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<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(Dollars in millions)</td><td>As of December 31,</td></tr><tr><td></td><td>2024</td><td></td><td>2023</td></tr><tr><td>Term ABS 2023-A</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>200.0</td><td></td><td></td><td>$</td><td>200.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>252.0</td><td></td><td></td><td>273.4</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>17.7</td><td></td><td></td><td>17.2</td><td></td></tr><tr><td>Interest rate</td><td>7.51</td><td>%</td><td></td><td>7.51</td><td>%</td></tr><tr><td>Term ABS 2023-5</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>294.0</td><td></td><td></td><td>$</td><td>294.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>398.7</td><td></td><td></td><td>433.9</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>32.9</td><td></td><td></td><td>52.2</td><td></td></tr><tr><td>Interest rate</td><td>6.54</td><td>%</td><td></td><td>6.54</td><td>%</td></tr><tr><td>Term ABS 2024-A</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>200.0</td><td></td><td></td><td>$</td><td>—</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>248.4</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>18.1</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Interest rate</td><td>7.45</td><td>%</td><td></td><td>—</td><td>%</td></tr><tr><td>Term ABS 2024-1</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>500.0</td><td></td><td></td><td>$</td><td>—</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>553.3</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>45.0</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Interest rate</td><td>6.01</td><td>%</td><td></td><td>—</td><td>%</td></tr><tr><td>Term ABS 2024-2</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>550.0</td><td></td><td></td><td>$</td><td>—</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>646.8</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>42.0</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Interest rate</td><td>6.21</td><td>%</td><td></td><td>—</td><td>%</td></tr><tr><td>Term ABS 2024-3</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>600.0</td><td></td><td></td><td>$</td><td>—</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>700.9</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>51.5</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Interest rate</td><td>4.91</td><td>%</td><td></td><td>—</td><td>%</td></tr><tr><td>Term ABS 2024-B</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>300.0</td><td></td><td></td><td>$</td><td>—</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>425.8</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>37.9</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Interest rate</td><td>6.13</td><td>%</td><td></td><td>—</td><td>%</td></tr><tr><td>2026 Senior Notes</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>400.0</td><td></td><td></td><td>$</td><td>400.0</td><td></td></tr><tr><td>Interest rate</td><td>6.625</td><td>%</td><td></td><td>6.625</td><td>%</td></tr><tr><td>2028 Senior Notes</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>600.0</td><td></td><td></td><td>$</td><td>600.0</td><td></td></tr><tr><td>Interest rate</td><td>9.250</td><td>%</td><td></td><td>9.250</td><td>%</td></tr><tr><td>Mortgage Note</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>—</td><td></td><td></td><td>$</td><td>8.4</td><td></td></tr><tr><td>Interest rate</td><td>—</td><td>%</td><td></td><td>6.88</td><td>%</td></tr><tr><td>(1) Availability may be limited by the amount of assets pledged as collateral.</td><td></td><td></td><td></td></tr></table>
table
51.5
monetaryItemType
table: <entity> 51.5 </entity> <entity type> monetaryItemType </entity type> <context> Restricted cash and cash equivalents pledged as collateral | 51.5 | — </context>
us-gaap:RestrictedCashAndCashEquivalents
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(Dollars in millions)</td><td>As of December 31,</td></tr><tr><td></td><td>2024</td><td></td><td>2023</td></tr><tr><td>Term ABS 2023-A</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>200.0</td><td></td><td></td><td>$</td><td>200.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>252.0</td><td></td><td></td><td>273.4</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>17.7</td><td></td><td></td><td>17.2</td><td></td></tr><tr><td>Interest rate</td><td>7.51</td><td>%</td><td></td><td>7.51</td><td>%</td></tr><tr><td>Term ABS 2023-5</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>294.0</td><td></td><td></td><td>$</td><td>294.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>398.7</td><td></td><td></td><td>433.9</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>32.9</td><td></td><td></td><td>52.2</td><td></td></tr><tr><td>Interest rate</td><td>6.54</td><td>%</td><td></td><td>6.54</td><td>%</td></tr><tr><td>Term ABS 2024-A</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>200.0</td><td></td><td></td><td>$</td><td>—</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>248.4</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>18.1</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Interest rate</td><td>7.45</td><td>%</td><td></td><td>—</td><td>%</td></tr><tr><td>Term ABS 2024-1</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>500.0</td><td></td><td></td><td>$</td><td>—</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>553.3</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>45.0</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Interest rate</td><td>6.01</td><td>%</td><td></td><td>—</td><td>%</td></tr><tr><td>Term ABS 2024-2</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>550.0</td><td></td><td></td><td>$</td><td>—</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>646.8</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>42.0</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Interest rate</td><td>6.21</td><td>%</td><td></td><td>—</td><td>%</td></tr><tr><td>Term ABS 2024-3</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>600.0</td><td></td><td></td><td>$</td><td>—</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>700.9</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>51.5</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Interest rate</td><td>4.91</td><td>%</td><td></td><td>—</td><td>%</td></tr><tr><td>Term ABS 2024-B</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>300.0</td><td></td><td></td><td>$</td><td>—</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>425.8</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>37.9</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Interest rate</td><td>6.13</td><td>%</td><td></td><td>—</td><td>%</td></tr><tr><td>2026 Senior Notes</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>400.0</td><td></td><td></td><td>$</td><td>400.0</td><td></td></tr><tr><td>Interest rate</td><td>6.625</td><td>%</td><td></td><td>6.625</td><td>%</td></tr><tr><td>2028 Senior Notes</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>600.0</td><td></td><td></td><td>$</td><td>600.0</td><td></td></tr><tr><td>Interest rate</td><td>9.250</td><td>%</td><td></td><td>9.250</td><td>%</td></tr><tr><td>Mortgage Note</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>—</td><td></td><td></td><td>$</td><td>8.4</td><td></td></tr><tr><td>Interest rate</td><td>—</td><td>%</td><td></td><td>6.88</td><td>%</td></tr><tr><td>(1) Availability may be limited by the amount of assets pledged as collateral.</td><td></td><td></td><td></td></tr></table>
table
4.91
percentItemType
table: <entity> 4.91 </entity> <entity type> percentItemType </entity type> <context> Interest rate | 4.91 | % | — | % </context>
us-gaap:DebtInstrumentInterestRateEffectivePercentage
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(Dollars in millions)</td><td>As of December 31,</td></tr><tr><td></td><td>2024</td><td></td><td>2023</td></tr><tr><td>Term ABS 2023-A</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>200.0</td><td></td><td></td><td>$</td><td>200.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>252.0</td><td></td><td></td><td>273.4</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>17.7</td><td></td><td></td><td>17.2</td><td></td></tr><tr><td>Interest rate</td><td>7.51</td><td>%</td><td></td><td>7.51</td><td>%</td></tr><tr><td>Term ABS 2023-5</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>294.0</td><td></td><td></td><td>$</td><td>294.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>398.7</td><td></td><td></td><td>433.9</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>32.9</td><td></td><td></td><td>52.2</td><td></td></tr><tr><td>Interest rate</td><td>6.54</td><td>%</td><td></td><td>6.54</td><td>%</td></tr><tr><td>Term ABS 2024-A</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>200.0</td><td></td><td></td><td>$</td><td>—</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>248.4</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>18.1</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Interest rate</td><td>7.45</td><td>%</td><td></td><td>—</td><td>%</td></tr><tr><td>Term ABS 2024-1</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>500.0</td><td></td><td></td><td>$</td><td>—</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>553.3</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>45.0</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Interest rate</td><td>6.01</td><td>%</td><td></td><td>—</td><td>%</td></tr><tr><td>Term ABS 2024-2</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>550.0</td><td></td><td></td><td>$</td><td>—</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>646.8</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>42.0</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Interest rate</td><td>6.21</td><td>%</td><td></td><td>—</td><td>%</td></tr><tr><td>Term ABS 2024-3</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>600.0</td><td></td><td></td><td>$</td><td>—</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>700.9</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>51.5</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Interest rate</td><td>4.91</td><td>%</td><td></td><td>—</td><td>%</td></tr><tr><td>Term ABS 2024-B</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>300.0</td><td></td><td></td><td>$</td><td>—</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>425.8</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>37.9</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Interest rate</td><td>6.13</td><td>%</td><td></td><td>—</td><td>%</td></tr><tr><td>2026 Senior Notes</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>400.0</td><td></td><td></td><td>$</td><td>400.0</td><td></td></tr><tr><td>Interest rate</td><td>6.625</td><td>%</td><td></td><td>6.625</td><td>%</td></tr><tr><td>2028 Senior Notes</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>600.0</td><td></td><td></td><td>$</td><td>600.0</td><td></td></tr><tr><td>Interest rate</td><td>9.250</td><td>%</td><td></td><td>9.250</td><td>%</td></tr><tr><td>Mortgage Note</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>—</td><td></td><td></td><td>$</td><td>8.4</td><td></td></tr><tr><td>Interest rate</td><td>—</td><td>%</td><td></td><td>6.88</td><td>%</td></tr><tr><td>(1) Availability may be limited by the amount of assets pledged as collateral.</td><td></td><td></td><td></td></tr></table>
table
300.0
monetaryItemType
table: <entity> 300.0 </entity> <entity type> monetaryItemType </entity type> <context> Principal balance outstanding | $ | 300.0 | $ | — </context>
us-gaap:SecuredDebt
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(Dollars in millions)</td><td>As of December 31,</td></tr><tr><td></td><td>2024</td><td></td><td>2023</td></tr><tr><td>Term ABS 2023-A</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>200.0</td><td></td><td></td><td>$</td><td>200.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>252.0</td><td></td><td></td><td>273.4</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>17.7</td><td></td><td></td><td>17.2</td><td></td></tr><tr><td>Interest rate</td><td>7.51</td><td>%</td><td></td><td>7.51</td><td>%</td></tr><tr><td>Term ABS 2023-5</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>294.0</td><td></td><td></td><td>$</td><td>294.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>398.7</td><td></td><td></td><td>433.9</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>32.9</td><td></td><td></td><td>52.2</td><td></td></tr><tr><td>Interest rate</td><td>6.54</td><td>%</td><td></td><td>6.54</td><td>%</td></tr><tr><td>Term ABS 2024-A</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>200.0</td><td></td><td></td><td>$</td><td>—</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>248.4</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>18.1</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Interest rate</td><td>7.45</td><td>%</td><td></td><td>—</td><td>%</td></tr><tr><td>Term ABS 2024-1</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>500.0</td><td></td><td></td><td>$</td><td>—</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>553.3</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>45.0</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Interest rate</td><td>6.01</td><td>%</td><td></td><td>—</td><td>%</td></tr><tr><td>Term ABS 2024-2</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>550.0</td><td></td><td></td><td>$</td><td>—</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>646.8</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>42.0</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Interest rate</td><td>6.21</td><td>%</td><td></td><td>—</td><td>%</td></tr><tr><td>Term ABS 2024-3</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>600.0</td><td></td><td></td><td>$</td><td>—</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>700.9</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>51.5</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Interest rate</td><td>4.91</td><td>%</td><td></td><td>—</td><td>%</td></tr><tr><td>Term ABS 2024-B</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>300.0</td><td></td><td></td><td>$</td><td>—</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>425.8</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>37.9</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Interest rate</td><td>6.13</td><td>%</td><td></td><td>—</td><td>%</td></tr><tr><td>2026 Senior Notes</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>400.0</td><td></td><td></td><td>$</td><td>400.0</td><td></td></tr><tr><td>Interest rate</td><td>6.625</td><td>%</td><td></td><td>6.625</td><td>%</td></tr><tr><td>2028 Senior Notes</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>600.0</td><td></td><td></td><td>$</td><td>600.0</td><td></td></tr><tr><td>Interest rate</td><td>9.250</td><td>%</td><td></td><td>9.250</td><td>%</td></tr><tr><td>Mortgage Note</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>—</td><td></td><td></td><td>$</td><td>8.4</td><td></td></tr><tr><td>Interest rate</td><td>—</td><td>%</td><td></td><td>6.88</td><td>%</td></tr><tr><td>(1) Availability may be limited by the amount of assets pledged as collateral.</td><td></td><td></td><td></td></tr></table>
table
425.8
monetaryItemType
table: <entity> 425.8 </entity> <entity type> monetaryItemType </entity type> <context> Loans pledged as collateral | 425.8 | — </context>
us-gaap:DebtInstrumentCollateralAmount
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(Dollars in millions)</td><td>As of December 31,</td></tr><tr><td></td><td>2024</td><td></td><td>2023</td></tr><tr><td>Term ABS 2023-A</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>200.0</td><td></td><td></td><td>$</td><td>200.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>252.0</td><td></td><td></td><td>273.4</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>17.7</td><td></td><td></td><td>17.2</td><td></td></tr><tr><td>Interest rate</td><td>7.51</td><td>%</td><td></td><td>7.51</td><td>%</td></tr><tr><td>Term ABS 2023-5</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>294.0</td><td></td><td></td><td>$</td><td>294.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>398.7</td><td></td><td></td><td>433.9</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>32.9</td><td></td><td></td><td>52.2</td><td></td></tr><tr><td>Interest rate</td><td>6.54</td><td>%</td><td></td><td>6.54</td><td>%</td></tr><tr><td>Term ABS 2024-A</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>200.0</td><td></td><td></td><td>$</td><td>—</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>248.4</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>18.1</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Interest rate</td><td>7.45</td><td>%</td><td></td><td>—</td><td>%</td></tr><tr><td>Term ABS 2024-1</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>500.0</td><td></td><td></td><td>$</td><td>—</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>553.3</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>45.0</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Interest rate</td><td>6.01</td><td>%</td><td></td><td>—</td><td>%</td></tr><tr><td>Term ABS 2024-2</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>550.0</td><td></td><td></td><td>$</td><td>—</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>646.8</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>42.0</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Interest rate</td><td>6.21</td><td>%</td><td></td><td>—</td><td>%</td></tr><tr><td>Term ABS 2024-3</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>600.0</td><td></td><td></td><td>$</td><td>—</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>700.9</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>51.5</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Interest rate</td><td>4.91</td><td>%</td><td></td><td>—</td><td>%</td></tr><tr><td>Term ABS 2024-B</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>300.0</td><td></td><td></td><td>$</td><td>—</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>425.8</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>37.9</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Interest rate</td><td>6.13</td><td>%</td><td></td><td>—</td><td>%</td></tr><tr><td>2026 Senior Notes</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>400.0</td><td></td><td></td><td>$</td><td>400.0</td><td></td></tr><tr><td>Interest rate</td><td>6.625</td><td>%</td><td></td><td>6.625</td><td>%</td></tr><tr><td>2028 Senior Notes</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>600.0</td><td></td><td></td><td>$</td><td>600.0</td><td></td></tr><tr><td>Interest rate</td><td>9.250</td><td>%</td><td></td><td>9.250</td><td>%</td></tr><tr><td>Mortgage Note</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>—</td><td></td><td></td><td>$</td><td>8.4</td><td></td></tr><tr><td>Interest rate</td><td>—</td><td>%</td><td></td><td>6.88</td><td>%</td></tr><tr><td>(1) Availability may be limited by the amount of assets pledged as collateral.</td><td></td><td></td><td></td></tr></table>
table
37.9
monetaryItemType
table: <entity> 37.9 </entity> <entity type> monetaryItemType </entity type> <context> Restricted cash and cash equivalents pledged as collateral | 37.9 | — </context>
us-gaap:RestrictedCashAndCashEquivalents
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(Dollars in millions)</td><td>As of December 31,</td></tr><tr><td></td><td>2024</td><td></td><td>2023</td></tr><tr><td>Term ABS 2023-A</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>200.0</td><td></td><td></td><td>$</td><td>200.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>252.0</td><td></td><td></td><td>273.4</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>17.7</td><td></td><td></td><td>17.2</td><td></td></tr><tr><td>Interest rate</td><td>7.51</td><td>%</td><td></td><td>7.51</td><td>%</td></tr><tr><td>Term ABS 2023-5</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>294.0</td><td></td><td></td><td>$</td><td>294.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>398.7</td><td></td><td></td><td>433.9</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>32.9</td><td></td><td></td><td>52.2</td><td></td></tr><tr><td>Interest rate</td><td>6.54</td><td>%</td><td></td><td>6.54</td><td>%</td></tr><tr><td>Term ABS 2024-A</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>200.0</td><td></td><td></td><td>$</td><td>—</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>248.4</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>18.1</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Interest rate</td><td>7.45</td><td>%</td><td></td><td>—</td><td>%</td></tr><tr><td>Term ABS 2024-1</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>500.0</td><td></td><td></td><td>$</td><td>—</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>553.3</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>45.0</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Interest rate</td><td>6.01</td><td>%</td><td></td><td>—</td><td>%</td></tr><tr><td>Term ABS 2024-2</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>550.0</td><td></td><td></td><td>$</td><td>—</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>646.8</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>42.0</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Interest rate</td><td>6.21</td><td>%</td><td></td><td>—</td><td>%</td></tr><tr><td>Term ABS 2024-3</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>600.0</td><td></td><td></td><td>$</td><td>—</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>700.9</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>51.5</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Interest rate</td><td>4.91</td><td>%</td><td></td><td>—</td><td>%</td></tr><tr><td>Term ABS 2024-B</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>300.0</td><td></td><td></td><td>$</td><td>—</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>425.8</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>37.9</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Interest rate</td><td>6.13</td><td>%</td><td></td><td>—</td><td>%</td></tr><tr><td>2026 Senior Notes</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>400.0</td><td></td><td></td><td>$</td><td>400.0</td><td></td></tr><tr><td>Interest rate</td><td>6.625</td><td>%</td><td></td><td>6.625</td><td>%</td></tr><tr><td>2028 Senior Notes</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>600.0</td><td></td><td></td><td>$</td><td>600.0</td><td></td></tr><tr><td>Interest rate</td><td>9.250</td><td>%</td><td></td><td>9.250</td><td>%</td></tr><tr><td>Mortgage Note</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>—</td><td></td><td></td><td>$</td><td>8.4</td><td></td></tr><tr><td>Interest rate</td><td>—</td><td>%</td><td></td><td>6.88</td><td>%</td></tr><tr><td>(1) Availability may be limited by the amount of assets pledged as collateral.</td><td></td><td></td><td></td></tr></table>
table
6.13
percentItemType
table: <entity> 6.13 </entity> <entity type> percentItemType </entity type> <context> Interest rate | 6.13 | % | — | % </context>
us-gaap:DebtInstrumentInterestRateEffectivePercentage
