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d2ec1c2f_Planning_Flashcards___Cram_com___take_the_standard_deductions_
why might a client contribute personal residence to charity?
Large current income tax deduction keep living in residence rent-free; passes to charity upon death.
[]
Charitable Planning Flashcards - Cram.com
only those who itemize their deductions (not take the standard deductions)
http://www.cram.com/flashcards/charitable-planning-1945496
25/1438042990900.28_20150728002310-00065-ip-10-236-191-2_379660281_0.json
d2ec1c2f_Planning_Flashcards___Cram_com___take_the_standard_deductions_
What are charitable gift annuitites?
transfer of property to a charity in exchange for an annuity. amount transferred will exceed annuity value -- deduction allowed for difference
[]
Charitable Planning Flashcards - Cram.com
only those who itemize their deductions (not take the standard deductions)
http://www.cram.com/flashcards/charitable-planning-1945496
25/1438042990900.28_20150728002310-00065-ip-10-236-191-2_379660281_0.json
d2ec1c2f_Planning_Flashcards___Cram_com___take_the_standard_deductions_
What are options for donors who want to make a large contribution in current year (for tax reasons) but select beneficiary in future years?
1. private foundation (generally only good for $1M+) 2. donor-advised fund 3. supporting organization 4. donor-directed fund
[]
Charitable Planning Flashcards - Cram.com
only those who itemize their deductions (not take the standard deductions)
http://www.cram.com/flashcards/charitable-planning-1945496
25/1438042990900.28_20150728002310-00065-ip-10-236-191-2_379660281_0.json
d2ec1c2f_Planning_Flashcards___Cram_com___take_the_standard_deductions_
What is a CLT?
charitable lead trust (CLAT/CLUT) initially makes all distributions to charity (either annuity or unittrust)
[]
Charitable Planning Flashcards - Cram.com
only those who itemize their deductions (not take the standard deductions)
http://www.cram.com/flashcards/charitable-planning-1945496
25/1438042990900.28_20150728002310-00065-ip-10-236-191-2_379660281_0.json
d2ec1c2f_Planning_Flashcards___Cram_com___take_the_standard_deductions_
what is the most common CLT
non-grantor CLATs
[]
Charitable Planning Flashcards - Cram.com
only those who itemize their deductions (not take the standard deductions)
http://www.cram.com/flashcards/charitable-planning-1945496
25/1438042990900.28_20150728002310-00065-ip-10-236-191-2_379660281_0.json
d2ec1c2f_Planning_Flashcards___Cram_com___take_the_standard_deductions_
when are CLTs most likely to be used
on death - or othwerise when donor's income tax deduction isn't relevant (e.g. donor already exceeded 50% AGI level)
[]
Charitable Planning Flashcards - Cram.com
only those who itemize their deductions (not take the standard deductions)
http://www.cram.com/flashcards/charitable-planning-1945496
25/1438042990900.28_20150728002310-00065-ip-10-236-191-2_379660281_0.json
d2ec1c2f_Planning_Flashcards___Cram_com___take_the_standard_deductions_
what is the primary benefit of a CLT?
estate or gift tax deduction is calculated at 120% of midterm AFR. If actual investment return during charitable return exceeds that figure, excess passes free of estate and gift tax.
[]
Charitable Planning Flashcards - Cram.com
only those who itemize their deductions (not take the standard deductions)
http://www.cram.com/flashcards/charitable-planning-1945496
25/1438042990900.28_20150728002310-00065-ip-10-236-191-2_379660281_0.json
d2ec1c2f_Planning_Flashcards___Cram_com___take_the_standard_deductions_
Are CLAT's preferred when AFR is low or high?
Low - easier hurdle to beat with investments
[]
Charitable Planning Flashcards - Cram.com
only those who itemize their deductions (not take the standard deductions)
http://www.cram.com/flashcards/charitable-planning-1945496
25/1438042990900.28_20150728002310-00065-ip-10-236-191-2_379660281_0.json
d2ec1c2f_Planning_Flashcards___Cram_com___take_the_standard_deductions_
what is the estate tax deduction for a CLT?
unlimited estate tax deduction at death for value of annuity (NPV)
[]
Charitable Planning Flashcards - Cram.com
only those who itemize their deductions (not take the standard deductions)
http://www.cram.com/flashcards/charitable-planning-1945496
25/1438042990900.28_20150728002310-00065-ip-10-236-191-2_379660281_0.json
d2ec1c2f_Planning_Flashcards___Cram_com___take_the_standard_deductions_
what is the gift tax deduction for a CLT?
allowed when the gift is complete; no annual exclusion (because it is a future-interest gift)
[]
Charitable Planning Flashcards - Cram.com
only those who itemize their deductions (not take the standard deductions)
http://www.cram.com/flashcards/charitable-planning-1945496
25/1438042990900.28_20150728002310-00065-ip-10-236-191-2_379660281_0.json
d2ec1c2f_Planning_Flashcards___Cram_com___take_the_standard_deductions_
should an alternate charitable beneficiary be named?
yes
[]
Charitable Planning Flashcards - Cram.com
only those who itemize their deductions (not take the standard deductions)
http://www.cram.com/flashcards/charitable-planning-1945496
25/1438042990900.28_20150728002310-00065-ip-10-236-191-2_379660281_0.json
d2ec1c2f_Planning_Flashcards___Cram_com___take_the_standard_deductions_
What is a CRT?
a charitable remainder trust that provides payments to one or more NON-charitable beneficiaries for their lifetimes or a term of years. On death of final recipient/end of term, principal balance distributed to charity
[]
Charitable Planning Flashcards - Cram.com
only those who itemize their deductions (not take the standard deductions)
http://www.cram.com/flashcards/charitable-planning-1945496
25/1438042990900.28_20150728002310-00065-ip-10-236-191-2_379660281_0.json
d2ec1c2f_Planning_Flashcards___Cram_com___take_the_standard_deductions_
who is the classic candidate for a CRT?
