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FinCL-eval-v2

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<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(Dollars in millions)</td><td>As of December 31,</td></tr><tr><td></td><td>2024</td><td></td><td>2023</td></tr><tr><td>Revolving Secured Lines of Credit</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>0.1</td><td></td><td></td><td>$</td><td>79.2</td><td></td></tr><tr><td>Amount available for borrowing (1)</td><td>409.9</td><td></td><td></td><td>330.8</td><td></td></tr><tr><td>Interest rate</td><td>6.37</td><td>%</td><td></td><td>7.33</td><td>%</td></tr><tr><td>Warehouse Facility II</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>—</td><td></td><td></td><td>$</td><td>—</td><td></td></tr><tr><td>Amount available for borrowing  (1)</td><td>500.0</td><td></td><td></td><td>400.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>—</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>2.5</td><td></td><td></td><td>1.0</td><td></td></tr><tr><td>Interest rate</td><td>—</td><td>%</td><td></td><td>—</td><td>%</td></tr><tr><td>Warehouse Facility IV</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>—</td><td></td><td></td><td>$</td><td>—</td><td></td></tr><tr><td>Amount available for borrowing (1)</td><td>300.0</td><td></td><td></td><td>300.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>—</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>—</td><td></td><td></td><td>1.5</td><td></td></tr><tr><td>Interest rate</td><td>—</td><td>%</td><td></td><td>—</td><td>%</td></tr><tr><td>Warehouse Facility V</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>—</td><td></td><td></td><td>$</td><td>—</td><td></td></tr><tr><td>Amount available for borrowing (1)</td><td>250.0</td><td></td><td></td><td>200.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>—</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>1.0</td><td></td><td></td><td>1.0</td><td></td></tr><tr><td>Interest rate</td><td>—</td><td>%</td><td></td><td>—</td><td>%</td></tr><tr><td>Warehouse Facility VI</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>—</td><td></td><td></td><td>$</td><td>—</td><td></td></tr><tr><td>Amount available for borrowing (1)</td><td>75.0</td><td></td><td></td><td>75.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>—</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>—</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Interest rate</td><td>—</td><td>%</td><td></td><td>—</td><td>%</td></tr><tr><td>Warehouse Facility VIII</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>—</td><td></td><td></td><td>$</td><td>—</td><td></td></tr><tr><td>Amount available for borrowing (1)</td><td>200.0</td><td></td><td></td><td>200.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>—</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>—</td><td></td><td></td><td>0.8</td><td></td></tr><tr><td>Interest rate</td><td>—</td><td>%</td><td></td><td>—</td><td>%</td></tr><tr><td>Term ABS 2019-2</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>500.0</td><td></td><td></td><td>$</td><td>500.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>529.0</td><td></td><td></td><td>597.3</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>41.7</td><td></td><td></td><td>47.6</td><td></td></tr><tr><td>Interest rate</td><td>5.43</td><td>%</td><td></td><td>5.15</td><td>%</td></tr><tr><td>Term ABS 2020-3</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>—</td><td></td><td></td><td>$</td><td>110.3</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>—</td><td></td><td></td><td>418.4</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>—</td><td></td><td></td><td>42.3</td><td></td></tr><tr><td>Interest rate</td><td>—</td><td>%</td><td></td><td>2.06</td><td>%</td></tr><tr><td>Term ABS 2021-1</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>100.0</td><td></td><td></td><td>$</td><td>100.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>112.0</td><td></td><td></td><td>112.8</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>8.7</td><td></td><td></td><td>8.8</td><td></td></tr><tr><td>Interest rate</td><td>6.60</td><td>%</td><td></td><td>7.56</td><td>%</td></tr><tr><td></td><td></td><td></td><td></td></tr></table>
table
47.6
monetaryItemType
table: <entity> 47.6 </entity> <entity type> monetaryItemType </entity type> <context> Restricted cash and cash equivalents pledged as collateral | 41.7 | 47.6 </context>
us-gaap:RestrictedCashAndCashEquivalents
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(Dollars in millions)</td><td>As of December 31,</td></tr><tr><td></td><td>2024</td><td></td><td>2023</td></tr><tr><td>Revolving Secured Lines of Credit</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>0.1</td><td></td><td></td><td>$</td><td>79.2</td><td></td></tr><tr><td>Amount available for borrowing (1)</td><td>409.9</td><td></td><td></td><td>330.8</td><td></td></tr><tr><td>Interest rate</td><td>6.37</td><td>%</td><td></td><td>7.33</td><td>%</td></tr><tr><td>Warehouse Facility II</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>—</td><td></td><td></td><td>$</td><td>—</td><td></td></tr><tr><td>Amount available for borrowing  (1)</td><td>500.0</td><td></td><td></td><td>400.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>—</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>2.5</td><td></td><td></td><td>1.0</td><td></td></tr><tr><td>Interest rate</td><td>—</td><td>%</td><td></td><td>—</td><td>%</td></tr><tr><td>Warehouse Facility IV</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>—</td><td></td><td></td><td>$</td><td>—</td><td></td></tr><tr><td>Amount available for borrowing (1)</td><td>300.0</td><td></td><td></td><td>300.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>—</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>—</td><td></td><td></td><td>1.5</td><td></td></tr><tr><td>Interest rate</td><td>—</td><td>%</td><td></td><td>—</td><td>%</td></tr><tr><td>Warehouse Facility V</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>—</td><td></td><td></td><td>$</td><td>—</td><td></td></tr><tr><td>Amount available for borrowing (1)</td><td>250.0</td><td></td><td></td><td>200.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>—</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>1.0</td><td></td><td></td><td>1.0</td><td></td></tr><tr><td>Interest rate</td><td>—</td><td>%</td><td></td><td>—</td><td>%</td></tr><tr><td>Warehouse Facility VI</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>—</td><td></td><td></td><td>$</td><td>—</td><td></td></tr><tr><td>Amount available for borrowing (1)</td><td>75.0</td><td></td><td></td><td>75.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>—</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>—</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Interest rate</td><td>—</td><td>%</td><td></td><td>—</td><td>%</td></tr><tr><td>Warehouse Facility VIII</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>—</td><td></td><td></td><td>$</td><td>—</td><td></td></tr><tr><td>Amount available for borrowing (1)</td><td>200.0</td><td></td><td></td><td>200.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>—</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>—</td><td></td><td></td><td>0.8</td><td></td></tr><tr><td>Interest rate</td><td>—</td><td>%</td><td></td><td>—</td><td>%</td></tr><tr><td>Term ABS 2019-2</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>500.0</td><td></td><td></td><td>$</td><td>500.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>529.0</td><td></td><td></td><td>597.3</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>41.7</td><td></td><td></td><td>47.6</td><td></td></tr><tr><td>Interest rate</td><td>5.43</td><td>%</td><td></td><td>5.15</td><td>%</td></tr><tr><td>Term ABS 2020-3</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>—</td><td></td><td></td><td>$</td><td>110.3</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>—</td><td></td><td></td><td>418.4</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>—</td><td></td><td></td><td>42.3</td><td></td></tr><tr><td>Interest rate</td><td>—</td><td>%</td><td></td><td>2.06</td><td>%</td></tr><tr><td>Term ABS 2021-1</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>100.0</td><td></td><td></td><td>$</td><td>100.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>112.0</td><td></td><td></td><td>112.8</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>8.7</td><td></td><td></td><td>8.8</td><td></td></tr><tr><td>Interest rate</td><td>6.60</td><td>%</td><td></td><td>7.56</td><td>%</td></tr><tr><td></td><td></td><td></td><td></td></tr></table>
table
5.43
percentItemType
table: <entity> 5.43 </entity> <entity type> percentItemType </entity type> <context> Interest rate | 5.43 | % | 5.15 | % </context>
us-gaap:DebtInstrumentInterestRateEffectivePercentage
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(Dollars in millions)</td><td>As of December 31,</td></tr><tr><td></td><td>2024</td><td></td><td>2023</td></tr><tr><td>Revolving Secured Lines of Credit</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>0.1</td><td></td><td></td><td>$</td><td>79.2</td><td></td></tr><tr><td>Amount available for borrowing (1)</td><td>409.9</td><td></td><td></td><td>330.8</td><td></td></tr><tr><td>Interest rate</td><td>6.37</td><td>%</td><td></td><td>7.33</td><td>%</td></tr><tr><td>Warehouse Facility II</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>—</td><td></td><td></td><td>$</td><td>—</td><td></td></tr><tr><td>Amount available for borrowing  (1)</td><td>500.0</td><td></td><td></td><td>400.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>—</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>2.5</td><td></td><td></td><td>1.0</td><td></td></tr><tr><td>Interest rate</td><td>—</td><td>%</td><td></td><td>—</td><td>%</td></tr><tr><td>Warehouse Facility IV</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>—</td><td></td><td></td><td>$</td><td>—</td><td></td></tr><tr><td>Amount available for borrowing (1)</td><td>300.0</td><td></td><td></td><td>300.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>—</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>—</td><td></td><td></td><td>1.5</td><td></td></tr><tr><td>Interest rate</td><td>—</td><td>%</td><td></td><td>—</td><td>%</td></tr><tr><td>Warehouse Facility V</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>—</td><td></td><td></td><td>$</td><td>—</td><td></td></tr><tr><td>Amount available for borrowing (1)</td><td>250.0</td><td></td><td></td><td>200.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>—</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>1.0</td><td></td><td></td><td>1.0</td><td></td></tr><tr><td>Interest rate</td><td>—</td><td>%</td><td></td><td>—</td><td>%</td></tr><tr><td>Warehouse Facility VI</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>—</td><td></td><td></td><td>$</td><td>—</td><td></td></tr><tr><td>Amount available for borrowing (1)</td><td>75.0</td><td></td><td></td><td>75.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>—</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>—</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Interest rate</td><td>—</td><td>%</td><td></td><td>—</td><td>%</td></tr><tr><td>Warehouse Facility VIII</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>—</td><td></td><td></td><td>$</td><td>—</td><td></td></tr><tr><td>Amount available for borrowing (1)</td><td>200.0</td><td></td><td></td><td>200.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>—</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>—</td><td></td><td></td><td>0.8</td><td></td></tr><tr><td>Interest rate</td><td>—</td><td>%</td><td></td><td>—</td><td>%</td></tr><tr><td>Term ABS 2019-2</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>500.0</td><td></td><td></td><td>$</td><td>500.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>529.0</td><td></td><td></td><td>597.3</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>41.7</td><td></td><td></td><td>47.6</td><td></td></tr><tr><td>Interest rate</td><td>5.43</td><td>%</td><td></td><td>5.15</td><td>%</td></tr><tr><td>Term ABS 2020-3</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>—</td><td></td><td></td><td>$</td><td>110.3</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>—</td><td></td><td></td><td>418.4</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>—</td><td></td><td></td><td>42.3</td><td></td></tr><tr><td>Interest rate</td><td>—</td><td>%</td><td></td><td>2.06</td><td>%</td></tr><tr><td>Term ABS 2021-1</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>100.0</td><td></td><td></td><td>$</td><td>100.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>112.0</td><td></td><td></td><td>112.8</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>8.7</td><td></td><td></td><td>8.8</td><td></td></tr><tr><td>Interest rate</td><td>6.60</td><td>%</td><td></td><td>7.56</td><td>%</td></tr><tr><td></td><td></td><td></td><td></td></tr></table>
table
5.15
percentItemType
table: <entity> 5.15 </entity> <entity type> percentItemType </entity type> <context> Interest rate | 5.43 | % | 5.15 | % </context>
us-gaap:DebtInstrumentInterestRateEffectivePercentage
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(Dollars in millions)</td><td>As of December 31,</td></tr><tr><td></td><td>2024</td><td></td><td>2023</td></tr><tr><td>Revolving Secured Lines of Credit</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>0.1</td><td></td><td></td><td>$</td><td>79.2</td><td></td></tr><tr><td>Amount available for borrowing (1)</td><td>409.9</td><td></td><td></td><td>330.8</td><td></td></tr><tr><td>Interest rate</td><td>6.37</td><td>%</td><td></td><td>7.33</td><td>%</td></tr><tr><td>Warehouse Facility II</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>—</td><td></td><td></td><td>$</td><td>—</td><td></td></tr><tr><td>Amount available for borrowing  (1)</td><td>500.0</td><td></td><td></td><td>400.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>—</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>2.5</td><td></td><td></td><td>1.0</td><td></td></tr><tr><td>Interest rate</td><td>—</td><td>%</td><td></td><td>—</td><td>%</td></tr><tr><td>Warehouse Facility IV</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>—</td><td></td><td></td><td>$</td><td>—</td><td></td></tr><tr><td>Amount available for borrowing (1)</td><td>300.0</td><td></td><td></td><td>300.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>—</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>—</td><td></td><td></td><td>1.5</td><td></td></tr><tr><td>Interest rate</td><td>—</td><td>%</td><td></td><td>—</td><td>%</td></tr><tr><td>Warehouse Facility V</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>—</td><td></td><td></td><td>$</td><td>—</td><td></td></tr><tr><td>Amount available for borrowing (1)</td><td>250.0</td><td></td><td></td><td>200.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>—</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>1.0</td><td></td><td></td><td>1.0</td><td></td></tr><tr><td>Interest rate</td><td>—</td><td>%</td><td></td><td>—</td><td>%</td></tr><tr><td>Warehouse Facility VI</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>—</td><td></td><td></td><td>$</td><td>—</td><td></td></tr><tr><td>Amount available for borrowing (1)</td><td>75.0</td><td></td><td></td><td>75.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>—</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>—</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Interest rate</td><td>—</td><td>%</td><td></td><td>—</td><td>%</td></tr><tr><td>Warehouse Facility VIII</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>—</td><td></td><td></td><td>$</td><td>—</td><td></td></tr><tr><td>Amount available for borrowing (1)</td><td>200.0</td><td></td><td></td><td>200.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>—</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>—</td><td></td><td></td><td>0.8</td><td></td></tr><tr><td>Interest rate</td><td>—</td><td>%</td><td></td><td>—</td><td>%</td></tr><tr><td>Term ABS 2019-2</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>500.0</td><td></td><td></td><td>$</td><td>500.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>529.0</td><td></td><td></td><td>597.3</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>41.7</td><td></td><td></td><td>47.6</td><td></td></tr><tr><td>Interest rate</td><td>5.43</td><td>%</td><td></td><td>5.15</td><td>%</td></tr><tr><td>Term ABS 2020-3</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>—</td><td></td><td></td><td>$</td><td>110.3</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>—</td><td></td><td></td><td>418.4</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>—</td><td></td><td></td><td>42.3</td><td></td></tr><tr><td>Interest rate</td><td>—</td><td>%</td><td></td><td>2.06</td><td>%</td></tr><tr><td>Term ABS 2021-1</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>100.0</td><td></td><td></td><td>$</td><td>100.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>112.0</td><td></td><td></td><td>112.8</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>8.7</td><td></td><td></td><td>8.8</td><td></td></tr><tr><td>Interest rate</td><td>6.60</td><td>%</td><td></td><td>7.56</td><td>%</td></tr><tr><td></td><td></td><td></td><td></td></tr></table>
table
110.3
monetaryItemType
table: <entity> 110.3 </entity> <entity type> monetaryItemType </entity type> <context> Principal balance outstanding | $ | — | $ | 110.3 </context>
us-gaap:SecuredDebt
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(Dollars in millions)</td><td>As of December 31,</td></tr><tr><td></td><td>2024</td><td></td><td>2023</td></tr><tr><td>Revolving Secured Lines of Credit</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>0.1</td><td></td><td></td><td>$</td><td>79.2</td><td></td></tr><tr><td>Amount available for borrowing (1)</td><td>409.9</td><td></td><td></td><td>330.8</td><td></td></tr><tr><td>Interest rate</td><td>6.37</td><td>%</td><td></td><td>7.33</td><td>%</td></tr><tr><td>Warehouse Facility II</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>—</td><td></td><td></td><td>$</td><td>—</td><td></td></tr><tr><td>Amount available for borrowing  (1)</td><td>500.0</td><td></td><td></td><td>400.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>—</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>2.5</td><td></td><td></td><td>1.0</td><td></td></tr><tr><td>Interest rate</td><td>—</td><td>%</td><td></td><td>—</td><td>%</td></tr><tr><td>Warehouse Facility IV</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>—</td><td></td><td></td><td>$</td><td>—</td><td></td></tr><tr><td>Amount available for borrowing (1)</td><td>300.0</td><td></td><td></td><td>300.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>—</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>—</td><td></td><td></td><td>1.5</td><td></td></tr><tr><td>Interest rate</td><td>—</td><td>%</td><td></td><td>—</td><td>%</td></tr><tr><td>Warehouse Facility V</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>—</td><td></td><td></td><td>$</td><td>—</td><td></td></tr><tr><td>Amount available for borrowing (1)</td><td>250.0</td><td></td><td></td><td>200.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>—</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>1.0</td><td></td><td></td><td>1.0</td><td></td></tr><tr><td>Interest rate</td><td>—</td><td>%</td><td></td><td>—</td><td>%</td></tr><tr><td>Warehouse Facility VI</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>—</td><td></td><td></td><td>$</td><td>—</td><td></td></tr><tr><td>Amount available for borrowing (1)</td><td>75.0</td><td></td><td></td><td>75.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>—</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>—</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Interest rate</td><td>—</td><td>%</td><td></td><td>—</td><td>%</td></tr><tr><td>Warehouse Facility VIII</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>—</td><td></td><td></td><td>$</td><td>—</td><td></td></tr><tr><td>Amount available for borrowing (1)</td><td>200.0</td><td></td><td></td><td>200.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>—</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>—</td><td></td><td></td><td>0.8</td><td></td></tr><tr><td>Interest rate</td><td>—</td><td>%</td><td></td><td>—</td><td>%</td></tr><tr><td>Term ABS 2019-2</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>500.0</td><td></td><td></td><td>$</td><td>500.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>529.0</td><td></td><td></td><td>597.3</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>41.7</td><td></td><td></td><td>47.6</td><td></td></tr><tr><td>Interest rate</td><td>5.43</td><td>%</td><td></td><td>5.15</td><td>%</td></tr><tr><td>Term ABS 2020-3</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>—</td><td></td><td></td><td>$</td><td>110.3</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>—</td><td></td><td></td><td>418.4</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>—</td><td></td><td></td><td>42.3</td><td></td></tr><tr><td>Interest rate</td><td>—</td><td>%</td><td></td><td>2.06</td><td>%</td></tr><tr><td>Term ABS 2021-1</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>100.0</td><td></td><td></td><td>$</td><td>100.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>112.0</td><td></td><td></td><td>112.8</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>8.7</td><td></td><td></td><td>8.8</td><td></td></tr><tr><td>Interest rate</td><td>6.60</td><td>%</td><td></td><td>7.56</td><td>%</td></tr><tr><td></td><td></td><td></td><td></td></tr></table>
table
418.4
monetaryItemType
table: <entity> 418.4 </entity> <entity type> monetaryItemType </entity type> <context> Loans pledged as collateral | — | 418.4 </context>
us-gaap:DebtInstrumentCollateralAmount
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(Dollars in millions)</td><td>As of December 31,</td></tr><tr><td></td><td>2024</td><td></td><td>2023</td></tr><tr><td>Revolving Secured Lines of Credit</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>0.1</td><td></td><td></td><td>$</td><td>79.2</td><td></td></tr><tr><td>Amount available for borrowing (1)</td><td>409.9</td><td></td><td></td><td>330.8</td><td></td></tr><tr><td>Interest rate</td><td>6.37</td><td>%</td><td></td><td>7.33</td><td>%</td></tr><tr><td>Warehouse Facility II</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>—</td><td></td><td></td><td>$</td><td>—</td><td></td></tr><tr><td>Amount available for borrowing  (1)</td><td>500.0</td><td></td><td></td><td>400.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>—</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>2.5</td><td></td><td></td><td>1.0</td><td></td></tr><tr><td>Interest rate</td><td>—</td><td>%</td><td></td><td>—</td><td>%</td></tr><tr><td>Warehouse Facility IV</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>—</td><td></td><td></td><td>$</td><td>—</td><td></td></tr><tr><td>Amount available for borrowing (1)</td><td>300.0</td><td></td><td></td><td>300.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>—</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>—</td><td></td><td></td><td>1.5</td><td></td></tr><tr><td>Interest rate</td><td>—</td><td>%</td><td></td><td>—</td><td>%</td></tr><tr><td>Warehouse Facility V</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>—</td><td></td><td></td><td>$</td><td>—</td><td></td></tr><tr><td>Amount available for borrowing (1)</td><td>250.0</td><td></td><td></td><td>200.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>—</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>1.0</td><td></td><td></td><td>1.0</td><td></td></tr><tr><td>Interest rate</td><td>—</td><td>%</td><td></td><td>—</td><td>%</td></tr><tr><td>Warehouse Facility VI</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>—</td><td></td><td></td><td>$</td><td>—</td><td></td></tr><tr><td>Amount available for borrowing (1)</td><td>75.0</td><td></td><td></td><td>75.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>—</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>—</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Interest rate</td><td>—</td><td>%</td><td></td><td>—</td><td>%</td></tr><tr><td>Warehouse Facility VIII</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>—</td><td></td><td></td><td>$</td><td>—</td><td></td></tr><tr><td>Amount available for borrowing (1)</td><td>200.0</td><td></td><td></td><td>200.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>—</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>—</td><td></td><td></td><td>0.8</td><td></td></tr><tr><td>Interest rate</td><td>—</td><td>%</td><td></td><td>—</td><td>%</td></tr><tr><td>Term ABS 2019-2</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>500.0</td><td></td><td></td><td>$</td><td>500.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>529.0</td><td></td><td></td><td>597.3</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>41.7</td><td></td><td></td><td>47.6</td><td></td></tr><tr><td>Interest rate</td><td>5.43</td><td>%</td><td></td><td>5.15</td><td>%</td></tr><tr><td>Term ABS 2020-3</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>—</td><td></td><td></td><td>$</td><td>110.3</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>—</td><td></td><td></td><td>418.4</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>—</td><td></td><td></td><td>42.3</td><td></td></tr><tr><td>Interest rate</td><td>—</td><td>%</td><td></td><td>2.06</td><td>%</td></tr><tr><td>Term ABS 2021-1</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>100.0</td><td></td><td></td><td>$</td><td>100.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>112.0</td><td></td><td></td><td>112.8</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>8.7</td><td></td><td></td><td>8.8</td><td></td></tr><tr><td>Interest rate</td><td>6.60</td><td>%</td><td></td><td>7.56</td><td>%</td></tr><tr><td></td><td></td><td></td><td></td></tr></table>
table
42.3
monetaryItemType
table: <entity> 42.3 </entity> <entity type> monetaryItemType </entity type> <context> Restricted cash and cash equivalents pledged as collateral | — | 42.3 </context>
us-gaap:RestrictedCashAndCashEquivalents
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(Dollars in millions)</td><td>As of December 31,</td></tr><tr><td></td><td>2024</td><td></td><td>2023</td></tr><tr><td>Revolving Secured Lines of Credit</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>0.1</td><td></td><td></td><td>$</td><td>79.2</td><td></td></tr><tr><td>Amount available for borrowing (1)</td><td>409.9</td><td></td><td></td><td>330.8</td><td></td></tr><tr><td>Interest rate</td><td>6.37</td><td>%</td><td></td><td>7.33</td><td>%</td></tr><tr><td>Warehouse Facility II</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>—</td><td></td><td></td><td>$</td><td>—</td><td></td></tr><tr><td>Amount available for borrowing  (1)</td><td>500.0</td><td></td><td></td><td>400.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>—</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>2.5</td><td></td><td></td><td>1.0</td><td></td></tr><tr><td>Interest rate</td><td>—</td><td>%</td><td></td><td>—</td><td>%</td></tr><tr><td>Warehouse Facility IV</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>—</td><td></td><td></td><td>$</td><td>—</td><td></td></tr><tr><td>Amount available for borrowing (1)</td><td>300.0</td><td></td><td></td><td>300.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>—</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>—</td><td></td><td></td><td>1.5</td><td></td></tr><tr><td>Interest rate</td><td>—</td><td>%</td><td></td><td>—</td><td>%</td></tr><tr><td>Warehouse Facility V</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>—</td><td></td><td></td><td>$</td><td>—</td><td></td></tr><tr><td>Amount available for borrowing (1)</td><td>250.0</td><td></td><td></td><td>200.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>—</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>1.0</td><td></td><td></td><td>1.0</td><td></td></tr><tr><td>Interest rate</td><td>—</td><td>%</td><td></td><td>—</td><td>%</td></tr><tr><td>Warehouse Facility VI</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>—</td><td></td><td></td><td>$</td><td>—</td><td></td></tr><tr><td>Amount available for borrowing (1)</td><td>75.0</td><td></td><td></td><td>75.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>—</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>—</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Interest rate</td><td>—</td><td>%</td><td></td><td>—</td><td>%</td></tr><tr><td>Warehouse Facility VIII</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>—</td><td></td><td></td><td>$</td><td>—</td><td></td></tr><tr><td>Amount available for borrowing (1)</td><td>200.0</td><td></td><td></td><td>200.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>—</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>—</td><td></td><td></td><td>0.8</td><td></td></tr><tr><td>Interest rate</td><td>—</td><td>%</td><td></td><td>—</td><td>%</td></tr><tr><td>Term ABS 2019-2</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>500.0</td><td></td><td></td><td>$</td><td>500.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>529.0</td><td></td><td></td><td>597.3</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>41.7</td><td></td><td></td><td>47.6</td><td></td></tr><tr><td>Interest rate</td><td>5.43</td><td>%</td><td></td><td>5.15</td><td>%</td></tr><tr><td>Term ABS 2020-3</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>—</td><td></td><td></td><td>$</td><td>110.3</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>—</td><td></td><td></td><td>418.4</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>—</td><td></td><td></td><td>42.3</td><td></td></tr><tr><td>Interest rate</td><td>—</td><td>%</td><td></td><td>2.06</td><td>%</td></tr><tr><td>Term ABS 2021-1</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>100.0</td><td></td><td></td><td>$</td><td>100.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>112.0</td><td></td><td></td><td>112.8</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>8.7</td><td></td><td></td><td>8.8</td><td></td></tr><tr><td>Interest rate</td><td>6.60</td><td>%</td><td></td><td>7.56</td><td>%</td></tr><tr><td></td><td></td><td></td><td></td></tr></table>
table
2.06
percentItemType
table: <entity> 2.06 </entity> <entity type> percentItemType </entity type> <context> Interest rate | — | % | 2.06 | % </context>
us-gaap:DebtInstrumentInterestRateEffectivePercentage
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(Dollars in millions)</td><td>As of December 31,</td></tr><tr><td></td><td>2024</td><td></td><td>2023</td></tr><tr><td>Revolving Secured Lines of Credit</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>0.1</td><td></td><td></td><td>$</td><td>79.2</td><td></td></tr><tr><td>Amount available for borrowing (1)</td><td>409.9</td><td></td><td></td><td>330.8</td><td></td></tr><tr><td>Interest rate</td><td>6.37</td><td>%</td><td></td><td>7.33</td><td>%</td></tr><tr><td>Warehouse Facility II</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>—</td><td></td><td></td><td>$</td><td>—</td><td></td></tr><tr><td>Amount available for borrowing  (1)</td><td>500.0</td><td></td><td></td><td>400.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>—</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>2.5</td><td></td><td></td><td>1.0</td><td></td></tr><tr><td>Interest rate</td><td>—</td><td>%</td><td></td><td>—</td><td>%</td></tr><tr><td>Warehouse Facility IV</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>—</td><td></td><td></td><td>$</td><td>—</td><td></td></tr><tr><td>Amount available for borrowing (1)</td><td>300.0</td><td></td><td></td><td>300.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>—</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>—</td><td></td><td></td><td>1.5</td><td></td></tr><tr><td>Interest rate</td><td>—</td><td>%</td><td></td><td>—</td><td>%</td></tr><tr><td>Warehouse Facility V</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>—</td><td></td><td></td><td>$</td><td>—</td><td></td></tr><tr><td>Amount available for borrowing (1)</td><td>250.0</td><td></td><td></td><td>200.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>—</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>1.0</td><td></td><td></td><td>1.0</td><td></td></tr><tr><td>Interest rate</td><td>—</td><td>%</td><td></td><td>—</td><td>%</td></tr><tr><td>Warehouse Facility VI</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>—</td><td></td><td></td><td>$</td><td>—</td><td></td></tr><tr><td>Amount available for borrowing (1)</td><td>75.0</td><td></td><td></td><td>75.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>—</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>—</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Interest rate</td><td>—</td><td>%</td><td></td><td>—</td><td>%</td></tr><tr><td>Warehouse Facility VIII</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>—</td><td></td><td></td><td>$</td><td>—</td><td></td></tr><tr><td>Amount available for borrowing (1)</td><td>200.0</td><td></td><td></td><td>200.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>—</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>—</td><td></td><td></td><td>0.8</td><td></td></tr><tr><td>Interest rate</td><td>—</td><td>%</td><td></td><td>—</td><td>%</td></tr><tr><td>Term ABS 2019-2</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>500.0</td><td></td><td></td><td>$</td><td>500.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>529.0</td><td></td><td></td><td>597.3</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>41.7</td><td></td><td></td><td>47.6</td><td></td></tr><tr><td>Interest rate</td><td>5.43</td><td>%</td><td></td><td>5.15</td><td>%</td></tr><tr><td>Term ABS 2020-3</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>—</td><td></td><td></td><td>$</td><td>110.3</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>—</td><td></td><td></td><td>418.4</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>—</td><td></td><td></td><td>42.3</td><td></td></tr><tr><td>Interest rate</td><td>—</td><td>%</td><td></td><td>2.06</td><td>%</td></tr><tr><td>Term ABS 2021-1</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>100.0</td><td></td><td></td><td>$</td><td>100.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>112.0</td><td></td><td></td><td>112.8</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>8.7</td><td></td><td></td><td>8.8</td><td></td></tr><tr><td>Interest rate</td><td>6.60</td><td>%</td><td></td><td>7.56</td><td>%</td></tr><tr><td></td><td></td><td></td><td></td></tr></table>
table
100.0
monetaryItemType
table: <entity> 100.0 </entity> <entity type> monetaryItemType </entity type> <context> Principal balance outstanding | $ | 100.0 | $ | 100.0 </context>
us-gaap:SecuredDebt
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(Dollars in millions)</td><td>As of December 31,</td></tr><tr><td></td><td>2024</td><td></td><td>2023</td></tr><tr><td>Revolving Secured Lines of Credit</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>0.1</td><td></td><td></td><td>$</td><td>79.2</td><td></td></tr><tr><td>Amount available for borrowing (1)</td><td>409.9</td><td></td><td></td><td>330.8</td><td></td></tr><tr><td>Interest rate</td><td>6.37</td><td>%</td><td></td><td>7.33</td><td>%</td></tr><tr><td>Warehouse Facility II</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>—</td><td></td><td></td><td>$</td><td>—</td><td></td></tr><tr><td>Amount available for borrowing  (1)</td><td>500.0</td><td></td><td></td><td>400.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>—</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>2.5</td><td></td><td></td><td>1.0</td><td></td></tr><tr><td>Interest rate</td><td>—</td><td>%</td><td></td><td>—</td><td>%</td></tr><tr><td>Warehouse Facility IV</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>—</td><td></td><td></td><td>$</td><td>—</td><td></td></tr><tr><td>Amount available for borrowing (1)</td><td>300.0</td><td></td><td></td><td>300.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>—</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>—</td><td></td><td></td><td>1.5</td><td></td></tr><tr><td>Interest rate</td><td>—</td><td>%</td><td></td><td>—</td><td>%</td></tr><tr><td>Warehouse Facility V</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>—</td><td></td><td></td><td>$</td><td>—</td><td></td></tr><tr><td>Amount available for borrowing (1)</td><td>250.0</td><td></td><td></td><td>200.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>—</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>1.0</td><td></td><td></td><td>1.0</td><td></td></tr><tr><td>Interest rate</td><td>—</td><td>%</td><td></td><td>—</td><td>%</td></tr><tr><td>Warehouse Facility VI</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>—</td><td></td><td></td><td>$</td><td>—</td><td></td></tr><tr><td>Amount available for borrowing (1)</td><td>75.0</td><td></td><td></td><td>75.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>—</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>—</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Interest rate</td><td>—</td><td>%</td><td></td><td>—</td><td>%</td></tr><tr><td>Warehouse Facility VIII</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>—</td><td></td><td></td><td>$</td><td>—</td><td></td></tr><tr><td>Amount available for borrowing (1)</td><td>200.0</td><td></td><td></td><td>200.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>—</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>—</td><td></td><td></td><td>0.8</td><td></td></tr><tr><td>Interest rate</td><td>—</td><td>%</td><td></td><td>—</td><td>%</td></tr><tr><td>Term ABS 2019-2</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>500.0</td><td></td><td></td><td>$</td><td>500.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>529.0</td><td></td><td></td><td>597.3</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>41.7</td><td></td><td></td><td>47.6</td><td></td></tr><tr><td>Interest rate</td><td>5.43</td><td>%</td><td></td><td>5.15</td><td>%</td></tr><tr><td>Term ABS 2020-3</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>—</td><td></td><td></td><td>$</td><td>110.3</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>—</td><td></td><td></td><td>418.4</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>—</td><td></td><td></td><td>42.3</td><td></td></tr><tr><td>Interest rate</td><td>—</td><td>%</td><td></td><td>2.06</td><td>%</td></tr><tr><td>Term ABS 2021-1</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>100.0</td><td></td><td></td><td>$</td><td>100.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>112.0</td><td></td><td></td><td>112.8</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>8.7</td><td></td><td></td><td>8.8</td><td></td></tr><tr><td>Interest rate</td><td>6.60</td><td>%</td><td></td><td>7.56</td><td>%</td></tr><tr><td></td><td></td><td></td><td></td></tr></table>
table
112.0
monetaryItemType
table: <entity> 112.0 </entity> <entity type> monetaryItemType </entity type> <context> Loans pledged as collateral | 112.0 | 112.8 </context>
us-gaap:DebtInstrumentCollateralAmount
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(Dollars in millions)</td><td>As of December 31,</td></tr><tr><td></td><td>2024</td><td></td><td>2023</td></tr><tr><td>Revolving Secured Lines of Credit</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>0.1</td><td></td><td></td><td>$</td><td>79.2</td><td></td></tr><tr><td>Amount available for borrowing (1)</td><td>409.9</td><td></td><td></td><td>330.8</td><td></td></tr><tr><td>Interest rate</td><td>6.37</td><td>%</td><td></td><td>7.33</td><td>%</td></tr><tr><td>Warehouse Facility II</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>—</td><td></td><td></td><td>$</td><td>—</td><td></td></tr><tr><td>Amount available for borrowing  (1)</td><td>500.0</td><td></td><td></td><td>400.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>—</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>2.5</td><td></td><td></td><td>1.0</td><td></td></tr><tr><td>Interest rate</td><td>—</td><td>%</td><td></td><td>—</td><td>%</td></tr><tr><td>Warehouse Facility IV</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>—</td><td></td><td></td><td>$</td><td>—</td><td></td></tr><tr><td>Amount available for borrowing (1)</td><td>300.0</td><td></td><td></td><td>300.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>—</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>—</td><td></td><td></td><td>1.5</td><td></td></tr><tr><td>Interest rate</td><td>—</td><td>%</td><td></td><td>—</td><td>%</td></tr><tr><td>Warehouse Facility V</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>—</td><td></td><td></td><td>$</td><td>—</td><td></td></tr><tr><td>Amount available for borrowing (1)</td><td>250.0</td><td></td><td></td><td>200.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>—</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>1.0</td><td></td><td></td><td>1.0</td><td></td></tr><tr><td>Interest rate</td><td>—</td><td>%</td><td></td><td>—</td><td>%</td></tr><tr><td>Warehouse Facility VI</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>—</td><td></td><td></td><td>$</td><td>—</td><td></td></tr><tr><td>Amount available for borrowing (1)</td><td>75.0</td><td></td><td></td><td>75.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>—</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>—</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Interest rate</td><td>—</td><td>%</td><td></td><td>—</td><td>%</td></tr><tr><td>Warehouse Facility VIII</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>—</td><td></td><td></td><td>$</td><td>—</td><td></td></tr><tr><td>Amount available for borrowing (1)</td><td>200.0</td><td></td><td></td><td>200.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>—</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>—</td><td></td><td></td><td>0.8</td><td></td></tr><tr><td>Interest rate</td><td>—</td><td>%</td><td></td><td>—</td><td>%</td></tr><tr><td>Term ABS 2019-2</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>500.0</td><td></td><td></td><td>$</td><td>500.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>529.0</td><td></td><td></td><td>597.3</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>41.7</td><td></td><td></td><td>47.6</td><td></td></tr><tr><td>Interest rate</td><td>5.43</td><td>%</td><td></td><td>5.15</td><td>%</td></tr><tr><td>Term ABS 2020-3</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>—</td><td></td><td></td><td>$</td><td>110.3</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>—</td><td></td><td></td><td>418.4</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>—</td><td></td><td></td><td>42.3</td><td></td></tr><tr><td>Interest rate</td><td>—</td><td>%</td><td></td><td>2.06</td><td>%</td></tr><tr><td>Term ABS 2021-1</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>100.0</td><td></td><td></td><td>$</td><td>100.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>112.0</td><td></td><td></td><td>112.8</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>8.7</td><td></td><td></td><td>8.8</td><td></td></tr><tr><td>Interest rate</td><td>6.60</td><td>%</td><td></td><td>7.56</td><td>%</td></tr><tr><td></td><td></td><td></td><td></td></tr></table>
table
112.8
monetaryItemType
table: <entity> 112.8 </entity> <entity type> monetaryItemType </entity type> <context> Loans pledged as collateral | 112.0 | 112.8 </context>
us-gaap:DebtInstrumentCollateralAmount
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(Dollars in millions)</td><td>As of December 31,</td></tr><tr><td></td><td>2024</td><td></td><td>2023</td></tr><tr><td>Revolving Secured Lines of Credit</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>0.1</td><td></td><td></td><td>$</td><td>79.2</td><td></td></tr><tr><td>Amount available for borrowing (1)</td><td>409.9</td><td></td><td></td><td>330.8</td><td></td></tr><tr><td>Interest rate</td><td>6.37</td><td>%</td><td></td><td>7.33</td><td>%</td></tr><tr><td>Warehouse Facility II</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>—</td><td></td><td></td><td>$</td><td>—</td><td></td></tr><tr><td>Amount available for borrowing  (1)</td><td>500.0</td><td></td><td></td><td>400.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>—</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>2.5</td><td></td><td></td><td>1.0</td><td></td></tr><tr><td>Interest rate</td><td>—</td><td>%</td><td></td><td>—</td><td>%</td></tr><tr><td>Warehouse Facility IV</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>—</td><td></td><td></td><td>$</td><td>—</td><td></td></tr><tr><td>Amount available for borrowing (1)</td><td>300.0</td><td></td><td></td><td>300.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>—</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>—</td><td></td><td></td><td>1.5</td><td></td></tr><tr><td>Interest rate</td><td>—</td><td>%</td><td></td><td>—</td><td>%</td></tr><tr><td>Warehouse Facility V</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>—</td><td></td><td></td><td>$</td><td>—</td><td></td></tr><tr><td>Amount available for borrowing (1)</td><td>250.0</td><td></td><td></td><td>200.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>—</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>1.0</td><td></td><td></td><td>1.0</td><td></td></tr><tr><td>Interest rate</td><td>—</td><td>%</td><td></td><td>—</td><td>%</td></tr><tr><td>Warehouse Facility VI</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>—</td><td></td><td></td><td>$</td><td>—</td><td></td></tr><tr><td>Amount available for borrowing (1)</td><td>75.0</td><td></td><td></td><td>75.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>—</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>—</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Interest rate</td><td>—</td><td>%</td><td></td><td>—</td><td>%</td></tr><tr><td>Warehouse Facility VIII</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>—</td><td></td><td></td><td>$</td><td>—</td><td></td></tr><tr><td>Amount available for borrowing (1)</td><td>200.0</td><td></td><td></td><td>200.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>—</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>—</td><td></td><td></td><td>0.8</td><td></td></tr><tr><td>Interest rate</td><td>—</td><td>%</td><td></td><td>—</td><td>%</td></tr><tr><td>Term ABS 2019-2</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>500.0</td><td></td><td></td><td>$</td><td>500.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>529.0</td><td></td><td></td><td>597.3</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>41.7</td><td></td><td></td><td>47.6</td><td></td></tr><tr><td>Interest rate</td><td>5.43</td><td>%</td><td></td><td>5.15</td><td>%</td></tr><tr><td>Term ABS 2020-3</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>—</td><td></td><td></td><td>$</td><td>110.3</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>—</td><td></td><td></td><td>418.4</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>—</td><td></td><td></td><td>42.3</td><td></td></tr><tr><td>Interest rate</td><td>—</td><td>%</td><td></td><td>2.06</td><td>%</td></tr><tr><td>Term ABS 2021-1</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>100.0</td><td></td><td></td><td>$</td><td>100.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>112.0</td><td></td><td></td><td>112.8</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>8.7</td><td></td><td></td><td>8.8</td><td></td></tr><tr><td>Interest rate</td><td>6.60</td><td>%</td><td></td><td>7.56</td><td>%</td></tr><tr><td></td><td></td><td></td><td></td></tr></table>
table
8.7
monetaryItemType
table: <entity> 8.7 </entity> <entity type> monetaryItemType </entity type> <context> Restricted cash and cash equivalents pledged as collateral | 8.7 | 8.8 </context>
us-gaap:RestrictedCashAndCashEquivalents
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(Dollars in millions)</td><td>As of December 31,</td></tr><tr><td></td><td>2024</td><td></td><td>2023</td></tr><tr><td>Revolving Secured Lines of Credit</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>0.1</td><td></td><td></td><td>$</td><td>79.2</td><td></td></tr><tr><td>Amount available for borrowing (1)</td><td>409.9</td><td></td><td></td><td>330.8</td><td></td></tr><tr><td>Interest rate</td><td>6.37</td><td>%</td><td></td><td>7.33</td><td>%</td></tr><tr><td>Warehouse Facility II</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>—</td><td></td><td></td><td>$</td><td>—</td><td></td></tr><tr><td>Amount available for borrowing  (1)</td><td>500.0</td><td></td><td></td><td>400.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>—</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>2.5</td><td></td><td></td><td>1.0</td><td></td></tr><tr><td>Interest rate</td><td>—</td><td>%</td><td></td><td>—</td><td>%</td></tr><tr><td>Warehouse Facility IV</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>—</td><td></td><td></td><td>$</td><td>—</td><td></td></tr><tr><td>Amount available for borrowing (1)</td><td>300.0</td><td></td><td></td><td>300.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>—</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>—</td><td></td><td></td><td>1.5</td><td></td></tr><tr><td>Interest rate</td><td>—</td><td>%</td><td></td><td>—</td><td>%</td></tr><tr><td>Warehouse Facility V</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>—</td><td></td><td></td><td>$</td><td>—</td><td></td></tr><tr><td>Amount available for borrowing (1)</td><td>250.0</td><td></td><td></td><td>200.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>—</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>1.0</td><td></td><td></td><td>1.0</td><td></td></tr><tr><td>Interest rate</td><td>—</td><td>%</td><td></td><td>—</td><td>%</td></tr><tr><td>Warehouse Facility VI</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>—</td><td></td><td></td><td>$</td><td>—</td><td></td></tr><tr><td>Amount available for borrowing (1)</td><td>75.0</td><td></td><td></td><td>75.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>—</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>—</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Interest rate</td><td>—</td><td>%</td><td></td><td>—</td><td>%</td></tr><tr><td>Warehouse Facility VIII</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>—</td><td></td><td></td><td>$</td><td>—</td><td></td></tr><tr><td>Amount available for borrowing (1)</td><td>200.0</td><td></td><td></td><td>200.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>—</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>—</td><td></td><td></td><td>0.8</td><td></td></tr><tr><td>Interest rate</td><td>—</td><td>%</td><td></td><td>—</td><td>%</td></tr><tr><td>Term ABS 2019-2</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>500.0</td><td></td><td></td><td>$</td><td>500.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>529.0</td><td></td><td></td><td>597.3</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>41.7</td><td></td><td></td><td>47.6</td><td></td></tr><tr><td>Interest rate</td><td>5.43</td><td>%</td><td></td><td>5.15</td><td>%</td></tr><tr><td>Term ABS 2020-3</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>—</td><td></td><td></td><td>$</td><td>110.3</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>—</td><td></td><td></td><td>418.4</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>—</td><td></td><td></td><td>42.3</td><td></td></tr><tr><td>Interest rate</td><td>—</td><td>%</td><td></td><td>2.06</td><td>%</td></tr><tr><td>Term ABS 2021-1</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>100.0</td><td></td><td></td><td>$</td><td>100.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>112.0</td><td></td><td></td><td>112.8</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>8.7</td><td></td><td></td><td>8.8</td><td></td></tr><tr><td>Interest rate</td><td>6.60</td><td>%</td><td></td><td>7.56</td><td>%</td></tr><tr><td></td><td></td><td></td><td></td></tr></table>
