a chain. PETA is calling on the DOJ to investigate the primate center’s use of funds to harm monkeys in studies that are highly unlikely to benefit humans. What You Can Do These allegations follow last week’s USDA lawsuit filed against Shin Nippon Biomedical Laboratories (SNBL), a primate dealer and contract-testing laboratory. Primate experimentation needs to end now. Urge NIH to cancel the permit that allows SNBL to receive federal contracts.
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Often home buyers assess real estate location issues based on only a few criteria, such as being within a particular zip code or school district, or opposed to a few things, such as busy roads, high voltage power lines or commercial properties. Either approach can be too narrow (or too broad), so I’d like to suggest a few more elements to for factoring into the Silicon Valley neighborhood search. - Look at the street and several blocks surrounding it: are the homes and yards maintained? Are there too many cars parked on the road or in driveways? Are there eyesores? - The nearby housing types and quality will impact properties values in the surrounding area. If a house is too close to an apartment building, the apartment will hurt the value of the house. If a small house is surrounded by larger, more expensive ones, they will pull the value of the small house up. The old adage that it’s best to be the least expensive property in a more expensive area is true. So is the reverse. - Check sites such as CrimeReports.com to see how safe it is generally - You may also want to check the Megan’s Law database online too - Consider positive attributes, such as the walkscore or walkability. You may not want to buy a house right next to a 7-11, but having one 3 blocks away may be very convenient for you (and good for resale value). - Also consider access to commute routes and transportation. The newest “plus” for a given location could be the bus stops for commuters working for Google or Apple. Convenience is highly prized in Silicon Valley, hence the eternal popularity of homes in Santa Clara, for instance. - Asl yourself what makes this location good? Will it be a drawing card always? Homes with views, for instance, are likely to continue to enjoy them unless the view is threatened by the construction of something blocking it. - Certain builders have better reputations than others. If you purchase a home construction by a very highly regarded builder in a subdivision of that company’s homes, it will be a location plus. While many San Jose and Peninsula area home buyers really focus on school API school scores, those are not the only drivers of value. Several places with lesser school scores (think Willow Glen and some of the downtown SJ neighborhoods) remain desirable for other reasons, such as architectural uniqueness and beautifully maintained neigbhorhooods (such as these areas – Rosegarden, Shasta Hanchett, Naglee Park, parts of Alum Rock, Japantown, Vendome and more). There are many reasons why a home, subdivision or community can be viewed as a great location. Consider varied aspects when deciding where to live. Please also read How to Choose Where to Live in Silicon Valley or Santa Clara County
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Reposted from National Review. At the recent Space Foundation conference held in Colorado Springs, NASA revealed its new plan for human space exploration, superseding the absurd Asteroid Retrieval Mission (ARM) championed by the Obama administration. Amazingly, the space agency has managed to come up with an even dumber idea. In the early months of the Trump administration, some lunar advocates spread the rumor that the new president would seek a return to the Moon within his first four years, thereby dramatically making America great again in space. That is not the plan. No, instead NASA is proposing to build a space station in lunar orbit. This proposal is notable for requiring a large budget to create an object with no utility whatsoever. We do not need a lunar-orbiting station to go to the Moon. We do not need such a station to go to Mars. We do not need it to go to near-Earth asteroids. We do not need it to go anywhere. Nor can we accomplish anything in such a station that we cannot do in the Earth-orbiting International Space Station, except to expose human subjects to irradiation – a form of medical research for which a number of Nazi doctors were hanged at Nuremberg. In contrast, there is nothing at all in lunar orbit: nothing to use, nothing to explore, nothing to do. It is true that one could teleoperate rovers on the lunar surface from orbit, but the argument that it is worth the expense of such a station in order to eliminate the two-second time delay involved in directly controlling them from Earth is patently absurd. We are on the verge of having self-driving cars on Earth, for crying out loud, that can handle conditions in New York City and Los Angeles. There’s a lot less traffic on the Moon. Explaining his winning strategy for war with Austria, Napoleon Bonaparte once said, “If you want to take Vienna, take Vienna.” Well, if you want to go to the Moon, you should go to the Moon. You don’t go 99 percent of the way there and then hang out in orbit where you can do nothing. So, the question is: If we could put a man on the Moon, why can’t we put a man on the Moon? Here’s the answer: During the Apollo program, the NASA’s mission-driven human spaceflight program spent money in order to do great things. Now, lacking a mission, it just does things in order to spend a great deal of money. Why is NASA proposing a lunar-orbiting space station? The answer to that is simple. It’s to give its Space Launch System (SLS) and Orion capsule programs something to do. The utility of such activity is not a concern. As a result, nothing useful will be accomplished. The problem is lack of leadership. From a technical point of view, we are much closer today to sending humans to Mars than we were to sending men to the Moon in 1961, and we were there eight years later. Moreover, we clearly have the technology required to send humans back to the Moon, because we had it half a century ago. So a program of returning to the Moon in four years and reaching Mars in eight is clearly technically feasible. It is also financially feasible. NASA’s budget in the 1960s was a larger share of the federal total, but that was because the rest of the budget was much smaller than it is now. In inflation-adjusted terms, the average NASA budget over the 1961–1973 period was about $21 billion in today’s money, only about 10 percent more than the $19 billion the agency will receive in FY 2018. So the funds are there. What is lacking is intelligent direction. NASA didn’t get to the Moon by fishing around for things it could do with stuff created by a random set of constituency-supported programs. It got there by a strong presidential directive to accomplish a mission of importance within a specified period of time. From the mission came the plan. From the plan, came the vehicle designs. From the vehicle designs came the technology-development programs. That’s how it worked, not the reverse. We didn’t go to the Moon in order to have something to do with our Lunar Excursion Modules. We developed the LEM in order to go to the Moon. The American human-spaceflight program is in very bad shape right now. It is operating without a coherent and rational goal, and unless we embrace such a goal and set forth an intelligent plan to achieve it, the drift and waste will only continue until the taxpayers, losing patience, put it out of its misery. If the current administration wants to make America great again in space, it is going to have to step up to the plate and offer real leadership. In the beginning was the Word. — Robert Zubrin is the president of Pioneer Energy and the Mars Society and the author of The Case for Mars: The Plan to Settle the Red Planet and Why We Must. The paperback version of his book, Merchants of Despair: Radical Environmentalists, Criminal Pseudoscientists, and the Fatal Cult of Antihumanism was recently published by Encounter Books.