charitably-inclined, highly appreciated asset that he wishes to sell
[]
Charitable Planning Flashcards - Cram.com
only those who itemize their deductions (not take the standard deductions)
http://www.cram.com/flashcards/charitable-planning-1945496
25/1438042990900.28_20150728002310-00065-ip-10-236-191-2_379660281_0.json
d2ec1c2f_Planning_Flashcards___Cram_com___take_the_standard_deductions_
what are tax benefits of a CRT?
income tax deduction for gift to CRT for value of remainder interest no capital gains tax for sale within the trust gift to CRT doesn't trigger gift or estate tax income stream for incoem beneficiary
[]
Charitable Planning Flashcards - Cram.com
only those who itemize their deductions (not take the standard deductions)
http://www.cram.com/flashcards/charitable-planning-1945496
25/1438042990900.28_20150728002310-00065-ip-10-236-191-2_379660281_0.json
d2ec1c2f_Planning_Flashcards___Cram_com___take_the_standard_deductions_
how could a CRT help a parent with spendthrift child?
provide income to spendthrift without principal, partial estate tax deduction
[]
Charitable Planning Flashcards - Cram.com
only those who itemize their deductions (not take the standard deductions)
http://www.cram.com/flashcards/charitable-planning-1945496
25/1438042990900.28_20150728002310-00065-ip-10-236-191-2_379660281_0.json
d2ec1c2f_Planning_Flashcards___Cram_com___take_the_standard_deductions_
what are some negatives of CRTs
irrevocable lack of liquidity cost of set up dificulties of administration
[]
Charitable Planning Flashcards - Cram.com
only those who itemize their deductions (not take the standard deductions)
http://www.cram.com/flashcards/charitable-planning-1945496
25/1438042990900.28_20150728002310-00065-ip-10-236-191-2_379660281_0.json
d2ec1c2f_Planning_Flashcards___Cram_com___take_the_standard_deductions_
is early termination of CRT allowed?
has been in a number of occasions by IRS
[]
Charitable Planning Flashcards - Cram.com
only those who itemize their deductions (not take the standard deductions)
http://www.cram.com/flashcards/charitable-planning-1945496
25/1438042990900.28_20150728002310-00065-ip-10-236-191-2_379660281_0.json
d2ec1c2f_Planning_Flashcards___Cram_com___take_the_standard_deductions_
what is a CRAT
charitable remainder annuity trust pays income beneficiary a specified amount based on fixed percentage and pays same amount each year or fixed dollar amount. Must be between 5-50% of initial FMV if not an individual can't exceed 20 years
[]
Charitable Planning Flashcards - Cram.com
only those who itemize their deductions (not take the standard deductions)
http://www.cram.com/flashcards/charitable-planning-1945496
25/1438042990900.28_20150728002310-00065-ip-10-236-191-2_379660281_0.json
d2ec1c2f_Planning_Flashcards___Cram_com___take_the_standard_deductions_
What is the minimum value of the remainder benefit in a CRAT?
10% of initial FMV
[]
Charitable Planning Flashcards - Cram.com
only those who itemize their deductions (not take the standard deductions)
http://www.cram.com/flashcards/charitable-planning-1945496
25/1438042990900.28_20150728002310-00065-ip-10-236-191-2_379660281_0.json
d2ec1c2f_Planning_Flashcards___Cram_com___take_the_standard_deductions_
for a CRAT, what is the minimum probability that the assets will last long enough to pay the annuity?
95%
[]
Charitable Planning Flashcards - Cram.com
only those who itemize their deductions (not take the standard deductions)
http://www.cram.com/flashcards/charitable-planning-1945496
25/1438042990900.28_20150728002310-00065-ip-10-236-191-2_379660281_0.json
d2ec1c2f_Planning_Flashcards___Cram_com___take_the_standard_deductions_
When is a CRAT preferred to CRUT
elderly clients when security is more important than inflation protection
[]
Charitable Planning Flashcards - Cram.com
only those who itemize their deductions (not take the standard deductions)
http://www.cram.com/flashcards/charitable-planning-1945496
25/1438042990900.28_20150728002310-00065-ip-10-236-191-2_379660281_0.json
d2ec1c2f_Planning_Flashcards___Cram_com___take_the_standard_deductions_
What is a CRUT
charitable remainder unitrust pays a fixed percentage of assets each year
[]
Charitable Planning Flashcards - Cram.com
only those who itemize their deductions (not take the standard deductions)
http://www.cram.com/flashcards/charitable-planning-1945496
25/1438042990900.28_20150728002310-00065-ip-10-236-191-2_379660281_0.json
d2ec1c2f_Planning_Flashcards___Cram_com___take_the_standard_deductions_
When is a CRUT preferable to CRAT?
not as elderly inflation protection more important than security must be 5-50% of FMV
[]
Charitable Planning Flashcards - Cram.com
only those who itemize their deductions (not take the standard deductions)
http://www.cram.com/flashcards/charitable-planning-1945496
25/1438042990900.28_20150728002310-00065-ip-10-236-191-2_379660281_0.json
d2ec1c2f_Planning_Flashcards___Cram_com___take_the_standard_deductions_
What is a NICRUT or NIMCRUT
Charitable net income unitrust (w/ or w/out makeup provisions) pays the LESSER of a fixed % of trust's net FMV or actual net income for the year
[]
Charitable Planning Flashcards - Cram.com
only those who itemize their deductions (not take the standard deductions)
http://www.cram.com/flashcards/charitable-planning-1945496
25/1438042990900.28_20150728002310-00065-ip-10-236-191-2_379660281_0.json
d2ec1c2f_Planning_Flashcards___Cram_com___take_the_standard_deductions_
who is a NIMCRUT appropriate for?
client who doesn't want to invade trust principal and wants to receive only income; when contributed asset is illiquid and non-income producing
[]
Charitable Planning Flashcards - Cram.com
only those who itemize their deductions (not take the standard deductions)
http://www.cram.com/flashcards/charitable-planning-1945496
25/1438042990900.28_20150728002310-00065-ip-10-236-191-2_379660281_0.json
d2ec1c2f_Planning_Flashcards___Cram_com___take_the_standard_deductions_
What is difference between CRUT and net income unitrust?