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(Dollars in millions)</td><td>As of December 31,</td></tr><tr><td></td><td>2024</td><td></td><td>2023</td></tr><tr><td>Term ABS 2023-A</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>200.0</td><td></td><td></td><td>$</td><td>200.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>252.0</td><td></td><td></td><td>273.4</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>17.7</td><td></td><td></td><td>17.2</td><td></td></tr><tr><td>Interest rate</td><td>7.51</td><td>%</td><td></td><td>7.51</td><td>%</td></tr><tr><td>Term ABS 2023-5</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>294.0</td><td></td><td></td><td>$</td><td>294.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>398.7</td><td></td><td></td><td>433.9</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>32.9</td><td></td><td></td><td>52.2</td><td></td></tr><tr><td>Interest rate</td><td>6.54</td><td>%</td><td></td><td>6.54</td><td>%</td></tr><tr><td>Term ABS 2024-A</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>200.0</td><td></td><td></td><td>$</td><td>—</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>248.4</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>18.1</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Interest rate</td><td>7.45</td><td>%</td><td></td><td>—</td><td>%</td></tr><tr><td>Term ABS 2024-1</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>500.0</td><td></td><td></td><td>$</td><td>—</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>553.3</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>45.0</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Interest rate</td><td>6.01</td><td>%</td><td></td><td>—</td><td>%</td></tr><tr><td>Term ABS 2024-2</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>550.0</td><td></td><td></td><td>$</td><td>—</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>646.8</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>42.0</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Interest rate</td><td>6.21</td><td>%</td><td></td><td>—</td><td>%</td></tr><tr><td>Term ABS 2024-3</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>600.0</td><td></td><td></td><td>$</td><td>—</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>700.9</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>51.5</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Interest rate</td><td>4.91</td><td>%</td><td></td><td>—</td><td>%</td></tr><tr><td>Term ABS 2024-B</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>300.0</td><td></td><td></td><td>$</td><td>—</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>425.8</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>37.9</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Interest rate</td><td>6.13</td><td>%</td><td></td><td>—</td><td>%</td></tr><tr><td>2026 Senior Notes</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>400.0</td><td></td><td></td><td>$</td><td>400.0</td><td></td></tr><tr><td>Interest rate</td><td>6.625</td><td>%</td><td></td><td>6.625</td><td>%</td></tr><tr><td>2028 Senior Notes</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>600.0</td><td></td><td></td><td>$</td><td>600.0</td><td></td></tr><tr><td>Interest rate</td><td>9.250</td><td>%</td><td></td><td>9.250</td><td>%</td></tr><tr><td>Mortgage Note</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>—</td><td></td><td></td><td>$</td><td>8.4</td><td></td></tr><tr><td>Interest rate</td><td>—</td><td>%</td><td></td><td>6.88</td><td>%</td></tr><tr><td>(1) Availability may be limited by the amount of assets pledged as collateral.</td><td></td><td></td><td></td></tr></table>
table
400.0
monetaryItemType
table: <entity> 400.0 </entity> <entity type> monetaryItemType </entity type> <context> Principal balance outstanding | $ | 400.0 | $ | 400.0 </context>
us-gaap:SeniorLongTermNotes
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(Dollars in millions)</td><td>As of December 31,</td></tr><tr><td></td><td>2024</td><td></td><td>2023</td></tr><tr><td>Term ABS 2023-A</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>200.0</td><td></td><td></td><td>$</td><td>200.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>252.0</td><td></td><td></td><td>273.4</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>17.7</td><td></td><td></td><td>17.2</td><td></td></tr><tr><td>Interest rate</td><td>7.51</td><td>%</td><td></td><td>7.51</td><td>%</td></tr><tr><td>Term ABS 2023-5</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>294.0</td><td></td><td></td><td>$</td><td>294.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>398.7</td><td></td><td></td><td>433.9</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>32.9</td><td></td><td></td><td>52.2</td><td></td></tr><tr><td>Interest rate</td><td>6.54</td><td>%</td><td></td><td>6.54</td><td>%</td></tr><tr><td>Term ABS 2024-A</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>200.0</td><td></td><td></td><td>$</td><td>—</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>248.4</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>18.1</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Interest rate</td><td>7.45</td><td>%</td><td></td><td>—</td><td>%</td></tr><tr><td>Term ABS 2024-1</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>500.0</td><td></td><td></td><td>$</td><td>—</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>553.3</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>45.0</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Interest rate</td><td>6.01</td><td>%</td><td></td><td>—</td><td>%</td></tr><tr><td>Term ABS 2024-2</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>550.0</td><td></td><td></td><td>$</td><td>—</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>646.8</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>42.0</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Interest rate</td><td>6.21</td><td>%</td><td></td><td>—</td><td>%</td></tr><tr><td>Term ABS 2024-3</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>600.0</td><td></td><td></td><td>$</td><td>—</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>700.9</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>51.5</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Interest rate</td><td>4.91</td><td>%</td><td></td><td>—</td><td>%</td></tr><tr><td>Term ABS 2024-B</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>300.0</td><td></td><td></td><td>$</td><td>—</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>425.8</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>37.9</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Interest rate</td><td>6.13</td><td>%</td><td></td><td>—</td><td>%</td></tr><tr><td>2026 Senior Notes</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>400.0</td><td></td><td></td><td>$</td><td>400.0</td><td></td></tr><tr><td>Interest rate</td><td>6.625</td><td>%</td><td></td><td>6.625</td><td>%</td></tr><tr><td>2028 Senior Notes</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>600.0</td><td></td><td></td><td>$</td><td>600.0</td><td></td></tr><tr><td>Interest rate</td><td>9.250</td><td>%</td><td></td><td>9.250</td><td>%</td></tr><tr><td>Mortgage Note</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>—</td><td></td><td></td><td>$</td><td>8.4</td><td></td></tr><tr><td>Interest rate</td><td>—</td><td>%</td><td></td><td>6.88</td><td>%</td></tr><tr><td>(1) Availability may be limited by the amount of assets pledged as collateral.</td><td></td><td></td><td></td></tr></table>
table
6.625
percentItemType
table: <entity> 6.625 </entity> <entity type> percentItemType </entity type> <context> Interest rate | 6.625 | % | 6.625 | % </context>
us-gaap:DebtInstrumentInterestRateEffectivePercentage
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(Dollars in millions)</td><td>As of December 31,</td></tr><tr><td></td><td>2024</td><td></td><td>2023</td></tr><tr><td>Term ABS 2023-A</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>200.0</td><td></td><td></td><td>$</td><td>200.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>252.0</td><td></td><td></td><td>273.4</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>17.7</td><td></td><td></td><td>17.2</td><td></td></tr><tr><td>Interest rate</td><td>7.51</td><td>%</td><td></td><td>7.51</td><td>%</td></tr><tr><td>Term ABS 2023-5</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>294.0</td><td></td><td></td><td>$</td><td>294.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>398.7</td><td></td><td></td><td>433.9</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>32.9</td><td></td><td></td><td>52.2</td><td></td></tr><tr><td>Interest rate</td><td>6.54</td><td>%</td><td></td><td>6.54</td><td>%</td></tr><tr><td>Term ABS 2024-A</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>200.0</td><td></td><td></td><td>$</td><td>—</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>248.4</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>18.1</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Interest rate</td><td>7.45</td><td>%</td><td></td><td>—</td><td>%</td></tr><tr><td>Term ABS 2024-1</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>500.0</td><td></td><td></td><td>$</td><td>—</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>553.3</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>45.0</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Interest rate</td><td>6.01</td><td>%</td><td></td><td>—</td><td>%</td></tr><tr><td>Term ABS 2024-2</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>550.0</td><td></td><td></td><td>$</td><td>—</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>646.8</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>42.0</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Interest rate</td><td>6.21</td><td>%</td><td></td><td>—</td><td>%</td></tr><tr><td>Term ABS 2024-3</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>600.0</td><td></td><td></td><td>$</td><td>—</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>700.9</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>51.5</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Interest rate</td><td>4.91</td><td>%</td><td></td><td>—</td><td>%</td></tr><tr><td>Term ABS 2024-B</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>300.0</td><td></td><td></td><td>$</td><td>—</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>425.8</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>37.9</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Interest rate</td><td>6.13</td><td>%</td><td></td><td>—</td><td>%</td></tr><tr><td>2026 Senior Notes</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>400.0</td><td></td><td></td><td>$</td><td>400.0</td><td></td></tr><tr><td>Interest rate</td><td>6.625</td><td>%</td><td></td><td>6.625</td><td>%</td></tr><tr><td>2028 Senior Notes</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>600.0</td><td></td><td></td><td>$</td><td>600.0</td><td></td></tr><tr><td>Interest rate</td><td>9.250</td><td>%</td><td></td><td>9.250</td><td>%</td></tr><tr><td>Mortgage Note</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>—</td><td></td><td></td><td>$</td><td>8.4</td><td></td></tr><tr><td>Interest rate</td><td>—</td><td>%</td><td></td><td>6.88</td><td>%</td></tr><tr><td>(1) Availability may be limited by the amount of assets pledged as collateral.</td><td></td><td></td><td></td></tr></table>
table
600.0
monetaryItemType
table: <entity> 600.0 </entity> <entity type> monetaryItemType </entity type> <context> Principal balance outstanding | $ | 600.0 | $ | — </context>
us-gaap:SeniorLongTermNotes
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(Dollars in millions)</td><td>As of December 31,</td></tr><tr><td></td><td>2024</td><td></td><td>2023</td></tr><tr><td>Term ABS 2023-A</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>200.0</td><td></td><td></td><td>$</td><td>200.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>252.0</td><td></td><td></td><td>273.4</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>17.7</td><td></td><td></td><td>17.2</td><td></td></tr><tr><td>Interest rate</td><td>7.51</td><td>%</td><td></td><td>7.51</td><td>%</td></tr><tr><td>Term ABS 2023-5</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>294.0</td><td></td><td></td><td>$</td><td>294.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>398.7</td><td></td><td></td><td>433.9</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>32.9</td><td></td><td></td><td>52.2</td><td></td></tr><tr><td>Interest rate</td><td>6.54</td><td>%</td><td></td><td>6.54</td><td>%</td></tr><tr><td>Term ABS 2024-A</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>200.0</td><td></td><td></td><td>$</td><td>—</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>248.4</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>18.1</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Interest rate</td><td>7.45</td><td>%</td><td></td><td>—</td><td>%</td></tr><tr><td>Term ABS 2024-1</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>500.0</td><td></td><td></td><td>$</td><td>—</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>553.3</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>45.0</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Interest rate</td><td>6.01</td><td>%</td><td></td><td>—</td><td>%</td></tr><tr><td>Term ABS 2024-2</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>550.0</td><td></td><td></td><td>$</td><td>—</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>646.8</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>42.0</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Interest rate</td><td>6.21</td><td>%</td><td></td><td>—</td><td>%</td></tr><tr><td>Term ABS 2024-3</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>600.0</td><td></td><td></td><td>$</td><td>—</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>700.9</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>51.5</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Interest rate</td><td>4.91</td><td>%</td><td></td><td>—</td><td>%</td></tr><tr><td>Term ABS 2024-B</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>300.0</td><td></td><td></td><td>$</td><td>—</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>425.8</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>37.9</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Interest rate</td><td>6.13</td><td>%</td><td></td><td>—</td><td>%</td></tr><tr><td>2026 Senior Notes</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>400.0</td><td></td><td></td><td>$</td><td>400.0</td><td></td></tr><tr><td>Interest rate</td><td>6.625</td><td>%</td><td></td><td>6.625</td><td>%</td></tr><tr><td>2028 Senior Notes</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>600.0</td><td></td><td></td><td>$</td><td>600.0</td><td></td></tr><tr><td>Interest rate</td><td>9.250</td><td>%</td><td></td><td>9.250</td><td>%</td></tr><tr><td>Mortgage Note</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>—</td><td></td><td></td><td>$</td><td>8.4</td><td></td></tr><tr><td>Interest rate</td><td>—</td><td>%</td><td></td><td>6.88</td><td>%</td></tr><tr><td>(1) Availability may be limited by the amount of assets pledged as collateral.</td><td></td><td></td><td></td></tr></table>
table
9.250
percentItemType
table: <entity> 9.250 </entity> <entity type> percentItemType </entity type> <context> Interest rate | 9.250 | % | 9.250 | % </context>
us-gaap:DebtInstrumentInterestRateEffectivePercentage
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(Dollars in millions)</td><td>As of December 31,</td></tr><tr><td></td><td>2024</td><td></td><td>2023</td></tr><tr><td>Term ABS 2023-A</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>200.0</td><td></td><td></td><td>$</td><td>200.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>252.0</td><td></td><td></td><td>273.4</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>17.7</td><td></td><td></td><td>17.2</td><td></td></tr><tr><td>Interest rate</td><td>7.51</td><td>%</td><td></td><td>7.51</td><td>%</td></tr><tr><td>Term ABS 2023-5</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>294.0</td><td></td><td></td><td>$</td><td>294.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>398.7</td><td></td><td></td><td>433.9</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>32.9</td><td></td><td></td><td>52.2</td><td></td></tr><tr><td>Interest rate</td><td>6.54</td><td>%</td><td></td><td>6.54</td><td>%</td></tr><tr><td>Term ABS 2024-A</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>200.0</td><td></td><td></td><td>$</td><td>—</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>248.4</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>18.1</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Interest rate</td><td>7.45</td><td>%</td><td></td><td>—</td><td>%</td></tr><tr><td>Term ABS 2024-1</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>500.0</td><td></td><td></td><td>$</td><td>—</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>553.3</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>45.0</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Interest rate</td><td>6.01</td><td>%</td><td></td><td>—</td><td>%</td></tr><tr><td>Term ABS 2024-2</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>550.0</td><td></td><td></td><td>$</td><td>—</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>646.8</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>42.0</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Interest rate</td><td>6.21</td><td>%</td><td></td><td>—</td><td>%</td></tr><tr><td>Term ABS 2024-3</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>600.0</td><td></td><td></td><td>$</td><td>—</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>700.9</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>51.5</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Interest rate</td><td>4.91</td><td>%</td><td></td><td>—</td><td>%</td></tr><tr><td>Term ABS 2024-B</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>300.0</td><td></td><td></td><td>$</td><td>—</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>425.8</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>37.9</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Interest rate</td><td>6.13</td><td>%</td><td></td><td>—</td><td>%</td></tr><tr><td>2026 Senior Notes</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>400.0</td><td></td><td></td><td>$</td><td>400.0</td><td></td></tr><tr><td>Interest rate</td><td>6.625</td><td>%</td><td></td><td>6.625</td><td>%</td></tr><tr><td>2028 Senior Notes</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>600.0</td><td></td><td></td><td>$</td><td>600.0</td><td></td></tr><tr><td>Interest rate</td><td>9.250</td><td>%</td><td></td><td>9.250</td><td>%</td></tr><tr><td>Mortgage Note</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>—</td><td></td><td></td><td>$</td><td>8.4</td><td></td></tr><tr><td>Interest rate</td><td>—</td><td>%</td><td></td><td>6.88</td><td>%</td></tr><tr><td>(1) Availability may be limited by the amount of assets pledged as collateral.</td><td></td><td></td><td></td></tr></table>
table
—
monetaryItemType
table: <entity> — </entity> <entity type> monetaryItemType </entity type> <context> Principal balance outstanding | $ | 200.0 | $ | — </context>
us-gaap:OtherBorrowings
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(Dollars in millions)</td><td>As of December 31,</td></tr><tr><td></td><td>2024</td><td></td><td>2023</td></tr><tr><td>Term ABS 2023-A</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>200.0</td><td></td><td></td><td>$</td><td>200.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>252.0</td><td></td><td></td><td>273.4</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>17.7</td><td></td><td></td><td>17.2</td><td></td></tr><tr><td>Interest rate</td><td>7.51</td><td>%</td><td></td><td>7.51</td><td>%</td></tr><tr><td>Term ABS 2023-5</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>294.0</td><td></td><td></td><td>$</td><td>294.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>398.7</td><td></td><td></td><td>433.9</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>32.9</td><td></td><td></td><td>52.2</td><td></td></tr><tr><td>Interest rate</td><td>6.54</td><td>%</td><td></td><td>6.54</td><td>%</td></tr><tr><td>Term ABS 2024-A</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>200.0</td><td></td><td></td><td>$</td><td>—</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>248.4</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>18.1</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Interest rate</td><td>7.45</td><td>%</td><td></td><td>—</td><td>%</td></tr><tr><td>Term ABS 2024-1</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>500.0</td><td></td><td></td><td>$</td><td>—</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>553.3</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>45.0</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Interest rate</td><td>6.01</td><td>%</td><td></td><td>—</td><td>%</td></tr><tr><td>Term ABS 2024-2</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>550.0</td><td></td><td></td><td>$</td><td>—</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>646.8</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>42.0</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Interest rate</td><td>6.21</td><td>%</td><td></td><td>—</td><td>%</td></tr><tr><td>Term ABS 2024-3</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>600.0</td><td></td><td></td><td>$</td><td>—</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>700.9</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>51.5</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Interest rate</td><td>4.91</td><td>%</td><td></td><td>—</td><td>%</td></tr><tr><td>Term ABS 2024-B</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>300.0</td><td></td><td></td><td>$</td><td>—</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>425.8</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>37.9</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Interest rate</td><td>6.13</td><td>%</td><td></td><td>—</td><td>%</td></tr><tr><td>2026 Senior Notes</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>400.0</td><td></td><td></td><td>$</td><td>400.0</td><td></td></tr><tr><td>Interest rate</td><td>6.625</td><td>%</td><td></td><td>6.625</td><td>%</td></tr><tr><td>2028 Senior Notes</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>600.0</td><td></td><td></td><td>$</td><td>600.0</td><td></td></tr><tr><td>Interest rate</td><td>9.250</td><td>%</td><td></td><td>9.250</td><td>%</td></tr><tr><td>Mortgage Note</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>—</td><td></td><td></td><td>$</td><td>8.4</td><td></td></tr><tr><td>Interest rate</td><td>—</td><td>%</td><td></td><td>6.88</td><td>%</td></tr><tr><td>(1) Availability may be limited by the amount of assets pledged as collateral.</td><td></td><td></td><td></td></tr></table>
table
8.4
monetaryItemType
table: <entity> 8.4 </entity> <entity type> monetaryItemType </entity type> <context> Principal balance outstanding | $ | — | $ | 8.4 </context>
us-gaap:OtherBorrowings
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(Dollars in millions)</td><td>As of December 31,</td></tr><tr><td></td><td>2024</td><td></td><td>2023</td></tr><tr><td>Term ABS 2023-A</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>200.0</td><td></td><td></td><td>$</td><td>200.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>252.0</td><td></td><td></td><td>273.4</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>17.7</td><td></td><td></td><td>17.2</td><td></td></tr><tr><td>Interest rate</td><td>7.51</td><td>%</td><td></td><td>7.51</td><td>%</td></tr><tr><td>Term ABS 2023-5</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>294.0</td><td></td><td></td><td>$</td><td>294.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>398.7</td><td></td><td></td><td>433.9</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>32.9</td><td></td><td></td><td>52.2</td><td></td></tr><tr><td>Interest rate</td><td>6.54</td><td>%</td><td></td><td>6.54</td><td>%</td></tr><tr><td>Term ABS 2024-A</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>200.0</td><td></td><td></td><td>$</td><td>—</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>248.4</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>18.1</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Interest rate</td><td>7.45</td><td>%</td><td></td><td>—</td><td>%</td></tr><tr><td>Term ABS 2024-1</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>500.0</td><td></td><td></td><td>$</td><td>—</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>553.3</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>45.0</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Interest rate</td><td>6.01</td><td>%</td><td></td><td>—</td><td>%</td></tr><tr><td>Term ABS 2024-2</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>550.0</td><td></td><td></td><td>$</td><td>—</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>646.8</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>42.0</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Interest rate</td><td>6.21</td><td>%</td><td></td><td>—</td><td>%</td></tr><tr><td>Term ABS 2024-3</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>600.0</td><td></td><td></td><td>$</td><td>—</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>700.9</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>51.5</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Interest rate</td><td>4.91</td><td>%</td><td></td><td>—</td><td>%</td></tr><tr><td>Term ABS 2024-B</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>300.0</td><td></td><td></td><td>$</td><td>—</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>425.8</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>37.9</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Interest rate</td><td>6.13</td><td>%</td><td></td><td>—</td><td>%</td></tr><tr><td>2026 Senior Notes</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>400.0</td><td></td><td></td><td>$</td><td>400.0</td><td></td></tr><tr><td>Interest rate</td><td>6.625</td><td>%</td><td></td><td>6.625</td><td>%</td></tr><tr><td>2028 Senior Notes</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>600.0</td><td></td><td></td><td>$</td><td>600.0</td><td></td></tr><tr><td>Interest rate</td><td>9.250</td><td>%</td><td></td><td>9.250</td><td>%</td></tr><tr><td>Mortgage Note</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>—</td><td></td><td></td><td>$</td><td>8.4</td><td></td></tr><tr><td>Interest rate</td><td>—</td><td>%</td><td></td><td>6.88</td><td>%</td></tr><tr><td>(1) Availability may be limited by the amount of assets pledged as collateral.</td><td></td><td></td><td></td></tr></table>
