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6bbab14d_Security_Flashcards___Cram_com__What_is_Privilege_Escalation_ | Modify and alter other programs and databases. [What is Privilege Escalation?] | What are Phage viruses? | [] | Security+ Domain 1 - Systems Security Flashcards - Cram.com | What is Privilege Escalation? | http://www.cram.com/flashcards/security-domain-1-systems-security-885597 | 38/1438042991019.80_20150728002311-00140-ip-10-236-191-2_383337610_0.json |
6bbab14d_Security_Flashcards___Cram_com__What_is_Privilege_Escalation_ | Alter its own code in order to avoid being detected. [What is Privilege Escalation?] | What are Polymorphic viruses? | [] | Security+ Domain 1 - Systems Security Flashcards - Cram.com | What is Privilege Escalation? | http://www.cram.com/flashcards/security-domain-1-systems-security-885597 | 38/1438042991019.80_20150728002311-00140-ip-10-236-191-2_383337610_0.json |
6bbab14d_Security_Flashcards___Cram_com__What_is_Privilege_Escalation_ | Attacks or bypasses antivirus software. Anti-antivirus. [What is Privilege Escalation?] | What are Retroviruses? | [] | Security+ Domain 1 - Systems Security Flashcards - Cram.com | What is Privilege Escalation? | http://www.cram.com/flashcards/security-domain-1-systems-security-885597 | 38/1438042991019.80_20150728002311-00140-ip-10-236-191-2_383337610_0.json |
6bbab14d_Security_Flashcards___Cram_com__What_is_Privilege_Escalation_ | Attempts to avoid detection by masking itself from applications. Attach selves to boot sector. [What is Privilege Escalation?] | What are Stealth viruses? | [] | Security+ Domain 1 - Systems Security Flashcards - Cram.com | What is Privilege Escalation? | http://www.cram.com/flashcards/security-domain-1-systems-security-885597 | 38/1438042991019.80_20150728002311-00140-ip-10-236-191-2_383337610_0.json |
6bbab14d_Security_Flashcards___Cram_com__What_is_Privilege_Escalation_ | A type of malicious code that fools the OS into thinking that active processes and files don't exist. Rootkits render compromised systems completely untrustworthy. [What is Privilege Escalation?] | What are Rootkits? | [] | Security+ Domain 1 - Systems Security Flashcards - Cram.com | What is Privilege Escalation? | http://www.cram.com/flashcards/security-domain-1-systems-security-885597 | 38/1438042991019.80_20150728002311-00140-ip-10-236-191-2_383337610_0.json |
6bbab14d_Security_Flashcards___Cram_com__What_is_Privilege_Escalation_ | A network of robots or malicious software agents controlled by a hacker in order to launch massive attacks against targets. [What is Privilege Escalation?] | What is a Botnet? | [] | Security+ Domain 1 - Systems Security Flashcards - Cram.com | What is Privilege Escalation? | http://www.cram.com/flashcards/security-domain-1-systems-security-885597 | 38/1438042991019.80_20150728002311-00140-ip-10-236-191-2_383337610_0.json |
6bbab14d_Security_Flashcards___Cram_com__What_is_Privilege_Escalation_ | Programs or snippets of code that execute when predefined event occurs. [What is Privilege Escalation?] | What are Logic Bombs? | [] | Security+ Domain 1 - Systems Security Flashcards - Cram.com | What is Privilege Escalation? | http://www.cram.com/flashcards/security-domain-1-systems-security-885597 | 38/1438042991019.80_20150728002311-00140-ip-10-236-191-2_383337610_0.json |
6bbab14d_Security_Flashcards___Cram_com__What_is_Privilege_Escalation_ | - If attacks can alter BIOS and CMOS, they may be able to bypass security features. - Avoid by controlling physical access and using strong malware protection [What is Privilege Escalation?] | What are the security risks associated with BIOS? | [] | Security+ Domain 1 - Systems Security Flashcards - Cram.com | What is Privilege Escalation? | http://www.cram.com/flashcards/security-domain-1-systems-security-885597 | 38/1438042991019.80_20150728002311-00140-ip-10-236-191-2_383337610_0.json |
6bbab14d_Security_Flashcards___Cram_com__What_is_Privilege_Escalation_ | - Can be used to bring malicious code or leak information - Only protection is to fully disallow USB devices [What is Privilege Escalation?] | What are the security risks associated with USB Devices? | [] | Security+ Domain 1 - Systems Security Flashcards - Cram.com | What is Privilege Escalation? | http://www.cram.com/flashcards/security-domain-1-systems-security-885597 | 38/1438042991019.80_20150728002311-00140-ip-10-236-191-2_383337610_0.json |
6bbab14d_Security_Flashcards___Cram_com__What_is_Privilege_Escalation_ | - Can interact with internet and corporate network - Targets of hackers and malicious code - Eavesdropping [What is Privilege Escalation?] | What are the security risks associated with Cell Phones? | [] | Security+ Domain 1 - Systems Security Flashcards - Cram.com | What is Privilege Escalation? | http://www.cram.com/flashcards/security-domain-1-systems-security-885597 | 38/1438042991019.80_20150728002311-00140-ip-10-236-191-2_383337610_0.json |
6bbab14d_Security_Flashcards___Cram_com__What_is_Privilege_Escalation_ | - Storage system connected to LAN. - Don't always offer strong security such as authentication and authorization [What is Privilege Escalation?] | What are the security risks associated with Network Attached Storage? | [] | Security+ Domain 1 - Systems Security Flashcards - Cram.com | What is Privilege Escalation? | http://www.cram.com/flashcards/security-domain-1-systems-security-885597 | 38/1438042991019.80_20150728002311-00140-ip-10-236-191-2_383337610_0.json |
6bbab14d_Security_Flashcards___Cram_com__What_is_Privilege_Escalation_ | Hotfixes are used during normal operations even though may require reboot. Install only if you are having problems. [What is Privilege Escalation?] | What are Hotfixes? | [] | Security+ Domain 1 - Systems Security Flashcards - Cram.com | What is Privilege Escalation? | http://www.cram.com/flashcards/security-domain-1-systems-security-885597 | 38/1438042991019.80_20150728002311-00140-ip-10-236-191-2_383337610_0.json |
6bbab14d_Security_Flashcards___Cram_com__What_is_Privilege_Escalation_ | Service packs and support packs are comprehensive set of fixes consolidated into a single product. More thoroughly tested than hotfixes, and should be installed [What is Privilege Escalation?] | What are Service Packs? | [] | Security+ Domain 1 - Systems Security Flashcards - Cram.com | What is Privilege Escalation? | http://www.cram.com/flashcards/security-domain-1-systems-security-885597 | 38/1438042991019.80_20150728002311-00140-ip-10-236-191-2_383337610_0.json |