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GERD or Gastro-esophageal reflux disease is one of the most common digestive problems worldwide. Nearly 1 in 5 persons will have the symptoms any time in a year and 1 in 10 will suffer the symptoms of the condition regularly or daily. As patients age, the symptoms worsen. Symptoms are also worse in pregnant women, smokers, obese and overweight individuals. 1-6 The lower esophageal sphincter (LES) muscle In most cases gastro-esophageal reflux disease (GERD) is said to be caused if there is a problem with the lower esophageal sphincter (LES) muscle. The LES is placed at the lower end of the esophagus where it joins the stomach. The esophagus is a muscular tube that contracts and pushes the food into the stomach. This movement of the food into the stomach requires opening of the sphincter. Once the food bolus is pushed into the stomach the sphincter firmly closes again to stop the contents of the stomach from moving backwards into the gullet. In this way the LES acts as a valve. In patients with GERD the LES becomes weakened and allows some of the stomach’s contents and acid to seep back into the esophagus. This causes symptoms of heartburn and chest pain in patients with GERD. The exact causes of weakening of the LES are unknown but there are a number of risk factors that may lead to this condition. Risk factors for GERD Risk factors that lead to GERD include pregnancy, obesity, a high fat diet and so forth. Pregnancy and GERD Pregnant women are at risk of GERD. It is found that changes in hormone levels during pregnancy, especially the raise in levels of Progesterone, can weaken the LES. In addition, due to the growing fetus the upward pressure on the stomach rises. This may push contents of the stomach into the esophagus. Overweight and obese persons and GERD Due to increased pressure on the LES and on the stomach there may be symptoms of GERD in these individuals. This increased pressure also weakens the LES. High fat diet and GERD Those on a high fat diet may also develop GERD. The fat in the stomach takes longer to be digested and moved into the intestines. This causes stagnation of food in the stomach. This increased pressure turns backwards and may weaken the LES. Tobacco, alcohol and caffeine and GERD Smoking tobacco, alcohol, caffeine containing products, like coffee or chocolate, all relax and weaken the LES leading to symptoms of GERD. Stress and emotional upset and GERD Stress and emotional upsets are cause for weakening of the LES leading to symptoms of GERD. Patients with hiatus hernia and GERD In patients with hiatus hernia there is a risk of GERD. This is a condition where part of the stomach pushes up through the diaphragm, that is a muscle layer that separates the chest cavity from the abdominal cavity. Usually the lower part of the esophagus passes through a hole in this diaphragm. In patients with hiatus hernia this hole is enlarged and part of the stomach pushes into the chest cavity. Patients with gastroparesis and GERD In patients with gastroparesis, where the stomach takes longer to dispose of stomach acid, the acid can seep back into the esophagus causing symptoms of GERD. This is seen in patients with diabetes. Diabetics have a high blood sugar that can damage the nerves that control the muscles of the stomach and the esophagus. Medications and GERD Some medications may also lead to symptoms of GERD. These may relax the LES or may increase gastric acid secretion. They include: calcium-channel blockers (e.g. Amlodipine, Nifedipine etc. used in high blood pressure control) Pain relievers or Nonsteroidal anti-inflammatory drugs (NSAIDs like Ibuprofen antidepressants (Selective serotonin reuptake inhibitors SSRIs e.g. Fluoxetine, Paroxetine etc.) tricyclic antidepressants (e.g. Amitriptyline), anticholinergics, corticosteroids (e.g. prednisolone) bisphosphonates (used in bone diseases like osteoporosis) nitrates (used in treatment of angina or chest pain) Other factors that increase the risk of GERD Other factors that increase the risk of GERD symptoms include: wearing tight clothes having big meals having citrus fruits (orange, grapefruit, or cranberry juice) black pepper and onions tomato-based foods, like spaghetti sauce, salsa, chili, and pizza etc. Disease conditions that raise risk of GERD include systemic sclerosis, esophageal dysmotility, scleroderma, decreased salivary production etc.
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The most up-to-date and information-packed dictionary of its size available. With spelling, grammar and pronunciation help, plus a practical writing guide, the Pocket Dictionary gives you all the everyday words you need - at your fingertips. Up-to-date language coverage along with practical guidance on effective English for everyday use. The text is compiled using the latest information on current English from Collins Corpus - our unique and constantly updated 4.5-billion-word database - ensuring the most up-to-date language coverage available. And, with all entry words and spelling forms highlighted in colour and clear, modern definitions, you can be sure to find all the information you need in the quickest time possible. 85,000 words, meanings, and phrases 740 pages.10th Edition Usually despatched in 2-5 working days. Date of Publication: 11/02/2016
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Child Care Needs Assessment In 2019, a Child Care Needs Assessment (PDF) was completed to gain a better understanding of the child care needs across the ACRD. The assessment was completed by a project team of three former Early Years Community Developers from across the region, who worked with the ACRD, City of Port Alberni, District of Tofino, and District of Ucluelet to compile a comprehensive plan. The assessment, titled "Collaborative Child Care Planning Across Alberni-Clayoquot: A Child Care Needs Assessment for the ACRD, 2019" is both a report and a call to action. Initiated by the Union of British Columbia Municipalities Community Child Care Planning Program, this process recognizes the importance of appropriate child care in creating enriching environments for young children and in supporting parents in their employment, education, and other goals, all of which contribute to a strong social and economic fabric. It also recognizes the role that local governments - municipalities, regional districts, Nuu-Chah-Nulth communities and school districts - have in facilitating access to quality child care. Many different sources were used to gather information about the current state of child care in the ACRD, including a parent survey, a child care provider survey, parent focus groups, parent and stakeholder open houses, and interviews with early childhood educators and other knowledgeable early years professionals.
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1) When your armpits are due for a shave, attempt to coincide it with when you take a bath or a bathe. Wait until the hot water has been in contact with the area to be shaved for at the least 5 minutes earlier than you start to shave. This way, the hair will probably be nice and softened. This can tremendously scale back the prospect of you getting a shaving rash or that horrible burning redness. Many people choose to have tattoos on their body that mirror their persona, so it’s typically a good idea to choose a design that you just think matches your individual unique character traits. For instance, if you’re a robust masculine character, you might choose to have a lion tattoo. Similarly for those who a cat-lover then you could choose a cat-related tattoo design, for instance. How a lot are you aware about cellulite creams? The substances should clear up successfully all these 3 vital capabilities which might be the premise of a young, supple and radiant skin – #1 – Info on Eczema ? Record of Adjustments to Heal Eczema 3. Is the tattoo design timeless? After researching the process, go into a number of doctor’s offices for a session. Be sure to ask them many questions about the surgical procedure and their skills. You will want to select a plastic surgeon who has several years of expertise and undergoes common training. ? The restoration time is lower than for other sorts of placements, and there’s likely Sadly, “natural” or natural skincare is just not FDA regulated so that products with even one p.c of organic ingredient might be referred to as organic or pure. Go for perfumes that comprise natural fragrance or these coming from important oils in your natural skin care. In terms of skincare, there’s nothing a lot to say. Copyright 2006 Tyler Powers It significantly improves the skin moisture retention and elasticity. It offers a creamy complexion and pure glow to the pores and skin and makes it tender, smooth and radiant. Preserve reading for a helpful overview of Naked Necessities. A general false impression among people is that using pores and skin creams with collagen as an active ingredient in it, is the answer to achieve young skin. However this is far from the truth. Many skin care product manufacturers also take unfair benefit of this false impression. After we speak of food, we cannot overlook water. Have you learnt skin cells are made up of 95 % water? It is a good suggestion to gulp down 10 to 12 glasses of this “elixir of life” on a regular basis. The first products you need to use on your hair are shampoo and conditioner, and you will need to use good high quality products. They add moisture to your hair and assist the hair deal with the drying effects of the styling merchandise that you will be making use of later. That’s the reason we go for teeth whitening. Attributable to the truth that the implant is completely covered, this reduces the concern of rippling. This remedy is sort of costly and consists of tooth whitening, tooth veneering, tooth implants, dental crowns, reshaping dental bonding, dentures, root canal and so on.
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MANILA (INQUIRER/ASIA NEWS NETWORK) – After two years of distance learning and with months to go before the resumption of face-to-face classes in November, nine out of 10 Filipino children are still struggling to read simple texts by age 10. That makes the Philippines one of the countries with the highest rates of “learning poverty” in the East Asia and Pacific region and among lower-middle income economies, the World Bank said in a report released on Friday (July 22). Learning poverty means being unable to read and understand short, age-appropriate texts by the age of 10. Based on World Bank estimates, as many as 91 per cent of children in the Philippines at late primary age “are not proficient in reading”. Compared with that of its neighbours in the region, the Philippine learning poverty rate was higher by 56.4 points and more than double the regional average of 34.5 per cent. It fared even worse among lower-middle income countries, with the figures reflecting an abysmal 80.5-point gap with its peers. The problem, according to the World Bank, is compounded by the significant number of out-of-school youth. “In the Philippines, 5 per cent of primary school-aged children are not enrolled in schools. These children are excluded from learning in schools,” it said. As in most other countries, learning poverty is higher for boys than for girls. The World Bank identified two reasons. “First, the share of out-of-school children is higher for boys (5.1 per cent) than for girls (4.8 per cent). Second, boys are less likely to achieve minimum proficiency at the end of primary school (91.7 per cent) than girls (89.2 per cent) in the Philippines,” it said. The World Bank considers schoolchildren who are unable to reach minimum proficiency levels in reading tests to be “learning deprived.” “All children should be able to read by age 10,” it said. “Reading is a gateway for learning as the child progresses through school and, conversely, an inability to read constrains opportunities for further learning. Reading proficiency is also critical for foundational learning in other subjects,” it said. The country’s ballooning learning poverty rate coincided with the closure of schools in 2020 and 2021, which forced educational institutions to resort to at-home classes that were either module-based or online.