table
8.8
monetaryItemType
table: <entity> 8.8 </entity> <entity type> monetaryItemType </entity type> <context> Restricted cash and cash equivalents pledged as collateral | 8.7 | 8.8 </context>
us-gaap:RestrictedCashAndCashEquivalents
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(Dollars in millions)</td><td>As of December 31,</td></tr><tr><td></td><td>2024</td><td></td><td>2023</td></tr><tr><td>Revolving Secured Lines of Credit</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>0.1</td><td></td><td></td><td>$</td><td>79.2</td><td></td></tr><tr><td>Amount available for borrowing (1)</td><td>409.9</td><td></td><td></td><td>330.8</td><td></td></tr><tr><td>Interest rate</td><td>6.37</td><td>%</td><td></td><td>7.33</td><td>%</td></tr><tr><td>Warehouse Facility II</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>—</td><td></td><td></td><td>$</td><td>—</td><td></td></tr><tr><td>Amount available for borrowing  (1)</td><td>500.0</td><td></td><td></td><td>400.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>—</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>2.5</td><td></td><td></td><td>1.0</td><td></td></tr><tr><td>Interest rate</td><td>—</td><td>%</td><td></td><td>—</td><td>%</td></tr><tr><td>Warehouse Facility IV</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>—</td><td></td><td></td><td>$</td><td>—</td><td></td></tr><tr><td>Amount available for borrowing (1)</td><td>300.0</td><td></td><td></td><td>300.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>—</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>—</td><td></td><td></td><td>1.5</td><td></td></tr><tr><td>Interest rate</td><td>—</td><td>%</td><td></td><td>—</td><td>%</td></tr><tr><td>Warehouse Facility V</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>—</td><td></td><td></td><td>$</td><td>—</td><td></td></tr><tr><td>Amount available for borrowing (1)</td><td>250.0</td><td></td><td></td><td>200.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>—</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>1.0</td><td></td><td></td><td>1.0</td><td></td></tr><tr><td>Interest rate</td><td>—</td><td>%</td><td></td><td>—</td><td>%</td></tr><tr><td>Warehouse Facility VI</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>—</td><td></td><td></td><td>$</td><td>—</td><td></td></tr><tr><td>Amount available for borrowing (1)</td><td>75.0</td><td></td><td></td><td>75.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>—</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>—</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Interest rate</td><td>—</td><td>%</td><td></td><td>—</td><td>%</td></tr><tr><td>Warehouse Facility VIII</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>—</td><td></td><td></td><td>$</td><td>—</td><td></td></tr><tr><td>Amount available for borrowing (1)</td><td>200.0</td><td></td><td></td><td>200.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>—</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>—</td><td></td><td></td><td>0.8</td><td></td></tr><tr><td>Interest rate</td><td>—</td><td>%</td><td></td><td>—</td><td>%</td></tr><tr><td>Term ABS 2019-2</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>500.0</td><td></td><td></td><td>$</td><td>500.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>529.0</td><td></td><td></td><td>597.3</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>41.7</td><td></td><td></td><td>47.6</td><td></td></tr><tr><td>Interest rate</td><td>5.43</td><td>%</td><td></td><td>5.15</td><td>%</td></tr><tr><td>Term ABS 2020-3</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>—</td><td></td><td></td><td>$</td><td>110.3</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>—</td><td></td><td></td><td>418.4</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>—</td><td></td><td></td><td>42.3</td><td></td></tr><tr><td>Interest rate</td><td>—</td><td>%</td><td></td><td>2.06</td><td>%</td></tr><tr><td>Term ABS 2021-1</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>100.0</td><td></td><td></td><td>$</td><td>100.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>112.0</td><td></td><td></td><td>112.8</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>8.7</td><td></td><td></td><td>8.8</td><td></td></tr><tr><td>Interest rate</td><td>6.60</td><td>%</td><td></td><td>7.56</td><td>%</td></tr><tr><td></td><td></td><td></td><td></td></tr></table>
table
6.60
percentItemType
table: <entity> 6.60 </entity> <entity type> percentItemType </entity type> <context> Interest rate | 6.60 | % | 7.56 | % </context>
us-gaap:DebtInstrumentInterestRateEffectivePercentage
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(Dollars in millions)</td><td>As of December 31,</td></tr><tr><td></td><td>2024</td><td></td><td>2023</td></tr><tr><td>Revolving Secured Lines of Credit</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>0.1</td><td></td><td></td><td>$</td><td>79.2</td><td></td></tr><tr><td>Amount available for borrowing (1)</td><td>409.9</td><td></td><td></td><td>330.8</td><td></td></tr><tr><td>Interest rate</td><td>6.37</td><td>%</td><td></td><td>7.33</td><td>%</td></tr><tr><td>Warehouse Facility II</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>—</td><td></td><td></td><td>$</td><td>—</td><td></td></tr><tr><td>Amount available for borrowing  (1)</td><td>500.0</td><td></td><td></td><td>400.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>—</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>2.5</td><td></td><td></td><td>1.0</td><td></td></tr><tr><td>Interest rate</td><td>—</td><td>%</td><td></td><td>—</td><td>%</td></tr><tr><td>Warehouse Facility IV</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>—</td><td></td><td></td><td>$</td><td>—</td><td></td></tr><tr><td>Amount available for borrowing (1)</td><td>300.0</td><td></td><td></td><td>300.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>—</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>—</td><td></td><td></td><td>1.5</td><td></td></tr><tr><td>Interest rate</td><td>—</td><td>%</td><td></td><td>—</td><td>%</td></tr><tr><td>Warehouse Facility V</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>—</td><td></td><td></td><td>$</td><td>—</td><td></td></tr><tr><td>Amount available for borrowing (1)</td><td>250.0</td><td></td><td></td><td>200.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>—</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>1.0</td><td></td><td></td><td>1.0</td><td></td></tr><tr><td>Interest rate</td><td>—</td><td>%</td><td></td><td>—</td><td>%</td></tr><tr><td>Warehouse Facility VI</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>—</td><td></td><td></td><td>$</td><td>—</td><td></td></tr><tr><td>Amount available for borrowing (1)</td><td>75.0</td><td></td><td></td><td>75.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>—</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>—</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Interest rate</td><td>—</td><td>%</td><td></td><td>—</td><td>%</td></tr><tr><td>Warehouse Facility VIII</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>—</td><td></td><td></td><td>$</td><td>—</td><td></td></tr><tr><td>Amount available for borrowing (1)</td><td>200.0</td><td></td><td></td><td>200.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>—</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>—</td><td></td><td></td><td>0.8</td><td></td></tr><tr><td>Interest rate</td><td>—</td><td>%</td><td></td><td>—</td><td>%</td></tr><tr><td>Term ABS 2019-2</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>500.0</td><td></td><td></td><td>$</td><td>500.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>529.0</td><td></td><td></td><td>597.3</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>41.7</td><td></td><td></td><td>47.6</td><td></td></tr><tr><td>Interest rate</td><td>5.43</td><td>%</td><td></td><td>5.15</td><td>%</td></tr><tr><td>Term ABS 2020-3</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>—</td><td></td><td></td><td>$</td><td>110.3</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>—</td><td></td><td></td><td>418.4</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>—</td><td></td><td></td><td>42.3</td><td></td></tr><tr><td>Interest rate</td><td>—</td><td>%</td><td></td><td>2.06</td><td>%</td></tr><tr><td>Term ABS 2021-1</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>100.0</td><td></td><td></td><td>$</td><td>100.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>112.0</td><td></td><td></td><td>112.8</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>8.7</td><td></td><td></td><td>8.8</td><td></td></tr><tr><td>Interest rate</td><td>6.60</td><td>%</td><td></td><td>7.56</td><td>%</td></tr><tr><td></td><td></td><td></td><td></td></tr></table>
table
7.56
percentItemType
table: <entity> 7.56 </entity> <entity type> percentItemType </entity type> <context> Interest rate | 6.60 | % | 7.56 | % </context>
us-gaap:DebtInstrumentInterestRateEffectivePercentage
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(Dollars in millions)</td><td>As of December 31,</td></tr><tr><td></td><td>2024</td><td></td><td>2023</td></tr><tr><td>Term ABS 2021-2</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>—</td><td></td><td></td><td>$</td><td>188.2</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>—</td><td></td><td></td><td>415.5</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>—</td><td></td><td></td><td>37.3</td><td></td></tr><tr><td>Interest rate</td><td>—</td><td>%</td><td></td><td>1.38</td><td>%</td></tr><tr><td>Term ABS 2021-3</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>—</td><td></td><td></td><td>$</td><td>265.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>—</td><td></td><td></td><td>396.3</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>—</td><td></td><td></td><td>33.8</td><td></td></tr><tr><td>Interest rate</td><td>—</td><td>%</td><td></td><td>1.24</td><td>%</td></tr><tr><td>Term ABS 2021-4</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>63.6</td><td></td><td></td><td>$</td><td>221.6</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>167.0</td><td></td><td></td><td>255.2</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>16.4</td><td></td><td></td><td>21.0</td><td></td></tr><tr><td>Interest rate</td><td>1.89</td><td>%</td><td></td><td>1.46</td><td>%</td></tr><tr><td>Term ABS 2022-1</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>236.6</td><td></td><td></td><td>$</td><td>350.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>310.0</td><td></td><td></td><td>378.2</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>24.9</td><td></td><td></td><td>27.4</td><td></td></tr><tr><td>Interest rate</td><td>5.24</td><td>%</td><td></td><td>5.03</td><td>%</td></tr><tr><td>Term ABS 2022-2</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>300.0</td><td></td><td></td><td>$</td><td>200.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>406.0</td><td></td><td></td><td>212.1</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>25.2</td><td></td><td></td><td>14.7</td><td></td></tr><tr><td>Interest rate</td><td>7.29</td><td>%</td><td></td><td>7.66</td><td>%</td></tr><tr><td>Term ABS 2022-3</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>347.6</td><td></td><td></td><td>$</td><td>389.9</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>395.2</td><td></td><td></td><td>418.9</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>29.1</td><td></td><td></td><td>28.9</td><td></td></tr><tr><td>Interest rate</td><td>7.82</td><td>%</td><td></td><td>7.68</td><td>%</td></tr><tr><td>Term ABS 2023-1</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>400.0</td><td></td><td></td><td>$</td><td>400.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>453.0</td><td></td><td></td><td>611.6</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>33.1</td><td></td><td></td><td>38.5</td><td></td></tr><tr><td>Interest rate</td><td>6.92</td><td>%</td><td></td><td>6.92</td><td>%</td></tr><tr><td>Term ABS 2023-2</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>400.0</td><td></td><td></td><td>$</td><td>400.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>533.3</td><td></td><td></td><td>701.7</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>36.8</td><td></td><td></td><td>42.0</td><td></td></tr><tr><td>Interest rate</td><td>6.39</td><td>%</td><td></td><td>6.39</td><td>%</td></tr><tr><td>Term ABS 2023-3</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>400.0</td><td></td><td></td><td>$</td><td>400.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>524.9</td><td></td><td></td><td>643.8</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>36.5</td><td></td><td></td><td>40.3</td><td></td></tr><tr><td>Interest rate</td><td>6.86</td><td>%</td><td></td><td>6.86</td><td>%</td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr></table>
table
—
monetaryItemType
table: <entity> — </entity> <entity type> monetaryItemType </entity type> <context> Principal balance outstanding | $ | — | $ | 188.2 </context>
us-gaap:SecuredDebt
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(Dollars in millions)</td><td>As of December 31,</td></tr><tr><td></td><td>2024</td><td></td><td>2023</td></tr><tr><td>Term ABS 2021-2</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>—</td><td></td><td></td><td>$</td><td>188.2</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>—</td><td></td><td></td><td>415.5</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>—</td><td></td><td></td><td>37.3</td><td></td></tr><tr><td>Interest rate</td><td>—</td><td>%</td><td></td><td>1.38</td><td>%</td></tr><tr><td>Term ABS 2021-3</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>—</td><td></td><td></td><td>$</td><td>265.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>—</td><td></td><td></td><td>396.3</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>—</td><td></td><td></td><td>33.8</td><td></td></tr><tr><td>Interest rate</td><td>—</td><td>%</td><td></td><td>1.24</td><td>%</td></tr><tr><td>Term ABS 2021-4</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>63.6</td><td></td><td></td><td>$</td><td>221.6</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>167.0</td><td></td><td></td><td>255.2</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>16.4</td><td></td><td></td><td>21.0</td><td></td></tr><tr><td>Interest rate</td><td>1.89</td><td>%</td><td></td><td>1.46</td><td>%</td></tr><tr><td>Term ABS 2022-1</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>236.6</td><td></td><td></td><td>$</td><td>350.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>310.0</td><td></td><td></td><td>378.2</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>24.9</td><td></td><td></td><td>27.4</td><td></td></tr><tr><td>Interest rate</td><td>5.24</td><td>%</td><td></td><td>5.03</td><td>%</td></tr><tr><td>Term ABS 2022-2</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>300.0</td><td></td><td></td><td>$</td><td>200.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>406.0</td><td></td><td></td><td>212.1</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>25.2</td><td></td><td></td><td>14.7</td><td></td></tr><tr><td>Interest rate</td><td>7.29</td><td>%</td><td></td><td>7.66</td><td>%</td></tr><tr><td>Term ABS 2022-3</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>347.6</td><td></td><td></td><td>$</td><td>389.9</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>395.2</td><td></td><td></td><td>418.9</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>29.1</td><td></td><td></td><td>28.9</td><td></td></tr><tr><td>Interest rate</td><td>7.82</td><td>%</td><td></td><td>7.68</td><td>%</td></tr><tr><td>Term ABS 2023-1</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>400.0</td><td></td><td></td><td>$</td><td>400.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>453.0</td><td></td><td></td><td>611.6</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>33.1</td><td></td><td></td><td>38.5</td><td></td></tr><tr><td>Interest rate</td><td>6.92</td><td>%</td><td></td><td>6.92</td><td>%</td></tr><tr><td>Term ABS 2023-2</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>400.0</td><td></td><td></td><td>$</td><td>400.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>533.3</td><td></td><td></td><td>701.7</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>36.8</td><td></td><td></td><td>42.0</td><td></td></tr><tr><td>Interest rate</td><td>6.39</td><td>%</td><td></td><td>6.39</td><td>%</td></tr><tr><td>Term ABS 2023-3</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>400.0</td><td></td><td></td><td>$</td><td>400.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>524.9</td><td></td><td></td><td>643.8</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>36.5</td><td></td><td></td><td>40.3</td><td></td></tr><tr><td>Interest rate</td><td>6.86</td><td>%</td><td></td><td>6.86</td><td>%</td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr></table>
table
188.2
monetaryItemType
table: <entity> 188.2 </entity> <entity type> monetaryItemType </entity type> <context> Principal balance outstanding | $ | — | $ | 188.2 </context>
us-gaap:SecuredDebt
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(Dollars in millions)</td><td>As of December 31,</td></tr><tr><td></td><td>2024</td><td></td><td>2023</td></tr><tr><td>Term ABS 2021-2</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>—</td><td></td><td></td><td>$</td><td>188.2</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>—</td><td></td><td></td><td>415.5</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>—</td><td></td><td></td><td>37.3</td><td></td></tr><tr><td>Interest rate</td><td>—</td><td>%</td><td></td><td>1.38</td><td>%</td></tr><tr><td>Term ABS 2021-3</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>—</td><td></td><td></td><td>$</td><td>265.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>—</td><td></td><td></td><td>396.3</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>—</td><td></td><td></td><td>33.8</td><td></td></tr><tr><td>Interest rate</td><td>—</td><td>%</td><td></td><td>1.24</td><td>%</td></tr><tr><td>Term ABS 2021-4</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>63.6</td><td></td><td></td><td>$</td><td>221.6</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>167.0</td><td></td><td></td><td>255.2</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>16.4</td><td></td><td></td><td>21.0</td><td></td></tr><tr><td>Interest rate</td><td>1.89</td><td>%</td><td></td><td>1.46</td><td>%</td></tr><tr><td>Term ABS 2022-1</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>236.6</td><td></td><td></td><td>$</td><td>350.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>310.0</td><td></td><td></td><td>378.2</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>24.9</td><td></td><td></td><td>27.4</td><td></td></tr><tr><td>Interest rate</td><td>5.24</td><td>%</td><td></td><td>5.03</td><td>%</td></tr><tr><td>Term ABS 2022-2</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>300.0</td><td></td><td></td><td>$</td><td>200.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>406.0</td><td></td><td></td><td>212.1</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>25.2</td><td></td><td></td><td>14.7</td><td></td></tr><tr><td>Interest rate</td><td>7.29</td><td>%</td><td></td><td>7.66</td><td>%</td></tr><tr><td>Term ABS 2022-3</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>347.6</td><td></td><td></td><td>$</td><td>389.9</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>395.2</td><td></td><td></td><td>418.9</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>29.1</td><td></td><td></td><td>28.9</td><td></td></tr><tr><td>Interest rate</td><td>7.82</td><td>%</td><td></td><td>7.68</td><td>%</td></tr><tr><td>Term ABS 2023-1</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>400.0</td><td></td><td></td><td>$</td><td>400.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>453.0</td><td></td><td></td><td>611.6</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>33.1</td><td></td><td></td><td>38.5</td><td></td></tr><tr><td>Interest rate</td><td>6.92</td><td>%</td><td></td><td>6.92</td><td>%</td></tr><tr><td>Term ABS 2023-2</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>400.0</td><td></td><td></td><td>$</td><td>400.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>533.3</td><td></td><td></td><td>701.7</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>36.8</td><td></td><td></td><td>42.0</td><td></td></tr><tr><td>Interest rate</td><td>6.39</td><td>%</td><td></td><td>6.39</td><td>%</td></tr><tr><td>Term ABS 2023-3</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>400.0</td><td></td><td></td><td>$</td><td>400.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>524.9</td><td></td><td></td><td>643.8</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>36.5</td><td></td><td></td><td>40.3</td><td></td></tr><tr><td>Interest rate</td><td>6.86</td><td>%</td><td></td><td>6.86</td><td>%</td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr></table>
table
—
monetaryItemType
table: <entity> — </entity> <entity type> monetaryItemType </entity type> <context> Principal balance outstanding | $ | — | $ | 188.2 </context>
us-gaap:DebtInstrumentCollateralAmount
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(Dollars in millions)</td><td>As of December 31,</td></tr><tr><td></td><td>2024</td><td></td><td>2023</td></tr><tr><td>Term ABS 2021-2</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>—</td><td></td><td></td><td>$</td><td>188.2</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>—</td><td></td><td></td><td>415.5</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>—</td><td></td><td></td><td>37.3</td><td></td></tr><tr><td>Interest rate</td><td>—</td><td>%</td><td></td><td>1.38</td><td>%</td></tr><tr><td>Term ABS 2021-3</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>—</td><td></td><td></td><td>$</td><td>265.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>—</td><td></td><td></td><td>396.3</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>—</td><td></td><td></td><td>33.8</td><td></td></tr><tr><td>Interest rate</td><td>—</td><td>%</td><td></td><td>1.24</td><td>%</td></tr><tr><td>Term ABS 2021-4</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>63.6</td><td></td><td></td><td>$</td><td>221.6</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>167.0</td><td></td><td></td><td>255.2</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>16.4</td><td></td><td></td><td>21.0</td><td></td></tr><tr><td>Interest rate</td><td>1.89</td><td>%</td><td></td><td>1.46</td><td>%</td></tr><tr><td>Term ABS 2022-1</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>236.6</td><td></td><td></td><td>$</td><td>350.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>310.0</td><td></td><td></td><td>378.2</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>24.9</td><td></td><td></td><td>27.4</td><td></td></tr><tr><td>Interest rate</td><td>5.24</td><td>%</td><td></td><td>5.03</td><td>%</td></tr><tr><td>Term ABS 2022-2</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>300.0</td><td></td><td></td><td>$</td><td>200.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>406.0</td><td></td><td></td><td>212.1</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>25.2</td><td></td><td></td><td>14.7</td><td></td></tr><tr><td>Interest rate</td><td>7.29</td><td>%</td><td></td><td>7.66</td><td>%</td></tr><tr><td>Term ABS 2022-3</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>347.6</td><td></td><td></td><td>$</td><td>389.9</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>395.2</td><td></td><td></td><td>418.9</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>29.1</td><td></td><td></td><td>28.9</td><td></td></tr><tr><td>Interest rate</td><td>7.82</td><td>%</td><td></td><td>7.68</td><td>%</td></tr><tr><td>Term ABS 2023-1</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>400.0</td><td></td><td></td><td>$</td><td>400.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>453.0</td><td></td><td></td><td>611.6</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>33.1</td><td></td><td></td><td>38.5</td><td></td></tr><tr><td>Interest rate</td><td>6.92</td><td>%</td><td></td><td>6.92</td><td>%</td></tr><tr><td>Term ABS 2023-2</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>400.0</td><td></td><td></td><td>$</td><td>400.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>533.3</td><td></td><td></td><td>701.7</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>36.8</td><td></td><td></td><td>42.0</td><td></td></tr><tr><td>Interest rate</td><td>6.39</td><td>%</td><td></td><td>6.39</td><td>%</td></tr><tr><td>Term ABS 2023-3</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>400.0</td><td></td><td></td><td>$</td><td>400.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>524.9</td><td></td><td></td><td>643.8</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>36.5</td><td></td><td></td><td>40.3</td><td></td></tr><tr><td>Interest rate</td><td>6.86</td><td>%</td><td></td><td>6.86</td><td>%</td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr></table>
table
415.5
monetaryItemType
table: <entity> 415.5 </entity> <entity type> monetaryItemType </entity type> <context> Loans pledged as collateral | — | 415.5 </context>
us-gaap:DebtInstrumentCollateralAmount
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(Dollars in millions)</td><td>As of December 31,</td></tr><tr><td></td><td>2024</td><td></td><td>2023</td></tr><tr><td>Term ABS 2021-2</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>—</td><td></td><td></td><td>$</td><td>188.2</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>—</td><td></td><td></td><td>415.5</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>—</td><td></td><td></td><td>37.3</td><td></td></tr><tr><td>Interest rate</td><td>—</td><td>%</td><td></td><td>1.38</td><td>%</td></tr><tr><td>Term ABS 2021-3</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>—</td><td></td><td></td><td>$</td><td>265.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>—</td><td></td><td></td><td>396.3</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>—</td><td></td><td></td><td>33.8</td><td></td></tr><tr><td>Interest rate</td><td>—</td><td>%</td><td></td><td>1.24</td><td>%</td></tr><tr><td>Term ABS 2021-4</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>63.6</td><td></td><td></td><td>$</td><td>221.6</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>167.0</td><td></td><td></td><td>255.2</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>16.4</td><td></td><td></td><td>21.0</td><td></td></tr><tr><td>Interest rate</td><td>1.89</td><td>%</td><td></td><td>1.46</td><td>%</td></tr><tr><td>Term ABS 2022-1</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>236.6</td><td></td><td></td><td>$</td><td>350.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>310.0</td><td></td><td></td><td>378.2</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>24.9</td><td></td><td></td><td>27.4</td><td></td></tr><tr><td>Interest rate</td><td>5.24</td><td>%</td><td></td><td>5.03</td><td>%</td></tr><tr><td>Term ABS 2022-2</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>300.0</td><td></td><td></td><td>$</td><td>200.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>406.0</td><td></td><td></td><td>212.1</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>25.2</td><td></td><td></td><td>14.7</td><td></td></tr><tr><td>Interest rate</td><td>7.29</td><td>%</td><td></td><td>7.66</td><td>%</td></tr><tr><td>Term ABS 2022-3</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>347.6</td><td></td><td></td><td>$</td><td>389.9</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>395.2</td><td></td><td></td><td>418.9</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>29.1</td><td></td><td></td><td>28.9</td><td></td></tr><tr><td>Interest rate</td><td>7.82</td><td>%</td><td></td><td>7.68</td><td>%</td></tr><tr><td>Term ABS 2023-1</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>400.0</td><td></td><td></td><td>$</td><td>400.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>453.0</td><td></td><td></td><td>611.6</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>33.1</td><td></td><td></td><td>38.5</td><td></td></tr><tr><td>Interest rate</td><td>6.92</td><td>%</td><td></td><td>6.92</td><td>%</td></tr><tr><td>Term ABS 2023-2</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>400.0</td><td></td><td></td><td>$</td><td>400.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>533.3</td><td></td><td></td><td>701.7</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>36.8</td><td></td><td></td><td>42.0</td><td></td></tr><tr><td>Interest rate</td><td>6.39</td><td>%</td><td></td><td>6.39</td><td>%</td></tr><tr><td>Term ABS 2023-3</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>400.0</td><td></td><td></td><td>$</td><td>400.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>524.9</td><td></td><td></td><td>643.8</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>36.5</td><td></td><td></td><td>40.3</td><td></td></tr><tr><td>Interest rate</td><td>6.86</td><td>%</td><td></td><td>6.86</td><td>%</td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr></table>
table
—
monetaryItemType
table: <entity> — </entity> <entity type> monetaryItemType </entity type> <context> Principal balance outstanding | $ | — | $ | 188.2 </context>
us-gaap:RestrictedCashAndCashEquivalents
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(Dollars in millions)</td><td>As of December 31,</td></tr><tr><td></td><td>2024</td><td></td><td>2023</td></tr><tr><td>Term ABS 2021-2</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>—</td><td></td><td></td><td>$</td><td>188.2</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>—</td><td></td><td></td><td>415.5</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>—</td><td></td><td></td><td>37.3</td><td></td></tr><tr><td>Interest rate</td><td>—</td><td>%</td><td></td><td>1.38</td><td>%</td></tr><tr><td>Term ABS 2021-3</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>—</td><td></td><td></td><td>$</td><td>265.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>—</td><td></td><td></td><td>396.3</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>—</td><td></td><td></td><td>33.8</td><td></td></tr><tr><td>Interest rate</td><td>—</td><td>%</td><td></td><td>1.24</td><td>%</td></tr><tr><td>Term ABS 2021-4</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>63.6</td><td></td><td></td><td>$</td><td>221.6</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>167.0</td><td></td><td></td><td>255.2</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>16.4</td><td></td><td></td><td>21.0</td><td></td></tr><tr><td>Interest rate</td><td>1.89</td><td>%</td><td></td><td>1.46</td><td>%</td></tr><tr><td>Term ABS 2022-1</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>236.6</td><td></td><td></td><td>$</td><td>350.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>310.0</td><td></td><td></td><td>378.2</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>24.9</td><td></td><td></td><td>27.4</td><td></td></tr><tr><td>Interest rate</td><td>5.24</td><td>%</td><td></td><td>5.03</td><td>%</td></tr><tr><td>Term ABS 2022-2</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>300.0</td><td></td><td></td><td>$</td><td>200.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>406.0</td><td></td><td></td><td>212.1</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>25.2</td><td></td><td></td><td>14.7</td><td></td></tr><tr><td>Interest rate</td><td>7.29</td><td>%</td><td></td><td>7.66</td><td>%</td></tr><tr><td>Term ABS 2022-3</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>347.6</td><td></td><td></td><td>$</td><td>389.9</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>395.2</td><td></td><td></td><td>418.9</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>29.1</td><td></td><td></td><td>28.9</td><td></td></tr><tr><td>Interest rate</td><td>7.82</td><td>%</td><td></td><td>7.68</td><td>%</td></tr><tr><td>Term ABS 2023-1</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>400.0</td><td></td><td></td><td>$</td><td>400.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>453.0</td><td></td><td></td><td>611.6</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>33.1</td><td></td><td></td><td>38.5</td><td></td></tr><tr><td>Interest rate</td><td>6.92</td><td>%</td><td></td><td>6.92</td><td>%</td></tr><tr><td>Term ABS 2023-2</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>400.0</td><td></td><td></td><td>$</td><td>400.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>533.3</td><td></td><td></td><td>701.7</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>36.8</td><td></td><td></td><td>42.0</td><td></td></tr><tr><td>Interest rate</td><td>6.39</td><td>%</td><td></td><td>6.39</td><td>%</td></tr><tr><td>Term ABS 2023-3</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>400.0</td><td></td><td></td><td>$</td><td>400.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>524.9</td><td></td><td></td><td>643.8</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>36.5</td><td></td><td></td><td>40.3</td><td></td></tr><tr><td>Interest rate</td><td>6.86</td><td>%</td><td></td><td>6.86</td><td>%</td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr></table>
table
37.3
monetaryItemType
table: <entity> 37.3 </entity> <entity type> monetaryItemType </entity type> <context> Restricted cash and cash equivalents pledged as collateral | — | 37.3 </context>
us-gaap:RestrictedCashAndCashEquivalents
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(Dollars in millions)</td><td>As of December 31,</td></tr><tr><td></td><td>2024</td><td></td><td>2023</td></tr><tr><td>Term ABS 2021-2</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>—</td><td></td><td></td><td>$</td><td>188.2</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>—</td><td></td><td></td><td>415.5</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>—</td><td></td><td></td><td>37.3</td><td></td></tr><tr><td>Interest rate</td><td>—</td><td>%</td><td></td><td>1.38</td><td>%</td></tr><tr><td>Term ABS 2021-3</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>—</td><td></td><td></td><td>$</td><td>265.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>—</td><td></td><td></td><td>396.3</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>—</td><td></td><td></td><td>33.8</td><td></td></tr><tr><td>Interest rate</td><td>—</td><td>%</td><td></td><td>1.24</td><td>%</td></tr><tr><td>Term ABS 2021-4</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>63.6</td><td></td><td></td><td>$</td><td>221.6</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>167.0</td><td></td><td></td><td>255.2</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>16.4</td><td></td><td></td><td>21.0</td><td></td></tr><tr><td>Interest rate</td><td>1.89</td><td>%</td><td></td><td>1.46</td><td>%</td></tr><tr><td>Term ABS 2022-1</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>236.6</td><td></td><td></td><td>$</td><td>350.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>310.0</td><td></td><td></td><td>378.2</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>24.9</td><td></td><td></td><td>27.4</td><td></td></tr><tr><td>Interest rate</td><td>5.24</td><td>%</td><td></td><td>5.03</td><td>%</td></tr><tr><td>Term ABS 2022-2</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>300.0</td><td></td><td></td><td>$</td><td>200.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>406.0</td><td></td><td></td><td>212.1</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>25.2</td><td></td><td></td><td>14.7</td><td></td></tr><tr><td>Interest rate</td><td>7.29</td><td>%</td><td></td><td>7.66</td><td>%</td></tr><tr><td>Term ABS 2022-3</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>347.6</td><td></td><td></td><td>$</td><td>389.9</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>395.2</td><td></td><td></td><td>418.9</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>29.1</td><td></td><td></td><td>28.9</td><td></td></tr><tr><td>Interest rate</td><td>7.82</td><td>%</td><td></td><td>7.68</td><td>%</td></tr><tr><td>Term ABS 2023-1</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>400.0</td><td></td><td></td><td>$</td><td>400.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>453.0</td><td></td><td></td><td>611.6</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>33.1</td><td></td><td></td><td>38.5</td><td></td></tr><tr><td>Interest rate</td><td>6.92</td><td>%</td><td></td><td>6.92</td><td>%</td></tr><tr><td>Term ABS 2023-2</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>400.0</td><td></td><td></td><td>$</td><td>400.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>533.3</td><td></td><td></td><td>701.7</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>36.8</td><td></td><td></td><td>42.0</td><td></td></tr><tr><td>Interest rate</td><td>6.39</td><td>%</td><td></td><td>6.39</td><td>%</td></tr><tr><td>Term ABS 2023-3</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>400.0</td><td></td><td></td><td>$</td><td>400.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>524.9</td><td></td><td></td><td>643.8</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>36.5</td><td></td><td></td><td>40.3</td><td></td></tr><tr><td>Interest rate</td><td>6.86</td><td>%</td><td></td><td>6.86</td><td>%</td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr></table>
table
—
percentItemType
table: <entity> — </entity> <entity type> percentItemType </entity type> <context> Principal balance outstanding | $ | — | $ | 188.2 </context>
us-gaap:DebtInstrumentInterestRateEffectivePercentage
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(Dollars in millions)</td><td>As of December 31,</td></tr><tr><td></td><td>2024</td><td></td><td>2023</td></tr><tr><td>Term ABS 2021-2</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>—</td><td></td><td></td><td>$</td><td>188.2</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>—</td><td></td><td></td><td>415.5</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>—</td><td></td><td></td><td>37.3</td><td></td></tr><tr><td>Interest rate</td><td>—</td><td>%</td><td></td><td>1.38</td><td>%</td></tr><tr><td>Term ABS 2021-3</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>—</td><td></td><td></td><td>$</td><td>265.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>—</td><td></td><td></td><td>396.3</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>—</td><td></td><td></td><td>33.8</td><td></td></tr><tr><td>Interest rate</td><td>—</td><td>%</td><td></td><td>1.24</td><td>%</td></tr><tr><td>Term ABS 2021-4</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>63.6</td><td></td><td></td><td>$</td><td>221.6</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>167.0</td><td></td><td></td><td>255.2</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>16.4</td><td></td><td></td><td>21.0</td><td></td></tr><tr><td>Interest rate</td><td>1.89</td><td>%</td><td></td><td>1.46</td><td>%</td></tr><tr><td>Term ABS 2022-1</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>236.6</td><td></td><td></td><td>$</td><td>350.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>310.0</td><td></td><td></td><td>378.2</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>24.9</td><td></td><td></td><td>27.4</td><td></td></tr><tr><td>Interest rate</td><td>5.24</td><td>%</td><td></td><td>5.03</td><td>%</td></tr><tr><td>Term ABS 2022-2</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>300.0</td><td></td><td></td><td>$</td><td>200.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>406.0</td><td></td><td></td><td>212.1</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>25.2</td><td></td><td></td><td>14.7</td><td></td></tr><tr><td>Interest rate</td><td>7.29</td><td>%</td><td></td><td>7.66</td><td>%</td></tr><tr><td>Term ABS 2022-3</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>347.6</td><td></td><td></td><td>$</td><td>389.9</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>395.2</td><td></td><td></td><td>418.9</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>29.1</td><td></td><td></td><td>28.9</td><td></td></tr><tr><td>Interest rate</td><td>7.82</td><td>%</td><td></td><td>7.68</td><td>%</td></tr><tr><td>Term ABS 2023-1</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>400.0</td><td></td><td></td><td>$</td><td>400.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>453.0</td><td></td><td></td><td>611.6</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>33.1</td><td></td><td></td><td>38.5</td><td></td></tr><tr><td>Interest rate</td><td>6.92</td><td>%</td><td></td><td>6.92</td><td>%</td></tr><tr><td>Term ABS 2023-2</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>400.0</td><td></td><td></td><td>$</td><td>400.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>533.3</td><td></td><td></td><td>701.7</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>36.8</td><td></td><td></td><td>42.0</td><td></td></tr><tr><td>Interest rate</td><td>6.39</td><td>%</td><td></td><td>6.39</td><td>%</td></tr><tr><td>Term ABS 2023-3</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>400.0</td><td></td><td></td><td>$</td><td>400.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>524.9</td><td></td><td></td><td>643.8</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>36.5</td><td></td><td></td><td>40.3</td><td></td></tr><tr><td>Interest rate</td><td>6.86</td><td>%</td><td></td><td>6.86</td><td>%</td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr></table>
table
1.38
percentItemType
table: <entity> 1.38 </entity> <entity type> percentItemType </entity type> <context> Interest rate | — | % | 1.38 | % </context>
us-gaap:DebtInstrumentInterestRateEffectivePercentage
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(Dollars in millions)</td><td>As of December 31,</td></tr><tr><td></td><td>2024</td><td></td><td>2023</td></tr><tr><td>Term ABS 2021-2</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>—</td><td></td><td></td><td>$</td><td>188.2</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>—</td><td></td><td></td><td>415.5</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>—</td><td></td><td></td><td>37.3</td><td></td></tr><tr><td>Interest rate</td><td>—</td><td>%</td><td></td><td>1.38</td><td>%</td></tr><tr><td>Term ABS 2021-3</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>—</td><td></td><td></td><td>$</td><td>265.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>—</td><td></td><td></td><td>396.3</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>—</td><td></td><td></td><td>33.8</td><td></td></tr><tr><td>Interest rate</td><td>—</td><td>%</td><td></td><td>1.24</td><td>%</td></tr><tr><td>Term ABS 2021-4</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>63.6</td><td></td><td></td><td>$</td><td>221.6</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>167.0</td><td></td><td></td><td>255.2</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>16.4</td><td></td><td></td><td>21.0</td><td></td></tr><tr><td>Interest rate</td><td>1.89</td><td>%</td><td></td><td>1.46</td><td>%</td></tr><tr><td>Term ABS 2022-1</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>236.6</td><td></td><td></td><td>$</td><td>350.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>310.0</td><td></td><td></td><td>378.2</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>24.9</td><td></td><td></td><td>27.4</td><td></td></tr><tr><td>Interest rate</td><td>5.24</td><td>%</td><td></td><td>5.03</td><td>%</td></tr><tr><td>Term ABS 2022-2</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>300.0</td><td></td><td></td><td>$</td><td>200.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>406.0</td><td></td><td></td><td>212.1</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>25.2</td><td></td><td></td><td>14.7</td><td></td></tr><tr><td>Interest rate</td><td>7.29</td><td>%</td><td></td><td>7.66</td><td>%</td></tr><tr><td>Term ABS 2022-3</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>347.6</td><td></td><td></td><td>$</td><td>389.9</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>395.2</td><td></td><td></td><td>418.9</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>29.1</td><td></td><td></td><td>28.9</td><td></td></tr><tr><td>Interest rate</td><td>7.82</td><td>%</td><td></td><td>7.68</td><td>%</td></tr><tr><td>Term ABS 2023-1</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>400.0</td><td></td><td></td><td>$</td><td>400.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>453.0</td><td></td><td></td><td>611.6</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>33.1</td><td></td><td></td><td>38.5</td><td></td></tr><tr><td>Interest rate</td><td>6.92</td><td>%</td><td></td><td>6.92</td><td>%</td></tr><tr><td>Term ABS 2023-2</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>400.0</td><td></td><td></td><td>$</td><td>400.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>533.3</td><td></td><td></td><td>701.7</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>36.8</td><td></td><td></td><td>42.0</td><td></td></tr><tr><td>Interest rate</td><td>6.39</td><td>%</td><td></td><td>6.39</td><td>%</td></tr><tr><td>Term ABS 2023-3</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>400.0</td><td></td><td></td><td>$</td><td>400.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>524.9</td><td></td><td></td><td>643.8</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>36.5</td><td></td><td></td><td>40.3</td><td></td></tr><tr><td>Interest rate</td><td>6.86</td><td>%</td><td></td><td>6.86</td><td>%</td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr></table>
table
265.0
monetaryItemType
table: <entity> 265.0 </entity> <entity type> monetaryItemType </entity type> <context> Principal balance outstanding | $ | — | $ | 265.0 </context>
us-gaap:SecuredDebt
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(Dollars in millions)</td><td>As of December 31,</td></tr><tr><td></td><td>2024</td><td></td><td>2023</td></tr><tr><td>Term ABS 2021-2</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>—</td><td></td><td></td><td>$</td><td>188.2</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>—</td><td></td><td></td><td>415.5</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>—</td><td></td><td></td><td>37.3</td><td></td></tr><tr><td>Interest rate</td><td>—</td><td>%</td><td></td><td>1.38</td><td>%</td></tr><tr><td>Term ABS 2021-3</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>—</td><td></td><td></td><td>$</td><td>265.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>—</td><td></td><td></td><td>396.3</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>—</td><td></td><td></td><td>33.8</td><td></td></tr><tr><td>Interest rate</td><td>—</td><td>%</td><td></td><td>1.24</td><td>%</td></tr><tr><td>Term ABS 2021-4</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>63.6</td><td></td><td></td><td>$</td><td>221.6</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>167.0</td><td></td><td></td><td>255.2</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>16.4</td><td></td><td></td><td>21.0</td><td></td></tr><tr><td>Interest rate</td><td>1.89</td><td>%</td><td></td><td>1.46</td><td>%</td></tr><tr><td>Term ABS 2022-1</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>236.6</td><td></td><td></td><td>$</td><td>350.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>310.0</td><td></td><td></td><td>378.2</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>24.9</td><td></td><td></td><td>27.4</td><td></td></tr><tr><td>Interest rate</td><td>5.24</td><td>%</td><td></td><td>5.03</td><td>%</td></tr><tr><td>Term ABS 2022-2</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>300.0</td><td></td><td></td><td>$</td><td>200.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>406.0</td><td></td><td></td><td>212.1</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>25.2</td><td></td><td></td><td>14.7</td><td></td></tr><tr><td>Interest rate</td><td>7.29</td><td>%</td><td></td><td>7.66</td><td>%</td></tr><tr><td>Term ABS 2022-3</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>347.6</td><td></td><td></td><td>$</td><td>389.9</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>395.2</td><td></td><td></td><td>418.9</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>29.1</td><td></td><td></td><td>28.9</td><td></td></tr><tr><td>Interest rate</td><td>7.82</td><td>%</td><td></td><td>7.68</td><td>%</td></tr><tr><td>Term ABS 2023-1</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>400.0</td><td></td><td></td><td>$</td><td>400.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>453.0</td><td></td><td></td><td>611.6</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>33.1</td><td></td><td></td><td>38.5</td><td></td></tr><tr><td>Interest rate</td><td>6.92</td><td>%</td><td></td><td>6.92</td><td>%</td></tr><tr><td>Term ABS 2023-2</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>400.0</td><td></td><td></td><td>$</td><td>400.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>533.3</td><td></td><td></td><td>701.7</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>36.8</td><td></td><td></td><td>42.0</td><td></td></tr><tr><td>Interest rate</td><td>6.39</td><td>%</td><td></td><td>6.39</td><td>%</td></tr><tr><td>Term ABS 2023-3</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>400.0</td><td></td><td></td><td>$</td><td>400.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>524.9</td><td></td><td></td><td>643.8</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>36.5</td><td></td><td></td><td>40.3</td><td></td></tr><tr><td>Interest rate</td><td>6.86</td><td>%</td><td></td><td>6.86</td><td>%</td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr></table>
table
396.3
monetaryItemType
table: <entity> 396.3 </entity> <entity type> monetaryItemType </entity type> <context> Loans pledged as collateral | — | 396.3 </context>
us-gaap:DebtInstrumentCollateralAmount