table
—
percentItemType
table: <entity> — </entity> <entity type> percentItemType </entity type> <context> Principal balance outstanding | $ | 200.0 | $ | — </context>
us-gaap:DebtInstrumentInterestRateEffectivePercentage
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(Dollars in millions)</td><td>As of December 31,</td></tr><tr><td></td><td>2024</td><td></td><td>2023</td></tr><tr><td>Term ABS 2023-A</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>200.0</td><td></td><td></td><td>$</td><td>200.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>252.0</td><td></td><td></td><td>273.4</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>17.7</td><td></td><td></td><td>17.2</td><td></td></tr><tr><td>Interest rate</td><td>7.51</td><td>%</td><td></td><td>7.51</td><td>%</td></tr><tr><td>Term ABS 2023-5</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>294.0</td><td></td><td></td><td>$</td><td>294.0</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>398.7</td><td></td><td></td><td>433.9</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>32.9</td><td></td><td></td><td>52.2</td><td></td></tr><tr><td>Interest rate</td><td>6.54</td><td>%</td><td></td><td>6.54</td><td>%</td></tr><tr><td>Term ABS 2024-A</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>200.0</td><td></td><td></td><td>$</td><td>—</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>248.4</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>18.1</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Interest rate</td><td>7.45</td><td>%</td><td></td><td>—</td><td>%</td></tr><tr><td>Term ABS 2024-1</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>500.0</td><td></td><td></td><td>$</td><td>—</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>553.3</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>45.0</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Interest rate</td><td>6.01</td><td>%</td><td></td><td>—</td><td>%</td></tr><tr><td>Term ABS 2024-2</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>550.0</td><td></td><td></td><td>$</td><td>—</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>646.8</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>42.0</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Interest rate</td><td>6.21</td><td>%</td><td></td><td>—</td><td>%</td></tr><tr><td>Term ABS 2024-3</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>600.0</td><td></td><td></td><td>$</td><td>—</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>700.9</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>51.5</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Interest rate</td><td>4.91</td><td>%</td><td></td><td>—</td><td>%</td></tr><tr><td>Term ABS 2024-B</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>300.0</td><td></td><td></td><td>$</td><td>—</td><td></td></tr><tr><td>Loans pledged as collateral</td><td>425.8</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Restricted cash and cash equivalents pledged as collateral</td><td>37.9</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Interest rate</td><td>6.13</td><td>%</td><td></td><td>—</td><td>%</td></tr><tr><td>2026 Senior Notes</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>400.0</td><td></td><td></td><td>$</td><td>400.0</td><td></td></tr><tr><td>Interest rate</td><td>6.625</td><td>%</td><td></td><td>6.625</td><td>%</td></tr><tr><td>2028 Senior Notes</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>600.0</td><td></td><td></td><td>$</td><td>600.0</td><td></td></tr><tr><td>Interest rate</td><td>9.250</td><td>%</td><td></td><td>9.250</td><td>%</td></tr><tr><td>Mortgage Note</td><td></td><td></td><td></td></tr><tr><td>Principal balance outstanding</td><td>$</td><td>—</td><td></td><td></td><td>$</td><td>8.4</td><td></td></tr><tr><td>Interest rate</td><td>—</td><td>%</td><td></td><td>6.88</td><td>%</td></tr><tr><td>(1) Availability may be limited by the amount of assets pledged as collateral.</td><td></td><td></td><td></td></tr></table>
table
6.88
percentItemType
table: <entity> 6.88 </entity> <entity type> percentItemType </entity type> <context> Interest rate | — | % | 6.88 | % </context>
us-gaap:DebtInstrumentInterestRateEffectivePercentage
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(In millions)</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Year</td><td></td><td>Revolving Secured Lines of Credit Facility</td><td></td><td>Warehouse Facilities</td><td></td><td>Term ABS Financings (1)</td><td></td><td>Senior Notes</td><td></td><td>Total</td></tr><tr><td>2025</td><td></td><td>$</td><td>—</td><td></td><td></td><td>$</td><td>—</td><td></td><td></td><td>$</td><td>1,249.6</td><td></td><td></td><td>$</td><td>—</td><td></td><td></td><td>$</td><td>1,249.6</td><td></td></tr><tr><td>2026</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>2,146.9</td><td></td><td></td><td>400.0</td><td></td><td></td><td>2,546.9</td><td></td></tr><tr><td>2027</td><td></td><td>0.1</td><td></td><td></td><td>—</td><td></td><td></td><td>1,924.7</td><td></td><td></td><td>—</td><td></td><td></td><td>1,924.8</td><td></td></tr><tr><td>2028</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>70.6</td><td></td><td></td><td>600.0</td><td></td><td></td><td>670.6</td><td></td></tr><tr><td>2029</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Thereafter</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Total</td><td></td><td>$</td><td>0.1</td><td></td><td></td><td>$</td><td>—</td><td></td><td></td><td>$</td><td>5,391.8</td><td></td><td></td><td>$</td><td>1,000.0</td><td></td><td></td><td>$</td><td>6,391.9</td><td></td></tr></table>
table
—
monetaryItemType
table: <entity> — </entity> <entity type> monetaryItemType </entity type> <context> 2025 | $ | — | $ | — | $ | 1,249.6 | $ | — | $ | 1,249.6 </context>
us-gaap:LongTermDebtMaturitiesRepaymentsOfPrincipalInNextRollingTwelveMonths
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(In millions)</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Year</td><td></td><td>Revolving Secured Lines of Credit Facility</td><td></td><td>Warehouse Facilities</td><td></td><td>Term ABS Financings (1)</td><td></td><td>Senior Notes</td><td></td><td>Total</td></tr><tr><td>2025</td><td></td><td>$</td><td>—</td><td></td><td></td><td>$</td><td>—</td><td></td><td></td><td>$</td><td>1,249.6</td><td></td><td></td><td>$</td><td>—</td><td></td><td></td><td>$</td><td>1,249.6</td><td></td></tr><tr><td>2026</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>2,146.9</td><td></td><td></td><td>400.0</td><td></td><td></td><td>2,546.9</td><td></td></tr><tr><td>2027</td><td></td><td>0.1</td><td></td><td></td><td>—</td><td></td><td></td><td>1,924.7</td><td></td><td></td><td>—</td><td></td><td></td><td>1,924.8</td><td></td></tr><tr><td>2028</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>70.6</td><td></td><td></td><td>600.0</td><td></td><td></td><td>670.6</td><td></td></tr><tr><td>2029</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Thereafter</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Total</td><td></td><td>$</td><td>0.1</td><td></td><td></td><td>$</td><td>—</td><td></td><td></td><td>$</td><td>5,391.8</td><td></td><td></td><td>$</td><td>1,000.0</td><td></td><td></td><td>$</td><td>6,391.9</td><td></td></tr></table>
table
1249.6
monetaryItemType
table: <entity> 1249.6 </entity> <entity type> monetaryItemType </entity type> <context> 2025 | $ | — | $ | — | $ | 1,249.6 | $ | — | $ | 1,249.6 </context>
us-gaap:LongTermDebtMaturitiesRepaymentsOfPrincipalInNextRollingTwelveMonths
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(In millions)</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Year</td><td></td><td>Revolving Secured Lines of Credit Facility</td><td></td><td>Warehouse Facilities</td><td></td><td>Term ABS Financings (1)</td><td></td><td>Senior Notes</td><td></td><td>Total</td></tr><tr><td>2025</td><td></td><td>$</td><td>—</td><td></td><td></td><td>$</td><td>—</td><td></td><td></td><td>$</td><td>1,249.6</td><td></td><td></td><td>$</td><td>—</td><td></td><td></td><td>$</td><td>1,249.6</td><td></td></tr><tr><td>2026</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>2,146.9</td><td></td><td></td><td>400.0</td><td></td><td></td><td>2,546.9</td><td></td></tr><tr><td>2027</td><td></td><td>0.1</td><td></td><td></td><td>—</td><td></td><td></td><td>1,924.7</td><td></td><td></td><td>—</td><td></td><td></td><td>1,924.8</td><td></td></tr><tr><td>2028</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>70.6</td><td></td><td></td><td>600.0</td><td></td><td></td><td>670.6</td><td></td></tr><tr><td>2029</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Thereafter</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Total</td><td></td><td>$</td><td>0.1</td><td></td><td></td><td>$</td><td>—</td><td></td><td></td><td>$</td><td>5,391.8</td><td></td><td></td><td>$</td><td>1,000.0</td><td></td><td></td><td>$</td><td>6,391.9</td><td></td></tr></table>
table
—
monetaryItemType
table: <entity> — </entity> <entity type> monetaryItemType </entity type> <context> 2025 | $ | — | $ | — | $ | 1,249.6 | $ | — | $ | 1,249.6 </context>
us-gaap:LongTermDebtMaturitiesRepaymentsOfPrincipalInYearTwo
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(In millions)</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Year</td><td></td><td>Revolving Secured Lines of Credit Facility</td><td></td><td>Warehouse Facilities</td><td></td><td>Term ABS Financings (1)</td><td></td><td>Senior Notes</td><td></td><td>Total</td></tr><tr><td>2025</td><td></td><td>$</td><td>—</td><td></td><td></td><td>$</td><td>—</td><td></td><td></td><td>$</td><td>1,249.6</td><td></td><td></td><td>$</td><td>—</td><td></td><td></td><td>$</td><td>1,249.6</td><td></td></tr><tr><td>2026</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>2,146.9</td><td></td><td></td><td>400.0</td><td></td><td></td><td>2,546.9</td><td></td></tr><tr><td>2027</td><td></td><td>0.1</td><td></td><td></td><td>—</td><td></td><td></td><td>1,924.7</td><td></td><td></td><td>—</td><td></td><td></td><td>1,924.8</td><td></td></tr><tr><td>2028</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>70.6</td><td></td><td></td><td>600.0</td><td></td><td></td><td>670.6</td><td></td></tr><tr><td>2029</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Thereafter</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Total</td><td></td><td>$</td><td>0.1</td><td></td><td></td><td>$</td><td>—</td><td></td><td></td><td>$</td><td>5,391.8</td><td></td><td></td><td>$</td><td>1,000.0</td><td></td><td></td><td>$</td><td>6,391.9</td><td></td></tr></table>
table
2146.9
monetaryItemType
table: <entity> 2146.9 </entity> <entity type> monetaryItemType </entity type> <context> 2026 | — | — | 2,146.9 | 400.0 | 2,546.9 </context>
us-gaap:LongTermDebtMaturitiesRepaymentsOfPrincipalInYearTwo
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(In millions)</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Year</td><td></td><td>Revolving Secured Lines of Credit Facility</td><td></td><td>Warehouse Facilities</td><td></td><td>Term ABS Financings (1)</td><td></td><td>Senior Notes</td><td></td><td>Total</td></tr><tr><td>2025</td><td></td><td>$</td><td>—</td><td></td><td></td><td>$</td><td>—</td><td></td><td></td><td>$</td><td>1,249.6</td><td></td><td></td><td>$</td><td>—</td><td></td><td></td><td>$</td><td>1,249.6</td><td></td></tr><tr><td>2026</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>2,146.9</td><td></td><td></td><td>400.0</td><td></td><td></td><td>2,546.9</td><td></td></tr><tr><td>2027</td><td></td><td>0.1</td><td></td><td></td><td>—</td><td></td><td></td><td>1,924.7</td><td></td><td></td><td>—</td><td></td><td></td><td>1,924.8</td><td></td></tr><tr><td>2028</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>70.6</td><td></td><td></td><td>600.0</td><td></td><td></td><td>670.6</td><td></td></tr><tr><td>2029</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Thereafter</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Total</td><td></td><td>$</td><td>0.1</td><td></td><td></td><td>$</td><td>—</td><td></td><td></td><td>$</td><td>5,391.8</td><td></td><td></td><td>$</td><td>1,000.0</td><td></td><td></td><td>$</td><td>6,391.9</td><td></td></tr></table>
table
400.0
monetaryItemType
table: <entity> 400.0 </entity> <entity type> monetaryItemType </entity type> <context> 2026 | — | — | 2,146.9 | 400.0 | 2,546.9 </context>
us-gaap:LongTermDebtMaturitiesRepaymentsOfPrincipalInYearTwo
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(In millions)</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Year</td><td></td><td>Revolving Secured Lines of Credit Facility</td><td></td><td>Warehouse Facilities</td><td></td><td>Term ABS Financings (1)</td><td></td><td>Senior Notes</td><td></td><td>Total</td></tr><tr><td>2025</td><td></td><td>$</td><td>—</td><td></td><td></td><td>$</td><td>—</td><td></td><td></td><td>$</td><td>1,249.6</td><td></td><td></td><td>$</td><td>—</td><td></td><td></td><td>$</td><td>1,249.6</td><td></td></tr><tr><td>2026</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>2,146.9</td><td></td><td></td><td>400.0</td><td></td><td></td><td>2,546.9</td><td></td></tr><tr><td>2027</td><td></td><td>0.1</td><td></td><td></td><td>—</td><td></td><td></td><td>1,924.7</td><td></td><td></td><td>—</td><td></td><td></td><td>1,924.8</td><td></td></tr><tr><td>2028</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>70.6</td><td></td><td></td><td>600.0</td><td></td><td></td><td>670.6</td><td></td></tr><tr><td>2029</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Thereafter</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Total</td><td></td><td>$</td><td>0.1</td><td></td><td></td><td>$</td><td>—</td><td></td><td></td><td>$</td><td>5,391.8</td><td></td><td></td><td>$</td><td>1,000.0</td><td></td><td></td><td>$</td><td>6,391.9</td><td></td></tr></table>
table
2546.9
monetaryItemType
table: <entity> 2546.9 </entity> <entity type> monetaryItemType </entity type> <context> 2026 | — | — | 2,146.9 | 400.0 | 2,546.9 </context>
us-gaap:LongTermDebtMaturitiesRepaymentsOfPrincipalInYearTwo
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(In millions)</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Year</td><td></td><td>Revolving Secured Lines of Credit Facility</td><td></td><td>Warehouse Facilities</td><td></td><td>Term ABS Financings (1)</td><td></td><td>Senior Notes</td><td></td><td>Total</td></tr><tr><td>2025</td><td></td><td>$</td><td>—</td><td></td><td></td><td>$</td><td>—</td><td></td><td></td><td>$</td><td>1,249.6</td><td></td><td></td><td>$</td><td>—</td><td></td><td></td><td>$</td><td>1,249.6</td><td></td></tr><tr><td>2026</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>2,146.9</td><td></td><td></td><td>400.0</td><td></td><td></td><td>2,546.9</td><td></td></tr><tr><td>2027</td><td></td><td>0.1</td><td></td><td></td><td>—</td><td></td><td></td><td>1,924.7</td><td></td><td></td><td>—</td><td></td><td></td><td>1,924.8</td><td></td></tr><tr><td>2028</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>70.6</td><td></td><td></td><td>600.0</td><td></td><td></td><td>670.6</td><td></td></tr><tr><td>2029</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Thereafter</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Total</td><td></td><td>$</td><td>0.1</td><td></td><td></td><td>$</td><td>—</td><td></td><td></td><td>$</td><td>5,391.8</td><td></td><td></td><td>$</td><td>1,000.0</td><td></td><td></td><td>$</td><td>6,391.9</td><td></td></tr></table>
table
0.1
monetaryItemType
table: <entity> 0.1 </entity> <entity type> monetaryItemType </entity type> <context> 2027 | 0.1 | — | 1,924.7 | — | 1,924.8 </context>
us-gaap:LongTermDebtMaturitiesRepaymentsOfPrincipalInYearThree
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(In millions)</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Year</td><td></td><td>Revolving Secured Lines of Credit Facility</td><td></td><td>Warehouse Facilities</td><td></td><td>Term ABS Financings (1)</td><td></td><td>Senior Notes</td><td></td><td>Total</td></tr><tr><td>2025</td><td></td><td>$</td><td>—</td><td></td><td></td><td>$</td><td>—</td><td></td><td></td><td>$</td><td>1,249.6</td><td></td><td></td><td>$</td><td>—</td><td></td><td></td><td>$</td><td>1,249.6</td><td></td></tr><tr><td>2026</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>2,146.9</td><td></td><td></td><td>400.0</td><td></td><td></td><td>2,546.9</td><td></td></tr><tr><td>2027</td><td></td><td>0.1</td><td></td><td></td><td>—</td><td></td><td></td><td>1,924.7</td><td></td><td></td><td>—</td><td></td><td></td><td>1,924.8</td><td></td></tr><tr><td>2028</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>70.6</td><td></td><td></td><td>600.0</td><td></td><td></td><td>670.6</td><td></td></tr><tr><td>2029</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Thereafter</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Total</td><td></td><td>$</td><td>0.1</td><td></td><td></td><td>$</td><td>—</td><td></td><td></td><td>$</td><td>5,391.8</td><td></td><td></td><td>$</td><td>1,000.0</td><td></td><td></td><td>$</td><td>6,391.9</td><td></td></tr></table>
table
—
monetaryItemType
table: <entity> — </entity> <entity type> monetaryItemType </entity type> <context> 2025 | $ | — | $ | — | $ | 1,249.6 | $ | — | $ | 1,249.6 </context>
us-gaap:LongTermDebtMaturitiesRepaymentsOfPrincipalInYearThree
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(In millions)</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Year</td><td></td><td>Revolving Secured Lines of Credit Facility</td><td></td><td>Warehouse Facilities</td><td></td><td>Term ABS Financings (1)</td><td></td><td>Senior Notes</td><td></td><td>Total</td></tr><tr><td>2025</td><td></td><td>$</td><td>—</td><td></td><td></td><td>$</td><td>—</td><td></td><td></td><td>$</td><td>1,249.6</td><td></td><td></td><td>$</td><td>—</td><td></td><td></td><td>$</td><td>1,249.6</td><td></td></tr><tr><td>2026</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>2,146.9</td><td></td><td></td><td>400.0</td><td></td><td></td><td>2,546.9</td><td></td></tr><tr><td>2027</td><td></td><td>0.1</td><td></td><td></td><td>—</td><td></td><td></td><td>1,924.7</td><td></td><td></td><td>—</td><td></td><td></td><td>1,924.8</td><td></td></tr><tr><td>2028</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>70.6</td><td></td><td></td><td>600.0</td><td></td><td></td><td>670.6</td><td></td></tr><tr><td>2029</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Thereafter</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Total</td><td></td><td>$</td><td>0.1</td><td></td><td></td><td>$</td><td>—</td><td></td><td></td><td>$</td><td>5,391.8</td><td></td><td></td><td>$</td><td>1,000.0</td><td></td><td></td><td>$</td><td>6,391.9</td><td></td></tr></table>
table
1924.7
monetaryItemType
table: <entity> 1924.7 </entity> <entity type> monetaryItemType </entity type> <context> 2027 | 0.1 | — | 1,924.7 | — | 1,924.8 </context>
us-gaap:LongTermDebtMaturitiesRepaymentsOfPrincipalInYearThree
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(In millions)</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Year</td><td></td><td>Revolving Secured Lines of Credit Facility</td><td></td><td>Warehouse Facilities</td><td></td><td>Term ABS Financings (1)</td><td></td><td>Senior Notes</td><td></td><td>Total</td></tr><tr><td>2025</td><td></td><td>$</td><td>—</td><td></td><td></td><td>$</td><td>—</td><td></td><td></td><td>$</td><td>1,249.6</td><td></td><td></td><td>$</td><td>—</td><td></td><td></td><td>$</td><td>1,249.6</td><td></td></tr><tr><td>2026</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>2,146.9</td><td></td><td></td><td>400.0</td><td></td><td></td><td>2,546.9</td><td></td></tr><tr><td>2027</td><td></td><td>0.1</td><td></td><td></td><td>—</td><td></td><td></td><td>1,924.7</td><td></td><td></td><td>—</td><td></td><td></td><td>1,924.8</td><td></td></tr><tr><td>2028</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>70.6</td><td></td><td></td><td>600.0</td><td></td><td></td><td>670.6</td><td></td></tr><tr><td>2029</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Thereafter</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Total</td><td></td><td>$</td><td>0.1</td><td></td><td></td><td>$</td><td>—</td><td></td><td></td><td>$</td><td>5,391.8</td><td></td><td></td><td>$</td><td>1,000.0</td><td></td><td></td><td>$</td><td>6,391.9</td><td></td></tr></table>
table
1924.8
monetaryItemType
table: <entity> 1924.8 </entity> <entity type> monetaryItemType </entity type> <context> 2027 | 0.1 | — | 1,924.7 | — | 1,924.8 </context>
us-gaap:LongTermDebtMaturitiesRepaymentsOfPrincipalInYearThree
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(In millions)</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Year</td><td></td><td>Revolving Secured Lines of Credit Facility</td><td></td><td>Warehouse Facilities</td><td></td><td>Term ABS Financings (1)</td><td></td><td>Senior Notes</td><td></td><td>Total</td></tr><tr><td>2025</td><td></td><td>$</td><td>—</td><td></td><td></td><td>$</td><td>—</td><td></td><td></td><td>$</td><td>1,249.6</td><td></td><td></td><td>$</td><td>—</td><td></td><td></td><td>$</td><td>1,249.6</td><td></td></tr><tr><td>2026</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>2,146.9</td><td></td><td></td><td>400.0</td><td></td><td></td><td>2,546.9</td><td></td></tr><tr><td>2027</td><td></td><td>0.1</td><td></td><td></td><td>—</td><td></td><td></td><td>1,924.7</td><td></td><td></td><td>—</td><td></td><td></td><td>1,924.8</td><td></td></tr><tr><td>2028</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>70.6</td><td></td><td></td><td>600.0</td><td></td><td></td><td>670.6</td><td></td></tr><tr><td>2029</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Thereafter</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Total</td><td></td><td>$</td><td>0.1</td><td></td><td></td><td>$</td><td>—</td><td></td><td></td><td>$</td><td>5,391.8</td><td></td><td></td><td>$</td><td>1,000.0</td><td></td><td></td><td>$</td><td>6,391.9</td><td></td></tr></table>
table
—
monetaryItemType
table: <entity> — </entity> <entity type> monetaryItemType </entity type> <context> 2025 | $ | — | $ | — | $ | 1,249.6 | $ | — | $ | 1,249.6 </context>
us-gaap:LongTermDebtMaturitiesRepaymentsOfPrincipalInYearFour
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(In millions)</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Year</td><td></td><td>Revolving Secured Lines of Credit Facility</td><td></td><td>Warehouse Facilities</td><td></td><td>Term ABS Financings (1)</td><td></td><td>Senior Notes</td><td></td><td>Total</td></tr><tr><td>2025</td><td></td><td>$</td><td>—</td><td></td><td></td><td>$</td><td>—</td><td></td><td></td><td>$</td><td>1,249.6</td><td></td><td></td><td>$</td><td>—</td><td></td><td></td><td>$</td><td>1,249.6</td><td></td></tr><tr><td>2026</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>2,146.9</td><td></td><td></td><td>400.0</td><td></td><td></td><td>2,546.9</td><td></td></tr><tr><td>2027</td><td></td><td>0.1</td><td></td><td></td><td>—</td><td></td><td></td><td>1,924.7</td><td></td><td></td><td>—</td><td></td><td></td><td>1,924.8</td><td></td></tr><tr><td>2028</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>70.6</td><td></td><td></td><td>600.0</td><td></td><td></td><td>670.6</td><td></td></tr><tr><td>2029</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Thereafter</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Total</td><td></td><td>$</td><td>0.1</td><td></td><td></td><td>$</td><td>—</td><td></td><td></td><td>$</td><td>5,391.8</td><td></td><td></td><td>$</td><td>1,000.0</td><td></td><td></td><td>$</td><td>6,391.9</td><td></td></tr></table>
table
70.6
monetaryItemType
table: <entity> 70.6 </entity> <entity type> monetaryItemType </entity type> <context> 2028 | — | — | 70.6 | 600.0 | 670.6 </context>
us-gaap:LongTermDebtMaturitiesRepaymentsOfPrincipalInYearFour