6bbab14d_Security_Flashcards___Cram_com__What_is_Privilege_Escalation_ | Patches are temporary quick fix to a problem. Corrects programming flaws and security vulnerabilities. More tested than hotfixes. [What is Privilege Escalation?] | What are Patches? | [] | Security+ Domain 1 - Systems Security Flashcards - Cram.com | What is Privilege Escalation? | http://www.cram.com/flashcards/security-domain-1-systems-security-885597 | 38/1438042991019.80_20150728002311-00140-ip-10-236-191-2_383337610_0.json |
6bbab14d_Security_Flashcards___Cram_com__What_is_Privilege_Escalation_ | Group Policies create restrictions that apply to workstations when users authenticate. Those are applied to the registry. Use security templates. New security requirements can be quickly distributed [What is Privilege Escalation?] | What are Group Policies? | [] | Security+ Domain 1 - Systems Security Flashcards - Cram.com | What is Privilege Escalation? | http://www.cram.com/flashcards/security-domain-1-systems-security-885597 | 38/1438042991019.80_20150728002311-00140-ip-10-236-191-2_383337610_0.json |
6bbab14d_Security_Flashcards___Cram_com__What_is_Privilege_Escalation_ | Used to maintain a hardened system Standardized minimum level of security that all systems in the org must comply with Is defined by the organizations security policy [What is Privilege Escalation?] | What are security baselines (or configuration baselines)? | [] | Security+ Domain 1 - Systems Security Flashcards - Cram.com | What is Privilege Escalation? | http://www.cram.com/flashcards/security-domain-1-systems-security-885597 | 38/1438042991019.80_20150728002311-00140-ip-10-236-191-2_383337610_0.json |
6bbab14d_Security_Flashcards___Cram_com__What_is_Privilege_Escalation_ | Mobile code that runs on client. Uses current users security privileges. Uses Authenticode for security which is a certificate technology. ActiveX components are saved to the desktop and can be run again later [What is Privilege Escalation?] | Describe ActiveX vulnerabilities | [] | Security+ Domain 1 - Systems Security Flashcards - Cram.com | What is Privilege Escalation? | http://www.cram.com/flashcards/security-domain-1-systems-security-885597 | 38/1438042991019.80_20150728002311-00140-ip-10-236-191-2_383337610_0.json |
6bbab14d_Security_Flashcards___Cram_com__What_is_Privilege_Escalation_ | Run on web server and interact with client browser. All folders must have execute rights. Can leak information about server. May execute commands on server. [What is Privilege Escalation?] | Describe CGI vulnerabilities | [] | Security+ Domain 1 - Systems Security Flashcards - Cram.com | What is Privilege Escalation? | http://www.cram.com/flashcards/security-domain-1-systems-security-885597 | 38/1438042991019.80_20150728002311-00140-ip-10-236-191-2_383337610_0.json |
6bbab14d_Security_Flashcards___Cram_com__What_is_Privilege_Escalation_ | Small self contained java script that is downloaded from server and runs from browser. Run on the client but does not use current users security privileges. Run in restricted area of memory called the sandbox. It is considered safe in the sandbox. Errors can allow the aps to run outside the sandbox. Ability to execute ... | Describe Java applet vulnerabilities | [] | Security+ Domain 1 - Systems Security Flashcards - Cram.com | What is Privilege Escalation? | http://www.cram.com/flashcards/security-domain-1-systems-security-885597 | 38/1438042991019.80_20150728002311-00140-ip-10-236-191-2_383337610_0.json |
6bbab14d_Security_Flashcards___Cram_com__What_is_Privilege_Escalation_ | Feature designed into many email servers. Allows them to forward email to other email servers. Has helped generate a great deal of spam. “Open relays” can be used to send ads and other messages. [What is Privilege Escalation?] | Describe SMPT Relay vulnerabilities | [] | Security+ Domain 1 - Systems Security Flashcards - Cram.com | What is Privilege Escalation? | http://www.cram.com/flashcards/security-domain-1-systems-security-885597 | 38/1438042991019.80_20150728002311-00140-ip-10-236-191-2_383337610_0.json |
6bbab14d_Security_Flashcards___Cram_com__What_is_Privilege_Escalation_ | When hacker can input more data into the buffer than can be handled. Can cause system crashes, corrupt data, user privilege escalation, etc. [What is Privilege Escalation?] | What is Buffer overflow? | [] | Security+ Domain 1 - Systems Security Flashcards - Cram.com | What is Privilege Escalation? | http://www.cram.com/flashcards/security-domain-1-systems-security-885597 | 38/1438042991019.80_20150728002311-00140-ip-10-236-191-2_383337610_0.json |
6bbab14d_Security_Flashcards___Cram_com__What_is_Privilege_Escalation_ | A security application designed to monitor a local computer. Anti virus and anti spyware are examples of HIDs. Designed to run as software on a host computer system. Examine machine logs, system events and applications interactions. Don’t normally monitor network traffic on the host. If system is compromised, the log f... | What is Host Based Intrusion Detection (HIDS)? | [] | Security+ Domain 1 - Systems Security Flashcards - Cram.com | What is Privilege Escalation? | http://www.cram.com/flashcards/security-domain-1-systems-security-885597 | 38/1438042991019.80_20150728002311-00140-ip-10-236-191-2_383337610_0.json |
6bbab14d_Security_Flashcards___Cram_com__What_is_Privilege_Escalation_ | The internet standard for encrypting and digitally signing email. Uses RSA. [What is Privilege Escalation?] | What is S/MIME? | [] | Security+ Domain 1 - Systems Security Flashcards - Cram.com | What is Privilege Escalation? | http://www.cram.com/flashcards/security-domain-1-systems-security-885597 | 38/1438042991019.80_20150728002311-00140-ip-10-236-191-2_383337610_0.json |
6bbab14d_Security_Flashcards___Cram_com__What_is_Privilege_Escalation_ | To encrypt and digitally sign email messages. It uses RSA and Diffie-Hellman. [What is Privilege Escalation?] | What is PGP used for? | [] | Security+ Domain 1 - Systems Security Flashcards - Cram.com | What is Privilege Escalation? | http://www.cram.com/flashcards/security-domain-1-systems-security-885597 | 38/1438042991019.80_20150728002311-00140-ip-10-236-191-2_383337610_0.json |
6bbab14d_Security_Flashcards___Cram_com__What_is_Privilege_Escalation_ | Allow file access, cache acces, file upload and email exposure. [What is Privilege Escalation?] | What vulnerabilities are associated with Java scripts? | [] | Security+ Domain 1 - Systems Security Flashcards - Cram.com | What is Privilege Escalation? | http://www.cram.com/flashcards/security-domain-1-systems-security-885597 | 38/1438042991019.80_20150728002311-00140-ip-10-236-191-2_383337610_0.json |