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(Dollars in millions)</td><td>As of December 31,</td></tr><tr><td></td><td>2024</td><td></td><td>2023</td></tr><tr><td>Term ABS 2021-2</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>—</td><td></td><td></td><td>$</td><td>188.2</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>—</td><td></td><td></td><td>415.5</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>—</td><td></td><td></td><td>37.3</td><td></td></tr><tr><td>Interest rate</td><td>—</td><td>%</td><td></td><td>1.38</td><td>%</td></tr><tr><td>Term ABS 2021-3</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>—</td><td></td><td></td><td>$</td><td>265.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>—</td><td></td><td></td><td>396.3</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>—</td><td></td><td></td><td>33.8</td><td></td></tr><tr><td>Interest rate</td><td>—</td><td>%</td><td></td><td>1.24</td><td>%</td></tr><tr><td>Term ABS 2021-4</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>63.6</td><td></td><td></td><td>$</td><td>221.6</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>167.0</td><td></td><td></td><td>255.2</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>16.4</td><td></td><td></td><td>21.0</td><td></td></tr><tr><td>Interest rate</td><td>1.89</td><td>%</td><td></td><td>1.46</td><td>%</td></tr><tr><td>Term ABS 2022-1</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>236.6</td><td></td><td></td><td>$</td><td>350.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>310.0</td><td></td><td></td><td>378.2</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>24.9</td><td></td><td></td><td>27.4</td><td></td></tr><tr><td>Interest rate</td><td>5.24</td><td>%</td><td></td><td>5.03</td><td>%</td></tr><tr><td>Term ABS 2022-2</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>300.0</td><td></td><td></td><td>$</td><td>200.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>406.0</td><td></td><td></td><td>212.1</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>25.2</td><td></td><td></td><td>14.7</td><td></td></tr><tr><td>Interest rate</td><td>7.29</td><td>%</td><td></td><td>7.66</td><td>%</td></tr><tr><td>Term ABS 2022-3</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>347.6</td><td></td><td></td><td>$</td><td>389.9</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>395.2</td><td></td><td></td><td>418.9</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>29.1</td><td></td><td></td><td>28.9</td><td></td></tr><tr><td>Interest rate</td><td>7.82</td><td>%</td><td></td><td>7.68</td><td>%</td></tr><tr><td>Term ABS 2023-1</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>400.0</td><td></td><td></td><td>$</td><td>400.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>453.0</td><td></td><td></td><td>611.6</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>33.1</td><td></td><td></td><td>38.5</td><td></td></tr><tr><td>Interest rate</td><td>6.92</td><td>%</td><td></td><td>6.92</td><td>%</td></tr><tr><td>Term ABS 2023-2</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>400.0</td><td></td><td></td><td>$</td><td>400.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>533.3</td><td></td><td></td><td>701.7</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>36.8</td><td></td><td></td><td>42.0</td><td></td></tr><tr><td>Interest rate</td><td>6.39</td><td>%</td><td></td><td>6.39</td><td>%</td></tr><tr><td>Term ABS 2023-3</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>400.0</td><td></td><td></td><td>$</td><td>400.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>524.9</td><td></td><td></td><td>643.8</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>36.5</td><td></td><td></td><td>40.3</td><td></td></tr><tr><td>Interest rate</td><td>6.86</td><td>%</td><td></td><td>6.86</td><td>%</td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr></table>
table
33.8
monetaryItemType
table: <entity> 33.8 </entity> <entity type> monetaryItemType </entity type> <context> Restricted cash and cash equivalents pledged as collateral | — | 33.8 </context>
us-gaap:RestrictedCashAndCashEquivalents
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(Dollars in millions)</td><td>As of December 31,</td></tr><tr><td></td><td>2024</td><td></td><td>2023</td></tr><tr><td>Term ABS 2021-2</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>—</td><td></td><td></td><td>$</td><td>188.2</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>—</td><td></td><td></td><td>415.5</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>—</td><td></td><td></td><td>37.3</td><td></td></tr><tr><td>Interest rate</td><td>—</td><td>%</td><td></td><td>1.38</td><td>%</td></tr><tr><td>Term ABS 2021-3</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>—</td><td></td><td></td><td>$</td><td>265.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>—</td><td></td><td></td><td>396.3</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>—</td><td></td><td></td><td>33.8</td><td></td></tr><tr><td>Interest rate</td><td>—</td><td>%</td><td></td><td>1.24</td><td>%</td></tr><tr><td>Term ABS 2021-4</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>63.6</td><td></td><td></td><td>$</td><td>221.6</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>167.0</td><td></td><td></td><td>255.2</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>16.4</td><td></td><td></td><td>21.0</td><td></td></tr><tr><td>Interest rate</td><td>1.89</td><td>%</td><td></td><td>1.46</td><td>%</td></tr><tr><td>Term ABS 2022-1</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>236.6</td><td></td><td></td><td>$</td><td>350.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>310.0</td><td></td><td></td><td>378.2</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>24.9</td><td></td><td></td><td>27.4</td><td></td></tr><tr><td>Interest rate</td><td>5.24</td><td>%</td><td></td><td>5.03</td><td>%</td></tr><tr><td>Term ABS 2022-2</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>300.0</td><td></td><td></td><td>$</td><td>200.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>406.0</td><td></td><td></td><td>212.1</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>25.2</td><td></td><td></td><td>14.7</td><td></td></tr><tr><td>Interest rate</td><td>7.29</td><td>%</td><td></td><td>7.66</td><td>%</td></tr><tr><td>Term ABS 2022-3</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>347.6</td><td></td><td></td><td>$</td><td>389.9</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>395.2</td><td></td><td></td><td>418.9</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>29.1</td><td></td><td></td><td>28.9</td><td></td></tr><tr><td>Interest rate</td><td>7.82</td><td>%</td><td></td><td>7.68</td><td>%</td></tr><tr><td>Term ABS 2023-1</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>400.0</td><td></td><td></td><td>$</td><td>400.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>453.0</td><td></td><td></td><td>611.6</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>33.1</td><td></td><td></td><td>38.5</td><td></td></tr><tr><td>Interest rate</td><td>6.92</td><td>%</td><td></td><td>6.92</td><td>%</td></tr><tr><td>Term ABS 2023-2</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>400.0</td><td></td><td></td><td>$</td><td>400.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>533.3</td><td></td><td></td><td>701.7</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>36.8</td><td></td><td></td><td>42.0</td><td></td></tr><tr><td>Interest rate</td><td>6.39</td><td>%</td><td></td><td>6.39</td><td>%</td></tr><tr><td>Term ABS 2023-3</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>400.0</td><td></td><td></td><td>$</td><td>400.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>524.9</td><td></td><td></td><td>643.8</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>36.5</td><td></td><td></td><td>40.3</td><td></td></tr><tr><td>Interest rate</td><td>6.86</td><td>%</td><td></td><td>6.86</td><td>%</td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr></table>
table
1.24
percentItemType
table: <entity> 1.24 </entity> <entity type> percentItemType </entity type> <context> Interest rate | — | % | 1.24 | % </context>
us-gaap:DebtInstrumentInterestRateEffectivePercentage
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(Dollars in millions)</td><td>As of December 31,</td></tr><tr><td></td><td>2024</td><td></td><td>2023</td></tr><tr><td>Term ABS 2021-2</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>—</td><td></td><td></td><td>$</td><td>188.2</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>—</td><td></td><td></td><td>415.5</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>—</td><td></td><td></td><td>37.3</td><td></td></tr><tr><td>Interest rate</td><td>—</td><td>%</td><td></td><td>1.38</td><td>%</td></tr><tr><td>Term ABS 2021-3</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>—</td><td></td><td></td><td>$</td><td>265.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>—</td><td></td><td></td><td>396.3</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>—</td><td></td><td></td><td>33.8</td><td></td></tr><tr><td>Interest rate</td><td>—</td><td>%</td><td></td><td>1.24</td><td>%</td></tr><tr><td>Term ABS 2021-4</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>63.6</td><td></td><td></td><td>$</td><td>221.6</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>167.0</td><td></td><td></td><td>255.2</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>16.4</td><td></td><td></td><td>21.0</td><td></td></tr><tr><td>Interest rate</td><td>1.89</td><td>%</td><td></td><td>1.46</td><td>%</td></tr><tr><td>Term ABS 2022-1</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>236.6</td><td></td><td></td><td>$</td><td>350.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>310.0</td><td></td><td></td><td>378.2</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>24.9</td><td></td><td></td><td>27.4</td><td></td></tr><tr><td>Interest rate</td><td>5.24</td><td>%</td><td></td><td>5.03</td><td>%</td></tr><tr><td>Term ABS 2022-2</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>300.0</td><td></td><td></td><td>$</td><td>200.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>406.0</td><td></td><td></td><td>212.1</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>25.2</td><td></td><td></td><td>14.7</td><td></td></tr><tr><td>Interest rate</td><td>7.29</td><td>%</td><td></td><td>7.66</td><td>%</td></tr><tr><td>Term ABS 2022-3</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>347.6</td><td></td><td></td><td>$</td><td>389.9</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>395.2</td><td></td><td></td><td>418.9</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>29.1</td><td></td><td></td><td>28.9</td><td></td></tr><tr><td>Interest rate</td><td>7.82</td><td>%</td><td></td><td>7.68</td><td>%</td></tr><tr><td>Term ABS 2023-1</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>400.0</td><td></td><td></td><td>$</td><td>400.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>453.0</td><td></td><td></td><td>611.6</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>33.1</td><td></td><td></td><td>38.5</td><td></td></tr><tr><td>Interest rate</td><td>6.92</td><td>%</td><td></td><td>6.92</td><td>%</td></tr><tr><td>Term ABS 2023-2</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>400.0</td><td></td><td></td><td>$</td><td>400.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>533.3</td><td></td><td></td><td>701.7</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>36.8</td><td></td><td></td><td>42.0</td><td></td></tr><tr><td>Interest rate</td><td>6.39</td><td>%</td><td></td><td>6.39</td><td>%</td></tr><tr><td>Term ABS 2023-3</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>400.0</td><td></td><td></td><td>$</td><td>400.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>524.9</td><td></td><td></td><td>643.8</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>36.5</td><td></td><td></td><td>40.3</td><td></td></tr><tr><td>Interest rate</td><td>6.86</td><td>%</td><td></td><td>6.86</td><td>%</td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr></table>
table
63.6
monetaryItemType
table: <entity> 63.6 </entity> <entity type> monetaryItemType </entity type> <context> Principal balance outstanding | $ | 63.6 | $ | 221.6 </context>
us-gaap:SecuredDebt
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(Dollars in millions)</td><td>As of December 31,</td></tr><tr><td></td><td>2024</td><td></td><td>2023</td></tr><tr><td>Term ABS 2021-2</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>—</td><td></td><td></td><td>$</td><td>188.2</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>—</td><td></td><td></td><td>415.5</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>—</td><td></td><td></td><td>37.3</td><td></td></tr><tr><td>Interest rate</td><td>—</td><td>%</td><td></td><td>1.38</td><td>%</td></tr><tr><td>Term ABS 2021-3</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>—</td><td></td><td></td><td>$</td><td>265.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>—</td><td></td><td></td><td>396.3</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>—</td><td></td><td></td><td>33.8</td><td></td></tr><tr><td>Interest rate</td><td>—</td><td>%</td><td></td><td>1.24</td><td>%</td></tr><tr><td>Term ABS 2021-4</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>63.6</td><td></td><td></td><td>$</td><td>221.6</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>167.0</td><td></td><td></td><td>255.2</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>16.4</td><td></td><td></td><td>21.0</td><td></td></tr><tr><td>Interest rate</td><td>1.89</td><td>%</td><td></td><td>1.46</td><td>%</td></tr><tr><td>Term ABS 2022-1</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>236.6</td><td></td><td></td><td>$</td><td>350.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>310.0</td><td></td><td></td><td>378.2</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>24.9</td><td></td><td></td><td>27.4</td><td></td></tr><tr><td>Interest rate</td><td>5.24</td><td>%</td><td></td><td>5.03</td><td>%</td></tr><tr><td>Term ABS 2022-2</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>300.0</td><td></td><td></td><td>$</td><td>200.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>406.0</td><td></td><td></td><td>212.1</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>25.2</td><td></td><td></td><td>14.7</td><td></td></tr><tr><td>Interest rate</td><td>7.29</td><td>%</td><td></td><td>7.66</td><td>%</td></tr><tr><td>Term ABS 2022-3</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>347.6</td><td></td><td></td><td>$</td><td>389.9</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>395.2</td><td></td><td></td><td>418.9</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>29.1</td><td></td><td></td><td>28.9</td><td></td></tr><tr><td>Interest rate</td><td>7.82</td><td>%</td><td></td><td>7.68</td><td>%</td></tr><tr><td>Term ABS 2023-1</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>400.0</td><td></td><td></td><td>$</td><td>400.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>453.0</td><td></td><td></td><td>611.6</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>33.1</td><td></td><td></td><td>38.5</td><td></td></tr><tr><td>Interest rate</td><td>6.92</td><td>%</td><td></td><td>6.92</td><td>%</td></tr><tr><td>Term ABS 2023-2</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>400.0</td><td></td><td></td><td>$</td><td>400.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>533.3</td><td></td><td></td><td>701.7</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>36.8</td><td></td><td></td><td>42.0</td><td></td></tr><tr><td>Interest rate</td><td>6.39</td><td>%</td><td></td><td>6.39</td><td>%</td></tr><tr><td>Term ABS 2023-3</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>400.0</td><td></td><td></td><td>$</td><td>400.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>524.9</td><td></td><td></td><td>643.8</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>36.5</td><td></td><td></td><td>40.3</td><td></td></tr><tr><td>Interest rate</td><td>6.86</td><td>%</td><td></td><td>6.86</td><td>%</td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr></table>
table
221.6
monetaryItemType
table: <entity> 221.6 </entity> <entity type> monetaryItemType </entity type> <context> Principal balance outstanding | $ | 63.6 | $ | 221.6 </context>
us-gaap:SecuredDebt
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(Dollars in millions)</td><td>As of December 31,</td></tr><tr><td></td><td>2024</td><td></td><td>2023</td></tr><tr><td>Term ABS 2021-2</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>—</td><td></td><td></td><td>$</td><td>188.2</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>—</td><td></td><td></td><td>415.5</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>—</td><td></td><td></td><td>37.3</td><td></td></tr><tr><td>Interest rate</td><td>—</td><td>%</td><td></td><td>1.38</td><td>%</td></tr><tr><td>Term ABS 2021-3</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>—</td><td></td><td></td><td>$</td><td>265.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>—</td><td></td><td></td><td>396.3</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>—</td><td></td><td></td><td>33.8</td><td></td></tr><tr><td>Interest rate</td><td>—</td><td>%</td><td></td><td>1.24</td><td>%</td></tr><tr><td>Term ABS 2021-4</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>63.6</td><td></td><td></td><td>$</td><td>221.6</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>167.0</td><td></td><td></td><td>255.2</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>16.4</td><td></td><td></td><td>21.0</td><td></td></tr><tr><td>Interest rate</td><td>1.89</td><td>%</td><td></td><td>1.46</td><td>%</td></tr><tr><td>Term ABS 2022-1</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>236.6</td><td></td><td></td><td>$</td><td>350.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>310.0</td><td></td><td></td><td>378.2</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>24.9</td><td></td><td></td><td>27.4</td><td></td></tr><tr><td>Interest rate</td><td>5.24</td><td>%</td><td></td><td>5.03</td><td>%</td></tr><tr><td>Term ABS 2022-2</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>300.0</td><td></td><td></td><td>$</td><td>200.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>406.0</td><td></td><td></td><td>212.1</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>25.2</td><td></td><td></td><td>14.7</td><td></td></tr><tr><td>Interest rate</td><td>7.29</td><td>%</td><td></td><td>7.66</td><td>%</td></tr><tr><td>Term ABS 2022-3</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>347.6</td><td></td><td></td><td>$</td><td>389.9</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>395.2</td><td></td><td></td><td>418.9</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>29.1</td><td></td><td></td><td>28.9</td><td></td></tr><tr><td>Interest rate</td><td>7.82</td><td>%</td><td></td><td>7.68</td><td>%</td></tr><tr><td>Term ABS 2023-1</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>400.0</td><td></td><td></td><td>$</td><td>400.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>453.0</td><td></td><td></td><td>611.6</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>33.1</td><td></td><td></td><td>38.5</td><td></td></tr><tr><td>Interest rate</td><td>6.92</td><td>%</td><td></td><td>6.92</td><td>%</td></tr><tr><td>Term ABS 2023-2</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>400.0</td><td></td><td></td><td>$</td><td>400.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>533.3</td><td></td><td></td><td>701.7</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>36.8</td><td></td><td></td><td>42.0</td><td></td></tr><tr><td>Interest rate</td><td>6.39</td><td>%</td><td></td><td>6.39</td><td>%</td></tr><tr><td>Term ABS 2023-3</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>400.0</td><td></td><td></td><td>$</td><td>400.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>524.9</td><td></td><td></td><td>643.8</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>36.5</td><td></td><td></td><td>40.3</td><td></td></tr><tr><td>Interest rate</td><td>6.86</td><td>%</td><td></td><td>6.86</td><td>%</td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr></table>
table
167.0
monetaryItemType
table: <entity> 167.0 </entity> <entity type> monetaryItemType </entity type> <context> Loans pledged as collateral | 167.0 | 255.2 </context>
us-gaap:DebtInstrumentCollateralAmount
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(Dollars in millions)</td><td>As of December 31,</td></tr><tr><td></td><td>2024</td><td></td><td>2023</td></tr><tr><td>Term ABS 2021-2</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>—</td><td></td><td></td><td>$</td><td>188.2</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>—</td><td></td><td></td><td>415.5</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>—</td><td></td><td></td><td>37.3</td><td></td></tr><tr><td>Interest rate</td><td>—</td><td>%</td><td></td><td>1.38</td><td>%</td></tr><tr><td>Term ABS 2021-3</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>—</td><td></td><td></td><td>$</td><td>265.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>—</td><td></td><td></td><td>396.3</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>—</td><td></td><td></td><td>33.8</td><td></td></tr><tr><td>Interest rate</td><td>—</td><td>%</td><td></td><td>1.24</td><td>%</td></tr><tr><td>Term ABS 2021-4</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>63.6</td><td></td><td></td><td>$</td><td>221.6</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>167.0</td><td></td><td></td><td>255.2</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>16.4</td><td></td><td></td><td>21.0</td><td></td></tr><tr><td>Interest rate</td><td>1.89</td><td>%</td><td></td><td>1.46</td><td>%</td></tr><tr><td>Term ABS 2022-1</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>236.6</td><td></td><td></td><td>$</td><td>350.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>310.0</td><td></td><td></td><td>378.2</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>24.9</td><td></td><td></td><td>27.4</td><td></td></tr><tr><td>Interest rate</td><td>5.24</td><td>%</td><td></td><td>5.03</td><td>%</td></tr><tr><td>Term ABS 2022-2</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>300.0</td><td></td><td></td><td>$</td><td>200.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>406.0</td><td></td><td></td><td>212.1</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>25.2</td><td></td><td></td><td>14.7</td><td></td></tr><tr><td>Interest rate</td><td>7.29</td><td>%</td><td></td><td>7.66</td><td>%</td></tr><tr><td>Term ABS 2022-3</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>347.6</td><td></td><td></td><td>$</td><td>389.9</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>395.2</td><td></td><td></td><td>418.9</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>29.1</td><td></td><td></td><td>28.9</td><td></td></tr><tr><td>Interest rate</td><td>7.82</td><td>%</td><td></td><td>7.68</td><td>%</td></tr><tr><td>Term ABS 2023-1</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>400.0</td><td></td><td></td><td>$</td><td>400.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>453.0</td><td></td><td></td><td>611.6</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>33.1</td><td></td><td></td><td>38.5</td><td></td></tr><tr><td>Interest rate</td><td>6.92</td><td>%</td><td></td><td>6.92</td><td>%</td></tr><tr><td>Term ABS 2023-2</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>400.0</td><td></td><td></td><td>$</td><td>400.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>533.3</td><td></td><td></td><td>701.7</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>36.8</td><td></td><td></td><td>42.0</td><td></td></tr><tr><td>Interest rate</td><td>6.39</td><td>%</td><td></td><td>6.39</td><td>%</td></tr><tr><td>Term ABS 2023-3</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>400.0</td><td></td><td></td><td>$</td><td>400.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>524.9</td><td></td><td></td><td>643.8</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>36.5</td><td></td><td></td><td>40.3</td><td></td></tr><tr><td>Interest rate</td><td>6.86</td><td>%</td><td></td><td>6.86</td><td>%</td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr></table>
table
255.2
monetaryItemType
table: <entity> 255.2 </entity> <entity type> monetaryItemType </entity type> <context> Loans pledged as collateral | 167.0 | 255.2 </context>
us-gaap:DebtInstrumentCollateralAmount
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(Dollars in millions)</td><td>As of December 31,</td></tr><tr><td></td><td>2024</td><td></td><td>2023</td></tr><tr><td>Term ABS 2021-2</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>—</td><td></td><td></td><td>$</td><td>188.2</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>—</td><td></td><td></td><td>415.5</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>—</td><td></td><td></td><td>37.3</td><td></td></tr><tr><td>Interest rate</td><td>—</td><td>%</td><td></td><td>1.38</td><td>%</td></tr><tr><td>Term ABS 2021-3</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>—</td><td></td><td></td><td>$</td><td>265.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>—</td><td></td><td></td><td>396.3</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>—</td><td></td><td></td><td>33.8</td><td></td></tr><tr><td>Interest rate</td><td>—</td><td>%</td><td></td><td>1.24</td><td>%</td></tr><tr><td>Term ABS 2021-4</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>63.6</td><td></td><td></td><td>$</td><td>221.6</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>167.0</td><td></td><td></td><td>255.2</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>16.4</td><td></td><td></td><td>21.0</td><td></td></tr><tr><td>Interest rate</td><td>1.89</td><td>%</td><td></td><td>1.46</td><td>%</td></tr><tr><td>Term ABS 2022-1</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>236.6</td><td></td><td></td><td>$</td><td>350.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>310.0</td><td></td><td></td><td>378.2</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>24.9</td><td></td><td></td><td>27.4</td><td></td></tr><tr><td>Interest rate</td><td>5.24</td><td>%</td><td></td><td>5.03</td><td>%</td></tr><tr><td>Term ABS 2022-2</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>300.0</td><td></td><td></td><td>$</td><td>200.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>406.0</td><td></td><td></td><td>212.1</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>25.2</td><td></td><td></td><td>14.7</td><td></td></tr><tr><td>Interest rate</td><td>7.29</td><td>%</td><td></td><td>7.66</td><td>%</td></tr><tr><td>Term ABS 2022-3</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>347.6</td><td></td><td></td><td>$</td><td>389.9</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>395.2</td><td></td><td></td><td>418.9</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>29.1</td><td></td><td></td><td>28.9</td><td></td></tr><tr><td>Interest rate</td><td>7.82</td><td>%</td><td></td><td>7.68</td><td>%</td></tr><tr><td>Term ABS 2023-1</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>400.0</td><td></td><td></td><td>$</td><td>400.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>453.0</td><td></td><td></td><td>611.6</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>33.1</td><td></td><td></td><td>38.5</td><td></td></tr><tr><td>Interest rate</td><td>6.92</td><td>%</td><td></td><td>6.92</td><td>%</td></tr><tr><td>Term ABS 2023-2</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>400.0</td><td></td><td></td><td>$</td><td>400.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>533.3</td><td></td><td></td><td>701.7</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>36.8</td><td></td><td></td><td>42.0</td><td></td></tr><tr><td>Interest rate</td><td>6.39</td><td>%</td><td></td><td>6.39</td><td>%</td></tr><tr><td>Term ABS 2023-3</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>400.0</td><td></td><td></td><td>$</td><td>400.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>524.9</td><td></td><td></td><td>643.8</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>36.5</td><td></td><td></td><td>40.3</td><td></td></tr><tr><td>Interest rate</td><td>6.86</td><td>%</td><td></td><td>6.86</td><td>%</td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr></table>
table
16.4
monetaryItemType
table: <entity> 16.4 </entity> <entity type> monetaryItemType </entity type> <context> Restricted cash and cash equivalents pledged as collateral | 16.4 | 21.0 </context>
us-gaap:RestrictedCashAndCashEquivalents
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(Dollars in millions)</td><td>As of December 31,</td></tr><tr><td></td><td>2024</td><td></td><td>2023</td></tr><tr><td>Term ABS 2021-2</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>—</td><td></td><td></td><td>$</td><td>188.2</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>—</td><td></td><td></td><td>415.5</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>—</td><td></td><td></td><td>37.3</td><td></td></tr><tr><td>Interest rate</td><td>—</td><td>%</td><td></td><td>1.38</td><td>%</td></tr><tr><td>Term ABS 2021-3</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>—</td><td></td><td></td><td>$</td><td>265.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>—</td><td></td><td></td><td>396.3</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>—</td><td></td><td></td><td>33.8</td><td></td></tr><tr><td>Interest rate</td><td>—</td><td>%</td><td></td><td>1.24</td><td>%</td></tr><tr><td>Term ABS 2021-4</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>63.6</td><td></td><td></td><td>$</td><td>221.6</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>167.0</td><td></td><td></td><td>255.2</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>16.4</td><td></td><td></td><td>21.0</td><td></td></tr><tr><td>Interest rate</td><td>1.89</td><td>%</td><td></td><td>1.46</td><td>%</td></tr><tr><td>Term ABS 2022-1</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>236.6</td><td></td><td></td><td>$</td><td>350.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>310.0</td><td></td><td></td><td>378.2</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>24.9</td><td></td><td></td><td>27.4</td><td></td></tr><tr><td>Interest rate</td><td>5.24</td><td>%</td><td></td><td>5.03</td><td>%</td></tr><tr><td>Term ABS 2022-2</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>300.0</td><td></td><td></td><td>$</td><td>200.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>406.0</td><td></td><td></td><td>212.1</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>25.2</td><td></td><td></td><td>14.7</td><td></td></tr><tr><td>Interest rate</td><td>7.29</td><td>%</td><td></td><td>7.66</td><td>%</td></tr><tr><td>Term ABS 2022-3</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>347.6</td><td></td><td></td><td>$</td><td>389.9</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>395.2</td><td></td><td></td><td>418.9</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>29.1</td><td></td><td></td><td>28.9</td><td></td></tr><tr><td>Interest rate</td><td>7.82</td><td>%</td><td></td><td>7.68</td><td>%</td></tr><tr><td>Term ABS 2023-1</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>400.0</td><td></td><td></td><td>$</td><td>400.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>453.0</td><td></td><td></td><td>611.6</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>33.1</td><td></td><td></td><td>38.5</td><td></td></tr><tr><td>Interest rate</td><td>6.92</td><td>%</td><td></td><td>6.92</td><td>%</td></tr><tr><td>Term ABS 2023-2</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>400.0</td><td></td><td></td><td>$</td><td>400.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>533.3</td><td></td><td></td><td>701.7</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>36.8</td><td></td><td></td><td>42.0</td><td></td></tr><tr><td>Interest rate</td><td>6.39</td><td>%</td><td></td><td>6.39</td><td>%</td></tr><tr><td>Term ABS 2023-3</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>400.0</td><td></td><td></td><td>$</td><td>400.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>524.9</td><td></td><td></td><td>643.8</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>36.5</td><td></td><td></td><td>40.3</td><td></td></tr><tr><td>Interest rate</td><td>6.86</td><td>%</td><td></td><td>6.86</td><td>%</td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr></table>
table
21.0
monetaryItemType
table: <entity> 21.0 </entity> <entity type> monetaryItemType </entity type> <context> Restricted cash and cash equivalents pledged as collateral | 16.4 | 21.0 </context>
us-gaap:RestrictedCashAndCashEquivalents
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(Dollars in millions)</td><td>As of December 31,</td></tr><tr><td></td><td>2024</td><td></td><td>2023</td></tr><tr><td>Term ABS 2021-2</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>—</td><td></td><td></td><td>$</td><td>188.2</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>—</td><td></td><td></td><td>415.5</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>—</td><td></td><td></td><td>37.3</td><td></td></tr><tr><td>Interest rate</td><td>—</td><td>%</td><td></td><td>1.38</td><td>%</td></tr><tr><td>Term ABS 2021-3</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>—</td><td></td><td></td><td>$</td><td>265.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>—</td><td></td><td></td><td>396.3</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>—</td><td></td><td></td><td>33.8</td><td></td></tr><tr><td>Interest rate</td><td>—</td><td>%</td><td></td><td>1.24</td><td>%</td></tr><tr><td>Term ABS 2021-4</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>63.6</td><td></td><td></td><td>$</td><td>221.6</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>167.0</td><td></td><td></td><td>255.2</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>16.4</td><td></td><td></td><td>21.0</td><td></td></tr><tr><td>Interest rate</td><td>1.89</td><td>%</td><td></td><td>1.46</td><td>%</td></tr><tr><td>Term ABS 2022-1</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>236.6</td><td></td><td></td><td>$</td><td>350.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>310.0</td><td></td><td></td><td>378.2</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>24.9</td><td></td><td></td><td>27.4</td><td></td></tr><tr><td>Interest rate</td><td>5.24</td><td>%</td><td></td><td>5.03</td><td>%</td></tr><tr><td>Term ABS 2022-2</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>300.0</td><td></td><td></td><td>$</td><td>200.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>406.0</td><td></td><td></td><td>212.1</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>25.2</td><td></td><td></td><td>14.7</td><td></td></tr><tr><td>Interest rate</td><td>7.29</td><td>%</td><td></td><td>7.66</td><td>%</td></tr><tr><td>Term ABS 2022-3</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>347.6</td><td></td><td></td><td>$</td><td>389.9</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>395.2</td><td></td><td></td><td>418.9</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>29.1</td><td></td><td></td><td>28.9</td><td></td></tr><tr><td>Interest rate</td><td>7.82</td><td>%</td><td></td><td>7.68</td><td>%</td></tr><tr><td>Term ABS 2023-1</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>400.0</td><td></td><td></td><td>$</td><td>400.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>453.0</td><td></td><td></td><td>611.6</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>33.1</td><td></td><td></td><td>38.5</td><td></td></tr><tr><td>Interest rate</td><td>6.92</td><td>%</td><td></td><td>6.92</td><td>%</td></tr><tr><td>Term ABS 2023-2</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>400.0</td><td></td><td></td><td>$</td><td>400.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>533.3</td><td></td><td></td><td>701.7</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>36.8</td><td></td><td></td><td>42.0</td><td></td></tr><tr><td>Interest rate</td><td>6.39</td><td>%</td><td></td><td>6.39</td><td>%</td></tr><tr><td>Term ABS 2023-3</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>400.0</td><td></td><td></td><td>$</td><td>400.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>524.9</td><td></td><td></td><td>643.8</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>36.5</td><td></td><td></td><td>40.3</td><td></td></tr><tr><td>Interest rate</td><td>6.86</td><td>%</td><td></td><td>6.86</td><td>%</td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr></table>
table
1.89
percentItemType
table: <entity> 1.89 </entity> <entity type> percentItemType </entity type> <context> Interest rate | 1.89 | % | 1.46 | % </context>
us-gaap:DebtInstrumentInterestRateEffectivePercentage
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(Dollars in millions)</td><td>As of December 31,</td></tr><tr><td></td><td>2024</td><td></td><td>2023</td></tr><tr><td>Term ABS 2021-2</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>—</td><td></td><td></td><td>$</td><td>188.2</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>—</td><td></td><td></td><td>415.5</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>—</td><td></td><td></td><td>37.3</td><td></td></tr><tr><td>Interest rate</td><td>—</td><td>%</td><td></td><td>1.38</td><td>%</td></tr><tr><td>Term ABS 2021-3</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>—</td><td></td><td></td><td>$</td><td>265.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>—</td><td></td><td></td><td>396.3</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>—</td><td></td><td></td><td>33.8</td><td></td></tr><tr><td>Interest rate</td><td>—</td><td>%</td><td></td><td>1.24</td><td>%</td></tr><tr><td>Term ABS 2021-4</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>63.6</td><td></td><td></td><td>$</td><td>221.6</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>167.0</td><td></td><td></td><td>255.2</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>16.4</td><td></td><td></td><td>21.0</td><td></td></tr><tr><td>Interest rate</td><td>1.89</td><td>%</td><td></td><td>1.46</td><td>%</td></tr><tr><td>Term ABS 2022-1</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>236.6</td><td></td><td></td><td>$</td><td>350.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>310.0</td><td></td><td></td><td>378.2</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>24.9</td><td></td><td></td><td>27.4</td><td></td></tr><tr><td>Interest rate</td><td>5.24</td><td>%</td><td></td><td>5.03</td><td>%</td></tr><tr><td>Term ABS 2022-2</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>300.0</td><td></td><td></td><td>$</td><td>200.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>406.0</td><td></td><td></td><td>212.1</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>25.2</td><td></td><td></td><td>14.7</td><td></td></tr><tr><td>Interest rate</td><td>7.29</td><td>%</td><td></td><td>7.66</td><td>%</td></tr><tr><td>Term ABS 2022-3</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>347.6</td><td></td><td></td><td>$</td><td>389.9</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>395.2</td><td></td><td></td><td>418.9</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>29.1</td><td></td><td></td><td>28.9</td><td></td></tr><tr><td>Interest rate</td><td>7.82</td><td>%</td><td></td><td>7.68</td><td>%</td></tr><tr><td>Term ABS 2023-1</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>400.0</td><td></td><td></td><td>$</td><td>400.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>453.0</td><td></td><td></td><td>611.6</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>33.1</td><td></td><td></td><td>38.5</td><td></td></tr><tr><td>Interest rate</td><td>6.92</td><td>%</td><td></td><td>6.92</td><td>%</td></tr><tr><td>Term ABS 2023-2</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>400.0</td><td></td><td></td><td>$</td><td>400.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>533.3</td><td></td><td></td><td>701.7</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>36.8</td><td></td><td></td><td>42.0</td><td></td></tr><tr><td>Interest rate</td><td>6.39</td><td>%</td><td></td><td>6.39</td><td>%</td></tr><tr><td>Term ABS 2023-3</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>400.0</td><td></td><td></td><td>$</td><td>400.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>524.9</td><td></td><td></td><td>643.8</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>36.5</td><td></td><td></td><td>40.3</td><td></td></tr><tr><td>Interest rate</td><td>6.86</td><td>%</td><td></td><td>6.86</td><td>%</td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr></table>
table
1.46
percentItemType
table: <entity> 1.46 </entity> <entity type> percentItemType </entity type> <context> Interest rate | 1.89 | % | 1.46 | % </context>
us-gaap:DebtInstrumentInterestRateEffectivePercentage
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(Dollars in millions)</td><td>As of December 31,</td></tr><tr><td></td><td>2024</td><td></td><td>2023</td></tr><tr><td>Term ABS 2021-2</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>—</td><td></td><td></td><td>$</td><td>188.2</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>—</td><td></td><td></td><td>415.5</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>—</td><td></td><td></td><td>37.3</td><td></td></tr><tr><td>Interest rate</td><td>—</td><td>%</td><td></td><td>1.38</td><td>%</td></tr><tr><td>Term ABS 2021-3</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>—</td><td></td><td></td><td>$</td><td>265.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>—</td><td></td><td></td><td>396.3</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>—</td><td></td><td></td><td>33.8</td><td></td></tr><tr><td>Interest rate</td><td>—</td><td>%</td><td></td><td>1.24</td><td>%</td></tr><tr><td>Term ABS 2021-4</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>63.6</td><td></td><td></td><td>$</td><td>221.6</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>167.0</td><td></td><td></td><td>255.2</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>16.4</td><td></td><td></td><td>21.0</td><td></td></tr><tr><td>Interest rate</td><td>1.89</td><td>%</td><td></td><td>1.46</td><td>%</td></tr><tr><td>Term ABS 2022-1</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>236.6</td><td></td><td></td><td>$</td><td>350.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>310.0</td><td></td><td></td><td>378.2</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>24.9</td><td></td><td></td><td>27.4</td><td></td></tr><tr><td>Interest rate</td><td>5.24</td><td>%</td><td></td><td>5.03</td><td>%</td></tr><tr><td>Term ABS 2022-2</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>300.0</td><td></td><td></td><td>$</td><td>200.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>406.0</td><td></td><td></td><td>212.1</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>25.2</td><td></td><td></td><td>14.7</td><td></td></tr><tr><td>Interest rate</td><td>7.29</td><td>%</td><td></td><td>7.66</td><td>%</td></tr><tr><td>Term ABS 2022-3</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>347.6</td><td></td><td></td><td>$</td><td>389.9</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>395.2</td><td></td><td></td><td>418.9</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>29.1</td><td></td><td></td><td>28.9</td><td></td></tr><tr><td>Interest rate</td><td>7.82</td><td>%</td><td></td><td>7.68</td><td>%</td></tr><tr><td>Term ABS 2023-1</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>400.0</td><td></td><td></td><td>$</td><td>400.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>453.0</td><td></td><td></td><td>611.6</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>33.1</td><td></td><td></td><td>38.5</td><td></td></tr><tr><td>Interest rate</td><td>6.92</td><td>%</td><td></td><td>6.92</td><td>%</td></tr><tr><td>Term ABS 2023-2</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>400.0</td><td></td><td></td><td>$</td><td>400.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>533.3</td><td></td><td></td><td>701.7</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>36.8</td><td></td><td></td><td>42.0</td><td></td></tr><tr><td>Interest rate</td><td>6.39</td><td>%</td><td></td><td>6.39</td><td>%</td></tr><tr><td>Term ABS 2023-3</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>400.0</td><td></td><td></td><td>$</td><td>400.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>524.9</td><td></td><td></td><td>643.8</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>36.5</td><td></td><td></td><td>40.3</td><td></td></tr><tr><td>Interest rate</td><td>6.86</td><td>%</td><td></td><td>6.86</td><td>%</td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr></table>
table
236.6
monetaryItemType
table: <entity> 236.6 </entity> <entity type> monetaryItemType </entity type> <context> Principal balance outstanding | $ | 236.6 | $ | 350.0 </context>
us-gaap:SecuredDebt
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(Dollars in millions)</td><td>As of December 31,</td></tr><tr><td></td><td>2024</td><td></td><td>2023</td></tr><tr><td>Term ABS 2021-2</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>—</td><td></td><td></td><td>$</td><td>188.2</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>—</td><td></td><td></td><td>415.5</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>—</td><td></td><td></td><td>37.3</td><td></td></tr><tr><td>Interest rate</td><td>—</td><td>%</td><td></td><td>1.38</td><td>%</td></tr><tr><td>Term ABS 2021-3</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>—</td><td></td><td></td><td>$</td><td>265.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>—</td><td></td><td></td><td>396.3</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>—</td><td></td><td></td><td>33.8</td><td></td></tr><tr><td>Interest rate</td><td>—</td><td>%</td><td></td><td>1.24</td><td>%</td></tr><tr><td>Term ABS 2021-4</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>63.6</td><td></td><td></td><td>$</td><td>221.6</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>167.0</td><td></td><td></td><td>255.2</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>16.4</td><td></td><td></td><td>21.0</td><td></td></tr><tr><td>Interest rate</td><td>1.89</td><td>%</td><td></td><td>1.46</td><td>%</td></tr><tr><td>Term ABS 2022-1</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>236.6</td><td></td><td></td><td>$</td><td>350.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>310.0</td><td></td><td></td><td>378.2</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>24.9</td><td></td><td></td><td>27.4</td><td></td></tr><tr><td>Interest rate</td><td>5.24</td><td>%</td><td></td><td>5.03</td><td>%</td></tr><tr><td>Term ABS 2022-2</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>300.0</td><td></td><td></td><td>$</td><td>200.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>406.0</td><td></td><td></td><td>212.1</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>25.2</td><td></td><td></td><td>14.7</td><td></td></tr><tr><td>Interest rate</td><td>7.29</td><td>%</td><td></td><td>7.66</td><td>%</td></tr><tr><td>Term ABS 2022-3</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>347.6</td><td></td><td></td><td>$</td><td>389.9</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>395.2</td><td></td><td></td><td>418.9</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>29.1</td><td></td><td></td><td>28.9</td><td></td></tr><tr><td>Interest rate</td><td>7.82</td><td>%</td><td></td><td>7.68</td><td>%</td></tr><tr><td>Term ABS 2023-1</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>400.0</td><td></td><td></td><td>$</td><td>400.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>453.0</td><td></td><td></td><td>611.6</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>33.1</td><td></td><td></td><td>38.5</td><td></td></tr><tr><td>Interest rate</td><td>6.92</td><td>%</td><td></td><td>6.92</td><td>%</td></tr><tr><td>Term ABS 2023-2</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>400.0</td><td></td><td></td><td>$</td><td>400.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>533.3</td><td></td><td></td><td>701.7</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>36.8</td><td></td><td></td><td>42.0</td><td></td></tr><tr><td>Interest rate</td><td>6.39</td><td>%</td><td></td><td>6.39</td><td>%</td></tr><tr><td>Term ABS 2023-3</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>400.0</td><td></td><td></td><td>$</td><td>400.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>524.9</td><td></td><td></td><td>643.8</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>36.5</td><td></td><td></td><td>40.3</td><td></td></tr><tr><td>Interest rate</td><td>6.86</td><td>%</td><td></td><td>6.86</td><td>%</td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr></table>
table
350.0
monetaryItemType
table: <entity> 350.0 </entity> <entity type> monetaryItemType </entity type> <context> Principal balance outstanding | $ | 236.6 | $ | 350.0 </context>
us-gaap:SecuredDebt