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A case potentially affecting legal protections for employees of public schools and other government entities when they speak in the course of doing their jobs had a rare rehearing before the U.S. Supreme Court last week. The high court first heard arguments in Garcetti v. Ceballos (Case No. 04-473) on Oct. 12. (“Court Mulls Protection for Public-Employee Speech,” Oct. 19, 2005.) The March 21 reargument stemmed fromJustice Samuel A. Alito Jr.’s replacement of retired Justice Sandra Day O’Connor in January and suggests that the justices were closely divided on the case. Justice Alito may now hold the tie-breaking vote. The case hinges on whether the First Amendment protects a Los Angeles County prosecutor who told his supervisors about alleged wrongdoing in a criminal investigation and was subsequently disciplined. Supreme Court precedents give free-speech protections to government workers who speak as citizens on issues of public concern, but it is unclear whether such protections apply to employees, including whistleblowers, who speak up in the workplace while performing their jobs. “What about the case when the [employer’s] objection is to a manner of speech,” such as when the employee is “ham-handed,” Justice Alito asked the lawyer representing the employee. Justice Alito joined Justice Antonin Scalia and Chief Justice John G. Roberts Jr. in exploring whether speech protections would undermine the ability of government agencies to manage their employees. The case is expected to be decided by July. A version of this article appeared in the March 29, 2006 edition of Education Week
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FCC approves OneWeb for US market as it considers other constellations WASHINGTON — The U.S. Federal Communications Commission voted June 22 to make OneWeb the first of what will likely be several new non-geosynchronous orbit (NGSO) satellite constellations granted regulatory approval to operate in the United States. In an open commission meeting June 22, the FCC approved OneWeb’s request, filed more than a year ago, to provide broadband internet service to the United States with a constellation of 720 low-Earth orbit (LEO) satellites using Ku- and Ka-band spectrum. OneWeb’s FCC application, submitted under the name WorldVu, triggered a flood of 11 other applicants that all surfaced during the company’s processing round. Other contenders include SpaceX, which is proposing a system of more than 4,000 LEO satellites; Boeing, with up to 3,000 satellites; and ViaSat and Telesat, among others. Tom Sullivan, chief of the FCC’s International Bureau, said the additional applications range from “as little as two satellites to as many as 4,000.” The other proposals are still under review by his bureau’s satellite division, he said. “We hope to approve many more constellations because we know that the more companies compete, the more consumers win,” said FCC Chairman Ajit Pai. “The order lays the foundation for the deployment of future low-Earth orbit satellites while establishing carefully measured standards to ensure that these NGSO constellations won’t interfere with their terrestrial or geostationary counterparts, and the order provides that OneWeb will need to accommodate inline interference avoidance and spectrum sharing with other NGSOs in the future.” OneWeb’s plans to launch its first satellites next year on Europeanized Soyuz rockets through Arianespace, and intends to begin operations in 2019. The company said earlier this month that its progress on developing the system was not impeded by the collapse of a planned merger with geostationary fleet operator Intelsat. FCC Commissioner Michael O’Rielly cautioned that the topics of interference and prevention of orbital debris “will need to be considered further,” regardless of OneWeb’s approval. He also said that the increased demand for spectrum between both satellite and terrestrial communications, as evidenced by the heated spectrum debates surrounding the 2015 World Radiocommunications Conference, remains a challenge in need of resolution. “This item is more of a first step, rather than a middle or final one,” he said. “Going forward there should be more holistic conversation and appropriate consideration of the complete picture of spectrum needs for both NGSOs and terrestrial use. As I’ve stated before, the satellite and wireless industries continue on a collision course both here and internationally as they seek spectrum for future systems. Generally I remain concerned that we may be foregoing opportunities for the clearing and sharing of spectrum by permitting additional uses on a piecemeal basis.” O’Rielly said OneWeb’s authorization is conditioned on the outcome of a larger NGSO rulemaking proceeding by the FCC that has yet to conclude. In the FCC’s Order and Declaratory Ruling issued June 1, the agency said OneWeb “will not receive any special exemptions to the rulemaking based solely on this grant.” OneWeb revealed Alaska Communications would be the company’s first reseller in Alaska, the largest state by land area in the country. The U.S. market has been the most active for residential satellite broadband, and has driven large high throughput satellites mainly from Hughes and ViaSat.
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Contribution: This paper provides evidence that computational creativity exercises (CCEs) can increase engineering students' learning in introductory computer science (CS1) courses. Its main contribution is its more rigorous treatment/control group research design that allows testing for causal influences of CCEs on student learning and performance. Background: Computer science (CS) courses are critical foundational courses for engineering students. CCEs that merge computational and creative thinking have been shown to increase achievement and learning of engineering and nonengineering students in CS1 courses, but previous research has used quasi- and non-experimental designs. Intended Outcomes: CCEs are intended to improve students' learning of CS1 content and problem-solving ability by fostering computational creativity. Application Design: CCEs can improve student learning and can be used to supplement other evidence-based instructional practices. Findings: Propensity score matching was used to create equivalent treatment and control groups; results show that students in the CCE implementation section had higher scores on a CS knowledge test than students in the control section, but not higher self-efficacy for their CS knowledge. Focus group and open-ended survey questions indicated that students had mixed reactions to the CCEs, with about half the students seeing them as improving their learning, understanding, and ability to apply CS in their engineering field. Responses also reinforced the importance of fully incorporating CCEs in courses and aligning them with course topics. - computational creativity - computer science - evidence-based practice ASJC Scopus subject areas - Electrical and Electronic Engineering
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Garden State Historic Preservation Trust Fund Preserve New Jersey Historic Preservation Fund Historic Site Management Grant Capital Level I Grant Award: $232,797 (1992) $23,504 (2004); $13,447 (2019); $56,730 (2021) Grant Recipient: NJ Div of Parks & Forestry, Friends of Long Pond County: PassaicMunicipality: West Milford Township Long Pond Ironworks Historic District contains thirteen residential and commercial buildings and the remains of three iron blast furnaces. During the 18th and 19th centuries, the area was a center for iron production. The ironworks is unique for its industrial-based community surviving largely intact and now preserved as a park. The Friends of Long Pond Ironworks is a nonprofit volunteer organization dedicated to the preservation, restoration and interpretation of the park. The former Hewitt Church has been certified eligible as contributing to the New Jersey and National Register listed Long Pond Ironworks Historic District. This will require, increasing the district boundary and expanding the period of significance for the district. The Hewitt Church was constructed in 1895 in the Carpenter Gothic style and is significant for its associations with employees living in the village that centered on the Cooper & Hewitt Company and its predecessor companies as well as for being a representative example of its architectural style. The 2021 Trust grant will help fund masonry restoration at the foundation, wood sill and post repairs, other structural framing repairs, correcting flashing and drainage issues at the roof connection with the steeple, exterior siding and trim repairs and repair windows and exterior doors to the Hewitt Church. Additionally, the grant will fund a structural investigation of the roof structure and devise a permanent solution to the outward thrust of the existing roof structure. The 2019 Trust grant helped fund a Historic Structures Report for the Hewitt Church. The 2004 Trust grant supported the creation of a site management plan, including a conditions assessment, a preservation plan, and a phased plan for stabilization and restoration of the historic structures in the district. The 1992 grant funded the rehabilitation of the country store as a visitor's orientation center as well as the stabilization of other structures on the site, including two double stone houses, furnace ruins, water wheels and a wheel pit. For more information, visit: http://www.state.nj.us/dep/parksandforests/parks/longpond.html