aa84dd4d_l_System_Flashcards___Cram_com__stion_and_elimination_of_food_ | How is food moved through the digestive system? | A process called peristalis. Progressive contractions of the smooth muscle propel food. | [] | A & P Gastrointestinal System Flashcards - Cram.com | Known as the digestive system or GI tract. Stretches from the mouth to the anus and is composed of organs involved in the consumption, digestion and elimination of food. | http://www.cram.com/flashcards/a-p-gastrointestinal-system-1929906 | 38/1438043062723.96_20150728002422-00111-ip-10-236-191-2_380463880_0.json |
aa84dd4d_l_System_Flashcards___Cram_com__stion_and_elimination_of_food_ | Describe the process of digestion? | Food is chewed and mixed with saliva from glands. Food is swallowed and travels down the esophagus to the stomach. Food is further digested in the stomach then the small intestine where further digested and absorbed (chemical digestion). Water is absorbed and stool formed in the large intestine. Stool passes from the b... | [] | A & P Gastrointestinal System Flashcards - Cram.com | Known as the digestive system or GI tract. Stretches from the mouth to the anus and is composed of organs involved in the consumption, digestion and elimination of food. | http://www.cram.com/flashcards/a-p-gastrointestinal-system-1929906 | 38/1438043062723.96_20150728002422-00111-ip-10-236-191-2_380463880_0.json |
aa84dd4d_l_System_Flashcards___Cram_com__stion_and_elimination_of_food_ | Describe the mouth and its function in digestion? | Digestion begins in the mouth with mastication. Food is mixed with saliva which starts to break down the food into simple sugars. | [] | A & P Gastrointestinal System Flashcards - Cram.com | Known as the digestive system or GI tract. Stretches from the mouth to the anus and is composed of organs involved in the consumption, digestion and elimination of food. | http://www.cram.com/flashcards/a-p-gastrointestinal-system-1929906 | 38/1438043062723.96_20150728002422-00111-ip-10-236-191-2_380463880_0.json |
aa84dd4d_l_System_Flashcards___Cram_com__stion_and_elimination_of_food_ | What is the role of the esophagus in digestion? | The esophagus is an expandable hollow tube with a thick muscular wall that transports food and liquid from the mouth to the stomach. Sphincters control movement in and out of the esophagus. | [] | A & P Gastrointestinal System Flashcards - Cram.com | Known as the digestive system or GI tract. Stretches from the mouth to the anus and is composed of organs involved in the consumption, digestion and elimination of food. | http://www.cram.com/flashcards/a-p-gastrointestinal-system-1929906 | 38/1438043062723.96_20150728002422-00111-ip-10-236-191-2_380463880_0.json |
aa84dd4d_l_System_Flashcards___Cram_com__stion_and_elimination_of_food_ | What is the role of the stomach in digestion? | The stomach is an expandable organ. In the stomach the food is churned and mixed with digestive juices forming a semiliquid mass called chyme. The pyloric sphincter lies between the stomach and the small intestine. | [] | A & P Gastrointestinal System Flashcards - Cram.com | Known as the digestive system or GI tract. Stretches from the mouth to the anus and is composed of organs involved in the consumption, digestion and elimination of food. | http://www.cram.com/flashcards/a-p-gastrointestinal-system-1929906 | 38/1438043062723.96_20150728002422-00111-ip-10-236-191-2_380463880_0.json |
aa84dd4d_l_System_Flashcards___Cram_com__stion_and_elimination_of_food_ | Describe the role of the small intestine in digestion? | It is the longest part of the digestive tract and the major site of food digestion and absorption of nutrients. Secretions lubricate and protect the walls. | [] | A & P Gastrointestinal System Flashcards - Cram.com | Known as the digestive system or GI tract. Stretches from the mouth to the anus and is composed of organs involved in the consumption, digestion and elimination of food. | http://www.cram.com/flashcards/a-p-gastrointestinal-system-1929906 | 38/1438043062723.96_20150728002422-00111-ip-10-236-191-2_380463880_0.json |
aa84dd4d_l_System_Flashcards___Cram_com__stion_and_elimination_of_food_ | What are the three sections of the small intestine? | Duodenum (forms a 180 arch in the abdomen, the pancreas is located within this loop) Jejunum which has thicker walls and more folds than the other portions. Ileum is the last portion that travels on to become the large intestine or colon. | [] | A & P Gastrointestinal System Flashcards - Cram.com | Known as the digestive system or GI tract. Stretches from the mouth to the anus and is composed of organs involved in the consumption, digestion and elimination of food. | http://www.cram.com/flashcards/a-p-gastrointestinal-system-1929906 | 38/1438043062723.96_20150728002422-00111-ip-10-236-191-2_380463880_0.json |
aa84dd4d_l_System_Flashcards___Cram_com__stion_and_elimination_of_food_ | What are the roles of the sections of the small intestine? | The Duodenum does most of the digestion and the jejunum and ileum absorb most of the nutrients. | [] | A & P Gastrointestinal System Flashcards - Cram.com | Known as the digestive system or GI tract. Stretches from the mouth to the anus and is composed of organs involved in the consumption, digestion and elimination of food. | http://www.cram.com/flashcards/a-p-gastrointestinal-system-1929906 | 38/1438043062723.96_20150728002422-00111-ip-10-236-191-2_380463880_0.json |
aa84dd4d_l_System_Flashcards___Cram_com__stion_and_elimination_of_food_ | What is the role of the large intestine in digestion? | The large intestine forms the stool and absorbs water back into the body. | [] | A & P Gastrointestinal System Flashcards - Cram.com | Known as the digestive system or GI tract. Stretches from the mouth to the anus and is composed of organs involved in the consumption, digestion and elimination of food. | http://www.cram.com/flashcards/a-p-gastrointestinal-system-1929906 | 38/1438043062723.96_20150728002422-00111-ip-10-236-191-2_380463880_0.json |
aa84dd4d_l_System_Flashcards___Cram_com__stion_and_elimination_of_food_ | What is the role of the gallbladder in digestion? | The gallbladder is a saclike organ located on the lower surface of the liver that acts as a reservoir for bile one of the digestive enzymes produced by the liver. The gallbladder releases bile into the duodenum via the cystic duct. | [] | A & P Gastrointestinal System Flashcards - Cram.com | Known as the digestive system or GI tract. Stretches from the mouth to the anus and is composed of organs involved in the consumption, digestion and elimination of food. | http://www.cram.com/flashcards/a-p-gastrointestinal-system-1929906 | 38/1438043062723.96_20150728002422-00111-ip-10-236-191-2_380463880_0.json |