CRUT easier to administer but NIMCRUT may offer more fleixbility for not making a payment when income is not generated.
[]
Charitable Planning Flashcards - Cram.com
only those who itemize their deductions (not take the standard deductions)
http://www.cram.com/flashcards/charitable-planning-1945496
25/1438042990900.28_20150728002310-00065-ip-10-236-191-2_379660281_0.json
d2ec1c2f_Planning_Flashcards___Cram_com___take_the_standard_deductions_
The higher the payout rate, the _____ the charitable deduction
lower
[]
Charitable Planning Flashcards - Cram.com
only those who itemize their deductions (not take the standard deductions)
http://www.cram.com/flashcards/charitable-planning-1945496
25/1438042990900.28_20150728002310-00065-ip-10-236-191-2_379660281_0.json
d2ec1c2f_Planning_Flashcards___Cram_com___take_the_standard_deductions_
Can a sole proprietorship be transferred into a CRT?
not a good idea.
[]
Charitable Planning Flashcards - Cram.com
only those who itemize their deductions (not take the standard deductions)
http://www.cram.com/flashcards/charitable-planning-1945496
25/1438042990900.28_20150728002310-00065-ip-10-236-191-2_379660281_0.json
d2ec1c2f_Planning_Flashcards___Cram_com___take_the_standard_deductions_
can encumbered property be transferred to a CRT?
not a good idea
[]
Charitable Planning Flashcards - Cram.com
only those who itemize their deductions (not take the standard deductions)
http://www.cram.com/flashcards/charitable-planning-1945496
25/1438042990900.28_20150728002310-00065-ip-10-236-191-2_379660281_0.json
848fb054_P_unit_1_Flashcards___Cram_com__showing_no_distress
[stoic] voracious Frank is a voracious eater. He is at his worst when he begs at the table. [showing no distress]
greedy
[]
AVP unit 1 Flashcards - Cram.com
showing no distress
http://www.cram.com/flashcards/avp-unit-1-301603
25/1438042987155.85_20150728002307-00142-ip-10-236-191-2_386725168_0.json
848fb054_P_unit_1_Flashcards___Cram_com__showing_no_distress
[stoic] hackneyed The hackeneyed phrase "Have a nice day!" is heard so often that it has become almost meaningless. [showing no distress]
worn-out
[]
AVP unit 1 Flashcards - Cram.com
showing no distress
http://www.cram.com/flashcards/avp-unit-1-301603
25/1438042987155.85_20150728002307-00142-ip-10-236-191-2_386725168_0.json
848fb054_P_unit_1_Flashcards___Cram_com__showing_no_distress
[stoic] coalesce Four block associations in our neighberhood will coalesce to form a single task force. [showing no distress]
to join
[]
AVP unit 1 Flashcards - Cram.com
showing no distress
http://www.cram.com/flashcards/avp-unit-1-301603
25/1438042987155.85_20150728002307-00142-ip-10-236-191-2_386725168_0.json
848fb054_P_unit_1_Flashcards___Cram_com__showing_no_distress
[stoic] opulence The oppulence of the magnificent, luxurious resort was in stark contrast to the poverty of the little fishing village at its gates. [showing no distress]
riches
[]
AVP unit 1 Flashcards - Cram.com
showing no distress
http://www.cram.com/flashcards/avp-unit-1-301603
25/1438042987155.85_20150728002307-00142-ip-10-236-191-2_386725168_0.json
848fb054_P_unit_1_Flashcards___Cram_com__showing_no_distress
[stoic] incidental Selma chose her college because it has such a good nursing program, but an incidental reason was that it was located on a beautiful campus. [showing no distress]
secondary
[]
AVP unit 1 Flashcards - Cram.com
showing no distress
http://www.cram.com/flashcards/avp-unit-1-301603
25/1438042987155.85_20150728002307-00142-ip-10-236-191-2_386725168_0.json
848fb054_P_unit_1_Flashcards___Cram_com__showing_no_distress
[stoic] sagacious Often when you are faced with a difficult situation, the sagacious thing to do is nothing right away, but wait to see what happens. [showing no distress]
intelligent
[]
AVP unit 1 Flashcards - Cram.com
showing no distress
http://www.cram.com/flashcards/avp-unit-1-301603
25/1438042987155.85_20150728002307-00142-ip-10-236-191-2_386725168_0.json
848fb054_P_unit_1_Flashcards___Cram_com__showing_no_distress
[stoic] supplant Acme Company fired its entire accounting staff today. It intends to supplant these employees with part-time workers. [showing no distress]
to replace
[]
AVP unit 1 Flashcards - Cram.com
showing no distress
http://www.cram.com/flashcards/avp-unit-1-301603
25/1438042987155.85_20150728002307-00142-ip-10-236-191-2_386725168_0.json
848fb054_P_unit_1_Flashcards___Cram_com__showing_no_distress
[stoic] unassailible Rehnquist's record is unassailible. [showing no distress]
undeniable
[]
AVP unit 1 Flashcards - Cram.com
showing no distress
http://www.cram.com/flashcards/avp-unit-1-301603
25/1438042987155.85_20150728002307-00142-ip-10-236-191-2_386725168_0.json
848fb054_P_unit_1_Flashcards___Cram_com__showing_no_distress
[stoic] voluminous Denise chose a wedding dress in a southern belle style, with a long voluminous skirt. Now she's worried that she'll trip over all those yard of fabric. [showing no distress]
large
[]
AVP unit 1 Flashcards - Cram.com
showing no distress
http://www.cram.com/flashcards/avp-unit-1-301603
25/1438042987155.85_20150728002307-00142-ip-10-236-191-2_386725168_0.json
848fb054_P_unit_1_Flashcards___Cram_com__showing_no_distress
[stoic] brusque Rose lost her job as a receptionist because she was so brusque with people. The office replaced her with someone who spoke more politely. [showing no distress]
blunt
[]
AVP unit 1 Flashcards - Cram.com
showing no distress
http://www.cram.com/flashcards/avp-unit-1-301603