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(Dollars in millions)</td><td>As of December 31,</td></tr><tr><td></td><td>2024</td><td></td><td>2023</td></tr><tr><td>Term ABS 2021-2</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>—</td><td></td><td></td><td>$</td><td>188.2</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>—</td><td></td><td></td><td>415.5</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>—</td><td></td><td></td><td>37.3</td><td></td></tr><tr><td>Interest rate</td><td>—</td><td>%</td><td></td><td>1.38</td><td>%</td></tr><tr><td>Term ABS 2021-3</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>—</td><td></td><td></td><td>$</td><td>265.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>—</td><td></td><td></td><td>396.3</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>—</td><td></td><td></td><td>33.8</td><td></td></tr><tr><td>Interest rate</td><td>—</td><td>%</td><td></td><td>1.24</td><td>%</td></tr><tr><td>Term ABS 2021-4</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>63.6</td><td></td><td></td><td>$</td><td>221.6</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>167.0</td><td></td><td></td><td>255.2</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>16.4</td><td></td><td></td><td>21.0</td><td></td></tr><tr><td>Interest rate</td><td>1.89</td><td>%</td><td></td><td>1.46</td><td>%</td></tr><tr><td>Term ABS 2022-1</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>236.6</td><td></td><td></td><td>$</td><td>350.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>310.0</td><td></td><td></td><td>378.2</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>24.9</td><td></td><td></td><td>27.4</td><td></td></tr><tr><td>Interest rate</td><td>5.24</td><td>%</td><td></td><td>5.03</td><td>%</td></tr><tr><td>Term ABS 2022-2</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>300.0</td><td></td><td></td><td>$</td><td>200.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>406.0</td><td></td><td></td><td>212.1</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>25.2</td><td></td><td></td><td>14.7</td><td></td></tr><tr><td>Interest rate</td><td>7.29</td><td>%</td><td></td><td>7.66</td><td>%</td></tr><tr><td>Term ABS 2022-3</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>347.6</td><td></td><td></td><td>$</td><td>389.9</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>395.2</td><td></td><td></td><td>418.9</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>29.1</td><td></td><td></td><td>28.9</td><td></td></tr><tr><td>Interest rate</td><td>7.82</td><td>%</td><td></td><td>7.68</td><td>%</td></tr><tr><td>Term ABS 2023-1</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>400.0</td><td></td><td></td><td>$</td><td>400.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>453.0</td><td></td><td></td><td>611.6</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>33.1</td><td></td><td></td><td>38.5</td><td></td></tr><tr><td>Interest rate</td><td>6.92</td><td>%</td><td></td><td>6.92</td><td>%</td></tr><tr><td>Term ABS 2023-2</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>400.0</td><td></td><td></td><td>$</td><td>400.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>533.3</td><td></td><td></td><td>701.7</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>36.8</td><td></td><td></td><td>42.0</td><td></td></tr><tr><td>Interest rate</td><td>6.39</td><td>%</td><td></td><td>6.39</td><td>%</td></tr><tr><td>Term ABS 2023-3</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>400.0</td><td></td><td></td><td>$</td><td>400.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>524.9</td><td></td><td></td><td>643.8</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>36.5</td><td></td><td></td><td>40.3</td><td></td></tr><tr><td>Interest rate</td><td>6.86</td><td>%</td><td></td><td>6.86</td><td>%</td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr></table>
table
310.0
monetaryItemType
table: <entity> 310.0 </entity> <entity type> monetaryItemType </entity type> <context> Loans pledged as collateral | 310.0 | 378.2 </context>
us-gaap:DebtInstrumentCollateralAmount
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(Dollars in millions)</td><td>As of December 31,</td></tr><tr><td></td><td>2024</td><td></td><td>2023</td></tr><tr><td>Term ABS 2021-2</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>—</td><td></td><td></td><td>$</td><td>188.2</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>—</td><td></td><td></td><td>415.5</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>—</td><td></td><td></td><td>37.3</td><td></td></tr><tr><td>Interest rate</td><td>—</td><td>%</td><td></td><td>1.38</td><td>%</td></tr><tr><td>Term ABS 2021-3</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>—</td><td></td><td></td><td>$</td><td>265.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>—</td><td></td><td></td><td>396.3</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>—</td><td></td><td></td><td>33.8</td><td></td></tr><tr><td>Interest rate</td><td>—</td><td>%</td><td></td><td>1.24</td><td>%</td></tr><tr><td>Term ABS 2021-4</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>63.6</td><td></td><td></td><td>$</td><td>221.6</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>167.0</td><td></td><td></td><td>255.2</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>16.4</td><td></td><td></td><td>21.0</td><td></td></tr><tr><td>Interest rate</td><td>1.89</td><td>%</td><td></td><td>1.46</td><td>%</td></tr><tr><td>Term ABS 2022-1</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>236.6</td><td></td><td></td><td>$</td><td>350.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>310.0</td><td></td><td></td><td>378.2</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>24.9</td><td></td><td></td><td>27.4</td><td></td></tr><tr><td>Interest rate</td><td>5.24</td><td>%</td><td></td><td>5.03</td><td>%</td></tr><tr><td>Term ABS 2022-2</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>300.0</td><td></td><td></td><td>$</td><td>200.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>406.0</td><td></td><td></td><td>212.1</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>25.2</td><td></td><td></td><td>14.7</td><td></td></tr><tr><td>Interest rate</td><td>7.29</td><td>%</td><td></td><td>7.66</td><td>%</td></tr><tr><td>Term ABS 2022-3</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>347.6</td><td></td><td></td><td>$</td><td>389.9</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>395.2</td><td></td><td></td><td>418.9</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>29.1</td><td></td><td></td><td>28.9</td><td></td></tr><tr><td>Interest rate</td><td>7.82</td><td>%</td><td></td><td>7.68</td><td>%</td></tr><tr><td>Term ABS 2023-1</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>400.0</td><td></td><td></td><td>$</td><td>400.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>453.0</td><td></td><td></td><td>611.6</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>33.1</td><td></td><td></td><td>38.5</td><td></td></tr><tr><td>Interest rate</td><td>6.92</td><td>%</td><td></td><td>6.92</td><td>%</td></tr><tr><td>Term ABS 2023-2</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>400.0</td><td></td><td></td><td>$</td><td>400.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>533.3</td><td></td><td></td><td>701.7</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>36.8</td><td></td><td></td><td>42.0</td><td></td></tr><tr><td>Interest rate</td><td>6.39</td><td>%</td><td></td><td>6.39</td><td>%</td></tr><tr><td>Term ABS 2023-3</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>400.0</td><td></td><td></td><td>$</td><td>400.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>524.9</td><td></td><td></td><td>643.8</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>36.5</td><td></td><td></td><td>40.3</td><td></td></tr><tr><td>Interest rate</td><td>6.86</td><td>%</td><td></td><td>6.86</td><td>%</td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr></table>
table
378.2
monetaryItemType
table: <entity> 378.2 </entity> <entity type> monetaryItemType </entity type> <context> Loans pledged as collateral | 310.0 | 378.2 </context>
us-gaap:DebtInstrumentCollateralAmount
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(Dollars in millions)</td><td>As of December 31,</td></tr><tr><td></td><td>2024</td><td></td><td>2023</td></tr><tr><td>Term ABS 2021-2</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>—</td><td></td><td></td><td>$</td><td>188.2</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>—</td><td></td><td></td><td>415.5</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>—</td><td></td><td></td><td>37.3</td><td></td></tr><tr><td>Interest rate</td><td>—</td><td>%</td><td></td><td>1.38</td><td>%</td></tr><tr><td>Term ABS 2021-3</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>—</td><td></td><td></td><td>$</td><td>265.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>—</td><td></td><td></td><td>396.3</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>—</td><td></td><td></td><td>33.8</td><td></td></tr><tr><td>Interest rate</td><td>—</td><td>%</td><td></td><td>1.24</td><td>%</td></tr><tr><td>Term ABS 2021-4</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>63.6</td><td></td><td></td><td>$</td><td>221.6</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>167.0</td><td></td><td></td><td>255.2</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>16.4</td><td></td><td></td><td>21.0</td><td></td></tr><tr><td>Interest rate</td><td>1.89</td><td>%</td><td></td><td>1.46</td><td>%</td></tr><tr><td>Term ABS 2022-1</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>236.6</td><td></td><td></td><td>$</td><td>350.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>310.0</td><td></td><td></td><td>378.2</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>24.9</td><td></td><td></td><td>27.4</td><td></td></tr><tr><td>Interest rate</td><td>5.24</td><td>%</td><td></td><td>5.03</td><td>%</td></tr><tr><td>Term ABS 2022-2</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>300.0</td><td></td><td></td><td>$</td><td>200.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>406.0</td><td></td><td></td><td>212.1</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>25.2</td><td></td><td></td><td>14.7</td><td></td></tr><tr><td>Interest rate</td><td>7.29</td><td>%</td><td></td><td>7.66</td><td>%</td></tr><tr><td>Term ABS 2022-3</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>347.6</td><td></td><td></td><td>$</td><td>389.9</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>395.2</td><td></td><td></td><td>418.9</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>29.1</td><td></td><td></td><td>28.9</td><td></td></tr><tr><td>Interest rate</td><td>7.82</td><td>%</td><td></td><td>7.68</td><td>%</td></tr><tr><td>Term ABS 2023-1</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>400.0</td><td></td><td></td><td>$</td><td>400.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>453.0</td><td></td><td></td><td>611.6</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>33.1</td><td></td><td></td><td>38.5</td><td></td></tr><tr><td>Interest rate</td><td>6.92</td><td>%</td><td></td><td>6.92</td><td>%</td></tr><tr><td>Term ABS 2023-2</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>400.0</td><td></td><td></td><td>$</td><td>400.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>533.3</td><td></td><td></td><td>701.7</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>36.8</td><td></td><td></td><td>42.0</td><td></td></tr><tr><td>Interest rate</td><td>6.39</td><td>%</td><td></td><td>6.39</td><td>%</td></tr><tr><td>Term ABS 2023-3</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>400.0</td><td></td><td></td><td>$</td><td>400.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>524.9</td><td></td><td></td><td>643.8</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>36.5</td><td></td><td></td><td>40.3</td><td></td></tr><tr><td>Interest rate</td><td>6.86</td><td>%</td><td></td><td>6.86</td><td>%</td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr></table>
table
24.9
monetaryItemType
table: <entity> 24.9 </entity> <entity type> monetaryItemType </entity type> <context> Restricted cash and cash equivalents pledged as collateral | 24.9 | 27.4 </context>
us-gaap:RestrictedCashAndCashEquivalents
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(Dollars in millions)</td><td>As of December 31,</td></tr><tr><td></td><td>2024</td><td></td><td>2023</td></tr><tr><td>Term ABS 2021-2</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>—</td><td></td><td></td><td>$</td><td>188.2</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>—</td><td></td><td></td><td>415.5</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>—</td><td></td><td></td><td>37.3</td><td></td></tr><tr><td>Interest rate</td><td>—</td><td>%</td><td></td><td>1.38</td><td>%</td></tr><tr><td>Term ABS 2021-3</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>—</td><td></td><td></td><td>$</td><td>265.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>—</td><td></td><td></td><td>396.3</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>—</td><td></td><td></td><td>33.8</td><td></td></tr><tr><td>Interest rate</td><td>—</td><td>%</td><td></td><td>1.24</td><td>%</td></tr><tr><td>Term ABS 2021-4</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>63.6</td><td></td><td></td><td>$</td><td>221.6</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>167.0</td><td></td><td></td><td>255.2</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>16.4</td><td></td><td></td><td>21.0</td><td></td></tr><tr><td>Interest rate</td><td>1.89</td><td>%</td><td></td><td>1.46</td><td>%</td></tr><tr><td>Term ABS 2022-1</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>236.6</td><td></td><td></td><td>$</td><td>350.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>310.0</td><td></td><td></td><td>378.2</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>24.9</td><td></td><td></td><td>27.4</td><td></td></tr><tr><td>Interest rate</td><td>5.24</td><td>%</td><td></td><td>5.03</td><td>%</td></tr><tr><td>Term ABS 2022-2</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>300.0</td><td></td><td></td><td>$</td><td>200.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>406.0</td><td></td><td></td><td>212.1</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>25.2</td><td></td><td></td><td>14.7</td><td></td></tr><tr><td>Interest rate</td><td>7.29</td><td>%</td><td></td><td>7.66</td><td>%</td></tr><tr><td>Term ABS 2022-3</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>347.6</td><td></td><td></td><td>$</td><td>389.9</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>395.2</td><td></td><td></td><td>418.9</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>29.1</td><td></td><td></td><td>28.9</td><td></td></tr><tr><td>Interest rate</td><td>7.82</td><td>%</td><td></td><td>7.68</td><td>%</td></tr><tr><td>Term ABS 2023-1</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>400.0</td><td></td><td></td><td>$</td><td>400.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>453.0</td><td></td><td></td><td>611.6</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>33.1</td><td></td><td></td><td>38.5</td><td></td></tr><tr><td>Interest rate</td><td>6.92</td><td>%</td><td></td><td>6.92</td><td>%</td></tr><tr><td>Term ABS 2023-2</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>400.0</td><td></td><td></td><td>$</td><td>400.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>533.3</td><td></td><td></td><td>701.7</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>36.8</td><td></td><td></td><td>42.0</td><td></td></tr><tr><td>Interest rate</td><td>6.39</td><td>%</td><td></td><td>6.39</td><td>%</td></tr><tr><td>Term ABS 2023-3</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>400.0</td><td></td><td></td><td>$</td><td>400.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>524.9</td><td></td><td></td><td>643.8</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>36.5</td><td></td><td></td><td>40.3</td><td></td></tr><tr><td>Interest rate</td><td>6.86</td><td>%</td><td></td><td>6.86</td><td>%</td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr></table>
table
27.4
monetaryItemType
table: <entity> 27.4 </entity> <entity type> monetaryItemType </entity type> <context> Restricted cash and cash equivalents pledged as collateral | 24.9 | 27.4 </context>
us-gaap:RestrictedCashAndCashEquivalents
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(Dollars in millions)</td><td>As of December 31,</td></tr><tr><td></td><td>2024</td><td></td><td>2023</td></tr><tr><td>Term ABS 2021-2</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>—</td><td></td><td></td><td>$</td><td>188.2</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>—</td><td></td><td></td><td>415.5</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>—</td><td></td><td></td><td>37.3</td><td></td></tr><tr><td>Interest rate</td><td>—</td><td>%</td><td></td><td>1.38</td><td>%</td></tr><tr><td>Term ABS 2021-3</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>—</td><td></td><td></td><td>$</td><td>265.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>—</td><td></td><td></td><td>396.3</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>—</td><td></td><td></td><td>33.8</td><td></td></tr><tr><td>Interest rate</td><td>—</td><td>%</td><td></td><td>1.24</td><td>%</td></tr><tr><td>Term ABS 2021-4</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>63.6</td><td></td><td></td><td>$</td><td>221.6</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>167.0</td><td></td><td></td><td>255.2</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>16.4</td><td></td><td></td><td>21.0</td><td></td></tr><tr><td>Interest rate</td><td>1.89</td><td>%</td><td></td><td>1.46</td><td>%</td></tr><tr><td>Term ABS 2022-1</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>236.6</td><td></td><td></td><td>$</td><td>350.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>310.0</td><td></td><td></td><td>378.2</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>24.9</td><td></td><td></td><td>27.4</td><td></td></tr><tr><td>Interest rate</td><td>5.24</td><td>%</td><td></td><td>5.03</td><td>%</td></tr><tr><td>Term ABS 2022-2</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>300.0</td><td></td><td></td><td>$</td><td>200.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>406.0</td><td></td><td></td><td>212.1</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>25.2</td><td></td><td></td><td>14.7</td><td></td></tr><tr><td>Interest rate</td><td>7.29</td><td>%</td><td></td><td>7.66</td><td>%</td></tr><tr><td>Term ABS 2022-3</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>347.6</td><td></td><td></td><td>$</td><td>389.9</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>395.2</td><td></td><td></td><td>418.9</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>29.1</td><td></td><td></td><td>28.9</td><td></td></tr><tr><td>Interest rate</td><td>7.82</td><td>%</td><td></td><td>7.68</td><td>%</td></tr><tr><td>Term ABS 2023-1</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>400.0</td><td></td><td></td><td>$</td><td>400.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>453.0</td><td></td><td></td><td>611.6</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>33.1</td><td></td><td></td><td>38.5</td><td></td></tr><tr><td>Interest rate</td><td>6.92</td><td>%</td><td></td><td>6.92</td><td>%</td></tr><tr><td>Term ABS 2023-2</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>400.0</td><td></td><td></td><td>$</td><td>400.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>533.3</td><td></td><td></td><td>701.7</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>36.8</td><td></td><td></td><td>42.0</td><td></td></tr><tr><td>Interest rate</td><td>6.39</td><td>%</td><td></td><td>6.39</td><td>%</td></tr><tr><td>Term ABS 2023-3</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>400.0</td><td></td><td></td><td>$</td><td>400.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>524.9</td><td></td><td></td><td>643.8</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>36.5</td><td></td><td></td><td>40.3</td><td></td></tr><tr><td>Interest rate</td><td>6.86</td><td>%</td><td></td><td>6.86</td><td>%</td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr></table>
table
5.24
percentItemType
table: <entity> 5.24 </entity> <entity type> percentItemType </entity type> <context> Interest rate | 5.24 | % | 5.03 | % </context>
us-gaap:DebtInstrumentInterestRateEffectivePercentage
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(Dollars in millions)</td><td>As of December 31,</td></tr><tr><td></td><td>2024</td><td></td><td>2023</td></tr><tr><td>Term ABS 2021-2</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>—</td><td></td><td></td><td>$</td><td>188.2</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>—</td><td></td><td></td><td>415.5</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>—</td><td></td><td></td><td>37.3</td><td></td></tr><tr><td>Interest rate</td><td>—</td><td>%</td><td></td><td>1.38</td><td>%</td></tr><tr><td>Term ABS 2021-3</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>—</td><td></td><td></td><td>$</td><td>265.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>—</td><td></td><td></td><td>396.3</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>—</td><td></td><td></td><td>33.8</td><td></td></tr><tr><td>Interest rate</td><td>—</td><td>%</td><td></td><td>1.24</td><td>%</td></tr><tr><td>Term ABS 2021-4</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>63.6</td><td></td><td></td><td>$</td><td>221.6</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>167.0</td><td></td><td></td><td>255.2</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>16.4</td><td></td><td></td><td>21.0</td><td></td></tr><tr><td>Interest rate</td><td>1.89</td><td>%</td><td></td><td>1.46</td><td>%</td></tr><tr><td>Term ABS 2022-1</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>236.6</td><td></td><td></td><td>$</td><td>350.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>310.0</td><td></td><td></td><td>378.2</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>24.9</td><td></td><td></td><td>27.4</td><td></td></tr><tr><td>Interest rate</td><td>5.24</td><td>%</td><td></td><td>5.03</td><td>%</td></tr><tr><td>Term ABS 2022-2</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>300.0</td><td></td><td></td><td>$</td><td>200.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>406.0</td><td></td><td></td><td>212.1</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>25.2</td><td></td><td></td><td>14.7</td><td></td></tr><tr><td>Interest rate</td><td>7.29</td><td>%</td><td></td><td>7.66</td><td>%</td></tr><tr><td>Term ABS 2022-3</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>347.6</td><td></td><td></td><td>$</td><td>389.9</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>395.2</td><td></td><td></td><td>418.9</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>29.1</td><td></td><td></td><td>28.9</td><td></td></tr><tr><td>Interest rate</td><td>7.82</td><td>%</td><td></td><td>7.68</td><td>%</td></tr><tr><td>Term ABS 2023-1</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>400.0</td><td></td><td></td><td>$</td><td>400.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>453.0</td><td></td><td></td><td>611.6</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>33.1</td><td></td><td></td><td>38.5</td><td></td></tr><tr><td>Interest rate</td><td>6.92</td><td>%</td><td></td><td>6.92</td><td>%</td></tr><tr><td>Term ABS 2023-2</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>400.0</td><td></td><td></td><td>$</td><td>400.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>533.3</td><td></td><td></td><td>701.7</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>36.8</td><td></td><td></td><td>42.0</td><td></td></tr><tr><td>Interest rate</td><td>6.39</td><td>%</td><td></td><td>6.39</td><td>%</td></tr><tr><td>Term ABS 2023-3</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>400.0</td><td></td><td></td><td>$</td><td>400.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>524.9</td><td></td><td></td><td>643.8</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>36.5</td><td></td><td></td><td>40.3</td><td></td></tr><tr><td>Interest rate</td><td>6.86</td><td>%</td><td></td><td>6.86</td><td>%</td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr></table>
table
5.03
percentItemType
table: <entity> 5.03 </entity> <entity type> percentItemType </entity type> <context> Interest rate | 5.24 | % | 5.03 | % </context>
us-gaap:DebtInstrumentInterestRateEffectivePercentage
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(Dollars in millions)</td><td>As of December 31,</td></tr><tr><td></td><td>2024</td><td></td><td>2023</td></tr><tr><td>Term ABS 2021-2</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>—</td><td></td><td></td><td>$</td><td>188.2</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>—</td><td></td><td></td><td>415.5</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>—</td><td></td><td></td><td>37.3</td><td></td></tr><tr><td>Interest rate</td><td>—</td><td>%</td><td></td><td>1.38</td><td>%</td></tr><tr><td>Term ABS 2021-3</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>—</td><td></td><td></td><td>$</td><td>265.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>—</td><td></td><td></td><td>396.3</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>—</td><td></td><td></td><td>33.8</td><td></td></tr><tr><td>Interest rate</td><td>—</td><td>%</td><td></td><td>1.24</td><td>%</td></tr><tr><td>Term ABS 2021-4</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>63.6</td><td></td><td></td><td>$</td><td>221.6</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>167.0</td><td></td><td></td><td>255.2</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>16.4</td><td></td><td></td><td>21.0</td><td></td></tr><tr><td>Interest rate</td><td>1.89</td><td>%</td><td></td><td>1.46</td><td>%</td></tr><tr><td>Term ABS 2022-1</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>236.6</td><td></td><td></td><td>$</td><td>350.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>310.0</td><td></td><td></td><td>378.2</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>24.9</td><td></td><td></td><td>27.4</td><td></td></tr><tr><td>Interest rate</td><td>5.24</td><td>%</td><td></td><td>5.03</td><td>%</td></tr><tr><td>Term ABS 2022-2</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>300.0</td><td></td><td></td><td>$</td><td>200.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>406.0</td><td></td><td></td><td>212.1</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>25.2</td><td></td><td></td><td>14.7</td><td></td></tr><tr><td>Interest rate</td><td>7.29</td><td>%</td><td></td><td>7.66</td><td>%</td></tr><tr><td>Term ABS 2022-3</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>347.6</td><td></td><td></td><td>$</td><td>389.9</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>395.2</td><td></td><td></td><td>418.9</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>29.1</td><td></td><td></td><td>28.9</td><td></td></tr><tr><td>Interest rate</td><td>7.82</td><td>%</td><td></td><td>7.68</td><td>%</td></tr><tr><td>Term ABS 2023-1</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>400.0</td><td></td><td></td><td>$</td><td>400.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>453.0</td><td></td><td></td><td>611.6</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>33.1</td><td></td><td></td><td>38.5</td><td></td></tr><tr><td>Interest rate</td><td>6.92</td><td>%</td><td></td><td>6.92</td><td>%</td></tr><tr><td>Term ABS 2023-2</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>400.0</td><td></td><td></td><td>$</td><td>400.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>533.3</td><td></td><td></td><td>701.7</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>36.8</td><td></td><td></td><td>42.0</td><td></td></tr><tr><td>Interest rate</td><td>6.39</td><td>%</td><td></td><td>6.39</td><td>%</td></tr><tr><td>Term ABS 2023-3</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>400.0</td><td></td><td></td><td>$</td><td>400.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>524.9</td><td></td><td></td><td>643.8</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>36.5</td><td></td><td></td><td>40.3</td><td></td></tr><tr><td>Interest rate</td><td>6.86</td><td>%</td><td></td><td>6.86</td><td>%</td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr></table>
table
300.0
monetaryItemType
table: <entity> 300.0 </entity> <entity type> monetaryItemType </entity type> <context> Principal balance outstanding | $ | 300.0 | $ | 200.0 </context>
us-gaap:SecuredDebt
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(Dollars in millions)</td><td>As of December 31,</td></tr><tr><td></td><td>2024</td><td></td><td>2023</td></tr><tr><td>Term ABS 2021-2</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>—</td><td></td><td></td><td>$</td><td>188.2</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>—</td><td></td><td></td><td>415.5</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>—</td><td></td><td></td><td>37.3</td><td></td></tr><tr><td>Interest rate</td><td>—</td><td>%</td><td></td><td>1.38</td><td>%</td></tr><tr><td>Term ABS 2021-3</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>—</td><td></td><td></td><td>$</td><td>265.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>—</td><td></td><td></td><td>396.3</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>—</td><td></td><td></td><td>33.8</td><td></td></tr><tr><td>Interest rate</td><td>—</td><td>%</td><td></td><td>1.24</td><td>%</td></tr><tr><td>Term ABS 2021-4</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>63.6</td><td></td><td></td><td>$</td><td>221.6</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>167.0</td><td></td><td></td><td>255.2</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>16.4</td><td></td><td></td><td>21.0</td><td></td></tr><tr><td>Interest rate</td><td>1.89</td><td>%</td><td></td><td>1.46</td><td>%</td></tr><tr><td>Term ABS 2022-1</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>236.6</td><td></td><td></td><td>$</td><td>350.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>310.0</td><td></td><td></td><td>378.2</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>24.9</td><td></td><td></td><td>27.4</td><td></td></tr><tr><td>Interest rate</td><td>5.24</td><td>%</td><td></td><td>5.03</td><td>%</td></tr><tr><td>Term ABS 2022-2</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>300.0</td><td></td><td></td><td>$</td><td>200.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>406.0</td><td></td><td></td><td>212.1</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>25.2</td><td></td><td></td><td>14.7</td><td></td></tr><tr><td>Interest rate</td><td>7.29</td><td>%</td><td></td><td>7.66</td><td>%</td></tr><tr><td>Term ABS 2022-3</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>347.6</td><td></td><td></td><td>$</td><td>389.9</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>395.2</td><td></td><td></td><td>418.9</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>29.1</td><td></td><td></td><td>28.9</td><td></td></tr><tr><td>Interest rate</td><td>7.82</td><td>%</td><td></td><td>7.68</td><td>%</td></tr><tr><td>Term ABS 2023-1</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>400.0</td><td></td><td></td><td>$</td><td>400.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>453.0</td><td></td><td></td><td>611.6</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>33.1</td><td></td><td></td><td>38.5</td><td></td></tr><tr><td>Interest rate</td><td>6.92</td><td>%</td><td></td><td>6.92</td><td>%</td></tr><tr><td>Term ABS 2023-2</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>400.0</td><td></td><td></td><td>$</td><td>400.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>533.3</td><td></td><td></td><td>701.7</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>36.8</td><td></td><td></td><td>42.0</td><td></td></tr><tr><td>Interest rate</td><td>6.39</td><td>%</td><td></td><td>6.39</td><td>%</td></tr><tr><td>Term ABS 2023-3</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>400.0</td><td></td><td></td><td>$</td><td>400.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>524.9</td><td></td><td></td><td>643.8</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>36.5</td><td></td><td></td><td>40.3</td><td></td></tr><tr><td>Interest rate</td><td>6.86</td><td>%</td><td></td><td>6.86</td><td>%</td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr></table>
table
200.0
monetaryItemType
table: <entity> 200.0 </entity> <entity type> monetaryItemType </entity type> <context> Principal balance outstanding | $ | 300.0 | $ | 200.0 </context>
us-gaap:SecuredDebt
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(Dollars in millions)</td><td>As of December 31,</td></tr><tr><td></td><td>2024</td><td></td><td>2023</td></tr><tr><td>Term ABS 2021-2</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>—</td><td></td><td></td><td>$</td><td>188.2</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>—</td><td></td><td></td><td>415.5</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>—</td><td></td><td></td><td>37.3</td><td></td></tr><tr><td>Interest rate</td><td>—</td><td>%</td><td></td><td>1.38</td><td>%</td></tr><tr><td>Term ABS 2021-3</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>—</td><td></td><td></td><td>$</td><td>265.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>—</td><td></td><td></td><td>396.3</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>—</td><td></td><td></td><td>33.8</td><td></td></tr><tr><td>Interest rate</td><td>—</td><td>%</td><td></td><td>1.24</td><td>%</td></tr><tr><td>Term ABS 2021-4</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>63.6</td><td></td><td></td><td>$</td><td>221.6</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>167.0</td><td></td><td></td><td>255.2</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>16.4</td><td></td><td></td><td>21.0</td><td></td></tr><tr><td>Interest rate</td><td>1.89</td><td>%</td><td></td><td>1.46</td><td>%</td></tr><tr><td>Term ABS 2022-1</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>236.6</td><td></td><td></td><td>$</td><td>350.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>310.0</td><td></td><td></td><td>378.2</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>24.9</td><td></td><td></td><td>27.4</td><td></td></tr><tr><td>Interest rate</td><td>5.24</td><td>%</td><td></td><td>5.03</td><td>%</td></tr><tr><td>Term ABS 2022-2</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>300.0</td><td></td><td></td><td>$</td><td>200.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>406.0</td><td></td><td></td><td>212.1</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>25.2</td><td></td><td></td><td>14.7</td><td></td></tr><tr><td>Interest rate</td><td>7.29</td><td>%</td><td></td><td>7.66</td><td>%</td></tr><tr><td>Term ABS 2022-3</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>347.6</td><td></td><td></td><td>$</td><td>389.9</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>395.2</td><td></td><td></td><td>418.9</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>29.1</td><td></td><td></td><td>28.9</td><td></td></tr><tr><td>Interest rate</td><td>7.82</td><td>%</td><td></td><td>7.68</td><td>%</td></tr><tr><td>Term ABS 2023-1</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>400.0</td><td></td><td></td><td>$</td><td>400.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>453.0</td><td></td><td></td><td>611.6</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>33.1</td><td></td><td></td><td>38.5</td><td></td></tr><tr><td>Interest rate</td><td>6.92</td><td>%</td><td></td><td>6.92</td><td>%</td></tr><tr><td>Term ABS 2023-2</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>400.0</td><td></td><td></td><td>$</td><td>400.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>533.3</td><td></td><td></td><td>701.7</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>36.8</td><td></td><td></td><td>42.0</td><td></td></tr><tr><td>Interest rate</td><td>6.39</td><td>%</td><td></td><td>6.39</td><td>%</td></tr><tr><td>Term ABS 2023-3</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>400.0</td><td></td><td></td><td>$</td><td>400.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>524.9</td><td></td><td></td><td>643.8</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>36.5</td><td></td><td></td><td>40.3</td><td></td></tr><tr><td>Interest rate</td><td>6.86</td><td>%</td><td></td><td>6.86</td><td>%</td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr></table>
table
406.0
monetaryItemType
table: <entity> 406.0 </entity> <entity type> monetaryItemType </entity type> <context> Loans pledged as collateral | 406.0 | 212.1 </context>
us-gaap:DebtInstrumentCollateralAmount
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(Dollars in millions)</td><td>As of December 31,</td></tr><tr><td></td><td>2024</td><td></td><td>2023</td></tr><tr><td>Term ABS 2021-2</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>—</td><td></td><td></td><td>$</td><td>188.2</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>—</td><td></td><td></td><td>415.5</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>—</td><td></td><td></td><td>37.3</td><td></td></tr><tr><td>Interest rate</td><td>—</td><td>%</td><td></td><td>1.38</td><td>%</td></tr><tr><td>Term ABS 2021-3</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>—</td><td></td><td></td><td>$</td><td>265.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>—</td><td></td><td></td><td>396.3</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>—</td><td></td><td></td><td>33.8</td><td></td></tr><tr><td>Interest rate</td><td>—</td><td>%</td><td></td><td>1.24</td><td>%</td></tr><tr><td>Term ABS 2021-4</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>63.6</td><td></td><td></td><td>$</td><td>221.6</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>167.0</td><td></td><td></td><td>255.2</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>16.4</td><td></td><td></td><td>21.0</td><td></td></tr><tr><td>Interest rate</td><td>1.89</td><td>%</td><td></td><td>1.46</td><td>%</td></tr><tr><td>Term ABS 2022-1</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>236.6</td><td></td><td></td><td>$</td><td>350.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>310.0</td><td></td><td></td><td>378.2</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>24.9</td><td></td><td></td><td>27.4</td><td></td></tr><tr><td>Interest rate</td><td>5.24</td><td>%</td><td></td><td>5.03</td><td>%</td></tr><tr><td>Term ABS 2022-2</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>300.0</td><td></td><td></td><td>$</td><td>200.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>406.0</td><td></td><td></td><td>212.1</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>25.2</td><td></td><td></td><td>14.7</td><td></td></tr><tr><td>Interest rate</td><td>7.29</td><td>%</td><td></td><td>7.66</td><td>%</td></tr><tr><td>Term ABS 2022-3</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>347.6</td><td></td><td></td><td>$</td><td>389.9</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>395.2</td><td></td><td></td><td>418.9</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>29.1</td><td></td><td></td><td>28.9</td><td></td></tr><tr><td>Interest rate</td><td>7.82</td><td>%</td><td></td><td>7.68</td><td>%</td></tr><tr><td>Term ABS 2023-1</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>400.0</td><td></td><td></td><td>$</td><td>400.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>453.0</td><td></td><td></td><td>611.6</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>33.1</td><td></td><td></td><td>38.5</td><td></td></tr><tr><td>Interest rate</td><td>6.92</td><td>%</td><td></td><td>6.92</td><td>%</td></tr><tr><td>Term ABS 2023-2</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>400.0</td><td></td><td></td><td>$</td><td>400.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>533.3</td><td></td><td></td><td>701.7</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>36.8</td><td></td><td></td><td>42.0</td><td></td></tr><tr><td>Interest rate</td><td>6.39</td><td>%</td><td></td><td>6.39</td><td>%</td></tr><tr><td>Term ABS 2023-3</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>400.0</td><td></td><td></td><td>$</td><td>400.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>524.9</td><td></td><td></td><td>643.8</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>36.5</td><td></td><td></td><td>40.3</td><td></td></tr><tr><td>Interest rate</td><td>6.86</td><td>%</td><td></td><td>6.86</td><td>%</td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr></table>
table
212.1
monetaryItemType
table: <entity> 212.1 </entity> <entity type> monetaryItemType </entity type> <context> Loans pledged as collateral | 406.0 | 212.1 </context>
us-gaap:DebtInstrumentCollateralAmount
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(Dollars in millions)</td><td>As of December 31,</td></tr><tr><td></td><td>2024</td><td></td><td>2023</td></tr><tr><td>Term ABS 2021-2</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>—</td><td></td><td></td><td>$</td><td>188.2</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>—</td><td></td><td></td><td>415.5</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>—</td><td></td><td></td><td>37.3</td><td></td></tr><tr><td>Interest rate</td><td>—</td><td>%</td><td></td><td>1.38</td><td>%</td></tr><tr><td>Term ABS 2021-3</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>—</td><td></td><td></td><td>$</td><td>265.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>—</td><td></td><td></td><td>396.3</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>—</td><td></td><td></td><td>33.8</td><td></td></tr><tr><td>Interest rate</td><td>—</td><td>%</td><td></td><td>1.24</td><td>%</td></tr><tr><td>Term ABS 2021-4</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>63.6</td><td></td><td></td><td>$</td><td>221.6</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>167.0</td><td></td><td></td><td>255.2</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>16.4</td><td></td><td></td><td>21.0</td><td></td></tr><tr><td>Interest rate</td><td>1.89</td><td>%</td><td></td><td>1.46</td><td>%</td></tr><tr><td>Term ABS 2022-1</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>236.6</td><td></td><td></td><td>$</td><td>350.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>310.0</td><td></td><td></td><td>378.2</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>24.9</td><td></td><td></td><td>27.4</td><td></td></tr><tr><td>Interest rate</td><td>5.24</td><td>%</td><td></td><td>5.03</td><td>%</td></tr><tr><td>Term ABS 2022-2</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>300.0</td><td></td><td></td><td>$</td><td>200.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>406.0</td><td></td><td></td><td>212.1</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>25.2</td><td></td><td></td><td>14.7</td><td></td></tr><tr><td>Interest rate</td><td>7.29</td><td>%</td><td></td><td>7.66</td><td>%</td></tr><tr><td>Term ABS 2022-3</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>347.6</td><td></td><td></td><td>$</td><td>389.9</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>395.2</td><td></td><td></td><td>418.9</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>29.1</td><td></td><td></td><td>28.9</td><td></td></tr><tr><td>Interest rate</td><td>7.82</td><td>%</td><td></td><td>7.68</td><td>%</td></tr><tr><td>Term ABS 2023-1</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>400.0</td><td></td><td></td><td>$</td><td>400.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>453.0</td><td></td><td></td><td>611.6</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>33.1</td><td></td><td></td><td>38.5</td><td></td></tr><tr><td>Interest rate</td><td>6.92</td><td>%</td><td></td><td>6.92</td><td>%</td></tr><tr><td>Term ABS 2023-2</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>400.0</td><td></td><td></td><td>$</td><td>400.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>533.3</td><td></td><td></td><td>701.7</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>36.8</td><td></td><td></td><td>42.0</td><td></td></tr><tr><td>Interest rate</td><td>6.39</td><td>%</td><td></td><td>6.39</td><td>%</td></tr><tr><td>Term ABS 2023-3</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>400.0</td><td></td><td></td><td>$</td><td>400.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>524.9</td><td></td><td></td><td>643.8</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>36.5</td><td></td><td></td><td>40.3</td><td></td></tr><tr><td>Interest rate</td><td>6.86</td><td>%</td><td></td><td>6.86</td><td>%</td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr></table>
table
25.2
monetaryItemType
table: <entity> 25.2 </entity> <entity type> monetaryItemType </entity type> <context> Restricted cash and cash equivalents pledged as collateral | 25.2 | 14.7 </context>
us-gaap:RestrictedCashAndCashEquivalents
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(Dollars in millions)</td><td>As of December 31,</td></tr><tr><td></td><td>2024</td><td></td><td>2023</td></tr><tr><td>Term ABS 2021-2</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>—</td><td></td><td></td><td>$</td><td>188.2</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>—</td><td></td><td></td><td>415.5</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>—</td><td></td><td></td><td>37.3</td><td></td></tr><tr><td>Interest rate</td><td>—</td><td>%</td><td></td><td>1.38</td><td>%</td></tr><tr><td>Term ABS 2021-3</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>—</td><td></td><td></td><td>$</td><td>265.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>—</td><td></td><td></td><td>396.3</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>—</td><td></td><td></td><td>33.8</td><td></td></tr><tr><td>Interest rate</td><td>—</td><td>%</td><td></td><td>1.24</td><td>%</td></tr><tr><td>Term ABS 2021-4</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>63.6</td><td></td><td></td><td>$</td><td>221.6</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>167.0</td><td></td><td></td><td>255.2</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>16.4</td><td></td><td></td><td>21.0</td><td></td></tr><tr><td>Interest rate</td><td>1.89</td><td>%</td><td></td><td>1.46</td><td>%</td></tr><tr><td>Term ABS 2022-1</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>236.6</td><td></td><td></td><td>$</td><td>350.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>310.0</td><td></td><td></td><td>378.2</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>24.9</td><td></td><td></td><td>27.4</td><td></td></tr><tr><td>Interest rate</td><td>5.24</td><td>%</td><td></td><td>5.03</td><td>%</td></tr><tr><td>Term ABS 2022-2</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>300.0</td><td></td><td></td><td>$</td><td>200.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>406.0</td><td></td><td></td><td>212.1</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>25.2</td><td></td><td></td><td>14.7</td><td></td></tr><tr><td>Interest rate</td><td>7.29</td><td>%</td><td></td><td>7.66</td><td>%</td></tr><tr><td>Term ABS 2022-3</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>347.6</td><td></td><td></td><td>$</td><td>389.9</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>395.2</td><td></td><td></td><td>418.9</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>29.1</td><td></td><td></td><td>28.9</td><td></td></tr><tr><td>Interest rate</td><td>7.82</td><td>%</td><td></td><td>7.68</td><td>%</td></tr><tr><td>Term ABS 2023-1</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>400.0</td><td></td><td></td><td>$</td><td>400.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>453.0</td><td></td><td></td><td>611.6</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>33.1</td><td></td><td></td><td>38.5</td><td></td></tr><tr><td>Interest rate</td><td>6.92</td><td>%</td><td></td><td>6.92</td><td>%</td></tr><tr><td>Term ABS 2023-2</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>400.0</td><td></td><td></td><td>$</td><td>400.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>533.3</td><td></td><td></td><td>701.7</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>36.8</td><td></td><td></td><td>42.0</td><td></td></tr><tr><td>Interest rate</td><td>6.39</td><td>%</td><td></td><td>6.39</td><td>%</td></tr><tr><td>Term ABS 2023-3</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>400.0</td><td></td><td></td><td>$</td><td>400.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>524.9</td><td></td><td></td><td>643.8</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>36.5</td><td></td><td></td><td>40.3</td><td></td></tr><tr><td>Interest rate</td><td>6.86</td><td>%</td><td></td><td>6.86</td><td>%</td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr></table>
table
14.7
monetaryItemType
table: <entity> 14.7 </entity> <entity type> monetaryItemType </entity type> <context> Restricted cash and cash equivalents pledged as collateral | 25.2 | 14.7 </context>
us-gaap:RestrictedCashAndCashEquivalents
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(Dollars in millions)</td><td>As of December 31,</td></tr><tr><td></td><td>2024</td><td></td><td>2023</td></tr><tr><td>Term ABS 2021-2</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>—</td><td></td><td></td><td>$</td><td>188.2</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>—</td><td></td><td></td><td>415.5</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>—</td><td></td><td></td><td>37.3</td><td></td></tr><tr><td>Interest rate</td><td>—</td><td>%</td><td></td><td>1.38</td><td>%</td></tr><tr><td>Term ABS 2021-3</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>—</td><td></td><td></td><td>$</td><td>265.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>—</td><td></td><td></td><td>396.3</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>—</td><td></td><td></td><td>33.8</td><td></td></tr><tr><td>Interest rate</td><td>—</td><td>%</td><td></td><td>1.24</td><td>%</td></tr><tr><td>Term ABS 2021-4</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>63.6</td><td></td><td></td><td>$</td><td>221.6</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>167.0</td><td></td><td></td><td>255.2</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>16.4</td><td></td><td></td><td>21.0</td><td></td></tr><tr><td>Interest rate</td><td>1.89</td><td>%</td><td></td><td>1.46</td><td>%</td></tr><tr><td>Term ABS 2022-1</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>236.6</td><td></td><td></td><td>$</td><td>350.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>310.0</td><td></td><td></td><td>378.2</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>24.9</td><td></td><td></td><td>27.4</td><td></td></tr><tr><td>Interest rate</td><td>5.24</td><td>%</td><td></td><td>5.03</td><td>%</td></tr><tr><td>Term ABS 2022-2</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>300.0</td><td></td><td></td><td>$</td><td>200.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>406.0</td><td></td><td></td><td>212.1</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>25.2</td><td></td><td></td><td>14.7</td><td></td></tr><tr><td>Interest rate</td><td>7.29</td><td>%</td><td></td><td>7.66</td><td>%</td></tr><tr><td>Term ABS 2022-3</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>347.6</td><td></td><td></td><td>$</td><td>389.9</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>395.2</td><td></td><td></td><td>418.9</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>29.1</td><td></td><td></td><td>28.9</td><td></td></tr><tr><td>Interest rate</td><td>7.82</td><td>%</td><td></td><td>7.68</td><td>%</td></tr><tr><td>Term ABS 2023-1</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>400.0</td><td></td><td></td><td>$</td><td>400.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>453.0</td><td></td><td></td><td>611.6</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>33.1</td><td></td><td></td><td>38.5</td><td></td></tr><tr><td>Interest rate</td><td>6.92</td><td>%</td><td></td><td>6.92</td><td>%</td></tr><tr><td>Term ABS 2023-2</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>400.0</td><td></td><td></td><td>$</td><td>400.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>533.3</td><td></td><td></td><td>701.7</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>36.8</td><td></td><td></td><td>42.0</td><td></td></tr><tr><td>Interest rate</td><td>6.39</td><td>%</td><td></td><td>6.39</td><td>%</td></tr><tr><td>Term ABS 2023-3</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>400.0</td><td></td><td></td><td>$</td><td>400.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>524.9</td><td></td><td></td><td>643.8</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>36.5</td><td></td><td></td><td>40.3</td><td></td></tr><tr><td>Interest rate</td><td>6.86</td><td>%</td><td></td><td>6.86</td><td>%</td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr></table>