aa84dd4d_l_System_Flashcards___Cram_com__stion_and_elimination_of_food_ | What is the role of the liver in digestion? | The liver is the largest internal organ. The livers many functions include storage of glucose, protein synthesis and filtering of body wastes from the blood. | [] | A & P Gastrointestinal System Flashcards - Cram.com | Known as the digestive system or GI tract. Stretches from the mouth to the anus and is composed of organs involved in the consumption, digestion and elimination of food. | http://www.cram.com/flashcards/a-p-gastrointestinal-system-1929906 | 38/1438043062723.96_20150728002422-00111-ip-10-236-191-2_380463880_0.json |
aa84dd4d_l_System_Flashcards___Cram_com__stion_and_elimination_of_food_ | What is the role of the spleen and pancreas in digestion? | The spleen is vascular and vital in flighting infection as well as in the removal of red blood cells from circulation. The pancreas makes insulin, glucagon and digestive enzymes. The digestive enzymes travel via the main pancreatic duct to the duodenum. | [] | A & P Gastrointestinal System Flashcards - Cram.com | Known as the digestive system or GI tract. Stretches from the mouth to the anus and is composed of organs involved in the consumption, digestion and elimination of food. | http://www.cram.com/flashcards/a-p-gastrointestinal-system-1929906 | 38/1438043062723.96_20150728002422-00111-ip-10-236-191-2_380463880_0.json |
aa84dd4d_l_System_Flashcards___Cram_com__stion_and_elimination_of_food_ | What is synthesised in the large intestine? | Synthesis of certain vitamins by the intestinal bacteria (especially Vitamin K and certain B Vitamins) | [] | A & P Gastrointestinal System Flashcards - Cram.com | Known as the digestive system or GI tract. Stretches from the mouth to the anus and is composed of organs involved in the consumption, digestion and elimination of food. | http://www.cram.com/flashcards/a-p-gastrointestinal-system-1929906 | 38/1438043062723.96_20150728002422-00111-ip-10-236-191-2_380463880_0.json |
aa84dd4d_l_System_Flashcards___Cram_com__stion_and_elimination_of_food_ | What are the four sections of the large colon? | -Cecum -Ascending Colon -Transverse Colon -Descending Colon | [] | A & P Gastrointestinal System Flashcards - Cram.com | Known as the digestive system or GI tract. Stretches from the mouth to the anus and is composed of organs involved in the consumption, digestion and elimination of food. | http://www.cram.com/flashcards/a-p-gastrointestinal-system-1929906 | 38/1438043062723.96_20150728002422-00111-ip-10-236-191-2_380463880_0.json |
aa84dd4d_l_System_Flashcards___Cram_com__stion_and_elimination_of_food_ | How much blood does the liver recieve? | The liver receives approximately 1.5 l/min of blood from the portal vein and the hepatic artery. | [] | A & P Gastrointestinal System Flashcards - Cram.com | Known as the digestive system or GI tract. Stretches from the mouth to the anus and is composed of organs involved in the consumption, digestion and elimination of food. | http://www.cram.com/flashcards/a-p-gastrointestinal-system-1929906 | 38/1438043062723.96_20150728002422-00111-ip-10-236-191-2_380463880_0.json |
aa84dd4d_l_System_Flashcards___Cram_com__stion_and_elimination_of_food_ | What does the liver do? | Plays a major role in: -Maintaining normal blood glucose level -Lipid and protein metabolism -Removing drugs and hormones -Storing vitamins A, B12, D, E, and K -Storing minerals (iron and copper) -Secreting bile | [] | A & P Gastrointestinal System Flashcards - Cram.com | Known as the digestive system or GI tract. Stretches from the mouth to the anus and is composed of organs involved in the consumption, digestion and elimination of food. | http://www.cram.com/flashcards/a-p-gastrointestinal-system-1929906 | 38/1438043062723.96_20150728002422-00111-ip-10-236-191-2_380463880_0.json |
6d5841ec_Glossary_Flashcards___Cram_com__A_SHARE_VARIABLE_ANNUITY | A life insurance policy option that provides policy proceeds to insured individuals over their lifetimes, in the event of a terminal illness. This is in lieu of a traditional policy that pays beneficiaries after the insured’s death. Such benefits kick in if the insured becomes terminally ill, needs extreme medical inte... | ACCELERATED DEATH BENEFITS | [] | III's Glossary Flashcards - Cram.com | A-SHARE VARIABLE ANNUITY | http://www.cram.com/flashcards/iiis-glossary-457869 | 38/1438042981969.11_20150728002301-00177-ip-10-236-191-2_395541887_0.json |
6d5841ec_Glossary_Flashcards___Cram_com__A_SHARE_VARIABLE_ANNUITY | Coverage for accidental injury, accidental death, and related health expenses. Benefits will pay for preventative services, medical expenses, and catastrophic care, with limits. [A-SHARE VARIABLE ANNUITY] | ACCIDENT AND HEALTH INSURANCE | [] | III's Glossary Flashcards - Cram.com | A-SHARE VARIABLE ANNUITY | http://www.cram.com/flashcards/iiis-glossary-457869 | 38/1438042981969.11_20150728002301-00177-ip-10-236-191-2_395541887_0.json |
6d5841ec_Glossary_Flashcards___Cram_com__A_SHARE_VARIABLE_ANNUITY | A form of insurance that pays damages equal to the replacement value of damaged property minus depreciation. (See Replacement cost ) [A-SHARE VARIABLE ANNUITY] | ACTUAL CASH VALUE | [] | III's Glossary Flashcards - Cram.com | A-SHARE VARIABLE ANNUITY | http://www.cram.com/flashcards/iiis-glossary-457869 | 38/1438042981969.11_20150728002301-00177-ip-10-236-191-2_395541887_0.json |
6d5841ec_Glossary_Flashcards___Cram_com__A_SHARE_VARIABLE_ANNUITY | An insurance professional skilled in the analysis, evaluation, and management of statistical information. Evaluates insurance firms’ reserves, determines rates and rating methods, and determines other business and financial risks. [A-SHARE VARIABLE ANNUITY] | ACTUARY | [] | III's Glossary Flashcards - Cram.com | A-SHARE VARIABLE ANNUITY | http://www.cram.com/flashcards/iiis-glossary-457869 | 38/1438042981969.11_20150728002301-00177-ip-10-236-191-2_395541887_0.json |
6d5841ec_Glossary_Flashcards___Cram_com__A_SHARE_VARIABLE_ANNUITY | Extra charges covered by homeowners policies over and above the policyholder's customary living expenses. They kick in when the insured requires temporary shelter due to damage by a covered peril that makes the home temporarily uninhabitable. [A-SHARE VARIABLE ANNUITY] | ADDITIONAL LIVING EXPENSES | [] | III's Glossary Flashcards - Cram.com | A-SHARE VARIABLE ANNUITY | http://www.cram.com/flashcards/iiis-glossary-457869 | 38/1438042981969.11_20150728002301-00177-ip-10-236-191-2_395541887_0.json |
6d5841ec_Glossary_Flashcards___Cram_com__A_SHARE_VARIABLE_ANNUITY | An individual employed by a property/casualty insurer to evaluate losses and settle policyholder claims. These adjusters differ from public adjusters, who negotiate with insurers on behalf of policyholders, and receive a portion of a claims settlement. Independent adjusters are independent contractors who adjust claims... | ADJUSTER | [] | III's Glossary Flashcards - Cram.com | A-SHARE VARIABLE ANNUITY | http://www.cram.com/flashcards/iiis-glossary-457869 | 38/1438042981969.11_20150728002301-00177-ip-10-236-191-2_395541887_0.json |