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(In millions)</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Year</td><td></td><td>Revolving Secured Lines of Credit Facility</td><td></td><td>Warehouse Facilities</td><td></td><td>Term ABS Financings (1)</td><td></td><td>Senior Notes</td><td></td><td>Total</td></tr><tr><td>2025</td><td></td><td>$</td><td>—</td><td></td><td></td><td>$</td><td>—</td><td></td><td></td><td>$</td><td>1,249.6</td><td></td><td></td><td>$</td><td>—</td><td></td><td></td><td>$</td><td>1,249.6</td><td></td></tr><tr><td>2026</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>2,146.9</td><td></td><td></td><td>400.0</td><td></td><td></td><td>2,546.9</td><td></td></tr><tr><td>2027</td><td></td><td>0.1</td><td></td><td></td><td>—</td><td></td><td></td><td>1,924.7</td><td></td><td></td><td>—</td><td></td><td></td><td>1,924.8</td><td></td></tr><tr><td>2028</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>70.6</td><td></td><td></td><td>600.0</td><td></td><td></td><td>670.6</td><td></td></tr><tr><td>2029</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Thereafter</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Total</td><td></td><td>$</td><td>0.1</td><td></td><td></td><td>$</td><td>—</td><td></td><td></td><td>$</td><td>5,391.8</td><td></td><td></td><td>$</td><td>1,000.0</td><td></td><td></td><td>$</td><td>6,391.9</td><td></td></tr></table>
table
600.0
monetaryItemType
table: <entity> 600.0 </entity> <entity type> monetaryItemType </entity type> <context> 2028 | — | — | 70.6 | 600.0 | 670.6 </context>
us-gaap:LongTermDebtMaturitiesRepaymentsOfPrincipalInYearFour
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(In millions)</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Year</td><td></td><td>Revolving Secured Lines of Credit Facility</td><td></td><td>Warehouse Facilities</td><td></td><td>Term ABS Financings (1)</td><td></td><td>Senior Notes</td><td></td><td>Total</td></tr><tr><td>2025</td><td></td><td>$</td><td>—</td><td></td><td></td><td>$</td><td>—</td><td></td><td></td><td>$</td><td>1,249.6</td><td></td><td></td><td>$</td><td>—</td><td></td><td></td><td>$</td><td>1,249.6</td><td></td></tr><tr><td>2026</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>2,146.9</td><td></td><td></td><td>400.0</td><td></td><td></td><td>2,546.9</td><td></td></tr><tr><td>2027</td><td></td><td>0.1</td><td></td><td></td><td>—</td><td></td><td></td><td>1,924.7</td><td></td><td></td><td>—</td><td></td><td></td><td>1,924.8</td><td></td></tr><tr><td>2028</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>70.6</td><td></td><td></td><td>600.0</td><td></td><td></td><td>670.6</td><td></td></tr><tr><td>2029</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Thereafter</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Total</td><td></td><td>$</td><td>0.1</td><td></td><td></td><td>$</td><td>—</td><td></td><td></td><td>$</td><td>5,391.8</td><td></td><td></td><td>$</td><td>1,000.0</td><td></td><td></td><td>$</td><td>6,391.9</td><td></td></tr></table>
table
670.6
monetaryItemType
table: <entity> 670.6 </entity> <entity type> monetaryItemType </entity type> <context> 2028 | — | — | 70.6 | 600.0 | 670.6 </context>
us-gaap:LongTermDebtMaturitiesRepaymentsOfPrincipalInYearFour
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(In millions)</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Year</td><td></td><td>Revolving Secured Lines of Credit Facility</td><td></td><td>Warehouse Facilities</td><td></td><td>Term ABS Financings (1)</td><td></td><td>Senior Notes</td><td></td><td>Total</td></tr><tr><td>2025</td><td></td><td>$</td><td>—</td><td></td><td></td><td>$</td><td>—</td><td></td><td></td><td>$</td><td>1,249.6</td><td></td><td></td><td>$</td><td>—</td><td></td><td></td><td>$</td><td>1,249.6</td><td></td></tr><tr><td>2026</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>2,146.9</td><td></td><td></td><td>400.0</td><td></td><td></td><td>2,546.9</td><td></td></tr><tr><td>2027</td><td></td><td>0.1</td><td></td><td></td><td>—</td><td></td><td></td><td>1,924.7</td><td></td><td></td><td>—</td><td></td><td></td><td>1,924.8</td><td></td></tr><tr><td>2028</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>70.6</td><td></td><td></td><td>600.0</td><td></td><td></td><td>670.6</td><td></td></tr><tr><td>2029</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Thereafter</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Total</td><td></td><td>$</td><td>0.1</td><td></td><td></td><td>$</td><td>—</td><td></td><td></td><td>$</td><td>5,391.8</td><td></td><td></td><td>$</td><td>1,000.0</td><td></td><td></td><td>$</td><td>6,391.9</td><td></td></tr></table>
table
—
monetaryItemType
table: <entity> — </entity> <entity type> monetaryItemType </entity type> <context> 2025 | $ | — | $ | — | $ | 1,249.6 | $ | — | $ | 1,249.6 </context>
us-gaap:LongTermDebtMaturitiesRepaymentsOfPrincipalInYearFive
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(In millions)</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Year</td><td></td><td>Revolving Secured Lines of Credit Facility</td><td></td><td>Warehouse Facilities</td><td></td><td>Term ABS Financings (1)</td><td></td><td>Senior Notes</td><td></td><td>Total</td></tr><tr><td>2025</td><td></td><td>$</td><td>—</td><td></td><td></td><td>$</td><td>—</td><td></td><td></td><td>$</td><td>1,249.6</td><td></td><td></td><td>$</td><td>—</td><td></td><td></td><td>$</td><td>1,249.6</td><td></td></tr><tr><td>2026</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>2,146.9</td><td></td><td></td><td>400.0</td><td></td><td></td><td>2,546.9</td><td></td></tr><tr><td>2027</td><td></td><td>0.1</td><td></td><td></td><td>—</td><td></td><td></td><td>1,924.7</td><td></td><td></td><td>—</td><td></td><td></td><td>1,924.8</td><td></td></tr><tr><td>2028</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>70.6</td><td></td><td></td><td>600.0</td><td></td><td></td><td>670.6</td><td></td></tr><tr><td>2029</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Thereafter</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Total</td><td></td><td>$</td><td>0.1</td><td></td><td></td><td>$</td><td>—</td><td></td><td></td><td>$</td><td>5,391.8</td><td></td><td></td><td>$</td><td>1,000.0</td><td></td><td></td><td>$</td><td>6,391.9</td><td></td></tr></table>
table
—
monetaryItemType
table: <entity> — </entity> <entity type> monetaryItemType </entity type> <context> 2025 | $ | — | $ | — | $ | 1,249.6 | $ | — | $ | 1,249.6 </context>
us-gaap:LongTermDebtMaturitiesRepaymentsOfPrincipalAfterYearFive
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(In millions)</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Year</td><td></td><td>Revolving Secured Lines of Credit Facility</td><td></td><td>Warehouse Facilities</td><td></td><td>Term ABS Financings (1)</td><td></td><td>Senior Notes</td><td></td><td>Total</td></tr><tr><td>2025</td><td></td><td>$</td><td>—</td><td></td><td></td><td>$</td><td>—</td><td></td><td></td><td>$</td><td>1,249.6</td><td></td><td></td><td>$</td><td>—</td><td></td><td></td><td>$</td><td>1,249.6</td><td></td></tr><tr><td>2026</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>2,146.9</td><td></td><td></td><td>400.0</td><td></td><td></td><td>2,546.9</td><td></td></tr><tr><td>2027</td><td></td><td>0.1</td><td></td><td></td><td>—</td><td></td><td></td><td>1,924.7</td><td></td><td></td><td>—</td><td></td><td></td><td>1,924.8</td><td></td></tr><tr><td>2028</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>70.6</td><td></td><td></td><td>600.0</td><td></td><td></td><td>670.6</td><td></td></tr><tr><td>2029</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Thereafter</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Total</td><td></td><td>$</td><td>0.1</td><td></td><td></td><td>$</td><td>—</td><td></td><td></td><td>$</td><td>5,391.8</td><td></td><td></td><td>$</td><td>1,000.0</td><td></td><td></td><td>$</td><td>6,391.9</td><td></td></tr></table>
table
0.1
monetaryItemType
table: <entity> 0.1 </entity> <entity type> monetaryItemType </entity type> <context> 2027 | 0.1 | — | 1,924.7 | — | 1,924.8 </context>
us-gaap:DebtInstrumentCarryingAmount
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(In millions)</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Year</td><td></td><td>Revolving Secured Lines of Credit Facility</td><td></td><td>Warehouse Facilities</td><td></td><td>Term ABS Financings (1)</td><td></td><td>Senior Notes</td><td></td><td>Total</td></tr><tr><td>2025</td><td></td><td>$</td><td>—</td><td></td><td></td><td>$</td><td>—</td><td></td><td></td><td>$</td><td>1,249.6</td><td></td><td></td><td>$</td><td>—</td><td></td><td></td><td>$</td><td>1,249.6</td><td></td></tr><tr><td>2026</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>2,146.9</td><td></td><td></td><td>400.0</td><td></td><td></td><td>2,546.9</td><td></td></tr><tr><td>2027</td><td></td><td>0.1</td><td></td><td></td><td>—</td><td></td><td></td><td>1,924.7</td><td></td><td></td><td>—</td><td></td><td></td><td>1,924.8</td><td></td></tr><tr><td>2028</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>70.6</td><td></td><td></td><td>600.0</td><td></td><td></td><td>670.6</td><td></td></tr><tr><td>2029</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Thereafter</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Total</td><td></td><td>$</td><td>0.1</td><td></td><td></td><td>$</td><td>—</td><td></td><td></td><td>$</td><td>5,391.8</td><td></td><td></td><td>$</td><td>1,000.0</td><td></td><td></td><td>$</td><td>6,391.9</td><td></td></tr></table>
table
—
monetaryItemType
table: <entity> — </entity> <entity type> monetaryItemType </entity type> <context> 2025 | $ | — | $ | — | $ | 1,249.6 | $ | — | $ | 1,249.6 </context>
us-gaap:DebtInstrumentCarryingAmount
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(In millions)</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Year</td><td></td><td>Revolving Secured Lines of Credit Facility</td><td></td><td>Warehouse Facilities</td><td></td><td>Term ABS Financings (1)</td><td></td><td>Senior Notes</td><td></td><td>Total</td></tr><tr><td>2025</td><td></td><td>$</td><td>—</td><td></td><td></td><td>$</td><td>—</td><td></td><td></td><td>$</td><td>1,249.6</td><td></td><td></td><td>$</td><td>—</td><td></td><td></td><td>$</td><td>1,249.6</td><td></td></tr><tr><td>2026</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>2,146.9</td><td></td><td></td><td>400.0</td><td></td><td></td><td>2,546.9</td><td></td></tr><tr><td>2027</td><td></td><td>0.1</td><td></td><td></td><td>—</td><td></td><td></td><td>1,924.7</td><td></td><td></td><td>—</td><td></td><td></td><td>1,924.8</td><td></td></tr><tr><td>2028</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>70.6</td><td></td><td></td><td>600.0</td><td></td><td></td><td>670.6</td><td></td></tr><tr><td>2029</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Thereafter</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Total</td><td></td><td>$</td><td>0.1</td><td></td><td></td><td>$</td><td>—</td><td></td><td></td><td>$</td><td>5,391.8</td><td></td><td></td><td>$</td><td>1,000.0</td><td></td><td></td><td>$</td><td>6,391.9</td><td></td></tr></table>
table
5391.8
monetaryItemType
table: <entity> 5391.8 </entity> <entity type> monetaryItemType </entity type> <context> Total | $ | 0.1 | $ | — | $ | 5,391.8 | $ | 1,000.0 | $ | 6,391.9 </context>
us-gaap:DebtInstrumentCarryingAmount
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(In millions)</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Year</td><td></td><td>Revolving Secured Lines of Credit Facility</td><td></td><td>Warehouse Facilities</td><td></td><td>Term ABS Financings (1)</td><td></td><td>Senior Notes</td><td></td><td>Total</td></tr><tr><td>2025</td><td></td><td>$</td><td>—</td><td></td><td></td><td>$</td><td>—</td><td></td><td></td><td>$</td><td>1,249.6</td><td></td><td></td><td>$</td><td>—</td><td></td><td></td><td>$</td><td>1,249.6</td><td></td></tr><tr><td>2026</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>2,146.9</td><td></td><td></td><td>400.0</td><td></td><td></td><td>2,546.9</td><td></td></tr><tr><td>2027</td><td></td><td>0.1</td><td></td><td></td><td>—</td><td></td><td></td><td>1,924.7</td><td></td><td></td><td>—</td><td></td><td></td><td>1,924.8</td><td></td></tr><tr><td>2028</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>70.6</td><td></td><td></td><td>600.0</td><td></td><td></td><td>670.6</td><td></td></tr><tr><td>2029</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Thereafter</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Total</td><td></td><td>$</td><td>0.1</td><td></td><td></td><td>$</td><td>—</td><td></td><td></td><td>$</td><td>5,391.8</td><td></td><td></td><td>$</td><td>1,000.0</td><td></td><td></td><td>$</td><td>6,391.9</td><td></td></tr></table>
table
1000.0
monetaryItemType
table: <entity> 1000.0 </entity> <entity type> monetaryItemType </entity type> <context> Total | $ | 0.1 | $ | — | $ | 5,391.8 | $ | 1,000.0 | $ | 6,391.9 </context>
us-gaap:DebtInstrumentCarryingAmount
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(In millions)</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Year</td><td></td><td>Revolving Secured Lines of Credit Facility</td><td></td><td>Warehouse Facilities</td><td></td><td>Term ABS Financings (1)</td><td></td><td>Senior Notes</td><td></td><td>Total</td></tr><tr><td>2025</td><td></td><td>$</td><td>—</td><td></td><td></td><td>$</td><td>—</td><td></td><td></td><td>$</td><td>1,249.6</td><td></td><td></td><td>$</td><td>—</td><td></td><td></td><td>$</td><td>1,249.6</td><td></td></tr><tr><td>2026</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>2,146.9</td><td></td><td></td><td>400.0</td><td></td><td></td><td>2,546.9</td><td></td></tr><tr><td>2027</td><td></td><td>0.1</td><td></td><td></td><td>—</td><td></td><td></td><td>1,924.7</td><td></td><td></td><td>—</td><td></td><td></td><td>1,924.8</td><td></td></tr><tr><td>2028</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>70.6</td><td></td><td></td><td>600.0</td><td></td><td></td><td>670.6</td><td></td></tr><tr><td>2029</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Thereafter</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Total</td><td></td><td>$</td><td>0.1</td><td></td><td></td><td>$</td><td>—</td><td></td><td></td><td>$</td><td>5,391.8</td><td></td><td></td><td>$</td><td>1,000.0</td><td></td><td></td><td>$</td><td>6,391.9</td><td></td></tr></table>
table
6391.9
monetaryItemType
table: <entity> 6391.9 </entity> <entity type> monetaryItemType </entity type> <context> Total | $ | 0.1 | $ | — | $ | 5,391.8 | $ | 1,000.0 | $ | 6,391.9 </context>
us-gaap:DebtInstrumentCarryingAmount
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(In millions)</td><td>For the Years Ended December 31,</td></tr><tr><td></td><td>2024</td><td></td><td>2023</td><td></td><td>2022</td></tr><tr><td>Income before provision for income taxes:</td><td>$</td><td>329.5</td><td></td><td></td><td>$</td><td>367.6</td><td></td><td></td><td>$</td><td>711.7</td><td></td></tr><tr><td>Current provision for income taxes:</td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Federal</td><td>116.1</td><td></td><td></td><td>97.1</td><td></td><td></td><td>152.7</td><td></td></tr><tr><td>State</td><td>32.9</td><td></td><td></td><td>20.2</td><td></td><td></td><td>28.5</td><td></td></tr><tr><td></td><td>149.0</td><td></td><td></td><td>117.3</td><td></td><td></td><td>181.2</td><td></td></tr><tr><td>Deferred provision for income taxes:</td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Federal</td><td>( 47.9 )</td><td></td><td></td><td>( 26.4 )</td><td></td><td></td><td>( 10.8 )</td><td></td></tr><tr><td>State</td><td>( 22.5 )</td><td></td><td></td><td>( 11.6 )</td><td></td><td></td><td>3.1</td><td></td></tr><tr><td></td><td>( 70.4 )</td><td></td><td></td><td>( 38.0 )</td><td></td><td></td><td>( 7.7 )</td><td></td></tr><tr><td>Interest and penalties expense:</td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Interest</td><td>3.0</td><td></td><td></td><td>2.2</td><td></td><td></td><td>2.4</td><td></td></tr><tr><td>Penalties</td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td></tr><tr><td></td><td>3.0</td><td></td><td></td><td>2.2</td><td></td><td></td><td>2.4</td><td></td></tr><tr><td>Provision for income taxes</td><td>$</td><td>81.6</td><td></td><td></td><td>$</td><td>81.5</td><td></td><td></td><td>$</td><td>175.9</td><td></td></tr></table>
table
329.5
monetaryItemType
table: <entity> 329.5 </entity> <entity type> monetaryItemType </entity type> <context> Income before provision for income taxes: | $ | 329.5 | $ | 367.6 | $ | 711.7 </context>
us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(In millions)</td><td>For the Years Ended December 31,</td></tr><tr><td></td><td>2024</td><td></td><td>2023</td><td></td><td>2022</td></tr><tr><td>Income before provision for income taxes:</td><td>$</td><td>329.5</td><td></td><td></td><td>$</td><td>367.6</td><td></td><td></td><td>$</td><td>711.7</td><td></td></tr><tr><td>Current provision for income taxes:</td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Federal</td><td>116.1</td><td></td><td></td><td>97.1</td><td></td><td></td><td>152.7</td><td></td></tr><tr><td>State</td><td>32.9</td><td></td><td></td><td>20.2</td><td></td><td></td><td>28.5</td><td></td></tr><tr><td></td><td>149.0</td><td></td><td></td><td>117.3</td><td></td><td></td><td>181.2</td><td></td></tr><tr><td>Deferred provision for income taxes:</td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Federal</td><td>( 47.9 )</td><td></td><td></td><td>( 26.4 )</td><td></td><td></td><td>( 10.8 )</td><td></td></tr><tr><td>State</td><td>( 22.5 )</td><td></td><td></td><td>( 11.6 )</td><td></td><td></td><td>3.1</td><td></td></tr><tr><td></td><td>( 70.4 )</td><td></td><td></td><td>( 38.0 )</td><td></td><td></td><td>( 7.7 )</td><td></td></tr><tr><td>Interest and penalties expense:</td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Interest</td><td>3.0</td><td></td><td></td><td>2.2</td><td></td><td></td><td>2.4</td><td></td></tr><tr><td>Penalties</td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td></tr><tr><td></td><td>3.0</td><td></td><td></td><td>2.2</td><td></td><td></td><td>2.4</td><td></td></tr><tr><td>Provision for income taxes</td><td>$</td><td>81.6</td><td></td><td></td><td>$</td><td>81.5</td><td></td><td></td><td>$</td><td>175.9</td><td></td></tr></table>
table
367.6
monetaryItemType
table: <entity> 367.6 </entity> <entity type> monetaryItemType </entity type> <context> Income before provision for income taxes: | $ | 329.5 | $ | 367.6 | $ | 711.7 </context>
us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(In millions)</td><td>For the Years Ended December 31,</td></tr><tr><td></td><td>2024</td><td></td><td>2023</td><td></td><td>2022</td></tr><tr><td>Income before provision for income taxes:</td><td>$</td><td>329.5</td><td></td><td></td><td>$</td><td>367.6</td><td></td><td></td><td>$</td><td>711.7</td><td></td></tr><tr><td>Current provision for income taxes:</td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Federal</td><td>116.1</td><td></td><td></td><td>97.1</td><td></td><td></td><td>152.7</td><td></td></tr><tr><td>State</td><td>32.9</td><td></td><td></td><td>20.2</td><td></td><td></td><td>28.5</td><td></td></tr><tr><td></td><td>149.0</td><td></td><td></td><td>117.3</td><td></td><td></td><td>181.2</td><td></td></tr><tr><td>Deferred provision for income taxes:</td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Federal</td><td>( 47.9 )</td><td></td><td></td><td>( 26.4 )</td><td></td><td></td><td>( 10.8 )</td><td></td></tr><tr><td>State</td><td>( 22.5 )</td><td></td><td></td><td>( 11.6 )</td><td></td><td></td><td>3.1</td><td></td></tr><tr><td></td><td>( 70.4 )</td><td></td><td></td><td>( 38.0 )</td><td></td><td></td><td>( 7.7 )</td><td></td></tr><tr><td>Interest and penalties expense:</td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Interest</td><td>3.0</td><td></td><td></td><td>2.2</td><td></td><td></td><td>2.4</td><td></td></tr><tr><td>Penalties</td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td></tr><tr><td></td><td>3.0</td><td></td><td></td><td>2.2</td><td></td><td></td><td>2.4</td><td></td></tr><tr><td>Provision for income taxes</td><td>$</td><td>81.6</td><td></td><td></td><td>$</td><td>81.5</td><td></td><td></td><td>$</td><td>175.9</td><td></td></tr></table>
table
711.7
monetaryItemType
table: <entity> 711.7 </entity> <entity type> monetaryItemType </entity type> <context> Income before provision for income taxes: | $ | 329.5 | $ | 367.6 | $ | 711.7 </context>
us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(In millions)</td><td>For the Years Ended December 31,</td></tr><tr><td></td><td>2024</td><td></td><td>2023</td><td></td><td>2022</td></tr><tr><td>Income before provision for income taxes:</td><td>$</td><td>329.5</td><td></td><td></td><td>$</td><td>367.6</td><td></td><td></td><td>$</td><td>711.7</td><td></td></tr><tr><td>Current provision for income taxes:</td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Federal</td><td>116.1</td><td></td><td></td><td>97.1</td><td></td><td></td><td>152.7</td><td></td></tr><tr><td>State</td><td>32.9</td><td></td><td></td><td>20.2</td><td></td><td></td><td>28.5</td><td></td></tr><tr><td></td><td>149.0</td><td></td><td></td><td>117.3</td><td></td><td></td><td>181.2</td><td></td></tr><tr><td>Deferred provision for income taxes:</td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Federal</td><td>( 47.9 )</td><td></td><td></td><td>( 26.4 )</td><td></td><td></td><td>( 10.8 )</td><td></td></tr><tr><td>State</td><td>( 22.5 )</td><td></td><td></td><td>( 11.6 )</td><td></td><td></td><td>3.1</td><td></td></tr><tr><td></td><td>( 70.4 )</td><td></td><td></td><td>( 38.0 )</td><td></td><td></td><td>( 7.7 )</td><td></td></tr><tr><td>Interest and penalties expense:</td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Interest</td><td>3.0</td><td></td><td></td><td>2.2</td><td></td><td></td><td>2.4</td><td></td></tr><tr><td>Penalties</td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td></tr><tr><td></td><td>3.0</td><td></td><td></td><td>2.2</td><td></td><td></td><td>2.4</td><td></td></tr><tr><td>Provision for income taxes</td><td>$</td><td>81.6</td><td></td><td></td><td>$</td><td>81.5</td><td></td><td></td><td>$</td><td>175.9</td><td></td></tr></table>
table
116.1
monetaryItemType
table: <entity> 116.1 </entity> <entity type> monetaryItemType </entity type> <context> Federal | 116.1 | 97.1 | 152.7 </context>
us-gaap:CurrentFederalTaxExpenseBenefit
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(In millions)</td><td>For the Years Ended December 31,</td></tr><tr><td></td><td>2024</td><td></td><td>2023</td><td></td><td>2022</td></tr><tr><td>Income before provision for income taxes:</td><td>$</td><td>329.5</td><td></td><td></td><td>$</td><td>367.6</td><td></td><td></td><td>$</td><td>711.7</td><td></td></tr><tr><td>Current provision for income taxes:</td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Federal</td><td>116.1</td><td></td><td></td><td>97.1</td><td></td><td></td><td>152.7</td><td></td></tr><tr><td>State</td><td>32.9</td><td></td><td></td><td>20.2</td><td></td><td></td><td>28.5</td><td></td></tr><tr><td></td><td>149.0</td><td></td><td></td><td>117.3</td><td></td><td></td><td>181.2</td><td></td></tr><tr><td>Deferred provision for income taxes:</td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Federal</td><td>( 47.9 )</td><td></td><td></td><td>( 26.4 )</td><td></td><td></td><td>( 10.8 )</td><td></td></tr><tr><td>State</td><td>( 22.5 )</td><td></td><td></td><td>( 11.6 )</td><td></td><td></td><td>3.1</td><td></td></tr><tr><td></td><td>( 70.4 )</td><td></td><td></td><td>( 38.0 )</td><td></td><td></td><td>( 7.7 )</td><td></td></tr><tr><td>Interest and penalties expense:</td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Interest</td><td>3.0</td><td></td><td></td><td>2.2</td><td></td><td></td><td>2.4</td><td></td></tr><tr><td>Penalties</td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td></tr><tr><td></td><td>3.0</td><td></td><td></td><td>2.2</td><td></td><td></td><td>2.4</td><td></td></tr><tr><td>Provision for income taxes</td><td>$</td><td>81.6</td><td></td><td></td><td>$</td><td>81.5</td><td></td><td></td><td>$</td><td>175.9</td><td></td></tr></table>
table
97.1
monetaryItemType
table: <entity> 97.1 </entity> <entity type> monetaryItemType </entity type> <context> Federal | 116.1 | 97.1 | 152.7 </context>
us-gaap:CurrentFederalTaxExpenseBenefit