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When one thinks about the driving forces behind climate change, the consumption of fossil fuels immediately comes to mind. However, one driver of climate change that often goes unnoticed is the fashion industry, which accounts for 10% of all global greenhouse emissions. This is largely due to the vast amounts of energy that is expended throughout the manufacturing process of clothing. Synthetics, used in 65% of all fabric production, are made from oil in a process that releases large amounts of carbon dioxide into the air. Furthermore, the delivery and packaging of clothing adds to the amount of pollution that is the direct bi-product of clothing manufacturing. Although a lot of pollution comes from the manufacturing of fashion goods, a staggering amount of pollution is generated later-on. According to the EPA, only 14.2 percent of textiles in clothing and footwear were recycled in 2015. The remainder of disposed textiles end up either in landfills or incinerated, adding to the cumulative pollution produced throughout the lifespan of the goods. Of all of the various ways in which textiles are disposed, incineration is the absolute worst: burning clothes releases more carbon dioxide than burning coal and twice more than burning natural gas. Consumers are not the only party guilty of incinerating clothing products—renowned fashion brands and clothing manufacturers annually engage in the incineration of their unsold inventory in order to maintain the scarcity and exclusivity of their brand. Back in September, 2018, the Wall Street Journal published an article about luxury fashion brand Burberry and their incineration of £28.6 million in inventory. Since then—although Burberry has stopped burning goods under a barrage public scrutiny, the issue remains widespread throughout the fashion industry. On this edition of Deal of the Week, Impakter examines several startups that are attempting to change the fashion industry for the better and have come up with innovative solutions to reduce the pollution produced at the hands of the fashion industry. The most obvious solution to prevent the incineration of unsold goods, is to…sell them. Partnered with over a hundred fashion brands, Otrium aims to be the world’s leading online outlet store that provides manufacturers with a secondary market in order to sell their clothing. The solution is a successful one, as it provides an alternative to brands having to push excess inventory at large discounts and higher operational costs themselves. Instead, by allowing their clothing to be sold on Otrium’s platform, where they can maintain control of their sales, the fashion brands are able to have a higher margin for their goods, thus providing incentive for clothing manufactures to give their unsold goods a second chance. RELATED ARTICLES – MORE DEALS OF THE WEEK! While the traditional way of recycling clothing consists of shredding fabrics into low-grade materials to be used in furniture and insulation, this Los Angeles-based startup re-purposes used and worn-out clothing in order to conjure freshly designed clothing that will see another lifetime of wear. Atelier & Repairs collects used military clothing and turns it into apparel that is guaranteed to be long-lasting. Each piece of clothing is uniquely created from used garments and does not adhere to a specific style—its design is dictated by what is on-hand and enables a flexible manufacturing process. The creation of such clothing products is completely environmentally friendly, as it consists of zero production and entirely of the transformation of existing materials. Another, increasingly common, solution reduces the amount of clothing being disposed every year by manufacturing clothing to be more durable. Taylor Stitch is a San Francisco-based apparel manufacturing startup that aims to use organic materials in its clothing and make the manufacturing eco-friendlier. Organic cotton is not produced with the help of harmful metals and chemicals. Additionally, the collection of organic cotton is done manually, thus reducing the use of machines in the manufacturing process and ensuring that the cotton fibers are not broken or diminished during the collection process. As a result, clothing that consists of organic cotton has a much longer lifespan, therefore reducing the amount of clothing that people go through each year. With 95% of the cotton utilized by Taylor Stitch being organic, the startup’s apparel is extremely sustainable as the durability of its goods is magnitudes greater than that of the commonly used, standard cotton. All things considered, people vastly underappreciate the amount of pollution that is generated by the fashion industry. People will not attempt to address a threat that they do not perceive, and the fashion industry is a threat of massive significance—too important to go under the radar. It is crucial for the public to push solutions such as these in order to combat climate change before it is too late. In the cover photo: A pile of clothes. Photo Credit: Unsplash. EDITOR’S NOTE: The opinions expressed here by Impakter.com columnists are their own, not those of Impakter.com.
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Department for Education |Printable version||E-mail this to a friend| Tackling young runaways: a role for everyone Local Authorities must gather information about young people who run away from home or care to ensure that the right services are in place to help, Minister for Young People Kevin Brennan said today at the launch of the Government's Young Runaways Action Plan. Speaking at an event with the English Coalition of Runaway Children, MPs and key stakeholders in Downing Street, Kevin Brennan set out clear expectations regarding the level of service and support that local agencies should be providing for young runaways. In particular they should: * Identify those at risk of running away as part of their targeted youth support arrangements; * Have arrangements in place to help young people who have run away, particularly out of hours, keeping them safe and off the streets; * Conduct a return interview for every young person, identifying and addressing their reasons for running away; * Work closely with the voluntary sector, clearly defining roles and responsibilities and ensure there is support for young people that spans across local area borders; * Evaluate the local need for and provision of emergency accommodation for young runaways; * Gather information on running away to inform the level of support locally, and to support the new national indicator. The Action Plan explores some of the underlying causes of running away as well as setting out the important role that key partners such as the police, local government, voluntary sector and children's services play in helping us to deliver long term improvements for young runaways. The Government is already taking steps to ensure that children and young people know where they can access help if they are thinking of running away, and what alternatives are open to them: * Resources are being developed for use in schools and youth centres to educate young people about the risks of running away, and to point them to the support available if they are thinking about running; * A review of emergency accommodation provision is underway, to ensure young runaways have somewhere safe to stay; and * The Missing from Care and Home guidance is being reviewed to ensure a joined up approach with other guidance on missing from education, trafficking and sexual exploitation. Children's Secretary Ed Balls said: "Identifying young people who may be at risk of running, and providing the support they need to face their problems is critical to keeping young people safe. "Today's action plan is a clear demonstration that we remain committed to helping young runaways and I would like to thank all those who have been involved in its development." Kevin Brennan said: "I want every child and young person to enjoy a happy, healthy and safe childhood that prepares them for adult life. While we know that this is the case for the majority of our young people, there are still some for whom this is not a reality and who don't feel safe at home. "That is why it is vital that we work together to spot the warning signs, and make sure that young people get the help they need to resolve their problems before they decide to run. But equally, if a young person does run away, we need to respond quickly with services in place to keep them safe and off the streets." Children in care are particularly vulnerable and are three times more likely to runaway, often to be closer to friends and family. The Children and Young Persons Bill will require that as far as is reasonably practicable that a placement allows the child to live near their home; does not disrupt their education; and is within the local authority's area, reducing the risk of children running away. To further support children in care, Kevin Brennan also announced today that 10 local authorities would get a share of almost £5 million to help children stay in care beyond the age of 18. The Staying Put pilots will give children in care the chance to benefit from a stable family placement so that they only move to independent living when they feel properly prepared and ready. This will allow children in care to make the transition to adulthood in a more gradual way, just like other young people who rely on their families for this type of support. Andy McCullough, Chair of the English Coalition for Young Runaways, said: "These plans are the culmination of a lot of hard work between all of the key players. It is incredibly positive and proof that the government is serious about protecting this vulnerable group of children. However we will need to deliver on this action plan if we are to ensure a safe future for children who feel they have no other choice but to run away." The commitment and support of partners has been central to the development of the action plan. NOTES TO EDITORS 1. The Young Runaways Action Plan is available on the DCSF website at: http://www.dcsf.gov.uk/publications/ 2. The Government outlined its commitment to improving support for young runaways in January 2008 when it set up a cross-Government working group to drive progress. 3. The Children's Secretary Ed Balls has Cabinet level responsibility for runaways and, led by Kevin Brennan, DCSF has taken the lead in co-ordinating policy developments across Government to ensure appropriate services are in place to respond to the needs of those who run. 4. The Government has a responsibility to safeguard the young and vulnerable and Chapter 2 of the Children's Plan - Safe and Sound - sets out our vision for making children's safety everyone's responsibility. 5. The Staying Safe Action Plan (February 2008) built on the Children's Plan commitments, giving more detail on what we will do to ensure children and young people are, and feel, safe. The Staying Safe Action Plan is underpinned by a Public Service Agreement to improve children and young people's safety which will drive forward work in this area and ensure that effectiveness of the policies is monitored at a national level. 6. The Staying Put pilots were first set out in the Care Matters Green Paper and later confirmed in the White Paper, Care Matters: Time for Change. The Care Matters: Time for Change White Paper sets out the steps the Department will take, together with local delivery partners, to improve outcomes for children and young people in care. The successful authorities are: Bristol; Cheshire; Dorset; Lincolnshire; Merton; Northamptonshire; North Tyneside; North Yorkshire; Warwickshire and York. PUBLIC ENQUIRIES: 0870 000 2288 email@example.com INTERNET ADDRESS : http://www.dcsf.gov.uk If you would like to receive email notification of new press notices in the subjects of your choice, please click on 'register' on our site: http://www.dcsf.gov.uk, 'Latest News'.