6d5841ec_Glossary_Flashcards___Cram_com__A_SHARE_VARIABLE_ANNUITY | Assets recognized and accepted by state insurance laws in determining the solvency of insurers and reinsurers. To make it easier to assess an insurance company’s financial position, state statutory accounting rules do not permit certain assets to be included on the balance sheet. Only assets that can be easily sold in ... | ADMITTED ASSETS | [] | III's Glossary Flashcards - Cram.com | A-SHARE VARIABLE ANNUITY | http://www.cram.com/flashcards/iiis-glossary-457869 | 38/1438042981969.11_20150728002301-00177-ip-10-236-191-2_395541887_0.json |
6d5841ec_Glossary_Flashcards___Cram_com__A_SHARE_VARIABLE_ANNUITY | An insurance company licensed and authorized to do business in a particular state. [A-SHARE VARIABLE ANNUITY] | ADMITTED COMPANY | [] | III's Glossary Flashcards - Cram.com | A-SHARE VARIABLE ANNUITY | http://www.cram.com/flashcards/iiis-glossary-457869 | 38/1438042981969.11_20150728002301-00177-ip-10-236-191-2_395541887_0.json |
6d5841ec_Glossary_Flashcards___Cram_com__A_SHARE_VARIABLE_ANNUITY | The tendency of those exposed to a higher risk to seek more insurance coverage than those at a lower risk. Insurers react either by charging higher premiums or not insuring at all, as in the case of floods. (Flood insurance is provided by the federal government but sold mostly through the private market.) In the case o... | ADVERSE SELECTION | [] | III's Glossary Flashcards - Cram.com | A-SHARE VARIABLE ANNUITY | http://www.cram.com/flashcards/iiis-glossary-457869 | 38/1438042981969.11_20150728002301-00177-ip-10-236-191-2_395541887_0.json |
6d5841ec_Glossary_Flashcards___Cram_com__A_SHARE_VARIABLE_ANNUITY | Selling insurance through groups such as professional and business associations. [A-SHARE VARIABLE ANNUITY] | AFFINITY SALES | [] | III's Glossary Flashcards - Cram.com | A-SHARE VARIABLE ANNUITY | http://www.cram.com/flashcards/iiis-glossary-457869 | 38/1438042981969.11_20150728002301-00177-ip-10-236-191-2_395541887_0.json |
6d5841ec_Glossary_Flashcards___Cram_com__A_SHARE_VARIABLE_ANNUITY | Companies that market and sell products via independent agents. [A-SHARE VARIABLE ANNUITY] | AGENCY COMPANIES | [] | III's Glossary Flashcards - Cram.com | A-SHARE VARIABLE ANNUITY | http://www.cram.com/flashcards/iiis-glossary-457869 | 38/1438042981969.11_20150728002301-00177-ip-10-236-191-2_395541887_0.json |
6d5841ec_Glossary_Flashcards___Cram_com__A_SHARE_VARIABLE_ANNUITY | Insurance is sold by two types of agents: independent agents, who are self-employed, represent several insurance companies and are paid on commission, and exclusive or captive agents, who represent only one insurance company and are either salaried or work on commission. Insurance companies that use exclusive or captiv... | AGENT | [] | III's Glossary Flashcards - Cram.com | A-SHARE VARIABLE ANNUITY | http://www.cram.com/flashcards/iiis-glossary-457869 | 38/1438042981969.11_20150728002301-00177-ip-10-236-191-2_395541887_0.json |
6d5841ec_Glossary_Flashcards___Cram_com__A_SHARE_VARIABLE_ANNUITY | An insurance company incorporated under the laws of a foreign country, as opposed to a foreign insurance company that does business in states outside its own. [A-SHARE VARIABLE ANNUITY] | ALIEN INSURANCE COMPANY | [] | III's Glossary Flashcards - Cram.com | A-SHARE VARIABLE ANNUITY | http://www.cram.com/flashcards/iiis-glossary-457869 | 38/1438042981969.11_20150728002301-00177-ip-10-236-191-2_395541887_0.json |
6d5841ec_Glossary_Flashcards___Cram_com__A_SHARE_VARIABLE_ANNUITY | Property insurance that is usually bought in conjunction with fire insurance; it includes wind, water damage, and vandalism coverage. [A-SHARE VARIABLE ANNUITY] | ALLIED LINES | [] | III's Glossary Flashcards - Cram.com | A-SHARE VARIABLE ANNUITY | http://www.cram.com/flashcards/iiis-glossary-457869 | 38/1438042981969.11_20150728002301-00177-ip-10-236-191-2_395541887_0.json |
6d5841ec_Glossary_Flashcards___Cram_com__A_SHARE_VARIABLE_ANNUITY | Alternative to going to court to settle disputes. Methods include arbitration, where disputing parties agree to be bound to the decision of an independent third party, and mediation, where a third party tries to arrange a settlement between the two sides. [A-SHARE VARIABLE ANNUITY] | ALTERNATIVE DISPUTE RESOLUTION / ADR | [] | III's Glossary Flashcards - Cram.com | A-SHARE VARIABLE ANNUITY | http://www.cram.com/flashcards/iiis-glossary-457869 | 38/1438042981969.11_20150728002301-00177-ip-10-236-191-2_395541887_0.json |
6d5841ec_Glossary_Flashcards___Cram_com__A_SHARE_VARIABLE_ANNUITY | Mechanisms used to fund self-insurance. This includes captives, which are insurers owned by one or more non-insurers to provide owners with coverage. Risk-retention groups, formed by members of similar professions or businesses to obtain liability insurance, are also a form of self-insurance. [A-SHARE VARIABLE ANNUITY]... | ALTERNATIVE MARKETS | [] | III's Glossary Flashcards - Cram.com | A-SHARE VARIABLE ANNUITY | http://www.cram.com/flashcards/iiis-glossary-457869 | 38/1438042981969.11_20150728002301-00177-ip-10-236-191-2_395541887_0.json |
6d5841ec_Glossary_Flashcards___Cram_com__A_SHARE_VARIABLE_ANNUITY | Covers the cost of administering an annuity contract. [A-SHARE VARIABLE ANNUITY] | ANNUAL ANNUITY CONTRACT FEE | [] | III's Glossary Flashcards - Cram.com | A-SHARE VARIABLE ANNUITY | http://www.cram.com/flashcards/iiis-glossary-457869 | 38/1438042981969.11_20150728002301-00177-ip-10-236-191-2_395541887_0.json |
6d5841ec_Glossary_Flashcards___Cram_com__A_SHARE_VARIABLE_ANNUITY | Summary of an insurer’s or reinsurer’s financial operations for a particular year, including a balance sheet. It is filed with the state insurance department of each jurisdiction in which the company is licensed to conduct business. [A-SHARE VARIABLE ANNUITY] | ANNUAL STATEMENT | [] | III's Glossary Flashcards - Cram.com | A-SHARE VARIABLE ANNUITY | http://www.cram.com/flashcards/iiis-glossary-457869 | 38/1438042981969.11_20150728002301-00177-ip-10-236-191-2_395541887_0.json |
6d5841ec_Glossary_Flashcards___Cram_com__A_SHARE_VARIABLE_ANNUITY | The person(s) who receives the income from an annuity contract. Usually the owner of the contract or his or her spouse. [A-SHARE VARIABLE ANNUITY] | ANNUITANT | [] | III's Glossary Flashcards - Cram.com | A-SHARE VARIABLE ANNUITY | http://www.cram.com/flashcards/iiis-glossary-457869 | 38/1438042981969.11_20150728002301-00177-ip-10-236-191-2_395541887_0.json |