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(In millions)</td><td>For the Years Ended December 31,</td></tr><tr><td></td><td>2024</td><td></td><td>2023</td><td></td><td>2022</td></tr><tr><td>Income before provision for income taxes:</td><td>$</td><td>329.5</td><td></td><td></td><td>$</td><td>367.6</td><td></td><td></td><td>$</td><td>711.7</td><td></td></tr><tr><td>Current provision for income taxes:</td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Federal</td><td>116.1</td><td></td><td></td><td>97.1</td><td></td><td></td><td>152.7</td><td></td></tr><tr><td>State</td><td>32.9</td><td></td><td></td><td>20.2</td><td></td><td></td><td>28.5</td><td></td></tr><tr><td></td><td>149.0</td><td></td><td></td><td>117.3</td><td></td><td></td><td>181.2</td><td></td></tr><tr><td>Deferred provision for income taxes:</td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Federal</td><td>( 47.9 )</td><td></td><td></td><td>( 26.4 )</td><td></td><td></td><td>( 10.8 )</td><td></td></tr><tr><td>State</td><td>( 22.5 )</td><td></td><td></td><td>( 11.6 )</td><td></td><td></td><td>3.1</td><td></td></tr><tr><td></td><td>( 70.4 )</td><td></td><td></td><td>( 38.0 )</td><td></td><td></td><td>( 7.7 )</td><td></td></tr><tr><td>Interest and penalties expense:</td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Interest</td><td>3.0</td><td></td><td></td><td>2.2</td><td></td><td></td><td>2.4</td><td></td></tr><tr><td>Penalties</td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td></tr><tr><td></td><td>3.0</td><td></td><td></td><td>2.2</td><td></td><td></td><td>2.4</td><td></td></tr><tr><td>Provision for income taxes</td><td>$</td><td>81.6</td><td></td><td></td><td>$</td><td>81.5</td><td></td><td></td><td>$</td><td>175.9</td><td></td></tr></table>
table
152.7
monetaryItemType
table: <entity> 152.7 </entity> <entity type> monetaryItemType </entity type> <context> Federal | 116.1 | 97.1 | 152.7 </context>
us-gaap:CurrentFederalTaxExpenseBenefit
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(In millions)</td><td>For the Years Ended December 31,</td></tr><tr><td></td><td>2024</td><td></td><td>2023</td><td></td><td>2022</td></tr><tr><td>Income before provision for income taxes:</td><td>$</td><td>329.5</td><td></td><td></td><td>$</td><td>367.6</td><td></td><td></td><td>$</td><td>711.7</td><td></td></tr><tr><td>Current provision for income taxes:</td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Federal</td><td>116.1</td><td></td><td></td><td>97.1</td><td></td><td></td><td>152.7</td><td></td></tr><tr><td>State</td><td>32.9</td><td></td><td></td><td>20.2</td><td></td><td></td><td>28.5</td><td></td></tr><tr><td></td><td>149.0</td><td></td><td></td><td>117.3</td><td></td><td></td><td>181.2</td><td></td></tr><tr><td>Deferred provision for income taxes:</td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Federal</td><td>( 47.9 )</td><td></td><td></td><td>( 26.4 )</td><td></td><td></td><td>( 10.8 )</td><td></td></tr><tr><td>State</td><td>( 22.5 )</td><td></td><td></td><td>( 11.6 )</td><td></td><td></td><td>3.1</td><td></td></tr><tr><td></td><td>( 70.4 )</td><td></td><td></td><td>( 38.0 )</td><td></td><td></td><td>( 7.7 )</td><td></td></tr><tr><td>Interest and penalties expense:</td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Interest</td><td>3.0</td><td></td><td></td><td>2.2</td><td></td><td></td><td>2.4</td><td></td></tr><tr><td>Penalties</td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td></tr><tr><td></td><td>3.0</td><td></td><td></td><td>2.2</td><td></td><td></td><td>2.4</td><td></td></tr><tr><td>Provision for income taxes</td><td>$</td><td>81.6</td><td></td><td></td><td>$</td><td>81.5</td><td></td><td></td><td>$</td><td>175.9</td><td></td></tr></table>
table
32.9
monetaryItemType
table: <entity> 32.9 </entity> <entity type> monetaryItemType </entity type> <context> State | 32.9 | 20.2 | 28.5 </context>
us-gaap:CurrentStateAndLocalTaxExpenseBenefit
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(In millions)</td><td>For the Years Ended December 31,</td></tr><tr><td></td><td>2024</td><td></td><td>2023</td><td></td><td>2022</td></tr><tr><td>Income before provision for income taxes:</td><td>$</td><td>329.5</td><td></td><td></td><td>$</td><td>367.6</td><td></td><td></td><td>$</td><td>711.7</td><td></td></tr><tr><td>Current provision for income taxes:</td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Federal</td><td>116.1</td><td></td><td></td><td>97.1</td><td></td><td></td><td>152.7</td><td></td></tr><tr><td>State</td><td>32.9</td><td></td><td></td><td>20.2</td><td></td><td></td><td>28.5</td><td></td></tr><tr><td></td><td>149.0</td><td></td><td></td><td>117.3</td><td></td><td></td><td>181.2</td><td></td></tr><tr><td>Deferred provision for income taxes:</td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Federal</td><td>( 47.9 )</td><td></td><td></td><td>( 26.4 )</td><td></td><td></td><td>( 10.8 )</td><td></td></tr><tr><td>State</td><td>( 22.5 )</td><td></td><td></td><td>( 11.6 )</td><td></td><td></td><td>3.1</td><td></td></tr><tr><td></td><td>( 70.4 )</td><td></td><td></td><td>( 38.0 )</td><td></td><td></td><td>( 7.7 )</td><td></td></tr><tr><td>Interest and penalties expense:</td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Interest</td><td>3.0</td><td></td><td></td><td>2.2</td><td></td><td></td><td>2.4</td><td></td></tr><tr><td>Penalties</td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td></tr><tr><td></td><td>3.0</td><td></td><td></td><td>2.2</td><td></td><td></td><td>2.4</td><td></td></tr><tr><td>Provision for income taxes</td><td>$</td><td>81.6</td><td></td><td></td><td>$</td><td>81.5</td><td></td><td></td><td>$</td><td>175.9</td><td></td></tr></table>
table
20.2
monetaryItemType
table: <entity> 20.2 </entity> <entity type> monetaryItemType </entity type> <context> State | 32.9 | 20.2 | 28.5 </context>
us-gaap:CurrentStateAndLocalTaxExpenseBenefit
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(In millions)</td><td>For the Years Ended December 31,</td></tr><tr><td></td><td>2024</td><td></td><td>2023</td><td></td><td>2022</td></tr><tr><td>Income before provision for income taxes:</td><td>$</td><td>329.5</td><td></td><td></td><td>$</td><td>367.6</td><td></td><td></td><td>$</td><td>711.7</td><td></td></tr><tr><td>Current provision for income taxes:</td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Federal</td><td>116.1</td><td></td><td></td><td>97.1</td><td></td><td></td><td>152.7</td><td></td></tr><tr><td>State</td><td>32.9</td><td></td><td></td><td>20.2</td><td></td><td></td><td>28.5</td><td></td></tr><tr><td></td><td>149.0</td><td></td><td></td><td>117.3</td><td></td><td></td><td>181.2</td><td></td></tr><tr><td>Deferred provision for income taxes:</td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Federal</td><td>( 47.9 )</td><td></td><td></td><td>( 26.4 )</td><td></td><td></td><td>( 10.8 )</td><td></td></tr><tr><td>State</td><td>( 22.5 )</td><td></td><td></td><td>( 11.6 )</td><td></td><td></td><td>3.1</td><td></td></tr><tr><td></td><td>( 70.4 )</td><td></td><td></td><td>( 38.0 )</td><td></td><td></td><td>( 7.7 )</td><td></td></tr><tr><td>Interest and penalties expense:</td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Interest</td><td>3.0</td><td></td><td></td><td>2.2</td><td></td><td></td><td>2.4</td><td></td></tr><tr><td>Penalties</td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td></tr><tr><td></td><td>3.0</td><td></td><td></td><td>2.2</td><td></td><td></td><td>2.4</td><td></td></tr><tr><td>Provision for income taxes</td><td>$</td><td>81.6</td><td></td><td></td><td>$</td><td>81.5</td><td></td><td></td><td>$</td><td>175.9</td><td></td></tr></table>
table
28.5
monetaryItemType
table: <entity> 28.5 </entity> <entity type> monetaryItemType </entity type> <context> State | 32.9 | 20.2 | 28.5 </context>
us-gaap:CurrentStateAndLocalTaxExpenseBenefit
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(In millions)</td><td>For the Years Ended December 31,</td></tr><tr><td></td><td>2024</td><td></td><td>2023</td><td></td><td>2022</td></tr><tr><td>Income before provision for income taxes:</td><td>$</td><td>329.5</td><td></td><td></td><td>$</td><td>367.6</td><td></td><td></td><td>$</td><td>711.7</td><td></td></tr><tr><td>Current provision for income taxes:</td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Federal</td><td>116.1</td><td></td><td></td><td>97.1</td><td></td><td></td><td>152.7</td><td></td></tr><tr><td>State</td><td>32.9</td><td></td><td></td><td>20.2</td><td></td><td></td><td>28.5</td><td></td></tr><tr><td></td><td>149.0</td><td></td><td></td><td>117.3</td><td></td><td></td><td>181.2</td><td></td></tr><tr><td>Deferred provision for income taxes:</td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Federal</td><td>( 47.9 )</td><td></td><td></td><td>( 26.4 )</td><td></td><td></td><td>( 10.8 )</td><td></td></tr><tr><td>State</td><td>( 22.5 )</td><td></td><td></td><td>( 11.6 )</td><td></td><td></td><td>3.1</td><td></td></tr><tr><td></td><td>( 70.4 )</td><td></td><td></td><td>( 38.0 )</td><td></td><td></td><td>( 7.7 )</td><td></td></tr><tr><td>Interest and penalties expense:</td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Interest</td><td>3.0</td><td></td><td></td><td>2.2</td><td></td><td></td><td>2.4</td><td></td></tr><tr><td>Penalties</td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td></tr><tr><td></td><td>3.0</td><td></td><td></td><td>2.2</td><td></td><td></td><td>2.4</td><td></td></tr><tr><td>Provision for income taxes</td><td>$</td><td>81.6</td><td></td><td></td><td>$</td><td>81.5</td><td></td><td></td><td>$</td><td>175.9</td><td></td></tr></table>
table
149.0
monetaryItemType
table: <entity> 149.0 </entity> <entity type> monetaryItemType </entity type> <context> 149.0 | 117.3 | 181.2 </context>
us-gaap:CurrentIncomeTaxExpenseBenefit
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(In millions)</td><td>For the Years Ended December 31,</td></tr><tr><td></td><td>2024</td><td></td><td>2023</td><td></td><td>2022</td></tr><tr><td>Income before provision for income taxes:</td><td>$</td><td>329.5</td><td></td><td></td><td>$</td><td>367.6</td><td></td><td></td><td>$</td><td>711.7</td><td></td></tr><tr><td>Current provision for income taxes:</td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Federal</td><td>116.1</td><td></td><td></td><td>97.1</td><td></td><td></td><td>152.7</td><td></td></tr><tr><td>State</td><td>32.9</td><td></td><td></td><td>20.2</td><td></td><td></td><td>28.5</td><td></td></tr><tr><td></td><td>149.0</td><td></td><td></td><td>117.3</td><td></td><td></td><td>181.2</td><td></td></tr><tr><td>Deferred provision for income taxes:</td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Federal</td><td>( 47.9 )</td><td></td><td></td><td>( 26.4 )</td><td></td><td></td><td>( 10.8 )</td><td></td></tr><tr><td>State</td><td>( 22.5 )</td><td></td><td></td><td>( 11.6 )</td><td></td><td></td><td>3.1</td><td></td></tr><tr><td></td><td>( 70.4 )</td><td></td><td></td><td>( 38.0 )</td><td></td><td></td><td>( 7.7 )</td><td></td></tr><tr><td>Interest and penalties expense:</td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Interest</td><td>3.0</td><td></td><td></td><td>2.2</td><td></td><td></td><td>2.4</td><td></td></tr><tr><td>Penalties</td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td></tr><tr><td></td><td>3.0</td><td></td><td></td><td>2.2</td><td></td><td></td><td>2.4</td><td></td></tr><tr><td>Provision for income taxes</td><td>$</td><td>81.6</td><td></td><td></td><td>$</td><td>81.5</td><td></td><td></td><td>$</td><td>175.9</td><td></td></tr></table>
table
117.3
monetaryItemType
table: <entity> 117.3 </entity> <entity type> monetaryItemType </entity type> <context> 149.0 | 117.3 | 181.2 </context>
us-gaap:CurrentIncomeTaxExpenseBenefit
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(In millions)</td><td>For the Years Ended December 31,</td></tr><tr><td></td><td>2024</td><td></td><td>2023</td><td></td><td>2022</td></tr><tr><td>Income before provision for income taxes:</td><td>$</td><td>329.5</td><td></td><td></td><td>$</td><td>367.6</td><td></td><td></td><td>$</td><td>711.7</td><td></td></tr><tr><td>Current provision for income taxes:</td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Federal</td><td>116.1</td><td></td><td></td><td>97.1</td><td></td><td></td><td>152.7</td><td></td></tr><tr><td>State</td><td>32.9</td><td></td><td></td><td>20.2</td><td></td><td></td><td>28.5</td><td></td></tr><tr><td></td><td>149.0</td><td></td><td></td><td>117.3</td><td></td><td></td><td>181.2</td><td></td></tr><tr><td>Deferred provision for income taxes:</td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Federal</td><td>( 47.9 )</td><td></td><td></td><td>( 26.4 )</td><td></td><td></td><td>( 10.8 )</td><td></td></tr><tr><td>State</td><td>( 22.5 )</td><td></td><td></td><td>( 11.6 )</td><td></td><td></td><td>3.1</td><td></td></tr><tr><td></td><td>( 70.4 )</td><td></td><td></td><td>( 38.0 )</td><td></td><td></td><td>( 7.7 )</td><td></td></tr><tr><td>Interest and penalties expense:</td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Interest</td><td>3.0</td><td></td><td></td><td>2.2</td><td></td><td></td><td>2.4</td><td></td></tr><tr><td>Penalties</td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td></tr><tr><td></td><td>3.0</td><td></td><td></td><td>2.2</td><td></td><td></td><td>2.4</td><td></td></tr><tr><td>Provision for income taxes</td><td>$</td><td>81.6</td><td></td><td></td><td>$</td><td>81.5</td><td></td><td></td><td>$</td><td>175.9</td><td></td></tr></table>
table
181.2
monetaryItemType
table: <entity> 181.2 </entity> <entity type> monetaryItemType </entity type> <context> 149.0 | 117.3 | 181.2 </context>
us-gaap:CurrentIncomeTaxExpenseBenefit
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(In millions)</td><td>For the Years Ended December 31,</td></tr><tr><td></td><td>2024</td><td></td><td>2023</td><td></td><td>2022</td></tr><tr><td>Income before provision for income taxes:</td><td>$</td><td>329.5</td><td></td><td></td><td>$</td><td>367.6</td><td></td><td></td><td>$</td><td>711.7</td><td></td></tr><tr><td>Current provision for income taxes:</td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Federal</td><td>116.1</td><td></td><td></td><td>97.1</td><td></td><td></td><td>152.7</td><td></td></tr><tr><td>State</td><td>32.9</td><td></td><td></td><td>20.2</td><td></td><td></td><td>28.5</td><td></td></tr><tr><td></td><td>149.0</td><td></td><td></td><td>117.3</td><td></td><td></td><td>181.2</td><td></td></tr><tr><td>Deferred provision for income taxes:</td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Federal</td><td>( 47.9 )</td><td></td><td></td><td>( 26.4 )</td><td></td><td></td><td>( 10.8 )</td><td></td></tr><tr><td>State</td><td>( 22.5 )</td><td></td><td></td><td>( 11.6 )</td><td></td><td></td><td>3.1</td><td></td></tr><tr><td></td><td>( 70.4 )</td><td></td><td></td><td>( 38.0 )</td><td></td><td></td><td>( 7.7 )</td><td></td></tr><tr><td>Interest and penalties expense:</td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Interest</td><td>3.0</td><td></td><td></td><td>2.2</td><td></td><td></td><td>2.4</td><td></td></tr><tr><td>Penalties</td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td></tr><tr><td></td><td>3.0</td><td></td><td></td><td>2.2</td><td></td><td></td><td>2.4</td><td></td></tr><tr><td>Provision for income taxes</td><td>$</td><td>81.6</td><td></td><td></td><td>$</td><td>81.5</td><td></td><td></td><td>$</td><td>175.9</td><td></td></tr></table>
table
47.9
monetaryItemType
table: <entity> 47.9 </entity> <entity type> monetaryItemType </entity type> <context> None </context>
us-gaap:DeferredFederalIncomeTaxExpenseBenefit
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(In millions)</td><td>For the Years Ended December 31,</td></tr><tr><td></td><td>2024</td><td></td><td>2023</td><td></td><td>2022</td></tr><tr><td>Income before provision for income taxes:</td><td>$</td><td>329.5</td><td></td><td></td><td>$</td><td>367.6</td><td></td><td></td><td>$</td><td>711.7</td><td></td></tr><tr><td>Current provision for income taxes:</td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Federal</td><td>116.1</td><td></td><td></td><td>97.1</td><td></td><td></td><td>152.7</td><td></td></tr><tr><td>State</td><td>32.9</td><td></td><td></td><td>20.2</td><td></td><td></td><td>28.5</td><td></td></tr><tr><td></td><td>149.0</td><td></td><td></td><td>117.3</td><td></td><td></td><td>181.2</td><td></td></tr><tr><td>Deferred provision for income taxes:</td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Federal</td><td>( 47.9 )</td><td></td><td></td><td>( 26.4 )</td><td></td><td></td><td>( 10.8 )</td><td></td></tr><tr><td>State</td><td>( 22.5 )</td><td></td><td></td><td>( 11.6 )</td><td></td><td></td><td>3.1</td><td></td></tr><tr><td></td><td>( 70.4 )</td><td></td><td></td><td>( 38.0 )</td><td></td><td></td><td>( 7.7 )</td><td></td></tr><tr><td>Interest and penalties expense:</td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Interest</td><td>3.0</td><td></td><td></td><td>2.2</td><td></td><td></td><td>2.4</td><td></td></tr><tr><td>Penalties</td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td></tr><tr><td></td><td>3.0</td><td></td><td></td><td>2.2</td><td></td><td></td><td>2.4</td><td></td></tr><tr><td>Provision for income taxes</td><td>$</td><td>81.6</td><td></td><td></td><td>$</td><td>81.5</td><td></td><td></td><td>$</td><td>175.9</td><td></td></tr></table>
table
26.4
monetaryItemType
table: <entity> 26.4 </entity> <entity type> monetaryItemType </entity type> <context> None </context>
us-gaap:DeferredFederalIncomeTaxExpenseBenefit
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(In millions)</td><td>For the Years Ended December 31,</td></tr><tr><td></td><td>2024</td><td></td><td>2023</td><td></td><td>2022</td></tr><tr><td>Income before provision for income taxes:</td><td>$</td><td>329.5</td><td></td><td></td><td>$</td><td>367.6</td><td></td><td></td><td>$</td><td>711.7</td><td></td></tr><tr><td>Current provision for income taxes:</td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Federal</td><td>116.1</td><td></td><td></td><td>97.1</td><td></td><td></td><td>152.7</td><td></td></tr><tr><td>State</td><td>32.9</td><td></td><td></td><td>20.2</td><td></td><td></td><td>28.5</td><td></td></tr><tr><td></td><td>149.0</td><td></td><td></td><td>117.3</td><td></td><td></td><td>181.2</td><td></td></tr><tr><td>Deferred provision for income taxes:</td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Federal</td><td>( 47.9 )</td><td></td><td></td><td>( 26.4 )</td><td></td><td></td><td>( 10.8 )</td><td></td></tr><tr><td>State</td><td>( 22.5 )</td><td></td><td></td><td>( 11.6 )</td><td></td><td></td><td>3.1</td><td></td></tr><tr><td></td><td>( 70.4 )</td><td></td><td></td><td>( 38.0 )</td><td></td><td></td><td>( 7.7 )</td><td></td></tr><tr><td>Interest and penalties expense:</td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Interest</td><td>3.0</td><td></td><td></td><td>2.2</td><td></td><td></td><td>2.4</td><td></td></tr><tr><td>Penalties</td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td></tr><tr><td></td><td>3.0</td><td></td><td></td><td>2.2</td><td></td><td></td><td>2.4</td><td></td></tr><tr><td>Provision for income taxes</td><td>$</td><td>81.6</td><td></td><td></td><td>$</td><td>81.5</td><td></td><td></td><td>$</td><td>175.9</td><td></td></tr></table>
table
10.8
monetaryItemType
table: <entity> 10.8 </entity> <entity type> monetaryItemType </entity type> <context> None </context>
us-gaap:DeferredFederalIncomeTaxExpenseBenefit
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(In millions)</td><td>For the Years Ended December 31,</td></tr><tr><td></td><td>2024</td><td></td><td>2023</td><td></td><td>2022</td></tr><tr><td>Income before provision for income taxes:</td><td>$</td><td>329.5</td><td></td><td></td><td>$</td><td>367.6</td><td></td><td></td><td>$</td><td>711.7</td><td></td></tr><tr><td>Current provision for income taxes:</td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Federal</td><td>116.1</td><td></td><td></td><td>97.1</td><td></td><td></td><td>152.7</td><td></td></tr><tr><td>State</td><td>32.9</td><td></td><td></td><td>20.2</td><td></td><td></td><td>28.5</td><td></td></tr><tr><td></td><td>149.0</td><td></td><td></td><td>117.3</td><td></td><td></td><td>181.2</td><td></td></tr><tr><td>Deferred provision for income taxes:</td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Federal</td><td>( 47.9 )</td><td></td><td></td><td>( 26.4 )</td><td></td><td></td><td>( 10.8 )</td><td></td></tr><tr><td>State</td><td>( 22.5 )</td><td></td><td></td><td>( 11.6 )</td><td></td><td></td><td>3.1</td><td></td></tr><tr><td></td><td>( 70.4 )</td><td></td><td></td><td>( 38.0 )</td><td></td><td></td><td>( 7.7 )</td><td></td></tr><tr><td>Interest and penalties expense:</td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Interest</td><td>3.0</td><td></td><td></td><td>2.2</td><td></td><td></td><td>2.4</td><td></td></tr><tr><td>Penalties</td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td></tr><tr><td></td><td>3.0</td><td></td><td></td><td>2.2</td><td></td><td></td><td>2.4</td><td></td></tr><tr><td>Provision for income taxes</td><td>$</td><td>81.6</td><td></td><td></td><td>$</td><td>81.5</td><td></td><td></td><td>$</td><td>175.9</td><td></td></tr></table>
table
22.5
monetaryItemType
table: <entity> 22.5 </entity> <entity type> monetaryItemType </entity type> <context> None </context>
us-gaap:DeferredStateAndLocalIncomeTaxExpenseBenefit
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(In millions)</td><td>For the Years Ended December 31,</td></tr><tr><td></td><td>2024</td><td></td><td>2023</td><td></td><td>2022</td></tr><tr><td>Income before provision for income taxes:</td><td>$</td><td>329.5</td><td></td><td></td><td>$</td><td>367.6</td><td></td><td></td><td>$</td><td>711.7</td><td></td></tr><tr><td>Current provision for income taxes:</td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Federal</td><td>116.1</td><td></td><td></td><td>97.1</td><td></td><td></td><td>152.7</td><td></td></tr><tr><td>State</td><td>32.9</td><td></td><td></td><td>20.2</td><td></td><td></td><td>28.5</td><td></td></tr><tr><td></td><td>149.0</td><td></td><td></td><td>117.3</td><td></td><td></td><td>181.2</td><td></td></tr><tr><td>Deferred provision for income taxes:</td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Federal</td><td>( 47.9 )</td><td></td><td></td><td>( 26.4 )</td><td></td><td></td><td>( 10.8 )</td><td></td></tr><tr><td>State</td><td>( 22.5 )</td><td></td><td></td><td>( 11.6 )</td><td></td><td></td><td>3.1</td><td></td></tr><tr><td></td><td>( 70.4 )</td><td></td><td></td><td>( 38.0 )</td><td></td><td></td><td>( 7.7 )</td><td></td></tr><tr><td>Interest and penalties expense:</td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Interest</td><td>3.0</td><td></td><td></td><td>2.2</td><td></td><td></td><td>2.4</td><td></td></tr><tr><td>Penalties</td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td></tr><tr><td></td><td>3.0</td><td></td><td></td><td>2.2</td><td></td><td></td><td>2.4</td><td></td></tr><tr><td>Provision for income taxes</td><td>$</td><td>81.6</td><td></td><td></td><td>$</td><td>81.5</td><td></td><td></td><td>$</td><td>175.9</td><td></td></tr></table>
table
11.6
monetaryItemType
table: <entity> 11.6 </entity> <entity type> monetaryItemType </entity type> <context> None </context>
us-gaap:DeferredStateAndLocalIncomeTaxExpenseBenefit
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(In millions)</td><td>For the Years Ended December 31,</td></tr><tr><td></td><td>2024</td><td></td><td>2023</td><td></td><td>2022</td></tr><tr><td>Income before provision for income taxes:</td><td>$</td><td>329.5</td><td></td><td></td><td>$</td><td>367.6</td><td></td><td></td><td>$</td><td>711.7</td><td></td></tr><tr><td>Current provision for income taxes:</td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Federal</td><td>116.1</td><td></td><td></td><td>97.1</td><td></td><td></td><td>152.7</td><td></td></tr><tr><td>State</td><td>32.9</td><td></td><td></td><td>20.2</td><td></td><td></td><td>28.5</td><td></td></tr><tr><td></td><td>149.0</td><td></td><td></td><td>117.3</td><td></td><td></td><td>181.2</td><td></td></tr><tr><td>Deferred provision for income taxes:</td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Federal</td><td>( 47.9 )</td><td></td><td></td><td>( 26.4 )</td><td></td><td></td><td>( 10.8 )</td><td></td></tr><tr><td>State</td><td>( 22.5 )</td><td></td><td></td><td>( 11.6 )</td><td></td><td></td><td>3.1</td><td></td></tr><tr><td></td><td>( 70.4 )</td><td></td><td></td><td>( 38.0 )</td><td></td><td></td><td>( 7.7 )</td><td></td></tr><tr><td>Interest and penalties expense:</td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Interest</td><td>3.0</td><td></td><td></td><td>2.2</td><td></td><td></td><td>2.4</td><td></td></tr><tr><td>Penalties</td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td></tr><tr><td></td><td>3.0</td><td></td><td></td><td>2.2</td><td></td><td></td><td>2.4</td><td></td></tr><tr><td>Provision for income taxes</td><td>$</td><td>81.6</td><td></td><td></td><td>$</td><td>81.5</td><td></td><td></td><td>$</td><td>175.9</td><td></td></tr></table>