table
7.29
percentItemType
table: <entity> 7.29 </entity> <entity type> percentItemType </entity type> <context> Interest rate | 7.29 | % | 7.66 | % </context>
us-gaap:DebtInstrumentInterestRateEffectivePercentage
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(Dollars in millions)</td><td>As of December 31,</td></tr><tr><td></td><td>2024</td><td></td><td>2023</td></tr><tr><td>Term ABS 2021-2</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>—</td><td></td><td></td><td>$</td><td>188.2</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>—</td><td></td><td></td><td>415.5</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>—</td><td></td><td></td><td>37.3</td><td></td></tr><tr><td>Interest rate</td><td>—</td><td>%</td><td></td><td>1.38</td><td>%</td></tr><tr><td>Term ABS 2021-3</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>—</td><td></td><td></td><td>$</td><td>265.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>—</td><td></td><td></td><td>396.3</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>—</td><td></td><td></td><td>33.8</td><td></td></tr><tr><td>Interest rate</td><td>—</td><td>%</td><td></td><td>1.24</td><td>%</td></tr><tr><td>Term ABS 2021-4</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>63.6</td><td></td><td></td><td>$</td><td>221.6</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>167.0</td><td></td><td></td><td>255.2</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>16.4</td><td></td><td></td><td>21.0</td><td></td></tr><tr><td>Interest rate</td><td>1.89</td><td>%</td><td></td><td>1.46</td><td>%</td></tr><tr><td>Term ABS 2022-1</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>236.6</td><td></td><td></td><td>$</td><td>350.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>310.0</td><td></td><td></td><td>378.2</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>24.9</td><td></td><td></td><td>27.4</td><td></td></tr><tr><td>Interest rate</td><td>5.24</td><td>%</td><td></td><td>5.03</td><td>%</td></tr><tr><td>Term ABS 2022-2</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>300.0</td><td></td><td></td><td>$</td><td>200.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>406.0</td><td></td><td></td><td>212.1</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>25.2</td><td></td><td></td><td>14.7</td><td></td></tr><tr><td>Interest rate</td><td>7.29</td><td>%</td><td></td><td>7.66</td><td>%</td></tr><tr><td>Term ABS 2022-3</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>347.6</td><td></td><td></td><td>$</td><td>389.9</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>395.2</td><td></td><td></td><td>418.9</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>29.1</td><td></td><td></td><td>28.9</td><td></td></tr><tr><td>Interest rate</td><td>7.82</td><td>%</td><td></td><td>7.68</td><td>%</td></tr><tr><td>Term ABS 2023-1</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>400.0</td><td></td><td></td><td>$</td><td>400.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>453.0</td><td></td><td></td><td>611.6</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>33.1</td><td></td><td></td><td>38.5</td><td></td></tr><tr><td>Interest rate</td><td>6.92</td><td>%</td><td></td><td>6.92</td><td>%</td></tr><tr><td>Term ABS 2023-2</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>400.0</td><td></td><td></td><td>$</td><td>400.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>533.3</td><td></td><td></td><td>701.7</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>36.8</td><td></td><td></td><td>42.0</td><td></td></tr><tr><td>Interest rate</td><td>6.39</td><td>%</td><td></td><td>6.39</td><td>%</td></tr><tr><td>Term ABS 2023-3</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>400.0</td><td></td><td></td><td>$</td><td>400.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>524.9</td><td></td><td></td><td>643.8</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>36.5</td><td></td><td></td><td>40.3</td><td></td></tr><tr><td>Interest rate</td><td>6.86</td><td>%</td><td></td><td>6.86</td><td>%</td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr></table>
table
7.66
percentItemType
table: <entity> 7.66 </entity> <entity type> percentItemType </entity type> <context> Interest rate | 7.29 | % | 7.66 | % </context>
us-gaap:DebtInstrumentInterestRateEffectivePercentage
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(Dollars in millions)</td><td>As of December 31,</td></tr><tr><td></td><td>2024</td><td></td><td>2023</td></tr><tr><td>Term ABS 2021-2</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>—</td><td></td><td></td><td>$</td><td>188.2</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>—</td><td></td><td></td><td>415.5</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>—</td><td></td><td></td><td>37.3</td><td></td></tr><tr><td>Interest rate</td><td>—</td><td>%</td><td></td><td>1.38</td><td>%</td></tr><tr><td>Term ABS 2021-3</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>—</td><td></td><td></td><td>$</td><td>265.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>—</td><td></td><td></td><td>396.3</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>—</td><td></td><td></td><td>33.8</td><td></td></tr><tr><td>Interest rate</td><td>—</td><td>%</td><td></td><td>1.24</td><td>%</td></tr><tr><td>Term ABS 2021-4</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>63.6</td><td></td><td></td><td>$</td><td>221.6</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>167.0</td><td></td><td></td><td>255.2</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>16.4</td><td></td><td></td><td>21.0</td><td></td></tr><tr><td>Interest rate</td><td>1.89</td><td>%</td><td></td><td>1.46</td><td>%</td></tr><tr><td>Term ABS 2022-1</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>236.6</td><td></td><td></td><td>$</td><td>350.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>310.0</td><td></td><td></td><td>378.2</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>24.9</td><td></td><td></td><td>27.4</td><td></td></tr><tr><td>Interest rate</td><td>5.24</td><td>%</td><td></td><td>5.03</td><td>%</td></tr><tr><td>Term ABS 2022-2</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>300.0</td><td></td><td></td><td>$</td><td>200.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>406.0</td><td></td><td></td><td>212.1</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>25.2</td><td></td><td></td><td>14.7</td><td></td></tr><tr><td>Interest rate</td><td>7.29</td><td>%</td><td></td><td>7.66</td><td>%</td></tr><tr><td>Term ABS 2022-3</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>347.6</td><td></td><td></td><td>$</td><td>389.9</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>395.2</td><td></td><td></td><td>418.9</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>29.1</td><td></td><td></td><td>28.9</td><td></td></tr><tr><td>Interest rate</td><td>7.82</td><td>%</td><td></td><td>7.68</td><td>%</td></tr><tr><td>Term ABS 2023-1</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>400.0</td><td></td><td></td><td>$</td><td>400.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>453.0</td><td></td><td></td><td>611.6</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>33.1</td><td></td><td></td><td>38.5</td><td></td></tr><tr><td>Interest rate</td><td>6.92</td><td>%</td><td></td><td>6.92</td><td>%</td></tr><tr><td>Term ABS 2023-2</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>400.0</td><td></td><td></td><td>$</td><td>400.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>533.3</td><td></td><td></td><td>701.7</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>36.8</td><td></td><td></td><td>42.0</td><td></td></tr><tr><td>Interest rate</td><td>6.39</td><td>%</td><td></td><td>6.39</td><td>%</td></tr><tr><td>Term ABS 2023-3</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>400.0</td><td></td><td></td><td>$</td><td>400.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>524.9</td><td></td><td></td><td>643.8</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>36.5</td><td></td><td></td><td>40.3</td><td></td></tr><tr><td>Interest rate</td><td>6.86</td><td>%</td><td></td><td>6.86</td><td>%</td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr></table>
table
347.6
monetaryItemType
table: <entity> 347.6 </entity> <entity type> monetaryItemType </entity type> <context> Principal balance outstanding | $ | 347.6 | $ | 389.9 </context>
us-gaap:SecuredDebt
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(Dollars in millions)</td><td>As of December 31,</td></tr><tr><td></td><td>2024</td><td></td><td>2023</td></tr><tr><td>Term ABS 2021-2</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>—</td><td></td><td></td><td>$</td><td>188.2</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>—</td><td></td><td></td><td>415.5</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>—</td><td></td><td></td><td>37.3</td><td></td></tr><tr><td>Interest rate</td><td>—</td><td>%</td><td></td><td>1.38</td><td>%</td></tr><tr><td>Term ABS 2021-3</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>—</td><td></td><td></td><td>$</td><td>265.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>—</td><td></td><td></td><td>396.3</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>—</td><td></td><td></td><td>33.8</td><td></td></tr><tr><td>Interest rate</td><td>—</td><td>%</td><td></td><td>1.24</td><td>%</td></tr><tr><td>Term ABS 2021-4</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>63.6</td><td></td><td></td><td>$</td><td>221.6</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>167.0</td><td></td><td></td><td>255.2</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>16.4</td><td></td><td></td><td>21.0</td><td></td></tr><tr><td>Interest rate</td><td>1.89</td><td>%</td><td></td><td>1.46</td><td>%</td></tr><tr><td>Term ABS 2022-1</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>236.6</td><td></td><td></td><td>$</td><td>350.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>310.0</td><td></td><td></td><td>378.2</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>24.9</td><td></td><td></td><td>27.4</td><td></td></tr><tr><td>Interest rate</td><td>5.24</td><td>%</td><td></td><td>5.03</td><td>%</td></tr><tr><td>Term ABS 2022-2</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>300.0</td><td></td><td></td><td>$</td><td>200.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>406.0</td><td></td><td></td><td>212.1</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>25.2</td><td></td><td></td><td>14.7</td><td></td></tr><tr><td>Interest rate</td><td>7.29</td><td>%</td><td></td><td>7.66</td><td>%</td></tr><tr><td>Term ABS 2022-3</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>347.6</td><td></td><td></td><td>$</td><td>389.9</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>395.2</td><td></td><td></td><td>418.9</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>29.1</td><td></td><td></td><td>28.9</td><td></td></tr><tr><td>Interest rate</td><td>7.82</td><td>%</td><td></td><td>7.68</td><td>%</td></tr><tr><td>Term ABS 2023-1</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>400.0</td><td></td><td></td><td>$</td><td>400.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>453.0</td><td></td><td></td><td>611.6</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>33.1</td><td></td><td></td><td>38.5</td><td></td></tr><tr><td>Interest rate</td><td>6.92</td><td>%</td><td></td><td>6.92</td><td>%</td></tr><tr><td>Term ABS 2023-2</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>400.0</td><td></td><td></td><td>$</td><td>400.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>533.3</td><td></td><td></td><td>701.7</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>36.8</td><td></td><td></td><td>42.0</td><td></td></tr><tr><td>Interest rate</td><td>6.39</td><td>%</td><td></td><td>6.39</td><td>%</td></tr><tr><td>Term ABS 2023-3</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>400.0</td><td></td><td></td><td>$</td><td>400.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>524.9</td><td></td><td></td><td>643.8</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>36.5</td><td></td><td></td><td>40.3</td><td></td></tr><tr><td>Interest rate</td><td>6.86</td><td>%</td><td></td><td>6.86</td><td>%</td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr></table>
table
389.9
monetaryItemType
table: <entity> 389.9 </entity> <entity type> monetaryItemType </entity type> <context> Principal balance outstanding | $ | 347.6 | $ | 389.9 </context>
us-gaap:SecuredDebt
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(Dollars in millions)</td><td>As of December 31,</td></tr><tr><td></td><td>2024</td><td></td><td>2023</td></tr><tr><td>Term ABS 2021-2</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>—</td><td></td><td></td><td>$</td><td>188.2</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>—</td><td></td><td></td><td>415.5</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>—</td><td></td><td></td><td>37.3</td><td></td></tr><tr><td>Interest rate</td><td>—</td><td>%</td><td></td><td>1.38</td><td>%</td></tr><tr><td>Term ABS 2021-3</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>—</td><td></td><td></td><td>$</td><td>265.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>—</td><td></td><td></td><td>396.3</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>—</td><td></td><td></td><td>33.8</td><td></td></tr><tr><td>Interest rate</td><td>—</td><td>%</td><td></td><td>1.24</td><td>%</td></tr><tr><td>Term ABS 2021-4</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>63.6</td><td></td><td></td><td>$</td><td>221.6</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>167.0</td><td></td><td></td><td>255.2</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>16.4</td><td></td><td></td><td>21.0</td><td></td></tr><tr><td>Interest rate</td><td>1.89</td><td>%</td><td></td><td>1.46</td><td>%</td></tr><tr><td>Term ABS 2022-1</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>236.6</td><td></td><td></td><td>$</td><td>350.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>310.0</td><td></td><td></td><td>378.2</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>24.9</td><td></td><td></td><td>27.4</td><td></td></tr><tr><td>Interest rate</td><td>5.24</td><td>%</td><td></td><td>5.03</td><td>%</td></tr><tr><td>Term ABS 2022-2</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>300.0</td><td></td><td></td><td>$</td><td>200.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>406.0</td><td></td><td></td><td>212.1</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>25.2</td><td></td><td></td><td>14.7</td><td></td></tr><tr><td>Interest rate</td><td>7.29</td><td>%</td><td></td><td>7.66</td><td>%</td></tr><tr><td>Term ABS 2022-3</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>347.6</td><td></td><td></td><td>$</td><td>389.9</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>395.2</td><td></td><td></td><td>418.9</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>29.1</td><td></td><td></td><td>28.9</td><td></td></tr><tr><td>Interest rate</td><td>7.82</td><td>%</td><td></td><td>7.68</td><td>%</td></tr><tr><td>Term ABS 2023-1</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>400.0</td><td></td><td></td><td>$</td><td>400.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>453.0</td><td></td><td></td><td>611.6</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>33.1</td><td></td><td></td><td>38.5</td><td></td></tr><tr><td>Interest rate</td><td>6.92</td><td>%</td><td></td><td>6.92</td><td>%</td></tr><tr><td>Term ABS 2023-2</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>400.0</td><td></td><td></td><td>$</td><td>400.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>533.3</td><td></td><td></td><td>701.7</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>36.8</td><td></td><td></td><td>42.0</td><td></td></tr><tr><td>Interest rate</td><td>6.39</td><td>%</td><td></td><td>6.39</td><td>%</td></tr><tr><td>Term ABS 2023-3</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>400.0</td><td></td><td></td><td>$</td><td>400.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>524.9</td><td></td><td></td><td>643.8</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>36.5</td><td></td><td></td><td>40.3</td><td></td></tr><tr><td>Interest rate</td><td>6.86</td><td>%</td><td></td><td>6.86</td><td>%</td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr></table>
table
395.2
monetaryItemType
table: <entity> 395.2 </entity> <entity type> monetaryItemType </entity type> <context> Loans pledged as collateral | 395.2 | 418.9 </context>
us-gaap:DebtInstrumentCollateralAmount
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(Dollars in millions)</td><td>As of December 31,</td></tr><tr><td></td><td>2024</td><td></td><td>2023</td></tr><tr><td>Term ABS 2021-2</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>—</td><td></td><td></td><td>$</td><td>188.2</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>—</td><td></td><td></td><td>415.5</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>—</td><td></td><td></td><td>37.3</td><td></td></tr><tr><td>Interest rate</td><td>—</td><td>%</td><td></td><td>1.38</td><td>%</td></tr><tr><td>Term ABS 2021-3</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>—</td><td></td><td></td><td>$</td><td>265.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>—</td><td></td><td></td><td>396.3</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>—</td><td></td><td></td><td>33.8</td><td></td></tr><tr><td>Interest rate</td><td>—</td><td>%</td><td></td><td>1.24</td><td>%</td></tr><tr><td>Term ABS 2021-4</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>63.6</td><td></td><td></td><td>$</td><td>221.6</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>167.0</td><td></td><td></td><td>255.2</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>16.4</td><td></td><td></td><td>21.0</td><td></td></tr><tr><td>Interest rate</td><td>1.89</td><td>%</td><td></td><td>1.46</td><td>%</td></tr><tr><td>Term ABS 2022-1</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>236.6</td><td></td><td></td><td>$</td><td>350.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>310.0</td><td></td><td></td><td>378.2</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>24.9</td><td></td><td></td><td>27.4</td><td></td></tr><tr><td>Interest rate</td><td>5.24</td><td>%</td><td></td><td>5.03</td><td>%</td></tr><tr><td>Term ABS 2022-2</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>300.0</td><td></td><td></td><td>$</td><td>200.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>406.0</td><td></td><td></td><td>212.1</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>25.2</td><td></td><td></td><td>14.7</td><td></td></tr><tr><td>Interest rate</td><td>7.29</td><td>%</td><td></td><td>7.66</td><td>%</td></tr><tr><td>Term ABS 2022-3</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>347.6</td><td></td><td></td><td>$</td><td>389.9</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>395.2</td><td></td><td></td><td>418.9</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>29.1</td><td></td><td></td><td>28.9</td><td></td></tr><tr><td>Interest rate</td><td>7.82</td><td>%</td><td></td><td>7.68</td><td>%</td></tr><tr><td>Term ABS 2023-1</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>400.0</td><td></td><td></td><td>$</td><td>400.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>453.0</td><td></td><td></td><td>611.6</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>33.1</td><td></td><td></td><td>38.5</td><td></td></tr><tr><td>Interest rate</td><td>6.92</td><td>%</td><td></td><td>6.92</td><td>%</td></tr><tr><td>Term ABS 2023-2</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>400.0</td><td></td><td></td><td>$</td><td>400.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>533.3</td><td></td><td></td><td>701.7</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>36.8</td><td></td><td></td><td>42.0</td><td></td></tr><tr><td>Interest rate</td><td>6.39</td><td>%</td><td></td><td>6.39</td><td>%</td></tr><tr><td>Term ABS 2023-3</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>400.0</td><td></td><td></td><td>$</td><td>400.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>524.9</td><td></td><td></td><td>643.8</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>36.5</td><td></td><td></td><td>40.3</td><td></td></tr><tr><td>Interest rate</td><td>6.86</td><td>%</td><td></td><td>6.86</td><td>%</td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr></table>
table
418.9
monetaryItemType
table: <entity> 418.9 </entity> <entity type> monetaryItemType </entity type> <context> Loans pledged as collateral | 395.2 | 418.9 </context>
us-gaap:DebtInstrumentCollateralAmount
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(Dollars in millions)</td><td>As of December 31,</td></tr><tr><td></td><td>2024</td><td></td><td>2023</td></tr><tr><td>Term ABS 2021-2</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>—</td><td></td><td></td><td>$</td><td>188.2</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>—</td><td></td><td></td><td>415.5</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>—</td><td></td><td></td><td>37.3</td><td></td></tr><tr><td>Interest rate</td><td>—</td><td>%</td><td></td><td>1.38</td><td>%</td></tr><tr><td>Term ABS 2021-3</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>—</td><td></td><td></td><td>$</td><td>265.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>—</td><td></td><td></td><td>396.3</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>—</td><td></td><td></td><td>33.8</td><td></td></tr><tr><td>Interest rate</td><td>—</td><td>%</td><td></td><td>1.24</td><td>%</td></tr><tr><td>Term ABS 2021-4</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>63.6</td><td></td><td></td><td>$</td><td>221.6</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>167.0</td><td></td><td></td><td>255.2</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>16.4</td><td></td><td></td><td>21.0</td><td></td></tr><tr><td>Interest rate</td><td>1.89</td><td>%</td><td></td><td>1.46</td><td>%</td></tr><tr><td>Term ABS 2022-1</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>236.6</td><td></td><td></td><td>$</td><td>350.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>310.0</td><td></td><td></td><td>378.2</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>24.9</td><td></td><td></td><td>27.4</td><td></td></tr><tr><td>Interest rate</td><td>5.24</td><td>%</td><td></td><td>5.03</td><td>%</td></tr><tr><td>Term ABS 2022-2</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>300.0</td><td></td><td></td><td>$</td><td>200.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>406.0</td><td></td><td></td><td>212.1</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>25.2</td><td></td><td></td><td>14.7</td><td></td></tr><tr><td>Interest rate</td><td>7.29</td><td>%</td><td></td><td>7.66</td><td>%</td></tr><tr><td>Term ABS 2022-3</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>347.6</td><td></td><td></td><td>$</td><td>389.9</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>395.2</td><td></td><td></td><td>418.9</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>29.1</td><td></td><td></td><td>28.9</td><td></td></tr><tr><td>Interest rate</td><td>7.82</td><td>%</td><td></td><td>7.68</td><td>%</td></tr><tr><td>Term ABS 2023-1</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>400.0</td><td></td><td></td><td>$</td><td>400.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>453.0</td><td></td><td></td><td>611.6</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>33.1</td><td></td><td></td><td>38.5</td><td></td></tr><tr><td>Interest rate</td><td>6.92</td><td>%</td><td></td><td>6.92</td><td>%</td></tr><tr><td>Term ABS 2023-2</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>400.0</td><td></td><td></td><td>$</td><td>400.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>533.3</td><td></td><td></td><td>701.7</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>36.8</td><td></td><td></td><td>42.0</td><td></td></tr><tr><td>Interest rate</td><td>6.39</td><td>%</td><td></td><td>6.39</td><td>%</td></tr><tr><td>Term ABS 2023-3</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>400.0</td><td></td><td></td><td>$</td><td>400.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>524.9</td><td></td><td></td><td>643.8</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>36.5</td><td></td><td></td><td>40.3</td><td></td></tr><tr><td>Interest rate</td><td>6.86</td><td>%</td><td></td><td>6.86</td><td>%</td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr></table>
table
29.1
monetaryItemType
table: <entity> 29.1 </entity> <entity type> monetaryItemType </entity type> <context> Restricted cash and cash equivalents pledged as collateral | 29.1 | 28.9 </context>
us-gaap:RestrictedCashAndCashEquivalents
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(Dollars in millions)</td><td>As of December 31,</td></tr><tr><td></td><td>2024</td><td></td><td>2023</td></tr><tr><td>Term ABS 2021-2</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>—</td><td></td><td></td><td>$</td><td>188.2</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>—</td><td></td><td></td><td>415.5</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>—</td><td></td><td></td><td>37.3</td><td></td></tr><tr><td>Interest rate</td><td>—</td><td>%</td><td></td><td>1.38</td><td>%</td></tr><tr><td>Term ABS 2021-3</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>—</td><td></td><td></td><td>$</td><td>265.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>—</td><td></td><td></td><td>396.3</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>—</td><td></td><td></td><td>33.8</td><td></td></tr><tr><td>Interest rate</td><td>—</td><td>%</td><td></td><td>1.24</td><td>%</td></tr><tr><td>Term ABS 2021-4</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>63.6</td><td></td><td></td><td>$</td><td>221.6</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>167.0</td><td></td><td></td><td>255.2</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>16.4</td><td></td><td></td><td>21.0</td><td></td></tr><tr><td>Interest rate</td><td>1.89</td><td>%</td><td></td><td>1.46</td><td>%</td></tr><tr><td>Term ABS 2022-1</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>236.6</td><td></td><td></td><td>$</td><td>350.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>310.0</td><td></td><td></td><td>378.2</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>24.9</td><td></td><td></td><td>27.4</td><td></td></tr><tr><td>Interest rate</td><td>5.24</td><td>%</td><td></td><td>5.03</td><td>%</td></tr><tr><td>Term ABS 2022-2</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>300.0</td><td></td><td></td><td>$</td><td>200.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>406.0</td><td></td><td></td><td>212.1</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>25.2</td><td></td><td></td><td>14.7</td><td></td></tr><tr><td>Interest rate</td><td>7.29</td><td>%</td><td></td><td>7.66</td><td>%</td></tr><tr><td>Term ABS 2022-3</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>347.6</td><td></td><td></td><td>$</td><td>389.9</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>395.2</td><td></td><td></td><td>418.9</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>29.1</td><td></td><td></td><td>28.9</td><td></td></tr><tr><td>Interest rate</td><td>7.82</td><td>%</td><td></td><td>7.68</td><td>%</td></tr><tr><td>Term ABS 2023-1</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>400.0</td><td></td><td></td><td>$</td><td>400.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>453.0</td><td></td><td></td><td>611.6</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>33.1</td><td></td><td></td><td>38.5</td><td></td></tr><tr><td>Interest rate</td><td>6.92</td><td>%</td><td></td><td>6.92</td><td>%</td></tr><tr><td>Term ABS 2023-2</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>400.0</td><td></td><td></td><td>$</td><td>400.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>533.3</td><td></td><td></td><td>701.7</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>36.8</td><td></td><td></td><td>42.0</td><td></td></tr><tr><td>Interest rate</td><td>6.39</td><td>%</td><td></td><td>6.39</td><td>%</td></tr><tr><td>Term ABS 2023-3</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>400.0</td><td></td><td></td><td>$</td><td>400.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>524.9</td><td></td><td></td><td>643.8</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>36.5</td><td></td><td></td><td>40.3</td><td></td></tr><tr><td>Interest rate</td><td>6.86</td><td>%</td><td></td><td>6.86</td><td>%</td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr></table>
table
28.9
monetaryItemType
table: <entity> 28.9 </entity> <entity type> monetaryItemType </entity type> <context> Restricted cash and cash equivalents pledged as collateral | 29.1 | 28.9 </context>
us-gaap:RestrictedCashAndCashEquivalents
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(Dollars in millions)</td><td>As of December 31,</td></tr><tr><td></td><td>2024</td><td></td><td>2023</td></tr><tr><td>Term ABS 2021-2</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>—</td><td></td><td></td><td>$</td><td>188.2</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>—</td><td></td><td></td><td>415.5</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>—</td><td></td><td></td><td>37.3</td><td></td></tr><tr><td>Interest rate</td><td>—</td><td>%</td><td></td><td>1.38</td><td>%</td></tr><tr><td>Term ABS 2021-3</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>—</td><td></td><td></td><td>$</td><td>265.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>—</td><td></td><td></td><td>396.3</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>—</td><td></td><td></td><td>33.8</td><td></td></tr><tr><td>Interest rate</td><td>—</td><td>%</td><td></td><td>1.24</td><td>%</td></tr><tr><td>Term ABS 2021-4</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>63.6</td><td></td><td></td><td>$</td><td>221.6</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>167.0</td><td></td><td></td><td>255.2</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>16.4</td><td></td><td></td><td>21.0</td><td></td></tr><tr><td>Interest rate</td><td>1.89</td><td>%</td><td></td><td>1.46</td><td>%</td></tr><tr><td>Term ABS 2022-1</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>236.6</td><td></td><td></td><td>$</td><td>350.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>310.0</td><td></td><td></td><td>378.2</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>24.9</td><td></td><td></td><td>27.4</td><td></td></tr><tr><td>Interest rate</td><td>5.24</td><td>%</td><td></td><td>5.03</td><td>%</td></tr><tr><td>Term ABS 2022-2</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>300.0</td><td></td><td></td><td>$</td><td>200.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>406.0</td><td></td><td></td><td>212.1</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>25.2</td><td></td><td></td><td>14.7</td><td></td></tr><tr><td>Interest rate</td><td>7.29</td><td>%</td><td></td><td>7.66</td><td>%</td></tr><tr><td>Term ABS 2022-3</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>347.6</td><td></td><td></td><td>$</td><td>389.9</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>395.2</td><td></td><td></td><td>418.9</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>29.1</td><td></td><td></td><td>28.9</td><td></td></tr><tr><td>Interest rate</td><td>7.82</td><td>%</td><td></td><td>7.68</td><td>%</td></tr><tr><td>Term ABS 2023-1</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>400.0</td><td></td><td></td><td>$</td><td>400.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>453.0</td><td></td><td></td><td>611.6</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>33.1</td><td></td><td></td><td>38.5</td><td></td></tr><tr><td>Interest rate</td><td>6.92</td><td>%</td><td></td><td>6.92</td><td>%</td></tr><tr><td>Term ABS 2023-2</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>400.0</td><td></td><td></td><td>$</td><td>400.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>533.3</td><td></td><td></td><td>701.7</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>36.8</td><td></td><td></td><td>42.0</td><td></td></tr><tr><td>Interest rate</td><td>6.39</td><td>%</td><td></td><td>6.39</td><td>%</td></tr><tr><td>Term ABS 2023-3</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>400.0</td><td></td><td></td><td>$</td><td>400.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>524.9</td><td></td><td></td><td>643.8</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>36.5</td><td></td><td></td><td>40.3</td><td></td></tr><tr><td>Interest rate</td><td>6.86</td><td>%</td><td></td><td>6.86</td><td>%</td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr></table>
table
7.82
percentItemType
table: <entity> 7.82 </entity> <entity type> percentItemType </entity type> <context> Interest rate | 7.82 | % | 7.68 | % </context>
us-gaap:DebtInstrumentInterestRateEffectivePercentage
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(Dollars in millions)</td><td>As of December 31,</td></tr><tr><td></td><td>2024</td><td></td><td>2023</td></tr><tr><td>Term ABS 2021-2</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>—</td><td></td><td></td><td>$</td><td>188.2</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>—</td><td></td><td></td><td>415.5</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>—</td><td></td><td></td><td>37.3</td><td></td></tr><tr><td>Interest rate</td><td>—</td><td>%</td><td></td><td>1.38</td><td>%</td></tr><tr><td>Term ABS 2021-3</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>—</td><td></td><td></td><td>$</td><td>265.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>—</td><td></td><td></td><td>396.3</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>—</td><td></td><td></td><td>33.8</td><td></td></tr><tr><td>Interest rate</td><td>—</td><td>%</td><td></td><td>1.24</td><td>%</td></tr><tr><td>Term ABS 2021-4</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>63.6</td><td></td><td></td><td>$</td><td>221.6</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>167.0</td><td></td><td></td><td>255.2</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>16.4</td><td></td><td></td><td>21.0</td><td></td></tr><tr><td>Interest rate</td><td>1.89</td><td>%</td><td></td><td>1.46</td><td>%</td></tr><tr><td>Term ABS 2022-1</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>236.6</td><td></td><td></td><td>$</td><td>350.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>310.0</td><td></td><td></td><td>378.2</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>24.9</td><td></td><td></td><td>27.4</td><td></td></tr><tr><td>Interest rate</td><td>5.24</td><td>%</td><td></td><td>5.03</td><td>%</td></tr><tr><td>Term ABS 2022-2</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>300.0</td><td></td><td></td><td>$</td><td>200.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>406.0</td><td></td><td></td><td>212.1</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>25.2</td><td></td><td></td><td>14.7</td><td></td></tr><tr><td>Interest rate</td><td>7.29</td><td>%</td><td></td><td>7.66</td><td>%</td></tr><tr><td>Term ABS 2022-3</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>347.6</td><td></td><td></td><td>$</td><td>389.9</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>395.2</td><td></td><td></td><td>418.9</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>29.1</td><td></td><td></td><td>28.9</td><td></td></tr><tr><td>Interest rate</td><td>7.82</td><td>%</td><td></td><td>7.68</td><td>%</td></tr><tr><td>Term ABS 2023-1</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>400.0</td><td></td><td></td><td>$</td><td>400.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>453.0</td><td></td><td></td><td>611.6</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>33.1</td><td></td><td></td><td>38.5</td><td></td></tr><tr><td>Interest rate</td><td>6.92</td><td>%</td><td></td><td>6.92</td><td>%</td></tr><tr><td>Term ABS 2023-2</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>400.0</td><td></td><td></td><td>$</td><td>400.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>533.3</td><td></td><td></td><td>701.7</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>36.8</td><td></td><td></td><td>42.0</td><td></td></tr><tr><td>Interest rate</td><td>6.39</td><td>%</td><td></td><td>6.39</td><td>%</td></tr><tr><td>Term ABS 2023-3</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>400.0</td><td></td><td></td><td>$</td><td>400.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>524.9</td><td></td><td></td><td>643.8</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>36.5</td><td></td><td></td><td>40.3</td><td></td></tr><tr><td>Interest rate</td><td>6.86</td><td>%</td><td></td><td>6.86</td><td>%</td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr></table>
table
7.68
percentItemType
table: <entity> 7.68 </entity> <entity type> percentItemType </entity type> <context> Interest rate | 7.82 | % | 7.68 | % </context>
us-gaap:DebtInstrumentInterestRateEffectivePercentage
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(Dollars in millions)</td><td>As of December 31,</td></tr><tr><td></td><td>2024</td><td></td><td>2023</td></tr><tr><td>Term ABS 2021-2</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>—</td><td></td><td></td><td>$</td><td>188.2</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>—</td><td></td><td></td><td>415.5</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>—</td><td></td><td></td><td>37.3</td><td></td></tr><tr><td>Interest rate</td><td>—</td><td>%</td><td></td><td>1.38</td><td>%</td></tr><tr><td>Term ABS 2021-3</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>—</td><td></td><td></td><td>$</td><td>265.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>—</td><td></td><td></td><td>396.3</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>—</td><td></td><td></td><td>33.8</td><td></td></tr><tr><td>Interest rate</td><td>—</td><td>%</td><td></td><td>1.24</td><td>%</td></tr><tr><td>Term ABS 2021-4</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>63.6</td><td></td><td></td><td>$</td><td>221.6</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>167.0</td><td></td><td></td><td>255.2</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>16.4</td><td></td><td></td><td>21.0</td><td></td></tr><tr><td>Interest rate</td><td>1.89</td><td>%</td><td></td><td>1.46</td><td>%</td></tr><tr><td>Term ABS 2022-1</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>236.6</td><td></td><td></td><td>$</td><td>350.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>310.0</td><td></td><td></td><td>378.2</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>24.9</td><td></td><td></td><td>27.4</td><td></td></tr><tr><td>Interest rate</td><td>5.24</td><td>%</td><td></td><td>5.03</td><td>%</td></tr><tr><td>Term ABS 2022-2</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>300.0</td><td></td><td></td><td>$</td><td>200.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>406.0</td><td></td><td></td><td>212.1</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>25.2</td><td></td><td></td><td>14.7</td><td></td></tr><tr><td>Interest rate</td><td>7.29</td><td>%</td><td></td><td>7.66</td><td>%</td></tr><tr><td>Term ABS 2022-3</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>347.6</td><td></td><td></td><td>$</td><td>389.9</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>395.2</td><td></td><td></td><td>418.9</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>29.1</td><td></td><td></td><td>28.9</td><td></td></tr><tr><td>Interest rate</td><td>7.82</td><td>%</td><td></td><td>7.68</td><td>%</td></tr><tr><td>Term ABS 2023-1</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>400.0</td><td></td><td></td><td>$</td><td>400.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>453.0</td><td></td><td></td><td>611.6</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>33.1</td><td></td><td></td><td>38.5</td><td></td></tr><tr><td>Interest rate</td><td>6.92</td><td>%</td><td></td><td>6.92</td><td>%</td></tr><tr><td>Term ABS 2023-2</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>400.0</td><td></td><td></td><td>$</td><td>400.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>533.3</td><td></td><td></td><td>701.7</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>36.8</td><td></td><td></td><td>42.0</td><td></td></tr><tr><td>Interest rate</td><td>6.39</td><td>%</td><td></td><td>6.39</td><td>%</td></tr><tr><td>Term ABS 2023-3</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>400.0</td><td></td><td></td><td>$</td><td>400.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>524.9</td><td></td><td></td><td>643.8</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>36.5</td><td></td><td></td><td>40.3</td><td></td></tr><tr><td>Interest rate</td><td>6.86</td><td>%</td><td></td><td>6.86</td><td>%</td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr></table>
table
400.0
monetaryItemType
table: <entity> 400.0 </entity> <entity type> monetaryItemType </entity type> <context> Principal balance outstanding | $ | 400.0 | $ | 400.0 </context>
us-gaap:SecuredDebt
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(Dollars in millions)</td><td>As of December 31,</td></tr><tr><td></td><td>2024</td><td></td><td>2023</td></tr><tr><td>Term ABS 2021-2</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>—</td><td></td><td></td><td>$</td><td>188.2</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>—</td><td></td><td></td><td>415.5</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>—</td><td></td><td></td><td>37.3</td><td></td></tr><tr><td>Interest rate</td><td>—</td><td>%</td><td></td><td>1.38</td><td>%</td></tr><tr><td>Term ABS 2021-3</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>—</td><td></td><td></td><td>$</td><td>265.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>—</td><td></td><td></td><td>396.3</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>—</td><td></td><td></td><td>33.8</td><td></td></tr><tr><td>Interest rate</td><td>—</td><td>%</td><td></td><td>1.24</td><td>%</td></tr><tr><td>Term ABS 2021-4</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>63.6</td><td></td><td></td><td>$</td><td>221.6</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>167.0</td><td></td><td></td><td>255.2</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>16.4</td><td></td><td></td><td>21.0</td><td></td></tr><tr><td>Interest rate</td><td>1.89</td><td>%</td><td></td><td>1.46</td><td>%</td></tr><tr><td>Term ABS 2022-1</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>236.6</td><td></td><td></td><td>$</td><td>350.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>310.0</td><td></td><td></td><td>378.2</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>24.9</td><td></td><td></td><td>27.4</td><td></td></tr><tr><td>Interest rate</td><td>5.24</td><td>%</td><td></td><td>5.03</td><td>%</td></tr><tr><td>Term ABS 2022-2</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>300.0</td><td></td><td></td><td>$</td><td>200.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>406.0</td><td></td><td></td><td>212.1</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>25.2</td><td></td><td></td><td>14.7</td><td></td></tr><tr><td>Interest rate</td><td>7.29</td><td>%</td><td></td><td>7.66</td><td>%</td></tr><tr><td>Term ABS 2022-3</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>347.6</td><td></td><td></td><td>$</td><td>389.9</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>395.2</td><td></td><td></td><td>418.9</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>29.1</td><td></td><td></td><td>28.9</td><td></td></tr><tr><td>Interest rate</td><td>7.82</td><td>%</td><td></td><td>7.68</td><td>%</td></tr><tr><td>Term ABS 2023-1</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>400.0</td><td></td><td></td><td>$</td><td>400.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>453.0</td><td></td><td></td><td>611.6</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>33.1</td><td></td><td></td><td>38.5</td><td></td></tr><tr><td>Interest rate</td><td>6.92</td><td>%</td><td></td><td>6.92</td><td>%</td></tr><tr><td>Term ABS 2023-2</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>400.0</td><td></td><td></td><td>$</td><td>400.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>533.3</td><td></td><td></td><td>701.7</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>36.8</td><td></td><td></td><td>42.0</td><td></td></tr><tr><td>Interest rate</td><td>6.39</td><td>%</td><td></td><td>6.39</td><td>%</td></tr><tr><td>Term ABS 2023-3</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>400.0</td><td></td><td></td><td>$</td><td>400.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>524.9</td><td></td><td></td><td>643.8</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>36.5</td><td></td><td></td><td>40.3</td><td></td></tr><tr><td>Interest rate</td><td>6.86</td><td>%</td><td></td><td>6.86</td><td>%</td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr></table>
table
453.0
monetaryItemType
table: <entity> 453.0 </entity> <entity type> monetaryItemType </entity type> <context> Loans pledged as collateral | 453.0 | 611.6 </context>
us-gaap:DebtInstrumentCollateralAmount
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(Dollars in millions)</td><td>As of December 31,</td></tr><tr><td></td><td>2024</td><td></td><td>2023</td></tr><tr><td>Term ABS 2021-2</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>—</td><td></td><td></td><td>$</td><td>188.2</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>—</td><td></td><td></td><td>415.5</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>—</td><td></td><td></td><td>37.3</td><td></td></tr><tr><td>Interest rate</td><td>—</td><td>%</td><td></td><td>1.38</td><td>%</td></tr><tr><td>Term ABS 2021-3</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>—</td><td></td><td></td><td>$</td><td>265.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>—</td><td></td><td></td><td>396.3</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>—</td><td></td><td></td><td>33.8</td><td></td></tr><tr><td>Interest rate</td><td>—</td><td>%</td><td></td><td>1.24</td><td>%</td></tr><tr><td>Term ABS 2021-4</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>63.6</td><td></td><td></td><td>$</td><td>221.6</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>167.0</td><td></td><td></td><td>255.2</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>16.4</td><td></td><td></td><td>21.0</td><td></td></tr><tr><td>Interest rate</td><td>1.89</td><td>%</td><td></td><td>1.46</td><td>%</td></tr><tr><td>Term ABS 2022-1</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>236.6</td><td></td><td></td><td>$</td><td>350.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>310.0</td><td></td><td></td><td>378.2</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>24.9</td><td></td><td></td><td>27.4</td><td></td></tr><tr><td>Interest rate</td><td>5.24</td><td>%</td><td></td><td>5.03</td><td>%</td></tr><tr><td>Term ABS 2022-2</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>300.0</td><td></td><td></td><td>$</td><td>200.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>406.0</td><td></td><td></td><td>212.1</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>25.2</td><td></td><td></td><td>14.7</td><td></td></tr><tr><td>Interest rate</td><td>7.29</td><td>%</td><td></td><td>7.66</td><td>%</td></tr><tr><td>Term ABS 2022-3</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>347.6</td><td></td><td></td><td>$</td><td>389.9</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>395.2</td><td></td><td></td><td>418.9</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>29.1</td><td></td><td></td><td>28.9</td><td></td></tr><tr><td>Interest rate</td><td>7.82</td><td>%</td><td></td><td>7.68</td><td>%</td></tr><tr><td>Term ABS 2023-1</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>400.0</td><td></td><td></td><td>$</td><td>400.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>453.0</td><td></td><td></td><td>611.6</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>33.1</td><td></td><td></td><td>38.5</td><td></td></tr><tr><td>Interest rate</td><td>6.92</td><td>%</td><td></td><td>6.92</td><td>%</td></tr><tr><td>Term ABS 2023-2</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>400.0</td><td></td><td></td><td>$</td><td>400.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>533.3</td><td></td><td></td><td>701.7</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>36.8</td><td></td><td></td><td>42.0</td><td></td></tr><tr><td>Interest rate</td><td>6.39</td><td>%</td><td></td><td>6.39</td><td>%</td></tr><tr><td>Term ABS 2023-3</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>400.0</td><td></td><td></td><td>$</td><td>400.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>524.9</td><td></td><td></td><td>643.8</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>36.5</td><td></td><td></td><td>40.3</td><td></td></tr><tr><td>Interest rate</td><td>6.86</td><td>%</td><td></td><td>6.86</td><td>%</td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr></table>
table
611.6
monetaryItemType
table: <entity> 611.6 </entity> <entity type> monetaryItemType </entity type> <context> Loans pledged as collateral | 453.0 | 611.6 </context>
us-gaap:DebtInstrumentCollateralAmount