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Thy kingdom come Jesus had just finished praying when one of the disciples asked him ‘Lord, teach us to pray.’ Jesus obliged and right at the start of his model prayer he used these words ‘Thy kingdom come, Thy will be done on earth as it is in heaven.’ God’s will is currently not being done on earth, but this will change, it will not be a gradual change, but will come about in a dramatic intervention, an intervention that we as believers will have a grandstand view of. - Shouting in heaven In the previous two chapters of Revelation (17 & 18) we have seen to demise of the system of false religion, which was depicted as a prostitute intimately involved with the beast with 7 heads and 10 horns. The beast both represents Satan’s man and the final political system set up by Satan to rule the world. The beast turns on the woman and destroys her: Satan’s kingdom is imploding! Next we saw the demise of the commercial/political system as described for Babylon. John saw a city that was reduced to a burning shell. Merchants, kings and those who profited from this system lamented its demise. But their mourning is contrasted with rejoicing in heaven. There is something strangely attractive about the Babylonian system. Pick up the colour supplement of the weekend papers and you will see the glossy adverts for luxury houses, prestige cars, watches, perfume, high fashion and high living – but it will all come to nothing. The masters of the universe will be left with an empty burning shell. We should recognise these things for what they represent, and get ready to rejoice at their demise. John heard what he took to be the sound of roar of a great multitude in heaven. I was fortunate enough to be in Murrayfield in 1990. It was the final match of the Five Nations rugby union championship. England had a team of great rugby stars and were expected to win with ease – they had already won all three of their matches in the championship. But in spite of Scotland’s underdog status, they arrived at this final game also with 3 wins – it was the deciding game: winner takes all (triple crown, grand slam, Culcutta cup). England scored an early easy try and I was amazed at the eruption of sound that came from the England supporters when Jeremy Guscott went over the line: the signs were ominous! But Scotland came back and when Tony Stanger went over for the deciding try in Scotland’s favour the place erupted! Now that was the sort of sound that John heard coming from heaven. Here’s what they shouted: ‘Hallelujah! Salvation and glory and power belong to our God, for true and just are his judgements. He has condemned the great prostitute who corrupted the earth by her adulteries. He has avenged the blood of his servants.’ They say (probably incorrectly!) that there are only two words that are the same in every language on earth: Coca Cola and Hallelujah! Most people think that hallelujah means something like ‘fantastic’ or ‘great news’ it’s also sometimes used ironically ‘well hallelujah.’ But it actually means ‘praise the Lord.’ This is its first use in the New Testament but in the Old Testament it is often associated with praise to God in response to defeat of enemies or in relation to God’s rule. John heard the great multitude praise the Lord because salvation, glory and power belong to him – his judgements are true and just. What a relief this will be to have truth and proper justice. We hear so often on the news of a lack of truth and justice: the guilty go free and innocent men suffer. It certainly seems likely that as men and women jettison our Christian heritage we will see more and more injustice and lack of truth as false religion, atheism and godless thinking influence our courts and law makers. In the news recently we have seen the mess that FIFA has made by its corrupt leaders, athletics is in turmoil with endemic cheating, once respected companies like VW have been caught telling lies to the authorities and their customers, the ‘masters of the universe’ in the banking and financial world have been exposed as cheats and our MPs and law enforcers have been found wanting. But Jesus will bring truth and justice! That’s worth shouting hallelujah for! Not only that, but the system that has brought about this mess and has corrupted the world has been brought to an end: the great prostitute has been condemned. Again they shouted: ‘Hallelujah! The smoke goes up from her forever and ever.’ This reminds us of the fate of Sodom and Gomorrah after God’s judgement fell – the smoke could be seen for miles around. Let’s not be like Lot and invest too much of our time and affections on this condemned system! John is in heaven and he now describes the scene: the 24 elders (whom we think are representative of the church) and the four living creatures fall down and worship God, seated on the throne. They too shout out Amen (so be it) and Hallelujah: Praise the Lord! Next John hears a voice from the direction of the throne: ‘Praise our God all you his servants, you who fear him, both great and small!’ This is the 4th declaration of praise towards God – this is building up into quite a finale – and everyone is involved, both great and small. - The wedding of the lamb A fifth declaration of praise to God is made: John describes it as ‘like the roar of rushing waters and like loud peals of thunder.’ Again we have the word Hallelujah – that’s the 4th time it’s been used in this section; ‘hallelujah, for the Lord our God Almighty reigns.’ The system of rule by Satan, the beast and the false prophet has come to an end and the Lord reigns! That’s worth shouting about – at last God’s kingdom is coming to earth and his righteous will is to be done. Rejoice and be glad indeed. The great multitude now recounts something new and perhaps surprising: ‘For the wedding feast of the Lamb has come, and his bride has made herself ready. Fine linen, bright and clean, was given her to wear.’ Who is the bride? The answer seems to come in Ephesians 5:25-27 where Paul provides teaching about how wives and husbands should behave. He states the following: ‘Husbands, love your wives, just as Christ loved the church and gave himself up for her to make her holy, cleansing her by the washing with water through the word, and to present her to himself as a radiant church, without stain or wrinkle or any other blemish, but holy and blameless.’ Theologians have spotted some interesting correlations between the Christ-church relationship and a marriage in ancient Jewish culture. There was a betrothal period in which the bridegroom takes the initiative to find a bride, he then pays for the bride and makes a promise of marriage. The bride is then set apart and a separation period begins. Similarly Christ sought out the church, paid the price by giving himself for her, and has made a promise of marriage. The actual marriage followed the betrothal period in the Jewish system. This only took place after the period of separation (you will recall this in the story of Mary and Joseph), at the end of this period, the groom sets out to collect his bride. Since the precise time of the arrival of the groom remains unknown to the bride, the groom’s arrival is announced with a shout. The bride and groom then return to the groom’s father’s house and the guests are assembled. The bride and groom enter the bridal chamber and are hidden for 7 days, after which they appear to the guests. You can quickly see some parallels: Christ is separated from the bride, he comes back to collect her (the church is caught up to meet the Lord in the air), the church is then hidden for a period (likely 7 years) and then is unveiled as described in this 19th chapter of Revelation. This is all of some interest but what is truly remarkable is that Jesus enters into a permanent and eternal relationship with the church! At the end of verse 7 we read that the bride’s fine linen (which is provided for her) stands for the righteous acts of God’s holy people. In 1 Corinthians 3, the apostle Paul indicates that there is a day in which each believer’s work will be tested. Work that has been done with the wrong materials will be destroyed by fire, but work done with the right materials will stand the test of fire. I wonder if these garments represent the work done of lasting value? This encourages us examine what we are doing in the present age: are we building with wood, hay and stubble or with gold, silver and costly stones? The angel who has accompanied John turned to him and said ‘Write this: Blessed are those who are invited to the wedding supper of the lamb!’ Since the bride is the church those invited to the supper seem to be those believers who have come through the difficulty of the seven years and probably also Old Testament believers. The angel concludes by saying ‘these are the true words of God.’ He may be referring to the series of events he has just shown John (from chapter 17 up to this point) as well as the statement about those who are invited to the supper. Having concluded this series of revelations it seems that John was overcome. And this should not surprise us – he has seen the end of Satan’s kingdom and now he has this astonishing glimpse of the future when Jesus as King of Kings and Lord of Lords becomes married to the church! In a spontaneous response John fell at the feet of the angel to worship him! But we must worship only God and the angel is quick to rebuke John: ‘Don’t do that! I am a fellow servant…’ - The return of Jesus to earth It is a key component of the entire bible story that Jesus returns to earth to sort out the mess that Satan and sinful mankind have created. As one writer put it, ‘Apart from his return to purge his creation of evil, redemption remains forever incomplete.’ Again John observes a future event: he saw heaven open and before him was a white horse with a rider called ‘faithful and true.’ The rider has two purposes: to judge and to wage war. The situation on earth at this time is reaching a climax. It seems that Satan’s system is in irreversible collapse but in his rage and fury he turns in defiance of God on the city of Jerusalem. Zechariah 12: 3 – ‘On that day, when all the nations of the earth are gathered against her, I will make Jerusalem an immovable rock for all the nations. All who try to move it will injure themselves.’ You will see on reading Zechariah that there will be difficult days for Israel but the king is coming to secure a final victory. Jesus is described as having three names: Faithful and true, Word of God, King of Kings and Lord of Lords and a name ‘written on him that no one knows.’ I trained as a pharmacist many years ago and in order to retain a right to practise as a pharmacist I need to maintain records of ‘continual professional development’ and pay the necessary fees. This gives me the right to use the title ‘Pharmacist.’ The title is restricted, not anyone can use it, it’s protected by law. The title describes attributes of the person bearing the title in terms of education, expertise and so on. In the same way the titles Jesus bears speaks of his attributes: he is faithful and true, he is the King of Kings, he is the word of God. Perhaps the title that no one knows will reveal a new previously undisclosed dimension to his being. We contrast these titles with Satan, the beast and the false prophet, they are neither true nor faithful and they have no right to rule. Jesus will come to judge and make war and dethrone Satan. John saw ‘coming out of his mouth a sharp sword with which to strike down the nations.’ Jesus does not need weapons of mass destruction, just his words! John also notes that he will rule with an iron sceptre. We tend to see Jesus as meek, mild and tolerant. Not so. His reign will be characterised by a total intolerance to sin and to perfect justice. He is dressed in a robe dipped in blood. This speaks not of his death but of the death he will bring. The armies of the world are set up to destroy Israel and Jerusalem but they will not succeed: the king is coming to deal with them. Now here’s the rather remarkable thing, if you are a believer you will have a spectacular view of this amazing event because it seems Jesus will come with his new bride: ‘The armies of heaven were following him, riding on white horses and dressed in fine linen, white and clean.’ The bride accompanies the groom to earth! John is not shown the battle, perhaps it is best for him not to see it, and in any case it seems likely that the victory will be swift. What John does see is an angel ‘standing in the sun.’ Perhaps this angel speaks from a place visible to all on earth. He addresses all the birds flying in the air; ‘Come gather together for the great supper of God, so that you may eat the flesh of kings, generals and the mighty…’ This is not a pleasant scene and is in stark contrast to the wedding supper of the lamb. John saw the beast, the kings, their armies all gathered to fight against the rider on the white horse. He does not describe the inevitable outcome, death on a massive scale and the capture of the beast and the false prophet. They were thrown alive into the ‘fiery lake of burning sulphur.’ We can only take the words that John uses and try to picture this – these evil enemies of God are clearly put into a place of great physical punishment – ‘They will be tormented day and night forever and ever’ (Rev 20:10). These remarkable events simply must elicit a response in us. In the news today there has been a dreadful event in Paris, as I write more than 120 people have been killed by men motivated by a false religion – France mourns and the world mourns with her. People react to this with anger, sorrow and a determination to change things. In view of the coming king and the defeat of the forces of evil, should not we react and respond to this with much greater urgency? If us believers, isn’t it about time we lived our lives with this great event in mind? Surely the ‘things on earth will grow strangely dim in the light of his (coming) glory and grace.’ If you are not a believer you need to know as a matter of great urgency and importance that in your present condition you are destined to will be thrown into the fiery lake. Align yourself this very moment with the King of Kings and Lord of Lords; ‘believe in the Lord Jesus and you will be saved.’
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Over 300 taxi drivers today staged a protest at Minbhawan of Kathmandu, demanding that taxi service, which has been halted since March 24, be allowed to resume. Though coronavirus cases continue to grow across the country amidst the nationwide lockdown taxi drivers said they were ready to operate their cabs. Their desperate action is followed by the stretched lockdown, which has choked their business making it difficult for them to earn their living. The protesters said they would die from looming starvation due to the prolonged lockdown. The government has allowed private cars, bikes and other private vehicles to ply within districts on the basis of odd-even rule. But, the government is yet to decide on how or when to allow public vehicles or taxis to operate. Government’s decision on the third week of June to partially lift the lockdown has eased public life inside Kathmandu valley. But, life in the valley is yet to be restored to normalcy in absence of pubic vehicles as a majority of the valley denizens depend on public vehicle. Taxi drivers said they were ready to operate cabs by adopting safety measures. Sanu Purbachhane Magar, chairman of Valley Taxi Entrepreneurs Committee under All Nepal Transportation Workers Organisation said since there was no telling on the time frame of the lockdown the time when the virus would be controlled they had no options but to resume their work. “Taxis are not different from private cars. If people contract the virus while travelling in taxis so do they while travelling in private cars. But, the government is least bothered about the grim situation facing us,” said Magar, adding, “We therefore demand that taxis should be allowed to operate by carrying maximum two passengers on the back seat and by adopting required safety measures.” Magar added that taxi drivers were confident that the government would address their concern at the cabinet meeting yesterday as promised to them. “But the government turned a deaf ear to our plight and extended the lockdown,” lamented Magar. A version of this article appears in e-paper on July 1, 2020, of The Himalayan Times. |Violent / Non-violent||Nonviolent| |Primary Cause||Other governance issues| |Secondary Cause||Lockdown Enforcement| |Actor 1 - Number of people||100| |Actor 1 - Affiliations||Transport entrepreneurs/syndicate| |Actor 1 - Youth||na| |Actor 2 - Number of people||n/a| |Actor 2 - Affiliation (Target)||Government and civil servants at central level| |Actor 2 - Youth||na|
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- US President Joe Biden’s Covid-19 stimulus plan involves cash payouts for citizens, but ‘free money’ isn’t really free - Rules should be set to prevent spending too much and making sure the money is somehow repaid US President Joe Biden has unveiled a comprehensive economic stimulus plan costing nearly US$2 trillion (HK$15.50 trillion). Most of the money will go into direct cash payouts and funding programmes for citizens. This is a good strategy in the current circumstances. While effective, this plan also epitomises the potentially disastrous side effects when massive government spending and democracy collide. This kind of absurd spending would horrify economic conservatives. They advocate reducing taxes and government spending. However, their views appear to be increasingly untenable in the modern American context. The current trend in the US is for the government to spend a lot of money and continue to rack up large amounts of debt. The national debt in the US is notoriously high, with no real chance of it ever being paid off. However, there is a good reason to spend so much money: it wins elections. Biden’s Covid-19 relief package illustrates a very important, but also obvious, point. People need money, and politicians’ offer to give away “free money” will be a very enticing choice for voters. As things stand in America, there are tempting benefits for big spending and no imminent downsides. Importantly, there are no laws or safeguards to protect against overspending. It is only a matter of the proposal being approved by the Congress. Fiscal conservatism is unpalatable in democracies because of their difficult-to-accept philosophy. A value at the core of conservative economics is the idea of helping yourself as opposed to having the government help you. Numerous psychological studies have shown that humans are more likely to attribute their successes to hard work, and their failures to factors beyond their control, like a broken system. Someone who is in a bad position because they believe it is no fault of their own is more likely to feel entitled to government assistance. Therefore, when a conservative politician encourages people to help themselves, it can be interpreted as heartless and insulting. So, what is the solution? I would propose a rule that puts an upper limit on spending. It should be set in advance by a committee that is not in danger of losing their jobs if they do not promise to increase the amount. If Biden wants to spend US$2 trillion, he would have to prove in advance that the money can be accounted for and has a chance of eventually being paid back. Ultimately, I want to see a system that reasonably helps the needy citizens while also remembering the consequences of reckless overspending. Such a system is not far-fetched or unachievable, but it will take reform and recognising that “free money” is not the silver bullet people think it is.