table
3.1
monetaryItemType
table: <entity> 3.1 </entity> <entity type> monetaryItemType </entity type> <context> State | ( 22.5 ) | ( 11.6 ) | 3.1 </context>
us-gaap:DeferredStateAndLocalIncomeTaxExpenseBenefit
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(In millions)</td><td>For the Years Ended December 31,</td></tr><tr><td></td><td>2024</td><td></td><td>2023</td><td></td><td>2022</td></tr><tr><td>Income before provision for income taxes:</td><td>$</td><td>329.5</td><td></td><td></td><td>$</td><td>367.6</td><td></td><td></td><td>$</td><td>711.7</td><td></td></tr><tr><td>Current provision for income taxes:</td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Federal</td><td>116.1</td><td></td><td></td><td>97.1</td><td></td><td></td><td>152.7</td><td></td></tr><tr><td>State</td><td>32.9</td><td></td><td></td><td>20.2</td><td></td><td></td><td>28.5</td><td></td></tr><tr><td></td><td>149.0</td><td></td><td></td><td>117.3</td><td></td><td></td><td>181.2</td><td></td></tr><tr><td>Deferred provision for income taxes:</td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Federal</td><td>( 47.9 )</td><td></td><td></td><td>( 26.4 )</td><td></td><td></td><td>( 10.8 )</td><td></td></tr><tr><td>State</td><td>( 22.5 )</td><td></td><td></td><td>( 11.6 )</td><td></td><td></td><td>3.1</td><td></td></tr><tr><td></td><td>( 70.4 )</td><td></td><td></td><td>( 38.0 )</td><td></td><td></td><td>( 7.7 )</td><td></td></tr><tr><td>Interest and penalties expense:</td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Interest</td><td>3.0</td><td></td><td></td><td>2.2</td><td></td><td></td><td>2.4</td><td></td></tr><tr><td>Penalties</td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td></tr><tr><td></td><td>3.0</td><td></td><td></td><td>2.2</td><td></td><td></td><td>2.4</td><td></td></tr><tr><td>Provision for income taxes</td><td>$</td><td>81.6</td><td></td><td></td><td>$</td><td>81.5</td><td></td><td></td><td>$</td><td>175.9</td><td></td></tr></table>
table
70.4
monetaryItemType
table: <entity> 70.4 </entity> <entity type> monetaryItemType </entity type> <context> None </context>
us-gaap:DeferredIncomeTaxExpenseBenefit
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(In millions)</td><td>For the Years Ended December 31,</td></tr><tr><td></td><td>2024</td><td></td><td>2023</td><td></td><td>2022</td></tr><tr><td>Income before provision for income taxes:</td><td>$</td><td>329.5</td><td></td><td></td><td>$</td><td>367.6</td><td></td><td></td><td>$</td><td>711.7</td><td></td></tr><tr><td>Current provision for income taxes:</td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Federal</td><td>116.1</td><td></td><td></td><td>97.1</td><td></td><td></td><td>152.7</td><td></td></tr><tr><td>State</td><td>32.9</td><td></td><td></td><td>20.2</td><td></td><td></td><td>28.5</td><td></td></tr><tr><td></td><td>149.0</td><td></td><td></td><td>117.3</td><td></td><td></td><td>181.2</td><td></td></tr><tr><td>Deferred provision for income taxes:</td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Federal</td><td>( 47.9 )</td><td></td><td></td><td>( 26.4 )</td><td></td><td></td><td>( 10.8 )</td><td></td></tr><tr><td>State</td><td>( 22.5 )</td><td></td><td></td><td>( 11.6 )</td><td></td><td></td><td>3.1</td><td></td></tr><tr><td></td><td>( 70.4 )</td><td></td><td></td><td>( 38.0 )</td><td></td><td></td><td>( 7.7 )</td><td></td></tr><tr><td>Interest and penalties expense:</td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Interest</td><td>3.0</td><td></td><td></td><td>2.2</td><td></td><td></td><td>2.4</td><td></td></tr><tr><td>Penalties</td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td></tr><tr><td></td><td>3.0</td><td></td><td></td><td>2.2</td><td></td><td></td><td>2.4</td><td></td></tr><tr><td>Provision for income taxes</td><td>$</td><td>81.6</td><td></td><td></td><td>$</td><td>81.5</td><td></td><td></td><td>$</td><td>175.9</td><td></td></tr></table>
table
38.0
monetaryItemType
table: <entity> 38.0 </entity> <entity type> monetaryItemType </entity type> <context> None </context>
us-gaap:DeferredIncomeTaxExpenseBenefit
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(In millions)</td><td>For the Years Ended December 31,</td></tr><tr><td></td><td>2024</td><td></td><td>2023</td><td></td><td>2022</td></tr><tr><td>Income before provision for income taxes:</td><td>$</td><td>329.5</td><td></td><td></td><td>$</td><td>367.6</td><td></td><td></td><td>$</td><td>711.7</td><td></td></tr><tr><td>Current provision for income taxes:</td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Federal</td><td>116.1</td><td></td><td></td><td>97.1</td><td></td><td></td><td>152.7</td><td></td></tr><tr><td>State</td><td>32.9</td><td></td><td></td><td>20.2</td><td></td><td></td><td>28.5</td><td></td></tr><tr><td></td><td>149.0</td><td></td><td></td><td>117.3</td><td></td><td></td><td>181.2</td><td></td></tr><tr><td>Deferred provision for income taxes:</td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Federal</td><td>( 47.9 )</td><td></td><td></td><td>( 26.4 )</td><td></td><td></td><td>( 10.8 )</td><td></td></tr><tr><td>State</td><td>( 22.5 )</td><td></td><td></td><td>( 11.6 )</td><td></td><td></td><td>3.1</td><td></td></tr><tr><td></td><td>( 70.4 )</td><td></td><td></td><td>( 38.0 )</td><td></td><td></td><td>( 7.7 )</td><td></td></tr><tr><td>Interest and penalties expense:</td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Interest</td><td>3.0</td><td></td><td></td><td>2.2</td><td></td><td></td><td>2.4</td><td></td></tr><tr><td>Penalties</td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td></tr><tr><td></td><td>3.0</td><td></td><td></td><td>2.2</td><td></td><td></td><td>2.4</td><td></td></tr><tr><td>Provision for income taxes</td><td>$</td><td>81.6</td><td></td><td></td><td>$</td><td>81.5</td><td></td><td></td><td>$</td><td>175.9</td><td></td></tr></table>
table
7.7
monetaryItemType
table: <entity> 7.7 </entity> <entity type> monetaryItemType </entity type> <context> None </context>
us-gaap:DeferredIncomeTaxExpenseBenefit
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(In millions)</td><td>For the Years Ended December 31,</td></tr><tr><td></td><td>2024</td><td></td><td>2023</td><td></td><td>2022</td></tr><tr><td>Income before provision for income taxes:</td><td>$</td><td>329.5</td><td></td><td></td><td>$</td><td>367.6</td><td></td><td></td><td>$</td><td>711.7</td><td></td></tr><tr><td>Current provision for income taxes:</td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Federal</td><td>116.1</td><td></td><td></td><td>97.1</td><td></td><td></td><td>152.7</td><td></td></tr><tr><td>State</td><td>32.9</td><td></td><td></td><td>20.2</td><td></td><td></td><td>28.5</td><td></td></tr><tr><td></td><td>149.0</td><td></td><td></td><td>117.3</td><td></td><td></td><td>181.2</td><td></td></tr><tr><td>Deferred provision for income taxes:</td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Federal</td><td>( 47.9 )</td><td></td><td></td><td>( 26.4 )</td><td></td><td></td><td>( 10.8 )</td><td></td></tr><tr><td>State</td><td>( 22.5 )</td><td></td><td></td><td>( 11.6 )</td><td></td><td></td><td>3.1</td><td></td></tr><tr><td></td><td>( 70.4 )</td><td></td><td></td><td>( 38.0 )</td><td></td><td></td><td>( 7.7 )</td><td></td></tr><tr><td>Interest and penalties expense:</td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Interest</td><td>3.0</td><td></td><td></td><td>2.2</td><td></td><td></td><td>2.4</td><td></td></tr><tr><td>Penalties</td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td></tr><tr><td></td><td>3.0</td><td></td><td></td><td>2.2</td><td></td><td></td><td>2.4</td><td></td></tr><tr><td>Provision for income taxes</td><td>$</td><td>81.6</td><td></td><td></td><td>$</td><td>81.5</td><td></td><td></td><td>$</td><td>175.9</td><td></td></tr></table>
table
3.0
monetaryItemType
table: <entity> 3.0 </entity> <entity type> monetaryItemType </entity type> <context> Interest | 3.0 | 2.2 | 2.4 </context>
us-gaap:UnrecognizedTaxBenefitsInterestOnIncomeTaxesExpense
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(In millions)</td><td>For the Years Ended December 31,</td></tr><tr><td></td><td>2024</td><td></td><td>2023</td><td></td><td>2022</td></tr><tr><td>Income before provision for income taxes:</td><td>$</td><td>329.5</td><td></td><td></td><td>$</td><td>367.6</td><td></td><td></td><td>$</td><td>711.7</td><td></td></tr><tr><td>Current provision for income taxes:</td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Federal</td><td>116.1</td><td></td><td></td><td>97.1</td><td></td><td></td><td>152.7</td><td></td></tr><tr><td>State</td><td>32.9</td><td></td><td></td><td>20.2</td><td></td><td></td><td>28.5</td><td></td></tr><tr><td></td><td>149.0</td><td></td><td></td><td>117.3</td><td></td><td></td><td>181.2</td><td></td></tr><tr><td>Deferred provision for income taxes:</td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Federal</td><td>( 47.9 )</td><td></td><td></td><td>( 26.4 )</td><td></td><td></td><td>( 10.8 )</td><td></td></tr><tr><td>State</td><td>( 22.5 )</td><td></td><td></td><td>( 11.6 )</td><td></td><td></td><td>3.1</td><td></td></tr><tr><td></td><td>( 70.4 )</td><td></td><td></td><td>( 38.0 )</td><td></td><td></td><td>( 7.7 )</td><td></td></tr><tr><td>Interest and penalties expense:</td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Interest</td><td>3.0</td><td></td><td></td><td>2.2</td><td></td><td></td><td>2.4</td><td></td></tr><tr><td>Penalties</td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td></tr><tr><td></td><td>3.0</td><td></td><td></td><td>2.2</td><td></td><td></td><td>2.4</td><td></td></tr><tr><td>Provision for income taxes</td><td>$</td><td>81.6</td><td></td><td></td><td>$</td><td>81.5</td><td></td><td></td><td>$</td><td>175.9</td><td></td></tr></table>
table
2.2
monetaryItemType
table: <entity> 2.2 </entity> <entity type> monetaryItemType </entity type> <context> Interest | 3.0 | 2.2 | 2.4 </context>
us-gaap:UnrecognizedTaxBenefitsInterestOnIncomeTaxesExpense
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(In millions)</td><td>For the Years Ended December 31,</td></tr><tr><td></td><td>2024</td><td></td><td>2023</td><td></td><td>2022</td></tr><tr><td>Income before provision for income taxes:</td><td>$</td><td>329.5</td><td></td><td></td><td>$</td><td>367.6</td><td></td><td></td><td>$</td><td>711.7</td><td></td></tr><tr><td>Current provision for income taxes:</td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Federal</td><td>116.1</td><td></td><td></td><td>97.1</td><td></td><td></td><td>152.7</td><td></td></tr><tr><td>State</td><td>32.9</td><td></td><td></td><td>20.2</td><td></td><td></td><td>28.5</td><td></td></tr><tr><td></td><td>149.0</td><td></td><td></td><td>117.3</td><td></td><td></td><td>181.2</td><td></td></tr><tr><td>Deferred provision for income taxes:</td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Federal</td><td>( 47.9 )</td><td></td><td></td><td>( 26.4 )</td><td></td><td></td><td>( 10.8 )</td><td></td></tr><tr><td>State</td><td>( 22.5 )</td><td></td><td></td><td>( 11.6 )</td><td></td><td></td><td>3.1</td><td></td></tr><tr><td></td><td>( 70.4 )</td><td></td><td></td><td>( 38.0 )</td><td></td><td></td><td>( 7.7 )</td><td></td></tr><tr><td>Interest and penalties expense:</td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Interest</td><td>3.0</td><td></td><td></td><td>2.2</td><td></td><td></td><td>2.4</td><td></td></tr><tr><td>Penalties</td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td></tr><tr><td></td><td>3.0</td><td></td><td></td><td>2.2</td><td></td><td></td><td>2.4</td><td></td></tr><tr><td>Provision for income taxes</td><td>$</td><td>81.6</td><td></td><td></td><td>$</td><td>81.5</td><td></td><td></td><td>$</td><td>175.9</td><td></td></tr></table>
table
2.4
monetaryItemType
table: <entity> 2.4 </entity> <entity type> monetaryItemType </entity type> <context> Interest | 3.0 | 2.2 | 2.4 </context>
us-gaap:UnrecognizedTaxBenefitsInterestOnIncomeTaxesExpense
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(In millions)</td><td>For the Years Ended December 31,</td></tr><tr><td></td><td>2024</td><td></td><td>2023</td><td></td><td>2022</td></tr><tr><td>Income before provision for income taxes:</td><td>$</td><td>329.5</td><td></td><td></td><td>$</td><td>367.6</td><td></td><td></td><td>$</td><td>711.7</td><td></td></tr><tr><td>Current provision for income taxes:</td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Federal</td><td>116.1</td><td></td><td></td><td>97.1</td><td></td><td></td><td>152.7</td><td></td></tr><tr><td>State</td><td>32.9</td><td></td><td></td><td>20.2</td><td></td><td></td><td>28.5</td><td></td></tr><tr><td></td><td>149.0</td><td></td><td></td><td>117.3</td><td></td><td></td><td>181.2</td><td></td></tr><tr><td>Deferred provision for income taxes:</td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Federal</td><td>( 47.9 )</td><td></td><td></td><td>( 26.4 )</td><td></td><td></td><td>( 10.8 )</td><td></td></tr><tr><td>State</td><td>( 22.5 )</td><td></td><td></td><td>( 11.6 )</td><td></td><td></td><td>3.1</td><td></td></tr><tr><td></td><td>( 70.4 )</td><td></td><td></td><td>( 38.0 )</td><td></td><td></td><td>( 7.7 )</td><td></td></tr><tr><td>Interest and penalties expense:</td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Interest</td><td>3.0</td><td></td><td></td><td>2.2</td><td></td><td></td><td>2.4</td><td></td></tr><tr><td>Penalties</td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td></tr><tr><td></td><td>3.0</td><td></td><td></td><td>2.2</td><td></td><td></td><td>2.4</td><td></td></tr><tr><td>Provision for income taxes</td><td>$</td><td>81.6</td><td></td><td></td><td>$</td><td>81.5</td><td></td><td></td><td>$</td><td>175.9</td><td></td></tr></table>
table
—
monetaryItemType
table: <entity> — </entity> <entity type> monetaryItemType </entity type> <context> Penalties | — | — | — </context>
us-gaap:UnrecognizedTaxBenefitsIncomeTaxPenaltiesExpense
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(In millions)</td><td>For the Years Ended December 31,</td></tr><tr><td></td><td>2024</td><td></td><td>2023</td><td></td><td>2022</td></tr><tr><td>Income before provision for income taxes:</td><td>$</td><td>329.5</td><td></td><td></td><td>$</td><td>367.6</td><td></td><td></td><td>$</td><td>711.7</td><td></td></tr><tr><td>Current provision for income taxes:</td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Federal</td><td>116.1</td><td></td><td></td><td>97.1</td><td></td><td></td><td>152.7</td><td></td></tr><tr><td>State</td><td>32.9</td><td></td><td></td><td>20.2</td><td></td><td></td><td>28.5</td><td></td></tr><tr><td></td><td>149.0</td><td></td><td></td><td>117.3</td><td></td><td></td><td>181.2</td><td></td></tr><tr><td>Deferred provision for income taxes:</td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Federal</td><td>( 47.9 )</td><td></td><td></td><td>( 26.4 )</td><td></td><td></td><td>( 10.8 )</td><td></td></tr><tr><td>State</td><td>( 22.5 )</td><td></td><td></td><td>( 11.6 )</td><td></td><td></td><td>3.1</td><td></td></tr><tr><td></td><td>( 70.4 )</td><td></td><td></td><td>( 38.0 )</td><td></td><td></td><td>( 7.7 )</td><td></td></tr><tr><td>Interest and penalties expense:</td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Interest</td><td>3.0</td><td></td><td></td><td>2.2</td><td></td><td></td><td>2.4</td><td></td></tr><tr><td>Penalties</td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td></tr><tr><td></td><td>3.0</td><td></td><td></td><td>2.2</td><td></td><td></td><td>2.4</td><td></td></tr><tr><td>Provision for income taxes</td><td>$</td><td>81.6</td><td></td><td></td><td>$</td><td>81.5</td><td></td><td></td><td>$</td><td>175.9</td><td></td></tr></table>
table
3.0
monetaryItemType
table: <entity> 3.0 </entity> <entity type> monetaryItemType </entity type> <context> Interest | 3.0 | 2.2 | 2.4 </context>
us-gaap:UnrecognizedTaxBenefitsIncomeTaxPenaltiesAndInterestExpense
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(In millions)</td><td>For the Years Ended December 31,</td></tr><tr><td></td><td>2024</td><td></td><td>2023</td><td></td><td>2022</td></tr><tr><td>Income before provision for income taxes:</td><td>$</td><td>329.5</td><td></td><td></td><td>$</td><td>367.6</td><td></td><td></td><td>$</td><td>711.7</td><td></td></tr><tr><td>Current provision for income taxes:</td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Federal</td><td>116.1</td><td></td><td></td><td>97.1</td><td></td><td></td><td>152.7</td><td></td></tr><tr><td>State</td><td>32.9</td><td></td><td></td><td>20.2</td><td></td><td></td><td>28.5</td><td></td></tr><tr><td></td><td>149.0</td><td></td><td></td><td>117.3</td><td></td><td></td><td>181.2</td><td></td></tr><tr><td>Deferred provision for income taxes:</td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Federal</td><td>( 47.9 )</td><td></td><td></td><td>( 26.4 )</td><td></td><td></td><td>( 10.8 )</td><td></td></tr><tr><td>State</td><td>( 22.5 )</td><td></td><td></td><td>( 11.6 )</td><td></td><td></td><td>3.1</td><td></td></tr><tr><td></td><td>( 70.4 )</td><td></td><td></td><td>( 38.0 )</td><td></td><td></td><td>( 7.7 )</td><td></td></tr><tr><td>Interest and penalties expense:</td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Interest</td><td>3.0</td><td></td><td></td><td>2.2</td><td></td><td></td><td>2.4</td><td></td></tr><tr><td>Penalties</td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td></tr><tr><td></td><td>3.0</td><td></td><td></td><td>2.2</td><td></td><td></td><td>2.4</td><td></td></tr><tr><td>Provision for income taxes</td><td>$</td><td>81.6</td><td></td><td></td><td>$</td><td>81.5</td><td></td><td></td><td>$</td><td>175.9</td><td></td></tr></table>
table
2.2
monetaryItemType
table: <entity> 2.2 </entity> <entity type> monetaryItemType </entity type> <context> Interest | 3.0 | 2.2 | 2.4 </context>
us-gaap:UnrecognizedTaxBenefitsIncomeTaxPenaltiesAndInterestExpense
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(In millions)</td><td>For the Years Ended December 31,</td></tr><tr><td></td><td>2024</td><td></td><td>2023</td><td></td><td>2022</td></tr><tr><td>Income before provision for income taxes:</td><td>$</td><td>329.5</td><td></td><td></td><td>$</td><td>367.6</td><td></td><td></td><td>$</td><td>711.7</td><td></td></tr><tr><td>Current provision for income taxes:</td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Federal</td><td>116.1</td><td></td><td></td><td>97.1</td><td></td><td></td><td>152.7</td><td></td></tr><tr><td>State</td><td>32.9</td><td></td><td></td><td>20.2</td><td></td><td></td><td>28.5</td><td></td></tr><tr><td></td><td>149.0</td><td></td><td></td><td>117.3</td><td></td><td></td><td>181.2</td><td></td></tr><tr><td>Deferred provision for income taxes:</td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Federal</td><td>( 47.9 )</td><td></td><td></td><td>( 26.4 )</td><td></td><td></td><td>( 10.8 )</td><td></td></tr><tr><td>State</td><td>( 22.5 )</td><td></td><td></td><td>( 11.6 )</td><td></td><td></td><td>3.1</td><td></td></tr><tr><td></td><td>( 70.4 )</td><td></td><td></td><td>( 38.0 )</td><td></td><td></td><td>( 7.7 )</td><td></td></tr><tr><td>Interest and penalties expense:</td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Interest</td><td>3.0</td><td></td><td></td><td>2.2</td><td></td><td></td><td>2.4</td><td></td></tr><tr><td>Penalties</td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td></tr><tr><td></td><td>3.0</td><td></td><td></td><td>2.2</td><td></td><td></td><td>2.4</td><td></td></tr><tr><td>Provision for income taxes</td><td>$</td><td>81.6</td><td></td><td></td><td>$</td><td>81.5</td><td></td><td></td><td>$</td><td>175.9</td><td></td></tr></table>
table
2.4
monetaryItemType
table: <entity> 2.4 </entity> <entity type> monetaryItemType </entity type> <context> Interest | 3.0 | 2.2 | 2.4 </context>
us-gaap:UnrecognizedTaxBenefitsIncomeTaxPenaltiesAndInterestExpense
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(In millions)</td><td>For the Years Ended December 31,</td></tr><tr><td></td><td>2024</td><td></td><td>2023</td><td></td><td>2022</td></tr><tr><td>Income before provision for income taxes:</td><td>$</td><td>329.5</td><td></td><td></td><td>$</td><td>367.6</td><td></td><td></td><td>$</td><td>711.7</td><td></td></tr><tr><td>Current provision for income taxes:</td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Federal</td><td>116.1</td><td></td><td></td><td>97.1</td><td></td><td></td><td>152.7</td><td></td></tr><tr><td>State</td><td>32.9</td><td></td><td></td><td>20.2</td><td></td><td></td><td>28.5</td><td></td></tr><tr><td></td><td>149.0</td><td></td><td></td><td>117.3</td><td></td><td></td><td>181.2</td><td></td></tr><tr><td>Deferred provision for income taxes:</td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Federal</td><td>( 47.9 )</td><td></td><td></td><td>( 26.4 )</td><td></td><td></td><td>( 10.8 )</td><td></td></tr><tr><td>State</td><td>( 22.5 )</td><td></td><td></td><td>( 11.6 )</td><td></td><td></td><td>3.1</td><td></td></tr><tr><td></td><td>( 70.4 )</td><td></td><td></td><td>( 38.0 )</td><td></td><td></td><td>( 7.7 )</td><td></td></tr><tr><td>Interest and penalties expense:</td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Interest</td><td>3.0</td><td></td><td></td><td>2.2</td><td></td><td></td><td>2.4</td><td></td></tr><tr><td>Penalties</td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td></tr><tr><td></td><td>3.0</td><td></td><td></td><td>2.2</td><td></td><td></td><td>2.4</td><td></td></tr><tr><td>Provision for income taxes</td><td>$</td><td>81.6</td><td></td><td></td><td>$</td><td>81.5</td><td></td><td></td><td>$</td><td>175.9</td><td></td></tr></table>
table
81.6
monetaryItemType
table: <entity> 81.6 </entity> <entity type> monetaryItemType </entity type> <context> Provision for income taxes | $ | 81.6 | $ | 81.5 | $ | 175.9 </context>
us-gaap:IncomeTaxExpenseBenefit
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(In millions)</td><td>For the Years Ended December 31,</td></tr><tr><td></td><td>2024</td><td></td><td>2023</td><td></td><td>2022</td></tr><tr><td>Income before provision for income taxes:</td><td>$</td><td>329.5</td><td></td><td></td><td>$</td><td>367.6</td><td></td><td></td><td>$</td><td>711.7</td><td></td></tr><tr><td>Current provision for income taxes:</td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Federal</td><td>116.1</td><td></td><td></td><td>97.1</td><td></td><td></td><td>152.7</td><td></td></tr><tr><td>State</td><td>32.9</td><td></td><td></td><td>20.2</td><td></td><td></td><td>28.5</td><td></td></tr><tr><td></td><td>149.0</td><td></td><td></td><td>117.3</td><td></td><td></td><td>181.2</td><td></td></tr><tr><td>Deferred provision for income taxes:</td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Federal</td><td>( 47.9 )</td><td></td><td></td><td>( 26.4 )</td><td></td><td></td><td>( 10.8 )</td><td></td></tr><tr><td>State</td><td>( 22.5 )</td><td></td><td></td><td>( 11.6 )</td><td></td><td></td><td>3.1</td><td></td></tr><tr><td></td><td>( 70.4 )</td><td></td><td></td><td>( 38.0 )</td><td></td><td></td><td>( 7.7 )</td><td></td></tr><tr><td>Interest and penalties expense:</td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Interest</td><td>3.0</td><td></td><td></td><td>2.2</td><td></td><td></td><td>2.4</td><td></td></tr><tr><td>Penalties</td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td></tr><tr><td></td><td>3.0</td><td></td><td></td><td>2.2</td><td></td><td></td><td>2.4</td><td></td></tr><tr><td>Provision for income taxes</td><td>$</td><td>81.6</td><td></td><td></td><td>$</td><td>81.5</td><td></td><td></td><td>$</td><td>175.9</td><td></td></tr></table>
table
81.5
monetaryItemType
table: <entity> 81.5 </entity> <entity type> monetaryItemType </entity type> <context> Provision for income taxes | $ | 81.6 | $ | 81.5 | $ | 175.9 </context>
us-gaap:IncomeTaxExpenseBenefit