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(Dollars in millions)</td><td>As of December 31,</td></tr><tr><td></td><td>2024</td><td></td><td>2023</td></tr><tr><td>Term ABS 2021-2</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>—</td><td></td><td></td><td>$</td><td>188.2</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>—</td><td></td><td></td><td>415.5</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>—</td><td></td><td></td><td>37.3</td><td></td></tr><tr><td>Interest rate</td><td>—</td><td>%</td><td></td><td>1.38</td><td>%</td></tr><tr><td>Term ABS 2021-3</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>—</td><td></td><td></td><td>$</td><td>265.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>—</td><td></td><td></td><td>396.3</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>—</td><td></td><td></td><td>33.8</td><td></td></tr><tr><td>Interest rate</td><td>—</td><td>%</td><td></td><td>1.24</td><td>%</td></tr><tr><td>Term ABS 2021-4</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>63.6</td><td></td><td></td><td>$</td><td>221.6</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>167.0</td><td></td><td></td><td>255.2</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>16.4</td><td></td><td></td><td>21.0</td><td></td></tr><tr><td>Interest rate</td><td>1.89</td><td>%</td><td></td><td>1.46</td><td>%</td></tr><tr><td>Term ABS 2022-1</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>236.6</td><td></td><td></td><td>$</td><td>350.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>310.0</td><td></td><td></td><td>378.2</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>24.9</td><td></td><td></td><td>27.4</td><td></td></tr><tr><td>Interest rate</td><td>5.24</td><td>%</td><td></td><td>5.03</td><td>%</td></tr><tr><td>Term ABS 2022-2</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>300.0</td><td></td><td></td><td>$</td><td>200.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>406.0</td><td></td><td></td><td>212.1</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>25.2</td><td></td><td></td><td>14.7</td><td></td></tr><tr><td>Interest rate</td><td>7.29</td><td>%</td><td></td><td>7.66</td><td>%</td></tr><tr><td>Term ABS 2022-3</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>347.6</td><td></td><td></td><td>$</td><td>389.9</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>395.2</td><td></td><td></td><td>418.9</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>29.1</td><td></td><td></td><td>28.9</td><td></td></tr><tr><td>Interest rate</td><td>7.82</td><td>%</td><td></td><td>7.68</td><td>%</td></tr><tr><td>Term ABS 2023-1</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>400.0</td><td></td><td></td><td>$</td><td>400.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>453.0</td><td></td><td></td><td>611.6</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>33.1</td><td></td><td></td><td>38.5</td><td></td></tr><tr><td>Interest rate</td><td>6.92</td><td>%</td><td></td><td>6.92</td><td>%</td></tr><tr><td>Term ABS 2023-2</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>400.0</td><td></td><td></td><td>$</td><td>400.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>533.3</td><td></td><td></td><td>701.7</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>36.8</td><td></td><td></td><td>42.0</td><td></td></tr><tr><td>Interest rate</td><td>6.39</td><td>%</td><td></td><td>6.39</td><td>%</td></tr><tr><td>Term ABS 2023-3</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>400.0</td><td></td><td></td><td>$</td><td>400.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>524.9</td><td></td><td></td><td>643.8</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>36.5</td><td></td><td></td><td>40.3</td><td></td></tr><tr><td>Interest rate</td><td>6.86</td><td>%</td><td></td><td>6.86</td><td>%</td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr></table>
table
33.1
monetaryItemType
table: <entity> 33.1 </entity> <entity type> monetaryItemType </entity type> <context> Restricted cash and cash equivalents pledged as collateral | 33.1 | 38.5 </context>
us-gaap:RestrictedCashAndCashEquivalents
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(Dollars in millions)</td><td>As of December 31,</td></tr><tr><td></td><td>2024</td><td></td><td>2023</td></tr><tr><td>Term ABS 2021-2</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>—</td><td></td><td></td><td>$</td><td>188.2</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>—</td><td></td><td></td><td>415.5</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>—</td><td></td><td></td><td>37.3</td><td></td></tr><tr><td>Interest rate</td><td>—</td><td>%</td><td></td><td>1.38</td><td>%</td></tr><tr><td>Term ABS 2021-3</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>—</td><td></td><td></td><td>$</td><td>265.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>—</td><td></td><td></td><td>396.3</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>—</td><td></td><td></td><td>33.8</td><td></td></tr><tr><td>Interest rate</td><td>—</td><td>%</td><td></td><td>1.24</td><td>%</td></tr><tr><td>Term ABS 2021-4</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>63.6</td><td></td><td></td><td>$</td><td>221.6</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>167.0</td><td></td><td></td><td>255.2</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>16.4</td><td></td><td></td><td>21.0</td><td></td></tr><tr><td>Interest rate</td><td>1.89</td><td>%</td><td></td><td>1.46</td><td>%</td></tr><tr><td>Term ABS 2022-1</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>236.6</td><td></td><td></td><td>$</td><td>350.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>310.0</td><td></td><td></td><td>378.2</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>24.9</td><td></td><td></td><td>27.4</td><td></td></tr><tr><td>Interest rate</td><td>5.24</td><td>%</td><td></td><td>5.03</td><td>%</td></tr><tr><td>Term ABS 2022-2</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>300.0</td><td></td><td></td><td>$</td><td>200.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>406.0</td><td></td><td></td><td>212.1</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>25.2</td><td></td><td></td><td>14.7</td><td></td></tr><tr><td>Interest rate</td><td>7.29</td><td>%</td><td></td><td>7.66</td><td>%</td></tr><tr><td>Term ABS 2022-3</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>347.6</td><td></td><td></td><td>$</td><td>389.9</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>395.2</td><td></td><td></td><td>418.9</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>29.1</td><td></td><td></td><td>28.9</td><td></td></tr><tr><td>Interest rate</td><td>7.82</td><td>%</td><td></td><td>7.68</td><td>%</td></tr><tr><td>Term ABS 2023-1</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>400.0</td><td></td><td></td><td>$</td><td>400.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>453.0</td><td></td><td></td><td>611.6</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>33.1</td><td></td><td></td><td>38.5</td><td></td></tr><tr><td>Interest rate</td><td>6.92</td><td>%</td><td></td><td>6.92</td><td>%</td></tr><tr><td>Term ABS 2023-2</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>400.0</td><td></td><td></td><td>$</td><td>400.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>533.3</td><td></td><td></td><td>701.7</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>36.8</td><td></td><td></td><td>42.0</td><td></td></tr><tr><td>Interest rate</td><td>6.39</td><td>%</td><td></td><td>6.39</td><td>%</td></tr><tr><td>Term ABS 2023-3</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>400.0</td><td></td><td></td><td>$</td><td>400.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>524.9</td><td></td><td></td><td>643.8</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>36.5</td><td></td><td></td><td>40.3</td><td></td></tr><tr><td>Interest rate</td><td>6.86</td><td>%</td><td></td><td>6.86</td><td>%</td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr></table>
table
38.5
monetaryItemType
table: <entity> 38.5 </entity> <entity type> monetaryItemType </entity type> <context> Restricted cash and cash equivalents pledged as collateral | 33.1 | 38.5 </context>
us-gaap:RestrictedCashAndCashEquivalents
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(Dollars in millions)</td><td>As of December 31,</td></tr><tr><td></td><td>2024</td><td></td><td>2023</td></tr><tr><td>Term ABS 2021-2</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>—</td><td></td><td></td><td>$</td><td>188.2</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>—</td><td></td><td></td><td>415.5</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>—</td><td></td><td></td><td>37.3</td><td></td></tr><tr><td>Interest rate</td><td>—</td><td>%</td><td></td><td>1.38</td><td>%</td></tr><tr><td>Term ABS 2021-3</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>—</td><td></td><td></td><td>$</td><td>265.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>—</td><td></td><td></td><td>396.3</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>—</td><td></td><td></td><td>33.8</td><td></td></tr><tr><td>Interest rate</td><td>—</td><td>%</td><td></td><td>1.24</td><td>%</td></tr><tr><td>Term ABS 2021-4</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>63.6</td><td></td><td></td><td>$</td><td>221.6</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>167.0</td><td></td><td></td><td>255.2</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>16.4</td><td></td><td></td><td>21.0</td><td></td></tr><tr><td>Interest rate</td><td>1.89</td><td>%</td><td></td><td>1.46</td><td>%</td></tr><tr><td>Term ABS 2022-1</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>236.6</td><td></td><td></td><td>$</td><td>350.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>310.0</td><td></td><td></td><td>378.2</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>24.9</td><td></td><td></td><td>27.4</td><td></td></tr><tr><td>Interest rate</td><td>5.24</td><td>%</td><td></td><td>5.03</td><td>%</td></tr><tr><td>Term ABS 2022-2</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>300.0</td><td></td><td></td><td>$</td><td>200.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>406.0</td><td></td><td></td><td>212.1</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>25.2</td><td></td><td></td><td>14.7</td><td></td></tr><tr><td>Interest rate</td><td>7.29</td><td>%</td><td></td><td>7.66</td><td>%</td></tr><tr><td>Term ABS 2022-3</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>347.6</td><td></td><td></td><td>$</td><td>389.9</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>395.2</td><td></td><td></td><td>418.9</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>29.1</td><td></td><td></td><td>28.9</td><td></td></tr><tr><td>Interest rate</td><td>7.82</td><td>%</td><td></td><td>7.68</td><td>%</td></tr><tr><td>Term ABS 2023-1</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>400.0</td><td></td><td></td><td>$</td><td>400.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>453.0</td><td></td><td></td><td>611.6</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>33.1</td><td></td><td></td><td>38.5</td><td></td></tr><tr><td>Interest rate</td><td>6.92</td><td>%</td><td></td><td>6.92</td><td>%</td></tr><tr><td>Term ABS 2023-2</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>400.0</td><td></td><td></td><td>$</td><td>400.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>533.3</td><td></td><td></td><td>701.7</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>36.8</td><td></td><td></td><td>42.0</td><td></td></tr><tr><td>Interest rate</td><td>6.39</td><td>%</td><td></td><td>6.39</td><td>%</td></tr><tr><td>Term ABS 2023-3</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>400.0</td><td></td><td></td><td>$</td><td>400.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>524.9</td><td></td><td></td><td>643.8</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>36.5</td><td></td><td></td><td>40.3</td><td></td></tr><tr><td>Interest rate</td><td>6.86</td><td>%</td><td></td><td>6.86</td><td>%</td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr></table>
table
6.92
percentItemType
table: <entity> 6.92 </entity> <entity type> percentItemType </entity type> <context> Interest rate | 6.92 | % | 6.92 | % </context>
us-gaap:DebtInstrumentInterestRateEffectivePercentage
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(Dollars in millions)</td><td>As of December 31,</td></tr><tr><td></td><td>2024</td><td></td><td>2023</td></tr><tr><td>Term ABS 2021-2</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>—</td><td></td><td></td><td>$</td><td>188.2</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>—</td><td></td><td></td><td>415.5</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>—</td><td></td><td></td><td>37.3</td><td></td></tr><tr><td>Interest rate</td><td>—</td><td>%</td><td></td><td>1.38</td><td>%</td></tr><tr><td>Term ABS 2021-3</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>—</td><td></td><td></td><td>$</td><td>265.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>—</td><td></td><td></td><td>396.3</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>—</td><td></td><td></td><td>33.8</td><td></td></tr><tr><td>Interest rate</td><td>—</td><td>%</td><td></td><td>1.24</td><td>%</td></tr><tr><td>Term ABS 2021-4</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>63.6</td><td></td><td></td><td>$</td><td>221.6</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>167.0</td><td></td><td></td><td>255.2</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>16.4</td><td></td><td></td><td>21.0</td><td></td></tr><tr><td>Interest rate</td><td>1.89</td><td>%</td><td></td><td>1.46</td><td>%</td></tr><tr><td>Term ABS 2022-1</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>236.6</td><td></td><td></td><td>$</td><td>350.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>310.0</td><td></td><td></td><td>378.2</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>24.9</td><td></td><td></td><td>27.4</td><td></td></tr><tr><td>Interest rate</td><td>5.24</td><td>%</td><td></td><td>5.03</td><td>%</td></tr><tr><td>Term ABS 2022-2</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>300.0</td><td></td><td></td><td>$</td><td>200.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>406.0</td><td></td><td></td><td>212.1</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>25.2</td><td></td><td></td><td>14.7</td><td></td></tr><tr><td>Interest rate</td><td>7.29</td><td>%</td><td></td><td>7.66</td><td>%</td></tr><tr><td>Term ABS 2022-3</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>347.6</td><td></td><td></td><td>$</td><td>389.9</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>395.2</td><td></td><td></td><td>418.9</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>29.1</td><td></td><td></td><td>28.9</td><td></td></tr><tr><td>Interest rate</td><td>7.82</td><td>%</td><td></td><td>7.68</td><td>%</td></tr><tr><td>Term ABS 2023-1</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>400.0</td><td></td><td></td><td>$</td><td>400.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>453.0</td><td></td><td></td><td>611.6</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>33.1</td><td></td><td></td><td>38.5</td><td></td></tr><tr><td>Interest rate</td><td>6.92</td><td>%</td><td></td><td>6.92</td><td>%</td></tr><tr><td>Term ABS 2023-2</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>400.0</td><td></td><td></td><td>$</td><td>400.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>533.3</td><td></td><td></td><td>701.7</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>36.8</td><td></td><td></td><td>42.0</td><td></td></tr><tr><td>Interest rate</td><td>6.39</td><td>%</td><td></td><td>6.39</td><td>%</td></tr><tr><td>Term ABS 2023-3</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>400.0</td><td></td><td></td><td>$</td><td>400.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>524.9</td><td></td><td></td><td>643.8</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>36.5</td><td></td><td></td><td>40.3</td><td></td></tr><tr><td>Interest rate</td><td>6.86</td><td>%</td><td></td><td>6.86</td><td>%</td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr></table>
table
533.3
monetaryItemType
table: <entity> 533.3 </entity> <entity type> monetaryItemType </entity type> <context> Loans pledged as collateral | 533.3 | 701.7 </context>
us-gaap:DebtInstrumentCollateralAmount
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(Dollars in millions)</td><td>As of December 31,</td></tr><tr><td></td><td>2024</td><td></td><td>2023</td></tr><tr><td>Term ABS 2021-2</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>—</td><td></td><td></td><td>$</td><td>188.2</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>—</td><td></td><td></td><td>415.5</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>—</td><td></td><td></td><td>37.3</td><td></td></tr><tr><td>Interest rate</td><td>—</td><td>%</td><td></td><td>1.38</td><td>%</td></tr><tr><td>Term ABS 2021-3</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>—</td><td></td><td></td><td>$</td><td>265.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>—</td><td></td><td></td><td>396.3</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>—</td><td></td><td></td><td>33.8</td><td></td></tr><tr><td>Interest rate</td><td>—</td><td>%</td><td></td><td>1.24</td><td>%</td></tr><tr><td>Term ABS 2021-4</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>63.6</td><td></td><td></td><td>$</td><td>221.6</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>167.0</td><td></td><td></td><td>255.2</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>16.4</td><td></td><td></td><td>21.0</td><td></td></tr><tr><td>Interest rate</td><td>1.89</td><td>%</td><td></td><td>1.46</td><td>%</td></tr><tr><td>Term ABS 2022-1</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>236.6</td><td></td><td></td><td>$</td><td>350.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>310.0</td><td></td><td></td><td>378.2</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>24.9</td><td></td><td></td><td>27.4</td><td></td></tr><tr><td>Interest rate</td><td>5.24</td><td>%</td><td></td><td>5.03</td><td>%</td></tr><tr><td>Term ABS 2022-2</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>300.0</td><td></td><td></td><td>$</td><td>200.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>406.0</td><td></td><td></td><td>212.1</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>25.2</td><td></td><td></td><td>14.7</td><td></td></tr><tr><td>Interest rate</td><td>7.29</td><td>%</td><td></td><td>7.66</td><td>%</td></tr><tr><td>Term ABS 2022-3</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>347.6</td><td></td><td></td><td>$</td><td>389.9</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>395.2</td><td></td><td></td><td>418.9</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>29.1</td><td></td><td></td><td>28.9</td><td></td></tr><tr><td>Interest rate</td><td>7.82</td><td>%</td><td></td><td>7.68</td><td>%</td></tr><tr><td>Term ABS 2023-1</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>400.0</td><td></td><td></td><td>$</td><td>400.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>453.0</td><td></td><td></td><td>611.6</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>33.1</td><td></td><td></td><td>38.5</td><td></td></tr><tr><td>Interest rate</td><td>6.92</td><td>%</td><td></td><td>6.92</td><td>%</td></tr><tr><td>Term ABS 2023-2</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>400.0</td><td></td><td></td><td>$</td><td>400.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>533.3</td><td></td><td></td><td>701.7</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>36.8</td><td></td><td></td><td>42.0</td><td></td></tr><tr><td>Interest rate</td><td>6.39</td><td>%</td><td></td><td>6.39</td><td>%</td></tr><tr><td>Term ABS 2023-3</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>400.0</td><td></td><td></td><td>$</td><td>400.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>524.9</td><td></td><td></td><td>643.8</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>36.5</td><td></td><td></td><td>40.3</td><td></td></tr><tr><td>Interest rate</td><td>6.86</td><td>%</td><td></td><td>6.86</td><td>%</td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr></table>
table
701.7
monetaryItemType
table: <entity> 701.7 </entity> <entity type> monetaryItemType </entity type> <context> Loans pledged as collateral | 533.3 | 701.7 </context>
us-gaap:DebtInstrumentCollateralAmount
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(Dollars in millions)</td><td>As of December 31,</td></tr><tr><td></td><td>2024</td><td></td><td>2023</td></tr><tr><td>Term ABS 2021-2</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>—</td><td></td><td></td><td>$</td><td>188.2</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>—</td><td></td><td></td><td>415.5</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>—</td><td></td><td></td><td>37.3</td><td></td></tr><tr><td>Interest rate</td><td>—</td><td>%</td><td></td><td>1.38</td><td>%</td></tr><tr><td>Term ABS 2021-3</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>—</td><td></td><td></td><td>$</td><td>265.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>—</td><td></td><td></td><td>396.3</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>—</td><td></td><td></td><td>33.8</td><td></td></tr><tr><td>Interest rate</td><td>—</td><td>%</td><td></td><td>1.24</td><td>%</td></tr><tr><td>Term ABS 2021-4</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>63.6</td><td></td><td></td><td>$</td><td>221.6</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>167.0</td><td></td><td></td><td>255.2</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>16.4</td><td></td><td></td><td>21.0</td><td></td></tr><tr><td>Interest rate</td><td>1.89</td><td>%</td><td></td><td>1.46</td><td>%</td></tr><tr><td>Term ABS 2022-1</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>236.6</td><td></td><td></td><td>$</td><td>350.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>310.0</td><td></td><td></td><td>378.2</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>24.9</td><td></td><td></td><td>27.4</td><td></td></tr><tr><td>Interest rate</td><td>5.24</td><td>%</td><td></td><td>5.03</td><td>%</td></tr><tr><td>Term ABS 2022-2</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>300.0</td><td></td><td></td><td>$</td><td>200.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>406.0</td><td></td><td></td><td>212.1</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>25.2</td><td></td><td></td><td>14.7</td><td></td></tr><tr><td>Interest rate</td><td>7.29</td><td>%</td><td></td><td>7.66</td><td>%</td></tr><tr><td>Term ABS 2022-3</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>347.6</td><td></td><td></td><td>$</td><td>389.9</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>395.2</td><td></td><td></td><td>418.9</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>29.1</td><td></td><td></td><td>28.9</td><td></td></tr><tr><td>Interest rate</td><td>7.82</td><td>%</td><td></td><td>7.68</td><td>%</td></tr><tr><td>Term ABS 2023-1</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>400.0</td><td></td><td></td><td>$</td><td>400.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>453.0</td><td></td><td></td><td>611.6</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>33.1</td><td></td><td></td><td>38.5</td><td></td></tr><tr><td>Interest rate</td><td>6.92</td><td>%</td><td></td><td>6.92</td><td>%</td></tr><tr><td>Term ABS 2023-2</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>400.0</td><td></td><td></td><td>$</td><td>400.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>533.3</td><td></td><td></td><td>701.7</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>36.8</td><td></td><td></td><td>42.0</td><td></td></tr><tr><td>Interest rate</td><td>6.39</td><td>%</td><td></td><td>6.39</td><td>%</td></tr><tr><td>Term ABS 2023-3</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>400.0</td><td></td><td></td><td>$</td><td>400.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>524.9</td><td></td><td></td><td>643.8</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>36.5</td><td></td><td></td><td>40.3</td><td></td></tr><tr><td>Interest rate</td><td>6.86</td><td>%</td><td></td><td>6.86</td><td>%</td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr></table>
table
36.8
monetaryItemType
table: <entity> 36.8 </entity> <entity type> monetaryItemType </entity type> <context> Restricted cash and cash equivalents pledged as collateral | 36.8 | 42.0 </context>
us-gaap:RestrictedCashAndCashEquivalents
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(Dollars in millions)</td><td>As of December 31,</td></tr><tr><td></td><td>2024</td><td></td><td>2023</td></tr><tr><td>Term ABS 2021-2</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>—</td><td></td><td></td><td>$</td><td>188.2</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>—</td><td></td><td></td><td>415.5</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>—</td><td></td><td></td><td>37.3</td><td></td></tr><tr><td>Interest rate</td><td>—</td><td>%</td><td></td><td>1.38</td><td>%</td></tr><tr><td>Term ABS 2021-3</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>—</td><td></td><td></td><td>$</td><td>265.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>—</td><td></td><td></td><td>396.3</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>—</td><td></td><td></td><td>33.8</td><td></td></tr><tr><td>Interest rate</td><td>—</td><td>%</td><td></td><td>1.24</td><td>%</td></tr><tr><td>Term ABS 2021-4</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>63.6</td><td></td><td></td><td>$</td><td>221.6</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>167.0</td><td></td><td></td><td>255.2</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>16.4</td><td></td><td></td><td>21.0</td><td></td></tr><tr><td>Interest rate</td><td>1.89</td><td>%</td><td></td><td>1.46</td><td>%</td></tr><tr><td>Term ABS 2022-1</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>236.6</td><td></td><td></td><td>$</td><td>350.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>310.0</td><td></td><td></td><td>378.2</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>24.9</td><td></td><td></td><td>27.4</td><td></td></tr><tr><td>Interest rate</td><td>5.24</td><td>%</td><td></td><td>5.03</td><td>%</td></tr><tr><td>Term ABS 2022-2</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>300.0</td><td></td><td></td><td>$</td><td>200.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>406.0</td><td></td><td></td><td>212.1</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>25.2</td><td></td><td></td><td>14.7</td><td></td></tr><tr><td>Interest rate</td><td>7.29</td><td>%</td><td></td><td>7.66</td><td>%</td></tr><tr><td>Term ABS 2022-3</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>347.6</td><td></td><td></td><td>$</td><td>389.9</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>395.2</td><td></td><td></td><td>418.9</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>29.1</td><td></td><td></td><td>28.9</td><td></td></tr><tr><td>Interest rate</td><td>7.82</td><td>%</td><td></td><td>7.68</td><td>%</td></tr><tr><td>Term ABS 2023-1</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>400.0</td><td></td><td></td><td>$</td><td>400.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>453.0</td><td></td><td></td><td>611.6</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>33.1</td><td></td><td></td><td>38.5</td><td></td></tr><tr><td>Interest rate</td><td>6.92</td><td>%</td><td></td><td>6.92</td><td>%</td></tr><tr><td>Term ABS 2023-2</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>400.0</td><td></td><td></td><td>$</td><td>400.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>533.3</td><td></td><td></td><td>701.7</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>36.8</td><td></td><td></td><td>42.0</td><td></td></tr><tr><td>Interest rate</td><td>6.39</td><td>%</td><td></td><td>6.39</td><td>%</td></tr><tr><td>Term ABS 2023-3</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>400.0</td><td></td><td></td><td>$</td><td>400.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>524.9</td><td></td><td></td><td>643.8</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>36.5</td><td></td><td></td><td>40.3</td><td></td></tr><tr><td>Interest rate</td><td>6.86</td><td>%</td><td></td><td>6.86</td><td>%</td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr></table>
table
42.0
monetaryItemType
table: <entity> 42.0 </entity> <entity type> monetaryItemType </entity type> <context> Restricted cash and cash equivalents pledged as collateral | 36.8 | 42.0 </context>
us-gaap:RestrictedCashAndCashEquivalents
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(Dollars in millions)</td><td>As of December 31,</td></tr><tr><td></td><td>2024</td><td></td><td>2023</td></tr><tr><td>Term ABS 2021-2</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>—</td><td></td><td></td><td>$</td><td>188.2</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>—</td><td></td><td></td><td>415.5</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>—</td><td></td><td></td><td>37.3</td><td></td></tr><tr><td>Interest rate</td><td>—</td><td>%</td><td></td><td>1.38</td><td>%</td></tr><tr><td>Term ABS 2021-3</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>—</td><td></td><td></td><td>$</td><td>265.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>—</td><td></td><td></td><td>396.3</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>—</td><td></td><td></td><td>33.8</td><td></td></tr><tr><td>Interest rate</td><td>—</td><td>%</td><td></td><td>1.24</td><td>%</td></tr><tr><td>Term ABS 2021-4</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>63.6</td><td></td><td></td><td>$</td><td>221.6</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>167.0</td><td></td><td></td><td>255.2</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>16.4</td><td></td><td></td><td>21.0</td><td></td></tr><tr><td>Interest rate</td><td>1.89</td><td>%</td><td></td><td>1.46</td><td>%</td></tr><tr><td>Term ABS 2022-1</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>236.6</td><td></td><td></td><td>$</td><td>350.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>310.0</td><td></td><td></td><td>378.2</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>24.9</td><td></td><td></td><td>27.4</td><td></td></tr><tr><td>Interest rate</td><td>5.24</td><td>%</td><td></td><td>5.03</td><td>%</td></tr><tr><td>Term ABS 2022-2</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>300.0</td><td></td><td></td><td>$</td><td>200.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>406.0</td><td></td><td></td><td>212.1</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>25.2</td><td></td><td></td><td>14.7</td><td></td></tr><tr><td>Interest rate</td><td>7.29</td><td>%</td><td></td><td>7.66</td><td>%</td></tr><tr><td>Term ABS 2022-3</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>347.6</td><td></td><td></td><td>$</td><td>389.9</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>395.2</td><td></td><td></td><td>418.9</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>29.1</td><td></td><td></td><td>28.9</td><td></td></tr><tr><td>Interest rate</td><td>7.82</td><td>%</td><td></td><td>7.68</td><td>%</td></tr><tr><td>Term ABS 2023-1</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>400.0</td><td></td><td></td><td>$</td><td>400.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>453.0</td><td></td><td></td><td>611.6</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>33.1</td><td></td><td></td><td>38.5</td><td></td></tr><tr><td>Interest rate</td><td>6.92</td><td>%</td><td></td><td>6.92</td><td>%</td></tr><tr><td>Term ABS 2023-2</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>400.0</td><td></td><td></td><td>$</td><td>400.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>533.3</td><td></td><td></td><td>701.7</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>36.8</td><td></td><td></td><td>42.0</td><td></td></tr><tr><td>Interest rate</td><td>6.39</td><td>%</td><td></td><td>6.39</td><td>%</td></tr><tr><td>Term ABS 2023-3</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>400.0</td><td></td><td></td><td>$</td><td>400.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>524.9</td><td></td><td></td><td>643.8</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>36.5</td><td></td><td></td><td>40.3</td><td></td></tr><tr><td>Interest rate</td><td>6.86</td><td>%</td><td></td><td>6.86</td><td>%</td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr></table>
table
6.39
percentItemType
table: <entity> 6.39 </entity> <entity type> percentItemType </entity type> <context> Interest rate | 6.39 | % | 6.39 | % </context>
us-gaap:DebtInstrumentInterestRateEffectivePercentage
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(Dollars in millions)</td><td>As of December 31,</td></tr><tr><td></td><td>2024</td><td></td><td>2023</td></tr><tr><td>Term ABS 2021-2</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>—</td><td></td><td></td><td>$</td><td>188.2</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>—</td><td></td><td></td><td>415.5</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>—</td><td></td><td></td><td>37.3</td><td></td></tr><tr><td>Interest rate</td><td>—</td><td>%</td><td></td><td>1.38</td><td>%</td></tr><tr><td>Term ABS 2021-3</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>—</td><td></td><td></td><td>$</td><td>265.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>—</td><td></td><td></td><td>396.3</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>—</td><td></td><td></td><td>33.8</td><td></td></tr><tr><td>Interest rate</td><td>—</td><td>%</td><td></td><td>1.24</td><td>%</td></tr><tr><td>Term ABS 2021-4</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>63.6</td><td></td><td></td><td>$</td><td>221.6</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>167.0</td><td></td><td></td><td>255.2</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>16.4</td><td></td><td></td><td>21.0</td><td></td></tr><tr><td>Interest rate</td><td>1.89</td><td>%</td><td></td><td>1.46</td><td>%</td></tr><tr><td>Term ABS 2022-1</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>236.6</td><td></td><td></td><td>$</td><td>350.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>310.0</td><td></td><td></td><td>378.2</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>24.9</td><td></td><td></td><td>27.4</td><td></td></tr><tr><td>Interest rate</td><td>5.24</td><td>%</td><td></td><td>5.03</td><td>%</td></tr><tr><td>Term ABS 2022-2</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>300.0</td><td></td><td></td><td>$</td><td>200.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>406.0</td><td></td><td></td><td>212.1</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>25.2</td><td></td><td></td><td>14.7</td><td></td></tr><tr><td>Interest rate</td><td>7.29</td><td>%</td><td></td><td>7.66</td><td>%</td></tr><tr><td>Term ABS 2022-3</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>347.6</td><td></td><td></td><td>$</td><td>389.9</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>395.2</td><td></td><td></td><td>418.9</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>29.1</td><td></td><td></td><td>28.9</td><td></td></tr><tr><td>Interest rate</td><td>7.82</td><td>%</td><td></td><td>7.68</td><td>%</td></tr><tr><td>Term ABS 2023-1</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>400.0</td><td></td><td></td><td>$</td><td>400.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>453.0</td><td></td><td></td><td>611.6</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>33.1</td><td></td><td></td><td>38.5</td><td></td></tr><tr><td>Interest rate</td><td>6.92</td><td>%</td><td></td><td>6.92</td><td>%</td></tr><tr><td>Term ABS 2023-2</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>400.0</td><td></td><td></td><td>$</td><td>400.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>533.3</td><td></td><td></td><td>701.7</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>36.8</td><td></td><td></td><td>42.0</td><td></td></tr><tr><td>Interest rate</td><td>6.39</td><td>%</td><td></td><td>6.39</td><td>%</td></tr><tr><td>Term ABS 2023-3</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>400.0</td><td></td><td></td><td>$</td><td>400.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>524.9</td><td></td><td></td><td>643.8</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>36.5</td><td></td><td></td><td>40.3</td><td></td></tr><tr><td>Interest rate</td><td>6.86</td><td>%</td><td></td><td>6.86</td><td>%</td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr></table>
table
524.9
monetaryItemType
table: <entity> 524.9 </entity> <entity type> monetaryItemType </entity type> <context> Loans pledged as collateral | 524.9 | 643.8 </context>
us-gaap:DebtInstrumentCollateralAmount
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(Dollars in millions)</td><td>As of December 31,</td></tr><tr><td></td><td>2024</td><td></td><td>2023</td></tr><tr><td>Term ABS 2021-2</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>—</td><td></td><td></td><td>$</td><td>188.2</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>—</td><td></td><td></td><td>415.5</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>—</td><td></td><td></td><td>37.3</td><td></td></tr><tr><td>Interest rate</td><td>—</td><td>%</td><td></td><td>1.38</td><td>%</td></tr><tr><td>Term ABS 2021-3</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>—</td><td></td><td></td><td>$</td><td>265.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>—</td><td></td><td></td><td>396.3</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>—</td><td></td><td></td><td>33.8</td><td></td></tr><tr><td>Interest rate</td><td>—</td><td>%</td><td></td><td>1.24</td><td>%</td></tr><tr><td>Term ABS 2021-4</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>63.6</td><td></td><td></td><td>$</td><td>221.6</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>167.0</td><td></td><td></td><td>255.2</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>16.4</td><td></td><td></td><td>21.0</td><td></td></tr><tr><td>Interest rate</td><td>1.89</td><td>%</td><td></td><td>1.46</td><td>%</td></tr><tr><td>Term ABS 2022-1</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>236.6</td><td></td><td></td><td>$</td><td>350.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>310.0</td><td></td><td></td><td>378.2</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>24.9</td><td></td><td></td><td>27.4</td><td></td></tr><tr><td>Interest rate</td><td>5.24</td><td>%</td><td></td><td>5.03</td><td>%</td></tr><tr><td>Term ABS 2022-2</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>300.0</td><td></td><td></td><td>$</td><td>200.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>406.0</td><td></td><td></td><td>212.1</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>25.2</td><td></td><td></td><td>14.7</td><td></td></tr><tr><td>Interest rate</td><td>7.29</td><td>%</td><td></td><td>7.66</td><td>%</td></tr><tr><td>Term ABS 2022-3</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>347.6</td><td></td><td></td><td>$</td><td>389.9</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>395.2</td><td></td><td></td><td>418.9</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>29.1</td><td></td><td></td><td>28.9</td><td></td></tr><tr><td>Interest rate</td><td>7.82</td><td>%</td><td></td><td>7.68</td><td>%</td></tr><tr><td>Term ABS 2023-1</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>400.0</td><td></td><td></td><td>$</td><td>400.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>453.0</td><td></td><td></td><td>611.6</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>33.1</td><td></td><td></td><td>38.5</td><td></td></tr><tr><td>Interest rate</td><td>6.92</td><td>%</td><td></td><td>6.92</td><td>%</td></tr><tr><td>Term ABS 2023-2</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>400.0</td><td></td><td></td><td>$</td><td>400.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>533.3</td><td></td><td></td><td>701.7</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>36.8</td><td></td><td></td><td>42.0</td><td></td></tr><tr><td>Interest rate</td><td>6.39</td><td>%</td><td></td><td>6.39</td><td>%</td></tr><tr><td>Term ABS 2023-3</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>400.0</td><td></td><td></td><td>$</td><td>400.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>524.9</td><td></td><td></td><td>643.8</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>36.5</td><td></td><td></td><td>40.3</td><td></td></tr><tr><td>Interest rate</td><td>6.86</td><td>%</td><td></td><td>6.86</td><td>%</td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr></table>
table
643.8
monetaryItemType
table: <entity> 643.8 </entity> <entity type> monetaryItemType </entity type> <context> Loans pledged as collateral | 524.9 | 643.8 </context>
us-gaap:DebtInstrumentCollateralAmount
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(Dollars in millions)</td><td>As of December 31,</td></tr><tr><td></td><td>2024</td><td></td><td>2023</td></tr><tr><td>Term ABS 2021-2</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>—</td><td></td><td></td><td>$</td><td>188.2</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>—</td><td></td><td></td><td>415.5</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>—</td><td></td><td></td><td>37.3</td><td></td></tr><tr><td>Interest rate</td><td>—</td><td>%</td><td></td><td>1.38</td><td>%</td></tr><tr><td>Term ABS 2021-3</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>—</td><td></td><td></td><td>$</td><td>265.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>—</td><td></td><td></td><td>396.3</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>—</td><td></td><td></td><td>33.8</td><td></td></tr><tr><td>Interest rate</td><td>—</td><td>%</td><td></td><td>1.24</td><td>%</td></tr><tr><td>Term ABS 2021-4</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>63.6</td><td></td><td></td><td>$</td><td>221.6</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>167.0</td><td></td><td></td><td>255.2</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>16.4</td><td></td><td></td><td>21.0</td><td></td></tr><tr><td>Interest rate</td><td>1.89</td><td>%</td><td></td><td>1.46</td><td>%</td></tr><tr><td>Term ABS 2022-1</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>236.6</td><td></td><td></td><td>$</td><td>350.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>310.0</td><td></td><td></td><td>378.2</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>24.9</td><td></td><td></td><td>27.4</td><td></td></tr><tr><td>Interest rate</td><td>5.24</td><td>%</td><td></td><td>5.03</td><td>%</td></tr><tr><td>Term ABS 2022-2</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>300.0</td><td></td><td></td><td>$</td><td>200.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>406.0</td><td></td><td></td><td>212.1</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>25.2</td><td></td><td></td><td>14.7</td><td></td></tr><tr><td>Interest rate</td><td>7.29</td><td>%</td><td></td><td>7.66</td><td>%</td></tr><tr><td>Term ABS 2022-3</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>347.6</td><td></td><td></td><td>$</td><td>389.9</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>395.2</td><td></td><td></td><td>418.9</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>29.1</td><td></td><td></td><td>28.9</td><td></td></tr><tr><td>Interest rate</td><td>7.82</td><td>%</td><td></td><td>7.68</td><td>%</td></tr><tr><td>Term ABS 2023-1</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>400.0</td><td></td><td></td><td>$</td><td>400.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>453.0</td><td></td><td></td><td>611.6</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>33.1</td><td></td><td></td><td>38.5</td><td></td></tr><tr><td>Interest rate</td><td>6.92</td><td>%</td><td></td><td>6.92</td><td>%</td></tr><tr><td>Term ABS 2023-2</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>400.0</td><td></td><td></td><td>$</td><td>400.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>533.3</td><td></td><td></td><td>701.7</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>36.8</td><td></td><td></td><td>42.0</td><td></td></tr><tr><td>Interest rate</td><td>6.39</td><td>%</td><td></td><td>6.39</td><td>%</td></tr><tr><td>Term ABS 2023-3</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>400.0</td><td></td><td></td><td>$</td><td>400.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>524.9</td><td></td><td></td><td>643.8</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>36.5</td><td></td><td></td><td>40.3</td><td></td></tr><tr><td>Interest rate</td><td>6.86</td><td>%</td><td></td><td>6.86</td><td>%</td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr></table>
table
36.5
monetaryItemType
table: <entity> 36.5 </entity> <entity type> monetaryItemType </entity type> <context> Restricted cash and cash equivalents pledged as collateral | 36.5 | 40.3 </context>
us-gaap:RestrictedCashAndCashEquivalents
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(Dollars in millions)</td><td>As of December 31,</td></tr><tr><td></td><td>2024</td><td></td><td>2023</td></tr><tr><td>Term ABS 2021-2</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>—</td><td></td><td></td><td>$</td><td>188.2</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>—</td><td></td><td></td><td>415.5</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>—</td><td></td><td></td><td>37.3</td><td></td></tr><tr><td>Interest rate</td><td>—</td><td>%</td><td></td><td>1.38</td><td>%</td></tr><tr><td>Term ABS 2021-3</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>—</td><td></td><td></td><td>$</td><td>265.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>—</td><td></td><td></td><td>396.3</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>—</td><td></td><td></td><td>33.8</td><td></td></tr><tr><td>Interest rate</td><td>—</td><td>%</td><td></td><td>1.24</td><td>%</td></tr><tr><td>Term ABS 2021-4</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>63.6</td><td></td><td></td><td>$</td><td>221.6</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>167.0</td><td></td><td></td><td>255.2</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>16.4</td><td></td><td></td><td>21.0</td><td></td></tr><tr><td>Interest rate</td><td>1.89</td><td>%</td><td></td><td>1.46</td><td>%</td></tr><tr><td>Term ABS 2022-1</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>236.6</td><td></td><td></td><td>$</td><td>350.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>310.0</td><td></td><td></td><td>378.2</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>24.9</td><td></td><td></td><td>27.4</td><td></td></tr><tr><td>Interest rate</td><td>5.24</td><td>%</td><td></td><td>5.03</td><td>%</td></tr><tr><td>Term ABS 2022-2</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>300.0</td><td></td><td></td><td>$</td><td>200.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>406.0</td><td></td><td></td><td>212.1</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>25.2</td><td></td><td></td><td>14.7</td><td></td></tr><tr><td>Interest rate</td><td>7.29</td><td>%</td><td></td><td>7.66</td><td>%</td></tr><tr><td>Term ABS 2022-3</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>347.6</td><td></td><td></td><td>$</td><td>389.9</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>395.2</td><td></td><td></td><td>418.9</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>29.1</td><td></td><td></td><td>28.9</td><td></td></tr><tr><td>Interest rate</td><td>7.82</td><td>%</td><td></td><td>7.68</td><td>%</td></tr><tr><td>Term ABS 2023-1</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>400.0</td><td></td><td></td><td>$</td><td>400.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>453.0</td><td></td><td></td><td>611.6</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>33.1</td><td></td><td></td><td>38.5</td><td></td></tr><tr><td>Interest rate</td><td>6.92</td><td>%</td><td></td><td>6.92</td><td>%</td></tr><tr><td>Term ABS 2023-2</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>400.0</td><td></td><td></td><td>$</td><td>400.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>533.3</td><td></td><td></td><td>701.7</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>36.8</td><td></td><td></td><td>42.0</td><td></td></tr><tr><td>Interest rate</td><td>6.39</td><td>%</td><td></td><td>6.39</td><td>%</td></tr><tr><td>Term ABS 2023-3</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>400.0</td><td></td><td></td><td>$</td><td>400.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>524.9</td><td></td><td></td><td>643.8</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>36.5</td><td></td><td></td><td>40.3</td><td></td></tr><tr><td>Interest rate</td><td>6.86</td><td>%</td><td></td><td>6.86</td><td>%</td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr></table>
table
40.3
monetaryItemType
table: <entity> 40.3 </entity> <entity type> monetaryItemType </entity type> <context> Restricted cash and cash equivalents pledged as collateral | 36.5 | 40.3 </context>
us-gaap:RestrictedCashAndCashEquivalents
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(Dollars in millions)</td><td>As of December 31,</td></tr><tr><td></td><td>2024</td><td></td><td>2023</td></tr><tr><td>Term ABS 2021-2</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>—</td><td></td><td></td><td>$</td><td>188.2</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>—</td><td></td><td></td><td>415.5</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>—</td><td></td><td></td><td>37.3</td><td></td></tr><tr><td>Interest rate</td><td>—</td><td>%</td><td></td><td>1.38</td><td>%</td></tr><tr><td>Term ABS 2021-3</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>—</td><td></td><td></td><td>$</td><td>265.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>—</td><td></td><td></td><td>396.3</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>—</td><td></td><td></td><td>33.8</td><td></td></tr><tr><td>Interest rate</td><td>—</td><td>%</td><td></td><td>1.24</td><td>%</td></tr><tr><td>Term ABS 2021-4</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>63.6</td><td></td><td></td><td>$</td><td>221.6</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>167.0</td><td></td><td></td><td>255.2</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>16.4</td><td></td><td></td><td>21.0</td><td></td></tr><tr><td>Interest rate</td><td>1.89</td><td>%</td><td></td><td>1.46</td><td>%</td></tr><tr><td>Term ABS 2022-1</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>236.6</td><td></td><td></td><td>$</td><td>350.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>310.0</td><td></td><td></td><td>378.2</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>24.9</td><td></td><td></td><td>27.4</td><td></td></tr><tr><td>Interest rate</td><td>5.24</td><td>%</td><td></td><td>5.03</td><td>%</td></tr><tr><td>Term ABS 2022-2</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>300.0</td><td></td><td></td><td>$</td><td>200.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>406.0</td><td></td><td></td><td>212.1</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>25.2</td><td></td><td></td><td>14.7</td><td></td></tr><tr><td>Interest rate</td><td>7.29</td><td>%</td><td></td><td>7.66</td><td>%</td></tr><tr><td>Term ABS 2022-3</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>347.6</td><td></td><td></td><td>$</td><td>389.9</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>395.2</td><td></td><td></td><td>418.9</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>29.1</td><td></td><td></td><td>28.9</td><td></td></tr><tr><td>Interest rate</td><td>7.82</td><td>%</td><td></td><td>7.68</td><td>%</td></tr><tr><td>Term ABS 2023-1</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>400.0</td><td></td><td></td><td>$</td><td>400.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>453.0</td><td></td><td></td><td>611.6</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>33.1</td><td></td><td></td><td>38.5</td><td></td></tr><tr><td>Interest rate</td><td>6.92</td><td>%</td><td></td><td>6.92</td><td>%</td></tr><tr><td>Term ABS 2023-2</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>400.0</td><td></td><td></td><td>$</td><td>400.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>533.3</td><td></td><td></td><td>701.7</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>36.8</td><td></td><td></td><td>42.0</td><td></td></tr><tr><td>Interest rate</td><td>6.39</td><td>%</td><td></td><td>6.39</td><td>%</td></tr><tr><td>Term ABS 2023-3</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>400.0</td><td></td><td></td><td>$</td><td>400.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>524.9</td><td></td><td></td><td>643.8</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>36.5</td><td></td><td></td><td>40.3</td><td></td></tr><tr><td>Interest rate</td><td>6.86</td><td>%</td><td></td><td>6.86</td><td>%</td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr></table>
