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admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Allan, Information about your Documents. Policy Number : HEES96UX84. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) CG27 2SG Sally Lloyd 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Sally Lloyd Policy Number: HEES96UX84 Issue date: 13/08/2023 Address: 29 William hill Nicolaborough DY8H 5GA Contact number: 0118 4960806Email address: jking@example.net Vehicle Details: Registration number: CG27 2SG Keeper: Sally Lloyd Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: DY8H 5GA Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 Tue 09 March, 2021 Bonus Protection: Protected To: 00:00 10/07/2019 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Sally Lloyd Policyholder Date of Birth: 29 October, 2024 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Andrew Ferguson Driver Date of Birth: 11/09/2019 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: HEES96UX84 This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: CG27 2SG or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the 10/07/2019 2Name of Policyholder: Sally Lloyd 3Persons or classes of persons entitled to drive: Sally Lloyd, Andrew Ferguson All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the Tue 09 March, 20216Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Sally Lloyd Policy number: HEES96UX84 Issue date: 13/08/2023 Issued by: AdmiralAddress: 29 William hill Nicolaborough DY8H 5GA Reason for issue: Renewal Contact number: 0118 4960806Email address: jking@example.net Vehicle Details: Registration number: CG27 2SG Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: DY8H 5GA Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on Tue 09 March, 2021 Years No Claims Bonus: 14 To: 00:00 on 10/07/2019 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Sally Lloyd , Andrew Ferguson Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £5,327.91 Policy Upgrade sub-total: £6,964.96 Insurance Premium Tax: £9,898.07 Total: £6,941.68Windscreen Cover Included Protected No Claims Bonus £6,964.96 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|HEES96UX84\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: HEES96UX84 Issue Date: 13/08/2023 Renewal Date: Tue 09 March, 2021 483881525 Sally Lloyd 29 William hill Nicolaborough DY8H 5GA Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Dr %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on Tue 09 March, 2021. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on 13/08/2023. Your Renewal Offer £6,941.68 Last Year's Premium £9,748.62 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before Tue 09 March, 2021 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Sally Lloyd \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £6,941.68 \| Payment Date: 2020-08-22 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Sally Lloyd (FORD MUSTANG - CG27 2SG) Tue 09 March, 2021 to 10/07/2019 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£6,941.68 Your Renewal Offer £6,941.68 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : jking@example.net We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	HEES96UX84	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	10/07/2019	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	Tue 09 March, 2021	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Liam, Information about your Documents. Policy Number : QA8O2VE. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) SF43 5TH Jay Hunter-Watson 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Jay Hunter-Watson Policy Number: QA8O2VE Issue date: 05 July, 2019 Address: 59 Leigh stravenue East Emilyland W2 9ZW Contact number: +44115 4960387Email address: reynoldspauline@example.com Vehicle Details: Registration number: SF43 5TH Keeper: Jay Hunter-Watson Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: W2 9ZW Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 29/09/24 Bonus Protection: Protected To: 00:00 Thu 06 August, 2020 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Jay Hunter-Watson Policyholder Date of Birth: 05/11/25 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Nicola Moore-Bell Driver Date of Birth: 01/01/2021 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: QA8O2VE This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: SF43 5TH or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the Thu 06 August, 2020 2Name of Policyholder: Jay Hunter-Watson 3Persons or classes of persons entitled to drive: Jay Hunter-Watson, Nicola Moore-Bell All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the 29/09/246Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Jay Hunter-Watson Policy number: QA8O2VE Issue date: 05 July, 2019 Issued by: AdmiralAddress: 59 Leigh stravenue East Emilyland W2 9ZW Reason for issue: Renewal Contact number: +44115 4960387Email address: reynoldspauline@example.com Vehicle Details: Registration number: SF43 5TH Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: W2 9ZW Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on 29/09/24 Years No Claims Bonus: 14 To: 00:00 on Thu 06 August, 2020 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Jay Hunter-Watson , Nicola Moore-Bell Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £2,207.02 Policy Upgrade sub-total: £3,238.10 Insurance Premium Tax: £6,512.95 Total: £8,252.30Windscreen Cover Included Protected No Claims Bonus £3,238.10 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|QA8O2VE\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: QA8O2VE Issue Date: 05 July, 2019 Renewal Date: 29/09/24 483881525 Jay Hunter-Watson 59 Leigh stravenue East Emilyland W2 9ZW Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Dr %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on 29/09/24. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on 05 July, 2019. Your Renewal Offer £8,252.30 Last Year's Premium £7,839.97 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before 29/09/24 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Jay Hunter-Watson \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £8,252.30 \| Payment Date: 22 July, 2020 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Jay Hunter-Watson (FORD MUSTANG - SF43 5TH) 29/09/24 to Thu 06 August, 2020 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£8,252.30 Your Renewal Offer £8,252.30 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : reynoldspauline@example.com We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	QA8O2VE	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	Thu	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	29/09/24	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Shane, Information about your Documents. Policy Number : 61Z/UKE3. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) DS50 2SX Miss Paula Hunter 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Miss Paula Hunter Policy Number: 61Z/UKE3 Issue date: 19 January, 2022 Address: 76 Neil oval New Dominic S19 0PZ Contact number: 01174960639Email address: catherinegallagher@example.net Vehicle Details: Registration number: DS50 2SX Keeper: Miss Paula Hunter Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: S19 0PZ Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 Thursday 04 November, 2021 Bonus Protection: Protected To: 00:00 Tuesday 22 October, 2019 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Miss Paula Hunter Policyholder Date of Birth: Monday 22 February, 2021 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None David Chapman Driver Date of Birth: 19/08/19 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: 61Z/UKE3 This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: DS50 2SX or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the Tuesday 22 October, 2019 2Name of Policyholder: Miss Paula Hunter 3Persons or classes of persons entitled to drive: Miss Paula Hunter, David Chapman All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the Thursday 04 November, 20216Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Miss Paula Hunter Policy number: 61Z/UKE3 Issue date: 19 January, 2022 Issued by: AdmiralAddress: 76 Neil oval New Dominic S19 0PZ Reason for issue: Renewal Contact number: 01174960639Email address: catherinegallagher@example.net Vehicle Details: Registration number: DS50 2SX Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: S19 0PZ Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on Thursday 04 November, 2021 Years No Claims Bonus: 14 To: 00:00 on Tuesday 22 October, 2019 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Miss Paula Hunter , David Chapman Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £6,566.60 Policy Upgrade sub-total: £5,758.58 Insurance Premium Tax: £5,122.66 Total: £6,253.99Windscreen Cover Included Protected No Claims Bonus £5,758.58 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|61Z/UKE3\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: 61Z/UKE3 Issue Date: 19 January, 2022 Renewal Date: Thursday 04 November, 2021 483881525 Miss Paula Hunter 76 Neil oval New Dominic S19 0PZ Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Dr %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on Thursday 04 November, 2021. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on 19 January, 2022. Your Renewal Offer £6,253.99 Last Year's Premium £1,093.24 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before Thursday 04 November, 2021 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Miss Paula Hunter \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £6,253.99 \| Payment Date: 12/03/2023 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Miss Paula Hunter (FORD MUSTANG - DS50 2SX) Thursday 04 November, 2021 to Tuesday 22 October, 2019 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£6,253.99 Your Renewal Offer £6,253.99 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : catherinegallagher@example.net We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	61Z/UKE3	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	Tuesday	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	Thursday 04 November, 2021	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Elliot, Information about your Documents. Policy Number : HQRJV/OXQGW-RIZNZZLF. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) KU607CN Francesca Parkinson 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Francesca Parkinson Policy Number: HQRJV/OXQGW-RIZNZZLF Issue date: Sunday 24 March, 2019 Address: 31 Suzanne avenue East Sarahshire M6S 1YW Contact number: +44(0)161 496 0626Email address: wilkinspatricia@example.org Vehicle Details: Registration number: KU607CN Keeper: Francesca Parkinson Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: M6S 1YW Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 2024-09-07 Bonus Protection: Protected To: 00:00 21/08/2025 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Francesca Parkinson Policyholder Date of Birth: Sun 24 October, 2021 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Jake Rees Driver Date of Birth: Thursday 21 December, 2023 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: HQRJV/OXQGW-RIZNZZLF This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: KU607CN or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the 21/08/2025 2Name of Policyholder: Francesca Parkinson 3Persons or classes of persons entitled to drive: Francesca Parkinson, Jake Rees All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the 2024-09-076Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Francesca Parkinson Policy number: HQRJV/OXQGW-RIZNZZLF Issue date: Sunday 24 March, 2019 Issued by: AdmiralAddress: 31 Suzanne avenue East Sarahshire M6S 1YW Reason for issue: Renewal Contact number: +44(0)161 496 0626Email address: wilkinspatricia@example.org Vehicle Details: Registration number: KU607CN Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: M6S 1YW Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on 2024-09-07 Years No Claims Bonus: 14 To: 00:00 on 21/08/2025 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Francesca Parkinson , Jake Rees Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £4,054.98 Policy Upgrade sub-total: £2,591.29 Insurance Premium Tax: £8,977.70 Total: £2,583.71Windscreen Cover Included Protected No Claims Bonus £2,591.29 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|HQRJV/OXQGW-RIZNZZLF\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: HQRJV/OXQGW-RIZNZZLF Issue Date: Sunday 24 March, 2019 Renewal Date: 2024-09-07 483881525 Francesca Parkinson 31 Suzanne avenue East Sarahshire M6S 1YW Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Miss %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on 2024-09-07. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on Sunday 24 March, 2019. Your Renewal Offer £2,583.71 Last Year's Premium £1,284.38 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before 2024-09-07 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Francesca Parkinson \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £2,583.71 \| Payment Date: 24/09/2025 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Francesca Parkinson (FORD MUSTANG - KU607CN) 2024-09-07 to 21/08/2025 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£2,583.71 Your Renewal Offer £2,583.71 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : wilkinspatricia@example.org We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	HQRJV/OXQGW-RIZNZZLF	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	21/08/2025	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	2024-09-07	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Gregory, Information about your Documents. Policy Number : HOIIVH_GQWZQAG.EUMD.. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) XE670DA Jake Newman-Johnson 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Jake Newman-Johnson Policy Number: HOIIVH_GQWZQAG.EUMD. Issue date: 12 July, 2020 Address: 0 Kim turnpike Hollandland SE86 3YB Contact number: (0114)4960237Email address: ebrown@example.net Vehicle Details: Registration number: XE670DA Keeper: Jake Newman-Johnson Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: SE86 3YB Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 Friday 22 April, 2022 Bonus Protection: Protected To: 00:00 13 April, 2021 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Jake Newman-Johnson Policyholder Date of Birth: 2023-08-12 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Rachel Bryant Driver Date of Birth: 28 March, 2022 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: HOIIVH_GQWZQAG.EUMD. This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: XE670DA or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the 13 April, 2021 2Name of Policyholder: Jake Newman-Johnson 3Persons or classes of persons entitled to drive: Jake Newman-Johnson, Rachel Bryant All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the Friday 22 April, 20226Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Jake Newman-Johnson Policy number: HOIIVH_GQWZQAG.EUMD. Issue date: 12 July, 2020 Issued by: AdmiralAddress: 0 Kim turnpike Hollandland SE86 3YB Reason for issue: Renewal Contact number: (0114)4960237Email address: ebrown@example.net Vehicle Details: Registration number: XE670DA Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: SE86 3YB Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on Friday 22 April, 2022 Years No Claims Bonus: 14 To: 00:00 on 13 April, 2021 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Jake Newman-Johnson , Rachel Bryant Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £5,066.17 Policy Upgrade sub-total: £9,367.23 Insurance Premium Tax: £5,928.65 Total: £4,368.76Windscreen Cover Included Protected No Claims Bonus £9,367.23 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|HOIIVH_GQWZQAG.EUMD.\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: HOIIVH_GQWZQAG.EUMD. Issue Date: 12 July, 2020 Renewal Date: Friday 22 April, 2022 483881525 Jake Newman-Johnson 0 Kim turnpike Hollandland SE86 3YB Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Mrs %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on Friday 22 April, 2022. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on 12 July, 2020. Your Renewal Offer £4,368.76 Last Year's Premium £3,246.00 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before Friday 22 April, 2022 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Jake Newman-Johnson \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £4,368.76 \| Payment Date: 04/08/2023 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Jake Newman-Johnson (FORD MUSTANG - XE670DA) Friday 22 April, 2022 to 13 April, 2021 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£4,368.76 Your Renewal Offer £4,368.76 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : ebrown@example.net We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	HOIIVH_GQWZQAG.EUMD.	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	13	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	Friday 22 April, 2022	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Clive, Information about your Documents. Policy Number : wzgcqxns/xevgdrwnuab. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) NF953VS Rhys Hart 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Rhys Hart Policy Number: wzgcqxns/xevgdrwnuab Issue date: Fri 15 January, 2021 Address: Studio 22 Burgess plaza East Lawrenceport TA48 5QY Contact number: +44(0)1414960173Email address: glennbolton@example.com Vehicle Details: Registration number: NF953VS Keeper: Rhys Hart Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: TA48 5QY Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 Tue 02 November, 2021 Bonus Protection: Protected To: 00:00 17 May, 2023 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Rhys Hart Policyholder Date of Birth: Sun 07 August, 2022 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Dr Jodie Howarth Driver Date of Birth: 2020-11-16 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: wzgcqxns/xevgdrwnuab This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: NF953VS or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the 17 May, 2023 2Name of Policyholder: Rhys Hart 3Persons or classes of persons entitled to drive: Rhys Hart, Dr Jodie Howarth All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the Tue 02 November, 20216Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Rhys Hart Policy number: wzgcqxns/xevgdrwnuab Issue date: Fri 15 January, 2021 Issued by: AdmiralAddress: Studio 22 Burgess plaza East Lawrenceport TA48 5QY Reason for issue: Renewal Contact number: +44(0)1414960173Email address: glennbolton@example.com Vehicle Details: Registration number: NF953VS Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: TA48 5QY Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on Tue 02 November, 2021 Years No Claims Bonus: 14 To: 00:00 on 17 May, 2023 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Rhys Hart , Dr Jodie Howarth Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £3,694.32 Policy Upgrade sub-total: £6,577.50 Insurance Premium Tax: £9,261.70 Total: £8,433.39Windscreen Cover Included Protected No Claims Bonus £6,577.50 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|wzgcqxns/xevgdrwnuab\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: wzgcqxns/xevgdrwnuab Issue Date: Fri 15 January, 2021 Renewal Date: Tue 02 November, 2021 483881525 Rhys Hart Studio 22 Burgess plaza East Lawrenceport TA48 5QY Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Dr %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on Tue 02 November, 2021. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on Fri 15 January, 2021. Your Renewal Offer £8,433.39 Last Year's Premium £9,266.36 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before Tue 02 November, 2021 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Rhys Hart \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £8,433.39 \| Payment Date: Sat 11 April, 2020 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Rhys Hart (FORD MUSTANG - NF953VS) Tue 02 November, 2021 to 17 May, 2023 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£8,433.39 Your Renewal Offer £8,433.39 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : glennbolton@example.com We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	wzgcqxns/xevgdrwnuab	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	17	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	Tue 02 November, 2021	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Amber, Information about your Documents. Policy Number : 4/4M_PDIK3/-23. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) OV010SE Lucy Porter-Burke 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Lucy Porter-Burke Policy Number: 4/4M_PDIK3/-23 Issue date: 2024-04-08 Address: Flat 11t Mitchell place Marshallshire N4 0WS Contact number: 0161 496 0784Email address: shannon77@example.com Vehicle Details: Registration number: OV010SE Keeper: Lucy Porter-Burke Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: N4 0WS Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 01/07/23 Bonus Protection: Protected To: 00:00 Wed 09 October, 2024 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Lucy Porter-Burke Policyholder Date of Birth: 2024-01-01 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Dr Gerald Power Driver Date of Birth: Saturday 28 January, 2023 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: 4/4M_PDIK3/-23 This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: OV010SE or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the Wed 09 October, 2024 2Name of Policyholder: Lucy Porter-Burke 3Persons or classes of persons entitled to drive: Lucy Porter-Burke, Dr Gerald Power All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the 01/07/236Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Lucy Porter-Burke Policy number: 4/4M_PDIK3/-23 Issue date: 2024-04-08 Issued by: AdmiralAddress: Flat 11t Mitchell place Marshallshire N4 0WS Reason for issue: Renewal Contact number: 0161 496 0784Email address: shannon77@example.com Vehicle Details: Registration number: OV010SE Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: N4 0WS Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on 01/07/23 Years No Claims Bonus: 14 To: 00:00 on Wed 09 October, 2024 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Lucy Porter-Burke , Dr Gerald Power Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £8,840.28 Policy Upgrade sub-total: £5,378.26 Insurance Premium Tax: £4,401.45 Total: £6,299.18Windscreen Cover Included Protected No Claims Bonus £5,378.26 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|4/4M_PDIK3/-23\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: 4/4M_PDIK3/-23 Issue Date: 2024-04-08 Renewal Date: 01/07/23 483881525 Lucy Porter-Burke Flat 11t Mitchell place Marshallshire N4 0WS Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Mrs %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on 01/07/23. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on 2024-04-08. Your Renewal Offer £6,299.18 Last Year's Premium £5,687.48 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before 01/07/23 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Lucy Porter-Burke \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £6,299.18 \| Payment Date: 2021-10-02 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Lucy Porter-Burke (FORD MUSTANG - OV010SE) 01/07/23 to Wed 09 October, 2024 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£6,299.18 Your Renewal Offer £6,299.18 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : shannon77@example.com We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	4/4M_PDIK3/-23	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	Wed	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	01/07/23	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Max, Information about your Documents. Policy Number : ZOD/HA4P. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) YA01 5AN Teresa Martin 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Teresa Martin Policy Number: ZOD/HA4P Issue date: 26 May, 2019 Address: 8 Stuart ville Sianmouth G46 7TG Contact number: +44121 4960915Email address: jack99@example.org Vehicle Details: Registration number: YA01 5AN Keeper: Teresa Martin Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: G46 7TG Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 2025-07-21 Bonus Protection: Protected To: 00:00 Thursday 24 October, 2019 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Teresa Martin Policyholder Date of Birth: Saturday 03 July, 2021 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Dorothy Jones Driver Date of Birth: 28/08/23 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: ZOD/HA4P This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: YA01 5AN or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the Thursday 24 October, 2019 2Name of Policyholder: Teresa Martin 3Persons or classes of persons entitled to drive: Teresa Martin, Dorothy Jones All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the 2025-07-216Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Teresa Martin Policy number: ZOD/HA4P Issue date: 26 May, 2019 Issued by: AdmiralAddress: 8 Stuart ville Sianmouth G46 7TG Reason for issue: Renewal Contact number: +44121 4960915Email address: jack99@example.org Vehicle Details: Registration number: YA01 5AN Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: G46 7TG Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on 2025-07-21 Years No Claims Bonus: 14 To: 00:00 on Thursday 24 October, 2019 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Teresa Martin , Dorothy Jones Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £789.28 Policy Upgrade sub-total: £7,479.91 Insurance Premium Tax: £3,801.38 Total: £2,210.69Windscreen Cover Included Protected No Claims Bonus £7,479.91 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|ZOD/HA4P\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: ZOD/HA4P Issue Date: 26 May, 2019 Renewal Date: 2025-07-21 483881525 Teresa Martin 8 Stuart ville Sianmouth G46 7TG Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Miss %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on 2025-07-21. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on 26 May, 2019. Your Renewal Offer £2,210.69 Last Year's Premium £866.76 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before 2025-07-21 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Teresa Martin \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £2,210.69 \| Payment Date: Sat 09 August, 2025 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Teresa Martin (FORD MUSTANG - YA01 5AN) 2025-07-21 to Thursday 24 October, 2019 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£2,210.69 Your Renewal Offer £2,210.69 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : jack99@example.org We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	ZOD/HA4P	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	Thursday	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	2025-07-21	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Marilyn, Information about your Documents. Policy Number : HAIEWU_PXYM_PLGGZX. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) AC232BO Owen Perry 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Owen Perry Policy Number: HAIEWU_PXYM_PLGGZX Issue date: 17/08/2019 Address: Flat 82 Lewis ville Cameronstad N38 7FX Contact number: +44(0)2074960389Email address: helen56@example.org Vehicle Details: Registration number: AC232BO Keeper: Owen Perry Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: N38 7FX Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 16/04/21 Bonus Protection: Protected To: 00:00 Thu 12 December, 2019 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Owen Perry Policyholder Date of Birth: 04/01/20 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Annette Jones Driver Date of Birth: 11/02/25 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: HAIEWU_PXYM_PLGGZX This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: AC232BO or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the Thu 12 December, 2019 2Name of Policyholder: Owen Perry 3Persons or classes of persons entitled to drive: Owen Perry, Annette Jones All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the 16/04/216Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Owen Perry Policy number: HAIEWU_PXYM_PLGGZX Issue date: 17/08/2019 Issued by: AdmiralAddress: Flat 82 Lewis ville Cameronstad N38 7FX Reason for issue: Renewal Contact number: +44(0)2074960389Email address: helen56@example.org Vehicle Details: Registration number: AC232BO Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: N38 7FX Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on 16/04/21 Years No Claims Bonus: 14 To: 00:00 on Thu 12 December, 2019 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Owen Perry , Annette Jones Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £1,665.60 Policy Upgrade sub-total: £813.51 Insurance Premium Tax: £8,812.99 Total: £1,504.22Windscreen Cover Included Protected No Claims Bonus £813.51 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|HAIEWU_PXYM_PLGGZX\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: HAIEWU_PXYM_PLGGZX Issue Date: 17/08/2019 Renewal Date: 16/04/21 483881525 Owen Perry Flat 82 Lewis ville Cameronstad N38 7FX Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Mr %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on 16/04/21. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on 17/08/2019. Your Renewal Offer £1,504.22 Last Year's Premium £1,391.79 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before 16/04/21 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Owen Perry \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £1,504.22 \| Payment Date: Friday 21 October, 2022 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Owen Perry (FORD MUSTANG - AC232BO) 16/04/21 to Thu 12 December, 2019 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£1,504.22 Your Renewal Offer £1,504.22 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : helen56@example.org We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	HAIEWU_PXYM_PLGGZX	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	Thu	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	16/04/21	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Lauren, Information about your Documents. Policy Number : EACWRVXNTZDX. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) PF976RF Joel Dean-Marsh 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Joel Dean-Marsh Policy Number: EACWRVXNTZDX Issue date: 23/08/25 Address: 6 White ways Cameronbury G22 4ZT Contact number: 01214960995Email address: owenmarcus@example.com Vehicle Details: Registration number: PF976RF Keeper: Joel Dean-Marsh Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: G22 4ZT Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 Tuesday 15 September, 2020 Bonus Protection: Protected To: 00:00 2024-03-12 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Joel Dean-Marsh Policyholder Date of Birth: Wed 08 July, 2020 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Andrew Vaughan-Tomlinson Driver Date of Birth: 14 September, 2021 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: EACWRVXNTZDX This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: PF976RF or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the 2024-03-12 2Name of Policyholder: Joel Dean-Marsh 3Persons or classes of persons entitled to drive: Joel Dean-Marsh, Andrew Vaughan-Tomlinson All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the Tuesday 15 September, 20206Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Joel Dean-Marsh Policy number: EACWRVXNTZDX Issue date: 23/08/25 Issued by: AdmiralAddress: 6 White ways Cameronbury G22 4ZT Reason for issue: Renewal Contact number: 01214960995Email address: owenmarcus@example.com Vehicle Details: Registration number: PF976RF Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: G22 4ZT Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on Tuesday 15 September, 2020 Years No Claims Bonus: 14 To: 00:00 on 2024-03-12 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Joel Dean-Marsh , Andrew Vaughan-Tomlinson Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £7,751.05 Policy Upgrade sub-total: £8,956.69 Insurance Premium Tax: £8,957.86 Total: £4,160.71Windscreen Cover Included Protected No Claims Bonus £8,956.69 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|EACWRVXNTZDX\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: EACWRVXNTZDX Issue Date: 23/08/25 Renewal Date: Tuesday 15 September, 2020 483881525 Joel Dean-Marsh 6 White ways Cameronbury G22 4ZT Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Dr %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on Tuesday 15 September, 2020. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on 23/08/25. Your Renewal Offer £4,160.71 Last Year's Premium £5,274.30 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before Tuesday 15 September, 2020 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Joel Dean-Marsh \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £4,160.71 \| Payment Date: 18 June, 2025 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Joel Dean-Marsh (FORD MUSTANG - PF976RF) Tuesday 15 September, 2020 to 2024-03-12 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£4,160.71 Your Renewal Offer £4,160.71 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : owenmarcus@example.com We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	EACWRVXNTZDX	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	2024-03-12	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	Tuesday 15 September, 2020	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Marilyn, Information about your Documents. Policy Number : ltnljlvhvp_iy.ynocb_r. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) SU61 3GM Gillian Clark 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Gillian Clark Policy Number: ltnljlvhvp_iy.ynocb_r Issue date: 07/02/23 Address: Studio 43 Hayes islands Barryview TD4Y 9NS Contact number: +449098790117Email address: jonesdiana@example.com Vehicle Details: Registration number: SU61 3GM Keeper: Gillian Clark Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: TD4Y 9NS Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 28 September, 2025 Bonus Protection: Protected To: 00:00 Sat 03 September, 2022 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Gillian Clark Policyholder Date of Birth: Thu 18 August, 2022 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Dr Maria Turner Driver Date of Birth: 2024-03-22 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: ltnljlvhvp_iy.ynocb_r This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: SU61 3GM or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the Sat 03 September, 2022 2Name of Policyholder: Gillian Clark 3Persons or classes of persons entitled to drive: Gillian Clark, Dr Maria Turner All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the 28 September, 20256Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Gillian Clark Policy number: ltnljlvhvp_iy.ynocb_r Issue date: 07/02/23 Issued by: AdmiralAddress: Studio 43 Hayes islands Barryview TD4Y 9NS Reason for issue: Renewal Contact number: +449098790117Email address: jonesdiana@example.com Vehicle Details: Registration number: SU61 3GM Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: TD4Y 9NS Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on 28 September, 2025 Years No Claims Bonus: 14 To: 00:00 on Sat 03 September, 2022 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Gillian Clark , Dr Maria Turner Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £4,479.70 Policy Upgrade sub-total: £1,303.57 Insurance Premium Tax: £6,175.95 Total: £3,656.97Windscreen Cover Included Protected No Claims Bonus £1,303.57 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|ltnljlvhvp_iy.ynocb_r\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: ltnljlvhvp_iy.ynocb_r Issue Date: 07/02/23 Renewal Date: 28 September, 2025 483881525 Gillian Clark Studio 43 Hayes islands Barryview TD4Y 9NS Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Dr %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on 28 September, 2025. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on 07/02/23. Your Renewal Offer £3,656.97 Last Year's Premium £7,162.25 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before 28 September, 2025 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Gillian Clark \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £3,656.97 \| Payment Date: 03/05/25 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Gillian Clark (FORD MUSTANG - SU61 3GM) 28 September, 2025 to Sat 03 September, 2022 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£3,656.97 Your Renewal Offer £3,656.97 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : jonesdiana@example.com We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	ltnljlvhvp_iy.ynocb_r	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	Sat	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	28 September, 2025	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Sam, Information about your Documents. Policy Number : mcqtnhftg/oxgg. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) FC738VZ Joanne Harper 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Joanne Harper Policy Number: mcqtnhftg/oxgg Issue date: 07/08/20 Address: Flat 3 Mohammad drive Port Karentown PR6N 7LE Contact number: +449098790475Email address: tblackburn@example.org Vehicle Details: Registration number: FC738VZ Keeper: Joanne Harper Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: PR6N 7LE Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 Wednesday 14 May, 2025 Bonus Protection: Protected To: 00:00 10/09/2022 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Joanne Harper Policyholder Date of Birth: 05 June, 2024 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Allan Ferguson-Reid Driver Date of Birth: 27/11/2020 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: mcqtnhftg/oxgg This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: FC738VZ or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the 10/09/2022 2Name of Policyholder: Joanne Harper 3Persons or classes of persons entitled to drive: Joanne Harper, Allan Ferguson-Reid All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the Wednesday 14 May, 20256Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Joanne Harper Policy number: mcqtnhftg/oxgg Issue date: 07/08/20 Issued by: AdmiralAddress: Flat 3 Mohammad drive Port Karentown PR6N 7LE Reason for issue: Renewal Contact number: +449098790475Email address: tblackburn@example.org Vehicle Details: Registration number: FC738VZ Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: PR6N 7LE Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on Wednesday 14 May, 2025 Years No Claims Bonus: 14 To: 00:00 on 10/09/2022 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Joanne Harper , Allan Ferguson-Reid Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £1,474.92 Policy Upgrade sub-total: £2,703.35 Insurance Premium Tax: £3,130.62 Total: £4,302.06Windscreen Cover Included Protected No Claims Bonus £2,703.35 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|mcqtnhftg/oxgg\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: mcqtnhftg/oxgg Issue Date: 07/08/20 Renewal Date: Wednesday 14 May, 2025 483881525 Joanne Harper Flat 3 Mohammad drive Port Karentown PR6N 7LE Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Dr %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on Wednesday 14 May, 2025. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on 07/08/20. Your Renewal Offer £4,302.06 Last Year's Premium £3,023.83 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before Wednesday 14 May, 2025 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Joanne Harper \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £4,302.06 \| Payment Date: Sunday 06 June, 2021 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Joanne Harper (FORD MUSTANG - FC738VZ) Wednesday 14 May, 2025 to 10/09/2022 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£4,302.06 Your Renewal Offer £4,302.06 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : tblackburn@example.org We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	mcqtnhftg/oxgg	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	10/09/2022	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	Wednesday 14 May, 2025	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Linda, Information about your Documents. Policy Number : pmxmzbqwgtl. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) MR041AG Fiona Wright 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Fiona Wright Policy Number: pmxmzbqwgtl Issue date: 21 November, 2025 Address: Studio 4 Hall union Adamfort LL17 4EB Contact number: 0118 496 0141Email address: pclarke@example.com Vehicle Details: Registration number: MR041AG Keeper: Fiona Wright Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: LL17 4EB Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 Tue 11 August, 2020 Bonus Protection: Protected To: 00:00 31/01/22 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Fiona Wright Policyholder Date of Birth: 27/06/2021 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Alex Williams Driver Date of Birth: Tuesday 27 February, 2024 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: pmxmzbqwgtl This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: MR041AG or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the 31/01/22 2Name of Policyholder: Fiona Wright 3Persons or classes of persons entitled to drive: Fiona Wright, Alex Williams All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the Tue 11 August, 20206Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Fiona Wright Policy number: pmxmzbqwgtl Issue date: 21 November, 2025 Issued by: AdmiralAddress: Studio 4 Hall union Adamfort LL17 4EB Reason for issue: Renewal Contact number: 0118 496 0141Email address: pclarke@example.com Vehicle Details: Registration number: MR041AG Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: LL17 4EB Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on Tue 11 August, 2020 Years No Claims Bonus: 14 To: 00:00 on 31/01/22 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Fiona Wright , Alex Williams Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £6,658.69 Policy Upgrade sub-total: £7,215.06 Insurance Premium Tax: £6,652.79 Total: £7,837.38Windscreen Cover Included Protected No Claims Bonus £7,215.06 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|pmxmzbqwgtl\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: pmxmzbqwgtl Issue Date: 21 November, 2025 Renewal Date: Tue 11 August, 2020 483881525 Fiona Wright Studio 4 Hall union Adamfort LL17 4EB Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Dr %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on Tue 11 August, 2020. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on 21 November, 2025. Your Renewal Offer £7,837.38 Last Year's Premium £40.31 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before Tue 11 August, 2020 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Fiona Wright \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £7,837.38 \| Payment Date: 23 June, 2019 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Fiona Wright (FORD MUSTANG - MR041AG) Tue 11 August, 2020 to 31/01/22 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£7,837.38 Your Renewal Offer £7,837.38 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : pclarke@example.com We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	pmxmzbqwgtl	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	31/01/22	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	Tue 11 August, 2020	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Stuart, Information about your Documents. Policy Number : IUHYLQX. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) VB040YM Ian Roberts 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Ian Roberts Policy Number: IUHYLQX Issue date: Sat 19 June, 2021 Address: 114 Allan well East Tom E6A 6HZ Contact number: +44808 157 0186Email address: mccarthydiana@example.org Vehicle Details: Registration number: VB040YM Keeper: Ian Roberts Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: E6A 6HZ Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 10/09/2019 Bonus Protection: Protected To: 00:00 13/07/2025 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Ian Roberts Policyholder Date of Birth: 2021-04-05 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Leslie Warner Driver Date of Birth: 10 May, 2022 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: IUHYLQX This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: VB040YM or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the 13/07/2025 2Name of Policyholder: Ian Roberts 3Persons or classes of persons entitled to drive: Ian Roberts, Leslie Warner All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the 10/09/20196Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Ian Roberts Policy number: IUHYLQX Issue date: Sat 19 June, 2021 Issued by: AdmiralAddress: 114 Allan well East Tom E6A 6HZ Reason for issue: Renewal Contact number: +44808 157 0186Email address: mccarthydiana@example.org Vehicle Details: Registration number: VB040YM Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: E6A 6HZ Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on 10/09/2019 Years No Claims Bonus: 14 To: 00:00 on 13/07/2025 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Ian Roberts , Leslie Warner Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £1,219.24 Policy Upgrade sub-total: £4,804.45 Insurance Premium Tax: £1,133.84 Total: £6,127.64Windscreen Cover Included Protected No Claims Bonus £4,804.45 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|IUHYLQX\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: IUHYLQX Issue Date: Sat 19 June, 2021 Renewal Date: 10/09/2019 483881525 Ian Roberts 114 Allan well East Tom E6A 6HZ Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Dr %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on 10/09/2019. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on Sat 19 June, 2021. Your Renewal Offer £6,127.64 Last Year's Premium £7,480.79 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before 10/09/2019 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Ian Roberts \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £6,127.64 \| Payment Date: Tue 09 February, 2021 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Ian Roberts (FORD MUSTANG - VB040YM) 10/09/2019 to 13/07/2025 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£6,127.64 Your Renewal Offer £6,127.64 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : mccarthydiana@example.org We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	IUHYLQX	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	13/07/2025	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	10/09/2019	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Conor, Information about your Documents. Policy Number : YGWNPD/Y/VF.EYDK/MQKHUI. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) DD08 6AM Emma Gibson 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Emma Gibson Policy Number: YGWNPD/Y/VF.EYDK/MQKHUI Issue date: 2025-02-10 Address: Flat 41u Ruth street Port Marian KW0A 7QJ Contact number: (0114)4960023Email address: patrick48@example.net Vehicle Details: Registration number: DD08 6AM Keeper: Emma Gibson Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: KW0A 7QJ Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 Wednesday 15 January, 2020 Bonus Protection: Protected To: 00:00 Sun 20 December, 2020 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Emma Gibson Policyholder Date of Birth: 2021-06-12 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Jean Barnes Driver Date of Birth: Thu 04 March, 2021 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: YGWNPD/Y/VF.EYDK/MQKHUI This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: DD08 6AM or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the Sun 20 December, 2020 2Name of Policyholder: Emma Gibson 3Persons or classes of persons entitled to drive: Emma Gibson, Jean Barnes All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the Wednesday 15 January, 20206Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Emma Gibson Policy number: YGWNPD/Y/VF.EYDK/MQKHUI Issue date: 2025-02-10 Issued by: AdmiralAddress: Flat 41u Ruth street Port Marian KW0A 7QJ Reason for issue: Renewal Contact number: (0114)4960023Email address: patrick48@example.net Vehicle Details: Registration number: DD08 6AM Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: KW0A 7QJ Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on Wednesday 15 January, 2020 Years No Claims Bonus: 14 To: 00:00 on Sun 20 December, 2020 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Emma Gibson , Jean Barnes Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £8,251.39 Policy Upgrade sub-total: £5,428.68 Insurance Premium Tax: £8,395.42 Total: £1,248.96Windscreen Cover Included Protected No Claims Bonus £5,428.68 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|YGWNPD/Y/VF.EYDK/MQKHUI\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: YGWNPD/Y/VF.EYDK/MQKHUI Issue Date: 2025-02-10 Renewal Date: Wednesday 15 January, 2020 483881525 Emma Gibson Flat 41u Ruth street Port Marian KW0A 7QJ Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Ms %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on Wednesday 15 January, 2020. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on 2025-02-10. Your Renewal Offer £1,248.96 Last Year's Premium £7,258.97 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before Wednesday 15 January, 2020 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Emma Gibson \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £1,248.96 \| Payment Date: 2024-10-05 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Emma Gibson (FORD MUSTANG - DD08 6AM) Wednesday 15 January, 2020 to Sun 20 December, 2020 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£1,248.96 Your Renewal Offer £1,248.96 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : patrick48@example.net We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	YGWNPD/Y/VF.EYDK/MQKHUI	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	Sun	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	Wednesday 15 January, 2020	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Katy, Information about your Documents. Policy Number : XQBTYRKZD. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) DS772PA Charlie Campbell 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Charlie Campbell Policy Number: XQBTYRKZD Issue date: Thursday 13 January, 2022 Address: Flat 61G Dyer center New Reece AB5 1JJ Contact number: (029)2018635Email address: clivenewton@example.com Vehicle Details: Registration number: DS772PA Keeper: Charlie Campbell Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: AB5 1JJ Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 Monday 01 November, 2021 Bonus Protection: Protected To: 00:00 03/11/2019 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Charlie Campbell Policyholder Date of Birth: 07/11/24 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Linda Turner Driver Date of Birth: 17 May, 2023 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: XQBTYRKZD This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: DS772PA or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the 03/11/2019 2Name of Policyholder: Charlie Campbell 3Persons or classes of persons entitled to drive: Charlie Campbell, Linda Turner All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the Monday 01 November, 20216Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Charlie Campbell Policy number: XQBTYRKZD Issue date: Thursday 13 January, 2022 Issued by: AdmiralAddress: Flat 61G Dyer center New Reece AB5 1JJ Reason for issue: Renewal Contact number: (029)2018635Email address: clivenewton@example.com Vehicle Details: Registration number: DS772PA Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: AB5 1JJ Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on Monday 01 November, 2021 Years No Claims Bonus: 14 To: 00:00 on 03/11/2019 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Charlie Campbell , Linda Turner Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £9,699.86 Policy Upgrade sub-total: £5,910.92 Insurance Premium Tax: £3,651.32 Total: £1,728.12Windscreen Cover Included Protected No Claims Bonus £5,910.92 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|XQBTYRKZD\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: XQBTYRKZD Issue Date: Thursday 13 January, 2022 Renewal Date: Monday 01 November, 2021 483881525 Charlie Campbell Flat 61G Dyer center New Reece AB5 1JJ Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Mr %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on Monday 01 November, 2021. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on Thursday 13 January, 2022. Your Renewal Offer £1,728.12 Last Year's Premium £3,399.12 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before Monday 01 November, 2021 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Charlie Campbell \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £1,728.12 \| Payment Date: Wednesday 15 July, 2020 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Charlie Campbell (FORD MUSTANG - DS772PA) Monday 01 November, 2021 to 03/11/2019 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£1,728.12 Your Renewal Offer £1,728.12 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : clivenewton@example.com We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	XQBTYRKZD	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	03/11/2019	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	Monday 01 November, 2021	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Timothy, Information about your Documents. Policy Number : B/-52W3. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) GW74 8OB Amber Craig-Curtis 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Amber Craig-Curtis Policy Number: B/-52W3 Issue date: 28/10/2023 Address: Flat 84s Ross islands Clarkchester EH1 9UA Contact number: 0116 496 0561Email address: watsonpaul@example.org Vehicle Details: Registration number: GW74 8OB Keeper: Amber Craig-Curtis Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: EH1 9UA Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 Thu 19 May, 2022 Bonus Protection: Protected To: 00:00 27 August, 2020 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Amber Craig-Curtis Policyholder Date of Birth: 27/06/19 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Ross Banks-Barnes Driver Date of Birth: 2020-04-09 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: B/-52W3 This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: GW74 8OB or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the 27 August, 2020 2Name of Policyholder: Amber Craig-Curtis 3Persons or classes of persons entitled to drive: Amber Craig-Curtis, Ross Banks-Barnes All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the Thu 19 May, 20226Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Amber Craig-Curtis Policy number: B/-52W3 Issue date: 28/10/2023 Issued by: AdmiralAddress: Flat 84s Ross islands Clarkchester EH1 9UA Reason for issue: Renewal Contact number: 0116 496 0561Email address: watsonpaul@example.org Vehicle Details: Registration number: GW74 8OB Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: EH1 9UA Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on Thu 19 May, 2022 Years No Claims Bonus: 14 To: 00:00 on 27 August, 2020 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Amber Craig-Curtis , Ross Banks-Barnes Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £836.24 Policy Upgrade sub-total: £455.24 Insurance Premium Tax: £4,578.33 Total: £8,893.70Windscreen Cover Included Protected No Claims Bonus £455.24 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|B/-52W3\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: B/-52W3 Issue Date: 28/10/2023 Renewal Date: Thu 19 May, 2022 483881525 Amber Craig-Curtis Flat 84s Ross islands Clarkchester EH1 9UA Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Dr %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on Thu 19 May, 2022. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on 28/10/2023. Your Renewal Offer £8,893.70 Last Year's Premium £102.65 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before Thu 19 May, 2022 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Amber Craig-Curtis \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £8,893.70 \| Payment Date: Monday 21 November, 2022 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Amber Craig-Curtis (FORD MUSTANG - GW74 8OB) Thu 19 May, 2022 to 27 August, 2020 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£8,893.70 Your Renewal Offer £8,893.70 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : watsonpaul@example.org We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	B/-52W3	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	27	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	Thu 19 May, 2022	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Debra, Information about your Documents. Policy Number : RDYB.H-.J-_/FAB5PP. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) FF77 4SK William Turner 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: William Turner Policy Number: RDYB.H-.J-_/FAB5PP Issue date: 21 October, 2024 Address: Flat 92 Edward neck Bishopshire B2H 7PN Contact number: (029) 2018 0075Email address: shaneahmed@example.net Vehicle Details: Registration number: FF77 4SK Keeper: William Turner Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: B2H 7PN Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 01/05/21 Bonus Protection: Protected To: 00:00 2024-11-11 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description William Turner Policyholder Date of Birth: 03/01/26 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Dr Robin Williams Driver Date of Birth: 10 July, 2019 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: RDYB.H-.J-_/FAB5PP This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: FF77 4SK or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the 2024-11-11 2Name of Policyholder: William Turner 3Persons or classes of persons entitled to drive: William Turner, Dr Robin Williams All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the 01/05/216Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: William Turner Policy number: RDYB.H-.J-_/FAB5PP Issue date: 21 October, 2024 Issued by: AdmiralAddress: Flat 92 Edward neck Bishopshire B2H 7PN Reason for issue: Renewal Contact number: (029) 2018 0075Email address: shaneahmed@example.net Vehicle Details: Registration number: FF77 4SK Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: B2H 7PN Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on 01/05/21 Years No Claims Bonus: 14 To: 00:00 on 2024-11-11 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: William Turner , Dr Robin Williams Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £5,599.98 Policy Upgrade sub-total: £3,869.62 Insurance Premium Tax: £302.82 Total: £4,583.43Windscreen Cover Included Protected No Claims Bonus £3,869.62 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|RDYB.H-.J-_/FAB5PP\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: RDYB.H-.J-_/FAB5PP Issue Date: 21 October, 2024 Renewal Date: 01/05/21 483881525 William Turner Flat 92 Edward neck Bishopshire B2H 7PN Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Dr %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on 01/05/21. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on 21 October, 2024. Your Renewal Offer £4,583.43 Last Year's Premium £5,697.71 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before 01/05/21 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: William Turner \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £4,583.43 \| Payment Date: 05 August, 2019 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary William Turner (FORD MUSTANG - FF77 4SK) 01/05/21 to 2024-11-11 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£4,583.43 Your Renewal Offer £4,583.43 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : shaneahmed@example.net We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	RDYB.H-.J-_/FAB5PP	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	2024-11-11	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	01/05/21	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Shirley, Information about your Documents. Policy Number : 8C3-E8VMXCUI1FTF6X4DDH. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) HG89 7XW Dr Kevin Harvey 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Dr Kevin Harvey Policy Number: 8C3-E8VMXCUI1FTF6X4DDH Issue date: Tue 25 January, 2022 Address: 68 Fox tunnel Davisonbury G7 6JN Contact number: 0191 498 0719Email address: ocarroll@example.net Vehicle Details: Registration number: HG89 7XW Keeper: Dr Kevin Harvey Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: G7 6JN Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 Fri 22 March, 2019 Bonus Protection: Protected To: 00:00 13/04/22 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Dr Kevin Harvey Policyholder Date of Birth: 2022-01-31 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Daniel Hawkins Driver Date of Birth: Sat 13 April, 2019 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: 8C3-E8VMXCUI1FTF6X4DDH This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: HG89 7XW or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the 13/04/22 2Name of Policyholder: Dr Kevin Harvey 3Persons or classes of persons entitled to drive: Dr Kevin Harvey, Daniel Hawkins All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the Fri 22 March, 20196Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Dr Kevin Harvey Policy number: 8C3-E8VMXCUI1FTF6X4DDH Issue date: Tue 25 January, 2022 Issued by: AdmiralAddress: 68 Fox tunnel Davisonbury G7 6JN Reason for issue: Renewal Contact number: 0191 498 0719Email address: ocarroll@example.net Vehicle Details: Registration number: HG89 7XW Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: G7 6JN Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on Fri 22 March, 2019 Years No Claims Bonus: 14 To: 00:00 on 13/04/22 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Dr Kevin Harvey , Daniel Hawkins Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £5,711.40 Policy Upgrade sub-total: £367.72 Insurance Premium Tax: £5,513.67 Total: £110.97Windscreen Cover Included Protected No Claims Bonus £367.72 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|8C3-E8VMXCUI1FTF6X4DDH\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: 8C3-E8VMXCUI1FTF6X4DDH Issue Date: Tue 25 January, 2022 Renewal Date: Fri 22 March, 2019 483881525 Dr Kevin Harvey 68 Fox tunnel Davisonbury G7 6JN Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Mr %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on Fri 22 March, 2019. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on Tue 25 January, 2022. Your Renewal Offer £110.97 Last Year's Premium £4,585.58 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before Fri 22 March, 2019 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Dr Kevin Harvey \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £110.97 \| Payment Date: 2025-04-29 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Dr Kevin Harvey (FORD MUSTANG - HG89 7XW) Fri 22 March, 2019 to 13/04/22 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£110.97 Your Renewal Offer £110.97 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : ocarroll@example.net We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	8C3-E8VMXCUI1FTF6X4DDH	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	13/04/22	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	Fri 22 March, 2019	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Max, Information about your Documents. Policy Number : ZG_ASEOMSKYLZKPJ. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) DB659HM William Winter 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: William Winter Policy Number: ZG_ASEOMSKYLZKPJ Issue date: 2019-06-10 Address: Studio 5 Stewart glens Walkershire RH4V 4XA Contact number: (0909) 8790909Email address: norrissheila@example.net Vehicle Details: Registration number: DB659HM Keeper: William Winter Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: RH4V 4XA Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 05/02/2021 Bonus Protection: Protected To: 00:00 16/08/2024 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description William Winter Policyholder Date of Birth: 09 September, 2023 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Raymond Davies Driver Date of Birth: 18/05/24 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: ZG_ASEOMSKYLZKPJ This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: DB659HM or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the 16/08/2024 2Name of Policyholder: William Winter 3Persons or classes of persons entitled to drive: William Winter, Raymond Davies All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the 05/02/20216Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: William Winter Policy number: ZG_ASEOMSKYLZKPJ Issue date: 2019-06-10 Issued by: AdmiralAddress: Studio 5 Stewart glens Walkershire RH4V 4XA Reason for issue: Renewal Contact number: (0909) 8790909Email address: norrissheila@example.net Vehicle Details: Registration number: DB659HM Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: RH4V 4XA Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on 05/02/2021 Years No Claims Bonus: 14 To: 00:00 on 16/08/2024 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: William Winter , Raymond Davies Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £5,475.90 Policy Upgrade sub-total: £8,521.22 Insurance Premium Tax: £4,045.08 Total: £1,593.10Windscreen Cover Included Protected No Claims Bonus £8,521.22 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|ZG_ASEOMSKYLZKPJ\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: ZG_ASEOMSKYLZKPJ Issue Date: 2019-06-10 Renewal Date: 05/02/2021 483881525 William Winter Studio 5 Stewart glens Walkershire RH4V 4XA Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Ms %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on 05/02/2021. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on 2019-06-10. Your Renewal Offer £1,593.10 Last Year's Premium £7,147.57 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before 05/02/2021 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: William Winter \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £1,593.10 \| Payment Date: 2019-12-15 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary William Winter (FORD MUSTANG - DB659HM) 05/02/2021 to 16/08/2024 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£1,593.10 Your Renewal Offer £1,593.10 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : norrissheila@example.net We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	ZG_ASEOMSKYLZKPJ	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	16/08/2024	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	05/02/2021	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Zoe, Information about your Documents. Policy Number : I9J8G3W70-9WXD. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) GA535TB Mr Bryan Bibi 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Mr Bryan Bibi Policy Number: I9J8G3W70-9WXD Issue date: 2020-02-27 Address: Flat 31 Katie rue Gordonshire E4 1UN Contact number: +44(0)121 4960384Email address: debra33@example.net Vehicle Details: Registration number: GA535TB Keeper: Mr Bryan Bibi Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: E4 1UN Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 Tue 20 August, 2019 Bonus Protection: Protected To: 00:00 20/03/21 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Mr Bryan Bibi Policyholder Date of Birth: 28 August, 2022 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Barry Robertson Driver Date of Birth: 12/10/2025 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: I9J8G3W70-9WXD This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: GA535TB or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the 20/03/21 2Name of Policyholder: Mr Bryan Bibi 3Persons or classes of persons entitled to drive: Mr Bryan Bibi, Barry Robertson All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the Tue 20 August, 20196Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Mr Bryan Bibi Policy number: I9J8G3W70-9WXD Issue date: 2020-02-27 Issued by: AdmiralAddress: Flat 31 Katie rue Gordonshire E4 1UN Reason for issue: Renewal Contact number: +44(0)121 4960384Email address: debra33@example.net Vehicle Details: Registration number: GA535TB Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: E4 1UN Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on Tue 20 August, 2019 Years No Claims Bonus: 14 To: 00:00 on 20/03/21 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Mr Bryan Bibi , Barry Robertson Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £2,479.28 Policy Upgrade sub-total: £9,959.19 Insurance Premium Tax: £1,298.89 Total: £7,057.97Windscreen Cover Included Protected No Claims Bonus £9,959.19 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|I9J8G3W70-9WXD\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: I9J8G3W70-9WXD Issue Date: 2020-02-27 Renewal Date: Tue 20 August, 2019 483881525 Mr Bryan Bibi Flat 31 Katie rue Gordonshire E4 1UN Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Dr %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on Tue 20 August, 2019. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on 2020-02-27. Your Renewal Offer £7,057.97 Last Year's Premium £3,403.51 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before Tue 20 August, 2019 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Mr Bryan Bibi \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £7,057.97 \| Payment Date: 30 September, 2024 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Mr Bryan Bibi (FORD MUSTANG - GA535TB) Tue 20 August, 2019 to 20/03/21 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£7,057.97 Your Renewal Offer £7,057.97 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : debra33@example.net We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	I9J8G3W70-9WXD	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	20/03/21	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	Tue 20 August, 2019	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Keith, Information about your Documents. Policy Number : 438AELB6T/XI/69.5X. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) AX04 5CC Claire Khan 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Claire Khan Policy Number: 438AELB6T/XI/69.5X Issue date: 30/11/2021 Address: 74 Cooper light Lake Christian CR51 6RA Contact number: +44(0)118 4960975Email address: jean34@example.com Vehicle Details: Registration number: AX04 5CC Keeper: Claire Khan Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: CR51 6RA Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 05/05/2021 Bonus Protection: Protected To: 00:00 08/09/22 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Claire Khan Policyholder Date of Birth: 13 December, 2022 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Michelle Chapman Driver Date of Birth: 28 January, 2020 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: 438AELB6T/XI/69.5X This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: AX04 5CC or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the 08/09/22 2Name of Policyholder: Claire Khan 3Persons or classes of persons entitled to drive: Claire Khan, Michelle Chapman All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the 05/05/20216Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Claire Khan Policy number: 438AELB6T/XI/69.5X Issue date: 30/11/2021 Issued by: AdmiralAddress: 74 Cooper light Lake Christian CR51 6RA Reason for issue: Renewal Contact number: +44(0)118 4960975Email address: jean34@example.com Vehicle Details: Registration number: AX04 5CC Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: CR51 6RA Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on 05/05/2021 Years No Claims Bonus: 14 To: 00:00 on 08/09/22 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Claire Khan , Michelle Chapman Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £6,023.60 Policy Upgrade sub-total: £4,306.06 Insurance Premium Tax: £9,305.06 Total: £1,771.97Windscreen Cover Included Protected No Claims Bonus £4,306.06 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|438AELB6T/XI/69.5X\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: 438AELB6T/XI/69.5X Issue Date: 30/11/2021 Renewal Date: 05/05/2021 483881525 Claire Khan 74 Cooper light Lake Christian CR51 6RA Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Miss %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on 05/05/2021. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on 30/11/2021. Your Renewal Offer £1,771.97 Last Year's Premium £4,850.85 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before 05/05/2021 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Claire Khan \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £1,771.97 \| Payment Date: Friday 28 January, 2022 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Claire Khan (FORD MUSTANG - AX04 5CC) 05/05/2021 to 08/09/22 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£1,771.97 Your Renewal Offer £1,771.97 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : jean34@example.com We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	438AELB6T/XI/69.5X	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	08/09/22	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	05/05/2021	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Charlotte, Information about your Documents. Policy Number : D/76L/CSP9VOE/DQZD. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) GG948RF Frederick Lewis 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Frederick Lewis Policy Number: D/76L/CSP9VOE/DQZD Issue date: Wednesday 09 December, 2020 Address: Flat 63 Gough flats Pearceburgh B30 4ZA Contact number: +44808 157 0586Email address: eedwards@example.org Vehicle Details: Registration number: GG948RF Keeper: Frederick Lewis Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: B30 4ZA Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 05/09/2023 Bonus Protection: Protected To: 00:00 20/03/2024 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Frederick Lewis Policyholder Date of Birth: 18/05/2020 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Ashley Gregory Driver Date of Birth: 04/04/22 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: D/76L/CSP9VOE/DQZD This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: GG948RF or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the 20/03/2024 2Name of Policyholder: Frederick Lewis 3Persons or classes of persons entitled to drive: Frederick Lewis, Ashley Gregory All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the 05/09/20236Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Frederick Lewis Policy number: D/76L/CSP9VOE/DQZD Issue date: Wednesday 09 December, 2020 Issued by: AdmiralAddress: Flat 63 Gough flats Pearceburgh B30 4ZA Reason for issue: Renewal Contact number: +44808 157 0586Email address: eedwards@example.org Vehicle Details: Registration number: GG948RF Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: B30 4ZA Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on 05/09/2023 Years No Claims Bonus: 14 To: 00:00 on 20/03/2024 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Frederick Lewis , Ashley Gregory Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £734.06 Policy Upgrade sub-total: £2,998.60 Insurance Premium Tax: £2,420.81 Total: £2,582.54Windscreen Cover Included Protected No Claims Bonus £2,998.60 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|D/76L/CSP9VOE/DQZD\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: D/76L/CSP9VOE/DQZD Issue Date: Wednesday 09 December, 2020 Renewal Date: 05/09/2023 483881525 Frederick Lewis Flat 63 Gough flats Pearceburgh B30 4ZA Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Miss %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on 05/09/2023. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on Wednesday 09 December, 2020. Your Renewal Offer £2,582.54 Last Year's Premium £8,095.99 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before 05/09/2023 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Frederick Lewis \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £2,582.54 \| Payment Date: 14 December, 2022 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Frederick Lewis (FORD MUSTANG - GG948RF) 05/09/2023 to 20/03/2024 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£2,582.54 Your Renewal Offer £2,582.54 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : eedwards@example.org We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	D/76L/CSP9VOE/DQZD	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	20/03/2024	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	05/09/2023	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Beverley, Information about your Documents. Policy Number : YQT9/PAHNEGX6/LD91UEF3QO. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) UY393OO Jayne Gregory 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Jayne Gregory Policy Number: YQT9/PAHNEGX6/LD91UEF3QO Issue date: Sun 04 January, 2026 Address: Flat 9 Taylor meadows Mandyton FK29 8HS Contact number: (0151) 4960955Email address: ellisjulia@example.org Vehicle Details: Registration number: UY393OO Keeper: Jayne Gregory Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: FK29 8HS Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 2022-06-09 Bonus Protection: Protected To: 00:00 20/06/2021 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Jayne Gregory Policyholder Date of Birth: 15/11/23 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Chloe Wade Driver Date of Birth: 04 February, 2025 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: YQT9/PAHNEGX6/LD91UEF3QO This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: UY393OO or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the 20/06/2021 2Name of Policyholder: Jayne Gregory 3Persons or classes of persons entitled to drive: Jayne Gregory, Chloe Wade All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the 2022-06-096Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Jayne Gregory Policy number: YQT9/PAHNEGX6/LD91UEF3QO Issue date: Sun 04 January, 2026 Issued by: AdmiralAddress: Flat 9 Taylor meadows Mandyton FK29 8HS Reason for issue: Renewal Contact number: (0151) 4960955Email address: ellisjulia@example.org Vehicle Details: Registration number: UY393OO Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: FK29 8HS Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on 2022-06-09 Years No Claims Bonus: 14 To: 00:00 on 20/06/2021 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Jayne Gregory , Chloe Wade Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £8,480.37 Policy Upgrade sub-total: £9,940.46 Insurance Premium Tax: £9,014.92 Total: £891.28Windscreen Cover Included Protected No Claims Bonus £9,940.46 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|YQT9/PAHNEGX6/LD91UEF3QO\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: YQT9/PAHNEGX6/LD91UEF3QO Issue Date: Sun 04 January, 2026 Renewal Date: 2022-06-09 483881525 Jayne Gregory Flat 9 Taylor meadows Mandyton FK29 8HS Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Ms %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on 2022-06-09. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on Sun 04 January, 2026. Your Renewal Offer £891.28 Last Year's Premium £1,297.17 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before 2022-06-09 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Jayne Gregory \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £891.28 \| Payment Date: 24/05/2020 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Jayne Gregory (FORD MUSTANG - UY393OO) 2022-06-09 to 20/06/2021 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£891.28 Your Renewal Offer £891.28 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : ellisjulia@example.org We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	YQT9/PAHNEGX6/LD91UEF3QO	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	20/06/2021	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	2022-06-09	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Mathew, Information about your Documents. Policy Number : bxc.fahr_a/b. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) LU597UH Jay Burns 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Jay Burns Policy Number: bxc.fahr_a/b Issue date: Sun 02 October, 2022 Address: Flat 1 Lewis terrace Knowlesfurt B6S 7NH Contact number: (0141) 4960933Email address: lauren98@example.com Vehicle Details: Registration number: LU597UH Keeper: Jay Burns Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: B6S 7NH Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 04/11/22 Bonus Protection: Protected To: 00:00 Fri 26 July, 2024 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Jay Burns Policyholder Date of Birth: 2023-02-08 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Robert Wright Driver Date of Birth: 19/09/2020 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: bxc.fahr_a/b This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: LU597UH or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the Fri 26 July, 2024 2Name of Policyholder: Jay Burns 3Persons or classes of persons entitled to drive: Jay Burns, Robert Wright All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the 04/11/226Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Jay Burns Policy number: bxc.fahr_a/b Issue date: Sun 02 October, 2022 Issued by: AdmiralAddress: Flat 1 Lewis terrace Knowlesfurt B6S 7NH Reason for issue: Renewal Contact number: (0141) 4960933Email address: lauren98@example.com Vehicle Details: Registration number: LU597UH Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: B6S 7NH Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on 04/11/22 Years No Claims Bonus: 14 To: 00:00 on Fri 26 July, 2024 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Jay Burns , Robert Wright Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £810.07 Policy Upgrade sub-total: £4,511.89 Insurance Premium Tax: £1,546.10 Total: £8,720.98Windscreen Cover Included Protected No Claims Bonus £4,511.89 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|bxc.fahr_a/b\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: bxc.fahr_a/b Issue Date: Sun 02 October, 2022 Renewal Date: 04/11/22 483881525 Jay Burns Flat 1 Lewis terrace Knowlesfurt B6S 7NH Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Dr %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on 04/11/22. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on Sun 02 October, 2022. Your Renewal Offer £8,720.98 Last Year's Premium £4,712.13 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before 04/11/22 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Jay Burns \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £8,720.98 \| Payment Date: 18/12/2024 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Jay Burns (FORD MUSTANG - LU597UH) 04/11/22 to Fri 26 July, 2024 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£8,720.98 Your Renewal Offer £8,720.98 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : lauren98@example.com We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	bxc.fahr_a/b	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	Fri	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	04/11/22	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Janice, Information about your Documents. Policy Number : 5XLDZZ32/KNZMGD/3L9QZ3D2X. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) NW920DV Miss Donna Fraser 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Miss Donna Fraser Policy Number: 5XLDZZ32/KNZMGD/3L9QZ3D2X Issue date: 11 July, 2020 Address: 6 Annette estates Lake James SO98 6HY Contact number: +4429 2018207Email address: johnsonnatasha@example.com Vehicle Details: Registration number: NW920DV Keeper: Miss Donna Fraser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: SO98 6HY Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 10/04/21 Bonus Protection: Protected To: 00:00 Monday 12 August, 2019 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Miss Donna Fraser Policyholder Date of Birth: 04/03/2024 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Lynda Matthews Driver Date of Birth: Saturday 12 September, 2020 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: 5XLDZZ32/KNZMGD/3L9QZ3D2X This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: NW920DV or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the Monday 12 August, 2019 2Name of Policyholder: Miss Donna Fraser 3Persons or classes of persons entitled to drive: Miss Donna Fraser, Lynda Matthews All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the 10/04/216Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Miss Donna Fraser Policy number: 5XLDZZ32/KNZMGD/3L9QZ3D2X Issue date: 11 July, 2020 Issued by: AdmiralAddress: 6 Annette estates Lake James SO98 6HY Reason for issue: Renewal Contact number: +4429 2018207Email address: johnsonnatasha@example.com Vehicle Details: Registration number: NW920DV Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: SO98 6HY Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on 10/04/21 Years No Claims Bonus: 14 To: 00:00 on Monday 12 August, 2019 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Miss Donna Fraser , Lynda Matthews Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £9,761.03 Policy Upgrade sub-total: £9,864.52 Insurance Premium Tax: £6,821.40 Total: £5,613.89Windscreen Cover Included Protected No Claims Bonus £9,864.52 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|5XLDZZ32/KNZMGD/3L9QZ3D2X\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: 5XLDZZ32/KNZMGD/3L9QZ3D2X Issue Date: 11 July, 2020 Renewal Date: 10/04/21 483881525 Miss Donna Fraser 6 Annette estates Lake James SO98 6HY Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Miss %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on 10/04/21. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on 11 July, 2020. Your Renewal Offer £5,613.89 Last Year's Premium £6,540.62 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before 10/04/21 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Miss Donna Fraser \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £5,613.89 \| Payment Date: Sat 20 April, 2019 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Miss Donna Fraser (FORD MUSTANG - NW920DV) 10/04/21 to Monday 12 August, 2019 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£5,613.89 Your Renewal Offer £5,613.89 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : johnsonnatasha@example.com We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	5XLDZZ32/KNZMGD/3L9QZ3D2X	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	Monday	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	10/04/21	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Diane, Information about your Documents. Policy Number : JCY.B_T-_WPN/A. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) TV66 8SL Gordon Chapman-Turner 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Gordon Chapman-Turner Policy Number: JCY.B_T-_WPN/A Issue date: 21/05/2022 Address: Flat 5 Shirley river Lake Matthewfort TD28 0RN Contact number: (0118) 496 0708Email address: beverleybennett@example.org Vehicle Details: Registration number: TV66 8SL Keeper: Gordon Chapman-Turner Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: TD28 0RN Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 26 January, 2020 Bonus Protection: Protected To: 00:00 Saturday 03 July, 2021 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Gordon Chapman-Turner Policyholder Date of Birth: Wed 17 February, 2021 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Paige Alexander Driver Date of Birth: Tuesday 26 November, 2024 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: JCY.B_T-_WPN/A This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: TV66 8SL or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the Saturday 03 July, 2021 2Name of Policyholder: Gordon Chapman-Turner 3Persons or classes of persons entitled to drive: Gordon Chapman-Turner, Paige Alexander All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the 26 January, 20206Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Gordon Chapman-Turner Policy number: JCY.B_T-_WPN/A Issue date: 21/05/2022 Issued by: AdmiralAddress: Flat 5 Shirley river Lake Matthewfort TD28 0RN Reason for issue: Renewal Contact number: (0118) 496 0708Email address: beverleybennett@example.org Vehicle Details: Registration number: TV66 8SL Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: TD28 0RN Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on 26 January, 2020 Years No Claims Bonus: 14 To: 00:00 on Saturday 03 July, 2021 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Gordon Chapman-Turner , Paige Alexander Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £6,154.56 Policy Upgrade sub-total: £2,603.99 Insurance Premium Tax: £8,222.16 Total: £402.65Windscreen Cover Included Protected No Claims Bonus £2,603.99 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|JCY.B_T-_WPN/A\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: JCY.B_T-_WPN/A Issue Date: 21/05/2022 Renewal Date: 26 January, 2020 483881525 Gordon Chapman-Turner Flat 5 Shirley river Lake Matthewfort TD28 0RN Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Miss %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on 26 January, 2020. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on 21/05/2022. Your Renewal Offer £402.65 Last Year's Premium £9,078.23 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before 26 January, 2020 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Gordon Chapman-Turner \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £402.65 \| Payment Date: Tue 14 March, 2023 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Gordon Chapman-Turner (FORD MUSTANG - TV66 8SL) 26 January, 2020 to Saturday 03 July, 2021 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£402.65 Your Renewal Offer £402.65 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : beverleybennett@example.org We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	JCY.B_T-_WPN/A	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	Saturday	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	26 January, 2020	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Bradley, Information about your Documents. Policy Number : 7X4OMAV/98-6-RAN3. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) XY714NJ Leanne Smith-Cook 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Leanne Smith-Cook Policy Number: 7X4OMAV/98-6-RAN3 Issue date: Fri 06 May, 2022 Address: 5 Walker underpass South Maurice WD8 2HQ Contact number: (0306) 9990765Email address: pamela05@example.com Vehicle Details: Registration number: XY714NJ Keeper: Leanne Smith-Cook Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: WD8 2HQ Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 2024-12-05 Bonus Protection: Protected To: 00:00 27/12/24 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Leanne Smith-Cook Policyholder Date of Birth: Sun 10 March, 2019 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Mr Roger Atkinson Driver Date of Birth: Fri 31 March, 2023 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: 7X4OMAV/98-6-RAN3 This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: XY714NJ or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the 27/12/24 2Name of Policyholder: Leanne Smith-Cook 3Persons or classes of persons entitled to drive: Leanne Smith-Cook, Mr Roger Atkinson All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the 2024-12-056Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Leanne Smith-Cook Policy number: 7X4OMAV/98-6-RAN3 Issue date: Fri 06 May, 2022 Issued by: AdmiralAddress: 5 Walker underpass South Maurice WD8 2HQ Reason for issue: Renewal Contact number: (0306) 9990765Email address: pamela05@example.com Vehicle Details: Registration number: XY714NJ Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: WD8 2HQ Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on 2024-12-05 Years No Claims Bonus: 14 To: 00:00 on 27/12/24 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Leanne Smith-Cook , Mr Roger Atkinson Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £318.59 Policy Upgrade sub-total: £4,276.73 Insurance Premium Tax: £7,117.08 Total: £2,349.38Windscreen Cover Included Protected No Claims Bonus £4,276.73 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|7X4OMAV/98-6-RAN3\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: 7X4OMAV/98-6-RAN3 Issue Date: Fri 06 May, 2022 Renewal Date: 2024-12-05 483881525 Leanne Smith-Cook 5 Walker underpass South Maurice WD8 2HQ Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Ms %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on 2024-12-05. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on Fri 06 May, 2022. Your Renewal Offer £2,349.38 Last Year's Premium £5,395.74 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before 2024-12-05 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Leanne Smith-Cook \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £2,349.38 \| Payment Date: 29/01/2021 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Leanne Smith-Cook (FORD MUSTANG - XY714NJ) 2024-12-05 to 27/12/24 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£2,349.38 Your Renewal Offer £2,349.38 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : pamela05@example.com We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	7X4OMAV/98-6-RAN3	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	27/12/24	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	2024-12-05	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Gerard, Information about your Documents. Policy Number : BCFPTND-QW_DSAOLREE.Y-B. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) EO593MD Miss Lorraine Cooper 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Miss Lorraine Cooper Policy Number: BCFPTND-QW_DSAOLREE.Y-B Issue date: 02/03/22 Address: 156 Pauline plains Lake Eleanorfurt S0 0YX Contact number: (0118) 4960900Email address: zgraham@example.net Vehicle Details: Registration number: EO593MD Keeper: Miss Lorraine Cooper Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: S0 0YX Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 2019-10-03 Bonus Protection: Protected To: 00:00 2019-04-24 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Miss Lorraine Cooper Policyholder Date of Birth: 2025-11-16 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Alex Haynes Driver Date of Birth: 24/04/21 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: BCFPTND-QW_DSAOLREE.Y-B This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: EO593MD or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the 2019-04-24 2Name of Policyholder: Miss Lorraine Cooper 3Persons or classes of persons entitled to drive: Miss Lorraine Cooper, Alex Haynes All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the 2019-10-036Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Miss Lorraine Cooper Policy number: BCFPTND-QW_DSAOLREE.Y-B Issue date: 02/03/22 Issued by: AdmiralAddress: 156 Pauline plains Lake Eleanorfurt S0 0YX Reason for issue: Renewal Contact number: (0118) 4960900Email address: zgraham@example.net Vehicle Details: Registration number: EO593MD Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: S0 0YX Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on 2019-10-03 Years No Claims Bonus: 14 To: 00:00 on 2019-04-24 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Miss Lorraine Cooper , Alex Haynes Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £6,774.72 Policy Upgrade sub-total: £5,200.71 Insurance Premium Tax: £2,899.04 Total: £2,340.23Windscreen Cover Included Protected No Claims Bonus £5,200.71 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|BCFPTND-QW_DSAOLREE.Y-B\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: BCFPTND-QW_DSAOLREE.Y-B Issue Date: 02/03/22 Renewal Date: 2019-10-03 483881525 Miss Lorraine Cooper 156 Pauline plains Lake Eleanorfurt S0 0YX Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Mrs %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on 2019-10-03. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on 02/03/22. Your Renewal Offer £2,340.23 Last Year's Premium £58.34 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before 2019-10-03 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Miss Lorraine Cooper \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £2,340.23 \| Payment Date: 27/04/21 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Miss Lorraine Cooper (FORD MUSTANG - EO593MD) 2019-10-03 to 2019-04-24 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£2,340.23 Your Renewal Offer £2,340.23 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : zgraham@example.net We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	BCFPTND-QW_DSAOLREE.Y-B	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	2019-04-24	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	2019-10-03	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Tracy, Information about your Documents. Policy Number : 4DNYHB/1Y8H96USMIGBN. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) PS04 0PL Mrs Holly Bradley 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Mrs Holly Bradley Policy Number: 4DNYHB/1Y8H96USMIGBN Issue date: Sun 09 November, 2025 Address: Flat 09 Fisher club North Pamelafurt LD8W 0XY Contact number: +44306 9990272Email address: mmartin@example.com Vehicle Details: Registration number: PS04 0PL Keeper: Mrs Holly Bradley Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: LD8W 0XY Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 28 March, 2019 Bonus Protection: Protected To: 00:00 Monday 28 April, 2025 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Mrs Holly Bradley Policyholder Date of Birth: 02/05/2022 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Dr Kerry Baker Driver Date of Birth: 15 January, 2022 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: 4DNYHB/1Y8H96USMIGBN This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: PS04 0PL or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the Monday 28 April, 2025 2Name of Policyholder: Mrs Holly Bradley 3Persons or classes of persons entitled to drive: Mrs Holly Bradley, Dr Kerry Baker All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the 28 March, 20196Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Mrs Holly Bradley Policy number: 4DNYHB/1Y8H96USMIGBN Issue date: Sun 09 November, 2025 Issued by: AdmiralAddress: Flat 09 Fisher club North Pamelafurt LD8W 0XY Reason for issue: Renewal Contact number: +44306 9990272Email address: mmartin@example.com Vehicle Details: Registration number: PS04 0PL Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: LD8W 0XY Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on 28 March, 2019 Years No Claims Bonus: 14 To: 00:00 on Monday 28 April, 2025 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Mrs Holly Bradley , Dr Kerry Baker Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £9,699.89 Policy Upgrade sub-total: £3,809.26 Insurance Premium Tax: £3,745.64 Total: £9,448.56Windscreen Cover Included Protected No Claims Bonus £3,809.26 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|4DNYHB/1Y8H96USMIGBN\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: 4DNYHB/1Y8H96USMIGBN Issue Date: Sun 09 November, 2025 Renewal Date: 28 March, 2019 483881525 Mrs Holly Bradley Flat 09 Fisher club North Pamelafurt LD8W 0XY Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Dr %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on 28 March, 2019. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on Sun 09 November, 2025. Your Renewal Offer £9,448.56 Last Year's Premium £6,264.53 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before 28 March, 2019 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Mrs Holly Bradley \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £9,448.56 \| Payment Date: 23/03/2024 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Mrs Holly Bradley (FORD MUSTANG - PS04 0PL) 28 March, 2019 to Monday 28 April, 2025 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£9,448.56 Your Renewal Offer £9,448.56 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : mmartin@example.com We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	4DNYHB/1Y8H96USMIGBN	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	Monday	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	28 March, 2019	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Lynda, Information about your Documents. Policy Number : 2B586C.P0OLHJ. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) LP26 0AT Geoffrey Porter 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Geoffrey Porter Policy Number: 2B586C.P0OLHJ Issue date: Tuesday 03 September, 2024 Address: 4 Morgan wells Chelseachester B5E 2UN Contact number: (01632)960613Email address: christianpayne@example.net Vehicle Details: Registration number: LP26 0AT Keeper: Geoffrey Porter Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: B5E 2UN Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 15/12/2024 Bonus Protection: Protected To: 00:00 04 July, 2023 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Geoffrey Porter Policyholder Date of Birth: 22 March, 2022 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Amy Morris Driver Date of Birth: 2020-10-15 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: 2B586C.P0OLHJ This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: LP26 0AT or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the 04 July, 2023 2Name of Policyholder: Geoffrey Porter 3Persons or classes of persons entitled to drive: Geoffrey Porter, Amy Morris All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the 15/12/20246Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Geoffrey Porter Policy number: 2B586C.P0OLHJ Issue date: Tuesday 03 September, 2024 Issued by: AdmiralAddress: 4 Morgan wells Chelseachester B5E 2UN Reason for issue: Renewal Contact number: (01632)960613Email address: christianpayne@example.net Vehicle Details: Registration number: LP26 0AT Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: B5E 2UN Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on 15/12/2024 Years No Claims Bonus: 14 To: 00:00 on 04 July, 2023 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Geoffrey Porter , Amy Morris Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £9,994.30 Policy Upgrade sub-total: £9,792.81 Insurance Premium Tax: £6,419.77 Total: £3,987.66Windscreen Cover Included Protected No Claims Bonus £9,792.81 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|2B586C.P0OLHJ\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: 2B586C.P0OLHJ Issue Date: Tuesday 03 September, 2024 Renewal Date: 15/12/2024 483881525 Geoffrey Porter 4 Morgan wells Chelseachester B5E 2UN Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Miss %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on 15/12/2024. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on Tuesday 03 September, 2024. Your Renewal Offer £3,987.66 Last Year's Premium £8,073.85 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before 15/12/2024 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Geoffrey Porter \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £3,987.66 \| Payment Date: 09/09/23 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Geoffrey Porter (FORD MUSTANG - LP26 0AT) 15/12/2024 to 04 July, 2023 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£3,987.66 Your Renewal Offer £3,987.66 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : christianpayne@example.net We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	2B586C.P0OLHJ	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	04	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	15/12/2024	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Colin, Information about your Documents. Policy Number : 2WZME6VNNWK/KY/9U7E0/K/3M. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) RN19 9XM William Fox-Godfrey 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: William Fox-Godfrey Policy Number: 2WZME6VNNWK/KY/9U7E0/K/3M Issue date: 2024-11-28 Address: 805 Rebecca shore West Benjaminmouth SA9X 9LA Contact number: 020 7946 0633Email address: sarah92@example.org Vehicle Details: Registration number: RN19 9XM Keeper: William Fox-Godfrey Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: SA9X 9LA Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 01/08/2019 Bonus Protection: Protected To: 00:00 08/04/21 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description William Fox-Godfrey Policyholder Date of Birth: 2021-03-14 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Karl Richardson Driver Date of Birth: Thursday 04 November, 2021 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: 2WZME6VNNWK/KY/9U7E0/K/3M This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: RN19 9XM or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the 08/04/21 2Name of Policyholder: William Fox-Godfrey 3Persons or classes of persons entitled to drive: William Fox-Godfrey, Karl Richardson All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the 01/08/20196Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: William Fox-Godfrey Policy number: 2WZME6VNNWK/KY/9U7E0/K/3M Issue date: 2024-11-28 Issued by: AdmiralAddress: 805 Rebecca shore West Benjaminmouth SA9X 9LA Reason for issue: Renewal Contact number: 020 7946 0633Email address: sarah92@example.org Vehicle Details: Registration number: RN19 9XM Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: SA9X 9LA Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on 01/08/2019 Years No Claims Bonus: 14 To: 00:00 on 08/04/21 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: William Fox-Godfrey , Karl Richardson Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £6,234.50 Policy Upgrade sub-total: £4,555.27 Insurance Premium Tax: £878.59 Total: £4,012.90Windscreen Cover Included Protected No Claims Bonus £4,555.27 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|2WZME6VNNWK/KY/9U7E0/K/3M\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: 2WZME6VNNWK/KY/9U7E0/K/3M Issue Date: 2024-11-28 Renewal Date: 01/08/2019 483881525 William Fox-Godfrey 805 Rebecca shore West Benjaminmouth SA9X 9LA Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Mr %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on 01/08/2019. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on 2024-11-28. Your Renewal Offer £4,012.90 Last Year's Premium £4,882.90 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before 01/08/2019 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: William Fox-Godfrey \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £4,012.90 \| Payment Date: 06/07/23 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary William Fox-Godfrey (FORD MUSTANG - RN19 9XM) 01/08/2019 to 08/04/21 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£4,012.90 Your Renewal Offer £4,012.90 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : sarah92@example.org We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	2WZME6VNNWK/KY/9U7E0/K/3M	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	08/04/21	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	01/08/2019	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Pamela, Information about your Documents. Policy Number : enim-illum-odio. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) GP626AH Dr Arthur Leonard 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Dr Arthur Leonard Policy Number: enim-illum-odio Issue date: 29/03/2025 Address: 25 Leach valleys Smithburgh IM61 7XS Contact number: +44(0)2074960551Email address: perkinscraig@example.net Vehicle Details: Registration number: GP626AH Keeper: Dr Arthur Leonard Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: IM61 7XS Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 Wednesday 18 March, 2020 Bonus Protection: Protected To: 00:00 20/03/24 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Dr Arthur Leonard Policyholder Date of Birth: 2020-09-19 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Alexander Thompson Driver Date of Birth: 13 December, 2019 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: enim-illum-odio This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: GP626AH or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the 20/03/24 2Name of Policyholder: Dr Arthur Leonard 3Persons or classes of persons entitled to drive: Dr Arthur Leonard, Alexander Thompson All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the Wednesday 18 March, 20206Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Dr Arthur Leonard Policy number: enim-illum-odio Issue date: 29/03/2025 Issued by: AdmiralAddress: 25 Leach valleys Smithburgh IM61 7XS Reason for issue: Renewal Contact number: +44(0)2074960551Email address: perkinscraig@example.net Vehicle Details: Registration number: GP626AH Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: IM61 7XS Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on Wednesday 18 March, 2020 Years No Claims Bonus: 14 To: 00:00 on 20/03/24 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Dr Arthur Leonard , Alexander Thompson Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £7,904.34 Policy Upgrade sub-total: £3,527.60 Insurance Premium Tax: £3,736.38 Total: £3,519.25Windscreen Cover Included Protected No Claims Bonus £3,527.60 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|enim-illum-odio\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: enim-illum-odio Issue Date: 29/03/2025 Renewal Date: Wednesday 18 March, 2020 483881525 Dr Arthur Leonard 25 Leach valleys Smithburgh IM61 7XS Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Ms %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on Wednesday 18 March, 2020. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on 29/03/2025. Your Renewal Offer £3,519.25 Last Year's Premium £9,758.60 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before Wednesday 18 March, 2020 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Dr Arthur Leonard \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £3,519.25 \| Payment Date: 16 November, 2020 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Dr Arthur Leonard (FORD MUSTANG - GP626AH) Wednesday 18 March, 2020 to 20/03/24 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£3,519.25 Your Renewal Offer £3,519.25 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : perkinscraig@example.net We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	enim-illum-odio	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	20/03/24	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	Wednesday 18 March, 2020	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Anne, Information about your Documents. Policy Number : IMNEALCVQKTYLFP/PU/ZBBQ. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) TV46 0WU Abigail Harrison 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Abigail Harrison Policy Number: IMNEALCVQKTYLFP/PU/ZBBQ Issue date: Monday 10 March, 2025 Address: 1 David ramp New Hollie DN40 6EW Contact number: 0118 4960727Email address: joyce89@example.com Vehicle Details: Registration number: TV46 0WU Keeper: Abigail Harrison Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: DN40 6EW Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 25/03/2022 Bonus Protection: Protected To: 00:00 2019-06-30 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Abigail Harrison Policyholder Date of Birth: Mon 05 May, 2025 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Mr Elliott Singh Driver Date of Birth: 15 July, 2022 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: IMNEALCVQKTYLFP/PU/ZBBQ This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: TV46 0WU or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the 2019-06-30 2Name of Policyholder: Abigail Harrison 3Persons or classes of persons entitled to drive: Abigail Harrison, Mr Elliott Singh All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the 25/03/20226Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Abigail Harrison Policy number: IMNEALCVQKTYLFP/PU/ZBBQ Issue date: Monday 10 March, 2025 Issued by: AdmiralAddress: 1 David ramp New Hollie DN40 6EW Reason for issue: Renewal Contact number: 0118 4960727Email address: joyce89@example.com Vehicle Details: Registration number: TV46 0WU Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: DN40 6EW Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on 25/03/2022 Years No Claims Bonus: 14 To: 00:00 on 2019-06-30 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Abigail Harrison , Mr Elliott Singh Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £6,473.03 Policy Upgrade sub-total: £6,184.37 Insurance Premium Tax: £8,989.89 Total: £6,758.31Windscreen Cover Included Protected No Claims Bonus £6,184.37 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|IMNEALCVQKTYLFP/PU/ZBBQ\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: IMNEALCVQKTYLFP/PU/ZBBQ Issue Date: Monday 10 March, 2025 Renewal Date: 25/03/2022 483881525 Abigail Harrison 1 David ramp New Hollie DN40 6EW Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Dr %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on 25/03/2022. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on Monday 10 March, 2025. Your Renewal Offer £6,758.31 Last Year's Premium £2,817.24 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before 25/03/2022 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Abigail Harrison \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £6,758.31 \| Payment Date: 16 October, 2024 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Abigail Harrison (FORD MUSTANG - TV46 0WU) 25/03/2022 to 2019-06-30 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£6,758.31 Your Renewal Offer £6,758.31 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : joyce89@example.com We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	IMNEALCVQKTYLFP/PU/ZBBQ	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	2019-06-30	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	25/03/2022	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Philip, Information about your Documents. Policy Number : oteyy-klunjj./lc. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) XP83 0WD Ann Reed 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Ann Reed Policy Number: oteyy-klunjj./lc Issue date: Tue 27 January, 2026 Address: 3 Booth ferry Thomasland IM1 2LZ Contact number: +44(0)20 74960093Email address: qtaylor@example.com Vehicle Details: Registration number: XP83 0WD Keeper: Ann Reed Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: IM1 2LZ Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 Saturday 22 February, 2020 Bonus Protection: Protected To: 00:00 07 March, 2021 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Ann Reed Policyholder Date of Birth: Mon 01 July, 2024 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Miss Carole Turner Driver Date of Birth: 2019-04-22 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: oteyy-klunjj./lc This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: XP83 0WD or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the 07 March, 2021 2Name of Policyholder: Ann Reed 3Persons or classes of persons entitled to drive: Ann Reed, Miss Carole Turner All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the Saturday 22 February, 20206Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Ann Reed Policy number: oteyy-klunjj./lc Issue date: Tue 27 January, 2026 Issued by: AdmiralAddress: 3 Booth ferry Thomasland IM1 2LZ Reason for issue: Renewal Contact number: +44(0)20 74960093Email address: qtaylor@example.com Vehicle Details: Registration number: XP83 0WD Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: IM1 2LZ Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on Saturday 22 February, 2020 Years No Claims Bonus: 14 To: 00:00 on 07 March, 2021 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Ann Reed , Miss Carole Turner Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £8,075.72 Policy Upgrade sub-total: £3,650.84 Insurance Premium Tax: £1,675.11 Total: £7,763.06Windscreen Cover Included Protected No Claims Bonus £3,650.84 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|oteyy-klunjj./lc\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: oteyy-klunjj./lc Issue Date: Tue 27 January, 2026 Renewal Date: Saturday 22 February, 2020 483881525 Ann Reed 3 Booth ferry Thomasland IM1 2LZ Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Mr %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on Saturday 22 February, 2020. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on Tue 27 January, 2026. Your Renewal Offer £7,763.06 Last Year's Premium £4,200.74 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before Saturday 22 February, 2020 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Ann Reed \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £7,763.06 \| Payment Date: 03/11/19 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Ann Reed (FORD MUSTANG - XP83 0WD) Saturday 22 February, 2020 to 07 March, 2021 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£7,763.06 Your Renewal Offer £7,763.06 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : qtaylor@example.com We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	oteyy-klunjj./lc	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	07	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	Saturday 22 February, 2020	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Annette, Information about your Documents. Policy Number : blanavebw--xbc_z/nr. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) AR76 4DU Pauline Butler 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Pauline Butler Policy Number: blanavebw--xbc_z/nr Issue date: Friday 14 June, 2019 Address: 77 Brandon gardens North Holly S7B 7LS Contact number: 0306 999 0964Email address: ibaldwin@example.org Vehicle Details: Registration number: AR76 4DU Keeper: Pauline Butler Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: S7B 7LS Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 2023-06-25 Bonus Protection: Protected To: 00:00 Friday 08 March, 2024 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Pauline Butler Policyholder Date of Birth: 01/05/2020 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Shaun Bates Driver Date of Birth: 12/06/25 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: blanavebw--xbc_z/nr This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: AR76 4DU or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the Friday 08 March, 2024 2Name of Policyholder: Pauline Butler 3Persons or classes of persons entitled to drive: Pauline Butler, Shaun Bates All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the 2023-06-256Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Pauline Butler Policy number: blanavebw--xbc_z/nr Issue date: Friday 14 June, 2019 Issued by: AdmiralAddress: 77 Brandon gardens North Holly S7B 7LS Reason for issue: Renewal Contact number: 0306 999 0964Email address: ibaldwin@example.org Vehicle Details: Registration number: AR76 4DU Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: S7B 7LS Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on 2023-06-25 Years No Claims Bonus: 14 To: 00:00 on Friday 08 March, 2024 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Pauline Butler , Shaun Bates Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £3,917.28 Policy Upgrade sub-total: £6,623.24 Insurance Premium Tax: £5,507.20 Total: £6,460.42Windscreen Cover Included Protected No Claims Bonus £6,623.24 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|blanavebw--xbc_z/nr\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: blanavebw--xbc_z/nr Issue Date: Friday 14 June, 2019 Renewal Date: 2023-06-25 483881525 Pauline Butler 77 Brandon gardens North Holly S7B 7LS Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Dr %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on 2023-06-25. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on Friday 14 June, 2019. Your Renewal Offer £6,460.42 Last Year's Premium £8,883.40 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before 2023-06-25 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Pauline Butler \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £6,460.42 \| Payment Date: Tuesday 19 September, 2023 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Pauline Butler (FORD MUSTANG - AR76 4DU) 2023-06-25 to Friday 08 March, 2024 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£6,460.42 Your Renewal Offer £6,460.42 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : ibaldwin@example.org We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	blanavebw--xbc_z/nr	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	Friday	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	2023-06-25	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello James, Information about your Documents. Policy Number : FHHOJIJXX/JSP. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) CL42 1WD Jamie Osborne 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Jamie Osborne Policy Number: FHHOJIJXX/JSP Issue date: Wednesday 14 April, 2021 Address: Studio 96Z Hamilton trace South Carolynhaven M65 1ZY Contact number: +44(0)1154960477Email address: lydia84@example.net Vehicle Details: Registration number: CL42 1WD Keeper: Jamie Osborne Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: M65 1ZY Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 Thu 31 December, 2020 Bonus Protection: Protected To: 00:00 Friday 18 March, 2022 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Jamie Osborne Policyholder Date of Birth: 13 October, 2023 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Christian Scott-Webb Driver Date of Birth: 16/09/25 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: FHHOJIJXX/JSP This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: CL42 1WD or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the Friday 18 March, 2022 2Name of Policyholder: Jamie Osborne 3Persons or classes of persons entitled to drive: Jamie Osborne, Christian Scott-Webb All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the Thu 31 December, 20206Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Jamie Osborne Policy number: FHHOJIJXX/JSP Issue date: Wednesday 14 April, 2021 Issued by: AdmiralAddress: Studio 96Z Hamilton trace South Carolynhaven M65 1ZY Reason for issue: Renewal Contact number: +44(0)1154960477Email address: lydia84@example.net Vehicle Details: Registration number: CL42 1WD Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: M65 1ZY Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on Thu 31 December, 2020 Years No Claims Bonus: 14 To: 00:00 on Friday 18 March, 2022 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Jamie Osborne , Christian Scott-Webb Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £6,361.06 Policy Upgrade sub-total: £5,877.93 Insurance Premium Tax: £5,367.48 Total: £8,761.94Windscreen Cover Included Protected No Claims Bonus £5,877.93 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|FHHOJIJXX/JSP\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: FHHOJIJXX/JSP Issue Date: Wednesday 14 April, 2021 Renewal Date: Thu 31 December, 2020 483881525 Jamie Osborne Studio 96Z Hamilton trace South Carolynhaven M65 1ZY Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Mr %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on Thu 31 December, 2020. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on Wednesday 14 April, 2021. Your Renewal Offer £8,761.94 Last Year's Premium £2,334.10 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before Thu 31 December, 2020 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Jamie Osborne \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £8,761.94 \| Payment Date: Mon 10 May, 2021 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Jamie Osborne (FORD MUSTANG - CL42 1WD) Thu 31 December, 2020 to Friday 18 March, 2022 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£8,761.94 Your Renewal Offer £8,761.94 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : lydia84@example.net We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	FHHOJIJXX/JSP	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	Friday	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	Thu 31 December, 2020	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Mary, Information about your Documents. Policy Number : 6IEJ3JLS. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) EC838DV Katherine Lawson 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Katherine Lawson Policy Number: 6IEJ3JLS Issue date: 06/11/2025 Address: Flat 71 Elaine common Bradshawstad M7K 0LA Contact number: 0113 4960292Email address: patrickevans@example.org Vehicle Details: Registration number: EC838DV Keeper: Katherine Lawson Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: M7K 0LA Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 Tue 11 August, 2020 Bonus Protection: Protected To: 00:00 22/08/2022 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Katherine Lawson Policyholder Date of Birth: 22/07/23 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Lynda Rowe Driver Date of Birth: 25/08/2025 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: 6IEJ3JLS This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: EC838DV or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the 22/08/2022 2Name of Policyholder: Katherine Lawson 3Persons or classes of persons entitled to drive: Katherine Lawson, Lynda Rowe All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the Tue 11 August, 20206Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Katherine Lawson Policy number: 6IEJ3JLS Issue date: 06/11/2025 Issued by: AdmiralAddress: Flat 71 Elaine common Bradshawstad M7K 0LA Reason for issue: Renewal Contact number: 0113 4960292Email address: patrickevans@example.org Vehicle Details: Registration number: EC838DV Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: M7K 0LA Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on Tue 11 August, 2020 Years No Claims Bonus: 14 To: 00:00 on 22/08/2022 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Katherine Lawson , Lynda Rowe Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £3,634.98 Policy Upgrade sub-total: £1,694.16 Insurance Premium Tax: £8,329.55 Total: £7,641.57Windscreen Cover Included Protected No Claims Bonus £1,694.16 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|6IEJ3JLS\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: 6IEJ3JLS Issue Date: 06/11/2025 Renewal Date: Tue 11 August, 2020 483881525 Katherine Lawson Flat 71 Elaine common Bradshawstad M7K 0LA Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Mr %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on Tue 11 August, 2020. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on 06/11/2025. Your Renewal Offer £7,641.57 Last Year's Premium £2,501.75 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before Tue 11 August, 2020 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Katherine Lawson \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £7,641.57 \| Payment Date: Sat 05 June, 2021 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Katherine Lawson (FORD MUSTANG - EC838DV) Tue 11 August, 2020 to 22/08/2022 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£7,641.57 Your Renewal Offer £7,641.57 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : patrickevans@example.org We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	6IEJ3JLS	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	22/08/2022	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	Tue 11 August, 2020	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Liam, Information about your Documents. Policy Number : LBA_XFJL/CWDJSW. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) EL038JM Bethany Reid 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Bethany Reid Policy Number: LBA_XFJL/CWDJSW Issue date: 21 June, 2022 Address: 376 Edwards dale South Kelly BS1 2EB Contact number: (0115) 4960850Email address: williamsdanielle@example.com Vehicle Details: Registration number: EL038JM Keeper: Bethany Reid Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: BS1 2EB Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 20 May, 2020 Bonus Protection: Protected To: 00:00 15/04/2022 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Bethany Reid Policyholder Date of Birth: 14/09/22 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Danielle Skinner Driver Date of Birth: Saturday 12 October, 2019 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: LBA_XFJL/CWDJSW This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: EL038JM or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the 15/04/2022 2Name of Policyholder: Bethany Reid 3Persons or classes of persons entitled to drive: Bethany Reid, Danielle Skinner All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the 20 May, 20206Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Bethany Reid Policy number: LBA_XFJL/CWDJSW Issue date: 21 June, 2022 Issued by: AdmiralAddress: 376 Edwards dale South Kelly BS1 2EB Reason for issue: Renewal Contact number: (0115) 4960850Email address: williamsdanielle@example.com Vehicle Details: Registration number: EL038JM Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: BS1 2EB Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on 20 May, 2020 Years No Claims Bonus: 14 To: 00:00 on 15/04/2022 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Bethany Reid , Danielle Skinner Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £1,411.60 Policy Upgrade sub-total: £6,943.13 Insurance Premium Tax: £3,328.32 Total: £4,402.85Windscreen Cover Included Protected No Claims Bonus £6,943.13 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|LBA_XFJL/CWDJSW\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: LBA_XFJL/CWDJSW Issue Date: 21 June, 2022 Renewal Date: 20 May, 2020 483881525 Bethany Reid 376 Edwards dale South Kelly BS1 2EB Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Mr %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on 20 May, 2020. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on 21 June, 2022. Your Renewal Offer £4,402.85 Last Year's Premium £4,637.80 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before 20 May, 2020 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Bethany Reid \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £4,402.85 \| Payment Date: Fri 02 June, 2023 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Bethany Reid (FORD MUSTANG - EL038JM) 20 May, 2020 to 15/04/2022 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£4,402.85 Your Renewal Offer £4,402.85 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : williamsdanielle@example.com We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	LBA_XFJL/CWDJSW	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	15/04/2022	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	20 May, 2020	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Rachel, Information about your Documents. Policy Number : fspggqdmhr/_.cjqn. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) DG098AW Deborah Jackson 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Deborah Jackson Policy Number: fspggqdmhr/_.cjqn Issue date: Tuesday 20 May, 2025 Address: 06 Jane loop Alisontown EN9H 0PW Contact number: (0306) 999 0967Email address: walshjulian@example.com Vehicle Details: Registration number: DG098AW Keeper: Deborah Jackson Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: EN9H 0PW Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 14/09/2023 Bonus Protection: Protected To: 00:00 02/08/19 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Deborah Jackson Policyholder Date of Birth: 19 June, 2021 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Alan Jordan Driver Date of Birth: Sat 08 June, 2024 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: fspggqdmhr/_.cjqn This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: DG098AW or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the 02/08/19 2Name of Policyholder: Deborah Jackson 3Persons or classes of persons entitled to drive: Deborah Jackson, Alan Jordan All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the 14/09/20236Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Deborah Jackson Policy number: fspggqdmhr/_.cjqn Issue date: Tuesday 20 May, 2025 Issued by: AdmiralAddress: 06 Jane loop Alisontown EN9H 0PW Reason for issue: Renewal Contact number: (0306) 999 0967Email address: walshjulian@example.com Vehicle Details: Registration number: DG098AW Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: EN9H 0PW Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on 14/09/2023 Years No Claims Bonus: 14 To: 00:00 on 02/08/19 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Deborah Jackson , Alan Jordan Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £7,070.31 Policy Upgrade sub-total: £1,845.90 Insurance Premium Tax: £2,057.54 Total: £2,728.79Windscreen Cover Included Protected No Claims Bonus £1,845.90 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|fspggqdmhr/_.cjqn\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: fspggqdmhr/_.cjqn Issue Date: Tuesday 20 May, 2025 Renewal Date: 14/09/2023 483881525 Deborah Jackson 06 Jane loop Alisontown EN9H 0PW Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Dr %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on 14/09/2023. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on Tuesday 20 May, 2025. Your Renewal Offer £2,728.79 Last Year's Premium £5,245.70 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before 14/09/2023 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Deborah Jackson \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £2,728.79 \| Payment Date: Sunday 20 November, 2022 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Deborah Jackson (FORD MUSTANG - DG098AW) 14/09/2023 to 02/08/19 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£2,728.79 Your Renewal Offer £2,728.79 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : walshjulian@example.com We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	fspggqdmhr/_.cjqn	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	02/08/19	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	14/09/2023	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Jacob, Information about your Documents. Policy Number : CIFVLTLPIKXGWKK. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) WM27 5XO Michael Harris-Hartley 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Michael Harris-Hartley Policy Number: CIFVLTLPIKXGWKK Issue date: Tue 28 November, 2023 Address: Studio 9 Shah ramp North Suzannemouth E5 8BN Contact number: (020) 74960898Email address: burnskyle@example.net Vehicle Details: Registration number: WM27 5XO Keeper: Michael Harris-Hartley Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: E5 8BN Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 Tue 13 August, 2019 Bonus Protection: Protected To: 00:00 2025-02-28 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Michael Harris-Hartley Policyholder Date of Birth: 11 April, 2021 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Kevin Long Driver Date of Birth: Tue 24 September, 2019 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: CIFVLTLPIKXGWKK This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: WM27 5XO or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the 2025-02-28 2Name of Policyholder: Michael Harris-Hartley 3Persons or classes of persons entitled to drive: Michael Harris-Hartley, Kevin Long All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the Tue 13 August, 20196Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Michael Harris-Hartley Policy number: CIFVLTLPIKXGWKK Issue date: Tue 28 November, 2023 Issued by: AdmiralAddress: Studio 9 Shah ramp North Suzannemouth E5 8BN Reason for issue: Renewal Contact number: (020) 74960898Email address: burnskyle@example.net Vehicle Details: Registration number: WM27 5XO Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: E5 8BN Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on Tue 13 August, 2019 Years No Claims Bonus: 14 To: 00:00 on 2025-02-28 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Michael Harris-Hartley , Kevin Long Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £7,140.83 Policy Upgrade sub-total: £5,074.92 Insurance Premium Tax: £3,958.46 Total: £9,041.69Windscreen Cover Included Protected No Claims Bonus £5,074.92 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|CIFVLTLPIKXGWKK\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: CIFVLTLPIKXGWKK Issue Date: Tue 28 November, 2023 Renewal Date: Tue 13 August, 2019 483881525 Michael Harris-Hartley Studio 9 Shah ramp North Suzannemouth E5 8BN Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Mr %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on Tue 13 August, 2019. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on Tue 28 November, 2023. Your Renewal Offer £9,041.69 Last Year's Premium £7,744.55 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before Tue 13 August, 2019 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Michael Harris-Hartley \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £9,041.69 \| Payment Date: 2021-08-08 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Michael Harris-Hartley (FORD MUSTANG - WM27 5XO) Tue 13 August, 2019 to 2025-02-28 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£9,041.69 Your Renewal Offer £9,041.69 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : burnskyle@example.net We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	CIFVLTLPIKXGWKK	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	2025-02-28	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	Tue 13 August, 2019	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Toby, Information about your Documents. Policy Number : 4YXSA0PE. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) LB09 3OR Fiona Murphy-Gardner 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Fiona Murphy-Gardner Policy Number: 4YXSA0PE Issue date: 2022-06-26 Address: Flat 47 Martin villages Elliottton BA11 6HQ Contact number: +44113 496 0793Email address: vbowen@example.org Vehicle Details: Registration number: LB09 3OR Keeper: Fiona Murphy-Gardner Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: BA11 6HQ Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 27/05/25 Bonus Protection: Protected To: 00:00 21/11/2020 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Fiona Murphy-Gardner Policyholder Date of Birth: Sunday 28 May, 2023 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Howard Long Driver Date of Birth: 2023-06-08 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: 4YXSA0PE This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: LB09 3OR or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the 21/11/2020 2Name of Policyholder: Fiona Murphy-Gardner 3Persons or classes of persons entitled to drive: Fiona Murphy-Gardner, Howard Long All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the 27/05/256Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Fiona Murphy-Gardner Policy number: 4YXSA0PE Issue date: 2022-06-26 Issued by: AdmiralAddress: Flat 47 Martin villages Elliottton BA11 6HQ Reason for issue: Renewal Contact number: +44113 496 0793Email address: vbowen@example.org Vehicle Details: Registration number: LB09 3OR Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: BA11 6HQ Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on 27/05/25 Years No Claims Bonus: 14 To: 00:00 on 21/11/2020 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Fiona Murphy-Gardner , Howard Long Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £7,893.64 Policy Upgrade sub-total: £7,995.66 Insurance Premium Tax: £2,639.88 Total: £9,450.85Windscreen Cover Included Protected No Claims Bonus £7,995.66 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|4YXSA0PE\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: 4YXSA0PE Issue Date: 2022-06-26 Renewal Date: 27/05/25 483881525 Fiona Murphy-Gardner Flat 47 Martin villages Elliottton BA11 6HQ Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Dr %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on 27/05/25. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on 2022-06-26. Your Renewal Offer £9,450.85 Last Year's Premium £3,184.58 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before 27/05/25 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Fiona Murphy-Gardner \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £9,450.85 \| Payment Date: 2025-06-21 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Fiona Murphy-Gardner (FORD MUSTANG - LB09 3OR) 27/05/25 to 21/11/2020 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£9,450.85 Your Renewal Offer £9,450.85 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : vbowen@example.org We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	4YXSA0PE	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	21/11/2020	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	27/05/25	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Grace, Information about your Documents. Policy Number : H.FY./HITNTGWVPWCURGEX. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) UK61 8XE Sean Wallace 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Sean Wallace Policy Number: H.FY./HITNTGWVPWCURGEX Issue date: Tuesday 09 August, 2022 Address: Flat 26 Osborne shores Jonesfort B69 4RD Contact number: +44(0)151 4960936Email address: tom30@example.org Vehicle Details: Registration number: UK61 8XE Keeper: Sean Wallace Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: B69 4RD Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 21/04/25 Bonus Protection: Protected To: 00:00 30/05/20 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Sean Wallace Policyholder Date of Birth: 05 April, 2021 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Stewart West-Metcalfe Driver Date of Birth: 02/06/2021 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: H.FY./HITNTGWVPWCURGEX This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: UK61 8XE or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the 30/05/20 2Name of Policyholder: Sean Wallace 3Persons or classes of persons entitled to drive: Sean Wallace, Stewart West-Metcalfe All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the 21/04/256Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Sean Wallace Policy number: H.FY./HITNTGWVPWCURGEX Issue date: Tuesday 09 August, 2022 Issued by: AdmiralAddress: Flat 26 Osborne shores Jonesfort B69 4RD Reason for issue: Renewal Contact number: +44(0)151 4960936Email address: tom30@example.org Vehicle Details: Registration number: UK61 8XE Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: B69 4RD Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on 21/04/25 Years No Claims Bonus: 14 To: 00:00 on 30/05/20 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Sean Wallace , Stewart West-Metcalfe Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £3,336.86 Policy Upgrade sub-total: £1,308.20 Insurance Premium Tax: £856.57 Total: £2,170.13Windscreen Cover Included Protected No Claims Bonus £1,308.20 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|H.FY./HITNTGWVPWCURGEX\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: H.FY./HITNTGWVPWCURGEX Issue Date: Tuesday 09 August, 2022 Renewal Date: 21/04/25 483881525 Sean Wallace Flat 26 Osborne shores Jonesfort B69 4RD Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Dr %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on 21/04/25. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on Tuesday 09 August, 2022. Your Renewal Offer £2,170.13 Last Year's Premium £3,550.00 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before 21/04/25 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Sean Wallace \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £2,170.13 \| Payment Date: 27/08/25 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Sean Wallace (FORD MUSTANG - UK61 8XE) 21/04/25 to 30/05/20 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£2,170.13 Your Renewal Offer £2,170.13 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : tom30@example.org We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	H.FY./HITNTGWVPWCURGEX	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	30/05/20	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	21/04/25	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Tracy, Information about your Documents. Policy Number : 9UBE1V645N9EO. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) FD496MJ Mrs Paula Brown 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Mrs Paula Brown Policy Number: 9UBE1V645N9EO Issue date: Monday 15 November, 2021 Address: 72 Gavin via Joannashire LU7V 5NX Contact number: (0161) 496 0583Email address: baileysarah@example.org Vehicle Details: Registration number: FD496MJ Keeper: Mrs Paula Brown Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: LU7V 5NX Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 12/02/22 Bonus Protection: Protected To: 00:00 Tuesday 09 May, 2023 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Mrs Paula Brown Policyholder Date of Birth: 2019-12-28 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Margaret Graham Driver Date of Birth: 2023-05-23 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: 9UBE1V645N9EO This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: FD496MJ or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the Tuesday 09 May, 2023 2Name of Policyholder: Mrs Paula Brown 3Persons or classes of persons entitled to drive: Mrs Paula Brown, Margaret Graham All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the 12/02/226Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Mrs Paula Brown Policy number: 9UBE1V645N9EO Issue date: Monday 15 November, 2021 Issued by: AdmiralAddress: 72 Gavin via Joannashire LU7V 5NX Reason for issue: Renewal Contact number: (0161) 496 0583Email address: baileysarah@example.org Vehicle Details: Registration number: FD496MJ Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: LU7V 5NX Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on 12/02/22 Years No Claims Bonus: 14 To: 00:00 on Tuesday 09 May, 2023 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Mrs Paula Brown , Margaret Graham Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £9,095.71 Policy Upgrade sub-total: £7,150.16 Insurance Premium Tax: £190.88 Total: £2,772.49Windscreen Cover Included Protected No Claims Bonus £7,150.16 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|9UBE1V645N9EO\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: 9UBE1V645N9EO Issue Date: Monday 15 November, 2021 Renewal Date: 12/02/22 483881525 Mrs Paula Brown 72 Gavin via Joannashire LU7V 5NX Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Mr %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on 12/02/22. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on Monday 15 November, 2021. Your Renewal Offer £2,772.49 Last Year's Premium £2,806.72 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before 12/02/22 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Mrs Paula Brown \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £2,772.49 \| Payment Date: 2021-05-02 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Mrs Paula Brown (FORD MUSTANG - FD496MJ) 12/02/22 to Tuesday 09 May, 2023 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£2,772.49 Your Renewal Offer £2,772.49 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : baileysarah@example.org We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	9UBE1V645N9EO	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	Tuesday	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	12/02/22	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Trevor, Information about your Documents. Policy Number : ZHWVUV_Y1PSW2YMSV._EN3NN. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) KM36 9PF Brenda Dunn-Morris 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Brenda Dunn-Morris Policy Number: ZHWVUV_Y1PSW2YMSV._EN3NN Issue date: Thu 22 April, 2021 Address: Studio 2 Sam plaza Gouldton LA5H 5FS Contact number: 028 9018946Email address: julia03@example.org Vehicle Details: Registration number: KM36 9PF Keeper: Brenda Dunn-Morris Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: LA5H 5FS Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 Sun 17 November, 2024 Bonus Protection: Protected To: 00:00 31/07/2019 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Brenda Dunn-Morris Policyholder Date of Birth: 06 May, 2022 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Mrs Marilyn Dodd Driver Date of Birth: 2021-08-27 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: ZHWVUV_Y1PSW2YMSV._EN3NN This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: KM36 9PF or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the 31/07/2019 2Name of Policyholder: Brenda Dunn-Morris 3Persons or classes of persons entitled to drive: Brenda Dunn-Morris, Mrs Marilyn Dodd All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the Sun 17 November, 20246Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Brenda Dunn-Morris Policy number: ZHWVUV_Y1PSW2YMSV._EN3NN Issue date: Thu 22 April, 2021 Issued by: AdmiralAddress: Studio 2 Sam plaza Gouldton LA5H 5FS Reason for issue: Renewal Contact number: 028 9018946Email address: julia03@example.org Vehicle Details: Registration number: KM36 9PF Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: LA5H 5FS Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on Sun 17 November, 2024 Years No Claims Bonus: 14 To: 00:00 on 31/07/2019 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Brenda Dunn-Morris , Mrs Marilyn Dodd Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £5,673.26 Policy Upgrade sub-total: £120.73 Insurance Premium Tax: £1,593.95 Total: £5,233.41Windscreen Cover Included Protected No Claims Bonus £120.73 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|ZHWVUV_Y1PSW2YMSV._EN3NN\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: ZHWVUV_Y1PSW2YMSV._EN3NN Issue Date: Thu 22 April, 2021 Renewal Date: Sun 17 November, 2024 483881525 Brenda Dunn-Morris Studio 2 Sam plaza Gouldton LA5H 5FS Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Ms %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on Sun 17 November, 2024. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on Thu 22 April, 2021. Your Renewal Offer £5,233.41 Last Year's Premium £4,982.28 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before Sun 17 November, 2024 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Brenda Dunn-Morris \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £5,233.41 \| Payment Date: Tue 12 April, 2022 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Brenda Dunn-Morris (FORD MUSTANG - KM36 9PF) Sun 17 November, 2024 to 31/07/2019 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£5,233.41 Your Renewal Offer £5,233.41 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : julia03@example.org We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	ZHWVUV_Y1PSW2YMSV._EN3NN	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	31/07/2019	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	Sun 17 November, 2024	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Dennis, Information about your Documents. Policy Number : 0K/WJN72OK3O. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) CH29 1GP Joanna Brennan 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Joanna Brennan Policy Number: 0K/WJN72OK3O Issue date: 2023-05-27 Address: 033 Beth drive East Rachelport LN08 8BR Contact number: (0117) 496 0376Email address: jessica02@example.net Vehicle Details: Registration number: CH29 1GP Keeper: Joanna Brennan Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: LN08 8BR Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 09 March, 2023 Bonus Protection: Protected To: 00:00 Sun 20 April, 2025 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Joanna Brennan Policyholder Date of Birth: 2022-08-28 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Ashleigh McDonald Driver Date of Birth: Tue 04 October, 2022 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: 0K/WJN72OK3O This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: CH29 1GP or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the Sun 20 April, 2025 2Name of Policyholder: Joanna Brennan 3Persons or classes of persons entitled to drive: Joanna Brennan, Ashleigh McDonald All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the 09 March, 20236Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Joanna Brennan Policy number: 0K/WJN72OK3O Issue date: 2023-05-27 Issued by: AdmiralAddress: 033 Beth drive East Rachelport LN08 8BR Reason for issue: Renewal Contact number: (0117) 496 0376Email address: jessica02@example.net Vehicle Details: Registration number: CH29 1GP Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: LN08 8BR Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on 09 March, 2023 Years No Claims Bonus: 14 To: 00:00 on Sun 20 April, 2025 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Joanna Brennan , Ashleigh McDonald Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £718.24 Policy Upgrade sub-total: £3,831.08 Insurance Premium Tax: £2,173.19 Total: £1,086.92Windscreen Cover Included Protected No Claims Bonus £3,831.08 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|0K/WJN72OK3O\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: 0K/WJN72OK3O Issue Date: 2023-05-27 Renewal Date: 09 March, 2023 483881525 Joanna Brennan 033 Beth drive East Rachelport LN08 8BR Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Dr %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on 09 March, 2023. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on 2023-05-27. Your Renewal Offer £1,086.92 Last Year's Premium £8,092.26 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before 09 March, 2023 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Joanna Brennan \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £1,086.92 \| Payment Date: 11 September, 2022 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Joanna Brennan (FORD MUSTANG - CH29 1GP) 09 March, 2023 to Sun 20 April, 2025 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£1,086.92 Your Renewal Offer £1,086.92 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : jessica02@example.net We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	0K/WJN72OK3O	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	Sun	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	09 March, 2023	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Joanne, Information about your Documents. Policy Number : 1LF.L/BHVEE. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) WC385ZY Geraldine Davis-Butler 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Geraldine Davis-Butler Policy Number: 1LF.L/BHVEE Issue date: Tuesday 25 February, 2020 Address: Studio 21b Rogers key Yvonneport KW20 7GG Contact number: +441632960809Email address: forsterthomas@example.net Vehicle Details: Registration number: WC385ZY Keeper: Geraldine Davis-Butler Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: KW20 7GG Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 Sunday 02 November, 2025 Bonus Protection: Protected To: 00:00 14/01/2026 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Geraldine Davis-Butler Policyholder Date of Birth: 18/12/21 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Cameron Pearce Driver Date of Birth: 2019-06-01 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: 1LF.L/BHVEE This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: WC385ZY or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the 14/01/2026 2Name of Policyholder: Geraldine Davis-Butler 3Persons or classes of persons entitled to drive: Geraldine Davis-Butler, Cameron Pearce All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the Sunday 02 November, 20256Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Geraldine Davis-Butler Policy number: 1LF.L/BHVEE Issue date: Tuesday 25 February, 2020 Issued by: AdmiralAddress: Studio 21b Rogers key Yvonneport KW20 7GG Reason for issue: Renewal Contact number: +441632960809Email address: forsterthomas@example.net Vehicle Details: Registration number: WC385ZY Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: KW20 7GG Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on Sunday 02 November, 2025 Years No Claims Bonus: 14 To: 00:00 on 14/01/2026 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Geraldine Davis-Butler , Cameron Pearce Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £7,012.11 Policy Upgrade sub-total: £4,368.52 Insurance Premium Tax: £9,861.53 Total: £8,758.58Windscreen Cover Included Protected No Claims Bonus £4,368.52 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|1LF.L/BHVEE\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: 1LF.L/BHVEE Issue Date: Tuesday 25 February, 2020 Renewal Date: Sunday 02 November, 2025 483881525 Geraldine Davis-Butler Studio 21b Rogers key Yvonneport KW20 7GG Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Mr %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on Sunday 02 November, 2025. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on Tuesday 25 February, 2020. Your Renewal Offer £8,758.58 Last Year's Premium £8,694.92 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before Sunday 02 November, 2025 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Geraldine Davis-Butler \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £8,758.58 \| Payment Date: Friday 19 January, 2024 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Geraldine Davis-Butler (FORD MUSTANG - WC385ZY) Sunday 02 November, 2025 to 14/01/2026 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£8,758.58 Your Renewal Offer £8,758.58 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : forsterthomas@example.net We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	1LF.L/BHVEE	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	14/01/2026	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	Sunday 02 November, 2025	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Nicola, Information about your Documents. Policy Number : CZAR-YUPUNCG. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) WD40 4MF Arthur Gordon 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Arthur Gordon Policy Number: CZAR-YUPUNCG Issue date: 06/04/21 Address: 41 Steven mission Smithton NN9 8LT Contact number: 0131 4960051Email address: georgina79@example.com Vehicle Details: Registration number: WD40 4MF Keeper: Arthur Gordon Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: NN9 8LT Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 Thursday 25 July, 2019 Bonus Protection: Protected To: 00:00 Sat 26 September, 2020 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Arthur Gordon Policyholder Date of Birth: 21 June, 2020 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Linda Robson Driver Date of Birth: 24/03/24 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: CZAR-YUPUNCG This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: WD40 4MF or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the Sat 26 September, 2020 2Name of Policyholder: Arthur Gordon 3Persons or classes of persons entitled to drive: Arthur Gordon, Linda Robson All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the Thursday 25 July, 20196Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Arthur Gordon Policy number: CZAR-YUPUNCG Issue date: 06/04/21 Issued by: AdmiralAddress: 41 Steven mission Smithton NN9 8LT Reason for issue: Renewal Contact number: 0131 4960051Email address: georgina79@example.com Vehicle Details: Registration number: WD40 4MF Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: NN9 8LT Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on Thursday 25 July, 2019 Years No Claims Bonus: 14 To: 00:00 on Sat 26 September, 2020 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Arthur Gordon , Linda Robson Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £3,642.80 Policy Upgrade sub-total: £2,361.36 Insurance Premium Tax: £1,776.65 Total: £8,895.82Windscreen Cover Included Protected No Claims Bonus £2,361.36 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|CZAR-YUPUNCG\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: CZAR-YUPUNCG Issue Date: 06/04/21 Renewal Date: Thursday 25 July, 2019 483881525 Arthur Gordon 41 Steven mission Smithton NN9 8LT Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Dr %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on Thursday 25 July, 2019. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on 06/04/21. Your Renewal Offer £8,895.82 Last Year's Premium £7,610.61 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before Thursday 25 July, 2019 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Arthur Gordon \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £8,895.82 \| Payment Date: 30 December, 2022 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Arthur Gordon (FORD MUSTANG - WD40 4MF) Thursday 25 July, 2019 to Sat 26 September, 2020 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£8,895.82 Your Renewal Offer £8,895.82 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : georgina79@example.com We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	CZAR-YUPUNCG	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	Sat	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	Thursday 25 July, 2019	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Sally, Information about your Documents. Policy Number : lrdenwj.ur. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) LY06 3MU Mr William Hussain 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Mr William Hussain Policy Number: lrdenwj.ur Issue date: 12 May, 2021 Address: 499 Powell square South Jayne SE6R 5HS Contact number: +44(0)1632 960312Email address: zbarker@example.com Vehicle Details: Registration number: LY06 3MU Keeper: Mr William Hussain Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: SE6R 5HS Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 01 June, 2022 Bonus Protection: Protected To: 00:00 11 December, 2019 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Mr William Hussain Policyholder Date of Birth: Thu 13 November, 2025 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Paula Hale Driver Date of Birth: Saturday 12 April, 2025 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: lrdenwj.ur This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: LY06 3MU or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the 11 December, 2019 2Name of Policyholder: Mr William Hussain 3Persons or classes of persons entitled to drive: Mr William Hussain, Paula Hale All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the 01 June, 20226Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Mr William Hussain Policy number: lrdenwj.ur Issue date: 12 May, 2021 Issued by: AdmiralAddress: 499 Powell square South Jayne SE6R 5HS Reason for issue: Renewal Contact number: +44(0)1632 960312Email address: zbarker@example.com Vehicle Details: Registration number: LY06 3MU Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: SE6R 5HS Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on 01 June, 2022 Years No Claims Bonus: 14 To: 00:00 on 11 December, 2019 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Mr William Hussain , Paula Hale Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £6,018.32 Policy Upgrade sub-total: £9,819.18 Insurance Premium Tax: £1,713.75 Total: £1,780.23Windscreen Cover Included Protected No Claims Bonus £9,819.18 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|lrdenwj.ur\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: lrdenwj.ur Issue Date: 12 May, 2021 Renewal Date: 01 June, 2022 483881525 Mr William Hussain 499 Powell square South Jayne SE6R 5HS Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Mr %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on 01 June, 2022. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on 12 May, 2021. Your Renewal Offer £1,780.23 Last Year's Premium £5,931.46 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before 01 June, 2022 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Mr William Hussain \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £1,780.23 \| Payment Date: 02/04/22 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Mr William Hussain (FORD MUSTANG - LY06 3MU) 01 June, 2022 to 11 December, 2019 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£1,780.23 Your Renewal Offer £1,780.23 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : zbarker@example.com We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	lrdenwj.ur	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	11	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	01 June, 2022	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Lesley, Information about your Documents. Policy Number : wnhbvinv. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) UD908NW Emma Jackson 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Emma Jackson Policy Number: wnhbvinv Issue date: 09 March, 2021 Address: Flat 20r Glen course West Jason N5 5NP Contact number: +44(0)289018552Email address: zedwards@example.com Vehicle Details: Registration number: UD908NW Keeper: Emma Jackson Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: N5 5NP Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 20/04/23 Bonus Protection: Protected To: 00:00 Sat 15 July, 2023 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Emma Jackson Policyholder Date of Birth: Sat 18 February, 2023 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Ms Jacqueline Barker Driver Date of Birth: 2021-07-01 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: wnhbvinv This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: UD908NW or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the Sat 15 July, 2023 2Name of Policyholder: Emma Jackson 3Persons or classes of persons entitled to drive: Emma Jackson, Ms Jacqueline Barker All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the 20/04/236Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Emma Jackson Policy number: wnhbvinv Issue date: 09 March, 2021 Issued by: AdmiralAddress: Flat 20r Glen course West Jason N5 5NP Reason for issue: Renewal Contact number: +44(0)289018552Email address: zedwards@example.com Vehicle Details: Registration number: UD908NW Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: N5 5NP Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on 20/04/23 Years No Claims Bonus: 14 To: 00:00 on Sat 15 July, 2023 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Emma Jackson , Ms Jacqueline Barker Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £6,019.20 Policy Upgrade sub-total: £9,466.81 Insurance Premium Tax: £9,313.18 Total: £2,519.66Windscreen Cover Included Protected No Claims Bonus £9,466.81 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|wnhbvinv\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: wnhbvinv Issue Date: 09 March, 2021 Renewal Date: 20/04/23 483881525 Emma Jackson Flat 20r Glen course West Jason N5 5NP Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Mrs %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on 20/04/23. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on 09 March, 2021. Your Renewal Offer £2,519.66 Last Year's Premium £1,891.18 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before 20/04/23 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Emma Jackson \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £2,519.66 \| Payment Date: Monday 21 December, 2020 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Emma Jackson (FORD MUSTANG - UD908NW) 20/04/23 to Sat 15 July, 2023 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£2,519.66 Your Renewal Offer £2,519.66 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : zedwards@example.com We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	wnhbvinv	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	Sat	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	20/04/23	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Mohammed, Information about your Documents. Policy Number : WG5LQ14M0-.N7U. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) EW05 8GR Mr Jeffrey Russell 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Mr Jeffrey Russell Policy Number: WG5LQ14M0-.N7U Issue date: 2021-07-25 Address: Studio 91Z Wilson union Lanetown SW12 5QT Contact number: +44116 496 0507Email address: howardadam@example.com Vehicle Details: Registration number: EW05 8GR Keeper: Mr Jeffrey Russell Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: SW12 5QT Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 Thu 08 September, 2022 Bonus Protection: Protected To: 00:00 30/12/2023 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Mr Jeffrey Russell Policyholder Date of Birth: 2024-09-07 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Ashley Pearce Driver Date of Birth: 30 October, 2025 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: WG5LQ14M0-.N7U This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: EW05 8GR or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the 30/12/2023 2Name of Policyholder: Mr Jeffrey Russell 3Persons or classes of persons entitled to drive: Mr Jeffrey Russell, Ashley Pearce All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the Thu 08 September, 20226Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Mr Jeffrey Russell Policy number: WG5LQ14M0-.N7U Issue date: 2021-07-25 Issued by: AdmiralAddress: Studio 91Z Wilson union Lanetown SW12 5QT Reason for issue: Renewal Contact number: +44116 496 0507Email address: howardadam@example.com Vehicle Details: Registration number: EW05 8GR Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: SW12 5QT Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on Thu 08 September, 2022 Years No Claims Bonus: 14 To: 00:00 on 30/12/2023 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Mr Jeffrey Russell , Ashley Pearce Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £6,035.46 Policy Upgrade sub-total: £6,745.73 Insurance Premium Tax: £735.03 Total: £652.64Windscreen Cover Included Protected No Claims Bonus £6,745.73 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|WG5LQ14M0-.N7U\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: WG5LQ14M0-.N7U Issue Date: 2021-07-25 Renewal Date: Thu 08 September, 2022 483881525 Mr Jeffrey Russell Studio 91Z Wilson union Lanetown SW12 5QT Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Dr %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on Thu 08 September, 2022. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on 2021-07-25. Your Renewal Offer £652.64 Last Year's Premium £8,242.90 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before Thu 08 September, 2022 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Mr Jeffrey Russell \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £652.64 \| Payment Date: 22/01/2020 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Mr Jeffrey Russell (FORD MUSTANG - EW05 8GR) Thu 08 September, 2022 to 30/12/2023 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£652.64 Your Renewal Offer £652.64 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : howardadam@example.com We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	WG5LQ14M0-.N7U	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	30/12/2023	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	Thu 08 September, 2022	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Denise, Information about your Documents. Policy Number : ME4TC1_N32O4C/O60Y. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) OA384CR Frederick Jones 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Frederick Jones Policy Number: ME4TC1_N32O4C/O60Y Issue date: Friday 05 December, 2025 Address: Flat 30h Ellis landing East Elizabeth LE8 3AH Contact number: +44(0)1614960609Email address: ffry@example.com Vehicle Details: Registration number: OA384CR Keeper: Frederick Jones Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: LE8 3AH Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 17 February, 2023 Bonus Protection: Protected To: 00:00 21 May, 2023 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Frederick Jones Policyholder Date of Birth: Thursday 07 December, 2023 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Ms Geraldine Taylor Driver Date of Birth: 24 January, 2025 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: ME4TC1_N32O4C/O60Y This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: OA384CR or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the 21 May, 2023 2Name of Policyholder: Frederick Jones 3Persons or classes of persons entitled to drive: Frederick Jones, Ms Geraldine Taylor All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the 17 February, 20236Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Frederick Jones Policy number: ME4TC1_N32O4C/O60Y Issue date: Friday 05 December, 2025 Issued by: AdmiralAddress: Flat 30h Ellis landing East Elizabeth LE8 3AH Reason for issue: Renewal Contact number: +44(0)1614960609Email address: ffry@example.com Vehicle Details: Registration number: OA384CR Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: LE8 3AH Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on 17 February, 2023 Years No Claims Bonus: 14 To: 00:00 on 21 May, 2023 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Frederick Jones , Ms Geraldine Taylor Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £7,443.71 Policy Upgrade sub-total: £2,285.28 Insurance Premium Tax: £4,324.72 Total: £174.38Windscreen Cover Included Protected No Claims Bonus £2,285.28 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|ME4TC1_N32O4C/O60Y\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: ME4TC1_N32O4C/O60Y Issue Date: Friday 05 December, 2025 Renewal Date: 17 February, 2023 483881525 Frederick Jones Flat 30h Ellis landing East Elizabeth LE8 3AH Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Ms %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on 17 February, 2023. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on Friday 05 December, 2025. Your Renewal Offer £174.38 Last Year's Premium £9,430.68 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before 17 February, 2023 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Frederick Jones \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £174.38 \| Payment Date: 2020-08-05 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Frederick Jones (FORD MUSTANG - OA384CR) 17 February, 2023 to 21 May, 2023 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£174.38 Your Renewal Offer £174.38 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : ffry@example.com We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	ME4TC1_N32O4C/O60Y	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	21	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	17 February, 2023	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Shannon, Information about your Documents. Policy Number : numquam-itaque-consequatur. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) LP84 4AH Dr Gary Johnson 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Dr Gary Johnson Policy Number: numquam-itaque-consequatur Issue date: 15/10/2021 Address: 7 Clive grove East Joannastad HA76 6WL Contact number: (0909) 8790167Email address: mathewabbott@example.com Vehicle Details: Registration number: LP84 4AH Keeper: Dr Gary Johnson Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: HA76 6WL Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 Fri 22 January, 2021 Bonus Protection: Protected To: 00:00 27/05/2025 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Dr Gary Johnson Policyholder Date of Birth: Monday 03 August, 2020 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Mrs Rachael Smart Driver Date of Birth: 2025-12-27 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: numquam-itaque-consequatur This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: LP84 4AH or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the 27/05/2025 2Name of Policyholder: Dr Gary Johnson 3Persons or classes of persons entitled to drive: Dr Gary Johnson, Mrs Rachael Smart All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the Fri 22 January, 20216Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Dr Gary Johnson Policy number: numquam-itaque-consequatur Issue date: 15/10/2021 Issued by: AdmiralAddress: 7 Clive grove East Joannastad HA76 6WL Reason for issue: Renewal Contact number: (0909) 8790167Email address: mathewabbott@example.com Vehicle Details: Registration number: LP84 4AH Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: HA76 6WL Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on Fri 22 January, 2021 Years No Claims Bonus: 14 To: 00:00 on 27/05/2025 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Dr Gary Johnson , Mrs Rachael Smart Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £1,055.82 Policy Upgrade sub-total: £3,463.11 Insurance Premium Tax: £5,905.72 Total: £1,926.61Windscreen Cover Included Protected No Claims Bonus £3,463.11 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|numquam-itaque-consequatur\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: numquam-itaque-consequatur Issue Date: 15/10/2021 Renewal Date: Fri 22 January, 2021 483881525 Dr Gary Johnson 7 Clive grove East Joannastad HA76 6WL Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Ms %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on Fri 22 January, 2021. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on 15/10/2021. Your Renewal Offer £1,926.61 Last Year's Premium £2,734.60 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before Fri 22 January, 2021 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Dr Gary Johnson \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £1,926.61 \| Payment Date: Sunday 09 February, 2020 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Dr Gary Johnson (FORD MUSTANG - LP84 4AH) Fri 22 January, 2021 to 27/05/2025 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£1,926.61 Your Renewal Offer £1,926.61 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : mathewabbott@example.com We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	numquam-itaque-consequatur	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	27/05/2025	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	Fri 22 January, 2021	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Vincent, Information about your Documents. Policy Number : N86F2O2C9_K8. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) CE243YX Carly Smith 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Carly Smith Policy Number: N86F2O2C9_K8 Issue date: 25/01/20 Address: 641 Ian falls Lake Kimberley WS4 9LX Contact number: +44(0)115 496 0039Email address: sstone@example.com Vehicle Details: Registration number: CE243YX Keeper: Carly Smith Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: WS4 9LX Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 2024-01-03 Bonus Protection: Protected To: 00:00 03/12/2019 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Carly Smith Policyholder Date of Birth: 20/10/23 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Dr Neil Smart Driver Date of Birth: 20/03/25 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: N86F2O2C9_K8 This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: CE243YX or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the 03/12/2019 2Name of Policyholder: Carly Smith 3Persons or classes of persons entitled to drive: Carly Smith, Dr Neil Smart All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the 2024-01-036Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Carly Smith Policy number: N86F2O2C9_K8 Issue date: 25/01/20 Issued by: AdmiralAddress: 641 Ian falls Lake Kimberley WS4 9LX Reason for issue: Renewal Contact number: +44(0)115 496 0039Email address: sstone@example.com Vehicle Details: Registration number: CE243YX Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: WS4 9LX Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on 2024-01-03 Years No Claims Bonus: 14 To: 00:00 on 03/12/2019 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Carly Smith , Dr Neil Smart Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £989.51 Policy Upgrade sub-total: £3,500.04 Insurance Premium Tax: £1,422.67 Total: £4,727.52Windscreen Cover Included Protected No Claims Bonus £3,500.04 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|N86F2O2C9_K8\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: N86F2O2C9_K8 Issue Date: 25/01/20 Renewal Date: 2024-01-03 483881525 Carly Smith 641 Ian falls Lake Kimberley WS4 9LX Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Miss %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on 2024-01-03. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on 25/01/20. Your Renewal Offer £4,727.52 Last Year's Premium £6,276.90 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before 2024-01-03 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Carly Smith \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £4,727.52 \| Payment Date: Monday 22 May, 2023 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Carly Smith (FORD MUSTANG - CE243YX) 2024-01-03 to 03/12/2019 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£4,727.52 Your Renewal Offer £4,727.52 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : sstone@example.com We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	N86F2O2C9_K8	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	03/12/2019	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	2024-01-03	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Naomi, Information about your Documents. Policy Number : SM.XTHR/WMR.GGN./CBBC_. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) UA58 3SA Mohammed Thomson 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Mohammed Thomson Policy Number: SM.XTHR/WMR.GGN./CBBC_ Issue date: 23/06/24 Address: 82 Taylor haven Port Kathleen M42 4EF Contact number: (029) 2018633Email address: lewiskelly@example.com Vehicle Details: Registration number: UA58 3SA Keeper: Mohammed Thomson Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: M42 4EF Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 07/09/2024 Bonus Protection: Protected To: 00:00 Thu 08 February, 2024 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Mohammed Thomson Policyholder Date of Birth: 2023-07-27 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Melanie Sheppard Driver Date of Birth: 28/10/2021 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: SM.XTHR/WMR.GGN./CBBC_ This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: UA58 3SA or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the Thu 08 February, 2024 2Name of Policyholder: Mohammed Thomson 3Persons or classes of persons entitled to drive: Mohammed Thomson, Melanie Sheppard All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the 07/09/20246Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Mohammed Thomson Policy number: SM.XTHR/WMR.GGN./CBBC_ Issue date: 23/06/24 Issued by: AdmiralAddress: 82 Taylor haven Port Kathleen M42 4EF Reason for issue: Renewal Contact number: (029) 2018633Email address: lewiskelly@example.com Vehicle Details: Registration number: UA58 3SA Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: M42 4EF Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on 07/09/2024 Years No Claims Bonus: 14 To: 00:00 on Thu 08 February, 2024 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Mohammed Thomson , Melanie Sheppard Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £3,647.54 Policy Upgrade sub-total: £5,515.95 Insurance Premium Tax: £8,129.04 Total: £4,180.22Windscreen Cover Included Protected No Claims Bonus £5,515.95 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|SM.XTHR/WMR.GGN./CBBC_\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: SM.XTHR/WMR.GGN./CBBC_ Issue Date: 23/06/24 Renewal Date: 07/09/2024 483881525 Mohammed Thomson 82 Taylor haven Port Kathleen M42 4EF Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Miss %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on 07/09/2024. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on 23/06/24. Your Renewal Offer £4,180.22 Last Year's Premium £3,804.68 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before 07/09/2024 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Mohammed Thomson \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £4,180.22 \| Payment Date: 12 October, 2020 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Mohammed Thomson (FORD MUSTANG - UA58 3SA) 07/09/2024 to Thu 08 February, 2024 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£4,180.22 Your Renewal Offer £4,180.22 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : lewiskelly@example.com We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	SM.XTHR/WMR.GGN./CBBC_	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	Thu	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	07/09/2024	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Gillian, Information about your Documents. Policy Number : R9EK_TI3K_IXRBTW7C. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) MR139DG Mandy Connor 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Mandy Connor Policy Number: R9EK_TI3K_IXRBTW7C Issue date: 09 September, 2025 Address: 309 Taylor flat Connorfort G5 8RR Contact number: (0115) 4960504Email address: masonmatthew@example.com Vehicle Details: Registration number: MR139DG Keeper: Mandy Connor Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: G5 8RR Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 Wed 13 January, 2021 Bonus Protection: Protected To: 00:00 25/01/2023 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Mandy Connor Policyholder Date of Birth: 08 May, 2025 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Mr Allan Hancock Driver Date of Birth: Tuesday 17 May, 2022 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: R9EK_TI3K_IXRBTW7C This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: MR139DG or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the 25/01/2023 2Name of Policyholder: Mandy Connor 3Persons or classes of persons entitled to drive: Mandy Connor, Mr Allan Hancock All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the Wed 13 January, 20216Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Mandy Connor Policy number: R9EK_TI3K_IXRBTW7C Issue date: 09 September, 2025 Issued by: AdmiralAddress: 309 Taylor flat Connorfort G5 8RR Reason for issue: Renewal Contact number: (0115) 4960504Email address: masonmatthew@example.com Vehicle Details: Registration number: MR139DG Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: G5 8RR Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on Wed 13 January, 2021 Years No Claims Bonus: 14 To: 00:00 on 25/01/2023 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Mandy Connor , Mr Allan Hancock Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £2,394.34 Policy Upgrade sub-total: £6,407.48 Insurance Premium Tax: £2,826.64 Total: £1,576.34Windscreen Cover Included Protected No Claims Bonus £6,407.48 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|R9EK_TI3K_IXRBTW7C\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: R9EK_TI3K_IXRBTW7C Issue Date: 09 September, 2025 Renewal Date: Wed 13 January, 2021 483881525 Mandy Connor 309 Taylor flat Connorfort G5 8RR Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Miss %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on Wed 13 January, 2021. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on 09 September, 2025. Your Renewal Offer £1,576.34 Last Year's Premium £8,076.61 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before Wed 13 January, 2021 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Mandy Connor \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £1,576.34 \| Payment Date: 04 August, 2024 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Mandy Connor (FORD MUSTANG - MR139DG) Wed 13 January, 2021 to 25/01/2023 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£1,576.34 Your Renewal Offer £1,576.34 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : masonmatthew@example.com We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	R9EK_TI3K_IXRBTW7C	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	25/01/2023	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	Wed 13 January, 2021	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Mark, Information about your Documents. Policy Number : swf_vnp_iykcjknp.ggvd. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) LN025KE Aaron Humphries 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Aaron Humphries Policy Number: swf_vnp_iykcjknp.ggvd Issue date: 31 October, 2024 Address: Studio 06q Jenkins pine Port Bethanchester ST95 7GG Contact number: +44(0)1184960089Email address: zdodd@example.net Vehicle Details: Registration number: LN025KE Keeper: Aaron Humphries Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: ST95 7GG Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 Fri 02 June, 2023 Bonus Protection: Protected To: 00:00 Sat 02 December, 2023 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Aaron Humphries Policyholder Date of Birth: 14/11/21 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Kieran Brown Driver Date of Birth: Saturday 19 December, 2020 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: swf_vnp_iykcjknp.ggvd This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: LN025KE or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the Sat 02 December, 2023 2Name of Policyholder: Aaron Humphries 3Persons or classes of persons entitled to drive: Aaron Humphries, Kieran Brown All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the Fri 02 June, 20236Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Aaron Humphries Policy number: swf_vnp_iykcjknp.ggvd Issue date: 31 October, 2024 Issued by: AdmiralAddress: Studio 06q Jenkins pine Port Bethanchester ST95 7GG Reason for issue: Renewal Contact number: +44(0)1184960089Email address: zdodd@example.net Vehicle Details: Registration number: LN025KE Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: ST95 7GG Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on Fri 02 June, 2023 Years No Claims Bonus: 14 To: 00:00 on Sat 02 December, 2023 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Aaron Humphries , Kieran Brown Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £3,515.93 Policy Upgrade sub-total: £9,091.85 Insurance Premium Tax: £4,169.92 Total: £3,682.41Windscreen Cover Included Protected No Claims Bonus £9,091.85 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|swf_vnp_iykcjknp.ggvd\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: swf_vnp_iykcjknp.ggvd Issue Date: 31 October, 2024 Renewal Date: Fri 02 June, 2023 483881525 Aaron Humphries Studio 06q Jenkins pine Port Bethanchester ST95 7GG Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Dr %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on Fri 02 June, 2023. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on 31 October, 2024. Your Renewal Offer £3,682.41 Last Year's Premium £7,768.32 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before Fri 02 June, 2023 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Aaron Humphries \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £3,682.41 \| Payment Date: Wednesday 21 August, 2019 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Aaron Humphries (FORD MUSTANG - LN025KE) Fri 02 June, 2023 to Sat 02 December, 2023 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£3,682.41 Your Renewal Offer £3,682.41 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : zdodd@example.net We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	swf_vnp_iykcjknp.ggvd	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	Sat	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	Fri 02 June, 2023	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Keith, Information about your Documents. Policy Number : 78DV46QHNL9. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) OE454NS Stewart Kirk 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Stewart Kirk Policy Number: 78DV46QHNL9 Issue date: Mon 10 November, 2025 Address: 45 Gardner harbor Carolineview N8T 3ER Contact number: (0117) 496 0400Email address: wandrews@example.net Vehicle Details: Registration number: OE454NS Keeper: Stewart Kirk Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: N8T 3ER Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 Sun 26 May, 2019 Bonus Protection: Protected To: 00:00 03 December, 2025 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Stewart Kirk Policyholder Date of Birth: 26/11/22 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Justin Lewis Driver Date of Birth: 06/09/2022 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: 78DV46QHNL9 This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: OE454NS or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the 03 December, 2025 2Name of Policyholder: Stewart Kirk 3Persons or classes of persons entitled to drive: Stewart Kirk, Justin Lewis All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the Sun 26 May, 20196Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Stewart Kirk Policy number: 78DV46QHNL9 Issue date: Mon 10 November, 2025 Issued by: AdmiralAddress: 45 Gardner harbor Carolineview N8T 3ER Reason for issue: Renewal Contact number: (0117) 496 0400Email address: wandrews@example.net Vehicle Details: Registration number: OE454NS Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: N8T 3ER Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on Sun 26 May, 2019 Years No Claims Bonus: 14 To: 00:00 on 03 December, 2025 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Stewart Kirk , Justin Lewis Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £4,731.39 Policy Upgrade sub-total: £7,076.60 Insurance Premium Tax: £9,140.61 Total: £2,281.39Windscreen Cover Included Protected No Claims Bonus £7,076.60 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|78DV46QHNL9\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: 78DV46QHNL9 Issue Date: Mon 10 November, 2025 Renewal Date: Sun 26 May, 2019 483881525 Stewart Kirk 45 Gardner harbor Carolineview N8T 3ER Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Dr %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on Sun 26 May, 2019. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on Mon 10 November, 2025. Your Renewal Offer £2,281.39 Last Year's Premium £4,647.80 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before Sun 26 May, 2019 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Stewart Kirk \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £2,281.39 \| Payment Date: 2025-01-11 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Stewart Kirk (FORD MUSTANG - OE454NS) Sun 26 May, 2019 to 03 December, 2025 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£2,281.39 Your Renewal Offer £2,281.39 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : wandrews@example.net We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	78DV46QHNL9	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	03	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	Sun 26 May, 2019	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Alex, Information about your Documents. Policy Number : zkrfqxewlsimo. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) RY66 6EH Martyn Graham 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Martyn Graham Policy Number: zkrfqxewlsimo Issue date: 11/03/25 Address: 01 Turnbull junctions Nicoleton FY9 8GG Contact number: +44118 496 0089Email address: mannmandy@example.org Vehicle Details: Registration number: RY66 6EH Keeper: Martyn Graham Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: FY9 8GG Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 2022-04-24 Bonus Protection: Protected To: 00:00 24/04/2020 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Martyn Graham Policyholder Date of Birth: 07/01/2025 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Matthew Evans Driver Date of Birth: Tue 17 October, 2023 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: zkrfqxewlsimo This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: RY66 6EH or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the 24/04/2020 2Name of Policyholder: Martyn Graham 3Persons or classes of persons entitled to drive: Martyn Graham, Matthew Evans All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the 2022-04-246Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Martyn Graham Policy number: zkrfqxewlsimo Issue date: 11/03/25 Issued by: AdmiralAddress: 01 Turnbull junctions Nicoleton FY9 8GG Reason for issue: Renewal Contact number: +44118 496 0089Email address: mannmandy@example.org Vehicle Details: Registration number: RY66 6EH Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: FY9 8GG Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on 2022-04-24 Years No Claims Bonus: 14 To: 00:00 on 24/04/2020 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Martyn Graham , Matthew Evans Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £1,388.85 Policy Upgrade sub-total: £1,329.98 Insurance Premium Tax: £5,756.10 Total: £1,842.99Windscreen Cover Included Protected No Claims Bonus £1,329.98 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|zkrfqxewlsimo\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: zkrfqxewlsimo Issue Date: 11/03/25 Renewal Date: 2022-04-24 483881525 Martyn Graham 01 Turnbull junctions Nicoleton FY9 8GG Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Mr %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on 2022-04-24. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on 11/03/25. Your Renewal Offer £1,842.99 Last Year's Premium £8,649.43 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before 2022-04-24 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Martyn Graham \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £1,842.99 \| Payment Date: 06/10/2019 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Martyn Graham (FORD MUSTANG - RY66 6EH) 2022-04-24 to 24/04/2020 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£1,842.99 Your Renewal Offer £1,842.99 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : mannmandy@example.org We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	zkrfqxewlsimo	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	24/04/2020	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	2022-04-24	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Ruth, Information about your Documents. Policy Number : 47LB/OCP8D69X7B. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) RM24 0XC Leonard Whittaker 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Leonard Whittaker Policy Number: 47LB/OCP8D69X7B Issue date: 2021-11-23 Address: Flat 98 Tracy junctions Jaynestad W1 9JN Contact number: 01214960307Email address: gerardgray@example.net Vehicle Details: Registration number: RM24 0XC Keeper: Leonard Whittaker Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: W1 9JN Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 10/06/20 Bonus Protection: Protected To: 00:00 2022-02-07 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Leonard Whittaker Policyholder Date of Birth: Thu 10 November, 2022 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Phillip Patel Driver Date of Birth: Thu 14 April, 2022 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: 47LB/OCP8D69X7B This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: RM24 0XC or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the 2022-02-07 2Name of Policyholder: Leonard Whittaker 3Persons or classes of persons entitled to drive: Leonard Whittaker, Phillip Patel All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the 10/06/206Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Leonard Whittaker Policy number: 47LB/OCP8D69X7B Issue date: 2021-11-23 Issued by: AdmiralAddress: Flat 98 Tracy junctions Jaynestad W1 9JN Reason for issue: Renewal Contact number: 01214960307Email address: gerardgray@example.net Vehicle Details: Registration number: RM24 0XC Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: W1 9JN Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on 10/06/20 Years No Claims Bonus: 14 To: 00:00 on 2022-02-07 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Leonard Whittaker , Phillip Patel Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £2,504.95 Policy Upgrade sub-total: £1,568.01 Insurance Premium Tax: £272.15 Total: £1,372.38Windscreen Cover Included Protected No Claims Bonus £1,568.01 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|47LB/OCP8D69X7B\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: 47LB/OCP8D69X7B Issue Date: 2021-11-23 Renewal Date: 10/06/20 483881525 Leonard Whittaker Flat 98 Tracy junctions Jaynestad W1 9JN Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Mr %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on 10/06/20. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on 2021-11-23. Your Renewal Offer £1,372.38 Last Year's Premium £4,795.08 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before 10/06/20 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Leonard Whittaker \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £1,372.38 \| Payment Date: Tuesday 19 March, 2024 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Leonard Whittaker (FORD MUSTANG - RM24 0XC) 10/06/20 to 2022-02-07 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£1,372.38 Your Renewal Offer £1,372.38 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : gerardgray@example.net We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	47LB/OCP8D69X7B	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	2022-02-07	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	10/06/20	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Ricky, Information about your Documents. Policy Number : 4N/CF0I-O48M13. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) DX72 5JJ Paula Griffiths-Reynolds 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Paula Griffiths-Reynolds Policy Number: 4N/CF0I-O48M13 Issue date: 25/02/2023 Address: 63 Green springs East Philip N5T 2RA Contact number: +441174960477Email address: thomas58@example.net Vehicle Details: Registration number: DX72 5JJ Keeper: Paula Griffiths-Reynolds Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: N5T 2RA Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 Thu 26 May, 2022 Bonus Protection: Protected To: 00:00 2025-09-12 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Paula Griffiths-Reynolds Policyholder Date of Birth: 2019-04-27 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Irene Wall Driver Date of Birth: Thu 21 July, 2022 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: 4N/CF0I-O48M13 This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: DX72 5JJ or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the 2025-09-12 2Name of Policyholder: Paula Griffiths-Reynolds 3Persons or classes of persons entitled to drive: Paula Griffiths-Reynolds, Irene Wall All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the Thu 26 May, 20226Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Paula Griffiths-Reynolds Policy number: 4N/CF0I-O48M13 Issue date: 25/02/2023 Issued by: AdmiralAddress: 63 Green springs East Philip N5T 2RA Reason for issue: Renewal Contact number: +441174960477Email address: thomas58@example.net Vehicle Details: Registration number: DX72 5JJ Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: N5T 2RA Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on Thu 26 May, 2022 Years No Claims Bonus: 14 To: 00:00 on 2025-09-12 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Paula Griffiths-Reynolds , Irene Wall Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £6,936.46 Policy Upgrade sub-total: £3,965.57 Insurance Premium Tax: £3,299.52 Total: £249.69Windscreen Cover Included Protected No Claims Bonus £3,965.57 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|4N/CF0I-O48M13\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: 4N/CF0I-O48M13 Issue Date: 25/02/2023 Renewal Date: Thu 26 May, 2022 483881525 Paula Griffiths-Reynolds 63 Green springs East Philip N5T 2RA Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Miss %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on Thu 26 May, 2022. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on 25/02/2023. Your Renewal Offer £249.69 Last Year's Premium £4,319.39 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before Thu 26 May, 2022 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Paula Griffiths-Reynolds \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £249.69 \| Payment Date: Tuesday 13 May, 2025 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Paula Griffiths-Reynolds (FORD MUSTANG - DX72 5JJ) Thu 26 May, 2022 to 2025-09-12 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£249.69 Your Renewal Offer £249.69 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : thomas58@example.net We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	4N/CF0I-O48M13	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	2025-09-12	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	Thu 26 May, 2022	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Scott, Information about your Documents. Policy Number : 1.8RT00FT/R//.DGU7ILFP6G. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) EL937GO John Hughes-Ward 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: John Hughes-Ward Policy Number: 1.8RT00FT/R//.DGU7ILFP6G Issue date: 26/07/2025 Address: 87 Josh plaza Suzannetown GU4B 1DT Contact number: (0117) 496 0296Email address: westonamelia@example.org Vehicle Details: Registration number: EL937GO Keeper: John Hughes-Ward Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: GU4B 1DT Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 10 July, 2021 Bonus Protection: Protected To: 00:00 Thursday 29 May, 2025 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description John Hughes-Ward Policyholder Date of Birth: 27/08/2019 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Dr Tony Ford Driver Date of Birth: 2020-10-21 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: 1.8RT00FT/R//.DGU7ILFP6G This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: EL937GO or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the Thursday 29 May, 2025 2Name of Policyholder: John Hughes-Ward 3Persons or classes of persons entitled to drive: John Hughes-Ward, Dr Tony Ford All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the 10 July, 20216Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: John Hughes-Ward Policy number: 1.8RT00FT/R//.DGU7ILFP6G Issue date: 26/07/2025 Issued by: AdmiralAddress: 87 Josh plaza Suzannetown GU4B 1DT Reason for issue: Renewal Contact number: (0117) 496 0296Email address: westonamelia@example.org Vehicle Details: Registration number: EL937GO Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: GU4B 1DT Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on 10 July, 2021 Years No Claims Bonus: 14 To: 00:00 on Thursday 29 May, 2025 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: John Hughes-Ward , Dr Tony Ford Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £335.58 Policy Upgrade sub-total: £2,380.18 Insurance Premium Tax: £7,341.89 Total: £2,916.44Windscreen Cover Included Protected No Claims Bonus £2,380.18 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|1.8RT00FT/R//.DGU7ILFP6G\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: 1.8RT00FT/R//.DGU7ILFP6G Issue Date: 26/07/2025 Renewal Date: 10 July, 2021 483881525 John Hughes-Ward 87 Josh plaza Suzannetown GU4B 1DT Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Dr %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on 10 July, 2021. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on 26/07/2025. Your Renewal Offer £2,916.44 Last Year's Premium £1,778.53 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before 10 July, 2021 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: John Hughes-Ward \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £2,916.44 \| Payment Date: 16/12/25 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary John Hughes-Ward (FORD MUSTANG - EL937GO) 10 July, 2021 to Thursday 29 May, 2025 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£2,916.44 Your Renewal Offer £2,916.44 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : westonamelia@example.org We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	1.8RT00FT/R//.DGU7ILFP6G	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	Thursday	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	10 July, 2021	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Ben, Information about your Documents. Policy Number : 198TUL/3Y-TV. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) PS505AS Mr Jordan Hall 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Mr Jordan Hall Policy Number: 198TUL/3Y-TV Issue date: 07 September, 2024 Address: Flat 7 Cox trail East Louiseshire PL09 3XJ Contact number: (0808) 1570712Email address: patelcarol@example.org Vehicle Details: Registration number: PS505AS Keeper: Mr Jordan Hall Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: PL09 3XJ Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 13/04/22 Bonus Protection: Protected To: 00:00 Tue 10 March, 2020 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Mr Jordan Hall Policyholder Date of Birth: Friday 21 November, 2025 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Mrs Natasha Bird Driver Date of Birth: 2023-10-06 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: 198TUL/3Y-TV This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: PS505AS or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the Tue 10 March, 2020 2Name of Policyholder: Mr Jordan Hall 3Persons or classes of persons entitled to drive: Mr Jordan Hall, Mrs Natasha Bird All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the 13/04/226Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Mr Jordan Hall Policy number: 198TUL/3Y-TV Issue date: 07 September, 2024 Issued by: AdmiralAddress: Flat 7 Cox trail East Louiseshire PL09 3XJ Reason for issue: Renewal Contact number: (0808) 1570712Email address: patelcarol@example.org Vehicle Details: Registration number: PS505AS Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: PL09 3XJ Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on 13/04/22 Years No Claims Bonus: 14 To: 00:00 on Tue 10 March, 2020 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Mr Jordan Hall , Mrs Natasha Bird Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £6,703.80 Policy Upgrade sub-total: £9,401.57 Insurance Premium Tax: £9,741.42 Total: £4,829.69Windscreen Cover Included Protected No Claims Bonus £9,401.57 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|198TUL/3Y-TV\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: 198TUL/3Y-TV Issue Date: 07 September, 2024 Renewal Date: 13/04/22 483881525 Mr Jordan Hall Flat 7 Cox trail East Louiseshire PL09 3XJ Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Ms %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on 13/04/22. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on 07 September, 2024. Your Renewal Offer £4,829.69 Last Year's Premium £8,297.52 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before 13/04/22 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Mr Jordan Hall \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £4,829.69 \| Payment Date: 14/02/2026 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Mr Jordan Hall (FORD MUSTANG - PS505AS) 13/04/22 to Tue 10 March, 2020 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£4,829.69 Your Renewal Offer £4,829.69 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : patelcarol@example.org We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	198TUL/3Y-TV	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	Tue	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	13/04/22	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Danielle, Information about your Documents. Policy Number : WCNIDFULRMT. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) MB432RX Miss Elaine Gill 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Miss Elaine Gill Policy Number: WCNIDFULRMT Issue date: 23 April, 2021 Address: 567 Jodie meadows West George B3S 4EP Contact number: (0115)4960464Email address: beverleymurphy@example.net Vehicle Details: Registration number: MB432RX Keeper: Miss Elaine Gill Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: B3S 4EP Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 12 August, 2021 Bonus Protection: Protected To: 00:00 31/03/2023 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Miss Elaine Gill Policyholder Date of Birth: Saturday 03 September, 2022 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Dr Leslie Begum Driver Date of Birth: Saturday 30 September, 2023 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: WCNIDFULRMT This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: MB432RX or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the 31/03/2023 2Name of Policyholder: Miss Elaine Gill 3Persons or classes of persons entitled to drive: Miss Elaine Gill, Dr Leslie Begum All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the 12 August, 20216Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Miss Elaine Gill Policy number: WCNIDFULRMT Issue date: 23 April, 2021 Issued by: AdmiralAddress: 567 Jodie meadows West George B3S 4EP Reason for issue: Renewal Contact number: (0115)4960464Email address: beverleymurphy@example.net Vehicle Details: Registration number: MB432RX Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: B3S 4EP Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on 12 August, 2021 Years No Claims Bonus: 14 To: 00:00 on 31/03/2023 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Miss Elaine Gill , Dr Leslie Begum Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £7,481.12 Policy Upgrade sub-total: £491.24 Insurance Premium Tax: £3,233.77 Total: £3,342.44Windscreen Cover Included Protected No Claims Bonus £491.24 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|WCNIDFULRMT\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: WCNIDFULRMT Issue Date: 23 April, 2021 Renewal Date: 12 August, 2021 483881525 Miss Elaine Gill 567 Jodie meadows West George B3S 4EP Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Mrs %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on 12 August, 2021. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on 23 April, 2021. Your Renewal Offer £3,342.44 Last Year's Premium £1,959.58 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before 12 August, 2021 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Miss Elaine Gill \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £3,342.44 \| Payment Date: 18/11/20 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Miss Elaine Gill (FORD MUSTANG - MB432RX) 12 August, 2021 to 31/03/2023 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£3,342.44 Your Renewal Offer £3,342.44 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : beverleymurphy@example.net We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	WCNIDFULRMT	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	31/03/2023	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	12 August, 2021	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Judith, Information about your Documents. Policy Number : ZDABPRLUIEBX.JQWTX. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) SA536TR Kevin Clark 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Kevin Clark Policy Number: ZDABPRLUIEBX.JQWTX Issue date: 2023-04-03 Address: Studio 67 Dunn forest East Justin W0 6GF Contact number: +44131 496 0238Email address: benjaminbaxter@example.com Vehicle Details: Registration number: SA536TR Keeper: Kevin Clark Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: W0 6GF Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 Thursday 25 January, 2024 Bonus Protection: Protected To: 00:00 07 December, 2019 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Kevin Clark Policyholder Date of Birth: Sat 06 May, 2023 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Kayleigh Stokes Driver Date of Birth: 30 October, 2020 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: ZDABPRLUIEBX.JQWTX This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: SA536TR or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the 07 December, 2019 2Name of Policyholder: Kevin Clark 3Persons or classes of persons entitled to drive: Kevin Clark, Kayleigh Stokes All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the Thursday 25 January, 20246Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Kevin Clark Policy number: ZDABPRLUIEBX.JQWTX Issue date: 2023-04-03 Issued by: AdmiralAddress: Studio 67 Dunn forest East Justin W0 6GF Reason for issue: Renewal Contact number: +44131 496 0238Email address: benjaminbaxter@example.com Vehicle Details: Registration number: SA536TR Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: W0 6GF Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on Thursday 25 January, 2024 Years No Claims Bonus: 14 To: 00:00 on 07 December, 2019 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Kevin Clark , Kayleigh Stokes Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £2,148.73 Policy Upgrade sub-total: £3,036.91 Insurance Premium Tax: £5,098.23 Total: £2,616.14Windscreen Cover Included Protected No Claims Bonus £3,036.91 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|ZDABPRLUIEBX.JQWTX\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: ZDABPRLUIEBX.JQWTX Issue Date: 2023-04-03 Renewal Date: Thursday 25 January, 2024 483881525 Kevin Clark Studio 67 Dunn forest East Justin W0 6GF Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Ms %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on Thursday 25 January, 2024. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on 2023-04-03. Your Renewal Offer £2,616.14 Last Year's Premium £7,228.17 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before Thursday 25 January, 2024 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Kevin Clark \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £2,616.14 \| Payment Date: Mon 06 January, 2020 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Kevin Clark (FORD MUSTANG - SA536TR) Thursday 25 January, 2024 to 07 December, 2019 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£2,616.14 Your Renewal Offer £2,616.14 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : benjaminbaxter@example.com We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	ZDABPRLUIEBX.JQWTX	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	07	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	Thursday 25 January, 2024	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Charlene, Information about your Documents. Policy Number : Q/SZ6RXP. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) UC26 0TK Dawn Moore 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Dawn Moore Policy Number: Q/SZ6RXP Issue date: Sat 14 August, 2021 Address: Flat 14 Gordon ports Port Amy WV2 7SU Contact number: (0306) 999 0334Email address: crossjustin@example.org Vehicle Details: Registration number: UC26 0TK Keeper: Dawn Moore Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: WV2 7SU Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 Thu 11 February, 2021 Bonus Protection: Protected To: 00:00 Friday 31 March, 2023 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Dawn Moore Policyholder Date of Birth: 2022-01-12 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Marcus Watson Driver Date of Birth: Wed 15 September, 2021 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: Q/SZ6RXP This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: UC26 0TK or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the Friday 31 March, 2023 2Name of Policyholder: Dawn Moore 3Persons or classes of persons entitled to drive: Dawn Moore, Marcus Watson All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the Thu 11 February, 20216Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Dawn Moore Policy number: Q/SZ6RXP Issue date: Sat 14 August, 2021 Issued by: AdmiralAddress: Flat 14 Gordon ports Port Amy WV2 7SU Reason for issue: Renewal Contact number: (0306) 999 0334Email address: crossjustin@example.org Vehicle Details: Registration number: UC26 0TK Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: WV2 7SU Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on Thu 11 February, 2021 Years No Claims Bonus: 14 To: 00:00 on Friday 31 March, 2023 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Dawn Moore , Marcus Watson Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £5,069.57 Policy Upgrade sub-total: £181.40 Insurance Premium Tax: £4,892.86 Total: £2,085.98Windscreen Cover Included Protected No Claims Bonus £181.40 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|Q/SZ6RXP\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: Q/SZ6RXP Issue Date: Sat 14 August, 2021 Renewal Date: Thu 11 February, 2021 483881525 Dawn Moore Flat 14 Gordon ports Port Amy WV2 7SU Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Mrs %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on Thu 11 February, 2021. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on Sat 14 August, 2021. Your Renewal Offer £2,085.98 Last Year's Premium £1,935.29 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before Thu 11 February, 2021 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Dawn Moore \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £2,085.98 \| Payment Date: 14/05/22 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Dawn Moore (FORD MUSTANG - UC26 0TK) Thu 11 February, 2021 to Friday 31 March, 2023 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£2,085.98 Your Renewal Offer £2,085.98 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : crossjustin@example.org We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	Q/SZ6RXP	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	Friday	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	Thu 11 February, 2021	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Jonathan, Information about your Documents. Policy Number : I.SXV.JI28H. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) YY787YO Mr Maurice Martin 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Mr Maurice Martin Policy Number: I.SXV.JI28H Issue date: Tuesday 18 October, 2022 Address: 708 Lisa crest Maureenmouth DH8 3FW Contact number: (0141)4960623Email address: fsmith@example.net Vehicle Details: Registration number: YY787YO Keeper: Mr Maurice Martin Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: DH8 3FW Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 10 February, 2023 Bonus Protection: Protected To: 00:00 09/05/2022 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Mr Maurice Martin Policyholder Date of Birth: Friday 13 October, 2023 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Jessica Morley Driver Date of Birth: 29/08/20 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: I.SXV.JI28H This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: YY787YO or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the 09/05/2022 2Name of Policyholder: Mr Maurice Martin 3Persons or classes of persons entitled to drive: Mr Maurice Martin, Jessica Morley All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the 10 February, 20236Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Mr Maurice Martin Policy number: I.SXV.JI28H Issue date: Tuesday 18 October, 2022 Issued by: AdmiralAddress: 708 Lisa crest Maureenmouth DH8 3FW Reason for issue: Renewal Contact number: (0141)4960623Email address: fsmith@example.net Vehicle Details: Registration number: YY787YO Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: DH8 3FW Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on 10 February, 2023 Years No Claims Bonus: 14 To: 00:00 on 09/05/2022 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Mr Maurice Martin , Jessica Morley Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £9,349.70 Policy Upgrade sub-total: £6,530.60 Insurance Premium Tax: £9,893.99 Total: £2,679.76Windscreen Cover Included Protected No Claims Bonus £6,530.60 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|I.SXV.JI28H\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: I.SXV.JI28H Issue Date: Tuesday 18 October, 2022 Renewal Date: 10 February, 2023 483881525 Mr Maurice Martin 708 Lisa crest Maureenmouth DH8 3FW Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Dr %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on 10 February, 2023. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on Tuesday 18 October, 2022. Your Renewal Offer £2,679.76 Last Year's Premium £9,306.53 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before 10 February, 2023 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Mr Maurice Martin \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £2,679.76 \| Payment Date: Friday 22 November, 2019 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Mr Maurice Martin (FORD MUSTANG - YY787YO) 10 February, 2023 to 09/05/2022 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£2,679.76 Your Renewal Offer £2,679.76 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : fsmith@example.net We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	I.SXV.JI28H	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	09/05/2022	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	10 February, 2023	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Melanie, Information about your Documents. Policy Number : jubsf-apine. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) CE100OD Amanda Thomas 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Amanda Thomas Policy Number: jubsf-apine Issue date: 26/06/21 Address: 7 Knight inlet Leahland IV43 9UL Contact number: (0306) 999 0871Email address: pauline05@example.net Vehicle Details: Registration number: CE100OD Keeper: Amanda Thomas Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: IV43 9UL Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 2023-09-07 Bonus Protection: Protected To: 00:00 03/09/2019 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Amanda Thomas Policyholder Date of Birth: 28/01/2024 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Mrs Helen Hawkins Driver Date of Birth: Sat 16 March, 2019 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: jubsf-apine This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: CE100OD or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the 03/09/2019 2Name of Policyholder: Amanda Thomas 3Persons or classes of persons entitled to drive: Amanda Thomas, Mrs Helen Hawkins All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the 2023-09-076Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Amanda Thomas Policy number: jubsf-apine Issue date: 26/06/21 Issued by: AdmiralAddress: 7 Knight inlet Leahland IV43 9UL Reason for issue: Renewal Contact number: (0306) 999 0871Email address: pauline05@example.net Vehicle Details: Registration number: CE100OD Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: IV43 9UL Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on 2023-09-07 Years No Claims Bonus: 14 To: 00:00 on 03/09/2019 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Amanda Thomas , Mrs Helen Hawkins Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £9,632.44 Policy Upgrade sub-total: £8,026.84 Insurance Premium Tax: £643.43 Total: £8,531.37Windscreen Cover Included Protected No Claims Bonus £8,026.84 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|jubsf-apine\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: jubsf-apine Issue Date: 26/06/21 Renewal Date: 2023-09-07 483881525 Amanda Thomas 7 Knight inlet Leahland IV43 9UL Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Miss %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on 2023-09-07. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on 26/06/21. Your Renewal Offer £8,531.37 Last Year's Premium £2,545.25 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before 2023-09-07 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Amanda Thomas \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £8,531.37 \| Payment Date: 17 June, 2020 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Amanda Thomas (FORD MUSTANG - CE100OD) 2023-09-07 to 03/09/2019 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£8,531.37 Your Renewal Offer £8,531.37 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : pauline05@example.net We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	jubsf-apine	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	03/09/2019	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	2023-09-07	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Nicholas, Information about your Documents. Policy Number : PP.FKBYNM. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) LW364CR Cameron Davison-Wood 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Cameron Davison-Wood Policy Number: PP.FKBYNM Issue date: 25/05/24 Address: Flat 6 Ward walk Tylerfurt ME0N 8AY Contact number: (020) 7496 0619Email address: kbailey@example.net Vehicle Details: Registration number: LW364CR Keeper: Cameron Davison-Wood Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: ME0N 8AY Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 17/01/22 Bonus Protection: Protected To: 00:00 16/12/2024 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Cameron Davison-Wood Policyholder Date of Birth: 05/11/23 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Jordan Ferguson-Sharp Driver Date of Birth: Thu 24 October, 2024 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: PP.FKBYNM This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: LW364CR or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the 16/12/2024 2Name of Policyholder: Cameron Davison-Wood 3Persons or classes of persons entitled to drive: Cameron Davison-Wood, Jordan Ferguson-Sharp All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the 17/01/226Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Cameron Davison-Wood Policy number: PP.FKBYNM Issue date: 25/05/24 Issued by: AdmiralAddress: Flat 6 Ward walk Tylerfurt ME0N 8AY Reason for issue: Renewal Contact number: (020) 7496 0619Email address: kbailey@example.net Vehicle Details: Registration number: LW364CR Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: ME0N 8AY Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on 17/01/22 Years No Claims Bonus: 14 To: 00:00 on 16/12/2024 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Cameron Davison-Wood , Jordan Ferguson-Sharp Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £1,827.45 Policy Upgrade sub-total: £4,564.06 Insurance Premium Tax: £654.47 Total: £9,619.80Windscreen Cover Included Protected No Claims Bonus £4,564.06 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|PP.FKBYNM\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: PP.FKBYNM Issue Date: 25/05/24 Renewal Date: 17/01/22 483881525 Cameron Davison-Wood Flat 6 Ward walk Tylerfurt ME0N 8AY Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Ms %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on 17/01/22. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on 25/05/24. Your Renewal Offer £9,619.80 Last Year's Premium £2,023.10 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before 17/01/22 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Cameron Davison-Wood \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £9,619.80 \| Payment Date: 2022-09-25 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Cameron Davison-Wood (FORD MUSTANG - LW364CR) 17/01/22 to 16/12/2024 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£9,619.80 Your Renewal Offer £9,619.80 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : kbailey@example.net We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	PP.FKBYNM	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	16/12/2024	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	17/01/22	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Barbara, Information about your Documents. Policy Number : fr_lfxsuagooxgroyaz. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) CG777JH Kayleigh Brown 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Kayleigh Brown Policy Number: fr_lfxsuagooxgroyaz Issue date: Friday 26 April, 2019 Address: Flat 1 Geoffrey squares Woodstad L54 3SB Contact number: 0118 496 0586Email address: danielwilson@example.net Vehicle Details: Registration number: CG777JH Keeper: Kayleigh Brown Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: L54 3SB Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 Sat 28 September, 2024 Bonus Protection: Protected To: 00:00 07/08/2025 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Kayleigh Brown Policyholder Date of Birth: 15/07/2023 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Dr Louis Dodd Driver Date of Birth: 19 August, 2022 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: fr_lfxsuagooxgroyaz This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: CG777JH or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the 07/08/2025 2Name of Policyholder: Kayleigh Brown 3Persons or classes of persons entitled to drive: Kayleigh Brown, Dr Louis Dodd All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the Sat 28 September, 20246Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Kayleigh Brown Policy number: fr_lfxsuagooxgroyaz Issue date: Friday 26 April, 2019 Issued by: AdmiralAddress: Flat 1 Geoffrey squares Woodstad L54 3SB Reason for issue: Renewal Contact number: 0118 496 0586Email address: danielwilson@example.net Vehicle Details: Registration number: CG777JH Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: L54 3SB Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on Sat 28 September, 2024 Years No Claims Bonus: 14 To: 00:00 on 07/08/2025 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Kayleigh Brown , Dr Louis Dodd Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £4,906.91 Policy Upgrade sub-total: £3,830.36 Insurance Premium Tax: £3,676.16 Total: £761.93Windscreen Cover Included Protected No Claims Bonus £3,830.36 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|fr_lfxsuagooxgroyaz\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: fr_lfxsuagooxgroyaz Issue Date: Friday 26 April, 2019 Renewal Date: Sat 28 September, 2024 483881525 Kayleigh Brown Flat 1 Geoffrey squares Woodstad L54 3SB Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Dr %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on Sat 28 September, 2024. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on Friday 26 April, 2019. Your Renewal Offer £761.93 Last Year's Premium £9,827.14 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before Sat 28 September, 2024 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Kayleigh Brown \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £761.93 \| Payment Date: Sunday 22 August, 2021 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Kayleigh Brown (FORD MUSTANG - CG777JH) Sat 28 September, 2024 to 07/08/2025 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£761.93 Your Renewal Offer £761.93 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : danielwilson@example.net We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	fr_lfxsuagooxgroyaz	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	07/08/2025	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	Sat 28 September, 2024	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Hilary, Information about your Documents. Policy Number : 6Y-ZH21A/Z2OA6//W-80A_3J. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) GR87 1JG Ms Sylvia Burton 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Ms Sylvia Burton Policy Number: 6Y-ZH21A/Z2OA6//W-80A_3J Issue date: 28/04/23 Address: 097 King green Gavinchester NE5X 4SF Contact number: +448081570193Email address: johnsonstuart@example.net Vehicle Details: Registration number: GR87 1JG Keeper: Ms Sylvia Burton Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: NE5X 4SF Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 29/07/25 Bonus Protection: Protected To: 00:00 01 March, 2025 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Ms Sylvia Burton Policyholder Date of Birth: 01/11/2022 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Anna Ahmed-Thompson Driver Date of Birth: 16/05/2021 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: 6Y-ZH21A/Z2OA6//W-80A_3J This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: GR87 1JG or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the 01 March, 2025 2Name of Policyholder: Ms Sylvia Burton 3Persons or classes of persons entitled to drive: Ms Sylvia Burton, Anna Ahmed-Thompson All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the 29/07/256Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Ms Sylvia Burton Policy number: 6Y-ZH21A/Z2OA6//W-80A_3J Issue date: 28/04/23 Issued by: AdmiralAddress: 097 King green Gavinchester NE5X 4SF Reason for issue: Renewal Contact number: +448081570193Email address: johnsonstuart@example.net Vehicle Details: Registration number: GR87 1JG Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: NE5X 4SF Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on 29/07/25 Years No Claims Bonus: 14 To: 00:00 on 01 March, 2025 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Ms Sylvia Burton , Anna Ahmed-Thompson Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £312.23 Policy Upgrade sub-total: £4,812.91 Insurance Premium Tax: £8,735.88 Total: £3,898.35Windscreen Cover Included Protected No Claims Bonus £4,812.91 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|6Y-ZH21A/Z2OA6//W-80A_3J\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: 6Y-ZH21A/Z2OA6//W-80A_3J Issue Date: 28/04/23 Renewal Date: 29/07/25 483881525 Ms Sylvia Burton 097 King green Gavinchester NE5X 4SF Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Ms %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on 29/07/25. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on 28/04/23. Your Renewal Offer £3,898.35 Last Year's Premium £1,107.55 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before 29/07/25 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Ms Sylvia Burton \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £3,898.35 \| Payment Date: 2020-03-22 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Ms Sylvia Burton (FORD MUSTANG - GR87 1JG) 29/07/25 to 01 March, 2025 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£3,898.35 Your Renewal Offer £3,898.35 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : johnsonstuart@example.net We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	6Y-ZH21A/Z2OA6//W-80A_3J	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	01	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	29/07/25	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Margaret, Information about your Documents. Policy Number : RXOGMPNVZIBZ. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) HV584LM Mrs Elizabeth Webb 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Mrs Elizabeth Webb Policy Number: RXOGMPNVZIBZ Issue date: Thursday 14 November, 2019 Address: Flat 00O Eric plain West Mohammad W86 6FH Contact number: (0141) 4960869Email address: leighwilliams@example.com Vehicle Details: Registration number: HV584LM Keeper: Mrs Elizabeth Webb Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: W86 6FH Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 05 October, 2020 Bonus Protection: Protected To: 00:00 Monday 22 August, 2022 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Mrs Elizabeth Webb Policyholder Date of Birth: 05 March, 2026 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Dylan Wright Driver Date of Birth: Monday 03 October, 2022 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: RXOGMPNVZIBZ This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: HV584LM or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the Monday 22 August, 2022 2Name of Policyholder: Mrs Elizabeth Webb 3Persons or classes of persons entitled to drive: Mrs Elizabeth Webb, Dylan Wright All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the 05 October, 20206Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Mrs Elizabeth Webb Policy number: RXOGMPNVZIBZ Issue date: Thursday 14 November, 2019 Issued by: AdmiralAddress: Flat 00O Eric plain West Mohammad W86 6FH Reason for issue: Renewal Contact number: (0141) 4960869Email address: leighwilliams@example.com Vehicle Details: Registration number: HV584LM Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: W86 6FH Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on 05 October, 2020 Years No Claims Bonus: 14 To: 00:00 on Monday 22 August, 2022 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Mrs Elizabeth Webb , Dylan Wright Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £8,800.55 Policy Upgrade sub-total: £1,384.15 Insurance Premium Tax: £7,166.49 Total: £4,867.49Windscreen Cover Included Protected No Claims Bonus £1,384.15 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|RXOGMPNVZIBZ\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: RXOGMPNVZIBZ Issue Date: Thursday 14 November, 2019 Renewal Date: 05 October, 2020 483881525 Mrs Elizabeth Webb Flat 00O Eric plain West Mohammad W86 6FH Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Dr %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on 05 October, 2020. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on Thursday 14 November, 2019. Your Renewal Offer £4,867.49 Last Year's Premium £3,835.68 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before 05 October, 2020 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Mrs Elizabeth Webb \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £4,867.49 \| Payment Date: 18 July, 2023 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Mrs Elizabeth Webb (FORD MUSTANG - HV584LM) 05 October, 2020 to Monday 22 August, 2022 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£4,867.49 Your Renewal Offer £4,867.49 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : leighwilliams@example.com We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	RXOGMPNVZIBZ	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	Monday	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	05 October, 2020	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Howard, Information about your Documents. Policy Number : F3S60L0. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) DX70 5WK Ian Reynolds-Smith 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Ian Reynolds-Smith Policy Number: F3S60L0 Issue date: 31/01/24 Address: Studio 13Z Stuart fork West Samuel HX1R 7LG Contact number: 01632 960 390Email address: wbailey@example.org Vehicle Details: Registration number: DX70 5WK Keeper: Ian Reynolds-Smith Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: HX1R 7LG Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 Saturday 22 January, 2022 Bonus Protection: Protected To: 00:00 28 January, 2020 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Ian Reynolds-Smith Policyholder Date of Birth: 2022-11-23 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Fiona Hall Driver Date of Birth: Saturday 06 September, 2025 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: F3S60L0 This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: DX70 5WK or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the 28 January, 2020 2Name of Policyholder: Ian Reynolds-Smith 3Persons or classes of persons entitled to drive: Ian Reynolds-Smith, Fiona Hall All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the Saturday 22 January, 20226Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Ian Reynolds-Smith Policy number: F3S60L0 Issue date: 31/01/24 Issued by: AdmiralAddress: Studio 13Z Stuart fork West Samuel HX1R 7LG Reason for issue: Renewal Contact number: 01632 960 390Email address: wbailey@example.org Vehicle Details: Registration number: DX70 5WK Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: HX1R 7LG Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on Saturday 22 January, 2022 Years No Claims Bonus: 14 To: 00:00 on 28 January, 2020 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Ian Reynolds-Smith , Fiona Hall Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £986.43 Policy Upgrade sub-total: £9,827.98 Insurance Premium Tax: £8,124.09 Total: £8,785.67Windscreen Cover Included Protected No Claims Bonus £9,827.98 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|F3S60L0\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: F3S60L0 Issue Date: 31/01/24 Renewal Date: Saturday 22 January, 2022 483881525 Ian Reynolds-Smith Studio 13Z Stuart fork West Samuel HX1R 7LG Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Mr %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on Saturday 22 January, 2022. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on 31/01/24. Your Renewal Offer £8,785.67 Last Year's Premium £275.77 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before Saturday 22 January, 2022 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Ian Reynolds-Smith \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £8,785.67 \| Payment Date: Monday 21 February, 2022 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Ian Reynolds-Smith (FORD MUSTANG - DX70 5WK) Saturday 22 January, 2022 to 28 January, 2020 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£8,785.67 Your Renewal Offer £8,785.67 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : wbailey@example.org We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	F3S60L0	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	28	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	Saturday 22 January, 2022	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Anthony, Information about your Documents. Policy Number : BMACMGH. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) EY93 6XW Linda Vincent 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Linda Vincent Policy Number: BMACMGH Issue date: 2021-08-16 Address: Flat 24 Frank tunnel New Barryland WF6Y 5PH Contact number: 01164960381Email address: barbarajones@example.net Vehicle Details: Registration number: EY93 6XW Keeper: Linda Vincent Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: WF6Y 5PH Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 31/05/22 Bonus Protection: Protected To: 00:00 Wednesday 06 November, 2024 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Linda Vincent Policyholder Date of Birth: Tue 17 May, 2022 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Jay Adams Driver Date of Birth: 04 May, 2023 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: BMACMGH This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: EY93 6XW or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the Wednesday 06 November, 2024 2Name of Policyholder: Linda Vincent 3Persons or classes of persons entitled to drive: Linda Vincent, Jay Adams All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the 31/05/226Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Linda Vincent Policy number: BMACMGH Issue date: 2021-08-16 Issued by: AdmiralAddress: Flat 24 Frank tunnel New Barryland WF6Y 5PH Reason for issue: Renewal Contact number: 01164960381Email address: barbarajones@example.net Vehicle Details: Registration number: EY93 6XW Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: WF6Y 5PH Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on 31/05/22 Years No Claims Bonus: 14 To: 00:00 on Wednesday 06 November, 2024 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Linda Vincent , Jay Adams Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £1,666.83 Policy Upgrade sub-total: £7,892.63 Insurance Premium Tax: £7,719.64 Total: £4,889.65Windscreen Cover Included Protected No Claims Bonus £7,892.63 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|BMACMGH\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: BMACMGH Issue Date: 2021-08-16 Renewal Date: 31/05/22 483881525 Linda Vincent Flat 24 Frank tunnel New Barryland WF6Y 5PH Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Dr %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on 31/05/22. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on 2021-08-16. Your Renewal Offer £4,889.65 Last Year's Premium £8,161.74 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before 31/05/22 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Linda Vincent \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £4,889.65 \| Payment Date: 2025-11-15 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Linda Vincent (FORD MUSTANG - EY93 6XW) 31/05/22 to Wednesday 06 November, 2024 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£4,889.65 Your Renewal Offer £4,889.65 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : barbarajones@example.net We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	BMACMGH	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	Wednesday	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	31/05/22	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Kyle, Information about your Documents. Policy Number : GH3XOQE. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) DH316BC Miss Rosemary Butler 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Miss Rosemary Butler Policy Number: GH3XOQE Issue date: Thursday 29 January, 2026 Address: Studio 2 Brett drives North Jordanland LU4 4LG Contact number: (0117) 496 0628Email address: dannydavies@example.net Vehicle Details: Registration number: DH316BC Keeper: Miss Rosemary Butler Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: LU4 4LG Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 2019-10-17 Bonus Protection: Protected To: 00:00 04 November, 2023 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Miss Rosemary Butler Policyholder Date of Birth: Mon 27 January, 2025 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Eric Jones-Williams Driver Date of Birth: 07/07/2022 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: GH3XOQE This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: DH316BC or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the 04 November, 2023 2Name of Policyholder: Miss Rosemary Butler 3Persons or classes of persons entitled to drive: Miss Rosemary Butler, Eric Jones-Williams All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the 2019-10-176Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Miss Rosemary Butler Policy number: GH3XOQE Issue date: Thursday 29 January, 2026 Issued by: AdmiralAddress: Studio 2 Brett drives North Jordanland LU4 4LG Reason for issue: Renewal Contact number: (0117) 496 0628Email address: dannydavies@example.net Vehicle Details: Registration number: DH316BC Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: LU4 4LG Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on 2019-10-17 Years No Claims Bonus: 14 To: 00:00 on 04 November, 2023 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Miss Rosemary Butler , Eric Jones-Williams Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £8,431.63 Policy Upgrade sub-total: £8,650.15 Insurance Premium Tax: £5,695.31 Total: £2,214.13Windscreen Cover Included Protected No Claims Bonus £8,650.15 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|GH3XOQE\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: GH3XOQE Issue Date: Thursday 29 January, 2026 Renewal Date: 2019-10-17 483881525 Miss Rosemary Butler Studio 2 Brett drives North Jordanland LU4 4LG Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Dr %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on 2019-10-17. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on Thursday 29 January, 2026. Your Renewal Offer £2,214.13 Last Year's Premium £3,221.64 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before 2019-10-17 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Miss Rosemary Butler \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £2,214.13 \| Payment Date: Wed 03 February, 2021 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Miss Rosemary Butler (FORD MUSTANG - DH316BC) 2019-10-17 to 04 November, 2023 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£2,214.13 Your Renewal Offer £2,214.13 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : dannydavies@example.net We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	GH3XOQE	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	04	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	2019-10-17	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Leslie, Information about your Documents. Policy Number : ll_hghysoj_nmp//o. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) TJ73 4KH Gerard Collins 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Gerard Collins Policy Number: ll_hghysoj_nmp//o Issue date: Saturday 06 September, 2025 Address: Flat 71P Ashley rapid Pagemouth CV1V 1BP Contact number: +44(0)306 999 0974Email address: michellebruce@example.net Vehicle Details: Registration number: TJ73 4KH Keeper: Gerard Collins Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: CV1V 1BP Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 24 November, 2024 Bonus Protection: Protected To: 00:00 Wed 10 January, 2024 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Gerard Collins Policyholder Date of Birth: Friday 19 November, 2021 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Gemma Thornton-Mason Driver Date of Birth: 04/03/25 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: ll_hghysoj_nmp//o This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: TJ73 4KH or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the Wed 10 January, 2024 2Name of Policyholder: Gerard Collins 3Persons or classes of persons entitled to drive: Gerard Collins, Gemma Thornton-Mason All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the 24 November, 20246Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Gerard Collins Policy number: ll_hghysoj_nmp//o Issue date: Saturday 06 September, 2025 Issued by: AdmiralAddress: Flat 71P Ashley rapid Pagemouth CV1V 1BP Reason for issue: Renewal Contact number: +44(0)306 999 0974Email address: michellebruce@example.net Vehicle Details: Registration number: TJ73 4KH Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: CV1V 1BP Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on 24 November, 2024 Years No Claims Bonus: 14 To: 00:00 on Wed 10 January, 2024 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Gerard Collins , Gemma Thornton-Mason Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £2,732.39 Policy Upgrade sub-total: £1,936.68 Insurance Premium Tax: £4,275.55 Total: £6,884.95Windscreen Cover Included Protected No Claims Bonus £1,936.68 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|ll_hghysoj_nmp//o\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: ll_hghysoj_nmp//o Issue Date: Saturday 06 September, 2025 Renewal Date: 24 November, 2024 483881525 Gerard Collins Flat 71P Ashley rapid Pagemouth CV1V 1BP Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Miss %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on 24 November, 2024. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on Saturday 06 September, 2025. Your Renewal Offer £6,884.95 Last Year's Premium £1,949.21 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before 24 November, 2024 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Gerard Collins \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £6,884.95 \| Payment Date: Fri 07 April, 2023 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Gerard Collins (FORD MUSTANG - TJ73 4KH) 24 November, 2024 to Wed 10 January, 2024 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£6,884.95 Your Renewal Offer £6,884.95 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : michellebruce@example.net We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	ll_hghysoj_nmp//o	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	Wed	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	24 November, 2024	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Justin, Information about your Documents. Policy Number : C96PZZK. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) UR254TO Joseph Hall 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Joseph Hall Policy Number: C96PZZK Issue date: Tuesday 08 December, 2020 Address: 26 Roberts circles South Louiseborough E8S 4RA Contact number: +44(0)28 9018647Email address: susanstevens@example.org Vehicle Details: Registration number: UR254TO Keeper: Joseph Hall Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: E8S 4RA Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 14/02/22 Bonus Protection: Protected To: 00:00 Wed 20 March, 2024 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Joseph Hall Policyholder Date of Birth: 03 July, 2020 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Mrs Yvonne Stevenson Driver Date of Birth: Saturday 27 April, 2024 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: C96PZZK This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: UR254TO or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the Wed 20 March, 2024 2Name of Policyholder: Joseph Hall 3Persons or classes of persons entitled to drive: Joseph Hall, Mrs Yvonne Stevenson All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the 14/02/226Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Joseph Hall Policy number: C96PZZK Issue date: Tuesday 08 December, 2020 Issued by: AdmiralAddress: 26 Roberts circles South Louiseborough E8S 4RA Reason for issue: Renewal Contact number: +44(0)28 9018647Email address: susanstevens@example.org Vehicle Details: Registration number: UR254TO Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: E8S 4RA Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on 14/02/22 Years No Claims Bonus: 14 To: 00:00 on Wed 20 March, 2024 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Joseph Hall , Mrs Yvonne Stevenson Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £9,691.79 Policy Upgrade sub-total: £9,170.13 Insurance Premium Tax: £8,553.13 Total: £1,860.42Windscreen Cover Included Protected No Claims Bonus £9,170.13 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|C96PZZK\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: C96PZZK Issue Date: Tuesday 08 December, 2020 Renewal Date: 14/02/22 483881525 Joseph Hall 26 Roberts circles South Louiseborough E8S 4RA Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Miss %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on 14/02/22. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on Tuesday 08 December, 2020. Your Renewal Offer £1,860.42 Last Year's Premium £2,505.66 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before 14/02/22 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Joseph Hall \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £1,860.42 \| Payment Date: 19/06/22 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Joseph Hall (FORD MUSTANG - UR254TO) 14/02/22 to Wed 20 March, 2024 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£1,860.42 Your Renewal Offer £1,860.42 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : susanstevens@example.org We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	C96PZZK	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	Wed	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	14/02/22	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Ben, Information about your Documents. Policy Number : delectus-voluptates-suscipit. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) RX057CT Joan Farmer-Gray 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Joan Farmer-Gray Policy Number: delectus-voluptates-suscipit Issue date: 2023-11-09 Address: Studio 1 Victoria walks Faulknerport S1 7BW Contact number: 0289018346Email address: wsmith@example.com Vehicle Details: Registration number: RX057CT Keeper: Joan Farmer-Gray Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: S1 7BW Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 2025-03-06 Bonus Protection: Protected To: 00:00 2019-07-07 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Joan Farmer-Gray Policyholder Date of Birth: 30 March, 2021 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Anne Clark Driver Date of Birth: Sun 22 May, 2022 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: delectus-voluptates-suscipit This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: RX057CT or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the 2019-07-07 2Name of Policyholder: Joan Farmer-Gray 3Persons or classes of persons entitled to drive: Joan Farmer-Gray, Anne Clark All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the 2025-03-066Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Joan Farmer-Gray Policy number: delectus-voluptates-suscipit Issue date: 2023-11-09 Issued by: AdmiralAddress: Studio 1 Victoria walks Faulknerport S1 7BW Reason for issue: Renewal Contact number: 0289018346Email address: wsmith@example.com Vehicle Details: Registration number: RX057CT Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: S1 7BW Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on 2025-03-06 Years No Claims Bonus: 14 To: 00:00 on 2019-07-07 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Joan Farmer-Gray , Anne Clark Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £3,685.17 Policy Upgrade sub-total: £2,501.00 Insurance Premium Tax: £8,013.59 Total: £7,605.13Windscreen Cover Included Protected No Claims Bonus £2,501.00 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|delectus-voluptates-suscipit\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: delectus-voluptates-suscipit Issue Date: 2023-11-09 Renewal Date: 2025-03-06 483881525 Joan Farmer-Gray Studio 1 Victoria walks Faulknerport S1 7BW Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Ms %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on 2025-03-06. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on 2023-11-09. Your Renewal Offer £7,605.13 Last Year's Premium £944.07 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before 2025-03-06 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Joan Farmer-Gray \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £7,605.13 \| Payment Date: 04/07/2023 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Joan Farmer-Gray (FORD MUSTANG - RX057CT) 2025-03-06 to 2019-07-07 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£7,605.13 Your Renewal Offer £7,605.13 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : wsmith@example.com We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	delectus-voluptates-suscipit	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	2019-07-07	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	2025-03-06	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Harry, Information about your Documents. Policy Number : 3AA0V2YH/JK8RD0UJBD40B7. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) EU367TH Toby Page 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Toby Page Policy Number: 3AA0V2YH/JK8RD0UJBD40B7 Issue date: Sat 09 September, 2023 Address: Flat 3 Natasha center Ronaldstad DG7R 9DJ Contact number: (0118) 4960217Email address: elizabeth14@example.com Vehicle Details: Registration number: EU367TH Keeper: Toby Page Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: DG7R 9DJ Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 Thursday 28 August, 2025 Bonus Protection: Protected To: 00:00 2023-07-17 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Toby Page Policyholder Date of Birth: Fri 12 April, 2024 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Pamela Stevenson Driver Date of Birth: 16 June, 2023 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: 3AA0V2YH/JK8RD0UJBD40B7 This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: EU367TH or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the 2023-07-17 2Name of Policyholder: Toby Page 3Persons or classes of persons entitled to drive: Toby Page, Pamela Stevenson All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the Thursday 28 August, 20256Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Toby Page Policy number: 3AA0V2YH/JK8RD0UJBD40B7 Issue date: Sat 09 September, 2023 Issued by: AdmiralAddress: Flat 3 Natasha center Ronaldstad DG7R 9DJ Reason for issue: Renewal Contact number: (0118) 4960217Email address: elizabeth14@example.com Vehicle Details: Registration number: EU367TH Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: DG7R 9DJ Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on Thursday 28 August, 2025 Years No Claims Bonus: 14 To: 00:00 on 2023-07-17 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Toby Page , Pamela Stevenson Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £9,856.60 Policy Upgrade sub-total: £9,288.37 Insurance Premium Tax: £2,507.95 Total: £7,167.21Windscreen Cover Included Protected No Claims Bonus £9,288.37 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|3AA0V2YH/JK8RD0UJBD40B7\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: 3AA0V2YH/JK8RD0UJBD40B7 Issue Date: Sat 09 September, 2023 Renewal Date: Thursday 28 August, 2025 483881525 Toby Page Flat 3 Natasha center Ronaldstad DG7R 9DJ Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Dr %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on Thursday 28 August, 2025. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on Sat 09 September, 2023. Your Renewal Offer £7,167.21 Last Year's Premium £1,100.11 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before Thursday 28 August, 2025 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Toby Page \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £7,167.21 \| Payment Date: 2024-11-27 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Toby Page (FORD MUSTANG - EU367TH) Thursday 28 August, 2025 to 2023-07-17 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£7,167.21 Your Renewal Offer £7,167.21 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : elizabeth14@example.com We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	3AA0V2YH/JK8RD0UJBD40B7	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	2023-07-17	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	Thursday 28 August, 2025	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Leon, Information about your Documents. Policy Number : J9SWJA4I. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) HB838AN Ryan Taylor 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Ryan Taylor Policy Number: J9SWJA4I Issue date: 04/03/2022 Address: Flat 1 Webb mountain South Gavinhaven N5W 6UF Contact number: (0909)8790782Email address: mthomas@example.com Vehicle Details: Registration number: HB838AN Keeper: Ryan Taylor Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: N5W 6UF Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 24/05/2024 Bonus Protection: Protected To: 00:00 25/01/23 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Ryan Taylor Policyholder Date of Birth: 07 August, 2025 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Dawn Robinson-Flynn Driver Date of Birth: 2020-12-10 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: J9SWJA4I This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: HB838AN or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the 25/01/23 2Name of Policyholder: Ryan Taylor 3Persons or classes of persons entitled to drive: Ryan Taylor, Dawn Robinson-Flynn All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the 24/05/20246Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Ryan Taylor Policy number: J9SWJA4I Issue date: 04/03/2022 Issued by: AdmiralAddress: Flat 1 Webb mountain South Gavinhaven N5W 6UF Reason for issue: Renewal Contact number: (0909)8790782Email address: mthomas@example.com Vehicle Details: Registration number: HB838AN Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: N5W 6UF Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on 24/05/2024 Years No Claims Bonus: 14 To: 00:00 on 25/01/23 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Ryan Taylor , Dawn Robinson-Flynn Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £2,581.08 Policy Upgrade sub-total: £4,394.72 Insurance Premium Tax: £1,282.25 Total: £7,862.26Windscreen Cover Included Protected No Claims Bonus £4,394.72 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|J9SWJA4I\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: J9SWJA4I Issue Date: 04/03/2022 Renewal Date: 24/05/2024 483881525 Ryan Taylor Flat 1 Webb mountain South Gavinhaven N5W 6UF Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Dr %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on 24/05/2024. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on 04/03/2022. Your Renewal Offer £7,862.26 Last Year's Premium £1,201.93 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before 24/05/2024 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Ryan Taylor \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £7,862.26 \| Payment Date: 30 April, 2019 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Ryan Taylor (FORD MUSTANG - HB838AN) 24/05/2024 to 25/01/23 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£7,862.26 Your Renewal Offer £7,862.26 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : mthomas@example.com We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	J9SWJA4I	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	25/01/23	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	24/05/2024	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Peter, Information about your Documents. Policy Number : kg-g-apo_zymr/. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) NR641JD Mohamed Brown-Lawrence 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Mohamed Brown-Lawrence Policy Number: kg-g-apo_zymr/ Issue date: 07 February, 2026 Address: 1 Wood causeway Lake Iain HS67 1DD Contact number: +44(0)29 2018 0350Email address: paige18@example.net Vehicle Details: Registration number: NR641JD Keeper: Mohamed Brown-Lawrence Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: HS67 1DD Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 18 September, 2019 Bonus Protection: Protected To: 00:00 2023-10-09 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Mohamed Brown-Lawrence Policyholder Date of Birth: 04/09/25 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Heather Hall Driver Date of Birth: 26/05/25 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: kg-g-apo_zymr/ This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: NR641JD or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the 2023-10-09 2Name of Policyholder: Mohamed Brown-Lawrence 3Persons or classes of persons entitled to drive: Mohamed Brown-Lawrence, Heather Hall All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the 18 September, 20196Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Mohamed Brown-Lawrence Policy number: kg-g-apo_zymr/ Issue date: 07 February, 2026 Issued by: AdmiralAddress: 1 Wood causeway Lake Iain HS67 1DD Reason for issue: Renewal Contact number: +44(0)29 2018 0350Email address: paige18@example.net Vehicle Details: Registration number: NR641JD Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: HS67 1DD Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on 18 September, 2019 Years No Claims Bonus: 14 To: 00:00 on 2023-10-09 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Mohamed Brown-Lawrence , Heather Hall Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £9,473.11 Policy Upgrade sub-total: £4,844.85 Insurance Premium Tax: £8,899.02 Total: £3,738.34Windscreen Cover Included Protected No Claims Bonus £4,844.85 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|kg-g-apo_zymr/\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: kg-g-apo_zymr/ Issue Date: 07 February, 2026 Renewal Date: 18 September, 2019 483881525 Mohamed Brown-Lawrence 1 Wood causeway Lake Iain HS67 1DD Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Dr %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on 18 September, 2019. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on 07 February, 2026. Your Renewal Offer £3,738.34 Last Year's Premium £8,943.07 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before 18 September, 2019 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Mohamed Brown-Lawrence \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £3,738.34 \| Payment Date: 2024-08-23 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Mohamed Brown-Lawrence (FORD MUSTANG - NR641JD) 18 September, 2019 to 2023-10-09 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£3,738.34 Your Renewal Offer £3,738.34 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : paige18@example.net We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	kg-g-apo_zymr/	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	2023-10-09	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	18 September, 2019	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Eleanor, Information about your Documents. Policy Number : TLBEPNEVNG. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) GE30 3EP Jane Peters 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Jane Peters Policy Number: TLBEPNEVNG Issue date: 12/03/2020 Address: 1 Linda fords Jayhaven M9A 0BH Contact number: 0113 496 0505Email address: abbie31@example.net Vehicle Details: Registration number: GE30 3EP Keeper: Jane Peters Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: M9A 0BH Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 10 March, 2019 Bonus Protection: Protected To: 00:00 24/02/2024 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Jane Peters Policyholder Date of Birth: 2026-01-22 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Ms Vanessa Pearce Driver Date of Birth: 16 January, 2021 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: TLBEPNEVNG This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: GE30 3EP or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the 24/02/2024 2Name of Policyholder: Jane Peters 3Persons or classes of persons entitled to drive: Jane Peters, Ms Vanessa Pearce All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the 10 March, 20196Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Jane Peters Policy number: TLBEPNEVNG Issue date: 12/03/2020 Issued by: AdmiralAddress: 1 Linda fords Jayhaven M9A 0BH Reason for issue: Renewal Contact number: 0113 496 0505Email address: abbie31@example.net Vehicle Details: Registration number: GE30 3EP Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: M9A 0BH Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on 10 March, 2019 Years No Claims Bonus: 14 To: 00:00 on 24/02/2024 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Jane Peters , Ms Vanessa Pearce Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £3,435.87 Policy Upgrade sub-total: £4,643.65 Insurance Premium Tax: £7,991.71 Total: £8,400.32Windscreen Cover Included Protected No Claims Bonus £4,643.65 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|TLBEPNEVNG\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: TLBEPNEVNG Issue Date: 12/03/2020 Renewal Date: 10 March, 2019 483881525 Jane Peters 1 Linda fords Jayhaven M9A 0BH Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Mr %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on 10 March, 2019. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on 12/03/2020. Your Renewal Offer £8,400.32 Last Year's Premium £9,776.20 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before 10 March, 2019 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Jane Peters \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £8,400.32 \| Payment Date: Fri 29 July, 2022 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Jane Peters (FORD MUSTANG - GE30 3EP) 10 March, 2019 to 24/02/2024 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£8,400.32 Your Renewal Offer £8,400.32 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : abbie31@example.net We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	TLBEPNEVNG	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	24/02/2024	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	10 March, 2019	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Robert, Information about your Documents. Policy Number : dfpmeyjx__bp. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) NX98 3KG Leah Wood 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Leah Wood Policy Number: dfpmeyjx__bp Issue date: 16/04/2022 Address: Flat 37V Griffin dam Port Brianmouth N9E 4BL Contact number: +44(0)1614960886Email address: natashaellis@example.net Vehicle Details: Registration number: NX98 3KG Keeper: Leah Wood Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: N9E 4BL Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 17/02/2022 Bonus Protection: Protected To: 00:00 2026-01-28 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Leah Wood Policyholder Date of Birth: Friday 30 September, 2022 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Dr Craig Moss Driver Date of Birth: Monday 16 March, 2020 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: dfpmeyjx__bp This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: NX98 3KG or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the 2026-01-28 2Name of Policyholder: Leah Wood 3Persons or classes of persons entitled to drive: Leah Wood, Dr Craig Moss All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the 17/02/20226Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Leah Wood Policy number: dfpmeyjx__bp Issue date: 16/04/2022 Issued by: AdmiralAddress: Flat 37V Griffin dam Port Brianmouth N9E 4BL Reason for issue: Renewal Contact number: +44(0)1614960886Email address: natashaellis@example.net Vehicle Details: Registration number: NX98 3KG Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: N9E 4BL Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on 17/02/2022 Years No Claims Bonus: 14 To: 00:00 on 2026-01-28 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Leah Wood , Dr Craig Moss Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £7,918.25 Policy Upgrade sub-total: £519.31 Insurance Premium Tax: £2,568.53 Total: £7,780.68Windscreen Cover Included Protected No Claims Bonus £519.31 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|dfpmeyjx__bp\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: dfpmeyjx__bp Issue Date: 16/04/2022 Renewal Date: 17/02/2022 483881525 Leah Wood Flat 37V Griffin dam Port Brianmouth N9E 4BL Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Dr %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on 17/02/2022. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on 16/04/2022. Your Renewal Offer £7,780.68 Last Year's Premium £3,803.71 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before 17/02/2022 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Leah Wood \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £7,780.68 \| Payment Date: Tue 10 September, 2019 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Leah Wood (FORD MUSTANG - NX98 3KG) 17/02/2022 to 2026-01-28 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£7,780.68 Your Renewal Offer £7,780.68 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : natashaellis@example.net We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	dfpmeyjx__bp	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	2026-01-28	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	17/02/2022	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Aaron, Information about your Documents. Policy Number : buxispa.oll-f. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) JF19 2YM Julie Parsons 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Julie Parsons Policy Number: buxispa.oll-f Issue date: Thu 09 September, 2021 Address: Flat 80h Jasmine islands Francesfurt W1 1FZ Contact number: 01134960188Email address: whittakertom@example.org Vehicle Details: Registration number: JF19 2YM Keeper: Julie Parsons Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: W1 1FZ Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 18 October, 2020 Bonus Protection: Protected To: 00:00 2019-05-05 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Julie Parsons Policyholder Date of Birth: Sunday 05 September, 2021 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Vanessa King-Rogers Driver Date of Birth: 30/03/22 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: buxispa.oll-f This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: JF19 2YM or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the 2019-05-05 2Name of Policyholder: Julie Parsons 3Persons or classes of persons entitled to drive: Julie Parsons, Vanessa King-Rogers All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the 18 October, 20206Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Julie Parsons Policy number: buxispa.oll-f Issue date: Thu 09 September, 2021 Issued by: AdmiralAddress: Flat 80h Jasmine islands Francesfurt W1 1FZ Reason for issue: Renewal Contact number: 01134960188Email address: whittakertom@example.org Vehicle Details: Registration number: JF19 2YM Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: W1 1FZ Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on 18 October, 2020 Years No Claims Bonus: 14 To: 00:00 on 2019-05-05 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Julie Parsons , Vanessa King-Rogers Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £20.70 Policy Upgrade sub-total: £1,361.19 Insurance Premium Tax: £3,240.59 Total: £3,637.79Windscreen Cover Included Protected No Claims Bonus £1,361.19 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|buxispa.oll-f\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: buxispa.oll-f Issue Date: Thu 09 September, 2021 Renewal Date: 18 October, 2020 483881525 Julie Parsons Flat 80h Jasmine islands Francesfurt W1 1FZ Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Miss %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on 18 October, 2020. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on Thu 09 September, 2021. Your Renewal Offer £3,637.79 Last Year's Premium £50.83 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before 18 October, 2020 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Julie Parsons \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £3,637.79 \| Payment Date: Wednesday 28 December, 2022 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Julie Parsons (FORD MUSTANG - JF19 2YM) 18 October, 2020 to 2019-05-05 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£3,637.79 Your Renewal Offer £3,637.79 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : whittakertom@example.org We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	buxispa.oll-f	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	2019-05-05	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	18 October, 2020	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Henry, Information about your Documents. Policy Number : S9E9Y15SGB1J6TUP8Y. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) HK793UR Brenda Taylor 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Brenda Taylor Policy Number: S9E9Y15SGB1J6TUP8Y Issue date: 19/06/25 Address: Flat 57Y Shannon road South Shannonchester SG01 9XG Contact number: (0113)4960421Email address: carl85@example.net Vehicle Details: Registration number: HK793UR Keeper: Brenda Taylor Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: SG01 9XG Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 Tuesday 22 November, 2022 Bonus Protection: Protected To: 00:00 02 April, 2025 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Brenda Taylor Policyholder Date of Birth: 08/11/25 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Mr Damian Spencer Driver Date of Birth: Tue 06 August, 2019 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: S9E9Y15SGB1J6TUP8Y This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: HK793UR or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the 02 April, 2025 2Name of Policyholder: Brenda Taylor 3Persons or classes of persons entitled to drive: Brenda Taylor, Mr Damian Spencer All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the Tuesday 22 November, 20226Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Brenda Taylor Policy number: S9E9Y15SGB1J6TUP8Y Issue date: 19/06/25 Issued by: AdmiralAddress: Flat 57Y Shannon road South Shannonchester SG01 9XG Reason for issue: Renewal Contact number: (0113)4960421Email address: carl85@example.net Vehicle Details: Registration number: HK793UR Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: SG01 9XG Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on Tuesday 22 November, 2022 Years No Claims Bonus: 14 To: 00:00 on 02 April, 2025 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Brenda Taylor , Mr Damian Spencer Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £4,150.35 Policy Upgrade sub-total: £6,946.80 Insurance Premium Tax: £1,129.53 Total: £1,511.88Windscreen Cover Included Protected No Claims Bonus £6,946.80 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|S9E9Y15SGB1J6TUP8Y\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: S9E9Y15SGB1J6TUP8Y Issue Date: 19/06/25 Renewal Date: Tuesday 22 November, 2022 483881525 Brenda Taylor Flat 57Y Shannon road South Shannonchester SG01 9XG Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Dr %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on Tuesday 22 November, 2022. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on 19/06/25. Your Renewal Offer £1,511.88 Last Year's Premium £1,627.95 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before Tuesday 22 November, 2022 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Brenda Taylor \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £1,511.88 \| Payment Date: Sun 20 September, 2020 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Brenda Taylor (FORD MUSTANG - HK793UR) Tuesday 22 November, 2022 to 02 April, 2025 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£1,511.88 Your Renewal Offer £1,511.88 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : carl85@example.net We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	S9E9Y15SGB1J6TUP8Y	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	02	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	Tuesday 22 November, 2022	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Kim, Information about your Documents. Policy Number : 5R9Y//USK0-WGO. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) VH42 9TV Jake Iqbal 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Jake Iqbal Policy Number: 5R9Y//USK0-WGO Issue date: 04/10/23 Address: 4 Spencer estate Scottmouth WD8N 6FD Contact number: (0306)9990009Email address: hannahellis@example.net Vehicle Details: Registration number: VH42 9TV Keeper: Jake Iqbal Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: WD8N 6FD Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 2020-01-26 Bonus Protection: Protected To: 00:00 Sun 02 April, 2023 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Jake Iqbal Policyholder Date of Birth: Monday 29 July, 2019 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Dr Stanley Francis Driver Date of Birth: 2023-12-04 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: 5R9Y//USK0-WGO This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: VH42 9TV or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the Sun 02 April, 2023 2Name of Policyholder: Jake Iqbal 3Persons or classes of persons entitled to drive: Jake Iqbal, Dr Stanley Francis All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the 2020-01-266Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Jake Iqbal Policy number: 5R9Y//USK0-WGO Issue date: 04/10/23 Issued by: AdmiralAddress: 4 Spencer estate Scottmouth WD8N 6FD Reason for issue: Renewal Contact number: (0306)9990009Email address: hannahellis@example.net Vehicle Details: Registration number: VH42 9TV Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: WD8N 6FD Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on 2020-01-26 Years No Claims Bonus: 14 To: 00:00 on Sun 02 April, 2023 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Jake Iqbal , Dr Stanley Francis Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £1,464.03 Policy Upgrade sub-total: £8,548.63 Insurance Premium Tax: £2,228.13 Total: £7,318.15Windscreen Cover Included Protected No Claims Bonus £8,548.63 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|5R9Y//USK0-WGO\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: 5R9Y//USK0-WGO Issue Date: 04/10/23 Renewal Date: 2020-01-26 483881525 Jake Iqbal 4 Spencer estate Scottmouth WD8N 6FD Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Ms %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on 2020-01-26. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on 04/10/23. Your Renewal Offer £7,318.15 Last Year's Premium £802.95 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before 2020-01-26 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Jake Iqbal \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £7,318.15 \| Payment Date: Sun 04 August, 2019 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Jake Iqbal (FORD MUSTANG - VH42 9TV) 2020-01-26 to Sun 02 April, 2023 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£7,318.15 Your Renewal Offer £7,318.15 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : hannahellis@example.net We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	5R9Y//USK0-WGO	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	Sun	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	2020-01-26	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Joanne, Information about your Documents. Policy Number : GQY_6LFMWEJ_A39MA-/H//8S. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) YY91 0UR Dr Samuel Cross 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Dr Samuel Cross Policy Number: GQY_6LFMWEJ_A39MA-/H//8S Issue date: 07/06/21 Address: 57 Carol plaza Ryanton CW61 7JL Contact number: 0191 4960542Email address: cwheeler@example.org Vehicle Details: Registration number: YY91 0UR Keeper: Dr Samuel Cross Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: CW61 7JL Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 Tuesday 01 October, 2019 Bonus Protection: Protected To: 00:00 Tue 02 November, 2021 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Dr Samuel Cross Policyholder Date of Birth: 08/11/20 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Mrs June Jennings Driver Date of Birth: 2021-06-16 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: GQY_6LFMWEJ_A39MA-/H//8S This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: YY91 0UR or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the Tue 02 November, 2021 2Name of Policyholder: Dr Samuel Cross 3Persons or classes of persons entitled to drive: Dr Samuel Cross, Mrs June Jennings All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the Tuesday 01 October, 20196Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Dr Samuel Cross Policy number: GQY_6LFMWEJ_A39MA-/H//8S Issue date: 07/06/21 Issued by: AdmiralAddress: 57 Carol plaza Ryanton CW61 7JL Reason for issue: Renewal Contact number: 0191 4960542Email address: cwheeler@example.org Vehicle Details: Registration number: YY91 0UR Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: CW61 7JL Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on Tuesday 01 October, 2019 Years No Claims Bonus: 14 To: 00:00 on Tue 02 November, 2021 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Dr Samuel Cross , Mrs June Jennings Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £2,774.86 Policy Upgrade sub-total: £7,429.44 Insurance Premium Tax: £5,248.15 Total: £3,767.21Windscreen Cover Included Protected No Claims Bonus £7,429.44 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|GQY_6LFMWEJ_A39MA-/H//8S\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: GQY_6LFMWEJ_A39MA-/H//8S Issue Date: 07/06/21 Renewal Date: Tuesday 01 October, 2019 483881525 Dr Samuel Cross 57 Carol plaza Ryanton CW61 7JL Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Mr %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on Tuesday 01 October, 2019. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on 07/06/21. Your Renewal Offer £3,767.21 Last Year's Premium £1,652.26 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before Tuesday 01 October, 2019 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Dr Samuel Cross \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £3,767.21 \| Payment Date: 2025-11-22 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Dr Samuel Cross (FORD MUSTANG - YY91 0UR) Tuesday 01 October, 2019 to Tue 02 November, 2021 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£3,767.21 Your Renewal Offer £3,767.21 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : cwheeler@example.org We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	GQY_6LFMWEJ_A39MA-/H//8S	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	Tue	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	Tuesday 01 October, 2019	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Graeme, Information about your Documents. Policy Number : 29/NB4SC7HHMHVLCGZR. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) UH482OY Mr Lawrence Jackson 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Mr Lawrence Jackson Policy Number: 29/NB4SC7HHMHVLCGZR Issue date: Monday 09 September, 2019 Address: 0 Judith avenue Griffithsmouth SK9 5EB Contact number: 0306 9990350Email address: hlee@example.com Vehicle Details: Registration number: UH482OY Keeper: Mr Lawrence Jackson Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: SK9 5EB Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 18 February, 2020 Bonus Protection: Protected To: 00:00 29/09/2023 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Mr Lawrence Jackson Policyholder Date of Birth: 2021-12-09 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Aimee Baker Driver Date of Birth: 18 February, 2022 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: 29/NB4SC7HHMHVLCGZR This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: UH482OY or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the 29/09/2023 2Name of Policyholder: Mr Lawrence Jackson 3Persons or classes of persons entitled to drive: Mr Lawrence Jackson, Aimee Baker All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the 18 February, 20206Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Mr Lawrence Jackson Policy number: 29/NB4SC7HHMHVLCGZR Issue date: Monday 09 September, 2019 Issued by: AdmiralAddress: 0 Judith avenue Griffithsmouth SK9 5EB Reason for issue: Renewal Contact number: 0306 9990350Email address: hlee@example.com Vehicle Details: Registration number: UH482OY Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: SK9 5EB Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on 18 February, 2020 Years No Claims Bonus: 14 To: 00:00 on 29/09/2023 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Mr Lawrence Jackson , Aimee Baker Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £4,200.98 Policy Upgrade sub-total: £5,249.33 Insurance Premium Tax: £1,367.33 Total: £3,385.88Windscreen Cover Included Protected No Claims Bonus £5,249.33 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|29/NB4SC7HHMHVLCGZR\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: 29/NB4SC7HHMHVLCGZR Issue Date: Monday 09 September, 2019 Renewal Date: 18 February, 2020 483881525 Mr Lawrence Jackson 0 Judith avenue Griffithsmouth SK9 5EB Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Mr %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on 18 February, 2020. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on Monday 09 September, 2019. Your Renewal Offer £3,385.88 Last Year's Premium £2,753.52 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before 18 February, 2020 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Mr Lawrence Jackson \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £3,385.88 \| Payment Date: Tuesday 30 August, 2022 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Mr Lawrence Jackson (FORD MUSTANG - UH482OY) 18 February, 2020 to 29/09/2023 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£3,385.88 Your Renewal Offer £3,385.88 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : hlee@example.com We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	29/NB4SC7HHMHVLCGZR	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	29/09/2023	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	18 February, 2020	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Danielle, Information about your Documents. Policy Number : Z7NVRLOZVL/GND19-FEWUHTM. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) KG560SH Mr Louis Chapman 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Mr Louis Chapman Policy Number: Z7NVRLOZVL/GND19-FEWUHTM Issue date: 18/09/2021 Address: Flat 83 Chapman port Conorland NP73 5JS Contact number: 0118 496 0727Email address: pickeringgraham@example.com Vehicle Details: Registration number: KG560SH Keeper: Mr Louis Chapman Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: NP73 5JS Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 08 December, 2020 Bonus Protection: Protected To: 00:00 18/05/2019 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Mr Louis Chapman Policyholder Date of Birth: 10/03/23 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Stacey Miller Driver Date of Birth: Sat 15 February, 2025 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: Z7NVRLOZVL/GND19-FEWUHTM This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: KG560SH or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the 18/05/2019 2Name of Policyholder: Mr Louis Chapman 3Persons or classes of persons entitled to drive: Mr Louis Chapman, Stacey Miller All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the 08 December, 20206Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Mr Louis Chapman Policy number: Z7NVRLOZVL/GND19-FEWUHTM Issue date: 18/09/2021 Issued by: AdmiralAddress: Flat 83 Chapman port Conorland NP73 5JS Reason for issue: Renewal Contact number: 0118 496 0727Email address: pickeringgraham@example.com Vehicle Details: Registration number: KG560SH Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: NP73 5JS Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on 08 December, 2020 Years No Claims Bonus: 14 To: 00:00 on 18/05/2019 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Mr Louis Chapman , Stacey Miller Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £3,445.41 Policy Upgrade sub-total: £9,440.28 Insurance Premium Tax: £753.97 Total: £3,137.01Windscreen Cover Included Protected No Claims Bonus £9,440.28 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|Z7NVRLOZVL/GND19-FEWUHTM\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: Z7NVRLOZVL/GND19-FEWUHTM Issue Date: 18/09/2021 Renewal Date: 08 December, 2020 483881525 Mr Louis Chapman Flat 83 Chapman port Conorland NP73 5JS Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Miss %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on 08 December, 2020. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on 18/09/2021. Your Renewal Offer £3,137.01 Last Year's Premium £4,871.96 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before 08 December, 2020 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Mr Louis Chapman \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £3,137.01 \| Payment Date: 14/06/25 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Mr Louis Chapman (FORD MUSTANG - KG560SH) 08 December, 2020 to 18/05/2019 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£3,137.01 Your Renewal Offer £3,137.01 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : pickeringgraham@example.com We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	Z7NVRLOZVL/GND19-FEWUHTM	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	18/05/2019	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	08 December, 2020	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Kyle, Information about your Documents. Policy Number : jqna-uxfgyanc. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) GG540ML Neil Atkinson-Lane 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Neil Atkinson-Lane Policy Number: jqna-uxfgyanc Issue date: 01/10/23 Address: 7 Miller orchard Millerland L5 8TX Contact number: +44(0)20 7496 0900Email address: barnesmichelle@example.com Vehicle Details: Registration number: GG540ML Keeper: Neil Atkinson-Lane Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: L5 8TX Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 Fri 24 April, 2020 Bonus Protection: Protected To: 00:00 2021-02-08 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Neil Atkinson-Lane Policyholder Date of Birth: 2024-09-18 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Gavin Hurst Driver Date of Birth: Saturday 25 October, 2025 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: jqna-uxfgyanc This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: GG540ML or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the 2021-02-08 2Name of Policyholder: Neil Atkinson-Lane 3Persons or classes of persons entitled to drive: Neil Atkinson-Lane, Gavin Hurst All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the Fri 24 April, 20206Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Neil Atkinson-Lane Policy number: jqna-uxfgyanc Issue date: 01/10/23 Issued by: AdmiralAddress: 7 Miller orchard Millerland L5 8TX Reason for issue: Renewal Contact number: +44(0)20 7496 0900Email address: barnesmichelle@example.com Vehicle Details: Registration number: GG540ML Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: L5 8TX Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on Fri 24 April, 2020 Years No Claims Bonus: 14 To: 00:00 on 2021-02-08 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Neil Atkinson-Lane , Gavin Hurst Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £4,624.92 Policy Upgrade sub-total: £326.31 Insurance Premium Tax: £2,556.25 Total: £8,365.78Windscreen Cover Included Protected No Claims Bonus £326.31 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|jqna-uxfgyanc\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: jqna-uxfgyanc Issue Date: 01/10/23 Renewal Date: Fri 24 April, 2020 483881525 Neil Atkinson-Lane 7 Miller orchard Millerland L5 8TX Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Mrs %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on Fri 24 April, 2020. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on 01/10/23. Your Renewal Offer £8,365.78 Last Year's Premium £7,073.80 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before Fri 24 April, 2020 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Neil Atkinson-Lane \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £8,365.78 \| Payment Date: 2020-08-29 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Neil Atkinson-Lane (FORD MUSTANG - GG540ML) Fri 24 April, 2020 to 2021-02-08 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£8,365.78 Your Renewal Offer £8,365.78 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : barnesmichelle@example.com We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	jqna-uxfgyanc	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	2021-02-08	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	Fri 24 April, 2020	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Geoffrey, Information about your Documents. Policy Number : KCD/UMLJEQ/EK. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) YX131ZM Nigel James 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Nigel James Policy Number: KCD/UMLJEQ/EK Issue date: 10/05/2022 Address: Studio 6 Phillip pine Kerryside S6F 8YJ Contact number: (0118)4960336Email address: aaron57@example.org Vehicle Details: Registration number: YX131ZM Keeper: Nigel James Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: S6F 8YJ Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 Friday 22 October, 2021 Bonus Protection: Protected To: 00:00 14/05/22 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Nigel James Policyholder Date of Birth: Friday 19 July, 2019 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Jill Evans Driver Date of Birth: 14 September, 2020 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: KCD/UMLJEQ/EK This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: YX131ZM or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the 14/05/22 2Name of Policyholder: Nigel James 3Persons or classes of persons entitled to drive: Nigel James, Jill Evans All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the Friday 22 October, 20216Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Nigel James Policy number: KCD/UMLJEQ/EK Issue date: 10/05/2022 Issued by: AdmiralAddress: Studio 6 Phillip pine Kerryside S6F 8YJ Reason for issue: Renewal Contact number: (0118)4960336Email address: aaron57@example.org Vehicle Details: Registration number: YX131ZM Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: S6F 8YJ Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on Friday 22 October, 2021 Years No Claims Bonus: 14 To: 00:00 on 14/05/22 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Nigel James , Jill Evans Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £3,341.42 Policy Upgrade sub-total: £5,473.07 Insurance Premium Tax: £7,161.83 Total: £1,088.08Windscreen Cover Included Protected No Claims Bonus £5,473.07 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|KCD/UMLJEQ/EK\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: KCD/UMLJEQ/EK Issue Date: 10/05/2022 Renewal Date: Friday 22 October, 2021 483881525 Nigel James Studio 6 Phillip pine Kerryside S6F 8YJ Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Ms %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on Friday 22 October, 2021. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on 10/05/2022. Your Renewal Offer £1,088.08 Last Year's Premium £858.35 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before Friday 22 October, 2021 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Nigel James \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £1,088.08 \| Payment Date: Tuesday 08 June, 2021 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Nigel James (FORD MUSTANG - YX131ZM) Friday 22 October, 2021 to 14/05/22 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£1,088.08 Your Renewal Offer £1,088.08 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : aaron57@example.org We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	KCD/UMLJEQ/EK	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	14/05/22	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	Friday 22 October, 2021	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Aaron, Information about your Documents. Policy Number : reshbakqcnvijre. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) VM372NW Max Owen-Burns 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Max Owen-Burns Policy Number: reshbakqcnvijre Issue date: 12 February, 2022 Address: 001 Patterson gardens Gerardburgh TQ3 1DT Contact number: (0191) 496 0520Email address: ricky71@example.org Vehicle Details: Registration number: VM372NW Keeper: Max Owen-Burns Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: TQ3 1DT Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 2023-03-26 Bonus Protection: Protected To: 00:00 2025-12-25 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Max Owen-Burns Policyholder Date of Birth: 2022-08-11 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Martin Brown Driver Date of Birth: 21/12/2021 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: reshbakqcnvijre This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: VM372NW or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the 2025-12-25 2Name of Policyholder: Max Owen-Burns 3Persons or classes of persons entitled to drive: Max Owen-Burns, Martin Brown All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the 2023-03-266Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Max Owen-Burns Policy number: reshbakqcnvijre Issue date: 12 February, 2022 Issued by: AdmiralAddress: 001 Patterson gardens Gerardburgh TQ3 1DT Reason for issue: Renewal Contact number: (0191) 496 0520Email address: ricky71@example.org Vehicle Details: Registration number: VM372NW Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: TQ3 1DT Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on 2023-03-26 Years No Claims Bonus: 14 To: 00:00 on 2025-12-25 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Max Owen-Burns , Martin Brown Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £8,151.33 Policy Upgrade sub-total: £1,997.90 Insurance Premium Tax: £4,145.70 Total: £7,217.87Windscreen Cover Included Protected No Claims Bonus £1,997.90 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|reshbakqcnvijre\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: reshbakqcnvijre Issue Date: 12 February, 2022 Renewal Date: 2023-03-26 483881525 Max Owen-Burns 001 Patterson gardens Gerardburgh TQ3 1DT Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Mrs %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on 2023-03-26. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on 12 February, 2022. Your Renewal Offer £7,217.87 Last Year's Premium £5,116.61 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before 2023-03-26 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Max Owen-Burns \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £7,217.87 \| Payment Date: 07 May, 2022 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Max Owen-Burns (FORD MUSTANG - VM372NW) 2023-03-26 to 2025-12-25 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£7,217.87 Your Renewal Offer £7,217.87 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : ricky71@example.org We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	reshbakqcnvijre	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	2025-12-25	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	2023-03-26	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Justin, Information about your Documents. Policy Number : 0E2541HC/UWZO. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) HU13 5ZO Paula Ross 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Paula Ross Policy Number: 0E2541HC/UWZO Issue date: Fri 05 June, 2020 Address: 4 Sutton trail Dianabury HG8 2WJ Contact number: 01184960758Email address: jonathansharpe@example.org Vehicle Details: Registration number: HU13 5ZO Keeper: Paula Ross Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: HG8 2WJ Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 Sun 06 December, 2020 Bonus Protection: Protected To: 00:00 Wednesday 05 March, 2025 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Paula Ross Policyholder Date of Birth: 2025-02-06 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Kate Mills Driver Date of Birth: 13 October, 2022 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: 0E2541HC/UWZO This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: HU13 5ZO or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the Wednesday 05 March, 2025 2Name of Policyholder: Paula Ross 3Persons or classes of persons entitled to drive: Paula Ross, Kate Mills All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the Sun 06 December, 20206Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Paula Ross Policy number: 0E2541HC/UWZO Issue date: Fri 05 June, 2020 Issued by: AdmiralAddress: 4 Sutton trail Dianabury HG8 2WJ Reason for issue: Renewal Contact number: 01184960758Email address: jonathansharpe@example.org Vehicle Details: Registration number: HU13 5ZO Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: HG8 2WJ Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on Sun 06 December, 2020 Years No Claims Bonus: 14 To: 00:00 on Wednesday 05 March, 2025 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Paula Ross , Kate Mills Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £1,755.74 Policy Upgrade sub-total: £990.39 Insurance Premium Tax: £7,338.26 Total: £3,941.31Windscreen Cover Included Protected No Claims Bonus £990.39 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|0E2541HC/UWZO\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: 0E2541HC/UWZO Issue Date: Fri 05 June, 2020 Renewal Date: Sun 06 December, 2020 483881525 Paula Ross 4 Sutton trail Dianabury HG8 2WJ Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Dr %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on Sun 06 December, 2020. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on Fri 05 June, 2020. Your Renewal Offer £3,941.31 Last Year's Premium £6,120.16 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before Sun 06 December, 2020 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Paula Ross \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £3,941.31 \| Payment Date: Saturday 13 April, 2024 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Paula Ross (FORD MUSTANG - HU13 5ZO) Sun 06 December, 2020 to Wednesday 05 March, 2025 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£3,941.31 Your Renewal Offer £3,941.31 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : jonathansharpe@example.org We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	0E2541HC/UWZO	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	Wednesday	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	Sun 06 December, 2020	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Adam, Information about your Documents. Policy Number : vero-iusto-optio. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) MO91 2BA Denis Spencer 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Denis Spencer Policy Number: vero-iusto-optio Issue date: 07/03/2022 Address: Studio 30o Joan summit West Reece W3 1LZ Contact number: (0808) 157 0897Email address: ftaylor@example.net Vehicle Details: Registration number: MO91 2BA Keeper: Denis Spencer Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: W3 1LZ Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 Tuesday 16 April, 2024 Bonus Protection: Protected To: 00:00 29 March, 2019 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Denis Spencer Policyholder Date of Birth: 22/06/2020 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Dr Elliott Wilkinson Driver Date of Birth: Mon 07 November, 2022 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: vero-iusto-optio This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: MO91 2BA or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the 29 March, 2019 2Name of Policyholder: Denis Spencer 3Persons or classes of persons entitled to drive: Denis Spencer, Dr Elliott Wilkinson All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the Tuesday 16 April, 20246Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Denis Spencer Policy number: vero-iusto-optio Issue date: 07/03/2022 Issued by: AdmiralAddress: Studio 30o Joan summit West Reece W3 1LZ Reason for issue: Renewal Contact number: (0808) 157 0897Email address: ftaylor@example.net Vehicle Details: Registration number: MO91 2BA Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: W3 1LZ Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on Tuesday 16 April, 2024 Years No Claims Bonus: 14 To: 00:00 on 29 March, 2019 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Denis Spencer , Dr Elliott Wilkinson Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £5,213.48 Policy Upgrade sub-total: £4,871.51 Insurance Premium Tax: £964.83 Total: £84.09Windscreen Cover Included Protected No Claims Bonus £4,871.51 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|vero-iusto-optio\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: vero-iusto-optio Issue Date: 07/03/2022 Renewal Date: Tuesday 16 April, 2024 483881525 Denis Spencer Studio 30o Joan summit West Reece W3 1LZ Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Mr %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on Tuesday 16 April, 2024. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on 07/03/2022. Your Renewal Offer £84.09 Last Year's Premium £4,111.81 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before Tuesday 16 April, 2024 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Denis Spencer \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £84.09 \| Payment Date: 20/04/20 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Denis Spencer (FORD MUSTANG - MO91 2BA) Tuesday 16 April, 2024 to 29 March, 2019 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£84.09 Your Renewal Offer £84.09 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : ftaylor@example.net We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	vero-iusto-optio	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	29	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	Tuesday 16 April, 2024	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Clifford, Information about your Documents. Policy Number : Q//4NLEU8J/D8JI3E3. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) KF603CY Gail Bennett-Archer 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Gail Bennett-Archer Policy Number: Q//4NLEU8J/D8JI3E3 Issue date: 21/09/2023 Address: 63 Holden streets Declanland NN7M 9NR Contact number: +441154960259Email address: thomas22@example.com Vehicle Details: Registration number: KF603CY Keeper: Gail Bennett-Archer Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: NN7M 9NR Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 16/09/2025 Bonus Protection: Protected To: 00:00 31 March, 2020 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Gail Bennett-Archer Policyholder Date of Birth: 06/07/23 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Dr Ross Jones Driver Date of Birth: 2021-02-10 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: Q//4NLEU8J/D8JI3E3 This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: KF603CY or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the 31 March, 2020 2Name of Policyholder: Gail Bennett-Archer 3Persons or classes of persons entitled to drive: Gail Bennett-Archer, Dr Ross Jones All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the 16/09/20256Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Gail Bennett-Archer Policy number: Q//4NLEU8J/D8JI3E3 Issue date: 21/09/2023 Issued by: AdmiralAddress: 63 Holden streets Declanland NN7M 9NR Reason for issue: Renewal Contact number: +441154960259Email address: thomas22@example.com Vehicle Details: Registration number: KF603CY Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: NN7M 9NR Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on 16/09/2025 Years No Claims Bonus: 14 To: 00:00 on 31 March, 2020 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Gail Bennett-Archer , Dr Ross Jones Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £9,080.74 Policy Upgrade sub-total: £2,378.78 Insurance Premium Tax: £1,654.74 Total: £8,832.67Windscreen Cover Included Protected No Claims Bonus £2,378.78 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|Q//4NLEU8J/D8JI3E3\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: Q//4NLEU8J/D8JI3E3 Issue Date: 21/09/2023 Renewal Date: 16/09/2025 483881525 Gail Bennett-Archer 63 Holden streets Declanland NN7M 9NR Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Dr %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on 16/09/2025. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on 21/09/2023. Your Renewal Offer £8,832.67 Last Year's Premium £7,605.96 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before 16/09/2025 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Gail Bennett-Archer \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £8,832.67 \| Payment Date: 09/12/22 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Gail Bennett-Archer (FORD MUSTANG - KF603CY) 16/09/2025 to 31 March, 2020 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£8,832.67 Your Renewal Offer £8,832.67 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : thomas22@example.com We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	Q//4NLEU8J/D8JI3E3	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	31	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	16/09/2025	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Alexandra, Information about your Documents. Policy Number : upmrhrz/_qrwljycah. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) HM985FB Caroline Peacock 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Caroline Peacock Policy Number: upmrhrz/_qrwljycah Issue date: 2024-05-24 Address: 006 Hammond stravenue East Markfurt N5 9PE Contact number: +44(0)1164960227Email address: ihumphries@example.net Vehicle Details: Registration number: HM985FB Keeper: Caroline Peacock Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: N5 9PE Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 13/01/2021 Bonus Protection: Protected To: 00:00 19 March, 2022 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Caroline Peacock Policyholder Date of Birth: 18 March, 2020 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Diana Lawrence-Bartlett Driver Date of Birth: 09/06/2024 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: upmrhrz/_qrwljycah This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: HM985FB or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the 19 March, 2022 2Name of Policyholder: Caroline Peacock 3Persons or classes of persons entitled to drive: Caroline Peacock, Diana Lawrence-Bartlett All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the 13/01/20216Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Caroline Peacock Policy number: upmrhrz/_qrwljycah Issue date: 2024-05-24 Issued by: AdmiralAddress: 006 Hammond stravenue East Markfurt N5 9PE Reason for issue: Renewal Contact number: +44(0)1164960227Email address: ihumphries@example.net Vehicle Details: Registration number: HM985FB Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: N5 9PE Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on 13/01/2021 Years No Claims Bonus: 14 To: 00:00 on 19 March, 2022 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Caroline Peacock , Diana Lawrence-Bartlett Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £2,507.92 Policy Upgrade sub-total: £8,089.96 Insurance Premium Tax: £1,058.89 Total: £2,479.80Windscreen Cover Included Protected No Claims Bonus £8,089.96 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|upmrhrz/_qrwljycah\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: upmrhrz/_qrwljycah Issue Date: 2024-05-24 Renewal Date: 13/01/2021 483881525 Caroline Peacock 006 Hammond stravenue East Markfurt N5 9PE Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Mr %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on 13/01/2021. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on 2024-05-24. Your Renewal Offer £2,479.80 Last Year's Premium £1,115.48 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before 13/01/2021 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Caroline Peacock \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £2,479.80 \| Payment Date: 2023-08-17 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Caroline Peacock (FORD MUSTANG - HM985FB) 13/01/2021 to 19 March, 2022 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£2,479.80 Your Renewal Offer £2,479.80 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : ihumphries@example.net We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	upmrhrz/_qrwljycah	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	19	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	13/01/2021	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Julian, Information about your Documents. Policy Number : 0/GBB3LQQT8G_R3. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) AS359ZV Liam Wilson 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Liam Wilson Policy Number: 0/GBB3LQQT8G_R3 Issue date: Sunday 24 November, 2024 Address: 554 Julie trail East Shirleymouth S97 8EY Contact number: (01632) 960083Email address: rpatel@example.net Vehicle Details: Registration number: AS359ZV Keeper: Liam Wilson Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: S97 8EY Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 04 March, 2020 Bonus Protection: Protected To: 00:00 08 March, 2020 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Liam Wilson Policyholder Date of Birth: Monday 28 March, 2022 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Ms Marion Davidson Driver Date of Birth: Wednesday 02 November, 2022 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: 0/GBB3LQQT8G_R3 This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: AS359ZV or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the 08 March, 2020 2Name of Policyholder: Liam Wilson 3Persons or classes of persons entitled to drive: Liam Wilson, Ms Marion Davidson All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the 04 March, 20206Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Liam Wilson Policy number: 0/GBB3LQQT8G_R3 Issue date: Sunday 24 November, 2024 Issued by: AdmiralAddress: 554 Julie trail East Shirleymouth S97 8EY Reason for issue: Renewal Contact number: (01632) 960083Email address: rpatel@example.net Vehicle Details: Registration number: AS359ZV Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: S97 8EY Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on 04 March, 2020 Years No Claims Bonus: 14 To: 00:00 on 08 March, 2020 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Liam Wilson , Ms Marion Davidson Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £2,720.50 Policy Upgrade sub-total: £8,868.64 Insurance Premium Tax: £3,881.26 Total: £2,779.72Windscreen Cover Included Protected No Claims Bonus £8,868.64 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|0/GBB3LQQT8G_R3\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: 0/GBB3LQQT8G_R3 Issue Date: Sunday 24 November, 2024 Renewal Date: 04 March, 2020 483881525 Liam Wilson 554 Julie trail East Shirleymouth S97 8EY Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Ms %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on 04 March, 2020. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on Sunday 24 November, 2024. Your Renewal Offer £2,779.72 Last Year's Premium £7,406.25 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before 04 March, 2020 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Liam Wilson \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £2,779.72 \| Payment Date: 08 January, 2020 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Liam Wilson (FORD MUSTANG - AS359ZV) 04 March, 2020 to 08 March, 2020 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£2,779.72 Your Renewal Offer £2,779.72 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : rpatel@example.net We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	0/GBB3LQQT8G_R3	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	08	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	04 March, 2020	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Jade, Information about your Documents. Policy Number : t./y-suub. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) HR39 5YX Dr Abdul Thomas 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Dr Abdul Thomas Policy Number: t./y-suub Issue date: Sat 26 October, 2024 Address: 198 Cheryl hollow Charlieview EH6 5DF Contact number: +44292018175Email address: sallycole@example.net Vehicle Details: Registration number: HR39 5YX Keeper: Dr Abdul Thomas Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: EH6 5DF Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 21/06/19 Bonus Protection: Protected To: 00:00 2020-11-19 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Dr Abdul Thomas Policyholder Date of Birth: 13/10/2025 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Dr Francis Pickering Driver Date of Birth: Sun 24 November, 2024 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: t./y-suub This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: HR39 5YX or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the 2020-11-19 2Name of Policyholder: Dr Abdul Thomas 3Persons or classes of persons entitled to drive: Dr Abdul Thomas, Dr Francis Pickering All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the 21/06/196Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Dr Abdul Thomas Policy number: t./y-suub Issue date: Sat 26 October, 2024 Issued by: AdmiralAddress: 198 Cheryl hollow Charlieview EH6 5DF Reason for issue: Renewal Contact number: +44292018175Email address: sallycole@example.net Vehicle Details: Registration number: HR39 5YX Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: EH6 5DF Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on 21/06/19 Years No Claims Bonus: 14 To: 00:00 on 2020-11-19 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Dr Abdul Thomas , Dr Francis Pickering Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £4,901.25 Policy Upgrade sub-total: £4,187.19 Insurance Premium Tax: £9,118.92 Total: £2,543.32Windscreen Cover Included Protected No Claims Bonus £4,187.19 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|t./y-suub\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: t./y-suub Issue Date: Sat 26 October, 2024 Renewal Date: 21/06/19 483881525 Dr Abdul Thomas 198 Cheryl hollow Charlieview EH6 5DF Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Mr %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on 21/06/19. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on Sat 26 October, 2024. Your Renewal Offer £2,543.32 Last Year's Premium £9,281.55 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before 21/06/19 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Dr Abdul Thomas \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £2,543.32 \| Payment Date: 18/09/2023 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Dr Abdul Thomas (FORD MUSTANG - HR39 5YX) 21/06/19 to 2020-11-19 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£2,543.32 Your Renewal Offer £2,543.32 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : sallycole@example.net We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	t./y-suub	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	2020-11-19	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	21/06/19	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Clare, Information about your Documents. Policy Number : NCNJSLSMZN. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) LE090KZ Sharon Edwards 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Sharon Edwards Policy Number: NCNJSLSMZN Issue date: 19/05/19 Address: 739 Robson extensions East Leon W5 6RH Contact number: 0113 4960636Email address: guy77@example.org Vehicle Details: Registration number: LE090KZ Keeper: Sharon Edwards Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: W5 6RH Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 Sun 12 May, 2019 Bonus Protection: Protected To: 00:00 Monday 14 August, 2023 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Sharon Edwards Policyholder Date of Birth: 2023-07-20 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Jeremy Williams Driver Date of Birth: Sat 27 April, 2019 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: NCNJSLSMZN This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: LE090KZ or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the Monday 14 August, 2023 2Name of Policyholder: Sharon Edwards 3Persons or classes of persons entitled to drive: Sharon Edwards, Jeremy Williams All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the Sun 12 May, 20196Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Sharon Edwards Policy number: NCNJSLSMZN Issue date: 19/05/19 Issued by: AdmiralAddress: 739 Robson extensions East Leon W5 6RH Reason for issue: Renewal Contact number: 0113 4960636Email address: guy77@example.org Vehicle Details: Registration number: LE090KZ Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: W5 6RH Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on Sun 12 May, 2019 Years No Claims Bonus: 14 To: 00:00 on Monday 14 August, 2023 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Sharon Edwards , Jeremy Williams Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £9,604.82 Policy Upgrade sub-total: £1,951.44 Insurance Premium Tax: £2,842.81 Total: £5,684.47Windscreen Cover Included Protected No Claims Bonus £1,951.44 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|NCNJSLSMZN\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: NCNJSLSMZN Issue Date: 19/05/19 Renewal Date: Sun 12 May, 2019 483881525 Sharon Edwards 739 Robson extensions East Leon W5 6RH Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Ms %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on Sun 12 May, 2019. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on 19/05/19. Your Renewal Offer £5,684.47 Last Year's Premium £5,539.94 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before Sun 12 May, 2019 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Sharon Edwards \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £5,684.47 \| Payment Date: Wednesday 07 August, 2019 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Sharon Edwards (FORD MUSTANG - LE090KZ) Sun 12 May, 2019 to Monday 14 August, 2023 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£5,684.47 Your Renewal Offer £5,684.47 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : guy77@example.org We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	NCNJSLSMZN	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	Monday	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	Sun 12 May, 2019	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Beth, Information about your Documents. Policy Number : modi-voluptatem-commodi. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) ML471TD Antony Taylor 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Antony Taylor Policy Number: modi-voluptatem-commodi Issue date: 07/12/25 Address: 3 Begum skyway Port Annatown S9G 4XX Contact number: 0161 496 0259Email address: dorothyknight@example.net Vehicle Details: Registration number: ML471TD Keeper: Antony Taylor Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: S9G 4XX Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 2019-11-26 Bonus Protection: Protected To: 00:00 07/12/2019 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Antony Taylor Policyholder Date of Birth: Tuesday 16 November, 2021 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Mrs Melanie Porter Driver Date of Birth: 13/03/2022 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: modi-voluptatem-commodi This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: ML471TD or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the 07/12/2019 2Name of Policyholder: Antony Taylor 3Persons or classes of persons entitled to drive: Antony Taylor, Mrs Melanie Porter All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the 2019-11-266Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Antony Taylor Policy number: modi-voluptatem-commodi Issue date: 07/12/25 Issued by: AdmiralAddress: 3 Begum skyway Port Annatown S9G 4XX Reason for issue: Renewal Contact number: 0161 496 0259Email address: dorothyknight@example.net Vehicle Details: Registration number: ML471TD Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: S9G 4XX Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on 2019-11-26 Years No Claims Bonus: 14 To: 00:00 on 07/12/2019 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Antony Taylor , Mrs Melanie Porter Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £9,330.75 Policy Upgrade sub-total: £699.25 Insurance Premium Tax: £5,198.59 Total: £8,716.39Windscreen Cover Included Protected No Claims Bonus £699.25 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|modi-voluptatem-commodi\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: modi-voluptatem-commodi Issue Date: 07/12/25 Renewal Date: 2019-11-26 483881525 Antony Taylor 3 Begum skyway Port Annatown S9G 4XX Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Ms %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on 2019-11-26. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on 07/12/25. Your Renewal Offer £8,716.39 Last Year's Premium £9,864.60 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before 2019-11-26 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Antony Taylor \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £8,716.39 \| Payment Date: 29/02/2024 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Antony Taylor (FORD MUSTANG - ML471TD) 2019-11-26 to 07/12/2019 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£8,716.39 Your Renewal Offer £8,716.39 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : dorothyknight@example.net We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	modi-voluptatem-commodi	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	07/12/2019	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	2019-11-26	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06

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