25/1438042987155.85_20150728002307-00142-ip-10-236-191-2_386725168_0.json
848fb054_P_unit_1_Flashcards___Cram_com__showing_no_distress
[stoic] effervescent The lecturer could hardly be described as effervescent. She droned on in a dreary voice, never looking up from her notes. [showing no distress]
lively
[]
AVP unit 1 Flashcards - Cram.com
showing no distress
http://www.cram.com/flashcards/avp-unit-1-301603
25/1438042987155.85_20150728002307-00142-ip-10-236-191-2_386725168_0.json
848fb054_P_unit_1_Flashcards___Cram_com__showing_no_distress
[stoic] misanthrope One of our neighbors is a tue misanthrope. She has no friends at all. [showing no distress]
an antisocial person
[]
AVP unit 1 Flashcards - Cram.com
showing no distress
http://www.cram.com/flashcards/avp-unit-1-301603
25/1438042987155.85_20150728002307-00142-ip-10-236-191-2_386725168_0.json
848fb054_P_unit_1_Flashcards___Cram_com__showing_no_distress
[stoic] morose Larry always becomes morose when he drinks. He becomes so depressed. [showing no distress]
gloomy
[]
AVP unit 1 Flashcards - Cram.com
showing no distress
http://www.cram.com/flashcards/avp-unit-1-301603
25/1438042987155.85_20150728002307-00142-ip-10-236-191-2_386725168_0.json
848fb054_P_unit_1_Flashcards___Cram_com__showing_no_distress
[stoic] progeny Grandfather worked two jobs in order to provide for his many progeny [showing no distress]
offspring
[]
AVP unit 1 Flashcards - Cram.com
showing no distress
http://www.cram.com/flashcards/avp-unit-1-301603
25/1438042987155.85_20150728002307-00142-ip-10-236-191-2_386725168_0.json
848fb054_P_unit_1_Flashcards___Cram_com__showing_no_distress
[stoic] insolvent Barry lost his head when he got his first credit card. He went on a shopping spree, couldn't pay his bills, and ended up insolvent. [showing no distress]
without money
[]
AVP unit 1 Flashcards - Cram.com
showing no distress
http://www.cram.com/flashcards/avp-unit-1-301603
25/1438042987155.85_20150728002307-00142-ip-10-236-191-2_386725168_0.json
848fb054_P_unit_1_Flashcards___Cram_com__showing_no_distress
[stoic] Parsimonious The boss, a parsimonious man, insists that we save old memos and letters and use the backs of pages as notepaper. [showing no distress]
stingy
[]
AVP unit 1 Flashcards - Cram.com
showing no distress
http://www.cram.com/flashcards/avp-unit-1-301603
25/1438042987155.85_20150728002307-00142-ip-10-236-191-2_386725168_0.json
848fb054_P_unit_1_Flashcards___Cram_com__showing_no_distress
[stoic] prodigal Mary and Kim both make decent salaries. They could live comfortably on what they make if they weren't such prodigal spenders. [showing no distress]
extravagant
[]
AVP unit 1 Flashcards - Cram.com
showing no distress
http://www.cram.com/flashcards/avp-unit-1-301603
25/1438042987155.85_20150728002307-00142-ip-10-236-191-2_386725168_0.json
848fb054_P_unit_1_Flashcards___Cram_com__showing_no_distress
[stoic] surrepitious As the wedding reception ended, several guests made surrepititious trips to the parking lot, where they tied tin cans and crepe paper to the newlyweds' car. [showing no distress]
secret
[]
AVP unit 1 Flashcards - Cram.com
showing no distress
http://www.cram.com/flashcards/avp-unit-1-301603
25/1438042987155.85_20150728002307-00142-ip-10-236-191-2_386725168_0.json
848fb054_P_unit_1_Flashcards___Cram_com__showing_no_distress
[stoic] brevity Everyone was surprised by the brevity of the principal's speech at gradutaion. He spoke for less than five minutes. [showing no distress]
briefness
[]
AVP unit 1 Flashcards - Cram.com
showing no distress
http://www.cram.com/flashcards/avp-unit-1-301603
25/1438042987155.85_20150728002307-00142-ip-10-236-191-2_386725168_0.json
848fb054_P_unit_1_Flashcards___Cram_com__showing_no_distress
[stoic] clemency The convicted murderer was executed, even though he begged for clemency. [showing no distress]
mercy
[]
AVP unit 1 Flashcards - Cram.com
showing no distress
http://www.cram.com/flashcards/avp-unit-1-301603
25/1438042987155.85_20150728002307-00142-ip-10-236-191-2_386725168_0.json
848fb054_P_unit_1_Flashcards___Cram_com__showing_no_distress
[stoic] frivolous Do you feel like a serious movie or something more frivolous? [showing no distress]
lighthearted
[]
AVP unit 1 Flashcards - Cram.com
showing no distress
http://www.cram.com/flashcards/avp-unit-1-301603
25/1438042987155.85_20150728002307-00142-ip-10-236-191-2_386725168_0.json
848fb054_P_unit_1_Flashcards___Cram_com__showing_no_distress
[stoic] lampoon Every movie, the Scary Movie series lampoons a recent horror movie. [showing no distress]
to make fun of
[]
AVP unit 1 Flashcards - Cram.com
showing no distress
http://www.cram.com/flashcards/avp-unit-1-301603
25/1438042987155.85_20150728002307-00142-ip-10-236-191-2_386725168_0.json
848fb054_P_unit_1_Flashcards___Cram_com__showing_no_distress
[stoic] querulous People who work in customer service must get used to lots of quelulous customers. [showing no distress]
discontented
[]
AVP unit 1 Flashcards - Cram.com
showing no distress
http://www.cram.com/flashcards/avp-unit-1-301603
25/1438042987155.85_20150728002307-00142-ip-10-236-191-2_386725168_0.json
848fb054_P_unit_1_Flashcards___Cram_com__showing_no_distress
[stoic] reproach The kids deserve a reproach for making such a mess of the house while their parents were away. [showing no distress]
an expression of disapproval
[]
AVP unit 1 Flashcards - Cram.com
showing no distress
http://www.cram.com/flashcards/avp-unit-1-301603
25/1438042987155.85_20150728002307-00142-ip-10-236-191-2_386725168_0.json