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(EDGE) A gay couple from Naples, Italy claims a bed and breakfast in Santa Maria, a coastal village in the southern Italian Vibo Valentia province, denied them entry because of their sexuality, the International Business Times reports. After booking a stay at the guest house, the couple, who remains anonymous, contacted the owner for further information but were allegedly told the establishment does not accept gay people nor pets. "Thank you for your booking. This is the first year that we are renting [the guest house]," reads a Whatsapp message sent to the couple reportedly from the owner. "Apologies for seeming a caveman, but we do not accept gays or pets." The men then contacted Arcigay, an LGBT rights group in Naples, to issue a complaint. Speaking to the Italian newspaper Corriere della Sera, one of the men, identified as G., compared the incident to Jews being refused service during Nazi Germany. "I did not even waste time to answer. I just took screenshots of the conversation and I sent them to Arcigay Napoli," he told the newspaper, according to the IB Times. "It was the first thing that came to my mind: To sue, speak out and not let them get away with it. I want to say everything, out loud." G. went on to say that he's been with his partner for seven years and "after all this time, I refuse to be treated as if there was something wrong with me. "It's not fair," he added. "I was not upset just because of what happened to us. I thought about thousands of youths who could be subjected to the same treatment. It is a thought that hurt me too much." Arcigay Napoli condemned the incident, calling it a grave act of discrimination and homophobia," according to the IB Times, which adds the couple canceled their booking and rescheduled at another establishment in Calabria.
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Cyber security has become a critical component of organizational success. Managers are faced with the daunting task of securing their companies from hacking attempts, malware and other cyber threats. When it comes to protecting your business, there is no one-size fits all solution for cybersecurity. Here at Kroll Ontrack we offer a comprehensive range of solutions tailored to meet any organization’s unique needs., The “disadvantages of cyber security” is a topic that has been discussed many times. There are some disadvantages to using cyber security solutions, but they can also be very beneficial. Computers have been a part of our life for quite some time. It is used by people from various areas of life to analyze data, produce papers, create images, play video games, and make music, among other things. Indeed, it is difficult to envisage most vocations today that do not include the use of a computer in some manner. Unfortunately, not everyone makes good use of them. Some people opt to carry out cyber-attacks, which frequently have devastating results. Cyber-criminals are often motivated by a desire to gain money the “easy” way, which is why we frequently hear about stolen bank accounts and other similar incidents. Others do it for political reasons, extortion, or just because they want to try something new. To learn more, go here. Whatever the cause, hackers are becoming more skilled at what they do every day. Some have even gained celebrity status on a worldwide scale (think Kevin Mitnick.) Because of these terrifying network dangers that do actual harm, every company must invest in cyber-security and safeguard itself. First, we must determine which places must be safeguarded. Every organization contains information, systems, and resources that are only accessible to a small number of individuals. Identity management is the policy that secures this important data. Another category that is closely connected is data security, which, as the name implies, protects your system’s databases against possible theft and abuse. – Best Practices for Enterprise Password Management Then there’s network security, which is using a mix of hardware and software to protect a computer network from intruders. It’s ideal not to leave anything to chance when it comes to networks, particularly if they’re complicated and have a lot of points. As more people utilize cloud technology for apps and storage, this sector has to be well protected. However, we’re discussing a so-called shared responsibility approach here. It implies that both the service provider and the customer are involved in data and application security. For more information, visit https://www.nouveau.co.uk/content-hub/top-10-cyber-security-benefits/. Mobile security is maybe the most important kind currently. Hackers use our images, passwords, and other personal information as digital passports to gather information about us on our phones, tablets, computers, and other devices. This may lead to stalking and other very dangerous illegal acts. As a result, protecting your mobile devices should be a key responsibility. Professional Services and Their Worth You may believe that antivirus software will solve all of your issues and that you do not need extra security. Nothing could be farther from the truth: hackers use a variety of inventive methods to get access to your system, so you can never be too safe. Read: Considering a Career in Cybersecurity? Take a look! To make your life simpler and avoid being a victim of these unseen criminal acts, you should invest in cyber-security services. The security agency will begin by doing a complete examination of your existing situation in order to determine the strengths and weaknesses, a process known as risk assessment. They generally give you with a strategy for short and long-term objectives that will gradually change your firm into a digital fortress after they analyze every element. Normally, you are only aware of an assault after it has occurred. But wouldn’t it be better if you could employ cyber security solutions to predict what’s coming and avoid disaster? Using a threat detection system, security specialists monitor your system 24 hours a day, 7 days a week to identify any threats. Because these automatic operations do not disrupt your company, you will not experience any downtime. Check out these Cybersecurity Tips for the Healthcare Industry. Multi-factor authentication would be necessary to achieve impregnable data security. Single passwords are a thing of the past: hackers have means of calculating numerous combinations of characters that will reveal you sooner than you think, no matter how hard they are. Presenting two or more evidence that you are the authorized user is part of the multi-factor authentication process. Data theft isn’t something that happens infrequently. Attackers may sometimes force their victims to open an email or text message and click a link that will install viruses, spyware, ransomware, or other malware right away. The criminal might exploit your personal details to steal your money or even your identity. Individuals and businesses alike may be severely harmed by these assaults. There is an entire cyber-security industry dedicated to phishing avoidance. Specifically, services offer one-year training programs for your staff to teach them how to spot, prevent, and report phishing attacks instantly. Read: Download Y2Mate Disney Plus Video Downloader to Watch We Bought a Zoo Offline Of course, phishing may happen at any time, but preventative training minimizes the likelihood of it happening. Data protection isn’t the only benefit of cyber-security. Investing in security measures may save your firm a lot of money: a single cyberattack can cost millions of dollars. Why spend a significant portion of your cash and valuable time restoring damage when you can prevent cyber-criminals from gaining access to what you worked so hard to achieve? Visit learn more, go to this page. Employees that are educated about cyber-attacks are more confident and productive. They’ll spot possible frauds, phishing attempts, strange communications, and other cyber-baits immediately quickly if they’re aware of them. They’ll eradicate the threat and go back to work. No one wants to spend days or weeks chasing down hackers and worrying about sensitive data being taken. Today’s internet information must be accurate and available 24 hours a day, seven days a week. Consider what would happen if your website were to be hacked and shut down. Customers will not rush to assist you in reviving it or offer you sympathetic notes; instead, they will immediately choose someone else from the competition. To keep a loyal customer base and enable it to develop in the future, it is vital to maintain a functional, secure website. Another compelling reason to invest in security is to prevent legal action. Yes, if your firm is breached and you don’t have the tools to avoid it, you might face sanctions. Instead, cyber-security will quiet your worries and provide you with the peace of mind you need to concentrate and dedicate yourself to your work. The “types of cyber security” are the types of solutions that can be used to protect an organization from being compromised by hackers. - the importance of cyber security - what is cyber security pdf - advantages and disadvantages of cyber security - importance of cyber security pdf - 5 importance of cyber security
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Registered with the Registrar of Newspapers for India under R.N.I 53640/91 Vol. XXVII No. 6, July 1-15, 2017 Quizmaster V.V. Ramanan’s questions are from June 1st to 15th. Questions 11 to 20 relate to Chennai and Tamil Nadu. 1. On June 2nd, the first moon discovered around a major planet in six years, was announced. Which planet? 2. Which European country officially joined NATO as its 29th member at a ceremony in Washington, D.C. on June 5th? 3. What is the nationality of Jelena Ostapenko, who won the French Open women’s singles? 4. Which country became the first Asian nation to qualify for next year’s FIFA World Cup? 5. Why did the novel A Horse Walks into a Bar, the English translation of the Israeli work Sus echad nichnas lebar make news? 6. On June 14th, telecom giant Verizon acquired which Internet pioneer’s core business for $4.48 billion, thus ending the latter’s two-decade long run as an independent company? 7. President Pranab Mukherjee recently launched a mobile app for ‘raising awareness among people about female foeticide and sex selection’. What is it called? 8. Which Indian media house is part of the BRICS initiative that has established a $1 million fund for boosting media cooperation in the five-nation grouping? 9. Which two Indian cricketing greats have joined UNICEF’s ‘Super Dads’ campaign that highlights the critical role played by fathers in children’s early development? 10. Name the railway station in Bhopal that has become the country’s first railway station to be redeveloped in a public-private partnership (PPP) mode? * * * 11. The original name of the Arignar Anna Poonga was that of a former acting 19th Century Governor of Madras. Who? 12. Name the resident of Chennai who’s won the first-ever World Food Prize in 1987. 13. By what more famous name is the Tamil theatre veteran N.V. Natarajan better known? 14. Which legend of Tamil and Indian cinema made his Tamil film debut in Mukta Srinivasan’s Thamarai Kulam in 1959? 15. What is the common English name for the bird called neenda alagu kazhugu or pinam thinni kazhugu in Tamil? 16. What two-word term was given to a type of song by which news was disseminated in Madras during the late 19th and early 20th Centuries? 17. What was the name of the avenue that started at St. Xavier’s Parchery and ran via Monegar Choultry Road to Tondiarpet? 18. What is the archaeological significance to the death of Elizabeth Baker, wife of Aaron Baker, the first President of Madras? 19. Which famous literary logo-character was created by C.V. Margabandhu (C.V. Morgan)? 20. What imposing public utility was inaugurated on Mount Road on All Fool’s Day in 1973? 1. Jupiter, 2. Montenegro, 3. Latvian, 4. Iran, 5. It won the prestigious Man Booker International Prize for David Grossman, 6. Yahoo!, 7. ‘Selfie with Daughter’, 8. The Hindu, 9. Sachin Tendulkar and Rahul Dravid, 10. Habibganj. * * * Sir William Rose Robinson, 12. M.S. Swaminathan, 13. Koothapiran, 14. Nagesh, 15. Indian vulture, 16. Guzili Paatu, 17. Popham’s Broadway, 18. Her tombstone in St. Mary’s Church. The 1652 inscribed on it, is the oldest British inscription in India, 19. The brahminical-looking person on Ananda Vikatan covers, 20. The Anna Flyover.