6d5841ec_Glossary_Flashcards___Cram_com__A_SHARE_VARIABLE_ANNUITY | The conversion of the account balance of a deferred annuity contract to income payments. [A-SHARE VARIABLE ANNUITY] | ANNUITIZATION | [] | III's Glossary Flashcards - Cram.com | A-SHARE VARIABLE ANNUITY | http://www.cram.com/flashcards/iiis-glossary-457869 | 38/1438042981969.11_20150728002301-00177-ip-10-236-191-2_395541887_0.json |
6d5841ec_Glossary_Flashcards___Cram_com__A_SHARE_VARIABLE_ANNUITY | A life insurance product that pays periodic income benefits for a specific period of time or over the course of the annuitant’s lifetime. There are two basic types of annuities: deferred and immediate: Deferred annuities allow assets to grow tax deferred over time before being converted to payments to the annuitant. Im... | ANNUITY | [] | III's Glossary Flashcards - Cram.com | A-SHARE VARIABLE ANNUITY | http://www.cram.com/flashcards/iiis-glossary-457869 | 38/1438042981969.11_20150728002301-00177-ip-10-236-191-2_395541887_0.json |
6d5841ec_Glossary_Flashcards___Cram_com__A_SHARE_VARIABLE_ANNUITY | The period during which the owner of a deferred annuity makes payments to build up assets. [A-SHARE VARIABLE ANNUITY] | ANNUITY ACCUMULATION PHASE OR PERIOD | [] | III's Glossary Flashcards - Cram.com | A-SHARE VARIABLE ANNUITY | http://www.cram.com/flashcards/iiis-glossary-457869 | 38/1438042981969.11_20150728002301-00177-ip-10-236-191-2_395541887_0.json |
6d5841ec_Glossary_Flashcards___Cram_com__A_SHARE_VARIABLE_ANNUITY | Covers the cost of customer services for owners of variable annuities. [A-SHARE VARIABLE ANNUITY] | ANNUITY ADMINISTRATIVE CHARGES | [] | III's Glossary Flashcards - Cram.com | A-SHARE VARIABLE ANNUITY | http://www.cram.com/flashcards/iiis-glossary-457869 | 38/1438042981969.11_20150728002301-00177-ip-10-236-191-2_395541887_0.json |
6d5841ec_Glossary_Flashcards___Cram_com__A_SHARE_VARIABLE_ANNUITY | In certain types of annuities, a person who receives annuity contract payments if the annuity owner or annuitant dies while payments are still due. [A-SHARE VARIABLE ANNUITY] | ANNUITY BENEFICIARY | [] | III's Glossary Flashcards - Cram.com | A-SHARE VARIABLE ANNUITY | http://www.cram.com/flashcards/iiis-glossary-457869 | 38/1438042981969.11_20150728002301-00177-ip-10-236-191-2_395541887_0.json |
6d5841ec_Glossary_Flashcards___Cram_com__A_SHARE_VARIABLE_ANNUITY | An agreement similar to an insurance policy for other insurance products such as auto insurance. [A-SHARE VARIABLE ANNUITY] | ANNUITY CONTRACT | [] | III's Glossary Flashcards - Cram.com | A-SHARE VARIABLE ANNUITY | http://www.cram.com/flashcards/iiis-glossary-457869 | 38/1438042981969.11_20150728002301-00177-ip-10-236-191-2_395541887_0.json |
6d5841ec_Glossary_Flashcards___Cram_com__A_SHARE_VARIABLE_ANNUITY | The person or entity that purchases an annuity and has all rights to the contract. Usually, but not always, the annuitant (the person who receives incomes from the contract). [A-SHARE VARIABLE ANNUITY] | ANNUITY CONTRACT OWNER | [] | III's Glossary Flashcards - Cram.com | A-SHARE VARIABLE ANNUITY | http://www.cram.com/flashcards/iiis-glossary-457869 | 38/1438042981969.11_20150728002301-00177-ip-10-236-191-2_395541887_0.json |
6d5841ec_Glossary_Flashcards___Cram_com__A_SHARE_VARIABLE_ANNUITY | The guarantee that if an annuity contract owner dies before annuitization (the switchover from the savings to the payment phase) the beneficiary will receive the value of the annuity that is due. [A-SHARE VARIABLE ANNUITY] | ANNUITY DEATH BENEFITS | [] | III's Glossary Flashcards - Cram.com | A-SHARE VARIABLE ANNUITY | http://www.cram.com/flashcards/iiis-glossary-457869 | 38/1438042981969.11_20150728002301-00177-ip-10-236-191-2_395541887_0.json |
6d5841ec_Glossary_Flashcards___Cram_com__A_SHARE_VARIABLE_ANNUITY | Covers administrative and mortality and expense risk costs. [A-SHARE VARIABLE ANNUITY] | ANNUITY INSURANCE CHARGES | [] | III's Glossary Flashcards - Cram.com | A-SHARE VARIABLE ANNUITY | http://www.cram.com/flashcards/iiis-glossary-457869 | 38/1438042981969.11_20150728002301-00177-ip-10-236-191-2_395541887_0.json |
6d5841ec_Glossary_Flashcards___Cram_com__A_SHARE_VARIABLE_ANNUITY | The fee paid for the management of variable annuity invested assets. [A-SHARE VARIABLE ANNUITY] | ANNUITY INVESTMENT MANAGEMENT FEE | [] | III's Glossary Flashcards - Cram.com | A-SHARE VARIABLE ANNUITY | http://www.cram.com/flashcards/iiis-glossary-457869 | 38/1438042981969.11_20150728002301-00177-ip-10-236-191-2_395541887_0.json |
6d5841ec_Glossary_Flashcards___Cram_com__A_SHARE_VARIABLE_ANNUITY | The insurance company that issues the annuity. [A-SHARE VARIABLE ANNUITY] | ANNUITY ISSUER | [] | III's Glossary Flashcards - Cram.com | A-SHARE VARIABLE ANNUITY | http://www.cram.com/flashcards/iiis-glossary-457869 | 38/1438042981969.11_20150728002301-00177-ip-10-236-191-2_395541887_0.json |
6d5841ec_Glossary_Flashcards___Cram_com__A_SHARE_VARIABLE_ANNUITY | Legal document providing detailed information about variable annuity contracts. Must be offered to each prospective buyer. [A-SHARE VARIABLE ANNUITY] | ANNUITY PROSPECTUS | [] | III's Glossary Flashcards - Cram.com | A-SHARE VARIABLE ANNUITY | http://www.cram.com/flashcards/iiis-glossary-457869 | 38/1438042981969.11_20150728002301-00177-ip-10-236-191-2_395541887_0.json |
6d5841ec_Glossary_Flashcards___Cram_com__A_SHARE_VARIABLE_ANNUITY | The cost of an annuity based on such factors as the age and gender of the contract owner. [A-SHARE VARIABLE ANNUITY] | ANNUITY PURCHASE RATE | [] | III's Glossary Flashcards - Cram.com | A-SHARE VARIABLE ANNUITY | http://www.cram.com/flashcards/iiis-glossary-457869 | 38/1438042981969.11_20150728002301-00177-ip-10-236-191-2_395541887_0.json |
6d5841ec_Glossary_Flashcards___Cram_com__A_SHARE_VARIABLE_ANNUITY | Laws that prohibit companies from working as a group to set prices, restrict supplies or stop competition in the marketplace. The insurance industry is subject to state antitrust laws but has a limited exemption from federal antitrust laws. This exemption, set out in the McCarran-Ferguson Act, permits insurers to joint... | ANTITRUST LAWS | [] | III's Glossary Flashcards - Cram.com | A-SHARE VARIABLE ANNUITY | http://www.cram.com/flashcards/iiis-glossary-457869 | 38/1438042981969.11_20150728002301-00177-ip-10-236-191-2_395541887_0.json |
6d5841ec_Glossary_Flashcards___Cram_com__A_SHARE_VARIABLE_ANNUITY | The dividing of a loss proportionately among two or more insurers that cover the same loss. [A-SHARE VARIABLE ANNUITY] | APPORTIONMENT | [] | III's Glossary Flashcards - Cram.com | A-SHARE VARIABLE ANNUITY | http://www.cram.com/flashcards/iiis-glossary-457869 | 38/1438042981969.11_20150728002301-00177-ip-10-236-191-2_395541887_0.json |