848fb054_P_unit_1_Flashcards___Cram_com__showing_no_distress
[stoic] respite Emergency room doctors work long shifts. Their only respite is a short nap on a couch. [showing no distress]
time off
[]
AVP unit 1 Flashcards - Cram.com
showing no distress
http://www.cram.com/flashcards/avp-unit-1-301603
25/1438042987155.85_20150728002307-00142-ip-10-236-191-2_386725168_0.json
848fb054_P_unit_1_Flashcards___Cram_com__showing_no_distress
[stoic] torpor The sleepy little town seemed to doze peacefully through the summer afternoon. It looked as if nothing could rouse it from its torpor. [showing no distress]
drowsiness
[]
AVP unit 1 Flashcards - Cram.com
showing no distress
http://www.cram.com/flashcards/avp-unit-1-301603
25/1438042987155.85_20150728002307-00142-ip-10-236-191-2_386725168_0.json
848fb054_P_unit_1_Flashcards___Cram_com__showing_no_distress
[stoic] unscathed He was able to leave the collision unscathed, thanks to his seatbelt. [showing no distress]
unhurt
[]
AVP unit 1 Flashcards - Cram.com
showing no distress
http://www.cram.com/flashcards/avp-unit-1-301603
25/1438042987155.85_20150728002307-00142-ip-10-236-191-2_386725168_0.json
848fb054_P_unit_1_Flashcards___Cram_com__showing_no_distress
[stoic] copious Weeds are copious in Alex's garden, but flowers are not. [showing no distress]
plentiful
[]
AVP unit 1 Flashcards - Cram.com
showing no distress
http://www.cram.com/flashcards/avp-unit-1-301603
25/1438042987155.85_20150728002307-00142-ip-10-236-191-2_386725168_0.json
848fb054_P_unit_1_Flashcards___Cram_com__showing_no_distress
[stoic] dearth The dearth of snow was disappointing. We wanted a white christmas. [showing no distress]
shortage
[]
AVP unit 1 Flashcards - Cram.com
showing no distress
http://www.cram.com/flashcards/avp-unit-1-301603
25/1438042987155.85_20150728002307-00142-ip-10-236-191-2_386725168_0.json
848fb054_P_unit_1_Flashcards___Cram_com__showing_no_distress
[stoic] eloquent The womens shelter wrote an eloquent letter to the newspapers, describing the victims plaeding for donations. [showing no distress]
stirring
[]
AVP unit 1 Flashcards - Cram.com
showing no distress
http://www.cram.com/flashcards/avp-unit-1-301603
25/1438042987155.85_20150728002307-00142-ip-10-236-191-2_386725168_0.json
848fb054_P_unit_1_Flashcards___Cram_com__showing_no_distress
[stoic] jargon I understand nothing they say in the computer store, they talk with a language full of jargon. [showing no distress]
technical language
[]
AVP unit 1 Flashcards - Cram.com
showing no distress
http://www.cram.com/flashcards/avp-unit-1-301603
25/1438042987155.85_20150728002307-00142-ip-10-236-191-2_386725168_0.json
848fb054_P_unit_1_Flashcards___Cram_com__showing_no_distress
[stoic] levity Puppies are have too much levity. The don't have a care in the world. [showing no distress]
lightheartedness
[]
AVP unit 1 Flashcards - Cram.com
showing no distress
http://www.cram.com/flashcards/avp-unit-1-301603
25/1438042987155.85_20150728002307-00142-ip-10-236-191-2_386725168_0.json
848fb054_P_unit_1_Flashcards___Cram_com__showing_no_distress
[stoic] meander Come straight home from school. Don't meander! [showing no distress]
to wander
[]
AVP unit 1 Flashcards - Cram.com
showing no distress
http://www.cram.com/flashcards/avp-unit-1-301603
25/1438042987155.85_20150728002307-00142-ip-10-236-191-2_386725168_0.json
848fb054_P_unit_1_Flashcards___Cram_com__showing_no_distress
[stoic] peripheral The lecturer kept getting sidetracked because the students kept asking peripheral questions that had nothing to do with her topic. [showing no distress]
of little importance
[]
AVP unit 1 Flashcards - Cram.com
showing no distress
http://www.cram.com/flashcards/avp-unit-1-301603
25/1438042987155.85_20150728002307-00142-ip-10-236-191-2_386725168_0.json
848fb054_P_unit_1_Flashcards___Cram_com__showing_no_distress
[stoic] vacillate I always vacillate when making decisions. I want to be careful about my choices. [showing no distress]
to hesitate
[]
AVP unit 1 Flashcards - Cram.com
showing no distress
http://www.cram.com/flashcards/avp-unit-1-301603
25/1438042987155.85_20150728002307-00142-ip-10-236-191-2_386725168_0.json
0be94688_t_Points_Flashcards___Cram_com__nk_from_one_page_to_another___
the href attribute within the element e.g.
How would you specify the destination of a link in a Web page...
[]
HFHTML Ch02 Meet the "HT" in HTML: Going further with hypertext - Bullet Points Flashcards - Cram.com
Which element would you use to link from one page to another...
http://www.cram.com/flashcards/hfhtml-ch02-meet-the-ht-in-html-going-further-with-hypertext-bullet-points-631041
25/1438042989790.89_20150728002309-00226-ip-10-236-191-2_381575434_0.json
0be94688_t_Points_Flashcards___Cram_com__nk_from_one_page_to_another___
the content of the element is the label for the link the link is underlined in the browser by default to indicate it can be clicked
What is displayed in the browser as the link, how is it highlighted...
[]
HFHTML Ch02 Meet the "HT" in HTML: Going further with hypertext - Bullet Points Flashcards - Cram.com
Which element would you use to link from one page to another...
http://www.cram.com/flashcards/hfhtml-ch02-meet-the-ht-in-html-going-further-with-hypertext-bullet-points-631041
25/1438042989790.89_20150728002309-00226-ip-10-236-191-2_381575434_0.json
0be94688_t_Points_Flashcards___Cram_com__nk_from_one_page_to_another___
you can use: text, or an image
What can be used as a label for link in a Web page...