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(In millions)</td><td>For the Years Ended December 31,</td></tr><tr><td></td><td>2024</td><td></td><td>2023</td><td></td><td>2022</td></tr><tr><td>Income before provision for income taxes:</td><td>$</td><td>329.5</td><td></td><td></td><td>$</td><td>367.6</td><td></td><td></td><td>$</td><td>711.7</td><td></td></tr><tr><td>Current provision for income taxes:</td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Federal</td><td>116.1</td><td></td><td></td><td>97.1</td><td></td><td></td><td>152.7</td><td></td></tr><tr><td>State</td><td>32.9</td><td></td><td></td><td>20.2</td><td></td><td></td><td>28.5</td><td></td></tr><tr><td></td><td>149.0</td><td></td><td></td><td>117.3</td><td></td><td></td><td>181.2</td><td></td></tr><tr><td>Deferred provision for income taxes:</td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Federal</td><td>( 47.9 )</td><td></td><td></td><td>( 26.4 )</td><td></td><td></td><td>( 10.8 )</td><td></td></tr><tr><td>State</td><td>( 22.5 )</td><td></td><td></td><td>( 11.6 )</td><td></td><td></td><td>3.1</td><td></td></tr><tr><td></td><td>( 70.4 )</td><td></td><td></td><td>( 38.0 )</td><td></td><td></td><td>( 7.7 )</td><td></td></tr><tr><td>Interest and penalties expense:</td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Interest</td><td>3.0</td><td></td><td></td><td>2.2</td><td></td><td></td><td>2.4</td><td></td></tr><tr><td>Penalties</td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td></tr><tr><td></td><td>3.0</td><td></td><td></td><td>2.2</td><td></td><td></td><td>2.4</td><td></td></tr><tr><td>Provision for income taxes</td><td>$</td><td>81.6</td><td></td><td></td><td>$</td><td>81.5</td><td></td><td></td><td>$</td><td>175.9</td><td></td></tr></table>
table
175.9
monetaryItemType
table: <entity> 175.9 </entity> <entity type> monetaryItemType </entity type> <context> Provision for income taxes | $ | 81.6 | $ | 81.5 | $ | 175.9 </context>
us-gaap:IncomeTaxExpenseBenefit
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(In millions)</td><td>As of December 31,</td></tr><tr><td></td><td>2024</td><td></td><td>2023</td></tr><tr><td>Deferred tax assets:</td><td></td><td></td><td></td></tr><tr><td>Allowance for credit losses</td><td>$</td><td>831.7</td><td></td><td></td><td>$</td><td>741.2</td><td></td></tr><tr><td>Stock-based compensation</td><td>14.3</td><td></td><td></td><td>14.6</td><td></td></tr><tr><td>Deferred state net operating loss</td><td>25.3</td><td></td><td></td><td>13.7</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Other, net</td><td>15.2</td><td></td><td></td><td>14.1</td><td></td></tr><tr><td>Total deferred tax assets</td><td>886.5</td><td></td><td></td><td>783.6</td><td></td></tr><tr><td>Deferred tax liabilities:</td><td></td><td></td><td></td></tr><tr><td>Valuation of Loans receivable</td><td>1,195.8</td><td></td><td></td><td>1,158.9</td><td></td></tr><tr><td>Deferred Loan origination costs</td><td>1.8</td><td></td><td></td><td>1.6</td><td></td></tr><tr><td>Other, net</td><td>8.0</td><td></td><td></td><td>12.3</td><td></td></tr><tr><td>Total deferred tax liabilities</td><td>1,205.6</td><td></td><td></td><td>1,172.8</td><td></td></tr><tr><td>Net deferred tax liability</td><td>$</td><td>319.1</td><td></td><td></td><td>$</td><td>389.2</td><td></td></tr></table>
table
831.7
monetaryItemType
table: <entity> 831.7 </entity> <entity type> monetaryItemType </entity type> <context> Allowance for credit losses | $ | 831.7 | $ | 741.2 </context>
us-gaap:DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsAllowanceForDoubtfulAccounts
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(In millions)</td><td>As of December 31,</td></tr><tr><td></td><td>2024</td><td></td><td>2023</td></tr><tr><td>Deferred tax assets:</td><td></td><td></td><td></td></tr><tr><td>Allowance for credit losses</td><td>$</td><td>831.7</td><td></td><td></td><td>$</td><td>741.2</td><td></td></tr><tr><td>Stock-based compensation</td><td>14.3</td><td></td><td></td><td>14.6</td><td></td></tr><tr><td>Deferred state net operating loss</td><td>25.3</td><td></td><td></td><td>13.7</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Other, net</td><td>15.2</td><td></td><td></td><td>14.1</td><td></td></tr><tr><td>Total deferred tax assets</td><td>886.5</td><td></td><td></td><td>783.6</td><td></td></tr><tr><td>Deferred tax liabilities:</td><td></td><td></td><td></td></tr><tr><td>Valuation of Loans receivable</td><td>1,195.8</td><td></td><td></td><td>1,158.9</td><td></td></tr><tr><td>Deferred Loan origination costs</td><td>1.8</td><td></td><td></td><td>1.6</td><td></td></tr><tr><td>Other, net</td><td>8.0</td><td></td><td></td><td>12.3</td><td></td></tr><tr><td>Total deferred tax liabilities</td><td>1,205.6</td><td></td><td></td><td>1,172.8</td><td></td></tr><tr><td>Net deferred tax liability</td><td>$</td><td>319.1</td><td></td><td></td><td>$</td><td>389.2</td><td></td></tr></table>
table
741.2
monetaryItemType
table: <entity> 741.2 </entity> <entity type> monetaryItemType </entity type> <context> Allowance for credit losses | $ | 831.7 | $ | 741.2 </context>
us-gaap:DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsAllowanceForDoubtfulAccounts
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(In millions)</td><td>As of December 31,</td></tr><tr><td></td><td>2024</td><td></td><td>2023</td></tr><tr><td>Deferred tax assets:</td><td></td><td></td><td></td></tr><tr><td>Allowance for credit losses</td><td>$</td><td>831.7</td><td></td><td></td><td>$</td><td>741.2</td><td></td></tr><tr><td>Stock-based compensation</td><td>14.3</td><td></td><td></td><td>14.6</td><td></td></tr><tr><td>Deferred state net operating loss</td><td>25.3</td><td></td><td></td><td>13.7</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Other, net</td><td>15.2</td><td></td><td></td><td>14.1</td><td></td></tr><tr><td>Total deferred tax assets</td><td>886.5</td><td></td><td></td><td>783.6</td><td></td></tr><tr><td>Deferred tax liabilities:</td><td></td><td></td><td></td></tr><tr><td>Valuation of Loans receivable</td><td>1,195.8</td><td></td><td></td><td>1,158.9</td><td></td></tr><tr><td>Deferred Loan origination costs</td><td>1.8</td><td></td><td></td><td>1.6</td><td></td></tr><tr><td>Other, net</td><td>8.0</td><td></td><td></td><td>12.3</td><td></td></tr><tr><td>Total deferred tax liabilities</td><td>1,205.6</td><td></td><td></td><td>1,172.8</td><td></td></tr><tr><td>Net deferred tax liability</td><td>$</td><td>319.1</td><td></td><td></td><td>$</td><td>389.2</td><td></td></tr></table>
table
14.3
monetaryItemType
table: <entity> 14.3 </entity> <entity type> monetaryItemType </entity type> <context> Stock-based compensation | 14.3 | 14.6 </context>
us-gaap:DeferredTaxAssetsTaxDeferredExpenseCompensationAndBenefitsShareBasedCompensationCost
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(In millions)</td><td>As of December 31,</td></tr><tr><td></td><td>2024</td><td></td><td>2023</td></tr><tr><td>Deferred tax assets:</td><td></td><td></td><td></td></tr><tr><td>Allowance for credit losses</td><td>$</td><td>831.7</td><td></td><td></td><td>$</td><td>741.2</td><td></td></tr><tr><td>Stock-based compensation</td><td>14.3</td><td></td><td></td><td>14.6</td><td></td></tr><tr><td>Deferred state net operating loss</td><td>25.3</td><td></td><td></td><td>13.7</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Other, net</td><td>15.2</td><td></td><td></td><td>14.1</td><td></td></tr><tr><td>Total deferred tax assets</td><td>886.5</td><td></td><td></td><td>783.6</td><td></td></tr><tr><td>Deferred tax liabilities:</td><td></td><td></td><td></td></tr><tr><td>Valuation of Loans receivable</td><td>1,195.8</td><td></td><td></td><td>1,158.9</td><td></td></tr><tr><td>Deferred Loan origination costs</td><td>1.8</td><td></td><td></td><td>1.6</td><td></td></tr><tr><td>Other, net</td><td>8.0</td><td></td><td></td><td>12.3</td><td></td></tr><tr><td>Total deferred tax liabilities</td><td>1,205.6</td><td></td><td></td><td>1,172.8</td><td></td></tr><tr><td>Net deferred tax liability</td><td>$</td><td>319.1</td><td></td><td></td><td>$</td><td>389.2</td><td></td></tr></table>
table
14.6
monetaryItemType
table: <entity> 14.6 </entity> <entity type> monetaryItemType </entity type> <context> Stock-based compensation | 14.3 | 14.6 </context>
us-gaap:DeferredTaxAssetsTaxDeferredExpenseCompensationAndBenefitsShareBasedCompensationCost
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(In millions)</td><td>As of December 31,</td></tr><tr><td></td><td>2024</td><td></td><td>2023</td></tr><tr><td>Deferred tax assets:</td><td></td><td></td><td></td></tr><tr><td>Allowance for credit losses</td><td>$</td><td>831.7</td><td></td><td></td><td>$</td><td>741.2</td><td></td></tr><tr><td>Stock-based compensation</td><td>14.3</td><td></td><td></td><td>14.6</td><td></td></tr><tr><td>Deferred state net operating loss</td><td>25.3</td><td></td><td></td><td>13.7</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Other, net</td><td>15.2</td><td></td><td></td><td>14.1</td><td></td></tr><tr><td>Total deferred tax assets</td><td>886.5</td><td></td><td></td><td>783.6</td><td></td></tr><tr><td>Deferred tax liabilities:</td><td></td><td></td><td></td></tr><tr><td>Valuation of Loans receivable</td><td>1,195.8</td><td></td><td></td><td>1,158.9</td><td></td></tr><tr><td>Deferred Loan origination costs</td><td>1.8</td><td></td><td></td><td>1.6</td><td></td></tr><tr><td>Other, net</td><td>8.0</td><td></td><td></td><td>12.3</td><td></td></tr><tr><td>Total deferred tax liabilities</td><td>1,205.6</td><td></td><td></td><td>1,172.8</td><td></td></tr><tr><td>Net deferred tax liability</td><td>$</td><td>319.1</td><td></td><td></td><td>$</td><td>389.2</td><td></td></tr></table>
table
25.3
monetaryItemType
table: <entity> 25.3 </entity> <entity type> monetaryItemType </entity type> <context> Deferred state net operating loss | 25.3 | 13.7 </context>
us-gaap:DeferredTaxAssetsOperatingLossCarryforwardsStateAndLocal
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(In millions)</td><td>As of December 31,</td></tr><tr><td></td><td>2024</td><td></td><td>2023</td></tr><tr><td>Deferred tax assets:</td><td></td><td></td><td></td></tr><tr><td>Allowance for credit losses</td><td>$</td><td>831.7</td><td></td><td></td><td>$</td><td>741.2</td><td></td></tr><tr><td>Stock-based compensation</td><td>14.3</td><td></td><td></td><td>14.6</td><td></td></tr><tr><td>Deferred state net operating loss</td><td>25.3</td><td></td><td></td><td>13.7</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Other, net</td><td>15.2</td><td></td><td></td><td>14.1</td><td></td></tr><tr><td>Total deferred tax assets</td><td>886.5</td><td></td><td></td><td>783.6</td><td></td></tr><tr><td>Deferred tax liabilities:</td><td></td><td></td><td></td></tr><tr><td>Valuation of Loans receivable</td><td>1,195.8</td><td></td><td></td><td>1,158.9</td><td></td></tr><tr><td>Deferred Loan origination costs</td><td>1.8</td><td></td><td></td><td>1.6</td><td></td></tr><tr><td>Other, net</td><td>8.0</td><td></td><td></td><td>12.3</td><td></td></tr><tr><td>Total deferred tax liabilities</td><td>1,205.6</td><td></td><td></td><td>1,172.8</td><td></td></tr><tr><td>Net deferred tax liability</td><td>$</td><td>319.1</td><td></td><td></td><td>$</td><td>389.2</td><td></td></tr></table>
table
13.7
monetaryItemType
table: <entity> 13.7 </entity> <entity type> monetaryItemType </entity type> <context> Deferred state net operating loss | 25.3 | 13.7 </context>
us-gaap:DeferredTaxAssetsOperatingLossCarryforwardsStateAndLocal
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(In millions)</td><td>As of December 31,</td></tr><tr><td></td><td>2024</td><td></td><td>2023</td></tr><tr><td>Deferred tax assets:</td><td></td><td></td><td></td></tr><tr><td>Allowance for credit losses</td><td>$</td><td>831.7</td><td></td><td></td><td>$</td><td>741.2</td><td></td></tr><tr><td>Stock-based compensation</td><td>14.3</td><td></td><td></td><td>14.6</td><td></td></tr><tr><td>Deferred state net operating loss</td><td>25.3</td><td></td><td></td><td>13.7</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Other, net</td><td>15.2</td><td></td><td></td><td>14.1</td><td></td></tr><tr><td>Total deferred tax assets</td><td>886.5</td><td></td><td></td><td>783.6</td><td></td></tr><tr><td>Deferred tax liabilities:</td><td></td><td></td><td></td></tr><tr><td>Valuation of Loans receivable</td><td>1,195.8</td><td></td><td></td><td>1,158.9</td><td></td></tr><tr><td>Deferred Loan origination costs</td><td>1.8</td><td></td><td></td><td>1.6</td><td></td></tr><tr><td>Other, net</td><td>8.0</td><td></td><td></td><td>12.3</td><td></td></tr><tr><td>Total deferred tax liabilities</td><td>1,205.6</td><td></td><td></td><td>1,172.8</td><td></td></tr><tr><td>Net deferred tax liability</td><td>$</td><td>319.1</td><td></td><td></td><td>$</td><td>389.2</td><td></td></tr></table>
table
15.2
monetaryItemType
table: <entity> 15.2 </entity> <entity type> monetaryItemType </entity type> <context> Other, net | 15.2 | 14.1 </context>
us-gaap:DeferredTaxAssetsOther
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(In millions)</td><td>As of December 31,</td></tr><tr><td></td><td>2024</td><td></td><td>2023</td></tr><tr><td>Deferred tax assets:</td><td></td><td></td><td></td></tr><tr><td>Allowance for credit losses</td><td>$</td><td>831.7</td><td></td><td></td><td>$</td><td>741.2</td><td></td></tr><tr><td>Stock-based compensation</td><td>14.3</td><td></td><td></td><td>14.6</td><td></td></tr><tr><td>Deferred state net operating loss</td><td>25.3</td><td></td><td></td><td>13.7</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Other, net</td><td>15.2</td><td></td><td></td><td>14.1</td><td></td></tr><tr><td>Total deferred tax assets</td><td>886.5</td><td></td><td></td><td>783.6</td><td></td></tr><tr><td>Deferred tax liabilities:</td><td></td><td></td><td></td></tr><tr><td>Valuation of Loans receivable</td><td>1,195.8</td><td></td><td></td><td>1,158.9</td><td></td></tr><tr><td>Deferred Loan origination costs</td><td>1.8</td><td></td><td></td><td>1.6</td><td></td></tr><tr><td>Other, net</td><td>8.0</td><td></td><td></td><td>12.3</td><td></td></tr><tr><td>Total deferred tax liabilities</td><td>1,205.6</td><td></td><td></td><td>1,172.8</td><td></td></tr><tr><td>Net deferred tax liability</td><td>$</td><td>319.1</td><td></td><td></td><td>$</td><td>389.2</td><td></td></tr></table>
table
14.1
monetaryItemType
table: <entity> 14.1 </entity> <entity type> monetaryItemType </entity type> <context> Other, net | 15.2 | 14.1 </context>
us-gaap:DeferredTaxAssetsOther
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(In millions)</td><td>As of December 31,</td></tr><tr><td></td><td>2024</td><td></td><td>2023</td></tr><tr><td>Deferred tax assets:</td><td></td><td></td><td></td></tr><tr><td>Allowance for credit losses</td><td>$</td><td>831.7</td><td></td><td></td><td>$</td><td>741.2</td><td></td></tr><tr><td>Stock-based compensation</td><td>14.3</td><td></td><td></td><td>14.6</td><td></td></tr><tr><td>Deferred state net operating loss</td><td>25.3</td><td></td><td></td><td>13.7</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Other, net</td><td>15.2</td><td></td><td></td><td>14.1</td><td></td></tr><tr><td>Total deferred tax assets</td><td>886.5</td><td></td><td></td><td>783.6</td><td></td></tr><tr><td>Deferred tax liabilities:</td><td></td><td></td><td></td></tr><tr><td>Valuation of Loans receivable</td><td>1,195.8</td><td></td><td></td><td>1,158.9</td><td></td></tr><tr><td>Deferred Loan origination costs</td><td>1.8</td><td></td><td></td><td>1.6</td><td></td></tr><tr><td>Other, net</td><td>8.0</td><td></td><td></td><td>12.3</td><td></td></tr><tr><td>Total deferred tax liabilities</td><td>1,205.6</td><td></td><td></td><td>1,172.8</td><td></td></tr><tr><td>Net deferred tax liability</td><td>$</td><td>319.1</td><td></td><td></td><td>$</td><td>389.2</td><td></td></tr></table>
table
886.5
monetaryItemType
table: <entity> 886.5 </entity> <entity type> monetaryItemType </entity type> <context> Total deferred tax assets | 886.5 | 783.6 </context>
us-gaap:DeferredTaxAssetsGross
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(In millions)</td><td>As of December 31,</td></tr><tr><td></td><td>2024</td><td></td><td>2023</td></tr><tr><td>Deferred tax assets:</td><td></td><td></td><td></td></tr><tr><td>Allowance for credit losses</td><td>$</td><td>831.7</td><td></td><td></td><td>$</td><td>741.2</td><td></td></tr><tr><td>Stock-based compensation</td><td>14.3</td><td></td><td></td><td>14.6</td><td></td></tr><tr><td>Deferred state net operating loss</td><td>25.3</td><td></td><td></td><td>13.7</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Other, net</td><td>15.2</td><td></td><td></td><td>14.1</td><td></td></tr><tr><td>Total deferred tax assets</td><td>886.5</td><td></td><td></td><td>783.6</td><td></td></tr><tr><td>Deferred tax liabilities:</td><td></td><td></td><td></td></tr><tr><td>Valuation of Loans receivable</td><td>1,195.8</td><td></td><td></td><td>1,158.9</td><td></td></tr><tr><td>Deferred Loan origination costs</td><td>1.8</td><td></td><td></td><td>1.6</td><td></td></tr><tr><td>Other, net</td><td>8.0</td><td></td><td></td><td>12.3</td><td></td></tr><tr><td>Total deferred tax liabilities</td><td>1,205.6</td><td></td><td></td><td>1,172.8</td><td></td></tr><tr><td>Net deferred tax liability</td><td>$</td><td>319.1</td><td></td><td></td><td>$</td><td>389.2</td><td></td></tr></table>
table
783.6
monetaryItemType
table: <entity> 783.6 </entity> <entity type> monetaryItemType </entity type> <context> Total deferred tax assets | 886.5 | 783.6 </context>
us-gaap:DeferredTaxAssetsGross
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(In millions)</td><td>As of December 31,</td></tr><tr><td></td><td>2024</td><td></td><td>2023</td></tr><tr><td>Deferred tax assets:</td><td></td><td></td><td></td></tr><tr><td>Allowance for credit losses</td><td>$</td><td>831.7</td><td></td><td></td><td>$</td><td>741.2</td><td></td></tr><tr><td>Stock-based compensation</td><td>14.3</td><td></td><td></td><td>14.6</td><td></td></tr><tr><td>Deferred state net operating loss</td><td>25.3</td><td></td><td></td><td>13.7</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Other, net</td><td>15.2</td><td></td><td></td><td>14.1</td><td></td></tr><tr><td>Total deferred tax assets</td><td>886.5</td><td></td><td></td><td>783.6</td><td></td></tr><tr><td>Deferred tax liabilities:</td><td></td><td></td><td></td></tr><tr><td>Valuation of Loans receivable</td><td>1,195.8</td><td></td><td></td><td>1,158.9</td><td></td></tr><tr><td>Deferred Loan origination costs</td><td>1.8</td><td></td><td></td><td>1.6</td><td></td></tr><tr><td>Other, net</td><td>8.0</td><td></td><td></td><td>12.3</td><td></td></tr><tr><td>Total deferred tax liabilities</td><td>1,205.6</td><td></td><td></td><td>1,172.8</td><td></td></tr><tr><td>Net deferred tax liability</td><td>$</td><td>319.1</td><td></td><td></td><td>$</td><td>389.2</td><td></td></tr></table>
table
1195.8
monetaryItemType
table: <entity> 1195.8 </entity> <entity type> monetaryItemType </entity type> <context> Valuation of Loans receivable | 1,195.8 | 1,158.9 </context>
us-gaap:DeferredTaxLiabilitiesFinancingArrangements
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(In millions)</td><td>As of December 31,</td></tr><tr><td></td><td>2024</td><td></td><td>2023</td></tr><tr><td>Deferred tax assets:</td><td></td><td></td><td></td></tr><tr><td>Allowance for credit losses</td><td>$</td><td>831.7</td><td></td><td></td><td>$</td><td>741.2</td><td></td></tr><tr><td>Stock-based compensation</td><td>14.3</td><td></td><td></td><td>14.6</td><td></td></tr><tr><td>Deferred state net operating loss</td><td>25.3</td><td></td><td></td><td>13.7</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Other, net</td><td>15.2</td><td></td><td></td><td>14.1</td><td></td></tr><tr><td>Total deferred tax assets</td><td>886.5</td><td></td><td></td><td>783.6</td><td></td></tr><tr><td>Deferred tax liabilities:</td><td></td><td></td><td></td></tr><tr><td>Valuation of Loans receivable</td><td>1,195.8</td><td></td><td></td><td>1,158.9</td><td></td></tr><tr><td>Deferred Loan origination costs</td><td>1.8</td><td></td><td></td><td>1.6</td><td></td></tr><tr><td>Other, net</td><td>8.0</td><td></td><td></td><td>12.3</td><td></td></tr><tr><td>Total deferred tax liabilities</td><td>1,205.6</td><td></td><td></td><td>1,172.8</td><td></td></tr><tr><td>Net deferred tax liability</td><td>$</td><td>319.1</td><td></td><td></td><td>$</td><td>389.2</td><td></td></tr></table>
table
1158.9
monetaryItemType
table: <entity> 1158.9 </entity> <entity type> monetaryItemType </entity type> <context> Valuation of Loans receivable | 1,195.8 | 1,158.9 </context>
us-gaap:DeferredTaxLiabilitiesFinancingArrangements
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(In millions)</td><td>As of December 31,</td></tr><tr><td></td><td>2024</td><td></td><td>2023</td></tr><tr><td>Deferred tax assets:</td><td></td><td></td><td></td></tr><tr><td>Allowance for credit losses</td><td>$</td><td>831.7</td><td></td><td></td><td>$</td><td>741.2</td><td></td></tr><tr><td>Stock-based compensation</td><td>14.3</td><td></td><td></td><td>14.6</td><td></td></tr><tr><td>Deferred state net operating loss</td><td>25.3</td><td></td><td></td><td>13.7</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Other, net</td><td>15.2</td><td></td><td></td><td>14.1</td><td></td></tr><tr><td>Total deferred tax assets</td><td>886.5</td><td></td><td></td><td>783.6</td><td></td></tr><tr><td>Deferred tax liabilities:</td><td></td><td></td><td></td></tr><tr><td>Valuation of Loans receivable</td><td>1,195.8</td><td></td><td></td><td>1,158.9</td><td></td></tr><tr><td>Deferred Loan origination costs</td><td>1.8</td><td></td><td></td><td>1.6</td><td></td></tr><tr><td>Other, net</td><td>8.0</td><td></td><td></td><td>12.3</td><td></td></tr><tr><td>Total deferred tax liabilities</td><td>1,205.6</td><td></td><td></td><td>1,172.8</td><td></td></tr><tr><td>Net deferred tax liability</td><td>$</td><td>319.1</td><td></td><td></td><td>$</td><td>389.2</td><td></td></tr></table>
table
1.8
monetaryItemType
table: <entity> 1.8 </entity> <entity type> monetaryItemType </entity type> <context> Deferred Loan origination costs | 1.8 | 1.6 </context>
us-gaap:DeferredTaxLiabilitiesDeferredExpenseDeferredFinancingCosts
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(In millions)</td><td>As of December 31,</td></tr><tr><td></td><td>2024</td><td></td><td>2023</td></tr><tr><td>Deferred tax assets:</td><td></td><td></td><td></td></tr><tr><td>Allowance for credit losses</td><td>$</td><td>831.7</td><td></td><td></td><td>$</td><td>741.2</td><td></td></tr><tr><td>Stock-based compensation</td><td>14.3</td><td></td><td></td><td>14.6</td><td></td></tr><tr><td>Deferred state net operating loss</td><td>25.3</td><td></td><td></td><td>13.7</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Other, net</td><td>15.2</td><td></td><td></td><td>14.1</td><td></td></tr><tr><td>Total deferred tax assets</td><td>886.5</td><td></td><td></td><td>783.6</td><td></td></tr><tr><td>Deferred tax liabilities:</td><td></td><td></td><td></td></tr><tr><td>Valuation of Loans receivable</td><td>1,195.8</td><td></td><td></td><td>1,158.9</td><td></td></tr><tr><td>Deferred Loan origination costs</td><td>1.8</td><td></td><td></td><td>1.6</td><td></td></tr><tr><td>Other, net</td><td>8.0</td><td></td><td></td><td>12.3</td><td></td></tr><tr><td>Total deferred tax liabilities</td><td>1,205.6</td><td></td><td></td><td>1,172.8</td><td></td></tr><tr><td>Net deferred tax liability</td><td>$</td><td>319.1</td><td></td><td></td><td>$</td><td>389.2</td><td></td></tr></table>
table
1.6
monetaryItemType
table: <entity> 1.6 </entity> <entity type> monetaryItemType </entity type> <context> Deferred Loan origination costs | 1.8 | 1.6 </context>
us-gaap:DeferredTaxLiabilitiesDeferredExpenseDeferredFinancingCosts
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(In millions)</td><td>As of December 31,</td></tr><tr><td></td><td>2024</td><td></td><td>2023</td></tr><tr><td>Deferred tax assets:</td><td></td><td></td><td></td></tr><tr><td>Allowance for credit losses</td><td>$</td><td>831.7</td><td></td><td></td><td>$</td><td>741.2</td><td></td></tr><tr><td>Stock-based compensation</td><td>14.3</td><td></td><td></td><td>14.6</td><td></td></tr><tr><td>Deferred state net operating loss</td><td>25.3</td><td></td><td></td><td>13.7</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Other, net</td><td>15.2</td><td></td><td></td><td>14.1</td><td></td></tr><tr><td>Total deferred tax assets</td><td>886.5</td><td></td><td></td><td>783.6</td><td></td></tr><tr><td>Deferred tax liabilities:</td><td></td><td></td><td></td></tr><tr><td>Valuation of Loans receivable</td><td>1,195.8</td><td></td><td></td><td>1,158.9</td><td></td></tr><tr><td>Deferred Loan origination costs</td><td>1.8</td><td></td><td></td><td>1.6</td><td></td></tr><tr><td>Other, net</td><td>8.0</td><td></td><td></td><td>12.3</td><td></td></tr><tr><td>Total deferred tax liabilities</td><td>1,205.6</td><td></td><td></td><td>1,172.8</td><td></td></tr><tr><td>Net deferred tax liability</td><td>$</td><td>319.1</td><td></td><td></td><td>$</td><td>389.2</td><td></td></tr></table>
table
8.0
monetaryItemType
table: <entity> 8.0 </entity> <entity type> monetaryItemType </entity type> <context> Other, net | 8.0 | 12.3 </context>
us-gaap:DeferredTaxLiabilitiesOther