6d5841ec_Glossary_Flashcards___Cram_com__A_SHARE_VARIABLE_ANNUITY | A survey to determine a property’s insurable value, or the amount of a loss. [A-SHARE VARIABLE ANNUITY] | APPRAISAL | [] | III's Glossary Flashcards - Cram.com | A-SHARE VARIABLE ANNUITY | http://www.cram.com/flashcards/iiis-glossary-457869 | 38/1438042981969.11_20150728002301-00177-ip-10-236-191-2_395541887_0.json |
6d5841ec_Glossary_Flashcards___Cram_com__A_SHARE_VARIABLE_ANNUITY | Procedure in which an insurance company and the insured or a vendor agree to settle a claim dispute by accepting a decision made by a third party. [A-SHARE VARIABLE ANNUITY] | ARBITRATION | [] | III's Glossary Flashcards - Cram.com | A-SHARE VARIABLE ANNUITY | http://www.cram.com/flashcards/iiis-glossary-457869 | 38/1438042981969.11_20150728002301-00177-ip-10-236-191-2_395541887_0.json |
6d5841ec_Glossary_Flashcards___Cram_com__A_SHARE_VARIABLE_ANNUITY | The deliberate setting of a fire. [A-SHARE VARIABLE ANNUITY] | ARSON | [] | III's Glossary Flashcards - Cram.com | A-SHARE VARIABLE ANNUITY | http://www.cram.com/flashcards/iiis-glossary-457869 | 38/1438042981969.11_20150728002301-00177-ip-10-236-191-2_395541887_0.json |
6d5841ec_Glossary_Flashcards___Cram_com__A_SHARE_VARIABLE_ANNUITY | Bonds that represent pools of loans of similar types, duration and interest rates. Almost any loan with regular repayments of principal and interest can be securitized, from auto loans and equipment leases to credit card receivables and mortgages. [A-SHARE VARIABLE ANNUITY] | ASSET-BACKED SECURITIES | [] | III's Glossary Flashcards - Cram.com | A-SHARE VARIABLE ANNUITY | http://www.cram.com/flashcards/iiis-glossary-457869 | 38/1438042981969.11_20150728002301-00177-ip-10-236-191-2_395541887_0.json |
6d5841ec_Glossary_Flashcards___Cram_com__A_SHARE_VARIABLE_ANNUITY | Property owned, in this case by an insurance company, including stocks, bonds, and real estate. Insurance accounting is concerned with solvency and the ability to pay claims. State insurance laws therefore require a conservative valuation of assets, prohibiting insurance companies from listing assets on their balance s... | ASSETS | [] | III's Glossary Flashcards - Cram.com | A-SHARE VARIABLE ANNUITY | http://www.cram.com/flashcards/iiis-glossary-457869 | 38/1438042981969.11_20150728002301-00177-ip-10-236-191-2_395541887_0.json |
6d5841ec_Glossary_Flashcards___Cram_com__A_SHARE_VARIABLE_ANNUITY | Facilities through which drivers can obtain auto insurance if they are unable to buy it in the regular or voluntary market. These are the most well-known type of residual auto insurance market, which exist in every state. In an assigned risk plan, all insurers selling auto insurance in the state are assigned these driv... | ASSIGNED RISK PLANS | [] | III's Glossary Flashcards - Cram.com | A-SHARE VARIABLE ANNUITY | http://www.cram.com/flashcards/iiis-glossary-457869 | 38/1438042981969.11_20150728002301-00177-ip-10-236-191-2_395541887_0.json |
6d5841ec_Glossary_Flashcards___Cram_com__A_SHARE_VARIABLE_ANNUITY | There are basically six different types of coverages. Some may be required by law. Others are optional. They are: 1. Bodily injury liability, for injuries the policyholder causes to someone else. 2. Medical payments or Personal Injury Protection (PIP) for treatment of injuries to the driver and passengers of the policy... | AUTO INSURANCE POLICY | [] | III's Glossary Flashcards - Cram.com | A-SHARE VARIABLE ANNUITY | http://www.cram.com/flashcards/iiis-glossary-457869 | 38/1438042981969.11_20150728002301-00177-ip-10-236-191-2_395541887_0.json |
6d5841ec_Glossary_Flashcards___Cram_com__A_SHARE_VARIABLE_ANNUITY | The price an insurance company charges for coverage, based on the frequency and cost of potential accidents, theft and other losses. Prices vary from company to company, as with any product or service. Premiums also vary depending on the amount and type of coverage purchased; the make and model of the car; and the insu... | AUTO INSURANCE PREMIUM | [] | III's Glossary Flashcards - Cram.com | A-SHARE VARIABLE ANNUITY | http://www.cram.com/flashcards/iiis-glossary-457869 | 38/1438042981969.11_20150728002301-00177-ip-10-236-191-2_395541887_0.json |
6d5841ec_Glossary_Flashcards___Cram_com__A_SHARE_VARIABLE_ANNUITY | Commercial airlines hold property insurance on airplanes and liability insurance for negligent acts that result in injury or property damage to passengers or others. Damage is covered on the ground and in the air. The policy limits the geographical area and individual pilots covered. [A-SHARE VARIABLE ANNUITY] | AVIATION INSURANCE | [] | III's Glossary Flashcards - Cram.com | A-SHARE VARIABLE ANNUITY | http://www.cram.com/flashcards/iiis-glossary-457869 | 38/1438042981969.11_20150728002301-00177-ip-10-236-191-2_395541887_0.json |
6d5841ec_Glossary_Flashcards___Cram_com__A_SHARE_VARIABLE_ANNUITY | A form of variable annuity contract with no initial sales charge but if the contract is cancelled the holder pays deferred sales charges (usually from 5 to 7 percent the first year, declining to zero after from 5 to 7 years). The most common form of annuity contract. [A-SHARE VARIABLE ANNUITY] | B-SHARE VARIABLE ANNUITY | [] | III's Glossary Flashcards - Cram.com | A-SHARE VARIABLE ANNUITY | http://www.cram.com/flashcards/iiis-glossary-457869 | 38/1438042981969.11_20150728002301-00177-ip-10-236-191-2_395541887_0.json |
6d5841ec_Glossary_Flashcards___Cram_com__A_SHARE_VARIABLE_ANNUITY | Provides a snapshot of a company’s financial condition at one point in time. It shows assets, including investments and reinsurance, and liabilities, such as loss reserves to pay claims in the future, as of a certain date. It also states a company’s equity, known as policyholder surplus. Changes in that surplus are one... | BALANCE SHEET | [] | III's Glossary Flashcards - Cram.com | A-SHARE VARIABLE ANNUITY | http://www.cram.com/flashcards/iiis-glossary-457869 | 38/1438042981969.11_20150728002301-00177-ip-10-236-191-2_395541887_0.json |
6d5841ec_Glossary_Flashcards___Cram_com__A_SHARE_VARIABLE_ANNUITY | A company that owns or controls one or more banks. The Federal Reserve has responsibility for regulating and supervising bank holding company activities, such as approving acquisitions and mergers and inspecting the operations of such companies. This authority applies even though a bank owned by a holding company may b... | BANK HOLDING COMPANY | [] | III's Glossary Flashcards - Cram.com | A-SHARE VARIABLE ANNUITY | http://www.cram.com/flashcards/iiis-glossary-457869 | 38/1438042981969.11_20150728002301-00177-ip-10-236-191-2_395541887_0.json |