[]
HFHTML Ch02 Meet the "HT" in HTML: Going further with hypertext - Bullet Points Flashcards - Cram.com
Which element would you use to link from one page to another...
http://www.cram.com/flashcards/hfhtml-ch02-meet-the-ht-in-html-going-further-with-hypertext-bullet-points-631041
25/1438042989790.89_20150728002309-00226-ip-10-236-191-2_381575434_0.json
0be94688_t_Points_Flashcards___Cram_com__nk_from_one_page_to_another___
the Web page that's specified in the href attribute
When you click on a link in a Web page, what does the browser load...
[]
HFHTML Ch02 Meet the "HT" in HTML: Going further with hypertext - Bullet Points Flashcards - Cram.com
Which element would you use to link from one page to another...
http://www.cram.com/flashcards/hfhtml-ch02-meet-the-ht-in-html-going-further-with-hypertext-bullet-points-631041
25/1438042989790.89_20150728002309-00226-ip-10-236-191-2_381575434_0.json
0be94688_t_Points_Flashcards___Cram_com__nk_from_one_page_to_another___
files can be in: the same folder, or other folders
When you link to files in folders, where can the files be located...
[]
HFHTML Ch02 Meet the "HT" in HTML: Going further with hypertext - Bullet Points Flashcards - Cram.com
Which element would you use to link from one page to another...
http://www.cram.com/flashcards/hfhtml-ch02-meet-the-ht-in-html-going-further-with-hypertext-bullet-points-631041
25/1438042989790.89_20150728002309-00226-ip-10-236-191-2_381575434_0.json
0be94688_t_Points_Flashcards___Cram_com__nk_from_one_page_to_another___
a relative path
What path type should you use to point to local files on your Web site...
[]
HFHTML Ch02 Meet the "HT" in HTML: Going further with hypertext - Bullet Points Flashcards - Cram.com
Which element would you use to link from one page to another...
http://www.cram.com/flashcards/hfhtml-ch02-meet-the-ht-in-html-going-further-with-hypertext-bullet-points-631041
25/1438042989790.89_20150728002309-00226-ip-10-236-191-2_381575434_0.json
0be94688_t_Points_Flashcards___Cram_com__nk_from_one_page_to_another___
an absolute path
What path type should you use to point to external files that are not on your Web site...
[]
HFHTML Ch02 Meet the "HT" in HTML: Going further with hypertext - Bullet Points Flashcards - Cram.com
Which element would you use to link from one page to another...
http://www.cram.com/flashcards/hfhtml-ch02-meet-the-ht-in-html-going-further-with-hypertext-bullet-points-631041
25/1438042989790.89_20150728002309-00226-ip-10-236-191-2_381575434_0.json
0be94688_t_Points_Flashcards___Cram_com__nk_from_one_page_to_another___
use the ".." characters
How do you link to a parent folder...
[]
HFHTML Ch02 Meet the "HT" in HTML: Going further with hypertext - Bullet Points Flashcards - Cram.com
Which element would you use to link from one page to another...
http://www.cram.com/flashcards/hfhtml-ch02-meet-the-ht-in-html-going-further-with-hypertext-bullet-points-631041
25/1438042989790.89_20150728002309-00226-ip-10-236-191-2_381575434_0.json
0be94688_t_Points_Flashcards___Cram_com__nk_from_one_page_to_another___
use the "/" character
How do you separate directories in your path...
[]
HFHTML Ch02 Meet the "HT" in HTML: Going further with hypertext - Bullet Points Flashcards - Cram.com
Which element would you use to link from one page to another...
http://www.cram.com/flashcards/hfhtml-ch02-meet-the-ht-in-html-going-further-with-hypertext-bullet-points-631041
25/1438042989790.89_20150728002309-00226-ip-10-236-191-2_381575434_0.json
0be94688_t_Points_Flashcards___Cram_com__nk_from_one_page_to_another___
you'll see a broken image on your Web page
What happens if your path to an image is incorrect...
[]
HFHTML Ch02 Meet the "HT" in HTML: Going further with hypertext - Bullet Points Flashcards - Cram.com
Which element would you use to link from one page to another...
http://www.cram.com/flashcards/hfhtml-ch02-meet-the-ht-in-html-going-further-with-hypertext-bullet-points-631041
25/1438042989790.89_20150728002309-00226-ip-10-236-191-2_381575434_0.json
0be94688_t_Points_Flashcards___Cram_com__nk_from_one_page_to_another___
space(s)
Which character(s) must be avoided when choosing names foe files and folders for your Web site...
[]
HFHTML Ch02 Meet the "HT" in HTML: Going further with hypertext - Bullet Points Flashcards - Cram.com
Which element would you use to link from one page to another...
http://www.cram.com/flashcards/hfhtml-ch02-meet-the-ht-in-html-going-further-with-hypertext-bullet-points-631041
25/1438042989790.89_20150728002309-00226-ip-10-236-191-2_381575434_0.json
0be94688_t_Points_Flashcards___Cram_com__nk_from_one_page_to_another___
to avoid as much as possible having to change bunches of paths later as the site grows
Why would you invest time at the planning stage of a Web site to organize folders of content...
[]
HFHTML Ch02 Meet the "HT" in HTML: Going further with hypertext - Bullet Points Flashcards - Cram.com
Which element would you use to link from one page to another...
http://www.cram.com/flashcards/hfhtml-ch02-meet-the-ht-in-html-going-further-with-hypertext-bullet-points-631041
25/1438042989790.89_20150728002309-00226-ip-10-236-191-2_381575434_0.json
0be94688_t_Points_Flashcards___Cram_com__nk_from_one_page_to_another___
it's pretty much a personal preference
How should you organise a Web site...