table
6.86
percentItemType
table: <entity> 6.86 </entity> <entity type> percentItemType </entity type> <context> Interest rate | 6.86 | % | 6.86 | % </context>
us-gaap:DebtInstrumentInterestRateEffectivePercentage
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(Dollars in millions)</td><td>As of December 31,</td></tr><tr><td></td><td>2024</td><td></td><td>2023</td></tr><tr><td>Term ABS 2023-A</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>200.0</td><td></td><td></td><td>$</td><td>200.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>252.0</td><td></td><td></td><td>273.4</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>17.7</td><td></td><td></td><td>17.2</td><td></td></tr><tr><td>Interest rate</td><td>7.51</td><td>%</td><td></td><td>7.51</td><td>%</td></tr><tr><td>Term ABS 2023-5</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>294.0</td><td></td><td></td><td>$</td><td>294.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>398.7</td><td></td><td></td><td>433.9</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>32.9</td><td></td><td></td><td>52.2</td><td></td></tr><tr><td>Interest rate</td><td>6.54</td><td>%</td><td></td><td>6.54</td><td>%</td></tr><tr><td>Term ABS 2024-A</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>200.0</td><td></td><td></td><td>$</td><td>—</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>248.4</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>18.1</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Interest rate</td><td>7.45</td><td>%</td><td></td><td>—</td><td>%</td></tr><tr><td>Term ABS 2024-1</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>500.0</td><td></td><td></td><td>$</td><td>—</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>553.3</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>45.0</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Interest rate</td><td>6.01</td><td>%</td><td></td><td>—</td><td>%</td></tr><tr><td>Term ABS 2024-2</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>550.0</td><td></td><td></td><td>$</td><td>—</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>646.8</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>42.0</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Interest rate</td><td>6.21</td><td>%</td><td></td><td>—</td><td>%</td></tr><tr><td>Term ABS 2024-3</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>600.0</td><td></td><td></td><td>$</td><td>—</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>700.9</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>51.5</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Interest rate</td><td>4.91</td><td>%</td><td></td><td>—</td><td>%</td></tr><tr><td>Term ABS 2024-B</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>300.0</td><td></td><td></td><td>$</td><td>—</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>425.8</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>37.9</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Interest rate</td><td>6.13</td><td>%</td><td></td><td>—</td><td>%</td></tr><tr><td>2026 Senior Notes</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>400.0</td><td></td><td></td><td>$</td><td>400.0</td><td></td></tr><tr><td>Interest rate</td><td>6.625</td><td>%</td><td></td><td>6.625</td><td>%</td></tr><tr><td>2028 Senior Notes</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>600.0</td><td></td><td></td><td>$</td><td>600.0</td><td></td></tr><tr><td>Interest rate</td><td>9.250</td><td>%</td><td></td><td>9.250</td><td>%</td></tr><tr><td>Mortgage Note</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>—</td><td></td><td></td><td>$</td><td>8.4</td><td></td></tr><tr><td>Interest rate</td><td>—</td><td>%</td><td></td><td>6.88</td><td>%</td></tr><tr><td>(1) Availability may be limited by the amount of assets pledged as collateral.</td><td></td><td></td><td></td></tr></table>
table
200.0
monetaryItemType
table: <entity> 200.0 </entity> <entity type> monetaryItemType </entity type> <context> Principal balance outstanding | $ | 200.0 | $ | 200.0 </context>
us-gaap:SecuredDebt
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(Dollars in millions)</td><td>As of December 31,</td></tr><tr><td></td><td>2024</td><td></td><td>2023</td></tr><tr><td>Term ABS 2023-A</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>200.0</td><td></td><td></td><td>$</td><td>200.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>252.0</td><td></td><td></td><td>273.4</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>17.7</td><td></td><td></td><td>17.2</td><td></td></tr><tr><td>Interest rate</td><td>7.51</td><td>%</td><td></td><td>7.51</td><td>%</td></tr><tr><td>Term ABS 2023-5</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>294.0</td><td></td><td></td><td>$</td><td>294.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>398.7</td><td></td><td></td><td>433.9</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>32.9</td><td></td><td></td><td>52.2</td><td></td></tr><tr><td>Interest rate</td><td>6.54</td><td>%</td><td></td><td>6.54</td><td>%</td></tr><tr><td>Term ABS 2024-A</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>200.0</td><td></td><td></td><td>$</td><td>—</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>248.4</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>18.1</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Interest rate</td><td>7.45</td><td>%</td><td></td><td>—</td><td>%</td></tr><tr><td>Term ABS 2024-1</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>500.0</td><td></td><td></td><td>$</td><td>—</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>553.3</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>45.0</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Interest rate</td><td>6.01</td><td>%</td><td></td><td>—</td><td>%</td></tr><tr><td>Term ABS 2024-2</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>550.0</td><td></td><td></td><td>$</td><td>—</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>646.8</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>42.0</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Interest rate</td><td>6.21</td><td>%</td><td></td><td>—</td><td>%</td></tr><tr><td>Term ABS 2024-3</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>600.0</td><td></td><td></td><td>$</td><td>—</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>700.9</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>51.5</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Interest rate</td><td>4.91</td><td>%</td><td></td><td>—</td><td>%</td></tr><tr><td>Term ABS 2024-B</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>300.0</td><td></td><td></td><td>$</td><td>—</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>425.8</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>37.9</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Interest rate</td><td>6.13</td><td>%</td><td></td><td>—</td><td>%</td></tr><tr><td>2026 Senior Notes</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>400.0</td><td></td><td></td><td>$</td><td>400.0</td><td></td></tr><tr><td>Interest rate</td><td>6.625</td><td>%</td><td></td><td>6.625</td><td>%</td></tr><tr><td>2028 Senior Notes</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>600.0</td><td></td><td></td><td>$</td><td>600.0</td><td></td></tr><tr><td>Interest rate</td><td>9.250</td><td>%</td><td></td><td>9.250</td><td>%</td></tr><tr><td>Mortgage Note</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>—</td><td></td><td></td><td>$</td><td>8.4</td><td></td></tr><tr><td>Interest rate</td><td>—</td><td>%</td><td></td><td>6.88</td><td>%</td></tr><tr><td>(1) Availability may be limited by the amount of assets pledged as collateral.</td><td></td><td></td><td></td></tr></table>
table
252.0
monetaryItemType
table: <entity> 252.0 </entity> <entity type> monetaryItemType </entity type> <context> Loans pledged as collateral | 252.0 | 273.4 </context>
us-gaap:DebtInstrumentCollateralAmount
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(Dollars in millions)</td><td>As of December 31,</td></tr><tr><td></td><td>2024</td><td></td><td>2023</td></tr><tr><td>Term ABS 2023-A</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>200.0</td><td></td><td></td><td>$</td><td>200.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>252.0</td><td></td><td></td><td>273.4</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>17.7</td><td></td><td></td><td>17.2</td><td></td></tr><tr><td>Interest rate</td><td>7.51</td><td>%</td><td></td><td>7.51</td><td>%</td></tr><tr><td>Term ABS 2023-5</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>294.0</td><td></td><td></td><td>$</td><td>294.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>398.7</td><td></td><td></td><td>433.9</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>32.9</td><td></td><td></td><td>52.2</td><td></td></tr><tr><td>Interest rate</td><td>6.54</td><td>%</td><td></td><td>6.54</td><td>%</td></tr><tr><td>Term ABS 2024-A</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>200.0</td><td></td><td></td><td>$</td><td>—</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>248.4</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>18.1</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Interest rate</td><td>7.45</td><td>%</td><td></td><td>—</td><td>%</td></tr><tr><td>Term ABS 2024-1</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>500.0</td><td></td><td></td><td>$</td><td>—</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>553.3</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>45.0</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Interest rate</td><td>6.01</td><td>%</td><td></td><td>—</td><td>%</td></tr><tr><td>Term ABS 2024-2</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>550.0</td><td></td><td></td><td>$</td><td>—</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>646.8</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>42.0</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Interest rate</td><td>6.21</td><td>%</td><td></td><td>—</td><td>%</td></tr><tr><td>Term ABS 2024-3</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>600.0</td><td></td><td></td><td>$</td><td>—</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>700.9</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>51.5</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Interest rate</td><td>4.91</td><td>%</td><td></td><td>—</td><td>%</td></tr><tr><td>Term ABS 2024-B</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>300.0</td><td></td><td></td><td>$</td><td>—</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>425.8</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>37.9</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Interest rate</td><td>6.13</td><td>%</td><td></td><td>—</td><td>%</td></tr><tr><td>2026 Senior Notes</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>400.0</td><td></td><td></td><td>$</td><td>400.0</td><td></td></tr><tr><td>Interest rate</td><td>6.625</td><td>%</td><td></td><td>6.625</td><td>%</td></tr><tr><td>2028 Senior Notes</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>600.0</td><td></td><td></td><td>$</td><td>600.0</td><td></td></tr><tr><td>Interest rate</td><td>9.250</td><td>%</td><td></td><td>9.250</td><td>%</td></tr><tr><td>Mortgage Note</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>—</td><td></td><td></td><td>$</td><td>8.4</td><td></td></tr><tr><td>Interest rate</td><td>—</td><td>%</td><td></td><td>6.88</td><td>%</td></tr><tr><td>(1) Availability may be limited by the amount of assets pledged as collateral.</td><td></td><td></td><td></td></tr></table>
table
273.4
monetaryItemType
table: <entity> 273.4 </entity> <entity type> monetaryItemType </entity type> <context> Loans pledged as collateral | 252.0 | 273.4 </context>
us-gaap:DebtInstrumentCollateralAmount
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(Dollars in millions)</td><td>As of December 31,</td></tr><tr><td></td><td>2024</td><td></td><td>2023</td></tr><tr><td>Term ABS 2023-A</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>200.0</td><td></td><td></td><td>$</td><td>200.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>252.0</td><td></td><td></td><td>273.4</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>17.7</td><td></td><td></td><td>17.2</td><td></td></tr><tr><td>Interest rate</td><td>7.51</td><td>%</td><td></td><td>7.51</td><td>%</td></tr><tr><td>Term ABS 2023-5</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>294.0</td><td></td><td></td><td>$</td><td>294.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>398.7</td><td></td><td></td><td>433.9</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>32.9</td><td></td><td></td><td>52.2</td><td></td></tr><tr><td>Interest rate</td><td>6.54</td><td>%</td><td></td><td>6.54</td><td>%</td></tr><tr><td>Term ABS 2024-A</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>200.0</td><td></td><td></td><td>$</td><td>—</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>248.4</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>18.1</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Interest rate</td><td>7.45</td><td>%</td><td></td><td>—</td><td>%</td></tr><tr><td>Term ABS 2024-1</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>500.0</td><td></td><td></td><td>$</td><td>—</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>553.3</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>45.0</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Interest rate</td><td>6.01</td><td>%</td><td></td><td>—</td><td>%</td></tr><tr><td>Term ABS 2024-2</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>550.0</td><td></td><td></td><td>$</td><td>—</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>646.8</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>42.0</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Interest rate</td><td>6.21</td><td>%</td><td></td><td>—</td><td>%</td></tr><tr><td>Term ABS 2024-3</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>600.0</td><td></td><td></td><td>$</td><td>—</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>700.9</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>51.5</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Interest rate</td><td>4.91</td><td>%</td><td></td><td>—</td><td>%</td></tr><tr><td>Term ABS 2024-B</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>300.0</td><td></td><td></td><td>$</td><td>—</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>425.8</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>37.9</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Interest rate</td><td>6.13</td><td>%</td><td></td><td>—</td><td>%</td></tr><tr><td>2026 Senior Notes</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>400.0</td><td></td><td></td><td>$</td><td>400.0</td><td></td></tr><tr><td>Interest rate</td><td>6.625</td><td>%</td><td></td><td>6.625</td><td>%</td></tr><tr><td>2028 Senior Notes</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>600.0</td><td></td><td></td><td>$</td><td>600.0</td><td></td></tr><tr><td>Interest rate</td><td>9.250</td><td>%</td><td></td><td>9.250</td><td>%</td></tr><tr><td>Mortgage Note</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>—</td><td></td><td></td><td>$</td><td>8.4</td><td></td></tr><tr><td>Interest rate</td><td>—</td><td>%</td><td></td><td>6.88</td><td>%</td></tr><tr><td>(1) Availability may be limited by the amount of assets pledged as collateral.</td><td></td><td></td><td></td></tr></table>
table
17.7
monetaryItemType
table: <entity> 17.7 </entity> <entity type> monetaryItemType </entity type> <context> Restricted cash and cash equivalents pledged as collateral | 17.7 | 17.2 </context>
us-gaap:RestrictedCashAndCashEquivalents
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(Dollars in millions)</td><td>As of December 31,</td></tr><tr><td></td><td>2024</td><td></td><td>2023</td></tr><tr><td>Term ABS 2023-A</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>200.0</td><td></td><td></td><td>$</td><td>200.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>252.0</td><td></td><td></td><td>273.4</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>17.7</td><td></td><td></td><td>17.2</td><td></td></tr><tr><td>Interest rate</td><td>7.51</td><td>%</td><td></td><td>7.51</td><td>%</td></tr><tr><td>Term ABS 2023-5</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>294.0</td><td></td><td></td><td>$</td><td>294.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>398.7</td><td></td><td></td><td>433.9</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>32.9</td><td></td><td></td><td>52.2</td><td></td></tr><tr><td>Interest rate</td><td>6.54</td><td>%</td><td></td><td>6.54</td><td>%</td></tr><tr><td>Term ABS 2024-A</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>200.0</td><td></td><td></td><td>$</td><td>—</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>248.4</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>18.1</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Interest rate</td><td>7.45</td><td>%</td><td></td><td>—</td><td>%</td></tr><tr><td>Term ABS 2024-1</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>500.0</td><td></td><td></td><td>$</td><td>—</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>553.3</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>45.0</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Interest rate</td><td>6.01</td><td>%</td><td></td><td>—</td><td>%</td></tr><tr><td>Term ABS 2024-2</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>550.0</td><td></td><td></td><td>$</td><td>—</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>646.8</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>42.0</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Interest rate</td><td>6.21</td><td>%</td><td></td><td>—</td><td>%</td></tr><tr><td>Term ABS 2024-3</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>600.0</td><td></td><td></td><td>$</td><td>—</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>700.9</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>51.5</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Interest rate</td><td>4.91</td><td>%</td><td></td><td>—</td><td>%</td></tr><tr><td>Term ABS 2024-B</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>300.0</td><td></td><td></td><td>$</td><td>—</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>425.8</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>37.9</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Interest rate</td><td>6.13</td><td>%</td><td></td><td>—</td><td>%</td></tr><tr><td>2026 Senior Notes</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>400.0</td><td></td><td></td><td>$</td><td>400.0</td><td></td></tr><tr><td>Interest rate</td><td>6.625</td><td>%</td><td></td><td>6.625</td><td>%</td></tr><tr><td>2028 Senior Notes</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>600.0</td><td></td><td></td><td>$</td><td>600.0</td><td></td></tr><tr><td>Interest rate</td><td>9.250</td><td>%</td><td></td><td>9.250</td><td>%</td></tr><tr><td>Mortgage Note</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>—</td><td></td><td></td><td>$</td><td>8.4</td><td></td></tr><tr><td>Interest rate</td><td>—</td><td>%</td><td></td><td>6.88</td><td>%</td></tr><tr><td>(1) Availability may be limited by the amount of assets pledged as collateral.</td><td></td><td></td><td></td></tr></table>
table
17.2
monetaryItemType
table: <entity> 17.2 </entity> <entity type> monetaryItemType </entity type> <context> Restricted cash and cash equivalents pledged as collateral | 17.7 | 17.2 </context>
us-gaap:RestrictedCashAndCashEquivalents
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(Dollars in millions)</td><td>As of December 31,</td></tr><tr><td></td><td>2024</td><td></td><td>2023</td></tr><tr><td>Term ABS 2023-A</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>200.0</td><td></td><td></td><td>$</td><td>200.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>252.0</td><td></td><td></td><td>273.4</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>17.7</td><td></td><td></td><td>17.2</td><td></td></tr><tr><td>Interest rate</td><td>7.51</td><td>%</td><td></td><td>7.51</td><td>%</td></tr><tr><td>Term ABS 2023-5</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>294.0</td><td></td><td></td><td>$</td><td>294.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>398.7</td><td></td><td></td><td>433.9</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>32.9</td><td></td><td></td><td>52.2</td><td></td></tr><tr><td>Interest rate</td><td>6.54</td><td>%</td><td></td><td>6.54</td><td>%</td></tr><tr><td>Term ABS 2024-A</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>200.0</td><td></td><td></td><td>$</td><td>—</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>248.4</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>18.1</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Interest rate</td><td>7.45</td><td>%</td><td></td><td>—</td><td>%</td></tr><tr><td>Term ABS 2024-1</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>500.0</td><td></td><td></td><td>$</td><td>—</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>553.3</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>45.0</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Interest rate</td><td>6.01</td><td>%</td><td></td><td>—</td><td>%</td></tr><tr><td>Term ABS 2024-2</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>550.0</td><td></td><td></td><td>$</td><td>—</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>646.8</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>42.0</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Interest rate</td><td>6.21</td><td>%</td><td></td><td>—</td><td>%</td></tr><tr><td>Term ABS 2024-3</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>600.0</td><td></td><td></td><td>$</td><td>—</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>700.9</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>51.5</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Interest rate</td><td>4.91</td><td>%</td><td></td><td>—</td><td>%</td></tr><tr><td>Term ABS 2024-B</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>300.0</td><td></td><td></td><td>$</td><td>—</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>425.8</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>37.9</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Interest rate</td><td>6.13</td><td>%</td><td></td><td>—</td><td>%</td></tr><tr><td>2026 Senior Notes</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>400.0</td><td></td><td></td><td>$</td><td>400.0</td><td></td></tr><tr><td>Interest rate</td><td>6.625</td><td>%</td><td></td><td>6.625</td><td>%</td></tr><tr><td>2028 Senior Notes</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>600.0</td><td></td><td></td><td>$</td><td>600.0</td><td></td></tr><tr><td>Interest rate</td><td>9.250</td><td>%</td><td></td><td>9.250</td><td>%</td></tr><tr><td>Mortgage Note</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>—</td><td></td><td></td><td>$</td><td>8.4</td><td></td></tr><tr><td>Interest rate</td><td>—</td><td>%</td><td></td><td>6.88</td><td>%</td></tr><tr><td>(1) Availability may be limited by the amount of assets pledged as collateral.</td><td></td><td></td><td></td></tr></table>
table
7.51
percentItemType
table: <entity> 7.51 </entity> <entity type> percentItemType </entity type> <context> Interest rate | 7.51 | % | 7.51 | % </context>
us-gaap:DebtInstrumentInterestRateEffectivePercentage
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(Dollars in millions)</td><td>As of December 31,</td></tr><tr><td></td><td>2024</td><td></td><td>2023</td></tr><tr><td>Term ABS 2023-A</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>200.0</td><td></td><td></td><td>$</td><td>200.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>252.0</td><td></td><td></td><td>273.4</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>17.7</td><td></td><td></td><td>17.2</td><td></td></tr><tr><td>Interest rate</td><td>7.51</td><td>%</td><td></td><td>7.51</td><td>%</td></tr><tr><td>Term ABS 2023-5</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>294.0</td><td></td><td></td><td>$</td><td>294.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>398.7</td><td></td><td></td><td>433.9</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>32.9</td><td></td><td></td><td>52.2</td><td></td></tr><tr><td>Interest rate</td><td>6.54</td><td>%</td><td></td><td>6.54</td><td>%</td></tr><tr><td>Term ABS 2024-A</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>200.0</td><td></td><td></td><td>$</td><td>—</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>248.4</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>18.1</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Interest rate</td><td>7.45</td><td>%</td><td></td><td>—</td><td>%</td></tr><tr><td>Term ABS 2024-1</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>500.0</td><td></td><td></td><td>$</td><td>—</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>553.3</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>45.0</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Interest rate</td><td>6.01</td><td>%</td><td></td><td>—</td><td>%</td></tr><tr><td>Term ABS 2024-2</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>550.0</td><td></td><td></td><td>$</td><td>—</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>646.8</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>42.0</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Interest rate</td><td>6.21</td><td>%</td><td></td><td>—</td><td>%</td></tr><tr><td>Term ABS 2024-3</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>600.0</td><td></td><td></td><td>$</td><td>—</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>700.9</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>51.5</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Interest rate</td><td>4.91</td><td>%</td><td></td><td>—</td><td>%</td></tr><tr><td>Term ABS 2024-B</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>300.0</td><td></td><td></td><td>$</td><td>—</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>425.8</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>37.9</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Interest rate</td><td>6.13</td><td>%</td><td></td><td>—</td><td>%</td></tr><tr><td>2026 Senior Notes</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>400.0</td><td></td><td></td><td>$</td><td>400.0</td><td></td></tr><tr><td>Interest rate</td><td>6.625</td><td>%</td><td></td><td>6.625</td><td>%</td></tr><tr><td>2028 Senior Notes</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>600.0</td><td></td><td></td><td>$</td><td>600.0</td><td></td></tr><tr><td>Interest rate</td><td>9.250</td><td>%</td><td></td><td>9.250</td><td>%</td></tr><tr><td>Mortgage Note</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>—</td><td></td><td></td><td>$</td><td>8.4</td><td></td></tr><tr><td>Interest rate</td><td>—</td><td>%</td><td></td><td>6.88</td><td>%</td></tr><tr><td>(1) Availability may be limited by the amount of assets pledged as collateral.</td><td></td><td></td><td></td></tr></table>
table
294.0
monetaryItemType
table: <entity> 294.0 </entity> <entity type> monetaryItemType </entity type> <context> Principal balance outstanding | $ | 294.0 | $ | 294.0 </context>
us-gaap:SecuredDebt
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(Dollars in millions)</td><td>As of December 31,</td></tr><tr><td></td><td>2024</td><td></td><td>2023</td></tr><tr><td>Term ABS 2023-A</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>200.0</td><td></td><td></td><td>$</td><td>200.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>252.0</td><td></td><td></td><td>273.4</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>17.7</td><td></td><td></td><td>17.2</td><td></td></tr><tr><td>Interest rate</td><td>7.51</td><td>%</td><td></td><td>7.51</td><td>%</td></tr><tr><td>Term ABS 2023-5</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>294.0</td><td></td><td></td><td>$</td><td>294.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>398.7</td><td></td><td></td><td>433.9</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>32.9</td><td></td><td></td><td>52.2</td><td></td></tr><tr><td>Interest rate</td><td>6.54</td><td>%</td><td></td><td>6.54</td><td>%</td></tr><tr><td>Term ABS 2024-A</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>200.0</td><td></td><td></td><td>$</td><td>—</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>248.4</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>18.1</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Interest rate</td><td>7.45</td><td>%</td><td></td><td>—</td><td>%</td></tr><tr><td>Term ABS 2024-1</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>500.0</td><td></td><td></td><td>$</td><td>—</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>553.3</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>45.0</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Interest rate</td><td>6.01</td><td>%</td><td></td><td>—</td><td>%</td></tr><tr><td>Term ABS 2024-2</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>550.0</td><td></td><td></td><td>$</td><td>—</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>646.8</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>42.0</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Interest rate</td><td>6.21</td><td>%</td><td></td><td>—</td><td>%</td></tr><tr><td>Term ABS 2024-3</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>600.0</td><td></td><td></td><td>$</td><td>—</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>700.9</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>51.5</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Interest rate</td><td>4.91</td><td>%</td><td></td><td>—</td><td>%</td></tr><tr><td>Term ABS 2024-B</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>300.0</td><td></td><td></td><td>$</td><td>—</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>425.8</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>37.9</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Interest rate</td><td>6.13</td><td>%</td><td></td><td>—</td><td>%</td></tr><tr><td>2026 Senior Notes</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>400.0</td><td></td><td></td><td>$</td><td>400.0</td><td></td></tr><tr><td>Interest rate</td><td>6.625</td><td>%</td><td></td><td>6.625</td><td>%</td></tr><tr><td>2028 Senior Notes</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>600.0</td><td></td><td></td><td>$</td><td>600.0</td><td></td></tr><tr><td>Interest rate</td><td>9.250</td><td>%</td><td></td><td>9.250</td><td>%</td></tr><tr><td>Mortgage Note</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>—</td><td></td><td></td><td>$</td><td>8.4</td><td></td></tr><tr><td>Interest rate</td><td>—</td><td>%</td><td></td><td>6.88</td><td>%</td></tr><tr><td>(1) Availability may be limited by the amount of assets pledged as collateral.</td><td></td><td></td><td></td></tr></table>
table
398.7
monetaryItemType
table: <entity> 398.7 </entity> <entity type> monetaryItemType </entity type> <context> Loans pledged as collateral | 398.7 | 433.9 </context>
us-gaap:DebtInstrumentCollateralAmount
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(Dollars in millions)</td><td>As of December 31,</td></tr><tr><td></td><td>2024</td><td></td><td>2023</td></tr><tr><td>Term ABS 2023-A</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>200.0</td><td></td><td></td><td>$</td><td>200.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>252.0</td><td></td><td></td><td>273.4</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>17.7</td><td></td><td></td><td>17.2</td><td></td></tr><tr><td>Interest rate</td><td>7.51</td><td>%</td><td></td><td>7.51</td><td>%</td></tr><tr><td>Term ABS 2023-5</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>294.0</td><td></td><td></td><td>$</td><td>294.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>398.7</td><td></td><td></td><td>433.9</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>32.9</td><td></td><td></td><td>52.2</td><td></td></tr><tr><td>Interest rate</td><td>6.54</td><td>%</td><td></td><td>6.54</td><td>%</td></tr><tr><td>Term ABS 2024-A</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>200.0</td><td></td><td></td><td>$</td><td>—</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>248.4</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>18.1</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Interest rate</td><td>7.45</td><td>%</td><td></td><td>—</td><td>%</td></tr><tr><td>Term ABS 2024-1</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>500.0</td><td></td><td></td><td>$</td><td>—</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>553.3</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>45.0</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Interest rate</td><td>6.01</td><td>%</td><td></td><td>—</td><td>%</td></tr><tr><td>Term ABS 2024-2</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>550.0</td><td></td><td></td><td>$</td><td>—</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>646.8</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>42.0</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Interest rate</td><td>6.21</td><td>%</td><td></td><td>—</td><td>%</td></tr><tr><td>Term ABS 2024-3</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>600.0</td><td></td><td></td><td>$</td><td>—</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>700.9</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>51.5</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Interest rate</td><td>4.91</td><td>%</td><td></td><td>—</td><td>%</td></tr><tr><td>Term ABS 2024-B</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>300.0</td><td></td><td></td><td>$</td><td>—</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>425.8</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>37.9</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Interest rate</td><td>6.13</td><td>%</td><td></td><td>—</td><td>%</td></tr><tr><td>2026 Senior Notes</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>400.0</td><td></td><td></td><td>$</td><td>400.0</td><td></td></tr><tr><td>Interest rate</td><td>6.625</td><td>%</td><td></td><td>6.625</td><td>%</td></tr><tr><td>2028 Senior Notes</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>600.0</td><td></td><td></td><td>$</td><td>600.0</td><td></td></tr><tr><td>Interest rate</td><td>9.250</td><td>%</td><td></td><td>9.250</td><td>%</td></tr><tr><td>Mortgage Note</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>—</td><td></td><td></td><td>$</td><td>8.4</td><td></td></tr><tr><td>Interest rate</td><td>—</td><td>%</td><td></td><td>6.88</td><td>%</td></tr><tr><td>(1) Availability may be limited by the amount of assets pledged as collateral.</td><td></td><td></td><td></td></tr></table>
table
433.9
monetaryItemType
table: <entity> 433.9 </entity> <entity type> monetaryItemType </entity type> <context> Loans pledged as collateral | 398.7 | 433.9 </context>
us-gaap:DebtInstrumentCollateralAmount
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(Dollars in millions)</td><td>As of December 31,</td></tr><tr><td></td><td>2024</td><td></td><td>2023</td></tr><tr><td>Term ABS 2023-A</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>200.0</td><td></td><td></td><td>$</td><td>200.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>252.0</td><td></td><td></td><td>273.4</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>17.7</td><td></td><td></td><td>17.2</td><td></td></tr><tr><td>Interest rate</td><td>7.51</td><td>%</td><td></td><td>7.51</td><td>%</td></tr><tr><td>Term ABS 2023-5</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>294.0</td><td></td><td></td><td>$</td><td>294.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>398.7</td><td></td><td></td><td>433.9</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>32.9</td><td></td><td></td><td>52.2</td><td></td></tr><tr><td>Interest rate</td><td>6.54</td><td>%</td><td></td><td>6.54</td><td>%</td></tr><tr><td>Term ABS 2024-A</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>200.0</td><td></td><td></td><td>$</td><td>—</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>248.4</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>18.1</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Interest rate</td><td>7.45</td><td>%</td><td></td><td>—</td><td>%</td></tr><tr><td>Term ABS 2024-1</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>500.0</td><td></td><td></td><td>$</td><td>—</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>553.3</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>45.0</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Interest rate</td><td>6.01</td><td>%</td><td></td><td>—</td><td>%</td></tr><tr><td>Term ABS 2024-2</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>550.0</td><td></td><td></td><td>$</td><td>—</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>646.8</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>42.0</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Interest rate</td><td>6.21</td><td>%</td><td></td><td>—</td><td>%</td></tr><tr><td>Term ABS 2024-3</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>600.0</td><td></td><td></td><td>$</td><td>—</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>700.9</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>51.5</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Interest rate</td><td>4.91</td><td>%</td><td></td><td>—</td><td>%</td></tr><tr><td>Term ABS 2024-B</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>300.0</td><td></td><td></td><td>$</td><td>—</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>425.8</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>37.9</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Interest rate</td><td>6.13</td><td>%</td><td></td><td>—</td><td>%</td></tr><tr><td>2026 Senior Notes</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>400.0</td><td></td><td></td><td>$</td><td>400.0</td><td></td></tr><tr><td>Interest rate</td><td>6.625</td><td>%</td><td></td><td>6.625</td><td>%</td></tr><tr><td>2028 Senior Notes</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>600.0</td><td></td><td></td><td>$</td><td>600.0</td><td></td></tr><tr><td>Interest rate</td><td>9.250</td><td>%</td><td></td><td>9.250</td><td>%</td></tr><tr><td>Mortgage Note</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>—</td><td></td><td></td><td>$</td><td>8.4</td><td></td></tr><tr><td>Interest rate</td><td>—</td><td>%</td><td></td><td>6.88</td><td>%</td></tr><tr><td>(1) Availability may be limited by the amount of assets pledged as collateral.</td><td></td><td></td><td></td></tr></table>
table
32.9
monetaryItemType
table: <entity> 32.9 </entity> <entity type> monetaryItemType </entity type> <context> Restricted cash and cash equivalents pledged as collateral | 32.9 | 52.2 </context>
us-gaap:RestrictedCashAndCashEquivalents
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(Dollars in millions)</td><td>As of December 31,</td></tr><tr><td></td><td>2024</td><td></td><td>2023</td></tr><tr><td>Term ABS 2023-A</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>200.0</td><td></td><td></td><td>$</td><td>200.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>252.0</td><td></td><td></td><td>273.4</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>17.7</td><td></td><td></td><td>17.2</td><td></td></tr><tr><td>Interest rate</td><td>7.51</td><td>%</td><td></td><td>7.51</td><td>%</td></tr><tr><td>Term ABS 2023-5</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>294.0</td><td></td><td></td><td>$</td><td>294.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>398.7</td><td></td><td></td><td>433.9</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>32.9</td><td></td><td></td><td>52.2</td><td></td></tr><tr><td>Interest rate</td><td>6.54</td><td>%</td><td></td><td>6.54</td><td>%</td></tr><tr><td>Term ABS 2024-A</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>200.0</td><td></td><td></td><td>$</td><td>—</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>248.4</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>18.1</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Interest rate</td><td>7.45</td><td>%</td><td></td><td>—</td><td>%</td></tr><tr><td>Term ABS 2024-1</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>500.0</td><td></td><td></td><td>$</td><td>—</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>553.3</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>45.0</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Interest rate</td><td>6.01</td><td>%</td><td></td><td>—</td><td>%</td></tr><tr><td>Term ABS 2024-2</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>550.0</td><td></td><td></td><td>$</td><td>—</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>646.8</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>42.0</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Interest rate</td><td>6.21</td><td>%</td><td></td><td>—</td><td>%</td></tr><tr><td>Term ABS 2024-3</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>600.0</td><td></td><td></td><td>$</td><td>—</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>700.9</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>51.5</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Interest rate</td><td>4.91</td><td>%</td><td></td><td>—</td><td>%</td></tr><tr><td>Term ABS 2024-B</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>300.0</td><td></td><td></td><td>$</td><td>—</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>425.8</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>37.9</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Interest rate</td><td>6.13</td><td>%</td><td></td><td>—</td><td>%</td></tr><tr><td>2026 Senior Notes</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>400.0</td><td></td><td></td><td>$</td><td>400.0</td><td></td></tr><tr><td>Interest rate</td><td>6.625</td><td>%</td><td></td><td>6.625</td><td>%</td></tr><tr><td>2028 Senior Notes</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>600.0</td><td></td><td></td><td>$</td><td>600.0</td><td></td></tr><tr><td>Interest rate</td><td>9.250</td><td>%</td><td></td><td>9.250</td><td>%</td></tr><tr><td>Mortgage Note</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>—</td><td></td><td></td><td>$</td><td>8.4</td><td></td></tr><tr><td>Interest rate</td><td>—</td><td>%</td><td></td><td>6.88</td><td>%</td></tr><tr><td>(1) Availability may be limited by the amount of assets pledged as collateral.</td><td></td><td></td><td></td></tr></table>
table
52.2
monetaryItemType
table: <entity> 52.2 </entity> <entity type> monetaryItemType </entity type> <context> Restricted cash and cash equivalents pledged as collateral | 32.9 | 52.2 </context>
us-gaap:RestrictedCashAndCashEquivalents
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(Dollars in millions)</td><td>As of December 31,</td></tr><tr><td></td><td>2024</td><td></td><td>2023</td></tr><tr><td>Term ABS 2023-A</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>200.0</td><td></td><td></td><td>$</td><td>200.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>252.0</td><td></td><td></td><td>273.4</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>17.7</td><td></td><td></td><td>17.2</td><td></td></tr><tr><td>Interest rate</td><td>7.51</td><td>%</td><td></td><td>7.51</td><td>%</td></tr><tr><td>Term ABS 2023-5</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>294.0</td><td></td><td></td><td>$</td><td>294.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>398.7</td><td></td><td></td><td>433.9</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>32.9</td><td></td><td></td><td>52.2</td><td></td></tr><tr><td>Interest rate</td><td>6.54</td><td>%</td><td></td><td>6.54</td><td>%</td></tr><tr><td>Term ABS 2024-A</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>200.0</td><td></td><td></td><td>$</td><td>—</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>248.4</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>18.1</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Interest rate</td><td>7.45</td><td>%</td><td></td><td>—</td><td>%</td></tr><tr><td>Term ABS 2024-1</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>500.0</td><td></td><td></td><td>$</td><td>—</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>553.3</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>45.0</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Interest rate</td><td>6.01</td><td>%</td><td></td><td>—</td><td>%</td></tr><tr><td>Term ABS 2024-2</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>550.0</td><td></td><td></td><td>$</td><td>—</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>646.8</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>42.0</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Interest rate</td><td>6.21</td><td>%</td><td></td><td>—</td><td>%</td></tr><tr><td>Term ABS 2024-3</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>600.0</td><td></td><td></td><td>$</td><td>—</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>700.9</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>51.5</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Interest rate</td><td>4.91</td><td>%</td><td></td><td>—</td><td>%</td></tr><tr><td>Term ABS 2024-B</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>300.0</td><td></td><td></td><td>$</td><td>—</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>425.8</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>37.9</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Interest rate</td><td>6.13</td><td>%</td><td></td><td>—</td><td>%</td></tr><tr><td>2026 Senior Notes</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>400.0</td><td></td><td></td><td>$</td><td>400.0</td><td></td></tr><tr><td>Interest rate</td><td>6.625</td><td>%</td><td></td><td>6.625</td><td>%</td></tr><tr><td>2028 Senior Notes</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>600.0</td><td></td><td></td><td>$</td><td>600.0</td><td></td></tr><tr><td>Interest rate</td><td>9.250</td><td>%</td><td></td><td>9.250</td><td>%</td></tr><tr><td>Mortgage Note</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>—</td><td></td><td></td><td>$</td><td>8.4</td><td></td></tr><tr><td>Interest rate</td><td>—</td><td>%</td><td></td><td>6.88</td><td>%</td></tr><tr><td>(1) Availability may be limited by the amount of assets pledged as collateral.</td><td></td><td></td><td></td></tr></table>
table
6.54
percentItemType
table: <entity> 6.54 </entity> <entity type> percentItemType </entity type> <context> Interest rate | 6.54 | % | 6.54 | % </context>
us-gaap:DebtInstrumentInterestRateEffectivePercentage
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(Dollars in millions)</td><td>As of December 31,</td></tr><tr><td></td><td>2024</td><td></td><td>2023</td></tr><tr><td>Term ABS 2023-A</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>200.0</td><td></td><td></td><td>$</td><td>200.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>252.0</td><td></td><td></td><td>273.4</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>17.7</td><td></td><td></td><td>17.2</td><td></td></tr><tr><td>Interest rate</td><td>7.51</td><td>%</td><td></td><td>7.51</td><td>%</td></tr><tr><td>Term ABS 2023-5</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>294.0</td><td></td><td></td><td>$</td><td>294.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>398.7</td><td></td><td></td><td>433.9</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>32.9</td><td></td><td></td><td>52.2</td><td></td></tr><tr><td>Interest rate</td><td>6.54</td><td>%</td><td></td><td>6.54</td><td>%</td></tr><tr><td>Term ABS 2024-A</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>200.0</td><td></td><td></td><td>$</td><td>—</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>248.4</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>18.1</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Interest rate</td><td>7.45</td><td>%</td><td></td><td>—</td><td>%</td></tr><tr><td>Term ABS 2024-1</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>500.0</td><td></td><td></td><td>$</td><td>—</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>553.3</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>45.0</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Interest rate</td><td>6.01</td><td>%</td><td></td><td>—</td><td>%</td></tr><tr><td>Term ABS 2024-2</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>550.0</td><td></td><td></td><td>$</td><td>—</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>646.8</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>42.0</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Interest rate</td><td>6.21</td><td>%</td><td></td><td>—</td><td>%</td></tr><tr><td>Term ABS 2024-3</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>600.0</td><td></td><td></td><td>$</td><td>—</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>700.9</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>51.5</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Interest rate</td><td>4.91</td><td>%</td><td></td><td>—</td><td>%</td></tr><tr><td>Term ABS 2024-B</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>300.0</td><td></td><td></td><td>$</td><td>—</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>425.8</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>37.9</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Interest rate</td><td>6.13</td><td>%</td><td></td><td>—</td><td>%</td></tr><tr><td>2026 Senior Notes</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>400.0</td><td></td><td></td><td>$</td><td>400.0</td><td></td></tr><tr><td>Interest rate</td><td>6.625</td><td>%</td><td></td><td>6.625</td><td>%</td></tr><tr><td>2028 Senior Notes</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>600.0</td><td></td><td></td><td>$</td><td>600.0</td><td></td></tr><tr><td>Interest rate</td><td>9.250</td><td>%</td><td></td><td>9.250</td><td>%</td></tr><tr><td>Mortgage Note</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>—</td><td></td><td></td><td>$</td><td>8.4</td><td></td></tr><tr><td>Interest rate</td><td>—</td><td>%</td><td></td><td>6.88</td><td>%</td></tr><tr><td>(1) Availability may be limited by the amount of assets pledged as collateral.</td><td></td><td></td><td></td></tr></table>