6d5841ec_Glossary_Flashcards___Cram_com__A_SHARE_VARIABLE_ANNUITY | Temporary authorization of coverage issued prior to the actual insurance policy. [A-SHARE VARIABLE ANNUITY] | BINDER | [] | III's Glossary Flashcards - Cram.com | A-SHARE VARIABLE ANNUITY | http://www.cram.com/flashcards/iiis-glossary-457869 | 38/1438042981969.11_20150728002301-00177-ip-10-236-191-2_395541887_0.json |
6d5841ec_Glossary_Flashcards___Cram_com__A_SHARE_VARIABLE_ANNUITY | Coverage for more than one type of property at one location or one type of property at more than one location. Example: chain stores. [A-SHARE VARIABLE ANNUITY] | BLANKET INSURANCE | [] | III's Glossary Flashcards - Cram.com | A-SHARE VARIABLE ANNUITY | http://www.cram.com/flashcards/iiis-glossary-457869 | 38/1438042981969.11_20150728002301-00177-ip-10-236-191-2_395541887_0.json |
6d5841ec_Glossary_Flashcards___Cram_com__A_SHARE_VARIABLE_ANNUITY | Portion of an auto insurance policy that covers injuries the policyholder causes to someone else. [A-SHARE VARIABLE ANNUITY] | BODILY INJURY LIABILITY COVERAGE | [] | III's Glossary Flashcards - Cram.com | A-SHARE VARIABLE ANNUITY | http://www.cram.com/flashcards/iiis-glossary-457869 | 38/1438042981969.11_20150728002301-00177-ip-10-236-191-2_395541887_0.json |
6d5841ec_Glossary_Flashcards___Cram_com__A_SHARE_VARIABLE_ANNUITY | Often called Equipment Breakdown, or Systems Breakdown insurance. Commercial insurance that covers damage caused by the malfunction or breakdown of boilers, and a vast array of other equipment including air conditioners, heating, electrical, telephone, and computer systems. [A-SHARE VARIABLE ANNUITY] | BOILER AND MACHINERY INSURANCE | [] | III's Glossary Flashcards - Cram.com | A-SHARE VARIABLE ANNUITY | http://www.cram.com/flashcards/iiis-glossary-457869 | 38/1438042981969.11_20150728002301-00177-ip-10-236-191-2_395541887_0.json |
6d5841ec_Glossary_Flashcards___Cram_com__A_SHARE_VARIABLE_ANNUITY | A security that obligates the issuer to pay interest at specified intervals and to repay the principal amount of the loan at maturity. In insurance, a form of suretyship. Bonds of various types guarantee a payment or a reimbursement for financial losses resulting from dishonesty, failure to perform and other acts. [A-S... | BOND | [] | III's Glossary Flashcards - Cram.com | A-SHARE VARIABLE ANNUITY | http://www.cram.com/flashcards/iiis-glossary-457869 | 38/1438042981969.11_20150728002301-00177-ip-10-236-191-2_395541887_0.json |
6d5841ec_Glossary_Flashcards___Cram_com__A_SHARE_VARIABLE_ANNUITY | An evaluation of a bond’s financial strength, conducted by such major ratings agencies as Standard & Poor’s and Moody’s Investors Service. [A-SHARE VARIABLE ANNUITY] | BOND RATING | [] | III's Glossary Flashcards - Cram.com | A-SHARE VARIABLE ANNUITY | http://www.cram.com/flashcards/iiis-glossary-457869 | 38/1438042981969.11_20150728002301-00177-ip-10-236-191-2_395541887_0.json |
6d5841ec_Glossary_Flashcards___Cram_com__A_SHARE_VARIABLE_ANNUITY | Total amount of insurance on an insurer's books at a particular point in time. [A-SHARE VARIABLE ANNUITY] | BOOK OF BUSINESS | [] | III's Glossary Flashcards - Cram.com | A-SHARE VARIABLE ANNUITY | http://www.cram.com/flashcards/iiis-glossary-457869 | 38/1438042981969.11_20150728002301-00177-ip-10-236-191-2_395541887_0.json |
6d5841ec_Glossary_Flashcards___Cram_com__A_SHARE_VARIABLE_ANNUITY | Insurance for the loss of property due to burglary, robbery or larceny. It is provided in a standard homeowners policy and in a business multiple peril policy. [A-SHARE VARIABLE ANNUITY] | BURGLARY AND THEFT INSURANCE | [] | III's Glossary Flashcards - Cram.com | A-SHARE VARIABLE ANNUITY | http://www.cram.com/flashcards/iiis-glossary-457869 | 38/1438042981969.11_20150728002301-00177-ip-10-236-191-2_395541887_0.json |
6d5841ec_Glossary_Flashcards___Cram_com__A_SHARE_VARIABLE_ANNUITY | Commercial coverage that reimburses a business owner for lost profits and continuing fixed expenses during the time that a business must stay closed while the premises are being restored because of physical damage from a covered peril, such as a fire. Business interruption insurance also may cover financial losses that... | BUSINESS INCOME INSURANCE (also known as BUSINESS INTERRUPTION INSURANCE) | [] | III's Glossary Flashcards - Cram.com | A-SHARE VARIABLE ANNUITY | http://www.cram.com/flashcards/iiis-glossary-457869 | 38/1438042981969.11_20150728002301-00177-ip-10-236-191-2_395541887_0.json |
6d5841ec_Glossary_Flashcards___Cram_com__A_SHARE_VARIABLE_ANNUITY | A policy that combines property, liability and business interruption coverages for small- to medium-sized businesses. Coverage is generally cheaper than if purchased through separate insurance policies. [A-SHARE VARIABLE ANNUITY] | BUSINESSOWNERS POLICY / BOP | [] | III's Glossary Flashcards - Cram.com | A-SHARE VARIABLE ANNUITY | http://www.cram.com/flashcards/iiis-glossary-457869 | 38/1438042981969.11_20150728002301-00177-ip-10-236-191-2_395541887_0.json |
6d5841ec_Glossary_Flashcards___Cram_com__A_SHARE_VARIABLE_ANNUITY | A form of variable annuity contract where the contract holder pays no sales up front or surrender charges. Owners can claim full liquidity at any time. [A-SHARE VARIABLE ANNUITY] | C-SHARE VARIABLE ANNUITIES | [] | III's Glossary Flashcards - Cram.com | A-SHARE VARIABLE ANNUITY | http://www.cram.com/flashcards/iiis-glossary-457869 | 38/1438042981969.11_20150728002301-00177-ip-10-236-191-2_395541887_0.json |
6d5841ec_Glossary_Flashcards___Cram_com__A_SHARE_VARIABLE_ANNUITY | The supply of insurance available to meet demand. Capacity depends on the industry’s financial ability to accept risk. For an individual insurer, the maximum amount of risk it can underwrite based on its financial condition. The adequacy of an insurer’s capital relative to its exposure to loss is an important measure o... | CAPACITY | [] | III's Glossary Flashcards - Cram.com | A-SHARE VARIABLE ANNUITY | http://www.cram.com/flashcards/iiis-glossary-457869 | 38/1438042981969.11_20150728002301-00177-ip-10-236-191-2_395541887_0.json |
6d5841ec_Glossary_Flashcards___Cram_com__A_SHARE_VARIABLE_ANNUITY | Shareholder’s equity (for publicly-traded insurance companies) and retained earnings (for mutual insurance companies). There is no general measure of capital adequacy for property/casualty insurers. Capital adequacy is linked to the riskiness of an insurer’s business. A company underwriting medical device manufacturers... | CAPITAL | [] | III's Glossary Flashcards - Cram.com | A-SHARE VARIABLE ANNUITY | http://www.cram.com/flashcards/iiis-glossary-457869 | 38/1438042981969.11_20150728002301-00177-ip-10-236-191-2_395541887_0.json |
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