[]
HFHTML Ch02 Meet the "HT" in HTML: Going further with hypertext - Bullet Points Flashcards - Cram.com
Which element would you use to link from one page to another...
http://www.cram.com/flashcards/hfhtml-ch02-meet-the-ht-in-html-going-further-with-hypertext-bullet-points-631041
25/1438042989790.89_20150728002309-00226-ip-10-236-191-2_381575434_0.json
e37853c6_rization_Flashcards___Cram_com__Abstract_Factory
Separates the construction of a complex object from its representation so that the same construction process can create different representations. [Abstract Factory]
Builder
[]
Gang of Four Design Patterns Intent and Categorization Flashcards - Cram.com
Abstract Factory
http://www.cram.com/flashcards/gang-of-four-design-patterns-intent-and-categorization-1357974
25/1438042987155.85_20150728002307-00281-ip-10-236-191-2_386004510_0.json
e37853c6_rization_Flashcards___Cram_com__Abstract_Factory
Defines an interface for creating an object, but lets subclasses decide which class to instantiate. Lets a class defer instantiation to subclasses. [Abstract Factory]
Factory Method
[]
Gang of Four Design Patterns Intent and Categorization Flashcards - Cram.com
Abstract Factory
http://www.cram.com/flashcards/gang-of-four-design-patterns-intent-and-categorization-1357974
25/1438042987155.85_20150728002307-00281-ip-10-236-191-2_386004510_0.json
e37853c6_rization_Flashcards___Cram_com__Abstract_Factory
Specifies the kinds of objects to create using an instance, and creates new objects by copying this instance. [Abstract Factory]
Prototype
[]
Gang of Four Design Patterns Intent and Categorization Flashcards - Cram.com
Abstract Factory
http://www.cram.com/flashcards/gang-of-four-design-patterns-intent-and-categorization-1357974
25/1438042987155.85_20150728002307-00281-ip-10-236-191-2_386004510_0.json
e37853c6_rization_Flashcards___Cram_com__Abstract_Factory
Ensures a class has only one instance, and provides a global point of access to it. [Abstract Factory]
Singleton
[]
Gang of Four Design Patterns Intent and Categorization Flashcards - Cram.com
Abstract Factory
http://www.cram.com/flashcards/gang-of-four-design-patterns-intent-and-categorization-1357974
25/1438042987155.85_20150728002307-00281-ip-10-236-191-2_386004510_0.json
e37853c6_rization_Flashcards___Cram_com__Abstract_Factory
Converts the interface of a class into another interface clients expect. Lets classes work together that couldn't otherwise because of incompatible interfaces. [Abstract Factory]
Adapter
[]
Gang of Four Design Patterns Intent and Categorization Flashcards - Cram.com
Abstract Factory
http://www.cram.com/flashcards/gang-of-four-design-patterns-intent-and-categorization-1357974
25/1438042987155.85_20150728002307-00281-ip-10-236-191-2_386004510_0.json
e37853c6_rization_Flashcards___Cram_com__Abstract_Factory
Decouples an abstraction from its implementation so that the two can vary independently. [Abstract Factory]
Bridge
[]
Gang of Four Design Patterns Intent and Categorization Flashcards - Cram.com
Abstract Factory
http://www.cram.com/flashcards/gang-of-four-design-patterns-intent-and-categorization-1357974
25/1438042987155.85_20150728002307-00281-ip-10-236-191-2_386004510_0.json
e37853c6_rization_Flashcards___Cram_com__Abstract_Factory
Composes objects into tree structures to represent whole-part hierarchies. This pattern lets clients treat individual objects and object compositions uniformly. [Abstract Factory]
Composite
[]
Gang of Four Design Patterns Intent and Categorization Flashcards - Cram.com
Abstract Factory
http://www.cram.com/flashcards/gang-of-four-design-patterns-intent-and-categorization-1357974
25/1438042987155.85_20150728002307-00281-ip-10-236-191-2_386004510_0.json
e37853c6_rization_Flashcards___Cram_com__Abstract_Factory
Attaches additional responsibilities to an object dynamically. Provides a flexible alternative to subclassing for extending functionality. [Abstract Factory]
Decorator
[]
Gang of Four Design Patterns Intent and Categorization Flashcards - Cram.com
Abstract Factory
http://www.cram.com/flashcards/gang-of-four-design-patterns-intent-and-categorization-1357974
25/1438042987155.85_20150728002307-00281-ip-10-236-191-2_386004510_0.json
e37853c6_rization_Flashcards___Cram_com__Abstract_Factory
Provides a unified interface to a set of interfaces in a subsystem. Defines a higher-level interface that makes the subsystem easier to use. [Abstract Factory]
Facade
[]
Gang of Four Design Patterns Intent and Categorization Flashcards - Cram.com
Abstract Factory
http://www.cram.com/flashcards/gang-of-four-design-patterns-intent-and-categorization-1357974
25/1438042987155.85_20150728002307-00281-ip-10-236-191-2_386004510_0.json
e37853c6_rization_Flashcards___Cram_com__Abstract_Factory
Uses sharing to support large numbers of fine-grained objects efficiently. [Abstract Factory]
Flyweight
[]
Gang of Four Design Patterns Intent and Categorization Flashcards - Cram.com
Abstract Factory
http://www.cram.com/flashcards/gang-of-four-design-patterns-intent-and-categorization-1357974
25/1438042987155.85_20150728002307-00281-ip-10-236-191-2_386004510_0.json
e37853c6_rization_Flashcards___Cram_com__Abstract_Factory
Provides a surrogate or placeholder for another object to control access to it. [Abstract Factory]
Proxy
[]
Gang of Four Design Patterns Intent and Categorization Flashcards - Cram.com
Abstract Factory
http://www.cram.com/flashcards/gang-of-four-design-patterns-intent-and-categorization-1357974
25/1438042987155.85_20150728002307-00281-ip-10-236-191-2_386004510_0.json
e37853c6_rization_Flashcards___Cram_com__Abstract_Factory
Avoids coupling the sender of a request to its receiver by giving more than one object a chance to handle the request. Chain the receiving objects and pass the request along the chain until an object handles it. [Abstract Factory]