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Principal investigator: Shereen Hussein Start year: 2017 End year: 2021 Funder: Economic and Social Research Council (award ES/P009255/1) UK Partners: University of Sheffield, King’s College London, University of Birmingham, Carers UK Home care workers provide personal care and practical/emotional support. They include women who enjoy this work but may lack other job options, including migrants, and people with multiple caring roles. Marketisation, personalisation and austerity have created new labour market dynamics and a growing ‘grey’ care economy. Much care is provided by for-profit organisations, some having absorbed pressures by cutting wages, rights and protection, exacerbating recruitment difficulties. The UK care sector has long relied on immigration to fill labour shortages. The EU’s Eastward enlargement in 2004 and tighter regulation of non-EU migration changed the profile of migrant care workers. Although their prevalence in social care remains stable (around 20%; in London 50%), but by mid-2013 those from Bulgaria and Romania exceeded all those arriving from outside the EU. Brexit and possible reductions in care labour from EU/other markets pose pressing questions about the sector’s capacity to meet demand. Other possible reforms (an ‘extended points-based/skills-based migration system’) may also affect international recruitment, as wages in care work, seen as ‘unskilled’, are below likely thresholds. This study investigates the following questions: - How are UK migration policy changes affecting the roles, recruitment and status of migrant home care workers? Which groups are most affected, and why? Are there differences across the four UK nations? - What are the implications of these changes for sustainability and wellbeing for care users, carers, home care providers/businesses, migrant and non-migrant care workers, and care commissioners? - In light of these developments, what changes are required in the support and organisation of home care? (PO4) - In shaping future home care policy and practice, what can be learned from other countries where migrant care labour features significantly in how home care is delivered? We use a range of comparative and exploratory methods necessary for understanding how sustainability and wellbeing can be achieved in care arrangements. We carry out comparative analyses of statistical, policy and case study data, and systematic international policy and evidence reviews, focused on how policies are developed, implemented and revised. We also conduct interviews with migrant home care workers, agencies and home care providers, service users and family carers, and other stakeholders (e.g. regulators etc.). Main programme website – hosted by the University of Sheffield Report – Summary of Round 1 of a Delphi Survey: Estimating demand and supply of migrant home care workers in the UK Information for research participants – you can download here information about what taking part in the study involves and our privacy and complaints policies. Consent form – everybody who agrees to take part in the research will be asked to complete a consent form. This is available here.
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Why Proper Ventilation Is Essential for Your IAQ Usually, many property owners in Summerville, SC overlook indoor space ventilation. However, proper ventilation plays a big role in ensuring excellent IAQ (indoor air quality) in buildings. Read on to learn more about the significance of effective ventilation for your HVAC system and your IAQ. Regulates Air Flow Adequate ventilation helps regulate airflow, ensuring good indoor air quality. Regulating the airflow into your indoor space will allow in enough fresh air and eliminate stale air. Therefore, with proper ventilation, you can minimize the concentration of air toxins in your indoor space. Lowering the air toxins in your space can help you sleep better and breathe better. Improves Overall Health You may think indoor air quality is much better than outside air. However, indoor air could have more impurities than the air outside if you’re not properly ventilating your home. These pollutants may pose health conditions, such as allergic reactions, asthma attacks and migraines. Effective ventilation is essential for alleviating such conditions, filtering out allergens and ensuring a steady fresh air flow into your indoor environment. As a result, you can enjoy good IAQ and improved overall health. Prevents Moisture Buildup Although you require some moisture in your indoor space for general well-being, excessive moisture buildup can be harmful. This buildup may result in damage to wooden structures and bacterial growth, which can affect your health. Proper ventilation improves air circulation in your indoor space, controlling humidity. As a result, humidity regulation minimizes the risk of excessive moisture buildup. If you seek proper ventilation for your HVAC system, contact us at M&B Heating and Air. We’re well equipped to meet your indoor ventilation needs. Browse through our extensive selection of air conditioning services at M&B Heating and Air, and schedule an appointment today. Image provided by iStock You May Also Like HVAC add-ons have multiple benefits for your home, including improved indoor air quality and increased comfort. In addition, they help to minimize… Continue Reading 6 Inexpensive HVAC Add-Ons Worth Investing In on Kiawah Island, SC… Did you know that you should change the air filter to your HVAC system in James Island, SC about every 90 days?… Continue Reading The Impacts of a Clogged Air Filter in James Island, SC… Load calculations determine the correct size of HVAC system to install in a house. These calculations are key to assuring you of… Continue Reading Understanding HVAC Loads and Why They’re Important in James Island, SC…
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I use two-part epoxy (either LePage® or West System®) quite a bit for joining things together on my woodworking projects, opposed to using the standard yellow “carpenter’s glue.” I think my reasons for using the two-part epoxy is because I’ve seen the carpenter’s glue dry out over time and it doesn’t seem to hold up well in damp environments — particularly marine applications. Am I right or wrong to be using two-part epoxy vs. carpenter’s glue? What are the pros and cons between the two adhesives? – Jack Mellor Chris Marshall: The folks at Franklin International, makers of Titebond® glues, would probably beg to differ on the issue of the integrity of modern “carpenter’s” glues and their ability to hold up in damp conditions. In fact, Titebond II is formulated to be water-resistant and Titebond III is actually waterproof. PVA (polyvinyl acetate) glues have been around since the 1950s, doing daily service on woodworking projects — so I think the longevity of glue bond strength need not be a concern. Still, epoxy has a loyal following among boat-builders, and it is a much better gap filler than the PVA options when that solution is necessary. I think provided you are using fresh adhesive formulated for water resistance or immersion, you could be fine using either epoxy or today’s one-part PVA or polymer-based wood glues for projects exposed to some degree of moisture. Tim Inman: I use epoxies myself. Other than the expense and inconvenience of using them, I find them superior in most applications. They are probably “overkill” in most circumstances. I restore furniture for a living. I see hide glue lines that are in fine shape after a century or more quite often. Still, “better living through chemistry,” as they say. Epoxies definitely have a place in the arsenal, but so do all the other “weapons” available to us.
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