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(In millions)</td><td>As of December 31,</td></tr><tr><td></td><td>2024</td><td></td><td>2023</td></tr><tr><td>Deferred tax assets:</td><td></td><td></td><td></td></tr><tr><td>Allowance for credit losses</td><td>$</td><td>831.7</td><td></td><td></td><td>$</td><td>741.2</td><td></td></tr><tr><td>Stock-based compensation</td><td>14.3</td><td></td><td></td><td>14.6</td><td></td></tr><tr><td>Deferred state net operating loss</td><td>25.3</td><td></td><td></td><td>13.7</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Other, net</td><td>15.2</td><td></td><td></td><td>14.1</td><td></td></tr><tr><td>Total deferred tax assets</td><td>886.5</td><td></td><td></td><td>783.6</td><td></td></tr><tr><td>Deferred tax liabilities:</td><td></td><td></td><td></td></tr><tr><td>Valuation of Loans receivable</td><td>1,195.8</td><td></td><td></td><td>1,158.9</td><td></td></tr><tr><td>Deferred Loan origination costs</td><td>1.8</td><td></td><td></td><td>1.6</td><td></td></tr><tr><td>Other, net</td><td>8.0</td><td></td><td></td><td>12.3</td><td></td></tr><tr><td>Total deferred tax liabilities</td><td>1,205.6</td><td></td><td></td><td>1,172.8</td><td></td></tr><tr><td>Net deferred tax liability</td><td>$</td><td>319.1</td><td></td><td></td><td>$</td><td>389.2</td><td></td></tr></table>
table
12.3
monetaryItemType
table: <entity> 12.3 </entity> <entity type> monetaryItemType </entity type> <context> Other, net | 8.0 | 12.3 </context>
us-gaap:DeferredTaxLiabilitiesOther
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(In millions)</td><td>As of December 31,</td></tr><tr><td></td><td>2024</td><td></td><td>2023</td></tr><tr><td>Deferred tax assets:</td><td></td><td></td><td></td></tr><tr><td>Allowance for credit losses</td><td>$</td><td>831.7</td><td></td><td></td><td>$</td><td>741.2</td><td></td></tr><tr><td>Stock-based compensation</td><td>14.3</td><td></td><td></td><td>14.6</td><td></td></tr><tr><td>Deferred state net operating loss</td><td>25.3</td><td></td><td></td><td>13.7</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Other, net</td><td>15.2</td><td></td><td></td><td>14.1</td><td></td></tr><tr><td>Total deferred tax assets</td><td>886.5</td><td></td><td></td><td>783.6</td><td></td></tr><tr><td>Deferred tax liabilities:</td><td></td><td></td><td></td></tr><tr><td>Valuation of Loans receivable</td><td>1,195.8</td><td></td><td></td><td>1,158.9</td><td></td></tr><tr><td>Deferred Loan origination costs</td><td>1.8</td><td></td><td></td><td>1.6</td><td></td></tr><tr><td>Other, net</td><td>8.0</td><td></td><td></td><td>12.3</td><td></td></tr><tr><td>Total deferred tax liabilities</td><td>1,205.6</td><td></td><td></td><td>1,172.8</td><td></td></tr><tr><td>Net deferred tax liability</td><td>$</td><td>319.1</td><td></td><td></td><td>$</td><td>389.2</td><td></td></tr></table>
table
1205.6
monetaryItemType
table: <entity> 1205.6 </entity> <entity type> monetaryItemType </entity type> <context> Total deferred tax liabilities | 1,205.6 | 1,172.8 </context>
us-gaap:DeferredIncomeTaxLiabilities
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(In millions)</td><td>As of December 31,</td></tr><tr><td></td><td>2024</td><td></td><td>2023</td></tr><tr><td>Deferred tax assets:</td><td></td><td></td><td></td></tr><tr><td>Allowance for credit losses</td><td>$</td><td>831.7</td><td></td><td></td><td>$</td><td>741.2</td><td></td></tr><tr><td>Stock-based compensation</td><td>14.3</td><td></td><td></td><td>14.6</td><td></td></tr><tr><td>Deferred state net operating loss</td><td>25.3</td><td></td><td></td><td>13.7</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Other, net</td><td>15.2</td><td></td><td></td><td>14.1</td><td></td></tr><tr><td>Total deferred tax assets</td><td>886.5</td><td></td><td></td><td>783.6</td><td></td></tr><tr><td>Deferred tax liabilities:</td><td></td><td></td><td></td></tr><tr><td>Valuation of Loans receivable</td><td>1,195.8</td><td></td><td></td><td>1,158.9</td><td></td></tr><tr><td>Deferred Loan origination costs</td><td>1.8</td><td></td><td></td><td>1.6</td><td></td></tr><tr><td>Other, net</td><td>8.0</td><td></td><td></td><td>12.3</td><td></td></tr><tr><td>Total deferred tax liabilities</td><td>1,205.6</td><td></td><td></td><td>1,172.8</td><td></td></tr><tr><td>Net deferred tax liability</td><td>$</td><td>319.1</td><td></td><td></td><td>$</td><td>389.2</td><td></td></tr></table>
table
1172.8
monetaryItemType
table: <entity> 1172.8 </entity> <entity type> monetaryItemType </entity type> <context> Total deferred tax liabilities | 1,205.6 | 1,172.8 </context>
us-gaap:DeferredIncomeTaxLiabilities
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(In millions)</td><td>As of December 31,</td></tr><tr><td></td><td>2024</td><td></td><td>2023</td></tr><tr><td>Deferred tax assets:</td><td></td><td></td><td></td></tr><tr><td>Allowance for credit losses</td><td>$</td><td>831.7</td><td></td><td></td><td>$</td><td>741.2</td><td></td></tr><tr><td>Stock-based compensation</td><td>14.3</td><td></td><td></td><td>14.6</td><td></td></tr><tr><td>Deferred state net operating loss</td><td>25.3</td><td></td><td></td><td>13.7</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Other, net</td><td>15.2</td><td></td><td></td><td>14.1</td><td></td></tr><tr><td>Total deferred tax assets</td><td>886.5</td><td></td><td></td><td>783.6</td><td></td></tr><tr><td>Deferred tax liabilities:</td><td></td><td></td><td></td></tr><tr><td>Valuation of Loans receivable</td><td>1,195.8</td><td></td><td></td><td>1,158.9</td><td></td></tr><tr><td>Deferred Loan origination costs</td><td>1.8</td><td></td><td></td><td>1.6</td><td></td></tr><tr><td>Other, net</td><td>8.0</td><td></td><td></td><td>12.3</td><td></td></tr><tr><td>Total deferred tax liabilities</td><td>1,205.6</td><td></td><td></td><td>1,172.8</td><td></td></tr><tr><td>Net deferred tax liability</td><td>$</td><td>319.1</td><td></td><td></td><td>$</td><td>389.2</td><td></td></tr></table>
table
319.1
monetaryItemType
table: <entity> 319.1 </entity> <entity type> monetaryItemType </entity type> <context> Net deferred tax liability | $ | 319.1 | $ | 389.2 </context>
us-gaap:DeferredIncomeTaxLiabilitiesNet
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(In millions)</td><td>As of December 31,</td></tr><tr><td></td><td>2024</td><td></td><td>2023</td></tr><tr><td>Deferred tax assets:</td><td></td><td></td><td></td></tr><tr><td>Allowance for credit losses</td><td>$</td><td>831.7</td><td></td><td></td><td>$</td><td>741.2</td><td></td></tr><tr><td>Stock-based compensation</td><td>14.3</td><td></td><td></td><td>14.6</td><td></td></tr><tr><td>Deferred state net operating loss</td><td>25.3</td><td></td><td></td><td>13.7</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Other, net</td><td>15.2</td><td></td><td></td><td>14.1</td><td></td></tr><tr><td>Total deferred tax assets</td><td>886.5</td><td></td><td></td><td>783.6</td><td></td></tr><tr><td>Deferred tax liabilities:</td><td></td><td></td><td></td></tr><tr><td>Valuation of Loans receivable</td><td>1,195.8</td><td></td><td></td><td>1,158.9</td><td></td></tr><tr><td>Deferred Loan origination costs</td><td>1.8</td><td></td><td></td><td>1.6</td><td></td></tr><tr><td>Other, net</td><td>8.0</td><td></td><td></td><td>12.3</td><td></td></tr><tr><td>Total deferred tax liabilities</td><td>1,205.6</td><td></td><td></td><td>1,172.8</td><td></td></tr><tr><td>Net deferred tax liability</td><td>$</td><td>319.1</td><td></td><td></td><td>$</td><td>389.2</td><td></td></tr></table>
table
389.2
monetaryItemType
table: <entity> 389.2 </entity> <entity type> monetaryItemType </entity type> <context> Net deferred tax liability | $ | 319.1 | $ | 389.2 </context>
us-gaap:DeferredIncomeTaxLiabilitiesNet
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td>For the Years Ended December 31,</td></tr><tr><td></td><td>2024</td><td></td><td>2023</td><td></td><td>2022</td></tr><tr><td>U.S. federal statutory income tax rate</td><td>21.0</td><td>%</td><td></td><td>21.0</td><td>%</td><td></td><td>21.0</td><td>%</td></tr><tr><td>State and local income taxes</td><td>3.1</td><td>%</td><td></td><td>2.7</td><td>%</td><td></td><td>3.8</td><td>%</td></tr><tr><td>Non-deductible executive compensation expense</td><td>2.1</td><td>%</td><td></td><td>1.3</td><td>%</td><td></td><td>0.5</td><td>%</td></tr><tr><td>Excess tax benefits from stock-based compensation plans</td><td>- 1.6</td><td>%</td><td></td><td>- 3.0</td><td>%</td><td></td><td>- 0.8</td><td>%</td></tr><tr><td>Other</td><td>0.2</td><td>%</td><td></td><td>0.2</td><td>%</td><td></td><td>0.2</td><td>%</td></tr><tr><td>Effective income tax rate</td><td>24.8</td><td>%</td><td></td><td>22.2</td><td>%</td><td></td><td>24.7</td><td>%</td></tr></table>
table
21.0
percentItemType
table: <entity> 21.0 </entity> <entity type> percentItemType </entity type> <context> U.S. federal statutory income tax rate | 21.0 | % | 21.0 | % | 21.0 | % </context>
us-gaap:EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td>For the Years Ended December 31,</td></tr><tr><td></td><td>2024</td><td></td><td>2023</td><td></td><td>2022</td></tr><tr><td>U.S. federal statutory income tax rate</td><td>21.0</td><td>%</td><td></td><td>21.0</td><td>%</td><td></td><td>21.0</td><td>%</td></tr><tr><td>State and local income taxes</td><td>3.1</td><td>%</td><td></td><td>2.7</td><td>%</td><td></td><td>3.8</td><td>%</td></tr><tr><td>Non-deductible executive compensation expense</td><td>2.1</td><td>%</td><td></td><td>1.3</td><td>%</td><td></td><td>0.5</td><td>%</td></tr><tr><td>Excess tax benefits from stock-based compensation plans</td><td>- 1.6</td><td>%</td><td></td><td>- 3.0</td><td>%</td><td></td><td>- 0.8</td><td>%</td></tr><tr><td>Other</td><td>0.2</td><td>%</td><td></td><td>0.2</td><td>%</td><td></td><td>0.2</td><td>%</td></tr><tr><td>Effective income tax rate</td><td>24.8</td><td>%</td><td></td><td>22.2</td><td>%</td><td></td><td>24.7</td><td>%</td></tr></table>
table
3.1
percentItemType
table: <entity> 3.1 </entity> <entity type> percentItemType </entity type> <context> State and local income taxes | 3.1 | % | 2.7 | % | 3.8 | % </context>
us-gaap:EffectiveIncomeTaxRateReconciliationStateAndLocalIncomeTaxes
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td>For the Years Ended December 31,</td></tr><tr><td></td><td>2024</td><td></td><td>2023</td><td></td><td>2022</td></tr><tr><td>U.S. federal statutory income tax rate</td><td>21.0</td><td>%</td><td></td><td>21.0</td><td>%</td><td></td><td>21.0</td><td>%</td></tr><tr><td>State and local income taxes</td><td>3.1</td><td>%</td><td></td><td>2.7</td><td>%</td><td></td><td>3.8</td><td>%</td></tr><tr><td>Non-deductible executive compensation expense</td><td>2.1</td><td>%</td><td></td><td>1.3</td><td>%</td><td></td><td>0.5</td><td>%</td></tr><tr><td>Excess tax benefits from stock-based compensation plans</td><td>- 1.6</td><td>%</td><td></td><td>- 3.0</td><td>%</td><td></td><td>- 0.8</td><td>%</td></tr><tr><td>Other</td><td>0.2</td><td>%</td><td></td><td>0.2</td><td>%</td><td></td><td>0.2</td><td>%</td></tr><tr><td>Effective income tax rate</td><td>24.8</td><td>%</td><td></td><td>22.2</td><td>%</td><td></td><td>24.7</td><td>%</td></tr></table>
table
2.7
percentItemType
table: <entity> 2.7 </entity> <entity type> percentItemType </entity type> <context> State and local income taxes | 3.1 | % | 2.7 | % | 3.8 | % </context>
us-gaap:EffectiveIncomeTaxRateReconciliationStateAndLocalIncomeTaxes
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td>For the Years Ended December 31,</td></tr><tr><td></td><td>2024</td><td></td><td>2023</td><td></td><td>2022</td></tr><tr><td>U.S. federal statutory income tax rate</td><td>21.0</td><td>%</td><td></td><td>21.0</td><td>%</td><td></td><td>21.0</td><td>%</td></tr><tr><td>State and local income taxes</td><td>3.1</td><td>%</td><td></td><td>2.7</td><td>%</td><td></td><td>3.8</td><td>%</td></tr><tr><td>Non-deductible executive compensation expense</td><td>2.1</td><td>%</td><td></td><td>1.3</td><td>%</td><td></td><td>0.5</td><td>%</td></tr><tr><td>Excess tax benefits from stock-based compensation plans</td><td>- 1.6</td><td>%</td><td></td><td>- 3.0</td><td>%</td><td></td><td>- 0.8</td><td>%</td></tr><tr><td>Other</td><td>0.2</td><td>%</td><td></td><td>0.2</td><td>%</td><td></td><td>0.2</td><td>%</td></tr><tr><td>Effective income tax rate</td><td>24.8</td><td>%</td><td></td><td>22.2</td><td>%</td><td></td><td>24.7</td><td>%</td></tr></table>
table
3.8
percentItemType
table: <entity> 3.8 </entity> <entity type> percentItemType </entity type> <context> State and local income taxes | 3.1 | % | 2.7 | % | 3.8 | % </context>
us-gaap:EffectiveIncomeTaxRateReconciliationStateAndLocalIncomeTaxes
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td>For the Years Ended December 31,</td></tr><tr><td></td><td>2024</td><td></td><td>2023</td><td></td><td>2022</td></tr><tr><td>U.S. federal statutory income tax rate</td><td>21.0</td><td>%</td><td></td><td>21.0</td><td>%</td><td></td><td>21.0</td><td>%</td></tr><tr><td>State and local income taxes</td><td>3.1</td><td>%</td><td></td><td>2.7</td><td>%</td><td></td><td>3.8</td><td>%</td></tr><tr><td>Non-deductible executive compensation expense</td><td>2.1</td><td>%</td><td></td><td>1.3</td><td>%</td><td></td><td>0.5</td><td>%</td></tr><tr><td>Excess tax benefits from stock-based compensation plans</td><td>- 1.6</td><td>%</td><td></td><td>- 3.0</td><td>%</td><td></td><td>- 0.8</td><td>%</td></tr><tr><td>Other</td><td>0.2</td><td>%</td><td></td><td>0.2</td><td>%</td><td></td><td>0.2</td><td>%</td></tr><tr><td>Effective income tax rate</td><td>24.8</td><td>%</td><td></td><td>22.2</td><td>%</td><td></td><td>24.7</td><td>%</td></tr></table>
table
2.1
percentItemType
table: <entity> 2.1 </entity> <entity type> percentItemType </entity type> <context> Non-deductible executive compensation expense | 2.1 | % | 1.3 | % | 0.5 | % </context>
us-gaap:EffectiveIncomeTaxRateReconciliationNondeductibleExpense
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td>For the Years Ended December 31,</td></tr><tr><td></td><td>2024</td><td></td><td>2023</td><td></td><td>2022</td></tr><tr><td>U.S. federal statutory income tax rate</td><td>21.0</td><td>%</td><td></td><td>21.0</td><td>%</td><td></td><td>21.0</td><td>%</td></tr><tr><td>State and local income taxes</td><td>3.1</td><td>%</td><td></td><td>2.7</td><td>%</td><td></td><td>3.8</td><td>%</td></tr><tr><td>Non-deductible executive compensation expense</td><td>2.1</td><td>%</td><td></td><td>1.3</td><td>%</td><td></td><td>0.5</td><td>%</td></tr><tr><td>Excess tax benefits from stock-based compensation plans</td><td>- 1.6</td><td>%</td><td></td><td>- 3.0</td><td>%</td><td></td><td>- 0.8</td><td>%</td></tr><tr><td>Other</td><td>0.2</td><td>%</td><td></td><td>0.2</td><td>%</td><td></td><td>0.2</td><td>%</td></tr><tr><td>Effective income tax rate</td><td>24.8</td><td>%</td><td></td><td>22.2</td><td>%</td><td></td><td>24.7</td><td>%</td></tr></table>
table
1.3
percentItemType
table: <entity> 1.3 </entity> <entity type> percentItemType </entity type> <context> Non-deductible executive compensation expense | 2.1 | % | 1.3 | % | 0.5 | % </context>
us-gaap:EffectiveIncomeTaxRateReconciliationNondeductibleExpense
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td>For the Years Ended December 31,</td></tr><tr><td></td><td>2024</td><td></td><td>2023</td><td></td><td>2022</td></tr><tr><td>U.S. federal statutory income tax rate</td><td>21.0</td><td>%</td><td></td><td>21.0</td><td>%</td><td></td><td>21.0</td><td>%</td></tr><tr><td>State and local income taxes</td><td>3.1</td><td>%</td><td></td><td>2.7</td><td>%</td><td></td><td>3.8</td><td>%</td></tr><tr><td>Non-deductible executive compensation expense</td><td>2.1</td><td>%</td><td></td><td>1.3</td><td>%</td><td></td><td>0.5</td><td>%</td></tr><tr><td>Excess tax benefits from stock-based compensation plans</td><td>- 1.6</td><td>%</td><td></td><td>- 3.0</td><td>%</td><td></td><td>- 0.8</td><td>%</td></tr><tr><td>Other</td><td>0.2</td><td>%</td><td></td><td>0.2</td><td>%</td><td></td><td>0.2</td><td>%</td></tr><tr><td>Effective income tax rate</td><td>24.8</td><td>%</td><td></td><td>22.2</td><td>%</td><td></td><td>24.7</td><td>%</td></tr></table>
table
0.5
percentItemType
table: <entity> 0.5 </entity> <entity type> percentItemType </entity type> <context> Non-deductible executive compensation expense | 2.1 | % | 1.3 | % | 0.5 | % </context>
us-gaap:EffectiveIncomeTaxRateReconciliationNondeductibleExpense
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td>For the Years Ended December 31,</td></tr><tr><td></td><td>2024</td><td></td><td>2023</td><td></td><td>2022</td></tr><tr><td>U.S. federal statutory income tax rate</td><td>21.0</td><td>%</td><td></td><td>21.0</td><td>%</td><td></td><td>21.0</td><td>%</td></tr><tr><td>State and local income taxes</td><td>3.1</td><td>%</td><td></td><td>2.7</td><td>%</td><td></td><td>3.8</td><td>%</td></tr><tr><td>Non-deductible executive compensation expense</td><td>2.1</td><td>%</td><td></td><td>1.3</td><td>%</td><td></td><td>0.5</td><td>%</td></tr><tr><td>Excess tax benefits from stock-based compensation plans</td><td>- 1.6</td><td>%</td><td></td><td>- 3.0</td><td>%</td><td></td><td>- 0.8</td><td>%</td></tr><tr><td>Other</td><td>0.2</td><td>%</td><td></td><td>0.2</td><td>%</td><td></td><td>0.2</td><td>%</td></tr><tr><td>Effective income tax rate</td><td>24.8</td><td>%</td><td></td><td>22.2</td><td>%</td><td></td><td>24.7</td><td>%</td></tr></table>
table
1.6
percentItemType
table: <entity> 1.6 </entity> <entity type> percentItemType </entity type> <context> None </context>
us-gaap:EffectiveIncomeTaxRateReconciliationDeductions
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td>For the Years Ended December 31,</td></tr><tr><td></td><td>2024</td><td></td><td>2023</td><td></td><td>2022</td></tr><tr><td>U.S. federal statutory income tax rate</td><td>21.0</td><td>%</td><td></td><td>21.0</td><td>%</td><td></td><td>21.0</td><td>%</td></tr><tr><td>State and local income taxes</td><td>3.1</td><td>%</td><td></td><td>2.7</td><td>%</td><td></td><td>3.8</td><td>%</td></tr><tr><td>Non-deductible executive compensation expense</td><td>2.1</td><td>%</td><td></td><td>1.3</td><td>%</td><td></td><td>0.5</td><td>%</td></tr><tr><td>Excess tax benefits from stock-based compensation plans</td><td>- 1.6</td><td>%</td><td></td><td>- 3.0</td><td>%</td><td></td><td>- 0.8</td><td>%</td></tr><tr><td>Other</td><td>0.2</td><td>%</td><td></td><td>0.2</td><td>%</td><td></td><td>0.2</td><td>%</td></tr><tr><td>Effective income tax rate</td><td>24.8</td><td>%</td><td></td><td>22.2</td><td>%</td><td></td><td>24.7</td><td>%</td></tr></table>
table
3.0
percentItemType
table: <entity> 3.0 </entity> <entity type> percentItemType </entity type> <context> None </context>
us-gaap:EffectiveIncomeTaxRateReconciliationDeductions
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td>For the Years Ended December 31,</td></tr><tr><td></td><td>2024</td><td></td><td>2023</td><td></td><td>2022</td></tr><tr><td>U.S. federal statutory income tax rate</td><td>21.0</td><td>%</td><td></td><td>21.0</td><td>%</td><td></td><td>21.0</td><td>%</td></tr><tr><td>State and local income taxes</td><td>3.1</td><td>%</td><td></td><td>2.7</td><td>%</td><td></td><td>3.8</td><td>%</td></tr><tr><td>Non-deductible executive compensation expense</td><td>2.1</td><td>%</td><td></td><td>1.3</td><td>%</td><td></td><td>0.5</td><td>%</td></tr><tr><td>Excess tax benefits from stock-based compensation plans</td><td>- 1.6</td><td>%</td><td></td><td>- 3.0</td><td>%</td><td></td><td>- 0.8</td><td>%</td></tr><tr><td>Other</td><td>0.2</td><td>%</td><td></td><td>0.2</td><td>%</td><td></td><td>0.2</td><td>%</td></tr><tr><td>Effective income tax rate</td><td>24.8</td><td>%</td><td></td><td>22.2</td><td>%</td><td></td><td>24.7</td><td>%</td></tr></table>
table
0.8
percentItemType
table: <entity> 0.8 </entity> <entity type> percentItemType </entity type> <context> None </context>
us-gaap:EffectiveIncomeTaxRateReconciliationDeductions
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td>For the Years Ended December 31,</td></tr><tr><td></td><td>2024</td><td></td><td>2023</td><td></td><td>2022</td></tr><tr><td>U.S. federal statutory income tax rate</td><td>21.0</td><td>%</td><td></td><td>21.0</td><td>%</td><td></td><td>21.0</td><td>%</td></tr><tr><td>State and local income taxes</td><td>3.1</td><td>%</td><td></td><td>2.7</td><td>%</td><td></td><td>3.8</td><td>%</td></tr><tr><td>Non-deductible executive compensation expense</td><td>2.1</td><td>%</td><td></td><td>1.3</td><td>%</td><td></td><td>0.5</td><td>%</td></tr><tr><td>Excess tax benefits from stock-based compensation plans</td><td>- 1.6</td><td>%</td><td></td><td>- 3.0</td><td>%</td><td></td><td>- 0.8</td><td>%</td></tr><tr><td>Other</td><td>0.2</td><td>%</td><td></td><td>0.2</td><td>%</td><td></td><td>0.2</td><td>%</td></tr><tr><td>Effective income tax rate</td><td>24.8</td><td>%</td><td></td><td>22.2</td><td>%</td><td></td><td>24.7</td><td>%</td></tr></table>
table
0.2
percentItemType
table: <entity> 0.2 </entity> <entity type> percentItemType </entity type> <context> Other | 0.2 | % | 0.2 | % | 0.2 | % </context>
us-gaap:EffectiveIncomeTaxRateReconciliationOtherAdjustments
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td>For the Years Ended December 31,</td></tr><tr><td></td><td>2024</td><td></td><td>2023</td><td></td><td>2022</td></tr><tr><td>U.S. federal statutory income tax rate</td><td>21.0</td><td>%</td><td></td><td>21.0</td><td>%</td><td></td><td>21.0</td><td>%</td></tr><tr><td>State and local income taxes</td><td>3.1</td><td>%</td><td></td><td>2.7</td><td>%</td><td></td><td>3.8</td><td>%</td></tr><tr><td>Non-deductible executive compensation expense</td><td>2.1</td><td>%</td><td></td><td>1.3</td><td>%</td><td></td><td>0.5</td><td>%</td></tr><tr><td>Excess tax benefits from stock-based compensation plans</td><td>- 1.6</td><td>%</td><td></td><td>- 3.0</td><td>%</td><td></td><td>- 0.8</td><td>%</td></tr><tr><td>Other</td><td>0.2</td><td>%</td><td></td><td>0.2</td><td>%</td><td></td><td>0.2</td><td>%</td></tr><tr><td>Effective income tax rate</td><td>24.8</td><td>%</td><td></td><td>22.2</td><td>%</td><td></td><td>24.7</td><td>%</td></tr></table>
table
24.8
percentItemType
table: <entity> 24.8 </entity> <entity type> percentItemType </entity type> <context> Effective income tax rate | 24.8 | % | 22.2 | % | 24.7 | % </context>
us-gaap:EffectiveIncomeTaxRateContinuingOperations
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td>For the Years Ended December 31,</td></tr><tr><td></td><td>2024</td><td></td><td>2023</td><td></td><td>2022</td></tr><tr><td>U.S. federal statutory income tax rate</td><td>21.0</td><td>%</td><td></td><td>21.0</td><td>%</td><td></td><td>21.0</td><td>%</td></tr><tr><td>State and local income taxes</td><td>3.1</td><td>%</td><td></td><td>2.7</td><td>%</td><td></td><td>3.8</td><td>%</td></tr><tr><td>Non-deductible executive compensation expense</td><td>2.1</td><td>%</td><td></td><td>1.3</td><td>%</td><td></td><td>0.5</td><td>%</td></tr><tr><td>Excess tax benefits from stock-based compensation plans</td><td>- 1.6</td><td>%</td><td></td><td>- 3.0</td><td>%</td><td></td><td>- 0.8</td><td>%</td></tr><tr><td>Other</td><td>0.2</td><td>%</td><td></td><td>0.2</td><td>%</td><td></td><td>0.2</td><td>%</td></tr><tr><td>Effective income tax rate</td><td>24.8</td><td>%</td><td></td><td>22.2</td><td>%</td><td></td><td>24.7</td><td>%</td></tr></table>
table
22.2
percentItemType
table: <entity> 22.2 </entity> <entity type> percentItemType </entity type> <context> Effective income tax rate | 24.8 | % | 22.2 | % | 24.7 | % </context>
us-gaap:EffectiveIncomeTaxRateContinuingOperations
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td>For the Years Ended December 31,</td></tr><tr><td></td><td>2024</td><td></td><td>2023</td><td></td><td>2022</td></tr><tr><td>U.S. federal statutory income tax rate</td><td>21.0</td><td>%</td><td></td><td>21.0</td><td>%</td><td></td><td>21.0</td><td>%</td></tr><tr><td>State and local income taxes</td><td>3.1</td><td>%</td><td></td><td>2.7</td><td>%</td><td></td><td>3.8</td><td>%</td></tr><tr><td>Non-deductible executive compensation expense</td><td>2.1</td><td>%</td><td></td><td>1.3</td><td>%</td><td></td><td>0.5</td><td>%</td></tr><tr><td>Excess tax benefits from stock-based compensation plans</td><td>- 1.6</td><td>%</td><td></td><td>- 3.0</td><td>%</td><td></td><td>- 0.8</td><td>%</td></tr><tr><td>Other</td><td>0.2</td><td>%</td><td></td><td>0.2</td><td>%</td><td></td><td>0.2</td><td>%</td></tr><tr><td>Effective income tax rate</td><td>24.8</td><td>%</td><td></td><td>22.2</td><td>%</td><td></td><td>24.7</td><td>%</td></tr></table>
table
24.7
percentItemType
table: <entity> 24.7 </entity> <entity type> percentItemType </entity type> <context> Effective income tax rate | 24.8 | % | 22.2 | % | 24.7 | % </context>
us-gaap:EffectiveIncomeTaxRateContinuingOperations