Chain of Responsibility
[]
Gang of Four Design Patterns Intent and Categorization Flashcards - Cram.com
Abstract Factory
http://www.cram.com/flashcards/gang-of-four-design-patterns-intent-and-categorization-1357974
25/1438042987155.85_20150728002307-00281-ip-10-236-191-2_386004510_0.json
e37853c6_rization_Flashcards___Cram_com__Abstract_Factory
Encapsulates a request as an object, thereby letting you parameterize clients with different requests, queue or log requests, and support undoable operations. [Abstract Factory]
Command
[]
Gang of Four Design Patterns Intent and Categorization Flashcards - Cram.com
Abstract Factory
http://www.cram.com/flashcards/gang-of-four-design-patterns-intent-and-categorization-1357974
25/1438042987155.85_20150728002307-00281-ip-10-236-191-2_386004510_0.json
e37853c6_rization_Flashcards___Cram_com__Abstract_Factory
Given a language, define a representation for its grammar along with an ___________ that uses the representation to interpret sentences in the language. [Abstract Factory]
Interpreter
[]
Gang of Four Design Patterns Intent and Categorization Flashcards - Cram.com
Abstract Factory
http://www.cram.com/flashcards/gang-of-four-design-patterns-intent-and-categorization-1357974
25/1438042987155.85_20150728002307-00281-ip-10-236-191-2_386004510_0.json
e37853c6_rization_Flashcards___Cram_com__Abstract_Factory
Provides a way to access the elements of an aggregate object sequentially without exposing its underlying representation. [Abstract Factory]
Iterator
[]
Gang of Four Design Patterns Intent and Categorization Flashcards - Cram.com
Abstract Factory
http://www.cram.com/flashcards/gang-of-four-design-patterns-intent-and-categorization-1357974
25/1438042987155.85_20150728002307-00281-ip-10-236-191-2_386004510_0.json
e37853c6_rization_Flashcards___Cram_com__Abstract_Factory
Define an object that encapsulates how a set of objects interact. Promotes loose coupling by keeping objects from referring to each other explicitly, and it lets you vary their interaction independently. [Abstract Factory]
Mediator
[]
Gang of Four Design Patterns Intent and Categorization Flashcards - Cram.com
Abstract Factory
http://www.cram.com/flashcards/gang-of-four-design-patterns-intent-and-categorization-1357974
25/1438042987155.85_20150728002307-00281-ip-10-236-191-2_386004510_0.json
e37853c6_rization_Flashcards___Cram_com__Abstract_Factory
Without violating encapsulation, capture and externalize an object's internal state so that the object can be restored to this state later. [Abstract Factory]
Memento
[]
Gang of Four Design Patterns Intent and Categorization Flashcards - Cram.com
Abstract Factory
http://www.cram.com/flashcards/gang-of-four-design-patterns-intent-and-categorization-1357974
25/1438042987155.85_20150728002307-00281-ip-10-236-191-2_386004510_0.json
e37853c6_rization_Flashcards___Cram_com__Abstract_Factory
Defines a one-to-many dependency between objects so that when one object changes state, all its dependents are notified and updated automatically. [Abstract Factory]
Observer
[]
Gang of Four Design Patterns Intent and Categorization Flashcards - Cram.com
Abstract Factory
http://www.cram.com/flashcards/gang-of-four-design-patterns-intent-and-categorization-1357974
25/1438042987155.85_20150728002307-00281-ip-10-236-191-2_386004510_0.json
e37853c6_rization_Flashcards___Cram_com__Abstract_Factory
Allows an object to alter its behaviour when its internal _____ changes. The object will appear to change its class. [Abstract Factory]
State
[]
Gang of Four Design Patterns Intent and Categorization Flashcards - Cram.com
Abstract Factory
http://www.cram.com/flashcards/gang-of-four-design-patterns-intent-and-categorization-1357974
25/1438042987155.85_20150728002307-00281-ip-10-236-191-2_386004510_0.json
e37853c6_rization_Flashcards___Cram_com__Abstract_Factory
Defines a family of algorithms, encapsulates each one, and makes them interchangeable. Lets the algorithm vary independently from the clients that use it. [Abstract Factory]
Strategy
[]
Gang of Four Design Patterns Intent and Categorization Flashcards - Cram.com
Abstract Factory
http://www.cram.com/flashcards/gang-of-four-design-patterns-intent-and-categorization-1357974
25/1438042987155.85_20150728002307-00281-ip-10-236-191-2_386004510_0.json
e37853c6_rization_Flashcards___Cram_com__Abstract_Factory
Defines the skeleton of an algorithm in an operation, deferring some steps to subclasses. Lets subclasses redefine certain steps of an algorithm without changing the algorithm's structure. [Abstract Factory]
Template Method
[]
Gang of Four Design Patterns Intent and Categorization Flashcards - Cram.com
Abstract Factory
http://www.cram.com/flashcards/gang-of-four-design-patterns-intent-and-categorization-1357974
25/1438042987155.85_20150728002307-00281-ip-10-236-191-2_386004510_0.json
e37853c6_rization_Flashcards___Cram_com__Abstract_Factory
Represents an operation to be performed on the elements of an object structure. Lets you define a new operation without changing the classes of the elements on which it operates. [Abstract Factory]
Visitor
[]
Gang of Four Design Patterns Intent and Categorization Flashcards - Cram.com
Abstract Factory
http://www.cram.com/flashcards/gang-of-four-design-patterns-intent-and-categorization-1357974
25/1438042987155.85_20150728002307-00281-ip-10-236-191-2_386004510_0.json
dc620539_hapter_3_Flashcards___Cram_com__ood_more_cheaply_than_another_
[absolute advantage] aggregate demand
according to John Maynard Keynes, the sum of the demand of three sectors of the economy: households, businesses, and government.
[]
Business Ethics Chapter 3 Flashcards - Cram.com
when one country can produce a good more cheaply than another.
http://www.cram.com/flashcards/business-ethics-chapter-3-510689
25/1438042990900.28_20150728002310-00000-ip-10-236-191-2_392811998_0.json