table
248.4
monetaryItemType
table: <entity> 248.4 </entity> <entity type> monetaryItemType </entity type> <context> Loans pledged as collateral | 248.4 | — </context>
us-gaap:DebtInstrumentCollateralAmount
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(Dollars in millions)</td><td>As of December 31,</td></tr><tr><td></td><td>2024</td><td></td><td>2023</td></tr><tr><td>Term ABS 2023-A</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>200.0</td><td></td><td></td><td>$</td><td>200.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>252.0</td><td></td><td></td><td>273.4</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>17.7</td><td></td><td></td><td>17.2</td><td></td></tr><tr><td>Interest rate</td><td>7.51</td><td>%</td><td></td><td>7.51</td><td>%</td></tr><tr><td>Term ABS 2023-5</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>294.0</td><td></td><td></td><td>$</td><td>294.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>398.7</td><td></td><td></td><td>433.9</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>32.9</td><td></td><td></td><td>52.2</td><td></td></tr><tr><td>Interest rate</td><td>6.54</td><td>%</td><td></td><td>6.54</td><td>%</td></tr><tr><td>Term ABS 2024-A</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>200.0</td><td></td><td></td><td>$</td><td>—</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>248.4</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>18.1</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Interest rate</td><td>7.45</td><td>%</td><td></td><td>—</td><td>%</td></tr><tr><td>Term ABS 2024-1</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>500.0</td><td></td><td></td><td>$</td><td>—</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>553.3</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>45.0</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Interest rate</td><td>6.01</td><td>%</td><td></td><td>—</td><td>%</td></tr><tr><td>Term ABS 2024-2</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>550.0</td><td></td><td></td><td>$</td><td>—</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>646.8</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>42.0</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Interest rate</td><td>6.21</td><td>%</td><td></td><td>—</td><td>%</td></tr><tr><td>Term ABS 2024-3</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>600.0</td><td></td><td></td><td>$</td><td>—</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>700.9</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>51.5</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Interest rate</td><td>4.91</td><td>%</td><td></td><td>—</td><td>%</td></tr><tr><td>Term ABS 2024-B</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>300.0</td><td></td><td></td><td>$</td><td>—</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>425.8</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>37.9</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Interest rate</td><td>6.13</td><td>%</td><td></td><td>—</td><td>%</td></tr><tr><td>2026 Senior Notes</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>400.0</td><td></td><td></td><td>$</td><td>400.0</td><td></td></tr><tr><td>Interest rate</td><td>6.625</td><td>%</td><td></td><td>6.625</td><td>%</td></tr><tr><td>2028 Senior Notes</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>600.0</td><td></td><td></td><td>$</td><td>600.0</td><td></td></tr><tr><td>Interest rate</td><td>9.250</td><td>%</td><td></td><td>9.250</td><td>%</td></tr><tr><td>Mortgage Note</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>—</td><td></td><td></td><td>$</td><td>8.4</td><td></td></tr><tr><td>Interest rate</td><td>—</td><td>%</td><td></td><td>6.88</td><td>%</td></tr><tr><td>(1) Availability may be limited by the amount of assets pledged as collateral.</td><td></td><td></td><td></td></tr></table>
table
—
monetaryItemType
table: <entity> — </entity> <entity type> monetaryItemType </entity type> <context> Principal balance outstanding | $ | 200.0 | $ | — </context>
us-gaap:DebtInstrumentCollateralAmount
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(Dollars in millions)</td><td>As of December 31,</td></tr><tr><td></td><td>2024</td><td></td><td>2023</td></tr><tr><td>Term ABS 2023-A</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>200.0</td><td></td><td></td><td>$</td><td>200.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>252.0</td><td></td><td></td><td>273.4</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>17.7</td><td></td><td></td><td>17.2</td><td></td></tr><tr><td>Interest rate</td><td>7.51</td><td>%</td><td></td><td>7.51</td><td>%</td></tr><tr><td>Term ABS 2023-5</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>294.0</td><td></td><td></td><td>$</td><td>294.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>398.7</td><td></td><td></td><td>433.9</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>32.9</td><td></td><td></td><td>52.2</td><td></td></tr><tr><td>Interest rate</td><td>6.54</td><td>%</td><td></td><td>6.54</td><td>%</td></tr><tr><td>Term ABS 2024-A</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>200.0</td><td></td><td></td><td>$</td><td>—</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>248.4</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>18.1</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Interest rate</td><td>7.45</td><td>%</td><td></td><td>—</td><td>%</td></tr><tr><td>Term ABS 2024-1</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>500.0</td><td></td><td></td><td>$</td><td>—</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>553.3</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>45.0</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Interest rate</td><td>6.01</td><td>%</td><td></td><td>—</td><td>%</td></tr><tr><td>Term ABS 2024-2</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>550.0</td><td></td><td></td><td>$</td><td>—</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>646.8</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>42.0</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Interest rate</td><td>6.21</td><td>%</td><td></td><td>—</td><td>%</td></tr><tr><td>Term ABS 2024-3</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>600.0</td><td></td><td></td><td>$</td><td>—</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>700.9</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>51.5</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Interest rate</td><td>4.91</td><td>%</td><td></td><td>—</td><td>%</td></tr><tr><td>Term ABS 2024-B</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>300.0</td><td></td><td></td><td>$</td><td>—</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>425.8</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>37.9</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Interest rate</td><td>6.13</td><td>%</td><td></td><td>—</td><td>%</td></tr><tr><td>2026 Senior Notes</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>400.0</td><td></td><td></td><td>$</td><td>400.0</td><td></td></tr><tr><td>Interest rate</td><td>6.625</td><td>%</td><td></td><td>6.625</td><td>%</td></tr><tr><td>2028 Senior Notes</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>600.0</td><td></td><td></td><td>$</td><td>600.0</td><td></td></tr><tr><td>Interest rate</td><td>9.250</td><td>%</td><td></td><td>9.250</td><td>%</td></tr><tr><td>Mortgage Note</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>—</td><td></td><td></td><td>$</td><td>8.4</td><td></td></tr><tr><td>Interest rate</td><td>—</td><td>%</td><td></td><td>6.88</td><td>%</td></tr><tr><td>(1) Availability may be limited by the amount of assets pledged as collateral.</td><td></td><td></td><td></td></tr></table>
table
18.1
monetaryItemType
table: <entity> 18.1 </entity> <entity type> monetaryItemType </entity type> <context> Restricted cash and cash equivalents pledged as collateral | 18.1 | — </context>
us-gaap:RestrictedCashAndCashEquivalents
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(Dollars in millions)</td><td>As of December 31,</td></tr><tr><td></td><td>2024</td><td></td><td>2023</td></tr><tr><td>Term ABS 2023-A</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>200.0</td><td></td><td></td><td>$</td><td>200.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>252.0</td><td></td><td></td><td>273.4</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>17.7</td><td></td><td></td><td>17.2</td><td></td></tr><tr><td>Interest rate</td><td>7.51</td><td>%</td><td></td><td>7.51</td><td>%</td></tr><tr><td>Term ABS 2023-5</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>294.0</td><td></td><td></td><td>$</td><td>294.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>398.7</td><td></td><td></td><td>433.9</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>32.9</td><td></td><td></td><td>52.2</td><td></td></tr><tr><td>Interest rate</td><td>6.54</td><td>%</td><td></td><td>6.54</td><td>%</td></tr><tr><td>Term ABS 2024-A</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>200.0</td><td></td><td></td><td>$</td><td>—</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>248.4</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>18.1</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Interest rate</td><td>7.45</td><td>%</td><td></td><td>—</td><td>%</td></tr><tr><td>Term ABS 2024-1</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>500.0</td><td></td><td></td><td>$</td><td>—</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>553.3</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>45.0</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Interest rate</td><td>6.01</td><td>%</td><td></td><td>—</td><td>%</td></tr><tr><td>Term ABS 2024-2</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>550.0</td><td></td><td></td><td>$</td><td>—</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>646.8</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>42.0</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Interest rate</td><td>6.21</td><td>%</td><td></td><td>—</td><td>%</td></tr><tr><td>Term ABS 2024-3</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>600.0</td><td></td><td></td><td>$</td><td>—</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>700.9</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>51.5</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Interest rate</td><td>4.91</td><td>%</td><td></td><td>—</td><td>%</td></tr><tr><td>Term ABS 2024-B</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>300.0</td><td></td><td></td><td>$</td><td>—</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>425.8</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>37.9</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Interest rate</td><td>6.13</td><td>%</td><td></td><td>—</td><td>%</td></tr><tr><td>2026 Senior Notes</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>400.0</td><td></td><td></td><td>$</td><td>400.0</td><td></td></tr><tr><td>Interest rate</td><td>6.625</td><td>%</td><td></td><td>6.625</td><td>%</td></tr><tr><td>2028 Senior Notes</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>600.0</td><td></td><td></td><td>$</td><td>600.0</td><td></td></tr><tr><td>Interest rate</td><td>9.250</td><td>%</td><td></td><td>9.250</td><td>%</td></tr><tr><td>Mortgage Note</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>—</td><td></td><td></td><td>$</td><td>8.4</td><td></td></tr><tr><td>Interest rate</td><td>—</td><td>%</td><td></td><td>6.88</td><td>%</td></tr><tr><td>(1) Availability may be limited by the amount of assets pledged as collateral.</td><td></td><td></td><td></td></tr></table>
table
7.45
percentItemType
table: <entity> 7.45 </entity> <entity type> percentItemType </entity type> <context> Interest rate | 7.45 | % | — | % </context>
us-gaap:DebtInstrumentInterestRateEffectivePercentage
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(Dollars in millions)</td><td>As of December 31,</td></tr><tr><td></td><td>2024</td><td></td><td>2023</td></tr><tr><td>Term ABS 2023-A</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>200.0</td><td></td><td></td><td>$</td><td>200.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>252.0</td><td></td><td></td><td>273.4</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>17.7</td><td></td><td></td><td>17.2</td><td></td></tr><tr><td>Interest rate</td><td>7.51</td><td>%</td><td></td><td>7.51</td><td>%</td></tr><tr><td>Term ABS 2023-5</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>294.0</td><td></td><td></td><td>$</td><td>294.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>398.7</td><td></td><td></td><td>433.9</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>32.9</td><td></td><td></td><td>52.2</td><td></td></tr><tr><td>Interest rate</td><td>6.54</td><td>%</td><td></td><td>6.54</td><td>%</td></tr><tr><td>Term ABS 2024-A</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>200.0</td><td></td><td></td><td>$</td><td>—</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>248.4</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>18.1</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Interest rate</td><td>7.45</td><td>%</td><td></td><td>—</td><td>%</td></tr><tr><td>Term ABS 2024-1</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>500.0</td><td></td><td></td><td>$</td><td>—</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>553.3</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>45.0</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Interest rate</td><td>6.01</td><td>%</td><td></td><td>—</td><td>%</td></tr><tr><td>Term ABS 2024-2</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>550.0</td><td></td><td></td><td>$</td><td>—</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>646.8</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>42.0</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Interest rate</td><td>6.21</td><td>%</td><td></td><td>—</td><td>%</td></tr><tr><td>Term ABS 2024-3</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>600.0</td><td></td><td></td><td>$</td><td>—</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>700.9</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>51.5</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Interest rate</td><td>4.91</td><td>%</td><td></td><td>—</td><td>%</td></tr><tr><td>Term ABS 2024-B</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>300.0</td><td></td><td></td><td>$</td><td>—</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>425.8</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>37.9</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Interest rate</td><td>6.13</td><td>%</td><td></td><td>—</td><td>%</td></tr><tr><td>2026 Senior Notes</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>400.0</td><td></td><td></td><td>$</td><td>400.0</td><td></td></tr><tr><td>Interest rate</td><td>6.625</td><td>%</td><td></td><td>6.625</td><td>%</td></tr><tr><td>2028 Senior Notes</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>600.0</td><td></td><td></td><td>$</td><td>600.0</td><td></td></tr><tr><td>Interest rate</td><td>9.250</td><td>%</td><td></td><td>9.250</td><td>%</td></tr><tr><td>Mortgage Note</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>—</td><td></td><td></td><td>$</td><td>8.4</td><td></td></tr><tr><td>Interest rate</td><td>—</td><td>%</td><td></td><td>6.88</td><td>%</td></tr><tr><td>(1) Availability may be limited by the amount of assets pledged as collateral.</td><td></td><td></td><td></td></tr></table>
table
500.0
monetaryItemType
table: <entity> 500.0 </entity> <entity type> monetaryItemType </entity type> <context> Principal balance outstanding | $ | 500.0 | $ | — </context>
us-gaap:SecuredDebt
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(Dollars in millions)</td><td>As of December 31,</td></tr><tr><td></td><td>2024</td><td></td><td>2023</td></tr><tr><td>Term ABS 2023-A</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>200.0</td><td></td><td></td><td>$</td><td>200.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>252.0</td><td></td><td></td><td>273.4</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>17.7</td><td></td><td></td><td>17.2</td><td></td></tr><tr><td>Interest rate</td><td>7.51</td><td>%</td><td></td><td>7.51</td><td>%</td></tr><tr><td>Term ABS 2023-5</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>294.0</td><td></td><td></td><td>$</td><td>294.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>398.7</td><td></td><td></td><td>433.9</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>32.9</td><td></td><td></td><td>52.2</td><td></td></tr><tr><td>Interest rate</td><td>6.54</td><td>%</td><td></td><td>6.54</td><td>%</td></tr><tr><td>Term ABS 2024-A</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>200.0</td><td></td><td></td><td>$</td><td>—</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>248.4</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>18.1</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Interest rate</td><td>7.45</td><td>%</td><td></td><td>—</td><td>%</td></tr><tr><td>Term ABS 2024-1</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>500.0</td><td></td><td></td><td>$</td><td>—</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>553.3</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>45.0</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Interest rate</td><td>6.01</td><td>%</td><td></td><td>—</td><td>%</td></tr><tr><td>Term ABS 2024-2</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>550.0</td><td></td><td></td><td>$</td><td>—</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>646.8</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>42.0</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Interest rate</td><td>6.21</td><td>%</td><td></td><td>—</td><td>%</td></tr><tr><td>Term ABS 2024-3</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>600.0</td><td></td><td></td><td>$</td><td>—</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>700.9</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>51.5</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Interest rate</td><td>4.91</td><td>%</td><td></td><td>—</td><td>%</td></tr><tr><td>Term ABS 2024-B</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>300.0</td><td></td><td></td><td>$</td><td>—</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>425.8</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>37.9</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Interest rate</td><td>6.13</td><td>%</td><td></td><td>—</td><td>%</td></tr><tr><td>2026 Senior Notes</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>400.0</td><td></td><td></td><td>$</td><td>400.0</td><td></td></tr><tr><td>Interest rate</td><td>6.625</td><td>%</td><td></td><td>6.625</td><td>%</td></tr><tr><td>2028 Senior Notes</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>600.0</td><td></td><td></td><td>$</td><td>600.0</td><td></td></tr><tr><td>Interest rate</td><td>9.250</td><td>%</td><td></td><td>9.250</td><td>%</td></tr><tr><td>Mortgage Note</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>—</td><td></td><td></td><td>$</td><td>8.4</td><td></td></tr><tr><td>Interest rate</td><td>—</td><td>%</td><td></td><td>6.88</td><td>%</td></tr><tr><td>(1) Availability may be limited by the amount of assets pledged as collateral.</td><td></td><td></td><td></td></tr></table>
table
553.3
monetaryItemType
table: <entity> 553.3 </entity> <entity type> monetaryItemType </entity type> <context> Loans pledged as collateral | 553.3 | — </context>
us-gaap:DebtInstrumentCollateralAmount
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(Dollars in millions)</td><td>As of December 31,</td></tr><tr><td></td><td>2024</td><td></td><td>2023</td></tr><tr><td>Term ABS 2023-A</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>200.0</td><td></td><td></td><td>$</td><td>200.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>252.0</td><td></td><td></td><td>273.4</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>17.7</td><td></td><td></td><td>17.2</td><td></td></tr><tr><td>Interest rate</td><td>7.51</td><td>%</td><td></td><td>7.51</td><td>%</td></tr><tr><td>Term ABS 2023-5</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>294.0</td><td></td><td></td><td>$</td><td>294.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>398.7</td><td></td><td></td><td>433.9</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>32.9</td><td></td><td></td><td>52.2</td><td></td></tr><tr><td>Interest rate</td><td>6.54</td><td>%</td><td></td><td>6.54</td><td>%</td></tr><tr><td>Term ABS 2024-A</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>200.0</td><td></td><td></td><td>$</td><td>—</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>248.4</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>18.1</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Interest rate</td><td>7.45</td><td>%</td><td></td><td>—</td><td>%</td></tr><tr><td>Term ABS 2024-1</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>500.0</td><td></td><td></td><td>$</td><td>—</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>553.3</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>45.0</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Interest rate</td><td>6.01</td><td>%</td><td></td><td>—</td><td>%</td></tr><tr><td>Term ABS 2024-2</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>550.0</td><td></td><td></td><td>$</td><td>—</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>646.8</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>42.0</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Interest rate</td><td>6.21</td><td>%</td><td></td><td>—</td><td>%</td></tr><tr><td>Term ABS 2024-3</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>600.0</td><td></td><td></td><td>$</td><td>—</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>700.9</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>51.5</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Interest rate</td><td>4.91</td><td>%</td><td></td><td>—</td><td>%</td></tr><tr><td>Term ABS 2024-B</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>300.0</td><td></td><td></td><td>$</td><td>—</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>425.8</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>37.9</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Interest rate</td><td>6.13</td><td>%</td><td></td><td>—</td><td>%</td></tr><tr><td>2026 Senior Notes</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>400.0</td><td></td><td></td><td>$</td><td>400.0</td><td></td></tr><tr><td>Interest rate</td><td>6.625</td><td>%</td><td></td><td>6.625</td><td>%</td></tr><tr><td>2028 Senior Notes</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>600.0</td><td></td><td></td><td>$</td><td>600.0</td><td></td></tr><tr><td>Interest rate</td><td>9.250</td><td>%</td><td></td><td>9.250</td><td>%</td></tr><tr><td>Mortgage Note</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>—</td><td></td><td></td><td>$</td><td>8.4</td><td></td></tr><tr><td>Interest rate</td><td>—</td><td>%</td><td></td><td>6.88</td><td>%</td></tr><tr><td>(1) Availability may be limited by the amount of assets pledged as collateral.</td><td></td><td></td><td></td></tr></table>
table
45.0
monetaryItemType
table: <entity> 45.0 </entity> <entity type> monetaryItemType </entity type> <context> Restricted cash and cash equivalents pledged as collateral | 45.0 | — </context>
us-gaap:RestrictedCashAndCashEquivalents
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(Dollars in millions)</td><td>As of December 31,</td></tr><tr><td></td><td>2024</td><td></td><td>2023</td></tr><tr><td>Term ABS 2023-A</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>200.0</td><td></td><td></td><td>$</td><td>200.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>252.0</td><td></td><td></td><td>273.4</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>17.7</td><td></td><td></td><td>17.2</td><td></td></tr><tr><td>Interest rate</td><td>7.51</td><td>%</td><td></td><td>7.51</td><td>%</td></tr><tr><td>Term ABS 2023-5</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>294.0</td><td></td><td></td><td>$</td><td>294.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>398.7</td><td></td><td></td><td>433.9</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>32.9</td><td></td><td></td><td>52.2</td><td></td></tr><tr><td>Interest rate</td><td>6.54</td><td>%</td><td></td><td>6.54</td><td>%</td></tr><tr><td>Term ABS 2024-A</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>200.0</td><td></td><td></td><td>$</td><td>—</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>248.4</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>18.1</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Interest rate</td><td>7.45</td><td>%</td><td></td><td>—</td><td>%</td></tr><tr><td>Term ABS 2024-1</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>500.0</td><td></td><td></td><td>$</td><td>—</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>553.3</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>45.0</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Interest rate</td><td>6.01</td><td>%</td><td></td><td>—</td><td>%</td></tr><tr><td>Term ABS 2024-2</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>550.0</td><td></td><td></td><td>$</td><td>—</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>646.8</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>42.0</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Interest rate</td><td>6.21</td><td>%</td><td></td><td>—</td><td>%</td></tr><tr><td>Term ABS 2024-3</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>600.0</td><td></td><td></td><td>$</td><td>—</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>700.9</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>51.5</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Interest rate</td><td>4.91</td><td>%</td><td></td><td>—</td><td>%</td></tr><tr><td>Term ABS 2024-B</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>300.0</td><td></td><td></td><td>$</td><td>—</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>425.8</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>37.9</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Interest rate</td><td>6.13</td><td>%</td><td></td><td>—</td><td>%</td></tr><tr><td>2026 Senior Notes</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>400.0</td><td></td><td></td><td>$</td><td>400.0</td><td></td></tr><tr><td>Interest rate</td><td>6.625</td><td>%</td><td></td><td>6.625</td><td>%</td></tr><tr><td>2028 Senior Notes</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>600.0</td><td></td><td></td><td>$</td><td>600.0</td><td></td></tr><tr><td>Interest rate</td><td>9.250</td><td>%</td><td></td><td>9.250</td><td>%</td></tr><tr><td>Mortgage Note</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>—</td><td></td><td></td><td>$</td><td>8.4</td><td></td></tr><tr><td>Interest rate</td><td>—</td><td>%</td><td></td><td>6.88</td><td>%</td></tr><tr><td>(1) Availability may be limited by the amount of assets pledged as collateral.</td><td></td><td></td><td></td></tr></table>
table
6.01
percentItemType
table: <entity> 6.01 </entity> <entity type> percentItemType </entity type> <context> Interest rate | 6.01 | % | — | % </context>
us-gaap:DebtInstrumentInterestRateEffectivePercentage
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(Dollars in millions)</td><td>As of December 31,</td></tr><tr><td></td><td>2024</td><td></td><td>2023</td></tr><tr><td>Term ABS 2023-A</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>200.0</td><td></td><td></td><td>$</td><td>200.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>252.0</td><td></td><td></td><td>273.4</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>17.7</td><td></td><td></td><td>17.2</td><td></td></tr><tr><td>Interest rate</td><td>7.51</td><td>%</td><td></td><td>7.51</td><td>%</td></tr><tr><td>Term ABS 2023-5</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>294.0</td><td></td><td></td><td>$</td><td>294.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>398.7</td><td></td><td></td><td>433.9</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>32.9</td><td></td><td></td><td>52.2</td><td></td></tr><tr><td>Interest rate</td><td>6.54</td><td>%</td><td></td><td>6.54</td><td>%</td></tr><tr><td>Term ABS 2024-A</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>200.0</td><td></td><td></td><td>$</td><td>—</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>248.4</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>18.1</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Interest rate</td><td>7.45</td><td>%</td><td></td><td>—</td><td>%</td></tr><tr><td>Term ABS 2024-1</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>500.0</td><td></td><td></td><td>$</td><td>—</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>553.3</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>45.0</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Interest rate</td><td>6.01</td><td>%</td><td></td><td>—</td><td>%</td></tr><tr><td>Term ABS 2024-2</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>550.0</td><td></td><td></td><td>$</td><td>—</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>646.8</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>42.0</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Interest rate</td><td>6.21</td><td>%</td><td></td><td>—</td><td>%</td></tr><tr><td>Term ABS 2024-3</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>600.0</td><td></td><td></td><td>$</td><td>—</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>700.9</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>51.5</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Interest rate</td><td>4.91</td><td>%</td><td></td><td>—</td><td>%</td></tr><tr><td>Term ABS 2024-B</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>300.0</td><td></td><td></td><td>$</td><td>—</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>425.8</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>37.9</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Interest rate</td><td>6.13</td><td>%</td><td></td><td>—</td><td>%</td></tr><tr><td>2026 Senior Notes</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>400.0</td><td></td><td></td><td>$</td><td>400.0</td><td></td></tr><tr><td>Interest rate</td><td>6.625</td><td>%</td><td></td><td>6.625</td><td>%</td></tr><tr><td>2028 Senior Notes</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>600.0</td><td></td><td></td><td>$</td><td>600.0</td><td></td></tr><tr><td>Interest rate</td><td>9.250</td><td>%</td><td></td><td>9.250</td><td>%</td></tr><tr><td>Mortgage Note</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>—</td><td></td><td></td><td>$</td><td>8.4</td><td></td></tr><tr><td>Interest rate</td><td>—</td><td>%</td><td></td><td>6.88</td><td>%</td></tr><tr><td>(1) Availability may be limited by the amount of assets pledged as collateral.</td><td></td><td></td><td></td></tr></table>
table
550.0
monetaryItemType
table: <entity> 550.0 </entity> <entity type> monetaryItemType </entity type> <context> Principal balance outstanding | $ | 550.0 | $ | — </context>
us-gaap:SecuredDebt
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(Dollars in millions)</td><td>As of December 31,</td></tr><tr><td></td><td>2024</td><td></td><td>2023</td></tr><tr><td>Term ABS 2023-A</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>200.0</td><td></td><td></td><td>$</td><td>200.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>252.0</td><td></td><td></td><td>273.4</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>17.7</td><td></td><td></td><td>17.2</td><td></td></tr><tr><td>Interest rate</td><td>7.51</td><td>%</td><td></td><td>7.51</td><td>%</td></tr><tr><td>Term ABS 2023-5</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>294.0</td><td></td><td></td><td>$</td><td>294.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>398.7</td><td></td><td></td><td>433.9</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>32.9</td><td></td><td></td><td>52.2</td><td></td></tr><tr><td>Interest rate</td><td>6.54</td><td>%</td><td></td><td>6.54</td><td>%</td></tr><tr><td>Term ABS 2024-A</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>200.0</td><td></td><td></td><td>$</td><td>—</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>248.4</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>18.1</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Interest rate</td><td>7.45</td><td>%</td><td></td><td>—</td><td>%</td></tr><tr><td>Term ABS 2024-1</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>500.0</td><td></td><td></td><td>$</td><td>—</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>553.3</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>45.0</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Interest rate</td><td>6.01</td><td>%</td><td></td><td>—</td><td>%</td></tr><tr><td>Term ABS 2024-2</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>550.0</td><td></td><td></td><td>$</td><td>—</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>646.8</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>42.0</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Interest rate</td><td>6.21</td><td>%</td><td></td><td>—</td><td>%</td></tr><tr><td>Term ABS 2024-3</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>600.0</td><td></td><td></td><td>$</td><td>—</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>700.9</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>51.5</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Interest rate</td><td>4.91</td><td>%</td><td></td><td>—</td><td>%</td></tr><tr><td>Term ABS 2024-B</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>300.0</td><td></td><td></td><td>$</td><td>—</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>425.8</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>37.9</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Interest rate</td><td>6.13</td><td>%</td><td></td><td>—</td><td>%</td></tr><tr><td>2026 Senior Notes</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>400.0</td><td></td><td></td><td>$</td><td>400.0</td><td></td></tr><tr><td>Interest rate</td><td>6.625</td><td>%</td><td></td><td>6.625</td><td>%</td></tr><tr><td>2028 Senior Notes</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>600.0</td><td></td><td></td><td>$</td><td>600.0</td><td></td></tr><tr><td>Interest rate</td><td>9.250</td><td>%</td><td></td><td>9.250</td><td>%</td></tr><tr><td>Mortgage Note</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>—</td><td></td><td></td><td>$</td><td>8.4</td><td></td></tr><tr><td>Interest rate</td><td>—</td><td>%</td><td></td><td>6.88</td><td>%</td></tr><tr><td>(1) Availability may be limited by the amount of assets pledged as collateral.</td><td></td><td></td><td></td></tr></table>
table
646.8
monetaryItemType
table: <entity> 646.8 </entity> <entity type> monetaryItemType </entity type> <context> Loans pledged as collateral | 646.8 | — </context>
us-gaap:DebtInstrumentCollateralAmount
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(Dollars in millions)</td><td>As of December 31,</td></tr><tr><td></td><td>2024</td><td></td><td>2023</td></tr><tr><td>Term ABS 2023-A</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>200.0</td><td></td><td></td><td>$</td><td>200.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>252.0</td><td></td><td></td><td>273.4</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>17.7</td><td></td><td></td><td>17.2</td><td></td></tr><tr><td>Interest rate</td><td>7.51</td><td>%</td><td></td><td>7.51</td><td>%</td></tr><tr><td>Term ABS 2023-5</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>294.0</td><td></td><td></td><td>$</td><td>294.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>398.7</td><td></td><td></td><td>433.9</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>32.9</td><td></td><td></td><td>52.2</td><td></td></tr><tr><td>Interest rate</td><td>6.54</td><td>%</td><td></td><td>6.54</td><td>%</td></tr><tr><td>Term ABS 2024-A</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>200.0</td><td></td><td></td><td>$</td><td>—</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>248.4</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>18.1</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Interest rate</td><td>7.45</td><td>%</td><td></td><td>—</td><td>%</td></tr><tr><td>Term ABS 2024-1</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>500.0</td><td></td><td></td><td>$</td><td>—</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>553.3</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>45.0</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Interest rate</td><td>6.01</td><td>%</td><td></td><td>—</td><td>%</td></tr><tr><td>Term ABS 2024-2</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>550.0</td><td></td><td></td><td>$</td><td>—</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>646.8</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>42.0</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Interest rate</td><td>6.21</td><td>%</td><td></td><td>—</td><td>%</td></tr><tr><td>Term ABS 2024-3</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>600.0</td><td></td><td></td><td>$</td><td>—</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>700.9</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>51.5</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Interest rate</td><td>4.91</td><td>%</td><td></td><td>—</td><td>%</td></tr><tr><td>Term ABS 2024-B</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>300.0</td><td></td><td></td><td>$</td><td>—</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>425.8</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>37.9</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Interest rate</td><td>6.13</td><td>%</td><td></td><td>—</td><td>%</td></tr><tr><td>2026 Senior Notes</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>400.0</td><td></td><td></td><td>$</td><td>400.0</td><td></td></tr><tr><td>Interest rate</td><td>6.625</td><td>%</td><td></td><td>6.625</td><td>%</td></tr><tr><td>2028 Senior Notes</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>600.0</td><td></td><td></td><td>$</td><td>600.0</td><td></td></tr><tr><td>Interest rate</td><td>9.250</td><td>%</td><td></td><td>9.250</td><td>%</td></tr><tr><td>Mortgage Note</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>—</td><td></td><td></td><td>$</td><td>8.4</td><td></td></tr><tr><td>Interest rate</td><td>—</td><td>%</td><td></td><td>6.88</td><td>%</td></tr><tr><td>(1) Availability may be limited by the amount of assets pledged as collateral.</td><td></td><td></td><td></td></tr></table>
table
42.0
monetaryItemType
table: <entity> 42.0 </entity> <entity type> monetaryItemType </entity type> <context> Restricted cash and cash equivalents pledged as collateral | 42.0 | — </context>
us-gaap:RestrictedCashAndCashEquivalents
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(Dollars in millions)</td><td>As of December 31,</td></tr><tr><td></td><td>2024</td><td></td><td>2023</td></tr><tr><td>Term ABS 2023-A</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>200.0</td><td></td><td></td><td>$</td><td>200.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>252.0</td><td></td><td></td><td>273.4</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>17.7</td><td></td><td></td><td>17.2</td><td></td></tr><tr><td>Interest rate</td><td>7.51</td><td>%</td><td></td><td>7.51</td><td>%</td></tr><tr><td>Term ABS 2023-5</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>294.0</td><td></td><td></td><td>$</td><td>294.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>398.7</td><td></td><td></td><td>433.9</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>32.9</td><td></td><td></td><td>52.2</td><td></td></tr><tr><td>Interest rate</td><td>6.54</td><td>%</td><td></td><td>6.54</td><td>%</td></tr><tr><td>Term ABS 2024-A</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>200.0</td><td></td><td></td><td>$</td><td>—</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>248.4</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>18.1</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Interest rate</td><td>7.45</td><td>%</td><td></td><td>—</td><td>%</td></tr><tr><td>Term ABS 2024-1</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>500.0</td><td></td><td></td><td>$</td><td>—</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>553.3</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>45.0</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Interest rate</td><td>6.01</td><td>%</td><td></td><td>—</td><td>%</td></tr><tr><td>Term ABS 2024-2</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>550.0</td><td></td><td></td><td>$</td><td>—</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>646.8</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>42.0</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Interest rate</td><td>6.21</td><td>%</td><td></td><td>—</td><td>%</td></tr><tr><td>Term ABS 2024-3</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>600.0</td><td></td><td></td><td>$</td><td>—</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>700.9</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>51.5</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Interest rate</td><td>4.91</td><td>%</td><td></td><td>—</td><td>%</td></tr><tr><td>Term ABS 2024-B</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>300.0</td><td></td><td></td><td>$</td><td>—</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>425.8</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>37.9</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Interest rate</td><td>6.13</td><td>%</td><td></td><td>—</td><td>%</td></tr><tr><td>2026 Senior Notes</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>400.0</td><td></td><td></td><td>$</td><td>400.0</td><td></td></tr><tr><td>Interest rate</td><td>6.625</td><td>%</td><td></td><td>6.625</td><td>%</td></tr><tr><td>2028 Senior Notes</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>600.0</td><td></td><td></td><td>$</td><td>600.0</td><td></td></tr><tr><td>Interest rate</td><td>9.250</td><td>%</td><td></td><td>9.250</td><td>%</td></tr><tr><td>Mortgage Note</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>—</td><td></td><td></td><td>$</td><td>8.4</td><td></td></tr><tr><td>Interest rate</td><td>—</td><td>%</td><td></td><td>6.88</td><td>%</td></tr><tr><td>(1) Availability may be limited by the amount of assets pledged as collateral.</td><td></td><td></td><td></td></tr></table>
table
6.21
percentItemType
table: <entity> 6.21 </entity> <entity type> percentItemType </entity type> <context> Interest rate | 6.21 | % | — | % </context>
us-gaap:DebtInstrumentInterestRateEffectivePercentage
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(Dollars in millions)</td><td>As of December 31,</td></tr><tr><td></td><td>2024</td><td></td><td>2023</td></tr><tr><td>Term ABS 2023-A</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>200.0</td><td></td><td></td><td>$</td><td>200.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>252.0</td><td></td><td></td><td>273.4</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>17.7</td><td></td><td></td><td>17.2</td><td></td></tr><tr><td>Interest rate</td><td>7.51</td><td>%</td><td></td><td>7.51</td><td>%</td></tr><tr><td>Term ABS 2023-5</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>294.0</td><td></td><td></td><td>$</td><td>294.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>398.7</td><td></td><td></td><td>433.9</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>32.9</td><td></td><td></td><td>52.2</td><td></td></tr><tr><td>Interest rate</td><td>6.54</td><td>%</td><td></td><td>6.54</td><td>%</td></tr><tr><td>Term ABS 2024-A</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>200.0</td><td></td><td></td><td>$</td><td>—</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>248.4</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>18.1</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Interest rate</td><td>7.45</td><td>%</td><td></td><td>—</td><td>%</td></tr><tr><td>Term ABS 2024-1</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>500.0</td><td></td><td></td><td>$</td><td>—</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>553.3</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>45.0</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Interest rate</td><td>6.01</td><td>%</td><td></td><td>—</td><td>%</td></tr><tr><td>Term ABS 2024-2</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>550.0</td><td></td><td></td><td>$</td><td>—</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>646.8</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>42.0</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Interest rate</td><td>6.21</td><td>%</td><td></td><td>—</td><td>%</td></tr><tr><td>Term ABS 2024-3</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>600.0</td><td></td><td></td><td>$</td><td>—</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>700.9</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>51.5</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Interest rate</td><td>4.91</td><td>%</td><td></td><td>—</td><td>%</td></tr><tr><td>Term ABS 2024-B</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>300.0</td><td></td><td></td><td>$</td><td>—</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>425.8</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>37.9</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Interest rate</td><td>6.13</td><td>%</td><td></td><td>—</td><td>%</td></tr><tr><td>2026 Senior Notes</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>400.0</td><td></td><td></td><td>$</td><td>400.0</td><td></td></tr><tr><td>Interest rate</td><td>6.625</td><td>%</td><td></td><td>6.625</td><td>%</td></tr><tr><td>2028 Senior Notes</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>600.0</td><td></td><td></td><td>$</td><td>600.0</td><td></td></tr><tr><td>Interest rate</td><td>9.250</td><td>%</td><td></td><td>9.250</td><td>%</td></tr><tr><td>Mortgage Note</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>—</td><td></td><td></td><td>$</td><td>8.4</td><td></td></tr><tr><td>Interest rate</td><td>—</td><td>%</td><td></td><td>6.88</td><td>%</td></tr><tr><td>(1) Availability may be limited by the amount of assets pledged as collateral.</td><td></td><td></td><td></td></tr></table>
table
600.0
monetaryItemType
table: <entity> 600.0 </entity> <entity type> monetaryItemType </entity type> <context> Principal balance outstanding | $ | 600.0 | $ | — </context>
us-gaap:SecuredDebt
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(Dollars in millions)</td><td>As of December 31,</td></tr><tr><td></td><td>2024</td><td></td><td>2023</td></tr><tr><td>Term ABS 2023-A</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>200.0</td><td></td><td></td><td>$</td><td>200.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>252.0</td><td></td><td></td><td>273.4</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>17.7</td><td></td><td></td><td>17.2</td><td></td></tr><tr><td>Interest rate</td><td>7.51</td><td>%</td><td></td><td>7.51</td><td>%</td></tr><tr><td>Term ABS 2023-5</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>294.0</td><td></td><td></td><td>$</td><td>294.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>398.7</td><td></td><td></td><td>433.9</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>32.9</td><td></td><td></td><td>52.2</td><td></td></tr><tr><td>Interest rate</td><td>6.54</td><td>%</td><td></td><td>6.54</td><td>%</td></tr><tr><td>Term ABS 2024-A</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>200.0</td><td></td><td></td><td>$</td><td>—</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>248.4</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>18.1</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Interest rate</td><td>7.45</td><td>%</td><td></td><td>—</td><td>%</td></tr><tr><td>Term ABS 2024-1</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>500.0</td><td></td><td></td><td>$</td><td>—</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>553.3</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>45.0</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Interest rate</td><td>6.01</td><td>%</td><td></td><td>—</td><td>%</td></tr><tr><td>Term ABS 2024-2</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>550.0</td><td></td><td></td><td>$</td><td>—</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>646.8</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>42.0</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Interest rate</td><td>6.21</td><td>%</td><td></td><td>—</td><td>%</td></tr><tr><td>Term ABS 2024-3</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>600.0</td><td></td><td></td><td>$</td><td>—</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>700.9</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>51.5</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Interest rate</td><td>4.91</td><td>%</td><td></td><td>—</td><td>%</td></tr><tr><td>Term ABS 2024-B</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>300.0</td><td></td><td></td><td>$</td><td>—</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>425.8</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>37.9</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Interest rate</td><td>6.13</td><td>%</td><td></td><td>—</td><td>%</td></tr><tr><td>2026 Senior Notes</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>400.0</td><td></td><td></td><td>$</td><td>400.0</td><td></td></tr><tr><td>Interest rate</td><td>6.625</td><td>%</td><td></td><td>6.625</td><td>%</td></tr><tr><td>2028 Senior Notes</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>600.0</td><td></td><td></td><td>$</td><td>600.0</td><td></td></tr><tr><td>Interest rate</td><td>9.250</td><td>%</td><td></td><td>9.250</td><td>%</td></tr><tr><td>Mortgage Note</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>—</td><td></td><td></td><td>$</td><td>8.4</td><td></td></tr><tr><td>Interest rate</td><td>—</td><td>%</td><td></td><td>6.88</td><td>%</td></tr><tr><td>(1) Availability may be limited by the amount of assets pledged as collateral.</td><td></td><td></td><td></td></tr></table>
table
700.9
monetaryItemType
table: <entity> 700.9 </entity> <entity type> monetaryItemType </entity type> <context> Loans pledged as collateral | 700.9 | — </context>
us-gaap:DebtInstrumentCollateralAmount